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  • Senior Mortgage Loan Processor

    Americas Mortgage Professionals, LLC 4.3company rating

    Loan processor job in Fort Lauderdale, FL

    Americas Mortgage Professionals is seeking a Senior Mortgage Loan Processor to join our dynamic and growing team in Fort Lauderdale. As a key player in the loan process, you will assist borrowers in their journey toward homeownership by precisely managing each mortgage loan file from disclosure to clear-to-close. You will ensure timely and accurate management of loan documentation, verification of borrower information, and maintain open communication with all parties involved - delivering a seamless mortgage process and exceptional customer service. In addition to a competitive salary and bonus opportunities, we offer a comprehensive benefits package that includes medical, dental, vision, and other supplemental insurance options. This is an in-office position, but we are open to the position being remote for the right fit. Benefits: Full health, dental, and vision insurance Paid time off (PTO) 401(k) with company match Compensation: $75,000 plus bonus Responsibilities: Loan Processing: Oversee the full-cycle processing of mortgage loan applications, ensuring all documentation is accurate, complete, and compliant with current regulations. Documentation Verification: Order and review essential documents, including Verifications of Employment, Insurance, Payoffs, Tax Transcripts, Credit Supplements, Condo Questionnaires, Subordination Requests, and Title Work. Communication: Maintain consistent communication with borrowers, loan officers, underwriters, and team members to provide updates and ensure a smooth, transparent loan process. Pipeline Management: Effectively manage a disciplined daily pipeline of 20-25 loans, ensuring each file advances efficiently through all stages of the loan cycle and achieves clear-to-close within target timelines. Compliance: Ensure every loan meets company policies, investor guidelines, and regulatory requirements with zero missed TRID or documentation errors. Problem Solving: Proactively identify and resolve issues or discrepancies early, presenting solutions instead of delays. Customer Service: Deliver top-tier customer service by guiding borrowers through the loan process with calm urgency, professionalism, and care. Process Improvement: Continuously seek opportunities to streamline workflows and enhance both operational efficiency and customer experience. Qualifications: Experience: Proven background as a senior mortgage loan processor. Knowledge: Strong understanding of FHA, VA, Conventional, and Non-QM loan products, along with investor guidelines and processing procedures. Attention to Detail: Ability to thoroughly review and verify documentation for accuracy and completeness. Organization: Highly organized and efficient, with excellent time management and the ability to manage multiple priorities and deadlines. Communication: Clear, professional communicator who keeps all stakeholders informed without chaos or delay. Problem-Solving: Skilled at identifying potential issues early and driving solutions calmly and efficiently. Technology: Proficient in Calyx Point or comparable LOS and investor portals (UWM, Newrez, PennyMac, etc.). About Company At Americas Mortgage Professionals, our mission is simple: Achieve Maximum Potential - A Mindset, A Mission, A Purpose. We start every day with this belief, and we're looking for team members who share it. When you join AMP, you're not just filling a role - you're stepping into a proven system that lets you do what you do best. You'll work directly with our top-producing LO, supported by an experienced processor, and backed by leadership that is committed to your growth. If you're excited to be part of a team that values excellence, builds lasting relationships, and helps both clients and Realtor partners shine - we want to hear from you. Apply today, and let's explore how your next big career move starts here at AMP. #WHRE2 Compensation details: 75000-75000 Yearly Salary PIa659d5313df7-37638-38998164
    $75k yearly 4d ago
  • Senior Loan Processor

    Americasa By Nationwide Mortgage Bankers

    Loan processor job in Miami, FL

    Job Description Our mortgage team is growing, and we're seeking an experienced senior loan processor to join our group of lending professionals. The ideal candidate will have experience as a loan processor, excellent time management and customer service skills, and exceptional attention to detail. If you're looking for an excellent opportunity with plenty of room for growth, apply today! Compensation: $90,000 - $120,000 yearly Responsibilities: Create and maintain the mortgage loan file, order third party documentation and reports as needed for residential home loans, and assist underwriters in clearing conditions as requested Accurately input loan file documentation into necessary software programs Confirm that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines Be the main point of contact for title companies, mortgage loan officer/mortgage loan originator, real estate agents, borrowers, and mortgage underwriters to facilitate a timely loan closing Collect and verify that all loan documentation, such as title insurance, loan applications, credit reports, appraisals, and income and asset declarations are accurate and passed to underwriting promptly for loan approval Qualifications: Recent mortgage loan processing (2-3 years experience) for a bank, credit union, or mortgage company is necessary Federal and state home loan regulatory requirements and overall mortgage industry knowledge is essential Knowledge of current residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is crucial -- Commercial loan and Refinance loan knowledge is an added asset Encompass Experience Commute to Miami Dade or Broward County About Company Americasa, as part of Nationwide Mortgage Bankers, is immersed in every action of those of us who are part of Americasa. We are especially focused on helping the Hispanic community fulfill the dream of homeownership. We know how much this represents in the lives of clients, which is why we are committed to guiding them along this path by answering all their concerns. For us, the goal is not only the purchase of the house; for us, it is important that clients come out of this experience exceeding their own expectations and are satisfied with having obtained, with us, the best mortgage program available.
    $90k-120k yearly 23d ago
  • Mortgage Loan Processor-Closer

