Specimen Processor
Loan servicing specialist job in Miramar, FL
Pride Health is hiring a Pride Health is hiring a Specimen Technician to support our client's medical facility in Miramar FL 33025. This is a 1 year+ assignment with the possibility of a contract-to-hire opportunity, and it's a great way to start working with a top-tier healthcare organization!
Job Title: Specimen Technician
Location: Miramar FL 33025
Pay Range: $18-$19.78 per hour
Schedule: Mon-Fri with Rotational Saturdays 11p-730a (40 hours per week)
Duration: 1 year+
Responsibilities:
Perform specimen processing tasks including A-station, presort, pickup, delivery, imaging, centrifugation, and aliquoting.
Enter data accurately and efficiently (6,000 keystrokes/hour).
Ensure accuracy, timeliness, and compliance with test regulations.
Maintain specimen organization and handle various specimen types correctly.
Adhere to safety protocols in a biohazard environment.
Meet productivity and quality standards in a production setting.
Communicate effectively with team members and other departments.
Keep work area clean and organized.
Demonstrate flexibility with shifts, weekends, holidays, and overtime.
Education/Qualifications:
High School Diploma or GED.
Prior laboratory experience preferred
Pride Global offers eligible employees comprehensive healthcare coverage (medical, dental, and vision plans), supplemental coverage (accident insurance, critical illness insurance, and hospital indemnity), 401(k)-retirement savings, life & disability insurance, an employee assistance program, , legal support, auto ,home insurance, pet insurance, and employee discounts with preferred vendors.
Mortgage Loan Processor-Closer
Loan servicing specialist job in Miramar, FL
Summary: Individuals in the job are responsible for assisting Tropical Financial Credit Union in the achievement of its purpose of guiding members successfully through the financial marketplace. The Mortgage Loan Processor is responsible for processing and closing first mortgage and HE/HELOC Loan files. This includes gathering all of the information necessary to submit the file to underwriting, clearing conditions and performing closing and funding tasks. This individual must have a working knowledge of the requirements as directed by Tropical Financial, government agencies and private investors to process and close first mortgage and HE/HELOC loan files. Additionally, the responsibilities include the review of the credit file (credit reports, income, tax returns, financial statements, etc.), the review of the appraisal, title, and inspection reports.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
* Provide service that meets the Service Standards defined by Tropical Financial Credit Union; annual goals are established through the Performance Management Process.
* Works independently and manages Mortgage pipeline to ensure deadlines and production goals are met as defined in the individual's performance appraisal where applicable.
* Processes first mortgage applications from the opening of the file to submission for final underwriting, and through closing, ensuring that the file is complete and accurate and that the file complies with the secondary market, government and investor guidelines. Uses analytical ability and judgment to determine the acceptability of the information and documentation.
* Processes HE/HELOC loan applications from the opening of the file to Closing. Ensures that file meets all TFCU policies and regulatory requirements. Uses analytical ability and judgment to determine the acceptability of the information and documentation.
* Ensures all underwriting and closing conditions as outlined by the underwriter or documentation is obtained and in compliance to secondary market and TFCU requirements.
* Performs final verification processes regarding credit and employment on first mortgage loans. Compares the information received to the application as a final UW review.
* Clears the loan in the LOS system making sure that changes do not affect the salability of the file or the UW commitment. Follows secondary market requirements and take appropriate actions if changes impact original lending decision.
* Coordinates with the title company/Closing agent for the receipt of all closing fees and documents for the preparation of disclosures.
* Prepares the Closing Disclosure within the timeframes as outlined by the TRID regulation for first mortgage. Updates the fields in Encompass as required to produce a compliant document.
* Funds the loans by performing the applicable wire transfer transactions for first mortgage loans. For HELOC and home equity loans, books the loan in the core system and issues checks as required.
* Reviews appraisals, title searches, and insurance coverage to ensure compliance with Tropical Financial, agency and investor requirements
* Communicates with members and outside companies, as needed, to keep them abreast of the filing process and documentation requirements.
* After performing an analysis, considering alternatives and assessing the risk of action or nonaction, takes appropriate steps when problems are encountered.
* Inputs application data required for HMDA reporting submission ensuring that the data is within compliance standards.
* BSA Compliance: every employee is required to uphold the credit union's compliance with the Bank Secrecy Act and anti-money laundering policies and procedures. Specific functions within TFCU will take into consideration the awareness of unusual or suspicious activity that is relevant to the department.
* In addition to any other assigned training courses, online BSA and OFAC courses must be completed at least annually, as made available by the Training and Compliance Departments.
* This position may be subject to SAFE Act Registration Requirements. Under the SAFE Act requirements, all applicants for employment who will be engaged in and perform duties as a "residential loan mortgage originator "(as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Credit Union determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination.
Qualifications: An individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
* Knowledge of Credit Union or banking related products and services preferred.
* Proven organizational, critical thinking and analytical skills, and display the ability to analyze financial data related to the members.
* Excellent interpersonal and communication skills and display a strong ability to multi-task and adapt in a face paced environment.
* Participate in teamwork, as well as, the willingness and ability to learn new tasks and duties within a changing and work in a high volume, fast-paced work environment.
* Must possess above average time management, problem-solving and prioritization skills
* Display a high degree of motivation, initiative, collaboration and actively interact and be an engaged team player
* Strong technical abilities to learn and effectively process on mortgage and member databases, interact and communicate with enterprise communication systems, e.g., phone calls, messaging, email, text, chat, etc.
* Attention to Detail to read and interpret documents such as policy, procedure manuals and job-aides and provide recommendations for improvement when necessary.
* Ability to apply math principles to transactions, and any other related activity.
* Ability to work independently, display initiative and flexibility, with work with minimal supervision and meet deadlines in an organized and timely fashion.
* Ability to ensure minimal to no errors are made while handling their job functions and mitigate fraud and adhere closely to security standards of operation.
* Exhibit high degree of professionalism and confidentiality in handling and accessing to sensitive information.
* May participate in a project for the sake of continuous improvement.
* Must have working knowledge of computers, strong administrative and operational skills and must have practical knowledge of MS Office, Outlook, Excel and Word.
Education and/or Experience
* Minimum three years or more of experience
* High school diploma or GED
* Prior first mortgage processing, closing or underwriting experience preferred
* Knowledge of title insurance, settlement, and appraisals preferred
* Working knowledge of agency, government and private investor guidelines and requirements.
* Working Knowledge of Encompass LOS System for mortgages.
