Mortgage Loan Processor | Fenton
Loan Processor job 36 miles from Sterling Heights
Mortgage Loan Processor Non-Exempt Equal Employment Opportunity Corporate Values & Mission "Provide superior service, quality advice and show our utmost respect to everyone we meet." Represent the company in customer service and evaluation of loan applications. Verify through outside sources, the accuracy of information on the application, review debt-to-income and loan-to-value ratios and assemble and submit a completely documented file to automated underwriting systems. Review appraisals. Schedule and facilitate loan closings. Assure that all documentation needed to support an underwriting decision and loan closing is in the loan file.
Reports To: Mortgage Loan Processor Team Lead
Essential Duties and Responsibilities
* Maintain caseload in a timely and responsible manner. The expected caseload would be an average volume that supports current production with an average processing time that meets or exceeds market expectations.
* Maintain an open line of communication with the applicant throughout the processing period, assisting them with any questions and notifying them of any additional information needed. Promote the company's philosophy of providing excellent customer service through various contacts throughout processing with Realtors, builders, applicants, and others.
* Daily monitor and act upon incoming mail and documentation needed for approval or closing. Maintain log and event tracking in the computer to keep other staff members aware of status, lock expiration dates and anticipated closings.
* Review file and submit to automated underwriting systems for approval. Issue approval/conditions checklist. Review appraisals for any conditions or issues that need to be cleared prior to loan closing. Involve senior underwriting staff whenever necessary.
* Monitor compliance alerts in LOS and resolve with urgency. Limit 3 day rule violations and follow procedures for TIL tolerances for all fees paying close attention to title and appraisal cures with required Change of Circumstances documented and appropriately redisclosed.
* Complete a final evaluation and analysis of the completed loan package and prepare the file for closing, assuring that necessary conditions are cleared.
* At a minimum, applicants, Realtors, and loan officers are given status reports at the following stages of processing:
* 1. After initial review of the new loan application
* 2. When approval has been received
* 3. When appraisal comes in
* As a back up to the closer, be able to schedule, prepare documents and facilitate loan closings. Review file post-closing to assure that the loan was closed properly.
* Prepare, in a timely manner, adverse action notices and 30-day notices when required.
* Participate in creating a good working relationship with other staff members and customers.
* Answer customer calls quickly and efficiently
* Assist other team members when workflow requires.
* Assist in training new staff members in loan processing, as required.
* Assist in maintaining and updating procedure manual.
* Comply with State and Federal Regulations, as applicable.
* Utilize manuals and handbooks available to increase knowledge of business and to be effective in position. Stay aware of current changes and their effect on responsibilities.
* Loan Processors are required to fulfill their responsibilities with honesty, integrity, and professionalism and to maintain confidentiality of customer information.
Additional responsibilities as assigned.
Physical Demands and Work Environment
Ability to work in an office environment which may include many hours of computer and telephone usage. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position description is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodations.
By signing below, I acknowledge and understand the expectations and requirements of my role and agree to meet these duties to the best of my ability.
Requirements
Qualifications
To perform this job successfully, an Individual in this position must be able to perform each of the above essential duties satisfactorily and exhibit the values of the Company. In addition, the requirements listed below are representative of the knowledge, skill and/or ability required.
Be familiar with and comply with the provisions of the Bank Secrecy Act and USA PATRIOT Act as they relate to the functions of this position. Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer.
Be familiar with and comply with all federal and state banking regulations as applicable.
Experience and/or Education
* High School Diploma or Equivalent
* Specific knowledge as related to mortgage documents and regulations, Freddie Mac, Fannie Mae, FHA, Rural Housing and MSHDA with preferably two years' experience.
* Specific knowledge as related to mortgage documents and regulations, Freddie Mac, Fannie Mae, FHA, Rural Housing and MSHDA with preferably two years' experience.
Competencies
In addition to the Corporate Core Competencies, individuals in this position are expected to exhibit the following:
Written and Oral Communication - Effective written and oral communication skills required, with the ability to interface with Internal and external stakeholders and community partners. Has group presentation skills.
Quality - Demonstrates accuracy and thoroughness; monitors own work and the work of others to ensure quality
.Judgment - Displays willingness to make decisions; exhibits sound and accurate judgment; supports and explains reasoning for decisions; includes appropriate people in decision-making process. Makes timely decisions.
Initiative - Undertakes self-development activities; takes independent actions and calculated risks; looks for and takes advantage of opportunities; asks for and offers help when needed.
Mortgage Loan Processor
Loan Processor job 24 miles from Sterling Heights
Job Description
As a Mortgage Loan Processor at our local mortgage brokerage, Key Mortgage Ink, you will be responsible for managing residential loan files from application to funding. You will ensure the timely and accurate processing of loans through third-party wholesale lenders, coordinating closely with borrowers, loan officers, lenders, and third-party vendors.
