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Loan specialist jobs in Ankeny, IA - 227 jobs

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  • Home Loan Specialist II

    Solomonedwards 4.5company rating

    Loan specialist job in Des Moines, IA

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141859 ### Place of Work On-site ### Requisition ID 141859 ### Application Email ****************************
    $20-24 hourly Easy Apply 60d+ ago
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  • Analyst - Loan Servicing

    Federal Agricultural Mortgage Corporation 3.9company rating

    Loan specialist job in Johnston, IA

    The Analyst - Loan Servicing is responsible for supporting agriculture loan transactions to ensure alignment with legal documents and policy. This role provides frontline service and manages relationships with attorneys, investors, field servicers, borrowers, and other agriculture loan professionals. The Analyst - Loan Servicing understands the dynamic relationships in agriculture lending among borrowers, field servicers, investors, tenants, and other related parties. With Whom You Will Work The position will report directly to the Senior Manager - Closing and Servicing. The position will liaison with other members of the Operations team as well as Client Services, Farm and Ranch Credit, Business Development, and Legal departments.. Where and When You Will Work The position will be based in the Farmer Mac Johnston, Iowa, location. Core business hours are Monday through Friday 8:00 am to 5:00 p.m. Central. This position may need to be available on occasion outside of the core business hours and/or business days for planned and unplanned activities to complete time sensitive projects or to attend off-site meetings and events.. Primary Responsibilities and Duties * Evaluate and prepare loan recommendations to Credit Servicing on non-routine matters, including * Change in terms and/or maturity date * Collateral substitution * Consent * Death of a borrower, transfer of ownership interest * Loan assumption * Partial releases, substitution of property, condemnation, easements * Product conversion * Release of funds held in escrow for tenant improvements or holdback * Subordination agreement * Perform calculations for * Debt Service Payments * Revolver draws/paydowns * Early Payoffs * Default * Maturity * Answer calls and email from borrowers or field servicers promptly * Is responsible for annual certification and taxes, insurance, and UCC with field servicers * Work closely with Legal and make recommendations on borrower situations (e.g., change in guarantor) to ensure alignment with all loan documents and policy expectations * Oversee collection of payments, future loan maturities, and delinquent loans * Complete changes due to service actions on loans in the servicing software to ensure maximum utilization is achieved for billing and reporting * Maintain loan files with documentation of items that occur after loan closing * Review boarding of new loans and prepare investor-related reports * Assist with testing of new versions of servicing software * Assist with internal and external audits and reviews * Assist with training and staff development, monitoring workloads and job priorities for the servicing area. Participate in the formulation of policy and procedures * Provide back-up to colleagues in Loan Closing and Servicing team * Perform other duties as assigned Desired Skills and Qualifications * Experience in customer service * Ability to perform loan-related calculations * Outstanding knowledge of Microsoft Office Suite * Excellent communication and interpersonal skills * Organized with the ability to prioritize and multi-task * Reliable and professional * Ability to work in a fast-paced environment while providing strong attention to detail * Knowledge of the following documents * Legal * Closing * Appraisals * Environmental * Knowledge of loan modification process is preferred Education/Experience Bachelor's degree with paralegal certification (preferred) plus 3 years commercial or agriculture mortgage servicing experience; or equivalent combination of education and experience. Experience with taxes, insurance, and UCC verification is preferred. Our compensation philosophy is targeted pay positioning relative to peers, our industry, and external markets. Farmer Mac is committed to a compensation program that will enable the organization to attract, motivate, reward, and retain highly skilled and creative talent to maintain sustained long-term performance and achieve the organization's strategic business objectives. The typical base pay range for this role is $57,000 to $67,000 per year. Compensation will vary based on experience and geographic work location.
    $57k-67k yearly 27d ago
  • Loan Specialist: Ames, Iowa

    Zions Bancorporation 4.5company rating

    Loan specialist job in Ames, IA

    **Zions Agricultural Finance (ZAF), a division of Zions Bank** , is one on the top originators and servicers of agricultural land loans throughout the United States. The division was formed in 1997 and has continued to grow over the years with over a $2 billion loan portfolio currently being serviced. Zions Bank has just opened an opportunity for a **Loan Specialist based in Ames, Iowa.** Our **Loan Specialists** have become credit analysts, lending officers, and underwriters. If you are looking for a start in banking, a switch in your career path, potential career advancement, benefits starting on day one, 11 bank holidays, profit sharing, company-matched 401(k) contributions, and want to work with great people we are the place for you. You bring the talent; we bring the opportunity! **Ideal candidates will have these skills and experience** **:** + Provides administrative and/or operational support within one or more of the following loan areas: processing, closing, presentations, servicing, documentation, notes, disbursements, etc. + May draft loan presentations, clear all identified loan exceptions. Maintains files, documents, notes, etc. + Responsible for reviewing and verifying completeness of files with all necessary documents and signatures required. + Researches and resolves lending inquiries and issues. May prepare and/or track disbursements, loan documents, reports, obtain credit and/or financial information. Produce reports as required. + Answer questions and follow up with clients. Other duties as assigned. **Qualifications** **:** + Requires High School diploma or equivalent. Some previous banking or loan processing, documentation, loan assistant experience or other directly related experience is preferred, but not required. + A combination of education and experience may meet job requirements. Basic knowledge of lending processes, loan principles, documentation and loan systems is a plus. + Critical thinking ability is very important, and you must have good organizational and customer service skills. + Must be accurate, possess numeric and verbal aptitudes. Good research, auditing, and communications skills, both written and verbal, are required. + Ability to complete processes and meet deadlines. Working knowledge of basic computer programs such as word processing, spreadsheets, or related software. **Benefits:** + Medical, Dental and Vision Insurance - START DAY ONE! + Life and Disability Insurance, Paid Parental Leave and Adoption Assistance + Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts + Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays + 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience + Mental health benefits including coaching and therapy sessions + Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire **Location Amenities:** Located in the heart of downtown Ames, Iowa, the Zions Agricultural Finance building serves as the headquarters for our division. Ames is the home of Iowa State University, and as we like to say, is big enough to have everything, while being small enough to get there quickly. Big 12 sporting events, live performances, a diverse selection of restaurants, bike friendly, and some of the best schools in Iowa make the Ames area an exceptional place to work and live. Work location features include: + FREE employee parking with a private parking lot. + Easy access to city bus lines with a hub directly outside of our building. + Restaurants, shops, grocery stores, and city hall are all within a quarter mile of our location. **Req ID:** 069120 Equal Opportunity Employer It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at **************, Mon.-Fri. between 9 a.m. - 5 p.m. MST. Click here to view applicable Federal, State and/or local employment law posters.
    $30k-41k yearly est. 40d ago
  • Mortgage Servicing Specialist

