Loan processor jobs in Rhode Island

You Belong Here People's Credit Union is built on the belief that members and employees should feel a sense of belonging. Based on our Core Values, we created that feeling by design to offer you a genuine sense of community where you are supported personally and professionally. If you work here, you belong here. Your Values Align With Ours We hire employees whose core values match our own. We can train for competency, but if you're also genuine, trustworthy, earnest, empathetic, and resourceful, we want you on our team. Your Voice Is Heard Here, hierarchy doesn't drive impact - all voices are sought out, heard, and respected. We are listeners, then doers. Your Team Makes You Stronger Independent work is expected, but collaboration with compassionate accountability makes us all stronger. Working together, we all learn and grow. Your Future Is Bright We recognize that careers are not always straight lines. Professional development is a shared responsibility. We are committed to providing opportunities and resources to help you navigate your career paths and achieve your goals. Let's work together to foster growth and development in our organization. What we offer • Health and dental benefits through Blue Cross Blue Shield, plus vision benefits through VSP • 401(k) and Roth plan with a competitive employer match • Robust Wellness Program • Employee Recognition Program • Fun, food, and events Position Summary The Direct Consumer Loan Processer reviews all direct (branch and web originated) consumer loan applications for completeness, reaches out to applicants for outstanding items and information, submits completed applications to the Underwriters, and informs applicants of loan decisions. The Direct Consumer Loan Processer serves as the primary borrower contact for all branch-originated loans, after the initial application is taken by the branch and until the branch reaches out to the borrower to select a closing date, and for all web-originated loans, start to finish. He/She will also fund and quality-control consumer loan bookings originated from PCU Branches and scan all related loan documents into COCC / iDentifi. Essential Responsibilities and Accountabilities Direct Loans Reviews and prepares all loan applications from the branches and the web for underwriting. Reaches out to the applicant for any required information and/or documentation. Serves as the primary contact for applicants of branch-originated loans between the initial application and loan closing, and for all web-originated loans, start to finish. Serves as the primary contact for branch staff regarding loans in process. Informs all applicants of loan decisions - approved, countered, declined. Prepares closing documents for branch staff and borrowers. Reviews payment protection options with borrowers when informing of approval and loan details. Completes all online DocuSign loan closings. Scans closed loan documents into COCC / iDentifi. Quality Control Reviews closed direct loan contracts and supporting documentation for completeness and to ensure quality of work and compliance with Consumer Lending policies and regulations. National Mortgage Licensing System (NMLS) Registration Apply for and successfully maintain NMLS registration. Completion of all assigned trainings per regulations set forth by SAFE Act. Completion of annual registration renewal process. Key Behavioral Competencies Communicativeness Individuals effective at this competency understand the importance of continued, relevant, and consistent information exchange. They understand that communication is best through different channels and actively seek to provide information using the best medium. They take responsibility for information and ensure that individuals have accurate and current information. They take responsibility for ensuring that any communication is effectively received and that they close the loop on any communications that are unclear. High Standards Individuals who are effective at this competency create, communicate, model, and set expectations for standards that result in a high-quality product and performance. They are committed to best practices and continuously improve processes and products. They hold others accountable to the same quality that they hold themselves accountable to. Informal Communication Individuals effective at this competency are able in informal situations (phone calls, spontaneous gatherings, collaborative meetings) to effectively convey clear information. They are able to spontaneously absorb and process information, read body language and other subtle cues, and clearly communicate without preparation. They understand the importance of all communications (body language, words, facial expressions) and take ownership of their own communication. Relationship Building Individuals who are effective at this competency enjoy and are good at interacting with people and find commonalities to build strong relationships. They understand genuine relationships are critical for success and that it is important to devote time and energy to nurturing relationships and maintain them over time. They are able to use relationships in a genuine way to help get things accomplished. Dependability / Reliability Individuals effective at this competency understand the importance of consistently meeting commitments and quality of work. They are able to be trusted to be on-time, prepared, and will make decisions that are aligned with the organization's purpose, values and goals. They communicate when they cannot meet commitments and make plans to cover any commitments they are missing. Knowledge and Skills High school diploma or equivalent At least one year's experience with consumer and/or indirect lending processing or servicing Working knowledge of consumer and/or indirect lending practices Must meet registration requirements under the SAFE Act to obtain the appropriate federal NMLS number Good verbal and written communication skills Strong mathematical and organizational skills Working knowledge of Word and Excel Ability to perform multiple tasks concurrently meeting required deadlines ADA Requirements Physical Requirements Perform primarily sedentary work with limited physical exertion and regularly lifting up to 10 lbs. Must be able to operate routine office equipment. Must be able to routinely perform work on computer for an average of 6-8 hours per day. Must be able to work additional hours whenever required or requested by management. Must be capable of regular, reliable, and timely attendance. Working Conditions Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise. An Equal Opportunity Employer, including disability / veterans.

Full-time Description HarborOne Mortgage is looking to expand its sales team in all markets that it currently serves. If you are bi-lingual and looking to join a well-rounded and competitive mortgage team, we have exciting opportunities to explore. The LO is compensated on a commission only basis. Get to know HarborOne Mortgage: Established in 1917 as Brockton Credit Union, HarborOne Bank has been serving the needs of customers and the communities that we call home for over 100 years. HarborOne Mortgage, headquartered in Manchester, NH, provides personalized residential lending solutions through a network of more than 35 offices in Massachusetts, Rhode Island, New Hampshire, Maine, and New Jersey and lends in five additional states (VT,CT, SC, NC & FL). As a wholly owned subsidiary of HarborOne Bank, we are staffed by a seasoned team of mortgage professionals backed by the strength of New England's largest state-chartered cooperative bank. We provide our customers with what we call the HarborOne Mortgage Experience (HOME) bringing together products, pricing, service, and support that makes HarborOne Mortgage tough to beat. Our expansive team of Loan Originators are an integral part of a culture that lends itself to unparalleled success. A direct seller to FNMA/FHLMC/GNMA, HOME offers a great suite of products augmented by boutique portfolio options through our bank. We have been one of the best kept secrets in the Northeast and we are aggressively looking to grow our team. We look forward to having you join HarborOne! ESSENTIAL DUTIES: Principal duty is the origination of mortgage loans, i.e. sales. Ongoing, in-person contact with referral sources, to ensure continuous leads and relationships with individuals such as borrowers and realtors. Conducts sales calls, attends realtor sales meeting, open houses, functions and trainings. Takes thorough and complete loan applications; analyzes and prequalifies applicant information to determine viability of the client's desired loan program. Pulls credit, analyzes credit, and compares for accuracy with the mortgage borrower's statements Corrects inaccuracies and determines correct loan options for the borrower based upon the applicant's present situation, future plans and preferred loan product. Provides guidance and information relevant to the risks and benefits of each program the applicant is qualified for. Effectively explains and communicates the terms of each product and ensures all documents necessary are signed by the borrower. Gathers all initial documentation required based upon the applicant's selected loan program including disclosure requirements. Provides loan package to the loan processor for review, stacking and pre-submission audit. Works with the loan processor to provide any letters of explanation, or additional documentation as necessary and required by underwriting to clear all conditions and close each loan. Maintains a working file for the office as required for compliance. Acts as a liaison for all parties to the transaction, i.e. buyer, seller, realtor, builder, title company, appraiser, credit vendors, etc. Requirements KNOWLEDGE, SKILLS AND ABILITIES: Thorough understanding of mortgage products, pricing and guidelines. Up to date understanding of all regulatory compliance and participate in various required trainings HarborOne Mortgage provides. Ability to take accurate and thorough loan applications Possess a working knowledge of credit reports, DTI, LTV, and CLTV ratios Have excellent communication and interpersonal skills Attention to detail and outstanding customer service is critical to success Ability to create, implement and adapt a market penetration strategy for lead development, prospect to client conversion, and client to close conversion. Ability to self-source business through sales activities including cold calling, appointment setting, and group presentations. Ability to create marketing systems to source new business as well as keep in touch with existing clients, realtors, builders, etc. Experience with Outlook, Microsoft Office and other similar software preferred. Bi-lingual EDUCATION: A minimum 1 year of Mortgage Origination experience is required PHYSICAL DEMANDS:While performing the responsibilities of this position, the employee is required to effectively communicate verbally. The employee must be able to effectively operate a keyboard. The employee is occasionally required to reach with arms and hands and occasionally lift and/or move up to 10-15 pounds. Vision abilities is required by this job include close vision. The requirements outlined above are representative, but not all-inclusive, of the knowledge, skill and ability of this position. Reasonable accommodations will be made to enable employees with disabilities to perform essential job functions

