Loan Processor
Loan Processor job 16 miles from Monterey Park
Responsible for routing mortgage loan files through internal processing systems and obtain information needed to assist in completing a file for approval and closing; Complies with all regulations which apply within the scope of the position, including Bank Secrecy Act.
DUTIES
Communicate with borrowers, underwriters and loan officers to assemble file for underwriting;
Ensure that all of the documentation necessary to obtain loan approval has been received, reviewed and updated;
Review all files for completeness and accuracy prior to loan submission;
Review items needed on conditional approval;
Obtain and verify all underwriting and funding conditions;
Submit loan for final approval to underwriting;
Maintain a pipeline of loans and is responsible for the timely and compliant flow of loans until closing;
Perform other duties as assigned.
QUALIFICATIONS
EDUCATION: High school diploma or equivalent; AA degree preferred
EXPERIENCE: Minimum 1-2 years of current mortgage loan processing experience
SKILLS/ABILITIES
Computer literate
Effective verbal and written communication skills
Excellent time management and organizational skills
Knowledge of FNMA, FHLMC, VA and FHA guidelines
Bilingual (English/Mandarin) preferred
WHY WORK FOR US?
Since opening our first branch in Los Angeles in 2008, Royal Business Bank (RBB) has grown rapidly by adding branches in Southern California, Nevada, New York, New Jersey, Chicago, and Hawaii. We offer a comprehensive and innovative suite of banking services for individuals and businesses. We have great benefits that include, but not limited to:
Medical insurance
Vision insurance
Dental insurance
401(k)
Disability insurance
Royal Business Bank is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.
Mortgage Loan Officer - Chatsworth
Loan Processor job 16 miles from Monterey Park
Job DescriptionDescription:
Job Title: MORTGAGE LOAN OFFICER
At Premier America Credit Union, our Core Purpose is to serve our members by making it easier to meet today’s needs and reach tomorrow’s dreams. Talented team members succeed in our organization by demonstrating a commitment to our shared values of accountability, friendliness and respect, a passion for delivering great service, giving back to our communities, and pursuing personal growth. Come grow with us and be part of growth and the Premier America family!
Overview:
We are seeking a dynamic Mortgage Loan Officer who will be responsible for promoting products and services while developing and maintaining a quality referral network of business and personal relationships in the greater Houston metropolitan area. The right candidate will have a sense of urgency, excellent time management skills, the ability to improve operational efficiency through thoughtful process improvement, and a strong commitment to delivering best in class service.
About You
:
Customer Service: You will provide support to the primary daily processes and regulatory requirements of the residential lending department.
Teamwork: Your ability to encourage and exchange creative ideas, to provide practical solutions to problems, will be used to promote innovation.
Communication: Your effective communication style will be used to transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors.
Initiative: Your high level of initiative and personal responsibility will enable you to manage multiple priorities simultaneously in an effective and professional manner.
What You Will Do:
The core responsibility is to increase residential mortgage loan production by soliciting members or non-members as you meet the department’s new loan application and funding goals.
Must offer retail mortgage loan products and cross-sell financial products and services, as needed by the member including depository accounts to existing or potential members.
Expected to continuously seek out opportunities through outside sales activities to increase loan growth and revenue.
Assist in the qualification of applicants for appropriate mortgage loan products based on underwriting guidelines.
Will obtain pertinent information to process loan applications and ensure data and documents are accurately entered into the loan origination system (LOS).
Work closely with loan processors and the loan department to ensure a complete and quality loan package.
Responsible for educating applicants of available products and other loan alternatives while cross selling products and financial services appropriately to meet our member’s needs.
Will negotiate loan terms while providing the necessary disclosures in accordance with Reg Z and RESPA.
Will communicate loan conditions and status directly to applicant and associated Real Estate agents.
Complete timely follow-up on all leads and pending loan applications to ensure expected turnaround time, meeting established department service level agreements (SLAs).
Provide the highest level of service by promptly responding to member needs in a professional, friendly, and respectful manner.
Develop business relationships with key organizations and network groups.
Support department business development goals through effective calling efforts on prospects.
Monitor market conditions while making recommendations for new products and services.
Conduct Real Estate training and home buying seminars.
Some travel may be required.
Requirements:
What We Are Looking For:
Bachelor’s degree in business or related field or related experience
Three years of progressive experience in a related position
Understanding of related legal and regulatory requirements
Maintain a valid driver’s license, current auto insurance and NMLS registration
Strong organizational and time management skills
Ability to prioritize effectively, working in a fast-paced environment
Strong oral and written communication skills, including ease in presenting information to a group
Bi-Lingual (Spanish speaking) preferred
PC Skills: Word, Excel, Microsoft office
Key words: banking, credit union, mortgage loan officer, mortgage loan originator, mortgage loan consultant
Premier America Credit Union will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of the Los Angeles Fair Chance Initiative for Hiring (Ban the Box) Ordinance.
Equal Opportunity Employer – Veteran / Disabled
Drug-free workplace
Pay Grade Info:
To provide greater transparency to candidates, we share base pay ranges for all our job postings regardless of State. We set standard pay ranges for all roles based on function and level of expertise, benchmarked against similar stage growth companies. Final offer amounts are determined by multiple factors including skills, depth of work experience and relevant licenses/credentials, and may vary from the amounts listed below.
The base pay range for this position is: $31– $38 hourly
Perks Important to You:
Our Team Members enjoy the following rewards and benefits:
· Competitive pay, (base, commissions, and incentives)
· Subsidized health care including medical, dental and vision
· FSA and HSA
· Company-Paid Life and A&D insurance
· Discounts on loans (must be a member)
· Paid Vacation, Holiday, and Sick time
· 401k Retirement Saving Plan with a 6% safe harbor employer match
· Educational Assistance Program and more!
About Us:
Founded in 1957, Premier America is one of the nation’s largest credit unions, with over 100,000 members and more than $3 billion in assets. But more importantly, we are ever mindful of one crucial fact: we exist to serve the needs of all members - the owners of Premier America. With a large retail branch network, access to over 30,000+ surcharge-free ATMs; and the Shared Branch Network, Premier America provides financial services to those who live, work, worship or attend school in the Ventura and Los Angeles counties of California, and Harris County in Texas.
