Commercial /SBA Loan Specialist
Loan specialist job in Brooklyn, OH
**Job Title : Commercial Loan Specialist (Comm Client Services - SBA)** **Duration: 6 months contract (with possible extension)** **Hours M-F 8am - 5pm ET. Once a month, a late shift of 11:00am-7:30pm is required.**
**Training: 100% on-site for the first 6 weeks Possibly could be Hybrid afterwards**
**Top Things Looking for in Candidate**
+ _Bachelor's degree in finance, business, or a related field._
+ _Experience in commercial lending, preferably with a focus on SBA loans._
+ _Knowledge of SBA loan programs, including 7(a) and 504._
+ _Strong interpersonal skills and ability to build rapport with clients._
+ _Detail-oriented and organized._
+ _Ensure compliance with SBA regulations and internal policies._
**Job Description:**
**Position Summary**
The Lead Specialist, an integral part of a high-performing team, is responsible for commercial client support functions through telephone or written requests, the timely processing of commercial monetary transactions, and scheduled and non-scheduled loan maintenance. Our team is dedicated to supporting the growth and servicing of the commercial portfolio, while providing stellar customer service to internal and external customers alike. Under some supervision, the Lead Specialist is primarily focused on execution of basic to moderate processing work following defined procedures with some expansion to complex issues based on development. The Lead Specialist is also responsible for moderate operational and/or administrative work requiring occasional decision-making and will escalate issues as needed. Individuals in this position should have a basic to moderate understanding of commercial loans and commercial loan servicing.
**Overview of Primary Functions**
+ Administers moderate procedures, analysis, tasks and reporting for filing, recording, processing, servicing, recording, and/or organization of documentation associated with a product or process ·
+ Reviews and ensures proper documentation or procedures are used for complex activities and also checks the work of less experienced employees
+ Identifies and resolves moderate issues by following established guidelines. Refers more complex problems to Senior Specialist or supervisor.
+ May provide service in relation billing inquiries, service requests, suggestions and complaints from customers
+ Uses independent thought to recommend and implement programs to solve complex issues, contributes to work flow or process change and redesign, and forms a strong understanding of the specific product or process
+ Research requests to a logical conclusion and execute remedial action. Communicate to the requester the results of research and resolution of the problem effectively and timely.
+ Other duties as assigned, including performance of special tasks and follow up for accurate and timely completion of transactions
**Day-to-Day Tasks Include**
+ Perform accurate and timely monetary processing as indicated. This includes the processing of Dollar Transaction Forms and Loan Initial Funding Requests via the Centralized Funding process
+ Balance general ledger entries via Automated Posting Application (APA) to minimize account outages and work with the Accounting department to correct discrepancies in a timely manner.
+ Post DDA entries via APA to Hogan system, send out cashier checks and process outgoing wires as needed based on service requests
+ Process requests received via departmental Quest, databases and internal proprietary system including Fee Waiver requests and changes to indicative account information. This would also include transactions such as reapplication of payments, research of missing or misapplied payments, and producing payment history statements
+ Perform maintenance transactions on CLS including, but not limited to, setting up borrowing base ticklers, Advance Paydown ticklers and other monetary and indicative system changes.
+ Careful and timely review and action of various reports to alleviate potential customer impact issues and to ensure system integrity
**Education, Experience, & Differentiating Skills:**
+ High School Diploma or equivalent work experience required. Bachelors degree in Finance or Accounting preferred
+ 2+ years of experience and a strong knowledge of commercial loan servicing
+ Demonstrates solid understanding of accounting principles
+ Familiarity with systems such as CLS/CL3 and LoanIQ (Experience not mandatory)
+ Proven excellent verbal/written communication and interpersonal skills
+ Excellent judgement and decision making skills, demonstrated leadership skills
+ Strong analytical, research, and problem resolution skills
+ Comfortable navigating multiple computer systems and applications to utilize resources to draw conclusions & solve complex challenges
+ Moderate knowledge of banking policies, procedures, government regulations
+ Ability to perform complex scheduled and non-scheduled maintenance functions
+ Excellent internal and external customer service skills and proven ability to diffuse difficult customer situations independently
**About US Tech Solutions:**
US Tech Solutions is a global staff augmentation firm providing a wide range of talent on-demand and total workforce solutions. To know more about US Tech Solutions, please visit *********************** (********************************** .