In this role, you will also maintain professional and prompt communication with title companies, real estate agents, and clients to facilitate a smooth and efficient loan process. Attention to detail, strong organizational skills, and the ability to navigate lender-specific and investor requirements are essential for success in this position.
Compensation:
$45,000 - $65,000 yearly
Responsibilities:
Review new loan submissions for completeness and accuracy, ensuring all required documentation is collected based on lender and loan program guidelines.
Work with multiple wholesale lenders, understanding and adhering to each lender’s submission, underwriting, and closing procedures.
Communicate with borrowers to request outstanding documentation and provide updates throughout the loan process.
Order and track third-party services such as appraisals, title work, VOEs, and HOI.
Upload complete loan packages to wholesale lender portals and manage pipeline through approval, conditions, and closing.
Identify and resolve issues that may delay approval or funding, proactively communicating with all parties.
Clear lender conditions and resubmit documentation for final approval.
Maintain detailed, organized loan files in the broker’s loan origination system.
Ensure compliance with RESPA, TRID, and other applicable federal/state mortgage regulations.
Support loan officers by helping structure files for successful approval with appropriate lenders and programs.
Qualifications:
Minimum of 2+ years loan processing experience required
Strong analytical and time management skills and superior attention to detail
High school diploma or GED required - Associate’s degree in accounting, finance, or business preferred
FHA, FHLB, FNMA, or VA loan product knowledge and mortgage lending experience required
Excellent written and verbal communication skills are a requirement
About Company
Key Mortgage Ink is a mortgage brokerage in Plymouth, MI. We have assisted thousands of Michigan homebuyers in the past 10 years. Our company is referral-based, so the experience that our buyers and real estate agents receive is second to none. We offer a unique lending experience that goes beyond the transaction. We are looking for the right person who is as passionate about delivering the perfect loan experience as we are.
Mortgage Loan Processor
Loan Processor job 4 miles from Sterling Heights
We Offer:
Flexible hours & remote positions available.
Comprehensive benefits package and a 401(k) plan.
Fun, casual, energetic, and fast-paced work environment.
Phenomenal pricing and closing process your clients will love.
"The best opportunity for the best people."
Loan Processor Job Responsibilities:
Responsible for loan pipeline, both purchases and refinances
Review loan applications packages for completeness and accuracy, reconcile application against system input
Calculate and analyze income, assets, and liabilities
Responsible for gathering required documentation from customer and third parties in support of the loan approval decision
Responsible for prompt, professional communication to customers, loan officers, and underwriters
Establish ongoing relationships with both internal and external clients by delivering best-in-class customer service
Minimum Qualifications:
Minimum of 2 years of mortgage loan experience
Must be self-directed, motivated, and comfortable working in a fast paced environment
Must be proficient in Microsoft Office, DU, LP, CRM
Exceptional customer service skills
Detail-oriented and demonstrate excellent decision making skills
Strong written and verbal communication skills
Ability to excel in a fun and energetic results-driven environment
Mortgage Loan Processor; BR 24 - Loan City; 6.26.2025
Loan Processor job 10 miles from Sterling Heights
JOB SUMMARY: Responsible for performing initial appraisal of potential borrowers by thoroughly examining their applications; assessing the credit standings of applicants through background research; and interviewing applicants to evaluate their eligibility for loan or mortgage.
ESSENTIAL FUNCTIONS:
Identify customer needs, explore all options, and suggest different types of loans. Review files for completeness and accuracy.
Verify accuracy of system input.
Analyze file for program applicability.
Review necessary documentation, such as income and asset documentation, credit report, verifications, appraisal report, preliminary title report, etc.
Follow up with clients to request additional documents as needed or to clarify important points.
Provide status updates to loan officers, borrowers, and agents.
Remain up to speed regarding lending and other financial services.
Coordinate all aspects of submission to underwriting, documentation requests and satisfaction of closing/funding conditions. Coordinate closings as needed.
Submit files in a timely manner in accordance with company standards.
Review pre-audit HUD-1 to ensure accuracy. Work with loan officer and title companies to resolve any discrepancies prior to closing.
Prioritize workflow to ensure time sensitive files are handled in proper order.
Assure compliance with all regulatory and governmental standards, guidelines, rules and regulations with all regulatory authorities, federal or state ordinances and administrative regulations and statues.
Forge trust relationship and enhance customer dedication.
Ensures confidentiality of bank and customer information.
Performs other duties as assigned.
Requirements
Preferred Skills:
Preferably 5 years or more processing conventional, VA and FHA loans.
Encompass experience preferred.
Requirements:
Post TRID knowledge required.
Comprehension of direct/indirect lending procedures.
In-depth understanding of relevant rules and regulations.
Strong organization skills and detail oriented.
Excellent communication and sales skills.
Loan Processor
Loan Processor job 10 miles from Sterling Heights
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for managing loan files from application through closing. This position pulls and analyzes credit applicant information and reviews income & asset documents. As a member of the sales team, the Loan Processor requests and obtains referrals from current and potential CrossCountry Mortgage clients. The Loan Processor also runs DU, stacks and submits files, requests and clears conditions.