Credit unions, such as Premier America, have a rich history evolving from the idea that people working together can create better financial solutions, especially when as owners, members have a vested interest in their collective success. Whether offering higher savings rates and affordable mortgage options, loans for unexpected emergencies or financial counseling during difficult times, credit unions have always made a meaningful difference in the lives of members.
Loan Officer (LA Market)
Loan Processor job 16 miles from Monterey Park
Job Description
About the Organization
The Momentus Capital branded family of organizations - which includes Capital Impact Partners and CDC Small Business Finance and Momentus Securities (an SEC-registered broker-dealer, MSRB-registered, FINRA/SIPC member) - are transforming how capital and investments flow into communities to provide people access to the capital and opportunities they deserve.
We are working to reinvent traditional financial systems and advance locally-led solutions that create economic mobility and generational wealth. Through our continuum of financial, knowledge, and social capital, we offer a comprehensive package of loan products, impact investment opportunities, training and business advising programs, and technology solutions.
Our holistic and streamlined approach offers comprehensive solutions for small business entrepreneurs, real estate developers, community-based organizations, and local leaders at every stage of growth, from inception to expansion. When these leaders have the opportunity to succeed, their communities, their residents – and our country – thrive.
Position Summary
The Loan Officer is responsible for developing loan prospects within a defined market for a variety of loan programs. The ideal candidate will generate a productive business referral network of banks and support organizations, establish themselves as a resource for small business and economic development industry professionals and create a steady pipeline of leads for loan pre-qualification. Compensation will include a base salary with incentive payouts based on delivery of pre-qualified loans to the loan production team and ultimate loan funding generated from the pipeline.
Essential Responsibilities
Effective community outreach is vital at the outset to ensure success in this role. Proactively engage with centers of influence (COIs), such as banks, non-bank lenders, small business support organizations, networking groups, government agencies, and other key stakeholders, to establish meaningful connections and create opportunities to serve entrepreneurs seeking credit.
Develop invitation opportunities for speaking engagements to groups or individuals that will yield loan leads and expand the loan referral network within the assigned territory.
Represent CDC at business and industry events.
Review basic financial data (tax returns and financial statements) to pre-qualify and analyze loan applications for eligibility and credit worthiness using CDC credit guidelines and spreadsheet tools.
Requirements
Bachelor’s degree in business, marketing, economics or finance related field from a recognized college or university – or – equivalent qualifying experience in sales.
Minimum 1-2 years of sales experience, preferably in finance products or services.
General knowledge of commercial or small business credit, preferably in a mission based or SBA loan department.
Market connections and network of business contacts.
Working knowledge of Microsoft office.
Excellent sales techniques and presentation skills with an ability to educate key audiences on a variety of lending programs and advantages to working with CDC.
Proven track record of prospecting new businesses and developing referral networks.
Possession of a valid Driver’s License.
Spanish language proficiency a plus
Benefits
The base salary range for this position is $74,828- $85,000 and includes monthly and quarterly commissions which are a significant portion of total compensation.
This is a Remote Role, focusing on the LA
All employees must be legally authorized to work in the United States. The Company will not sponsor applicants for work visas.
EEO: Momentus Capital is an equal opportunity employer committed to a diverse work force; and, as such, is fully committed to providing employment for qualified individuals, free from discrimination on the basis of race, color, religion, sex, age, sexual orientation, gender identity, national origin, disability, marital status, pregnancy, childbirth or related medical conditions, or any other protected characteristic established by applicable law.
Loan Officer III
Loan Processor job 8 miles from Monterey Park
Job DescriptionDescription:
Purpose
The Loan Officer III is a senior-level lending professional who serves as a liaison between members and the credit union, delivering high-quality service and expert financial guidance. This position is responsible for interviewing members, originating and underwriting consumer and real estate loans, preparing and processing loan documents, and handling DMV title and lien activities. The Loan Officer III also plays a key compliance and documentation role and is registered by the credit union as a Mortgage Loan Originator (MLO) in accordance with SAFE Act requirements.
Organizational Standards
An energetic, self-motivated, enthusiastic, “team player” to represent our credit union with members, prospective members, other staff and the community of Downey; while exercising sound business judgment, maintain a professional appearance and displaying a positive attitude.
Primary Responsibilities
Conduct member interviews to assess financial needs and recommend appropriate credit union products and services.
Guide members through the loan application process, ensuring timely and accurate collection of necessary documents.
Analyze credit reports and financial data to identify lending opportunities and mitigate risk.
Provide professional explanations for loan denials and offer alternative solutions where appropriate.
Underwrite consumer and real estate loans within authorized limits, ensuring adherence to internal policies and external regulations.
Verify loan terms, prepare accurate documents, explain loan agreements, and secure required member signatures.
Fund loans in accordance with credit union guidelines and approved stipulations.
Originate, process, and fund real estate loans offered by the credit union.
Perform MLO duties in compliance with the Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act.
The credit union will register the employee as a Mortgage Loan Originator upon hire.
Prepare and submit title applications to the California DMV.
Ensure lien perfection for all secured auto loans and address discrepancies with members, dealerships, and DMVs.
Process lien releases in compliance with California regulations once loans are paid in full.
Ensure compliance with federal and state lending regulations, including BSA, AML, and OFAC requirements.
Maintain organized, accurate records related to loans, titles, liens, and member interactions.
Prepare and support audit responses and maintain detailed tracking reports.
Coordinate with internal departments (lending, collections, compliance) to ensure smooth loan processing.
Communicate with third-party vendors, DMVs, and dealerships as necessary.
Promote a retail sales environment and support marketing efforts and community outreach.
Ensure full compliance with all credit union policies, the Bank Secrecy Act (BSA), OFAC, AML, and related financial regulations.
Assist in gathering documentation for CTRs and other reporting requirements.
Performs all other related duties as requested by management.
Requirements:
Minimum Job Requirements
High school diploma or equivalent required; post-secondary education preferred.
Minimum of 2 years in consumer and real estate loan underwriting.
Minimum of 2 years in credit union or financial institution lending.
Knowledge of title and registration processes, especially within California DMV guidelines.
Bilingual (Spanish) highly preferred.
Must be bondable.
Employees will be registered by the credit union as a Mortgage Loan Originator (MLO) in compliance with the SAFE Act.
