Direct Loan Processor Specialist - Consumer Lending
Wollborg Michelson Recruiting 4.1
Loan processor job in Sacramento, CA
Direct LoanProcessor Specialist I The Direct LoanProcessor Specialist I provides prompt, efficient, and accurate assistance from the application stage through the funding process for consumer loans. This role manages high volumes of inbound and outbound calls, supports branch and member services with complex loans, and ensures compliance with state and federal regulations.
Responsibilities
Interpret and adhere to state and federal compliance laws, including anti-money laundering regulations.
Manage a high volume of loan-related calls and applications efficiently.
Prepare and audit loan documents with strict accuracy and compliance.
Collaborate with multiple departments throughout the loan application process.
Identify and mitigate potential fraud and suspicious activities.
Conduct member interviews and perform financial analyses to meet loan requirements.
Maintain effective communication with members and stakeholders to ensure exceptional customer service.
Requirements
Experience working in a busy call center environment with high call and loan processing volumes.
Strong multitasking abilities with acute attention to detail and accuracy.
Exceptional verbal and written communication skills.
Proficiency in Microsoft Office applications and familiarity with lending policies.
Ability to work under pressure while managing multiple responsibilities simultaneously.
Physical capability to sit for extended periods, occasional mobility throughout the department, and lift up to 15 lbs.
Skill
Deep understanding of compliance regulations and lending procedures.
Effective customer service and problem-solving skills.
Excellent organizational, communication, and collaborative skills.
Critical thinking with a proactive, can-do attitude.
Summary Qualification
High school diploma or equivalent required;some college preferred.
Minimum of 3 years' experience in a fast-paced call center or similar environment handling high call and loan processing volumes.
Wollborg Michelson Recruiting is an Equal Opportunity Employer and prohibits discrimination of any kind. We ensure job offers are made based of one s employment experience, skills, and qualifications, regardless of race, gender, ethnic origin, or any other classification protected by law. All applicants must furnish proper identification to prove their legal right to work in the US upon a job offer. We participate in E-Verify to confirm one s right to work in the US. Wollborg Michelson Recruiting does not provide sponsorship for an employment-based visa status.
$38k-50k yearly est. 60d+ ago
Looking for a job?
Let Zippia find it for you.
Account Administration/Loan Processor
Postcity Financial Credit Union
Loan processor job in West Sacramento, CA
The ideal candidate is passionate about delivering superior service to our members. The Financial Services Representative is responsible for interviewing members to identify products and services that best fit their financial needs. The Account Administration/LoanProcessor uses their knowledge of Credit Union products and services, including deposits, IRAs, Trust Accounts, and consumer loans, to provide excellent service to our members. Also acts as a liaison to our core sponsor to increase membership and engagement in the Credit Union.
Responsibilities
Demonstrate our Core Values and First-Class Service Standards in all aspects of the job.
Open new membership accounts, trust accounts and enhance the membership with supporting products and services that are convenient and gives peace of mind.
Provide applicable disclosures for new accounts and lending products
Determine collateral needs and payment plans for members applying for loans.
Review credit report upon account opening to verify identity and look for additional cross-sell opportunities
Interviewing, processing and disbursing consumer loan requests. Verify debts and estimate monthly payment for any outstanding debts not listed and add them to the debts on application. Calculate debt to income ratios.
Cross-sell additional member loan benefits such as MBI, GAP and Debt Protection.
Obtain a copy of members' auto insurance policies and verify if the deductibles are within credit union policy and that the credit union is listed as lien holder
Explain reasons for denial and explore options for members when loans are denied
Process and order VISA Credit Cards
Open IRAs and Share Certificates
Identify problems, research and analyze issues from different perspectives
Timely and correct processing of loan and DMV files.
Ensure that collateralized loans have the appropriate title work, documentation and fees so that a completed title is received within 90 days of funding
Follow Credit Union safety and security procedures
Maintain knowledge on all state and federal regulations related to lending and branch operations
Maintain a professional and courteous demeanor with all people, including fellow employees, members, management staff, board, supervisory members and outside vendors
Assist other members and employees by answering questions, solving problems and helping complex work related matters
Assist with business development activities when warranted including New Employee Orientation and site visits.
Meet or exceed goals on their scorecard
Call members or send correspondence to create business and increase lending pipeline
Complete projects in a timely manner
Process IRA reports and RMDs in an efficient and timely manner
Act as the liaison between the credit union and employee groups to develop new membership opportunities.
Conduct presentations and seminars to our employee group and their employees.
Prepares visitation schedule and prepares weekly call reports.
Perform outbound calls to secure visits at post office locations.
Perform outbound calls to cross-sell products and services to new and existing members.
Develops new member relationships by attending postal employee meetings and events.
Actively participate in all sales and service activities, goals and responsibilities as requested.
Communicate regularly and effectively with management to ensure corporate goals are met.
Participates in the development and execution of business development plans.
Generate awareness that drives brand loyalty.
Keep abreast of industry trends, competition, and new opportunities.
Perform other duties as assigned
Requirements
Minimum of 2 years' experience in a Credit Union or, financial institution performing similar job duties is preferred.
Excellent verbal and written communication skills, including writing business correspondence.
Excellent interpersonal skills
Ability to work 32+ hours a week, Monday through Friday
Hold Notary appointment
Strong problem-solving skills and possess the ability to make sound judgment decisions.
Goal driven and able to meet or exceed established cross-sell goals
Must be proficient in job related technology applications including the Credit Union's operating system and lending system.
Proficient in Microsoft Applications (Word, Excel, PowerPoint, Outlook).
Ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals.
Ability to work independently or within a team to accomplish goals and objectives.
Ability to provide attention to detail with accurate and consistent results.
Must be able to effectively handle multiple, simultaneous and changing priorities.