* Must be able to work independently and take action as needed to complete the loan files
* Must be able to decide which program a member will qualify for
* Must review the acceptability of income and legal documents
* Must be able to effectively maintain a mortgage pipeline and meet turnaround time standards
* Must be able to adjust to sudden changes in production numbers as dictated by the market
* Must be able to adapt to market, regulatory, agency and investor requirement changes
Physical Demands: The physical demands described here are representative of those that must be met by an employee to be a success as they perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand, walk, sit and use hands to handle or touch. The employee is occasionally required to reach with hands and arms. The employee must occasionally lift and move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Analyst - Loan Workout
Loan servicing specialist job in Miami, FL
Key Responsibilities:
Comprehensive analysis and understanding of loan collateral dynamics, value determination, and resolution strategies
Conduct market analysis and research
Engagement of and interaction with third party consultants including attorneys, brokers, receivers, management/leasing companies, and appraisers
Preparation of quarterly business plans and cash flow projections
Thorough underwriting at the loan and property level for loan acquisition opportunities, distressed debt portfolios and performing/non-performing loans in Rialto's portfolio
Analysts will have the opportunity to underwrite loans secured by all property types, in all 50 states across the U.S.
Specifications:
Bachelor's Degree required in Business Administration, Finance, Real Estate, or related fields preferred
0-3 years of experience, preferably in commercial real estate or structured finance
Strong work ethic; ability to excel in a fast-paced and deadline-driven environment
Effective written & verbal communication; ability to present ideas in a clear and concise manner
Strong analytical, research and reporting skills
Well-organized with extremely high attention to detail
Strong organizational skills with the ability to manage multiple priorities
Advanced proficiency with Microsoft Office applications, specifically Excel and PowerPoint
Comfortable reading and interpreting legal documents including loan agreements
While performing the duties of this job, the Associate is occasionally required to stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop. The Associate must occasionally lift and/or move up to 25 pounds. Evening or weekend work may be necessary to meet deadlines.
This description outlines the basic tasks and requirements for the position noted. It is not a comprehensive listing of all job duties.
Rialto Capital is committed to the principles of Equal Employment Opportunity. Our policy is to provide equal employment opportunity to all applicants and Associates without regard to race, color, religion, sex, pregnancy, sexual orientation, gender identity or expression, national origin, age (40+), disability, veteran status, genetic information (including family medical history), or any other legally protected status.
Our company uses E-Verify to confirm the employment eligibility of all newly hired employees.
To learn more about E-Verify, including your rights and responsibilities please visit: e-verify.gov.
Auto-ApplyLoan Processor III
Loan servicing specialist job in Florida City, FL
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. "Go to" subject matter expert/lead when Supervisor/Lead is not available.
Essential Functions
* The processor is to become the contact for non-licensed activity once the loan is submitted to them.
* Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
* Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation.
* Identify potential issues and communicate to consumer and loan officer.
* Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
* Stay current with federal, state regulations, policies and industry trends.
* Check ratios and verify accuracy of AUS findings and program applicability.
* Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
* Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary.
* Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
* Update and verify accuracy of data input into system.
* Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
* Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
* Order generation of loan documents.
* Coach and provide guidance to less experienced Processors as needed.
* Use and modify templates to compose professional correspondence and emails.
* Provide status updates to Loan Officers and/or borrowers.
Qualifications
* High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
* Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans.
* Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners.
* Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans.
* Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
* Expert knowledge in new construction documentation and condominium projects.
* Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.).
* Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
* Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
* Excellent customer service, interpersonal, verbal and written communication skills
* Intermediate math skills.
* Strong verbal and written communication skills.
* Strong detail orientation and highly organized.
* Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.
Supervision
* Depending on experience, supervision is intermittent to infrequent
* Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization
* May provide guidance to less experienced team members to resolve/escalate issues of high complexity
* Exercise sound judgment in executing core job responsibilities
* Average monthly pipeline is 14 loans.
* Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
This position offers eligibility for incentive compensation.
Target salary: $68,000 per year
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
Loss Mitigation Specialist
Loan servicing specialist job in Fort Lauderdale, FL
Job Description
Join Vacatia and Lead the Way in Empowering Owners Through Compassionate Financial Solutions
Vacatia is an innovative hospitality company reinventing the vacation rental and ownership experience across discovery, booking, and stay. We're building the next generation of travel lifestyle products; blending technology, hospitality, and design to create smarter, more connected experiences for guests, owners, and partners. We're looking for a detail-oriented and empathetic Mitigation Specialist who will drive proactive outreach and personalized financial guidance to help owners navigate loan challenges and return to good standing. If you thrive in dynamic, fast-paced environments and love solving complex problems that blend people, product, and process then this is your opportunity to make your mark at the intersection of hospitality and innovation.
Why You'll Love Working at Vacatia
Build the Future: Play a pivotal role in shaping responsible ownership solutions that protect owners and Vacatia's financial health.
Impact That Matters: Deliver measurable impact by reducing delinquencies and preventing defaults through tailored financial programs.
Innovation at Scale: Collaborate with cross-functional teams using modern systems to streamline mitigation workflows and documentation.
Autonomy and Ownership: Manage your caseload with trust and decision-making authority, balancing empathy and compliance.
Culture of Growth: Thrive in Vacatia's fast-moving, people-first environment that encourages learning and professional development.
Your Impact
Conduct proactive outreach and communicate clearly with owners to identify and resolve delinquency causes.
Recommend and negotiate effective mitigation solutions, including repayment plans and loan modifications.
Ensure all activities comply with federal/state regulations and internal policies, maintaining accurate documentation.
Monitor cases closely, collaborate with management on approvals, and escalate complex issues as needed.
Identify early intervention opportunities to protect both the owner's interests and Vacatia's portfolio integrity.
What You Bring
High school diploma or equivalent required; associate's degree preferred.
Experience in lending, collections, credit, or loss mitigation is a plus.
Strong customer service, communication, and problem-solving skills.
Proficiency with loan servicing systems and common computer applications.
Exceptional attention to detail and ability to handle sensitive conversations with empathy and professionalism.
Bilingual skills, especially Spanish, are highly valued.
Here's your Mitigation Specialist job ad formatted using the Vacatia Job Ad Template:
Join Us
Join us at the start of something big. If you're ready to empower owners, drive responsible solutions, and build what's next in hospitality, we'd love to hear from you.
Loan Processor II 2nd Shift (Non-Residential)
Loan servicing specialist job in Miramar, FL
At Space Coast Credit Union (SCCU), our members are at the heart of everything we do. Since 1951, we've been committed to delivering financial services founded on integrity and a people-first philosophy.
As a Loan Processor II in our Miramar Operations Center, You'll be the goâto expert for ensuring smooth, accurate loan processing. In this role, you'll handle all approved loans from our Express Services team, making sure every detail is transmitted correctly and closings happen on time. Your commitment to quality service will help us exceed member expectations and support the success of our Express Sales team.
Why Join SCCU?
• Member-Focused Mission: Be part of a not-for-profit organization that reinvests in its members.
• Hybrid and Flexible Schedule Options: Available for select positions. This position is Hybrid with 2 days per week required in office.
• Career Growth: We prioritize internal promotions and offer on-the-job training.
Loan Processor II Duties and Responsibilities
Prepares consumer loan applications for closing in branch and electronically, ensuring all closing documents are accurate and compliant with regulatory and credit union procedures.