    Tropical Financial Credit Union 4.4company rating

    Loan processor job in Miramar, FL

    Summary: Individuals in the job are responsible for assisting Tropical Financial Credit Union in the achievement of its purpose of guiding members successfully through the financial marketplace. The Mortgage Loan Processor is responsible for processing and closing first mortgage and HE/HELOC Loan files. This includes gathering all of the information necessary to submit the file to underwriting, clearing conditions and performing closing and funding tasks. This individual must have a working knowledge of the requirements as directed by Tropical Financial, government agencies and private investors to process and close first mortgage and HE/HELOC loan files. Additionally, the responsibilities include the review of the credit file (credit reports, income, tax returns, financial statements, etc.), the review of the appraisal, title, and inspection reports. Essential Duties and Responsibilities include the following. Other duties may be assigned. * Provide service that meets the Service Standards defined by Tropical Financial Credit Union; annual goals are established through the Performance Management Process. * Works independently and manages Mortgage pipeline to ensure deadlines and production goals are met as defined in the individual's performance appraisal where applicable. * Processes first mortgage applications from the opening of the file to submission for final underwriting, and through closing, ensuring that the file is complete and accurate and that the file complies with the secondary market, government and investor guidelines. Uses analytical ability and judgment to determine the acceptability of the information and documentation. * Processes HE/HELOC loan applications from the opening of the file to Closing. Ensures that file meets all TFCU policies and regulatory requirements. Uses analytical ability and judgment to determine the acceptability of the information and documentation. * Ensures all underwriting and closing conditions as outlined by the underwriter or documentation is obtained and in compliance to secondary market and TFCU requirements. * Performs final verification processes regarding credit and employment on first mortgage loans. Compares the information received to the application as a final UW review. * Clears the loan in the LOS system making sure that changes do not affect the salability of the file or the UW commitment. Follows secondary market requirements and take appropriate actions if changes impact original lending decision. * Coordinates with the title company/Closing agent for the receipt of all closing fees and documents for the preparation of disclosures. * Prepares the Closing Disclosure within the timeframes as outlined by the TRID regulation for first mortgage. Updates the fields in Encompass as required to produce a compliant document. * Funds the loans by performing the applicable wire transfer transactions for first mortgage loans. For HELOC and home equity loans, books the loan in the core system and issues checks as required. * Reviews appraisals, title searches, and insurance coverage to ensure compliance with Tropical Financial, agency and investor requirements * Communicates with members and outside companies, as needed, to keep them abreast of the filing process and documentation requirements. * After performing an analysis, considering alternatives and assessing the risk of action or nonaction, takes appropriate steps when problems are encountered. * Inputs application data required for HMDA reporting submission ensuring that the data is within compliance standards. * BSA Compliance: every employee is required to uphold the credit union's compliance with the Bank Secrecy Act and anti-money laundering policies and procedures. Specific functions within TFCU will take into consideration the awareness of unusual or suspicious activity that is relevant to the department. * In addition to any other assigned training courses, online BSA and OFAC courses must be completed at least annually, as made available by the Training and Compliance Departments. * This position may be subject to SAFE Act Registration Requirements. Under the SAFE Act requirements, all applicants for employment who will be engaged in and perform duties as a "residential loan mortgage originator "(as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Credit Union determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination. Qualifications: An individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Knowledge of Credit Union or banking related products and services preferred. * Proven organizational, critical thinking and analytical skills, and display the ability to analyze financial data related to the members. * Excellent interpersonal and communication skills and display a strong ability to multi-task and adapt in a face paced environment. * Participate in teamwork, as well as, the willingness and ability to learn new tasks and duties within a changing and work in a high volume, fast-paced work environment. * Must possess above average time management, problem-solving and prioritization skills * Display a high degree of motivation, initiative, collaboration and actively interact and be an engaged team player * Strong technical abilities to learn and effectively process on mortgage and member databases, interact and communicate with enterprise communication systems, e.g., phone calls, messaging, email, text, chat, etc. * Attention to Detail to read and interpret documents such as policy, procedure manuals and job-aides and provide recommendations for improvement when necessary. * Ability to apply math principles to transactions, and any other related activity. * Ability to work independently, display initiative and flexibility, with work with minimal supervision and meet deadlines in an organized and timely fashion. * Ability to ensure minimal to no errors are made while handling their job functions and mitigate fraud and adhere closely to security standards of operation. * Exhibit high degree of professionalism and confidentiality in handling and accessing to sensitive information. * May participate in a project for the sake of continuous improvement. * Must have working knowledge of computers, strong administrative and operational skills and must have practical knowledge of MS Office, Outlook, Excel and Word. Education and/or Experience * Minimum three years or more of experience * High school diploma or GED * Prior first mortgage processing, closing or underwriting experience preferred * Knowledge of title insurance, settlement, and appraisals preferred * Working knowledge of agency, government and private investor guidelines and requirements. * Working Knowledge of Encompass LOS System for mortgages. * Must be able to work independently and take action as needed to complete the loan files * Must be able to decide which program a member will qualify for * Must review the acceptability of income and legal documents * Must be able to effectively maintain a mortgage pipeline and meet turnaround time standards * Must be able to adjust to sudden changes in production numbers as dictated by the market * Must be able to adapt to market, regulatory, agency and investor requirement changes Physical Demands: The physical demands described here are representative of those that must be met by an employee to be a success as they perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand, walk, sit and use hands to handle or touch. The employee is occasionally required to reach with hands and arms. The employee must occasionally lift and move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
    $43k-52k yearly est. 30d ago
  • Loan Processor, Direct Lending Processing

