Primary Office Location:30 Isabella Street. Pittsburgh, Pennsylvania. 15212.Join our team. Make a difference - for us and for your future.
Mortgage Banking Consultant
Business Unit: Mortgage Administration
Reports to: Varies based on assignment
Position Overview:
This position is primarily responsible for originating residential mortgage loans through internal and external referral sources. Responsible for building and maintaining strong internal and external referral relationships, counseling mortgage customers around solutions to their lending needs, providing excellent customer service, and supporting all key channel initiatives and sales activities. ( Cross Sell Initiatives, External Sales Activities, Customer Satisfaction Results, and Loan Quality.) Responsible for meeting or exceeding personal production and strategic activity goals.
Primary Responsibilities:
Builds relationships with internal and external referral sources through key sales strategies and activities to achieve expected performance goals.
Counsels customers on lending options and solutions to meet their needs.
Supports and facilitates key banking partnerships.
Provides excellent service and supports an outstanding customer mortgage experience. Effectively manages loan pipeline to meet key milestones such as delivering initial documentation, closing dates, rate expiration dates, pricing, and compliance related expectations.
Provides feedback to management on process efficiencies, relationship processing performance, and overall customer experience for relationship processing partner. Assists with recruiting and hiring of support team members as needed.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
High School or GED
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
3
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent customer service skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Ability to use general office equipment
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Basic Level
MS PowerPoint - Basic Level
BS or BA degree preferred.
Must possess a Nationwide Mortgage Licensing System and Registry identifier. Experience with Easylender, Uni-form and Genesis.
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
N/A
Physical Requirements or Work Conditions Beyond Traditional Office Work:
N/A
Equal Employment Opportunity (EEO):
It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.
$35k-78k yearly est. 5d ago
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Loan Officer
Cornerstone Capital Bank 3.3
Loan processor job in Charlotte, NC
Who we are:
We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.
What we are looking for:
We're searching for a Loan Officer who's driven by relationships and results. You're the advisor clients trust to guide them through one of the biggest financial decisions of their lives, and the partner real estate professionals want on their team. You bring energy and expertise to every transaction, and you're motivated by helping people achieve homeownership while building a thriving business of your own.
What you'll do:
You'll be the trusted guide clients and referral partners count on throughout the entire mortgage journey. That means building genuine relationships, understanding what matters most to each borrower, and helping them navigate their options with confidence and clarity. You'll manage every detail from application to closing, set clear expectations, and deliver an exceptional experience at every step. And because this industry never stops evolving, you'll stay sharp on market trends, product updates, and compliance requirements so you're always bringing your best.
What You'll Bring:
Success here comes down to three things: heart, hustle, and a commitment to doing right by people. Here's what that looks like:
Minimum of 2 years of consecutive, recent experience in mortgage loan origination with demonstrated knowledge of the complete loan lifecycle
Active Mortgage Loan Originator (MLO) license in good standing with the NMLS for applicable state(s), or the ability to obtain licensing within 60 days of hire
Proven track record of successful loan origination supported by an established referral network of realtors, builders, and industry professionals
Ability to manage a consistent loan pipeline effectively
Strong analytical capabilities to interpret complex financial data and guide sound lending decisions
Exceptional communication and relationship management skills that build trust and loyalty
Advanced organizational abilities and strategic problem-solving approach
A positive, proactive attitude and a genuine passion for helping others win
What We Offer:
Competitive compensation structure that rewards your production
Comprehensive benefits including medical, dental, vision, and 401(k)
Industry-leading support
Access to hundreds of loan products through dozens of investor sources
Award-winning workplace culture recognized for work-life balance and employee satisfaction
Joint venture opportunities for growth in the builder channel
What to do Next:
If you're reading this and thinking "this is exactly the kind of company I want to build my career with," don't wait. Apply now and let's start a conversation about your future at Cornerstone. We're building something special here, and we're looking for professionals who are ready to grow with us for the long term.
Once you join Cornerstone, we invest in you as a valued member of our team. Our team members will tell you there's something different about working here: a culture of genuine support, innovation, and shared purpose that you'll experience from day one.
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
$42k-63k yearly est. 5d ago
Mortgage Loan Processor
Accenture 4.7
Loan processor job in Charlotte, NC
The Mortgage LoanProcessor provides support to Loan Officer by reviewing the accuracy of mortgage applications from time of submission to processing through closing. Responsibilities: * Processes complex loans such as self-employed income, condos and portfolio loan products.
* Manage a large pipeline of applications while meeting required service level agreements.
* Responsible for documenting all communication and status updates in LOS
* May order or facilitate ordering for Third-Party documents, responsible for follow up until received.
* Reviews all required documents, such as borrower documents, D/U & LP findings, title and HOI for submission to UW for final approval.
* Validate all documents required by underwriting are present, accurately indexed and meet the stated underwriter requirements and all data fields are completed accurately.
* Serve as primary point of contact, providing customers or Loan Officer with timely and periodic status updates of their loan application, returning all inquiry calls within service level agreement.
* Accept incoming phone calls.
* Make outbound phone calls to follow up on outstanding documents and provide updates on loan status.
* Monitor and respond to incoming emails.
* Monitor and respond to incoming voicemails.
* Document all communication.
Role Requirements:
* This is not a remote role, in office work is required with shift hours from 8:00 am ET - 5:00 pm ET.
Qualification
Basic Qualifications:
* 3 years of mortgage loan processing experience.
Preferred Qualifications:
* NMLS licensed
Professional Skills:
* Detail-oriented with the ability to multitask in a fast-paced environment.
* Ability to handle heavy workload and meet multiple stringent deadlines.
* Excellent oral and written communication skills, with ability to interact effectively with all customers, both internal and external.
* Solid knowledge and understanding of states regulations.
* Outstanding knowledge of loan underwriting documentation requirements.
* In-depth knowledge of regulatory, investor and departmental lending policies of conventional loan applications.
* Detail oriented, possessing excellent organizational, analytical and decision-making skills.
* Ability to communicate with multiple business partners in the organization.
* Ability to work independently.
Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.
We accept applications on an on-going basis and there is no fixed deadline to apply.
Information on benefits is here.
Role Location Hourly Salary Range
California $23.13 to $48.13
Cleveland $21.39 to $38.51
Colorado $23.13 to $41.59
District of Columbia $24.62 to $44.28
Illinois $21.39 to $41.59
Maryland $23.13 to $41.59
Massachusetts $23.13 to $44.28
Minnesota $23.13 to $41.59
New York/New Jersey $21.39 to $48.13
Washington $24.62 to $44.28
Locations
$23.1-48.1 hourly 18d ago
Loan Processor
Team Architects
Loan processor job in Charlotte, NC
Job Title: LoanProcessor
We are seeking an experienced and detail-oriented Processor to join our lending operations team. The ideal candidate will have deep familiarity with residential investment lending, particularly Fix-and-Flip and DSCR loan programs. This role is critical in ensuring the efficient and accurate processing of loans from submission to closing, supporting investors and borrowers with a seamless and responsive experience.
