Senior Mortgage Loan Processor
Loan processor job in Fort Lauderdale, FL
Americas Mortgage Professionals is seeking a Senior Mortgage Loan Processor to join our dynamic and growing team in Fort Lauderdale.
As a key player in the loan process, you will assist borrowers in their journey toward homeownership by precisely managing each mortgage loan file from disclosure to clear-to-close. You will ensure timely and accurate management of loan documentation, verification of borrower information, and maintain open communication with all parties involved - delivering a seamless mortgage process and exceptional customer service.
In addition to a competitive salary and bonus opportunities, we offer a comprehensive benefits package that includes medical, dental, vision, and other supplemental insurance options.
This is an in-office position, but we are open to the position being remote for the right fit.
Benefits:
Full health, dental, and vision insurance
Paid time off (PTO)
401(k) with company match
Compensation:
$75,000 plus bonus
Responsibilities:
Loan Processing: Oversee the full-cycle processing of mortgage loan applications, ensuring all documentation is accurate, complete, and compliant with current regulations.
Documentation Verification: Order and review essential documents, including Verifications of Employment, Insurance, Payoffs, Tax Transcripts, Credit Supplements, Condo Questionnaires, Subordination Requests, and Title Work.
Communication: Maintain consistent communication with borrowers, loan officers, underwriters, and team members to provide updates and ensure a smooth, transparent loan process.
Pipeline Management: Effectively manage a disciplined daily pipeline of 20-25 loans, ensuring each file advances efficiently through all stages of the loan cycle and achieves clear-to-close within target timelines.
Compliance: Ensure every loan meets company policies, investor guidelines, and regulatory requirements with zero missed TRID or documentation errors.
Problem Solving: Proactively identify and resolve issues or discrepancies early, presenting solutions instead of delays.
Customer Service: Deliver top-tier customer service by guiding borrowers through the loan process with calm urgency, professionalism, and care.
Process Improvement: Continuously seek opportunities to streamline workflows and enhance both operational efficiency and customer experience.
Qualifications:
Experience: Proven background as a senior mortgage loan processor.
Knowledge: Strong understanding of FHA, VA, Conventional, and Non-QM loan products, along with investor guidelines and processing procedures.
Attention to Detail: Ability to thoroughly review and verify documentation for accuracy and completeness.
Organization: Highly organized and efficient, with excellent time management and the ability to manage multiple priorities and deadlines.
Communication: Clear, professional communicator who keeps all stakeholders informed without chaos or delay.
Problem-Solving: Skilled at identifying potential issues early and driving solutions calmly and efficiently.
Technology: Proficient in Calyx Point or comparable LOS and investor portals (UWM, Newrez, PennyMac, etc.).
About Company
At Americas Mortgage Professionals, our mission is simple: Achieve Maximum Potential - A Mindset, A Mission, A Purpose. We start every day with this belief, and we're looking for team members who share it.
When you join AMP, you're not just filling a role - you're stepping into a proven system that lets you do what you do best. You'll work directly with our top-producing LO, supported by an experienced processor, and backed by leadership that is committed to your growth.
If you're excited to be part of a team that values excellence, builds lasting relationships, and helps both clients and Realtor partners shine - we want to hear from you. Apply today, and let's explore how your next big career move starts here at AMP.
#WHRE2
Compensation details: 75000-75000 Yearly Salary
PIa659d5313df7-37638-38998164
Senior Loan Processor
Loan processor job in Miami, FL
Job Description
Our mortgage team is growing, and we're seeking an experienced senior loan processor to join our group of lending professionals. The ideal candidate will have experience as a loan processor, excellent time management and customer service skills, and exceptional attention to detail. If you're looking for an excellent opportunity with plenty of room for growth, apply today!
Compensation:
$90,000 - $120,000 yearly
Responsibilities:
Create and maintain the mortgage loan file, order third party documentation and reports as needed for residential home loans, and assist underwriters in clearing conditions as requested
Accurately input loan file documentation into necessary software programs
Confirm that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines
Be the main point of contact for title companies, mortgage loan officer/mortgage loan originator, real estate agents, borrowers, and mortgage underwriters to facilitate a timely loan closing
Collect and verify that all loan documentation, such as title insurance, loan applications, credit reports, appraisals, and income and asset declarations are accurate and passed to underwriting promptly for loan approval
Qualifications:
Recent mortgage loan processing (2-3 years experience) for a bank, credit union, or mortgage company is necessary
Federal and state home loan regulatory requirements and overall mortgage industry knowledge is essential
Knowledge of current residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is crucial -- Commercial loan and Refinance loan knowledge is an added asset
Encompass Experience
Commute to Miami Dade or Broward County
About Company
Americasa, as part of Nationwide Mortgage Bankers, is immersed in every action of those of us who are part of Americasa. We are especially focused on helping the Hispanic community fulfill the dream of homeownership. We know how much this represents in the lives of clients, which is why we are committed to guiding them along this path by answering all their concerns. For us, the goal is not only the purchase of the house; for us, it is important that clients come out of this experience exceeding their own expectations and are satisfied with having obtained, with us, the best mortgage program available.
Mortgage Loan Processor
Loan processor job in Miami, FL
About Us
We're a residential mortgage brokerage expanding into the Miami market after years of successfully helping clients across California and the West Coast. We specialize in complex loan scenarios-jumbo, non-QM, bank statement, portfolio, and foreign national-and pride ourselves on delivering responsive service with a high-touch, boutique feel backed by a seasoned operations team.
We're expanding into the Miami market with a focused strategy and are actively building our local team to lead that growth. We plan to open a physical office later this year-likely in Brickell or a convenient part of Downtown Miami with reliable parking access. This role starts remote, with a shift to hybrid or in-office work expected once our physical location is finalized.