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.

Performs a variety of loan processing and pre-underwriting duties in support of residential lending activities in conformance with established Bank policies and procedures. This will be a hybrid position with a requirement of no less than three (3) days on site in office. Responsibilities RESPONSIBILITIES: Processes residential mortgage loan applications. Collects reports and appraisals, inputs loan data, requests and ensures the receipt of required verifications and other various supporting documents. Review and enter application data in loan origination software. Collect, track, and scan borrower documents. Make calls to verify employment and insurance coverage. Knowledge of Secondary Market Underwriting Guidelines. Coordinate the process of submitting Correspondent Loans to investors, including Rhode Island Housing's Tax Credit Program (MCC). Order and track title orders, appraisals, tax transcripts, property tax information, and pay-offs. Contact customers to provide updates on their loan process and to resolve issues/problems. Utilize the Blend platform for customer communications and document management. Reviews collected data and pre-underwrites loans within the limits of authority. Monitors pending loan files to ensure compliance with applicable Bank policies, procedures, and regulatory requirements. Keeps abreast of developments in the residential lending field related to loan processing and underwriting. Attends relevant courses and seminars. Demonstrate a thorough working knowledge of company guidelines and policies as well as all applicable laws and regulations related to mortgage lending in order to ensure compliance. (TRID, Reg B, Reg Z) Demonstrate a high level of professionalism and integrity in all internal and external interactions with colleagues, customers, and vendors. Ability to multi-task in a fast-paced environment and manage assigned pipeline using reports to meet rate lock dates, mortgage contingency dates, and closing dates. Facilitate the Construction Disbursement process post-closing by serving as customer point-of-contact and obtaining construction progress inspections & title rundowns. Provides necessary documentation to Underwriter for loan disbursement approval. Continually strives to improve the department's efficiencies Accountable for Compliance and Audit reviews Communicates professionally in oral and written format with internal and external customers Cross-trained in Consumer Lending loan processing Performs related and unrelated duties as may be required Demonstrates knowledge of HMDA requirements and assists in ensuring the accuracy of information being reported to the LAR SUPERVISORY SCOPE: No supervisory responsibility Qualifications REQUIRED QUALIFICATIONS: High school or its equivalent plus specialized course work and training. At least three years of experience in mortgage lending with two years of work as a processor. A demonstrated understanding of mortgage loan procedures and regulatory requirements and the ability to analyze and interpret personal, corporate and partnership tax returns and financial statements. Proven organizational, oral and written communications, problem-solving, analytical, and interpersonal skills. Must possess a high degree of accuracy and attention to detail. Must be able to work independently as well as on a team. Must have a working knowledge of Windows, Word, Excel, and Desktop Underwriter as well as loan origination systems Physical Requirements Any physical demands or work conditions described below are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable Accommodation may be made to enable individuals with disabilities to perform the essential functions. Employees need to have the ability to: Travel independently to the position's primary work location, other bank properties and work-related activities or events at locations outside the Bank. Effectively communicate and exchange accurate information and ideas so others will understand. Independently operate a computer and other office machinery, such as a calculator, copy machine, printer and software programs related to the position needed to complete the primary functions. Sit or stand at a workspace and use a computer or other equipment for prolonged periods of time. Meet the hybrid work schedule requirements for physically working in the office during normal business hours on Mondays and Wednesdays and another day of choice to effectively meet business needs. Move office items weighing up to 35 pounds. Work in an environment with low to moderate noise levels. BANKNEWPORT CORE VALUES: We celebrate individuality We empower employees to be creative problem solvers We invest and take the time to really get to know our customers We commit to serving the financial needs of Rhode Islander's Any physical demands or work conditions described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. BankNewport is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of race, color, religion, creed, national origin or ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, gender identity or expression, pregnancy, childbirth or related medical conditions, military service, marital status, or any other legally recognized protected basis under federal, state or local laws, regulations or ordinances.

Job Description BayCoast Mortgage is a fast growing Massachusetts company owned by BayCoast Bank, est. 1851. As a wholly owned subsidiary of a bank we have portfolio lending flexibility in addition to being a full-service lender serving the majority of the East Coast. We are committed to being one of the best workplaces in the industry. BayCoast offers a dynamic work environment and excellent opportunities for internal and professional development. We currently have a variety of rewarding career opportunities available in our Mortgage Department in Swansea, MA. Available Positions: Mortgage Loan Originator (inside/outside sales) Essential Mortgage Loan Originator Functions: Maintain and originate through branch and subsidiary provided leads (25+ physical locations). Utilize cutting edge technology to originate digital provided leads. Utilize Salesforce to maintain customer and COI relationships. Source and originate mortgage loans and manage the client experience from origination to closing. Establish a strong presence including developing relationships with Realtors and Community Groups; some inbound and outbound sales calling and field visits may be necessary. Participate in all steps related to the origination of a mortgage loan including meeting with prospects, counseling borrowers, taking mortgage applications electronically and face-to-face as well as by mail and phone. Attend seminars, shows, community outreach events and other events to raise consumer awareness of our products and services. Stay current with changes and new products and learn various borrowing programs and processes. Learn and utilize LOS (MortgageBot), as well as various third party provider applications. Adhere to all federal and state compliance guidelines relative to the position. Minimum Qualifications: High school diploma with 3-5 years mortgage experience or a bachelor's degree. 12-24 months of experience as a Loan Officer, Loan Officer Assistant or Loan Processor. Mortgage Loan Service Registry (NMLS). Working knowledge of all state and federal mortgage regulations. Strong written and oral communication skills. Working knowledge of windows-based applications, including Microsoft Excel and web based applications, including LeadMailbox. Must possess superior customer service skills. Excellent customer service and listening skills. Public speaking skills. Desired Skills & Experience Solid math skills. Genuine interest in local, regional and national real estate markets Ability to multi-task in a fast paced environment. Good organizational and analytical skills. Strong written and oral communication skills. Competitive benefits, including: Customized commission structure Signing bonus Access to Loan Officer Assistant, Processor and Team Leader Medical and Dental Insurance 401(k) Plan Pension Plan Subsidized Short/Long Term Disability, Life and AD&D Insurance Voluntary Benefits including Life, Accident, and Cancer Insurance Flexible Spending Accounts Health Savings Accounts Tuition Reimbursement Student Loan Pay Down Benefit Generous Paid Time Off Employee Assistance Program (EAP) Volunteer Time MLO positions are commission based. BayCoast Mortgage is an Equal Opportunity Employer. BayCoast Mortgage is a wholly owned subsidiary of BayCoast

