Loan Specialist
Loan Specialist Job 17 miles from Bethany
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button!
Job Intro
The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
Regional offers competitive pay! We do our best to show that we value our team members!
You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers!
All full-time team members have access to our medical, dental, vision and 401(k) benefits!
Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments!
Duties and responsibilities
Provide exceptional service to all customers.
Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
Maintain office cash with accuracy and proper security.
Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
Minimize delinquent debt through calling customers and collecting on past-due accounts.
Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
Transport money and deposits to and from bank.
Other duties as assigned by leadership.
Minimum Qualifications
High School Diploma or Equivalent.
Prior customer service experience in either a sales/retail environment or cash management environment.
Must pass drug screen, criminal and credit background checks.
Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Critical Competencies
Demonstrated passion for customer service.
Excellent written and verbal communication skills.
Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
Thrives in a pay for performance atmosphere.
Proven ability to multi-task.
High degree of integrity.
Sales mentality.
Adaptable to an ever-changing environment.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
#RGNL
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
Loan Specialist at NW OKC
Loan Specialist Job 7 miles from Bethany
Our Benefits * $1,000 Welcome Bonus after 90 days * Competitive Pay with advancement opportunities * Performance Incentives * 11 Paid Holidays * Paid Time Off (Starting at 16 days per year with Years of Service Increases) * 200% 401(k) Match up to 5% * Medical Plans with a $5.00 Employee Only Per Pay Period Plan
* Dental, Vision, Short-Term Disability Insurance
* Hospital and Accident Indemnity Plans
* Employer paid Basic Life and AD&D Insurance
* Employer paid Long-Term Disability Insurance
* Flexible Spending Accounts- Medical and Dependent Care
* Tuition/ Educational Assistance
* Employee Perks and Discounts
Communication Federal Credit Union has proudly served its' members for over 80 years and was ranked the #1 Credit Union in Oklahoma by Forbes for 2020-2021. We are committed to our local communities, providing financial education, and supporting local organizations.
We are passionate about the credit union philosophy of "People Helping People" and empower our team members to deliver on that promise. Working at CFCU means working alongside a diverse group of financial professionals to create exceptional member experiences. Our culture encourages trust, collaboration, and communication enabling each of our employees to have a meaningful impact on our organization and in the communities we serve.
Join professional team working to ensure all loan documents adhere to established credit union policies and regulations. As the Loan Clerk you will be responsible for administrative tasks to support all operations of the Loan Servicing department.
Who You Are
* A collaborative individual with excellent interpersonal and communication skills.
* Able to organize and prioritize workflow.
* Strong attention to detail and accuracy.
* Able to operate office equipment including a switchboard.
* Familiar with credit union lending policy and procedures.
* Able to perform basic mathematical functions.
What You'll Do
* Maintain documentation, records, and logs for liens and out of state titles.
* Process loan payoff and lien release requests.
* Assist in auditing loan documentation.
* Post pay-by-phone payments.
* Handle general office tasks and answers job-related phone calls.
* Serve as backup receptionist as needed.
* Other responsibilities as required.
Education and Experience
* 1+ year office experience, preferably at a financial institution
* High school diploma or GED
Loan Servicing Specialist
Loan Specialist Job 7 miles from Bethany
Provides overall support to Commercial, Retail and the National Lending Group. This position is responsible for payment processing, loan maintenance, credit disputes, and general ledger balancing. Incumbent has thorough understanding of all types of loans and other related requirements and independently acts to meet those requirements. Works under minimal supervision while supporting the Commercial, Retail and National Lending Group banking functions.
PRIMARY DUTIES/RESPONSIBILITIES:
This list includes the current primary responsibilities of this position. It is not intended to be all-inclusive and is subject to change, as needed, for the purpose of operational efficiency.
* Books all new, renewed and deferrals/extensions of loans for indirect clients.
* Processes all deferrals/extensions for direct loans.
* Reviews quality assurance reports, performing necessary core related maintenance to ensure the accuracy of all data on the bank's core processing system.
* Performs quality assurance editing of all new and renewed loans booked to core.
* Processes all loan payments received by mail, email and wire transfer.
* Handles all loan maintenance received by mail bag, email and by maintenance requests.
* Responsible for setting up new ACH and/or AFT and special handling requests.
* Disburse escrow funds and perform periodic escrow analysis, as required.
* Prepares lien release requests received by email.
* Pays invoices, VSI Contracts, PMI insurance, and force placed insurance.
* Responsible for SBA reporting, GAP, coupon ordering and internal supply orders.
* Provides general support to the business lines.
* Prepares release documents for paid loans.
* Balances loan related general ledger accounts.
* Researches credit disputes, making any necessary corrections to core and updating client's credit bureau through E-OSCAR.
* Handles both written correspondence and phone inquiries relating to loan processing issues.
* Completes special projects as assigned by Loan Operations Management.
* Performs other related duties as assigned.
Qualifications
EXPERIENCE REQUIREMENTS:
* At least two years experience in a loan operations environment or equivalent work experience
EDUCATION REQUIREMENTS:
* High school degree required.
OTHER REQUIREMENTS (SKILLS, ABILITIES, CHARACTERISTICS):
* Excellent communication and interpersonal skills.
* Proficient typing and computer skills (experience using Word, Excel, or other similar software).
* Demonstrated ability to maintain complex spreadsheets.
* Ability to read, comprehend, and evaluate detailed and/or complex documents.
* Strong organizational skills.
* Exceptional understanding of need to provide client focused service.
* High level of flexibility and adaptability, enabling the individual to work in a fast paced and changing environment.
* Strong team focus with ability to work effectively in a team environment.
ADDITIONAL INFORMATION
SUPERVISORY RESPONSIBILITY: None
PHYSICAL REQUIREMENTS:
While performing the duties of this Job, the employee is required to:
* Work in a normal office environment.
* Constantly talk or hear.
* Constantly sit for long durations.
* Frequently use hands to finger, handle, feel, push and pull.
* Frequently handle repetitive motion (sustained movements of the wrists, hands and/or fingers).
* Frequently stand, walk and reach with hands and arms.
* Occasionally climb, balance, stoop, kneel, crouch, or crawl.
* Frequently lift and/or move up to 20 pounds, and occasionally up to 50 pounds.
* Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus.
AA/EOE M/F/D/V MEMBER FDIC
Mortgage Loan Officer
Loan Specialist Job 7 miles from Bethany
Job Details Oklahoma City, OK Full TimeDescription
Performance Objectives:
Examines, evaluates, and authorizes or recommends approval of customer applications for residential real estate loans by performing the following duties.