Must be able to operate office/branch equipment including telephone, copier, scanner, cash recycler, and ATM.
Working knowledge of operational regulations, laws, and principles
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger including frequent keyboarding for periods of time, handle or feel; reach with hands and arms, climb or balance, stoop, kneel, crouch, crawl; talk and hear and taste or smell. The employee must occasionally lift and/or move up to 10 pounds. Vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus.
$38k-55k yearly est. 60d+ ago
Dealer Services Ops - Processing - Indirect Loan Processor II
Golden 1 Credit Union 4.3
Loan processor job in Sacramento, CA
TITLE: Indirect LoanProcessor II STATUS: Non-ExemptREPORTS TO: Mgr - ProcessingDEPARTMENT: Dealer Services OperationsJOB CODE: 11221 PAY RANGE: $21.34 - $25.00 Hourly GENERAL DESCRIPTION: The Indirect LoanProcessor II receives, reviews, audits and disburses loan applications through the Credit Union Direct Lending program to maintain quality of program, ensure accuracy of loan information, and provide member and dealership satisfaction.
TASKS, DUTIES, FUNCTIONS:
1. Receive and audit appropriate paperwork sent from the vehicle dealerships. Research and identify missing information and communicate discrepancies with dealership personnel. Perform verifications on application data to ensure accuracy prior to funding.
2. Ability to identify red flags in loan documentation in order to avoid potential fraud.
3. Determine whether loan warrants disbursal as per Golden 1 established guidelines.
4. Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
5. Fund appropriate monies to dealerships with the appropriate administrative fee.
6. Assist department staff with gathering information and preparation of reports.
7. Communicate and interact with department management and staff to provide information on loan status.
9. Assist the Senior Processor with monitoring and directing workflow processes, supporting the Processor I with questions and escalations.
10. Help Supervisors facilitate Team Huddles, Trainings and Team Engagement Events.
11. Identify and implement process efficiencies and submit procedural updates for approval.
12. Help in other areas within Lending as assigned. Results oriented including a willingness to take on any task required to meet or exceed team goals and objectives.
PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS:
1. Effective oral and written communication skills required to assist other staff and to constructively follow-up on member inquiries and concerns.
2. Must possess sufficient manual dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine and telephone.
ORGANIZATIONAL CONTACTS & RELATIONSHIPS:
1. INTERNAL: Supervisors, branch staff, back office staff, peers, and all levels of leadership.
2. EXTERNAL: Members and dealerships.
QUALIFICATIONS:
1. EDUCATION: Successful completion of High School curriculum is preferred. Additional work experience may be considered in lieu of a High School Diploma.
2. EXPERIENCE: Minimum 18 to 24 months of Consumer Loan Processing experience.
3. KNOWLEDGE/SKILLS:
o Maintain a thorough knowledge of Golden1 products and Services and its policies and procedures.
o Proven ability to produce results in a fast paced environment.
o Demonstrated ability to interact professionally with members while achieving service and strategic goals.
o Demonstrated use of computer systems.
o Solid knowledge of financial products and services offered by Golden 1.
o Positive, outgoing attitude.
o Reliable work attendance.
o Professional communication (Verbal/Written Communication).
o Strong interpersonal skills.
o Strong and effective business writing skills.
o Ability to work a schedule that includes weekends and some holidays.
o Bilingual and multilingual, a plus.
PHYSICAL REQUIREMENTS:
1. Prolonged sitting throughout the workday with occasional mobility required.
2. Corrected vision within the normal range.
3. Hearing within normal range. A device to enhance hearing will be provided if needed.
4. Ability to lift 15 lbs. as may be required.
5. Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc.
LICENSES/CERTIFICATIONS:
None
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
THIS PROVIDES AN OVERVIEW OF THE GENERAL SCOPE AND LEVEL OF WORK EXPECTED TO BE PERFORMED, BUT IT IS NOT AN EXHAUSTIVE LIST OF ALL DUTIES OR RESPONSIBILITIES ASSOCIATED WITH THE POSITION. THE CREDIT UNION RESERVES THE RIGHT TO MODIFY, ADD, OR REMOVE DUTIES AS NEEDED WITHOUT ADVANCE NOTICE. EMPLOYEES MAY BE REQUIRED TO PERFORM ADDITIONAL TASKS AND DUTIES AS DIRECTED BY THEIR SUPERVISOR, PROVIDED SUCH TASKS ARE WITHIN THE EMPLOYEE'S KNOWLEDGE, SKILLS, AND ABILITIES, OR CAN BE PERFORMED WITH REASONABLE TRAINING. NOTHING IN THIS JOB DESCRIPTION ALTERS THE AT-WILL EMPLOYMENT RELATIONSHIP OR LIMITS THE CREDIT UNION'S RIGHT TO ASSIGN OR REASSIGN DUTIES AND RESPONSIBILITIES TO THIS POSITION AT ANY TIME.
REV. 1/9/2026
$21.3-25 hourly 5d ago
Mortgage Loan Processor
1St. United Credit Union 4.1
Loan processor job in Pleasanton, CA
Let's get you a career. We believe in our employees, and we want them to believe in us. That's why we provide job training, skill development, and the opportunity to grow with us! At 1st United Credit Union, we are committed to improving the quality of life for our members and the communities we serve across the East Bay and Tri-Valley areas.
