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Loan review analyst vs mortgage banker

The differences between loan review analysts and mortgage bankers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan review analyst and a mortgage banker. Additionally, a loan review analyst has an average salary of $42,678, which is higher than the $27,331 average annual salary of a mortgage banker.

The top three skills for a loan review analyst include financial statements, loan documentation and real estate. The most important skills for a mortgage banker are customer service, NMLS, and federal regulations.

Loan review analyst vs mortgage banker overview

Loan Review AnalystMortgage Banker
Yearly salary$42,678$27,331
Hourly rate$20.52$13.14
Growth rate4%4%
Number of jobs26,04224,297
Job satisfaction--
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 72%
Average age4545
Years of experience66

What does a loan review analyst do?

A loan review analyst is a person who evaluates all credit documents and information needed. They are responsible for gaining approval and maintaining compliance under the credit or loan guidelines. A loan revies analyst prepares needed loan reports with the necessary information for approval and decision making. Furthermore, they are the ones who are assessing credit structures. Often, this career is for someone who has experience in credit analysis and assessment.

What does a mortgage banker do?

A Mortgage Banker is specialized in offering financing to buy homes or refinance previous mortgages. They work as part of a banks loan department.

Loan review analyst vs mortgage banker salary

Loan review analysts and mortgage bankers have different pay scales, as shown below.

Loan Review AnalystMortgage Banker
Average salary$42,678$27,331
Salary rangeBetween $25,000 And $72,000Between $9,000 And $78,000
Highest paying CityParsippany-Troy Hills, NJ-
Highest paying stateWashington-
Best paying companyCFA Institute-
Best paying industryFinance-

Differences between loan review analyst and mortgage banker education

There are a few differences between a loan review analyst and a mortgage banker in terms of educational background:

Loan Review AnalystMortgage Banker
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 72%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan review analyst vs mortgage banker demographics

Here are the differences between loan review analysts' and mortgage bankers' demographics:

Loan Review AnalystMortgage Banker
Average age4545
Gender ratioMale, 37.7% Female, 62.3%Male, 71.7% Female, 28.3%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%Black or African American, 9.5% Unknown, 4.7% Hispanic or Latino, 15.7% Asian, 6.5% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan review analyst and mortgage banker duties and responsibilities

Loan review analyst example responsibilities.

  • Manage a pipeline of fund TRID loans for completeness so they can be deliver and purchase by the required investor.
  • Approve or deny files according to FHA by origination underwriter guidelines.
  • Perform full and partial post-closing audits and reviews on conforming, non- conforming loans sell to FNMA, FHLMC and FHA.
  • Work closely with attorneys on daily basis to discuss need documents and possible mitigation or litigation strategies on foreclosure and bankruptcy matters
  • Evaluate consumer mortgages in accordance with USDA procedures and guidelines.
  • Analyze borrower credit profile using USDA's GUS system and manual underwrite process.
  • Show more

Mortgage banker example responsibilities.

  • Coach new Jr. HMC's, lead team Jr. meetings and activities.
  • Establish residential and commercial lending relationships, telephone loan origination of conventional and non-conventional mortgage products to include VA/FHA options.
  • Register with NMLS to sell mortgage products
  • Initiate the stabilization of client relationships and leverage cross-selling and promotional opportunities.
  • Gain valuable knowledge about USDA loans
  • Specialize in 203K and FNMA HomePath.
  • Show more

Loan review analyst vs mortgage banker skills

Common loan review analyst skills
  • Financial Statements, 9%
  • Loan Documentation, 9%
  • Real Estate, 6%
  • Loan Portfolio, 6%
  • Investor Guidelines, 6%
  • Audit Findings, 4%
Common mortgage banker skills
  • Customer Service, 24%
  • NMLS, 6%
  • Federal Regulations, 5%
  • Bank Products, 5%
  • Loan Programs, 5%
  • Origination, 4%

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