Key Responsibilities
Loan Intake & Initial Review
Review and validate loan applications and required documentation (credit, income, entity docs, purchase contracts, etc.)
Ensure completeness and accuracy prior to submission to underwriting
Set up files in LOS (Loan Origination System) and maintain all documentation in compliance with internal and regulatory standards
Borrower Communication & Support
Act as the primary point of contact for borrowers, brokers, and the sales team throughout the processing cycle
Clearly communicate outstanding document needs, next steps, and timelines
Coordination & Pipeline Management
Coordinate with third parties, including title companies, inspections, insurance agents, and closing agents.
Monitor and manage a pipeline of active loans to ensure all files are progressing toward timely closings
Follow up with internal underwriting and credit teams for file decisions and escalations as needed
Verify compliance with loan program guidelines, investor overlays, and risk tolerances
Requirements
Requirements
Education & Experience
Experience processing loans for real estate investors (single-family, multi-family, short-term bridge loans)
Familiarity with various ownership structures (LLCs, corporations, trusts)
Technical Skills
Strong understanding of loan documents, title reports, and property insurance requirements
Ability to read and interpret credit, background, entity documents, and title reports
Soft Skills
High attention to detail and organizational skills
Excellent written and verbal communication
Strong problem-solving abilities and a proactive, solutions-oriented mindset
Ability to thrive in a fast-paced, deadline-driven environment
Benefits
Base Salary Range
Entry-Level (1-2 years, limited fix-and-flip/DSCR exposure):
$55,000 - $65,000
Mid-Level (3-5 years with relevant experience):
$65,000 - $70,000
Compensation & Benefits
Competitive salary plus bonus opportunity
Health, dental, life, and vision insurance
401(k) with company match
Remote or hybrid flexibility depending on location
In addition to your resume, please complete the following job fit assessment as part of your application:
********************************************************************
$65k-70k yearly Auto-Apply 60d+ ago
Commercial Loan Processor
Agcarolina Farm Credit 4.1
Loan processor job in Greenville, NC
Commercial LoanProcessor - office choice of Ahoskie, Elizabeth City, Greenville, Halifax, Louisburg, Lumberton, Smithfield, or Whiteville
Are you passionate about supporting agriculture and rural communities? Do you thrive in a detail‑oriented environment where your analytical skills and sound judgment make a real impact? If so, we want to hear from you!
As a Commercial LoanProcessor, you'll play a vital role in preparing and funding loan documents that uphold approved credit decisions, protect the Association's collateral position, and maintain strong internal controls. You will be able to exercise your accounting and clerical skills to prepare proper loan funding in accordance with the Association policy and procedure. This position contributes directly supports agricultural producers and rural businesses across our territory. You'll work in a collaborative culture that values confidentiality, time management, attention to detail, and exceptional customer service.
What You'll Do:
Prepare commercial loan documents in accordance with approved credit packages, ensuring accuracy of terms, rates, conditions, collateral descriptions, and supporting details
Prepare and submit attorney instruction letters and coordinate with third‑party attorneys or closing agents to ensure timely and accurate loan closings
Work closely with Loan Officers, Financial Specialists, Servicing Specialists, and external partners to complete accurate and timely loan closings
Process and confirm proper perfection of all intended collateral lien positions
Ensure timely scanning, filing, and organization of loan documents, forms, and checklists in accordance with Association policy and procedures
Prepare loan funding including checks and/or wires, ensuring compliance with internal control policies
Accurately book loan transactions into the system, including both cash and non‑cash transactions
Ensure consistency and accuracy between approved credit packages, executed documents, and final system entry
Complete post‑closing verifications and document quality reviews to support accurate financial reporting
Assist with incoming phone calls and branch visitors as needed, helping build strong relationships and deliver excellent service
Adhere to all internal control, compliance, and confidentiality standards
Support high‑quality loan servicing and accounting from application through loan payoff and release
What We Value:
At AgCarolina, we believe in:
Customer Focus - Building trust and long‑term relationships through accuracy, responsiveness, and service
Collaboration - Working as a team across departments to deliver the best outcomes for our members
Excellence - Maintaining high standards in documentation, compliance, and financial integrity
Accountability - Protecting the Association through strong internal controls and sound decision‑making
Growth - Embracing continuous learning and professional development
What We're Looking For:
Education and/or experience equivalent to an Associate's degree in business, finance, accounting, or a related field
Experience as a loanprocessor or in a similar role with strong organizational and multitasking skills
General understanding of agriculture and rural communities, preferred
Strong interpersonal, communication (written and verbal), and customer service skills
Detail‑oriented with excellent time management and organizational abilities
Ability to work independently under general supervision
Quick learner, adaptable, and strong problem solver
Ability to handle high‑stress situations in a professional and business‑focused manner
Strong computer proficiency, including Windows, Microsoft Word, Excel, and PowerPoint
Commitment to confidentiality and compliance
Our Commitment:
When you join AgCarolina, you become part of
The AgCarolina Way
-a team rooted in service and purpose. Everything we do is driven by our mission to yield a prosperous future for our members and employees. In exchange for your time, talent, and commitment, we are committed to offering our employees:
Competitive base pay, and eligibility for incentive pay based on personal and Association performance
Comprehensive benefits (medical, dental, life, LTD, and others) effective the first day of the month following your date of hire
Maternity, Paternity, and Caregiving Leave, because we care about our employees and know they have responsibilities outside of work
A market-leading 401(k) plan (with a dollar-for-dollar match on the first 6% you defer, plus an AgCarolina discretionary contribution)
Paid Time Off, plus 13 paid holidays annually
Training and professional development opportunities, and defined career pathways for many roles
Meaningful work that allows one to make a difference in agricultural and rural communities and to develop professionally
Opportunities for work-life balance that includes employee appreciation and family events
A great work environment with colleagues who have a shared commitment to our core values
Opportunities for everyone to think and act like a leader, regardless of the position you hold
A comprehensive wellness plan: we recognize that our greatest asset is our people-and for our people to perform at their best, they must be healthy and well.
AgCarolina Individual Competencies:
Communicates Effectively
Action-Oriented
Makes Good Decisions
Collaborates
Focuses on Our Members
Welcomes Everyone and Treats Them Fairly
Leadership
Internal candidates must have at least 2 years of Farm Credit experience, a Fully Successful rating or higher on their most recent performance review and have been in their current role for at least 2 years before applying.