Knowledge, Skills and Abilities
To perform the job successfully, an individual should demonstrate the following competencies:
Analytical - Synthesizes complex or diverse information; Collects and researches data; Uses intuition and experience to complement data.
Design - Generates creative solutions; Demonstrates attention to detail.
Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Develops alternative solutions; Uses reason even when dealing with emotional topics.
Technical Skills - Assesses own strengths and weaknesses; Pursues training and development opportunities; Strives to continuously build knowledge and skills; Shares expertise with others.
Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs; Solicits customer feedback to improve service; Responds to requests for service and assistance; Meets commitments.
Interpersonal Skills - Focuses on solving conflict, not blaming; Maintains confidentiality; Listens to others without interrupting; Keeps emotions under control; Remains open to others' ideas and tries new things.
Oral Communication - Speaks clearly and persuasively in positive or negative situations; listens and gets clarification; Responds well to questions; Participates in meetings.
Written Communication - Writes clearly and informatively; Presents numerical data effectively; Able to read and interpret written information.
Teamwork - Balances team and individual responsibilities; Exhibits objectivity and openness to others' views; Gives and welcomes feedback; Contributes to building a positive team spirit; Puts success of team above own interests; Able to build morale and group commitments to goals and objectives; Supports everyone's efforts to succeed.
Visionary Leadership - Displays passion and optimism; Inspires respect and trust; Mobilizes others to fulfill the vision; Provides vision and inspiration to peers and subordinates.
Change Management - Develops workable implementation plans; Communicates changes effectively; Builds commitment and overcomes resistance; Prepares and supports those affected by change; Monitors transition and evaluates results.
Leadership - Exhibits confidence in self and others; Accepts feedback from others; Gives appropriate recognition to others.
Quality Management - Looks for ways to improve and promote quality; Demonstrates accuracy and thoroughness.
Business Acumen - Understands business implications of decisions; Displays orientation to profitability; Demonstrates knowledge of market and competition; Aligns work with strategic goals.
Cost Consciousness - Works within approved budget; Develops and implements cost saving measures; Contributes to profits and revenue; Conserves organizational resources.
Ethics - Treats people with respect; Keeps commitments; Inspires the trust of others; Works with integrity and ethically; Upholds organizational values.
Organizational Support - Follows policies and procedures; Completes administrative tasks correctly and on time; Supports organization's goals and values; Benefits organization through outside activities; Supports affirmative action and respects diversity.
Strategic Thinking - Understands organization's strengths & weaknesses; Analyzes market and competition; Identifies external threats and opportunities; Adapts strategy to changing conditions.
Judgement - Displays willingness to make decisions; Exhibits sound and accurate judgment; Supports and explains reasoning for decisions; Includes appropriate people in decision-making process; Makes timely decisions.
Motivation - Sets and achieves challenging goals; Demonstrates persistence and overcomes obstacles; Measures self against standard of excellence; Takes calculated risks to accomplish goals.
Planning/Organizing - Prioritizes and plans work activities; Uses time efficiently; Plans for additional resources; Sets goals and objectives; Develops realistic action plans.
Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration regardless of their status or position; Accepts responsibility for own actions; Follows through on commitments.
Quality - Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Applies feedback to improve performance; Monitors own work to ensure quality.
Quantity - Meets productivity standards; Completes work in timely manner; Strives to increase productivity; Works quickly.
Safety and Security - Observes safety and security procedures; Determines appropriate action beyond guidelines; Reports potentially unsafe conditions; Uses equipment and materials properly.
Attendance/Punctuality - Is consistently at work and on time; Ensures work responsibilities are covered when absent; Arrives at meetings and appointments on time.
Dependability - Follows instructions, responds to management direction; Takes responsibility for own actions; Keeps commitments; Commits to long hours of work when necessary to reach goals.; Completes tasks on time or notifies appropriate person with an alternate plan.
Initiative - Volunteers readily; Undertakes self-development activities; Seeks increased responsibilities; Takes independent actions and calculated risks; Looks for and takes advantage of opportunities; Asks for and offers help when needed.
Innovation - Meets challenges with resourcefulness; Generates suggestions for improving work.
Major Duties and Responsibilities
Employee's primary duty shall be to sell the loan products offered by Citywide Mortgage. The employee acknowledges that in performing his/her primary duty, he/she shall, during each work week, be customarily engaged away from the company's office. The employee will spend a majority of work time each week away from company's office.
Employee will meet and call on clients, referral sources, realtors, and business prospects at their place of employment or in other social settings away from any Company office.
The employee will develop and maintain their own referral network including realtors, new home sales consultants and other referral sources. Citywide Mortgage will support approved marketing efforts which may include outside training, meetings and luncheons.
Interviews applicants and requests specified information for the loan application.
Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to underwriting for verification and recommendation.
Corresponds with or interviews applicant to resolve questions regarding application information.
Compiles loan package and facilitates negotiation with applicant according to establishment standards, such as fees, loan repayment options, and other credit terms.
May issue loan commitment within specified limits following preliminary underwriting approval.
Ensures loan agreements are complete and accurate according to policy.
Works with Team to assure timely loan closings.
Identifies and analyzes potential loan markets to develop prospects for residential real estate loans.
Advises loan manager of external factors that may affect establishment lending policies, such as new or revised legislation and regulations. Recommends and implements appropriate changes to establishment policies and procedures.
Promotes and cross-sells other establishment products and services as appropriate to customer requirements.
Provides loan data to support marketing and sales promotion programs.
Assists customers with inquiries and information requests, and resolves complaints relating to loan products and services offered.
Other duties may be assigned.
Supervisory Responsibilities
This job has no supervisory responsibilities.
Qualifications
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and/or Experience
Must have NMLS License and a one year certificate from college or technical school; or three to six months related experience and/or training; or equivalent combination of education and experience.
Language Skills
Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports and correspondence. Ability to speak effectively before groups of customers or employees of organization.
Mathematical Skills
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.
Reasoning Ability
Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
Computer Skills
To perform this job successfully, an individual should have knowledge of Internet software; Spreadsheet software and Word Processing software.
Certificates, Licenses, Registrations
Current driver's license, good driving record, background and fingerprinting checks, Federal and State Licenses (may be obtained after hiring).
Other Qualifications
Must have good interpersonal skills.
Must be willing to drive 60-80% of time (no overnight required).
Days/Hours
Monday through Friday; 8:00 a.m. to 5:00 p.m. Some evenings and weekends will be required.
