A global financial services company is seeking a Mortgage Lending Officer in San Francisco, CA. This role involves assisting clients in achieving home ownership goals through mortgage origination. Responsibilities include analyzing financial situations, making lending recommendations, and maintaining strong relationships with clients and referral partners. The ideal candidate has 2-5 years of mortgage sales experience and strong communication skills. Competitive benefits are offered, including medical and 401(k).
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$64k-108k yearly est. 5d ago
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Loan Processor
Wealthfront 4.6
Loan processor job in San Francisco, CA
Wealthfront is seeking a mortgage loanprocessor to join our team as we build and scale our mortgage lending operations. As a key player on the team you will leverage your expertise to work with existing Wealthfront clients providing excellent service and guiding them through the process with the support of our innovative technology and tools. This position offers an exciting opportunity to be a part of a cutting-edge team in a rapidly growing environment. Responsibilities
Reviews loan file and gathers any items needed for final loan approval
Liaison between all operational and sales departments in the transaction
Orders supporting documentation
Evaluates loan applications for reasonableness and, if needed, escalates files for further evaluation
Prioritizes daily workload to ensure a delightful client experience
Manages a full pipeline of assigned loans, driving files from disclosures signed through closing.
Excellent client communication skills
Communicates with third party vendors throughout the loan process to finalize the application
Ensures adherence to investor and regulatory guidelines
Proactively maintain loan pipeline, tasks and objectives
Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions.
Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun
Expertise
Customer-focused, business-centric, and team-oriented mindset; relentlessly passionate about finding and completing valuable work
Strong working knowledge of Federal and state regulations including TRID and HMDA
Deep understanding of mortgage loan products and underwriting guidelines
Self-driven with the ability to work independently and collaboratively
Excellent organizational skills, able to set and meet deadlines in a high paced environment
Demonstrated ability to communicate effectively and influence positive outcomes at all levels of an organization
Intellectually curious and interested in applying technology to enhance business processes
Prior experience in retail mortgage loan processing
Excellent communication skills focusing on both internal and external communications
Openness to adapting to industry changes
Requirements
2+ years mortgage processing experience in a retail environment
Mortgage Loan Originator License, Company will sponsor for the right candidate
Knowledge of Conventional Conforming and Jumbo guidelines
Experience in the non-delegated space
Understanding of state and federal lending regulations
Extensive knowledge and understanding of customer service and intrapersonal best practices
Estimated annual salary range: $56,000 - $70,000 plus Equity and a discretionary bonus.
Benefits include medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount, and more!
About Wealthfront
Here at Wealthfront, our mission is to create a financial system that favors people, not institutions. We do this by leveraging technology to build powerful, low-cost, and easy-to-use financial products that help modern investors grow and manage their money.
We started with the ambition to transform the investment advisory business. By automating strategies typically reserved for the wealthy, we unlocked access to high quality investment advice for a digitally-native generation that was underserved by traditional institutions. Since then, we've expanded to a full suite of products designed to help our clients turn their savings into long-term wealth, including:
• A Cash Account that, through our partner banks, offers one of the highest annual percentage yields on uninvested cash in the industry, while providing instant and secure access to your money with no account fees and a full suite of checking features.
• A zero-commission Stock Investing Account with 50+ handpicked collections that help DIY investors discover new companies and make smarter investing decisions.
• Multiple automated investing portfolios designed to unlock tax savings through sophisticated strategies like fixed income, tax-loss harvesting, and direct indexing-which we offer at industry-leading low costs and accessible minimums.
Our award-winning products have attracted over 1 million clients who trust us with more than $90 billion of their hard earned savings-and we're far from done. If you're inspired to help us reshape the financial industry as we create our next chapter, let's talk!
For more information please visit ********************** are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Please review our candidate privacy notice.
Disclosures: All investing involves risk, including the possible loss of principal. Tax-Loss Harvesting benefits vary depending on the client's entire tax and investment profile. Wealthfront doesn't provide tax advice. The Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), Member of FINRA/SIPC. Wealthfront Brokerage is not a bank. We convey funds to partner banks who accept and maintain deposits, provide the variable interest rate, and provide access to FDIC pass-through insurance. Investment management and advisory services-which are not FDIC insured-are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser. The checking features offered in the Wealthfront Cash Account are provided by Green Dot Bank, Member FDIC. Fees and Eligibility requirements may apply to certain checking features, please see the Deposit Account Agreement for details.
By “award-winning products”, please refer to *************************** for more information. Wealthfront Corporation oversees Total Client Assets and Trusted Clients through Wealthfront Advisers and Wealthfront Brokerage. Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.
$56k-70k yearly Auto-Apply 60d+ ago
Senior Loan Processor
San Francisco Federal Credit Union 4.1
Loan processor job in San Francisco, CA
Who Are We?With an “A” health rating and solid year-over-year growth, San Francisco Federal Credit Union's (SFFedCU) membership is now over 43,000 with assets surpassing $1. 3 billion and branches located in San Francisco and San Mateo County. Continuing along it highly successful growth trajectory, SFFedCU is seeking a Senior LoanProcessor for our Golden Gate Branch in San Francisco.
The PositionThe Senior Real Estate LoanProcessor is responsible for delivering an exceptional member experience while processing conventional and non-conventional mortgage loans and lines of credit.
This includes all major functions during the loan process including file preparation for underwriting submission, document preparation, tracking and scanning.
The position requires data input into the loan origination system from loan origination through final loan approval.
The Senior Real Estate LoanProcessor communicates on loan status to members, vendors, and any parties involved with the transaction.
The Senior Real Estate LoanProcessor must be registered and NMLS compliant.
Essential Functions and Responsibilities · Prepares the data and supporting documents to support an underwriter's loan decision on real estate files on the Loan Origination System from application through final loan approval.
· Ensures timely ordering and accuracy of all loan documents and data input from such data sources as credit reports, flood certificates, preliminary title reports, homeowners' insurance, income documentation, and appraisal reports.
· Seeks out outstanding conditions and sets proper expectations for those conditions to ensure timely loan closing.
· Identifies and escalates potential problems or delays to underwriters and/or managers.
· Communicates clearly and concisely with loan originators, underwriters, and closers.
· Performs other duties as assigned Who Are You?Requirements, Skills, and Abilities· Requires an associate's degree (AA) with a minimum of four (4) years' mortgage lending experience and customer service.