Interview Process:
Applications received within the first 2 weeks of posting date will receive priority consideration. The position will remain open, however, until the vacancy is filled.
Phone Screen with AgCarolina HR Representative
In-person interview
Equal Opportunity Employer/including Disabled/Veterans. AgCarolina is unable to sponsor employment visas at this time.
The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.
We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!
SUMMARY/OBJECTIVES
It is the responsibility of the Consumer LoanProcessor to take ownership of all tasks and challenges that they encounter in the operation of their assigned position. Functions include managing a pipeline of loan applications, collection and review of consumer loan related documents and driving the loan process from application through closing. Maintains compliance with SouthState Bank Corporate Code of Conduct and Ethics, regulatory requirements, Loan Policy, and Internal Procedures.
ESSENTIAL FUNCTIONS
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position is expected to perform the specific duties, tasks, and responsibilities as outlined below:
Receives incoming consumer loan closing and title requests in the Bank's consumer loan origination system, including, but not limited to the following loan types:
HELOC's
Manufactured Homes with no land
Modifications
Reviews loan approval, supporting documentation, and Bank systems to determine that the appropriate due diligence is completed prior to sending loan request to consumer loan closing. The review process would include, but not limited to the following: loan approval documents, determination of HMDA eligibility for transactions, flood determinations, title work, insurance documents (including communicating the with insurance company), Settlement Statements/HUD/Closing Statements, funding documentation, initial disclosures, titling information, purchase contracts, entity documentation, appraisals.
Requests documentation from Customer and/or Lender as applicable to the loan submission.
Order third party services including, but not limited to, tax transcripts, title work, flood determination, survey, payoffs, vin verification, and insurance declarations information.
Obtain all required conditions as established by underwriting.
Keep Customer and Lender updated on document requests and loan status using verbal and written (electronic) communication practices.
Coordinates closing date with Lender, Customer and/or Closing Agent
Manage pipeline of consumer real estate applications to meet department Service Level Agreements while meeting critical loan dates to provide an exceptional level of service to Customers and Lenders.
Ensure the consumer loan origination system data is entered accurately and timely.
Submit a complete and accurate loan file to Consumer loan closing.
Other duties as assigned by management.
COMPETENCIES
Exceptional time management and organizational skills
Excellent communication skills
Computer Knowledge - Possesses basic computer knowledge and the ability to learn other software utilized within the department, as well as any new software programs implemented by the Bank.
Flexibility - Able to keep up with and implement changes made at the direction of Leadership; can handle simultaneous tasks; able to adhere to specific timelines/deadlines.
Customer Service - Provide a high level of service to internal and external customers.
Ability to work independently and in a team environment.
Ability to thrive in the fast-paced environment of the Consumer Loan Processing Department.
Ability to problem solve and appropriately escalate issues when necessary.
Qualifications, Education, and Certification Requirements
Education: High school diploma required; college degree preferred
Experience: One to three years of consumer loan documentation experience required. Loan processing with real estate transactions is preferred.
Certifications/Specific Knowledge: Microsoft Word, Excel, Adobe, and Outlook. Knowledge of NewGen is preferred, but not required.
TRAINING REQUIREMENTS/CLASSES
Required annual compliance training, New Employee Orientation, Complete the Consumer loan processing Onboarding training plan, and additional relevant training identified by Management.
PHYSICAL DEMANDS
This position requires a large amount of time in front of a computer with multiple monitors; must be able to sit or stand for long periods of time. Must be able to efficiently access and interpret information on computer screens, documents, and reports.
WORK ENVIRONMENT
If applicable: Telecommuting roles (remote) must have a secure home office environment that is free from background noise and distractions. They must also have a reliable private internet connection that is not supplied by use of cellular data (hot spot). Cable or fiber connections are preferred. Requirements are subject to change, as new systems and technology is delivered. Must be able to thrive in the fast-paced environment of the Consumer Loan Processing Department.
TRAVEL
Travel may be required to attend meetings or other Bank-sponsored events upon request by Leadership.
In accordance with Colorado law: Colorado pay for this position is anticipated to be between $48,647.00 - $77,710.00 , actual offers to be determined based on applicant's skills, experience and education.While the anticipated deadline for the job posting is 02-14-2026, we encourage you to submit your application as we may still consider qualified candidates beyond this date.
Benefits | SouthState Careers
Equal Opportunity Employer, including disabled/veterans.
$48.6k-77.7k yearly Auto-Apply 3d ago
Loan Processor
D.R. Horton 4.6
Loan processor job in Morrisville, NC
LoanProcessor - 2504842 Description D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at **************** for more information.
D.R. Horton, Inc. is currently looking for a LoanProcessor in the Branch Department. The right candidate will process mortgage loans and provide a high level of customer service to our builders as well as our home buyers.
Essential Duties and Responsibilities
Oversee the receipt of a file from a Loan Officer through Final Approval
Review the file for correct stacking order, AU findings for initial determination, and appropriate documentation. Input any changes into the computer systems and re-run for a correct AU determination. Provide the status of a file to all parties
Submit all files to a DHI Underwriter at your Regional Underwriting Center, and review conditions when received from underwriting. When all conditions are received, make any changes necessary to the computer system and resubmit to the AU system
Read updates and comply with all Quality Control policies, attending QC meetings as scheduled. Review all files for DHI Mortgage required checklists, and respond to all QC write-ups within 10 calendar days
Review LoanProcessor, Project to Close, and Timeline Exception reports daily. The Loans in Process Report should be reviewed on a weekly basis
Review the Loan Officer's "needs list"
Maintain an accurate communication log
Attend weekly processor meetings as directed by the Branch Manager
Reconcile the Fee Summary Sheet
Review the Loan Officer's "needs list"
Maintain an accurate communication log
Attend weekly processor meetings as directed by the Branch Manager
Reconcile the Fee Summary Sheet
Additional duties as assigned
Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
Qualifications Education and/or Experience
One-year certificate from college or technical school
Three to six months of related experience and/or training
Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications
Proficiency with MS Office and email
Preferred Qualifications
Strong written communication skills and attention to detail
Ability to accurately and efficiently process and record large amounts of data
Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:
Medical, Dental and Vision
401(K)
Employee Stock Purchase Plan
Flex Spending Accounts
Life & Disability Insurance
Vacation, Sick, Personal Time and Company Holidays
Multiple Voluntary and Company provided Benefits
Build YOUR future with D.R. Horton, America's Builder. #WeBuildPeopleToo Job: Other Primary Location: North Carolina-Morrisville Organization: Mortgage Schedule: Full-time Job Posting: Oct 27, 2025, 7:57:13 PM
$39k-52k yearly est. Auto-Apply 1h ago
Consumer Loan Processor III
TD Bank 4.5
Loan processor job in Charlotte, NC
Hours: 40 Pay Details: $23.25 - $30.75 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Personal & Commercial Banking
Job Description:
The Consumer LoanProcessor III is primarily responsible for providing support to the lending areas by reviewing the accuracy of complex consumer loans from conditional approval to closing. This job is a Loan Originator and performs at least one of the following functions, or advertises or communicates that they can or will perform any of these functions, with an expectation of compensation or monetary gain: takes an application, arranges a consumer credit transaction, assists a consumer in applying or obtaining consumer credit, offer or negotiates consumer credit, otherwise obtains or makes an extension of consumer credit for another person.