The Mortgage LoanProcessor manages a pipeline of mortgage loan files from application through closing, ensuring accuracy, compliance, and timely completion. This role reviews and verifies borrower documentation, resolves title and documentation issues, coordinates with all parties involved, and maintains clear communication to support a smooth loan process and exceptional member experience. What you'll do:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting
Manage an assigned pipeline of 25-40 loans on a daily and weekly basis
Order all required verifications, documentation and subsequent follow-ups and ensures all timeframes and compliance requirements are being met
Verify conditions of approval which may include customer income/assets documentation, resolve routine title issues including vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens and reconveyances
Communicate with all parties involved in the transaction to keep them informed of file status
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures
Communicate with various companies to obtain Hazard Insurance, Flood Certificate, Title Commitment, Appraisal and payoff information
What you'll bring:
Five years to eight years of mortgage loan experience
Working knowledge of RESPA regulations and general mortgage and consumer lending regulations (including but not limited to Regulation Z and Regulation B)
strong math and analytical skills and prioritization and time management
Typical office work environment. Hybrid work schedule may be available after successful completion of initial onboarding and training period.
Salary Wage will range from $33.00 to $38.00. This salary range represents the base pay for grade 10 and does not include additional perks. Final compensation will be determined based on qualification, experience, and location.
1st United Credit Union is an Equal Opportunity Employer
$40k-49k yearly est. 60d+ ago
Direct Loan Processor
Pacific Staffing
Loan processor job in Sacramento, CA
We are recruiting a Direct LoanProcessor to join our highly reputable client at their corporate office in Sacramento. The Direct LoanProcessor is responsible for the fulfillment operations of new consumer loan applications through the direct lending channels.
The ideal candidate will have previous banking/financial institution experience and prior consumer loan processing experience. This is a six-month contract opportunity with the potential to be hired full-time!
Pay: $22.00/Hour (DOE)
PRIMARY RESPONSIBILITIES:
Conduct member interviews and gather information to satisfy loan conditions.
Audit various operational documents, including executed loan documents, and reports to ensure proper procedural compliance, accuracy, and authenticity.
Maintain a thorough understanding of state and federal laws and regulations.
Meet performance standards comparable to grade level in funded loan and/or e-mail volume, and phone efficiency in a fast-paced environment.
Perform support functions such as e-mail correspondence, consumer loan fulfillment, audit, call escalations, or other.
Results oriented including a willingness to take on any task required to meet or exceed team goals and objectives.
Perform financial analysis of personal and corporate tax returns and applicable schedules, 4506T forms, W-2s, and pay stubs.
Ability to identify potential fraud, suspicious activity, and identity theft.
Perform other tasks as assigned.
SKILLS AND QUALIFICATIONS:
High school diploma or equivalent required.
2 years of experience in customer service or transaction processing preferred; background in call center or consumer lending environments is a strong plus.
Excellent oral and written communication skills.
Ability to multi-task.
Possess and use sound judgment.
High attention to detail and accuracy.
Working knowledge and ability to use Microsoft Office software or other standard office equipment.
Ability to work independently and in a fast-paced environment.
$22 hourly 9d ago
Direct Loan Processor
Pacific Temporary Services
Loan processor job in Sacramento, CA
Temp
We are recruiting a Direct LoanProcessor to join our highly reputable client at their corporate office in Sacramento. The Direct LoanProcessor is responsible for the fulfillment operations of new consumer loan applications through the direct lending channels.
The ideal candidate will have previous banking/financial institution experience and prior consumer loan processing experience. This is a six-month contract opportunity with the potential to be hired full-time!
Pay: $22.00/Hour (DOE)
PRIMARY RESPONSIBILITIES:
Conduct member interviews and gather information to satisfy loan conditions.
Audit various operational documents, including executed loan documents, and reports to ensure proper procedural compliance, accuracy, and authenticity.
Maintain a thorough understanding of state and federal laws and regulations.
Meet performance standards comparable to grade level in funded loan and/or e-mail volume, and phone efficiency in a fast-paced environment.
Perform support functions such as e-mail correspondence, consumer loan fulfillment, audit, call escalations, or other.
Results oriented including a willingness to take on any task required to meet or exceed team goals and objectives.
Perform financial analysis of personal and corporate tax returns and applicable schedules, 4506T forms, W-2s, and pay stubs.
Ability to identify potential fraud, suspicious activity, and identity theft.
Perform other tasks as assigned.
SKILLS AND QUALIFICATIONS:
High school diploma or equivalent required.
2 years of experience in customer service or transaction processing preferred; background in call center or consumer lending environments is a strong plus.
Excellent oral and written communication skills.
Ability to multi-task.
Possess and use sound judgment.
High attention to detail and accuracy.
Working knowledge and ability to use Microsoft Office software or other standard office equipment.
Ability to work independently and in a fast-paced environment.
$22 hourly 25d ago
Loan Processor - Boarding
Westamerica Bank 3.6
Loan processor job in Suisun City, CA
Job DescriptionDescription:
Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.
Weekly Working Hours: 40
Responsible in the processing of all consumer loan payments and payoffs for active and charged off loans and lines. Responds to service requests. Calculates interest, loan payments, and balances. Handle the phone call inquiries in regard to consumer loan payments. Prepare histories for consumer loans.
Consumer Boarding:
Performs boarding (data entry) functions for Consumer loans (Indirect and Direct). Responds to service requests, handle phone call inquiries, calculates interest, loan payments and balances, review billing statements and does account research. Assists with special projects and performs additional job-related duties as required.
Commercial Boarding:
Performs boarding and maintenance functions for Commercial loans. Primary responsibility is the preparation, boarding and maintenance of all commercial and special handling loans. Monitoring and maintenance for all special handling designated loans.
Responds to service requests, handle phone call inquiries, and does account research. Assists with special projects and performs additional job-related duties as required.
Requirements
One-year general business experience preferably with banking.
Excellent communication, organization and analytical skills a must.
PC proficiency required, along with the ability to function under very tight time constraints with few to no errors.
10-key and typing skills mandatory.
Must be detailed oriented.
Requirements:
EOE
Westamerica Bank's Privacy Policy may be found at: *********************************
$35k-42k yearly est. 9d ago
Loan Originator
JBA International 4.1
Loan processor job in Stockton, CA
Essential job functions Responsible for originating own sales by contacting prospective clients and by developing and maintaining referral sources. Spend over 50% of time away from employer's place of business in performing principal duty of selling loan products
offered by company.