    Onity

    Loan processor job in West Palm Beach, FL

    Reporting to the Manager, Processing, the Loan Processor will ensure the timely and accurate packaging of all loans originated by our loan officers and lender clients. Responsibilities also include assisting Credit Analysts with the credit approval and monitoring process by gathering financial and credit information with a focus on credit quality and overall risk management. This role will also prepare spreadsheets and other underwriting tools to be used in the credit analysis, annual reviews, monthly compliance reports and other related documents on existing and prospective clients. Job Functions and Responsibilities: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Gather information and take each file from pre-approval to closing. Input proper loan information into the system for processing. Responsible for ensuring that all loan documentation is complete accurate verified and complies with company policy. Verify loan documents including income credit appraisal and title insurance ultimately preparing application for submittal to underwriting. Review file documentation and make sure all items needed are requested. Order and coordinate loan documents. Meet crucial deadlines requested. Communicate with borrowers, fellow employees and clients in a manner that shows sensitivity, tact, and professionalism Contact each borrower in a timely manner to introduce yourself and go over the process and items needed Read and understand appraisals, AUS findings, title and credit reports; Utilize basic business math to calculate income, assets, taxes and monthly insurance Understand rules regulations, policies and/or procedures along with investor guidelines Maintain current knowledge about the industry, market trends, competitive position, etc. Strive to achieve and exceed productivity expectations and standards 'Pre-underwrite' loan files, assuming what conditions may be needed prior to the file being underwritten by the underwriter. Develop Policies and Procedures and best practice checklists Work closely with vendors and conduct training as needed Qualifications: To perform this job successfully, an individual must have the following education and/or experience: High school diploma, GED, equivalent certification, or military experience Minimum 5 years of recent experience as Loan Processor is required Read, interpret and apply applicable laws, rules, regulations and/or policies and procedures Demonstrate interpersonal, organizational and time management skills Accurately document all information pertaining to accounts Knowledge of the laws governing access to public and private records Strong computer skills; Must be able to move through the LOS system and other programs Time management: Knowing the cut-off times for funding and underwriting so that the file moves smoothly and does not lose a rate lock. Knowledge of GFE, APR, interest rates and disclosure/re-disclosure time lines Ability to operate in a fast paced environment Perform any additional duties/activities assigned or needed by the business Training / Licensing Requirements: Must pass the Company's Background Screening process prior to beginning employment. Additionally, as a condition of employment, you may be required to pass client-specific background check requirements or Federal/State licensing requirements, if applicable. The salary range for this position is expected to be $56,000 to $58,500 per year, depending on geographic location, experience, and other qualifications of the successful candidate. This position is also eligible for bonus based on performance and subject to the terms of the Company's applicable plans. #PHH
    $56k-58.5k yearly Auto-Apply 19d ago
  • Loan Processor III

    Guild Holdings Company

    Loan processor job in Florida City, FL

    Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. "Go to" subject matter expert/lead when Supervisor/Lead is not available. Essential Functions * The processor is to become the contact for non-licensed activity once the loan is submitted to them. * Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans. * Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation. * Identify potential issues and communicate to consumer and loan officer. * Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues. * Stay current with federal, state regulations, policies and industry trends. * Check ratios and verify accuracy of AUS findings and program applicability. * Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval. * Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary. * Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs. * Update and verify accuracy of data input into system. * Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc. * Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing. * Order generation of loan documents. * Coach and provide guidance to less experienced Processors as needed. * Use and modify templates to compose professional correspondence and emails. * Provide status updates to Loan Officers and/or borrowers. Qualifications * High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred. * Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans. * Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners. * Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans. * Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines. * Expert knowledge in new construction documentation and condominium projects. * Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.). * Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks. * Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness. * Excellent customer service, interpersonal, verbal and written communication skills * Intermediate math skills. * Strong verbal and written communication skills. * Strong detail orientation and highly organized. * Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs. Supervision * Depending on experience, supervision is intermittent to infrequent * Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization * May provide guidance to less experienced team members to resolve/escalate issues of high complexity * Exercise sound judgment in executing core job responsibilities * Average monthly pipeline is 14 loans. * Travel: 0% Requirements Physical: Work is primarily sedentary; mobility in an office setting. Manual Dexterity: Frequent use of computer keyboard and mouse. Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer. This position offers eligibility for incentive compensation. Target salary: $68,000 per year Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
    $68k yearly 45d ago
  • Loan Processor

    Crosscountry Mortgage 4.1company rating

    Loan processor job in Boca Raton, FL

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: * Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting. * Assemble the complete loan package in proper order for underwriting. * Verify all required documentation (pre-underwrite) in the file. * Complete the required loan checklist. * Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting. * Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan. * Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. * Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. * Verify that vendor orders are complete, invoices are received and in the applicant's E-file. * Manage pipeline by completing and submitting reports within allotted turn-around times. * Assist set-up of loans. * Document all communication related to the loan application in the conversation log. * Train and assist supervision of new Loan Processors and other processing personnel. * Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors. * Available to work varying hours and overtime if needed. Qualifications and Skills: * High School Diploma or equivalent. * Minimum of 5 years' residential mortgage processing experience. * Experience with Encompass. * Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. * Knowledge of DU, LP, Microsoft Office, and Windows. * Excellent math and analytical skills. * Excellent communication skills. * Excellent prioritization and time management skills. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: * Hourly Rate: $26.00 - $28.00 * Eligible for per file bonus The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $26-28 hourly 41d ago
  • Residential Loan Processors