Job Responsibilities:
* Primary contact and liaison between clients, Branch Manager, Branch Sales Manager and/or assigned Loan Originator(s).
* Deliver service for the client and referral partner, contract to close.
* Manage the Pipeline.
* Provide written and verbal weekly updates to borrowers.
* Provide consistent and transparent communication with the borrower throughout the process.
* Track all requested documents in Encompass.
* Review documentation received within 24 hours of receipt for discrepancies, omissions, verified income calculation, asset verification and Encompass updates based on verified information; immediately notify Loan Originators when any discrepancies are found on documentation.
* Partner with Loan Originators in resolving problems in files and documents.
* Ensure files are complete and set-up in accordance with Company policy and procedures.
* Meet deadlines (loan documents to title 3 days before closing) while maintaining multiple assignments/projects.
* Provide customer service both internally and externally.
* Available to work varying hours and overtime if needed.
Qualifications and Skills:
* High School Diploma or equivalent.
* Minimum 3 years' current conventional fixed and ARM, HELOC and construction mortgage loan processing or origination experience.
* Experience in Mortgage Loan Processing.
* State and Federal NMLS License preferred.
* Experience with RESPA and mortgage and consumer lending regulations and loan documents, preferred.
* Experience with Encompass.
* Excellent written and verbal communication skills.
* Excellent communication and collaboration skills.
* Proficient in DU, LP, Microsoft Office & Windows.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
#LI-CCMREC
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Mortgage Processor
Loan Processor job 4 miles from Sterling Heights
Join Our Team as a Mortgage Loan Processor!
We're looking for a detail-oriented and experienced Mortgage Loan Processor to join our fast-paced, dynamic team. The ideal candidate brings a strong background in mortgage processing, a proactive mindset, and a history of delivering solutions within the lending industry.
$45,000 - $55,000 Salary + Commission
1 year of previous experience as a Processor in a broker model is required, or
2 years of experience working as an Underwriter and/or Client Care Specialist
Previous experience navigating the UWM portal is preferred
Previous experience managing a pipeline through Salesforce is preferred
Excellent communication and customer service skills - MUST be comfortable on the phone
Mortgage Processor
Loan Processor job 4 miles from Sterling Heights
We are currently seeking an experienced and detail-oriented mortgage loan processor for our dynamic lending team. The ideal candidate will have years of mortgage processing experience, a can-do attitude, and a proven track record of providing solutions in the mortgage lending industry.
If you are looking for an excellent position that will help you reach your financial goals, start your application today!
Mortgage Loan Processor
Loan Processor job 19 miles from Sterling Heights
Job Description
At Sonic Loans®, we pride ourselves on being fast, accurate, and relentlessly solution-driven. As a Mortgage Loan Processor, you play a crucial role in delivering the exceptional service clients have come to expect. You’ll be responsible for managing loan files from submission to closing, ensuring all documentation is accurate, complete, and compliant with underwriting guidelines and regulatory requirements.
This is an in-person role. This is a full-time role in our Dearborn, MI office.
This role is perfect for someone who thrives in a fast-paced environment, communicates clearly with underwriters, clients, and team members, and knows how to keep deals on track. You’ll work closely with loan officers, underwriters, title companies, and borrowers to move loans forward quickly and efficiently—because at Sonic Loans®, we don’t just close loans—we save them.
Compensation:
$15 - $18 hourly
Responsibilities:
Order property and loan documentation such as appraisals, inspections, title searches, site surveys, contracts, and property tax records to help process mortgage loan files
Adhere to all lending and regulatory guidelines and policies while preparing the loan file
Document the loan process from origination to approval through our system
Act as a liaison between applicants, mortgage brokers and loan officers, real estate agents, and mortgage lending underwriters to help further loan approval
Prepare files for closing, coordinate with title, and ensure timely delivery of closing disclosures and closing packages
Update loan status in LOS and CRM systems to reflect real-time progress
Communicate with borrowers, loan officers, title agents, and real estate agents to ensure smooth closings
Prepare files for closing, coordinate with title, and ensure timely delivery of closing disclosures and closing packages
Qualifications:
Must possess exceptional attention to detail, as well as strong analytical and time management skills
Must possess excellent written and verbal communication skills
Mortgage lending experience and loan knowledge required, specifically with FHA, FHLB, FNMA, or VA loans
Accounting, finance, or business Associate’s degree preferred - High school diploma or GED required
2 years minimum experience in loan processing required
About Company
Sonic Loans® is a Michigan-based mortgage lender built for loan officers who want speed, precision, and the ability to close deals efficiently. We provide the tools, support, and flexibility for self-generating loan officers to succeed without the red tape and inefficiencies found at traditional lenders.
