Loan Officer
Loan specialist job in Orlando, FL
(Eligible candidates must reside in Orlando, Fl)
The Loan Officer is responsible for originating, managing, and closing residential and commercial mortgage loans. This role requires a deep understanding of the real estate and mortgage industry, with a strong emphasis on client relationship management and business development. The ideal candidate will have a proven track record of closing loans, managing a personal pipeline, and operating with an entrepreneurial mindset.
Key Responsibilities
Originate and close private lending deals, including Bridge, Fix & Flip, DSCR, and Ground-Up Construction loans.
Build and manage a personal book of business through self-generated leads and referrals.
Guide clients through the loan application and approval process, ensuring a smooth and compliant experience.
Analyze financial documents and credit reports to assess borrower eligibility.
Maintain up-to-date knowledge of loan products, underwriting guidelines, and market trends, loan products, underwriting guidelines, and
Collaborate with internal processing, underwriting, and closing teams to ensure timely and accurate loan execution.
Attend networking events, real estate functions, and community outreach to generate new business opportunities.
Maintain accurate records of client interactions, loan progress, and compliance documentation.
Provide exceptional customer service and maintain long-term client relationships.
Qualifications
Minimum of 3 years of experience in the Real Estate Mortgage industry.
Proven experience in Loan Origination and Closing.
Demonstrated ability to self-generate business and manage a personal pipeline.
Strong knowledge of mortgage products, lending regulations, and real estate finance.
Excellent communication, negotiation, and interpersonal skills.
Entrepreneurial mindset with a proactive and goal-oriented approach.
Bilingual (English/Spanish) is a strong plus.
Proficiency in CRM systems and Microsoft Office Suite.
Must be based in Orlando, Florida.
Work Environment
Fast-paced, client-driven environment.
Flexible scheduling with performance-based autonomy.
Opportunities for growth and increased commission potential.
Mortgage Loan Specialist (Processor/Closer)
Loan specialist job in Rockledge, FL
Job Description
Mortgage Loan Specialist
This is a Temp to Permanent role
The primary purpose of this position is to assist Community Credit Union of Florida in living out our Mission, “Always improve the financial well-being of our members and make a positive difference in our community,” by delivering outstanding service to both internal and external members. In addition, the Mortgage Loan Specialist is responsible for processing and ensuring the proper verification of mortgage loan applications, along with preparing underwritten loans for closing in accordance with CCU policies and procedures. Develops and maintains monthly statistical departmental reports. The incumbent must maintain a thorough knowledge of credit union mortgage loan policy, interest rates, and required documents and disclosures to ensure compliance with current regulations. Develops an ongoing relationship with the mortgage department team, including underwriters, originators, and servicers, as well as the branch member service lenders. This individual assists the VP of Mortgages and the Mortgage Operations Manager with the development and maintenance of the mortgage procedures, manuals, and job aids.
Community Credit Union of Florida is an Equal Opportunity Employer (EEO) and supports a drug-free workplace.
ESSENTIAL DUTIES
1) Demonstrates enthusiastic support of corporate mission, core values, and long-term objectives by performing job duties within our bylaws, regulations, Board of Directors policies, established internal and external service standards, and our work procedures while possessing adequate product knowledge as measured by the annual product knowledge assessment.
2) Delivers service to both internal and external members that is in alignment with the credit union's Service Promises and meets all established service goals.
3) Abides by CCU's Service Promises when helping a member or co-worker to ensure timely responsiveness to the individual's needs. Promotes teamwork, respects opinions, abilities, and contributions of others, and conveys a willingness to assist and cooperate with others for the benefit of the organization.
4) Assists in attaining established departmental goals and adheres to all credit union standard operating policies and procedures, as well as state and federal regulations and guidelines.
5) Performs file maintenance on accounts, including quality control audits, imaging, and filing; enters new member information, member profiles, employment information, loan data, and any other pertinent member information into the mortgage origination and servicing system.
6) Administers loan application packages, establishes relevant files, and obtains pertinent information or reports as required. Ensures loan activities are completed in a timely fashion and conform to the established policies and practices of the credit union. Understands and follows the established mortgage department configuration procedures and guidelines.
7) Achieve Monthly processing targets of 10 files and maintain an average submit to processing to clear to close turnaround of 21 days.
8) Maintain accuracy
9) Processes loan application packages, including:
a) Receives files from the Loan originators' pre-disclosure. The processor updates the e-folder with property information and verifies the loan estimate pages. The processor begins the processing phase by ordering necessary items such as appraisals, titles, surveys, verifications, and any other items required for loan approval, and conducts regular follow-up with outside sources regarding outstanding documents.
b) Leverage Encompass to automate disclosures and track milestone progress by maintaining accurate milestone progress. Responsible for verifying application data to ensure it is accurate, including product type and amount of mortgage, borrower assets, liabilities, and length of employment.
c) Recommends that loans not meeting minimum standards be denied.
d) Communicates underwriting requirements to the members and obtains the necessary documentation to meet this requirement according to Community Credit Union.
e) Obtains a copy of the current homeowner's insurance and flood insurance (if applicable) and makes sure the mortgagee clause is in favor of the credit union.
f) Follows up on vendor orders such as appraisals and flood certifications, and verifications to prepare the file for underwriting.
g) Reviews appraisal and determines if guidelines were met.
h) Reviews survey for legal description accuracy.
10) Processes loan closing packages, including:
i) Once the loan file is Final Approved/Cleared to Close, the Specialist will communicate with the Title Company/Settlement agent to balance all fees and prepare a preliminary closing disclosure to be provided to the member.
j) Responsible for verifying all fees are accurate and within regulatory compliance standards, as well as verifying all closing conditions are met.
k) Responsible for sending final loan closing packages to settlement, as well as retrieving signed closing packages from the settlement agent, prior to funding.
l) Coordinates a scheduled closing date/time with the member and settlement agent.
m) Responsible for sending Wires to the Title Company for loan fundings.
n) Reviews all final closing docs for required signatures and works with the post-closer and Quality control team to ensure all post-closing docs & requirements are met.
o) Coordinate and troubleshoot e-closing sessions, ensuring member comfort with the digital experience
11) Responds to the Mortgage department team's inquiries and problems in a professional, timely manner; follows up on inquiries with informational materials and/or phone contact with the realtor, title company, and members; investigates and corrects errors and resolves problems or other issues. Develops and maintains an ongoing relationship with mortgage underwriters and the mortgage department to sustain a positive and professional relationship.
12) Assists with telephone support by responding to member inquiries and problems in a professional, timely manner. Help members utilize electronic delivery channels for convenience. Provides payoffs when requested.
13) Possesses a thorough knowledge of credit union policies, rates, and the documents and disclosures necessary to ensure compliance and consistency with current regulations.
14) Establishes proper identification of members to comply with the Bank Secrecy Act/USA Patriot Act Customer Identification Program. Prepares all documents and items pertaining to loan accounts and processes according to policy and procedure.
15) Maintains ongoing communication with the supervisor, informing individuals of all pertinent problems, irregularities, new developments, changes, and other important information within the area of responsibility.
16) Maintains files, copies, and faxes documents, and orders and distributes supplies.
17) Communicate with members, loan officers, and all the parties involved in a transaction to provide status and set accurate and realistic expectations from submission to close.
18) Follows policy and procedures related to Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and Customer Due Diligence (CDD) daily to ensure compliance with current regulations.
19) Monitor and escalate appraisal, title, and flood-certification vendors to meet SLA and maintain service quality
20) Participate in regular process improvement sessions to streamline workflows and reduce turn times
21) Communicate to the team any regulatory changes. Notify the team of any material changes in the loan at any milestone that could affect the approval or make the loan unsaleable.
Performs all other duties as assigned and works on special projects as assigned.
