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Loan processor jobs in Connecticut - 42 jobs

  • Loan Servicing Specialist

    Windsor Federal Bank 4.0company rating

    Loan processor job in Windsor, CT

    Provides high quality customer service to customers, investors and bank personnel for all residential and consumer loan products offered by the Bank. Furnishes information, answers questions, and performs specialized servicing tasks to ensure that the loans the bank owns or services are properly maintained. Responsible for boarding and funding new loans from Encompass to Insight, monitoring ongoing hazard and flood insurance coverages, including performing force placed insurance. The incumbent will also ensure payment of all insurance types, taxes, and private mortgage insurance. Performs annual escrow analysis, processes loan payoffs, remits investor payments, reconciliations, and reporting timely. In addition, the incumbent will answer customer phone calls, research loan accounts to satisfy customer inquiries, monitor and/or maintain department reports and perform any other loan servicing functions, as needed. ESSENTIAL FUNCTIONS: Reviews Encompass and exports all loans submitted to boarding on the correct disbursement date. Completes full loan boarding activities based on the documents provided. Coordinates with the originations team to board and disburse each loan on the proper dates. Performs construction loan activities to include review of the draw requests, funding the disbursements, and converting to permanent mortgage upon construction completion. Responds to customers, bank staff and investor inquiries or concerns related to the servicing of an account. Researches problems and adjusts the core system, as required, and approved by management, when applicable. Sets up Investor Loans on the core system and performs the related tasks associated with boarding this loan type. Remits timely monthly payments and reports to all the loan investors. Processes timely payments of taxes, homeowner's insurance, private mortgage insurance, and condo fee bills from the customers' escrow accounts. Performs annual escrow analysis. Monitors for home equity lines of credit going into their repayment period and perform the required file maintenance. Communicates to customers that their draw period will be expiring in a timely manner. Balances various general ledger and custodial checking accounts as required. Reviews interest rate changes on adjustable customer's accounts for accuracy. Updates interest rate indexes for the Bank's loan products on a daily, weekly, monthly basis or as required. Processes loan modifications and subordination agreements. Performs account maintenance (e.g., reversals, late charge waivers). Responds to payoff requests to include preparing payoff quotes, required payoff documentation and mortgage releases timely and within state requirements. Monitors and maintains all department loan reports on an ongoing basis to identify and correct problems. Updates property insurance policy information on the core system on an ongoing basis. Monitors property insurance coverage (hazard and flood) and perform forced place insurance procedures in accordance with the applicable regulations, as needed. Monitors and maintains separate files for loans covered by flood insurance. Monitors the payments of property taxes on mortgage loans that do not escrow for taxes. Contacts customers regarding their requirement to pay their taxes. Adds a monthly escrow payment to the customer's bill if the customer fails to resolve the delinquent tax issue. Follow-up to ensure all recorded deeds are received and that recording information is input into the loan servicing core system. Processes incoming and outgoing mail. Performs record retention procedures (e.g., boxing, paring down files). Supports document imaging initiatives. Complies with all Bank policies, procedures, BSA, Deposit and Lending regulations. Maintains a general understanding of Residential and Consumer loan origination process and updates the servicing procedures as these processes change. Performs other related duties as required. REQUIRED EDUCATION / EXPERIENCE / SKILLS: Post high school education with three (3) to five (5) years mortgage loan servicing experience or some comparable combination of education and experience. An accounting background is helpful. Knowledge of all pertinent regulations related to Residential and Consumer lending. Excellent written and verbal communications skills. Strong customer service orientation. Proficient operation of the Bank's loan servicing system and Microsoft Software such as Word, Excel, and Outlook. Working knowledge of the Bank's loan product offerings, Bank loan regulations and the Bank's loan policies and procedures. Ability to interact with co-workers and customers in a positive manner. Ability to exchange information with others clearly and concisely: to present ideas, facts and technical information. Ability to perform under stress when confronted with critical timeline constraints and large work volumes. Ability to perform a variety of duties within the department, after receiving appropriate cross training, without the loss of efficiency or composure. Ability to receive guidance and supervision and follow work rules and procedures. Ability to meet deadlines, and to meet punctuality and attendance standards. Ability to systematically identify task requirements and monitor progress towards accomplishment. Ability to maintain relationships that facilitate task accomplishment, to cooperate and resolve conflicts, to recognize needs and be sensitive to others and to convince and persuade. Ability to work independently as well as in a team-based environment. Ability to learn quickly with a strong attention to detail and problem-solving. Windsor Federal Bank, an Equal Opportunity Employer, offers a competitive compensation and benefits package including vacation, personal days, paid sick time, holidays, participation in a 401(k) plan, and profit sharing. For consideration for this position, send resume to: ********************************* Windsor Federal Bank, 270 Broad Street Windsor, CT 06095 An Equal Opportunity Employer
    $59k-171k yearly est. 1d ago
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  • Process Support (Level II)

    Collabera 4.5company rating

    Loan processor job in Farmington, CT

    Established in 1991, Collabera is one of the fastest growing end-to-end information technology services and solutions companies globally. As a half a billion dollar IT company, Collabera's client-centric business model, commitment to service excellence and Global Delivery Model enables its global 2000 and leading mid-market clients to deliver successfully in an increasingly competitive marketplace. With over 8200 IT professionals globally, Collabera provides value-added onsite, offsite and offshore technology services and solutions to premier corporations. Over the past few years, Collabera has been awarded numerous accolades and Industry recognitions including. Collabera awarded Best Staffing Company to work for in 2012 by SIA. (hyperlink here) Collabera listed in GS 100 - recognized for excellence and maturity Collabera named among the Top 500 Diversity Owned Businesses Collabera listed in GS 100 & ranked among top 10 service providers Collabera was ranked: 32 in the Top 100 Large Businesses in the U.S 18 in Top 500 Diversity Owned Businesses in the U.S 3 in the Top 100 Diversity Owned Businesses in New Jersey 3 in the Top 100 Privately-held Businesses in New Jersey 66th on FinTech 100 35th among top private companies in New Jersey *********************************************** Collabera recognizes true potential of human capital and provides people the right opportunities for growth and professional excellence. Collabera offers a full range of benefits to its employees including paid vacations, holidays, personal days, Medical, Dental and Vision insurance, 401K retirement savings plan, Life Insurance, Disability Insurance. Position Details: Industry Banking Location 70 Batterson Park Rd, Farmington, CT - 06032 Job Title: Process Support (Level II) Duration: 7 Months Shift Timings: Monday-Friday between the hours of 8:00 AM and 5:30 PM Job Description: • Working in the Treasury Fulfilment Department. • Employee will receive and process maintenance request received to our GFS system. • Requests will be quick hit items such as adding accounts to Cashpro, setting up Cash Vault, Wire and other product maintenance services. • Employee will be aligned to maintenance request for a Treasury Sales team. Required Skills: • Strong computer Knowledge MS Word Outlook , Excel • Strong communication skills - written and verbal • Must be able to work in a team environment and take direction from leadership and peers. • Needs to be client focused with high level around detail • Ability to learn and perform Legal Documentation review • Research/analytical skills • Be able to look at a request and compare it to the process to see what steps are needed • Experience with systems where a case/ticket is created Additional Information To know more about this opportunity, please contact: Vishal Patel ************ ******************************
    $79k-115k yearly est. Easy Apply 1d ago
  • Loan Officer