Interviews, takes applications, and processes preliminary documentation on loan requests. Discuses loan alternatives,
credit criteria, interest rates, and loan documentation with customers.
Assesses customer's applications and evaluates products, pricing, and other variables in order to determine which
mortgage products might best serve customer's needs.
Submits, within company designated time frames, all files to operations staff for processing, underwriting, closing, and
funding.
Performs follow-up work to achieve conditional loan approval within established time frames.
Locks in rates and programs for customers when reasonably requested and in a timely manner.
Completes lending operations in accordance with established Company policies and legal requirements.
Assumes responsibility for establishing and maintaining effective and professional business relations with customers,
realtors, building professionals, and referral partners.
Maintains current and thorough knowledge of all lending programs, policies, procedures and regulatory requirements.
FLSA Status: Commission Only
Minimum requirements
High School or GED required.
NMLS MLO License.
Knowledge, Skills and Abilities
Ability to prioritize and multi-task, while working in a fast paced environment.
Exceptionally detailed, focused and motivated professional.
Excellent communication skills.
Pleasant with customers, business partners and colleagues.
Knowledge of automated underwriting systems (DU/LP), HUD and RESPA Regulations.
Comprehensive understanding of legal, compliance and Investor requirements.
$34k-48k yearly est. 60d+ ago
SBA Loan Closing Specialist I
Columbia Bank 4.5
Loan processor job in Sacramento, CA
**About the Role:** In this role, you will process and fund bank approved SBA 7(a), USDA, 504 and other government guaranteed loans as assigned by the SBA Closing Director. Work with borrowers, production staff and third parties to ensure timely and accurate loan closings. Collect and review documentation, perform borrower, entity, and loan related searches, perfect loan collateral, and ensure proper documentation of loans as specified and approved by the Bank and the requirements that fall within the Standard Operating Procedures of the Small Business Administration and other Government Guaranteed Loan Programs.
+ Identify and collect documentation in support of and as specified within the banks' loan approval. Plan tasks and workflows to meet closing deadlines.
+ Order Flood certifications, IRS Verifications, Site Visit reports CAVIRs, OFACS, UCC Searches and other reports as required. Review insurance documents to ensure proper type and coverage for each transaction.
+ Verify and determine the amount and source of borrower injection funds.
+ Review Purchase and Sale Agreements, Real Estate documents, entity documents of potential borrowers and related entities to ensure compliance with bank and SBA requirements.
+ Prepare lenders instructions and coordinate loan closings with escrow and title companies.
+ Perform loan related searches on individuals, entities, and collateral.
+ Responsible for accurate ordering and generation of Laser Pro and SBA documents.
+ Coordinate closings between borrowers, Bank Associates, Certified Development Companies, and escrow/title companies as necessary. Facilitate loan funding and the subsequent follow up for all post-closing documentation items.
+ Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities - knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.
+ Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.
+ Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.
+ May be asked to coach, mentor, or train others within the team.
+ Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words.
+ Takes personal initiative and is a positive example for others to emulate.
+ Embraces our vision to become "Business Bank of Choice"
+ May perform other duties as assigned
**About** **You:**
+ H.S. Diploma/GED
+ 4-7 years of SBA closing experience and knowledge of SBA loan program requirements or equivalent work experience, required.
+ Basic knowledge of SBA, Standard Operating Procedures, and USDA requirements.
+ Ability to comply with bank policy and procedures.
+ Experience working with SBA production staff and underwriters.
+ Ability to actively manage 3-5 loan files on an on-going basis, with adherence to bank established Closing Service Level Agreements.
+ Demonstrate a high level of organization, attention to detail, accuracy, and thoroughness, with the ability to multi-task.
+ Knowledge of personal computer and related software packages, including but not limited to, MS Office Word, Excel, and Outlook, and other business machines standard in the industry.
+ Ability to work under pressure and organize own work with guidance from Supervisor.
**Job Location(s):** Ability to work fully onsite at posted location(s).
The pay range for this role is $28.00 - $40.00.
The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process.
**Primary Location:** Ability to work fully onsite at posted location(s).
3111 Camino Del Rio North Suite 200 San Diego CA 92108
**Our Benefits:**
We are proud to offer a competitive total rewards package including base wages and comprehensive benefits.
We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.
**Our Commitment to Diversity:**
Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: http://********************
**To Staffing and Recruiting Agencies:**
Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.
$28-40 hourly 29d ago
2023-075 Loan Recovery Officer
Bank of Stockton 4.0
Loan processor job in Stockton, CA
Manages and services a portfolio of the Bank's adversely-graded loans (āSpecial Loansā) to preserve loan principle and secure interest. Collects payments on delinquent Real Estate loans.
Develop repayment plans to accommodate customer and Bank needs.
Structure loan/repayment terms within established limits.
Collect assigned delinquent Real Estate loans.
Maintain tickler system on accounts to ensure proper follow-up.
Conduct āskip-tracingā on all accounts.
Arrange for property repossessions and foreclosures.
Receive and initiate appropriate action on bankrupt accounts.
Develop network of credit contacts as resource in recovery accounts.
Resolve legal issues regarding non-payments.
Maintain awareness of current collection and lending laws for all types of loans.
Court appearances as required.
SECONDARY DUTIES
The position of Loan Recovery Officer performs duties specific to the position and other function as assigned.
COMPLIANCE RESPONSIBILITIES
Must be familiar with all deposit related regulations and receive training on a regular basis as appropriate. This includes but in not limited to BSA, Reg E, Reg CC, Reg DD, BPA, RFPA/Reg P, Reg D and Branch Closing Procedures. Employee must follow all policies and procedures as set forth by the Bank as well as any regulations. Employee must also have knowledge of all lending related regulations including but not limited to: Reg Z, FEMA, HMDA, Fair Lending, FCRA, RESPA, and Predatory Lending.
