To-Go Specialist
Loan Servicing Specialist Job In Fort Mill, SC
**WHY CRACKER BARREL** What is it like to work at Cracker Barrel? It feels like ... + **Care beyond the table** - At Cracker Barrel, we serve up care for you, so you can serve up care for our guests. It's an extension of our hospitality and the foundation of everything we do.
+ **Opportunities to fill your cup** - As a member of our team, you'll have hands-on opportunities to learn and grow in different roles.
+ **A warm welcome** - For more than 50 years, we have committed to "serving up" a sense of warmth and hospitality to thousands of employees across the country.
**Serving up the care - and career - you crave.**
**WHAT YOU'LL DO**
As a To-Go Specialist, you will support the catering and to-go side of Cracker Barrel by providing the same hospitality that our guests enjoy while dining in, but in a fast-paced, on-the-go way. You will ensure our guests can enjoy their homestyle favorites wherever they'd like by taking detailed orders, swiftly packing their meals up, and double-checking that everything they need is neatly prepared and waiting for them. We know you work hard to provide a great guest experience, so this is a tipped role!
Practice Hospitality in Action:
+ Be the champion of a great restaurant experience, at our table or their own home.
+ Keep the to-go station stocked up with plasticware, condiments, and everything in between.
+ Exhibit teamwork by helping out as needed.
**WHAT YOU'LL NEED**
+ A pleasant, outgoing personality and a team attitude
+ A desire to provide the kind of service you enjoy when dining out
+ The ability to handle multiple tasks at once
No experience is necessary; we will teach you what you need to know!
**WHAT'S IN IT FOR YOU **
+ **Compensation and More** : Competitive pay every week | Same-day pay availability | Sometimes your tips are shared; sometimes you keep 100% of them
+ **Care for Your Well-being** : Health insurance eligibility on day 1 - Full and Part-time employees | Vacation time | Employee assistance program (EAP) | Culture of belonging
+ **Invest in Your Future:** Growth and development opportunities begin Day 1 with our industry-leading PAR training program | 401k plan with company matching contributions at 90 days | Employee Stock Purchase Program
+ **Even More to Look Forward to** : 35% Discount on Cracker Barrel Food and Retail items | Exclusive Biscuit Perks like discounts on home, travel, cell phones, and more!
**ABOUT US**
_For more than 50 years, we have committed to serving up a sense of warmth and hospitality across hundreds of stores across the country. We believe in providing opportunities for growth and development for our 70,000 plus team members and take pride and comfort in that enduring Cracker Barrel hospitality. It's something our employees and guests can count on now and into the future as we welcome new employees, guests, and experiences. Just like uncovering a delightful find in our stores, there is potential for discovery and fulfillment in every job at Cracker Barrel._
**PURSUE THE CAREER YOU CRAVE-APPLY NOW**
**Cracker Barrel is an equal opportunity employer.**
Qualified applicants are considered for all positions without regard to race, color, religion, sex, sexual orientation, genetic information, national origin, age, marital status, medical condition, disability or any other class expressly protected by law.
At Cracker Barrel, we believe everyone deserves to feel cared for - we start with our team. To us, care means Culture, Achievement, Responsibility, and Experience and is the foundation for everything we do.
We're welcoming team players and go-above-and-beyond helpers who value what everyone brings to the table. Our passion and commitment to serving others - and each other - bonds us to work together no matter what the fast-paced and unpredictable days bring.
At Cracker Barrel, you're never alone on the journey. Whether you're serving our guests or serving someone who is, you're part of a team that creates a "home away from home" feeling and encourages opportunities to learn new skills and find fulfillment in every role. We know that when we care for each other, we can create the best experience for our guests - and that's something we all crave.
Ready to gather 'round our table? We're serving up the care - and career - you crave.
Click here to tell us about yourself! We'll get in touch if there's an opportunity that seems like a good fit.
For more than 50 years, we have committed to serving up a sense of warmth and hospitality across hundreds of stores across the country. We believe in providing opportunities for growth and development for our 70,000 plus team members and take pride and comfort in that enduring Cracker Barrel hospitality. It's something our employees and guests can count on now and into the future as we welcome new employees, guests, and experiences. Just like uncovering a delightful find in our stores, there is potential for discovery and fulfillment in every job at Cracker Barrel.
In compliance with federal and state equal employment opportunity laws, qualified applicants are considered for all positions without regard to race, color, religion, sex, sexual orientation, genetic information, national origin, age, marital status, medical condition, disability or any other class expressly protected by law. Qualified applicants are considered for employment according to the laws of the respective state of employment. If you feel this policy has been violated, you may report such instances to the Employee Relations Department toll free at **************.
Cracker Barrel does not unlawfully discriminate in hiring. If you are interested in applying for a position and need a reasonable accommodation during the application process, please contact ************** so that we can work with you to reasonably accommodate you. Note that individuals who have any hearing impairment will be reasonably accommodated in the application process.
In compliance with federal and state equal employment opportunity laws, qualified applicants are considered for all positions without regard to race, color, religion, sex, sexual orientation, genetic information, national origin, age, marital status, medical condition, disability or any other class expressly protected by law. Qualified applicants are considered for employment according to the laws of the respective state of employment. If you feel this policy has been violated, you may report such instances to the Employee Relations Department online (************************************************* ) or toll free at **************.
Cracker Barrel does not unlawfully discriminate in hiring. If you are interested in applying for a position and need a reasonable accommodation during the application process, please contact (**************) so that we can work with you to reasonably accommodate you. Note that individuals who have any hearing impairment will be reasonably accommodated in the application process.
Senior Commercial Loan Servicing Specialist
Loan Servicing Specialist Job 17 miles from Fort Mill
**About this role:** Wells Fargo is seeking a Senior Commercial Loan Servicing Specialist in Agency Services as a part of Commercial Banking Operations Division. **In this role, you will:** + Lead a variety of servicing activities for moderately complex commercial products, including coordinating all aspects to ensure customer resolution
+ Evaluate and upload data into the systems of record to ensure compliance with all bank policies, procedures, and regulatory requirements
+ Coordinate all aspects of resolving open customer service issues; interact with internal and external customers
+ Serve as primary liaison and work collaboratively with Sales, Legal, Control and Risk, Technology, and various Operations and company teams as necessary to progress customer-focused needs
+ Review and negotiate moderately complex loan servicing transactions, evaluate risks, and devise strategies to mitigate risks and identify procedural modifications
+ Serve as an escalation point in the resolution of client issues
+ Conduct quality reviews and monitor key performance metrics as related to efficiencies and effective processes
+ Identify activities of the team to ensure conformity with established procedures
+ Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
+ May lead projects, teams, or serve as a mentor for lower-level staff; may contribute to strategic initiatives
+ Independently resolve moderately complex issues and lead team to meet deliverables while leveraging solid understanding of the function, policies, procedures, and compliance requirements
**Required Qualifications:**
+ 4+ years of Commercial Loan Servicing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
**Desired Qualifications:**
+ Loan IQ (LIQ) Experience
+ Exposure to and/or experience in Syndication/Participation, trades, and foreign loan originations
+ Knowledge of loan documentation; construction loan budget monitoring experience; and title work experience.
+ Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
+ Excellent verbal, written, and interpersonal communication skills
+ Ability to effectively resolve problems and conflicts at the immediate and root-cause levels
+ Ability to work effectively, as well as independently, in a team environment
+ Ability to work in a fast-paced deadline driven environment
+ Sound critical thinking and problem-solving skills, as well as the ability to embrace and adapt to change
+ Good business communications skills and be recognized as someone who delivers extraordinary and superior customer service
**Job Expectations:**
+ Candidates must be willing to work additional hours as needed.
**Posting Location:**
+ 1525 W W T Harris Blvd, Charlotte, NC 28262
**Posting End Date:**
6 Feb 2025
**_*Job posting may come down early due to volume of applicants._**
**We Value Diversity**
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
**Applicants with Disabilities**
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (****************************************************************** .
**Drug and Alcohol Policy**
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (********************************************************************** to learn more.
**Wells Fargo Recruitment and Hiring Requirements:**
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
**Req Number:** R-428343
Mortgage Loan Processor - Reverse
Loan Servicing Specialist Job 17 miles from Fort Mill
Mutual of Omaha is a Fortune 300 Company with an iconic brand and outstanding customer loyalty. Mutual of Omaha Mortgage is inspired by hometown values and a commitment to being responsible and caring for each other. We exist for the benefit of our customers and employees.
Mutual of Omaha Mortgage is a full-service lending company offering both Forward and Reverse Mortgage products including a complete line of residential mortgage, refinancing, specialty, and HECM loans. We employ a knowledgeable staff of experienced Loan Officers with an operations team that is second to none. If you are interested in joining a team that promotes from within and works together toward a common goal of helping customers with their mortgage needs, please review and apply for our opening below!
We offer an extensive compensation package. Benefits include Medical, Dental, and Vision insurance, company paid life insurance, 401K with a generous employer match and additional benefits such as Free Legal Services and an Employee Loan Program. Mutual of Omaha Mortgage is an Equal Opportunity Employer and we encourage diverse, talented, qualified applicants to apply.
Prior Reverse Mortgage Experience is required.
Duties and Responsibilities:
Effectively manage and process a full pipeline of mortgage loan files
Evaluate loan files for regulatory compliance and completeness
Accurately review and input pertinent loan data into operational systems
Order supplementary vendor products, such as title reports and property appraisals
Obtain required underwriting conditions from loan officer and/or loan applicant(s)
Utilize FHA Connection to update loan data as needed
Communicate pipeline and file status to retail sales channels and management
Work closely with all operational departments to establish productive and efficient workflows
Complete required checklists and worksheets
Experience and Education:
Minimum 2 years in reverse mortgage loan processing required
Bachelor's degree preferred, but not required
Excellent computer skills with the ability to learn new systems
Knowledge of MS Office products
Strong customer service and time management skills a must
Highly motivated and determined to succeed in a competitive, time sensitive industry
Loan Boarding Conversion Analyst (Remote)
Loan Servicing Specialist Job In Fort Mill, SC
Who We AreServiceMac is a new sub-servicing entity backed by some of the leading practitioners of the mortgage servicing industry. ServiceMac is focused on providing superior technology, products, and services for the mortgage and real estate industries backed by highly personalized service and support. Through continuous innovation and acquisition, our offerings comprise of personalized solutions that span the mortgage continuum and enhance security, compliance, customer satisfaction, and profitability. Our inclusive, people-first culture has earned our company numerous accolades, including being named to the Fortune 100 Best Companies to Work For list for nine consecutive years. We have also earned awards as a best place to work for women, diversity and LGBTQ+ employees, and have been included on more than 50 regional best places to work lists. First American will always strive to be a great place to work, for all.What We DoResponsible for the implementation and/or effectiveness of products, services and technical or business systems, software, or solutions. Develops project plans to manage change and ensure that implementations are completed on time, within budget and meet client expectations. Coordinates and communicates timelines / status to clients, external partners, internal teams, management, and impacted groups. Partners with other groups to identify training needs / opportunities and delivers training related to the project.
What you'll Do:
Loan Boarding, Loan Sphere (LLB) system experience a MUST
Data mapping conversion experience via BKFS/ICE
Creates project plans. Identifies and leverages resources.
Drives effective implementation processes. Builds and sustains client relationships during the implementation phase.
Collaborates with management and internal teams to identify client implementation needs and ensure appropriate follow up.
Ensures accurate communication is disseminated across all stakeholders including internal teams, external partners and clients.
Has responsibility throughout the client onboarding cycle including planning, setup, execution and management of assigned projects.
Responsible for the initial system setup and provides troubleshooting support during the testing and implementation phase.
Provides the highest levels of professional customer service throughout the project lifecycle.
Conducts online meetings/conference calls to orient a new employee or customer, present new functionality, perform training and collaborate with clients about concerns.
Develops implementation plans which include timelines and metrics for communication, marketing and training activities.
Creates and maintains a “source of truth” for impacted groups with respect to all value-added products and services available.
Works closely with end user/client to understand and prioritize business goals and information needs related to the implementation/project.
Accomplishes objectives, identifies and addresses future concepts, and implements best practices
Uses skills as a seasoned, experienced professional with a full understanding of industry practices and established policies and procedures
Troubleshoots a wide variety of complex problems and identifies solutions within broad application of functional expertise
Removes barriers to project success
Provides risk management and issue resolution
Errors will have significant business and financial impact
No formal responsibility for the supervision of others but may provide functional advice or training to less experienced team members
Works independently with supervisory consultation
Ability to establish and maintain effective working relationships at the senior management level across functional groups and business units
What You'll Bring
Bachelor's degree of equivalent combination of education and experience
6-8 years of directly related experience
Able to evaluate Change Management scope of project
Leadership skills with ability to build consensus among disparate groups
Ability to manage multiple clients and projects/tasks simultaneously
Strong customer service skills
Strong internal communication skills including ability to work with various departments such as Sales, IT, Training, Marketing and Support
Strong background in Title Insurance, Mortgage, or related industry
Strong knowledge of department operating systems/applications and software/applications that integrate with those systems
Familiar with a variety of the field's concepts, practices and procedures
Strong interpersonal, relationship-building and teamwork skills
Able to translate and communicate technical information to a nontechnical audience
Self-motivated; self-starter
Proficient in Microsoft Word, Excel and PowerPoint
Salary Range: $75,375 - $125,600 Annually
This hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location.