ENVIRONMENT AND PHYSICAL ACTIVITY
The environment for this position is an open office “cubicle” setting that is clean and comfortable, where the incumbent is free to move about at will. It may include some minor annoyances such as noise, odors, and drafts.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is frequently required to spend time writing, typing, speaking, listening, lifting (up to 25 pounds), carrying, seeing (such as close, color and peripheral vision, depth perception, and adjusted focus), sitting for long periods of time (up to 8 hours), pulling, walking, standing, squatting, kneeling, and reaching.
The incumbent for this position may operate any or all of the following: telephone, copy and fax machines, calculator, computer terminal, personal computer, and related printers.
MENTAL DEMANDS
The incumbent in this position must be able to read documents or instruments, perform detailed work, and solve problems; possess excellent member contact and verbal and written communication skills; have strong math and analytical reasoning skills; and have the ability to effectively handle stress, multiple concurrent tasks, and constant interruptions.
POSITION REQUIREMENTS
These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skills, and/or abilities required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.
• High school diploma or general education degree (GED); three (3) to five (5) years' related experience and/or training; or the equivalent combination of education and experience. Work-related experience should consist of mortgage department experience in a financial institution or mortgage office. Educational experience, through in-house training sessions, formal school, or financial industry-related curriculum, should be business or financial industry-related.
• Intermediate knowledge of related state and federal compliance regulations and operational policies. The incumbent must possess a thorough knowledge of TRID guidelines and disclosure delivery times.
• Ability to perform simple mathematics calculations, including fractions, percentages, multiplication, and division; use of ten-key and keyboard by touch is required.
• Intermediate skills in computer terminal and personal computer operation; word processing, spreadsheet, and software programs. Intermediate typing skills to meet the production needs of the position.
• Must possess strong attention to detail skills. Effective oral, written, and interpersonal communication skills with the ability to apply common sense to carry out instructions, interpret documents, understand procedures, write reports and correspondence, and communicate clearly to members and employees.
• Good organizational and time management skills, with the ability to multitask, the ability to work with general supervision while performing duties, and be a strong collaborator.
• Encompass knowledge is preferred.
• Willingness to learn and cross-train in all the areas within the mortgage department to be able to assist and cover if needed. Once fully trained, be willing to serve as a subject matter resource for newer team members.
The incumbent must be able to perform in this position safely, without endangering the health or safety of the individual or others.
Commission Resolution Specialist
Loan specialist job in Lake Mary, FL
You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.
The Commission Resolution Specialist is responsible for managing and resolving commission-related discrepancies, processing financial adjustments, and maintaining accurate records of agent debit balances and commission payments. This role requires strong analytical skills, attention to detail, and effective communication with internal departments and external agencies.
JOB DESCRIPTION:
Shift: 8 AM - 4:15 PM ET
Key Responsibilities:
Manually transcribe data into spreadsheets due to formatting incompatibility.
Perform itemized reviews to determine if balances increased, decreased, or were resolved through payment or activity.
Classify items as new or old and confirm if balances are over 90 days past due.
Track collection efforts and update spreadsheets throughout the month.
Analyze items requiring additional work or follow-up actions.
Review commission chargebacks for reversing legal commissions.
Submit PME requests to purge or release commissions.
Research policies with commissions owed to CNA.
Respond to escalated inquiries from the Call Center and other business areas.
Contact agencies to obtain updated or corrected bank information for reissuing commission payments.
Address missing or incomplete Direct Bill Commission enrollment forms.
Recruit agencies for paperless/email notification options.
Consolidate producer codes into unified statements.
Update agency address changes and maintain accurate records in Agent Center.
Submit requests for stop payments, reissues, and credit transfers.
Follow up on undeliverable checks and obtain updated mailing addresses.
Required Skills & Competencies:
Proficiency in Microsoft Excel (including formulas, sorting/filtering, and pivot tables).
Analytical Thinking: Ability to interpret financial data and identify discrepancies.
Attention to Detail: High accuracy in manual data entry and reconciliation.
Problem Solving: Skilled in resolving commission issues and handling escalations.
Communication: Clear and professional interaction with agencies and internal departments.
Time Management: Ability to prioritize tasks and meet deadlines in a fast-paced environment.
Customer Service: Strong relationship management and follow-up skills.
Adaptability: Responsive to changing priorities and ad hoc requests.
Collaboration: Works effectively across departments and with external partners.
Education & Qualifications
High school diploma or equivalent required; associate or bachelor's degree in Business, Finance, Accounting, or related field preferred.
2-4 years of experience in billing, collections, commissions processing, or financial operations.
Experience working in insurance, financial services, or a corporate operations environment preferred.
Familiarity with commission structures, agent billing, and reconciliation processes.
#LI-DM1
#LI-Hybrid
In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia, California, Colorado, Connecticut,
Illinois
,
Maryland,
Massachusetts
,
New York and Washington,
the national base pay range for this job level is $35,000 to $65,000 annually. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees - and their family members - achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA's benefits, please visit cnabenefits.com.
CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact ***************************.
Auto-ApplyMortgage Loan Officer
Loan specialist job in Orlando, FL
At VyStar, we offer competitive pay, an excellent benefit package that includes a 401(k) Plan, an extensive paid technical and on-the-job training program, and tuition reimbursement--available to all full and part time employees. Part time positions start at a minimum of 30 hours per week.
We encourage you to become a part of VyStar Credit Union's family of employees.
Mortgage Loan OfficerACCOUNTABILITY STATEMENT
The incumbent is responsible for originating residential first mortgage and equity loans and participates in related business development activities. The incumbent ensures that members receive quality mortgage loan origination servicing in accordance with VyStar mortgage lending policies, practices and procedures. The incumbent counsels members and obtains the information needed to evaluate credit applications.
ESSENTIAL JOB FUNCTIONS
Originates residential mortgage loans and solicits residential first mortgages and equity loans through contacts with realtors, builders, developers and personal referrals. Provide quality service to members and potential members seeking residential mortgage loans.
Interview applicants to develop information concerning their financial needs, desires and earnings to assist in determining whether the loan will be an acceptable credit risk. Obtain and analyze pertinent financial and credit data. Enters data into the point of sale origination software to complete the loan application. Discusses application with member, counsels and answers member questions concerning mortgage loan programs. Requests any additional information required to complete the loan application package prior to submission for processing.
Generally provides the required three day disclosures along with other pertinent mortgage disclosures to the member electronically however, may be required to provide them in paper form should the member decline to accept them electronically. Maintain communication with processor regarding progress of each mortgage loan file and communicate status and information to member.
Acts as main point of contact for information and guidance for member. Documents communication with the member and/or other interested parties in the loan transaction in the mortgage origination software application.
Assists the assigned mortgage loan processor and closer to obtain documentation to ensure a smooth mortgage loan process. Proactively communicates status of loan throughout the loan process.
Makes a concerted effort to attend the mortgage loan closing with the member.
Reviews monthly production reports with the Mortgage Loan Officer Managerto ensure goals are being met.
Cross sells other credit union services.
Incumbent is expected to demonstrate each of the following VyStar Excellence behaviors and to provide support and feedback to employees assigned to the processing unit to consistently practice and demonstrate.
Consistently adheres to VyStar core values and Code of Ethics and acts in accordance with corporate defined values and ethics.
Consistently demonstrates VyStar Excellence with providing service to the membership, credit union employees, and third party vendors.
Responsible for understanding mortgage department goals as well as Credit Union goals and pro-actively works toward attainment of those goals.
Identify and make recommendations to department Mortgage Origination Management regarding process improvements, quality service and increased efficiencies within the department.
Performs other duties as assigned.
All employees and business units, as first line of defense, are expected to proactively help identify, assess, manage, and report risks within their domain of work. To enhance a healthy risk culture and support our growth for good pillar, employees will maintain vigilance in safeguarding our operations while ensuring compliance with regulatory mandates. The Risk team serves as the second line of defense by providing risk oversight and credible challenge whereas the Audit team serves as the third line of defense by providing risk assurance.
Incumbent is expected to demonstrate each of the following VyStar Excellence behaviors in performing the duties and responsibilities of their job:
• Focus Focus your full attention by carefully listening to and observing client or member.