    Caliver Beach Mortgage

    Loan processor job in Connecticut

    Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
    $44k-68k yearly est. 60d+ ago
  • Loan Servicing Specialist

    Connecticut Housing Finance Authority 4.2company rating

    Loan processor job in Rocky Hill, CT

    ABOUT THE CONNECTICUT HOUSING FINANCE AUTHORITY: Connecticut Housing Finance Authority ("CHFA") is a self-funded, quasi-public organization. Its mission is to alleviate the shortage of housing for low- and moderate-income families and persons in the state of Connecticut ("State") and, when appropriate, to promote or maintain the economic development of the State through employer-assisted housing efforts. CHFA is a mission-driven leader in creating affordable housing opportunities for families and individuals in Connecticut. We believe in the power of the diverse and inclusive communities we serve. We provide a challenging, progressive, and supportive environment that encourages and promotes employee development. We offer competitive salaries; tuition reimbursement; 457 deferred compensation, state-sponsored pension plan, comprehensive health, dental, life, and disability plan, paid vacation, sick, and holidays, hybrid work schedule, ongoing training, career development, and, if qualified, employee may be eligible for student loan forgiveness under Federal Loan assistance program. ABOUT THE POSITION: The position is responsible for preparing/processing of all receipts, weekly payables and tax disbursements, and financial transactions as it relates to our multifamily loan portfolio and state sponsored portfolio. SUPERVISION RECEIVED: Receives direction from the Assistant Director, Finance or a position of a higher grade. SUPERVISION EXERCISED: None. RESPONSIBILITIES: Receipts - process all receivable loan payments daily for the multifamily portfolio which includes, but is not limited to Section 8 subsidy receipts, checks, ACH receipts, wires, Assisted Living subsidy monthly payments and surplus cash receipts to ensure proper payment application in a timely manner. Disbursements - process real estate tax payments, insurance premium payments, related to the multifamily property's escrows. Responsible for analyzing all escrows as required to establish monthly collection. Process all requests for replacement reserve changes. Process ACH Enrollments requests Set up new escrow accounts and loan fee accounts as required Process new web loan users as requested Prepare and process all loan confirmation requests Support/backup -handle customer service inquiries and back up other loan servicing officer staff. Maintain loan records and financial transactions electronically, prepare batches for scanning and file maintenance to OnBase storage. Quality control check after uploading financial transactions. Quality control check for loan system changes and notes. Responsible for updates and quality control checks for web-loans support system providing access to customers via e-loans to enable viewing of financial transactions, billing and escrow analysis statements. MINIMUM QUALIFICATIONS REQUIRED: Requires a minimum of three years' experience in mortgage loan origination/servicing. Multifamily preferred but related field acceptable and previous accounting experience a plus or an equivalent combination of education and experience. KNOWLEDGE AND SKILLS: Requires basic knowledge of accounting and mortgage loan servicing procedures including federal and state real estate regulations related to mortgage servicing. Requires knowledge of Microsoft Office products and ability to become proficient in the use of proprietary and/or licenses software packages, and excellent verbal and written communication skills. Requires effective customer service skills, ability to think analytically and to work independently. This is not an exclusive list of all job functions, and the employee is expected to complete all duties as assigned. Duties and responsibilities may be added, deleted, or changed at any time at the discretion of management, formally or informally. This job description in no way constitutes an employment contract or agreement. Salary: Min - $71,801.25 Mid - $89,754.85 Max- $107,708.04 CHFA is an equal opportunity/affirmative action employer and strongly encourages the application of women, minorities, veterans, and persons with disabilities. CHFA EOE
    $71.8k-107.7k yearly 11d ago
  • Loan Administrator (Financial Services)

    Northbound Search

    Loan processor job in Stamford, CT

    A Financial Services firm is looking for a Loan Administrator to join their growing team! The ideal candidate will have at least four years of Agency Loan Operations experience and needs to have recent experience using Loan IQ. The role will include all operational support of Agency Loans including loan processing, review and maintenance. Job Responsibilities: Reconcile monies due and payable to the bank Generating daily and weekly loan activity reports Communicate with customers, banks, and executives Liaise with relevant Operations teams to build/ update deal information into Loan IQ Job Requirements: Previous Loan IQ experience strongly preferred! At least 3+ years of experience in Loan Administration Strong communication skills, as this individual will be communicating with multiple teams Team player/ability to take on additional projects as needed Compensation: $70,000 - $85,000
    $70k-85k yearly 60d+ ago
  • Residential Mortgage Processor & Closing Coordinator

