About the team At Zillow Home Loans, we're at the forefront of revolutionizing the home financing experience. As part of our dynamic and fast-growing FinTech company, you'll help reshape how consumers buy, sell, and finance homes, all while working in a collaborative and high-energy environment! We're a team of innovators, problem solvers, and creative individuals, pushing the boundaries of the mortgage industry. If you're looking to be part of an exciting journey and make a real impact, Zillow Home Loans is the place for you. Ready to take the leap and join our team?About the role
As a Premier Loan Officer with Zillow Home Loans (ZHL), you're not just originating mortgages - you're building a network within the fastest-growing channel in the industry. This role is designed for high-performing, entrepreneurial Loan Officers who thrive on driving results, building influential referral networks, and shaping the future of integrated real estate transactions.
You'll leverage Zillow's Premier Agent Network, cutting-edge tools, and unique integration into the customer and agent experience to expand your market presence and outpace industry growth.
This is an opportunity to scale your success within Zillow's ecosystem - where your drive and relationships fuel the rapid expansion of our Premier Channel.
This role is “remote” with restrictions. Your designated remote location is defined as your principal place of residence, which must be physically located within the state listed on the posting, Florida. You may also elect to spend some time working at a company office. Please note that your employment is contingent upon remaining in this location; any future requests to relocate to another state are subject to Company review and approval and may be denied based upon business need.
Key Responsibilities:
Originate mortgage loans, guiding borrowers through the process, ensuring compliance, and providing all vital documentation for underwriting, processing, and funding.
Build referral relationships with top real estate agents in your market - strengthening existing partnerships while breaking into new, high-value agent networks.
Drive fully integrated transactions, connecting customers, agents, and the loan process through Zillow's platform.
Be a catalyst for the rapid expansion of Zillow's Premier Channel (2024-2026), outpacing industry benchmarks and setting new standards in the marketplace.
Achieve production targets through a combination of company-provided leads and self-sourced opportunities generated from strong partner relationships.
Use data-driven insights to strategically manage your pipeline, ensuring efficiency and maximum conversion.
Deliver a best-in-class customer experience through timely follow-up, transparent communication, and proactive problem solving.
Stay ahead of market trends, regulations, and lending programs to provide tailored solutions for borrowers and agents.
Manage leads from Premier Agent partners and cultivate new leads through strong partner relationships.
Promptly contact borrowers upon lead receipt and follow up after the initial discovery call to assess financing readiness and offer personalized support.
Ensure all transactions follow applicable laws, regulations, and company guidelines.
Maintain active licensing, complete required education/training, and stay current on regulatory changes and loan program knowledge.
This role involves the collection, storage, and use of your voiceprints (records of speech).
In addition to a competitive base pay, employees in this role are eligible for incentive compensation. Actual amounts will vary depending on experience, performance, and location.
“Remote” with restrictions. Your designated remote location is defined as your principal place of residence; which should be physically located within the state listed above. You may also elect to spend some time working at a company office. Please note that your employment is contingent upon remaining in this location; any future requests to relocate to another state are subject to Company review and approval and may be denied based upon business need.Who you are
You are a high-performing Loan Officer with a proven track record of success. An entrepreneurial self-starter, you thrive in competitive markets and take full ownership of growth. You're skilled at building deep referral partnerships with top real estate agents and are highly motivated by uncapped earnings and the opportunity to scale your business within Zillow's unique ecosystem. Resilient and adaptable, you're always looking for new ways to win.
Role Requirements:
3+ years of purchase mortgage origination experience as an active NMLS Loan Originator with multiple state licenses, or a Loan Originator working under a bank license (required)
Completed the 20-hr SAFE Pre-licensing Education and passed the SAFE Mortgage Loan Originator Test - National Component with Uniform State Content.
Physically located in and working from Florida.
Proven success in handling purchase loans and building referral business with real estate agents.
Strong client service orientation and consultative sales skills.
Excellent interpersonal skills, mortgage process knowledge, and ability to close loans successfully.
Proficiency in Microsoft products (Outlook, Word, Excel).
Associates or Bachelor's degree preferred.
Willingness to travel in-market (5% of the time) to engage with agents and expand referral networks.
Get to know us
At Zillow, we're reimagining how people move-through the real estate market and through their careers. As the most-visited real estate platform in the U.S., we help customers navigate buying, selling, financing and renting with greater ease and confidence. Whether you're working in tech, sales, operations, or design, you'll be part of a company that's reshaping an industry and helping more people make home a reality.
Zillow is honored to be recognized among the best workplaces in the country. Zillow was named one of FORTUNE 100 Best Companies to Work For in 2025, and included on the PEOPLE Companies That Care 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow.
No matter where you sit in the organization, your work will help drive innovation, support our customers, and move the industry-and your career-forward, together.
Zillow Group is an equal opportunity employer committed to fostering an inclusive, innovative environment with the best employees. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please contact your recruiter directly.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with applicable state and local law.
Los Angeles County applicants: Job duties for this position include: work safely and cooperatively with other employees, supervisors, and staff; adhere to standards of excellence despite stressful conditions; communicate effectively and respectfully with employees, supervisors, and staff to ensure exceptional customer service; and follow all federal, state, and local laws and Company policies. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company's reputation. Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
$39k-60k yearly est. Auto-Apply 1d ago
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Mortgage Loan Processor-Closer
Tropical Financial Credit Union 4.4
Loan processor job in Miramar, FL
Summary: Individuals in the job are responsible for assisting Tropical Financial Credit Union in the achievement of its purpose of guiding members successfully through the financial marketplace. The Mortgage LoanProcessor is responsible for processing and closing first mortgage and HE/HELOC Loan files. This includes gathering all of the information necessary to submit the file to underwriting, clearing conditions and performing closing and funding tasks. This individual must have a working knowledge of the requirements as directed by Tropical Financial, government agencies and private investors to process and close first mortgage and HE/HELOC loan files. Additionally, the responsibilities include the review of the credit file (credit reports, income, tax returns, financial statements, etc.), the review of the appraisal, title, and inspection reports.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
* Provide service that meets the Service Standards defined by Tropical Financial Credit Union; annual goals are established through the Performance Management Process.
* Works independently and manages Mortgage pipeline to ensure deadlines and production goals are met as defined in the individual's performance appraisal where applicable.