FLSA Status
Consumer Loan Officer
Loan Specialist Job 18 miles from Bethany
Job Details Tuttle Branch - Tuttle, OKDescription
Summary: This position is responsible for developing a loan portfolio as well as promoting the Bank and its other services available to potential customers. This position will evaluates and recommend approval of customer applications for consumer loans, generate referrals and develop relationships with new and existing clients.
Essential Duties and Responsibilities include the following: (Other duties may be assigned)
Adheres to Loan Policy and Procedures set forth by the bank.
Gather pertinent information for loan application, interview applicant to determine loan requirements, and requests applicant credit reports, reference checks, and other information relevant to evaluating credit.
Analyzes applicant financial status, credit, and asset evaluation to determine feasibility of granting loan.
Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
Ensures loan agreements are complete and accurate according to establishment policy.
Assures timely loan closing and funding activities.
Identifies and analyzes potential loan markets to develop prospects for consumer loans.
Advises loan manager of external factors that may affect establishment lending policies, such as new or revised legislation and regulations.
Promotes and cross-sells other establishment products and services as appropriate to customer requirements.
Reviews all pertinent credit and financial information, including reporting services, credit bureaus.
Determines the need for more thorough investigation or additional information, and contacts appropriate sources for such information.
Analyzes financial statements (historical, budget, and projected financials) and related materials.
Prepares summary, presents facts, and offers opinions concerning credit worthiness and ability to service debt to loan officers or committees.
Periodically reviews all credit, loan and collateral files to ensure that information is current and reports any difficulties to the loan officers. Monitors files to assure that up-to-date financial statements, accounts receivable, aging and other items are available for all credits requiring such information and reports to the interested party.
Assist in other credit risk management functions such as loan review, construction loan monitoring, borrower base review, and other related items.
All employees are required to attend training as required by GPNB as well as support the overall compliance program by complying with all laws, policies and procedures.
Qualifications
Education and/or Experience
Bachelor's degree in a related field, such as finance or business administration; or three-five years related experience in a commercial credit analyst role and/or training; or equivalent combination of education and experience. Preferred previous experience with CRE and C&I with demonstrable understanding of CAPEX, EBITDA, CAP rate and other financial analysis functions.
Ability
Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
Skills
Ability to read, analyze, and interpret technical procedures and/or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from other employees, customers and the general public. Ability to calculate basic math figures and amounts. Ability to apply concepts of basic algebra and geometry. To perform this job successfully, an individual should have knowledge of Microsoft Internet Explorer and Microsoft Office software.
Physical Demands
This position may require long periods of standing or sitting and may include long periods of typing and repetitive motion. Candidates must possess the ability to lift and carry cash drawers, coin bags, and boxes sometimes weighing as much as 25 pounds. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The environment would be consistent with a typical business office with moderate noise, services open to the public and the ability to work in a confined area typically indoors.
All employees are required to attend training as required by GPNB as well as support the overall compliance program by complying with all laws, policies and procedures.
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or location protected class.
Mortgage Loan Processor III
Loan Specialist Job 7 miles from Bethany
WHAT IS THE OPPORTUNITY? The Mortgage Loan Processor III is responsible for processing home equity line of credit's, purchase, and refinance transactions. They will examine and evaluate approval of client applications and will be responsible for ensuring loans close in a timely basis. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
WHAT WILL YOU DO?
* Review loan approvals to determine what documents are required to move to closing.
* Communicate and respond to internal customers within 2 hours.
* Utilize pipeline reports to effectively manage and prioritize daily workflow.
* Ensure all loans are reviewed at least every 3 days.
* Effectively manage an individual pipeline of 30-50 loans.
* Maintains current knowledge of CNB guidelines and loan programs.
* Meet and exceed monthly funding goals as set forth by management.
* Other duties as/or assigned by management.
WHAT DO YOU NEED TO SUCCEED?
*Required Qualifications**
* H.S. Diploma
* Minimum 3 years recent mortgage experience.
* Minimum 3 year basic computer experience (e.g. Microsoft Word, Excel, Outlook) required.
* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
*Additional Qualifications*
* Ability to identify and resolve problems in a timely manner.
* Strong attention to detail and accuracy.
* Ability to maintain high levels of performance, especially in stressful situations.
* Strong knowledge of federal/state regulatory policies and procedures. (TRID Experience Required)
* Excellent written and verbal skills.
* Excellent organizational skills.
* Ability to multi-task and work in a deadline driven environment.
* Proficient PC skills, including Microsoft Office and Loan Origination systems.
*WHAT'S IN IT FOR YOU?*
*Compensation*Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
* Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
* Generous 401(k) company matching contribution
* Career Development through Tuition Reimbursement and other internal upskilling and training resources
* Valued Time Away benefits including vacation, sick and volunteer time
* Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
* Career Mobility support from a dedicated recruitment team
* Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our *********************************
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at **********************************
*INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT*
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Mortgage Lending Professional
Loan Specialist Job 7 miles from Bethany
At INTRUST Bank, 10 character qualities are at the foundation of all we do. They include respect, positivity, compassion, humility, and initiative. They guide our interactions with customers and each other, are why we give back to communities, and inform how we shape our goals as a company. These character qualities are our tradition, and we bring them to life each day.
Your career is important to you, which makes it important to us. At INTRUST you'll find a welcoming, encouraging atmosphere where your talents can thrive. You will be supported in your career, you can lead no matter what your title, and you can see a path for future growth. If you'd like to find a place of work where you're appreciated, can find balance, and have a sense of belonging, then we encourage you to apply for this role.
A modern benefits approach: To support our employees and their families, INTRUST offers a comprehensive, market-competitive benefits package that prioritizes your total well-being.
Competitive pay
Generous time off
Employees receive three weeks of paid vacation plus 11 paid holidays each year.
Paid time off to volunteer in the community.
Paid employee and family sick leave.
Paid parental leave.
401(k) plan with 6% employer match and 100% immediately vested.
3% non-elective company contribution; non-elective contribution vested after 3 years of service.
Career growth and development resources
Tuition reimbursement for full-time and part-time employees enrolled in any degree program.
Banking benefits
Medical, dental, and vision insurance
Benefits eligibility is dependent upon hire date and employment status. Ask for our benefits guide for full details.
Job Summary: Originates permanent FHA/VA and conventional residential mortgage loans and participates in related business development activities. Solicits residential mortgages through contacts with Realtors, builders, and developers. Provides fee income through mortgage loan originations. Develops and maintains banking relationships with residential mortgage customers. Markets bank products to existing and prospective bank customers. Promotes an environment of teamwork within the department and across the bank. Represents INTRUST Bank in all they do in the community and is focused on the development of new business relationships. Must maintain strict standards of confidentiality and perform duties in a manner supporting INTRUST's character qualities.