    Iowa State Bank 4.5company rating

    Loan specialist job in Orange City, IA

    Full-time Description The mortgage servicing specialist is responsible for managing and maintaining a portfolio of mortgage loan accounts, ensuring accuracy, compliance, and excellent customer service throughout the life of the loan. This role involves processing payments, managing escrow accounts, and addressing borrower inquiries for our Loan Officers while adhering to regulatory requirements. Requirements · Customer Service: Serve as the point of contact for branch staff, addressing inquiries regarding loan accounts, payments, and servicing-related questions in a professional and timely manner. · Payment & Transaction Processing: Accurately process and record loan payments, payoffs, and adjustments; research and resolve exceptions or unapplied funds. · Escrow & Insurance Administration: Manage and reconcile escrow accounts, including timely distribution of property taxes and hazard/ flood insurance premiums, and complete annual escrow analysis. · Loan Maintenance & Documentation: Maintain accurate up-to-date loan records in the system, prepare mortgage payoff statements and lien releases, and ensure all documentation compiles with regulatory guidelines. · Loan Funding & Delivery: Coordinate the funding of closed mortgage loans and ensure accurate and timely electronic delivery of required loan data and documentation to secondary market investors. · Delinquency & Loss Mitigation: Monitor and follow up on delinquency accounts, complete modifications and extension processes if necessary. · Compliance Reporting: Ensure all activities comply with company policies and regulatory requirements; assist in audits and generate reports for management review. · Vendor Management & Billings: Review, process and reconcile all vendor invoices related to loan servicing operations; coordinate with operations department for timely payments. · Other: Cross train in processor and origination duties to perform other duties and projects as assigned. EDUCATION AND/OR EXPERIENCE: · Education. Possess a high school diploma; bachelor's degree preferred. Experience. Proven experience as loan servicing specialist or similar position. Benefits: Full time benefits to include: Health Dental Vision Employer HSA Contribution Paid Time Off Volunteer Time Off 401K with Employer match Paid STD, LTD Paid Employee Life Insurance Parental Leave Employee Assistance Program Salary Description $22-28/ hr depending on experience
    $22-28 hourly 18d ago
  • Consumer Loan Officer

    Corda Credit Union

    Loan specialist job in Cedar Rapids, IA

    Join Corda Credit Union as a Full-Time Consumer Loan Officer and dive into the exciting world of lending right here in Cedar Rapids, IA! This onsite position offers you the chance to make a real difference in the lives of our members by providing tailored solutions for consumer loans. Your lending expertise will directly impact community members looking for guidance and support in their financial journeys. With competitive pay to recognize your efforts, you will thrive in an environment that prioritizes member-centricity, excellence, and integrity. This onsite role fosters collaboration and professional growth, allowing you to develop expertise in the ever-evolving field of consumer lending. Benefits include: Competitive Salary Paid Time-off, Sick-Time-off, and Time-off to Volunteer in the community Medical, Dental, & Vision Health/Flexible Spending Accounts, 401(k) with a generous employer match Employee Discounts Take this opportunity to grow your career while making a positive impact in your community! Are you excited about this Consumer Loan Officer job? As a Consumer Loan Officer at Corda Credit Union, you will play a crucial role in providing convenient loan services to our members and potential members. Whether through face-to-face interactions, telephone calls, emails, or internet technologies, your goal is to ensure a seamless lending experience. You will proactively solicit consumer loans and other products, seeking to expand account relationships with existing members while attracting new ones. Your in-depth knowledge of the credit union's offerings will enable you to assist members effectively, addressing inquiries, and help members realize their financial goals. By matching the right products and services to our members' needs, you will contribute to their financial well-being and create lasting relationships based on trust and excellence. What matters most To excel as a Consumer Loan Officer at Corda Credit Union, strong interpersonal and communication skills are essential. You will need to build rapport with members and potential clients, understanding their unique financial goals related to consumer loans and lending options. A proactive approach to soliciting products and services is crucial for expanding account relationships while showcasing integrity and customer-centricity. Problem-solving skills will enable you to assist members effectively, addressing inquiries and navigating any challenges they may encounter. Additionally, having a good grasp of financial concepts and a keen attention to detail will help you match the right lending solutions to meet our members' needs. A strong sense of professionalism and the ability to work collaboratively will enhance our team dynamics, ensuring we deliver excellence in all aspects of lending. Join our team today! If it sounds like you and Corda Credit Union would be a good fit, please submit your cover letter and resume.
    $67k-89k yearly est. 10d ago
  • Loan Processor II

    Iowa Bankers Mortgage Corporation

    Loan specialist job in Johnston, IA

    I. Ensures compliance with governmental guidelines as outlined by internal Quality Control/Compliance and outside investors. II. Processes and submits Conventional, FHA, VA, Rural Development and IFA loans to IBMC underwriting department, investors and other agencies as required. III. Maintains and provides assistance to bankers and borrowers with questions through daily interaction via telephone calls and emails. IV. Stays update to date on changes in programs/product guidelines through education provided by IBMC and/or outside vendors. V. Other duties as assigned Requirements A. Required Education: High school diploma or general education degree (GED) B. Required Work Experience: 5+ years mortgage experience. Preferred at least 2 year processing of conventional, FHA, VA, IFA and RD loans and/or training; or equivalent combination of education and experience. C. Technology Skills: Previous use of DU/DO/LP systems along with usage of origination or operating software, specific to the mortgage industry. D. Required Skills or traits for the position: Exposure and understanding of credit reporting, title work, basic income analysis and various other areas of the mortgage process.
    $27k-38k yearly est. 10d ago
  • Bank Loan Officer

    Levo Federal Credit Union 3.9company rating

    Loan specialist job in Hinton, IA

    Being a part of Levo means being part of an organization where people matter-not just their money. What we do every day makes a difference in the lives of others and the community we love by offering financial tools and services that fit modern life, providing expert advice, and listening and helping members chart their next step. As the Commercial Loan Officer/Commercial Banker, you'll proactively build, develop, and manage a commercial loan portfolio. You'll work to increase and maintain its asset quality by developing new and existing business relationships. You're a trusted voice for our members and will identify and align new and existing loan members with additional products and services. The best thing an employer can do is to give you the support you need to succeed. Our roles at Levo are more than just jobs. We believe in building careers and helping you to develop personally, professionally, and financially in an inviting, friendly, and fun environment. Our benefits include health, vision, dental, paid time off, paid holidays and great day time hours, pension plan, 401(k) option, volunteer hours, and many more! This is a full-time role. Standard hours are Monday through Friday, 8:00 a.m. until 5:00 p.m. Some business development activities may occur outside standard hours. This is an on-site opportunity. The starting pay range is $60,000.00 to $90,000.00 annually, plus incentive, depending on experience. After one year in the Commercial Loan Officer role, you'll know you are successful if: You developed and maintained credible relationships with our members. You may even know their coffee order, pets' names, and kids' sports schedules. You have been instrumental in developing quality loans for the commercial portfolio and supporting business development efforts. You can provide feedback on approving or denying loans and demonstrate the ability to explore options for members when loans are denied. You perform work responsibilities consistent with the Business Loan Policy, Lending Procedures, and compliance requirements of the Credit Union. Essential Duties of the Commercial Loan/Commercial Banker Officer Include : Establishes and maintains relationships with new and existing members. Develops, expands, and services commercial loan portfolio. Position requires officer to solicit new business and grow their loan portfolio member base. Answer questions related to business loans and account activity. Determine s members' business and personal financial services needs and responsible for cross-selling of credit union's services and products. Will complete underwriting, establish, and negotiate terms under which credit will be extended including costs, repayment terms, and collateral requirements. Ensure that sound analysis and lending procedures are followed. Act in compliance with Business Lending and Business Account Policies and Guidelines at all times. Ensure Regulatory Compliance is followed in all areas of work. Recommends loan policy changes as necessary Evaluate the information provided by the business borrower. Assist members, when possible, on business management and financial matters. Verify the accuracy of business loan amounts and repayment terms on approved loan applications. Process commercial loan files, including reviewing loan documents, obtaining title insurance, appraisals, appraisal reviews, inspections, flood paperwork, filing lien documents, and preparing loan files for closing. Other duties outlined in full job description Requirements Commercial Loan Officer/Commercial Banker Education and Experience: To thrive in this role, you should have at least 3-5 years of experience as a commercial or business loan officer and feel comfortable soliciting new business and maintaining current business relationships. A bachelor's degree or achievement of formal certifications recognized in the industry as equivalent is required, and ongoing education or training may be required. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. Salary Description $63,000 to $90,000 base salary plus commission
    $63k-90k yearly 14d ago
  • Ag Loan Officer