· Current knowledge of Federal and State laws and regulations to ensure compliance with FHLMC, FNMA, correspondent lenders, and regulators.
· Strong verbal and written communication skills with demonstrated ability to communicate professionally.
· In depth knowledge of lending compliance, credit risk analysis, and pricing.
· Ability to work on own, and in a team environment.
· ICE/Encompass knowledge preferred.
· Demonstrated analytical and critical thinking skills with the ability to complete multiple competing tasks at the same time, while meeting established expectations.
· Strong computer skills, including Windows, Word, Excel, Outlook, Microsoft Office Suite.
· Must possess strong problem-solving skills and ability to identify and resolve problems and issues and also identify opportunities that can enable members to secure their financial vision.
Why You'll Love It HereYou'll work alongside a passionate team in a mission-driven organization, get exposure to executive decision-making, and grow your skills across a broad range of functions.
No two days will be the same-and that's exactly how you like it.
The compensation package includes an excellent benefits program including health insurance plans, generous PTO, 401(k) Plan, profit sharing, competitive base, bi-annual bonuses, as well as tuition reimbursement.
SFFedCU is an Equal Employment Opportunity Employer.
In accordance with federal and state laws, SFFedCU does not discriminate in employment because of race, color, religion, sex, national origin, age, physical and mental disability, marital status, pregnancy, childbirth, breastfeeding or related condition, ancestry, medical condition (associated with cancer, a history cancer or genetic characteristics), veteran or military status, sexual orientation, gender, gender identity or gender expression, HIV/AIDS status, genetic information or any other characteristic protected by law.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
$45k-57k yearly est. 60d+ ago
Direct Loan Processor Specialist - Consumer Lending
Wollborg Michelson Recruiting 4.1
Loan processor job in Sacramento, CA
Direct LoanProcessor Specialist I The Direct LoanProcessor Specialist I provides prompt, efficient, and accurate assistance from the application stage through the funding process for consumer loans. This role manages high volumes of inbound and outbound calls, supports branch and member services with complex loans, and ensures compliance with state and federal regulations.
Responsibilities
Interpret and adhere to state and federal compliance laws, including anti-money laundering regulations.
Manage a high volume of loan-related calls and applications efficiently.
Prepare and audit loan documents with strict accuracy and compliance.
Collaborate with multiple departments throughout the loan application process.
Identify and mitigate potential fraud and suspicious activities.
Conduct member interviews and perform financial analyses to meet loan requirements.
Maintain effective communication with members and stakeholders to ensure exceptional customer service.
Requirements
Experience working in a busy call center environment with high call and loan processing volumes.
Strong multitasking abilities with acute attention to detail and accuracy.
Exceptional verbal and written communication skills.
Proficiency in Microsoft Office applications and familiarity with lending policies.
Ability to work under pressure while managing multiple responsibilities simultaneously.
Physical capability to sit for extended periods, occasional mobility throughout the department, and lift up to 15 lbs.
Skill
Deep understanding of compliance regulations and lending procedures.
Effective customer service and problem-solving skills.
Excellent organizational, communication, and collaborative skills.
Critical thinking with a proactive, can-do attitude.
Summary Qualification
High school diploma or equivalent required;some college preferred.
Minimum of 3 years' experience in a fast-paced call center or similar environment handling high call and loan processing volumes.
Wollborg Michelson Recruiting is an Equal Opportunity Employer and prohibits discrimination of any kind. We ensure job offers are made based of one s employment experience, skills, and qualifications, regardless of race, gender, ethnic origin, or any other classification protected by law. All applicants must furnish proper identification to prove their legal right to work in the US upon a job offer. We participate in E-Verify to confirm one s right to work in the US. Wollborg Michelson Recruiting does not provide sponsorship for an employment-based visa status.
$38k-50k yearly est. 60d+ ago
Account Administration/Loan Processor
Postcity Financial Credit Union
Loan processor job in West Sacramento, CA
The ideal candidate is passionate about delivering superior service to our members. The Financial Services Representative is responsible for interviewing members to identify products and services that best fit their financial needs. The Account Administration/LoanProcessor uses their knowledge of Credit Union products and services, including deposits, IRAs, Trust Accounts, and consumer loans, to provide excellent service to our members. Also acts as a liaison to our core sponsor to increase membership and engagement in the Credit Union.
Responsibilities
Demonstrate our Core Values and First-Class Service Standards in all aspects of the job.
Open new membership accounts, trust accounts and enhance the membership with supporting products and services that are convenient and gives peace of mind.
Provide applicable disclosures for new accounts and lending products
Determine collateral needs and payment plans for members applying for loans.
Review credit report upon account opening to verify identity and look for additional cross-sell opportunities
Interviewing, processing and disbursing consumer loan requests. Verify debts and estimate monthly payment for any outstanding debts not listed and add them to the debts on application. Calculate debt to income ratios.
Cross-sell additional member loan benefits such as MBI, GAP and Debt Protection.
Obtain a copy of members' auto insurance policies and verify if the deductibles are within credit union policy and that the credit union is listed as lien holder
Explain reasons for denial and explore options for members when loans are denied
Process and order VISA Credit Cards
Open IRAs and Share Certificates
Identify problems, research and analyze issues from different perspectives
Timely and correct processing of loan and DMV files.
Ensure that collateralized loans have the appropriate title work, documentation and fees so that a completed title is received within 90 days of funding
Follow Credit Union safety and security procedures
Maintain knowledge on all state and federal regulations related to lending and branch operations
Maintain a professional and courteous demeanor with all people, including fellow employees, members, management staff, board, supervisory members and outside vendors
Assist other members and employees by answering questions, solving problems and helping complex work related matters
Assist with business development activities when warranted including New Employee Orientation and site visits.
Meet or exceed goals on their scorecard
Call members or send correspondence to create business and increase lending pipeline
Complete projects in a timely manner
Process IRA reports and RMDs in an efficient and timely manner
Act as the liaison between the credit union and employee groups to develop new membership opportunities.
Conduct presentations and seminars to our employee group and their employees.
Prepares visitation schedule and prepares weekly call reports.
Perform outbound calls to secure visits at post office locations.
Perform outbound calls to cross-sell products and services to new and existing members.
Develops new member relationships by attending postal employee meetings and events.