Depth & Scope:
* Contacts customers directly to obtain conditions placed by lender or underwriter
* Prepares required loan documentation for approved loan applications such as disclosures
* Provides support to customers, branches, and lending staff as needed
* Contacts customers to collect and review additional information as necessary
* Answers phones in queue as well as personal line to assist customers
* May test new systems and documentation software
* May assist in training of Loan Processer I and II
* Processes all specialty products
* Reviews and verifies all required support materials, such as, titles, and floods to ensure the files are ready for closing
* Advises customers regarding changes in rate and term.
Education & Experience:
* HS Diploma or GED required
* 2-3 years loan documentation experience
* Knowledge of Bank loan products and policies
* Knowledge of lending software
* Detail-oriented with ability to multitask
* Ability to handle heavy workload and meet stringent deadlines
* Excellent oral and written communication skills, with ability to interact effectively with all customers, both internal and external
* Solid knowledge and understanding of states' regulations
* PC skills
* Ability to work a flexible schedule (rotation of nights and/or weekends)
* Problem solving skills preferred
* Ability to handle difficult conversations preferred
* Ability to multitask and prioritize preferred
* Encompass experience preferred
Customer Accountabilities:
* Maintains regular communication with the customer by phone or email depending on customer preference.
Employee/Team Accountabilities:
* Completes all annual required training on a timely basis
* Accurately document conversations with customers in the loan file
* Establishes and follow up on due dates for documentation
OCC Language:
* This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007.
* Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36.
* Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007.
* Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position.
Physical Requirements:
* Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
* Domestic Travel - Occasional
* International Travel - Never
* Performing sedentary work - Continuous
* Performing multiple tasks - Continuous
* Operating standard office equipment - Continuous
* Responding quickly to sounds - Occasional
* Sitting - Continuous
* Standing - Occasional
* Walking - Occasional
* Moving safely in confined spaces - Occasional
* Lifting/Carrying (under 25 lbs.) - Occasional
* Lifting/Carrying (over 25 lbs.) - Never
* Squatting - Occasional
* Bending - Occasional
* Kneeling - Never
* Crawling - Never
* Climbing - Never
* Reaching overhead - Never
* Reaching forward - Occasional
* Pushing - Never
* Pulling - Never
* Twisting - Never
* Concentrating for long periods of time - Continuous
* Applying common sense to deal with problems involving standardized situations - Continuous
* Reading, writing and comprehending instructions - Continuous
* Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
$23.3-30.8 hourly Auto-Apply 3d ago
West Coast Correspondent Mortgage Processor
Deephaven Mortgage
Loan processor job in North Carolina
Why Deephaven Mortgage?
Deephaven Mortgage has been a pioneer and leader in non-QM since our origin in 2012. Our longevity and strength in the non-QM space has allowed a significant number of borrowers to achieve homeownership who otherwise would not have under traditional requirements. Deephaven champions mortgage borrowers whose independence, entrepreneurial drive and determination are often the very reason they cannot qualify for a traditional loan.
We continuously and responsibly innovate new mortgage products and programs that put homeownership within reach of millions of borrowers and investors that need and deserve financing through lending ingenuity that is supported by common-sense underwriting.
Deephaven is comprised of two lending platforms. Our wholesale channel offers loans through a network of over 1,000 independent mortgage brokers. Our correspondent channel buys loans from over 200 correspondent partners.
Deephaven's headquarters are in Charlotte, North Carolina. To learn more about our innovative loan solutions please visit ************************* or email us at **************************.
Job Overview
The Correspondent Account Manager reviews the application and gathers the necessary documentation needed throughout the loan process. They are the primary contact for our Correspondent Lender and Account Executive. This opportunity is remote, and the ideal candidate will need to be able to work west coast hours.
What You'll Do
Primary point of contact with our Correspondent lender after loan submission
Communicate regularly with clients to provide updates on the status of loan reviews and address any outstanding items
Obtain documentation needed for initial and final loan approval
Manage the Estimated Closing Date throughout the process
Identify and communicate deficiencies or discrepancies in loan files and work with stakeholders to resolve them
Send applicable Notices and Counter Offers to the Correspondent
Work closely with Account Executive, Underwriter, and Correspondent throughout the process
Ensure the highest level of customer satisfaction
What We Need
Bachelor's degree in business, finance, or a related field (preferred)
Minimum of 3+ years of experience in mortgage lending, due diligence, or a related field
Understanding of mortgage loan products, non- QM loans, underwriting guidelines, and regulatory requirements
Excellent organizational and time management skills, with the ability to handle multiple accounts and deadlines
Exceptional interpersonal skills, with a customer-focused mindset
Attention to detail and analytical skills to identify and resolve loan file discrepancies
Our Perks
Flexible Time to Recharge - Personalized Time Off for What Matters (because rest isn't one-size fits all)
Future Finance Focused - Generous employer-matched 401(k) plan
Community Connect- Philanthropy Committee that creates charitable initiatives
Health from Day One - Comprehensive health insurance starting on day one of employment
Family Matters - Competitive maternity and paternity leave
Culture & Celebrations - Culture Committee with team-building events and celebrations
Ideas Welcome - Encouraging thought leadership and innovation
Guidance & Growth - Mentorship opportunities for career development
Perk Up - Exclusive discounts on travel, tech, pets, legal, and more
This organization participates in E-Verify
$34k-46k yearly est. Auto-Apply 59d ago
Loan Processor (On-Site)
Crosscountry Mortgage 4.1
Loan processor job in Cornelius, NC
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The LoanProcessor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer in a professional and effective manner. The LoanProcessor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income and assets as required by the particular loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices received, and in the applicant's efile.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Document all communication related to the loan application in the conversation log.
Train and help supervise new loanprocessors and other processing personnel.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors.
Qualifications and Skills:
High School Diploma or equivalent.
A minimum of 5 years' residential mortgage processing experience.
Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents preferred.
Excellent math and analytical skills.
Excellent communication skills.
Prioritization skills.
Encompass experience.
Knowledge of DU, LP, Microsoft Office & Windows.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
$39k-48k yearly est. Auto-Apply 60d+ ago
Sr. Loan Processor
Zentech Consulting 3.9
Loan processor job in Charlotte, NC
Currently seeking qualified candidates for a full time opportunity as a senior loanprocessor with our client company.
Perform duties of Conventional, USDA, FHA, and VA loan processing, closing and preliminary underwriting. Process loan applications from initial set-up through funding, striving to obtain loan approvals within 30 days of application date. Must have 18 months' experience as LoanProcessor I or LoanProcessor II roles, 18 months' experience of FHA/VA/Conventional loan closing, automated processing and closing experience.
Qualifications
Required Skills:
High volume production experience
Conventional, FHA, and VA experience (both purchases and refi's)
Must be able to work overtime
Exceptional attention to detail is required as is the ability to multi-task during the day.
Strong typing skills.
Solid computer skills with an emphasis on Microsoft Office.
Strong verbal and written communication skills.
Organizational skills are required due to the various tasks and attention to detail that each involves.
Desired Skills:
Processing experience
Funding experience
Loan document review experience
This role is salaried at 40K-60K.
Please submit a resume for consideration.
Additional Information
All your information will be kept confidential according to EEO guidelines.
$44k-71k yearly est. 60d+ ago
Commercial Loan Processor
Farm Credit Services of America 4.7
Loan processor job in Greenville, NC
Commercial LoanProcessor - office choice of Ahoskie, Elizabeth City, Greenville, Halifax, Louisburg, Lumberton, Smithfield, or Whiteville
Are you passionate about supporting agriculture and rural communities? Do you thrive in a detail‑oriented environment where your analytical skills and sound judgment make a real impact? If so, we want to hear from you!
As a Commercial LoanProcessor, you'll play a vital role in preparing and funding loan documents that uphold approved credit decisions, protect the Association's collateral position, and maintain strong internal controls. You will be able to exercise your accounting and clerical skills to prepare proper loan funding in accordance with the Association policy and procedure. This position contributes directly supports agricultural producers and rural businesses across our territory. You'll work in a collaborative culture that values confidentiality, time management, attention to detail, and exceptional customer service.
What You'll Do:
Prepare commercial loan documents in accordance with approved credit packages, ensuring accuracy of terms, rates, conditions, collateral descriptions, and supporting details
Prepare and submit attorney instruction letters and coordinate with third‑party attorneys or closing agents to ensure timely and accurate loan closings
Work closely with Loan Officers, Financial Specialists, Servicing Specialists, and external partners to complete accurate and timely loan closings
Process and confirm proper perfection of all intended collateral lien positions
Ensure timely scanning, filing, and organization of loan documents, forms, and checklists in accordance with Association policy and procedures
Prepare loan funding including checks and/or wires, ensuring compliance with internal control policies
Accurately book loan transactions into the system, including both cash and non‑cash transactions
Ensure consistency and accuracy between approved credit packages, executed documents, and final system entry
Complete post‑closing verifications and document quality reviews to support accurate financial reporting
Assist with incoming phone calls and branch visitors as needed, helping build strong relationships and deliver excellent service
Adhere to all internal control, compliance, and confidentiality standards
Support high‑quality loan servicing and accounting from application through loan payoff and release
What We Value:
At AgCarolina, we believe in:
Customer Focus - Building trust and long‑term relationships through accuracy, responsiveness, and service
Collaboration - Working as a team across departments to deliver the best outcomes for our members
Excellence - Maintaining high standards in documentation, compliance, and financial integrity
Accountability - Protecting the Association through strong internal controls and sound decision‑making
Growth - Embracing continuous learning and professional development
What We're Looking For:
Education and/or experience equivalent to an Associate's degree in business, finance, accounting, or a related field
Experience as a loanprocessor or in a similar role with strong organizational and multitasking skills
General understanding of agriculture and rural communities, preferred
Strong interpersonal, communication (written and verbal), and customer service skills
Detail‑oriented with excellent time management and organizational abilities
Ability to work independently under general supervision
Quick learner, adaptable, and strong problem solver
Ability to handle high‑stress situations in a professional and business‑focused manner
Strong computer proficiency, including Windows, Microsoft Word, Excel, and PowerPoint
Commitment to confidentiality and compliance
Our Commitment:
When you join AgCarolina, you become part of
The AgCarolina Way
-a team rooted in service and purpose. Everything we do is driven by our mission to yield a prosperous future for our members and employees. In exchange for your time, talent, and commitment, we are committed to offering our employees:
Competitive base pay, and eligibility for incentive pay based on personal and Association performance
Comprehensive benefits (medical, dental, life, LTD, and others) effective the first day of the month following your date of hire
Maternity, Paternity, and Caregiving Leave, because we care about our employees and know they have responsibilities outside of work
A market-leading 401(k) plan (with a dollar-for-dollar match on the first 6% you defer, plus an AgCarolina discretionary contribution)
Paid Time Off, plus 13 paid holidays annually
Training and professional development opportunities, and defined career pathways for many roles
Meaningful work that allows one to make a difference in agricultural and rural communities and to develop professionally
Opportunities for work-life balance that includes employee appreciation and family events
A great work environment with colleagues who have a shared commitment to our core values
Opportunities for everyone to think and act like a leader, regardless of the position you hold
A comprehensive wellness plan: we recognize that our greatest asset is our people-and for our people to perform at their best, they must be healthy and well.
AgCarolina Individual Competencies:
Communicates Effectively
Action-Oriented
Makes Good Decisions
Collaborates
Focuses on Our Members
Welcomes Everyone and Treats Them Fairly
Leadership
Internal candidates must have at least 2 years of Farm Credit experience, a Fully Successful rating or higher on their most recent performance review and have been in their current role for at least 2 years before applying.
Interview Process:
Applications received within the first 2 weeks of posting date will receive priority consideration. The position will remain open, however, until the vacancy is filled.
Phone Screen with AgCarolina HR Representative
In-person interview
Equal Opportunity Employer/including Disabled/Veterans. AgCarolina is unable to sponsor employment visas at this time.
$30k-41k yearly est. Auto-Apply 3d ago
Mortgage Loan Processor
Primelending 4.4
Loan processor job in Charlotte, NC
Love Processing mortgage loan files? Come join our TOP PRODUCING team in RALEIGH, NC!
If you are ready to align yourself with an established leader in the mortgage industry who can help you reach your true potential, look no further. Come home to PrimeLending!