    Angott Search Group

    Loan specialist job in Storm Lake, IA

    Angott Search Group is pleased to partner with a reputable bank in Iowa in their search for an Ag Loan Officer. This financial institution is dedicated to serving the agricultural community and supporting the financial needs of farmers and agribusinesses across the region. The Agricultural Loan Officer will play a vital role in building and maintaining relationships with agricultural clients, assessing their financial needs, and providing customized lending solutions to support their operations and growth. Qualifications: Bachelor's degree in finance, agricultural business, or related field. Minimum of 3 years of experience in agricultural lending within a banking or financial services environment. Strong knowledge of agricultural lending products, credit analysis, and underwriting principles. Proven track record of building and maintaining relationships with agricultural clients. Excellent communication, negotiation, and interpersonal skills. Ability to work independently and as part of a team in a fast-paced environment.
    $38k-54k yearly est. 60d+ ago
  • Loan Officer

    Citizens Community Credit Union 3.6company rating

    Loan specialist job in Fort Dodge, IA

    Full-time Description ROLD Under general supervision, but following established policies and procedures, provides a variety of service functions to support the financial management and operations of the credit union through providing the highest quality of service to our members, identifying their financial needs and recommending products and services that would meet those needs. Additionally, assist members with their consumer lending needs; analyze loan requests and make credit decisions based on our lending policy. MAJOR DUTIES AND RESPONSIBLITIES While meeting the service standards for the credit union, process loan application, collect and review financial and related data to determine the creditworthiness. Discuss loan alternatives, when applicable. Make decision to approve, disapprove, or forward the loan request to higher levels for decision. Explains reasons for denial and explore options for members when loans are denied. Provide support to all areas of the credit union regarding lending matters. Seek opportunities to cross-sell credit union products and services. Keeps informed of current trends in consumer credit. Authorize release of collateral on existing loans, changes in loan terms, waivers of Performs other duties as assigned. GENERAL EXPECTATIONS Operations: Assists in the day-to-day operations of the loan area. Duties include but are not limited to: Follows and supports all compliance rules, regulations and policies at the state and federal levels, as well as all Credit Union policies and procedures. Adheres to safety and security programs designed to minimize loss relating to fraud and robbery. Follows and contributes to effective Credit Union security by ensuring that negotiable, member information and computer systems are secure at all times. Service: Accurately and effectively addresses service needs and/or issues. Duties include but are not limited to: Appropriately addresses and resolves member requests/issues. Escalates issues outside of authority level. Follows established quality control practices to ensure error-free work. Reviews work for accuracy, completeness, and compliance to regulations. Educates members on use of Credit Union convenience products including online banking, mobile banking, ATMs, and telephone banking. PERFORMANCE MEASUREMENTS To carry out assigned responsibilities with zero errors. To provide friendly, professional and accurate service and support to all members and coworkers. To sell assigned volume of insurance products. To assist others within the loan department as needed. To produce loan documents, reports, and new accounts in a timely fashion, with zero errors. To return all calls within 2 hours of receipt. To maintain a professional work environment, promote teamwork, build respect among coworkers and present a businesslike appearance. Documentation accuracy. Requirements EDUCATION: (1) A two year college degree or (2) Completion of a specialized course of study at a business or trade school or (3) Completion of a specialized and extensive in-house training. EXPERIENCE: Two years to five years of similar or related experience is preferred. SKILLS: Courtesy, tact, and diplomacy are essential elements of the job. Work involves personal contact with others inside and/or outside the organization, generally regarding routine matters for purposes of giving or obtaining information which may require some discussion. OTHER SKILLS, ABILITIES, AND PERSONAL CHARACTERISTICS: Ten key calculator and computer keyboard skills. Should know how to use PC spreadsheet software. Accurate with numbers and names. Ability to communicate effectively. COMPUTER SKILLS: Basic computer skills. MATHEMATICAL SKILLS: Simple math. PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met to successfully perform the essential functions of this job. While performing the duties of this job, the associate is frequently required to stand; walk; sit; use hands and fingers, handle or feel; reach with hands and arms, climb or balance, stoop, kneel, crouch, crawl; and talk or hear. The associate must occasionally lift and/or move up to 20 pounds. Vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus. WORK ENVIRONMENT: The work environment characteristics described here are representative of those an associate encounters while performing functions of this job. The noise level in the work environment ranges from quiet, to moderately noisy, where automated equipment is in operation. It is a non-smoking environment. DISCLAIMER The above job requirements are representative of minimum levels of knowledge, skills, and abilities. The marginal functions have not been included. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
    $39k-53k yearly est. 10d ago
  • Loan Officer - Urbandale, IA

    Gershman Mortgage 3.6company rating

    Loan specialist job in Urbandale, IA

    Loan Officer URBANDALE, IA Communities, families, and homes are at the heart of what we do at Gershman Mortgage. Our founding principles are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships. About the Position The Loan Officer will increase their mortgage loan portfolio by developing business contacts and attracting mortgage customers. They will be responsible for all aspects of originating and negotiating mortgage loans and advising and counseling our customers on available loan options. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Essential Functions Develop referral sources for purchase and refinance mortgages from realtors, builders, professional and personal contacts Build rapport, analyze financial situations, determine the appropriate loan product to meet clients' goals, and submit a preliminary loan package for processing Achieve sales and referral goals Develop a positive client experience consistently Recommend loan solutions per lending guidelines and client requirements Manage a portfolio of customer relationships effectively Seek prospective opportunities to retain and/or develop new clients Competencies Proactively seek ways to develop and expand referral network relationships to achieve sales goals Desire to maximize personal productivity through attention to detail, self-motivation, and adaptability Actively participate in opportunities to expand knowledge, influence others, and maintain continuing education Required Education and Experience BA/BS degree or equivalent experience in residential mortgage sales 2+ years of retail, residential mortgage sales experience Documented success with residential purchase/refinance mortgage loans Established relationships with local referral networks The successful candidate must meet and comply with all requirements outlined in the SAFE Act, including, but not limited to the successful completion of the required background checks and obtaining a Unique Identifier from the NMLS Work Environment This job operates in a professional office environment and routinely uses standard equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. Physical Demands The physical demands described here are representative of those that must be met by an employee to perform the essential functions of this job successfully. No or very limited physical effort is required. No or very limited exposure to physical risk. Work is generally performed in a typical office work environment. EEO Statement Gershman Mortgage is an Equal Opportunity Employer. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of the activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice.
    $35k-53k yearly est. 60d+ ago
  • Loan Officer