• Connect Consistently be friendly and approachable. Demonstrate your care.
• Understand Listen empathetically and ask questions (70%/30% rule).
• Counsel Recommend solutions based on your member's needs and objectives.
• Advance Ensure that member's expectations were exceeded.
Verify necessary follow-up actions.
KNOWLEDGE, SKILLS & ABILITIES
The incumbent must have a minimum of two years prior experience in the mortgage industry preferably as a mortgage loan officer or mortgage loan interviewer in a direct member contact capacity with a financial or mortgage lending institution. Incumbent should have a proven production and proven track record in heavy customer contact. Must be self-disciplined and goal oriented worker with a demonstrated ability to work independently. Superior communication skills are required.
Equipment to be used in the daily performance of job duties include mortgage payment calculator, PC, and copy machine is required. Must be able to work independently on a very professional level. Familiarity with conventional, VA, FHA, and equity loan financing as well as the knowledge of all regulations governing mortgage lending is required. Must be well versed in private mortgage insurance and secondary market lending guidelines.
Assuming the above prior experience, an incumbent selected for this position should be fully functional and producing consistently in this position within six months.
EDUCATION
The minimum formal education required is a high school diploma or its equivalent, however a two-year college degree or higher is preferred. The employee must meet and maintain all the requirements as a registered mortgage loan originator employed by a Federally regulated Institution with the Nationwide Mortgage Licensing System and Registry (NMLS). The employee must comply with all provisions of the Act as defined in the Secure and Fair Enforcement of Mortgage Licensing Act of 2008 (S.A.F.E. Act) and credit union S.A.F.E. Act Procedures.
The successful candidate for this job must have excellent communication skills and should have the ability to interface effectively with members, realtors, builders and potential clients to ensure smooth work flow and provide efficient service to members while staying abreast of changing policies and procedures. Continuing education via local conferences and workshops and membership in affiliated mortgage banking associations should be established as time and resources allow for updates on federal regulations and secondary market requirements.
DISCLAIMERS AND WORK ENVIRONMENT
Nothing in this position description is an implied contract for employment. The functions are not all encompassing and are subject to change at any time by management.
The work environment characteristics described here are representative of those that an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
As required or requested, may exert up to 20 pounds of force occasionally and/or negligible amount of force constantly to lift, carry, push, pull, or otherwise move objects.
VyStar Credit Union is not seeking outside assistance or accepting unsolicited resumes from staffing agencies or search firms for employment or contractor opportunities. Any resumes submitted by an outside vendor to any employee at VyStar via e-mail, internet, or directly to hiring managers without a valid written search agreement with the Talent Acquisition / HR department will be deemed the sole property of VyStar Credit Union.
No placement fee will be paid if a candidate is hired as a result of the referral, or through other means.
Thank you for your inquiry regarding our current job opening. Your resume will be carefully reviewed against the position requirements. Should your experience and skills match, you will be contacted by one of our Human Resources department staff members.
Thank you again for your interest in this position!
VyStar Credit Union Human Resources
Auto-ApplyExperienced Loan Officer
Loan specialist job in Orlando, FL
Job DescriptionExperienced Loan Officer
Compensation: $100,000 - $150,000 (Base + Incentives) Employment Type: Full-Time
About the Bank
We are a well-established community bank committed to serving local businesses and individuals with reliable service and local decision-making. As our loan portfolio continues to grow, we are seeking an Experienced Loan Officer to join our team and support ongoing lending needs across the community.
Position Overview
The Experienced Loan Officer will develop, manage, and grow a portfolio of commercial and consumer loans. This role is ideal for a lender who thrives on relationship building, portfolio management, and delivering high-quality client service.
Key Responsibilities
Build and maintain strong relationships with new and existing clients across the community.
Analyze financials, credit reports, and collateral to structure appropriate loan solutions.
Manage a diversified loan portfolio and ensure ongoing credit quality.
Present loan requests and recommendations to the credit team/loan committee.
Identify growth opportunities through client outreach, referrals, and community involvement.
Provide a high level of responsiveness and support to clients and internal partners.
Ensure all lending activities follow bank policies, regulatory requirements, and risk guidelines.
Qualifications
3+ years of experience as a Loan Officer or Commercial/Consumer Lender (community bank experience preferred).
Strong credit analysis and financial statement review skills.
Proven track record of building and managing a healthy loan portfolio.
Ability to grow business through relationships, networking, and local presence.
Excellent communication and client-service skills.
Bachelor's degree in Business, Finance, Accounting, or related field preferred.
Compensation & Benefits
Total earnings of $100,000 - $150,000 (base salary + incentive plan)
Full benefits package (health, 401k, PTO, etc.)
Local decision-making and strong support from leadership
Long-term career stability and growth opportunities
How to Apply
Please send your resume to brian@solidrockrecruiting.com with the subject line:
Experienced Loan Officer Application
.
All inquiries are fully confidential.
Orlando Regional Loan Officer
Loan specialist job in Orlando, FL
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!!
Description:
· Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
How to Apply:
Interested candidates should submit their resume detailing their qualifications and relevant experience to ***********************. Please include "Loan Officer Application" in the subject line of your email.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Easy ApplyLoan Processor
Loan specialist job in Orlando, FL
Loan Processor FLSA Status: Non-Exempt Under the direction of the Operations Manager, the Loan Processor evaluates all information supplied on the mortgage loan application, verifies the validity of the information and assembles a completely documented file to Underwriting and Closing. Acts as the primary liaison between the loan officer, loan officer assistant, realtors, builders and the customer(s).
Essential Duties and Responsibilities
Maintains knowledge of all policies and modifications to the guidelines and standards of the company, federal housing programs, investors, and private mortgage insurers.
Maintains and updates loan application information within loan origination software and other applications.
As applicable, orders appraisals, title, survey, verifications, and any other items required for loan approval; conducts regular follow-ups with outside sources regarding outstanding documents.
Verifies the data collected, analyzes, and decides whether it meets guidelines or if other documentation is needed; documents communication through the conversation log; ensures loan application is in compliance with underwriting, investor, RESPA, and HMDA guidelines.
Calculates income, reviews assets and liabilities.
Reviews all disclosures for completeness and compliance.
Completes final evaluation and analysis of completed application packages and submits eligible files specifying any applicable conditions.
Monitors rate lock information for data integrity and expiration dates; communicates discrepancies to the Loan Officer.
Maintains accurate pipeline to ensure proper projections, and closing dates
May prepare, when applicable, “Adverse Action” letters. Ensures accurate disclosure of the reason(s) for the adverse action as soon as it is determined that applicants do not qualify.
May schedule closing appointments with respective parties (i.e. title companies, closing attorneys, corporate closing department and customers etc.) Meets customer service standards as outlined by management.
Updates loan officer, loan officer assistant, realtors, builders and customers on loan status.
Maintains communication with customers throughout the loan process, assisting them with any questions and notifying them of any additional requirements.
Personal Professional Standards
Project an image of professionalism through demeanor and appearance while acting with integrity and honesty.
Strive for teamwork and cooperation and actively participate in goals for self-improvement.
Senior Processors may provide training and guidance to other Processors on the team.
Managerial Responsibility
This position does not supervise other employees.
Position Qualifications
Highschool diploma; or general education degree (GED) required
Minimum 5 Years mortgage banking experience as a processor or junior processor, required
Must have working knowledge of Fannie Mae/Freddie Mac and FHA/VA policies and guidelines, and Regulatory Mortgage Compliance
Must have working knowledge of Encompass or other LOS systems
Proficient in Excel, Word, and Outlook, with the ability to learn other mortgage-related programs
Excellent written and verbal communication skills
Excellent organizational and time management skills
Demonstrated ability to interact effectively with others both internal and external
Demonstrated judgment and decision-making ability
Ability to work overtime, when necessary
Base Salary: The compensation range for this position is between $60,000 and $80,000per year, depending on experience and skillset. Base Salary is paid bi-weekly, every other Friday with an opportunity for monthly or quarterly bonuses.