Actively participate in all sales and service activities, goals and responsibilities as requested.
Communicate regularly and effectively with management to ensure corporate goals are met.
Participates in the development and execution of business development plans.
Generate awareness that drives brand loyalty.
Keep abreast of industry trends, competition, and new opportunities.
Perform other duties as assigned
Requirements
Minimum of 2 years' experience in a Credit Union or, financial institution performing similar job duties is preferred.
Excellent verbal and written communication skills, including writing business correspondence.
Excellent interpersonal skills
Ability to work 32+ hours a week, Monday through Friday
Hold Notary appointment
Strong problem-solving skills and possess the ability to make sound judgment decisions.
Goal driven and able to meet or exceed established cross-sell goals
Must be proficient in job related technology applications including the Credit Union's operating system and lending system.
Proficient in Microsoft Applications (Word, Excel, PowerPoint, Outlook).
Ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals.
Ability to work independently or within a team to accomplish goals and objectives.
Ability to provide attention to detail with accurate and consistent results.
Must be able to effectively handle multiple, simultaneous and changing priorities.
Must be able to operate office/branch equipment including telephone, copier, scanner, cash recycler, and ATM.
Working knowledge of operational regulations, laws, and principles
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger including frequent keyboarding for periods of time, handle or feel; reach with hands and arms, climb or balance, stoop, kneel, crouch, crawl; talk and hear and taste or smell. The employee must occasionally lift and/or move up to 10 pounds. Vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus.
$38k-55k yearly est. 60d+ ago
Dealer Services Ops - Processing - Indirect Loan Processor II
Golden 1 Credit Union 4.3
Loan processor job in Sacramento, CA
TITLE: Indirect LoanProcessor II STATUS: Non-ExemptREPORTS TO: Mgr - ProcessingDEPARTMENT: Dealer Services OperationsJOB CODE: 11221 PAY RANGE: $21.34 - $25.00 Hourly GENERAL DESCRIPTION: The Indirect LoanProcessor II receives, reviews, audits and disburses loan applications through the Credit Union Direct Lending program to maintain quality of program, ensure accuracy of loan information, and provide member and dealership satisfaction.
TASKS, DUTIES, FUNCTIONS:
1. Receive and audit appropriate paperwork sent from the vehicle dealerships. Research and identify missing information and communicate discrepancies with dealership personnel. Perform verifications on application data to ensure accuracy prior to funding.
2. Ability to identify red flags in loan documentation in order to avoid potential fraud.
3. Determine whether loan warrants disbursal as per Golden 1 established guidelines.
4. Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
5. Fund appropriate monies to dealerships with the appropriate administrative fee.
6. Assist department staff with gathering information and preparation of reports.
7. Communicate and interact with department management and staff to provide information on loan status.
9. Assist the Senior Processor with monitoring and directing workflow processes, supporting the Processor I with questions and escalations.
10. Help Supervisors facilitate Team Huddles, Trainings and Team Engagement Events.
11. Identify and implement process efficiencies and submit procedural updates for approval.
12. Help in other areas within Lending as assigned. Results oriented including a willingness to take on any task required to meet or exceed team goals and objectives.
PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS:
1. Effective oral and written communication skills required to assist other staff and to constructively follow-up on member inquiries and concerns.
2. Must possess sufficient manual dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine and telephone.
ORGANIZATIONAL CONTACTS & RELATIONSHIPS:
1. INTERNAL: Supervisors, branch staff, back office staff, peers, and all levels of leadership.
2. EXTERNAL: Members and dealerships.
QUALIFICATIONS:
1. EDUCATION: Successful completion of High School curriculum is preferred. Additional work experience may be considered in lieu of a High School Diploma.
2. EXPERIENCE: Minimum 18 to 24 months of Consumer Loan Processing experience.
3. KNOWLEDGE/SKILLS:
o Maintain a thorough knowledge of Golden1 products and Services and its policies and procedures.
o Proven ability to produce results in a fast paced environment.
o Demonstrated ability to interact professionally with members while achieving service and strategic goals.
o Demonstrated use of computer systems.
o Solid knowledge of financial products and services offered by Golden 1.
o Positive, outgoing attitude.
o Reliable work attendance.
o Professional communication (Verbal/Written Communication).
o Strong interpersonal skills.
o Strong and effective business writing skills.
o Ability to work a schedule that includes weekends and some holidays.
o Bilingual and multilingual, a plus.
PHYSICAL REQUIREMENTS:
1. Prolonged sitting throughout the workday with occasional mobility required.
2. Corrected vision within the normal range.
3. Hearing within normal range. A device to enhance hearing will be provided if needed.
4. Ability to lift 15 lbs. as may be required.
5. Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc.
LICENSES/CERTIFICATIONS:
None
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
THIS PROVIDES AN OVERVIEW OF THE GENERAL SCOPE AND LEVEL OF WORK EXPECTED TO BE PERFORMED, BUT IT IS NOT AN EXHAUSTIVE LIST OF ALL DUTIES OR RESPONSIBILITIES ASSOCIATED WITH THE POSITION. THE CREDIT UNION RESERVES THE RIGHT TO MODIFY, ADD, OR REMOVE DUTIES AS NEEDED WITHOUT ADVANCE NOTICE. EMPLOYEES MAY BE REQUIRED TO PERFORM ADDITIONAL TASKS AND DUTIES AS DIRECTED BY THEIR SUPERVISOR, PROVIDED SUCH TASKS ARE WITHIN THE EMPLOYEE'S KNOWLEDGE, SKILLS, AND ABILITIES, OR CAN BE PERFORMED WITH REASONABLE TRAINING. NOTHING IN THIS JOB DESCRIPTION ALTERS THE AT-WILL EMPLOYMENT RELATIONSHIP OR LIMITS THE CREDIT UNION'S RIGHT TO ASSIGN OR REASSIGN DUTIES AND RESPONSIBILITIES TO THIS POSITION AT ANY TIME.
REV. 1/9/2026
$21.3-25 hourly 6d ago
Mortgage Loan Processor
1St. United Credit Union 4.1
Loan processor job in Pleasanton, CA
Let's get you a career. We believe in our employees, and we want them to believe in us. That's why we provide job training, skill development, and the opportunity to grow with us! At 1st United Credit Union, we are committed to improving the quality of life for our members and the communities we serve across the East Bay and Tri-Valley areas.