Essential Functions:
• All expectations described in the 's essential functions are necessary to be successful in this role, performed with or without a reasonable accommodation.
• Interview applicants to assimilate financial information concerning their personal needs.
• Provide applicant with initial required disclosures and re-disclosures in the correct timeframe mandated by regulations.
• Obtain and analyze proper financial and credit data to determine applicant's capacity to repay. ï ï
• Provide applicant with initial pre-qualification letter.
• Conducts credit checks and negotiates terms and conditions of loan.
• Attracts new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making sales calls to prospective customers.
• Keeps informed of trends and developments in the local real estate markets, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
• Stays informed of loan programs and interest rates.
• Attends mortgage loan closings.
• Review pipeline to ensure that customer closing expectations are met and that expired, canceled, denied, or withdrawn files have the appropriate action taken in a timely manner.
Education and Experience: Bachelor's degree in Business, Finance, or Accounting. Position requires minimum of 5 years Residential Real Estate Origination experience.
Required Skills and Knowledge: Demonstrated understanding of mortgage processing, underwriting and closing procedures. Knowledge of conventional and government lending guidelines. Understanding of Federal Regulations governing Real Estate Lending.
Required Licenses and/or Certifications: Nationwide Mortgage Lending System (NMLS) Registered or ability to meet qualifications for registration.
Physical Demands: Extended period(s) of time may be spent viewing a personal computer, sitting, standing, and walking. Occasional lifting up to 25 lbs. The physical demands necessary for this role should be performed with or without a reasonable accommodation.
Working Conditions: Normal office conditions.
This job description summary is not intended to be an employment contract, nor is it intended to state or imply these are the only activities to be performed by the employee occupying this position. Employees will be required to follow any other duties as assigned or requested by their supervisor.
INTRUST Financial Corporation and its subsidiaries, including INTRUST Bank, are Equal Opportunity Employers whose policy is not to discriminate unlawfully against any qualified employee or applicant for employment on the basis of protected military or veteran status, disability, race, color, religion, sex, age, national origin, pregnancy, genetic information, sexual orientation, gender identity, or any other classification protected by applicable local, state or federal law; except where an individual's protected category constitutes a bona fide occupational qualification.
Regional Loan Officer - Oklahoma City, OK
Loan Specialist Job 7 miles from Bethany
Are you an established Real Estate Investment Loan Originator in the Oklahoma City area? Then we want you on our team. In this role, you won't be limited to your local region, we want you to lend nationwide, while also establishing yourself as the go-to person for funding in your region. In this key Outside Sales position, you will have access to selling the entire Lima One product suite of Fix and Flip Loans, New Construction Loans, and Rental Property Loans by growing business partner relationships, tapping into your network, and ultimately sourcing and developing relationships with successful real estate investors.
What We'll Provide:
Best-In-Class Support: Search Engine Optimization, conferences, & individual branding to support our Regional Loan Officers. You'll have dedicated partners with account managers, sales development reps, and a Deal Desk to enable quick upfront deal analysis and pre-screening. Plus, a marketing team that's laser-focused on driving your success.
Diverse Portfolio: From $30MM guidance lines to $15MM projects and competitive pricing across Fix-and-Flip, New Construction, and Rental, you will have the tools to serve clients and dominate the market.
Excellent Training: An engaged Learning & Development team with a dedicated Sales Training Specialist offering hands on support as you ramp up and learn our products.
Customer experience: From first call to final payoff. We are a vertically integrated lending process. Your borrowers will experience in-house sales consultants, white glove underwriting, appraisal management, servicing, and construction draws - making relationship selling easy.
Innovation: With tools like Salesforce, Gong, Forecasa, and our Retail Portal, our technology is constantly evolving to help you close more deals. Combine that with state-of the-art lead generation tools and you'll have everything you need to own your pipeline and drive results.
Engaged Leaders: Our fully dedicated executive team is willing to help with client relationships, product development & pricing.
Recognition & Reward: Our “Circle of Excellence” award offers you the opportunity to travel to pristine locations and for you and a significant other to be treated and rewarded as a top producer should be.
What You'll Do:
Sales Production: Take full ownership of sales by personally sourcing & funding $2-3+ Million in closed loans per month. You'll build direct to sponsor and broker relationships, prospect for new business opportunities, and develop connections with key industry players to create a steady pipeline of loans.
Originate Diverse Loan Products: Use your industry knowledge to structure and originate a range of loan products, from $30MM guidance lines to $15MM projects and competitive pricing across Fix-and-Flip, Ground-up Construction, and DSCR, you'll have the products to serve clients and dominate the market.
Manage the Entire Loan Process: Be the driving force behind every deal, from initial outreach to loan structuring, underwriting, approval, and closing. You'll work closely with internal teams to facilitate smooth and timely loan processing.
Consult and Advise Clients: Educate business partners, referral sources, brokers, and investors on the Lima One value proposition, and become a trusted advisor in your markets for all things real estate investment property finance.
Enhance Your Community Presence: Strengthen your presence in the real estate investor community by speaking at industry events, leading roundtable discussions, and building strong partnerships. By consistently striving to exceed expectations, you'll cement your reputation as an expert and unlock new opportunities.
Requirements
Bachelor's degree preferred
Active current NMLS license or ability to obtain within 90 days of hire
Book of Business or Investor Network that compliments Lima One's loan product suite of Fix and Flip, New Construction, Rental Property (DSCR), and Bridge loans
2+ years' experience in the Private Lending industry (FNF, Bridge, New Construction and/or Perm Debt) in single family and multifamily asset classes
Understanding of the real estate investment property industry and ability to effectively communicate how the Lima One product set can help our clients grow and prosper
Excellent communication and presentation skills
Proven ability to creatively source and develop new business
Energetic and passionate about providing the best customer experience in the industry
What We Offer:
Top-Tier Compensation: A base salary that's top of the industry, with uncapped commission potential. First year income $100k-$300k with top performers earning well over $500k annually.
Bonus Opportunity: Performance-based incentive program during your first 6 months, with additional bonus potential for high performing loans.
Industry Leading Benefits:
Medical, Dental and Vision Insurance
Life Insurance, Short-Term Disability, and Long-Term Disability
Hospitalization and Accidental Insurance
Flexible Spending Accounts - Health and Dependent Care
Health Savings Account
Safe Harbor 401K with company match
Growing Families Support (including paid parental leave, infertility support and assistance, childcare reimbursement, and elder care)
Pet Insurance
Work Life Balance: 12 paid time off days and 5 sick days, in addition to 12 paid holidays - that's about a month of time to rest, relax, and recharge every year.