We're also a tech-forward team-candidates who embrace tools like AI to streamline workflows and enhance accuracy will feel right at home here.
What You'll Do
Process a pipeline of residential mortgage loans from submission through clear-to-close-primarily jumbo, non-QM, bank statement, portfolio, and foreign national programs
Coordinate with borrowers, loan officers, escrow/title agents, and lender underwriters to collect documents, satisfy conditions, and meet deadlines
Handle complex condo transactions, including limited reviews, non-warrantable properties, reserve requirements, and investor overlays common in the South Florida market
Maintain organized, audit-ready digital files and proactively update stakeholders throughout the loan process
Manage a pipeline of approximately 20-30 active files, including submissions, conditions, and cleared-to-close loans depending on complexity
Navigate lender platforms (e.g., Arive, LendingPad) and interpret AUS findings (DU, LP, or manual underwrites)
What We're Looking For
2+ years of experience processing residential mortgage loans, including non-QM, bank statement, or foreign national programs
Strong working knowledge of condo lending requirements and local real estate dynamics in the Miami area
Fluent in both English and Spanish-many of our South Florida clients prefer to communicate in Spanish
Familiarity with multi-state files and wholesale lender platforms
Based in the Miami metro area, with the ability to start remote and transition to hybrid/in-office later this year
Comfortable working independently while collaborating closely with a responsive loan team
Open to using AI tools to enhance productivity, accuracy, and workflow efficiency
What We Offer
Competitive compensation: base salary plus per-file bonus, with total comp based on experience and production volume
Remote flexibility to start, with expected shift to hybrid or in-office once our Miami location is open
This is a W-2 position that includes UHC Choice Plus medical insurance. Additional benefits may be added in 2026 as our Miami team grows.
A chance to grow with a brokerage building its presence in South Florida from the ground up
Exposure to high-value loan files and a variety of borrower profiles
Direct access to ownership and a tight-knit ops team that values speed, accuracy, and professionalism
Industry
Financial Services
Employment Type
Full-time
Edit job description
Powered by JazzHR
QaTyKgyazB
Mortgage Loan Processor-Closer
Loan processor job in Miramar, FL
Summary: Individuals in the job are responsible for assisting Tropical Financial Credit Union in the achievement of its purpose of guiding members successfully through the financial marketplace. The Mortgage Loan Processor is responsible for processing and closing first mortgage and HE/HELOC Loan files. This includes gathering all of the information necessary to submit the file to underwriting, clearing conditions and performing closing and funding tasks. This individual must have a working knowledge of the requirements as directed by Tropical Financial, government agencies and private investors to process and close first mortgage and HE/HELOC loan files. Additionally, the responsibilities include the review of the credit file (credit reports, income, tax returns, financial statements, etc.), the review of the appraisal, title, and inspection reports.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
* Provide service that meets the Service Standards defined by Tropical Financial Credit Union; annual goals are established through the Performance Management Process.
* Works independently and manages Mortgage pipeline to ensure deadlines and production goals are met as defined in the individual's performance appraisal where applicable.
* Processes first mortgage applications from the opening of the file to submission for final underwriting, and through closing, ensuring that the file is complete and accurate and that the file complies with the secondary market, government and investor guidelines. Uses analytical ability and judgment to determine the acceptability of the information and documentation.
* Processes HE/HELOC loan applications from the opening of the file to Closing. Ensures that file meets all TFCU policies and regulatory requirements. Uses analytical ability and judgment to determine the acceptability of the information and documentation.
* Ensures all underwriting and closing conditions as outlined by the underwriter or documentation is obtained and in compliance to secondary market and TFCU requirements.
* Performs final verification processes regarding credit and employment on first mortgage loans. Compares the information received to the application as a final UW review.
* Clears the loan in the LOS system making sure that changes do not affect the salability of the file or the UW commitment. Follows secondary market requirements and take appropriate actions if changes impact original lending decision.
* Coordinates with the title company/Closing agent for the receipt of all closing fees and documents for the preparation of disclosures.
* Prepares the Closing Disclosure within the timeframes as outlined by the TRID regulation for first mortgage. Updates the fields in Encompass as required to produce a compliant document.
* Funds the loans by performing the applicable wire transfer transactions for first mortgage loans. For HELOC and home equity loans, books the loan in the core system and issues checks as required.
* Reviews appraisals, title searches, and insurance coverage to ensure compliance with Tropical Financial, agency and investor requirements
* Communicates with members and outside companies, as needed, to keep them abreast of the filing process and documentation requirements.
* After performing an analysis, considering alternatives and assessing the risk of action or nonaction, takes appropriate steps when problems are encountered.
* Inputs application data required for HMDA reporting submission ensuring that the data is within compliance standards.
* BSA Compliance: every employee is required to uphold the credit union's compliance with the Bank Secrecy Act and anti-money laundering policies and procedures. Specific functions within TFCU will take into consideration the awareness of unusual or suspicious activity that is relevant to the department.
* In addition to any other assigned training courses, online BSA and OFAC courses must be completed at least annually, as made available by the Training and Compliance Departments.
* This position may be subject to SAFE Act Registration Requirements. Under the SAFE Act requirements, all applicants for employment who will be engaged in and perform duties as a "residential loan mortgage originator "(as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Credit Union determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination.
Qualifications: An individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
* Knowledge of Credit Union or banking related products and services preferred.
* Proven organizational, critical thinking and analytical skills, and display the ability to analyze financial data related to the members.
* Excellent interpersonal and communication skills and display a strong ability to multi-task and adapt in a face paced environment.
* Participate in teamwork, as well as, the willingness and ability to learn new tasks and duties within a changing and work in a high volume, fast-paced work environment.