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform routine data entry and validation tasks. - Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Review and validate loan documents. - Handle routine calls, emails, and/or chat responses. - Monitor work queues and intervene as needed. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise Job Ref: 141857 ### Place of Work On-site ### Requisition ID 141857 ### Application Email ****************************

ABOUT EAGLEPICHER EaglePicher Technologies is driving the electrification of defense, aviation and space. We provide the broadest range of battery systems in the world for the most demanding applications. We develop leading-edge products that make drones fly higher, undersea vessels run longer, aircraft fly farther, rockets launch safely and satellites operate longer. With our cutting-edge research and manufacturing, we continue to set new standards in the industry. For 100 years, we have provided mission-critical power solutions to the defense, aviation and space markets. EaglePicher provides custom battery assemblies, battery management systems, pyrotechnic devices and other power solutions. Our employees are passionate, dedicated and empowered to realize our vision. We strive for the right mix of people with diverse backgrounds personalities and perspectives, and to ensure this works, we create an inclusive work environment that places a premium on communication and collaboration. At EaglePicher, we will give you the opportunity to harness all that is within you with access to the latest tools, information and training. EaglePicher is headquartered in St. Louis, MO with manufacturing and research and development facilities in Joplin, MO, Seneca, MO, Pittsburg, KS, East Greenwich, RI and in Southbridge, MA. For more information visit ******************* Responsibilities Technical Requirements: Possess basic computer and math skills Ability to use hand and power tools as well as fixtures and molds Ability for repetitive work with small parts either under a magnifying glass or microscope Capable of handling delicate materials Ability to use general office equipment (fax machine, copier, calculator, phones, etc.) Read, write and speak English Follow verbal and written instructions Ability to perform task-specific operations such as, but not limited to: Perform mechanical assembly, potting and soldering applications, Assemble products in accordance with technical drawings, specifications, documents and/or blueprints, Conduct product testing utilizing specialized task specific equipment such as electronic volt meters, helium leak test equipment and/or digital X-ray systems, Process electrodes (clean tabs, sort for defects, assemble cells, activation, etc.), Equipment set-up and programming such as laser beam weld, Execute process procedures for all aspects of cell manufacture and/or assembly, Operate specialized task specific equipment such as winders, wrappers, filling systems, X-ray, stackers, welders, winders, activation systems, mixing, coating, calendaring, slitting and blanking equipment, surface grinders, etc., Perform product quality self-inspections, Collect and organize process and product data from cell builds, Maintain proper inventory levels through use of ERP work orders Strong mechanical and electrical skills Strong project leadership skills Technical Preferences: Working knowledge and experience with implementation of manual and automated assembly equipment Battery and/or product assembly experience Experience operating HMI and PLC controlled equipment Knowledge of automated assembly manufacturing best practices Understanding of Six Sigma and Lean charts and trend analysis Experience as an automated systems operator and/or related position in manufacturing environment Experience in set-up and operation of automated pressing equipment dies Knowledge of chemical processing, intermediate electrical Experience in cell assembly such as lithium ion, CFX, thermal, alkaline, silver zinc, lithium oxyhalide or other similar chemistry Behavioral Requirements: Meet deadlines under pressure Work and contribute in a team environment Adhere to company policies and procedures Comply with company safety practices Attention to detail Excellent record of attendance and reliability Flexible and adaptable to change Practice good housekeeping Produce work product in an efficient manner with a quality first mentality Be results focused to meet efficiency and productivity goals Maintain appropriate documentation and records Work with commonly accepted industry standards Ability to train others Organizational and time managements skills with ability to multi-task Self-starter with high energy, exercise sound judgment and handle multiple priorities Strong interpersonal skills that enable the ability to work with and communicate effectively with people at all levels of the organization Excellent verbal and written communication skills Creativity to recommend solutions for cell and battery assembly problems Drive change to deliver performance Foster safe working practices Take ownership of equipment used in production environment Uphold “best practice” procedures for achieving company objectives Qualifications Education/Certification Requirements: High School graduate or GED Task specific certifications such as electronics soldering, spot welding, crimping, laser beam welding, electro-static discharge, DOT (packaging/shipping), X-ray (level I or II), brazing, etc preferred Physical Requirements: Ability to lift 50 lbs Ability to climb heights of up to 15' Good dexterity of hands Good hand-eye coordination Ability to stand for extended periods of time Ability to spend up to 12 hours per day in extremely dry environments while wearing clean-room gear (coveralls, hairnet, mask, glove, shoe covers, etc.) which may prevent the wearing of some cosmetics Ability to work with extremely delicate and/or hazardous materials while following proper safety protocols Employment Requirements: U.S. Persons Ability to work overtime or alternate schedules as required Ability to travel between local facilities occasionally PERKS OF BEING AN EAGLEPICHER EMPLOYEE Some of the great things about being an EaglePicher employee include: Medical, dental, vision, life, and disability insurance; 10 paid holidays and PTO; Matching 401K; Tuition reimbursement; Dependent scholarship programs.

ABOUT EAGLEPICHER EaglePicher Technologies is driving the electrification of defense, aviation and space. We provide the broadest range of battery systems in the world for the most demanding applications. We develop leading-edge products that make drones fly higher, undersea vessels run longer, aircraft fly farther, rockets launch safely and satellites operate longer. With our cutting-edge research and manufacturing, we continue to set new standards in the industry. For 100 years, we have provided mission-critical power solutions to the defense, aviation and space markets. EaglePicher provides custom battery assemblies, battery management systems, pyrotechnic devices and other power solutions. Our employees are passionate, dedicated and empowered to realize our vision. We strive for the right mix of people with diverse backgrounds personalities and perspectives, and to ensure this works, we create an inclusive work environment that places a premium on communication and collaboration. At EaglePicher, we will give you the opportunity to harness all that is within you with access to the latest tools, information and training. EaglePicher is headquartered in St. Louis, MO with manufacturing and research and development facilities in Joplin, MO, Seneca, MO, Pittsburg, KS, East Greenwich, RI and in Southbridge, MA. For more information visit ******************* Responsibilities Technical Requirements: Possess basic computer and math skills Ability to use hand and power tools as well as fixtures and molds Ability for repetitive work with small parts either under a magnifying glass or microscope Capable of handling delicate materials Ability to use general office equipment (fax machine, copier, calculator, phones, etc.) Read, write and speak English Follow verbal and written instructions Ability to perform task-specific operations such as, but not limited to: Perform mechanical assembly, potting and soldering applications, Assemble products in accordance with technical drawings, specifications, documents and/or blueprints, Conduct product testing utilizing specialized task specific equipment such as electronic volt meters, helium leak test equipment and/or digital X-ray systems, Process electrodes (clean tabs, sort for defects, assemble cells, activation, etc.), Equipment set-up and programming such as laser beam weld, Execute process procedures for all aspects of cell manufacture and/or assembly, Operate specialized task specific equipment such as winders, wrappers, filling systems, X-ray, stackers, welders, winders, activation systems, mixing, coating, calendaring, slitting and blanking equipment, surface grinders, etc., Perform product quality self-inspections, Collect and organize process and product data from cell builds, Maintain proper inventory levels through use of ERP work orders Strong mechanical and electrical skills Strong project leadership skills Technical Preferences: Working knowledge and experience with implementation of manual and automated assembly equipment Battery and/or product assembly experience Experience operating HMI and PLC controlled equipment Knowledge of automated assembly manufacturing best practices Understanding of Six Sigma and Lean charts and trend analysis Experience as an automated systems operator and/or related position in manufacturing environment Experience in set-up and operation of automated pressing equipment dies Knowledge of chemical processing, intermediate electrical Experience in cell assembly such as lithium ion, CFX, thermal, alkaline, silver zinc, lithium oxyhalide or other similar chemistry Behavioral Requirements: Meet deadlines under pressure Work and contribute in a team environment Adhere to company policies and procedures Comply with company safety practices Attention to detail Excellent record of attendance and reliability Flexible and adaptable to change Practice good housekeeping Produce work product in an efficient manner with a quality first mentality Be results focused to meet efficiency and productivity goals Maintain appropriate documentation and records Work with commonly accepted industry standards Ability to train others Organizational and time managements skills with ability to multi-task Self-starter with high energy, exercise sound judgment and handle multiple priorities Strong interpersonal skills that enable the ability to work with and communicate effectively with people at all levels of the organization Excellent verbal and written communication skills Creativity to recommend solutions for cell and battery assembly problems Drive change to deliver performance Foster safe working practices Take ownership of equipment used in production environment Uphold “best practice” procedures for achieving company objectives Qualifications Education/Certification Requirements: High School graduate or GED Task specific certifications such as electronics soldering, spot welding, crimping, laser beam welding, electro-static discharge, DOT (packaging/shipping), X-ray (level I or II), brazing, etc preferred Physical Requirements: Ability to lift 50 lbs Ability to climb heights of up to 15' Good dexterity of hands Good hand-eye coordination Ability to stand for extended periods of time Ability to spend up to 12 hours per day in extremely dry environments while wearing clean-room gear (coveralls, hairnet, mask, glove, shoe covers, etc.) which may prevent the wearing of some cosmetics Ability to work with extremely delicate and/or hazardous materials while following proper safety protocols Employment Requirements: U.S. Persons Ability to work overtime or alternate schedules as required Ability to travel between local facilities occasionally PERKS OF BEING AN EAGLEPICHER EMPLOYEE Some of the great things about being an EaglePicher employee include: Medical, dental, vision, life, and disability insurance; 10 paid holidays and PTO; Matching 401K; Tuition reimbursement; Dependent scholarship programs.