Career Development: We prioritize the growth and success of our team members. You'll benefit from continuous learning opportunities, dedicated mentorship, and the chance to refine your skills and advance your career.
Why Lima One?
At Lima One Capital we're relentlessly focused on a simple but powerful goal: to be the nation's premier lender for real estate investors. Inspired by that vision, every member of our team is driven by our mission to create opportunities for our customers and employees by educating, empowering, and financing real estate investors who are building, improving, and stabilizing their neighborhoods and communities nationwide.
Loans Funded: $10+ billion in loans funded, $30k loans closed since 2010
Geography: 46 states + D.C. where we revitalize neighborhoods
Employees: ~300 employees with competitive benefits and perks
Stability: Backed by the immense resources of MFA Financial, a publicly traded mortgage REIT with 25 years of proven success
Veteran Founded: Founded by 2 US Marine Corps veterans, we proudly approach every deal and decision with grit, determination, boldness, and integrity
Recognized by the Inc.5000 as one of America's fastest growing companies, Lima One specializes in providing real estate investors with financing for their rental, fix-and-flip, and new construction projects. The company is distinguished as one of South Carolina's Best Places to Work and Top Workplaces. Lima One is headquartered in downtown Greenville, South Carolina.
Learn more about us at limaone.com.
Notice to Third Party Recruiters and Agencies
Lima One Capital does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of a fully executed agreement for a specified position, Lima One Capital has no obligation to pay any referral compensation or recruiter fee. In the event a recruiter or agency submits a resume or candidate without an agreement, Lima One Capital explicitly reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Lima One Capital. If you or your agency would like to be considered as a future recruiting partner, please email ********************** (Subject: Agency Partner Request).
(FT) Lobby Consumer and Mortgage Loan Officer - Bilingual Required**
Loan Specialist Job 7 miles from Bethany
***A completed application is required for consideration of employment.*** Full-Time Lobby Consumer and Mortgage Loan Officer Monday - Friday: 8:00 a.m. - 5:00 p.m.
***Occasional nights and weekends**
*
Bilingual Required - Spanish/English**$100.00 Monthly Bilingual Bonus
Role:
The Consumer and Mortgage Loan Officer is responsible for gathering the required information to accurately complete consumer loan applications and adhere to the credit union lending policies and regulations. This position will provide exceptional member service and always project a positive and friendly image for the credit union through interactions with members and co-workers. Attendance is an essential function of performing the duties of this job.
Essential Functions & Responsibilities:
35% -Interviews and interacts with, and actively listens to loan applicants and ensures that complete, accurate information and documentation are received from and provided to applicants prior to forwarding the application to underwriter. Explains loan options, rates, terms, and collateral requirements. Communicate loan decisions and conditions to the member. Provides financial counseling so that a "no" is presented as "not yet".
25% - Actively seeks out opportunities to enhance the members' experience by recognizing and presenting additional loan opportunities or offering products and services that would improve the members' financial lives.
20% - Identify cross-sell opportunities and cross-sell services to member. Cross-sell all types of loans on a consistent basis meeting minimum requirements; cross-sell loan products to include vehicle warranties, GAP, loan protection products meeting minimum requirements.
10% - Staff community events within the Community, including occasional nights and weekends. This would include but not be limited to events by non-profit organizations, schools, and chamber organizations.
5% - Assists members and potential members with their in-person, telephone, video, and online requests; answers questions about lending products and services and resolves problems that are within their authority to resolve; refers problems beyond authority, along with recommendations, to supervisor.
5% - Performs other related duties as assigned.
ALLEGIANCE CREDIT UNION is an EEO employer - M/F/Vets/Disabled View all jobs at this company
Mortgage Loan Officer
Loan Specialist Job 7 miles from Bethany
Job Details Works remotely in Oklahoma - Oklahoma City, OK Fully RemoteDescription
The Mortgage Loan Officer (MLO) proactively solicits residential mortgage business and sells CCB mortgage products to meet established loan quality and production goals. In this on-going sales role, the MLO continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. The MLOs network may consist of real estate professionals, builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations.
Qualifications
Environment and Interaction:
Normal office environment
Reports To: Retail Mortgage Production Manager
Education and Experience:
High school diploma or equivalent required
2 years of Mortgage origination or equivalent experience preferred
First Liberty Bank Mortgage Loan Officer
Loan Specialist Job 7 miles from Bethany
Mortgage Loan Officer will originate mortgage loans in full compliance with the Bank's Loan Policy as well as maintain compliance with all applicable federal, state, and local regulations, laws, and agency requirements for 1-4 Family residential mortgage lending.
Primary Responsibilities/Duties
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business;
Meets with applicants/borrowers and acts as a mortgage loan advisor in order to determine the best loan product to accomplish the desired outcome for the particular situation in accordance with Bank Loan Policy.
Obtains necessary applicant/borrower information to accurately complete a loan application and maintains strict confidentiality with the information received.
Complies with and provides all disclosures applicable to residential mortgage lending rules, regulations and guidelines to the applicant/borrower within the timeframes required by regulation or law.
Collects and retains required documentation and information necessary for processing and approval of the mortgage loan request.
Maintains appropriate communication with applicant/borrower throughout the loan application process to assure loan timely approval and closing.
Attends necessary training required to maintain and assure a high level of knowledge in the mortgage loan industry and to maintain any necessary certifications.
Performs all duties with the utmost integrity, honesty, confidentiality and superior level of respect for the applicant/borrower.
Other duties deemed necessary in order to deliver excellent customer service and a high quality delivery of products to both the applicant/borrower and other Bank staff.
Qualifications
Required Skills / Qualifications
Minimum 2-years' experience as a successful mortgage loan originator.
Must have excellent customer service skills and be able to work in a team environment.
Must be proficient with computers, with basic to Intermediate computer skills in Microsoft Office, including Word, Excel, and Outlook required.
Must have excellent written and oral communication skills.
Must be adaptable to the changes in the mortgage market.
Must be a self-starter.
Must have an active NMLS license.
High school graduate; College bachelor's degree preferred.
PHYSICAL REQUIREMENTS & WORKING CONDITIONS: Sitting or standing for long periods of time, walking, finger dexterity, repetitive motions, talking, hearing and visual acuity. Professional office environment. Occasional lifting of storage boxes.
Healthcare Loan Officer
Loan Specialist Job 7 miles from Bethany
We are looking for a Healthcare Loan Officer to join our dedicated lending team which is focused on providing specialized services to our unique customers.
Be the primary officer for borrowers and use this relationship to gain customer loyalty and expand existing loan and deposit account products.