* Must possess above average time management, problem-solving and prioritization skills
* Display a high degree of motivation, initiative, collaboration and actively interact and be an engaged team player
* Strong technical abilities to learn and effectively process on mortgage and member databases, interact and communicate with enterprise communication systems, e.g., phone calls, messaging, email, text, chat, etc.
* Attention to Detail to read and interpret documents such as policy, procedure manuals and job-aides and provide recommendations for improvement when necessary.
* Ability to apply math principles to transactions, and any other related activity.
* Ability to work independently, display initiative and flexibility, with work with minimal supervision and meet deadlines in an organized and timely fashion.
* Ability to ensure minimal to no errors are made while handling their job functions and mitigate fraud and adhere closely to security standards of operation.
* Exhibit high degree of professionalism and confidentiality in handling and accessing to sensitive information.
* May participate in a project for the sake of continuous improvement.
* Must have working knowledge of computers, strong administrative and operational skills and must have practical knowledge of MS Office, Outlook, Excel and Word.
Education and/or Experience
* Minimum three years or more of experience
* High school diploma or GED
* Prior first mortgage processing, closing or underwriting experience preferred
* Knowledge of title insurance, settlement, and appraisals preferred
* Working knowledge of agency, government and private investor guidelines and requirements.
* Working Knowledge of Encompass LOS System for mortgages.
* Must be able to work independently and take action as needed to complete the loan files
* Must be able to decide which program a member will qualify for
* Must review the acceptability of income and legal documents
* Must be able to effectively maintain a mortgage pipeline and meet turnaround time standards
* Must be able to adjust to sudden changes in production numbers as dictated by the market
* Must be able to adapt to market, regulatory, agency and investor requirement changes
Physical Demands: The physical demands described here are representative of those that must be met by an employee to be a success as they perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand, walk, sit and use hands to handle or touch. The employee is occasionally required to reach with hands and arms. The employee must occasionally lift and move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Loan Processor III
Loan processor job in Florida City, FL
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. "Go to" subject matter expert/lead when Supervisor/Lead is not available.
Essential Functions
* The processor is to become the contact for non-licensed activity once the loan is submitted to them.
* Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
* Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation.
* Identify potential issues and communicate to consumer and loan officer.
* Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
* Stay current with federal, state regulations, policies and industry trends.
* Check ratios and verify accuracy of AUS findings and program applicability.
* Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
* Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary.
* Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
* Update and verify accuracy of data input into system.
* Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
* Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
* Order generation of loan documents.
* Coach and provide guidance to less experienced Processors as needed.
* Use and modify templates to compose professional correspondence and emails.
* Provide status updates to Loan Officers and/or borrowers.
Qualifications
* High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
* Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans.
* Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners.
* Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans.
* Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
* Expert knowledge in new construction documentation and condominium projects.
* Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.).
* Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
* Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
* Excellent customer service, interpersonal, verbal and written communication skills
* Intermediate math skills.
* Strong verbal and written communication skills.
* Strong detail orientation and highly organized.
* Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.
Supervision
* Depending on experience, supervision is intermittent to infrequent
* Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization
* May provide guidance to less experienced team members to resolve/escalate issues of high complexity
* Exercise sound judgment in executing core job responsibilities
* Average monthly pipeline is 14 loans.
* Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
This position offers eligibility for incentive compensation.
Target salary: $68,000 per year
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
Loan Processor
Loan processor job in Boca Raton, FL
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
* Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
* Assemble the complete loan package in proper order for underwriting.
* Verify all required documentation (pre-underwrite) in the file.
* Complete the required loan checklist.
* Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
* Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
* Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
* Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
* Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
* Manage pipeline by completing and submitting reports within allotted turn-around times.
* Assist set-up of loans.
* Document all communication related to the loan application in the conversation log.
* Train and assist supervision of new Loan Processors and other processing personnel.
* Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
* Available to work varying hours and overtime if needed.
Qualifications and Skills:
* High School Diploma or equivalent.
* Minimum of 5 years' residential mortgage processing experience.
* Experience with Encompass.
* Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
* Knowledge of DU, LP, Microsoft Office, and Windows.
* Excellent math and analytical skills.
* Excellent communication skills.
* Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
* Hourly Rate: $26.00 - $28.00
* Eligible for per file bonus
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
#LI-CCMREC
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Residential Loan Processors
Loan processor job in Miami, FL
Our client is looking for a Residential Loan Processors to join their team in Miami. The individual will focus on supporting functions of the Loan Operations/Credit Admin department. The professional main responsibilities will be helping eligible applicants obtain loans in a timely and professional manner while protecting our institution's credibility.
Responsibilities
• Review residential loan application packages
• Inputs loan application in the mortgage processing system
• Prepares the required loan disclosures pertinent to the loan request
• Requests appraisal, appraisal review, final inspection, and/or other required reports in order to process loan packages
• Obtains credit reports and flood determination for all clients
• Perform compliance searches to determine if there is adverse media/derogatory information about the client or their respective company
• Prepares Know Your Customer (KYC) form and obtain approval from BSA/AML Officer
• Obtain underwriting conditions upon loan approval; obtain “clear to close” status
• Prepare denials, counter-offers, and change of circumstances forms when necessary
• Prepare re-disclosures when necessary
• Full knowledge and understanding of bank policies, procedures, regulatory and compliance requirements, including but not limited to BSA/AML, CDD, EDD, and others as defined by the Compliance Division and Information Security Division
Requirements
• High school diploma or general education degree (GED) required
• Minimum three years of recent mortgage processing and Banking experience required
Loan Processor III
Loan processor job in Florida City, FL
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. “Go to” subject matter expert/lead when Supervisor/Lead is not available.
Essential Functions
The processor is to become the contact for non-licensed activity once the loan is submitted to them.
Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation.
Identify potential issues and communicate to consumer and loan officer.
Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
Stay current with federal, state regulations, policies and industry trends.
Check ratios and verify accuracy of AUS findings and program applicability.
Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary.
Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
Update and verify accuracy of data input into system.
Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
Order generation of loan documents.
Coach and provide guidance to less experienced Processors as needed.
Use and modify templates to compose professional correspondence and emails.
Provide status updates to Loan Officers and/or borrowers.
Qualifications
High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans.
Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners.
Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans.
Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
Expert knowledge in new construction documentation and condominium projects.
Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.).
Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
Excellent customer service, interpersonal, verbal and written communication skills
Intermediate math skills.
Strong verbal and written communication skills.
Strong detail orientation and highly organized.
Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.
Supervision
Depending on experience, supervision is intermittent to infrequent
Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization
May provide guidance to less experienced team members to resolve/escalate issues of high complexity
Exercise sound judgment in executing core job responsibilities
Average monthly pipeline is 14 loans.
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
This position offers eligibility for incentive compensation.
Target salary: $68,000 per year
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
Loan Processor III (2nd Mortgages/Home Equity)
Loan processor job in Miramar, FL
Space Coast Credit Union (SCCU), the 3
rd
largest credit union in Florida, is looking for a Loan Processor III 2nd Shift (2nd Mortgages/Home Equity) to join our
ONESCCU
team at our Miramar Operations Center! SCCU has been in business for over 70 years, has over 9 billion dollars in assets and WE ARE GROWING!
Our Members are our top priority and we stand behind our Brand Promise:
Honest People, Trusted Products, Time Valued
.
We offer a rich benefits package and career advancement opportunities.
SCCU Team Member Benefits:
ONESCCU annual bonus available!
Hybrid Work Schedule with 2 days in office required
Medical, Dental & Vision Insurance
HSA (Health Savings Account) with SCCU matching contribution
SCCU Paid Long Term and Short Term Disability coverage
SCCU Paid Term Life Insurance
Employee Assistance Program (EAP)
Paid Time Off
401(K) Pre-Tax Savings Plan with SCCU match- 100% of the first 5% of employee contributions
Tuition Reimbursement Program after 1 year of service
SCCU Team Member financial discounts & perks (save money every month!):
Loan Discounts - Mortgage, 2nd Mortgage, Auto, Motorcycle, Boat, etc. / GAP coverage at half price
Fixed low-rate credit card- 5.99%, if approved
FREE Identify Theft Protection!
No fee SCCU accounts
Position Summary
The Loan Processor III as a representative of SCCU and provides exceptional quality service for members; to prepare/transmit all approved Home Equity and HELOC loans originated through the Express Services function and ensure a timely closing in order to exceed member expectations; to support all sales efforts of the Express Services staff. Ensure loans conform to regulatory requirements.
Loan Processor III Salary Range:
$23.36 - $24.89 per hour
Loan Processor III Duties & Responsibilities:
Prepares the loan for closing and ensures all closing documents are correct and accurate and are in compliance with government and credit union regulations.
Ensures that loan approval stipulations are met prior to loan closing, and that third party requests are transmitted and received in order to meet established time standards.
Resolves member problems, obtains information, researches records, follows up on details, assesses member needs timely and efficiently and reports the results to the inquiring party to develop and sustain profitable member relationship.
Orders documentation from the borrower, or external sources that are needed, to facilitate a loan decision, including income and asset documentation, appraisals, title work, etc.
Review asset documentation to insure assets are sourced and seasoned per program guidelines and the borrower has sufficient funds to close the transaction
Review appraisal and insure it meets loan guidelines and compliance.
Boards completed loans and disburses funds to member and/or creditors as necessary.
Answer incoming calls, assist applicants with questions about loan files in process; or re-direct the caller to appropriate staff in other areas of department or the Credit Union.
Maintain up to date knowledge and adheres to all regulations, policies, procedures and standards that pertain to this position.
Capable of handling a pipeline of 30-50 loan files, with an average processing time to approval that meets current department goals.
Communicate with borrower regarding documentation required, file progress, closing arrangements, etc,
Adheres to established productivity and loan quality standards to meet quality service standards.
Supports the sales efforts of all Express Services team members by providing the member with appropriate product and service materials in order to enhance the overall SCCU cooperative/member relationship.
Attendance and punctuality are essential functions of this job.
Consistently demonstrates a courteous, tactful and professional approach in dealing with members and internal customers in accordance with established customer service standards. Demonstrates concern and respect for others in all interactions, and inspires their confidence and trust.
Demonstrates effective face-to-face communications, and telephone interactions, in accordance with established customer service standards. Articulates ideas, including written communications in a clear, concise, and grammatically correct manner.
Modifies personal style or approach in order to adjust to changing environments and respond quickly to new situations. Gives fair consideration to new points of view and reorganizes project/work in order to quickly accommodate urgent tasks.
Consistently demonstrates self-motivation and independent problem solving skills, requiring only minimal direct supervision, in order to maximize individual productivity and efficiency and attain member satisfaction. Proposes enhancements to work methods or procedures in order to improve process efficiency and/or the quality of results.
Loan Processor III Qualifications:
1 to 3 years prior processing experience in consumer loan products or mortgage loan processing experience, closer, or underwriter with an emphasis on conventional loan products.
Associate's Degree or completion of specialized course study or equivalent experience
Maintains up-to-date knowledge, understanding and documentation of required State and Federal guidelines related to mortgage lending, including but not limited to new regulations from the Consumer Financial Protection Bureau (CFPB). Required to register with NMLS and adhere to the procedures and policies of the SAFE Act
Bilingual English/Spanish Fluency is Preferred
Loan Processor III Hours:
Must be available Monday - Friday 10:00 am - 7:00 pm and rotating Saturdays 9:00 am - 3:00 pm.