The Mortgage LoanProcessor manages a pipeline of mortgage loan files from application through closing, ensuring accuracy, compliance, and timely completion. This role reviews and verifies borrower documentation, resolves title and documentation issues, coordinates with all parties involved, and maintains clear communication to support a smooth loan process and exceptional member experience. What you'll do:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting
Manage an assigned pipeline of 25-40 loans on a daily and weekly basis
Order all required verifications, documentation and subsequent follow-ups and ensures all timeframes and compliance requirements are being met
Verify conditions of approval which may include customer income/assets documentation, resolve routine title issues including vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens and reconveyances
Communicate with all parties involved in the transaction to keep them informed of file status
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures
Communicate with various companies to obtain Hazard Insurance, Flood Certificate, Title Commitment, Appraisal and payoff information
What you'll bring:
Five years to eight years of mortgage loan experience
Working knowledge of RESPA regulations and general mortgage and consumer lending regulations (including but not limited to Regulation Z and Regulation B)
strong math and analytical skills and prioritization and time management
Typical office work environment. Hybrid work schedule may be available after successful completion of initial onboarding and training period.
Salary Wage will range from $33.00 to $38.00. This salary range represents the base pay for grade 10 and does not include additional perks. Final compensation will be determined based on qualification, experience, and location.
1st United Credit Union is an Equal Opportunity Employer
$40k-49k yearly est. 60d+ ago
Real Estate and Consumer Loan Processor
Exchange Bank 4.7
Loan processor job in Santa Rosa, CA
Prioritize daily workflow pertaining to loan fundings, rate locks, new loans, etc.
.
Assemble new residential mortgage and consumer (including HELOC's) loan files upon receipt of preliminary application information.
Input data and send welcome letters with all necessary regulatory disclosures to customer detailing additional due-diligence materials required by the Bank or Lender for submission.
Order and review all documentation, including credit reports, appraisals, preliminary title reports, and income documentation for accuracy and current date prior to submitting to underwriting.
Communicate with borrowers, loan agents and branch bank personnel regarding conditions and loan status.
Prepare revised LE/CD Disclosures when applicable for compliance purposes.
Upload and submit loans through the Lender's various paperless systems.
Obtain and review all “prior to doc” and “prior to close” conditions stipulated by the lender.
Order loan documentation for approved loans through Loan Service Center Doc Team for portfolio loans or the Lenders for brokered out loans.
Request funds on brokered out loans.
Complete all required HMDA reporting information.
Prepare and organize loan packages for submission to underwriters and provide administrative support to loan officers and underwriters as needed.
Process Broker fee checks.
Complete Notice of Action Taken form for declined, withdrawn or cancelled loan applications.
Knowledge, Skills & Abilities
Knowledge of Encompass and Abrigo software applications, Fannie Mae Desktop Originator, Freddie Mac Desktop Underwriter, and other Web-based artificial intelligence approval applications.
Working knowledge of the various loan programs and guidelines for loans offered by the Bank and its wholesale lending sources.
Working knowledge of residential mortgage and construction lending loan processing principles and practices.
Skills operating a personal computer including word processing, spreadsheet and presentation software.
Basic mathematical calculation skills.
Minimum Requirements
High School Diploma or GED AND Two (2) years' experience in loan processing.
Physical Requirements
Office Worker: Ability to stand, bend, stoop, sit, walk, twist and turn. Ability to lift up to 15 pounds occasionally. Indoor office work environment with a majority of time sitting at a desk.
Compensation
The hiring range for this position is to $24.00 to $31.00 per hour. The compensation offered will fall within this range, commensurate with the candidate's applicable experience, education and skills.
$24-31 hourly 39d ago
Direct Loan Processor
Pacific Temporary Services
Loan processor job in Sacramento, CA
Temp
We are recruiting a Direct LoanProcessor to join our highly reputable client at their corporate office in Sacramento. The Direct LoanProcessor is responsible for the fulfillment operations of new consumer loan applications through the direct lending channels.
The ideal candidate will have previous banking/financial institution experience and prior consumer loan processing experience. This is a six-month contract opportunity with the potential to be hired full-time!
Pay: $22.00/Hour (DOE)
PRIMARY RESPONSIBILITIES:
Conduct member interviews and gather information to satisfy loan conditions.
Audit various operational documents, including executed loan documents, and reports to ensure proper procedural compliance, accuracy, and authenticity.
Maintain a thorough understanding of state and federal laws and regulations.
Meet performance standards comparable to grade level in funded loan and/or e-mail volume, and phone efficiency in a fast-paced environment.
Perform support functions such as e-mail correspondence, consumer loan fulfillment, audit, call escalations, or other.
Results oriented including a willingness to take on any task required to meet or exceed team goals and objectives.
Perform financial analysis of personal and corporate tax returns and applicable schedules, 4506T forms, W-2s, and pay stubs.
Ability to identify potential fraud, suspicious activity, and identity theft.
Perform other tasks as assigned.
SKILLS AND QUALIFICATIONS:
High school diploma or equivalent required.
2 years of experience in customer service or transaction processing preferred; background in call center or consumer lending environments is a strong plus.
Excellent oral and written communication skills.
Ability to multi-task.
Possess and use sound judgment.
High attention to detail and accuracy.
Working knowledge and ability to use Microsoft Office software or other standard office equipment.
Ability to work independently and in a fast-paced environment.
$22 hourly 25d ago
Direct Loan Processor
Pacific Staffing
Loan processor job in Sacramento, CA
We are recruiting a Direct LoanProcessor to join our highly reputable client at their corporate office in Sacramento. The Direct LoanProcessor is responsible for the fulfillment operations of new consumer loan applications through the direct lending channels.
The ideal candidate will have previous banking/financial institution experience and prior consumer loan processing experience. This is a six-month contract opportunity with the potential to be hired full-time!
Pay: $22.00/Hour (DOE)
PRIMARY RESPONSIBILITIES:
Conduct member interviews and gather information to satisfy loan conditions.
Audit various operational documents, including executed loan documents, and reports to ensure proper procedural compliance, accuracy, and authenticity.
Maintain a thorough understanding of state and federal laws and regulations.
Meet performance standards comparable to grade level in funded loan and/or e-mail volume, and phone efficiency in a fast-paced environment.