Formulate and update Retention Strategies (determine frequency, followed by execution of onsite customer visits). Travel Required.
Have direct interaction with the originating officer on the closing process of new deals destined to be part of their portfolio
Negotiate and present renewals, extensions, modifications, waivers, remedial action and new credit requests to borrowers and approval authorities
Obtain periodic financials, monitor trends, and continually verify the quality of assigned loans and compliance with Loan Agreements. Candidate must have the ability to conduct comprehensive financial analysis and be responsible for discovering adverse trends in a proactive manner.
Alert management on deteriorating situations in a timely manner.
Complete standardized reports that cover compliance, risk assessments and grading rationale.
Maintain knowledge and stay well informed on the complexities and inherent risks of the healthcare industry (seek appropriate training to stay abreast on accounting rules, regulations and overall governance). Travel Required.
Attend industry conferences for not only educational purposes, but also for branding and marketing purposes. Travel Required.
Position Requirements:
Bachelor's degree and 5 years' experience in commercial banking preferred.
Healthcare Lending and Credit Underwriting experience a significant plus.
Proven history of excellent communication and customer relation skills
Strong written and verbal skills
Work autonomously/independently and make conclusions in a timely manner
Understanding complex corporate financials, financial analysis trends and loan structure (knowledge of C&I loan structure preferred, knowledge of loan structure regarding healthcare nuances a strong plus).
Ability to recognize problematic financial trends, offer creative solutions to complex situations and a workout strategy when needed.
Experience in interpreting and negotiating attorney prepared loan and collateral documentation
Ability to respond appropriately to customer inquiries in a fast paced environment
Computer proficient including Microsoft office products
Community Loan Officer
Loan Specialist Job 25 miles from Bethany
Join Our Team! We have a great team of friendly, talented and inspiring people at First United. As a learning organization, we take pride in offering exciting opportunities for employees to grow and follow their passions. That's one of the many reasons First United has been voted as one of the top places to work in Oklahoma since 2009! Browse this page to find out more about the First United culture and the many benefits of working here. Then, use our "Get Started" section to take your first step to being a part of First United.
The Position
Job Title
Community Loan Officer
SUMMARY
This position is responsible for developing new business through the underwriting, structuring, and closing of consumer and commercial loans, as well as maintaining and servicing an existing portfolio. Represents First United in the community through active participation in community affairs and participates in marketing all of the bank's products and services.
MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS)
* Analyzes credit history of applicants and determines loan repayment capabilities.
* Negotiates credit terms, such as costs, loan repayment methods and collateral specifications.
* Develops and maintains interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates.
* Evaluates potential customer loan requests and makes loan recommendations to management.
* Maximizes bank profitability through appropriate pricing of new loan originations, fee income, and selling of all bank products and services.
* Daily review, approval, and disposition of customer overdrafts.
* Reviews new laws and regulations that influence lending within the financial institution and makes recommendations to management when necessary.
* Supports First United's strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge.
* Develops new customer prospects and business for First United, while managing an existing portfolio.
* Lives and represents the bank in the local community, and actively participates in community affairs.
ADDITIONAL DUTIES AND RESPONSIBILITIES
* Handles customer complaints and escalates issues as needed.
* Work to collect past dues within portfolio.
* Maintain high level of integrity.
* Recommends to supervisor possible methods to improve department.
* Completes all required compliance exams on a yearly basis.
* Adherence to all First United Policies and Procedures.
* Dresses professionally.
* Other duties as assigned by supervisor.
EMPLOYEE SPECIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and Work Experience
* Bachelor's degree in business or finance.
* Two to four years experience, preferably in a financial institution or consumer loan department.
* Extensive knowledge and understanding of lifecycles of loans and all aspects of consumer non-real estate lending policies and procedures.
* Extensive knowledge of lending services and related areas.
* Excellent leadership, communication, organizational and analytical skills.
Technical/Functional Competencies
* Exceptional customer service skills.
* Demonstrates good judgment, problem-solving, and decision making skills.
* Ability and willingness to take the lead in development and completion of a wide range of projects.
* Computer and Software proficiency.
* Strong interpersonal skills and ability to work well with a wide range of people.
* Ability to communicate well with customers by all means of communication including written, verbal, and non-verbal communication.
* Dependable and adheres to time lines and schedules.
NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization.
All Locations:
Norman-Northwest
If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at ********************** for assistance.
First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.
Loan Officer - Oklahoma City, OK
Loan Specialist Job 7 miles from Bethany
We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval.
* A career with purpose.
* A career built on making dreams come true.
* A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
* Support the Company's growth through outside sales activities and lead generation
* Travel to various communities, realtors' offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders
* Conduct "First Time Homebuyer Seminars" in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current
* Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service
* Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company's offerings, obtain loan applications and other required documents, and attend closings
* Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings
* Originate and prepare new loans in accordance with the "Loan Officer" agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront
* Advise and recommend to the customer regarding the various mortgage loan products based on the customer's individual need
* Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing
* Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed
* Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business
* Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense
Requirements
* Four-year college degree (preferred)
* At least three years of Loan Originating experience
* Ability to maintain flexible work schedule, including evening and weekend work
* Valid driver's license and dependable transportation
* NMLS License required, or willing to obtain.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work more than eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Commercial Loan Processor
Loan Specialist Job 7 miles from Bethany
ABOUT US:
Oklahoma's Credit Union has been happy to help Oklahomans for over 60 years. From the beginning, OKCU has sought to keep people economically independent by helping them learn to save and borrow responsibly. We have over half of a billion dollars in assets and employ over 135 people. OKCU offers branch access at over 91 locations across Oklahoma and over 5,000 locations nationwide. We serve over 46,000 people who enjoy benefits such as low or no fees on services, higher rates on deposits, and low rates on home or auto loans.
At OKCU, we are happy to guide you through a comprehensive training program to find a career path that works for you. Experience a robust benefits package and have a little fun along the way.
ABOUT YOU:
You really care about helping people in your community. You are always thinking of ways to make your job or life easier. You are the kind of person who likes to be held accountable, you don't want to leave anyone hanging! You love helping people do more with their money. You enjoy a happy place to work.
Join a community that puts people first, not profits. Want to learn more about who we are and what we're about? Take a look at what's important to us and hopefully it's important to you, too.
VISIT:
okcu.org
facebook.com/OklahomasCU
instagram.com/oklahomascreditunion
linkedin.com/company/oklahomascu
twitter.com/OklahomasCU
youtube.com/user/MyOECU
This position is located at our Capitol Branch, 3001 N Lincoln Blvd, OKC 73105.
ESSENTIAL FUNCTIONS:
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Provide outstanding member service and contribute to overall team effort.