US Tech Solutions is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, colour, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Mortgage Loan Officer
Loan specialist job in Canton, OH
Are you a progressive mortgage originator who would like to join and award-winning Community bank that has all the tools to sustain and grow your business? Consumers National Bank is a progressive and dynamic organization that is expanding our mortgage markets. We are looking for a professional with mortgage origination experience to develop, solicit, and promote mortgage lending.
We operate with few management layers providing our employees access to decision makers. You will be a part of an environment where achievements are recognized, and personal and professional growth is encouraged. Our corporate culture fosters a collaborative approach to business decisions and decision making for the greater good of the organization and its customers. We work together to exceed our customers' and shareholders' expectations and to build lifetime relationships with them, our friends and neighbors. We firmly believe that our employees are the driving force behind our MISSION. Join our Mortgage Team and join us in saying, "I make a difference".
We are pleased to offer a generous benefits package, competitive wages and a collaborative professional work environment. Background, credit and previous employment checks apply to all applicants. Consumers National Bank is an Equal Opportunity Educational Institution/Equal Opportunity Employer, which includes providing equal opportunity for protected veterans and individuals with disabilities.
Responsibilities:
* Develop Business Referral Network through marketing, cold-calling, prospecting and networking activities.
* Call on professional people affiliated with the real estate industry, i.e., Realtors, Builders, CPAs and Financial Planners, as well as develop and maintain internal bank referral networks with BDO and Managers.
* Participate in community efforts to promote home ownership.
Loan Application Process
* Serve as primary point of contact for customers in providing benefits, value and solutions to meet client goals.
* Manage all aspects of originating and negotiating the terms of mortgage loans while advising the customer on all available loan options.
* Meet with prospective borrowers.
* Collect and evaluate all client financial documentation and decide which products to recommend that will best serve the client's needs/goals and documentation as required and submit a complete package into Mortgage Loan Processing per program guidelines.
* Present appropriate bank products and programs and explain guidelines. Apprise of pricing and lock rate as required.
* Identify appropriate opportunities to sell additional products. Loan Management
* Work with Mortgage Operations to ensure that loan quality meets program guidelines loan conditions are met, and communication to customers is on-going regarding loan status.
* Utilize Loan Operations System (LOS) to check for notes and conditions
Requirements
* Minimum of 3 years of mortgage lending experience with FHA, VA, USDA and Conventional Loan experience
* High School diploma with four year college degree in business related discipline preferred.
* Fundamental understanding and knowledge of mortgage lending process, applicable regulatory requirements, loan documentation, and basic financial analysis required.
* Able to exercise appropriate independent judgment and act on it.
* Well-developed analytical, mathematical, and problem-solving skills.
* Sound customer service, listening, interpersonal, written, and oral communication skills.
* Ability to effectively prioritize and execute tasks while under pressure.
* Experience working in a team-oriented, collaborative environment.
Technical Product Resolution Specialist
Loan specialist job in Beachwood, OH
GENERAL PURPOSE OF THE JOB:
The Technical Product Resolutions Specialist provides coordination and administrative assistance pertaining to the Product Complaint & Resolution Process or Warranty Service Requests (Warranty Portal) and works with internal and external customers to quickly and accurately resolve product quality and product application complaints in accordance with ISO standards and/or established guidelines.
ESSENTIAL DUTIES & RESPONSIBILITIES:
Initialize complaints, assign tasks to cross functional team, (Technical Service, Sales, Research and Development, Distribution, Manufacturing, Product Management, etc.) and follow up to ensure complaints are resolved in accordance to established processes and ISO standards.
Develop and maintain an understanding of SAP and product complaint transactions and/or Warranty Service Requests (Warranty Portal).
Coordinate analytical testing with Sales, Technical Application Specialists and Laboratory Analysts as it relates to the Product Complaint and Resolutions Process.