PrimeLending continues to grow by leaps and bounds:
•Ranked #2 in Top 50 Best Companies to Work For by Mortgage Executive Magazine
•Competitive Benefits and 401K match
•Fantastic "One Team-One Purpose" Culture and Core Values
•Ranked Top 6 Mortgage Lender in the Nation for Purchase business 3 years in a row as listed by Marketrac, 2012, 2013 & 2014
•Hilltop Holdings (NYSE: HTH) -Our parent company was recently ranked No. 18 on Forbes' annual ranking of the 100 largest publicly-traded banks and thrifts.
What is unique for our LoanProcessors?
•Dedicated Underwriting Team and Closing Team working closely and directly with Processing, maintaining best in class service and expertise
•Loan Setup Coordinators to open each file that is sent to processing and Closing Coordinators who will facilitate submissions to our closing department
•The chance to work in a fast paced environment and to help motivated borrowers who are looking to close quickly with superior customer service from application to funding
Job Description
Our Processors evaluate all information supplied on the mortgage loan application, verify the validity of the information, and assemble a completely documented file to Underwriting and Closing. Processors are the primary liaison between the Branch, loan officer, loan officer assistant, realtors, builders and the customer(s).
•Maintains knowledge of all policies and modifications to the guidelines and standards of the company, federal housing programs, investors, and private mortgage insurers.
•Maintains and updates loan application information within loan origination software and other applications.
•As applicable, orders appraisals, title, survey, verifications, and any other items required for loan approval; conducts regular follow-ups with outside sources regarding outstanding documents.
•Verifies the data collected, analyzes, and decides whether it meets guidelines or if other documentation is needed; documents communication through the conversation log; ensures loan application is in compliance with underwriting, investor, RESPA, and HMDA guidelines.
•Calculates income, reviews assets and liabilities.
•Reviews all disclosures for completeness and compliance.
•Completes final evaluation and analysis of completed application packages and submits eligible files specifying any applicable conditions. •Monitors rate lock information for data integrity and expiration dates; communicates discrepancies to the Loan Officer.
•May maintain accurate pipeline to ensure proper projections, closings, and regulatory compliance with Company, Federal, and State standards. •May prepare, when applicable, "Declination Letters." Ensures accurate disclosure of the reason(s) for the adverse action as soon as it is determined that applicants do not qualify.
•May schedule closing appointments with respective parties (i.e. title companies, closing attorneys, corporate closing department and customers etc.) Meets customer service standards as outlined by management. •May facilitate training of junior or newly hired processors regarding specific Prime operations including file flow, loan origination software, and other applications.
•Updates loan officer, loan officer assistant, realtors, builders and customers on loan status. •Maintains communication with customers throughout the loan process, assisting them with any questions and notifying them of any additional requirements.
•Maintains a professional image and adheres to standards consistent with company policies and procedures.
•Other duties as assigned.
Qualifications
•High school diploma or equivalent.
•3+ years of Mortgage Processing experience
•Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
•Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
•Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
$34k-46k yearly est. 60d+ ago
Mortgage Processor
Griffin Funding
Loan processor job in Charlotte, NC
The LoanProcessor is responsible for processing and verifying loan applications, ensuring all required documentation is complete and accurate, and working closely with loan officers, underwriters, and other team members to facilitate the timely approval and disbursement of loans.
**Must Have NonQM experience**
Key Responsibilities:
Review Loan Applications: Examine loan applications for completeness, accuracy, and compliance with internal and external guidelines.
Verify Borrower Information: Collect, verify, and update financial and personal information required for loan approval, such as income, credit history, employment status, and property details.
Document Preparation: Prepare and organize necessary loan documents, such as application forms, credit reports, and legal disclosures.
Coordinate with LPA and Investors: Communicate with LPA to request additional information or clarification and keep them informed about the progress of their loan application.
Monitor Loan Progress: Track loan applications through all stages of the approval process, ensuring timely documentation submission and following up on any outstanding items.
Compliance: Ensure all loan files comply with legal and regulatory requirements, including federal and state laws, as well as company policies.
Assist Underwriters: Provide necessary support to underwriters in evaluating loan applications and financial data.
Maintain Records: Organize and maintain accurate records of loan applications, approvals, denials, and documents in accordance with company and regulatory standards.
Problem Resolution: Address and resolve issues or discrepancies related to loan applications, documentation, or processing delays.
Customer Service: Provide excellent customer service by responding to client inquiries and offering assistance during the loan process.
Griffin Funding, provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Griffin Funding, complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.
NMLS #1120111
VA Approved Lender ID: **********
FHA Non-Supervised Lender No.: 01472-0000-3
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$34k-46k yearly est. 7d ago
Experienced Mortgage Processor
The EMAC Group
Loan processor job in Wilmington, NC
The EMAC Group is a provider of mortgage recruiting services, we offer an extensive network of mortgage professionals and proven expertise developed over 20 years of experience identifying, attracting and recruiting mortgage talent for our clients.
Job Description
Our client is a correspondent mortgage lender based in Midwest that has been in business since the 1970's. The Company is in an active growth mode as they are actively expanding their presence into new markets.
Summary: Evaluate all information supplied on residential loan applications. Verify, through outside sources, the validity of the information. Calculate debt-to-income and loan-to-value ratios. Assemble a completely documented file and submit it to underwriting for a decision on whether the loan application should be approved.
Maintain updated manual of all policies and modifications to the guidelines and standards of the company, federal housing programs, investors and private mortgage insurers.
Assist junior processors when necessary.
Open files: order credit reports and appraisals and send out verification forms; and conduct regular follow-ups with outside sources for outstanding documents.
Update Realtors and loan officer on file status.
Maintain communication with applicants throughout the processing period, assisting them with any questions and notifying them of any additional information required.
Monitor incoming mail for information verifying the data collected by loan officers; log into file and computer system; track development of information to ensure compliance with underwriting guidelines.
Process requests for extensions to the applicants' commitments in accordance with company policies.
Complete final evaluation and analysis of completed application packages and prepare files for approval, specifying any applicable conditions to the approval; review the commitment and any additional required disclosures.
Assemble and print submission documents; assemble submission files and prepare files for closing department review.
Notify borrowers and Realtors of underwriting decision.
Prepare, when applicable, “Decline Letters” and ensure accurate disclosure of the reason(s) for the adverse action as soon as it is determined that applicants do not qualify.
Maintain records of all loans in process.
Maintaining strict client and company confidentiality is a priority.
Compensation: This is an excellent opportunity to make a significant contribution to the continued success of this company. We offer a competitive compensation package, commensurate with experience, background and performance.