Working knowledge of commercial entity documentation including required documents for LLC's, Corporations, and DBA's.
Working knowledge of working with title companies, Secretary of State, and appraisal companies, among other as required.
Review business loan application checklists and collect additional documentation as needed.
Process business loans according to processing checklists, including all aspects of business auto loans.
Work with clients to establish new accounts as needed, including savings, certificates, checking, debit cards, checks, statements, online banking, bill pay, and merchant and payroll services.
Perform all aspects of general member service on business loans, construction inspections and draws, business deposit accounts, and other products and services.
Maintain assigned department reports and files.
Monitor construction loan inspections, update draw sheets, facilitate draw requests with borrowers and staff, and verify liens weekly.
Monitor covenant tracking, and follow up with insurance companies to acquire and archive valid property insurance weekly.
Manage payoff requests, including producing statements upon request, processing payoffs upon receipt and releasing mortgages monthly.
Ensure confidentiality regarding member transactions and information.
Ensure compliance with all credit union policies and procedures.
OTHER DUTIES:
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
EDUCATION AND EXPERIENCE:
High school diploma or equivalent.
Customer service experience.
Three years' experience in a commercial bank or commercial loan department
Multi-lingual capabilities to include Spanish are a plus.
WORK ENVIRONMENT:
This position operates in a bank branch office. It is a professional environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, 10-key and filing cabinets. The noise level is typically moderate.
PHYSICAL DEMANDS:
While performing the duties of this job, the employee is regularly required to talk or hear. This position requires manual dexterity, the ability to lift files and open filing cabinets. This position requires bending, stooping or standing as necessary.
BENEFITS FOR ALL ELIGIBLE EMPLOYEES:
401(k) contribution match of up to 3%, plus additional profit-sharing match of 3%
Volunteer opportunities to serve the community
Gym membership reimbursement
Comprehensive training opportunities
And much more
Oklahoma's Credit Union is an EEO/AAP employer.
Loan Servicing Specialist
Loan Specialist Job 7 miles from Bethany
Job Details Corporate Office - Oklahoma City, OK Full Time None Day Loan OperationsDescription
Provides overall support to Commercial, Retail and the National Lending Group. This position is responsible for payment processing, loan maintenance, credit disputes, and general ledger balancing. Incumbent has thorough understanding of all types of loans and other related requirements and independently acts to meet those requirements. Works under minimal supervision while supporting the Commercial, Retail and National Lending Group banking functions.
PRIMARY DUTIES/RESPONSIBILITIES:
This list includes the current primary responsibilities of this position. It is not intended to be all-inclusive and is subject to change, as needed, for the purpose of operational efficiency.
Books all new, renewed and deferrals/extensions of loans for indirect clients.
Processes all deferrals/extensions for direct loans.
Reviews quality assurance reports, performing necessary core related maintenance to ensure the accuracy of all data on the bank's core processing system.
Performs quality assurance editing of all new and renewed loans booked to core.
Processes all loan payments received by mail, email and wire transfer.
Handles all loan maintenance received by mail bag, email and by maintenance requests.
Responsible for setting up new ACH and/or AFT and special handling requests.
Disburse escrow funds and perform periodic escrow analysis, as required.
Prepares lien release requests received by email.
Pays invoices, VSI Contracts, PMI insurance, and force placed insurance.
Responsible for SBA reporting, GAP, coupon ordering and internal supply orders.
Provides general support to the business lines.
Prepares release documents for paid loans.
Balances loan related general ledger accounts.
Researches credit disputes, making any necessary corrections to core and updating client's credit bureau through E-OSCAR.
Handles both written correspondence and phone inquiries relating to loan processing issues.
Completes special projects as assigned by Loan Operations Management.
Performs other related duties as assigned.
Qualifications
EXPERIENCE REQUIREMENTS:
At least two years experience in a loan operations environment or equivalent work experience
EDUCATION REQUIREMENTS:
High school degree required.
OTHER REQUIREMENTS (SKILLS, ABILITIES, CHARACTERISTICS):
Excellent communication and interpersonal skills.
Proficient typing and computer skills (experience using Word, Excel, or other similar software).
Demonstrated ability to maintain complex spreadsheets.
Ability to read, comprehend, and evaluate detailed and/or complex documents.
Strong organizational skills.
Exceptional understanding of need to provide client focused service.
High level of flexibility and adaptability, enabling the individual to work in a fast paced and changing environment.
Strong team focus with ability to work effectively in a team environment.
ADDITIONAL INFORMATION
SUPERVISORY RESPONSIBILITY: None
PHYSICAL REQUIREMENTS:
While performing the duties of this Job, the employee is required to:
Work in a normal office environment.
Constantly talk or hear.
Constantly sit for long durations.
Frequently use hands to finger, handle, feel, push and pull.
Frequently handle repetitive motion (sustained movements of the wrists, hands and/or fingers).
Frequently stand, walk and reach with hands and arms.
Occasionally climb, balance, stoop, kneel, crouch, or crawl.
Frequently lift and/or move up to 20 pounds, and occasionally up to 50 pounds.
Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus.
AA/EOE M/F/D/V MEMBER FDIC
Mortgage Loan Processor III
Loan Specialist Job 7 miles from Bethany
WHAT IS THE OPPORTUNITY? The Mortgage Loan Processor III is responsible for processing home equity line of credit's, purchase, and refinance transactions. They will examine and evaluate approval of client applications and will be responsible for ensuring loans close in a timely basis. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
WHAT WILL YOU DO?
* Review loan approvals to determine what documents are required to move to closing.
* Communicate and respond to internal customers within 2 hours.
* Utilize pipeline reports to effectively manage and prioritize daily workflow.
* Ensure all loans are reviewed at least every 3 days.
* Effectively manage an individual pipeline of 30-50 loans.
* Maintains current knowledge of CNB guidelines and loan programs.
* Meet and exceed monthly funding goals as set forth by management.
* Other duties as/or assigned by management.
WHAT DO YOU NEED TO SUCCEED?
*Required Qualifications**
* H.S. Diploma
* Minimum 3 years recent mortgage experience.
* Minimum 3 years basic computer experience (e.g. Microsoft Word, Excel, Outlook) required.
* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
*Additional Qualifications*
* Ability to identify and resolve problems in a timely manner.
* Strong attention to detail and accuracy.
* Ability to maintain high levels of performance, especially in stressful situations.
* Strong knowledge of federal/state regulatory policies and procedures. (TRID Experience Required)
* Excellent written and verbal skills.
* Excellent organizational skills.