* Processes first mortgage applications from the opening of the file to submission for final underwriting, and through closing, ensuring that the file is complete and accurate and that the file complies with the secondary market, government and investor guidelines. Uses analytical ability and judgment to determine the acceptability of the information and documentation.
* Processes HE/HELOC loan applications from the opening of the file to Closing. Ensures that file meets all TFCU policies and regulatory requirements. Uses analytical ability and judgment to determine the acceptability of the information and documentation.
* Ensures all underwriting and closing conditions as outlined by the underwriter or documentation is obtained and in compliance to secondary market and TFCU requirements.
* Performs final verification processes regarding credit and employment on first mortgage loans. Compares the information received to the application as a final UW review.
* Clears the loan in the LOS system making sure that changes do not affect the salability of the file or the UW commitment. Follows secondary market requirements and take appropriate actions if changes impact original lending decision.
* Coordinates with the title company/Closing agent for the receipt of all closing fees and documents for the preparation of disclosures.
* Prepares the Closing Disclosure within the timeframes as outlined by the TRID regulation for first mortgage. Updates the fields in Encompass as required to produce a compliant document.
* Funds the loans by performing the applicable wire transfer transactions for first mortgage loans. For HELOC and home equity loans, books the loan in the core system and issues checks as required.
* Reviews appraisals, title searches, and insurance coverage to ensure compliance with Tropical Financial, agency and investor requirements
* Communicates with members and outside companies, as needed, to keep them abreast of the filing process and documentation requirements.
* After performing an analysis, considering alternatives and assessing the risk of action or nonaction, takes appropriate steps when problems are encountered.
* Inputs application data required for HMDA reporting submission ensuring that the data is within compliance standards.
* BSA Compliance: every employee is required to uphold the credit union's compliance with the Bank Secrecy Act and anti-money laundering policies and procedures. Specific functions within TFCU will take into consideration the awareness of unusual or suspicious activity that is relevant to the department.
* In addition to any other assigned training courses, online BSA and OFAC courses must be completed at least annually, as made available by the Training and Compliance Departments.
* This position may be subject to SAFE Act Registration Requirements. Under the SAFE Act requirements, all applicants for employment who will be engaged in and perform duties as a "residential loan mortgage originator "(as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Credit Union determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination.
Qualifications: An individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
* Knowledge of Credit Union or banking related products and services preferred.
* Proven organizational, critical thinking and analytical skills, and display the ability to analyze financial data related to the members.
* Excellent interpersonal and communication skills and display a strong ability to multi-task and adapt in a face paced environment.
* Participate in teamwork, as well as, the willingness and ability to learn new tasks and duties within a changing and work in a high volume, fast-paced work environment.
* Must possess above average time management, problem-solving and prioritization skills
* Display a high degree of motivation, initiative, collaboration and actively interact and be an engaged team player
* Strong technical abilities to learn and effectively process on mortgage and member databases, interact and communicate with enterprise communication systems, e.g., phone calls, messaging, email, text, chat, etc.
* Attention to Detail to read and interpret documents such as policy, procedure manuals and job-aides and provide recommendations for improvement when necessary.
* Ability to apply math principles to transactions, and any other related activity.
* Ability to work independently, display initiative and flexibility, with work with minimal supervision and meet deadlines in an organized and timely fashion.
* Ability to ensure minimal to no errors are made while handling their job functions and mitigate fraud and adhere closely to security standards of operation.
* Exhibit high degree of professionalism and confidentiality in handling and accessing to sensitive information.
* May participate in a project for the sake of continuous improvement.
* Must have working knowledge of computers, strong administrative and operational skills and must have practical knowledge of MS Office, Outlook, Excel and Word.
Education and/or Experience
* Minimum three years or more of experience
* High school diploma or GED
* Prior first mortgage processing, closing or underwriting experience preferred
* Knowledge of title insurance, settlement, and appraisals preferred
* Working knowledge of agency, government and private investor guidelines and requirements.
* Working Knowledge of Encompass LOS System for mortgages.
* Must be able to work independently and take action as needed to complete the loan files
* Must be able to decide which program a member will qualify for
* Must review the acceptability of income and legal documents
* Must be able to effectively maintain a mortgage pipeline and meet turnaround time standards
* Must be able to adjust to sudden changes in production numbers as dictated by the market
* Must be able to adapt to market, regulatory, agency and investor requirement changes
Physical Demands: The physical demands described here are representative of those that must be met by an employee to be a success as they perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand, walk, sit and use hands to handle or touch. The employee is occasionally required to reach with hands and arms. The employee must occasionally lift and move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
$43k-52k yearly est. 60d+ ago
Mortgage Loan Processor
Collabera 4.5
Loan processor job in Tampa, FL
Established in 1991, Collabera has been a leader in IT staffing for over 22 years and is one of the largest diversity IT staffing firms in the industry. As a half a billion dollar IT company, with more than 9,000 professionals across 30+ offices, Collabera offers comprehensive, cost-effective IT staffing & IT Services. We provide services to Fortune 500 and mid-size companies to meet their talent needs with high quality IT resources through Staff Augmentation, Global Talent Management, Value Added Services through CLASS (Competency Leveraged Advanced Staffing & Solutions) Permanent Placement Services and Vendor Management Programs.
Collabera recognizes true potential of human capital and provides people the right opportunities for growth and professional excellence. Collabera offers a full range of benefits to its employees including paid vacations, holidays, personal days, Medical, Dental and Vision insurance, 401K retirement savings plan, Life Insurance, Disability Insurance.
Job Description
Contract Duration: 6 months
Pay rate: $15/hr
Production Specialist II:
Review or research loan files through internal system to attempt to locate loan file. Must have the ability to handle complex files and effectively prevent escalations. Ability to work in a fast paced environment and meet deadlines and work standards. Ability to be dynamic in role, and shift priorities
Qualifications
2 years + experience with mortgage documents required
Mortgage servicing or origination knowledge required
Intermediate proficiency with MS Word, MS Excel and MS Outlook
Will take assessment for MS Excel
Must be detailed oriented
Research and analytical skills a must
Flexibility to adapt to process changes
Self-motivated and able to work independently with minimum supervision.
Capacity to work in a team-oriented environment
Have the ability to think creatively outside the box, and
Must be able to lift up to 35 pounds
Have the ability to demonstrate strong process, guidelines, and product knowledge. Assist with customer escalations and related issues.