    Pacifica Continental

    Loan processor job in Miami, FL

    Our client is looking for a Residential Loan Processors to join their team in Miami. The individual will focus on supporting functions of the Loan Operations/Credit Admin department. The professional main responsibilities will be helping eligible applicants obtain loans in a timely and professional manner while protecting our institution's credibility. Responsibilities • Review residential loan application packages • Inputs loan application in the mortgage processing system • Prepares the required loan disclosures pertinent to the loan request • Requests appraisal, appraisal review, final inspection, and/or other required reports in order to process loan packages • Obtains credit reports and flood determination for all clients • Perform compliance searches to determine if there is adverse media/derogatory information about the client or their respective company • Prepares Know Your Customer (KYC) form and obtain approval from BSA/AML Officer • Obtain underwriting conditions upon loan approval; obtain “clear to close” status • Prepare denials, counter-offers, and change of circumstances forms when necessary • Prepare re-disclosures when necessary • Full knowledge and understanding of bank policies, procedures, regulatory and compliance requirements, including but not limited to BSA/AML, CDD, EDD, and others as defined by the Compliance Division and Information Security Division Requirements • High school diploma or general education degree (GED) required • Minimum three years of recent mortgage processing and Banking experience required
    $30k-44k yearly est. 60d+ ago
  • Loan Processor III

    Guild Mortgage 4.3company rating

    Loan processor job in Florida City, FL

    Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. “Go to” subject matter expert/lead when Supervisor/Lead is not available. Essential Functions The processor is to become the contact for non-licensed activity once the loan is submitted to them. Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans. Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation. Identify potential issues and communicate to consumer and loan officer. Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues. Stay current with federal, state regulations, policies and industry trends. Check ratios and verify accuracy of AUS findings and program applicability. Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval. Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary. Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs. Update and verify accuracy of data input into system. Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc. Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing. Order generation of loan documents. Coach and provide guidance to less experienced Processors as needed. Use and modify templates to compose professional correspondence and emails. Provide status updates to Loan Officers and/or borrowers. Qualifications High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred. Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans. Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners. Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans. Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines. Expert knowledge in new construction documentation and condominium projects. Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.). Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks. Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness. Excellent customer service, interpersonal, verbal and written communication skills Intermediate math skills. Strong verbal and written communication skills. Strong detail orientation and highly organized. Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs. Supervision Depending on experience, supervision is intermittent to infrequent Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization May provide guidance to less experienced team members to resolve/escalate issues of high complexity Exercise sound judgment in executing core job responsibilities Average monthly pipeline is 14 loans. Travel: 0% Requirements Physical: Work is primarily sedentary; mobility in an office setting. Manual Dexterity: Frequent use of computer keyboard and mouse. Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer. This position offers eligibility for incentive compensation. Target salary: $68,000 per year Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
    $68k yearly 45d ago
  • Loan Processor III (2nd Mortgages/Home Equity)

    SCCU Career

    Loan processor job in Miramar, FL

    Space Coast Credit Union (SCCU), the 3 rd largest credit union in Florida, is looking for a Loan Processor III 2nd Shift (2nd Mortgages/Home Equity) to join our ONESCCU team at our Miramar Operations Center! SCCU has been in business for over 70 years, has over 9 billion dollars in assets and WE ARE GROWING! Our Members are our top priority and we stand behind our Brand Promise: Honest People, Trusted Products, Time Valued . We offer a rich benefits package and career advancement opportunities. SCCU Team Member Benefits: ONESCCU annual bonus available! Hybrid Work Schedule with 2 days in office required Medical, Dental & Vision Insurance HSA (Health Savings Account) with SCCU matching contribution SCCU Paid Long Term and Short Term Disability coverage SCCU Paid Term Life Insurance Employee Assistance Program (EAP) Paid Time Off 401(K) Pre-Tax Savings Plan with SCCU match- 100% of the first 5% of employee contributions Tuition Reimbursement Program after 1 year of service SCCU Team Member financial discounts & perks (save money every month!): Loan Discounts - Mortgage, 2nd Mortgage, Auto, Motorcycle, Boat, etc. / GAP coverage at half price Fixed low-rate credit card- 5.99%, if approved FREE Identify Theft Protection! No fee SCCU accounts Position Summary The Loan Processor III as a representative of SCCU and provides exceptional quality service for members; to prepare/transmit all approved Home Equity and HELOC loans originated through the Express Services function and ensure a timely closing in order to exceed member expectations; to support all sales efforts of the Express Services staff. Ensure loans conform to regulatory requirements. Loan Processor III Salary Range: $23.36 - $24.89 per hour Loan Processor III Duties & Responsibilities: Prepares the loan for closing and ensures all closing documents are correct and accurate and are in compliance with government and credit union regulations. Ensures that loan approval stipulations are met prior to loan closing, and that third party requests are transmitted and received in order to meet established time standards. Resolves member problems, obtains information, researches records, follows up on details, assesses member needs timely and efficiently and reports the results to the inquiring party to develop and sustain profitable member relationship. Orders documentation from the borrower, or external sources that are needed, to facilitate a loan decision, including income and asset documentation, appraisals, title work, etc. Review asset documentation to insure assets are sourced and seasoned per program guidelines and the borrower has sufficient funds to close the transaction Review appraisal and insure it meets loan guidelines and compliance. Boards completed loans and disburses funds to member and/or creditors as necessary. Answer incoming calls, assist applicants with questions about loan files in process; or re-direct the caller to appropriate staff in other areas of department or the Credit Union. Maintain up to date knowledge and adheres to all regulations, policies, procedures and standards that pertain to this position. Capable of handling a pipeline of 30-50 loan files, with an average processing time to approval that meets current department goals. Communicate with borrower regarding documentation required, file progress, closing arrangements, etc, Adheres to established productivity and loan quality standards to meet quality service standards. Supports the sales efforts of all Express Services team members by providing the member with appropriate product and service materials in order to enhance the overall SCCU cooperative/member relationship. Attendance and punctuality are essential functions of this job. Consistently demonstrates a courteous, tactful and professional approach in dealing with members and internal customers in accordance with established customer service standards. Demonstrates concern and respect for others in all interactions, and inspires their confidence and trust. Demonstrates effective face-to-face communications, and telephone interactions, in accordance with established customer service standards. Articulates ideas, including written communications in a clear, concise, and grammatically correct manner. Modifies personal style or approach in order to adjust to changing environments and respond quickly to new situations. Gives fair consideration to new points of view and reorganizes project/work in order to quickly accommodate urgent tasks. Consistently demonstrates self-motivation and independent problem solving skills, requiring only minimal direct supervision, in order to maximize individual productivity and efficiency and attain member satisfaction. Proposes enhancements to work methods or procedures in order to improve process efficiency and/or the quality of results. Loan Processor III Qualifications: 1 to 3 years prior processing experience in consumer loan products or mortgage loan processing experience, closer, or underwriter with an emphasis on conventional loan products. Associate's Degree or completion of specialized course study or equivalent experience Maintains up-to-date knowledge, understanding and documentation of required State and Federal guidelines related to mortgage lending, including but not limited to new regulations from the Consumer Financial Protection Bureau (CFPB). Required to register with NMLS and adhere to the procedures and policies of the SAFE Act Bilingual English/Spanish Fluency is Preferred Loan Processor III Hours: Must be available Monday - Friday 10:00 am - 7:00 pm and rotating Saturdays 9:00 am - 3:00 pm.
    $23.4-24.9 hourly 60d+ ago
  • Closer and Title Processor specialist