Assist with training on the Product Complaint & Resolution Process and/or Warranty Service Requests (Warranty Portal) for both internal and external customers.
Meet regularly with cross-functional teams (Manufacturing, Quality and Technical Teams) to review Product Complaint trends and current open complaints for all Tremco CPG product lines.
Update Product Complaint Manual in accordance with our ISO standards and/or established guidelines.
Place product orders, track and provide follow-up for the Technical Service Department (certification testing, field trials and project testing, etc.).
Answer inquiries via telephone, e-mail and/or text from internal and external customers regarding all Tremco CPG product complaints along with inquiries from Architects, Engineers, Contractors, Tremco Sales Reps, Distributors and Homeowners regarding all Tremco CPG products.
Act as back up support for the Technical Resource Center.
Assist team on special projects and assignments as needed.
EDUCATION:
Bachelor's degree in business, Science, Construction Management or a similar field preferred; in lieu of degree, 5 years of direct customer complaint and claims experience is acceptable.
EXPERIENCE:
One to two years related experience and/or training
Basic/working knowledge of Tremco CPG products.
Customer service experience preferred.
OTHER SKILLS AND ABILITIES:
Ability to travel to Tremco job sites to further enhance product knowledge, support the sales force, and gain new experience with Tremco products.
Excellent communication skills with the ability to clearly articulate ideas and situations over the phone and through written correspondence.
Knowledge of principles and processes for providing the necessary level of customer and technical service to customers.
Knowledge of the English language for structure and content, including the meaning and spelling of words, rules of composition and grammar.
Active listening skills - giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
Ability to use logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
Ability to manage one's own time and scheduling.
Monitoring/assessing performance of oneself to make improvements or take corrective action.
Reading comprehension - understanding written sentences and paragraphs in work related documents.
Proficient in MS Office Suite (Word, Outlook, Excel)
Previous SAP experience preferred.
Benefits:
Tremco offers a variety of benefits to its employees, including not limited to: health insurance, paid holidays, paid time off, 401(k) with company match, Company Pension Plan, and continuing education.
Qualified applicants will receive consideration for employment without regard to their race, color, religion, national origin, sex, sexual orientation, gender identity, protected veteran status or disability.
Auto-ApplyLoan Officers - Midwest Region
Loan specialist job in Akron, OH
Referral Loan Officer - Midwest | EMM Loans LLC
EMM Loans LLC is seeking ambitious Referral Loan Officers to join our growing Midwest teams! Work alongside a strong, experienced leader and learn from the best in the business.
In this role, you'll market and originate residential mortgage loans , build relationships with individuals and professional organizations, and guide clients through the entire mortgage process-from application to closing. You'll help clients achieve their homeownership goals while evaluating loan applications to ensure financial readiness.
This is an outside sales role with commission-only pay and no leads provided. If you're motivated, driven, and love helping people, this is your opportunity to thrive!
So, how do you become part of this fantastic team? Meeting the following requirements is good place to start!Active NMLS LicensingA contagiously positive attitude and LOTS of energy Deep knowledge of various loan products, origination processes, policies, procedure, underwriting guidelines and documentation requirements.
EMM is proud to offer a wide range of benefits and a very comp plan. Eligible employees can participate in the following benefits.
Medical, Dental, and Vision insurance
Flexible Spending Account
Company paid Life Insurance and LTD!
Additional buy up Life and LTD Insurance
401K plan with an employer match
And more!
*All positions are contingent upon the successful completion of a background check.
EMM Loans participates in E-Verify
EMM LOANS LLC is an Equal Employment Opportunity Employer. NMLS ID: 2926
Mortgage Loan Originator - Loan Officer - MLO - LO
Auto-ApplyRetail Loan Officers
Loan specialist job in Akron, OH
Job Description
EMM LOANS LLC (EMM) is currently looking for Retail Loan Officers to work with our growing teams! The Retail Loan Officer will work under a strong and experienced leader - Learn from the best!