California Notary Public commission required (or willingness to obtain, with credit union support).
Strong verbal and written communication skills.
Excellent analytical and problem-solving ability.
Proficient with Microsoft Office (Word, Excel).
Mortgage Loan Officer
Loan Processor job 16 miles from Monterey Park
Job Description
The Best Loan Officer Compensation in the Industry
"Take your hand out of my pocket” is the ideology that lenders for decades have continuously gauged commission from their Loan Officers on each and every transaction. That stops now with Client Direct Mortgage.
Client Direct Mortgage is a technology-focused national lender, licensed in 33 states, built by a top originating Loan Officer for Loan Officers that are or want to be at the top of their game.
For years we’ve observed brokers and retail lenders extract as much revenue as possible from the loan origination volume of loan officers. Many have argued that it is necessary to run a thriving mortgage lender.
We’ve built a more equitable way.
Client Direct Mortgage built a values-rich platform and cost efficiencies that allow us to give most of the commission to the Loan Officer.
We start with:
Letting you choose your own Compensation
Paying via 1099 in allowable states
Paying 100% commission
There are no tiers-- full commission on every deal funded
But, we take it to the next level with an annual Company Commission Cap, the best Loan Officer Package in the Industry, and a robust RevShare Program.
Company Commission Cap
Each year, the company commission caps out at $20,000. Once the Loan Officer meets that annual company compensation cap, the remaining compensation earned goes directly to the Loan Officer for the rest of the year.
Finally, an individual Loan Officer (or team) can offer pricing AND receive compensation as if they owned a brokerage.
This has never been done before in the mortgage industry.
Most lenders take an average of 2% from all loan origination volume after giving you your compensation on an ongoing basis. If you generate $5 million in loan originations annually, that’s $100,000 going back to your company. At Client Direct Mortgage, we only take the first $20,000—the remaining $80,000 goes back to you.
The Best Loan Officer Package
The ability to cap out and take home 2x your current compensation doesn’t mean you are sacrificing leads, technology, and support.
We’ve spent ten years building our 360-degree package, which includes the following:
Purchase and Refinance Leads
Realtor Leads
All-in-One Integrated Platform built on Salesforce
Loan Origination System powered by MeridianLink
Product Pricing Engine integrated into Salesforce
Full-Service Processing with an option to leverage Contract Processors
Integrated email and productivity apps powered by Office 365
Daily Coaching and Training
Knowledge Base
Daily Live Support
Mortgage Toolkit and Website
Self-generated Custom Marketing Materials for Borrowers and Realtors powered by IOS Express
Recruitment Toolkit and Website
RevShare Program
We take your earning opportunity to the next level with our RevShare Program. You recruit Loan Officers and earn residual compensation on their future production.
The average Loan Officer (LO) can easily recruit five other Loan Officers.
If you and your recruits bring in 5 LOs each and meet their annual Company Commission Cap ($20,000 annually)—you will make at least $185,000 in RevShare compensation.
Complete the form to attend one of our Daily Discovery Calls and learn more.
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Mortgage Loan Officer in California
Loan Processor job 16 miles from Monterey Park
Job Description
Join Morty as a mortgage loan officer in California. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in California and dedicated closing team to advance your career and achieve success.
Are you a smart, resourceful, and self-sufficient individual? We're actively seeking talented candidates based in California to join our platform as Mortgage Loan Officers. Our ideal team members are passionate about cultivating a robust mortgage business portfolio while enjoying the flexibility of setting their own pace. Successful Mortgage Loan Officers at Morty possess a deep understanding of mortgage products, exceptional communication skills, and a proven ability to forge strong relationships. Your role will involve close collaboration with homebuyers, providing expert guidance on mortgage options, and overseeing loan origination.
If you're not licensed, but have been thinking about becoming an MLO, our Blueprint program is likely a better fit. You can also check out our step by step guide to getting licensed in California!
This is a great opportunity to build on your existing sales experience and level up with new tools and support.
Your Responsibilities
Build your own book of business – Leverage Morty's platform and marketplace to establish, grow, and service an ongoing pipeline of new customers and referrals. You can purchase leads through Morty to help build your business.
Establish a local presence – Build and maintain a local presence on the ground in a key market or markets of your choice, acting as Morty's go-to "in-market" expert in the area.
Own all communications for your customers – Ensure clients get the advice they need to successfully navigate the home financing process, building trust and working closely with our centralized closing team to ensure transactions go smoothly.
Serve as an expert on loan options – Work with customers to make recommendations based on their specific situations; you'll need to be able to clearly articulate Morty's value propositions to customers who don't yet know us.
Qualification Required
An approved mortgage license
Willingness to hit the road to build up a book of mortgage business.
Strong communication skills, both written and verbal.
Compensation
Earn 75bps - 200bps per closed loan depending on your experience and preferences.
This a commission only role.
This position requires you to pay a platform fee to cover the cost of technology, marketing, and HR services.
Mortgage Loan Officer
Loan Processor job 16 miles from Monterey Park
Job Description
Loan Mortgage Professionals! We are hiring!
Must have mortgage experience:
Seeking Licensed Mortgage Loan Professionals who are responsible for developing new business, structuring, and closing loans, as well as maintaining and servicing an existing portfolio.
The Loan Officer manages the customer through the entire loan process by setting expectations, taking applications, and managing closings. This involves collecting and analyzing information and documentation regarding the customer's employment, income, assets, credit history, and debts to determine the appropriate mortgage loan financing options. This position also represents the company in the local community through active involvement in community affairs and by participating in marketing efforts of products and services.
Essential Duties & Qualifications:
Actively work with already established referral accounts and originate residential mortgage loans that meet established loan quality and production goals.
Responds in a timely and professional manner to customer inquiries and referrals that are generated through established contacts. Converts company-provided leads into personal appointments.
Conducts interviews with prospective borrowers in order to analyze financial and credit data and determines customer financing objectives. Advises customers of advantages and disadvantages of loan products and pricing and gathers any additional information required.
Manages overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential homeowners.
Obtains all necessary supporting documents and collects the appropriate fees.
Negotiates terms, structures loan financing based on risk considerations, and presents credits for approval.
Maintains a thorough knowledge of lending programs, policies, procedures and regulatory requirements for FNMA, FHA, VA, RD, USDA AND/OR REVERSE and SAFE ACT guidelines.