The physical demands described below are representative of those that must be met by an employee to successfully perform the essential functions of this job. Similarly, the work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Physical Requirements
Requires the ability to bend, lift 1-15 pounds, reach, see, stand, sit, walk, hear, type and talk. The primary work location is an office setting with low to moderate noise level.
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required. Universal Lending Corporation retains the discretion to add or change job duties at any time.
Why Work for Universal Lending Corporation
Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. We offer an inclusive, diverse, and collaborative culture where people from all backgrounds can thrive. At Universal Lending Corporation you can work with other passionate, purposeful, and customer-centric people all sharing the same goal of helping people achieve their dreams. Universal Lending Corporation offers an aggressive compensation package based on experience and skill, including a comprehensive benefits package inclusive of Medical, Dental, and Vision.
Auto-ApplyJET Home Loans - Mortgage Loan Processor
Loan specialist job in Orlando, FL
Submit your resume here to be considered for future opportunities with JET as they become available! JET Home Loans is hiring Mortgage Loan Processors!
The Processor is responsible for processing files from submission through submitting to closing. They will work with all departments in coordinating processing, processing support, and administrative functions for their respective teams. Processor will work closely with underwriting, loan officer/loan officer team and Processing Team Lead to complete all functions within a timely manner and consistent with all operations policies and procedures.
Applicants should have a minimum of two to five years' experience processing FHA, VA, Conventional, Bond and USDA loans. They should be familiar with guidelines for each loan type and have experience using DU, LP and GUS. Ideal candidates should be accustomed to working with multiple loan originators and should be accustomed to processing an average of 15 closed files per month.
Company and Division Overview:
JET Home Loans is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace
Auto-ApplyTeam Loan Officer
Loan specialist job in Melbourne, FL
Are you currently a Loan Officer who likes to work with BUILDERS? We have a Top Performing Loan Officer in our Melbourne Branch that needs help with all of their referral business! If you are ready to align yourself with an established leader in the mortgage industry who can help you reach your true potential, look no further. Come home to PrimeLending!
PrimeLending continues to grow by leaps and bounds:
•Ranked #2 in Top 50 Best Companies to Work For by Mortgage Executive Magazine
•Competitive Benefits and 401K match
•Fantastic "One Team-One Purpose" Culture and Core Values
•Ranked Top 6 Mortgage Lender in the Nation for Purchase business 3 years in a row as listed by Marketrac, 2012, 2013 & 2014
•Hilltop Holdings (NYSE: HTH) -Our parent company was recently ranked No. 18 on Forbes' annual ranking of the 100 largest publicly-traded banks and thrifts.
WHO WE ARE...
• Bank-owned but not bank-run, state chartered which allows our Mortgage Professionals to be exempt from licensing.
• Able to lend in all 50 states, we offer a complete product listing which includes OTC, 12 different Reno Products, we are Direct Fanny, Freddie and Genie.
• We offer an Aggressive Comp. Plan, competitive pricing, quick turn times, decentralized, able to Lock 24/7.
• We offer Award Winning Technology
- Our own proprietary LOS with built-in compliance data checks.
- Mobile Apps for business partners & consumers with live time updates.
- Sales Force, our CRM-to achieve one single goal: getting and keeping customers.
- Free Mortgage Coach, used to illustrate mortgage options and investment scenarios for your clients, earning you blazing fast commitments and endless referrals.
- A marketing arm considered “Best in Class”, Why? because it's personalized & automated, devoted entirely to assuring your customers think of you first, an expert when it comes to mortgage.
PrimeLending believes in providing our Mortgage Professionals with all the latest and greatest tools and resources to help take their business to the next level while maintaining a balanced work life.
Job Description
Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. In addition acts as a liaison between the Lead/Primary and/or other team loan originators, in process customers and branch operations staff.
DUTIES AND RESPONSIBILITES
•Markets and promotes PrimeLending's financial products;
•Team Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship.
•Handles loan volume as directed by each team loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines.
•Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
•Collects and analyzes information regarding the customer's income, assets, investments or debts.
•Schedules appointments with potential customers for the team loan originator(s).
•Interacts and interfaces with all parties involved in each individual loan transaction from application to closing.
•Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing.
•Negotiates terms and conditions of loans with customers.
•Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages.
•Maintains a professional image and adheres to standards consistent with company policies and procedures.
•Meets customer service standards as outlined by management.
•Other duties as assigned.
Qualifications
•High school diploma or equivalent.
•Appropriate licenses, if State required.
•One to two years of sales or mortgage banking experience preferred.
•Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
•Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
•An ability to quickly assess and process large amounts of information, and must be able to use designated technology.
•Must continue to expand knowledge of issues influencing the industry and the organization. '
•Must be organized and detail-oriented and possess ability to prioritize work load based on loan volume.
•Must be proficient in required origination technology and use of other office equipment.
•Must maintain confidentiality of borrower and/or company information. •Valid driver's license and current automobile liability insurance.
•Other duties as assigned.
Additional Information
All your information will be kept confidential according to EEO guidelines.
Loan Document Specialist
Loan specialist job in Orlando, FL
SourcePro Search has a fantastic opportunity for an experienced Loan Document Specialist with a major finance company in Lake Mary.
Ideal candidates are professional and have experience 2-5 years of experience with loan closings.****************************
Loan Processor
Loan specialist job in Winter Park, FL
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Document all communication related to the loan application in the conversation log.
Train and assist supervision of new Loan Processors and other processing personnel.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
Fluency in the languages of Spanish and English in order to communicate effectively with internal and external customers, of whom may speak only English or Spanish, preferred.
High School Diploma or equivalent.
Minimum of 5 years' residential mortgage processing experience.
Experience with Encompass.
Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Knowledge of DU, LP, Microsoft Office, and Windows.
Excellent math and analytical skills.
Excellent communication skills.
Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: $25.00 - $28.00
Eligible for per file bonus
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
#LI-CCMREC
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Auto-ApplyDirector Verification Loan Officer
Loan specialist job in Kissimmee, FL
Job DescriptionJoin Vacatia and Lead the Teams That Power Confident Ownership Decisions
Vacatia is an innovative hospitality company reinventing the vacation rental and ownership experience across discovery, booking, and stay. We're building the next generation of travel lifestyle products - blending technology, hospitality, and design to create smarter, more connected experiences for guests, owners, and partners.
We're looking for a people-focused, detail-driven operational leader who will guide our Verification Loan Officer (VLO) team, ensure accuracy in every ownership transaction, and elevate the customer experience at one of the most critical stages of the sales process.
If you thrive in dynamic, fast-paced environments and love solving complex problems that blend people, product, and process - this is your opportunity to make your mark at the intersection of hospitality and innovation.
Why You'll Love Working at Vacatia
Build the Future:
Help shape the verification process that supports a more transparent, modernized ownership experience for our customers.
Impact That Matters:
Your leadership ensures accurate documentation, reduces cancellations, strengthens customer trust, and directly impacts revenue stability.
Innovation at Scale:
Collaborate across Sales, Administration, Corporate Operations, and technology teams to streamline workflows, introduce process improvements, and leverage modern tools like DocuSign and integrated sales platforms.
Autonomy and Ownership:
You'll lead, develop, and empower a team of VLOs while owning operational excellence across scheduling, performance, quality assurance, and compliance.
Culture of Growth:
Be part of a fast-moving, people-first organization where your insights shape process improvements, team development, and customer experience transformations.
Your Impact
Lead and develop the Verification Loan Officer team, overseeing scheduling, training, coaching, and performance excellence.
Perform and supervise closings to ensure all ownership details - units/weeks, fees, taxes, usage, membership, exchange, and financing - are accurately verified.
Strengthen customer confidence by delivering exceptional service, answering purchase-related questions, and ensuring smooth, compliant closings.
Reduce cancellations by ensuring timely follow-up and precision in documentation.
Ensure compliance and accuracy by obtaining all required signatures/initials and notarizing applicable recordable documents.