Here, expertise matters. We've earned a reputation for solving complex financing challenges that other lenders can’t. We know the guidelines inside and out, allowing our loan officers to structure loans strategically, close faster, and deliver a better client experience—without last-minute surprises.
Mortgage Processor
Loan Processor job 10 miles from Sterling Heights
At Dynagen Lending, we're redefining the mortgage experience with a focus on people, process, and performance. Our high-energy, team-oriented culture supports career growth and exceptional service. As we expand, we're looking for detail-oriented, customer-focused professionals to join our team and help clear the conditions of our loan pipelines.
Position Overview:
This is a unique opportunity to support our VP of Lending with one on one processing duties. This includes gathering initial borrower information, clearing conditions, and ensuring a seamless journey to the closing table.
Key Responsibilities:
Act as the primary liaison between borrowers, processors, and underwriters after conditional approval is issued.
Review underwriting conditions and clearly communicate documentation requirements to borrowers.
Collect, verify, and submit all necessary documents to help clear underwriting conditions in a timely manner.
Ensure all documentation aligns with investor and underwriting guidelines.
Proactively identify and resolve potential issues that may delay the loan closing process.
Maintain frequent and professional communication with borrowers to provide updates and set expectations.
Coordinate with third-party vendors (e.g., insurance agents, title companies, employers) to obtain required documents.
Track condition status and follow up consistently to keep files moving forward toward clear-to-close.
Document all borrower interactions and condition status updates.
Support the loan team in maintaining high customer satisfaction and on-time closings.
Required Qualifications:
1+ year of mortgage experience required (e.g., LOA, junior processor, call center rep, client coordinator, etc.).
Familiarity with mortgage products including FHA, VA, and Conventional loans.
Experience using LOS and CRM platforms. Lodasoft or Salesforce would be a plus.
Understanding of mortgage documentation, pre-qualification steps, and borrower intake.
Excellent communication and customer service skills-both written and verbal.
Strong attention to detail and the ability to manage multiple priorities in a deadline-driven environment.
Must be comfortable in a high-call-volume, goal-oriented sales support environment.
What We Offer:
Great opportunities to work in the mortgage field without being a licensed loan officer.
Supportive team culture with hands-on coaching and development.
Health, dental, vision insurance after 90 days.
401(k) with company match.
If you're ready to take the next step in your mortgage career and work with a team that values speed, service, and performance - apply today.
Loan Originator NE
Loan Processor job 22 miles from Sterling Heights
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Title Processor
Loan Processor job 4 miles from Sterling Heights
We are seeking a highly experienced Title Processor to join our in-office team. The ideal candidate will have a deep understanding of title processing and be comfortable handling complex residential and commercial transactions. This position requires precision, a proactive mindset, and a strong ability to work collaboratively with escrow officers, clients, lenders, and agents.
Review and process title orders from start to finish, including clearing title issues and preparing commitment and final policies.
Coordinate with underwriters, attorneys, and outside parties to resolve title defects.
Review surveys, lien searches, payoffs, tax certificates, and legal descriptions for accuracy and completeness.
Prepare closing disclosures, settlement statements, and title documents in compliance with state and federal regulations.
Communicate with buyers, sellers, agents, and lenders to ensure a smooth closing process.
Maintain thorough documentation and ensure all transactions meet compliance standards and deadlines.
Minimum 5+ years of experience in title processing, preferably in both residential and commercial transactions.
In-depth knowledge of title insurance regulations, underwriting guidelines, and curative processes.
Exceptional attention to detail and organizational skills.
Strong verbal and written communication abilities.
Must be a self-starter with the ability to manage multiple files simultaneously under tight deadlines.
High level of professionalism, integrity, and discretion.
Loan Sales Specialist - Entry Level Loan Officer
Loan Processor job 10 miles from Sterling Heights
Join a Winning Team and Build Your Career in Sales! We are seeking motivated, goal-oriented individuals to join our dynamic team as a Loan Sales Specialist. This is a fantastic opportunity to kickstart your career in sales with hands-on training and development, a competitive hourly wage, and a clear path to six-figure earnings as a Loan Officer.
Why Join Us?
Paid Training & Development: Receive comprehensive paid training to develop your sales skills and industry knowledge.
Paid SAFE Training and Licensing: We invest in your success by covering the costs of your licensing and SAFE training, a critical step toward becoming a licensed Loan Officer.
Career Growth: This position is the perfect launchpad for ambitious individuals looking to transition into a high-earning Loan Officer role
What You'll Do:
Conduct outbound calls to engage potential clients, introduce our services, and qualify leads.
Educate prospective customers about our loan programs and services, setting the stage for meaningful conversations with Loan Officers.
Build rapport with clients and maintain a professional and positive demeanor.
Collaborate with the sales and operations teams to ensure a seamless customer experience.
Meet and exceed daily, weekly, and monthly outreach goals.
What We're Looking For:
Excellent communication and interpersonal skills.
A passion for building relationships and helping customers.
Strong work ethic, motivation, and the drive to succeed.