Perform support functions such as e-mail correspondence, consumer loan fulfillment, audit, call escalations, or other.
Results oriented including a willingness to take on any task required to meet or exceed team goals and objectives.
Perform financial analysis of personal and corporate tax returns and applicable schedules, 4506T forms, W-2s, and pay stubs.
Ability to identify potential fraud, suspicious activity, and identity theft.
Perform other tasks as assigned.
SKILLS AND QUALIFICATIONS:
High school diploma or equivalent required.
2 years of experience in customer service or transaction processing preferred; background in call center or consumer lending environments is a strong plus.
Excellent oral and written communication skills.
Ability to multi-task.
Possess and use sound judgment.
High attention to detail and accuracy.
Working knowledge and ability to use Microsoft Office software or other standard office equipment.
Ability to work independently and in a fast-paced environment.
$22 hourly 9d ago
Loan Processor - Boarding
Westamerica Bank 3.6
Loan processor job in Suisun City, CA
Job DescriptionDescription:
Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.
Weekly Working Hours: 40
Responsible in the processing of all consumer loan payments and payoffs for active and charged off loans and lines. Responds to service requests. Calculates interest, loan payments, and balances. Handle the phone call inquiries in regard to consumer loan payments. Prepare histories for consumer loans.
Consumer Boarding:
Performs boarding (data entry) functions for Consumer loans (Indirect and Direct). Responds to service requests, handle phone call inquiries, calculates interest, loan payments and balances, review billing statements and does account research. Assists with special projects and performs additional job-related duties as required.
Commercial Boarding:
Performs boarding and maintenance functions for Commercial loans. Primary responsibility is the preparation, boarding and maintenance of all commercial and special handling loans. Monitoring and maintenance for all special handling designated loans.
Responds to service requests, handle phone call inquiries, and does account research. Assists with special projects and performs additional job-related duties as required.
Requirements
One-year general business experience preferably with banking.
Excellent communication, organization and analytical skills a must.
PC proficiency required, along with the ability to function under very tight time constraints with few to no errors.
10-key and typing skills mandatory.
Must be detailed oriented.
Requirements:
EOE
Westamerica Bank's Privacy Policy may be found at: *********************************
$35k-42k yearly est. 10d ago
Sr. Loan Processor
Crosscountry Mortgage 4.1
Loan processor job in Petaluma, CA
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Sr. LoanProcessor is responsible for providing customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer. The Sr. LoanProcessor provides proper disclosures when required by applicable local, state, and federal regulations.
This position operates within Mountain and Pacific time zone working hours to support the Pacific region.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the particular loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents.
Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices received, and in the applicant's E-file.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Document all communication related to the loan application in the conversation log.
Train and help supervise new loanprocessors and other processing personnel.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors.
Qualifications and Skills:
High School Diploma or equivalent.
A minimum of 5 years' residential mortgage processing experience.
Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Excellent math and analytical skills.
Excellent communication skills.
Ability to prioritize and meet deadlines.
Available to work varying hours and overtime if needed.
Encompass experience.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Base Pay: $28.00-35.00
Bonus: Eligible for per file bonus incentive
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
$28-35 hourly Auto-Apply 5d ago
Senior Consumer Loan Underwriter (Clean Energy & Electrification)
Atmos Financial, PBC
Loan processor job in San Francisco, CA
We are seeking an experienced and highly analytical Senior Consumer Loan Underwriter to join our growing clean-energy finance team. This role is ideal for someone with deep experience underwriting consumer loans for residential solar, heat pumps, and other home electrification upgrades, and who is excited to help scale ethical, transparent financing for the energy transition.
The Senior Underwriter will play a key role in credit decisioning, policy refinement, and mentoring junior underwriters, while working closely with product, operations, and partner teams.
Key Responsibilities
Independently underwrite and decision consumer loan applications for residential solar, heat pumps, battery storage, and other electrification projects
Evaluate, validate, and help refine our automated approval process working with our product and lender teams
Evaluate credit reports, stated and verified income, debt obligations, and collateral to assess borrower creditworthiness
Apply and interpret underwriting guidelines, with the ability to escalate, exception, or recommend policy changes where appropriate
Support the development, refinement, and documentation of underwriting policies and decision criteria
Manage a pipeline of loan applications while meeting turnaround time and quality targets
Collaborate with operations, product, and partner-success teams to resolve complex files and improve origination workflows
Provide guidance and informal mentorship to junior underwriters as the team scales
(Preferred) Apply commercial or small-business underwriting experience to growing pipeline of SMB solar + storage applications
Qualifications & Experience
3-5+ years of consumer loan underwriting experience, with a strong preference for:
Residential solar lending
Heat pump, HVAC, or home electrification financing
Home improvement or secured consumer lending
Strong understanding of credit bureau data, debt-to-income analysis, and income evaluation
Comfort underwriting both automated and manual decision paths
Excellent judgment, attention to detail, and documentation skills
Clear written and verbal communication skills
Experience with loan origination systems and underwriting tools
Nice to have:
Commercial or small-business loan underwriting experience
Experience working with installers, contractors, or point-of-sale financing
Familiarity with UCC-1 secured lending structures
Based in or near the San Francisco Bay Area (preferred, not required)
Salary Range
$85,000 - $115,000 per year, depending on experience, location, and depth of clean-energy or commercial underwriting background.
Why Join Us
Work at the forefront of clean-energy and electrification finance
Help shape underwriting standards in a fast-growing, mission-driven market
Collaborate with a thoughtful, values-driven team focused on transparency and consumer protection
Competitive compensation, benefits, and opportunities for growth
If you're an experienced underwriter who wants to apply your skills to scaling affordable, high-integrity financing for the energy transition, we'd love to hear from you.
Atmos is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
$85k-115k yearly Auto-Apply 34d ago
Consumer Loan Underwriter
JBA International 4.1
Loan processor job in Oakland, CA
Job Responsibilities: • Originate, input, process, underwrite (decision credits) docs, fund, book, post docs, loan servicing, reporting (covering the entire spectrum of loan origination and servicing with primary emphasis in consumer loans). • Provide qualified information to existing and new members.
• Interview applicants and reviews consumer loan application file to verify application data is complete and meets Credit Union standards • Obtains necessary valuations of the collateral (Blue Book, Carfax, etc.
).
• Pull and review credit reports.