Department: Loan Processing - Retail General Business Hours: M-F: 9:00 a.m. - 5:00 p.m. Shift: 8 Hours M-F. Managed by (Title): Processing Manager Compensation: $28 - $32 an hour + bonuses FLSA Status: Non-Exempt (eligible for approved overtime) Last Updated: 09.23.2025 SUMMARY A Loan Processor, or Mortgage Processor role acts as a liaison and support staff between the Loan Officer, Loan Originator & Underwriter. They make sure that loan applications are complete and free of mistakes, evaluate financial documents for loan eligibility and ensure that closing deadlines are met. KNOWLEDGE, EXPERIENCE AND SKILLS REQUIRED Technical Knowledge, Years of Related Experience, Skills, Licenses, and Systems Experience Education: High School. College Degree in Business or Finance preferred, but not required. Experience : Loan Processing, regulatory reporting, banking, working with mortgage loans, or a combination of experience in those areas. Skills: Ability to understand regulatory/financial requirements, high sense of urgency, determine if documentation is accurate and conditions are met, exceptional customer service skills with outstanding attention to detail. Systems: Microsoft 365 office suite, Loan Origination System (Empower preferred) TRAINING REQUIRED Participate in additional training on sales, technology, products, procedures and pricing on an ongoing basis. Complete annual training as required by company policy and law on an annual basis in a timely manner. RESPONSIBILITIES Ensure a high customer satisfaction rating through corresponding regularly to outside parties such as title agents and borrowers Double-check lending guidelines and all essential prior-to-document conditions related to each loan document before and after approval Discuss account status or activity with customer, borrower, title agent and loan contact team members through email or phone Record applications for loan and credit, loan information and disbursement of funds, in the software platform, “Empower”. Obtain, examine and edit service level agreements (SLA's), credit information, title report, homeowners insurance, appraisals and flood certificates to identify or verify concerns, completeness and accuracy prior to loan approval Modify administrative work procedures, processes or plans with assigned loan officer(s) to ensure that all contractual dates such as mortgage contingency, closing date, rate lock expiration are met as well as prepare for future pipeline Read all internally provided newsletter and bulletins to remain current on corporate policies, procedures, product guidelines and industry changes SPECIFIC ACTIVITIES Attend and participate in all Monthly Awards Ceremonies, Corporate Gatherings & Training Events Read all newsletters and bulletins to remain current on corporate policies, procedures, and developments. MEASUREMENTS OF SUCCESS Judgement and Decision Making: Detect and report suspicious activity in order to prevent fraudulent claims and comply with federal law Communication Skills: Provide clear, verbal and written documentation to customers and teammates in order to provide a full and complete file to Underwriting Time Management: Manage loan pipeline to ensure that deadlines are met on or before due date in order to keep the pipeline flowing properly Customer and Personal Service: Exposure to meeting quality standards for services in order to uphold the company's exceptional customer service reputation Resource Management: Accurately assess situations to determine if collaboration with teammates or subject matter experts are required in order to maximize workplace efficiency Mortgage Industry Knowledge: Familiarity and/or exposure to mortgage terminology, procedures and regulations in order to shorten the duration of on the job training WORK ENVIRONMENT AND DEMANDS Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Work Environment: Office Possible Work Hazards: Minimal Physical Demands: Light OTHER CONSIDERATIONS/DISCLAIMERS Disclaimer: This job description is a general description of essential job functions. It is not intended as an employment contract, nor is it intended to describe all duties someone in this position may perform. All employees are expected to perform tasks as assigned by supervisory personnel, regardless of job title or routine job duties. ADA Compliance: Embrace Home Loans is an Equal Opportunity and ADA compliant Employer, committed to diversity in the workplace. Disclaimer for Connecticut Applicants: The applicant is not required to disclose the existence of any erased criminal history record information, erased criminal history record information are records pertaining to a finding of delinquency or that a child was a member of a family with service needs, an adjudication as a youthful offender, a criminal charge that has been dismissed or nolled, a criminal charge for which the person has been found not guilty or a conviction for which the person received an absolute pardon or criminal records that are erased pursuant to statute or by other operation of law, and Any person with erased criminal history record information shall be deemed to have never been arrested within the meaning of the general statutes with respect to the proceedings so erased and may so swear under oath. Work Location Information: Embrace supports hybrid work where business needs allow, but is rebuilding a community that looks forward to collaboration within an office setting. All remote work, if allowed, must be performed in a state in which Embrace is registered to do business or presently open to payroll withholding, unemployment insurance as well as workers compensation. Those states are as follows: Alabama, Arizona, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Massachusetts, Maryland, Maine, Minnesota, Missouri, North Carolina, New Hampshire, New Jersey, New York, Ohio, Oregon, Rhode Island, South Carolina, Tennessee, Texas, Virginia, and West Virginia. Even if remote work is permitted, some presence in an office may be necessary based on needs, the nature of work, or in support of corporate sponsored events designed to build community. If your position requires an MLO license, you must be employed within commutable distance of an Embrace office (no home offices) and open to reporting to the office location when required.