The employee must be able to take and pass all the required regulatory training as outlined by the Bank on a quarterly basis.
This employee must adhere to all security related procedures of the Bank including Branch security, protection of customer information and security as it relates to the Bank's internet and technology systems.
SUPERVISORY RESPONSIBILITY
The position of Loan Recovery Officer is responsible for the supervision of Loan Recovery Specialists.
ENVIROMENTAL AND PHYSICAL ACTIVITY
The Loan Recovery Officer is in a non-confined office-type setting in which he or she is free to move about at will. It may include some minor annoyances such as noise, odors, drafts, etc,
This employee in the course of performing this position spends time writing, typing, speaking, listening, lifting up to 15 pounds, carrying, sitting, pulling, walking, standing, squatting, kneeling and reaching.
This employee for this position may operate any or all of the following: telephone, cellular telephone, copy and fax machines, adding machine (calculator), money counter, typewriter, computer terminal, personal computer and related printers.
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
MENTAL DEMANDS
Employee must be able demonstrate their ability to read documents or instruments, detailed work, problem solving, customer contact, reasoning, language, presentations, verbal and written communications, analytical reasoning, multiple concurrent tasks and frequent interruptions.
MINIMUM REQUIREMENTS
These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and /or ability required to perform the position in a satisfactory manner. Individual's abilities may result in some deviation from these guidelines.
Knowledge of Bank collection procedures and systems
Working knowledge of bankruptcy laws
Good oral and written communication skills
Negotiation skills
Knowledge of laws and regulations applicable to Special Loans (e.g., truth-in-lending, fair credit reporting)
3 - 5 years of collection experience
$33k-42k yearly est. 9d ago
Loan Specialist
Regional Finance 4.1
Loan processor job in Concord, CA
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button!
Job Intro
The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
Regional offers competitive pay! We do our best to show that we value our team members!
You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers!
All full-time team members have access to our medical, dental, vision and 401(k) benefits!
Duties and responsibilities
Provide exceptional service to all customers.
Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
Maintain office cash with accuracy and proper security.
Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
Minimize delinquent debt through calling customers and collecting on past-due accounts.
Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
Transport money and deposits to and from bank.
Other duties as assigned by leadership.
Minimum Qualifications
High School Diploma or Equivalent.
Prior customer service experience in either a sales/retail environment or cash management environment.
Must pass drug screen, criminal and credit background checks.
Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Critical Competencies
Demonstrated passion for customer service.
Excellent written and verbal communication skills.
Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
Thrives in a pay for performance atmosphere.
Proven ability to multi-task.
High degree of integrity.
Sales mentality.
Adaptable to an ever-changing environment.
Average pay range: $23-$26/ hour
Pay range only applies to California residents.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
Key Word Tags
Sales, Retail, Loan Sales, Collections, Finance, Customer Service, Leadership, Business Development, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (āProtected Characteristicsā). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
$23-26 hourly Auto-Apply 16d ago
Member Loan Consultant Representative
OE Federal Credit Union 3.3
Loan processor job in Livermore, CA
Join the Best āUNIONā Credit Union Around!
In 1964, OE Federal Credit Union opened its doors to serve union members with a simple goal of providing a better alternative to banks. A credit union is more than a financial institution. We are a community, a family. Our teams are our greatest asset, we are energetic, dynamic, and passionate about assisting our members with financial wellness. Built on a foundation of union pride, OE Federal is a 1.5 billion company and the country's largest labor-based credit union serving more than 115,000 members nationwide!
Our People Make the Difference! Are you looking to take on a dynamic and challenging role? OE Federal is seeking to hire a Member Loan Consultant Representative!
Your Purpose
You will be responsible for making outbound phone calls to existing members in order to cross-sell deposit and loan products and services and promote the credit union as their lifelong financial partner.
What You'll Do
To succeed in this position, you must be able to satisfactorily perform common occurrences of each of the following under direct supervision from your manager:
Initiate, on a daily basis, a large volume of outbound phone calls to existing members to follow up on referrals and cross-selling opportunities from other departments, branches and electronic channels.
Educate and cross-sell members on the company's deposit, consumer and mortgage loan and debit and credit card product and service offerings that can help them meet and exceed their financial needs.
Occasionally assist with in-bound member service calls dealing with routine member account inquiries and transactions on an overflow basis.
Collaborate seamlessly with colleagues across departments and branches to deliver optimal and efficient service to our members. Uphold a standard of professionalism actively fostering positive relationships internally and externally.
Develop and maintain a comprehensive understanding of the credit union's products and services, ensuring compliance with applicable Federal and State laws, Credit Union banking regulations, and OE Federal Credit Union's policies and procedures and current promotions.
Perform other related duties as assigned.
Salary Range: $20.34 - $30.01
OE Federal Credit Union offers competitive compensation. The offered salary considers experience, education, training, internal peer equity, job location and other business considerations when extending an offer. The salary outlined is based on working in Livermore, California. The salary range will adjust to the applicant's work location. In addition to competitive salaries:
We offer superior benefits
Medical, dental and vision benefits that cover the employee, spouse and dependents
Retiree medical benefits
A defined benefit Pension Plan with 100% employer contributions of $3.50/hour
$10,000 Life Insurance
$5,000 Accidental Death and Dismemberment
11 ½ Paid Holidays per year
17 days of Paid Time Off (PTO) to start
Annual Performance Bonus Program - Up to 5% of employee's annual base paid on December 15
th
of each year
A 401(k) plan
OE Federal Membership For You and Family
Employee loan discounts
Casual dress code
Find your team, find your fit!