Resolves member problems, obtains information, research records, follows up on details, assesses member needs timely and efficiently and reports the results to the inquiring party to develop and sustain profitable member relationship.
Provides timely response to branch questions concerning loan documents; ensures prompt response to member calls by being in the call queue; prepares corrections as necessary in order to provide branch and member support and ensure accurate loan documentation.
Supports the sales efforts of all Express sales team by providing members with appropriate product and service materials in order to enhance the overall SCCU cooperative/member relationship.
Consistently demonstrates a courteous, tactful and professional approach when dealing with members and internal customers in accordance with established customer service standards. Demonstrates concern and respect for others in all interactions and inspires their confidence and trust.
Demonstrates effective face-to-face communications, and telephone interactions, in accordance with established customer service standards. Articulates ideas, including written communications in a clear, concise manner.
Loan Processor II Minimum Qualifications
1-3 year's prior experience in a lending related field required, banking experience a plus.
High school diploma or equivalent experience required.
Bilingual English/Spanish required
Loan Processor II: Compensation
• Starting Compensation: $21.63 - $22.90 /hour
• Bonus Opportunity: Eligible for ONE SCCU Annual Bonus
SCCU Benefits
• Health & Wellness: Medical, dental, and vision insurance, plus an Employee Assistance Program.
• Financial Perks: 401(k) match (5%), HSA match, and SCCU-paid insurance (short/long-term disability, life insurance).
• Education Support: Tuition reimbursement after one year of service.
• Generous Time Off: 20+ days of PTO, birthday PTO, and 11 federal holidays.
• Exclusive Discounts: Lower rates on loans, credit cards, and no fee SCCU accounts!
Hours
Monday - Friday: 10:00 am - 7:00 pm
Rotating Saturdays: 9:00 a.m. - 3:00 p.m
About SCCU
Since 1951, Space Coast Credit Union (SCCU) has proudly served our community, growing to over 685,000 members and managing $9 billion in assets. With 67 branches spanning Florida's east coast, we are the third-largest credit union in the state. In 2025, we expanded into Orange County to better serve the growing East Orlando market.
As a not-for-profit financial institution, SCCU is dedicated to putting our members first. Unlike traditional banks, we return profits to our members through better rates, lower fees, and enhanced services. While we offer the same financial products-like checking, savings, and loans-our focus remains on empowering our members and supporting their financial well-being. With local decision-making and a commitment to exceptional service, we strive to make a meaningful difference in the lives of those we serve.
At SCCU, we also prioritize our team members by fostering a supportive and collaborative environment that encourages career growth and development. As we continue to grow, we are seeking talented, member-focused professionals to join our team and help deliver innovative financial solutions and outstanding service.
I UNDERSTAND this application a legal document for purposes of your employment. Upon acceptance of an offer with SCCU, I UNDERSTAND that I will be required to complete background, employment verifications, and drug screening. I UNDERSTAND further that any misstatements or omissions in this application and pre-employment process can be considered falsification and will result in a decision not to hire me, or to discharge me if discovered after I am hired. I UNDERSTAND that the information requested regarding date of birth, race and sex is for the sole purpose of gathering the above information accurately, and will not be used to discriminate against me in violation of any law. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hired.
SCCU is a drug-free workplace. I understand that as a condition of my employment, I will be required to submit to any testing for the presence of drugs, and to submit to any procedure to assess my qualifications for employment. If hired, I ALSO AGREE that if I am hired, my employment is for no definite time and may be terminated at any time without prior notice.
Loan Documentation Specialist
Loan servicing specialist job in Fort Lauderdale, FL
Loan Documentation Specialist
Salary Range: $50,000 - $70,000, plus commission
LoanBud is a rapidly expanding fintech focused on supporting small businesses through innovative financing solutions. Our mission is to empower small-business owners by providing streamlined access to capital through SBA and other small-business loans. We foster a culture of growth, teamwork, and dedication to the entrepreneurial spirit.
Position Overview
We're hiring a Loan Documentation Specialist (LDS) to drive clean, compliant, on-time closings for SBA and related small-business loans. You'll collaborate with Business Lending Officers, borrowers, brokers, title/escrow, and lender counterparts to assemble, review, and perfect all documentation required for funding-maintaining momentum, clarity, and adherence to SBA SOP and lender policy.
Key Responsibilities
Documentation & Closing Execution: Review loan files; build closing/funding checklists; track and clear approval conditions. Prepare lender submissions in accordance with guidelines and SBA SOP; ensure documents align with credit approvals.
Financial & Eligibility Review: Validate initial eligibility; calculate business and/or global DSCR and flag issues early with proposed mitigants.
Collateral & Insurance: Determine insurance requirements (hazard/flood/liability; life insurance assignments as needed) and obtain evidence of coverage.
Entity & Legal Documentation: Review articles, bylaws/operating agreements, partnership/LLC docs; confirm authorized signers, resolutions, BOI/KYC items.
Communication & Coordination: Provide concise status updates to borrowers, referral partners, and internal teams; schedule closings; escalate blockers with clear next steps.
Reporting & Quality: Maintain accurate pipeline reports; meet monthly goals for on-time closings and active loans in pipeline; minimize post-closing exceptions.
Other duties as assigned.
Requirements
Associate's degree or higher preferred (or equivalent experience).
2-4+ years in loan processing/closing, documentation, or credit support; SBA experience strongly preferred.
Working knowledge of SBA 7(a)/504 processes, closing mechanics, and SOP fundamentals (or strong aptitude to learn quickly).
Proficiency with MS Office (Word, Excel, Outlook); comfort with cloud doc management and e-signature workflows.
Detail-oriented, deadline-driven, organized communicator with strong problem-solving skills.
Compensation & Benefits
Compensation: Base salary $65,000 - $90,000, plus performance bonus.
Health: Comprehensive medical, dental, and vision insurance.
Time Off: Generous paid time off to support work-life balance.
Retirement: Competitive 401(k) plan with substantial company matching.
Equal Opportunity
LoanBud is dedicated to creating a diverse and inclusive work environment. We are an equal-opportunity employer and welcome applications from all qualified candidates.
Loan Processor III
Loan servicing specialist job in Florida City, FL
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. “Go to” subject matter expert/lead when Supervisor/Lead is not available.
Essential Functions
The processor is to become the contact for non-licensed activity once the loan is submitted to them.
Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation.
Identify potential issues and communicate to consumer and loan officer.
Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
Stay current with federal, state regulations, policies and industry trends.
Check ratios and verify accuracy of AUS findings and program applicability.
Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary.
Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
Update and verify accuracy of data input into system.
Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
Order generation of loan documents.
Coach and provide guidance to less experienced Processors as needed.
Use and modify templates to compose professional correspondence and emails.
Provide status updates to Loan Officers and/or borrowers.
Qualifications
High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans.
Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners.
Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans.
Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
Expert knowledge in new construction documentation and condominium projects.
Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.).
Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
Excellent customer service, interpersonal, verbal and written communication skills
Intermediate math skills.