Ability to work in a fast-paced, team-oriented environment.
Sales experience is a plus, but not required-training is provided!
Perks & Benefits:
Paid Training: Get paid while you learn the skills to thrive in your role and beyond.
Development Opportunities: Build the foundation to grow into a Loan Officer position with six-figure earning potential.
Modern Office & Amenities: Work in a state-of-the-art 23,000-square-foot office featuring:
A modern, professional design with an open concept for team collaboration.
Stand-Up Desks: Every team member has access to ergonomic workstations.
Two Full Kitchens: Stay fueled and refreshed throughout the day.
Breathtaking Closing Room: Designed to impress clients and showcase professionalism.
Dedicated Training Space: Benefit from continuous learning in a collaborative setting.
Start Your Journey to Success!
If you're ready to take the first step toward a rewarding career in sales and the mortgage industry, apply today!
Entry Level Loan Lock Specialist
Loan Processor job 13 miles from Sterling Heights
The Entry Level Loan Lock Specialist would be required to cover a broad area of responsibilities within the Lock Desk Team, which includes completing lock desk functions based on requests from both internal and external clients, monitoring and completing requests from assigned work queues, and handling questions from internal and external clients.
WHAT YOU WILL BE DOING
* Processing lock requests such as manual locks, re-locks, and rate changes
* Completing lock related Change of Circumstance requests
* Monitoring inbound Lock Desk work queues to maintain SLA on all received requests
* Handling inbound phone calls from internal and external clients
WHAT WE NEED FROM YOU
* 6 months or more of either Mortgage Client Service experience or service industry experience such as Restaurant, Call Center, Retail Customer Service, Hotel Hospitality, etc.
* Successful track record with Client Service
* Comfortable with numbers and math
* Comfortable in a high production role
* Strong ability to remain calm and positive in stressful situations
* Resourceful when problem-solving and able to think outside of the box while following the process in place
* Ability to multi-task, prioritize, and quickly solve any problems that arise
* Know when to escalate an issue and to the appropriate team; strong skills in judgment calls
* Ability to simplify and include all details to provide appropriate feedback
* Proficient with the entire Microsoft Suite
* Open to learning, willing to be coached, and able to be adapt quickly in an ever-changing industry
* You thrive in a team environment. We're one team working towards one common goal
* You have a strong ability to take ownership when necessary - We call this "Thumb Pointing"
* Driven with a strong work ethic who thrives on getting better every single day
* High School Diploma
* Onsite attendance is required
THE PLACE & THE PERKS
Ready to join thousands of talented team members who are making the dream of home ownership possible for more Americans? It's all happening on UWM's campus, where our award-winning workplace packs plenty of perks and amenities that keep the atmosphere buzzing with energy and excitement.
It's no wonder that out of our six pillars, People Are Our Greatest Asset is number one. It's at the very heart of how we treat each other, our clients and our community. Whether it's providing elite client service or continuously striving to improve, our pillars provide a pathway to a more successful personal and professional life.
From the team member that holds a door open to the one that helps guide your career, you'll feel the encouragement and support on day one. No matter your race, creed, gender, age, sexual orientation and ethnicity, you'll be welcomed here. Accepted here. And empowered to Be You Here.
More reasons you'll love working here include:
* Paid Time Off (PTO) after just 30 days
* Additional parental and maternity leave benefits after 12 months
* Adoption reimbursement program
* Paid volunteer hours
* Paid training and career development
* Medical, dental, vision and life insurance
* 401k with employer match
* Mortgage discount and area business discounts
* Free membership to our large, state-of-the-art fitness center, including exercise classes such as yoga and Zumba, various sports leagues and a full-size basketball court
* Wellness area, including an in-house primary-care physician's office, full-time massage therapist and hair salon
* Gourmet cafeteria featuring homemade breakfast and lunch
* Convenience store featuring healthy grab-and-go snacks
* In-house Starbucks and Dunkin
* Indoor/outdoor café with Wi-Fi
DISCLAIMER
All the above duties and responsibilities are essential job functions subject to reasonable accommodation and change. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Team members may be required to perform other or different job-related duties as requested by their team lead, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise. Employment with UWM is "at-will." UWM is an Equal Opportunity Employer. By selecting "Apply for this job online" you provide consent to UWM to record phone call conversations between you and UWM to be used for quality control purposes.
Title Pre-Processor
Loan Processor job 9 miles from Sterling Heights
First Title & Escrow, Inc. serves the real estate industry as an expert-driven and technology focused national title company. We craft our products for the highest level of customer service. Our skilled team across the country ensures the daily process to run in tandem with strategies to comply and maintain the industry's best practices. Join our energetic team and see why we're the leading title company in the nation.
Job Description
This position is responsible for opening the file, gathering information for the CD, such as invoices and payoffs, taxes, deed information. Assist clients with the company website and any documentation that they need from the company system, such as the Pre-HUD, title and ICLs. In addition, assist clients with any general questions they have and verify the correct party receives the request from the client.