    Florida Title Center

    Loan processor job in Cooper City, FL

    Our company is rapidly growing, and we seek an experienced closer and processor to join our team. You will assist buyers and the title team in ensuring the title application is prepared and submitted correctly, and work with the team to resolve any issues or discrepancies to produce a clear title. The ideal candidate will have some experience working in title insurance, mortgage lending, or real estate transactions, with a keen eye for detail and outstanding research and customer service skills. If this sounds like you, please send us your resume today! Candidates must be reliable, self-motivated, and have extreme attention to detail. Must have the ability to interact with realtors, attorneys, closing agents, and coordinators. Must have the ability to work in a fast-paced, high-volume work environment. Candidates must have good organizational and communication skills and must be able to multitask. The processing program used is Qualia. Salary is based on skills & experience. Job Type: Full-time Salary: $50,000.00 to $65,000.00 /year Experience: Title Processing: 3 years (Required) License Notary in the State of Florida (Must) License or certification: Licensed Title Agent (Preferred) Language: Spanish (Preferred) About We welcome you to re-imagine title services. With care and love and with thorough understanding of the real estate market in South Florida, we have re-designed the way that title services should look like.
    $50k-65k yearly Auto-Apply 60d+ ago
  • Mortgage Loan Processor

    Preferred Rate 4.7company rating

    Loan processor job in Boca Raton, FL

    Job DescriptionAre you an experienced, detail-oriented mortgage loan processor who can successfully aid applicants in navigating the mortgage lending process? If so, we are looking for you! We are currently seeking a skilled and high-producing mortgage processor to work with the mortgage loan officers on our team. If you're interested in a dynamic position on a well-established and successful lending team, look no further; apply now!Compensation: 60000 - 80000 yearly Responsibilities: Put together loan packages and submit to lender underwriting for approval or denial Determine the best loan option for the borrower through interviewing and discussion Adhere to all lending and regulatory guidelines and policies while preparing the loan file Work with the borrower to gather financial information such as credit reports, verify the accuracy to determine creditworthiness, and complete the mortgage loan application Secure property and loan documentation to process mortgage loan files such as appraisals, inspections, title searches, site surveys, contracts, and property tax records Qualifications: High school diploma or GED required - Associate's degree in accounting, finance, or business preferred Experience in mortgage lending and knowledge of loan types, such as FHA, FHLB, FNMA, or VA loans required At least 2 years of loan processing experience required Must possess exceptional attention to detail, as well as strong analytical and time management skills Must have excellent written and verbal communication skills About Company 99% of Mortgage Branches leave their loan officers to figure it out. Our office allows you to build your brand with the benefit of in-house coaching, guidance, and support to allow you to reach new levels that you did not know you could. Preferred Rate is a direct lender focused on supporting our loan originators. We provide a full array of products and support to make sure our loan officers can focus on building relationships and originating. We offer both in-office and remote options for loan originators. Loan originators receive full support through sales coaching, a documents specialist who follows up on all needed documents for applications taken, in-house processing, and a strong originating environment. If you are looking to have your business elevated, this is the place to be.
    $40k-49k yearly est. 2d ago
  • Loan Originator NE, Boca Raton