Strong verbal and written communication skills.
Strong detail orientation and highly organized.
Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.
Supervision
Depending on experience, supervision is intermittent to infrequent
Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization
May provide guidance to less experienced team members to resolve/escalate issues of high complexity
Exercise sound judgment in executing core job responsibilities
Average monthly pipeline is 14 loans.
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
This position offers eligibility for incentive compensation.
Target salary: $68,000 per year
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
Non Recourse Loan And Bg/Sblc Mt760 (Leasing) Offer!!!
Loan servicing specialist job in Miami, FL
NON RECOURSE LOAN AND BG/SBLC MT760 (LEASING) OFFER!!!
WE ARE REGISTERED MONEY LENDER, FINANCE TRADER, FUNDER, INVESTOR AND DIRECT PROVIDER OF NON RECOURSE LOAN, BANK GUARANTEES(BG) , STANDBY LETTERS OF CREDIT(SBLC) , LETTER OF CREDIT (LC) , TRADE FINANCE AND ALL KINDS OF INDIVIDUALS AND COMPANIES FUNDING FROM TOP RATED BANKS WORLDWIDE FOR PROJECTS, IMPORT AND EXPORT BUSINESS AT LOW RATE!!!
PLEASE IF YOU ARE LOOKING FOR NON RECOURSE LOAN, BG/SBLC MT760 (BANK INSTRUMENTS) AND PROJECT FUNDING WITHOUT COLLATERAL THEN CONTACT US THROUGH EMAIL: GLOBALFINANCELTDHK AT GMAIL.COM
Job Description
NON RECOURSE LOAN AND BG/SBLC MT760 (LEASING) OFFER!!!
WE ARE REGISTERED MONEY LENDER, FINANCE TRADER, FUNDER, INVESTOR AND DIRECT PROVIDER OF NON RECOURSE LOAN, BANK GUARANTEES(BG) , STANDBY LETTERS OF CREDIT(SBLC) , LETTER OF CREDIT (LC) , TRADE FINANCE AND ALL KINDS OF INDIVIDUALS AND COMPANIES FUNDING FROM TOP RATED BANKS WORLDWIDE FOR PROJECTS, IMPORT AND EXPORT BUSINESS AT LOW RATE!!!
PLEASE IF YOU ARE LOOKING FOR NON RECOURSE LOAN, BG/SBLC MT760 (BANK INSTRUMENTS) AND PROJECT FUNDING WITHOUT COLLATERAL THEN CONTACT US THROUGH EMAIL: GLOBALFINANCELTDHK AT GMAIL.COM
Qualifications
NON RECOURSE LOAN AND BG/SBLC MT760 (LEASING) OFFER!!!
WE ARE REGISTERED MONEY LENDER, FINANCE TRADER, FUNDER, INVESTOR AND DIRECT PROVIDER OF NON RECOURSE LOAN, BANK GUARANTEES(BG) , STANDBY LETTERS OF CREDIT(SBLC) , LETTER OF CREDIT (LC) , TRADE FINANCE AND ALL KINDS OF INDIVIDUALS AND COMPANIES FUNDING FROM TOP RATED BANKS WORLDWIDE FOR PROJECTS, IMPORT AND EXPORT BUSINESS AT LOW RATE!!!
PLEASE IF YOU ARE LOOKING FOR NON RECOURSE LOAN, BG/SBLC MT760 (BANK INSTRUMENTS) AND PROJECT FUNDING WITHOUT COLLATERAL THEN CONTACT US THROUGH EMAIL: GLOBALFINANCELTDHK AT GMAIL.COM
Additional Information
NON RECOURSE LOAN AND BG/SBLC MT760 (LEASING) OFFER!!!
WE ARE REGISTERED MONEY LENDER, FINANCE TRADER, FUNDER, INVESTOR AND DIRECT PROVIDER OF NON RECOURSE LOAN, BANK GUARANTEES(BG) , STANDBY LETTERS OF CREDIT(SBLC) , LETTER OF CREDIT (LC) , TRADE FINANCE AND ALL KINDS OF INDIVIDUALS AND COMPANIES FUNDING FROM TOP RATED BANKS WORLDWIDE FOR PROJECTS, IMPORT AND EXPORT BUSINESS AT LOW RATE!!!
PLEASE IF YOU ARE LOOKING FOR NON RECOURSE LOAN, BG/SBLC MT760 (BANK INSTRUMENTS) AND PROJECT FUNDING WITHOUT COLLATERAL THEN CONTACT US THROUGH EMAIL: GLOBALFINANCELTDHK AT GMAIL.COM
Residential Loan Processors
Loan servicing specialist job in Miami, FL
Our client is looking for a Residential Loan Processors to join their team in Miami. The individual will focus on supporting functions of the Loan Operations/Credit Admin department. The professional main responsibilities will be helping eligible applicants obtain loans in a timely and professional manner while protecting our institution's credibility.
Responsibilities
• Review residential loan application packages
• Inputs loan application in the mortgage processing system
• Prepares the required loan disclosures pertinent to the loan request
• Requests appraisal, appraisal review, final inspection, and/or other required reports in order to process loan packages
• Obtains credit reports and flood determination for all clients
• Perform compliance searches to determine if there is adverse media/derogatory information about the client or their respective company
• Prepares Know Your Customer (KYC) form and obtain approval from BSA/AML Officer
• Obtain underwriting conditions upon loan approval; obtain “clear to close” status
• Prepare denials, counter-offers, and change of circumstances forms when necessary
• Prepare re-disclosures when necessary
• Full knowledge and understanding of bank policies, procedures, regulatory and compliance requirements, including but not limited to BSA/AML, CDD, EDD, and others as defined by the Compliance Division and Information Security Division
Requirements
• High school diploma or general education degree (GED) required
• Minimum three years of recent mortgage processing and Banking experience required
Foreclosure Payoffs & Reinstatement Specialist
Loan servicing specialist job in Fort Lauderdale, FL
Job DescriptionSalary:
Were seeking a detail-oriented Mortgage Payoff & Reinstatement Specialist to join our team. In this role, youll calculate payoff, reinstatement, FDCPA, and demand amounts for mortgage loans, prepare accurate letters, and ensure compliance with legal and client guidelines. Youll work closely with clients, attorneys, and borrowers to deliver timely, professional service.
Key Responsibilities:
Accurately reviewing and calculating mortgage payoff and reinstatement amounts
Preparing and verifying payoff, post-judgement and reinstatement letters
Responding to inquiries from borrowers, clients and third parties regarding to payoff and reinstatement calculation letters
Maintaining and updating client systems and maintaining and preparing accurate documentation
Launching and monitoring processes in client systems to ensure timely processing.