Job might require some clerical functions i.e. scanning, filing, data entry, sorting etc.
Must be able to work in a tight, confined and secured area as contractor may be required to file and pull documents located in the vault
Have proven track record of great attendance - Short Term Project (NO TIME OFF REQUESTS)
DESIRED SKILLS:
Loan file reviews
Effective listening, comprehension, and negotiation skills
SHIFT: Monday - Friday; 8:00 AM - 5:00 PM (MUST be flexible to work OT after hours M-F and Saturday between 7:00 AM - 12:00 PM)
ATTENDANCE: NO VACATION - NEEDS VERIFIED AND AGREEMENT THEY WON'T TAKE OR ASK
Additional Information
If you are interested, please reach out to me:
Laidiza Gumera
************
*******************************
$15 hourly Easy Apply 15h ago
Mortgage Loan Processor - In Office
National Mortgage Staffing 3.9
Loan processor job in Jacksonville, FL
Mortgage LoanProcessor
Employment Type: Full-Time, Permanent
Schedule: Monday-Friday, 9:00 AM - 5:00 PM
Pay: $28-$30/hour
Overtime: Eligible
Our client is seeking an experienced Mortgage LoanProcessor to support a high-volume processing environment. This role is fully in-office and responsible for managing a large pipeline while ensuring accuracy, compliance, and timely closings.
This position requires strong organizational skills, attention to detail, and the ability to remain composed in a fast-paced, deadline-driven setting.
Key Responsibilities
• Manage an assigned pipeline of 35-50+ loans on a daily and weekly basis
• Process loans from application through closing
• Collect, review, and analyze borrower and third-party documentation
• Submit complete and accurate files to underwriting
• Order and follow up on verifications and required documentation
• Calculate borrower income for all employment types
• Review and clear underwriting conditions
• Resolve routine title issues including vesting issues, liens, and reconveyances
• Interpret credit and underwriting guidelines
• Maintain daily workflow prioritization to meet closing deadlines
• Communicate clearly with borrowers, internal teams, and all parties involved
• Deliver high-quality customer service in accordance with established standards
Qualifications
• Minimum 2 years of mortgage processor experience within the last 5 years
• Strong understanding of credit underwriting guidelines
• Experience managing high-volume pipelines
• Ability to work in a fast-paced, potentially stressful environment
• Strong communication, organization, and time management skills
📌 National Mortgage Staffing does not set the requirements for this role. All hiring criteria are defined by our client.
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
$28-30 hourly 3d ago
Real Estate Title Processor
Christie's Int'l Real Estate 4.3
Loan processor job in Florida
Our company is rapidly growing, and we are seeking an experienced Title Processor to join our team. You will assist buyers and the title team in making sure the title application is prepared and submitted correctly, and work with the team to resolve any issues or discrepancies to produce a clear title. The ideal candidate will have some experience working in title insurance, mortgage lending, or real estate transactions, with a keen eye for detail and outstanding research and customer service skills. If this sounds like you, start your application today!
$41k-60k yearly est. 60d+ ago
Senior Mortgage Loan Processor
Vystar Credit Union 4.5
Loan processor job in Jacksonville, FL
At VyStar, we offer competitive pay, an excellent benefit package that includes a 401(k) Plan, an extensive paid technical and on-the-job training program, and tuition reimbursement--available to all full and part time employees. Part time positions start at a minimum of 30 hours per week.
We encourage you to become a part of VyStar Credit Union's family of employees.
Senior Mortgage LoanProcessorACCOUNTABILITY STATEMENT
The Senior Mortgage LoanProcessor ensures members receive quality mortgage loan service according to VyStar mortgage practices, procedures, and policies. Must stay abreast of conventional and equity mortgage guidelines. Responsible for assisting the member through the mortgage process keeping them informed and moving toward a final loan disposition. Working with loan sales and underwriting as necessary and obtains information needed for underwriting to make a final loan decision. The Senior Mortgage LoanProcessor works with the loan closer to ensure the member has a smooth closing experience. The incumbent reports directly to the Mortgage Loan Processing Supervisor and indirectly to the Mortgage Loan Processing Manager.
ESSENTIAL RESPONSIBILITIES
Pipeline Management: Maintain an active mortgage loan pipeline as assigned. Handle various loan types (equity, second, refinance, purchase, VA, FHA, construction, reno to perm).
Member Communication: Keep members informed throughout the process.
Approval Conditions: Clear approval conditions as determined by the underwriter.
Documentation: Prepare and maintain electronic notes on file activity and member contact.
Credit Application Review: Assess credit worthiness in compliance with policies and guidelines.
Verification: Obtain and review documentation for income, employment, and assets.
Ordering Reports: Order and review necessary reports such as credit reports, appraisals, DRIVE report, Fanni Mae Desktop Underwriter, Freddie Mac Loan Product Advisor, title, Flood Certification, and insurance.
Insurance Information: Ensure all pertinent insurance information is documented.
Underwriting Preparation: Prepare and submit files for final underwriting decisions.
Loan Cancellations: Manage tasks related to member-initiated cancellations and underwriter declinations.
Closing Coordination: Work with loan closers to ensure smooth closing experiences.
Compliance: Ensure compliance with state and federal regulations.
Goal Alignment: Understand and work towards department and Credit Union goals.
Adherence to Values: Consistently follow VyStar's core values and Code of Ethics.
Process Improvement: Recommend improvements for service and efficiency to management.
Productivity: Maintain high volume productivity.
Service Level Agreements: Maintain service level agreements as published by Fulfillment management with member communication, file submission, and timing gates.
Training and Meetings: Develop training for LoanProcessors and hold weekly team meetings.
Subject Matter Expert: Assist with troubleshooting and escalations.
System Testing: Engage in system testing and modifications.
Procedure Review: Review annual procedures for accuracy.
Team Liaison: Act as Team Liaison in the supervisor's absence.
Mentorship: Mentor mortgage loanprocessors.
Technical Resource: Provide technical information and guidance to Mortgage LoanProcessors.
Consistently adheres to VyStar core values and Code of Ethics and acts in accordance with those values.
Perform additional duties and responsibilities as assigned.