If you think this job is the right fit for you, fill out our on-line application. Our application is pretty simple - you upload your resume and answer a few job-related questions. Once you have completed the application, your information will be sent to our Human Resources team instantly.
OE Federal Credit Union partners with TQC to support our recruiting and hiring needs. TQC is a talent and acquisition firm acting as an extension of our HR team. When applying for a role with OE Federal, you may be contacted by TQC.
$20.3-30 hourly Auto-Apply 60d+ ago
Loan Originator NE - Sacramento, CA
Primelending 4.4
Loan processor job in Sacramento, CA
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loanprocessor(s).
Other duties as assigned.
$34k-49k yearly est. Auto-Apply 60d+ ago
Loan Service Specialist I
United Business Bank Career 4.2
Loan processor job in Walnut Creek, CA
Join a winning team at United Business Bank and enjoy a friendly and collaborative work environment where opportunities for advancement are encouraged and supported. We pride ourselves on the team that we have in place, and we proudly state that our success is due largely to our team and their commitment to our client base. Thank you for considering United Business Bank as your next step in your career path, we look forward to hearing from you.
About United Business Bank
We are a publicly traded Regional Bank with over $2.5B in assets and 34 offices in 5 states. We have an entrepreneurial spirit and focus on the community by specializing in small to medium sized business clients. Our single point of contact model delivers outstanding customer service. United Business Bank's comprehensive benefit package includes medical, dental, vision, 401K, long and short term disability insurance, flexible spending account, a generous vacation and sick policy.
About the Position...
The Loan Service Specialist I (LSS I) is an onsite position and does not have remote opportunities.
The Loan Service Specialist (LSS I) builds meaningful, collaborative, and effective relationships that reflect respect, integrity, and excellence with clients, colleagues, and the management team. Under general supervision, the LSS I is responsible for various loan servicing functions that are not limited to processing loan payments, including advances and pay downs, assisting with loan boarding and maintenance activities, and posting loans transactions timely and in accordance to Bank policies and procedures. While providing efficient and professional services to all clients, the LSS I monitors incoming mail and the Loan Servicing email inbox to resolve and process general requests and forwards payoff demand requests to the Loan Service Specialist II for processing. The LSS I will perform tasks to resolve discrepancies associated with payments and General Ledger clearing and will upload appropriate documents to the imaging system as assigned. The LSS I demonstrates strong teamwork, accountability, and adaptability to support their function and to assist the Loan Service Manager and department with other duties as assigned. All duties are to be performed accurately, timely, and efficiently and in accordance with Bank policies, procedures and regulatory guidelines.
Qualifications
About You...
You are a self-starter with an entrepreneurial spirit who thrives in a team environment. You also have the following:
Education & Certification(s) Required:
High school graduate or equivalent.
Some college or relevant training.
Bachelor's degree preferred.
Knowledge Required:
Basic understanding of banking regulations and standard banking practices.
Basic understanding of lending process, documents, terminology, regulations and standard banking practices, preferred.
Knowledge of Loan Services policies and procedures, preferred.
Experience Required:
Office experience required, loan servicing or banking support preferred.
Skills/Abilities:
Good communication skills.
Professional appearance, dress, and attitude.
Strong math skills.
Good time management skills.
Ability to use Microsoft Office software package with basic Excel skills.
Ability to operate standard office equipment including computer, adding machine, copy machine, fax machine, and telephone.
Location: Onsite, no remote
We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
$32k-60k yearly est. 9d ago
Loan Originator NE - Sacramento, CA
Hilltop Holdings 4.7
Loan processor job in Sacramento, CA
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loanprocessor(s).
Other duties as assigned.
$37k-48k yearly est. Auto-Apply 60d+ ago
Home Loan Specialist II
Solomonedwards 4.5
Loan processor job in Sacramento, CA
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Moorpark, CA
Pasadena, CA
Essential Duties:
- Perform complex data and document validation.
- Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Handle more complex calls, emails, or chat sessions.
- Complete appraisal eligibility tasks.
- Evaluate loan applications for compliance with product guidelines.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Proficiency in Microsoft Office.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-26.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141860
### Place of Work
On-site
### Requisition ID
141860
### Application Email
****************************
$20-26 hourly Easy Apply 60d+ ago
Indirect Loan Officer
Pacific Service Cu
Loan processor job in Concord, CA
Working for Pacific Service Credit Union
We put people first. That includes our members, our employees and the communities we serve. We hire energetic and enthusiastic people who want to work as part of our team.
What's in it for you? Health insurance coverage: We provide our employees with 100% premium employer-paid medical, dental, vision, disability and basic life insurance for full-time employees and a low monthly premium for eligible dependents.
401k: We contribute 3% of your base salary to your 401k account regardless of whether you contribute or not. In addition, we match 75% of your contributions up to the first 3% of eligible compensation beginning after your first day of employment and up to 6% after three years of service.
Bonus program: All employees are rewarded for attaining our annual organizational goals.
Tuition Reimbursement program for employees eligible after six months of service.
Recognition program where employees can be nominated by management, their peers or by members.
Employee referral bonus.
Student Loan Repayment Assistance: Contributions toward your student loans every month by the credit union after six months of service.
Employees are eligible to receive a consumer loan rate discount
Vacation and sick time: Full-time employees receive more than two weeks' vacation per year, 11 paid holidays and 10 days of sick leave.
Our Hiring Process
We believe it's important for you to know where you stand in our hiring process. Below is an outline of the steps we take to make the best hires possible.
Apply: Submit your resume for one of our job openings.
Our Talent Team and our partner - Total Quality Consulting (TQC Team) will review your submitted information and will call or email successful applicants for an interview as soon as possible.
In-Person Interview: After a screening call with TQC, we'll invite a final number of candidates to our office for an in-person interview or set up a live Zoom meeting with the hiring manager(s).