    Mygsb

    Loan processor job in Wallingford, CT

    Perform a variety of loan documentation duties on complex loan packages to ensure compliance with Company policies and procedures for loan products. Loan documentation duties include processing loans. Also responsible for coordinating all residential mortgage closings with closing attorneys and Mortgage Loan Officers. Prepare closing packages in accordance with regulatory compliance requirements, secondary market, and Ascend Bank Loan Policy. Conduct pre-closing and post-closing review and follow up on any missing/incorrect documentation with appropriate personnel. GENERAL DESCRIPTION OF DUTIES: Processing Duties: Customer Service Function as a liaison between borrower, underwriter, loan originator and lender. Provide customers with timely and periodic status updates of their loan application. Return all inquiry calls within one business day. Customer intake and data entry. Collect required documentation from applicants for all mortgage and consumer loan applications and follow up with the borrower(s) for any missing items to satisfy all outstanding conditions for the Underwriter to review. Establish, maintain, and update files, databases, records, and/or other documents for recurring internal reports. Order credit reports, title reports, property appraisal reports, flood certifications and any additional documentation required to support the loan application. Run and analyze findings from automated underwriting system to perform initial qualification of applicant. Must exhibit full understanding of income analysis, title analysis, RESPA, TILA and TRID disclosures, hazard insurance, flood insurance and be proficient in both refinance and purchase transactions as well as home equity loans and lines. Ability to analyze complex scenarios and documentation with regards to the processing of mortgage loans. Prepares initial disclosures, redisclosures and loan estimates. Responsible for the upload of loan documents to the broker's website for processing of government loans. File System Management Compile documents for customer files and enter intakes into the Data Management System for processing and assessment. Assure that all customer files are complete and in compliance with regulatory agencies and internal policies. Ensure customer privacy, security of files and appropriate staff access. Administrative Support Maintain pipeline report and notify management of statuses as needed. Assign loan to underwriting or closing once all requirements have been met. Process the documents received for each file, verifying the accuracy and completeness of each document. Make recommendations for procedural changes to increase efficiency. May provide guidance and training to other loan documentation team members. Adherence to established turn times and productivity metrics. Completes all required compliance training as assigned in a timely manner. Candidate must be willing to work overtime as needed. Other duties as assigned. Closing Duties: Perform an initial review on each file checking for compliance with all regulatory compliance guidelines and loan policy. Prepare documentation for mortgage closings as necessary to meet the needs of the department. Prepare funding request documents for wiring funds for closing. Coordinates closings with attorneys and Bank personnel ensuring secondary market requirements are met. Ensure at the time of closing all conditions are satisfied prior to funding. Any outstanding issues should be brought to the underwriter's attention. Prepares closing statements, performs verification of employment, requests final DU and informs borrowers by calculating principal and interest payments, and closing costs, forwards information to borrowers. Responds and Clears Post Closing Deficiencies in a timely manner. Verify all documentation is accurate prior to closing. Perform pre-closing audit review. Review mortgage package when returned by attorneys' office or loan officer to ensure all documents have been completed, signed and proper fees are paid and processed. Perform post-closing audit review. Verify title policy has proper coverage and is clear. Provide backup support for residential processing function. Completes all required compliance training as assigned in a timely manner. Reconciliation of TRID Disclosures, CD/LE. Coordinates with Title Company/Settlement Agent on preparation and completion of the Closing Disclosure. Strong understanding of TRID timeline and regulatory requirements. Comprehensive review of Title, CPL, E&O, Appraisal, and other necessary documents. Updates LOS and enters any necessary corrections to produce accurate closing documents. Reviews approved mortgage loan to determine loan is clear to close, and all conditions that must be met prior to closing, such as purchase of private mortgage insurance, have been satisfied. Ability to manage multiple priorities while meeting all closing dates/deadlines. Responsible for management of closing calendar and daily CD and Post Closing reports Reviews and responds to monthly Quality Control report, when applicable. Calls attorney to request specified documents, such as receipt for payment of outstanding tax bill or insurance bill. Calls Mortgage Loan Officer or attorney to arrange time and date for closing. Ability to work with the loan-servicing department to ensure the loans are entered/booked correctly onto the core banking system. Verifies accuracy and consistency of specifications on documents, such as title abstract and insurance forms. Answers questions regarding closing requirements. Responsible for updating the Closing Procedures Manual as needed. Perform other duties as directed. This position requires compliance with all mortgage regulatory requirements and Ascend Bank's compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents. EXPERIENCE: Three to five years of experience in one or a combination of the following: customer service, lending, loan administration, appraisal review and analysis, collections, or sales environment, interpreting automated underwriting output. Three years to five years of similar or related residential mortgage experience with 2+ years of closing or processing experience. Advanced level computer skills; strong analytical, interpersonal, and verbal/written communication skills; experience and understanding of FHA/VA/State Housing Agencies is a plus. SKILL SET: • NMLS certified or willing and able to obtain NMLS certification upon hire. • Excellent verbal, written, and interpersonal communication skills. • High attention to detail and accuracy skills. • Excellent records and file management skills. • Proficient time management skills. DIGITAL LITERACY: The ability to use data, information, and communication technologies to find, evaluate, create, and communicate information, requiring both cognitive and technical skills. Information, data, and content Teaching learning and self-development Communication, collaboration, and participation Digital identity, safety, and security Technical proficiency with all bank products Awareness and interest in new technology Creation, innovation, and research EDUCATION: (1) A two-year college degree or (2) Completion of a specialized course of study at a business or trade school or (3) Completion of a specialized and extensive in-house training or apprenticeship program. Bachelor's degree preferred. MANAGERIAL RESPONSIBILITY: Has no supervisory/managerial responsibility
    $37k-50k yearly est. Auto-Apply 19d ago
  • Residential Mortgage Processor & Closing Coordinator