Partner cross-functionally with Sales, Administration, and Corporate Office to maintain alignment and optimize workflows.
Drive operational efficiency by reviewing sales reports and identifying trends and performance improvement opportunities.
Champion team culture by leading daily meetings, setting expectations, and fostering high-performance behaviors.
What You Bring
Equitable work experience with a HS Diploma or equivalent considered.
A minimum of five (5) years of experience in timeshare sales.
Requires the ability to calculate basic loan computations and formulate equations efficiently, if necessary.
Must demonstrate professional interpersonal skills with the ability to communicate effectively in both written and verbal form, with a diverse workgroup to negotiate win-win solutions.
Must be able to demonstrate prompt, reliable and motivational demeanor at all times.
Requires excellent customer service skills with a strong emphasis on positive attitude and effective communication skills.
Must be able to demonstrate excellent organizational skills.
Must be a Notary Public.
Requires a Florida Real Estate /Broker License.
Knowledge of legal documents, local escrow procedures and terminology, and basic sales and services techniques.
Requires general knowledge of computer software applications including Microsoft Word , Excel , Outlook , Docusign and the ability to use in-house software.
Must be able to work weekends, holidays and extended hours, if needed.
Join Us
Join us at the start of something big. If you're ready to lead change, elevate the customer experience, and shape the systems that support confident ownership, we'd love to hear from you.
Mortgage Loan Officer
Loan specialist job in Lake Buena Vista, FL
Partners Federal Credit Union - Where careers thrive, work-life balance matters, and our mission profoundly impacts our Members. For 65 years, Partners Federal Credit Union has delivered The Partners Difference to more than 175,000 members, providing the highest levels of service, value, access, and convenience.
At Partners, our people are the heart of everything we do. We attract, develop, and empower exceptional talent-individuals who are inspired by our Members' financial dreams and committed to meaningful work.
Whether you're offering products that change lives, creating member experiences that bring joy, or driving innovation that pushes us forward, we want every individual at Partners to feel connected to their work in a meaningful way.
Here, you'll find more than just a job. You'll discover a culture where you can grow your career, find balance, and make a difference. And as the credit union for The Walt Disney Company, our exclusive connection ensures best-in-class benefits and perks-because we believe that when people feel supported, they thrive.
Join us-and experience what it means to truly love what you do.
The primary purpose of the MLO role facilitates new mortgage originations driving growth in our lending platform. The MLO will conduct phone interviews, zoom appointments and as needed in-person appointments with new members (intake), taking mortgage applications, locking interest rates, and structuring loan files, marketing lending services to the Cast and Management of the Walt Disney Company. Pipeline management and coordination of file management with processing and closing. The MLO maintains the responsibility for the successful completion of each loan transaction, these transactions are expected to meet our QA policy. Cultivation, development and growth of realtor relationships and networking (CU Realty/HomeAdvantage) for members and Cast Members of TWDC. Partnering with our MEDA and BD Teams for on-property Business development opportunities in person on-site and off-site as needed. The MLO will work Directly with MEDA to facilitate new seminars and facilitate new relationships across TWDC.
Essential Responsibilities:
Meeting with/in-person and virtually, educating home buyers on the homeownership process, facilitating loan applications where possible.
Proving Coaching to the Mortgage staff as well as provide support for the VP of Mortgage Sales
Business Development sessions/activities to create home ownership awareness and mortgage opportunity within the Walt Disney Company, and serve as the primary liaison for all external BD opportunities, PIXAR, LUCAS, and other areas as needed.
Through an extensive knowledge of Partners Home Mortgage products/services, The IMLO will grow home mortgage purchase production and refinance business through sales and business development
MLO will see each loan request through to completion facilitating the transfer of loan requests to processing and closing in partnership with assigned Sales Associate.
Participate in front-line team meetings as a training resource for mortgage products and process knowledge.
Keep up to date on knowledge through FNMA/FMLC in partnership with leader to manage compliance and risk through QA maintaining a strong understanding of all compliant guidelines.
In Partnership with BD, Build external business relationship with Pixar, on and off-site to grow Home Mortgage Originations
Work directly with UW to structure and build exception requests to continue to support our member base
Utilize and understand all of our TPO origination opportunities and grow out of state, FHA and VA lending.
Additional Responsibilities1. Build relationships with branch staff, management, and other key partners within the organization
2. Continue to be up to date on market knowledge to educate staff and members
3. Managing relationships in a sales environment (Mortgage Advisors, realtors, etc.)
KNOWLEDGE & SKILLS
Minimum Education Required to Perform Job:
High School Diploma or GED
Minimum Years of Relevant Work Experience Required to Perform Job Upon Hire:
5 to 7 years
Specific Experience Required:
NMLS Registration Number
Fannie Mae and Freddie Mac Automated Underwriting Systems
Strong relationship management skills
Ability to cold call and build new sales relationships
Ability to multi-task
Strong presentation skills
Ability to manage sensitive or confidential information
Strong organization skills
Effective sales and development skills
Shift Work:
As Needed, Weekends/Evenings
Physical Demands & Environmental/Working Conditions:
This position requires the ability to:
move self in different positions to accomplish tasks in various environments including tight and confined spaces
remain in a stationary position, often standing or sitting for prolonged periods
adjust or move objects up to 15 pounds in all directions
perform repeat motions that may include the wrists, hands, and/or fingers
use primarily just the fingers to make small movements such as typing, picking up small objects, or pinching fingers together
verbally communicate to convey detailed or important instructions or ideas accurately, loudly, or quickly
hear average or normal conversations and receive ordinary information
prepare or inspect documents or products, assess the accuracy, neatness, and thoroughness of assigned work, or operate office machinery through average, ordinary, visual acuity.
Disclaimer
The information contained in this job description has been designed to indicate the general nature and level of work performed by employees within this role. It is not designed to contain or to be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
The hiring range for this position in Florida is $46,240 to $69,360 per year. The base pay actually offered will take into account internal equity and also may vary depending on the candidate's geographic region, job-related knowledge, skills, and experience among other factors. A bonus and/or long-term incentive units may be provided as part of the compensation package, in addition to the full range of medical, financial, and/or other benefits, dependent on the level and position offered.
#li-hybrid
Auto-ApplyLoan Processor II 2nd Shift (Non-Residential)
Loan specialist job in Melbourne, FL
At Space Coast Credit Union (SCCU), our members are at the heart of everything we do. Since 1951, we've been committed to delivering financial services founded on integrity and a people-first philosophy.
As a Loan Processor II in our Melbourne Headquarters, You'll be the goâto expert for ensuring smooth, accurate loan processing. In this role, you'll handle all approved loans from our Express Services team, making sure every detail is transmitted correctly and closings happen on time. Your commitment to quality service will help us exceed member expectations and support the success of our Express Sales team.
Why Join SCCU?
• Member-Focused Mission: Be part of a not-for-profit organization that reinvests in its members.
• Hybrid and Flexible Schedule Options: Available for select positions. This position is Hybrid with 2 days per week required in office.
• Career Growth: We prioritize internal promotions and offer on-the-job training.
Loan Processor II Duties and Responsibilities
Prepares consumer loan applications for closing in branch and electronically, ensuring all closing documents are accurate and compliant with regulatory and credit union procedures.
Resolves member problems, obtains information, research records, follows up on details, assesses member needs timely and efficiently and reports the results to the inquiring party to develop and sustain profitable member relationship.
Provides timely response to branch questions concerning loan documents; ensures prompt response to member calls by being in the call queue; prepares corrections as necessary in order to provide branch and member support and ensure accurate loan documentation.
Supports the sales efforts of all Express sales team by providing members with appropriate product and service materials in order to enhance the overall SCCU cooperative/member relationship.
Consistently demonstrates a courteous, tactful and professional approach when dealing with members and internal customers in accordance with established customer service standards. Demonstrates concern and respect for others in all interactions and inspires their confidence and trust.
Demonstrates effective face-to-face communications, and telephone interactions, in accordance with established customer service standards. Articulates ideas, including written communications in a clear, concise manner.