If we believe that you have what it takes, we'll make an offer and provide next steps in the hiring process!
ABOUT THIS ROLE:
At Pacific Service Credit Union, we are committed to strategic growth through trust, innovation, and operational excellence. By empowering our internal teams with the tools and support they need to succeed, we strengthen organizational efficiency, ensure compliance, and advance our mission of enhancing member financial well-being.
The Indirect Loan Officer performs the evaluation and processing of indirect auto loan applications submitted through the Credit Union Direct Lending (CUDL) platform. This role delivers accurate and timely credit decisions, completes required documentation, and prepares loan files in compliance with lending policies and regulatory requirements. The Indirect Loan Officer researches applicant creditworthiness, maintains strong relationships with dealership partners, collaborates with internal teams, and assists and supports dealers throughout the loan funding process. The position contributes to operational efficiency, produces accurate loan outcomes, and recommends solutions to facilitate efficient loan processing and funding.
This role requires an organized and dependable individual with strong communication skills and the ability to complete tasks accurately and on time. The position supports the team and organization by assisting with day-to-day activities, completing assigned projects, and contributing to efforts that advance organizational goals and uphold core values, while enhancing member/service outcomes.
ESSENTIAL JOB FUNCTIONS:
Determine credit decisions in accordance with established lending policies and approved credit limits, and maintains awareness of evolving laws and regulations within the auto industry.
Manage indirect lending queues by assessing loan applications while maintaining established service level agreements(SLAs).
Communicate loan approvals and declines with members and dealership partners in a professional manner, providing detailed explanation of credit decisions and outlining potential options for future consideration. Evaluate credit risk and prepare supporting documentation for clinical review, when required.
Collect required loan application components including credit bureau reports, collateral evaluation, member account data, financial statements, tax returns, and other pertinent information to ensure consistent and sound lending decisions.
Open new membership accounts by verifying acceptable identification, confirming eligibility through acceptable documentation, and ensuring proper account funding.
Review loan files for accuracy and completeness, including loan documents, finance contract, buyer's order, title paperwork, insurance information, membership application, acceptable identification, vehicle book out, and ancillary product contracts. Maintain accurate member and loan information in the core system to ensure smooth funding of loan packages.
Proactively and professionally assist in dealer relationship management to support efficient indirect lending operations.
Cross-sell applicable credit union products and aftermarket offerings, such as GAP, warranties, and value adding purchases, to enhance our member's financial future.
Identify and recommend opportunities to streamline or improve systems, processes, and the work environment, and assist with development and maintenance of departmental policies and procedures.
Assist with and will-call member needs that arise to ensure a positive and seamless auto purchase experience.
Support the funding of indirect loans approved by other loan officers, as needed.
Comply with all federal and state laws, as well as organizational policies and procedures, requirements related to the Bank Secrecy Act (BSA), Identity Theft Red Flags, and Office of Foreign Assets Control (OFAC). Performs related responsibilities, as required.
Contribute to company innovation and continuous improvement. Foster a culture of evolution by adapting to changes, optimizing processes, and contributing to the growth and success of the organization.
Demonstrate accountability in your work by taking ownership of responsibilities, setting clear goals, meeting deadlines, and delivering high-quality results. Act with integrity, follow through on commitments, and uphold professional standards.
Support and uphold company culture by aligning your work with the credit union's mission and values, contributing to a positive, high-performing environment.
Demonstrate dependable performance including attendance and punctuality, recognizing that it is essential to organizational excellence and operational success.
Comply with all anti-money laundering laws, including the Bank Secrecy Act, OFAC regulations, and the USA PATRIOT Act, as well as all related policies and procedures.
SUPPORTING FUNCTIONS:
Provide back-up and support to manager, as directed
Performs special projects and other responsibilities, as directed
COMPETENCIES:
The following competencies are essential for success in this role:
Job knowledge: Demonstrates solid job expertise; learns and applies new skills effectively; works with minimal supervision; understands how work impacts others; uses resources efficiently.
Effective communication: Communicates clearly and concisely; tailors messages to audience needs; engages listeners; keeps stakeholders informed.
Problem solving: Identifies issues early; gathers and analyzes information effectively; develops alternatives; resolves problems promptly; contributes productively to group solutions.
Quality of work: Delivers accurate, thorough work; proactively reviews processes; prevents recurring issues; ensures deliverables meet all standards, expectations, and deadlines.
Member focus: Shows courtesy and professionalism; manages difficult situations constructively; meets commitments; responds promptly; seeks feedback to improve service.
Collaboration: Builds strong working relationships; demonstrates tact and professionalism; supports others; works cooperatively; helps resolve conflicts productively.
Execution: Translates strategy into action; pursues goals with focus and urgency; commits the necessary effort; implements plans efficiently and delivers results within required timeframes.
REQUIRED MINIMUM QUALIFICATIONS:
Education:
High School diploma or equivalent, required.
Experience:
Minimum of two years of underwriting experience in indirect lending or a related role, including at lease two years of experience working with auto dealers.
Minimum of two years of underwriting experience
Excellent credit analysis, and "car intelligenceā skills.
Knowledge of Credit Union Direct Lending (CUDL) platform and familiarity of DMV documentation and processes.
Excellent oral and written communication skills required
Must be proficient in computer programs (e.g., Microsoft Office Suite)
PREFERRED QUALIFICATIONS:
Demonstrated ability to work independently as a self-starter, manage projects through completion with little supervision, and meet deadlines in a fast-paced environment.
Proficiency in Symitar and Origence, with the ability to effectively use keyboard and 10-key calculator.
PHYSICAL REQUIREMENTS:
Hearing: Ability to hear and comprehend spoken communication in person and over the phone.
Vision: Ability to view computer screens and read documentation with clarity and accuracy.