Closer and Title Processor specialist
Loan processor job in Cooper City, FL
Our company is rapidly growing, and we seek an experienced closer and processor to join our team. You will assist buyers and the title team in ensuring the title application is prepared and submitted correctly, and work with the team to resolve any issues or discrepancies to produce a clear title. The ideal candidate will have some experience working in title insurance, mortgage lending, or real estate transactions, with a keen eye for detail and outstanding research and customer service skills. If this sounds like you, please send us your resume today!
Candidates must be reliable, self-motivated, and have extreme attention to detail. Must have the ability to interact with realtors, attorneys, closing agents, and coordinators. Must have the ability to work in a fast-paced, high-volume work environment.
Candidates must have good organizational and communication skills and must be able to multitask.
The processing program used is Qualia.
Salary is based on skills & experience.
Job Type: Full-time
Salary: $50,000.00 to $65,000.00 /year
Experience:
Title Processing: 3 years (Required)
License Notary in the State of Florida (Must)
License or certification:
Licensed Title Agent (Preferred)
Language:
Spanish (Preferred)
About We welcome you to re-imagine title services. With care and love and with thorough understanding of the real estate market in South Florida, we have re-designed the way that title services should look like.
Auto-ApplyMortgage Loan Processor
Loan processor job in Boca Raton, FL
Job DescriptionAre you an experienced, detail-oriented mortgage loan processor who can successfully aid applicants in navigating the mortgage lending process? If so, we are looking for you! We are currently seeking a skilled and high-producing mortgage processor to work with the mortgage loan officers on our team. If you're interested in a dynamic position on a well-established and successful lending team, look no further; apply now!Compensation:
60000 - 80000 yearly
Responsibilities:
Put together loan packages and submit to lender underwriting for approval or denial
Determine the best loan option for the borrower through interviewing and discussion
Adhere to all lending and regulatory guidelines and policies while preparing the loan file
Work with the borrower to gather financial information such as credit reports, verify the accuracy to determine creditworthiness, and complete the mortgage loan application
Secure property and loan documentation to process mortgage loan files such as appraisals, inspections, title searches, site surveys, contracts, and property tax records
Qualifications:
High school diploma or GED required - Associate's degree in accounting, finance, or business preferred
Experience in mortgage lending and knowledge of loan types, such as FHA, FHLB, FNMA, or VA loans required
At least 2 years of loan processing experience required
Must possess exceptional attention to detail, as well as strong analytical and time management skills
Must have excellent written and verbal communication skills
About Company
99% of Mortgage Branches leave their loan officers to figure it out. Our office allows you to build your brand with the benefit of in-house coaching, guidance, and support to allow you to reach new levels that you did not know you could.
Preferred Rate is a direct lender focused on supporting our loan originators. We provide a full array of products and support to make sure our loan officers can focus on building relationships and originating.
We offer both in-office and remote options for loan originators. Loan originators receive full support through sales coaching, a documents specialist who follows up on all needed documents for applications taken, in-house processing, and a strong originating environment.
If you are looking to have your business elevated, this is the place to be.
Loan Originator NE, Boca Raton
Loan processor job in Boca Raton, FL
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Auto-ApplyMortgage Processor II
Loan processor job in Miami, FL
Responsible for processing mortgage applications and supporting documents to facilitate the successful completion of mortgage loans in an accurate and timely fashion by reviewing and updating all applications and supporting documents with correct information and responding to member questions and complaints. Serve as back-up for office personnel in their absence.
Duties & Responsibilities:
Handle incoming phone calls from members regarding types of mortgages available: including equity loans, equity lines of credit and residential loans.
As applicable, contact member(s) upon receipt of referrals from departments within Credit Union.
Update Outlook Calendar of Loan Officers for interviews and closings.
Keep applicable logs of loan applications up to date on the spreadsheet throughout the loan process.
Provide members with checklist of items required to submit a loan application.
Assist members with access to Loan Consultant via our website.
Make appointments for members who wish to complete their application in person.
Order appraisal reports and flood certifications on assigned new loan applications.
Perform written verifications of employment (if required) as well as verbal verifications within 10 days of note date.
Review appraisal report upon receipt and update system with applicable data. If errors are reflected on the report, request corrections via third party provider.
Communicate with Loan Officer if appraisal does not meet anticipated or required value.
Order title from the closing agent via the processing system as well as forwarding required documentation to them via fax or e-mail on residential loans and via third party website for equity loans.
Responsible for scanning relevant documentation to the electronic file cabinet for all residential loans.
Responsible for preparing requests for payoffs of equity lines of credit and/or equity loans as well as satisfactions of mortgage.
Responsible for upload of loan documentation on closed loans via Meta Source for new loan set up in Cenlar.
Obtain NMLS identifier number and responsible for updating personal information within 30 days of change.
Manage and update new file logs.
Backup for office personnel in their absence.
Performs other duties as assigned by management.
Skills and Abilities:
Knowledge of processing and underwriting guidelines for residential and/or equity loans.
Availability to work flexible hours including Saturday.
Communication skills and ability to manage time effectively to meet time-sensitive deadlines.
Ability to multitask and work in a fast paced environment.
Bilingual preferred.
Loan Service Representative
Loan processor job in Doral, FL
Loan Service Representative - Electronic Services Department (Main Branch)
Starting Salary: $22.00 Per Hour
The Loan Service Representative (LSR) will be responsible for providing quality service to our members. The LSR will seek to provide solutions to all member account related problems. This high contact person requires an ability to communicate effectively with prospective and current members and to represent the credit union in a positive and professional manner. The LSR actively loads loan applications, and disburses loans to existing members. The LSR protects our member's financial needs by cross-selling insurance protections products (i.e. Mechanical Repair Coverage, GAP, Life, Disability Protection, and ancillary Products)
Essential Duties & Responsibilities:
Communicates with member and/or non member in a professional, friendly, and efficient manner through either in-bound or out-bound calls.