Loan Processor II Minimum Qualifications
1-3 year's prior experience in a lending related field required, banking experience a plus.
High school diploma or equivalent experience required.
Bilingual English/Spanish required
Loan Processor II: Compensation
• Starting Compensation: $21.63 - $22.90 /hour
• Bonus Opportunity: Eligible for ONE SCCU Annual Bonus
SCCU Benefits
• Health & Wellness: Medical, dental, and vision insurance, plus an Employee Assistance Program.
• Financial Perks: 401(k) match (5%), HSA match, and SCCU-paid insurance (short/long-term disability, life insurance).
• Education Support: Tuition reimbursement after one year of service.
• Generous Time Off: 20+ days of PTO, birthday PTO, and 11 federal holidays.
• Exclusive Discounts: Lower rates on loans, credit cards, and no fee SCCU accounts!
Hours
Monday - Friday: 10:00 am - 7:00 pm
Rotating Saturdays: 9:00 a.m. - 3:00 p.m
About SCCU
Since 1951, Space Coast Credit Union (SCCU) has proudly served our community, growing to over 685,000 members and managing $9 billion in assets. With 67 branches spanning Florida's east coast, we are the third-largest credit union in the state. In 2025, we expanded into Orange County to better serve the growing East Orlando market.
As a not-for-profit financial institution, SCCU is dedicated to putting our members first. Unlike traditional banks, we return profits to our members through better rates, lower fees, and enhanced services. While we offer the same financial products-like checking, savings, and loans-our focus remains on empowering our members and supporting their financial well-being. With local decision-making and a commitment to exceptional service, we strive to make a meaningful difference in the lives of those we serve.
At SCCU, we also prioritize our team members by fostering a supportive and collaborative environment that encourages career growth and development. As we continue to grow, we are seeking talented, member-focused professionals to join our team and help deliver innovative financial solutions and outstanding service.
I UNDERSTAND this application a legal document for purposes of your employment. Upon acceptance of an offer with SCCU, I UNDERSTAND that I will be required to complete background, employment verifications, and drug screening. I UNDERSTAND further that any misstatements or omissions in this application and pre-employment process can be considered falsification and will result in a decision not to hire me, or to discharge me if discovered after I am hired. I UNDERSTAND that the information requested regarding date of birth, race and sex is for the sole purpose of gathering the above information accurately, and will not be used to discriminate against me in violation of any law. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hired.
SCCU is a drug-free workplace. I understand that as a condition of my employment, I will be required to submit to any testing for the presence of drugs, and to submit to any procedure to assess my qualifications for employment. If hired, I ALSO AGREE that if I am hired, my employment is for no definite time and may be terminated at any time without prior notice.
Loan Officer - Bilingual
Loan specialist job in Orlando, FL
Loan Officer - Bilingual in English & Spanish We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
A Career that Empowers You to Build Your Future
* We regularly have open Loan Officer positions all across the US. If you are a bilingual Loan Officer in CO, FL, NC, SC, TN, or TX, consider applying here!*
As a Field Loan Officer at Lennar Mortgage, your role will be centered on establishing and nurturing strong relationships with clients and homebuilding associates through face-to-face interactions. You will conduct on-site meetings, engaging directly with customers, homebuilding associates, and referral sources. Your primary responsibilities include assessing financial data, guiding customers on mortgage products, and seamlessly facilitating the loan process in adherence to the Lennar Mortgage roadmap. Your presence in the field ensures personalized and hands-on support for clients seeking financial solutions.
* A career with purpose.
* A career built on making dreams come true.
* A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
* Business Development and Customer Relations: Strategize and implement outside sales activities to actively contribute to the company's growth. Lead the charge in generating leads through effective prospecting, with regular visits to communities, realtors' offices, and relevant locations. Conduct regular "First Time Homebuyer Seminars" in communities to not only develop leads but also establish strong relationships with New Home Consultants and prospective/current clients. Travel and actively participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events. Proactively engage with various communities to explain the Company's offerings, obtain loan applications, and attend closings.
* Customer-Centric Approach: Offer tailored recommendations on the best mortgage solutions for customers' financial and individual needs. Review and lock interest rates at least fifteen days prior to closing. Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process.
* Lead Management and Communication: Daily review of leads, followed by proactive outreach to prospective customers via telephone and email to schedule in-person/virtual meetings. Ensure clear and timely communication with both internal and external stakeholders, maintaining open lines of dialogue.
* Loan Origination and Advisory: Originate and prepare new loans meticulously, adhering to federal, state, and company regulations outlined in the "Loan Officer" agreement. Offer personalized advice and recommend the most suitable mortgage loan products aligned with customers' financial and individual needs.
* Sales Support, Metrics, and Reporting: Provide crucial assistance to New Home Consultants on customer pre-qualifications, actively contributing to the development of a pipeline for outside sales. Strive to meet or exceed closed loan capture rate, spot loan objectives, and other established sales goals and metrics specified in the "Loan Officer" Agreement. Maintain detailed reports and notes within the origination computer system, facilitating a comprehensive exchange of information regarding loan applications, statuses, customer conversations, underwriting, lock-in information, monthly projected closings, incentives, and expenses.
Your Toolbox
* Bilingual in English and Spanish required.
* Highschool Diploma or Equivalent
* Four-year college degree (preferred)
* Minimum of 3 years of Loan Originating experience
* Valid driver's license and dependable mode of transportation
* NMLS License & specific State license or be (willing to get within 30 days of employment)
* Fluent in Spanish -Speaking and Writing (preferred)
* Self-starter and able to work independently
* Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities
* A genuine passion for delivering exceptional experiences to customers
* Proficient in using standard office software (e.g., Microsoft Office Suite)
* Proficient in using mortgage industry software and tools
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work in excess of eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Auto-ApplyAssociate Mortgage Loan Specialist
Loan specialist job in Sanford, FL
If you are motivated and believe in the credit union philosophy of "People Helping People," join our team!
Purpose
Entry level real estate lending position with focus on development and training. The Associate Mortgage Loan Specialist position is responsible for obtaining the required knowledge and experience needed to guide current and prospective members through the real estate loan application process.
Duties
Receive and assist in the completion of real estate loan applications, while serving as the primary point of contact for applicants during the origination process.
Assess, underwrite, and make recommendations for decision on loan applications considering applicant(s) credit worthiness, ability to repay, collateral valuation, and organizational risk. Communicate approval or denial decisions to members in a clear and professional manner.
Evaluate and verify income documentation, including personal and business tax returns, to make informed approval or denial decisions.
Counsel potential home buyers and existing homeowners, while taking complete and accurate real estate loan related applications and obtaining required documentation to facilitate initial loan approval with assistance when needed.
Seek guidance for complex lending situations and approval authority from an MLS or above.
Proactively stay updated on market trends, interest rates, and changes in lending policies and regulations to provide members with accurate and timely information.
Assist membership with servicing of existing mortgage and home equity loans.
Follow up with prequalified applicants and on other leads in a timely and effective manner.
Price and disclose loan applications by determining the interest rates and fees associated with a loan, based on factors such as borrower's creditworthiness, loan amount, term and market conditions.
Successful completion of Consumer Lending Program courses and subsequent exam is required. After completion and proficiency shown, granted initial lending limits (Tier 1) with SVP recommendation.
Coordinate member engagement with the Real Estate Lending Processing Center within Loan Administration.
Maintain a comprehensive knowledge of all real estate lending products, policies, procedures, and regulatory compliance.
Educate members on available services and make referrals for other Credit Union products and services based on their needs.
Ensure well documented, easy to review loan application history notes within the Loan Origination System.
Work with Lending Contact Center to provide assistance with mortgage lending calls when needed.
Support branch employees with all real estate related needs and ensuring employees have the information needed to be comfortable referring all potential applicants to discuss mortgage lending opportunities.
Work various contact and follow-up reports to cultivate member engagement throughout the home buying process and make SECU their lender of choice.
Assist as needed with community engagement by meeting with realtors and other third parties as well as attending community events to build and maintain mortgage loan volume.