Benefits : Our benefits include Blue Cross Blue Shield Medical, Dental, Life Insurance, Long and Short Term Disability, FLEX spending and 401k match.
Qualifications
POSITION SPECIFICATIONS/REQUIREMENTS:
College degree preferred but may substitute equivalent experience
Minimum of 3 years mortgage processor.
Working knowledge of FHLMC, FNMA and FHA/VA guidelines and private mortgage insurance requirements.
Good written and oral communication skills.
Ability to interact effectively with customers and other company staff to resolve problems.
Analytical ability, with an aptitude for figures. Typing and Computer Skills required
Additional Information
Please contact Tabitha Wolf at: ************
$34k-46k yearly est. 60d+ ago
Experienced Mortgage Processor
The Emac Group
Loan processor job in Wilmington, NC
The EMAC Group is a provider of mortgage recruiting services, we offer an extensive network of mortgage professionals and proven expertise developed over 20 years of experience identifying, attracting and recruiting mortgage talent for our clients.
Job Description
Our client is a correspondent mortgage lender based in Midwest that has been in business since the 1970's. The Company is in an active growth mode as they are actively expanding their presence into new markets.
Summary: Evaluate all information supplied on residential loan applications. Verify, through outside sources, the validity of the information. Calculate debt-to-income and loan-to-value ratios. Assemble a completely documented file and submit it to underwriting for a decision on whether the loan application should be approved.
Maintain updated manual of all policies and modifications to the guidelines and standards of the company, federal housing programs, investors and private mortgage insurers.
Assist junior processors when necessary.
Open files: order credit reports and appraisals and send out verification forms; and conduct regular follow-ups with outside sources for outstanding documents.
Update Realtors and loan officer on file status.
Maintain communication with applicants throughout the processing period, assisting them with any questions and notifying them of any additional information required.
Monitor incoming mail for information verifying the data collected by loan officers; log into file and computer system; track development of information to ensure compliance with underwriting guidelines.
Process requests for extensions to the applicants' commitments in accordance with company policies.
Complete final evaluation and analysis of completed application packages and prepare files for approval, specifying any applicable conditions to the approval; review the commitment and any additional required disclosures.
Assemble and print submission documents; assemble submission files and prepare files for closing department review.
Notify borrowers and Realtors of underwriting decision.
Prepare, when applicable, “Decline Letters” and ensure accurate disclosure of the reason(s) for the adverse action as soon as it is determined that applicants do not qualify.
Maintain records of all loans in process.
Maintaining strict client and company confidentiality is a priority.
Compensation:
This is an excellent opportunity to make a significant contribution to the continued success of this company. We offer a competitive compensation package, commensurate with experience, background and performance.
Benefits :
Our benefits include Blue Cross Blue Shield Medical, Dental, Life Insurance, Long and Short Term Disability, FLEX spending and 401k match.
Qualifications
POSITION SPECIFICATIONS/REQUIREMENTS:
College degree preferred but may substitute equivalent experience
Minimum of 3 years mortgage processor.
Working knowledge of FHLMC, FNMA and FHA/VA guidelines and private mortgage insurance requirements.
Good written and oral communication skills.
Ability to interact effectively with customers and other company staff to resolve problems.
Analytical ability, with an aptitude for figures. Typing and Computer Skills required
Additional Information
Please contact Tabitha Wolf at: ************
$34k-46k yearly est. 2h ago
Commercial Loan Closing Specialist
Hometrust Bank 4.4
Loan processor job in Charlotte, NC
The Commercial Loan Closing Specialist assists in the preparation of loan documents associated with commercial closings and facilitates closings through the Commercial Banking Associates, Commercial Relationship Managers, and Attorneys. This position supports critical policy and procedures as well as federal and state regulations to ensure an efficient documentation practice, loan document review system, and other critical risk management activities needed to minimize credit, documentation, and operational risks in commercial lending.
Key Responsibilities / Essential Functions
Prepares complete and accurate loan documentation packages for new commercial loans, modifications, renewals, and extensions, and includes final closing instructions.
Orders Flood Certifications, prepares UCC financing statements, reviews UCC search records, and verifies wiring instructions and funding details.
Reviews credit approval packages which include pricing and financial reporting requirements, and collateral and environmental due diligence requirements necessary to document the loan.
Reviews and verifies customer identification documents in accordance with the US Patriot Act and the due diligence policy.
Ensures compliance with HMDA/CRA eligibility requirements and FEMA regulations.
Reviews preliminary closing documents including hazard, liability, builder's risk, flood insurance policies, Title Commitments, Closing Protection Letters, Settlement Statements, and funding due diligence.
Coordinates the return of all executed document packages and necessary supporting documents to Loan Operations for booking.
Maintain confidentiality and security of sensitive information.
Job Requirements
Education:
High school diploma or equivalent
Required:
3+ years of experience in preparing and reviewing commercial loan documents and/or paralegal experience tied to commercial loan closings required.
Knowledge of basic legal concepts including real estate transactions.
Knowledge of commercial loan products and services.
Well-developed written and verbal business communication.
Proficient administrative and organizational skills.
Self-motivated with attention to detail.
Ability to prioritize duties and work independently.
Ability to meet designated deadlines while remaining flexible to changing assignments.
Proficient in Microsoft Office products.
Preferred:
College degree in business or related field.
Experience with LaserPro.
About HomeTrust Bank
HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, and Tennessee. Learn more at ************ Apply today to take your first steps towards joining this talented population of employees within a growing organization.
Work Environment, Physical Requirements
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.
This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.
Physical activity requiring reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.
The employee will frequently communicate and must be able to exchange accurate information with others.
The employee may need to move around their office to attend meetings and to access files, machinery or other job-related tools.
DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.
$45k-54k yearly est. 60d+ ago
Commercial Loan Closing Specialist
Home Trust Banking Partnership
Loan processor job in Charlotte, NC
The Commercial Loan Closing Specialist assists in the preparation of loan documents associated with commercial closings and facilitates closings through the Commercial Banking Associates, Commercial Relationship Managers, and Attorneys. This position supports critical policy and procedures as well as federal and state regulations to ensure an efficient documentation practice, loan document review system, and other critical risk management activities needed to minimize credit, documentation, and operational risks in commercial lending.
Key Responsibilities / Essential Functions
* Prepares complete and accurate loan documentation packages for new commercial loans, modifications, renewals, and extensions, and includes final closing instructions.
* Orders Flood Certifications, prepares UCC financing statements, reviews UCC search records, and verifies wiring instructions and funding details.
* Reviews credit approval packages which include pricing and financial reporting requirements, and collateral and environmental due diligence requirements necessary to document the loan.
* Reviews and verifies customer identification documents in accordance with the US Patriot Act and the due diligence policy.