Handles all inquires on deposit accounts and loans including but not limited to: Visa credit cards, loans, bill payments/on-line banking, direct deposit, payroll deduction.
Possess a thorough knowledge of Dade County Federal Credit Union products, services, policies and procedures.
Actively opens accounts, loads loans, and disburses loans.
Effectively cross-sells credit union products and services including payment protection on loans (i.e. Mechanical Repair Coverage, GAP, Life, and Disability Protection, and ancillary products)
Participates in helping to regularly meet or exceed established department service and productivity goals as established by AVP of Branch Operations and/or Electronic Services Director
Complies with all Bank Secrecy Act (BSA) regulations and standards, attends all required BSA training.
Completes special projects and tasks as assigned.
Perform all other related duties as required.
Requirements:
At least 1-3 years related experience and/or training in a bank/credit union call center/branch environment.
Sales experience preferred
Bilingual: English and Spanish Highly Desireable
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.
Auto-ApplySenior Mortgage Loan Processor
Loan processor job in Fort Lauderdale, FL
Americas Mortgage Professionals is seeking a Senior Mortgage Loan Processor to join our dynamic and growing team in Fort Lauderdale.
As a key player in the loan process, you will assist borrowers in their journey toward homeownership by precisely managing each mortgage loan file from disclosure to clear-to-close. You will ensure timely and accurate management of loan documentation, verification of borrower information, and maintain open communication with all parties involved delivering a seamless mortgage process and exceptional customer service.
In addition to a competitive salary and bonus opportunities, we offer a comprehensive benefits package that includes medical, dental, vision, and other supplemental insurance options.
This is an in-office position, but we are open to the position being remote for the right fit.
Benefits:
Full health, dental, and vision insurance
Paid time off (PTO)
401(k) with company match
Compensation:
$75,000 plus bonus
Responsibilities:
Loan Processing: Oversee the full-cycle processing of mortgage loan applications, ensuring all documentation is accurate, complete, and compliant with current regulations.
Documentation Verification: Order and review essential documents, including Verifications of Employment, Insurance, Payoffs, Tax Transcripts, Credit Supplements, Condo Questionnaires, Subordination Requests, and Title Work.
Communication: Maintain consistent communication with borrowers, loan officers, underwriters, and team members to provide updates and ensure a smooth, transparent loan process.
Pipeline Management: Effectively manage a disciplined daily pipeline of 2025 loans, ensuring each file advances efficiently through all stages of the loan cycle and achieves clear-to-close within target timelines.
Compliance: Ensure every loan meets company policies, investor guidelines, and regulatory requirements with zero missed TRID or documentation errors.
Problem Solving: Proactively identify and resolve issues or discrepancies early, presenting solutions instead of delays.
Customer Service: Deliver top-tier customer service by guiding borrowers through the loan process with calm urgency, professionalism, and care.
Process Improvement: Continuously seek opportunities to streamline workflows and enhance both operational efficiency and customer experience.
Qualifications:
Experience: Proven background as a senior mortgage loan processor.
Knowledge: Strong understanding of FHA, VA, Conventional, and Non-QM loan products, along with investor guidelines and processing procedures.
Attention to Detail: Ability to thoroughly review and verify documentation for accuracy and completeness.
Organization: Highly organized and efficient, with excellent time management and the ability to manage multiple priorities and deadlines.
Communication: Clear, professional communicator who keeps all stakeholders informed without chaos or delay.
Problem-Solving: Skilled at identifying potential issues early and driving solutions calmly and efficiently.
Technology: Proficient in Calyx Point or comparable LOS and investor portals (UWM, Newrez, PennyMac, etc.).
About Company
At Americas Mortgage Professionals, our mission is simple:
Achieve Maximum Potential A Mindset, A Mission, A Purpose.
We start every day with this belief, and were looking for team members who share it.
When you join AMP, youre not just filling a role youre stepping into a proven system that lets you do what you do best. Youll work directly with our top-producing LO, supported by an experienced processor, and backed by leadership that is committed to your growth.
If youre excited to be part of a team that values excellence, builds lasting relationships, and helps both clients and Realtor partners shine we want to hear from you. Apply today, and lets explore how your next big career move starts here at AMP.
#WHRE2
Compensation details: 75000-75000 Yearly Salary
PI8e093f9b565f-31181-38998164
Loan Processor
Loan processor job in Boca Raton, FL
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Document all communication related to the loan application in the conversation log.
Train and assist supervision of new Loan Processors and other processing personnel.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
High School Diploma or equivalent.
Minimum of 5 years' residential mortgage processing experience.
Experience with Encompass.
Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Knowledge of DU, LP, Microsoft Office, and Windows.
Excellent math and analytical skills.
Excellent communication skills.
Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: $26.00 - $28.00
Eligible for per file bonus
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
#LI-CCMREC
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Auto-ApplyLoan Processor II 2nd Shift (Non-Residential)
Loan processor job in Miramar, FL
Space Coast Credit Union (SCCU), the 3rd largest state charted credit union in Florida, is looking for an Loan Processor II (2nd Shift) to join our
ONESCCU
team at our Melbourne Headquarters! SCCU has been in business for over 70 years, has over 9 billion dollars in assets and WE ARE GROWING!
Our Members are our top priority and we stand behind our Brand Promise:
Honest People, Trusted Products, Time Valued
.
We offer a rich benefits package and career advancement opportunities.
SCCU Team Member Benefits:
ONESCCU annual bonus available!