    Primelending 4.4company rating

    Loan processor job in Boca Raton, FL

    Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.
    $33k-62k yearly est. Auto-Apply 60d+ ago
  • Mortgage Processor II

    Edfed

    Loan processor job in Miami, FL

    Responsible for processing mortgage applications and supporting documents to facilitate the successful completion of mortgage loans in an accurate and timely fashion by reviewing and updating all applications and supporting documents with correct information and responding to member questions and complaints. Serve as back-up for office personnel in their absence. Duties & Responsibilities: Handle incoming phone calls from members regarding types of mortgages available: including equity loans, equity lines of credit and residential loans. As applicable, contact member(s) upon receipt of referrals from departments within Credit Union. Update Outlook Calendar of Loan Officers for interviews and closings. Keep applicable logs of loan applications up to date on the spreadsheet throughout the loan process. Provide members with checklist of items required to submit a loan application. Assist members with access to Loan Consultant via our website. Make appointments for members who wish to complete their application in person. Order appraisal reports and flood certifications on assigned new loan applications. Perform written verifications of employment (if required) as well as verbal verifications within 10 days of note date. Review appraisal report upon receipt and update system with applicable data. If errors are reflected on the report, request corrections via third party provider. Communicate with Loan Officer if appraisal does not meet anticipated or required value. Order title from the closing agent via the processing system as well as forwarding required documentation to them via fax or e-mail on residential loans and via third party website for equity loans. Responsible for scanning relevant documentation to the electronic file cabinet for all residential loans. Responsible for preparing requests for payoffs of equity lines of credit and/or equity loans as well as satisfactions of mortgage. Responsible for upload of loan documentation on closed loans via Meta Source for new loan set up in Cenlar. Obtain NMLS identifier number and responsible for updating personal information within 30 days of change. Manage and update new file logs. Backup for office personnel in their absence. Performs other duties as assigned by management. Skills and Abilities: Knowledge of processing and underwriting guidelines for residential and/or equity loans. Availability to work flexible hours including Saturday. Communication skills and ability to manage time effectively to meet time-sensitive deadlines. Ability to multitask and work in a fast paced environment. Bilingual preferred.
    $35k-49k yearly est. 13d ago
  • Loan Service Representative

    Dade County Federal Credit Union 4.4company rating

    Loan processor job in Doral, FL

    Loan Service Representative - Electronic Services Department (Main Branch) Starting Salary: $22.00 Per Hour The Loan Service Representative (LSR) will be responsible for providing quality service to our members. The LSR will seek to provide solutions to all member account related problems. This high contact person requires an ability to communicate effectively with prospective and current members and to represent the credit union in a positive and professional manner. The LSR actively loads loan applications, and disburses loans to existing members. The LSR protects our member's financial needs by cross-selling insurance protections products (i.e. Mechanical Repair Coverage, GAP, Life, Disability Protection, and ancillary Products) Essential Duties & Responsibilities: Communicates with member and/or non member in a professional, friendly, and efficient manner through either in-bound or out-bound calls. Handles all inquires on deposit accounts and loans including but not limited to: Visa credit cards, loans, bill payments/on-line banking, direct deposit, payroll deduction. Possess a thorough knowledge of Dade County Federal Credit Union products, services, policies and procedures. Actively opens accounts, loads loans, and disburses loans. Effectively cross-sells credit union products and services including payment protection on loans (i.e. Mechanical Repair Coverage, GAP, Life, and Disability Protection, and ancillary products) Participates in helping to regularly meet or exceed established department service and productivity goals as established by AVP of Branch Operations and/or Electronic Services Director Complies with all Bank Secrecy Act (BSA) regulations and standards, attends all required BSA training. Completes special projects and tasks as assigned. Perform all other related duties as required. Requirements: At least 1-3 years related experience and/or training in a bank/credit union call center/branch environment. Sales experience preferred Bilingual: English and Spanish Highly Desireable All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.
    $22 hourly Auto-Apply 60d+ ago
  • Title Processor

    The Golden Attorneys

    Loan processor job in West Palm Beach, FL

    Job Description Greetings to all. We have received numerous applications from individuals who possess no experience in real estate title closing. We kindly request that you refrain from this practice. Please submit your application only if you have experience in real estate title closing. Are you an experienced title processor looking for an opportunity to take your research, analysis, and teamwork skills to the next level? We are growing rapidly and are looking for someone to help us clear titles for real estate mortgage transactions. If you have a background in title processing or real estate transactions, an eye for detail and discrepancies, and a customer service mindset, apply today! Compensation: $20 - $25 hourly Responsibilities: Work with title examiner and underwriter to prepare title insurance policy and binders and title commitments, and with loan closer to prepare HUD-1 real estate settlement statements Aid title officers with administrative assistant essential duties, including clerical and data entry support Examine and verify the accuracy of documentation such as public records, deeds, property title records, property ownership, leases, surveys, contracts, and agreements needed to produce a clear title Enter and submit title and loan documents into software programs to track applicant's progress Ensure all closing instructions are followed as per the closing package, and coordinate with loan officer, mortgage loan processor, and underwriter to be sure all underwriting commitments have been satisfied Regularly communicate with realtors, lenders, mortgage brokers, and clients to timely and efficiently close transactions Prepare all closing and settlement documents, including escrow agreements, HUDs, and deeds Conducts closings with the necessary parties Fulfill the duties of an escrow officer, including the receipt and disbursement of funds Review all files before, during, and after the closings to prevent and resolve any potential claims Respond to phone calls and provide assistance with all other tasks in the office Qualifications: Years of experience (1-3) with real estate transactions or title processing, or as a title company pre-processor or mortgage loan processor is essential Proficient computer skills with numerous programs including MS Office is vital Superb research, communications, customer service, and analysis skills are desired Some college is helpful; high school diploma or equivalent is required Notary public certification is not required but is an asset Spanish-speaking ability is a plus but not a requirement About Company The Golden Attorneys is a respected law firm serving clients throughout South Florida. Our office is located on the pristine shores of Singer Island, one of Florida's most beautiful beach destinations, offering a unique work environment that combines professional excellence with the beauty of coastal living. We recruit and retain talent. We want to hear from you. Salary is negotiable. Share your story with us today!
    $20-25 hourly 21d ago
  • Senior Mortgage Loan Processor