Consumer unsecured lending as assigned.
Answer phone and perform other clerical duties as needed.
Complete additional tasks as assigned by management.
Participate in additional training and continuing education to enhance knowledge of mortgage originations.
Requirements
Must have high school diploma or GED equivalent.
Preferred - bachelor's degree, or CCUE Certification, or Associate of Arts degree or Associate of Science degree via the North Carolina Community College Transfer Program (NC-CTP).
Attend Excel and Elevate - New Employee Training (E&E).
Real Estate Lending Program (RELP) completed within 6 months.
The following 10 Core Modules will be completed after E&E and subsequent training sessions:
Checking Accounts
Member Eligibility
Money Market Share Accounts
SECU Policies Overview
Share Accounts
Lending Overview
NCUA Coverage
Cooperative Principles
Online Services
We Are SECU!
Additional Modules Required:
SECU's Member-Facing Websites
Branch Security Measures
Account Titling & Designations
Funds Transfer
Member Identification
Check Acceptance
MARGO Platform
Account and Profile Maintenance
Advances
Safe Deposit Boxes
Previous SECU and/or lending experience preferred.
Minimum tier one lending limits assigned at this level.
Completion of all requirements of the Associate MSO position preferred, but at a minimum must learn the following quick actionable items:
Notaries
Safe deposit box entrance
Opening and closing of the branch
Front desk duties
Other dual control assistance as needed.
Approving Wires and Cashier's Checks
Must possess the highest level of integrity and objectivity.
Must possess excellent communication skills, both verbal and written.
Must be able to communicate with SECU personnel, VPs, SVPs, attorneys, members, appraisers, realtors, etc.
Must have strong networking and relationship development skills.
Meets compliance and regulatory standards.
Makes lending decisions consistent with SECU loan policies.
Has or is eligible to be registered as an active MLO with the NMLS.
Must be organized and meticulous.
Must be willing to engage in ongoing training and professional development.
Must have basic computer skills with an ability to learn more complex software for processing of applications and completing loan servicing.
Has completed all required quarterly training courses & other training assigned by management.
Consistently demonstrates SECU's Core Values.
Recommendation of VP/SVP for advancement to this level.
Must be able to speak and write English fluently.
Must understand and be dedicated to the Credit Union philosophy and work ethic.
Must adhere to the work schedule and attendance policies established by the Credit Union.
Must complete the Credit Union's Core Module Program within 12 months of hire date as a condition of employment.
Job Environment
Office setting with physical proximity to other employees and members.
Some background noise from other employees, copy machine, and telephone.
Some local travel may be required.
Physical Demands
Must be able to comprehend and carry out job requirements.
Job requires a substantial amount of sitting.
Use hands and fingers to press keys on a computer keyboard to enter or retrieve information.
Use hands and fingers to press telephone keypad and lift telephone receiver.
Answer and operate a telephone.
Lift up to 10-15 lbs.
SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law.
Disclaimer
State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.
Auto-ApplyMortgage Senior Loan Closing Specialist
Loan specialist job in Winter Haven, FL
The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.
We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!
SUMMARY/OBJECTIVES
It is the responsibility of the Mortgage Closing Specialist to take ownership of all tasks and challenges that they encounter in the operation of their assigned position. Functions include creating and generating the Closing Disclosure, mortgage closing documents and reviewing of documents for loan funding and ensuring that loans meet all requirements and regulations. Maintains compliance with SouthState Bank Corporate Code of Conduct and Ethics, all anti-money laundering guidelines, regulatory requirements, and all other applicable procedures.
ESSENTIAL FUNCTIONS
This position is expected to perform the specific duties, tasks, and responsibilities as outlined below:
* Perform closing functions for government and conventional loans according to established timelines, Standard Process Flow, regulations and procedures
* Obtain all required information to complete the Closing Disclosure (CD)
* Deliver the CD within required timeframes to ensure customers closing date is met
* Perform Mavent run, review and clear as necessary
* Monitor all closings for accuracy and compliance, handle cures as necessary
* Supports specialty products or unique scenarios
* Supports high levels of production
* Communicate with settlement agent/attorney and paralegal partners
* Review title requirements, exceptions, and other information obtained for accuracy, completeness, and conformance
* Review documentation in loan system or enter the data into the loan system
* Obtain additional documentation needed from all sources
* Prepare closing instructions and review required loan documentation and Closing Disclosure for accuracy
* Maintains high degree of accuracy in funding calculations
* Serve as a resource for other closing specialists for questions
* Review loan system and documentation in file returning to underwriting and processing, if applicable
* Maintain awareness of all legal regulations relating to closing as training becomes available
* Accepts and performs other duties as determined to be essential.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
COMPETENCIES
* Computer Knowledge - Possesses basic computer knowledge and the ability to learn other software utilized within the department, as well as any new software programs implemented by the Bank; working knowledge of Microsoft Outlook, Word, and Excel
* Interpersonal Relationships - Maintains a professional standard when working with customers and co-workers; maintains emotional control when faced with opposition and pressure from others and/or stressful conditions; have effective listening skills demonstrated by the ability to listen to others talk (without interruption), understand them, and then propose solutions or make contributions based on the points made by others
* Communication - Maintains a professional standard, including spelling and punctuation, when utilizing verbal or written (electronic) communication; asks questions when necessary for clarification purposes; keeps all parties accurately informed; communicates timely; maintains confidentiality where applicable
* Attention to Detail - Work product is thorough and accurate; is highly organized; maintains a high level of data integrity
* Collaboration - Works professionally with others; is cooperative and engaged when participating in group exercises; supports working toward common goals
* Flexibility - Able to keep up with and implement changes made at the direction of Leadership; can handle simultaneous tasks; able to adhere to specific timelines/deadlines
* Time Management - Organizes time and resources efficiently; manages multiple tasks; meets deadlines consistently
* Customer Service - Provide a high level of service to internal and external customers
Qualifications, Education, and Certification Requirements
* Education: High school diploma or equivalent
* Experience: 1 - 2 years residential mortgage lending experience; 1 -2 years residential mortgage loan closing experience preferred, but not required
* Accepts and performs other duties as determined to be essential.
TRAINING REQUIREMENTS/CLASSES
Required annual compliance training, New Employee Orientation
PHYSICAL DEMANDS
This position requires a large amount of time in front of a computer with multiple monitors; must be able to sit or stand for long periods of time. Must be able to efficiently access and interpret information on computer screens, documents, and reports.
WORK ENVIRONMENT
Must have a secure home office environment that is free from background noise and distractions. They must also have a reliable private internet connection that is not supplied by use of cellular data (hot spot). Cable or fiber connections are preferred. Requirements are subject to change, as new systems and technology is delivered. Travel may be required to come to meetings as needed.
TRAVEL
Travel may be required to attend meetings or other Bank-sponsored events upon request by Leadership.
In accordance with Colorado law: Colorado pay for this position is anticipated to be between $48,647.00 - $77,710.00 , actual offers to be determined based on applicant's skills, experience and education.
While the anticipated deadline for the job posting is 01-09-2026, we encourage you to submit your application as we may still consider qualified candidates beyond this date.
Benefits | SouthState Careers
Equal Opportunity Employer, including disabled/veterans.
Mortgage Origination Specialist
Loan specialist job in Rockledge, FL
The primary purpose of this position is to assist Community Credit Union of Florida in living out our Mission,
Always improve the financial well-being of our members and make a positive difference in our community
, by delivering outstanding service to both internal and external members. A key element of excellent service is to identify the financial needs of each member and recommend an appropriate credit union solution. In addition, the Mortgage Origination Specialist performs a variety of duties related to the mortgage lending function including responding to loan inquiries, interviewing for and processing loan applications and pre-qualifying applicants in accordance with credit union and regulatory requirements for mortgage loans initiated via the internet, through in-bound calls, and in-person inquiries, and is responsible for processing and ensuring the proper verification of mortgage loan applications in accordance with CCU policies and procedures. In addition, this position is responsible for researching background information on mortgage loan applicants, processing all related documents for approved mortgage loans as well as denied loans, and monitoring and billing for services rendered. The incumbent interacts with members, realtors, contractors, and developers in order to establish and maintain an active lending relationship with CCU.