Ensuring all calculations meet compliance with FDCPA and state regulations
Qualifications:
High school diploma required; degree in finance/accounting preferred
2+ years in mortgage servicing or financial services preferred but not required
Strong numerical, analytical, and organizational skills
Excellent written and verbal communication and a strong attention to detail
Benefits:
Competitive salary
Health, dental, and vision insurance
401(k) with company match
Paid holidays and time off
Professional development and career growth opportunities
Join Diaz | Anselmo and become part of a dynamic team committed to excellence in legal support and corporate services. Apply today to embark on a rewarding career path in the legal industry with a respected firm.
Loan Processor
Loan servicing specialist job in Boca Raton, FL
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Document all communication related to the loan application in the conversation log.
Train and assist supervision of new Loan Processors and other processing personnel.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
High School Diploma or equivalent.
Minimum of 5 years' residential mortgage processing experience.
Experience with Encompass.
Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Knowledge of DU, LP, Microsoft Office, and Windows.
Excellent math and analytical skills.
Excellent communication skills.
Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: $26.00 - $28.00
Eligible for per file bonus
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
#LI-CCMREC
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Auto-ApplyMortgage Services Specialist
Loan servicing specialist job in Coral Gables, FL
Angott Search Group is pleased to partner with a nearly $400 million Florida bank in their search for a Commercial & Residential Mortgage Loan Services Manager. The Commercial & Residential Mortgage Loan Services Manager oversees the day-to-day operations of the Commercial & Residential Mortgage Services team, ensuring accuracy, compliance, and exceptional service across the bank's real estate portfolio. This leader will supervise a team of 5, strengthen processes, and serve as a key resource to internal staff.
Qualifications
5+ years mortgage services, loan administration, or portfolio management experience across Residential Mortgage & Commercial Real Estate lending.
2+ years supervisory or management experience.
Knowledge of servicing standards, pre-funding, GL reconciliation, and post-closing reviews.
Working knowledge of RESPA, TILA, Fair Lending, USAAP, GLBA, and Fannie Mae/Freddie Mac guidelines.
Proficiency with Microsoft Office and Encompass.
Strong multitasking, problem-solving, and team leadership skills.
Bilingual in English and Spanish.
Bachelor's degree required; MBA preferred.
Hybrid work schedule
Mortgage Closer/Funder
Loan servicing specialist job in Miami, FL
The Mortgage Closer is responsible for closing and funding residential mortgage and home equity loans and lines of credit. Verifies all closing conditions have been cleared by the Underwriter and prepares closing package. Satisfies outstanding conditions and completes a file review to ensure compliance prior to closing and funding.
Duties & Responsibilities:
Reviews all closing conditions provided by the underwriter are cleared by obtaining necessary documentation and in compliance to secondary market and credit union policies.
Prepare and send out 3-day Closing Disclosure within timeframes for RESPA/TILA compliance. Explain and answer questions regarding the CD document to the member. Re-disclose when required.
Complete verbal verification of employment and any other verifications as required. Ensure all documents in file have not expired at time of closing.
Clears tasks in the LOS system or resubmit to Underwriting for approval as instructed.
Reviews Closer pipeline reports daily to manage flow of anticipated closings. Communicates with processors and underwriters regarding file status. Works on loans based on date of receipt and priority given.
Enter loans on appropriate spreadsheets with updated closing information for management and department tracking.
Communicate with member, title/closing agents, realtors, insurance agents, to coordinate and schedule closing and obtain any pending items and clear title required.
Complete checklists to ensure all documents and tasks have been completed throughout the process. Update LOS with expected closing date.
Meet with members and conduct closings on home equity loans and HELOCs in the Home Loan Department.
Review all closing documents to ensure signature and accuracy of documents upon receipt.
Funds the loans by performing applicable wire transfer transactions for first mortgage loans. Funds loans in Symitar system for home equity type loans and HELOCs. Mails out funding checks to third parties.
Must comply with all company policies and procedures, applicable laws and regulations including but not limited to RESPA/TRID, Regulation B, Regulation Z, Fair Lending, NMLS Safe Act.
Cross-sell credit life/disability insurance products on Home Equity loans and lines of credit.
Maintain personal information up-to-date in the NMLS registry within 30 days of a change
Process Loan Closings, Advances, Payments, and Maintenance Items - including Rollovers, Conversion, Margin Changes and Other Operational Transactions - , Loan Closings, Renewals and Loan Modification on an on-going basis
Compare documents and discuss discrepancies with underwriter and loan officer for resolution
Coordinate with settlement agent for timely funding and disbursement.
Ensure completion of provided docs for necessary title reports, credit reports, appraisals, and inspections.
Maintain data integrity as loan progresses through closing.
Prepare funding figures and request wire for funding after balancing with settlement agent.
Review signed closing docs for accuracy and compliance.
Perform other duties as assigned by management.
Mortgage Closer/Post-Closer - Mortgage Department (Main)
Loan servicing specialist job in Doral, FL
Mortgage Closer/Post-Closer - Mortgage Department (Main Branch)
Pay
Starting at $20.00 per hour
The position entails all administrative functions in the closing, post-closing and servicing of First and Second Mortgage loans. The position involves working with Borrowers, department staff and all third parties to meet timelines, service standards, production goals and accuracy in loan quality and documentation, while adhering to internal policies and regulatory guidelines.
Duties & Responsibilities
Assist in the Closing, Funding, and Post-Closing of Mortgage and Home Equity Loan requests in accordance with DCFCU policies and procedures, secondary market and regulatory guidelines.
Prepare closing package timely and accurately, coordinating with all parties.
Assure all loan information and documentation is complete and accurate.
Ensure all processes and documentation are complete prior to funding.
Post-closing tasks performed for audit and service verification including satisfying all internal practices and account opening procedures and packaging of loans for secondary market and service requirements.
Prepare and maintain reports for tracking and servicing requirements.
Review and analyze mortgages for HMDA and 1098 compliance.
Assist staff and Borrowers with servicing, insurances, and payoff requests.
Contact potential applicants explaining the products offered clearly and concisely, providing the member with appropriate product information and documentation.
Responding and resolving member's requests regarding new inquiries and existing mortgage files.
Assist Mortgage Advisors, Mortgage Processors, and Mortgage team as needed.
Additional administrative tasks as assigned.
Requirements
Must possess excellent organizational and time management skills.
Ability to work under pressure and time constraints while still performing tasks efficiently.
Experience in Mortgage/Lending Administrative duties a plus.
Excellent oral and written communication skills required.
Ability to handle large case load.
Must be proficient in Word/Excel applications.
Excellent service, interpersonal and team skills a must.
Minimum high school diploma, Bachelor's Degree a plus.
1 year administrative or Mortgage/Lending experience preferred or combination of experience, education and training.
Required SAFE ACT NMLS Registry active and in good standing or ability to obtain registration upon commencement of employment.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.
Auto-ApplyFlood Mitigation Specialist
Loan servicing specialist job in Miami Beach, FL
Nature of Work This is an essential position within the Environment and Sustainability Department. The position supports flood mitigation and flood risk reduction programs along with other citywide resilience programs and conducts grant management functions through meeting review time goals, coordinating across departments, and providing exemplary customer service.