Provides monthly projections for production on a timely basis.
Participates in internal meetings and required training.
To see new and updated job postings and job postings similar to this, please follow us on LinkedIn: *****************************************
Job Posted by ApplicantPro
Loan Officer, Private Lending / Hard Money
Loan Processor job 20 miles from Monterey Park
Job Description
We are a private hard money lender (called F2 Finance), focused on the short-term residential ‘fix & flip’ bridging finance market. We have substantial capital available for growth and want to build our team with great people!
We are looking for an experienced loan officer to join our team. You will need to have 1+ years of experience, specifically in residential private lending, fix & flip, bridging finance or mortgage broking.
As a loan officer you will be involved in driving loans through the full life-cycle, from assisting with the initial inquiry and information gathering, through to successful loan completion. You will be results orientated, and a team player.
Requirements
You will have:
"hustle"
sales experience in mortgages or real estate, and ideally in private lending or hard money
the ability to build and manage a large pipeline of prospective loans
the ability to work a phone and build working relationships with borrowers and brokers
significant knowledge of private lending and hard money
a ‘customer service’ focus
the ability to explain things clearly and succinctly, using ‘plain English’
Generally, our company’s culture will see you have:
a willingness to work hard and a ‘can do’ attitude
the ability to build relationships and have strong verbal, written and interpersonal communication skills
the ability to work autonomously, and to prioritize tasks accordingly
a willingness to ‘get involved’ with the business and provide help and assistance as required
experience using the latest cloud-based business efficiency platforms such as Google Business Apps, Notion, and Slack etc
experience with Hubspot as a CRM, would be a big advantage
The ideal candidate will have:
at least 1+ years working in the residential bridging finance/hard money market.
Benefits
10 days paid holiday
competitive salary commensurate with experience, plus commission
medical insurance
401(k) with employer contribution
parking in our building
snacks, good coffee and office lunch twice a week from local restaurants
great work environment.
SBA Loan Officer
Loan Processor job 16 miles from Monterey Park
Job Description
The SBA Loan Underwriter underwrites and processes SBA loan requests.
RESPONSIBILITIES
Supports credit lending decisions by analyzing SBA loan requests, underwriting, structuring, and the closing of SBA loans
Ensures all information is accurate and complete. All guidelines, policies and procedures, and regulations are to be followed
Creates financial spreadsheets and analyzes, structures, and underwrites loans
Develops cash flow from tax returns
Originates loans from application to closing and works closely with Escrow, Title, and all parties involved
Monitors and reports delinquencies
Performs periodic portfolio maintenance
Prepares loan compliance reports
Timely collection of financial updates
Conducts site visitation
Manages new and existing clients
Complies fully with all Bank policies and procedures as well as all regulatory requirements (e.g. Bank Secrecy Act, Anti-Money Laundering, Code of Conduct, and etc.). Must complete all required training
SKILLS / QUALIFICATIONS
Working knowledge on credit analysis
Ability to work on multiple loans simultaneously
Working knowledge of Microsoft Office
Effective written, verbal, and organizational skills and meticulous attention to detail
Ability to deal effectively and tactfully with all types of customers
EDUCATION / EXPERIENCE
Minimum of 2 years of experience in SBA
Bachelor’s Degree from an accredited 4-year University
The salary range for this position is $55,000 - $85,000
Salary ranges are determined based on qualifications, level, and location. Exact compensation may vary based on your skills and experience.
US Metro Bank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Loan Originator
Loan Processor job 33 miles from Monterey Park
Job DescriptionSeeking a Loan Originator to join a well established financial services company based out of Irvine, CA. The ideal candidate will working with loan applicants to collect all information for the loan process, reviewing the documents, preparing proposals and keeping them in compliance to be sent over for processing. The ideal candidate will have Encompass experience, 2+ years of experience, and strong communication and organizational skills. Apply now for consideration!
Responsibilities:
Meet with loan applicants to identify their needs and collect information for loan applications.
Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
Complete loan contracts and teach clients on policies and regulations.
Interview applicants to define financial eligibility and establish debt payment plans.
Monitor and update account records.
Submit loan applications in a timely manner.
Prepare detailed loan proposals.
Reject loan applications and explain deficiencies to applicants.
Respond to applicants questions and resolve any loan-related issues.
Operate in compliance with laws and regulations.
Requirements:
Bachelor’s degree in Finance or similar field.
1-2 years’ experience as a loan officer.
Solid understanding of local, state, and federal loan regulations.
In-depth knowledge of computers and banking software.
Outstanding interpersonal and communication skills.
Customer service oriented with exceptional sales skills.
Encompass experience required
Blend, Optimal Blue and Velocify
Loan Consultant
Loan Processor job 33 miles from Monterey Park
Job Description
Credit9 is growing and seeking a motivated, career-driven Loan Consultant to join our team. This is an excellent opportunity for individuals with sales, lending, or customer service experience who want to maximize their earning potential through performance-based incentives. As a Loan Consultant, you will assist consumers through the loan application, submission, and funding processes ensuring they receive the best loan options for their financial situation. You will engage with a high volume of leads, assess creditworthiness, and guide borrowers through the lending process with expert financial solutions. This role offers unlimited earning potential through a competitive bonus incentive plan based on funded units.
Compensation: $19.50 per hour plus commission.
Work Location: Irvine, CA
Job Duties:
Field inbound calls from prospective borrowers seeking a debt consolidation loan.
Prescreen loan applicants for creditworthiness and present loan products to meet their unique financial situation and requirements.
Present loan options tailored to the client’s financial needs and requirements.
Manage a large volume of calls and emails from prospective borrowers.
Become a subject matter expert in unsecured lending programs, rates, and guidelines.
Review credit liabilities and income to determine an accurate debt-to-income ratio.
Obtain required loan documentation in accordance with Underwriting guidelines.
Review income, assets, and credit documentation for accuracy and compliance with relevant regulations.
Answer customer questions and resolve challenges during the loan application and funding processes.
Request additional documentation when needed to support a loan decision.
Effectively communicate loan decisions and next steps to customers.
Experience Requirements:
2+ years of experience with consumer lending, credit lending, or sales.
2+ years of consumer direct or wholesale lending experience.