    Ascend Bank

    Loan processor job in Wallingford, CT

    Perform a variety of loan documentation duties on complex loan packages to ensure compliance with Company policies and procedures for loan products. Loan documentation duties include processing loans. Also responsible for coordinating all residential mortgage closings with closing attorneys and Mortgage Loan Officers. Prepare closing packages in accordance with regulatory compliance requirements, secondary market, and Ascend Bank Loan Policy. Conduct pre-closing and post-closing review and follow up on any missing/incorrect documentation with appropriate personnel. GENERAL DESCRIPTION OF DUTIES: Processing Duties: Customer Service Function as a liaison between borrower, underwriter, loan originator and lender. Provide customers with timely and periodic status updates of their loan application. Return all inquiry calls within one business day. Customer intake and data entry. Collect required documentation from applicants for all mortgage and consumer loan applications and follow up with the borrower(s) for any missing items to satisfy all outstanding conditions for the Underwriter to review. Establish, maintain, and update files, databases, records, and/or other documents for recurring internal reports. Order credit reports, title reports, property appraisal reports, flood certifications and any additional documentation required to support the loan application. Run and analyze findings from automated underwriting system to perform initial qualification of applicant. Must exhibit full understanding of income analysis, title analysis, RESPA, TILA and TRID disclosures, hazard insurance, flood insurance and be proficient in both refinance and purchase transactions as well as home equity loans and lines. Ability to analyze complex scenarios and documentation with regards to the processing of mortgage loans. Prepares initial disclosures, redisclosures and loan estimates. Responsible for the upload of loan documents to the broker's website for processing of government loans. File System Management Compile documents for customer files and enter intakes into the Data Management System for processing and assessment. Assure that all customer files are complete and in compliance with regulatory agencies and internal policies. Ensure customer privacy, security of files and appropriate staff access. Administrative Support Maintain pipeline report and notify management of statuses as needed. Assign loan to underwriting or closing once all requirements have been met. Process the documents received for each file, verifying the accuracy and completeness of each document. Make recommendations for procedural changes to increase efficiency. May provide guidance and training to other loan documentation team members. Adherence to established turn times and productivity metrics. Completes all required compliance training as assigned in a timely manner. Candidate must be willing to work overtime as needed. Other duties as assigned. Closing Duties: Perform an initial review on each file checking for compliance with all regulatory compliance guidelines and loan policy. Prepare documentation for mortgage closings as necessary to meet the needs of the department. Prepare funding request documents for wiring funds for closing. Coordinates closings with attorneys and Bank personnel ensuring secondary market requirements are met. Ensure at the time of closing all conditions are satisfied prior to funding. Any outstanding issues should be brought to the underwriter's attention. Prepares closing statements, performs verification of employment, requests final DU and informs borrowers by calculating principal and interest payments, and closing costs, forwards information to borrowers. Responds and Clears Post Closing Deficiencies in a timely manner. Verify all documentation is accurate prior to closing. Perform pre-closing audit review. Review mortgage package when returned by attorneys' office or loan officer to ensure all documents have been completed, signed and proper fees are paid and processed. Perform post-closing audit review. Verify title policy has proper coverage and is clear. Provide backup support for residential processing function. Completes all required compliance training as assigned in a timely manner. Reconciliation of TRID Disclosures, CD/LE. Coordinates with Title Company/Settlement Agent on preparation and completion of the Closing Disclosure. Strong understanding of TRID timeline and regulatory requirements. Comprehensive review of Title, CPL, E&O, Appraisal, and other necessary documents. Updates LOS and enters any necessary corrections to produce accurate closing documents. Reviews approved mortgage loan to determine loan is clear to close, and all conditions that must be met prior to closing, such as purchase of private mortgage insurance, have been satisfied. Ability to manage multiple priorities while meeting all closing dates/deadlines. Responsible for management of closing calendar and daily CD and Post Closing reports Reviews and responds to monthly Quality Control report, when applicable. Calls attorney to request specified documents, such as receipt for payment of outstanding tax bill or insurance bill. Calls Mortgage Loan Officer or attorney to arrange time and date for closing. Ability to work with the loan-servicing department to ensure the loans are entered/booked correctly onto the core banking system. Verifies accuracy and consistency of specifications on documents, such as title abstract and insurance forms. Answers questions regarding closing requirements. Responsible for updating the Closing Procedures Manual as needed. Perform other duties as directed. This position requires compliance with all mortgage regulatory requirements and Ascend Bank's compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents. EXPERIENCE: Three to five years of experience in one or a combination of the following: customer service, lending, loan administration, appraisal review and analysis, collections, or sales environment, interpreting automated underwriting output. Three years to five years of similar or related residential mortgage experience with 2+ years of closing or processing experience. Advanced level computer skills; strong analytical, interpersonal, and verbal/written communication skills; experience and understanding of FHA/VA/State Housing Agencies is a plus. SKILL SET: • NMLS certified or willing and able to obtain NMLS certification upon hire. • Excellent verbal, written, and interpersonal communication skills. • High attention to detail and accuracy skills. • Excellent records and file management skills. • Proficient time management skills. DIGITAL LITERACY: The ability to use data, information, and communication technologies to find, evaluate, create, and communicate information, requiring both cognitive and technical skills. Information, data, and content Teaching learning and self-development Communication, collaboration, and participation Digital identity, safety, and security Technical proficiency with all bank products Awareness and interest in new technology Creation, innovation, and research EDUCATION: (1) A two-year college degree or (2) Completion of a specialized course of study at a business or trade school or (3) Completion of a specialized and extensive in-house training or apprenticeship program. Bachelor's degree preferred. MANAGERIAL RESPONSIBILITY: Has no supervisory/managerial responsibility
    $37k-50k yearly est. 19d ago
  • Executive Loan Officer (Connecticut)

    Rocket Mortgage 4.4company rating

    Loan processor job in Connecticut

    As an Executive Loan Officer, you'll be the face of Rocket Mortgage to clients in your local community. You'll use your expertise in mortgage origination and the home the buying process to guide clients through the mortgage process and help them achieve their goals. Your established network combined with the Rocket Mortgage brand and support will help you take your business to the next level. About the Role Build and maintain relationships with real estate agents, investment advisors, accountants, other professionals, friends, family and closed clients to market the Rocket brand and help homebuyers or homeowners obtain real estate financing that meets their personal and financial goals Represent the Rocket brand in various civic and community functions to support business development initiatives and drive lead flow Establish, develop and maintain a book of business to drive referral volume and revenue Consult with clients and analyze their financial situations to determine the appropriate loan product to achieve their goals. Advise and educate clients on the home-buying or refinance process and how to better manage their mortgage Evaluate client financial status and documents including their credit, employment, income, assets and property to ensure they qualify for financing Assist clients through the loan process from application to closing including resolving any client concerns Provide every referral source and client with the best client service in the industry Stay up to date on Rocket Mortgage's product offerings, qualifying parameters and process changes About You Minimum Qualifications Experience in mortgage loan origination, including a proven track record of obtaining referrals and generating lead volume Federal NMLS and state mortgage licenses Professional communication, time management and critical/strategic thinking skills Results-driven, with the ability to work independently and as part of a team Preferred Qualifications 3 years of proven success in self-generated mortgage loan origination Desire to work and grow in an entrepreneurial environment Benefits and Perks Our team members fuel our strategy, innovation and growth, so we ensure the health and well-being of not just you, but your family, too! We go above and beyond to give you the support you need on an individual level and offer all sorts of ways to help you live your best life. We are proud to offer eligible team members perks and health benefits that will help you have peace of mind. Simply put: We've got your back. Check out our full list of Benefits and Perks. Rocket Mortgage was founded in 1985. Today, we're a Detroit-based, publicly traded company with a mission to Help Everyone Home. At Rocket Mortgage, we believe that home is more than the house you live in. Our wide variety of home loan options, tools and resources empower our clients to achieve their homeownership dreams. We're known as experts in the mortgage industry, but we're also innovators - we strive to create the best experiences for our clients from beginning to end. And we're not your typical employer. We're insistently different in how we look at the world and are committed to an inclusive workplace where every voice is heard. Apply today to join a team that offers career growth, amazing benefits and the chance to work with leading industry professionals. This job description is an outline of the primary responsibilities of this position and may be modified at the discretion of the Company at any time. Decisions related to employment are not based on race, color, religion, national origin, sex, physical or mental disability, sexual orientation, gender identity or expression, age, military or veteran status or any other characteristic protected by state or federal law. The Company provides reasonable accommodations to qualified individuals with disabilities in accordance with applicable state and federal laws. Applicants requiring reasonable accommodations in completing the application and/or participating in the application process should contact a member of the Human Resources team at ************************** . Colorado, New York City, Jersey City, California, D.C and Washington Candidates only: the compensation for this position is $17.31 per hour. The position may also be eligible for an annual bonus, incentives, and other employment-related benefits including, but not limited to, medical, dental, and vision benefits, 401K retirement plan, and paid-time off. More information regarding these benefits and others can be found here . The information regarding compensation and other benefits included in this paragraph is only an estimate and is subject to revision from time to time as the Company, in its sole and exclusive discretion, deems appropriate. The Company may determine during its review of the proposed compensation and benefits provided for this position, that the compensation and benefits for such position should be reduced. In no event will the Company reduce the compensation for the position to a level below the applicable jurisdictional minimum wage rate for the position. Los Angeles County and San Francisco Candidates only: qualified applicants with arrest or conviction records will be considered for employment per the Fair Chance Ordinance and the California Fair Chance Act.
    $17.3 hourly Auto-Apply 60d+ ago
  • Sr. Assoc Residential & Consumer Loan Closer