    IH Mississippi Valley Credit Union 4.0company rating

    Loan specialist job in Davenport, IA

    Job Description Join Our Team as a Loan Officer at IHMVCU! IHMVCU is dedicated to supporting our members' financial well-being by fostering engagement, creating alignment with their goals and promoting continual growth. We are seeking a member focused Loan Officer with a passion for building lasting relationships and enhancing member satisfaction to join our team. We value strong interpersonal skills. If you excel at connecting with people and providing superior service, your experience will be a great match. As a Loan Officer, you will play a crucial role in creating a welcoming experience for members while providing accurate financial transactions and personalized solutions to member needs. This position is based in Davenport, Iowa. Education and Experience: High School Diploma or equivalent, additional education in finance, business or related field is a plus. Proven ability to identify and pursue new sales leads and business opportunities. Proven success in new account opening and consumer loans origination. High level of integrity and commitment to exceptional member service with genuine desire to help others. Strong interpersonal and communication skills; ability to build rapport quickly. Strong attention to detail skills and commitment to accuracy. Team-oriented with the flexibility to adapt and support various member needs. What are some of the responsibilities of Loan Officer? Actively listen to members' needs to identify, assess and educate on solutions that may include products and services such as deposit accounts, loans and credit cards. Handle a variety of transactions, including deposits, withdrawals, transfers, loan payments, and check cashing accurately and efficiently. Opens new deposit accounts; originates and closes consumer loans; handles the collection of all required loan documents, i.e., financial statements, collateral verification; forwards to consumer loan operations for processing. Responds to member inquiries regarding the operation of accounts, access to services, resolving account discrepancies, balancing, and reconciling, adding or reducing service features on various accounts, and assisting members to make the most effective usage of service offerings. Completion of the following internal trainings within 6 months of starting the role, if not previously obtained: CDs, New Accounts (including Specialty Accounts), IRAs, Personal Loans and Vehicle Loans. The pay range for this position is $19.00-$22.00. Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications and internal pay equity. Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. IHMVCU provides a healthy balance of benefits including resources and support: Outstanding Training; We are committed to learning new skills and growing personally & professionally Competitive compensation 401(k) with company match and profit sharing Paid time off with paid holidays Life Insurance Paid Community Volunteering Education reimbursement Fitness reimbursement Health insurance including dental and vision Flexible Spending Accounts & Health Savings Accounts Employee Assistance Program (EAP) Access to fitness center We look forward to welcoming a new team member who shares our dedication to service and community. Move Up your career at IHMVCU with this great opportunity! Physical Requirements Standing: Remaining upright on the feet, particularly for sustained periods of time. Walking: Moving about on foot to accomplish tasks, particularly for long distances or moving from one work site to another. Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly. Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction and having the ability to receive detailed information through oral communication and making fine discriminations in sound. Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm. Lifting Demands: Up to 50 lbs. Visual Demands: Visual acuity to do things such as preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation of machines (including inspection); using measurement devices; and/or assembly or fabrication of parts at distances close to the eyes.
    $19-22 hourly 17d ago
  • Supervisory Loan Specialist (Agricultural)