What We OfferBy choice, we don't simply accept individuality - we embrace it, we support it, and we thrive on it! Our People First Culture celebrates diversity, equity and inclusion not simply because it's the right thing to do, but also because it's the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work. First American is an equal opportunity employer in every sense of the term.Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave and other great benefits like an employee stock purchase plan.
Admin Transaction Processor
Loan Servicing Specialist Job 17 miles from Fort Mill
Admin Transaction Processor needs processing or Lockbox experience.
Admin Transaction Processor requires:
10 key
Data entry
Admin processing
Process transaction on a daily
This would include wrapping up work to be mailed back to the client.
Scan, ran equipment
10-keying depending on the work load.
Sort, scan, compile and package payments and deposits in accordance with established procedures defined customer specifications
Identify sensitive protected information (credit and medical) and follow procedures to secure and store the information accordingly.
Automotive Processor
Loan Servicing Specialist Job 6 miles from Fort Mill
Hiring Immediately! INTEGRO has immediate opportunities available for those with and without any prior experience.
JOIN OUR TEAM
With over 40 years in the automotive industry, INTEGRO is a fast-growing company looking to expand our team with people who have great character, take pride in their work, and want to build a career.
INTEGRO is looking for individuals to join our team at one of our dealership locations and seeking those who are self-motivated with a strong work ethic and great attention to detail. As part of our team, you will be working onsite at one of our automotive dealership locations processing both new and used vehicle inventory, playing a key contributing role in providing exceptional customer service.
No prior automotive experience is required - paid onsite training is available!
What we offer:
Competitive compensation with bonus/incentive potential
Payroll processed weekly with direct deposit
Healthcare options including medical, vision, and dental
401(k) savings and retirement plans
Life insurance
Paid time off
Paid onsite training with growth opportunities
Full-time and part-time positions available
What we are looking for:
Respectful and reliable with a positive “team-player” mindset.
Exceptional attention to detail.
Strong work ethic with the ability to work in a fast-paced, customer service-driven environment.
Present yourself well with a clean, professional appearance.
Excellent communication and time management skills.
Flexible schedule and available weekends.
Proactive, reliable, and trustworthy.
Takes pride in their work and enjoys working outdoors.
Valid driver's license with a clean driving record.
Pass drug screening and background check.
Prior automotive experience is a plus but not required.
Overview of this position's responsibilities:
Clean/wash exterior and interior of vehicles, including washing cars applying exterior and interior protectants.
Printing and applying marketing or vehicle information.
Checking and filling tire pressure.
Inspect vehicles for noticeable defects and communicate all defects to the manager.
Must maintain a safe, clean, and organized work area.
Follow all safety instructions and company policies.
Provide exceptional customer service and work with your team to ensure all customer needs are met.
Other duties may be assigned based on location requirements.
This position does require frequent movement and getting into and out of vehicles repeatedly during each work shift. Portions of this work may be completed inside or outside under varying climate conditions.
Hourly positions available, Rates from $18-$20 per hour!
Apply with us and start your future today!
With over 40 years in the automotive industry, we have provided a wide range of products and services to all levels within the automotive sector. If you are looking for a career in the automotive industry, this is an excellent opportunity for you.
INTEGRO is proud to be an equal opportunity employer and a drug-free, alcohol-free, and substance-free workplace. All employment is contingent upon completing a background investigation and drug testing.
INTEGRO is proud to be an equal opportunity employer and a drug-free, alcohol-free, and substance-free workplace. All employment is contingent upon completing a background investigation and drug testing.
Commercial Loan Servicing Representative
Loan Servicing Specialist Job 17 miles from Fort Mill
Wells Fargo is seeking a Commercial Loan Servicing Representative within the Commercial Banking Operations group as part of Gobal Wholesale Operations. This position is responsible for performing transactional, operational and customer support tasks. Learn more about the career areas and business divisions at wellsfargojobs.com.
In this role, you will:
Support internal and external customers with inquiries and complaints regarding loan servicing needs
Monitor loan system and resolve customer issues, and process complex transactions online
Act as primary contact for internal customers involving collateral and exception processing
Research, structure, and maintain customers in system database
Perform invoice/collateral processing, cash processing, EDI (Electronic Data Interchange) testing/processing, transaction research, and reconciliation
Perform moderately complex administrative, transactional, operational and customer support tasks
Act as primary loan servicing contact that involve construction monitoring and disbursements
Monitor collateral and preparing payoff letters, releasing collateral
Audit loan systems of record for new loan setups, modifications and data input, and customer research and billing
Receive direction from supervisors, and escalate non-routine customer concerns to experienced individuals
Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
Required Qualifications:
2+ years of Commercial Loan Servicing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
Exposure to asset-based lending/factoring; A/R and A/P processing
Good analytical/research/trouble-shooting skills with high attention to detail and accuracy
Sound organizational, multi-tasking, and prioritizing skills
Ability to work effectively and collaboratively in a fast-paced, deadline-drive, team environment
Excellent verbal, written, and interpersonal communications skills
Intermediate Microsoft Office skills, including Word and Excel; Ability to quickly learn new systems
Job Expectations:
This position currently offers a hybrid work schedule
Ability to work additional hours as needed
Locations:
CHARLOTTE, NC
Other Information:
Position locations listed above
This position offers a hybrid work schedule
Relocation assistance is not available for this position
This position is not eligible for Visa Sponsorship
Posting End Date:
8 Feb 2025
*Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Mortgage Loan Closer - Entry Level
Loan Servicing Specialist Job 17 miles from Fort Mill
As a Mortgage Loan Closer, you'll directly impact new homebuyers by setting up internal closing controls, managing the closing schedule, and preparing loan documents for closing. Your attention to detail and follow-up skills when reviewing all closing files will make you an asset on our team.
Primary Responsibilities
Prepare initial and final closing disclosures within required timeframe
Prepare and send closing documents timely for closing to buyers and title companies
Initiate funding wires for closings
Review signed packages for completeness prior to shipping
Review files for QC accuracy and clear closing conditions prior to closing
Work with multiple internal partners to meet required timelines
Qualifications
Excellent customer service and oral/written communication skills
Strong organization skills, attention to detail, and ability to multi-task
*No prior experience in the mortgage industry is required for this opportunity!