All employees and business units, as first line of defense, are expected to proactively help identify, assess, manage and report risks within their domain of work. To enhance a healthy risk culture and support our growth for good pillar, employees will maintain vigilance in safeguarding our operations while ensuring compliance with regulatory mandates. The Risk team serves as the second line of defense by providing risk oversight and credible challenge whereas the Audit team serves as the third line of defense by providing risk assurance.
The incumbent is expected to demonstrate each of the following VyStar Excellence behaviors in performing the duties and responsibilities of their job:
Focus- Focus your full attention by carefully listening to and observing internal and external members.
Connect -Consistently be friendly and approachable. Demonstrate your care.
Understand- Listen empathetically and ask questions (70%/30% rule).
Counsel- Recommend solutions based on your member's needs and objectives.
Advance- Ensure that the members' expectations were exceeded.
Verify necessary follow-up actions.
JOB QUALIFICATIONS
EDUCATION
High School Diploma or GED is required.
Additional specialized training or classes in mortgage lending beyond high school is necessary.
Ongoing education through local workshops and conferences is mandatory to stay updated on federal regulations and secondary market standards.
CERTIFICATION
The employee is required to fulfill and uphold all criteria as a registered mortgage loan originator working for a Federally regulated Institution under the Nationwide Mortgage Licensing System and Registry (NMLS).
The employee must comply with all provisions of the Act as defined in the Secure and Fair Enforcement of Mortgage Licensing Act of 2008 (S.A.F.E. Act) and credit union S.A.F.E. Act Procedures.
EXPERIENCE
A minimum of four years of experience in a direct mortgage lending and consumer interaction role is required, within the mortgage lending sector.
KNOWLEDGE, SKILLS, & ABILITIES
Familiarity with government, construction/reno to perm, conventional and equity loan financing, along with a comprehensive understanding of all regulations related to mortgage lending, is preferred.
The candidate must possess knowledge and experience in utilizing Microsoft Office applications.
Demonstrates strong written and verbal communication skills, active listening, attention to detail, professionalism, and the ability to collaborate effectively across all levels to support seamless team workflows and member engagement.
The ability to thrive in a fast-paced environment and a proven track record of collaboration with others is also required.
Candidates must be able to work independently at a highly professional level.
DISCLAIMERS AND WORK ENVIRONMENT
Nothing in this position description is an implied contract for employment. The position description is intended to be an accurate account of the essential functions. The functions are not all encompassing and are subject to change at any time by management.
The work environment characteristics described are representative of those that an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
As required or requested, may exert up to 20 pounds of force occasionally and/or a negligible amount of force constantly to lift, carry, push, pull or otherwise move objects.
VyStar Credit Union is not seeking outside assistance or accepting unsolicited resumes from staffing agencies or search firms for employment or contractor opportunities. Any resumes submitted by an outside vendor to any employee at VyStar via e-mail, internet, or directly to hiring managers without a valid written search agreement with the Talent Acquisition / HR department will be deemed the sole property of VyStar Credit Union.
No placement fee will be paid if a candidate is hired as a result of the referral, or through other means.
Thank you for your inquiry regarding our current job opening. Your resume will be carefully reviewed against the position requirements. Should your experience and skills match, you will be contacted by one of our Human Resources department staff members.
Thank you again for your interest in this position!
VyStar Credit Union Human Resources
$41k-45k yearly est. Auto-Apply 32d ago
Senior Mortgage Loan Processor
Americasa By Nationwide Mortgage Bankers
Loan processor job in Miami, FL
Job DescriptionAre you a successful senior loanprocessor with excellent communication skills, a keen eye for detail, and a white-glove service approach to closing mortgages? Our mortgage team has a recipe for success that will help bring your skills and talents to the next level. If you are looking for an opportunity for growth with a tight-knit group of mortgage professionals, apply now.Compensation:
$90,000 - $120,000 yearly
Responsibilities:
Verify the accuracy of all obtained loan documentation, such as title insurance, loan applications, appraisals, credit reports, and income and asset declarations and provide them promptly to underwriters for loan approval
Submit loan file documentation accurately into necessary software programs
Source and order third party documentation needed for residential home loans, create and maintain the mortgage loan file, and assist underwriters by clearing conditions as requested
Serve as the main point of contact for title companies, real estate agents, mortgage loan officer/ mortgage loan originator, borrowers, and mortgage underwriters to facilitate a timely loan closing
Ensure that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines
Qualifications:
Proficiency with MS Office, Loan Origination Software (LOS), and Automated Underwriting System (AUS) are desired
Several (2-3) years experience of loan processing experience with a mortgage banker or mortgage lending company, bank, or credit union is required
Bachelor's degree preferred; high school diploma required
Solid knowledge of various residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is vital -- Commercial loan and Refinance loan knowledge is helpful
Federal and state home loan regulatory requirements and overall mortgage industry knowledge is essential
Encompass Experience
Commute to Miami Dade or Broward County
About Company
Americasa, as part of Nationwide Mortgage Bankers, is immersed in every action of those of us who are part of Americasa. We are especially focused on helping the Hispanic community fulfill the dream of homeownership. We know how much this represents in the lives of clients, which is why we are committed to guiding them along this path by answering all their concerns. For us, the goal is not only the purchase of the house; for us, it is important that clients come out of this experience exceeding their own expectations and are satisfied with having obtained, with us, the best mortgage program available.
$38k-55k yearly est. 14d ago
Mortgage Loan PRocessor
Njtech
Loan processor job in Tampa, FL
Reviews the loan application submitted and structures the loan to accommodate the Automated Underwriting findings and/or customer's needs.
May be responsible for preparing application package to be sent to the member within regulatory required time frames. When responsible, submitting all or a portion of packages to underwriting prior to delivery with ongoing improvement in underwriting submissions.
Orders and tracks all required documentation to assure processing timeframes are being met and updates system, calendars and front of loan file with status.
Works with the customer, client and closing agent to resolve questions and/or problems immediately upon inquiry or receipt of documentation from the customer.
Provides excellent customer service to internal and external clients. Ensures customer service surveys are maintained to client's minimum score.
Submits fully processed files through automated underwriting system and submits to Underwriting Department for decision if required. Resolves issues and shows ongoing improvement in reducing isssues identified by Underwriter.
Verifies product, rate and point structure according to client specifications.