• Manage a loan pipeline and the loan process to ensure loans fund in a timely manner.
• Process loans in accordance with Credit Union policy, guidelines and conform to all State and Federal Regulations such as the Equal Opportunity Act, Fair Debt Collection Practices Act.
, Fair Credit Reporting, Truth in Lending Act, etc.
• Handle consumer servicing related functions including payoffs and title releases.
• Perform business development activities to increase production including maintenance of a client database, client and customer calling/monitoring efforts and additional activities as requested by management.
• Monitor competitor rates, terms, and pricing frequently and make recommendations as needed to maintain competitiveness and profitability.
• Monitor assigned critical control functions and reports as assigned.
• Assist other departments as needed.
Position Requirements: • College background is preferred but not required.
• 3-5 Years credit experience (consumer, mortgage or commercial) • Self-motivated and results oriented with ability to close loans and achieve productivity standards • Excellent interpersonal and strong written and verbal communication skills • Strong analytical and organizational skills • Business math to calculate income, assets, debts (including Loan-to-Values and debt ratios) • Proficiency in Word and Excel; familiarity with a Loan Origination System (Calyx a plus).
• Teamwork and customer service oriented • Excellent time management skills and adaptability to a fast-paced environment
$52k-77k yearly est. 60d+ ago
Mortgage Loan Coordinator II
Theresa Allison Md 3.4
Loan processor job in Napa, CA
Redwood Credit Union is looking for a Mortgage Loan Coordinator II, who will be responsible for performing a variety of Total Member Experience related liaison, sales, and operational duties in the mortgage lending department. Key ResponsibilitiesTotal Member Experience:o Intake new loan applications into Mortgage Cadence Loan Fulfillment Center (LFC) from Members via phone, walk-in, referrals from branches, other departments, or Loan Officers.o Act as the primary contact for Member walk-in traffic to mortgage lending department.o Respond to branch emails requesting Member walk-in's and return calls with a sense of urgency.o Establish initial rapport with Member, reach agreement and understanding on mutual expectations, and communicate next steps with Member on an as-needed basis.o Structure loan scenarios based on Member's financial goals and needs to align with RCU mortgage products.o Communicate and/or collect upfront list of needed documents based on Member's application using pre-defined conditions or LFC Desktop Underwriter findings.o Facilitate initial streamline refinance requests and deliver Member information for fulfillment.o Cross-sell RCU and RCUSG products and services.o Log-in to department phone queue during scheduled times.o Upon receipt of daily Incomplete Loan report, review incomplete loan in LFC and determine next steps with Member to complete loan application or adverse action.o Act as the TME Ambassador to recognize areas of improvement for Member service and issues with processes within department and offer solutions and/or suggestions for improvement.Electronic Loan File Management:o Process and deliver various regulatory notices, such as Reg B/10 Day, Statement of Credit Denial, Credit Score Disclosure, as necessary to remain compliant.o Ensure confidentiality and safeguard sensitive Member financial information.o Upload various loan documentation to virtual loan folders in a timely manner.o Monitor Mail Mortgage Lending emails and scanned documents from branches and distribute, as necessary.o Assist loanprocessors with ancillary pre-closing loan verifications.
Join us and discover why you'll love working at Redwood Credit Union!
ABOUT REDWOOD CREDIT UNION (RCU):At Redwood Credit Union, our mission is to passionately serve the best interests of our Members and communities. Since 1950, we have been dedicated to supporting the financial well-being of our Members through better rates, low or no fees, and best-in-class customer service. Our purpose is to inspire hope and elevate the financial well-being of our communities one person at a time, through good times and bad. As a not-for-profit financial institution, we are committed to a people-first approach, which is reflected not only in how we serve our Members, but also in how we treat our employees. Our leadership team is deeply focused on fostering a culture of heart and empathy, integrity, passion, inclusion, meaningful relationships, excellence, and ensuring financial well-being for all. Why work for Redwood Credit Union?• 28th largest credit union in the U.S. and the largest financial institution based in the North Bay • Awarded a 5-Star Rating based on 6/30/24 financial data by Bauer Financial• Recognized by Newsweek as one of "America's Greatest Midsize Workplaces 2025"• Recognized by Newsweek as one of "America's Best Credit Unions 2025"• Top Corporate Philanthropists (#24) - San Francisco Business Times• Voted Best Places to Work in the North Bay 20 years in a row• World-class Employee Engagement scores• Rated Superior in Service by more than 90% of Members, surveyed by SF Gate• Industry leading Net Promoter Scores across the U.S. Minimum Qualification: Knowledge, Skills and Abilities
Knowledge of real estate principles, practices, rules, regulations, and sales.
Ability to structure loan scenarios based on Member's financial goals and needs through application interview process that align with RCU mortgage products.
Ability to operate a PC with word processing, spreadsheet and Internet-based loan origination software.
Basic understanding of investor guidelines and compliance requirements.
Ability to communicate effectively both verbally and in writing.
Ability to establish and maintain effective work relationships with a diverse group of people including vendors and other Credit Union team members.
Ability to act independently and confidentially, using discretion and tact.
Ability to analyze situations and recommend workable solutions.
Ability to coordinate a variety of activities simultaneously and prioritize work.
Ability and desire to work in a team environment.
Licenses and Certifications
Ability to obtain and maintain registration with the National Mortgage Licensing System and Registry in compliance with the requirements of Federal Law, including the SAFE ACT and NCUA part 761.
The ideal candidate has a combination of education and experience equivalent to a high school diploma, plus a minimum of two years' experience in mortgage lending industry or closely related field.
Compensation: Base starting range: $26.00 to $34.00 per hour commensurate with experience.
Our base salary starting range is based on scope and responsibilities of the position, candidate's work experience, education/training, key skills, and internal peer equity. We offer a competitive total rewards package including a wide range of medical, dental, vision, financial, and other benefits.
Redwood Credit Union offers a robust benefits package to our eligible employees including:• Competitive medical, dental, and vision insurance, mental health offerings• Employee performance incentive plan• Salary Advancement- Merit increase based on performance• 401(k) program with employer match• Time Off- Competitive PTO accrual plus 11 paid company holidays and your birthday off!