    Webster Bank 4.6company rating

    Loan processor job in Southington, CT

    If you're looking for a meaningful career, you'll find it here at Webster. Founded in 1935, our focus has always been to put people first--doing whatever we can to help individuals, families, businesses and our colleagues achieve their financial goals. As a leading commercial bank, we remain passionate about serving our clients and supporting our communities. Integrity, Collaboration, Accountability, Agility, Respect, Excellence are Webster's values, these set us apart as a bank and as an employer. Come join our team where you can expand your career potential, benefit from our robust development opportunities, and enjoy meaningful work! The Senior Associate, Residential Loan Prc-2 will close and fund Consumer loans in accordance with all Bank and Investor Regulations. Excited to grow your career? We value our talented employees, and whenever possible strive to help our colleagues grow professionally before recruiting new talent to our open positions. If you think the open position you see is right for you, we encourage you to apply! Our people make all the difference in our success. Close and fund Consumer loans in accordance with all Bank and Investor Regulations. RESPONSIBILITIES: Maintain a production queue of mortgage loans Coordinate loans with MBOs, LOs and 3rd party vendor to close within credit document expiration and rate lock expiration dates Review all pre-closing documentation, including but not limited to title commitment, homeowners, and flood insurance policies Ability to review and understand elements of property appraisals Prepare all required closing documents for all loan types Obtain verification of employments Image all documents to our OnBase system Input daily wires for loans in funding Perform other duties as may be required Experience: 3 years in the banking industry Job Skills/Knowledge: Basic computer skills with ability to navigate different applications Good organizational skills and time management Excellent customer service The estimated salary range for this position is $27.50 HR to $33.27 HR. Actual salary may vary up or down depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position is eligible for incentive compensation. #LI-SO1 Webster Financial Corporation and its subsidiaries (“Webster”) are equal opportunity employers that are committed to sustaining an inclusive environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, marital status, national origin, ancestry, citizenship, sex, sexual orientation, gender identity and/or expression, physical or mental disability, protected veteran status, or any other characteristic protected by law.
    $27.5-33.3 hourly Auto-Apply 60d+ ago
  • Residential Mortgage Processor & Closing Coordinator

    Guilford Savings Bank 3.8company rating

    Loan processor job in Wallingford, CT

    Perform a variety of loan documentation duties on complex loan packages to ensure compliance with Company policies and procedures for loan products. Loan documentation duties include processing loans. Also responsible for coordinating all residential mortgage closings with closing attorneys and Mortgage Loan Officers. Prepare closing packages in accordance with regulatory compliance requirements, secondary market, and Ascend Bank Loan Policy. Conduct pre-closing and post-closing review and follow up on any missing/incorrect documentation with appropriate personnel. GENERAL DESCRIPTION OF DUTIES: Processing Duties: Customer Service Function as a liaison between borrower, underwriter, loan originator and lender. Provide customers with timely and periodic status updates of their loan application. Return all inquiry calls within one business day. Customer intake and data entry. Collect required documentation from applicants for all mortgage and consumer loan applications and follow up with the borrower(s) for any missing items to satisfy all outstanding conditions for the Underwriter to review. Establish, maintain, and update files, databases, records, and/or other documents for recurring internal reports. Order credit reports, title reports, property appraisal reports, flood certifications and any additional documentation required to support the loan application. Run and analyze findings from automated underwriting system to perform initial qualification of applicant. Must exhibit full understanding of income analysis, title analysis, RESPA, TILA and TRID disclosures, hazard insurance, flood insurance and be proficient in both refinance and purchase transactions as well as home equity loans and lines. Ability to analyze complex scenarios and documentation with regards to the processing of mortgage loans. Prepares initial disclosures, redisclosures and loan estimates. Responsible for the upload of loan documents to the broker's website for processing of government loans. File System Management Compile documents for customer files and enter intakes into the Data Management System for processing and assessment. Assure that all customer files are complete and in compliance with regulatory agencies and internal policies. Ensure customer privacy, security of files and appropriate staff access. Administrative Support Maintain pipeline report and notify management of statuses as needed. Assign loan to underwriting or closing once all requirements have been met. Process the documents received for each file, verifying the accuracy and completeness of each document. Make recommendations for procedural changes to increase efficiency. May provide guidance and training to other loan documentation team members. Adherence to established turn times and productivity metrics. Completes all required compliance training as assigned in a timely manner. Candidate must be willing to work overtime as needed. Other duties as assigned. Closing Duties: Perform an initial review on each file checking for compliance with all regulatory compliance guidelines and loan policy. Prepare documentation for mortgage closings as necessary to meet the needs of the department. Prepare funding request documents for wiring funds for closing. Coordinates closings with attorneys and Bank personnel ensuring secondary market requirements are met. Ensure at the time of closing all conditions are satisfied prior to funding. Any outstanding issues should be brought to the underwriter's attention. Prepares closing statements, performs verification of employment, requests final DU and informs borrowers by calculating principal and interest payments, and closing costs, forwards information to borrowers. Responds and Clears Post Closing Deficiencies in a timely manner. Verify all documentation is accurate prior to closing. Perform pre-closing audit review. Review mortgage package when returned by attorneys' office or loan officer to ensure all documents have been completed, signed and proper fees are paid and processed. Perform post-closing audit review. Verify title policy has proper coverage and is clear. Provide backup support for residential processing function. Completes all required compliance training as assigned in a timely manner. Reconciliation of TRID Disclosures, CD/LE. Coordinates with Title Company/Settlement Agent on preparation and completion of the Closing Disclosure. Strong understanding of TRID timeline and regulatory requirements. Comprehensive review of Title, CPL, E&O, Appraisal, and other necessary documents. Updates LOS and enters any necessary corrections to produce accurate closing documents. Reviews approved mortgage loan to determine loan is clear to close, and all conditions that must be met prior to closing, such as purchase of private mortgage insurance, have been satisfied. Ability to manage multiple priorities while meeting all closing dates/deadlines. Responsible for management of closing calendar and daily CD and Post Closing reports Reviews and responds to monthly Quality Control report, when applicable. Calls attorney to request specified documents, such as receipt for payment of outstanding tax bill or insurance bill. Calls Mortgage Loan Officer or attorney to arrange time and date for closing. Ability to work with the loan-servicing department to ensure the loans are entered/booked correctly onto the core banking system. Verifies accuracy and consistency of specifications on documents, such as title abstract and insurance forms. Answers questions regarding closing requirements. Responsible for updating the Closing Procedures Manual as needed. Perform other duties as directed. This position requires compliance with all mortgage regulatory requirements and Ascend Bank's compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents. EXPERIENCE: Three to five years of experience in one or a combination of the following: customer service, lending, loan administration, appraisal review and analysis, collections, or sales environment, interpreting automated underwriting output. Three years to five years of similar or related residential mortgage experience with 2+ years of closing or processing experience. Advanced level computer skills; strong analytical, interpersonal, and verbal/written communication skills; experience and understanding of FHA/VA/State Housing Agencies is a plus. SKILL SET: • NMLS certified or willing and able to obtain NMLS certification upon hire. • Excellent verbal, written, and interpersonal communication skills. • High attention to detail and accuracy skills. • Excellent records and file management skills. • Proficient time management skills. DIGITAL LITERACY: The ability to use data, information, and communication technologies to find, evaluate, create, and communicate information, requiring both cognitive and technical skills. Information, data, and content Teaching learning and self-development Communication, collaboration, and participation Digital identity, safety, and security Technical proficiency with all bank products Awareness and interest in new technology Creation, innovation, and research EDUCATION: (1) A two-year college degree or (2) Completion of a specialized course of study at a business or trade school or (3) Completion of a specialized and extensive in-house training or apprenticeship program. Bachelor's degree preferred. MANAGERIAL RESPONSIBILITY: Has no supervisory/managerial responsibility
    $37k-44k yearly est. Auto-Apply 19d ago
  • Residential Mortgage Loan Officer