Prepares, ensures the accuracy and timely delivery of commitment letters. Rediscloses ensuring accuracy and timely delivery as needed.
Reviews appraisals, titles, and purchase and sales contracts as received, submits them to u/w if necessary, makes all required calls, system updates and orders any addendums required related to the review.
If client specifications require; Track all required documentation to assure processing timeframes are being met and updates system with statuses.
If client specifications require; Reviews loan for clear to close items and confirms the file is being submitted to the closing department accurately.
Clears all underwriting conditions working with customer and outside vendors.
Assures loans are moved to the appropirate stages and documents are delivered to the Closing Department within client's required time frames excluding delays outside of ISGN's control.
Completes customer member feedback calls on service provided to ensure that our service is to the clients requirements.
·Reviews and monitors pipeline reports on a daily and weekly basis, acting accordingly.
*Must be able to meet established minimum daily expectations for this position.
This position may require frequent over time, at times on a daily basis; must be available to work additional hours on short notice as determined by management to meet client service level agreements
Performs other related duties as assigned or directed
$37k-53k yearly est. 60d+ ago
Mortgage Loan Processor
Klassic Recruitng
Loan processor job in Tampa, FL
Klassic Recruiting is partnering with our client in a search for a Mortgage LoanProcessor to join their growing team.
Job Description
ESSENTIAL DUTIES and RESPONSIBILITIES:
Process residential mortgage loans (Conventional, FHA, VA, Refinance) in a high volume environment and meeting all necessary guidelines.
Obtain and review required loan documentation and submits complete loan packages to underwriting for approval.
Manages a pipeline of loans and consistent process flow.
Provides excellent customer service by effectively communicating and cooperating with all internal and external customers.
Obtains and verifies that all underwriting conditions are received and cleared by the underwriter and prepares the file for submission to the Closing Department.
Keeps abreast of changes in policies and procedures, standards and regulations applicable to the company and the mortgage industry. Understands and applies local, state and federal regulations related to processing mortgage loans.
Qualifications
PREFERRED QUALIFICATIONS AND EXPERIENCE:
3-5 Years loan processing experience
Experience processing Conventional, FHA and VA loans
Proficient in Microsoft Office, Word, Excel, Outlook and Encompass
Excellent communication skills
Ability to work in a fast-paced fluid environment
High level of integrity and confidentiality required
BENEFITS:
Salary plus bonuses.
Medical, Vision and Dental
401K
Paid Vacation/Sick time
*This is NOT a remote job!
Job Type: Full-time
Required experience:
Encompass: 3 years
Loan Processing: 3 years
Mortgage: 3 years
Additional Information
All your information will be kept confidential according to EEO guidelines.
$37k-53k yearly est. 60d+ ago
JET Home Loans - Mortgage Loan Processor
Rmc Home Mortgage LLC 3.7
Loan processor job in Orlando, FL
Submit your resume here to be considered for future opportunities with JET as they become available! JET Home Loans is hiring Mortgage LoanProcessors!
The Processor is responsible for processing files from submission through submitting to closing. They will work with all departments in coordinating processing, processing support, and administrative functions for their respective teams. Processor will work closely with underwriting, loan officer/loan officer team and Processing Team Lead to complete all functions within a timely manner and consistent with all operations policies and procedures.
Applicants should have a minimum of two to five years' experience processing FHA, VA, Conventional, Bond and USDA loans. They should be familiar with guidelines for each loan type and have experience using DU, LP and GUS. Ideal candidates should be accustomed to working with multiple loan originators and should be accustomed to processing an average of 15 closed files per month.
Company and Division Overview:
JET Home Loans is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace
$39k-51k yearly est. Auto-Apply 60d+ ago
Mortgage Loan Processor
First Florida Credit Union 3.6
Loan processor job in Jacksonville, FL
Mortgage LoanProcessor - Jacksonville, FL Do you want to be part of a dynamic institution that is one of the fastest growing credit unions in the country? Become a part of the First Florida Credit Union team where our employees create a culture that enables our organization to be among one of the 100 Best Companies to Work For in Florida as designated by Florida Trend magazine for over a decade. In 2016 we were voted best companies to work for from the Jacksonville Journal. Our employees are the critical element in fulfilling the First Florida Credit Union mission of being a thriving credit union creating value for members by deepening relationships with current members and engaging with potential members. Also, First Florida Credit Union recognizes the importance of benefits that provide financial security for our employees and their families and is committed to providing a competitive benefits package to eligible employees. Role: Process and close first mortgages according to secondary market guidelines, HELOC's, Home Equity and Land/Lot loans while ensuring that members receive quality mortgage loan service according to credit union policies, practices and procedures. Receive calls and inquiries from credit Union staff regarding questions on various mortgage loan programs, Freddie Mac guidelines, internal FFCU procedures and mortgage interest rates.
Process and fund mortgage loans within established timeframes ensuring that all required mortgage disclosures are complete, accurate and meet compliance regulations.
Maintain working knowledge of the Credit Union's established policies, procedures, mortgage loan standards, mortgage products, mortgage rates and governmental regulations pertaining to mortgage loans which includes monthly ongoing educational requirements.
Experience & Skills Required: Three to Five years of similar or related experience. Must possess excellent communication and organizational skills as well as a friendly and professional demeanor. Must possess basic computer and keyboard skills, ten key calculator, and Microsoft Excel and Word experience. Education: A two-year college degree, or completion of a specialized certification or licensing, or completion of specialized training courses conducted by vendors or job-specific skills acquired through an apprenticeship or on the job experience programs.