Previous sales experience in a high-volume call center is a plus.
Ability to problem-solve and propose alternate loan terms.
Ability to concisely communicate directly with loan applicants and team members.
Ability to function in a fast-paced and competitive environment.
Ability to solve problems while maintaining a positive attitude.
Ability to retain information and exercise sound judgment consistently.
Proficiency with Microsoft Office, Google Suite, and CRM systems.
Passionate about helping customers achieve their financial goals.
Strong organization, time management, and multitasking skills.
Detail-oriented with the ability to apply policies, procedures, and underwriting guidelines.
Ability to meet sales goals.
Education
Bachelor’s degree preferred, but not required.
Company Benefits:
Ongoing training and development
Opportunity for career advancement
Medical
Dental
Vision
Company Paid Group Life / AD&D Insurance
7 Paid Holidays and 2 Floating Holiday Days to use at will
Paid Time Off
Flexible Spending/HSA
Employee Assistance Program (EAP)
401(k) match
Referral Program
Credit9 is proud to be an Equal Opportunity Employer. Credit9 does not discriminate based on race, color, gender, disability, veteran, military status, religion, age, creed, national origin, sexual identity or expression, sexual orientation, marital status, genetic information, or any other basis prohibited by local, state, or federal law.
* Note to Agencies: Credit9, LLC (the “Company”) has an internal recruiting department. Credit9 LLC may supplement that internal capability from time to time with assistance from temporary staffing agencies, placement services, and professional recruiters (“Agency”). Agencies are hereby specifically directed NOT to contact Credit9 employees directly in an attempt to present candidates. The Company’s policy is for the internal recruiting team or other authorized personnel to present ALL candidates to hiring managers. Any unsolicited resumes sent to Credit9 LLC from a third party, such as an Agency, including unsolicited resumes sent to a Company mailing address, fax machine, or email address, directly to Company employees, or to the resume database, will be considered Company property. Credit9 LLC. will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume. Credit9 LLC will consider any candidate for whom an Agency has submitted an unsolicited resume to have been referred by the Agency free of any charges or fees.
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Junior Mortgage Loan Officer
Loan Processor job 33 miles from Monterey Park
Are you competitive and detail-oriented? Do you want to be rewarded based on your effort and results? Our entry-level role is a Jr Mortgage Loan Officers American Heritage Lending, LLC located in Irvine, CA is experiencing tremendous growth. We are looking for results-oriented Junior Loan Officers who can generate new business/referrals and assist our Senior Loan Officers in creating and closing loan packages. If you enjoy building relationships, getting results, are driven, and love a fast-paced career, then this is the opportunity for you.
Essential Duties & Responsibilities include:
Take and make calls generated from our Best in Class Marketing Machine provides a strong pool of leads to call
Consult with potential loan applicants answer questions and provide additional information about home loan products to create personal relationships
Gather financial information to assist with loan applications, prepare loan files, and assess applicants financial situation and eligibility
Monitor sales pipeline, meet sales expectations, get referrals, and generate new business opportunities
Work in an Office on a team and accelerate your learning
Experience & Minimum Qualifications (Skills, Knowledge & Abilities):
High School diploma or equivalent is required
Associates or Bachelors is preferred
1-3 years of sales- related experience
Strong organizational skills
Great communication and customer service skills
Mortgage product knowledge is helpful but not required
A self-starter who is driven to perform consistently at a very high level
Proficient with Microsoft Office Suite. LOS system is Encompass
Essential Mental & Physical Requirements:
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.
Frequently required to sit, stand, kneel, stoop, or squat
Use hands or fingers to handle or feel objects, tools, or controls
Reach with hands and arms
Talk or hear
Specific vision ability includes close vision, distance vision, color vision, depth perception and the ability to adjust focus
Occasionally lift and/or move up to 25 pounds
Ability to analyze situations logically to identify causes and draw solid conclusions
Ability to anticipate the consequences of a situation
Ability to modify ones own behavior to meet expectations of others
Ability to sustain ones own emotions from interfering with responding effectively to internal and external customers needs
Displays honesty and trustworthiness; has a sense of personal accountability; maintains a moral conviction to do the right thing
Physical Demands:
The physical demands are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, crouch or crawl; talk or hear; taste or smell. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.
Work Environment:
This job operates in an office setting and largely sedentary, requiring the routine use of a computer and other standard office equipment. The ability to lift or move up to 20 pounds, bend, reach, and perform manual tasks may also be required. Remote work is an optional setting. Work environment characteristics are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is exposed to weather condition prevalent at the time. Business travel may provide for varying degrees of change in the work environment. The noise level in work environment is usually moderate.
Job Classification:
Hourly
Location:
Onsite at 19800 MacArthur Blvd, Ste 950, Irvine, CA 92612
Benefits:
Medical
Dental
Vision
Basic Life & AD&D
Matching 401(k)
Paid Time Off
Paid Holidays
Why American Heritage Lending:
We are a high-growth Company that doubled our staff in 2022
Competitive Salary
Wide Product Options - Bridge, Fix and Flip, FHA, VA, Conventional, Non-QM, DCSR, Hard Money Loans and more
We are not impacted by the volatility of the interest rate
This Company describes its culture as:
Family-Accountability-Integrity-Teamwork-Have fun along the way
Start your career today with American Heritage Lending!
Note:
Nothing in this job description restricts the companys right to assign or reassign duties and responsibilities to this position at any time. Reasonable accommodations may be made in appropriate circumstances to enable individuals to perform the essential functions of the position.
Personal Loan Consultant
Loan Processor job 8 miles from Monterey Park
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team members thrive in a competitive atmosphere where hard work and dedication directly influence success. This role provides rewarding professional development and advancement opportunities in a dynamic and supportive environment. Loan Sales Specialists enjoy competitive compensation that recognizes both individual achievements and team success, all while growing their career.
In the Role
Effectively multitask and adapt to the dynamic demands of the role, ensuring timely and efficient service
Exceed customer expectations through ease, empathy and encouragement, delivering results related to individual and branch goals
Develop new connections and maintain ones by engaging customers throughout the loan process and life cycle, presenting tailored solutions based on customer needs
Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and regulations
Engage with customers and other departments through multiple technological channels, including phone, email, chat and our in-house systems
Exhibit passion for achievement, bringing an internal drive to succeed and goal oriented attitude
Clearly educate and inform customers on optional insurance products, ensuring customers have a thorough understanding of the loans, terms and their options
Requirements:
High School Diploma or GED
Preferred:
Sales, Collections or Customer Service experience
Bilingual - Spanish
Location: On site
The schedule for this position is Monday-Friday during standard business hours, with some extended hours during the week as needed which may include Saturday.