    Centreville Bank 4.1company rating

    Loan processor job in New London, CT

    Originates residential mortgage loans; achieve and exceed sales goals; promote the Bank and its lending services to the real estate community; participate in and promote the Bank in community activities; develop and follow through on all sales leads and referrals providing high quality service. Key Accountabilities Solicit customers by developing relationships with Realtors, builders, lawyers, accountant and business owners to ensure a continuous reference source for mortgages and loans. Conducts meetings and / or seminars to cultivate relationships. Demonstrated ability to meet loan production goals; thorough knowledge of all mortgage real estate loan criteria, documentation and requirements, and all relevant industry regulations. Maintain high level of customer service by clearly communicating terms of loan options available, follow up, and availability to answer questions. Compiles and analyzes data for residential real estate loan requests and evaluates loan applications and documentations for credit worthiness. Prepares residential loan packages in accordance with Bank standards. Accountable for the quality and delivery of a well-documented file with a timely application submission. Outlines loan terms and conditions, and informs the borrower of loan commitments. Effectively utilizes pipeline management to track and effectively manage loans on a daily basis. Maintain a database of past clients for future marketing opportunities. Keeps management apprised of competitive products, pricing and marketing activities. Distributes market data and general loan information to the real estate community as directed by Bank management. Participates and promotes the Bank's networking, CRA programs, and community involvement activities. Must stay informed of trends and developments in the local real estate market. .Maintain current knowledge and consistent compliance with regulations, bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements. Requirements Qualifications Required Qualifications: Bachelor's degree in Business or related field. Previous experience in mortgage banking preferred. Familiarity with lending practices, regulatory environment, and banking products and services. Strong written and verbal communication skills required. Proficient in Microsoft Word, Excel, and PowerPoint. Ability to multitask and work independently in a deadline driven environment.
    $43k-60k yearly est. 3d ago
  • Mortgage Loan Officer

    Uiba

    Loan processor job in Hartford, CT

    What we do: We're a recognized national leader in building communities. Every community begins with individuals and families coming together to create homes and start businesses. We help those individuals and families, regardless of their background, find the means to purchase or build their homes, create a place of security and warmth, and thus build those communities. We. Make. A. Difference. Why you'd like us: We're a powerhouse of a bank but our teams are small and focused, allowing us to work hard but smart. We strive for a productive, fascinating, motivating, honest, open, flexible, empowered, enjoyable work environment. We are recognized as leaders in improving communities around the country and our work helps individuals and families build the security and confidence necessary to achieve their dreams. If you've ever wanted to see the outcome of your labor, be a part of something bigger, work with other people who are focused on making a difference - you've found the right place. Please create a profile and apply via this link: ********************************************************************************* Resumes will NOT be read or reviewed so please offer as much information as possible (especially about your knowledge, skills, and abilities) since the platform uses that to determine your qualifications as a candidate. Job Description What you'll do: The Basics: · Meet with prospective customers, provide them information on mortgage loan rates and terms, and take their applications - you'll be meeting people from all walks of life, one of the best parts of the job! · Pre-qualify applicants in person, by telephone, or email / letters as appropriate. · Work with the team to assist underwriting approval. · Maintain contact with customers and follow through on mortgage applications in process. Work with customers and the team to gather information necessary to ensure the customer's success at getting the loan. · Ensure completeness of paperwork and documentation and reviews for compliance - those T's need to be crossed and those I's need to be dotted! · Keep informed of changes in Bank policies and procedures and in state and federal regulations impacting residential mortgage business. The Good Stuff: · Represent the Bank in the community to develop profitable new business and ensure our customers are happy. · Build your own team of realtors, accountants, attorneys, and people referred by existing customers to gain new business - nothing beats a team working like a well-oiled machine! · Attend Realtor functions and conferences - learning & networking all in one. · Get to know your clients to understand their needs and aspirations so you can provide a full range of support to help them achieve dreams - there's no better feeling than seeing that look of trust, gratitude, and joy. Qualifications What you'll do: The Basics: · Meet with prospective customers, provide them information on mortgage loan rates and terms, and take their applications - you'll be meeting people from all walks of life, one of the best parts of the job! · Pre-qualify applicants in person, by telephone, or email / letters as appropriate. · Work with the team to assist underwriting approval. · Maintain contact with customers and follow through on mortgage applications in process. Work with customers and the team to gather information necessary to ensure the customer's success at getting the loan. · Ensure completeness of paperwork and documentation and reviews for compliance - those T's need to be crossed and those I's need to be dotted! · Keep informed of changes in Bank policies and procedures and in state and federal regulations impacting residential mortgage business. The Good Stuff: · Represent the Bank in the community to develop profitable new business and ensure our customers are happy. · Build your own team of realtors, accountants, attorneys, and people referred by existing customers to gain new business - nothing beats a team working like a well-oiled machine! · Attend Realtor functions and conferences - learning & networking all in one. · Get to know your clients to understand their needs and aspirations so you can provide a full range of support to help them achieve dreams - there's no better feeling than seeing that look of trust, gratitude, and joy. APPLY NOW If you're interested in joining, doing something meaningful, and being a part of something bigger than yourself, we'd love to hear from you. Apply now and let's get the conversation started! Please create a profile and apply via this link: ********************************************************************************* Resumes will NOT be read or reviewed so please offer as much information as possible (especially about your knowledge, skills, and abilities) since the platform uses that to determine your qualifications as a candidate. Additional Information All your information will be kept confidential according to EEO guidelines. ***PLEASE APPLY USING THIS LINK: ********************************************************************************* PLEASE FILL OUT YOUR PROFILE THOROUGHLY BECAUSE YOUR RESUME WILL NOT BE EVALUATED FOR THIS ROLE
    $44k-68k yearly est. 1d ago
  • Home Loan Specialist II