Mortgage Loan Processor II
Loan Servicing Specialist Job 17 miles from Fort Mill
WHAT IS THE OPPORTUNITY? The Mortgage Loan Processor II is responsible for managing a pipeline of purchase and/or refinance transactions. The Mortgage Loan Processor II is also responsible for ensuring closing dates are met or exceeded, following up on conditions as needed, completing all re-disclosures in accordance with regulatory service levels, and working in a team environment from the initial decision to the final approval. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
What you will do
* Review loan decisions to determine what documents are required to move to closing.
* Utilize pipeline reports to effectively manage and prioritize daily work flow.
* Responds to business partners' e-mails, questions, and phone calls.
* Manages to key dates, such as but not limited to - rate lock expiration, contingency date, contract date, credit expiration, income expiration, asset expiration, and TRID.
* Ensures all parallel support models such as HOI, Flood, Title, & Project Approval are seamlessly moving through the process.
* Prepares, validates, communicates and delivers any and all Revised Loan Estimates in accordance with regulatory service levels.
* Acts as the primary liaison between Sales, Title, Escrow & Centralized Services.
* Effectively manage a pipeline of 25-40 loans.
* Works with the Loan Officer & Loan Officer Assistant to collect all conditions through final approval.
* Remain accountable for all loan files once they are received from sales.
* Ensure all initial reviews & follow ups occur within the established SLA.
* Maintain current knowledge of CNB guidelines and loan programs.
* Other duties as/or assigned by management.
*Must-Have**
* H.S. Diploma
* Minimum 2 years of mortgage loan processing experience required.
* Minimum 2 years of experience of state and federal lending regulations (e.g. RESPA, Reg Z, ECOA, TRID) required
* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
*Skills and Knowledge*
* Ability to identify and resolve problems in a timely manner.
* Strong attention to detail and accuracy.
* Ability to maintain high levels of performance, especially in stressful situations.
* Strong knowledge of federal/state regulatory requirements. (TRID Experience Required)
* Excellent written and verbal skills
* Excellent organizational skills
* Ability to multi-task and work in a deadline driven environment
* Proficient PC skills, including Microsoft Office and Loan Originations Systems.
*Compensation*
Starting base salary: $24.46 - $36.69 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
**To be considered for this position you must meet at least these basic qualifications*
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our ****************************************************************************************************
*INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT*
City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.
ABOUT CITY NATIONAL
City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves.
*City National Bank does business in Miami and the state of Florida as CN Bank.
For more information about City National, visit *********************
Processor
Loan Servicing Specialist Job In Fort Mill, SC
Day to Day Responsibilities
Gathering information for the loan application
Evaluating credit histories for applications
Collecting data from clients such as their assets, salaries, debts and employment status to fill in information for the loan application
Researching and correcting mistakes in applications for clients
Reviewing file documentation for missing or erroneous information
Meeting loan application deadlines
Assisting Loan Officer with requests and tasks needed to complete and process applications
Preferred Skills
Experience with mortgage loan software programs
Excellent verbal and written communication
Good interpersonal and customer service skills
Time-management and organization skills
Ability to work with strict deadlines
Ability to explain technical concepts in simple terms
Ability to work in fast-paced environment
Willingness to learn new concepts
Key Benefits
Not only do we offer an industry leading compensation package to include higher-than-average salaries and incentive programs, but we also offer a robust benefits package including:
4 weeks of annual paid time off for all full-time employees
10+ paid holidays
Affordable Medical, Dental, Vision choices
Paid Life, LTD, STD, and Critical care plans
401k retirement program with up to 4% match
Ongoing training and development
Associate, Loan Closer - US Bank Loan Settlements Team
Loan Servicing Specialist Job 17 miles from Fort Mill
At Barings, we are as invested in our associates as we are in our clients. We recognize those who work diligently for us and reward them for personal and professional integrity, communication skills, distinct competencies and expertise in specific strategies, ability to collaborate as a team member and true dedication to the interests of our clients.
We thank you for your interest in joining the Barings team, and invite you to explore our current employment opportunities.
Title: Associate, Loan Closer - US Bank Loan Settlements Team
Business Unit: Loan Closing
Location: Charlotte, NC
Barings is a leading global financial services firm dedicated to meeting the evolving investment and capital needs of our clients and customers. Through active asset management and direct origination, we provide innovative solutions and access to differentiated opportunities across public and private capital markets. A subsidiary of MassMutual, Barings maintains a strong global presence with business and investment professionals located across North America, Europe, and Asia Pacific.
Job Summary
Responsible for managing the full trade settlement lifecycle of an allocated set of Loan names on a timely and accurate basis, ensuring related activities (e.g. cash management) are conducted effectively.
Primary Responsibilities
The responsibilities of the role include, but are not limited to:
Review and understand LSTA par/distressed standard documentation such as Trade confirmations, Assignment Agreements, Participation agreements, Multilateral agreements, Pricing letters etc.
Review and understand Credit Agreements and the clauses pertaining to transfers
Effect trade settlements using ClearPar, in order to ensure accuracy of LMA/LSTA documentation and calculation of trade proceeds
Handle “off-line” settlements following prescribed workflows
Calculate trade related formulas, such as delayed compensation, cost of carry and economic benefit
Target closing trades ahead of the LMA/LSTA standards for settlement time
Monitoring/tracking/reporting of all trades using appropriate workflow tools
Identifying and escalating issues to traders, in house legal and compliance teams as well as management
Co-ordinate settlement efforts with internal teams incl. Legal, Compliance, Finance, UK Loan Closing, FX and Middle Office teams as required
Liaise with Administrative Agents with regards to KYC documentation, including administrative details, tax and fund formation documents
Develop network of effective relationships with Counterparties and Agents
Identify process efficiencies and marginal gain opportunities for the team.
Assist line management with initiatives and projects as required
Qualifications
1-2 years experience in finance or banking industry
Knowledge of loan settlements across multiple jurisdictions would be a preference but not essential
Numerate with high attention to detail
Clear and confident communicator, both verbally and written
Proactive and ability to work with minimum supervision (post training).
Ability to work to tight deadlines and flexible to meet personal and team workload
A methodical thinker, able to resolve complex issues on a daily basis
Quick at learning new tasks
#LI-JS1
Barings is an Equal Employment Opportunity employer; Minority/Female/Age/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply.