Target base salary range is $19-$22.50, which is based on various factors including skills and work experience. In addition to base salary, this role is eligible for a competitive additional compensation program that is based on individual and company performance.
Who we Are
A career with OneMain offers you the potential to earn an annual salary plus incentives. You can steer your career toward leadership roles such as Branch Manager and District Manager by taking advantage of a variety of robust training programs and opportunities to advance. Other team member benefits include:
Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
Up to 4% matching 401(k)
Employee Stock Purchase Plan (10% share discount)
Tuition reimbursement
Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
Paid sick leave as determined by state or local ordinance, prorated based on start date
Paid holidays (7 days per year, based on start date)
Paid volunteer time (3 days per year, prorated based on start date)
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
In our more than 1,300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be -- in person, by phone and online.
At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.
Key Word Tags
Sales, Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit, Leadership, Manager Trainee
Jr. Loan Officer
Loan Processor job 28 miles from Monterey Park
Job DescriptionOur organization is currently seeking a talented and service-oriented junior loan officer. The successful candidate will have some experience in sales, exceptional communication and relationship-building skills, and a keen eye for detail. Our tight-knit team is dedicated to helping you succeed and offers the training you need to take your talents to the next level. If this sounds like you, apply now!Compensation:
$37,500 Annually
Responsibilities:
Liaise between realtors, senior MLO / mortgage loan originator, underwriter, mortgage lenders or mortgage bankers, and loan processors on behalf of the applicant as needed to assure the loan transaction is successful
Communicate with the senior mortgage loan officer/ MLO to make a recommendation of which mortgage loan products are best suited depending on applicant’s financial status
Create personal relationships with loan applicants - offer additional information and answer questions about home mortgage products
Assemble financial information to assist with loan applications, prepare loan files, and assess applicants’ financial situation and eligibility
Generate new business opportunities, get referrals, monitor sales pipeline, and meet sales expectations
Learn the mortgage game – Master loan products & closing techniques
Engage & convert leads – We’ll show you how to turn NOs into YESes
Close deals & make money – The more you put in, the more you earn!
Qualifications:
Bachelor’s degree is preferred, but a high school diploma or equivalent is required
Exceptional communications, sales, relationship, and MS Office skills are necessary
Possess the intention to complete a training program to obtain NMLS/ MLO/ state license
Familiarity with home mortgage program guidelines and various types of loans such as FHA, commercial loans, VA, etc is beneficial, but not require
Past experience with credit unions, lending institutions, real estate, financial services, or related fields is a bonus, but not required
NMLS Licensed (REQUIRED) – Ready to hit the ground running
Confident & coachable – You take feedback & apply it fast
Sales or customer service experience? Big plus!
Competitive mindset – Former athletes & sales pros thrive here!
Money-motivated – You want a career with great earning potential
Don’t wait – Apply now & start your mortgage career today!
About Company
At Summit Home Lending, we’re not just another mortgage company—we’re a team of high achievers. Here, excellence is the standard, and success is earned.
Our Core Values:
Own the Moment – Seize opportunities and take accountability.
Get Better Every Day – Strive for continuous improvement.
Integrity in Action – Always operate with honesty and fairness.
Experience is Everything – Deliver exceptional service to every client.
Work Hard, Play Hard – Set ambitious goals and celebrate the wins.
If you’re hungry for success and ready to make an impact, we want to hear from you.
Apply today and take the first step toward an exciting career in mortgage lending!
Mortgage Loan Processor- In Office
Loan Processor job 16 miles from Monterey Park
Mortgage Loan Processor Location: Downtown Los Angeles, CA (On-site, Full-time) Salary: $50,000-$65,000 plus overtime
Our client is seeking a detail-oriented Mortgage Loan Processor to support the smooth and compliant flow of residential mortgage loans from application through closing. The processor will be responsible for collecting, verifying, and reviewing documentation to ensure files are complete and ready for underwriting, while maintaining compliance with all applicable regulations, including the Bank Secrecy Act.
Key Responsibilities:
Communicate with borrowers, underwriters, and loan officers to assemble complete loan files
Review and verify all required documents before submission to underwriting
Ensure accuracy and completeness of loan files in accordance with investor and internal guidelines
Address and clear underwriting conditions
Submit finalized loan packages for final underwriting approval and closing
Manage a pipeline of loans to ensure timely movement through the process
Perform additional support tasks as needed
Qualifications:
High school diploma or equivalent required; Associate's degree preferred
1-2 years of mortgage loan processing experience required
Familiarity with FNMA, FHLMC, VA, FHA, and Non-QM guidelines
Strong communication, organizational, and time management skills
Computer proficiency required; bilingual (English/Mandarin) preferred
Please Note:
This is a full in-office position located in Downtown Los Angeles.
Our client is specifically seeking candidates who have experience working as a Mortgage Loan Processor.
At this time, they are not considering candidates coming from higher-level roles such as underwriting, or operations management, nor candidates seeking to step back into a processor role from a higher position.
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
Lending Contact Center Loan Officer I - Inside
Loan Processor job 16 miles from Monterey Park
Job DescriptionDescription:
Job Title: Lending Contact Center Loan Officer
At Premier America Credit Union, our Core Purpose is to serve our members by making it easier to meet today’s needs and reach tomorrow’s dreams. Talented team members succeed in our organization by demonstrating a commitment to our shared values of accountability, friendliness and respect, a passion for delivering great service, giving back to our communities, and pursuing personal growth. Come grow with us and be part of growth and the Premier America family!
Overview:
We are seeking a dynamic Lending Contact Center Loan Officer, who is a knowledgeable and trusted advisor to assist existing and prospective members with consumer loan inquiries. The right candidate will have a sense of urgency, and a strong commitment to delivering best-in-class service.
About You
:
· Customer Service: You are a resource in identifying and resolving member servicing issues and enhances member experience by providing distinctive quality service.