* Ensures compliance with HMDA/CRA eligibility requirements and FEMA regulations.
* Reviews preliminary closing documents including hazard, liability, builder's risk, flood insurance policies, Title Commitments, Closing Protection Letters, Settlement Statements, and funding due diligence.
* Coordinates the return of all executed document packages and necessary supporting documents to Loan Operations for booking.
* Maintain confidentiality and security of sensitive information.
Job Requirements
Education:
* High school diploma or equivalent
Required:
* 3+ years of experience in preparing and reviewing commercial loan documents and/or paralegal experience tied to commercial loan closings required.
* Knowledge of basic legal concepts including real estate transactions.
* Knowledge of commercial loan products and services.
* Well-developed written and verbal business communication.
* Proficient administrative and organizational skills.
* Self-motivated with attention to detail.
* Ability to prioritize duties and work independently.
* Ability to meet designated deadlines while remaining flexible to changing assignments.
* Proficient in Microsoft Office products.
Preferred:
* College degree in business or related field.
* Experience with LaserPro.
About HomeTrust Bank
HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, and Tennessee. Learn more at ************ Apply today to take your first steps towards joining this talented population of employees within a growing organization.
Work Environment, Physical Requirements
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.
* This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
* Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.
* Physical activity requiring reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.
* The employee will frequently communicate and must be able to exchange accurate information with others.
* The employee may need to move around their office to attend meetings and to access files, machinery or other job-related tools.
DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.
$26k-64k yearly est. 60d+ ago
Consumer Loan Officer
Local Government Federal Credit Union 4.2
Loan processor job in Raleigh, NC
Apply Description
Our organization believes we can all do well by doing good. We value the contributions of diverse minds and prioritize the success and well-being of our employees. We also believe every person in our organization plays a role in supporting a healthy environment and helping to achieve our goal of prosperity for all. To this end, we recruit bright, energetic, and talented people to be members of our team. In return, we offer a dynamic workplace that presents opportunities for professional advancement and individual growth. We strive to always display integrity, self-awareness, courage, and respect for one another while continuing to seek opportunities to learn. We really believe that when our employees succeed, our community wins.
ABOUT THE POSITION
The Consumer Loan Officer is a centralized role responsible for guiding members through the consumer lending process with a consultative and relationship-based approach. This position is a key part of the credit union's centralized lending strategy and focuses on managing primarily digital loan applications, with some referrals from physical branches. The Consumer Loan Officer is responsible for reviewing applications prior to underwriting, contacting members to confirm loan purpose and structure, ensuring stipulations are gathered post-approval, and providing follow-up on both approvals and denials. This role plays a critical part in helping members navigate their borrowing journey, aligning their needs with the right loan product, and ensuring clarity and completeness at every step.
NORMAL DAY-TO-DAY WORK
Review assigned digital and branch-submitted loan applications to ensure the selected product, amount, and term align with the member's financial needs and objectives.
Contact members to engage in consultative discussions related to loan purpose, product fit, or clarification prior to underwriting submission.
Work collaboratively with Consumer Underwriting to ensure applications are accurate and complete, and proactively gather missing information or documents needed for decisioning. Support fulfillment and underwriting partners by submitting well-prepared, accurate, and complete applications. Proactively follow up with members on approved loans to explain terms, verify member intent, and collect any stipulations needed to move the loan to closing.
Contact members on declined loan applications (as applicable) to explain the outcome and offer guidance on improving future approval chances.
Utilize the loan origination system (LOS) and internal workflows to update application status, document member interactions, and route applications appropriately. Adhere to all regulatory and internal policies when collecting, documenting, or communicating with members.
Maintain knowledge of all consumer lending products-including unsecured term loans, personal lines of credit, auto loans, and HELOCs-to support members in product selection.
Meet productivity and service level expectations for daily contact volume, turnaround time, and member satisfaction.
Participate in training and coaching sessions to maintain proficiency in underwriting principles, loan structuring, and credit fundamentals.
Contribute to process improvement initiatives by identifying trends, bottlenecks, or opportunities for better member communication.
Take ownership for actions, decisions, and results; openly accept feedback and demonstrate both the willingness and ability to improve.
JOB QUALIFICATIONS
Here are a few skills you MUST have to be qualified for this position.
1 - 3 years of experience in consumer lending or member service roles involving lending conversations, including 1-3 years at a financial services organization.
Working knowledge of consumer loan products including personal loans, auto loans, and HELOCs.
Strong communication skills, with the ability to explain loan terms, credit decisions, and stipulation requirements clearly.
Familiarity with credit reports, DTI calculations, and basic underwriting principles.
Ability to use loan origination systems and CRM tools to document member contact and update application status.
High attention to detail, organizational skills, and the ability to manage a high volume of applications in a fast-paced, centralized environment.
Member-focused mindset with a consultative, empathetic approach to lending.
Ability to function in a Consumer business office environment and utilize standard office equipment including but not limited to: PC, copier, telephone, etc.
Ability to lift a minimum of 25 lbs. (file boxes, computer).
Travel required on occasion.
Here are a few qualities we'd LIKE for you to have to make you more suited for this position.
Credit Union experience preferred, particularly in a digital or centralized lending model.
Exposure to Fiserv Velocity or similar LOS platforms.
Bilingual (Spanish) is a plus.
Familiarity with digital member interactions, including secure messaging platforms or digital follow-up tools.
Ability to analyze credit reports and make basic recommendations on loan alternatives.
CONTACT US
If you have questions about this position description, please feel welcome to ask. You can reach our HR Department at:
Civic Human Resources
3600 Wake Forest Road, Raleigh, NC 27609
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$54k-66k yearly est. Easy Apply 35d ago
Loan Specialist
Regional Finance 4.1
Loan processor job in Fayetteville, NC
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button!
Job Intro
The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
Regional offers competitive pay! We do our best to show that we value our team members!
You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers!
All full-time team members have access to our medical, dental, vision and 401(k) benefits!
Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments!
Duties and responsibilities
Provide exceptional service to all customers.
Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
Maintain office cash with accuracy and proper security.
Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
Minimize delinquent debt through calling customers and collecting on past-due accounts.
Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
Transport money and deposits to and from bank.
Other duties as assigned by leadership.
Minimum Qualifications
High School Diploma or Equivalent.
Prior customer service experience in either a sales/retail environment or cash management environment.
Must pass drug screen, criminal and credit background checks.
Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Critical Competencies
Demonstrated passion for customer service.
Excellent written and verbal communication skills.
Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
Thrives in a pay for performance atmosphere.
Proven ability to multi-task.
High degree of integrity.
Sales mentality.
Adaptable to an ever-changing environment.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.