Essential Duties
- Excellent proofreading skills
- Strong communication skills (oral and written)
- Excellent interpersonal skills
- Attention to detail required
- Excellent analytical skills
- Must have the ability to read and interpret documents such as contracts and real estate property tax information and the CD.
- Ability to apply common sense understanding to carry out detailed written and oral instructions.
Qualifications
Competencies
- Managing e-mails to complete any client request for information timely
- Effective communication with internal departments, as well as the company's clients
- Demonstrated knowledge of our company's process flow
- Competent with Microsoft Office.
Additional Information
Benefits include a Safe Harbor 401(k) plan, health/dental care, paid time off and holidays, and competitive pay.
First Title & Escrow is an Equal Employment Opportunity Employer. EOE/M/F/D/V.
Mortgage Loan Processor | Fenton
Loan Processor job 36 miles from Sterling Heights
Mortgage Loan Processor
Non-Exempt
Equal Employment Opportunity
Corporate Values & Mission
“Provide superior service, quality advice and show our utmost respect to everyone we meet.”
Represent the company in customer service and evaluation of loan applications. Verify through outside sources, the accuracy of information on the application, review debt-to-income and loan-to-value ratios and assemble and submit a completely documented file to automated underwriting systems. Review appraisals. Schedule and facilitate loan closings. Assure that all documentation needed to support an underwriting decision and loan closing is in the loan file.
Reports To: Mortgage Loan Processor Team Lead
Essential Duties and Responsibilities
Maintain caseload in a timely and responsible manner. The expected caseload would be an average volume that supports current production with an average processing time that meets or exceeds market expectations.
Maintain an open line of communication with the applicant throughout the processing period, assisting them with any questions and notifying them of any additional information needed. Promote the company's philosophy of providing excellent customer service through various contacts throughout processing with Realtors, builders, applicants, and others.
Daily monitor and act upon incoming mail and documentation needed for approval or closing. Maintain log and event tracking in the computer to keep other staff members aware of status, lock expiration dates and anticipated closings.
Review file and submit to automated underwriting systems for approval. Issue approval/conditions checklist. Review appraisals for any conditions or issues that need to be cleared prior to loan closing. Involve senior underwriting staff whenever necessary.
Monitor compliance alerts in LOS and resolve with urgency. Limit 3 day rule violations and follow procedures for TIL tolerances for all fees paying close attention to title and appraisal cures with required Change of Circumstances documented and appropriately redisclosed.
Complete a final evaluation and analysis of the completed loan package and prepare the file for closing, assuring that necessary conditions are cleared.
At a minimum, applicants, Realtors, and loan officers are given status reports at the following stages of processing:
- 1. After initial review of the new loan application
- 2. When approval has been received
- 3. When appraisal comes in
As a back up to the closer, be able to schedule, prepare documents and facilitate loan closings. Review file post-closing to assure that the loan was closed properly.
Prepare, in a timely manner, adverse action notices and 30-day notices when required.
Participate in creating a good working relationship with other staff members and customers.
Answer customer calls quickly and efficiently
Assist other team members when workflow requires.
Assist in training new staff members in loan processing, as required.
Assist in maintaining and updating procedure manual.
Comply with State and Federal Regulations, as applicable.
Utilize manuals and handbooks available to increase knowledge of business and to be effective in position. Stay aware of current changes and their effect on responsibilities.
Loan Processors are required to fulfill their responsibilities with honesty, integrity, and professionalism and to maintain confidentiality of customer information.
Additional responsibilities as assigned.
Physical Demands and Work Environment
Ability to work in an office environment which may include many hours of computer and telephone usage. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position description is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodations.
By signing below, I acknowledge and understand the expectations and requirements of my role and agree to meet these duties to the best of my ability.
Requirements
Qualifications
To perform this job successfully, an Individual in this position must be able to perform each of the above essential duties satisfactorily and exhibit the values of the Company. In addition, the requirements listed below are representative of the knowledge, skill and/or ability required.
Be familiar with and comply with the provisions of the Bank Secrecy Act and USA PATRIOT Act as they relate to the functions of this position. Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer.
Be familiar with and comply with all federal and state banking regulations as applicable.
Experience and/or Education
High School Diploma or Equivalent
Specific knowledge as related to mortgage documents and regulations, Freddie Mac, Fannie Mae, FHA, Rural Housing and MSHDA with preferably two years' experience.
Specific knowledge as related to mortgage documents and regulations, Freddie Mac, Fannie Mae, FHA, Rural Housing and MSHDA with preferably two years' experience.
Competencies
In addition to the Corporate Core Competencies, individuals in this position are expected to exhibit the following:
Written and Oral Communication - Effective written and oral communication skills required, with the ability to interface with Internal and external stakeholders and community partners. Has group presentation skills.