    Department of Agriculture 3.7company rating

    Loan specialist job in Harlan, IA

    Apply Supervisory Loan Specialist (Agricultural) Department of Agriculture Farm Service Agency SERVICE CENTER 8B Apply Print Share * * * * Save * This job is open to * Requirements * How you will be evaluated * Required documents * How to apply These positions are in the Farm Service Agency, Iowa State Office, located in the following locations: * Mt. Pleasant, Henry County, Iowa * Harlan, Shelby County, Iowa * Mt. Ayr, Ringgold County, Iowa This position manages and directs the Farm Loan Programs administered in one or more USDA Service Centers providing services to one or more counties in the State. Summary These positions are in the Farm Service Agency, Iowa State Office, located in the following locations: * Mt. Pleasant, Henry County, Iowa * Harlan, Shelby County, Iowa * Mt. Ayr, Ringgold County, Iowa This position manages and directs the Farm Loan Programs administered in one or more USDA Service Centers providing services to one or more counties in the State. Overview Help Accepting applications Open & closing dates 01/20/2026 to 02/02/2026 Salary $89,508 to - $116,362 per year Pay scale & grade GS 12 Locations 3 vacancies in the following locations: Harlan, IA Mount Ayr, IA Mount Pleasant, IA Remote job No Telework eligible No Travel Required Occasional travel - You may be expected to travel for this position. Relocation expenses reimbursed No Appointment type Permanent Work schedule Full-time Service Competitive Promotion potential 12 Job family (Series) * 1165 Loan Specialist Supervisory status Yes Security clearance Other Drug test No Position sensitivity and risk Moderate Risk (MR) Trust determination process * Suitability/Fitness Financial disclosure Yes Bargaining unit status No Announcement number FSA-26-12865200-MP-IA-JGD Control number 854544900 This job is open to Help Internal to an agency Current federal employees of the hiring agency that posted the job announcement. Career transition (CTAP, ICTAP, RPL) Federal employees whose job, agency or department was eliminated and are eligible for priority over other applicants. Clarification from the agency This position is open to current permanent Farm Service Agency (FSA) employees, Farm Service Agency current permanent County employees and CTAP/RPL eligible. Duties Help * Serves as the Service Center technical authority on the Farm Loan Programs and the primary point-of-contact on all farm loan issues addressed in the counties serviced. * Supervises and directs the work of a subordinate staff responsible for making, servicing, and liquidating loans under FSA farm loan authorities. * Has delegated loan approval authority and performs the full range of loan specialist duties. * Attends public meetings with various groups and associations and performs public relations and outreach efforts in the geographic areas serviced. * Applies knowledge of the technical and administrative concepts, principles, and practices of farm loan and financial management. * Applies knowledge of farm operations, land use and value, and production and marketing of various crops and livestock. Requirements Help Conditions of employment * You must be a US Citizen or US National. * Males born after 12/31/1959 must be Selective Service registered or exempt. * Subject to satisfactory adjudication of background investigation and/or fingerprint check. If selected, you may be sent instructions on obtaining fingerprints. Please note we are unable to reimburse for any fees incurred. * Successful completion of one-year probationary period, unless previously served. Refer to the Next Steps section for more information. * Direct Deposit: Per Public Law 104-134 all Federal employees are required to have federal payments made by direct deposit to their financial institution. * Successfully pass the E-Verify employment verification check. To learn more about E-Verify, including your rights and responsibilities, visit e-verify.gov. * Subject to one year supervisory probationary period unless prior service is creditable. New FPAC supervisors must successfully complete all components of the required training program before the end of their probationary period. * Required to submit Confidential Financial Disclosure Report Form OGE-450 within 30 days of your initial appointment date, and annually thereafter. * This position requires "Agricultural Loan Approval Authority". Qualifications In order to qualify, you must meet the eligibility and qualifications requirements as defined below by the closing date of the announcement. For more information on the qualifications for this position, visit the Office of Personnel Management's General Schedule Qualification Standards. Your application and resume must clearly show that you possess the experience requirements. If education is required or being used to qualify, you must submit a copy of your transcripts. Individual Occupational Requirements Education Undergraduate and Graduate Education: Major study -- finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology. or Experience General Experience (for GS-5 positions): Experience that required gathering and analyzing facts and figures and presenting the information or conclusions in clear oral and written language; or that provided a knowledge of the principles of financial analysis or of insurance laws, such as contract, property, life, casualty, or marine insurance. Specialized Experience (for positions above GS-5): Experience that demonstrated competence in agricultural, commercial, realty, or other types of loans. Experience may have been gained in such work as reviewing and passing upon applications for agricultural, commercial, bank or mortgage loans; servicing a loan portfolio of a bank or other loan association; performing financial analysis of commercial concerns for investment purposes; appraising real estate to determine property valuation; or similar work. Specialized Experience Requirement: For the GS-12 grade level: You must have one year of specialized experience equivalent to the GS-11 grade level in federal service or comparable experience not gained through federal service. Specialized experience that demonstrates competence in agricultural loans. Experience reviewing and passing upon applications for various kinds of agricultural operations representing all types of ownership (i.e., single owner, partnerships, and corporations, etc.); servicing an agricultural loan portfolio of a bank or other loan association. In addition, experience must demonstrate a comprehensive knowledge and understanding of the technicalities of farm financing and credit, farm operations, land use and value, production of various crops and livestock, and prices and markets in the farming area where loans are made and serviced. Time-in-Grade Requirement: If you are a current federal employee in the General Schedule (GS) pay plan and applying for a promotion opportunity, you must meet time-in-grade (TIG) requirements of 52 weeks of service at the next lower grade level in the normal line of progression for the position being filled. You must meet this requirement by the closing date of this announcement. Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional, philanthropic, religious, spiritual, community, student, social). Volunteer work helps build critical competencies and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience. Education This job does not have an education qualification requirement. Additional information Career Transition Assistance Plan (CTAP) or Reemployment Priority List (RPL): Visit the OPM website for information on how to apply as a CTAP, RPL, or ICTAP eligible. To exercise selection priority for this vacancy, CTAP/RPL candidates must meet the basic eligibility requirements and all selective factors. CTAP candidates must be rated and determined to be well qualified (or above) based on an evaluation of the competencies listed in the How You Will Be Evaluated section. When assessed through a score-based category rating method, CTAP applicants must receive a rating of at least 85 out of a possible 100. Farm Service Agency (FSA) County Employees: Permanent County employees without prior Federal tenure who are selected for a Civil Service position under Public Law 105-277 will be given a career-conditional appointment and must serve a 1-year probationary period. Financial Disclosure: If selected, you will be required to submit Form OGE-450 within 30 days of your initial appointment date, and annually thereafter. Selectee is subject to financial Disclosure Requirements in accordance with 5 CFR, Part 2635, Sub part E regarding business or personal transactions with applicants, borrowers, or business contacts who have or who are seeking business with this Agency. Selectee must be able to obtain and maintain a security clearance. If selected you will be subject to a National Agency Check and Inquiry (NACI) and a credit report. Agricultural Loan Approval Authority: If selected, applicant will be required to provide proof of Agricultural Loan Approval Authority within 7 days of receipt of the Tentative Job Offer. Failure to provide required documentation will jeopardize further consideration. Telework: This position is not eligible for telework. Incentives: Recruitment and/or relocation incentives may be authorized. Bargaining Unit: This is a non-bargaining unit position. Expand Hide additional information Candidates should be committed to improving the efficiency of the Federal government, passionate about the ideals of our American republic, and committed to upholding the rule of law and the United States Constitution. Benefits Help A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new window Learn more about federal benefits. Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered. How you will be evaluated You will be evaluated for this job based on how well you meet the qualifications above. You will be evaluated based on your qualifications for this position as evidenced by the experience, education, and training you described in your application package. A rating will not be used; all applicants who meet the minimum qualification requirements, to include any selective placement factor(s), if applicable, will be referred to the hiring manager for consideration. Note: If after reviewing your resume and/or supporting documentation, a determination is made that you have inflated your qualifications and/or experience, you may be found ineligible. Please follow all instructions carefully. Errors or omissions may affect your eligibility. Providing inaccurate information on Federal documents could be grounds for non-selection or disciplinary action up to including removal from the Federal service. Clicking the link below will present a preview of the application form. The application form link below will only provide a preview and does not initiate the application process. To initiate the online application process, click the "Apply" button to the right. To view the application form, visit: ******************************************************** Benefits Help A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new window Learn more about federal benefits. Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered. Required documents Required Documents Help The following documents are required for your applicant package to be complete. Encrypted documents will not be accepted. Failure to submit required, legible documents may result in loss of consideration. Resume that includes: Personal Information: name, address, contact information; Education; Work Experience related to this position as described in the major duties including work schedule, hours worked per week, dates of employment; title, series, grade (if applicable); other qualifications. Resume cannot exceed 2 pages. Current Federal employees: * Most recent non-award Notification of Personnel Action (SF-50) showing you are/were in the competitive service, highest grade held (or promotion potential) on a permanent basis, position title, series and grade AND * Most recent performance appraisal (dated within 18 months) showing the official rating of record, signed by a supervisor, or statement why the performance appraisal is unavailable. A performance plan is not an acceptable substitute. Current permanent FSA County employees must submit your most recent non-award Notification of Personnel Action (SF-50) showing your highest grade (or promotion potential) held on a permanent basis, position title, series and grade AND most recent performance appraisal (dated within 18 months) per above. Surplus or displaced employees eligible for CTAP, RPL, or ICTAP priority must provide: proof of eligibility (RIF separation notice, notice of proposed removal for declining a transfer of function or directed reassignment to another commuting area, notice of disability annuity termination), SF-50 documenting separation (as applicable), current performance appraisal with rating of at least "Fully Successful" or equivalent, and your most recent SF-50 noting position, grade level, and duty location with your application per 5 CFR 330. If you are relying on your education to meet qualification requirements: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating. How to Apply Help Please read the entire announcement and all instructions before you begin. You must complete this application process and submit all required documents electronically by 11:59p.m. Eastern Time (ET) on the closing date of this announcement. Applying online is highly encouraged. We are available to assist you during business hours (normally 8:00a.m. - 4:00p.m., Monday - Friday). If applying online poses a hardship, contact the Agency Contact listed below well before the closing date for an alternate method. All hardship application packages must be complete and submitted no later than noon ET on the closing date of the announcement to be entered into the system prior to its closing. Resumes must not exceed two pages. This agency provides reasonable accommodation to applicants with disabilities on a case-by-case basis; contact the Agency Contact to request this. To begin, click "Apply" and follow the instructions to complete the Assessment Questionnaire and attach your resume and all required documents. Please verify that documents you are uploading from USAJOBs transfer into the Agency's staffing system as there is a limitation to the number of documents that can be transferred. However, once in the Agency's staffing system, you will have the opportunity to upload additional documents. Uploaded documents must be less than 5MB and in one of the following document formats: GIF, JPG, JPEG, PNG, RTF, PDF, TXT or Word (DOC or DOCX). Do not upload Adobe Portfolio documents because they are not viewable. Encrypted documents will not be accepted. Failure to submit required, legible documents may result in loss of consideration. Please ensure your resume does not exceed two pages. Applicants who submit a resume that exceeds two pages will be removed from consideration. Our office cannot be responsible for incompatible software, your system failure, etc. Agency contact information Jessica Daigle Email *********************** Address Farm Service Agency 1400 Independence Ave SW Washington, DC 20250 US Next steps Your application will be reviewed to verify that you meet the eligibility and qualification requirements for the position prior to issuing referral lists to the selecting official. If further evaluation or interviews are required, you will be contacted. Log in to your USAJOBS account to check your application status. You must choose to turn on email notifications in your USAJOBS profile if you want to receive important email notifications that may impact your applicant experience (e.g., If you start an application and do not submit it prior to the closing date, USAJOBS will send an email reminder that the closing date is approaching and your application is in an incomplete status). Multiple positions may be filled from this announcement. Probationary Period: As a condition of employment for accepting this position, you will be required to serve a 1-year probationary period during which we will evaluate your fitness and whether your continued employment advances the public interest. In determining if your employment advances the public interest, we may consider: your performance and conduct; the needs and interests of the agency; whether your continued employment would advance organizational goals of the agency or the Government; and whether your continued employment would advance the efficiency of the Federal service. Upon completion of your probationary period your employment will be terminated unless you receive certification, in writing, that your continued employment advances the public interest. Under the Fair Chance Act, agencies are not allowed to request information about an applicant's criminal history until a conditional offer of employment has been made, except as allowed for access to classified information; assignment to national security duties or positions; acceptance or retention in the armed forces; or recruitment of a Federal law enforcement officer. An applicant may submit a complaint or any other information related to an organization's alleged noncompliance with the Fair Chance Act. The complaint must be submitted within 30 calendar days of the date of the alleged noncompliance. To make a Fair Chance Act inquiry or complaint, send an email with the appropriate information to *************************, subject line: Fair Chance Act. Fair and transparent The Federal hiring process is set up to be fair and transparent. Please read the following guidance. Criminal history inquiries Equal Employment Opportunity (EEO) Policy Financial suitability New employee probationary period Privacy Act Reasonable accommodation policy Selective Service Signature and false statements Social security number request Required Documents Help The following documents are required for your applicant package to be complete. Encrypted documents will not be accepted. Failure to submit required, legible documents may result in loss of consideration. Resume that includes: Personal Information: name, address, contact information; Education; Work Experience related to this position as described in the major duties including work schedule, hours worked per week, dates of employment; title, series, grade (if applicable); other qualifications. Resume cannot exceed 2 pages. Current Federal employees: * Most recent non-award Notification of Personnel Action (SF-50) showing you are/were in the competitive service, highest grade held (or promotion potential) on a permanent basis, position title, series and grade AND * Most recent performance appraisal (dated within 18 months) showing the official rating of record, signed by a supervisor, or statement why the performance appraisal is unavailable. A performance plan is not an acceptable substitute. Current permanent FSA County employees must submit your most recent non-award Notification of Personnel Action (SF-50) showing your highest grade (or promotion potential) held on a permanent basis, position title, series and grade AND most recent performance appraisal (dated within 18 months) per above. Surplus or displaced employees eligible for CTAP, RPL, or ICTAP priority must provide: proof of eligibility (RIF separation notice, notice of proposed removal for declining a transfer of function or directed reassignment to another commuting area, notice of disability annuity termination), SF-50 documenting separation (as applicable), current performance appraisal with rating of at least "Fully Successful" or equivalent, and your most recent SF-50 noting position, grade level, and duty location with your application per 5 CFR 330. If you are relying on your education to meet qualification requirements: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating.
    $30k-51k yearly est. 7d ago
  • Loan Processor