Medical, Dental & Vision Insurance
HSA (Health Savings Account) with SCCU matching contribution
SCCU Paid Long Term and Short Term Disability coverage
SCCU Paid Term Life Insurance
Employee Assistance Program (EAP)
Paid Time Off
401(K) Pre-Tax Savings Plan with SCCU match- 100% of the first 5% of employee contributions
Tuition Reimbursement Program after 1 year of service
Hybrid Work Schedule with 2 days in office required
SCCU Team Member financial discounts & perks (save money every month!):
Loan Discounts - Mortgage, 2nd Mortgage, Auto, Motorcycle, Boat, etc. / GAP coverage at half price
Fixed low rate credit card- 5.99%, if approved
FREE Identify Theft Protection!
No fee SCCU accounts
Loan Processor II Salary Range
$21.63 - $22.90
Position Summary
The Loan Processor II act as a representative of SCCU and provides exceptional quality service for members; to prepare/transmit all approved loans originated through the Express Services function and ensure a timely closing in order to exceed member expectations; to support all sales efforts of the Express Sales team.
Loan Processor II Duties and Responsibilities
Prepares consumer loan applications for closing in branch and electronically, ensuring all closing documents are accurate and compliant with regulatory and credit union procedures.
Ensures all loan approval stipulations are satisfied per department procedures prior to loan closing.
Resolves member problems, obtains information, research records, follows up on details, assesses member needs timely and efficiently and reports the results to the inquiring party to develop and sustain profitable member relationship.
Provides timely response to branch questions concerning loan documents; ensures prompt response to member calls by being in the call queue; prepares corrections as necessary in order to provide branch and member support and ensure accurate loan documentation.
Adheres to established productivity and loan quality standards to meet quality service standards.
Supports the sales efforts of all Express sales team by providing members with appropriate product and service materials in order to enhance the overall SCCU cooperative/member relationship.
Attendance and punctuality are essential functions of this job.
Consistently demonstrates a courteous, tactful and professional approach when dealing with members and internal customers in accordance with established customer service standards. Demonstrates concern and respect for others in all interactions and inspires their confidence and trust.
Demonstrates effective face-to-face communications, and telephone interactions, in accordance with established customer service standards. Articulates ideas, including written communications in a clear, concise manner.
Modifies personal style or approach in order to adjust to changing environments and respond quickly to new situations. Gives fair consideration to new points of view and reorganizes project/work in order to quickly accommodate urgent tasks.
Consistently demonstrates self-motivation and independent problem-solving skills, requiring only minimal direct supervision, in order to maximize individual productivity and efficiency and attain member satisfaction. Proposes enhancements to work methods or procedures in order to improve process efficiency and/or the quality of results.
Loan Processor II Minimum Qualifications
1-3 year's prior experience in a lending related field required, banking experience a plus.
High school diploma or equivalent experience required.
Bilingual English/Spanish required
Hours
Must be available M - F 10:00 am - 7:00 pm, and 9am - 3pm rotating Saturdays
Loan Servicing Specialist
Loan processor job in Miramar, FL
Are you looking for an organization that values your experience? If so, keep reading! Tropical FCU (TFCU) is a Sun-Sentinel Top Workplace EIGHT years in a row. Being part of TFCU will provide you with opportunities to engage by learning, growing, contributing, collaborating, and developing professionally. Join us for a great employee experience focused on engaging employees and members alike.
Summary: Individuals in the job are responsible for assisting Tropical Financial Credit Union to achieve its purpose of guiding members successfully through the financial marketplace. The position is responsible for processing all related servicing functions for consumer, auto lease, and home equity loans.
Essential Duties and Responsibilities include the following. In addition, other duties may be assigned.
Provide service that meets the Service Standards defined by Tropical Financial Credit Union and achieves annual goals established through the Performance Management Process.
* Complete post-closing loan functions for home equity and first mortgage loans, and consumer loans.
* Research and resolve member problems on credit cards, consumer leases, and home equity loans within the required timeframe.
* Process daily loan servicing work duties that include Mortgage Satisfactions, credit disputes, Guarantee Asset Protection (GAP), disability claim filing, due date extensions, payoff quotes, lien placements, lien release, lease functions, and general loan maintenance.
* Support member contact staff with all types of loan inquiries and file maintenance of loan data.
* Research and communicate with members verbally and in writing, responding to inquiries via mail, email, and telephone.
* Work internal exception reports relating to all areas of loan servicing.
* Work with the auto-lease program administrators and handle all types of functions related to auto leases.
* Assist with record retention of loan documents, including scanning.
* Assist with any other loan servicing-related loans and tasks.
* Read and interpret documents such as procedure manuals.
* Write routine reports and correspondence for internal and external members.
* Adhere to established department and organization policies, procedures, objectives, and qualifying standards to ensure the Loan Servicing Department's consistent operations.
* Proposes enhancements to work methods or procedures to improve process efficiency and the quality of results.
* Process daily loan servicing work duties that include boarding new first mortgage loans scanning loan files, retrieving loan files that are paid off, and sending to outside storage. Scan daily work for lending units.
* Pickup, record and distribute mail.
* Keep all loan files in the vault custody area in order and on a timely basis. Track the files that are retrieved from the vault room.
* Work on reports provided by the Loan Servicing Manager.
* Process all paid loans and ensures distribution of paid Commercial, Real Estate and Consumer loans according to established procedures.
* Prepare payoff demand statements and other requests to provide payoff information in written form.
* Maintain, manage and track all pending/outstanding loan documents and exceptions.
* Responsible for processing vehicle titles using the respective states/agencies guidelines.
* Understands each state's requirements, the documentation required and the various electronic titling state processes. Provides expert assistance on titling to our lenders and members.
* Tracks the title report until the lien has been perfected on the title.
* Processes lien releases for paid in full consumer secured collateralized loan titles.