    Americas Mortgage Professionals, LLC 4.3company rating

    Loan processor job in Fort Lauderdale, FL

    Americas Mortgage Professionals is seeking a Senior Mortgage Loan Processor to join our dynamic and growing team in Fort Lauderdale. As a key player in the loan process, you will assist borrowers in their journey toward homeownership by precisely managing each mortgage loan file from disclosure to clear-to-close. You will ensure timely and accurate management of loan documentation, verification of borrower information, and maintain open communication with all parties involved delivering a seamless mortgage process and exceptional customer service. In addition to a competitive salary and bonus opportunities, we offer a comprehensive benefits package that includes medical, dental, vision, and other supplemental insurance options. This is an in-office position, but we are open to the position being remote for the right fit. Benefits: Full health, dental, and vision insurance Paid time off (PTO) 401(k) with company match Compensation: $75,000 plus bonus Responsibilities: Loan Processing: Oversee the full-cycle processing of mortgage loan applications, ensuring all documentation is accurate, complete, and compliant with current regulations. Documentation Verification: Order and review essential documents, including Verifications of Employment, Insurance, Payoffs, Tax Transcripts, Credit Supplements, Condo Questionnaires, Subordination Requests, and Title Work. Communication: Maintain consistent communication with borrowers, loan officers, underwriters, and team members to provide updates and ensure a smooth, transparent loan process. Pipeline Management: Effectively manage a disciplined daily pipeline of 2025 loans, ensuring each file advances efficiently through all stages of the loan cycle and achieves clear-to-close within target timelines. Compliance: Ensure every loan meets company policies, investor guidelines, and regulatory requirements with zero missed TRID or documentation errors. Problem Solving: Proactively identify and resolve issues or discrepancies early, presenting solutions instead of delays. Customer Service: Deliver top-tier customer service by guiding borrowers through the loan process with calm urgency, professionalism, and care. Process Improvement: Continuously seek opportunities to streamline workflows and enhance both operational efficiency and customer experience. Qualifications: Experience: Proven background as a senior mortgage loan processor. Knowledge: Strong understanding of FHA, VA, Conventional, and Non-QM loan products, along with investor guidelines and processing procedures. Attention to Detail: Ability to thoroughly review and verify documentation for accuracy and completeness. Organization: Highly organized and efficient, with excellent time management and the ability to manage multiple priorities and deadlines. Communication: Clear, professional communicator who keeps all stakeholders informed without chaos or delay. Problem-Solving: Skilled at identifying potential issues early and driving solutions calmly and efficiently. Technology: Proficient in Calyx Point or comparable LOS and investor portals (UWM, Newrez, PennyMac, etc.). About Company At Americas Mortgage Professionals, our mission is simple: Achieve Maximum Potential A Mindset, A Mission, A Purpose. We start every day with this belief, and were looking for team members who share it. When you join AMP, youre not just filling a role youre stepping into a proven system that lets you do what you do best. Youll work directly with our top-producing LO, supported by an experienced processor, and backed by leadership that is committed to your growth. If youre excited to be part of a team that values excellence, builds lasting relationships, and helps both clients and Realtor partners shine we want to hear from you. Apply today, and lets explore how your next big career move starts here at AMP. #WHRE2 Compensation details: 75000-75000 Yearly Salary PI8e093f9b565f-31181-38998164
    $75k yearly 7d ago
  • Loan Processor

    Crosscountry Mortgage 4.1company rating

    Loan processor job in Boca Raton, FL

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting. Assemble the complete loan package in proper order for underwriting. Verify all required documentation (pre-underwrite) in the file. Complete the required loan checklist. Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting. Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan. Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. Verify that vendor orders are complete, invoices are received and in the applicant's E-file. Manage pipeline by completing and submitting reports within allotted turn-around times. Assist set-up of loans. Document all communication related to the loan application in the conversation log. Train and assist supervision of new Loan Processors and other processing personnel. Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors. Available to work varying hours and overtime if needed. Qualifications and Skills: High School Diploma or equivalent. Minimum of 5 years' residential mortgage processing experience. Experience with Encompass. Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. Knowledge of DU, LP, Microsoft Office, and Windows. Excellent math and analytical skills. Excellent communication skills. Excellent prioritization and time management skills. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: $26.00 - $28.00 Eligible for per file bonus The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $26-28 hourly Auto-Apply 37d ago
  • Loan Processor II 2nd Shift (Non-Residential)