    Farmers State Bank 3.7company rating

    Loan specialist job in Marion, IA

    Job Description Provides accurate and timely support to the lending staff for processing noncomplex loans and perfecting collateral while ensuring applicable policies, procedures and regulations are followed. Interaction with loan officers is expected to provide an exceptional customer experience at all times. PRIMARY ACCOUNTABILITIES AND RESPONSIBILITIES: Responsible for the accurate and timely processing and generation of noncomplex loan documentation and files. Compiles, sorts, and verifies accuracy of data used for the completion of loan documentation. Orders flood determinations, verifies all necessary documentation is received to produce accurate loan documents in order to process the loan. Requests title and lien searches to perfect collateral; establishes and organizes loan files. Ensures Loan Officer has collected CIP. Makes contacts to resolve questions, inconsistencies or missing data. Establishes and organizes the loan file and forwards the closed loan file to Loan Admin/Support. Answers loan officer inquiries for basic loan questions, ensuring prompt and accurate problem resolution occurs to ensure satisfactory customer service. Assists other Loan Processors as needed or assigned in support of the loan operations process, timelines, and overall team productivity. SECONDARY DUTIES AND RESPONSIBILITIES: Actively seeks opportunities to strengthen ties between the Bank and the community, while maintaining a positive, professional, and respectful image of the Bank. Other duties as may be assigned. Assists Loan Officers with technical exceptions EDUCATION, EXPERIENCE, AND OTHER REQUIREMENTS: High school diploma or equivalent Banking and lending knowledge helpful, but not required Experience working with computers/computer programs Dependable Accurate with a strong attention to detail Proficient verbal and written communication skills Ability to multi-task and handle changing priorities in a deadline oriented environment Effective problem solving and decision making skills Customer service focus The ability to contribute in a team environment, helping others as needed Friendly and outgoing Courteous and professional Ability to sit for lengthy periods Frequent use of computer, calculator, and other office related equipment
    $26k-34k yearly est. 16d ago
  • Loan Originator - (Central Region - MN, IA, ND)