The position performs responsible technical work involved with identifying and flagging applicable national, state, and local laws, codes, ordinances, and regulations through reviewing architectural, landscaping, and engineering plans, specifications, and contract documents for new and existing Private Property Adaptation (PPA) program projects. The position also supports the City's participation in the Community Rating System of the National Flood Insurance Program through tracking eligible activities, compiling supporting documentation, and coordinating with departments.
The position will be responsible with understanding and staying updated on the City's code and ordinances which set design standards that better protect the city against flooding, sea level rise, wind damage, extreme heat, and other hazards.
Illustrative Examples of Essential Duties
The following duties are normal for this classification. The omission of a specific statement of duties does not exclude them from the classification if at management's sole discretion the work is similar, related or a logical assignment for the incumbent.
* Reviews plans and permit applications for Private Property Adaptation (PPA) pro-gram participant projects to ensure that the projects are meeting Miami Beach City Code requirements and are being designed to properly function as flood mitigation and flood risk reduction and makes recommendations to supervisor, as needed, to achieve flood mitigation requirements.
* Reviews the monthly/quarterly project status reports to track participant progress and identify any challenges faced.
* Provides regular check-ins to participants in all phases of the PPA program and coordinates with appropriate staff and consultants to resolve any issues.
* Provides general technical assistance to participants in the PPA program including with their flood mitigation and flood risk reduction designs, understanding Miami Beach City Code, working through the permitting process, and generally managing their projects.
* Prepares reports, records and correspondence to support the management of the PPA program.
* Provides education to customers and residents to increase understanding of flood mitigation and flood risk reduction requirements and other resilience programs and policies.
* Performs site visits in coordination with consultants and/or City staff.
* Supports the City's participation in the Community Rating System of the National Flood Insurance Program through tracking eligible activities, compiling supporting documentation, and coordinating with departments.
* Supports the implementation of the Vulnerability Assessment and Sea Level Rise Adaptation Plan through coordination and engagement across multiple departments, developing and monitoring metrics that are helpful and feasible, among other tasks.
* Researches and compiles local information around sea level rise, flood mitigation and flood risk reduction, and other hazards to help departments make decisions on their projects.
* Excellent customer service skills are required, both verbally and in writing.
* Participates in preparing for emergencies including hurricanes and responding post- storm.
* Responds to customer concerns and complaints.
* Performs related work as required.
Minimum Requirements
REQUIRED:
* Graduation from an accredited college or university with a Bachelor's Degree in Public Administration, Engineering, City Planning, Urban Design, Landscape Architecture, Environmental Studies, Public Policy, Business Administration, or related field is preferred.
* An Associate's Degree in a related field and two-years of relevant experience may substitute for a Bachelor's Degree.
DESIRED:
* Certification as a Floodplain Manager or Waterfront Edge Design Guidelines (WEDG) Professional
* Experience in customer service, resilience planning, data analysis, climate adaptation, program management, community engagement, grants management, contract management or related management area.
* Possession of a valid driver's license issued by the State of Florida, by the time of employment, for the type of vehicle or equipment operated with an acceptable driving record.
* Flexible hours including occasional weekends and holidays.
* Experience may substitute for education on a year-for-year basis.
* Additional training, seminars and/or short courses in the flood mitigation or resilience field.
Physical Requirements
* Must have the use of sensory skills in order to effectively communicate and interact with other employees and the public through personal contact, telephone, e-mail, or fax.
* Physical capability to effectively use and operate various items of office related equipment such as but limited to computers, computer software, calculator, copiers and fax machine.
* No significant standing, walking, moving, climbing, carrying, bending and kneeling.
* Some sitting for long hours performing computer related work.
For all positions:
* Ability to establish and maintain effective working relationships with elected officials, coworkers, the press the general public and members of diverse cultural and linguistic backgrounds regardless of race, religion, age, sex, disability, political affiliation, gender identity or sexual orientation.
* Ability to serve the public and fellow employees with honesty and integrity in full accord with the letter and spirit of all city ethics and conflicts of interest policies. Strong understanding of ethical behavior is required.
* Ability to maintain regular and punctual attendance.
* Performs related work as required.
* Reports to work as directed during an emergency as an essential employee of the City of Miami Beach.
For all technical, professional, supervisory and managerial positions:
* Ability to develop innovative and creative solutions to issues consistent with the City's strategic plan.
Applicants must detail any related work experience on the application or risk disqualification. It is the applicant's responsibility to update their NEOGOV profile with work experience, education, certifications and personal contact information when submitting each application, failure to do so will result in ineligibility. City of Miami Beach employees must reflect their current position and detail their work experience on the application to avoid being disqualified.
Veterans Preference:Veterans Preference is awarded in accordance with Florida State Statute 295.07. If veteran's preference is being claimed, it must be indicated on the application form and proper documentation, including all forms DD-214 (either Member 2 or Member 4), as well as the final Department of Defense Disability Letter (dated within one year)must be submittedwith the ap
Benefits are available to FULL-TIME employees only. The City of Miami Beach offers a comprehensive benefits package, including 12 vacation, 12 sick days, 15 paid holidays (11 holidays and 4 floating holidays); partially sponsored by the City group medical (including visual) and dental insurance, life insurance. Excellent retirement plan: pre-tax employee contribution added to the City's contribution; 5 year "cliff vesting."
Voluntary Benefits (fully paid by the employee, but payroll deductible): flexible spending account; 457 Deferred Compensation Plan, and Roth IRA; universal and critical life insurance, disability insurance, long-term care, and lump sum cancer policy. Also, U.S. Legal Services, tuition assistance, pre-tax payroll contributions, continuation of medical and dental coverage up to 18 months upon termination (COBRA).
For a more detailed overview of the benefit package, please visit Benefits section at ******************************
01
Did you graduate from an accredited college or university with a Bachelor's Degree in Public Administration, Engineering, City Planning, Urban Design, Landscape Architecture, Environmental Studies, Public Policy, Business Administration, or a related field is preferred? Experience may substitute for education on a year-for-year basis.
* Yes
* No
02
List your degree of study
03
Do you have an Associate's Degree in a related field, and two-years of relevant experience may substitute for a Bachelor's Degree? Experience may substitute for education on a year-for-year basis.
* Yes
* No
04
Do you have Certification as a Floodplain Manager or Waterfront Edge Design Guidelines (WEDG) Professional?
* Yes
* No
05
Do you have experience in customer service, resilience planning, data analysis, climate adaptation, program management, community engagement, grants management, contract management or related management area?
* Yes
* No
06
Do you have possession of a valid driver's license issued by the State of Florida, by the time of employment, for the type of vehicle or equipment operated with an acceptable driving record?
* Yes
* No
07
Are you able to work flexible hours, including nights, weekends, and holidays?
* Yes
* No
08
Do you have additional training, seminars, and/or short courses in the flood mitigation or resilience field?