Barings offers a comprehensive benefits package including:
CORE BENEFITS & WELLNESS
Medical (including Virtual Care), Prescription, Dental, and Vision Coverage
Fitness Center Reimbursement Program (Including Online Memberships)
Employee Assistance Program (EAP)
Fertility Benefits
FINANCIAL WELL-BEING
Highly competitive 401(k) Plan with Company Match
Health Savings Account (HSA) with Company Contributions
Flexible Spending Accounts (FSA) - Health Care & Dependent Care
Retirement Health Reimbursement Account
LIFE INSURANCE
Basic and Supplemental Life Insurance
Spouse and Child Life Insurance
TIME OFF, DISABILITY AND LEAVE OF ABSENCE
Paid Vacation, Sick Days and Annual Holidays
Paid Leave of Absences (Maternity Leave, Parental Leave, Caregiver Leave, Bereavement Time)
Short and Long Term Disability Plans
Paid Volunteer Time
OTHER BENEFITS
Education Assistance Program
Charitable Matching Gifts Program
Commuter Reimbursement Program
Adoption and Surrogacy Reimbursement Program
Loan Closer
Loan Servicing Specialist Job 17 miles from Fort Mill
Job Category Mortgage / Title Apply Now (**************************************************** Requisition?org=NVRINC&cws=52&rid=33841) NVR has been helping families build their happily ever after since 1948. As a Top 5 US homebuilder, we're committed to quality and to our customers and we take pride in the nearly 500,000 new homes we have sold and built across the country. Working in the homebuilding industry is tangible and rewarding, but not every job at NVR requires a hard hat. We don't just sell and build new homes; we also manage teams, acquire land, manufacture materials, provide mortgages to our customers, and provide corporate support to NVR's multi-billion dollar business operations.
As a Loan Closer, you'll directly impact new homebuyers by setting up internal closing controls, managing the closing schedule, and preparing loan documents for closing. Your attention to detail and follow-up skills when reviewing all closing files will make you an asset on our team.
This position is based on-site in our NVR mortgage offices.
Primary Responsibilities
+ Prepare initial and final closing disclosures within required timeframe
+ Prepare and send closing documents timely for closing to buyers and title companies
+ Initiate funding wires for closings
+ Review signed packages for completeness prior to shipping
+ Review files for QC accuracy and clear closing conditions prior to closing
+ Work with multiple internal partners to meet required timelines
Qualifications
+ Operate office equipment (i.e., telephone, typewriter, calculator, computer, copier and fax machine).
+ Excellent customer service and oral/written communication skills
+ Strong organization skills, attention to detail, and ability to multi-task
Life at NVR
At NVR, your desire to excel is matched by our commitment to your success and we'll give you the tools and industry knowledge you need. Our management team is tenured and talented, nearly 80% of them promoted from within, so you'll find mentors who can share their knowledge, provide career guidance and encourage your success.
NVR also offers benefits among the best in the industry that reflect the strong commitment we have to all of our employees.
+ Competitive Compensation
+ Home Purchase Discount
+ Mortgage and Settlement Services Discounts
+ Comprehensive Health, Life and Disability Insurance
+ 401(k) (Full-time employees are eligible to contribute immediately)
+ Employee Stock Ownership Program
+ Vacation and Holidays
In addition to the traditional benefits, we offer all our employees stock ownership through a profit sharing trust as part of our retirement savings package. NVR has had the highest Earnings Per Share growth rate in the homebuilding industry for the past 10 years, so as we grow financially, so do you.
We are an Equal Opportunity Employer. Drug Testing and Credit Check are required. Applicants must be legally entitled to work in the United States, as NVR does not provide visa sponsorships.
Coin Processor
Loan Servicing Specialist Job 17 miles from Fort Mill
With a network of nearly 200 branches, Loomis armored transportation, cash management centers, and cash inventory vaults keep cash flowing throughout financial institutions and retail businesses across the US. Loomis prides itself on providing employees with opportunities for career advancement and job satisfaction. In fact, many of our company's managers, vice presidents, and corporate executives started out in the branches as driver/guards and tellers. Our work can be challenging, but the thousands who have stayed with our company for decades will tell you that if you have the desire to learn and the drive to succeed, Loomis is the place to be. Come join our team!
Job Description
As a Coin Processor, you work with your team to maintain inventory in our cash vaults for our Loomis customers
Responsibilities
Count, sort, and handle coin bags weighing 50 pounds
Manage the proper storage of pallets of boxed coin
Requirements
Repetitiously lift, without assistance, at least 50 pounds from floor level to 3-4 foot level
Ability to move bulk coin with hand carts or manual pallet jacks
Working Conditions
Work in a large area within a vault with little or no exposure to outside light
Full-time schedule can potentially consist of an average of 40 to 50 hours/week, with a minimum of 5 days during a 6-day period
Essential Functions/Job Qualifications
As part of the qualification process for the Coin Processor position, a Human Performance Evaluation (HPE) is required. This evaluation requires successful completion of testing in the following areas:
Lift:
- 25lbs vertical lift from 10 inches to 66 inches from the floor (1X)
Lift-Carry:
- 18lbs vertical lift from 1 inch to 44 inches from the floor, and horizontally transfer 15ft (4X)
- 18lbs vertical lift from 10 inches to 36 inches from the floor and horizontally transfer 300ft (1X)
- 50lbs vertical lift from 10 inches to 36 inches from the floor and horizontally transfer 2ft (2X)
Push-Pull:
- Horizontally transfer 47lbs of force on a sled (single, non-dominant arm), a distance of 1ft (2X)
Repetitive Coupling:
- Squeeze Jamar Hand Dynamometer requiring forces up to 30lbs / both right & left hands (4X each)
Benefits
Loomis offers one of the most comprehensive employees benefit packages in the industry, which includes:
Vacation and Sick Time (PTO) as well as Paid Holidays
Health & Dental Insurance
Vision Insurance
401(k) Plan
Basic Life Insurance Plan
Voluntary Life Insurance Plan
Flexible Spending and Health Savings Account
Dependent Care Account
Industry leading Training and Development
Loomis is an Equal Opportunity Employer and Drug Free Workplace. Qualified applicants will receive consideration for employment without regard to their race, color, religion, national origin, sex, sexual orientation, gender identity, protected veteran status or disability. Other details
Job Family Hourly
Job Function Coin Processor
Pay Type Hourly
Hiring Rate $18.25
Job Start Date Monday, January 27, 2025
Mortgage Loan Processor
Loan Servicing Specialist Job 17 miles from Fort Mill
Love Processing mortgage loan files? Come join our TOP PRODUCING team in RALEIGH, NC!
If you are ready to align yourself with an established leader in the mortgage industry who can help you reach your true potential, look no further. Come home to PrimeLending!
PrimeLending continues to grow by leaps and bounds:
•Ranked #2 in Top 50 Best Companies to Work For by Mortgage Executive Magazine
•Competitive Benefits and 401K match
•Fantastic "One Team-One Purpose" Culture and Core Values
•Ranked Top 6 Mortgage Lender in the Nation for Purchase business 3 years in a row as listed by Marketrac, 2012, 2013 & 2014
•Hilltop Holdings (NYSE: HTH) -Our parent company was recently ranked No. 18 on Forbes' annual ranking of the 100 largest publicly-traded banks and thrifts.