    Wintrust Financial Corp 4.9company rating

    Loan specialist job in West Des Moines, IA

    Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $66 billion in assets. Why join us? * An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years) * Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few * Family-friendly work hours * With 175+ community bank locations, we offer opportunities to grow and develop in your career * Promote from within culture Why join this team? * We have a culture that encourages an entrepreneurial spirit * We offer multiple opportunities for development and upward mobility Essential Duties and Responsibilities: * The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program. The file is handled by the Mortgage Originator until it is time to request loan documents and closing is scheduled. By turning in the file at this point, the Loan Originator is able to go out and generate new business. * The Loan Originator assists the borrower in determining the proper loan program, completing the loan application, and gathering the required supporting documentation to begin the loan process. * Conducts preliminary underwriting reviews. * Remains front-line contact with the borrowers. * A credit report is obtained and analyzed by the Loan Originator. * The Loan Originator is heavily involved with the client during the application and closing process. * Develops referral relationships with realtors, builders, bankers, and other sources in order to proactively solicit new business. Qualifications: * Minimum two years of mortgage loan origination experience * Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs. * Knowledge of residential mortgage processing, underwriting, and closing procedures. * Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA, and others. * Ability to analyze financial information. * Excellent interpersonal and communication skills are required. * A pleasant and professional demeanor is essential. * Work requires sound judgment and diplomacy. * Outlook proficiency required. * Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008 * Ability to travel Benefits: Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance Compensation: The minimum estimated hourly rate for this role is $11.50, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience. From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.
    $11.5 hourly Auto-Apply 19d ago
  • Consumer Loan Servicing Representative

    Dutrac Community Credit Union 3.8company rating

    Loan specialist job in Dubuque, IA

    Job Description Our mission at DuTrac is to be a trusted partner with our members to make a difference in their lives by working directly with each person to help them achieve their financial goals. Our staff provides excellent service to our members and builds long term relationships to make sure our members succeed in whatever those goals may be. As a Loan Servicing Representative at DuTrac you have the power to be the difference maker! Integrity, Community, Engagement and Education are the qualities you will find in DuTrac's working environment. You will appreciate working in DuTrac's family- friendly culture that provides excellent opportunities for both personal and career growth while providing a competitive salary and benefits package. The Consumer Loan Servicing Representative plays an integral part of the lending function at the credit union with the following responsibilities: Ensuring the proper documentation of all consumer loans. Provide tracking of documentation for loan and member service functions. Insures that assets held as collateral by the Credit Union are properly insured and liens are properly perfected. Follows up on titles not received in a timely manner and contacts appropriate parties for missing documents. Verifies accuracy of shared pledged for share secured loans. Submits GAP and CPI claims. Processes paid off loans and releases titles. Responds to members requests; directs titles to branches for member pick up; provides written payoff requests and guarantee of title releases to third parties. Ideal candidates will have the following experience: One to three years of similar experience. Excellent computer skills. Knowledge of lending process is helpful. Very organized and strong record keeping skills. Outstanding written and verbal communication skills. This position is full-time and is located in the Dubuque market. DuTrac Community Credit Union is proud to be an Equal Opportunity Employer. Apply at ********************** Powered by JazzHR aqs SMOfcIf
    $32k-41k yearly est. 18d ago
  • Grain Originator

    Farmers Cooperative Society 4.2company rating

    Loan specialist job in Sioux Center, IA

    Overall Job Function: The Grain Originator is responsible for developing and maintaining relationships with producers within FCS' trade territory that leads to long-term and mutually beneficial results. The Grain Originator will proactively communicate with existing and prospective customer accounts to convey sound marketing advice and solutions FCS has to offer. Essential Job Functions: Communicate with producers over the phone, on the farm, and at marketing meetings to inform them of market trends, current pricing, and overall agricultural business. Work to grow new customers within FCS trade territory and capture additional market share of grain production from existing FCS customers. Build and maintain long-term relationships with key accounts. Gain in-depth knowledge and insights into a customer's goals, in order to target procurement tactics. Maintains knowledge of grain contracts offered by FCS to producers and explores potential grain marketing tools. Oversees execution of customer contracts on both delivered and FOB purchases. Works to develop and maintain a direct ship book of business, including reporting growth and opportunities. Understand grain hedging and applicable risk management processes and regularly assists in managing the company's risk positions. Effective understanding of regional grain markets and monitors competitiveness in setting bids and assisting in making company sales. Assists accounting department in providing timely and accurate grain settlements to producers. Respond to customer complaints, questions, and requests in a timely manner. Other duties as assigned. Secondary Responsibilities: Work with merchandisers, operations personnel, logistics, and end users to efficiently move the company's grain to necessary destinations. Assists in grain operations scaling/grading and maintaining efficient traffic flow through company facilities as needed, particularly during harvest. Develops strong understanding of all aspects of the company's grain business as it pertains to merchandising, risk, operations, logistics, and finance. Competencies Ability to build and maintain a strong business relationship. High level of accuracy and attention to detail. High level of customer service focus. Effective at negotiating and recognizing opportunities. Observes safety policy and procedure. Work ethic of the highest integrity. Commitment to dependability and willingness to work to meet goals and deadlines. Demonstrates flexibility and accepts changes in routine. Education & Experience: High School Graduate, College Degree Preferred Agriculture Background or an understanding of farm commodities Excellent Written and Oral Communication Skills. Experience in Sales, Supply Chain and Procurement, and/or Commodities. Work Environment: This position is based in a fast-paced agricultural setting and is regularly exposed to outside weather conditions and vibrations. The employees are occasionally exposed to moving mechanical parts, fumes, and airborne particles. The noise level is usually moderate but occasionally may be loud. PPE will be provided and must be utilized according to safety standards. Typical working hours are based on customer and organizational demand; hours may be long, irregular and include weekends and holidays during peak season. Physical Demands: While performing job functions the employee will be required to talk and hear most of the time. The employee will spend frequent intervals moving and sitting, while also needing to reach, bend, twist, crawl, crouch, stoop or kneel. The employee will need to be able to lift up to 50 pounds occasionally and 25 pounds frequently and maneuver on and off mobile equipment. The physicality of this job is high. Benefits: 401k Company matches 50% up to 10% PTO Accrual after 30 days of employment Company bonus incentive Excellent health insurance plans Dental & Vision available Short- & Long-Term Disability provided at no cost to you Life Insurance Identity Theft Insurance Accident Insurance Clothing Allowance 10% Discount on purchases at the How-To Building Center *FCS job descriptions are a representation of a job requirements knowledge, skills, and abilities. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions of the job.
    $35k-60k yearly est. Auto-Apply 60d+ ago
  • Loan Processor