* Yes
* No
Required Question
Employer City of Miami Beach
Address 1700 Convention Center Drive
3rd Floor
Miami Beach, Florida, 33139
Phone ************
Website ***************************
Mortgage Loan Operations Specialist (Funding & Processing)
Loan servicing specialist job in Hollywood, FL
First Entertainment Credit Union is looking for a Mortgage Loan Operations Specialist (Funding & Processing) who will be responsible for First and Second lien loan processing from application through funding, including data collection, review and analysis, and pre-funding audits. The Mortgage Loan Operations Specialist must demonstrate exceptional attention to detail, organizational skills, and communication abilities. A successful candidate must possess the professionalism and alignment with our core values, ensuring all stakeholders are informed throughout the loan lifecycle. This is a full-time, hybrid opportunity reporting to the Director, Real Estate Lending Operations and is based in Hollywood, CA. The targeted pay in California is between $27.81 and $34.76. Responsibilities
• Process first mortgage and equity loan applications, ensuring accuracy and regulatory compliance.• Collect, review, and validate borrower documentation, including income, assets, purchase contracts, and escrow instructions.• Order and analyze credit reports, appraisals, title reports, flood certifications, insurance documents, and compliance checks.• Prepare and deliver initial disclosures and re-disclosures as required• Balance Closing Disclosure (CD) and HUD settlement statements, resolving discrepancies with escrow/title companies.• Communicate proactively with Loan Officers and escrow officers regarding outstanding conditions, loan status, and scheduling of signing appointments.• Coordinate closing and funding activities, including confirming wire instructions, initiating funding requests, and performing pre-funding audits to ensure all documentation and approvals are complete.• Maintain accurate records and timely updates in loan processing systems through closing and funding.• Complete additional tasks, such as ordering homeowner's/flood insurance, payoff demand statements, tax service, and employment verifications as required.• Perform other duties and tasks as required. At First Entertainment, your role and every role are essential to our Mission [We build lifelong financial relationships with the people in entertainment based on a deep understanding of how they live and work], Core Values [Members First + Ownership +Integrity + Innovation + Inclusivity + One Team], and we expect you to uphold them. Requirements
· A high school diploma, vocational training, job-related course work or related work experience required.· Active registration status (or registration within the first month of employment) with the Nationwide Mortgage Licensing System (NMLS) and Registry on an annual basis in addition to maintaining updates is required. · Knowledge of laws and regulations regarding real estate and privacy, including TRID, Reg Z, Reg B, HMDA and RESPA· Knowledge of basic loan processing procedures and systems (Encompass Banker edition preferred)· 3 to 5 years of prior experience of real estate loan processing is required.· 3 to 5 years previous work-related skill, knowledge, or experience in an office setting is required.· Effective communication skills across all levels of audience.· Computer proficiency in loan application systems, preferably ICE Mortgage, Opening Act (Meridian Link), MS Office Word, Excel and Outlook. First Entertainment Credit Union does not utilize artificial intelligence (AI) tools in any part of the hiring process. This includes reviewing applications, analyzing resumes, or evaluating candidate responses. All hiring decisions are made exclusively by our hiring teams, in compliance with applicable employment laws and regulations to ensure fairness, transparency, and equal opportunity.
Auto-ApplyMortgage Modification Specialist
Loan servicing specialist job in Fort Lauderdale, FL
American Home Saver-TX. Mortgage Assistance "We Help Make the American Dream an Affordable Reality" American Home Saver is a Home Mortgage Modification Company that has been in the business of helping homeowners with making the American Dream of Home Ownership an Affordable Reality since 2005. Our experience in processing loan modifications has placed us in the top 1% of modification company's in the nation with a 95% success ratio. Our processing staff are experts in knowing the guidelines for FNMA, FLMC, FHA, VA and CONV modifications to include HAMP and HAUP.
Visit us @ *************************
Job Description
American Home Saver offers the opportunity for you to start a business part-time, while maintaining the security of your full-time job.
Regardless of whether you love what you're doing now, and simply need to earn additional income - or if you want to launch an entire new career - American Home Saver offers you the flexibility to decide what's best for you.
American Home Saver lets you start part-time to earn a second income, or transition to a new full-time career while you keep your current full-time job.
American Home Saver is a company of people helping people.
As a
Mortgage Modification Specialist
(1099 Independent Contractor) you will be meeting face to face with homeowners that are delinquent on their mortgage and facing foreclosure (received NOD) or imminent default (no lates, but struggling to make their payments) . Your responsibility will be to fully explain how the American Home Saver-Mortgage Assistance Program can help them save their home and get back on their feet. You will collect all documentation required to complete the Home Affordable Modification Program (HAMP) paystubs, mortgage statement, bank statement W-2. We will provided you with a minimum of 5 pre-qualified leads per week, however you are allowed to share our services with anyone that may be in need. There are no territory restrictions.
Qualifications
We are seeking individuals in the Broward County area with a background in Home Loan Preservation to work as a independent contractor with our company. The ideal candidate should have a minimum of 1 year's experience working in Home Preservation or Loss Mitigation with Customer interaction. Must have a high school diploma / GED. Pass a criminal background check, have dependable transportation with proof of current liability insurance, access to a computer and a active smart/android cellular phone.
Support: We will provide you with our leading edge web-based technology operating system to give you the tools for success.
Additional Information
SALARY:
Commensurate with experience with excellent opportunity for advancement.
Loan Consultant/Officer
Loan servicing specialist job in Plantation, FL
We're searching for some really great people who enjoy customers as much as we do.
Named as one of Puget Sound Business Journal's Best Places to Work three years running, 2021, 2022 and 2023. We are a certified Great Place to Work™ and were named a Best Workplace eight times, most recently in 2024 in the Financial Services and Insurance category.
Check out our rating at: Working at Evergreen Home Loans | Great Place To Work
Wow happens every day at Evergreen. Our vision is centered on changing the world one relationship at a time.
Learn more about us on our website here.
Discover what's possible with Evergreen.
We're looking to add people who feel the same way we do about our customers, our associates, and the work we do. In return, you'll be part of a growing, contemporary company that rewards creative thinking and believes in helping you get to where you want to be. You'll also enjoy a comprehensive benefits package and an attractive 401K plan to help you grow along with us!
We are seeking Loan Officers to acquire and retain new and existing customers, work with realtors and their clients to assist them in obtaining home loans, assist other Loan Officers as needed, support each loan transaction from application to closing, and provide excellent customer service to all partners, realtors, clients and borrowers.
Essential Duties and Responsibilities:
Customarily and regularly work away from Evergreens' place of business (or the Loan Officer's home office or other regular place of business) selling Evergreen's loan products and meeting with and calling on real estate agents, builders, clients and partners and other referral sources to self-source leads and generate business.
Perform sales activities including, but not limited to:
Phone calls, emails and social media posts to maintain existing relationships as well as create new business partners.
Provide ongoing marketing and support of existing Partners.