    Solomonedwards 4.5company rating

    Loan processor job in Hartford, CT

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141859 ### Place of Work On-site ### Requisition ID 141859 ### Application Email ****************************
    $20-24 hourly Easy Apply 60d+ ago
  • Healthcare Loan Closer

    U.S. Bank 4.6company rating

    Loan processor job in Greenwich, CT

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. **Job Description** The Healthcare Loan Closer is a lending support role working directly with loans, customer accounts, inquiries, and items directly related to client satisfaction with the U.S. Bank relationship while working under the direction of Healthcare Relationship Managers and the Healthcare Business Development Officer. Responsibilities include: + Support sales teams in executing a One Bank strategy and growing market share. + Retain and deepen client relationships by providing exceptional client experience and support that is knowledgeable, timely and professional. **Basic Qualifications** - Bachelor's degree, or equivalent work experience - Typically, seven or more years of job-related experience **Preferred Skills/Experience** - Experience working with closing commercial loans for the healthcare industry - Considerable knowledge of departmental and bank products and services - Proven customer service and problem resolution skills - Proficient computer navigation skills using a variety of software packages including nCino, Salesforce, and Microsoft Office applications - Effective interpersonal, verbal and written communication skills **The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.** If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** . **Benefits:** Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $28.27 - $37.69 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. **Posting may be closed earlier due to high volume of applicants.**
    $28.3-37.7 hourly 6d ago
  • Residential Loan Originator

    Dime Bank 4.7company rating

    Loan processor job in Norwich, CT

    Commissioned /exempt Under the direction of the SVP, Chief Lending Officer, originates residential mortgages and participates in business development activities to ensure attainment of Bank loan origination goals and achievement of other Bank objectives through sales or referral activities. Ensures loan quality meets underwriting standards and that loans are in compliance with Bank policies and procedures, regulatory requirements, and secondary market guidelines. Responsibilities: Originates residential mortgages and counsels' prospective borrowers to ensure loans comply with regulatory requirements, Bank policies and procedures, and secondary market guidelines. Fosters and cultivates business relationships through business development and community outreach activities to generate mortgage business to meet sales goals and objectives. Deals effectively with all parties that may be involved in mortgage origination-related activities, including customers, realtors, PMI companies, attorneys, investors, etc. Explains, promotes, sells, and/or cross-sells Dime Bank products and services based on customers' needs and meets or exceeds defined individual sales, referrals, and service goals. Fosters strong relationships and effective communications with internal business partners and members of the processing/underwriting team to ensure a smooth loan process and to encourage referrals and goal attainment in assigned territories. Obtains necessary information and supporting documentation from applicant; performs the appropriate calculations using the DTI tools to ensure applicant qualifies for the intended mortgage product. Submits completed loan package to facilitate timely and accurate processing of the loan. Prepares required disclosures or related documents in a timely manner and according to compliance regulations and ensures that all fair lending requirements are met. Ensures loan pricing adheres to internal and investor guidelines. Plays a key role in facilitating the mortgage processing of the loan to achieve customer satisfaction and meet investor requirements. Effectively manages customer's expectations regarding the loan process and responds to and resolves customer issues. May participate in obtaining required documents from the applicant throughout the process. Keeps abreast of competition and has thorough knowledge of products and rates; provides feedback and input to SVP and management. Develops and maintains specialized knowledge of internal, regulatory, and secondary market guidelines. Strives to be a subject matter expert on Appendix Q. to Reg. Z and FNMA underwriting criteria. Actively participates in community activities and organizations, represents Dime Bank in a favorable and professional manner Knowledge, Skills, Requirements: Requires a Bachelor's degree in a related field of study or parallel experience in banking and adherence to the bank's training policies and requirements. Strong knowledge of Federal, State, and internal Bank regulations and policy. Must meet the registration requirements and maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry) Adhere to compliance of all applicable Federal and State bank regulations, as well as Dime Bank policies and procedures Proven sales ability and negotiation skills Excellent communication and time management skills, and a demonstrated ability to interact well with all levels of personnel Ability to prioritize, handle multiple tasks, and work independently Ability to stay current with all technological requirements of the job. Physical Demands and Condition Requirements: General office environment Equipment Used: General office equipment, i.e., calculator, photocopier, computer, smart phone, etc. ADA: The employer will make reasonable accommodations in compliance with the Americans with Disabilities Act of 1990.
    $40k-46k yearly est. Auto-Apply 11d ago
  • Mortgage Loan Officer- East Coast US