    SCCU Career

    Loan processor job in Miramar, FL

    Space Coast Credit Union (SCCU), the 3rd largest state charted credit union in Florida, is looking for an Loan Processor II (2nd Shift) to join our ONESCCU team at our Melbourne Headquarters! SCCU has been in business for over 70 years, has over 9 billion dollars in assets and WE ARE GROWING! Our Members are our top priority and we stand behind our Brand Promise: Honest People, Trusted Products, Time Valued . We offer a rich benefits package and career advancement opportunities. SCCU Team Member Benefits: ONESCCU annual bonus available! Medical, Dental & Vision Insurance HSA (Health Savings Account) with SCCU matching contribution SCCU Paid Long Term and Short Term Disability coverage SCCU Paid Term Life Insurance Employee Assistance Program (EAP) Paid Time Off 401(K) Pre-Tax Savings Plan with SCCU match- 100% of the first 5% of employee contributions Tuition Reimbursement Program after 1 year of service Hybrid Work Schedule with 2 days in office required SCCU Team Member financial discounts & perks (save money every month!): Loan Discounts - Mortgage, 2nd Mortgage, Auto, Motorcycle, Boat, etc. / GAP coverage at half price Fixed low rate credit card- 5.99%, if approved FREE Identify Theft Protection! No fee SCCU accounts Loan Processor II Salary Range $21.63 - $22.90 Position Summary The Loan Processor II act as a representative of SCCU and provides exceptional quality service for members; to prepare/transmit all approved loans originated through the Express Services function and ensure a timely closing in order to exceed member expectations; to support all sales efforts of the Express Sales team. Loan Processor II Duties and Responsibilities Prepares consumer loan applications for closing in branch and electronically, ensuring all closing documents are accurate and compliant with regulatory and credit union procedures. Ensures all loan approval stipulations are satisfied per department procedures prior to loan closing. Resolves member problems, obtains information, research records, follows up on details, assesses member needs timely and efficiently and reports the results to the inquiring party to develop and sustain profitable member relationship. Provides timely response to branch questions concerning loan documents; ensures prompt response to member calls by being in the call queue; prepares corrections as necessary in order to provide branch and member support and ensure accurate loan documentation. Adheres to established productivity and loan quality standards to meet quality service standards. Supports the sales efforts of all Express sales team by providing members with appropriate product and service materials in order to enhance the overall SCCU cooperative/member relationship. Attendance and punctuality are essential functions of this job. Consistently demonstrates a courteous, tactful and professional approach when dealing with members and internal customers in accordance with established customer service standards. Demonstrates concern and respect for others in all interactions and inspires their confidence and trust. Demonstrates effective face-to-face communications, and telephone interactions, in accordance with established customer service standards. Articulates ideas, including written communications in a clear, concise manner. Modifies personal style or approach in order to adjust to changing environments and respond quickly to new situations. Gives fair consideration to new points of view and reorganizes project/work in order to quickly accommodate urgent tasks. Consistently demonstrates self-motivation and independent problem-solving skills, requiring only minimal direct supervision, in order to maximize individual productivity and efficiency and attain member satisfaction. Proposes enhancements to work methods or procedures in order to improve process efficiency and/or the quality of results. Loan Processor II Minimum Qualifications 1-3 year's prior experience in a lending related field required, banking experience a plus. High school diploma or equivalent experience required. Bilingual English/Spanish required Hours Must be available M - F 10:00 am - 7:00 pm, and 9am - 3pm rotating Saturdays
    $21.6-22.9 hourly 21d ago
  • Title Processor/closer

    Florida Title Center LLC

    Loan processor job in Hollywood, FL

    Job DescriptionBenefits: 401(k) 401(k) matching Paid time off Florida Title Center is seeking a title processor/ closer to prepare and process title packages for the buyer and the seller. Candidates must be reliable, self-motivated, and have extreme attention to detail. Candidates must have good organizational and communication skills and must be able to multi-task. Processing program used is Qualia. Salary based on skills & experience. Job Type: Full-time Salary: $43,000.00 to $60,000.00 /year Experience: Title Processing: 2 years (Required) License or certification: Licensed Title Agent (Preferred) Language: Spanish (Preferred)
    $43k-60k yearly 6d ago
  • Title Processor

    The Golden Attorneys

    Loan processor job in West Palm Beach, FL

    Greetings to all. We have received numerous applications from individuals who possess no experience in real estate title closing. We kindly request that you refrain from this practice. Please submit your application only if you have experience in real estate title closing. Are you an experienced title processor looking for an opportunity to take your research, analysis, and teamwork skills to the next level? We are growing rapidly and are looking for someone to help us clear titles for real estate mortgage transactions. If you have a background in title processing or real estate transactions, an eye for detail and discrepancies, and a customer service mindset, apply today! Regularly communicate with realtors, lenders, mortgage brokers, and clients to timely and efficiently close transactions Prepare all closing and settlement documents, including escrow agreements, HUDs, and deeds Conducts closings with the necessary parties Fulfill the duties of an escrow officer, including the receipt and disbursement of funds Review all files before, during, and after the closings to prevent and resolve any potential claims Respond to phone calls and provide assistance with all other tasks in the office Spanish-speaking ability is a plus but not a requirement
    $34k-51k yearly est. 48d ago

Learn more about loan processor jobs

How much does a loan processor earn in Hollywood, FL?

The average loan processor in Hollywood, FL earns between $26,000 and $51,000 annually. This compares to the national average loan processor range of $28,000 to $50,000.

Average loan processor salary in Hollywood, FL

$36,000
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