What is unique for our Loan Processors?
•Dedicated Underwriting Team and Closing Team working closely and directly with Processing, maintaining best in class service and expertise
•Loan Setup Coordinators to open each file that is sent to processing and Closing Coordinators who will facilitate submissions to our closing department
•The chance to work in a fast paced environment and to help motivated borrowers who are looking to close quickly with superior customer service from application to funding
Job Description
Our Processors evaluate all information supplied on the mortgage loan application, verify the validity of the information, and assemble a completely documented file to Underwriting and Closing. Processors are the primary liaison between the Branch, loan officer, loan officer assistant, realtors, builders and the customer(s).
•Maintains knowledge of all policies and modifications to the guidelines and standards of the company, federal housing programs, investors, and private mortgage insurers.
•Maintains and updates loan application information within loan origination software and other applications.
•As applicable, orders appraisals, title, survey, verifications, and any other items required for loan approval; conducts regular follow-ups with outside sources regarding outstanding documents.
•Verifies the data collected, analyzes, and decides whether it meets guidelines or if other documentation is needed; documents communication through the conversation log; ensures loan application is in compliance with underwriting, investor, RESPA, and HMDA guidelines.
•Calculates income, reviews assets and liabilities.
•Reviews all disclosures for completeness and compliance.
•Completes final evaluation and analysis of completed application packages and submits eligible files specifying any applicable conditions. •Monitors rate lock information for data integrity and expiration dates; communicates discrepancies to the Loan Officer.
•May maintain accurate pipeline to ensure proper projections, closings, and regulatory compliance with Company, Federal, and State standards. •May prepare, when applicable, "Declination Letters." Ensures accurate disclosure of the reason(s) for the adverse action as soon as it is determined that applicants do not qualify.
•May schedule closing appointments with respective parties (i.e. title companies, closing attorneys, corporate closing department and customers etc.) Meets customer service standards as outlined by management. •May facilitate training of junior or newly hired processors regarding specific Prime operations including file flow, loan origination software, and other applications.
•Updates loan officer, loan officer assistant, realtors, builders and customers on loan status. •Maintains communication with customers throughout the loan process, assisting them with any questions and notifying them of any additional requirements.
•Maintains a professional image and adheres to standards consistent with company policies and procedures.
•Other duties as assigned.
Qualifications
•High school diploma or equivalent.
•3+ years of Mortgage Processing experience
•Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
•Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
•Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Processing Assistant IV - Child Support
Loan Servicing Specialist Job 54 miles from Fort Mill
Full-time Description Department of Social Services Processing Assistant IV - Child Support Grade 59: Salary Range $32,105 - $33,710
This position performs a variety of office and technical tasks to accomplish the specialized processing of information, documents or material for the Child Support Unit. Work will include office support roles such as but not limited to greeting customers, answering all telephone calls, routing customers and telephone calls to the correct worker, explaining the Child Support program, etc. Work will also have e-filing responsibilities, including uploading court filings and orders, retrieving copies of court actions once accepted and orders when signed by the Judge, etc. All customers coming into the unit will be logged in to the unit using the sign-in sheet. This worker must be familiar with the types of correspondence and forms in case records. Employee will prepare and separate all mail between US and Courier service. This position reports to the Child Support Supervisor II for the Department of Social Services.
Requirements
Minimum Training and Experience
High school graduate or equivalent and three years of administrative or office experience including at least one year of direct computer experience; or a combination of education and experience.
Additional Requirements
Pre-employment drug screen and background check required. All employees are E-Verified.
Application Process:
Submit an Anson County application to Roslynn K. Ingram, Human Resources Manager, 101 South Greene St., Suite 240, Wadesboro, NC 28170 or email to ********************.
Senior Global Transaction Specialist
Loan Servicing Specialist Job 17 miles from Fort Mill
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
**Job Description**
**Description**
This position will play an integral role in a new solution-minded, client-focused team to build and advance our Global Transactions capability. The Senior Specialist will work alongside deal teams to deliver global services and advice to clients and prospects. This role will also work with internal cross-functional stakeholders to develop a comprehensive global transactions services capability.
**Responsibilities**
-Support the development and growth of a global transactions services capability at the Bank in partnership with Sales & RM, Product, and Strategy teams
-Join Sales teams in client meetings, lead strategic dialogues on global transactions needs, and act as a trusted advisor on global products and solutions
-Collaborate with cross-functional teams to design and deliver tailored global solutions for clients
-Act as an internal subject matter expert on global transactions needs of U.S. businesses and international banking products and solutions
-Provide coaching and training to Sales & RM and other teams on global transactions to enhance bank-wide knowledge and expertise
**Qualifications**
-7-10 years of experience in international banking at a leading financial institution focused on serving clients in wholesale segments (Corporate, Commercial, Small Business)
-Demonstrated client-facing experience in growing accounts and deepening relationships
-Experience partnering with deal teams to deliver holistic client solutions
-Strong understanding of global transactions needs of U.S. businesses
-Deep knowledge of global products and solutions, such as cross-border payments, foreign deposits, foreign exchange, treasury management, global trade and finance, and global trust and custody, correspondent banking, among others
-Ability to work cross-functionally with lines of business and enabling functions to identify revenue growth opportunities and design solutions
-Working understanding of international banking regulations
-Ability to travel as needed
_This position also requires_ 2 _or more hours of driving per week._
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** .
**Benefits:**
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
+ Healthcare (medical, dental, vision)
+ Basic term and optional term life insurance
+ Short-term and long-term disability
+ Pregnancy disability and parental leave
+ 401(k) and employer-funded retirement plan
+ Paid vacation (from two to five weeks depending on salary grade and tenure)
+ Up to 11 paid holiday opportunities
+ Adoption assistance
+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
**EEO is the Law**
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company's status as an equal opportunity employer by viewing the federal **KNOW YOUR RIGHTS (********************************************************************************************* EEO poster.
**E-Verify**
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** .
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $170,255.00 - $200,300.00 - $220,330.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.
Loan Processor
Loan Servicing Specialist Job 17 miles from Fort Mill
About Orchard
Orchard is radically simplifying the way people buy and sell their homes. For the average American, the home purchase and sale process takes months, creates anxiety, and is filled with uncertainty and hassle. Orchard has reimagined the end-to-end experience of buying and selling, from innovative home search tools to find the perfect home to the ability to buy a new home before selling your current one. Orchard customers manage the entire experience through a personalized online dashboard, while also getting the support of best-in-class Orchard real estate agents.