$37k-45k yearly est. 4d ago
Sr. Mortgage Loan Processor
Florida Mortgage Team 3.6
Loan processor job in West Palm Beach, FL
Job DescriptionOur mortgage team is growing and we're seeking an experienced senior loanprocessor to join our group of lending professionals. The ideal candidate will have several years of experience as a loanprocessor, excellent time management and customer service skills, and exceptional attention to detail. If you're looking for an excellent opportunity with plenty of room for growth, apply today!Compensation:
$60,000
Responsibilities:
Obtain and verify that all loan documentation, such as title insurance, appraisals, loan applications, credit reports, and income and asset declarations are accurate and provided promptly to underwriters for loan approval
Ensure that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines
Serve as the main point of contact for title companies, real estate agents, mortgage loan officer/ mortgage loan originator, borrowers, and mortgage underwriters to facilitate a timely loan closing
Accurately input loan file documentation into necessary software programs
Order third party documentation and reports for residential home loans, create and maintain the mortgage loan file, and assist in clearing underwriting conditions as requested
Qualifications:
Familiarity with MS Office, Loan Origination Software (LOS), and Automated Underwriting System (AUS) are beneficial
High school diploma required; Bachelor's degree is preferred
Mortgage industry knowledge, specifically federal and state regulatory requirements are necessary
2-3 years experience with a mortgage company, mortgage banker, or mortgage lender as a mortgage loanprocessor is needed
Solid knowledge of various residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is vital -- Commercial loan and Refinance loan knowledge is helpful
About Company
Our employees say "... we work hard, we play hard, and we are treated fairly with the utmost respect." If you want to be a part of a fast-growing, highly efficient mortgage office; and you get pleasure out of being successful in helping dreams come true, then we would be privileged to have you as a part of our team.
$60k yearly 6d ago
Home Loan Specialist II
Solomonedwards 4.5
Loan processor job in Tallahassee, FL
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform complex data and document validation.
- Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Handle more complex calls, emails, or chat sessions.
- Complete appraisal eligibility tasks.
- Evaluate loan applications for compliance with product guidelines.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Proficiency in Microsoft Office.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141859
### Place of Work
On-site
### Requisition ID
141859
### Application Email
****************************
$20-24 hourly Easy Apply 60d+ ago
Home Loan Specialist II
Pennymac 4.7
Loan processor job in Tampa, FL
PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U. S. mortgage loans and the management of investments related to the U.
S.
mortgage market.
At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture.
Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey.
A Typical Day The Home Loan Specialist II is a skilled role supporting various Channels within the Mortgage Fulfillment Division (MFD).
As the Home Loan Specialist, you will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
The Home Loan Specialist will: Perform complex data and document validation Troubleshoot third party orders (title, appraisal, hazard, flood cert, credit, etc.
) Handle more complex calls, emails or chat sessions Complete appraisal eligibility tasks Evaluate loan applications for compliance with product guidelines Perform other related duties as required and assigned Demonstrate behaviors which are aligned with the organization's desired culture and values What You'll Bring Associate's degree or equivalent work experience 3+ years of relevant work experience Proficiency in Microsoft Office Financial Services and, if possible, mortgage industry experience preferred General understanding of applicable Federal, State and Local regulations Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home.
Our vision is to be the most trusted partner for home.
Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do.
Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported.
Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered.
Some key benefits include: Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: *********************
page.
link/benefits For residents with state required benefit information, additional information can be found at: ************
pennymac.
com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance.
Salary $40,000 - $60,000 Work Model OFFICE
$40k-60k yearly Auto-Apply 33d ago
Commercial Title Processor - Agent Home
ArdÁN
Loan processor job in Orlando, FL
********************************************************************************
We are seeking a highly skilled Title Insurance Processor with proven experience in commercial real estate transactions. The ideal candidate will be a seasoned processor who has mastered residential work and is now ready to bring their expertise to more complex commercial deals. This role requires attention to detail, strong organizational skills, and the ability to work with multiple stakeholders, including attorneys, lenders, brokers, and investors.
Key Responsibilities:
Process and manage commercial real estate closings from contract to funding.
Review and clear title commitments, exceptions, and underwriting requirements.
Coordinate with lenders, attorneys, brokers, and clients to obtain necessary documents.
Prepare and balance settlement statements (CD/ALTA).
Review surveys, entity documents, and commercial loan requirements.
Order and review lien searches, UCCs, and other due diligence items.
Ensure compliance with underwriting, lender, and regulatory requirements.
Maintain accurate files and meet strict closing deadlines.
Qualifications:
Minimum 3+ years of title insurance processing experience (commercial transaction experience required).
Strong knowledge of title commitments, policies, endorsements, and closing procedures.
Experience with complex closings (multi-property, multi-lender, or entity-based).
Proficiency in title production systems and Microsoft Office.
Excellent communication skills and ability to work in a fast-paced environment.
Detail-oriented with strong problem-solving skills.
Notary Public and/or Title License (depending on state requirements).
Experience working directly with attorneys and national lenders.
REASONING ABILITY
Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to talk or hear. The employee is frequently required to sit. The employee is occasionally required to stand; walk; use hands to fingers to type, handle, or feel; reach with hands and arms; stoop, or crawl. The employee must frequently lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and the ability to adjust focus.
WORK ENVIRONMENT
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations maybe made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.
NOTE: This job description is not intended to be an exhaustive list of duties, responsibilities, or qualifications associated with the job.
$35k-51k yearly est. 45d ago
Title Processor
Clearedge Title 3.7
Loan processor job in Clearwater, FL
About Us: At ClearEdge Title, located in Clearwater, we are dedicated to delivering exceptional customer service and leveraging cutting-edge technology to exceed client expectations. As a leader in the title industry, we prioritize innovation and excellence in all aspects of our work.
Position Overview: The Title Insurance Processor is responsible for reviewing title commitments and supporting documentation to identify and resolve title defects prior to closing. This role ensures that all curative actions are completed accurately and timely, enabling smooth and compliant real estate transactions. The Processor works closely with examiners, underwriters, closers, and external parties to clear title issues and prepare files for settlement.
Strong organizational, communication, and problem-solving skills are essential for success in this role. Candidates must be comfortable talking on the phone, including with external parties such as clients, buyers, borrowers, and sellers. Strong follow-up skills and a high attention to detail are essential to ensure timely and accurate resolution of title issues.
Education and Experience
Experience in title processing, curative work, or real estate closing support.
Familiarity with title commitments, legal document, and curative procedures.
Understanding of state and local regulations affecting property transfers.
Ability to interpret legal descriptions, liens, and encumbrances.
Skills
Basic Skills
Reading Comprehension - Understanding title commitments and supporting documents.
Writing - Drafting curative documentation and correspondence.
Critical Thinking - Evaluating title issues and determining resolution paths.
Speaking - Communicating with stakeholders to resolve title defects.
Active Listening - Understanding concerns and collaborating effectively.
Social Skills
Coordination - Working with internal and external parties to clear title issues.
Service Orientation - Supporting clients and team members throughout the curative process.