Verbal Communication: Ability to speak clearly and effectively to interact with colleagues and/or members. Frequent use of telephone headset may be required.
Manual Dexterity: Proficient use of hands and fingers for typing, operating office equipment, and handling documents.
Posture and Endurance: Ability to sit or stand at a workstation for extended periods; adjustable sit/stand desk options may be available to support comfort.
Mobility: Ability to move within the office environment to attend meetings or assist colleagues, as needed.
Lifting and Carrying: Occasionally required to lift and carry materials weighing up to 30 lbs.
OTHER INFORMATION:
Hours Required: A work schedule of Monday through Friday, generally 8 a.m. to 5 p.m., with some alternate work schedules. This position is eligible for the credit union's telecommute policy.
Travel Requirements: Less than 5% local travel required. Limited travel during the work schedule, primarily for training, meetings, or special projects.
$38k-58k yearly est. Auto-Apply 18d ago
Supervising Mortgage Loan Officer
PNC 4.1
Loan processor job in Stockton, CA
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a(n) Supervising Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Central Valley (Stockton, Modesto, Sacramento, Turlock), CA.
This position is a producing role with salary and incentives .
PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
**Job Description**
+ Recommends loan solutions in accordance with lending guidelines and clients' requirements. Manages daily loan activities of a small, high performing Mortgage Loan Officer team.
+ Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Prepares loan solutions and refers other banking products and services; reviews documentation to ensure compliance.
+ Grows, retains and develops an effective sales force to cover the geography of the market. Manages own and team's pipeline for efficiency.
+ Collaborates with internal and external stakeholders to complete mortgage transactions.
+ Collects and analyzes customer financial information for multifaceted and/or complex borrowers.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
+ **Customer Focused** - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
+ **Managing Risk** - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
**Qualifications**
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
**Preferred Skills**
Banking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, Sales
**Competencies**
Coaching Others, Customer Experience Management., Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Selling.
**Work Experience**
Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
**Education**
No Degree
**Certifications**
No Required Certification(s)
**Licenses**
Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.
**Pay Transparency**
Base Salary: $37,440.00 - $37,440.00
Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.
**Application Window**
Generally, this opening is expected to be posted for two business days from 11/04/2025, although it may be longer with business discretion.
**Benefits**
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards (******************************* .
**Disability Accommodations Statement**
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com . Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
**Equal Employment Opportunity (EEO)**
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
**California Residents**
Refer to the California Consumer Privacy Act Privacy Notice (****************************************************************************************************** to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
$37.4k-37.4k yearly 60d+ ago
Loan Desk Coordinator
Audi USA 4.2
Loan processor job in Fremont, CA
At Audi Fremont our mission is to deliver a world class guest experience through the pursuit of excellence. It is this journey, fueled by innovation and integrity, that has led us to be a part of the nation's #1 family-owned automotive group. We are seeking a part-time Loan Desk Coordinator to join our team as we continue to change the industry.
The Loan Desk Coordinator is responsible for maintaining and accurate database of loaner vehicles by checking in and out loaner vehicles to customers. This is a great opportunity for someone with the desire to learn and develop - there are many options for growth within the Service and Parts Department!
If in your personal pursuit of excellence, you have developed a proven track record of consistently producing outstanding results through a commitment to continuous and never-ending improvement, join us. Your next opportunity awaits.
Benefits
Health insurance
Dental insurance
Vision insurance
Paid time off
401(k)
401(k) matching
Flexible spending account
Professional development assistance
Life insurance
Employee assistance plan
Disability insurance
Responsibilities
High School Diploma or equivalent
Fantastic communication skills with customers
Valid in-state driver's license and clean driving record
Qualifications
Previous experience in a similar role
Valid driver's license and clean driving record
Pay: $20 - $25 / hour
At Audi Fremont, we attract, nurture, and retain the most talented people in the industry by providing the highest quality work environment where productivity, creativity, and personal and professional growth can flourish. We believe our team sits behind the wheel of the Fletcher Jones brand that drives our company toward success.
We are an Equal Opportunity Employer
Privacy Policy
$20-25 hourly Auto-Apply 12d ago
Healthcare Loan Closer
U.S. Bank 4.6
Loan processor job in Sacramento, CA
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
**Job Description**
The Healthcare Loan Closer is a lending support role working directly with loans, customer accounts, inquiries, and items directly related to client satisfaction with the U.S. Bank relationship while working under the direction of Healthcare Relationship Managers and the Healthcare Business Development Officer.
Responsibilities include:
+ Support sales teams in executing a One Bank strategy and growing market share.
+ Retain and deepen client relationships by providing exceptional client experience and support that is knowledgeable, timely and professional.
**Basic Qualifications**
- Bachelor's degree, or equivalent work experience
- Typically, seven or more years of job-related experience
**Preferred Skills/Experience**
- Experience working with closing commercial loans for the healthcare industry
- Considerable knowledge of departmental and bank products and services
- Proven customer service and problem resolution skills
- Proficient computer navigation skills using a variety of software packages including nCino, Salesforce, and Microsoft Office applications
- Effective interpersonal, verbal and written communication skills
**The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.**
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** .
**Benefits:**
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
+ Healthcare (medical, dental, vision)
+ Basic term and optional term life insurance
+ Short-term and long-term disability
+ Pregnancy disability and parental leave
+ 401(k) and employer-funded retirement plan
+ Paid vacation (from two to five weeks depending on salary grade and tenure)
+ Up to 11 paid holiday opportunities
+ Adoption assistance
+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
**E-Verify**
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** .
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $28.27 - $37.69
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
**Posting may be closed earlier due to high volume of applicants.**
How much does a loan processor earn in Stockton, CA?
The average loan processor in Stockton, CA earns between $32,000 and $65,000 annually. This compares to the national average loan processor range of $28,000 to $50,000.