* Ability to multi-task and work in a deadline driven environment.
* Proficient PC skills, including Microsoft Office and Loan Origination systems.
*WHAT'S IN IT FOR YOU?*
*Compensation*Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
* Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
* Generous 401(k) company matching contribution
* Career Development through Tuition Reimbursement and other internal upskilling and training resources
* Valued Time Away benefits including vacation, sick and volunteer time
* Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
* Career Mobility support from a dedicated recruitment team
* Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our *********************************
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at **********************************
*INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT*
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
First Liberty Bank Loan Administration Documentation & Pre-Fund Specialist II
Loan Specialist Job 7 miles from Bethany
The position provides administrative documentation preparation and support to the lending area under the general supervision of the Loan Administration Officer.
Primary Responsibilities/Duties
Pre-screen loan packets provided by Portfolio Managers to prepare loan documents.
Prepares loan documents for various types of loans including Commercial Real Estate, Commercial Term Loans, Commercial Revolving Lines of Credit, Residential Construction, Oil & Gas Loans, Lines of Credit, Agriculture, Consumer Loans, SBA loans and Letters of Credit in an accurate and timely manner.
Prepares participation loan documents when needed.
Extensive knowledge in reviewing legal loan documents when needed.
Prepare preliminary loan documents for consumer real estate loans within required timeframe.
Performs Pre-Funding loan documents review for other Documentation Specialist prior to closing. Ensure proper approvals are on credit memos and verify loan document guidelines are accurate. (i.e. collateral, policy, exceptions, fees and payment adjustments).
Produce renewal and/or change in terms loan documents as needed.
Knowledge of regulations and compliance issues related to the review of loan documents.
Interacts in a professional, courteous manner with co-workers, customers, prospective customers, visitors, and vendors.
Other Duties
Assistance with department projects as assigned.
Other responsibilities and duties as assigned.
Trainer for new Documentation & Pre-Fund hires.
Cross training throughout Loan Administration department.
Qualifications
Required Skills/Qualifications
Eight years loan experience or equivalent related work experience.
Hands-on experience with loan documentation and the filing of security instruments.
Adept at researching loan histories/payments.
Strong organization, planning, prioritization and detail orientation skills.
Demonstrated initiative and problem-solving skills.
Excellent verbal and written communication skills.
Ability to accomplish goals as a team player.
Excellent time management skills with a demonstrated ability to multi-task, follow through on commitments, meet deadlines and drive results. Effectively conduct research and inquiries.
Demonstrated ability to work in fast-paced, rapidly changing banking environment which requires a flexible and adaptable style.
Understand and adhere to strict confidentiality rules and regulations regarding customer
information.
Ability to work well under pressure and within tight time constraints, including the ability to work overtime if required.
High School Diploma, College Bachelor's Degree preferred
Desired Skills/Qualifications
Hands-on experience with Silverlake Loan System and LaserPro Loan System.
Experience within the financial services, loan servicing, legal, banking, real estate, and/or mortgage, industries.
PHYSICAL REQUIREMENTS & WORKING CONDITIONS: Sitting or standing for long periods of time, walking, finger dexterity, repetitive motions, talking, hearing and visual acuity. Professional office environment. Occasional lifting of storage boxes.
11.26.2019 FIRST LIBERTY BANK IS AN EQUAL OPPORTUNITY EMPLOYER - M/F/Vets/Disabled
Community Loan Officer
Loan Specialist Job 15 miles from Bethany
Join Our Team! We have a great team of friendly, talented and inspiring people at First United. As a learning organization, we take pride in offering exciting opportunities for employees to grow and follow their passions. That's one of the many reasons First United has been voted as one of the top places to work in Oklahoma since 2009! Browse this page to find out more about the First United culture and the many benefits of working here. Then, use our "Get Started" section to take your first step to being a part of First United.
The Position
Job Title
Community Loan Officer
SUMMARY
This position is responsible for developing new business through the underwriting, structuring, and closing commercial loans, as well as maintaining and servicing an existing portfolio.
MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS)
* Acquisition, expansion and retention of commercial relationships using a proactive calling strategy.
* Cross-sell ancillary products and services of the bank.
* Analyzes credit history of applicants and determines loan repayment capabilities.
* Negotiates credit terms, such as costs, loan repayment methods and collateral specifications.
* Develops and maintains interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates.
* Evaluates potential customer loan requests and makes loan recommendations to management.
* Daily review, approval, and disposition of commercial overdrafts.
* Reviews new laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary.
* Provides assistance and recommends training for new commercial loan officers.
* Develops new customer prospects and business for First United.
* Represents the bank in the local community through active participation in community affairs.
ADDITIONAL DUTIES AND RESONSIBILITIES
* Handles customer complaints and escalates issues as needed.
* Maintains cleanliness in and around work station.
* Recommends to supervisor possible methods to improve department.
* Completes all required compliance exams on a yearly basis.
* Adherence to all First United Policies and Procedures.
* Dresses professionally.
* Other duties as assigned by supervisor.
EMPLOYEE SPECIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and Work Experience
* Bachelor's degree in business, finance, or accounting preferred.
* Minimum of three years of experience in commercial banking.
* Extensive knowledge of commercial lending policies and procedures.
* Extensive knowledge of lending services and related areas.
* Business development experience.
Technical/Functional Competencies
* Exceptional customer service skills.
* Good problem-solving and decision making skills.
* Demonstrates good judgment.
* Strong interpersonal skills and ability to work well with a wide range of people.
* Ability to communicate well with customers by all means of communication including written, verbal, and non-verbal communication.
* Willingness to accept additional responsibilities
* Dependable and adheres to time lines and schedules.
* Takes initiative in development and completion of projects.
NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization.
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All Locations:
Moore
If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at ********************** for assistance.
First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.
Loan Officer - Oklahoma City, OK
Loan Specialist Job 7 miles from Bethany
We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval.
A career with purpose.
A career built on making dreams come true.
A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
Support the Company's growth through outside sales activities and lead generation
Travel to various communities, realtors' offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders
Conduct “First Time Homebuyer Seminars” in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current
Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service
Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company's offerings, obtain loan applications and other required documents, and attend closings
Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings
Originate and prepare new loans in accordance with the “Loan Officer” agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront
Advise and recommend to the customer regarding the various mortgage loan products based on the customer's individual need
Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing
Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed
Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business
Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense
Requirements
Four-year college degree (preferred)
At least three years of Loan Originating experience
Ability to maintain flexible work schedule, including evening and weekend work
Valid driver's license and dependable transportation
NMLS License required, or willing to obtain.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work more than eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be to operate a computer keyboard and calculator.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.