RCU Discounts and Perks:• RCU employees are eligible for a .75% discount off RCU standard collateral auto loans• RCU employees are eligible for a 1% discount on all recreational or boat loan products• 2% discount off Visas and LOC Loans through RCU• 0% interest loan to support employees with various immigration related expenses such as visa application fees and relocation costs. Loan amount up to $1,000.• 0% interest loan to support employees with expenses associated with the naturalization process. Loan amount up to $15,000.• 0% interest on garment, fitness, or home office equipment loan of up to $500• 100% financing for employee purchased homes! Physical Requirements:• Ability to stand, bend, stoop, sit, walk, twist, and turn.• Ability to lift up to 25 pounds occasionally.• Ability to use a computer keyboard and calculator.• Work environment is indoors; majority of the time is spent sitting at a desk.
*Redwood Credit Union is not offering Visa transfers and/or sponsorships for this position.
Internal Team Members: If you are a current Team Member, please apply through the internal careers page located in RCUNET. We are an Equal Opportunity Employer
$26-34 hourly Auto-Apply 21d ago
SBA Loan Closing Specialist I
Columbia Bank 4.5
Loan processor job in Sacramento, CA
**About the Role:** In this role, you will process and fund bank approved SBA 7(a), USDA, 504 and other government guaranteed loans as assigned by the SBA Closing Director. Work with borrowers, production staff and third parties to ensure timely and accurate loan closings. Collect and review documentation, perform borrower, entity, and loan related searches, perfect loan collateral, and ensure proper documentation of loans as specified and approved by the Bank and the requirements that fall within the Standard Operating Procedures of the Small Business Administration and other Government Guaranteed Loan Programs.
+ Identify and collect documentation in support of and as specified within the banks' loan approval. Plan tasks and workflows to meet closing deadlines.
+ Order Flood certifications, IRS Verifications, Site Visit reports CAVIRs, OFACS, UCC Searches and other reports as required. Review insurance documents to ensure proper type and coverage for each transaction.
+ Verify and determine the amount and source of borrower injection funds.
+ Review Purchase and Sale Agreements, Real Estate documents, entity documents of potential borrowers and related entities to ensure compliance with bank and SBA requirements.
+ Prepare lenders instructions and coordinate loan closings with escrow and title companies.
+ Perform loan related searches on individuals, entities, and collateral.
+ Responsible for accurate ordering and generation of Laser Pro and SBA documents.
+ Coordinate closings between borrowers, Bank Associates, Certified Development Companies, and escrow/title companies as necessary. Facilitate loan funding and the subsequent follow up for all post-closing documentation items.
+ Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities - knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.
+ Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.
+ Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.
+ May be asked to coach, mentor, or train others within the team.
+ Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words.
+ Takes personal initiative and is a positive example for others to emulate.
+ Embraces our vision to become "Business Bank of Choice"
+ May perform other duties as assigned
**About** **You:**
+ H.S. Diploma/GED
+ 4-7 years of SBA closing experience and knowledge of SBA loan program requirements or equivalent work experience, required.
+ Basic knowledge of SBA, Standard Operating Procedures, and USDA requirements.
+ Ability to comply with bank policy and procedures.
+ Experience working with SBA production staff and underwriters.
+ Ability to actively manage 3-5 loan files on an on-going basis, with adherence to bank established Closing Service Level Agreements.
+ Demonstrate a high level of organization, attention to detail, accuracy, and thoroughness, with the ability to multi-task.
+ Knowledge of personal computer and related software packages, including but not limited to, MS Office Word, Excel, and Outlook, and other business machines standard in the industry.
+ Ability to work under pressure and organize own work with guidance from Supervisor.
**Job Location(s):** Ability to work fully onsite at posted location(s).
The pay range for this role is $28.00 - $40.00.
The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process.
**Primary Location:** Ability to work fully onsite at posted location(s).
3111 Camino Del Rio North Suite 200 San Diego CA 92108
**Our Benefits:**
We are proud to offer a competitive total rewards package including base wages and comprehensive benefits.
We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.
**Our Commitment to Diversity:**
Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: http://********************
**To Staffing and Recruiting Agencies:**
Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.
$28-40 hourly 29d ago
Loan Specialist
Regional Finance 4.1
Loan processor job in Concord, CA
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button!
Job Intro
The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
Regional offers competitive pay! We do our best to show that we value our team members!
You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers!
All full-time team members have access to our medical, dental, vision and 401(k) benefits!
Duties and responsibilities
Provide exceptional service to all customers.
Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
Maintain office cash with accuracy and proper security.
Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
Minimize delinquent debt through calling customers and collecting on past-due accounts.
Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
Transport money and deposits to and from bank.
Other duties as assigned by leadership.
Minimum Qualifications
High School Diploma or Equivalent.
Prior customer service experience in either a sales/retail environment or cash management environment.
Must pass drug screen, criminal and credit background checks.
Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Critical Competencies
Demonstrated passion for customer service.
Excellent written and verbal communication skills.
Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
Thrives in a pay for performance atmosphere.
Proven ability to multi-task.
High degree of integrity.
Sales mentality.
Adaptable to an ever-changing environment.
Average pay range: $23-$26/ hour
Pay range only applies to California residents.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
Key Word Tags
Sales, Retail, Loan Sales, Collections, Finance, Customer Service, Leadership, Business Development, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
$23-26 hourly Auto-Apply 16d ago
Loan Boarding Specialist
Bank of Marin 4.4
Loan processor job in Novato, CA
Bank of Marin, voted by our employees as one of the "Best Places to Work" in the North Bay Business Journal, is seeking a Loan Boarding Specialist to join our Credit Risk Management team located on-site at either our corporate office in Novato, California or our office in Rancho Cordova, California.
The Loan Boarding Specialist plays a critical role in the accurate and efficient onboarding of all new and renewed loans into the FIS loan servicing system, ensuring data integrity, compliance, and seamless loan management. This position is responsible for meticulously inputting all required loan information, facilitating precise financial transactions, and ensuring adherence to regulatory standards, including the Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA). The specialist will manage the end-to-end processing of monetary transactions related to loan boarding, loan funding, ensure the proper disbursement of loan funds, and accurately credit income accounts, contributing directly to effective loan servicing and reporting. This role requires a high level of attention to detail, a strong understanding of loan operations, and a commitment to maintaining accurate and compliant loan records.
Essential Job Functions:
* Review boarding package to ensure that all documents are received, signed and initialed. Research any discrepancies between the credit approval and the loan documents. Organize all loan documents in the appropriate stacking order and file in the legal file.