Community Credit Union is an Equal Opportunity Employer (EEO) and supports a drug-free workplace.
ESSENTIAL DUTIES
Demonstrates enthusiastic support of corporate mission, core values, and long-term objectives by performing job duties within our bylaws, regulations, Board of Directors policies, established internal and external service standards, and our work procedures while possessing adequate product knowledge as measured by the annual product knowledge assessment.
Delivers service to both internal and external members that is in alignment with the credit union s Service Promises and meets all established service goals.
Abides by CCU s Service Promises when helping a member or co-worker to ensure timely responsiveness to the individual s needs. Promotes teamwork, respects opinions, abilities, and contributions of others, and conveys a willingness to assist and cooperate with others for the benefit of the organization.
Assists in attaining established departmental goals and adheres to all credit union standard operating policies and procedures, as well as state and federal regulations and guidelines. Must meet individual monthly goals.
Responsible for interviewing prospective applicants and requesting specific information related to the mortgage application process in a thorough, accurate, and timely fashion while providing consistent quality service and projecting a positive image of the credit union. Ensures application is reviewed for all mortgage programs and a product is recommended based on the members needs. Advise members on lock-timing and monitor secondary market movements.
Responds to member inquiries and problems in a professional, timely manner, follows up on inquiries with informational materials and/or phone contact, investigates and corrects errors, and resolves problems or other issues.
Performs the prequalification assessment and analysis, resolves any questions regarding the mortgage application, and gathers, evaluates, and verifies the required documentation necessary for loan decisions, such as credit reports, verification of debts, and estimates of monthly payments for any outstanding debts not listed.
Engages in business development activities and solicitation of new market prospects through networking, cold calling, advertising, or other means of generating interest from potential new relationships. The incumbent solicits new mortgage business by establishing and maintaining working relationships with external and internal referral sources. Cultivate and retain referral partners through regular check-ins, joint marketing events, and performance reporting/tracking. Ongoing lead nurturing and CRM database management, including but not limited to scheduling follow-ups, updating CRM, and Encompass with real-time status notes or changes.
Processes loan application packages, including pre-approval, approvals, closing, funding, as well as adverse action notices, including withdrawals and declines. Administers loan application packages, establishes relevant files, and obtains pertinent information or reports as required. Ensures loan activities are completed in a timely fashion and conform to the established policies and practices of the credit union. Understands and follows the established mortgage department configuration procedures and guidelines. Must disclose all loan terms accurately and on time, in full compliance with TRID (TILA-RESPA Integrated Disclosure) requirements.
Responds to mortgage underwriter, Mortgage Operations Manager, and/or VP of Mortgage s inquiries and problems in a professional, timely manner. Follow up on inquiries with informational materials and/or phone contact with the realtor, title company, and members. Investigates and corrects errors and resolves problems or other issues.
Works with the Mortgage Underwriter to gain a thorough understanding of loan underwriting requirements and procedures.
Possesses a thorough knowledge of credit union policies, rates, and the documents and disclosures necessary to ensure compliance and consistency with current regulations. Understands and follows the established mortgage department configuration procedures and guidelines. Possesses a strong knowledge of Federal Regulations pertaining to loan underwriting and real estate lending.
Establishes proper identification of members to comply with the Bank Secrecy Act/USA Patriot Act Customer Identification Program. Prepares all documents and items pertaining to loan accounts and processes according to policy and procedure.
Maintains ongoing communication with supervisors, informing individuals of all pertinent problems, irregularities, new developments, changes, and other important information within the area of responsibility.
Maintain all required continuing-education credits and licensing renewals and participate in additional training as assigned.
Participate in weekly pipeline reviews and deliver current production/KPI reports to management.
Complete follow-up calls at 30 and 90 days after closing; log all interactions in the CRM to generate refinance or referral opportunities.
Promote the credit union by hosting home-buyer seminars, leading webinars, representing CCU at housing fairs, and maintaining compliant social-media outreach.
Maintain = 95 % application pull-through and = 1 % TRID-tolerance-cure rate through precise disclosures and proactive issue resolution.
Follows policy and procedures related to Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and Customer Due Diligence (CDD) daily to ensure compliance with current regulations.
Performs related duties as assigned and works on special projects as assigned.
ENVIRONMENT AND PHYSICAL ACTIVITY
The environment for this position is an open, non-confined office-type setting that is clean and comfortable, where the incumbent is free to move about at will. It may include some minor annoyances such as noise, odors, and drafts. Travel will be required approximately 25% of the time.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is frequently required to spend time writing, typing, speaking, listening, lifting (up to 25 pounds), carrying, seeing (such as close, color and peripheral vision, depth perception, and adjusted focus), sitting for long periods of time (up to 8 hours), pulling, walking, standing, squatting, kneeling, and reaching. .
The incumbent for this position may operate any or all of the following: telephone, copy and fax machines, calculator, computer terminal, personal computer, and related printers.
MENTAL DEMANDS
The incumbent in this position must be able to read documents or instruments, perform detailed work, and problem solve; possess excellent member contact and verbal and written communication skills; have strong math and analytical reasoning skills; and have the ability to effectively handle stress, multiple concurrent tasks, and constant interruptions.
POSITION REQUIREMENTS
These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skills, and/or abilities required to perform the position satisfactorily. Individual abilities may result in some deviation from these guidelines.
Associate degree (AA) from college; or three (3) to five (5) years related experience and/or training, or the equivalent combination of education and experience. Work-related experience should consist of a financial institution or mortgage company background, exceptional customer service, and a sales background. Educational experience, through in-house training sessions, formal school, or financial industry-related curriculum, should be business or financial industry-related.
Intermediate experience, knowledge, and training in mortgage lending activities, terminology, and policies, and a full understanding of the related state and federal lending and compliance regulations; a Comprehensive understanding of secondary market guidelines.
Intermediate skills in personal computer operation: word processing, spreadsheet software, and typing skills to meet the production needs of the position.
Intermediate math skills; calculating interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals; locate routine mathematical errors; compute rate, ratio, and percent.
Effective oral, written, and interpersonal communication skills with the ability to apply common sense to carry out instructions, interpret documents, understand procedures, write reports and correspondence, and speak clearly to members and employees.
Excellent organizational and time management skills, with the ability to multitask, the ability to work with minimal or no supervision while performing duties, and be a strong team player.
This position involves local travel to meet with clients, attend real estate events, and build community relationships. Reliable transportation is required.
Ability to handle somewhat complex problems requiring analysis of data, weighing outcomes of decisions.
Must be able to successfully register and maintain registration with the National Mortgage Licensing System (NMLS).
The incumbent must be able to perform in this position safely, without endangering the health or safety of individuals or others.
JET Home Loans - Mortgage Loan Processor
Loan specialist job in Orlando, FL
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Auto-ApplyBilingual Loan Processor
Loan specialist job in Orlando, FL
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
* Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
* Assemble the complete loan package in proper order for underwriting.
* Verify all required documentation (pre-underwrite) in the file.
* Complete the required loan checklist.
* Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
* Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
* Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
* Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
* Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
* Manage pipeline by completing and submitting reports within allotted turn-around times.
* Assist set-up of loans.
* Document all communication related to the loan application in the conversation log.
* Train and assist supervision of new Loan Processors and other processing personnel.
* Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
* Available to work varying hours and overtime if needed.
Qualifications and Skills:
* Fluency in the languages of Spanish and English in order to communicate effectively with internal and external customers, of whom may speak only English or Spanish. High School Diploma or equivalent.
* Minimum of 5 years' residential mortgage processing experience.
* Experience with Encompass.
* Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
* Knowledge of DU, LP, Microsoft Office, and Windows.
* Excellent math and analytical skills.
* Excellent communication skills.
* Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************