Headquartered in New York City with teammates across the US, Orchard has 150+ full time employees and 400+ real estate agents (1099). We have financing from top-tier investors including Revolution, Firstmark, Accomplice, Navitas and Juxtapose, who have also backed the likes of Pinterest, AirBnb, Shopify and Sweetgreen. We're proud to have been recognized by Crain's, Inc. 5000, Glassdoor, Parity.org and Built In on their lists of best places to work.
About the Role
Orchard is looking for a Loan Processor to support all operational aspects of the mortgage transaction process. You will be responsible for gathering and processing all loan documentation and ensure compliance with policy, regulatory, and loan terms on a lender-by-lender basis. The ideal candidate has experience working in a fast-paced environment with a focus on mortgage loan processing and providing exceptional customer service. This is a full time role that will report into the Mortgage Operations Manager. This position can be remote in any of the Orchard hiring locations (TX, GA, CO, NY, CA, WA, NC, MI, TN, or AZ), though you must be willing to work east coast or central time zone hours.
What You'll Do Here
Review and understand the client URLA for both purchase and refinance loan transactions.
Review initial client documentation to loan structure and package loan submission.
Breakdown underwriting conditions and communicate documents needed to clients.
Calculate financials (income, assets, and liabilities) per lender requirements.
Review, read, and understand client credit reports.
Review and understand debt to income ratios.
Respond to customers' general questions, inquiries, and concerns while following escalation procedures when necessary.
Manage loan transactions from initial submission to underwriting through clearance to close.
Update customers, real estate agents, and title companies on the loan's progress and status.
Provide top-notch customer service by effectively communicating and cooperating with team members and customers.
Process Conventional, FHA, VA, Non-QM, and Proprietary Bridge loans
We'd Love to Hear From You if You Have:
2+ years experience with mortgage loan processing in Conventional, FHA, and VA loan types.
Basic knowledge of Fannie/Freddie guidelines. Ability to problem solve underwriting conditions based on guidelines.
Experience with managing loan volume of 15-20 closings per month.
Experience with TPO/Broker processing model and mortgage POS and LOS systems required
Proficiency in DU/DO/LPA, as well as familiarity with FHA Connection and VA Portal
Excellent organization, communication, and time management skills.
Analytical skills with strong attention to detail
Good judgment and the ability to work independently and ethically
Ability to multitask, work well under time constraints and within deadlines
Commitment to working as a team-player
Proficient in Microsoft Word, Outlook, Excel, and Google-Suite
#LI-remote #BI-Remote
Orchard is proud to be an equal opportunity employer. We provide employment opportunities without regard to age, race, color, ancestry, national origin, religion, disability, sex, gender identity or expression, sexual orientation, veteran status, or any other protected status in accordance with applicable law.
Mortgage Closer
Loan Servicing Specialist Job 17 miles from Fort Mill
Orchard is radically simplifying the way people buy and sell their homes. For the average American, the home purchase and sale process takes months, creates anxiety, and is filled with uncertainty and hassle. Orchard has reimagined the end-to-end experience of buying and selling, from innovative home search tools to find the perfect home to the ability to buy a new home before selling your current one. Orchard customers manage the entire experience through a personalized online dashboard, while also getting the support of best-in-class Orchard real estate agents.
Headquartered in New York City with teammates across the US, Orchard has 150+ full time employees and 400+ real estate agents (1099). We have financing from top-tier investors including Revolution, Firstmark, Accomplice, Navitas and Juxtapose, who have also backed the likes of Pinterest, AirBnb, Shopify and Sweetgreen. We're proud to have been recognized by Crain's, Inc. 5000, Glassdoor, Parity.org and Built In on their lists of best places to work.
About the Role:
Orchard is looking for a Mortgage Closer to coordinate each customer's disclosures on their loan and closing and prepare loan closing packages, including requesting of funds and issuing funding approval. This is a full time role reporting into the Senior Manager or Mortgage Operations. This position can be remote in any of the Orchard hiring locations (TX, GA, CO, NY, CA, WA, NC, MI, TN, or AZ), though you must be willing to work east coast or central time zone hours.
What You'll Do Here:
Issue Loan Estimates, disclosures on Changes of Circumstances (COCs), and Adverse Action notices
Coordinate loan closings in compliance with company and industry standard rules and regulations
Prepare legal documents and closing packages for title companies and attorneys
Create Initial Closing Disclosure, Final Closing Disclosure and Closing Document package
Review loan documents for accuracy and make any necessary corrections
Ensure all loans are closed in strict accordance with all guidelines
Prepare and verify final figures
Send closing documents and review executed closing documents upon receipt for funding approval.
Review, calculate, and order the funding wire through the appropriate warehouse
Communicate with all parties involved to ensure a smooth closing process.
Resolve any post-closing issues related to closing of the loan
We'd love to hear from you if you have:
2+ years of closing and disclosure experience.
Experience in calculating figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Must understand how to handle IPCs
Experience with Conventional, FHA, and VA loans on purchase transactions
Excellent written and verbal communication
Ability to thrive in a fast paced team oriented environment
#LI-remote #BI-Remote
Orchard is proud to be an equal opportunity employer. We provide employment opportunities without regard to age, race, color, ancestry, national origin, religion, disability, sex, gender identity or expression, sexual orientation, veteran status, or any other protected status in accordance with applicable law.
Retail Community Mortgage Specialist
Loan Servicing Specialist Job 9 miles from Fort Mill
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.
Need Help?
If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).
Regular or Temporary:
Regular
Language Fluency: English (Required)
Work Shift:
1st shift (United States of America)
Please review the following job description:
Serve as Truist Mortgage liaison between the community, local government, and local mortgage program agencies to produce low to moderate income mortgage loans through community partnerships, and affordable housing initiatives.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Directly responsible for growth and production of mortgage loans for Low-To-Moderate (LMI) income borrowers by serving as the product specialist for the Truist Affordable Housing suite of products and Down Payment Assistance programs.
2. Execute on an action plan and appropriate Community Reinvestment Act (CRA) plan making Truist a market leader in Affordable Housing Lending through establishing partnerships with relevant government agencies and active participation in affordable housing associations and groups to increase productivity in the LMI/CRA lending space while promoting Truist's positive image in the community.
3. Assist and work with community, faith-based and non-profit organizations providing leadership and training for homeownership classes, credit counseling and promote understanding of the mortgage lending process.
4. Champion Truist referral process within the LMI/CRA Strategy within the Region through collaboration with relevant partners on initiatives and sponsorships that enhance efforts to serve LMI Mortgage clients; active participate on committees and boards when appropriate.
5. Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as well
as secondary market investor's guidelines utilized by Truist.
6. Adhere to and comply fully with any and all Truist policies and procedures related to internal and external
compliance rules and regulations, particularly those established by State and Federal law.
7. Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined
through quality control or post-closing review.