Compliance:
* BSA Compliance - every employee is required to uphold the credit union's compliance with the Bank Secrecy Act and anti-money laundering policies and procedures. Specific functions within TFCU will consider the awareness of unusual or suspicious activity relevant to the department.
* In addition to any other assigned training courses, online BSA and OFAC courses must be completed at least annually, as made available by the Training and Compliance Departments.
* Maintains comprehensive knowledge of the Bank Secrecy Act, Customer Identification Program, USA Patriot Act, OFAC, Fair Lending, and Credit Card Act.
* Comply with all TFCU policies and procedures to ensure compliance with such regulations.
* Performs other duties as required with or without accommodation.
Qualifications: To perform this job successfully, an individual must perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
* Excellent verbal and written communication skills are required since the job duties require daily interaction with internal and external members, legal firms, other lenders, other creditors, and institutions.
* Interaction with a variety of individuals inside or outside the organization. Communications can be moderate to high difficulty and sensitivity levels involving complicated situations or demanding encounters. Contacts with others may involve lengthy details and lengthy dialogues and exchanges of information.
* Demonstrate an understanding of the fair debt collection practices act.
* Ability to organize, prioritize and perform multiple job tasks simultaneously.
* Ability to work independently with minimal supervision.
* Ability to carry out detailed written and verbal instructions.
* Ability to communicate verbally and in writing while working with members (internal and external, as appropriate) to ensure complete understanding and comprehension of the communication is intent and content.
* Team player with supportive and motivational orientation
* Proficient in Microsoft Windows Word and Excel and Outlook
* Commitment to continuous improvement evident in attitude and work performed
* Flexible to work evenings and weekends
* Self-starter, Customer service-oriented, Goal Driven, Is a proven performer.
* Knowledge in a variety of loan products and how to service the loans.
* Ability to apply sound judgment and understanding to carry out instructions furnished in written, verbal, or diagram form. Ability to meet deadlines in an organized and timely fashion and work independently, with minimal supervision at times.
* Ability to contribute recommendations to improve the work process.
* Bilingual preferred (Spanish/English)
Education and Experience
* High School Diploma required.
* Minimum three years working in a Lending and Servicing of Loans is required from either a financial or lending institution.
Physical Demands: The physical demands described here represent those that must be met by an employee to perform the essential functions of this job successfully. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand, walk, sit and use hands to handle or touch. The employee is occasionally required to reach with hands and arms. The employee must occasionally lift and move up to 10 pounds. Specific vision abilities required by this job include close vision and the ability to focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Title Processor/closer
Loan processor job in Hollywood, FL
Job DescriptionBenefits:
401(k)
401(k) matching
Paid time off
Florida Title Center is seeking a title processor/ closer to prepare and process title packages for the buyer and the seller. Candidates must be reliable, self-motivated, and have extreme attention to detail.
Candidates must have good organizational and communication skills and must be able to multi-task.
Processing program used is Qualia.
Salary based on skills & experience.
Job Type: Full-time
Salary: $43,000.00 to $60,000.00 /year
Experience:
Title Processing: 2 years (Required)
License or certification:
Licensed Title Agent (Preferred)
Language:
Spanish (Preferred)
Mortgage Closer/Funder
Loan processor job in Miami, FL
The Mortgage Closer is responsible for closing and funding residential mortgage and home equity loans and lines of credit. Verifies all closing conditions have been cleared by the Underwriter and prepares closing package. Satisfies outstanding conditions and completes a file review to ensure compliance prior to closing and funding.
Duties & Responsibilities:
Reviews all closing conditions provided by the underwriter are cleared by obtaining necessary documentation and in compliance to secondary market and credit union policies.
Prepare and send out 3-day Closing Disclosure within timeframes for RESPA/TILA compliance. Explain and answer questions regarding the CD document to the member. Re-disclose when required.
Complete verbal verification of employment and any other verifications as required. Ensure all documents in file have not expired at time of closing.
Clears tasks in the LOS system or resubmit to Underwriting for approval as instructed.
Reviews Closer pipeline reports daily to manage flow of anticipated closings. Communicates with processors and underwriters regarding file status. Works on loans based on date of receipt and priority given.
Enter loans on appropriate spreadsheets with updated closing information for management and department tracking.
Communicate with member, title/closing agents, realtors, insurance agents, to coordinate and schedule closing and obtain any pending items and clear title required.
Complete checklists to ensure all documents and tasks have been completed throughout the process. Update LOS with expected closing date.
Meet with members and conduct closings on home equity loans and HELOCs in the Home Loan Department.
Review all closing documents to ensure signature and accuracy of documents upon receipt.
Funds the loans by performing applicable wire transfer transactions for first mortgage loans. Funds loans in Symitar system for home equity type loans and HELOCs. Mails out funding checks to third parties.
Must comply with all company policies and procedures, applicable laws and regulations including but not limited to RESPA/TRID, Regulation B, Regulation Z, Fair Lending, NMLS Safe Act.
Cross-sell credit life/disability insurance products on Home Equity loans and lines of credit.
Maintain personal information up-to-date in the NMLS registry within 30 days of a change
Process Loan Closings, Advances, Payments, and Maintenance Items - including Rollovers, Conversion, Margin Changes and Other Operational Transactions - , Loan Closings, Renewals and Loan Modification on an on-going basis
Compare documents and discuss discrepancies with underwriter and loan officer for resolution
Coordinate with settlement agent for timely funding and disbursement.
Ensure completion of provided docs for necessary title reports, credit reports, appraisals, and inspections.
Maintain data integrity as loan progresses through closing.
Prepare funding figures and request wire for funding after balancing with settlement agent.
Review signed closing docs for accuracy and compliance.
Perform other duties as assigned by management.