* Input all loan, commitment, and note information into the loan system, following all policies and procedures. Review all loan documents for special instructions.
* Verify rate and disbursement instructions. Complete boarding worksheet to verify that all required information and proper coding has been completed and that all applicable fields have been input.
* Process all monetary transactions required, including all disbursements and fees. Perform lien perfection on various types of collateral.
* Provide assistance to loan officers and customers by researching and responding to inquiries. Inquiries include researching loan boarding information received through various channels including email, telephone, inter branch and in person.
Professional / Educational Experience
* 2 - 4 years related experience and/or training.
* Associate's degree (A.A.) or equivalent from two-year college or technical school; or equivalent combination of education and experience and/or training demonstrating a strong understanding of financial principles and loan processes.
The hourly pay range for this position is $26.74 to $36.09. In addition to the pay range listed, all bank positions are eligible for incentive compensation, which varies based on role. The pay rate for a successful applicant depends on a variety of factors including but not limited to geographic location, work experience, education, and/or skill level.
Bank of Marin is a growing public company with career advancement opportunities. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, a retirement savings plan with employer matching opportunity, bank paid employee stock ownership plan, tuition reimbursement, employee volunteer program and more. Additional details about total compensation and benefits will be provided during the hiring process.
Bank of Marin is an equal opportunity employer. EOE AA Vet/Disability
$26.7-36.1 hourly 29d ago
CRA Loan Specialist
Fifth Third Bank, N.A 4.6
Loan processor job in San Francisco, CA
Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for branch offices and outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Focuses on selling CRA products and services, targeting low to moderate-income individuals and areas, as well as non-profit organizations. Assumes overall responsibility for the residential mortgage loan from application to closing. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
+ Develop CRA prospects & referral contacts (realtors, builders, professional and personal contacts).
+ Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
+ Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
+ Conduct and coordinate homebuyer-training seminars for CRA potential applicants.
+ Handle employee loans and participate in appropriate Fifth Third-coordinated functions to promote employee loans.
+ Follow defined protocol for escalation of exceptions.
+ Take applicant applications by completing Fannie Mae form 1003 on the laptop.
+ Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses, and transmitting the loan to LOMAS.
+ Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
+ Manage pipeline for all originated loans through closing and complete required management reports.
+ Communicate with applicants and/or referral sources by providing timely updates and progress reports.
+ Maintain high levels of customer service while managing each applicant*s and support staff*s expectations.
+ Attend and participate in all Consumer Lending meetings as required by management.
+ This position requires SAFE Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS).
MINIMUM KNOWLEDGE AND SKILLS REQUIRED:
+ High school diploma or equivalent mandatory. Four-year college degree preferred.
+ Knowledge of conventional and/or government lending guidelines.
+ Knowledge of residential mortgage processing, underwriting, and closing procedures.
+ Knowledge of federal lending regulations governing real estate lending.
+ Demonstrated organizational skills.
+ Strong written and verbal communications skills.
+ Demonstrated teamwork and customer service skills.
+ Proven computer skills.
+ Basic sales technique skills.
+ Strong desire to excel in a competitive environment.
+ This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.
CRA Loan Specialist
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner.
LOCATION -- San Francisco, California 94111
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
$101k-122k yearly est. 43d ago
Loan Service Specialist I
United Business Bank Career 4.2
Loan processor job in Walnut Creek, CA
Join a winning team at United Business Bank and enjoy a friendly and collaborative work environment where opportunities for advancement are encouraged and supported. We pride ourselves on the team that we have in place, and we proudly state that our success is due largely to our team and their commitment to our client base. Thank you for considering United Business Bank as your next step in your career path, we look forward to hearing from you.
About United Business Bank
We are a publicly traded Regional Bank with over $2.5B in assets and 34 offices in 5 states. We have an entrepreneurial spirit and focus on the community by specializing in small to medium sized business clients. Our single point of contact model delivers outstanding customer service. United Business Bank's comprehensive benefit package includes medical, dental, vision, 401K, long and short term disability insurance, flexible spending account, a generous vacation and sick policy.
About the Position...
The Loan Service Specialist I (LSS I) is an onsite position and does not have remote opportunities.
The Loan Service Specialist (LSS I) builds meaningful, collaborative, and effective relationships that reflect respect, integrity, and excellence with clients, colleagues, and the management team. Under general supervision, the LSS I is responsible for various loan servicing functions that are not limited to processing loan payments, including advances and pay downs, assisting with loan boarding and maintenance activities, and posting loans transactions timely and in accordance to Bank policies and procedures. While providing efficient and professional services to all clients, the LSS I monitors incoming mail and the Loan Servicing email inbox to resolve and process general requests and forwards payoff demand requests to the Loan Service Specialist II for processing. The LSS I will perform tasks to resolve discrepancies associated with payments and General Ledger clearing and will upload appropriate documents to the imaging system as assigned. The LSS I demonstrates strong teamwork, accountability, and adaptability to support their function and to assist the Loan Service Manager and department with other duties as assigned. All duties are to be performed accurately, timely, and efficiently and in accordance with Bank policies, procedures and regulatory guidelines.
Qualifications
About You...
You are a self-starter with an entrepreneurial spirit who thrives in a team environment. You also have the following:
Education & Certification(s) Required:
High school graduate or equivalent.
Some college or relevant training.
Bachelor's degree preferred.
Knowledge Required:
Basic understanding of banking regulations and standard banking practices.
Basic understanding of lending process, documents, terminology, regulations and standard banking practices, preferred.
Knowledge of Loan Services policies and procedures, preferred.
Experience Required:
Office experience required, loan servicing or banking support preferred.
Skills/Abilities:
Good communication skills.
Professional appearance, dress, and attitude.
Strong math skills.
Good time management skills.
Ability to use Microsoft Office software package with basic Excel skills.
Ability to operate standard office equipment including computer, adding machine, copy machine, fax machine, and telephone.
Location: Onsite, no remote
We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
How much does a loan processor earn in Fairfield, CA?
The average loan processor in Fairfield, CA earns between $32,000 and $65,000 annually. This compares to the national average loan processor range of $28,000 to $50,000.
Average loan processor salary in Fairfield, CA
$46,000
What are the biggest employers of Loan Processors in Fairfield, CA?
The biggest employers of Loan Processors in Fairfield, CA are: