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  • Loan Processor (Entry Level)

    Latitude 3.9company rating

    Loan processor job in Walkersville, MD

    Job Title: Entry-Level Loan ProcessorLocation: Walkersville MDEmployment Type: Full-Time Job Summary:We are seeking a motivated and detail-oriented Entry-Level Loan Processor to join our dynamic team. This position is ideal for individuals looking to start their career in the financial services industry and gain hands-on experience in loan processing. The successful candidate will assist in the preparation, documentation, and review of loan applications to ensure timely and accurate processing. Training will be provided. Key Responsibilities: Application Review: Assist in the initial review of loan applications to ensure completeness and accuracy of required information and documentation.Document Verification: Verify applicant information by contacting appropriate sources to validate employment, income, assets, and other pertinent details.Data Entry: Accurately input and update loan application data into the company's loan processing system.Customer Interaction: Communicate with applicants to request additional information or documentation as needed. Provide updates on application status.Compliance Adherence: Ensure all loan processing activities comply with regulatory requirements, company policies, and procedures.File Preparation: Prepare loan files for underwriting by compiling and organizing all required documents.Coordination: Coordinate with loan officers, underwriters, and other team members to facilitate efficient loan processing and approvals.Problem Resolution: Identify and resolve issues that may cause delays in the loan processing timeline.Quality Control: Conduct quality control checks to ensure the accuracy and completeness of loan files before submission.Reporting: Generate and review reports on loan application statuses and processing timelines.Qualifications:Education: High school diploma or equivalent required; Associate's or Bachelor's degree in finance, business, or a related field is preferred.Experience: Previous experience in a customer service or administrative role is beneficial but not required. Training will be provided.Skills:Excellent attention to detail and organizational skills.Strong communication and interpersonal skills.Proficiency in Microsoft Office Suite (Word, Excel, Outlook).Ability to multitask and prioritize work in a fast-paced environment.Basic knowledge of loan processing and financial services is a plus.Other Requirements:Ability to pass a background check.Willingness to learn and adapt to new tasks and responsibilities.Working Conditions:Environment: Office setting with standard working hours. Some overtime may be required based on workload.Physical Demands: Sitting for extended periods, occasional lifting of up to 20 pounds, and frequent use of computer and telephone.Benefits:Competitive salary with opportunities for performance-based bonuses.Comprehensive health, dental, and vision insurance plans.Retirement savings plan with company matching.Paid time off, including holidays and vacation.Training and professional development opportunities.$50,000 - $60,000 a year
    $50k-60k yearly Auto-Apply 60d+ ago
  • Mortgage Loan Processor

    Tower 4.7company rating

    Loan processor job in Laurel, MD

    $1000 Signing Bonus effective 1/20/2024 Note: All full-time positions include exceptionally low medical premiums in addition to a whole host of other benefits. HOURS FOR POSITION: Monday - Friday 8:00am-4:30pm Hiring Range - $31.66/hr - $39.57/hr The Mortgage Loan Processor (MLP) is responsible for processing first mortgage loans by ordering, gathering and analyzing documentation required to facilitate the movement of loans through to underwriting and closing as efficiently and timely as possible. The MLP is responsible for timely communication with all appropriate internal and external parties associated with the mortgage loan transaction ensuring an accurate exchange of information to achieve successful and timely closings of the mortgage loans in their pipeline. The MLP must make certain loans meet all guidelines, and regulatory/ compliance requirements. The MLP has the responsibility to submit quality loans with all relevant information to underwriting for a loan decision. Principal Accountabilities and Functions Process first mortgage loans from completion of loan set up by the Loan Advisors and/or Web Applications through to Clear to Close ensuring that all requirements and conditions have been met while maintaining compliance with state and federal regulations to include but not limited to the CFPB (Consumer Financial Protection Bureau) and in accordance with the Dodd-Frank Act regarding ATR (Ability to Repay) and the QM (Qualified Mortgage), as well as underwriting guidelines from FNMA, VA, Tower FCU, MI and other investors. Timely and accurate ordering and collection of all documentation required to complete the processing of the loan file in preparation for submission to underwriting. Verify and analyze documentation received to include but not limited to credit report, paystubs, W-2s, personal tax returns, business tax returns, bank statements, retirement statements, property appraisals, AUS findings and any other documents necessary to determine adherence to FNMA/Tower FCU/MI/other Investor guidelines and overlays. Price and lock in loans as necessary working closely with the members and Loan Originators (as applicable) ensuring accurate pricing to include the interest rate, origination fee and discount points (Loan Level Pricing Adjustments set by the investors). Collection of all applicable fees from the members to include but not limited to the Application Fee, Condo Certification Fee, etc. Thorough review and analysis of documentation obtained throughout the process in order to determine continuous loan eligibility and an update of the data in the LOS to ensure data integrity. Resubmission of loan to FNMA Desktop Underwriter (DU) as review and analysis of documentation obtained during loan processing dictates the updating of data related to the loan characteristics, the member's credit and financial information, property value/information etc., in order to determine and obtain a FNMA DU Approve/Eligible or Approve/Ineligible and verify loan's continued eligibility based upon Tower FCU, FNMA, VA, MI and other Investor guidelines as applicable. Disclosure of Loan Estimate (LE) in accordance with all federal regulations set forth by the CFPB, RESPA and Reg Z including the updating of fees within acceptable parameters and tolerances and timely delivery of the LE to the members. Document a Change in Circumstance (COC) and issue revised Loan Estimate (LE) as rule requires ensuring compliance with all federal regulations set forth by the CFPB. Maintain regular and timely contact, obtaining and disseminating appropriate information, with appropriate internal and external parties to include Loan Advisors, Management, Members, Real Estate Agents, Insurance Agents, Appraisal Management Companies, other Vendors, Private Mortgage Insurance Companies, and other Investors in order to achieve goals for processing time, lock expiration dates, financing contingencies, settlement dates, pull through and member satisfaction. Perform a careful in depth examination of the appraisal report and collateral for the loan. Analyzes the appraisal report to determine the acceptability of the collateral, that the value is supported, that marketability is acceptable and supported by the report data and that it meets TFCU, MI, USPAP, and investor requirements. Submission of quality loan files to underwriting that includes current accurate data and information within the LOS and all required documentation necessary for underwriting to conduct a thorough review of the loan file and render an accurate loan decision based upon credit quality and overall risk. Collection, review of, and submission of all outstanding conditions on the loan set forth on the Loan Approval by the Underwriter in order to achieve a Clear to Close on the loan and to move the loan to Closing for settlement. Work closely with the Loan Closer and the Title Company to assist in the preparation of the Closing Disclosure (CD) in accordance with all federal regulations as set forth by the CFPB in order to facilitate a timely closing and to meet all pre-determined settlement dates and lock expiration dates. Timely delivery of the CD to the member with thorough communication and explanation of the CD and the requirements to receive the signed CD back from the member in order to meet a specific scheduled settlement date. Diligent monitoring of individual pipeline to ensure timely movement of files in order to meet deadlines for rate locks, financing contingencies, settlement dates, and established Service Level and Performance Standards set forth by Tower FCU Management. Recommend loans for denial to Senior Real Estate Underwriter, Manager of Real Estate Lending or VP of Lending when applicable. Review any changes in loan terms, income, asset, etc. made to the loan throughout the process, evaluates the effect on the original decision, and makes necessary adjustments/updated as required. Maintain a thorough knowledge of all Tower FCU product guidelines, policies and procedures, FNMA, VA, MI and other Investors guidelines as well as all state and federal regulatory requirements to include but not limited to the CFPB (Consumer Financial Protection Bureau) and in accordance with the Dodd-Frank Act regarding ATR (Ability to Repay) and the QM (Qualified Mortgage). Work closely with and collaborates with all members of Real Estate Lending team and Management in identifying, analyzing and solving situations that may arise throughout the loan process. Access Member personal and financial information only as required by the job. Maintain confidentiality and security of all Member information. Perform other duties and assignments as requested by the Manager of Real Estate Lending Department. Required Qualifications At least 2-3 years of experience as a mortgage loan processor with an emphasis on conventional real estate loan products. Experience with DU or LP automated underwriting systems. Prefer a B.A. or B.S. in business Or Combination of education and experience Possesses a thorough knowledge of conventional and private investor loan programs and demonstrates an understanding of the necessary documentation requirements for processing and obtaining underwriting approval. Has a thorough knowledge of real estate lending practices, including federal regulatory requirements, state regulations, FNMA/FHLMC guidelines and MI guidelines. VA and private investor guidelines a plus. Successful registration, including compliance and maintenance of registration, with Nationwide Mortgage Licensing System and Registry in compliance with Secure and Fair Enforcement Licensing Act (SAFE Act). Knowledge, Skills and Abilities Analytical decision making ability with attention to detail. Ability to learn and work in a fast paced environment. Ability to multi-task and prioritize work as required. Ability to effectively work with mathematical concepts with a high degree of accuracy. Ability to interpret, understand and apply Tower FCU Real Estate Lending Guidelines and FNMA/FHLMC/Investor Guidelines. Ability to work and communicate effectively with Tower FCU members, real estate agents, title companies and other members of the Real Estate Lending team. Ability to work independently and to identify/solve problems and to seek guidance when necessary and to resolve them in an expeditious manner. PC Proficient to include: Word, Excel, Outlook, internet, e-mail and mortgage loan origination software Ability to verbally convey work process issues to other members of the Real Estate Lending Department. Ability to adapt to changes within internal, market or regulatory environments. Ability to effectively organize loan files and documents. Ability to exercise prudent judgment in decision-making and protection of member confidential information. Ability to arrive at work routinely and promptly. Ability to work within stringent time constraints and in a high pressure environment. Ability to receive constructive feedback from co-workers and management. Ability to work in a team environment and demonstrate the ability to help others. Ability to write operational reports, business correspondence and complete required loan origination forms. Ability to interpret various procedures and instructions provided in written form. Ability to identify emerging problems in the loan origination process and resolve them in an expeditious manner. Ability to effectively represent the credit union to members and third-party strategic partners. Has knowledge of and adheres to credit union policies and procedures and all regulations related to the bank Secrecy Act, the USA Patriot Act and OFAC. Working Conditions Ability to work the hours needed which may extend beyond the defined work schedule when operating conditions dictate. Ability to lift up to 15 lbs., with or without assistance, in compliance with ADA.
    $31.7-39.6 hourly 60d+ ago
  • Loan Processor

    Farm Credit Services of America 4.7company rating

    Loan processor job in Westminster, MD

    Join our dedicated team as a Loan Processor/Closer, where your expertise in real estate loan documentation and closing coordination will help support agriculture and rural communities. Horizon Farm Credit is actively seeking one Loan Processor/Closer to join our Loan Operations team. Qualified candidates may work in our Denton, MD, Mechanicsburg, PA, Westminster, MD, Reedsville, PA or Chambersburg, PA branch locations. This position is eligible for a hybrid work schedule after 6 months of successful employment. Our ideal candidate is a detail-oriented, organized professional with experience preparing legal loan documents and closing real estate-secured loans. Posting Description: You'll be responsible for preparing and reviewing loan documentation, coordinating closings, disbursing funds, and ensuring all legal and compliance standards are met. This position focuses heavily on real estate-secured loans, including both in-house and attorney closings, and requires a strong understanding of lien documentation, collateral verification, and loan system accuracy. Join us and make a meaningful impact by supporting the financial needs of our agricultural communities! Areas of responsibility include: Process closing documents, close, fund, and book all new loans and servicing actions according to applicable processing procedures and practices; including: Prepare commitment, notes, lien Instruments, and other general loan documents that represent what is outlined in the stamped credit package. Accurate data entry of PD/LGD/Collateral Values and other data to result in a loan booking that represents what is outlined in the stamped credit package. Prior to loan closing, confirm loan conditions outlined in the stamped credit package are met and filed. Consult and confirm with Loan Officers, Underwriters, and other involved parties (management, attorneys, etc.) to confirm loan actions are completed accurately. Confirm collateral is properly identified and secured with the loan documents; which includes quality review of signatures, dates, and initials, and completing necessary follow-up to have errors or omissions corrected accurately and timely. Review of new or existing collateral documents to ensure and/or verify correct lien position. Communicate with loan staff to confirm the accuracy of lien documents and address any discrepancies. Complete accurate checks and other accounting-related forms for proper funding. File all related documents timely, accurately, and consistently to ensure easy reference in the future by all staff. Quality checking all of your work to ensure compliance and accuracy; maintaining satisfactory audit and QC review results. Meet the target turnaround processing timelines and properly document the system to ensure transparent communication for Sales, Loan Operations, and future audit needs. Education Associate or bachelor's degree or equivalent experience in Accounting, Business, or a related field. Experience Generally, minimum of 3-8 years of experience in loan processing, banking, finance, or legal documentation. Prior experience with real estate loan closings and document preparation is strongly preferred. Requirements Possess strong written and verbal communication skills, quality and solution-focused. Detail-oriented, independent judgment skills, and strong organizational skills. Adaptable and flexible to a changing work environment. Demonstrate a willingness to be collaborative and the ability to develop and work well in a team atmosphere. Ability to work independently with general supervision and proven self-starter. Knowledge of computer software applications, which may include but are not limited to: Adobe, MS Excel, MS Word, CRM, SharePoint, AgDocs, Accounting systems/mainframe/front end, Credit Delivery or other document generation software, report generation, vendor ordering software, and collateral database tracking. Expected to consistently exhibit values of ACRES as represented in HFC's Core Values. Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the association and borrower. Prolonged periods sitting at a desk and working on a computer. Regular, predictable, and reliable attendance is required. Who are we? Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender and financial services provider, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference for agriculture and rural communities. What can we offer you? We offer competitive compensation and benefits packages for full-time employees including: Medical insurance with dental and vision care options 401(k) with significant employer matching Paid time off, holidays, and volunteer time to support work/life balance Tuition reimbursement and training opportunities Student loan reimbursement Leadership and career development opportunities Paid maternity and bonding leave Paid short-term disability Fun and inclusive work environment Salary Range: $41,500 - $55,000, depending on experience. Opportunity to earn additional annual bonus incentive. Equal Opportunity Employer including veterans and individuals with disabilities.
    $41.5k-55k yearly Auto-Apply 60d+ ago
  • Loan Processor

    Skypoint Federal Credit Union

    Loan processor job in Germantown, MD

    About Us: SkyPoint Federal Credit Union is a community-based financial institution, located in Montgomery County, Maryland, SkyPoint serves our members in the greater Washington D.C. metro region with a wide array of financial services, supported by technology, and offers great value, affordable fees, and rates through our member-owned structure. The only designated Community Development Financial Institution (CDFI) credit union in Montgomery County, SkyPoint helps our members and the community gain access to the financial services needed to prosper. Through our inclusive, expert, and compassionate team, we focus on removing banking complexities, and building empowering relationships with our members to help them achieve their financial goals with simple and accessible banking solutions. Role Overview: The Loan Processor gathers documentation, obtains credit reports, verifies income and employment, and ensures all requirements are met to complete loan applications. This role involves explaining loan options, processing applications, disbursing approved loans, and cross-selling credit union products and services. Key Responsibilities Interview loan applicants (in person, phone or email) and gather complete credit application information. Explain loan options, rates, terms, and collateral requirements; provide credit education. Process new loan applications, organize loan packages, and ensure all documentation is complete for decision-making. Order credit reports, verify information, and maintain accurate member files. Disburse approved loans and complete Home Equity settlements in compliance with policies. Respond to member inquiries and resolve lending issues professionally. Provide phone coverage for the department queue and process lien releases, payoffs, and other member requests. Qualifications High school diploma or equivalent required; college-level courses in accounting or credit analysis preferred. 2-4 years of experience in consumer lending, credit cards, or mortgage processing. Knowledge of lending policies, procedures, and regulations. Proficiency in Microsoft Office and internet applications. Strong communication, analytical, organizational, and problem-solving skills. Ability to manage multiple priorities and maintain attention to detail. Service-oriented mindset and ability to work in a branch and office environment. Physical Requirements Ability to lift up to 25 pounds occasionally. Standing, walking, bending, and stooping as needed. Prolonged periods of sitting and computer work. Hours: SkyPoint FCU is open M-F 9am-5pm Working Hours: Monday-Friday 8:45am-5:15pm Based upon business needs, this position may require working at or transferring permanently to neighboring branches within a reasonable commuting distance. Benefits: Holidays: Eleven (11) paid per year Leave: You will earn Paid Time Off and Personal, Sick and disability leave. Annual leave is accrued at 4.6 hours per pay period (15 days per year). Two personal days are earned per year. Sick leave is accrued at 4.62 hours per pay period with a maximum accrual per year of 120 hours. Insurances: Employees are offered medical, prescription, dental, vision and disability insurance. The credit union pays a portion of the monthly premium, and the employee pays a portion. Available providers and costs will be discussed during orientation. All insurance except disability is effective the first of the month following date of hire. Life Insurance: All full-time employees are required to have Group Term Life (GTL) insurance equal to 1x's their basic annual earnings, up to $200,000. Active employees over age 65, their coverage is reduced to 65% of the pre-65 face value. This policy is County paid 80%, and employee paid 20%. Additional coverage can be purchased. Information will be available during orientation. 401(a)/Deferred Compensation: You will be eligible to participate in the SkyPoint FCU Retirement 401A plan after 6 months of employment. Information about retirement options will be presented during orientation.
    $36k-53k yearly est. 27d ago
  • Entry Level Loan Processor

    Latitude Inc.

    Loan processor job in Frederick, MD

    We are seeking a hard-working, positive individual to join the continuously growing team. If you are seeking a company that cares about team members and clients, we want to talk to you!Responsibilities Complete and process all applications for business submitted by agents Ensure accuracy of information provided and all forms needed are included when forwarded to the insurance/security agencies. Submit all completed in good order applications and forms to the proper agencies. Follow-up on pending applications with various insurance/security agencies and transfer companies to keep the application process moving forward. Research and analyze application issues and provide problem resolution Answer agents requests and respond to their needs in a timely manner Additional duties and responsibilities as required by management Requirements Bachelor's degree required Excellent customer service skills Strong organization skills, attention to detail, and ability to multi-task Strong oral and written communication skills At least 2 years of customer experience, preferred Working knowledge of real estate documentation, underwriting policies, compliance, and procedures, preferred
    $36k-53k yearly est. Auto-Apply 60d+ ago
  • Bilingual Loan Processor (On-Site)

    Crosscountry Mortgage 4.1company rating

    Loan processor job in Rockville, MD

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Bilingual Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: Perform a thorough review and analysis of borrower's credit, employment, income and assets as required by the particular loan program before submitting to underwriting. Assemble the complete loan package in proper order for underwriting. Verify all required documentation (pre-underwrite) in the file. Complete the required loan checklist. Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting. Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan. Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg.B, etc.) and prepare required disclosures. Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. Verify that vendor orders are complete, invoices received, and in the applicant's E-file. Manage pipeline by completing and submitting reports within allotted turn-around times. Assist set-up of loans. Document all communication related to the loan application in the conversation log. Train and help supervise new loan processors and other processing personnel. Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors. Available to work varying hours and overtime if needed. Qualifications and Skills: Fluency in the languages of Spanish and English in order to communicate effectively with internal and external customers, of whom may speak only English or Spanish. High School Diploma or equivalent is required. Minimum of 5 years' residential mortgage processing experience. Experience with Encompass. Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. Knowledge of DU, LP, Microsoft Office & Windows. Excellent math and analytical skills. Excellent communication skills. Excellent prioritization and time management skills. Pay Range: Hourly Rate: $15.00-20.00. Eligible for monthly bonus incentive. The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $15-20 hourly Auto-Apply 7d ago
  • Home Loan Specialist

    Reynolds Empowerhome Team

    Loan processor job in Chantilly, VA

    Job Description Home Loan Specialist - Warm Leads Provided - EmpowerHome Mortgage EmpowerHome Mortgage | Remote Flexibility Are you a licensed Mortgage Loan Officer ready to grow your production without chasing cold leads? EmpowerHome Mortgage is looking for motivated, relationship-focused Loan Officers who want consistent warm leads, industry-leading support, and the opportunity to build a high-volume business. As the exclusive mortgage partner of EmpowerHome Team-a nationally ranked real estate team-our Loan Officers receive a steady flow of warm, pre-qualified buyer leads every week. No cold calling. No lead buying. Just real homebuyers ready to move forward. If you're driven, client-focused, and ready for a scalable career path, this is the opportunity. What We Offer Warm, pre-qualified buyer leads provided directly from EmpowerHome's top real estate agents Remote flexibility with proven systems, CRM, and technology to streamline your pipeline Operations, processing, and marketing support, so you can focus on clients-not paperwork A collaborative, growth-oriented team culture Competitive commission plan with six-figure income potential A trusted brand with strong agent partnerships and repeat referral business Compensation: $100,000+ commission potential at plan, with upside earning potential. Compensation: $100,000+ at plan commission Responsibilities: Evaluate and pre-qualify loan applicants by reviewing financials, credit reports, and documentation Advise clients on mortgage products, loan programs, and financing options Guide borrowers through every step of the loan process, ensuring a smooth and transparent experience Maintain compliance with all mortgage lending regulations and internal policies Build relationships with real estate agents, builders, and referral partners to increase loan volume Qualifications: Active NMLS License (required) Proven success as a Loan Officer, Mortgage Loan Originator, or similar lending role Strong communication, customer service, and relationship-building skills Self-motivated and organized, with the ability to manage a high-quality pipeline Passion for helping families achieve homeownership and advancing your mortgage career About Company Why EmpowerHome Mortgage? Exclusive partnership with a top-ranked real estate team Ranked #8 Real Estate Team in the Nation by RealTrends (Sales Volume) #1 Female-Led Real Estate Team in the United States Mission-driven culture focused on client care, performance, and professional growth How to Apply Submit your resume today. Qualified candidates will be contacted for the next steps.
    $100k yearly 11d ago
  • Title Processor

    Old Republic Title Company 4.7company rating

    Loan processor job in Columbia, MD

    Provide administrative support and assistance to Title Production Manager and staff. Responsibilities include typing of reports, entering of orders, filing, etc. Maintain rapport with agents, office staff, and corporate management. Responsibilities: Provides general administrative support to Production staff Entering orders and typing reports for customers Ability to work with confidential and sensitive information Handle telephone inquiries from both external and internal customers Miscellaneous duties as assigned by supervisors Filters outside inquiries to appropriate ORT employee You must be able to: At a minimum, the ability to work from 9:00 a.m. to 5:00 p.m. Monday through Friday. Ability to accept supervision. Ability to foster, develop and maintain professional and collaborative working relationships. Ability to interact effectively and professionally with all levels of management, employees and customers by email, phone and in person. Must be personable, positive, and a professional representative of the Company. Ability to work overtime as requested and approved by supervisor. #LI-MB1 The estimated pay range stated represents the typical pay range for this position or similarly employed employees or employees performing substantially similar work. Factors which may be used to determine the actual pay rate may include, but are not limited to, education, training or experience; seniority; merit and work performance; quantity or quality of production; regional differences in compensation; differences in local minimum wages, or ability and effort. Position's Pay Range: $31.96 - $35.71 Benefits may include: Comprehensive medical, prescriptions, dental and vision plans 401(k) plan with a discretionary company match Shareholder Purchase and Reinvestment Plan Basic life and accidental death and dismemberment insurance premium paid by the company Voluntary supplemental life insurance for employees, spouses and dependent children Fertility and Family Building Benefits Paid Disability benefits Paid time off programs 11 Company paid holidays per year Flexible spending account Health savings account (available to High Deductible Health Plan participants only) Employee Assistance Program Educational Assistance Program Voluntary benefits, such as Critical Illness, Hospital Indemnity, Pet Insurance and Accident Insurance Title insurance policies and certain escrow services for the employee's primary personal residence at no charge Transportation benefit plan for mass transit, parking and vanpool, in several markets Note: If you currently are employed by Old Republic Title (or one of its wholly owned affiliated companies) please get in touch with your human resources representative regarding the application process. For California applicants, please click the following link to view our CCPA Applicant Notice Old Republic Title is an Equal Opportunity Employer
    $32-35.7 hourly Auto-Apply 15d ago
  • Processor Level 1

    Level One Personnel 4.4company rating

    Loan processor job in Rockville, MD

    Processing Specialist - 1 (Initial Reviewer) Hours: Full-Time. Pay: $20/hr Type: Long-term Contract, no end date. Industry: Traffic Responsibilities: Receives and reviews electronic data, images, and videos for event processing and compares against client-specific business rules. Sorts and categorizes data, images, and videos appropriately following guidance from client and management. Reports any possible equipment defects, malfunctions, problems, or concerning trends to supervisor in a timely fashion. Communicates important issues or concerns clearly and concisely with internal team members via email, phone and ticketing platforms. Maintains accurate and up-to-date process documentation and tracking. Performs other office-related duties as assigned. Minimum Qualifications: Ability to pass a Drug and Background Check High School Diploma or equivalent Ability to maintain confidentiality and to secure Personal Identifiable Information (PII). Strong PC skills including basic proficiency in Word and Excel. Strong attention to detail and quality driven. Ability to communicate effectively in writing and verbally. Benefits: Eligible for Health Benefit Coverage following 60 days of employment 401k After 1 Year. 1 Week Sick accrued Level One Personnel is an equal opportunity and affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status or other status protected by law.
    $20 hourly Auto-Apply 60d+ ago
  • REO Title Processor

    First Title Services 4.0company rating

    Loan processor job in Rockville, MD

    First Title & Escrow, Inc. serves the real estate industry as an expert-driven and technology focused national title company. We craft our products for the highest level of customer service. Our skilled team across the country ensures the daily process to run in tandem with strategies to comply and maintain the industry's best practices. Join our energetic team and see why we're the leading title company in the nation. Job Description * Review lender closing instructions. * Prepare CD settlement statement within 1 hour of receipt of loan documents. * Receive approval of CD from lender/broker. * Review Processing Calendar for assigned deals. * Confirm receipt of CD by closer. * Review Title Binders and Abstract for clear title to close. * Review all Taxes and payoffs. * Communicate with Broker and Lender on all closings. * Assist with the confirmation of all closings and fundings. * Return all voicemails and emails. Qualifications * Must have high school diploma * 3+ years escrow/title closing experience including: CD prep and balance, document prep, post closing, commitment and policy preparation * TSS, Fannie Mae, and REO desired * Knowledge of CD settlements statements and real estate closing documents as it relates to REO transactions. * Demonstrated ability to interpret settlement statements and real estate closing documents. * Demonstrated ability to recognize issues and thoroughly review closing documents instructions. * Demonstrated ability to calculate state specified recordation. * Demonstrated skill to resolve issues to accurately close the loan. * Demonstrated ability to review all the pieces of the abstract and chain of title for clearance and fraud related issues. * Title Express is a plus. * Common knowledge of Microsoft Office applications. Additional Information Benefits include a Safe Harbor 401(k) plan, health/dental care, paid time off and holidays, and competitive pay. First Title & Escrow is an Equal Employment Opportunity Employer. EOE/M/F/D/V.
    $45k-66k yearly est. 11h ago
  • Mortgage Loan Specialist

    Burke & Herbert Bank & Trust 4.4company rating

    Loan processor job in Martinsburg, WV

    Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc. Meet with potential borrowers regarding their mortgage needs. Present bank's mortgage products and services that meet borrower's financial goals. Complete the borrower's application and analyze the borrowers financial and credit data. Lock rate per company and regulatory guidelines. Prepare or request all applicable loan documentation from the appropriate party or department. Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently. Maintain communication with the borrower regarding the loan status. Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements. Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.) Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service. Assist clients with monthly billing and collections cycle. Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections. Work directly with other departments to resolve any issues or concerns with any customer in your portfolio. Other Duties Look for referral opportunities within the company (insurance, deposits, etc.). Other duties as assigned. Skills/Abilities Requires strong networking and interpersonal skills. Financial/quantitative skills. Attention to detail. Strong computer skills including Excel. Supervisory Responsibility This position does not have supervisory responsibilities. Work Environment This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary. Travel Local travel is required for this position. Education and Experience Must be registered with NMLS Federal Registry. Minimum of two years residential mortgage lending experience. A four-year college degree is preferred. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status
    $44k-55k yearly est. Auto-Apply 60d+ ago
  • Title Processor for REO

    Summithr

    Loan processor job in Rockville, MD

    * Review lender closing instructions. * Prepare CD settlement statement within 1 hour of receipt of loan documents. * Receive approval of CD from lender/broker. * Review Processing Calendar for assigned deals. * Confirm receipt of CD by closer. * Review Title Binders and Abstract for clear title to close. * Review all Taxes and payoffs. * Communicate with Broker and Lender on all closings. * Assist with the confirmation of all closings and fundings. * Excellent communication skills Qualifications * 3+ years escrow/title closing experience including: CD prep and balance, document prep, post closing, commitment and policy preparation * TSS, Fannie Mae, and REO desired * Knowledge of CD settlements statements and real estate closing documents as it relates to REO transactions. * Demonstrated ability to interpret settlement statements and real estate closing documents. * Demonstrated ability to recognize issues and thoroughly review closing documents instructions. * Demonstrated ability to calculate state specified recordation. * Demonstrated skill to resolve issues to accurately close the loan. * Demonstrated ability to review all the pieces of the abstract and chain of title for clearance and fraud related issues. * Title Express is a plus. * Microsoft Office Suite. Additional Information Benefits include: Competitive Compensation Plan 401(k) plan, Health & Dental Insurance Paid Holidays PTO Equal Employment Opportunity Employer. EOE/M/F/D/V. Job Posted by ApplicantPro
    $42k-64k yearly est. 2d ago
  • Loan Processor II

    Middletown Valley Bank 3.2company rating

    Loan processor job in Middletown, MD

    Functional Title: Loan Processor II Reports to: Mortgage Processing Manager Job Grade: 5 FLSA: Non-Exempt Mlend is a growing organization, and we are looking for people who believe in providing an Absolutely Exceptional Experience to our customers, communities, and fellow team members. Become a part of our team and join a company with a professional and positive work environment, caring culture, great benefits and rewarding work opportunities. General Summary The Mortgage Loan Processing team plays a critical role in supporting the mortgage lending process by ensuring loan files are complete, accurate, and ready for underwriting and closing. The Loan Processor - Level 2 is an experienced mortgage professional responsible for managing more complex loan files and ensuring compliance with all regulatory and investor requirements. This role goes beyond foundational processing tasks by handling multiple loan types, resolving escalated issues, and serving as a resource for Level 1 processors. Level 2 processors demonstrate advanced knowledge of mortgage programs, underwriting guidelines, and operational workflows, contributing to process improvements and exceptional customer experiences. Primary Responsibilities and Duties Independently manages a pipeline of conventional, FHA, VA, and USDA loans. Processes other complex loan types with Mortgage Processing Manager support as needed. Reviews and validates borrower documentation for accuracy, completeness, and compliance with program requirements. Identifies and resolves discrepancies or issues prior to underwriting submission. Serves as the primary point of contact for escalated borrower or partner inquiries. Troubleshoots and resolves complex documentation or compliance challenges. Acts as a resource for Level 1 processors, providing guidance and support on procedures and best practices. Assists in onboarding and training new processing team members. Conducts thorough pre-underwriting audits to ensure files meet investor and regulatory standards. Partners with internal compliance teams to address audit findings and implements corrective actions. Delivers proactive updates to borrowers and referral partners, ensuring transparency and timely progress. Maintains strong relationships with Loan Originators, Underwriters, Closers, and third-party vendors. Identifies opportunities to streamline workflows and enhance efficiency within the processing function. Participates in departmental projects and initiatives aimed at improving operational performance. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc. Supports and participates in community activities and initiatives. Other duties necessary to meet business objectives. Knowledge, Skills and Abilities High school diploma required; associate degree in business or related field preferred. Minimum of 3-5 years of mortgage processing experience, including exposure to multiple loan programs. Advanced understanding of mortgage regulations, investor guidelines, and compliance requirements. Strong analytical and problem-solving skills with ability to resolve complex issues. Excellent communication and relationship-building skills. Proficiency in Microsoft Office, as well as in Encompass and other mortgage technology platforms. Strong organizational skills with the ability to manage multiple priorities. Ability to mentor and support junior team members. Highly organized with strong attention to detail and ability to manage competing priorities. Adaptability in a fast-paced, evolving technological environment. Alignment with Mlend's Code of Ethics and values. Full-Time Benefits: Health, Dental, and Vision Insurance Life Insurance Short Term & Long-Term Disability 401k Savings Plan Paid Holidays Parental Leave Paid Time Off Professional Development Employee Assistance Program Work Environment: While performing the duties of this job, the employee is regularly required to stand, walk, sit, drive, talk, hear, see, and use hands to type, handle, and operate equipment. The employee must occasionally lift and/or move up to 25 pounds. This role operates in a professional office environment. Standard office equipment (computers, phones, photocopiers, etc.) is used regularly. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform these functions. This job description represents a summary of typical functions of the job, not an exhaustive list of all possible responsibilities, tasks, and duties.
    $32k-40k yearly est. 6d ago
  • Real Estate Title Processor

    RL Title and Escrow, Inc.

    Loan processor job in Falls Church, VA

    Job Description We are looking for an experienced title processor to join our close-knit team of title professionals. The successful candidate will have extensive experience in real estate closings and settlement processing, and a well-rounded skill set that includes customer service, analysis, and detailed research. We provide the training, the team, and the opportunity to take your career to the next level. If this sounds like a job you'll love, apply now! Must be able to work at the office in Falls Church, Virginia. Compensation: $65,500 - $120,000 yearly Responsibilities: Research and verify the accuracy of documentation such as property title records, property ownership, public records, deeds, leases, surveys, contracts, and agreements needed to produce a clear title Assure all closing instructions are followed as per the closing package, and confirm with loan officer, mortgage loan processor, and underwriter to be sure all underwriting commitments have been satisfied Communicate with pre-processor to be sure all items are complete, paralegal or settlement processor to ensure all settlement figures are correct, and with post-closing agent to ensure the transaction is recorded and any outstanding issues are resolved Submit pertinent title and loan documents into software programs to record transactions and track applicant's progress Work with title examiner and underwriter to prepare title insurance policy and binders and title commitments, and with loan closer to prepare HUD-1 real estate settlement statements Qualifications: College is an asset but not required; high school diploma or equivalent is a requirement Proficient computer skills with numerous programs including MS Office is vital A notary public certification is not imperative, but is a bonus Superb research, communications, customer service, and analysis skills are desired Years of experience (3-5) working as a settlement processor with processing and closing experience Advanced knowledge of Qualia About Company RL Title and Escrow, Inc. is an independently owned and operated title company committed to providing the highest level of customer service, and we are very excited to bring you the very best in Title Insurance and Settlement Services. We are committed to providing superior value to clients while maintaining integrity, honesty, and incomparable customer service.
    $34k-51k yearly est. 17d ago
  • Entry Level Mortgage Loan Processor (Recent Graduates Encouraged to Apply)

    Latitude 3.9company rating

    Loan processor job in Beltsville, MD

    Salary is depending on experience. If you have a passion for business, customer service and growth this is the perfect opportunity for you! Lots of growth opportunities within the company! Responsibilities- Maintain strong communication and customer service to homebuyers, branch personnel and divisions within the company- Manage multiple loan files- Collect and record customer information in a timely manner- Ensure accuracy and completeness of each loan file- Coordinate closing tasks- Follow-up on submitted and pending loans Requirements- Bachelors Degree- Excellent communication and customer service skills- Hard-working and detail-oriented$55,000 - $60,000 a year
    $44k-63k yearly est. Auto-Apply 60d+ ago
  • Loan Processor

    Skypoint Federal Credit Union

    Loan processor job in Germantown, MD

    Job DescriptionSalary: $20/hr-$28/hr About Us: SkyPoint Federal Credit Union is a community-based financial institution, located in Montgomery County, Maryland, SkyPoint serves our members in the greater Washington D.C. metro region with a wide array of financial services, supported by technology, and offers great value, affordable fees, and rates through our member-owned structure. The only designated Community Development Financial Institution (CDFI) credit union in Montgomery County, SkyPoint helps our members and the community gain access to the financial services needed to prosper. Through our inclusive, expert, and compassionate team, we focus on removing banking complexities, and building empowering relationships with our members to help them achieve their financial goals with simple and accessible banking solutions. Role Overview: The Loan Processor gathers documentation, obtains credit reports, verifies income and employment, and ensures all requirements are met to complete loan applications. This role involves explaining loan options, processing applications, disbursing approved loans, and cross-selling credit union products and services. Key Responsibilities Interview loan applicants (in person, phone or email) and gather complete credit application information. Explain loan options, rates, terms, and collateral requirements; provide credit education. Process new loan applications, organize loan packages, and ensure all documentation is complete for decision-making. Order credit reports, verify information, and maintain accurate member files. Disburse approved loans and complete Home Equity settlements in compliance with policies. Respond to member inquiries and resolve lending issues professionally. Provide phone coverage for the department queue and process lien releases, payoffs, and other member requests. Qualifications High school diploma or equivalent required; college-level courses in accounting or credit analysis preferred. 24 years of experience in consumer lending, credit cards, or mortgage processing. Knowledge of lending policies, procedures, and regulations. Proficiency in Microsoft Office and internet applications. Strong communication, analytical, organizational, and problem-solving skills. Ability to manage multiple priorities and maintain attention to detail. Service-oriented mindset and ability to work in a branch and office environment. Physical Requirements Ability to lift up to 25 pounds occasionally. Standing, walking, bending, and stooping as needed. Prolonged periods of sitting and computer work. Hours: SkyPoint FCU is open M-F 9am-5pm Working Hours: Monday-Friday 8:45am-5:15pm Based upon business needs, this position may require working at or transferring permanently to neighboring branches within a reasonable commuting distance. Benefits: Holidays: Eleven (11) paid per year Leave: You will earn Paid Time Off and Personal, Sick and disability leave. Annual leave is accrued at 4.6 hours per pay period (15 days per year). Two personal days are earned per year. Sick leave is accrued at 4.62 hours per pay period with a maximum accrual per year of 120 hours. Insurances: Employees are offered medical, prescription, dental, vision and disability insurance. The credit union pays a portion of the monthly premium, and the employee pays a portion. Available providers and costs will be discussed during orientation. All insurance except disability is effective the first of the month following date of hire. Life Insurance: All full-time employees are required to have Group Term Life (GTL) insurance equal to 1xs their basic annual earnings, up to $200,000. Active employees over age 65, their coverage is reduced to 65% of the pre-65 face value. This policy is County paid 80%, and employee paid 20%. Additional coverage can be purchased. Information will be available during orientation. 401(a)/Deferred Compensation: You will be eligible to participate in the SkyPoint FCU Retirement 401A plan after 6 months of employment. Information about retirementoptionswill be presented during orientation.
    $20 hourly 28d ago
  • Loan Processor

    Farm Credit Services of America 4.7company rating

    Loan processor job in Chambersburg, PA

    Join our dedicated team as a Loan Processor/Closer, where your expertise in real estate loan documentation and closing coordination will help support agriculture and rural communities. Horizon Farm Credit is actively seeking one Loan Processor/Closer to join our Loan Operations team. Qualified candidates may work in our Denton, MD, Mechanicsburg, PA, Westminster, MD, Reedsville, PA or Chambersburg, PA branch locations. This position is eligible for a hybrid work schedule after 6 months of successful employment. Our ideal candidate is a detail-oriented, organized professional with experience preparing legal loan documents and closing real estate-secured loans. Posting Description: You'll be responsible for preparing and reviewing loan documentation, coordinating closings, disbursing funds, and ensuring all legal and compliance standards are met. This position focuses heavily on real estate-secured loans, including both in-house and attorney closings, and requires a strong understanding of lien documentation, collateral verification, and loan system accuracy. Join us and make a meaningful impact by supporting the financial needs of our agricultural communities! Areas of responsibility include: Process closing documents, close, fund, and book all new loans and servicing actions according to applicable processing procedures and practices; including: Prepare commitment, notes, lien Instruments, and other general loan documents that represent what is outlined in the stamped credit package. Accurate data entry of PD/LGD/Collateral Values and other data to result in a loan booking that represents what is outlined in the stamped credit package. Prior to loan closing, confirm loan conditions outlined in the stamped credit package are met and filed. Consult and confirm with Loan Officers, Underwriters, and other involved parties (management, attorneys, etc.) to confirm loan actions are completed accurately. Confirm collateral is properly identified and secured with the loan documents; which includes quality review of signatures, dates, and initials, and completing necessary follow-up to have errors or omissions corrected accurately and timely. Review of new or existing collateral documents to ensure and/or verify correct lien position. Communicate with loan staff to confirm the accuracy of lien documents and address any discrepancies. Complete accurate checks and other accounting-related forms for proper funding. File all related documents timely, accurately, and consistently to ensure easy reference in the future by all staff. Quality checking all of your work to ensure compliance and accuracy; maintaining satisfactory audit and QC review results. Meet the target turnaround processing timelines and properly document the system to ensure transparent communication for Sales, Loan Operations, and future audit needs. Education Associate or bachelor's degree or equivalent experience in Accounting, Business, or a related field. Experience Generally, minimum of 3-8 years of experience in loan processing, banking, finance, or legal documentation. Prior experience with real estate loan closings and document preparation is strongly preferred. Requirements Possess strong written and verbal communication skills, quality and solution-focused. Detail-oriented, independent judgment skills, and strong organizational skills. Adaptable and flexible to a changing work environment. Demonstrate a willingness to be collaborative and the ability to develop and work well in a team atmosphere. Ability to work independently with general supervision and proven self-starter. Knowledge of computer software applications, which may include but are not limited to: Adobe, MS Excel, MS Word, CRM, SharePoint, AgDocs, Accounting systems/mainframe/front end, Credit Delivery or other document generation software, report generation, vendor ordering software, and collateral database tracking. Expected to consistently exhibit values of ACRES as represented in HFC's Core Values. Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the association and borrower. Prolonged periods sitting at a desk and working on a computer. Regular, predictable, and reliable attendance is required. Who are we? Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender and financial services provider, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference for agriculture and rural communities. What can we offer you? We offer competitive compensation and benefits packages for full-time employees including: Medical insurance with dental and vision care options 401(k) with significant employer matching Paid time off, holidays, and volunteer time to support work/life balance Tuition reimbursement and training opportunities Student loan reimbursement Leadership and career development opportunities Paid maternity and bonding leave Paid short-term disability Fun and inclusive work environment Salary Range: $41,500 - $55,000, depending on experience. Opportunity to earn additional annual bonus incentive. Equal Opportunity Employer including veterans and individuals with disabilities.
    $41.5k-55k yearly Auto-Apply 60d+ ago
  • Bilingual Loan Processor (On-Site)

    Crosscountry Mortgage 4.1company rating

    Loan processor job in Rockville, MD

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Bilingual Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: * Perform a thorough review and analysis of borrower's credit, employment, income and assets as required by the particular loan program before submitting to underwriting. * Assemble the complete loan package in proper order for underwriting. * Verify all required documentation (pre-underwrite) in the file. * Complete the required loan checklist. * Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting. * Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan. * Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg.B, etc.) and prepare required disclosures. * Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. * Verify that vendor orders are complete, invoices received, and in the applicant's E-file. * Manage pipeline by completing and submitting reports within allotted turn-around times. * Assist set-up of loans. * Document all communication related to the loan application in the conversation log. * Train and help supervise new loan processors and other processing personnel. * Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors. * Available to work varying hours and overtime if needed. Qualifications and Skills: * Fluency in the languages of Spanish and English in order to communicate effectively with internal and external customers, of whom may speak only English or Spanish. * High School Diploma or equivalent is required. * Minimum of 5 years' residential mortgage processing experience. * Experience with Encompass. * Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. * Knowledge of DU, LP, Microsoft Office & Windows. * Excellent math and analytical skills. * Excellent communication skills. * Excellent prioritization and time management skills. Pay Range: * Hourly Rate: $15.00-20.00. * Eligible for monthly bonus incentive. * The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $15-20 hourly 47d ago
  • REO Title Processor

    First Title Services 4.0company rating

    Loan processor job in Rockville, MD

    First Title & Escrow, Inc. serves the real estate industry as an expert-driven and technology focused national title company. We craft our products for the highest level of customer service. Our skilled team across the country ensures the daily process to run in tandem with strategies to comply and maintain the industry's best practices. Join our energetic team and see why we're the leading title company in the nation. Job Description * Review lender closing instructions. * Prepare CD settlement statement within 1 hour of receipt of loan documents. * Receive approval of CD from lender/broker. * Review Processing Calendar for assigned deals. * Confirm receipt of CD by closer. * Review Title Binders and Abstract for clear title to close. * Review all Taxes and payoffs. * Communicate with Broker and Lender on all closings. * Assist with the confirmation of all closings and fundings. * Return all voicemails and emails. Qualifications * Must have high school diploma * 3+ years escrow/title closing experience including: CD prep and balance, document prep, post closing, commitment and policy preparation * TSS, Fannie Mae, and REO desired * Knowledge of CD settlements statements and real estate closing documents as it relates to REO transactions. * Demonstrated ability to interpret settlement statements and real estate closing documents. * Demonstrated ability to recognize issues and thoroughly review closing documents instructions. * Demonstrated ability to calculate state specified recordation. * Demonstrated skill to resolve issues to accurately close the loan. * Demonstrated ability to review all the pieces of the abstract and chain of title for clearance and fraud related issues. * Title Express is a plus. * Common knowledge of Microsoft Office applications. Additional Information Benefits include a Safe Harbor 401(k) plan, health/dental care, paid time off and holidays, and competitive pay. First Title & Escrow is an Equal Employment Opportunity Employer. EOE/M/F/D/V.
    $45k-66k yearly est. 60d+ ago
  • Mortgage Loan Specialist

    Burke & Herbert Bank & Trust 4.4company rating

    Loan processor job in Martinsburg, WV

    Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc. Meet with potential borrowers regarding their mortgage needs. Present bank's mortgage products and services that meet borrower's financial goals. Complete the borrower's application and analyze the borrowers financial and credit data. Lock rate per company and regulatory guidelines. Prepare or request all applicable loan documentation from the appropriate party or department. Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently. Maintain communication with the borrower regarding the loan status. Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements. Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.) Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service. Assist clients with monthly billing and collections cycle. Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections. Work directly with other departments to resolve any issues or concerns with any customer in your portfolio. Other Duties Look for referral opportunities within the company (insurance, deposits, etc.). Other duties as assigned. Skills/Abilities Requires strong networking and interpersonal skills. Financial/quantitative skills. Attention to detail. Strong computer skills including Excel. Supervisory Responsibility This position does not have supervisory responsibilities. Work Environment This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary. Travel Local travel is required for this position. Education and Experience Must be registered with NMLS Federal Registry. Minimum of two years residential mortgage lending experience. A four-year college degree is preferred. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status
    $44k-55k yearly est. 4d ago

Learn more about loan processor jobs

How much does a loan processor earn in Frederick, MD?

The average loan processor in Frederick, MD earns between $30,000 and $64,000 annually. This compares to the national average loan processor range of $28,000 to $50,000.

Average loan processor salary in Frederick, MD

$44,000

What are the biggest employers of Loan Processors in Frederick, MD?

The biggest employers of Loan Processors in Frederick, MD are:
  1. Latitude Inc.
  2. Latitude Agency
  3. Middletown Valley Bank
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