Coastal1 Credit Union is seeking a Mortgage Closer II for our Real Estate Lending team! The role of Mortgage Closer is responsible for the timely closing of residential mortgage applications ensuring that all loan documentation is complete, accurate and complies with regulatory agency and internal policies. Founded in 1928 and based in Pawtucket, Coastal1 Credit Union is a growing, member-focused organization serving over 130,000 members. Today, Coastal1 has 19 branches throughout RI and MA, including Bristol, Cranston (2), Cumberland, East Greenwich, East Providence (2), Johnston, North Kingstown, North Providence, Pawtucket (3), Providence, Smithfield, Wakefield, Warwick (2), and North Attleboro, MA. We are committed to helping members achieve their financial goals. Coastal1 Credit Union is committed to providing the best in products, services, rates and changes in technology for our members convenience and security providing "The smarter way to bank." We are focused on simply being the best overall community financial institution in the markets we serve. Coastal1 offers competitive pay and great benefits including medical, dental and vision for you and your dependents. In addition, we offer paid time off to promote work/life balance, on-site fitness center, 401(k) with a company match, employee homebuyer assistance, plus much more! Duties and Responsibilities * Maintain current and accurate knowledge of all loan programs offered by Coastal1, as well as current and thorough knowledge of industry standards for loan documentation including secondary market, government regulatory agency, FNMA, VA, USDA Rural Housing, RI and MA Housing Agencies. * Verify and input all closing data accurately into the LOS system and the closing documentation system for all loan types, including conventional, FHA, VA, USDA, and construction-perm loans. * Prepare and send Closing Disclosures to all borrowers in compliance with CFPB and TRID guidelines and timeframes. Follow up with the borrower for acknowledgements. Retain all documentation showing disclosure and receipt in file. * Responsible for verifying adequate coverage for Flood and Hazard Insurance. * Ensure all closing and processing conditions are cleared, complete verbal VOE, and complete soft-pull credit prior to approving disbursement of mortgage funds. * Responsible for completing funding sheets and loan set-up sheets. Enter on FISERV loan system. * Coordinate all aspects of the closing process and ensure compliance with appropriate regulations. * Assist in clearing noted pre- and post-closing file conditions and/or exceptions. * Respond to all inquiries and requests by internal/external customers. Provide guidance to less experienced closers. * Review mortgage file to ensure that all applicable disclosures have been signed, initialed, and dated by borrower(s). Disclosures not properly executed will be sent to mortgage closing for execution. * Review underwriting approval sheet to ensure approval is within established limits and conforms to Coastal1's guidelines. Contact members, realtors, attorneys, etc., to request missing or erroneous information. * Review title work provided for defects. Ensure legal description matches subject property, and all other identifying information corresponds to other documentation in the file. * Verify legal description on appraisal and title binder. Ensure final 1033 (Uniform Residential Applications) contain all verified information based on RMCR, VOE's, VOD's, appraisal, title binder and member supplied information. * Prepare and review all closing documentation, ensuring compliance. Schedule mortgage closings. Coordinate time and date with all parties (i.e., buyer, seller, closing agent, realtor, etc.). * Calculate closing figures and coordinate loan funding with accounting department. Effectively communicate and coordinate with Closing, Funding and Secondary departments. Oversee the transfer of the loan file to Loan Servicing. * Ensure compliance with Coastal1's Bank Secrecy Act/Anti-Money Laundering Policy and related procedures, Member Identification Program, and the Office of Foreign Assets Control screening and record keeping requirements. * Perform other duties as required. Education and Experience Requirements * Minimum of a high school diploma or equivalent required. Associated degree preferred. * At least 2 years demonstrated successful lending function or closely related field experience required; Familiarity with EllieMae/Encompass Loan Origination System preferred. * Must register/be registered by the Nationwide Mortgage Licensing System and Registry. * PC Proficiency to include Microsoft Office and other banking software. * Excellent communication skills, both written and verbal. Must understand basic math concepts. * Ability to manage multiple priorities simultaneously with time management/organizational/multi-tasking skills. * Must be able to work under pressure and have the ability to meet deadlines. * Ability to maintain a positive and upbeat Credit Union image. * Ability to handle confidential information securely. * Must be capable of accurate and timely performance of duties. * Ability to work collaboratively across all levels and functions of Coastal1 to coordinate solutions. * Bi-lingual helpful. Equal Opportunity Employer

Our client, a leader in the financial services industry, is seeking a dedicated and detail-oriented Commercial Operations Loans Closer to join their team. As a Commercial Operations Loans Closer, you will be an integral part of the Business Banking Operations department supporting the client relationship team. The ideal candidate will demonstrate strong communication skills, meticulous attention to detail, and a proactive approach to problem-solving, which will align successfully within the organization. **Job Title:** **Commercial Operations Loans Closer** **Location:Johnston, RI. HYBRID (4 days or less onsite)** **Duration: 4 months with the possibility of extension/conversion** **Pay Range:** $26/hr on W2 **What's the Job?** + Ensure loans with complex structures or documentation requirements are closed and documented in accordance with credit policies. + Accurately book loans into the loan accounting system and perform due diligence tasks. + Review operational risk components and ensure all conditions are met prior to closing or funding loans, focusing on C&I financing. + Coordinate with sales partners, legal counsel, and clients to clear pre-closing conditions such as environmental reports, appraisals, flood determinations, and title work. + Manage and reconcile post-closing legal documentation exceptions in compliance with bank policies. **What's Needed?** + High School diploma or equivalent; an Associate's Degree or higher is preferred. + **1-3 years of relevant experience in a business or commercial lending environment.** + Exceptional customer service and communication skills. + Strong organizational skills with the ability to manage multiple priorities and meet deadlines. + Experience with AFS and Laser Pro is a plus. **What's in it for me?** + Opportunity to work in a dynamic and supportive team environment. + Hybrid work schedule offering flexibility. + Potential for contract extension or conversion based on performance. + Engagement in meaningful work supporting diverse clients and industries. + Chance to develop your skills within a reputable organization committed to employee growth. **Upon completion of waiting period, consultants are eligible for:** + Medical + Dental Plan + Vision Plan + 401(k) + Weekly Pay If this is a role that interests you and you'd like to learn more, click apply now and a recruiter will be in touch with you to discuss this great opportunity. We look forward to speaking with you! **About ManpowerGroup, Parent Company of: Manpower, Experis, Talent Solutions, and Jefferson Wells.** _ManpowerGroup (NYSE: MAN), the leading global workforce solutions company, helps organizations transform in a fast-changing world of work by sourcing, assessing, developing, and managing the talent that enables them to win. We develop innovative solutions for hundreds of thousands of organizations every year, providing them with skilled talent while finding meaningful, sustainable employment for millions of people across a wide range of industries and skills. Our expert family of brands -_ **_Manpower, Experis, Talent Solutions, and Jefferson Wells_** _-_ creates substantial value for candidates and clients across more than 75 countries and territories and has done so for over 70 years. We are recognized consistently for our diversity - as a best place to work for Women, Inclusion, Equality and Disability and in 2023 ManpowerGroup was named one of the World's Most Ethical Companies for the 14th year - all confirming our position as the brand of choice for in-demand talent. ManpowerGroup is committed to providing equal employment opportunities in a professional, high quality work environment. It is the policy of ManpowerGroup and all of its subsidiaries to recruit, train, promote, transfer, pay and take all employment actions without regard to an employee's race, color, national origin, ancestry, sex, sexual orientation, gender identity, genetic information, religion, age, disability, protected veteran status, or any other basis protected by applicable law.

Coastal1 Credit Union is seeking a Mortgage Closer II for our Real Estate Lending team! The role of Mortgage Closer is responsible for the timely closing of residential mortgage applications ensuring that all loan documentation is complete, accurate and complies with regulatory agency and internal policies.