    Amerihome Mortgage Company 4.0company rating

    Loan specialist job in Iowa

    Job Title: Loan Processor What you'll do: AmeriHome Mortgage is looking for a Loan Processor to join our Consumer Direct team. The ideal candidate will be a seasoned Loan Processor with recent experience in a retail lending environment. The position will be responsible for submitting the loan for initial loan decision and working directly with the customer to fulfill all necessary conditions for closing. This is an exciting opportunity to join a team that has looks for quality, over quantity. Process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers Review loan application and gather loan documents from the customer and third parties in support of the loan approval process, according to AUS findings, program parameters and investor guidelines Responsible for ensuring that all loan documentation is complete, accurate, verified and complies with company and/or investor policies Confirm that data entry in Encompass matches all loan documentation in the file Successfully work with Loan Officers, Underwriters and Funders to ensure that loan files are submitted to underwriting within expected timelines and that loan conditions are met as required throughout each stage of the loan process Build rapport with borrowers and provide on-going communication to the customer regarding loan status Work closely with the Loan Officer to finalize loan structure and ensure accurate figures for the Closing Disclosure to be generated Prepare file for loan closing and coordinate with all necessary parties involved Ensure lock and closing dates are met What you'll need: High School Diploma or GED Equivalent Minimum of 3 years of experience in Mortgage Processing with experience in Purchase and Jumbo Strong working knowledge of Encompass Knowledge of FNMA, FHLMC, FHA and VA guidelines. Proficiency with DU and LP, FHA Connection and VA Portal Adept at calculating income from salaried and self-employed borrowers Knowledge of TRID and compliance Excellent interpersonal, verbal and written communication skills Strong customer service skills - ability to build rapport quickly High level of accuracy and attention to detail Excellent time management skills and ability to organize, prioritize and handle multiple tasks simultaneously Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. © Western Alliance Bancorporation
    $31k-37k yearly est. Auto-Apply 9d ago
  • Mortgage Servicing Support

    Collins Community Credit Union 3.8company rating

    Loan specialist job in Cedar Rapids, IA

    We are seeking a Mortgage Servicing Support professional to join our team. The ideal candidate will assist with various tasks related to mortgage servicing, including processing payments, handling customer inquiries, and maintaining accurate records. **Qualifications:** - High school diploma or equivalent required; Associate degree preferred. - Prior experience in a financial institution or mortgage servicing environment is a plus. - Strong attention to detail and excellent organizational skills. - Proficiency in using mortgage servicing software and MS Office applications. - Good communication skills and ability to work well in a team environment. **Responsibilities:** - Process mortgage payments and corrections accurately and in a timely manner. - Respond to member inquiries about their mortgage accounts via phone or email. - Update and maintain accurate records of loan files. - Assist with escrow analysis, disbursements, and insurance renewals. - Collaborate with other team members to ensure efficient operations and excellent customer service. **What You Receive from Employment with CCCU** A Comprehensive Health, Wellness and 401k package. It s our passion to empower people, and especially our employees, to add years to their lives and more life to their years. That means a healthy account balance and a healthy body to match. We live our Core Values with Purpose and believe putting our employees first will enable and embolden them to put our membership first. What we offer you; Competitive Pay, Bonus, and Benefits Package; 401k Match, Tuition Reimbursement, Disability Insurance, Employee Discounts, Career Training & Development Opportunities Collins Community Credit Union is an EEO Employer. M/F/Veteran/Disability. We strongly encourage minorities, veterans, and individuals with disabilities to apply for career opportunities with the Credit Union. We are an E-Verify Employer.
    $32k-36k yearly est. 60d+ ago
  • Mortgage Specialist - Suspense Account

    Pinnacle Alliances

    Loan specialist job in Iowa City, IA

    Must have an understanding and experience of servicing in Residential lending Cashiering, payment functionality Suspense account Candidates should know Analytical thinking, Decision tree approach Job Description The person should have a strong mortgage domain experience. In addition, he/she should have the following expertise Expertise/Working knowledge in designing a Mortgage Suspense account. Working knowledge in Suspense account, Partial Payment, Overpayments Knowledge on CFPB Rule Regulates Suspense Accounts
    $26k-37k yearly est. 60d+ ago
  • Consumer Loan Processor

    Midwest Heritage Services

    Loan specialist job in Chariton, IA

    Additional Considerations (if any): - At Midwest Heritage, the core of our culture is taking care of the customer and taking care of each other. Our employees appreciate that their contributions make a direct impact on the success of our business as well as their own personal and professional growth. Midwest Heritage Bank Job Title: Consumer Loan Operations Processor Department: Banking FLSA: Non-Exempt General Function The Consumer Loan Operations Processor is responsible for all operational functions associated with the loan process. Prepares preliminary disclosures and/or closing documents for consumer loans and ensures all pre-funding and post-closing functions are complete. Core Competencies Consumer Loan Processing Loan Administration Loan Servicing Reporting Relations Accountable and Reports to: Consumer Loan Operations Supervisor Positions that Report to you: None Primary Duties and Responsibilities: Prepare prelims and/or closing documents Order services as needed Verify all loan conditions are met Enter/update Hy-Vee payroll deductions Monitor tickler list and update as needed Quality Control post-closing Verify all required documents are in the file and signed Verify all necessary information is on IS View, Insight, Laser Pro and/or Encompass Review, sort, mail or process, any notices that are generated, i.e., past due, insurance, renewal, etc. Review reports / balance accounts i.e., FHLB, CSO, Escrow, Loans Control, Loans in Process (WIP) etc. Escrow analysis/pay taxes, PMI and insurance Process paid notes and release collateral Calculate /process loan payoffs Assist customers and employees with loan questions Maintenance loans, forms or documents as needed Process/monitor PMI notices/escrow refunds /cancellations/monthly billing Investor/Mortgage loans Book mortgage and consumer loans into FIS system Verify disbursements are complete and balanced Knowledge, Skills, Abilities, and Worker Characteristics: Commitment to the Midwest Heritage mission and willingness to promote the values of the organization. Strong organizational and time management skills with the ability to prioritize multiple tasks and meet deadlines. Proficient computer skills. Microsoft Office preferred (Outlook, Power Point, Excel and Word.) Good verbal and written communication skills. Strong interpersonal skills; ability to relate to and interact with people in a friendly, professional manner. Strong detail orientation including the ability to review forms for accuracy and completeness. Education and Experience: High School diploma or equivalent. Minimum of one year of banking or real estate experience required. Physical Requirements: This position is classified sedentary/light and requires the ability to sit for long periods of time. Visual requirements include the ability to see detail at near range with or without correction. Must be able to perform the following physical activities: sitting for long periods, talking (in person and by telephone), hearing and repetitive motions. Working Conditions: The duties of this position are normally performed in a general office setting. This is a fast-paced work environment. There is frequent pressure to meet deadlines and handle multiple projects in a day. Equipment Used to Perform Job: Computer (PC with Microsoft Office programs), telephone, calculator, telephone, copier, fax, and printer. Contacts: This position works with Midwest Heritage employees, customers, Hy-Vee employees, vendors and outside agents doing direct business with Midwest Heritage. Confidentiality: This position has the responsibility to protect the privacy and confidentiality of customers, employees and bank/insurance/financial information at all times.
    $27k-38k yearly est. Auto-Apply 8d ago

Learn more about loan specialist jobs

How much does a loan specialist earn in Ankeny, IA?

The average loan specialist in Ankeny, IA earns between $18,000 and $62,000 annually. This compares to the national average loan specialist range of $26,000 to $68,000.

Average loan specialist salary in Ankeny, IA

$34,000

What are the biggest employers of Loan Specialists in Ankeny, IA?

The biggest employers of Loan Specialists in Ankeny, IA are:
  1. SolomonEdwards
  2. CarringtonRES
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