Quality - Demonstrates accuracy and thoroughness; monitors own work and the work of others to ensure quality
.Judgment - Displays willingness to make decisions; exhibits sound and accurate judgment; supports and explains reasoning for decisions; includes appropriate people in decision-making process. Makes timely decisions.
Initiative - Undertakes self-development activities; takes independent actions and calculated risks; looks for and takes advantage of opportunities; asks for and offers help when needed.
Loan Processor
Loan Processor job 10 miles from Sterling Heights
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for managing loan files from application through closing. This position pulls and analyzes credit applicant information and reviews income & asset documents. As a member of the sales team, the Loan Processor requests and obtains referrals from current and potential CrossCountry Mortgage clients. The Loan Processor also runs DU, stacks and submits files, requests and clears conditions.
Job Responsibilities:
Primary contact and liaison between clients, Branch Manager, Branch Sales Manager and/or assigned Loan Originator(s).
Deliver service for the client and referral partner, contract to close.
Manage the Pipeline.
Provide written and verbal weekly updates to borrowers.
Provide consistent and transparent communication with the borrower throughout the process.
Track all requested documents in Encompass.
Review documentation received within 24 hours of receipt for discrepancies, omissions, verified income calculation, asset verification and Encompass updates based on verified information; immediately notify Loan Originators when any discrepancies are found on documentation.
Partner with Loan Originators in resolving problems in files and documents.
Ensure files are complete and set-up in accordance with Company policy and procedures.
Meet deadlines (loan documents to title 3 days before closing) while maintaining multiple assignments/projects.
Provide customer service both internally and externally.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
High School Diploma or equivalent.
Minimum 3 years' current conventional fixed and ARM, HELOC and construction mortgage loan processing or origination experience.
Experience in Mortgage Loan Processing.
State and Federal NMLS License preferred.
Experience with RESPA and mortgage and consumer lending regulations and loan documents, preferred.
Experience with Encompass.
Excellent written and verbal communication skills.
Excellent communication and collaboration skills.
Proficient in DU, LP, Microsoft Office & Windows.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
#LI-CCMREC
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Mortgage Processor
Loan Processor job 4 miles from Sterling Heights
Job Description
Join Our Team as a Mortgage Loan Processor!
We’re looking for a detail-oriented and experienced Mortgage Loan Processor to join our fast-paced, dynamic team. The ideal candidate brings a strong background in mortgage processing, a proactive mindset, and a history of delivering solutions within the lending industry.
$45,000 - $55,000 Salary + Commission
Compensation:
$45,000 - $55,000 yearly
Responsibilities:
Decide the creditworthiness and complete the mortgage loan application by working with the borrower to obtain necessary and verified financial documentation, such as credit reports
Ensure loan files meet lending and regulatory guidelines and policies
Prepare and submit detailed loan packages to the lender underwriting department for approval or denial
Maintain detailed documentation of the process in our system - from origination to close
Obtain property documentation to process mortgage loan files, including appraisals, inspections, title searches, site surveys, contracts, and property tax records
Serve as a liaison between borrowers, mortgage brokers and loan officers, real estate agents, and mortgage lending underwriters to support loan approval
Qualifications:
Must possess exceptional attention to detail, as well as strong analytical and time management skills
Excellent written and verbal communication skills are a requirement
1 year of previous experience as a Processor in a broker model is required, or
2 years of experience working as an Underwriter and/or Client Care Specialist
Previous experience navigating the UWM portal is preferred
Previous experience managing a pipeline through Salesforce is preferred
Excellent communication and customer service skills - MUST be comfortable on the phone
About Company
We are a group of mortgage experts who specialize in making the home loan experience a memorable one for our valued clients! We are looking to add passionate and energetic individuals to our rapidly growing team.
As an owner-operated business, we strive to ensure your success! We will provide you with the tools that you need to be successful while giving you autonomy on both a professional and individual level. Our in-house processing team completes all back-end processes so you can focus on building relationships with clients.
Mortgage Processor
Loan Processor job 4 miles from Sterling Heights
Job DescriptionWe are currently seeking an experienced and detail-oriented mortgage loan processor for our dynamic lending team. The ideal candidate will have years of mortgage processing experience, a can-do attitude, and a proven track record of providing solutions in the mortgage lending industry. If you are looking for an excellent position that will help you reach your financial goals, start your application today! Compensation:
40,000-60,000
Responsibilities:
Interview prospective loan applicants and assist them in finding the best loan products for their needs
Decide the creditworthiness and complete the mortgage loan application by working with the borrower to obtain necessary and verified financial documentation, such as credit reports
Order property and loan documentation such as appraisals, inspections, title searches, site surveys, contracts, and property tax records to help process mortgage loan files
Maintain detailed documentation of the process in our system - from origination to close
Put together loan packages and submit to lender underwriting for approval or denial
Qualifications:
Must have excellent written and verbal communication skills
High school diploma or GED required - Associate’s degree in accounting, finance, or business preferred
2 years minimum experience in loan processing required
Strong analytical and time management skills and superior attention to detail
Mortgage lending experience and loan knowledge required, specifically with FHA, FHLB, FNMA, or VA loans
About Company
Lakeview Lending is a growing financial institution dedicated to providing top-tier loan services to our clients. We simplify the loan process by handling all the processing, allowing our loan officers to focus on what they do best – closing deals. Partnered with multiple lenders, we have the unique ability to close many loans that other brokers cannot. With thousands of fresh trigger leads generated daily, along with additional high-quality leads, we offer an unparalleled opportunity for experienced loan officers to excel.