At Citizens, we work together to make a difference for companies that are building, supplying, and serving industries and consumers across the country. As the Commercial Operations Loan Specialist II, you will be responsible for the processing of commercial credit in support of underwriting during their origination and/or the ongoing portfolio management activities. Communicates with both internal and external customers identifying required information and provides status updates to interested parties. Maintains/updates appropriate systems, determines and orders necessary due diligence, assists with the transfer of credits, supports the establishment and maintenance of virtual credit files and the overall preparation of a file for underwriting as specified in accordance with the Policies and Procedures established by Business Banking Operations, provides general operational support for the Business Banking Operations department; enforces risk controls; maintains data governance and comply with appropriate policies, procedures, laws, and regulations. Most importantly, you will feel valued for who you are and supported to achieve what is important to you, personally and professionally! Qualifications and Requirements An Associate or Bachelor's degree is preferred or 3-5 years of relevant business experience. A minimum of 3 years in Banking and/or Financial Services. Highly motivated and is team-oriented. Analytical ability to expedite moderately complex problem resolution. Highly-effective written and oral communication skills. Able to provide exceptional customer service and to effectively communicate with customers, colleagues, and with all levels of management. Strong organizational skills with the ability to manage multiple priorities in a time sensitive environment while maintaining service level agreements. Ability to effectively manage a pipeline of credits, independently prioritizing activities. Prior work experience in a business/commercial lending environment is required with knowledge of customary products, practices and policies. Knowledge of SBA processing and real estate secured lending is preferred. Advanced knowledge of typical commercial loan documentation, financial statements and due diligence is required. Must be experienced with MS Word, Excel, Outlook. Experience with AFS, RELAY, Salesforce, Alfresco, and CRM Dashboard are all pluses. Equivalent work experience may be considered as an alternative to formal degree program completion. Hours & Work Schedule Hours per Week: 40 Work Schedule: 8:00a - 5:00p EST, hybrid 4 days onsite, 1 day remote

At Citizens, we work together to make a difference for companies that are building, supplying, and serving industries and consumers across the country. As the Commercial Operations Loan Closer II, you will be a critical member of the client relationship team that is responsible for ensuring loans with complex loan structures or documentation requirements are closed and documented in accordance with the Citizens Business Banking credit policy. You will be responsible for accurately booking loans into the loan accounting system, performing appropriate due diligence tasks, reviewing operational risk components, and ensuring conditions are met prior to closing or funding a loan with a particular focus on C&I financing. You will function as a gate keeper for certain compliance and reporting requirements and will perform these functions under the supervision of a Team Leader and/or Manager. As part of the Business Banking Operations team, you will thrive in this role by possessing strong verbal and written communication skills to interact efficiently and effectively with internal business partners, legal counsel, and clients. Most importantly, you will feel valued for who you are and supported to achieve your best, both personally and professionally! Primary responsibilities include: + Knowledge of Federal regulations, loan documentation terms and conditions including credit agreements, notes, guarantees, and collateral is required as you will act as a gate keeper for certain compliance and reporting requirements. + Responsible for ensuring loans are closed and documented in accordance with the Citizens credit approval procedure. + Accurately booking the loan to the loan accounting system. + Successfully manage a loan pipeline of 25-30 transactions; communicating clearly and timely to partners and customers on status and conditions. + Perform appropriate due diligence tasks, review operational risk components, and ensure conditions precedent are met prior to closing or funding a loan + Effectively work with sales partners, customers, legal counsel, and third parties to clear all pre-closing conditions including environmental reports, appraisals, flood determinations, lie positions and title work. + Reconcile Loan Accounting Recon account for assigned loans. + Manage and clear post-closing legal documentation exceptions in compliance with bank policy. + Implement effective controls and proactively initiate action over key client indicators and managing loan closings within established Key Performance Indicators (KPI's). + Provides exceptional customer service while adhering to Bank policies and controls and regulatory requirements. + Mitigate operational and reputational risk Qualifications, Education, Certifications and/or Other Professional Credentials Required Skills/Experience: + 1-3 years of relevant experience in a business/commercial lending environment. + Exceptional customer service and communication skills. + Highly motivated and team oriented. + Ability to manage and resolve moderately complex problems. + Excellent time management skills with the ability to effectively manage a pipeline of credits, independently prioritizing activities. + Strong organizational skills with the ability to manage multiple priorities in a time sensitive environment while maintaining service level agreements. + Experience with AFS and Laser Pro are a plus. Hours & Work Schedule + Hours per Week: 40 + Work Schedule: 8:00am - 5:00pm, Monday - Friday, hybrid 4 days on-site, 1 day remote Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

BayCoast Mortgage is a fast growing Massachusetts company owned by BayCoast Bank, est. 1851. As a wholly owned subsidiary of a bank we have portfolio lending flexibility in addition to being a full-service lender serving the majority of the East Coast. We are committed to being one of the best workplaces in the industry. BayCoast offers a dynamic work environment and excellent opportunities for internal and professional development. We currently have a variety of rewarding career opportunities available in our Mortgage Department in Swansea, MA. Available Positions: Mortgage Loan Originator (inside/outside sales) Essential Mortgage Loan Originator Functions: Maintain and originate through branch and subsidiary provided leads (25+ physical locations). Utilize cutting edge technology to originate digital provided leads. Utilize Salesforce to maintain customer and COI relationships. Source and originate mortgage loans and manage the client experience from origination to closing. Establish a strong presence including developing relationships with Realtors and Community Groups; some inbound and outbound sales calling and field visits may be necessary. Participate in all steps related to the origination of a mortgage loan including meeting with prospects, counseling borrowers, taking mortgage applications electronically and face-to-face as well as by mail and phone. Attend seminars, shows, community outreach events and other events to raise consumer awareness of our products and services. Stay current with changes and new products and learn various borrowing programs and processes. Learn and utilize LOS (MortgageBot), as well as various third party provider applications. Adhere to all federal and state compliance guidelines relative to the position. Minimum Qualifications: High school diploma with 3-5 years mortgage experience or a bachelor's degree. 12-24 months of experience as a Loan Officer, Loan Officer Assistant or Loan Processor. Mortgage Loan Service Registry (NMLS). Working knowledge of all state and federal mortgage regulations. Strong written and oral communication skills. Working knowledge of windows-based applications, including Microsoft Excel and web based applications, including LeadMailbox. Must possess superior customer service skills. Excellent customer service and listening skills. Public speaking skills. Desired Skills & Experience Solid math skills. Genuine interest in local, regional and national real estate markets Ability to multi-task in a fast paced environment. Good organizational and analytical skills. Strong written and oral communication skills. Competitive benefits, including: Customized commission structure Signing bonus Access to Loan Officer Assistant, Processor and Team Leader Medical and Dental Insurance 401(k) Plan Pension Plan Subsidized Short/Long Term Disability, Life and AD&D Insurance Voluntary Benefits including Life, Accident, and Cancer Insurance Flexible Spending Accounts Health Savings Accounts Tuition Reimbursement Student Loan Pay Down Benefit Generous Paid Time Off Employee Assistance Program (EAP) Volunteer Time MLO positions are commission based. BayCoast Mortgage is an Equal Opportunity Employer. BayCoast Mortgage is a wholly owned subsidiary of BayCoast