· Teamwork: Your ability to encourage and exchange creative ideas, to provide practical solutions to problems, will be used to promote innovation.
· Communication: Your effective communication style will be used to transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors.
What You Will Do:
Available to work during the Credit Union’s core business hours and attendance and punctuality are within acceptable standards.
Completes special projects as assigned and assumes responsibility for related duties as required or assigned.
Responsible for training new servicing team members
Reviews various department reports, audit file maintenance log and assist with escalated service calls as needed.
Maintains Service Level Agreement commitments within the agreed upon terms month over month, including but not limited to member follow up and escalation resolution.
Assists with creating and updating department procedures and provide ongoing training for new team members.
Accurately take phone and online applications and create a smooth and efficient process for the member, seeing requests through to completion
The core responsibility is the development of member relationships by providing high quality sales and appropriate loan products and credit union insurance products.
Must directly respond to member inquiries received by phone or email.
Expected to represent the Credit Union in a courteous and professional manner on inbound and outbound call service calls, while following the established policies and procedures for meeting service standards.
Provide accurate account information for consumer loan products, including answering detailed questions regarding interest and monthly payments.
Will support the achievement of the department’s sales goals through personal selling of all offered loan products while making proper recommendations to meet member/non-member needs.
Responsible for referring additional cross sell opportunities to the appropriate parties for all non-consumer loans related products.
Expected to meet or exceed agent performance metrics as established by department standards and procedures in the areas of percentage of calls represented and answered, average talk time, and member survey ratings.
Will process member consumer web applications efficiently, accurately, and in a timely manner including loan funding and all related documentation.
Must participate in all assigned staff development programs in support of the Credit Union’s commitment to continuous improvement in sales and service, quality, and teamwork.
Expected to provide feedback to supervisor and manager with best practice and training opportunities, while keeping management informed of area activities and significant problems.
Ensure compliance with all applicable laws, regulations, and Credit Union’s policies and procedures as they relate to assigned products, including Fair Credit Lending practices and may assist with audits.
Requirements:
What We Are Looking For:
High school diploma or equivalent.
Three to five years of progressive experience in a similar role and related expertise.
Understanding of related legal and regulatory requirements
Familiarity with call center technology, workforce management and quality management tools
Strong organizational and time management skills
Ability to prioritize effectively, working in a fast-paced environment
Strong oral and written communication skills
Bi-Lingual (Spanish speaking) preferred
PC Skills: Word, Excel, Microsoft office
Key words: banking, credit union, consumer loan products, customer service
Premier America Credit Union will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of the Los Angeles Fair Chance Initiative for Hiring (Ban the Box) Ordinance.
EOE/Drug-free workplace
Pay Grade Info:
To provide greater transparency to candidates, we share base pay ranges for all our job postings regardless of State. We set standard pay ranges for all roles based on function and level of expertise, benchmarked against similar stage growth companies. Final offer amounts are determined by multiple factors including, skills, depth of work experience and relevant licenses/credentials, and may vary from the amounts listed below.
The base pay range for this position is: $23 - $28 /hourly.
Perks Important to You:
Our Team Members enjoy the following rewards and benefits:
Competitive pay
Subsidized health care including medical, dental and vision
FSA and HSA
Company-Paid Life and A&D insurance
Discounts on loans (must be a member)
Paid Vacation, Holiday, and Sick time
401k Retirement Saving Plan with a 6% safe harbor employer match
Educational Assistance Program and more!
About Us:
Founded in 1957, Premier America is one of the nation’s largest credit unions, with over 100,000 members and more than $3 billion in assets. But more importantly, we are ever mindful of one crucial fact: we exist to serve the needs of all members - the owners of Premier America. With a large retail branch network, access to over 30,000+ surcharge-free ATMs; and the Shared Branch Network, Premier America provides financial services to those who live, work, worship or attend school in the Ventura and Los Angeles counties of California, and Harris County in Texas.
Credit unions, such as Premier America, have a rich history evolving from the idea that people working together can create better financial solutions, especially when as owners, members have a vested interest in their collective success. Whether offering higher savings rates and affordable mortgage options, loans for unexpected emergencies or financial counseling during difficult times, credit unions have always made a meaningful difference in the lives of members.
Consumer Direct Mortgage Loan Officer
Loan Processor job 16 miles from Monterey Park
Job Description
The BEST company for Consumer Direct Loan Officers
Client Direct Mortgage is a technology-focused national lender, licensed in 34 states, built by a top originating Loan Officer for Loan Officers that are or want to be at the top of their game.
Client Direct Mortgage Loan Officer's earn 1% of every closed loan, with an opportunity to earn even more with every million closed.
We start with:
1% Compensation per Deal
Paying via 1099 in allowable states
Paying 100% commission
There are no tiers-- full commission on every deal funded
But, we take it to the next level with the best Loan Officer Package in the Industry, industry leading Power Dialer, and a robust RevShare Program.
The Best Loan Officer Package
The ability to take home 1% in compensation doesn’t mean you are sacrificing leads, technology, and support.
We’ve spent ten years building our 360-degree package, which includes the following:
Power Dialer
Purchase and Refinance Leads
Realtor Leads
All-in-One Integrated Platform built on Salesforce
Loan Origination System powered by MeridianLink
Product Pricing Engine integrated into Salesforce
Full-Service Processing with an option to leverage Contract Processors
Integrated email and productivity apps powered by Office 365
Daily Coaching and Training
Knowledge Base
Daily Live Support
Mortgage Toolkit and Website
Self-generated Custom Marketing Materials for Borrowers and Realtors powered by IOS Express
Recruitment Toolkit and Website
RevShare Program
We take your earning opportunity to the next level with our RevShare Program. You recruit Loan Officers and earn residual compensation on their future production.
Complete the form to attend one of our Daily Discovery Calls and learn more.
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Commercial Loan Originator
Loan Processor job 16 miles from Monterey Park
Job DescriptionCommercial Mortgage Originator:
We are actively seeking an experienced loan officers to originate commercia,l conventional, alternative, construction, hard and soft money fix and flip or short-term, long-term and portfolio rental loans.The loan leads will be provided through an in-office position at a nationally known real estate office. The office is located in the Sherman Oaks area.