    TD Bank 4.5company rating

    Loan processor job in Hartford, CT

    Mount Laurel, New Jersey, United States of America **Hours:** 40 **Pay Details:** $11.54 - $15.50 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Personal & Commercial Banking **Job Description:** The Mortgage Loan Officer sells and originates residential mortgage loans to sales goals. The Mortgage Loan Officer takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans. Pay Range- $11.54 per hour depending on established local minimum wage plus commission. **Depth & Scope:** + Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources + Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs + Guides Customers through the mortgage application process + Explains information required and other aspects of the loan process to Customers + Ensures applications are completed accurately and contain required information and supporting documentation + Manages Customers expectations regarding processing times and closing dates + Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines + Generates referrals for mortgage sales opportunities and sales of other Company business line products + Develops plan to achieve sales goals with assistance from sales management + Enters information into mortgage loan system so that loans will appear accurately in the pipeline + Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes + Sends application and other required information to underwriting area + Underwrites loans using point-of-sale underwriting systems within scope of authority + Communicates loan decisions directly to Customers and explains any additional information needed + Submits application materials and other required information to processing area to clear any conditions, finalizes the loan commitment, and prepares for closing + Communicates regularly with Customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned + Attends closings as needed + Develops knowledge of current industry practices and trends by learning from more experienced sales personnel and by attending continuing education training and seminars, including but not limited to the full array of Company products and services as well as mortgage laws and regulations + Develops knowledge of policies, procedures, rules and regulations related to retail mortgage products + Participates in homebuyers' seminars, home shows, brokers' meetings and other home financing workshops + Recommends changes to products, programs and/or pricing + Ensures TD Bank maintains successful audits and exams within all areas + Deals with complex mortgage needs **Education & Experience:** + Bachelors degree or progressive work experience in addition to experience below + 2+ Years of mortgage origination experience + Proven Sales ability + Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines + Maintains the highest level of sales ability and negotiation skills + Self-directed, ability to plan own activities to achieve sales goals + Strong time management skills + Excellent communication skills, both verbal and written + PC skills, including ability to learn mortgage origination and automated underwriting systems **OCC Language:** + This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 + Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36 + Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 + Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
    $11.5-15.5 hourly 13d ago
  • Mortgage Loan Closer

    Ives Bank 3.3company rating

    Loan processor job in Danbury, CT

    The Mortgage Loan Closer is responsible for the day to day pipeline management and closing of all residential mortgage loans, ensuring timely receipt of the packages back from the closing table and shipment of files to investors. This position does require daily interaction with the Compliance Dept., Attorneys, closing agent employees and customers, and reports to the Department Manager. Key Responsibilities 1. -Responsible for the review of all supplied information and accurate completion of all mortgage loan closing packages, including the most complicated programs such as FHA, VA, USDA and those including grant funds. 2. - Pay all FHA premiums within 10 days of closing. Upload funding packages within 48 hours of performing post closing review 3. -Responsible for the management of closing and clear to close pipelines 4. -Submission of accurate closing packages to attorneys at least 24 hours in advance 5. -Consistently utilize all portions of the Closing Compliance and File Audit Checklist during each step of the closing/funding process. 6. -Effectively communicate with attorneys, borrowers, and co-workers in a professional and positive manner. 7. -Accurately review closing disclosures and all legal documents (prior to closing and post closing) to certify that the Banks' proper lien position, compliance and investor requirements have been properly fulfilled. Gather any missing documentation and ensure packages are complete and well documented. 8. - Order wires on closing transactions daily so funds reach the closing agent on the day of closing. 9. -Responsible for reviewing all signed funding documents sent from the closing agent, and confirming all "at closing" conditions on the final loan approval have been met prior to issuing the funding. 10. -Complete all past close closing to board loans to servicing by the 15th of the month for the previous month. 11. -Responsible for preparing training documentation of all closing functions and serves as a resource to Closers within the department.
    $37k-46k yearly est. 60d+ ago
  • Process Support (Level II)

    Collabera 4.5company rating

    Loan processor job in Farmington, CT

    Established in 1991, Collabera is one of the fastest growing end-to-end information technology services and solutions companies globally. As a half a billion dollar IT company, Collabera's client-centric business model, commitment to service excellence and Global Delivery Model enables its global 2000 and leading mid-market clients to deliver successfully in an increasingly competitive marketplace. With over 8200 IT professionals globally, Collabera provides value-added onsite, offsite and offshore technology services and solutions to premier corporations. Over the past few years, Collabera has been awarded numerous accolades and Industry recognitions including. Collabera awarded Best Staffing Company to work for in 2012 by SIA. (hyperlink here) Collabera listed in GS 100 - recognized for excellence and maturity Collabera named among the Top 500 Diversity Owned Businesses Collabera listed in GS 100 & ranked among top 10 service providers Collabera was ranked: 32 in the Top 100 Large Businesses in the U.S 18 in Top 500 Diversity Owned Businesses in the U.S 3 in the Top 100 Diversity Owned Businesses in New Jersey 3 in the Top 100 Privately-held Businesses in New Jersey 66th on FinTech 100 35th among top private companies in New Jersey *********************************************** Collabera recognizes true potential of human capital and provides people the right opportunities for growth and professional excellence. Collabera offers a full range of benefits to its employees including paid vacations, holidays, personal days, Medical, Dental and Vision insurance, 401K retirement savings plan, Life Insurance, Disability Insurance. Position Details: Industry Banking Location 70 Batterson Park Rd, Farmington, CT - 06032 Job Title: Process Support (Level II) Duration: 7 Months Shift Timings: Monday-Friday between the hours of 8:00 AM and 5:30 PM Job Description: • Working in the Treasury Fulfilment Department. • Employee will receive and process maintenance request received to our GFS system. • Requests will be quick hit items such as adding accounts to Cashpro, setting up Cash Vault, Wire and other product maintenance services. • Employee will be aligned to maintenance request for a Treasury Sales team. Required Skills: • Strong computer Knowledge MS Word Outlook , Excel • Strong communication skills - written and verbal • Must be able to work in a team environment and take direction from leadership and peers. • Needs to be client focused with high level around detail • Ability to learn and perform Legal Documentation review • Research/analytical skills • Be able to look at a request and compare it to the process to see what steps are needed • Experience with systems where a case/ticket is created Additional Information To know more about this opportunity, please contact: Vishal Patel ************ ******************************
    $79k-115k yearly est. Easy Apply 60d+ ago
  • Bridgeport Regional Loan Officer

    Caliver Beach Mortgage

    Loan processor job in Bridgeport, CT

    Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
    $44k-68k yearly est. 60d+ ago
  • Home Loan Specialist I

    Solomonedwards 4.5company rating

    Loan processor job in Hartford, CT

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform routine data entry and validation tasks. - Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Review and validate loan documents. - Handle routine calls, emails, and/or chat responses. - Monitor work queues and intervene as needed. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise Job Ref: 141857 ### Place of Work On-site ### Requisition ID 141857 ### Application Email ****************************
    $20-24 hourly Easy Apply 60d+ ago

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