You Belong Here People's Credit Union is built on the belief that members and employees should feel a sense of belonging. Based on our Core Values, we created that feeling by design to offer you a genuine sense of community where you are supported personally and professionally. If you work here, you belong here. Your Values Align With Ours We hire employees whose core values match our own. We can train for competency, but if you're also genuine, trustworthy, earnest, empathetic, and resourceful, we want you on our team. Your Voice Is Heard Here, hierarchy doesn't drive impact - all voices are sought out, heard, and respected. We are listeners, then doers. Your Team Makes You Stronger Independent work is expected, but collaboration with compassionate accountability makes us all stronger. Working together, we all learn and grow. Your Future Is Bright We recognize that careers are not always straight lines. Professional development is a shared responsibility. We are committed to providing opportunities and resources to help you navigate your career paths and achieve your goals. Let's work together to foster growth and development in our organization. What we offer • Health and dental benefits through Blue Cross Blue Shield, plus vision benefits through VSP • 401(k) and Roth plan with a competitive employer match • Robust Wellness Program • Employee Recognition Program • Fun, food, and events Position Summary This position provides extraordinary service by ensuring loan servicing activities are completed according to Credit Union policies and procedures and applicable government regulations including FNMA, FHLMC and other applicable investor guidelines. This position is also responsible for monitoring portfolios of Commercial, Residential, and Consumer Loans. Mentors staff, develops and trains employees to perform various servicing functions. Maintains a positive leadership role with staff and works to achieve a cohesive team. Essential Responsibilities and Accountabilities Loan Servicing Activity Ensures timely payments of taxes and insurance from Member escrow accounts, accurate rate adjustments, and insurance tracking Maintains and increases knowledge and explores usages of the Core Processing and other lending systems to enhance workflow, ensure efficiencies, and support current and new loan products Oversees loan quality control for all closed loans and ensures proper tracking and resolution of outstanding items Maintains, increases, and shares knowledge of industry standards with other employees and actively maintains ties with other loan servicing professionals to stay attuned to the future needs of the organization and membership Reporting/Monitoring/Audits Assists in coordinating and executing projects relating to loan systems and practices Assists in documenting, implementing, maintaining, and enforcing compliance to all policies and procedures related to loan servicing Provides reporting on the loan portfolio as requested by supervisor, Credit Committee, or Senior Management; actively participates in Credit Union committees, including but not limited to, Credit Committee (participant only), Systems Advisory Council, and others as requested by supervisor or Senior Management Participates in and prepares responses to internal audits and examinations and adjusts department procedures accordingly Establishes and manages assigned vendor relationships and acts as System Administrator for assigned technologies; completes related due diligence and risk assessment activities as required Employee Engagement & Staff Development Actively participates in the education and training process of all employees relating to new/revised loan processes and procedures and other loan compliance related training Attends training and seminars as requested by Supervisor and mandated by the Credit Union; attends professional and vendor user groups, conferences, etc. in order to maintain, increase, and share knowledge of industry standards with employees and actively maintain ties with other industry professionals to stay current on industry impacts to their department/organization Effective management in maintaining a highly motivated, well-trained staff. Ensures all employees have appropriate training and development plans including the recommendation of appropriate external and internal training as necessary for staff development. Ensures staff is informed on organizational initiatives and progress Mentors staff, develops and trains employees to perform various servicing functions Maintains a positive leadership role with staff and works to achieve a cohesive team Key Behavioral Competencies Organization Process Thinking Individuals effective at the competency can see the organization as connected and integrated systems and processes. They understand the general concepts of the organization and the business that it operates. They create and align processes as the business and organization changes and understand how a change in one area is connected to other areas in the organization. They are effective at using the interdependencies to create synergy within the organization. Influence Individuals effective at this competency are able to read people and situations to skillfully direct, persuade, and motivate others. They customize their communication to the audience and create trust by transparency, honesty, and dealing with all situations with competence and a sense of fairness. Initiative Individuals effective at this competency are able to take effective action without being directed. When they see a need or are given a goal, they take full ownership and act on it without waiting for someone to tell them what to do or how. They seek out guidance when needed so they are able to achieve goals. They make things happen. Problem Solving and Decision Making Individuals effective at this competency exhibit good judgment and sound logic. They are able to identify the problem at its core, determine solutions, and make decisions. They are able to identify the core issues by gathering relevant information and including the appropriate individuals and sources to highlight the issue as well as outline solutions. They are committed to solving the issue by making a decision based on the information and taking action. Talent Development Individuals effective at this competency are continuously assessing talent and succession planning. They are able to identify strengths and weaknesses, assess potential, and clearly address individuals' performance and potential with clear development goals, continuous coaching, identification of future roles, and delegation of appropriate development projects and assignments. Knowledge and Skills High School diploma or GED certificate Two to five years progressive experience in Real Estate and/or Consumer loan servicing, including supervision/management of staff Thorough knowledge of secondary market, including sales of loans and underwriting guidelines Excellent oral and written communication skills Experience in Windows, Microsoft Office, financial core processing lending systems ADA Requirements Physical Requirements Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work additional hours whenever required or requested by management. Must be capable of regular, reliable, and timely attendance. Working Conditions Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise. Must be able to prioritize work, maintain engagement and productivity in a remote work environment. An Equal Opportunity Employer, including disability / veterans.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Closer for one of its mortgage clients to play a vital role in the final stages of the mortgage lending process. You will ensure a smooth and efficient closing experience for all parties involved. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Review and analyze loan data, ensuring accuracy and completeness. - Prepare and assemble closing documents, including the final closing disclosure and settlement statements. - Communicate effectively with borrowers, loan officers, processors, title companies, and other parties involved in the transaction. - Coordinate closing logistics, scheduling signings, and ensuring all necessary documentation is accurate. - Ensure compliance with all federal, state, and investor loan closing regulations. - Maintain accurate closing schedules and deadlines. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141863 ### Place of Work On-site ### Requisition ID 141863 ### Application Email ****************************

At Citizens, we work together to make a difference for companies that are building, supplying, and serving industries and consumers across the country. As the Commercial Operations Loan Closer II, you will be a critical member of the Business Banking Operations team that is responsible for ensuring loans with complex loan structures or documentation requirements are closed and documented in accordance with the Citizens credit approval policy. You will be responsible for accurately booking loans into the loan accounting system, performing appropriate due diligence tasks, reviewing operational risk components, and ensuring conditions are met prior to closing or funding a loan with a particular focus on Commercial Real Estate (CRE), C&I financing, Small Business Administration (SBA) and other niche financing. You will function as a gate keeper for certain compliance and reporting requirements and will perform these functions under the supervision of a Team Leader and/or Manager. As part of the Business Banking Operations team, you will thrive in this role by possessing strong verbal and written communication skills to interact efficiently and effectively with internal business partners, legal counsel, and clients. Most importantly, you will feel valued for who you are and supported to achieve what is important to you, personally and professionally! Primary responsibilities include + Knowledge of Federal regulations, loan documentation terms and conditions including credit agreements, notes, guarantees, and collateral is required as you will act as a gate keeper for certain compliance and reporting requirements. + Responsible for ensuring loans are closed and documented in accordance with the Citizens credit approval procedure. + Accurately booking the loan to the loan accounting system. + Successfully manage a loan pipeline of 25 transactions; communicating clearly and timely to partners and customers on status and conditions. + Supports regular program activities such as SBA 1502 reporting, internal and external reviews and procedure review and maintenance + Perform appropriate due diligence tasks, review operational risk components, and ensure conditions precedent are met prior to closing or funding a loan. + Effectively work with sales partners, customers, legal counsel, and third parties to clear all pre-closing conditions including environmental reports, appraisals, flood determinations, lien positions and title work + Possess strong verbal and written communication skills in order to interact efficiently and effectively with internal business partners, legal counsel and clients. + Reconcile Loan Accounting Recon account for assigned loans. + Manage and clear post-closing legal documentation exceptions in compliance with bank policy. + Implement effective controls and proactively initiate action over key client indicators and managing loan closings within established Key Performance Indicators (KPI's). + Provides exceptional customer service while adhering to Bank policies and controls and regulatory requirements to m itigate operational and reputational risk Qualifications, Education, Certifications and/or Other Professional Credentials Required Skills/Experience: + 3+ years of relevant experience in a business/commercial lending environment with knowledge of CRE, C&I and/or SBA lending, practices and policies + 3+ years customer service experience + 3+ years computer skills- ability to work with desktop applications and systems. + Knowledge of commercial banking documentation + Exceptional customer service and communication skills + Solid understanding of commercial real estate transactions + Self-starter with the capacity to work independently with minimal supervision + Highly motivated and team-oriented + Ability to manage and resolve moderately complex problems + Excellent time management skills with the ability to effectively manage a pipeline of credits, independently prioritizing activities. + Strong organizational skills with the ability to manage multiple priorities in a time sensitive environment while maintaining service level agreements + Experience with AFS, Relay, Laser Pro and Salesforce are all pluses Education: High School or equivalent (GED) required Associate's Degree or higher is preferred Hours and Work Schedule: Hours per Week: 40 Work Schedule: 8:00am - 5:00pm, Monday - Friday, hybrid 4 days onsite, 1 day remote Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