Social Perceptiveness - Recognizing the impact of curative actions on transaction timelines.
Problem Solving Skills
Problem Solving - Identifying and resolving title defects and documentation gaps.
Technical Skills
Troubleshooting - Investigating and resolving discrepancies in title documentation.
Legal Research - Reviewing public records and legal documents for curative purposes.
System Skills
Judgement and Decision Making - Assessing curative options and making sound recommendations.
Systems Comprehension - Navigating title production and document management systems.
Resource Management
Time Management - Managing multiple files and curative timelines efficiently.
Work Context
Communication
Frequent Communication with underwriters, closers, and external agencies.
Use of title software, email, and document management systems.
Regular contact with clients, attorneys, and municipal offices to resolve issues.
Role Relationships
Internal: Collaborates with examiners, closing, and underwriting teams.
External: Interacts with attorneys, surveyors, lenders, and county offices.
Responsibility for Others
May assist in mentoring junior processors or supporting training initiatives.
Work Setting
Office-based in a professional corporate environment.
Hybrid or remote work options may be available.
Minimal travel required.
Impact of Decisions
Decisions directly affect transaction readiness, risk mitigation, and client satisfaction.
Responsible for ensuring title is clear and complaint prior to closing.
Pace and Scheduling
Fast-paced environment with strict deadlines.
Requires prioritization of curative actions and responsiveness to urgent matters.
Primary Job Duties
Review title commitments and supporting documentation for defects or issues.
Identify and resolve title defects including missing documents, unreleased liens, and ownership discrepancies.
Communicate with clients, attorneys, lenders, and municipal offices to obtain necessary curative items.
Draft and process curative documents such as affidavits, releases, and corrective deeds.
Update title files and systems with curative progress and documentation.
Collaborate with underwriters to determine acceptable curative solutions.
Ensure all curative actions comply with company policies and legal standards.
Prepare files for closing by confirming title is clear and all requirements are met.
Maintain accurate records and contribute to quality assurance initiatives.
Support continuous improvement in curative and processing workflows.
$35k-49k yearly est. Auto-Apply 60d+ ago
Mortgage Loan Processor
Collabera 4.5
Loan processor job in Tampa, FL
Established in 1991, Collabera has been a leader in IT staffing for over 22 years and is one of the largest diversity IT staffing firms in the industry. As a half a billion dollar IT company, with more than 9,000 professionals across 30+ offices, Collabera offers comprehensive, cost-effective IT staffing & IT Services. We provide services to Fortune 500 and mid-size companies to meet their talent needs with high quality IT resources through Staff Augmentation, Global Talent Management, Value Added Services through CLASS (Competency Leveraged Advanced Staffing & Solutions) Permanent Placement Services and Vendor Management Programs.
Collabera recognizes true potential of human capital and provides people the right opportunities for growth and professional excellence. Collabera offers a full range of benefits to its employees including paid vacations, holidays, personal days, Medical, Dental and Vision insurance, 401K retirement savings plan, Life Insurance, Disability Insurance.
Job Description
Contract Duration: 6 months
Pay rate: $15/hr
Production Specialist II:
Review or research loan files through internal system to attempt to locate loan file. Must have the ability to handle complex files and effectively prevent escalations. Ability to work in a fast paced environment and meet deadlines and work standards. Ability to be dynamic in role, and shift priorities
Qualifications
2 years + experience with mortgage documents required
Mortgage servicing or origination knowledge required
Intermediate proficiency with MS Word, MS Excel and MS Outlook
Will take assessment for MS Excel
Must be detailed oriented
Research and analytical skills a must
Flexibility to adapt to process changes
Self-motivated and able to work independently with minimum supervision.
Capacity to work in a team-oriented environment
Have the ability to think creatively outside the box, and
Must be able to lift up to 35 pounds
Have the ability to demonstrate strong process, guidelines, and product knowledge. Assist with customer escalations and related issues.
Job might require some clerical functions i.e. scanning, filing, data entry, sorting etc.
Must be able to work in a tight, confined and secured area as contractor may be required to file and pull documents located in the vault
Have proven track record of great attendance - Short Term Project (NO TIME OFF REQUESTS)
DESIRED SKILLS:
Loan file reviews
Effective listening, comprehension, and negotiation skills
SHIFT: Monday - Friday; 8:00 AM - 5:00 PM (MUST be flexible to work OT after hours M-F and Saturday between 7:00 AM - 12:00 PM)
ATTENDANCE: NO VACATION - NEEDS VERIFIED AND AGREEMENT THEY WON'T TAKE OR ASK
Additional Information
If you are interested, please reach out to me:
Laidiza Gumera
************
*******************************
$15 hourly Easy Apply 60d+ ago
Consumer Loan Modification Specialist
Vystar Credit Union 4.5
Loan processor job in Jacksonville, FL
At VyStar, we offer competitive pay, an excellent benefit package that includes a 401(k) Plan, an extensive paid technical and on-the-job training program, and tuition reimbursement--available to all full and part time employees. Part time positions start at a minimum of 30 hours per week.
We encourage you to become a part of VyStar Credit Union's family of employees.
Consumer Loan Modification SpecialistACCOUNTABILITY STATEMENT
The Consumer Loan Modification Specialist processes consumer loan modification requests received from members that are experiencing a change in their financial position that is affecting their ability to maintain timely payments. All activities related to processing a consumer loan modification request must be conducted in compliance with credit union policies, procedures as well as all State, Federal and local regulations. Proficiency with all software, core systems and loan origination systems to include any applicable system coding required for tracking and reporting purposes. The incumbent will report to the Collections Operations Supervisor and will work collaboratively with the Sr. Loan Modification Coordinator on a day-to-day basis.
ESSENTIAL FUNCTIONS
Reviews incoming consumer loan modification requests and accompanying documentation for completeness. Incumbent must possess an astute attention to detail and follow-up at all times to ensure accuracy and timeliness of all documents pertaining to consumer loan modification and trouble debt restructure (TDRs) requests.
Requests additional documentation required from member to complete the consumer loan modification process.
Pulls and reviews credit report to ensure the accurate calculation of debt to income ratios.
Verifies that NADA values are accurate on secured loans.
Prepares required modification worksheets and makes a recommendation for management consideration and Sr. Consumer Loan Modification Coordinator.