Sourcing of prospective new clients.
Be available to clients and coworkers throughout the day and on weekends if needed.
Interview customers and take loan applications and pre-qualify borrowers over the phone or in person.
Discuss loan program products with borrowers and provide loan comparisons or other borrower education information.
Support loan transactions from application to closing, providing updates to borrowers and coordinating with support staff.
Create new marketing materials and distribute to partners and clients.
Participate in builder and realtor functions, open houses, status meetings, special events, etc., to develop and maintain relationships, generate new leads, and acquire new business.
Read industry publications/blogs/newsletters/web stories about current industry news.
Support other Loan Consultants/ Officers as needed.
Other duties as assigned.
Performance Expectations:
Perform all actions in accordance with the Mission, Vision, and convictions of EHL.
Expected to meet production standards outlined in the Loan Origination Production Standards.
Provide a “WOW” experience and effectively communicate with associates, clients, partners, and vendors via phone, written communication and/or in person.
Seek Feedback: Host regular and timely communication with associates and Manager.
Be willing to assume additional responsibilities/duties/projects as they arise.
Have strong organization skills, the ability to learn quickly, and accuracy/timeliness in completing tasks.
Knowledgeable regarding mortgage processes, able to answer borrower's questions and take applications.
Effectively uses LOS, contact management software and Microsoft Office products.
Able to learn changing information regarding loan programs and able to incorporate these changes while dealing with members.
Work well with other members of the EHL team, and is willing and able to fill in for other EHL Loan Consultants/ Officers.
Perform all actions in accordance with policies and procedures of the company.
Quality Manufacturing:
Take full accountability for performing the work and achieving the results as agreed, and your manager is accountable for providing you with the resources and guidance needed.
Exceptions, problems, changes and questions are reported immediately. You are accountable for notifying your manager, and any other affected people, in writing if the work will not be performed or the results will not be achieved as agreed. Your manager will also notify you if commitments made to you cannot be achieved.
Your manager can assume the work is being performed as agreed unless otherwise notified.
Periodic check-ins between you and your manager are the main vehicle for keeping each other informed about how work is progressing.
Failure to notify of exceptions or missed due dates - in other words silence - is not acceptable.
You encourage your coworkers to communicate challenges and opportunities to their manager, rather than to fellow coworkers.
Relationships built on trust are developed as managers and associates keep their commitments and successful results are achieved.
Specific Skills/ Knowledge/ Abilities Required for Position:
High School Diploma or equivalent
Must have current Mortgage Loan Originator (MLO) license through the NMLS required per the S.A.F.E. Act of 2008.
Exercise good judgment and strong character, motivated, hard working.
Ability to work well with fellow associates, clients and vendors.
Good communication skills. Neat, clean, healthy work habits.
Physical Requirements:
Ability to work in a fast-paced, occasionally noisy environment.
May be required to drive for business purposes and if so, must hold a driver's license in good standing and maintain personal auto insurance in compliance with EHL's Auto Insurance policy.
Must be able to speak and hear, lift and carry up to twenty-five pounds (25 lbs.) or occasionally more.
Requires all forms of dexterity and mobility throughout the shift.
Occasionally required to reach with hands and arms, sit climb or balance, stoop, kneel, crouch or crawl.
Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral, depth perception and the ability to adjust focus.
Benefits and Perks:
Eligible associates (and their families) have the option to enroll in medical, dental, and/or vision coverage of which both the associate and the company contribute towards expenses. Basic Life/AD&D insurance for eligible associates as well as a Short-term Disability benefit are provided by Evergreen. Additional Voluntary Life/AD&D, Long-term Disability benefits and Legal/ID protection plans paid for by the associate are also available. Associates are automatically enrolled in Evergreen's 401(k) plan. Paid voluntary day of work, company matching on charitable donations and mortgage loan benefit.
Compensation:
This is a commission only position. Associate may be eligible for bonuses or other variable earnings as determined upon hire.
Evergreen is an equal opportunity employer and E-Verify employer.**************************
Equal Housing Lender
©2025 Evergreen Moneysource Mortgage Company dba Evergreen Home Loans NMLS ID 3182. 15405 SE 37th Street, Suite 200 Bellevue, WA 98006 Equal Housing Lender. AZ Mortgage Banker License #0910074; CA Licensed by the DFPI under the CRMLA #4130291; NV Mortgage Company License 4837. Evergreen Home Loans does not represent HUD or FHA and the information provided here was not authored, approved, or endorsed by HUD or FHA. For individual and company license information visit ***************************
Mortgage Loan Coordinator
Loan servicing specialist job in Miami Lakes, FL
The Mortgage Loan Coordinator role will be responsible for performing a variety of documentation duties related to both agency and portfolio loans while ensuring compliance with policies and procedures for all loan products. Candidates must possess proficiency with technology and a strong sense of urgency with an ability to work in a team environment while maintaining excellent organization and communication skills.
ESSENTIAL DUTIES AND RESPONSIBILITIES
• Ability to self-manage a pipeline by reviewing and confirming if all minimum items have been received as outlined on the Loan Coordinator Checklist. The Loan Coordinator is responsible for reviewing the file for completeness, reading all comments from the Mortgage Loan Officer (MLO)/ Mortgage Loan Assistant (MLA), indexing all the docs in the unassigned section of the efolder to the appropriate placeholders and completing all order outs per instructions laid out by management.
• Maintain daily workflow prioritization to ensure loan set up is completed timely and loan advances with quality to the next milestone.
• Adhere to published SLAs to promote effective pipeline management.
• Analyze and ensure all documentation received is accurate and meets minimum required documentation as outlined by our Mortgage procedures, Loan Coordinator checklist and AUS as applicable.
• Complete all order-outs per instructions from the Loan Officer.
• Process Appraisal Refunds
• Reconcile Credit Card Accounting deposit report from Accounting.
• Provide excellent customer service to both internal and external clients.
• Communicate effectively with all parties to the transaction to keep them informed of file status.
• All other duties as assigned.
Required Qualifications, and Experience:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required.
• High school Diploma or General education degree.
• Ability to effectively use various computer software applications.
• Ability to embrace and adopt all Technology as set forth by the line(s) of businesses.
• Basic accounting and mathematical skills.
• Ability to effectively Multitask.
• Work successfully in a fast-paced working environment and meet critical deadlines.
• Delivers excellent verbal customer service.
• Demonstrates Leadership
• Excellent interpersonal skills/Champions Teamwork
• Goal and success oriented.
• Self-Starter
• Highly organized, proven track record of successfully managing Time and Pipeline execution.
• Focus on Quality and Understanding of Regulation/Compliance requirements.
• Excellent verbal and written communication skills, bi-lingual in English and Spanish helpful.
• Ability to effectively multi-task, work well in a fast-paced working environment and meet critical deadlines.
• Commitment to a positive customer experience (internal and external).
• Intermediate Microsoft Office skills
NMLS Language
As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.
About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
Benefit Highlights:
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
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