Location: East Greenwich, RI Office Location *Hybrid eligible (Hybrid = at least 3 days in office) Department: Retail - East Greenwich, RI General Business Hours: M-F: 9:00 a.m. - 5:00 p.m. Shift: 40 hours per week. Eligible for approved overtime. Managed by (Title): Branch Manager and/or Loan Officer Supporting Compensation: $16.00 -$23.00 per hour with commissions/overrides based on performance FLSA Status: Non-Exempt Last Updated: 3.14.2025 SUMMARY The Junior Loan Officer is responsible for playing a key role in supporting Loan Officer activities, including building client relationships with realtors, builders, home buyers, financial planners and others. While supporting Loan Officers, the Junior Loan Officer will receive exposure, mentorship and ability to create their own client base. The Junior Loan Officer has the opportunity to produce and originate loans (with an active license), which will set them on a career path to become a Loan Officer or Senior Loan Officer. If you are passionate about helping clients achieve their dreams to become a home owner, speak Spanish and looking to expand your knowledge base in the mortgage industry, this position is for you! KNOWLEDGE, EXPERIENCE AND SKILLS REQUIRED Technical Knowledge, Years of Related Experience, Skills, Licenses, and Systems Experience Education: Minimum of a high school diploma required. Experience : Minimum 1+ years' of loan origination experience, loan officer assistant experience, strong sales experience or experience working in the mortgage industry required. Minimum 1+ years' of marketing experience in sales environment is a plus Skills: Detail oriented with strong follow-up skills. Interpersonal skills that forge professional relationships and support, strong oral, verbal and written communication. Ability to speak and understand Spanish a requirement. To be knowledgeable and able to articulate all aspects of loan products offered, such as: FHA/VA, FHLMC, FNMA, JUMBO and all other loan programs that Embrace offers. Strong skillset in social media marketing and ability to gain customer interaction with such marketing techniques. License: Must currently have an active Mortgage Loan Originator (MLO) license through NMLS prior to receiving a job offer. Systems: Experience using Empower Loan Management Software preferred and training is provided. Other systems/platforms are used daily such as Microsoft Office Suite, Adobe, DocuSign, Total Expert, etc. TRAINING REQUIRED Participate in additional training on sales, technology, products, procedures and pricing on an ongoing basis. Complete annual training as required by company policy and law on an annual basis in a timely manner. Follow through on all professional conditions and continued education requirements for NMLS licensure. RESPONSIBILITIES Establish, develop and maintain client referral relationships with Realtors, builders, Developers, CPA's, financial planners and make sales calls on potential or existing customers in order to develop new business and/or retain existing business. Duties would include: Counseling and pre-qualifying potential homebuyers. Taking a complete and accurate loan application. Obtaining all necessary support documents along with the appropriate fees and lock-in information. Overseeing the loan process by monitoring loan status and ensuring conformity with term. Assisting in collecting additional documents and promptly communication loan status to all interested parties. Obtaining loan documentation after closing as directed by corporate or senior management. Actively manage marketing on social media for your own personal production and for assigned Loan Officer or Branch Manager Keep informed of trends, changes, regulations and developments in the local real estate market and competitor activity. Understand all origination, processing, appraisal, underwriting and closing requirements for Embrace and investor guidelines pertaining to both governments insured and privately insured mortgages. Ability to accurately negotiate price, terms and conditions with mortgages. Maintain a professional image and standards consistent with company policies and procedures Other duties as assigned by the Branch Manager or assigned Retail Loan Officer. SPECIFIC ACTIVITIES Attend and participate in all Monthly Awards Ceremonies, Corporate Gatherings (including travelling to headquarters quarterly), attend Sales Calls & Training Events. Read all newsletters and bulletins to remain current on corporate policies, procedures, and developments. Occasionally participate in branch/headquarter meetings that require attendance. MEASUREMENTS OF SUCCESS Develop and manage a pipeline of users, referrals, client relationships, etc. Increase customer base via Marketing tactics Relationship management and Customer Satisfaction Ability to originate loans for personal and team production WORK ENVIRONMENT AND DEMANDS Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Work Environment: Office / Hybrid schedule Possible Work Hazards: Minimal Physical Demands: Light OTHER CONSIDERATIONS/DISCLAIMERS Disclaimer: This job description is a general description of essential job functions. It is not intended as an employment contract, nor is it intended to describe all duties someone in this position may perform. All employees are expected to perform tasks as assigned by supervisory personnel, regardless of job title or routine job duties. ADA Compliance: Embrace Home Loans is an Equal Opportunity and ADA compliant Employer, committed to diversity in the workplace. Disclaimer for Connecticut Applicants: The applicant is not required to disclose the existence of any erased criminal history record information, erased criminal history record information are records pertaining to a finding of delinquency or that a child was a member of a family with service needs, an adjudication as a youthful offender, a criminal charge that has been dismissed or nolled, a criminal charge for which the person has been found not guilty or a conviction for which the person received an absolute pardon or criminal records that are erased pursuant to statute or by other operation of law, and Any person with erased criminal history record information shall be deemed to have never been arrested within the meaning of the general statutes with respect to the proceedings so erased and may so swear under oath. Work Location Information: Embrace supports hybrid work where business needs allow, but is rebuilding a community that looks forward to collaboration within an office setting. All remote work, if allowed, must be performed in a state in which Embrace is registered to do business or presently open to payroll withholding, unemployment insurance as well as workers compensation. Those states are as follows: Alabama, Arizona, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Massachusetts, Maryland, Maine, Minnesota, Missouri, North Carolina, New Hampshire, New Jersey, New York, Ohio, Oregon, Rhode Island, South Carolina, Tennessee, Texas, Virginia, and West Virginia. Even if remote work is permitted, some presence in an office may be necessary based on needs, the nature of work, or in support of corporate sponsored events designed to build community. If your position requires an MLO license, you must be employed within commutable distance of an Embrace office (no home offices) and open to reporting to the office location when required.