Benefits:
Attractive commission structure.
Access to a high volume of fresh leads daily.
Supportive and streamlined processing system.
Opportunities for professional growth and development.
401k Match.
Health, Dental, and Vision Insurance.
Entry Level Loan Lock Specialist
Loan Processor job 13 miles from Sterling Heights
Job Description
Ready to join thousands of talented team members who are making the dream of home ownership possible for more Americans? It’s all happening on UWM’s campus, where our award-winning workplace packs plenty of perks and amenities that keep the atmosphere buzzing with energy and excitement.
It’s no wonder that out of our six pillars, People Are Our Greatest Asset is number one. It’s at the very heart of how we treat each other, our clients and our community. Whether it’s providing elite client service or continuously striving to improve, our pillars provide a pathway to a more successful personal and professional life.
From the team member that holds a door open to the one that helps guide your career, you’ll feel the encouragement and support on day one. No matter your race, creed, gender, age, sexual orientation and ethnicity, you’ll be welcomed here. Accepted here. And empowered to Be You Here.
More reasons you’ll love working here include:
Paid Time Off (PTO) after just 30 days
Additional parental and maternity leave benefits after 12 months
Adoption reimbursement program
Paid volunteer hours
Paid training and career development
Medical, dental, vision and life insurance
401k with employer match
Mortgage discount and area business discounts
Free membership to our large, state-of-the-art fitness center, including exercise classes such as yoga and Zumba, various sports leagues and a full-size basketball court
Wellness area, including an in-house primary-care physician’s office, full-time massage therapist and hair salon
Gourmet cafeteria featuring homemade breakfast and lunch
Convenience store featuring healthy grab-and-go snacks
In-house Starbucks and Dunkin
Indoor/outdoor café with Wi-Fi
Responsibilities
Processing lock requests such as manual locks, re-locks, and rate changes
Completing lock related Change of Circumstance requests
Monitoring inbound Lock Desk work queues to maintain SLA on all received requests
Handling inbound phone calls from internal and external clients
Qualifications
6 months or more of either Mortgage Client Service experience or service industry experience such as Restaurant, Call Center, Retail Customer Service, Hotel Hospitality, etc.
Successful track record with Client Service
Comfortable with numbers and math
Comfortable in a high production role
Strong ability to remain calm and positive in stressful situations
Resourceful when problem-solving and able to think outside of the box while following the process in place
Ability to multi-task, prioritize, and quickly solve any problems that arise
Know when to escalate an issue and to the appropriate team; strong skills in judgment calls
Ability to simplify and include all details to provide appropriate feedback
Proficient with the entire Microsoft Suite
Open to learning, willing to be coached, and able to be adapt quickly in an ever-changing industry
You thrive in a team environment. We’re one team working towards one common goal
You have a strong ability to take ownership when necessary – We call this “Thumb Pointing”
Driven with a strong work ethic who thrives on getting better every single day
High School Diploma
Onsite attendance is required
Title Pre-Processor
Loan Processor job 9 miles from Sterling Heights
First Title & Escrow, Inc. serves the real estate industry as an expert-driven and technology focused national title company. We craft our products for the highest level of customer service. Our skilled team across the country ensures the daily process to run in tandem with strategies to comply and maintain the industry's best practices. Join our energetic team and see why we're the leading title company in the nation.
Job Description
This position is responsible for opening the file, gathering information for the CD, such as invoices and payoffs, taxes, deed information. Assist clients with the company website and any documentation that they need from the company system, such as the Pre-HUD, title and ICLs. In addition, assist clients with any general questions they have and verify the correct party receives the request from the client.
Essential Duties
- Excellent proofreading skills
- Strong communication skills (oral and written)
- Excellent interpersonal skills
- Attention to detail required
- Excellent analytical skills
- Must have the ability to read and interpret documents such as contracts and real estate property tax information and the CD.
- Ability to apply common sense understanding to carry out detailed written and oral instructions.
Qualifications
Competencies
- Managing e-mails to complete any client request for information timely
- Effective communication with internal departments, as well as the company's clients
- Demonstrated knowledge of our company's process flow
- Competent with Microsoft Office.
Additional Information
Benefits include a Safe Harbor 401(k) plan, health/dental care, paid time off and holidays, and competitive pay.
First Title & Escrow is an Equal Employment Opportunity Employer. EOE/M/F/D/V.