A successful candidate will need to demonstrate the ability to learn the programs thoroughly and be organized and resourceful enough to build and manage referral relationships within the realtor office and build relationships with incoming realtors as well! This is a hybrid position, that requires in-office of the realtors office and attending company sales meetings.
We offer:
among the most competitive programs in the business,
exceptional training,
marketing support,
origination support,
processing support,
very lucrative commission compensation package
Our Programs Are:
Multifamily and Mixed-Use fix and flip loans
Residential, Multifamily and Mixed-Use Long-Term Rental
Residential (1-4 units) Short-Term Rental Loans
Residential - Multifamily and Mixed-Use Portfolio Loans
Ground-Up Construction (1-20 units)
Commercial Funding: Multifamily, Mixed-Use, Office, Retail, Light Industrial, and Limited Specialty Properties
Originators must:
attend weekly online or in-person team meeting
attend weekly online product training as needed
attend weekly one on one production call
A successful full time Originator will close on average 3 to 5 or more transactions a quarter and earn $180,000 annually.
Job Posted by ApplicantPro
Mortgage Loan Officer
Loan Processor job 33 miles from Monterey Park
American Heritage Lending, LLC located in Irvine, CA is experiencing tremendous growth. Established in 2008, the company was founded to be a company set apart from an already impacted market. Licensed in multiple states across the US, the premise of our company evolved into the pinnacle for our success - creating a caring experience for the families we service across the nation.
Essential Duties & Responsibilities include:
Generate new mortgage applications through established lead channels.
Builds rapport and leverages customer relationships with existing and potential borrowers.
Analyze customers financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.
Structure loans and quote rates to borrowers.
Experience & Minimum Qualifications (Skills, Knowledge & Abilities):
A High School diploma or equivalent is required. Bachelors preferred.
3-5 years of current loan origination experience.
Excellent communication and customer service skills.
Current NMLS and the ability to obtain additional company paid licensing.
Strong desire to succeed in a sales environment and be a top producer.
Self-motivated, self-starting professional.
Proficient with Microsoft Office Suite. LOS system is Encompass.
What We Offer:
Competitive Base + Commission
Exclusive Leads
Full Benefits + 401k with employer match
Work life balance amazing company culture.
Essential Mental & Physical Requirements:
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.
Frequently required to sit, stand, kneel, stoop, or squat
Use hands or fingers to handle or feel objects, tools, or controls
Reach with hands and arms
Talk or hear
Specific vision ability includes close vision, distance vision, color vision, depth perception and the ability to adjust focus
Occasionally lift and/or move up to 25 pounds
Ability to analyze situations logically to identify causes and draw solid conclusions
Ability to anticipate the consequences of a situation
Ability to modify ones own behavior to meet expectations of others
Ability to sustain ones own emotions from interfering with responding effectively to internal and external customers needs
Displays honesty and trustworthiness; has a sense of personal accountability; maintains a moral conviction to do the right thing
Physical Demands:
The physical demands are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, crouch or crawl; talk or hear; taste or smell. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.
Work Environment:
This job operates in an office setting and largely sedentary, requiring the routine use of a computer and other standard office equipment. The ability to lift or move up to 20 pounds, bend, reach, and perform manual tasks may also be required. Remote work is an optional setting. Work environment characteristics are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is exposed to weather condition prevalent at the time. Business travel may provide for varying degrees of change in the work environment. The noise level in work environment is usually moderate.
Job Classification:
Exempt
Location:
Onsite- 19800 MacArthur Blvd., Ste 950, Irvine, CA 92612
Benefits:
Medical
Dental
Vision
Matching 401(k)
Basic Life & AD&D
Paid Time Off
Paid Holidays
Why American Heritage Lending:
We are a high-growth Company that doubled our staff in 2022
Competitive Salary
Wide Product Options - Bridge, Fix and Flip, FHA, VA, Conventional, Non-QM, DCSR, Hard Money Loans and more
We are not impacted by the volatility of the interest rate.
This Company describes its culture as:
Family-Accountability-Integrity-Teamwork-Have fun along the way
Start your career today with American Heritage Lending!
Note:
Nothing in this job description restricts the companys right to assign or reassign duties and responsibilities to this position at any time. Reasonable accommodations may be made in appropriate circumstances to enable individuals to perform the essential functions of the position.
Personal Loan Consultant
Loan Processor job 16 miles from Monterey Park
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team members thrive in a competitive atmosphere where hard work and dedication directly influence success. This role provides rewarding professional development and advancement opportunities in a dynamic and supportive environment. Loan Sales Specialists enjoy competitive compensation that recognizes both individual achievements and team success, all while growing their career.
In the Role
Effectively multitask and adapt to the dynamic demands of the role, ensuring timely and efficient service
Exceed customer expectations through ease, empathy and encouragement, delivering results related to individual and branch goals
Develop new connections and maintain ones by engaging customers throughout the loan process and life cycle, presenting tailored solutions based on customer needs
Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and regulations
Engage with customers and other departments through multiple technological channels, including phone, email, chat and our in-house systems
Exhibit passion for achievement, bringing an internal drive to succeed and goal oriented attitude
Clearly educate and inform customers on optional insurance products, ensuring customers have a thorough understanding of the loans, terms and their options
Requirements:
High School Diploma or GED
Preferred:
Sales, Collections or Customer Service experience
Bilingual - Spanish
Location: On site
The schedule for this position is Monday-Friday during standard business hours, with some extended hours during the week as needed which may include Saturday.
Target base salary range is $19-$22.50, which is based on various factors including skills and work experience. In addition to base salary, this role is eligible for a competitive additional compensation program that is based on individual and company performance.
Who we Are
A career with OneMain offers you the potential to earn an annual salary plus incentives. You can steer your career toward leadership roles such as Branch Manager and District Manager by taking advantage of a variety of robust training programs and opportunities to advance. Other team member benefits include:
Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
Up to 4% matching 401(k)
Employee Stock Purchase Plan (10% share discount)
Tuition reimbursement
Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
Paid sick leave as determined by state or local ordinance, prorated based on start date
Paid holidays (7 days per year, based on start date)
Paid volunteer time (3 days per year, prorated based on start date)
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
In our more than 1,300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be -- in person, by phone and online.
At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.
Key Word Tags
Sales, Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit, Leadership, Manager Trainee