Communicates final consumer loan modification decision to the member, including terms and conditions of modification approval or reasons for modification declination.
Completes documents and coordinates with member as to time and location of execution of documents needed for modification.
Prepares consumer loan modification documentation and places the modification package in the appropriate branch folder in Laserfiche.
Prepares and sends notice of adverse action for disapproved consumer loan modification requests.
Completes quality assurance review of completed modification documentation and takes appropriate steps to correct any errors notated during the review process.
Completes the core system loan changes required to ensure loan is serviced in conjunction with the terms and conditions of consumer loan modification.
Notates special payment plans such as reages and reduced payment plans in the collections system. Follow up to ensure payments are being made as per arrangements and review to ensure proper follow up by collector.
Cross-trained to work the collection system queues to ensure each delinquent account has been followed for activity and account is accurately documented in the core collections systems.
Cross-sells other credit union services.
Counsels member and provides alternative recommendations should their request be denied.
Performs the activities and projects as assigned and requested by the Consumer Loan Modification Coordinator, Collections Operations Supervisor, Collections Operations Manager and Vice President of Lending Service Operations.
Identify and make recommendations to Sr. Consumer Loan Modification Coordinator, Collections Operations Supervisor, Collection Operations Manager and Vice President of Lending Service Operations regarding process improvements, quality service and increased efficiencies.
Performs other duties as assigned.
All employees and business units, as first line of defense, are expected to proactively help identify, assess, manage, and report risks within their domain of work. To enhance a healthy risk culture and support our growth for good pillar, employees will maintain vigilance in safeguarding our operations while ensuring compliance with regulatory mandates. The Risk team serves as the second line of defense by providing risk oversight and credible challenge whereas the Audit team serves as the third line of defense by providing risk assurance.
VYSTAR EXCELLENCE
Incumbent is expected to demonstrate each of the following VyStar Excellence behaviors in performing the duties and responsibilities of their job:
• Focus Focus your full attention by carefully listening to and observing client or member.
• Connect Consistently be friendly and approachable. Demonstrate your care.
• Understand Listen empathetically and ask questions (70%/30% rule).
• Counsel Recommend solutions based on your member's needs and objectives.
• Advance Ensure that member's expectations were exceeded.
Verify necessary follow-up actions.
QUALIFICATIONS
Experience
A minimum of three years experience in consumer loan processing and/or consumer loan collections within a financial environment is required.
Knowledge of Federal and State regulations related to consumer lending such as the Equal Credit Opportunity Act, Truth in Lending Act, as well as the regulations related to collection activities such as the Fair Credit Reporting Act, Fair Debt Collections Practice Act (FDCPA), and Federal Bankruptcy Laws.
Applicant must exhibit and demonstrate positive, well-developed communication skills, both written and verbal, be detail oriented, have excellent organizational and active listening skills, the ability to work in a fast paced environment, and proven ability to work with others at all levels.
Must have professional conduct and appearance at all times and be self-motivated. Must work under the philosophy of “people helping people” and be able to communicate with members and legal council at all levels. Applicants must demonstrate the qualities of a self-starter and one who follows through on all job duties.
Equipment to be used in the daily performance of job duties include HP calculator, PC, and multi-function equipment (fax, scanner, and copier) is required.
Knowledge of all Microsoft Office applications and credit union software and/or core operating systems pertinent to completing various tasks and responsibilities of the position is required.
EDUCATION
The minimum formal education required is completion of high school. Incumbent must be knowledgeable of Federal and State regulations governing collections and loan consumer modification documentation.
Continuing education via local conferences and workshops is required for updates on federal and state regulations, as necessary.
DISCLAIMERS AND WORK ENVIRONMENT
Nothing in this position decription is an implied contract for employment. The functions are not all encompassing and are subject to change at any time by management.
The work environment characteristics described here are representative of those that an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
As required or requested, may exert up to 20 pounds of force occasionally and/or negligible amount of force constantly to lift, carry, push, pull, or otherwise move objects.
VyStar Credit Union is not seeking outside assistance or accepting unsolicited resumes from staffing agencies or search firms for employment or contractor opportunities. Any resumes submitted by an outside vendor to any employee at VyStar via e-mail, internet, or directly to hiring managers without a valid written search agreement with the Talent Acquisition / HR department will be deemed the sole property of VyStar Credit Union.
No placement fee will be paid if a candidate is hired as a result of the referral, or through other means.
Thank you for your inquiry regarding our current job opening. Your resume will be carefully reviewed against the position requirements. Should your experience and skills match, you will be contacted by one of our Human Resources department staff members.
Thank you again for your interest in this position!
VyStar Credit Union Human Resources
$47k-52k yearly est. Auto-Apply 3d ago
Home Loan Specialist I
Solomonedwards 4.5
Loan processor job in Tallahassee, FL
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform routine data entry and validation tasks.
- Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Review and validate loan documents.
- Handle routine calls, emails, and/or chat responses.
- Monitor work queues and intervene as needed.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Skills and Job-Specific Competencies:
- Proficiency in Microsoft Office.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise
Job Ref: 141857
### Place of Work
On-site
### Requisition ID
141857
### Application Email
****************************
$20-24 hourly Easy Apply 60d+ ago
Home Loan Specialist I
Pennymac 4.7
Loan processor job in Tampa, FL
PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U. S. mortgage loans and the management of investments related to the U.
S.
mortgage market.
At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture.
Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey.
A Typical Day The Home Loan Specialist is an entry level role supporting various Channels.
As the Home Loan Specialist, you will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
The Home Loan Specialist will: Perform routine data entry and validation tasks Initiate third party orders (title, appraisal, hazard, flood cert, credit, etc.
) Review and validate loan documents Handle routine calls, emails and/or chat responses Monitor work queues and intervening as needed Perform other related duties as required and assigned Demonstrate behaviors which are aligned with the organization's desired culture and values What You'll Bring Associate's degree or equivalent work experience Proficiency in Microsoft Office Financial Services and, if possible, mortgage industry experience preferred General understanding of applicable Federal, State and Local regulations Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home.
Our vision is to be the most trusted partner for home.
Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do.
Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported.
Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered.
Some key benefits include: Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: *********************
page.
link/benefits For residents with state required benefit information, additional information can be found at: ************
pennymac.
com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance.
Salary $39,000 - $55,000 Work Model OFFICE