QUALIFICATIONS
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. 2+ years in residential mortgage lending sales or equivalent mortgage experience with government or private non-profit housing agency
2. Working knowledge of the Mortgage Lending Process
3. Excellent verbal, written, and communication skills
4. Possesses solid interpersonal skills
5. Demonstrated proficiency in relevant computer applications
6. Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role, including new or transfer of registration, and applicable NMLS acceptable background check
Preferred Qualifications:
1. Bachelor's degree in Business, Marketing, or related studies
2. Solid knowledge of market area
3. Three or more years of experience in mortgage lending sales or equivalent
4. Previous sales awards and leadership positions.
OTHER JOB REQUIREMENTS / WORKING CONDITIONS
Sitting/Standing/Walking/Bending/Lifting
Sitting (if checked, indicate frequency)
Frequently (25% - 50% of the time)
Standing (if checked, indicate frequency)
Frequently (25% - 50% of the time)
Walking (if checked, indicate frequency)
Frequently (25% - 50% of the time)
Bending (if checked, indicate frequency)
Choose an item.
Lifting (if checked, indicate pounds)
Up to 25 lbs.
Visual / Audio / Speaking
Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.
Manual Dexterity / Keyboarding
Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.
Availability
Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.
Travel
Up to 75%
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace.
EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify
Mortgage Loan Processor
Loan Servicing Specialist Job 25 miles from Fort Mill
Relax... Join our Team!
Founders Federal Credit Union helps our members attain their financial goals. Our innovative services, convenient locations, and friendly employees are dedicated to our members and their financial future. Founders Federal Credit Union is strongly committed to providing the highest level of quality service to our members. We realize our outstanding, dedicated employees make it all happen.
Are you a Spanish speaking professional looking for a growing company to expand your career? If so, this position may be the right fit for you! We are in search of an individual with mortgage or finance experience who has a desire to grow in the mortgage industry. This individual will bring exceptional skills at multi-tasking, strong communication skills with both members and vendors, and the ability to grasp changing concepts quickly.
This position will be located on-site at our Corporate Headquarters in Lancaster, SC. Remote work is not available.
Responsibilities and Duties:
The primary function of the Mortgage Loan Processor is to serve as the single point of contact for our members throughout the mortgage process and ensure each file is processed in a timely manner with accuracy. They will be responsible for gathering all required documentation and prepare the loan for Underwriting. They must also provide exceptional member service by overseeing the loan process from initial disclosure to closing and provide an on-going communication to all members in process. They will be responsible for accurately managing residential real estate loan documentation through our established systems, and reviewing it to ensure it is completed in full and complies with current regulations and policies.
Additional responsibilities include, but are not limited to:
Guide all mortgage applicants through the mortgage process by following the set communication protocol guidelines and performing additional follow up with members when needed.
Verify file information from Mortgage Application Processor and Mortgage Loan Officer.
Review and confirm the submitted interest rates based on the interest rate sheet, determine when the interest rate can or cannot be locked, and lock application rates when needed.
Work closely with Mortgage Loan Officer and mortgage staff to ensure mortgage loan applications are handled in a professional and timely manner.
Must have excellent time management and organization skills, high level of accuracy, and the ability to multi-task in a fast pace environment with a high volume work queue.
Must maintain integrity of all member sensitive data.
Satisfy all loan conditions when received from Mortgage Underwriter, track outstanding documents and follow up with member to collect all required documentation for the mortgage loan.
Ascertain loan file readiness for underwriting and submit files to the assigned Mortgage Underwriter.
Validate that each loan file approval is within the established lending guidelines.
Review credit reports for derogatory credit lines or disputes and other important factors.
Proficiently utilize MortgageBot, Imageflow and DocMagic when preparing initial and final mortgage documents.
Communicate with other industry professionals, including but not limited to, appraisers, settlement agents, county clerks and insurance companies.
Request a real estate appraisal from a licensed real estate appraiser and follow-up until appraisal is received.
Request preliminary real estate title opinion or title commitment and follow-up until legal work is received.
Verify insurance by obtaining a copy of the policy and must be able to verify policyholders, property address, coverage amounts, policy dates and premiums.
Ensure that loan files contain documents with proper signatures, dates, HMDA, escrow and other relevant data. Upload and accurately index all required mortgage documentation into ImageFlow.
Set and confirm closing dates with the member and attorney along with adding or updating the information on the SharePoint Closing Calendar.
Must prepare and deliver the closing disclosure to any borrower/member listed on the security instrument within the required timeframe.
Prepare and deliver accurate and complete closing packages to the attorney's office. Image all required information in Imageflow and ensure the loan is ready to fund.
Calculate the accurate initial escrow deposit by reviewing and confirming the due dates for the insurance policy, flood insurance, county and city taxes.
Reflect efficiency and a positive member experience by creating a culture of accountability and high productivity.
Prepare necessary documentation for modifications, extensions, and partial release of lien requests for mortgage loans, when needed.
Must verify borrower's verification of employment and verification of mortgage/rent when needed.
Achieve production goals as established by Founders Federal Credit Union.
Comply with Founders' policies and procedures, as well applicable laws, regulations, and statutes issued by federal agencies such as NCUA and FFIEC, including, but not limited to, GLB and BSA. Employees have legal and regulatory obligations to respect and protect the privacy of information and its integrity and confidentiality.
All other duties as assigned.
Qualifications:
The Mortgage Loan Processor must possess excellent organizational skills, communication skills, and self motivation, as well as a positive attitude. The individual must have a desire to learn and the ability to accept coaching. Must work efficiently and independently in a fast-paced environment and have a strong attention to detail. Always “Think Member” and look for opportunities to serve our membership in the best interest of the member and the credit union. General knowledge of the real estate industry, prior loan processing experience or financial institution experience is desired. A two-year college degree is preferred, but not required.
Benefits:
As the Mortgage Loan Processor, you will receive hourly pay, including possible overtime, as well as an annual bonus based on performance.
Benefits provided include the following:
Paid Holidays
Paid PTO
Family-oriented culture that values work/life balance
Retirement Plan (401k with employer contributions + Pension Plan fully funded by FFCU)
Comprehensive Health and Dental Insurance
Life and Accidental Death & Dismemberment Insurance (at no cost to employee)
Voluntary Supplemental Life Insurance coverage for employee, spouse, and children
Health Care and Dependent Care Flexible spending accounts
Long Term Care Plan
Short-Term & Long-Term Disability Insurance
Tuition reimbursement to assist with furthering education
Certifications - Assistance with achieving and maintaining
Fit Founders Wellness Program
A pre-employment criminal background check, drug screen, consumer credit investigation, and previous employer reference check will be required.
EOE
Candidate must be available Monday-Thursday 8am-5pm, Friday 8am-6pm
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