The Retail Loan Officer will market and originate residential mortgage loans. This position will be responsible for soliciting residential mortgages through contacts and seeking opportunities to present the mortgage programs to individuals as well as professional organizations. Loan Officers will provide service to customers and prospective customers seeking residential mortgage loans. Loan Officers will interview applicants to acquire information concerning their current financial situation, their needs, desires and property information, as well as obtain and analyze pertinent data. Loan Officers will ensure the customer understands the loan process from application through closing and also evaluates loan applications and documentation to confirm credit
worthiness.
This is an outside Sales position which is commission only and no leads are provided.
So, how do you become part of this fantastic team? Meeting the following requirements is good place to start!
Active NMLS Licensing
A contagiously positive attitude and LOTS of energy
Deep knowledge of various loan products, origination processes, policies, procedure, underwriting guidelines and documentation requirements.
EMM is proud to offer a wide range of benefits and a very comp plan. Eligible employees can participate in the following benefits.
Medical, Dental, and Vision insurance
Flexible Spending Account
Company paid Life Insurance and LTD!
Additional buy up Life and LTD Insurance
401K plan with an employer match
And more!
*All positions are contingent upon the successful completion of a background check.
EMM LOANS LLC is an Equal Employment Opportunity Employer. NMLS ID: 2926
Mortgage Loan Originator - Loan Officer - MLO - LO
Loan Officer
Loan specialist job in Akron, OH
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Technical Product Resolution Specialist
Loan specialist job in Beachwood, OH
GENERAL PURPOSE OF THE JOB:
The Technical Product Resolutions Specialist provides coordination and administrative assistance pertaining to the Product Complaint & Resolution Process or Warranty Service Requests (Warranty Portal) and works with internal and external customers to quickly and accurately resolve product quality and product application complaints in accordance with ISO standards and/or established guidelines.
ESSENTIAL DUTIES & RESPONSIBILITIES:
Initialize complaints, assign tasks to cross functional team, (Technical Service, Sales, Research and Development, Distribution, Manufacturing, Product Management, etc.) and follow up to ensure complaints are resolved in accordance to established processes and ISO standards.
Develop and maintain an understanding of SAP and product complaint transactions and/or Warranty Service Requests (Warranty Portal).
Coordinate analytical testing with Sales, Technical Application Specialists and Laboratory Analysts as it relates to the Product Complaint and Resolutions Process.
Assist with training on the Product Complaint & Resolution Process and/or Warranty Service Requests (Warranty Portal) for both internal and external customers.
Meet regularly with cross-functional teams (Manufacturing, Quality and Technical Teams) to review Product Complaint trends and current open complaints for all Tremco CPG product lines.
Update Product Complaint Manual in accordance with our ISO standards and/or established guidelines.
Place product orders, track and provide follow-up for the Technical Service Department (certification testing, field trials and project testing, etc.).
Answer inquiries via telephone, e-mail and/or text from internal and external customers regarding all Tremco CPG product complaints along with inquiries from Architects, Engineers, Contractors, Tremco Sales Reps, Distributors and Homeowners regarding all Tremco CPG products.
Act as back up support for the Technical Resource Center.
Assist team on special projects and assignments as needed.
EDUCATION:
Bachelor's degree in business, Science, Construction Management or a similar field preferred; in lieu of degree, 5 years of direct customer complaint and claims experience is acceptable.
EXPERIENCE:
One to two years related experience and/or training
Basic/working knowledge of Tremco CPG products.
Customer service experience preferred.
OTHER SKILLS AND ABILITIES:
Ability to travel to Tremco job sites to further enhance product knowledge, support the sales force, and gain new experience with Tremco products.
Excellent communication skills with the ability to clearly articulate ideas and situations over the phone and through written correspondence.
Knowledge of principles and processes for providing the necessary level of customer and technical service to customers.
Knowledge of the English language for structure and content, including the meaning and spelling of words, rules of composition and grammar.
Active listening skills - giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
Ability to use logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
Ability to manage one's own time and scheduling.
Monitoring/assessing performance of oneself to make improvements or take corrective action.
Reading comprehension - understanding written sentences and paragraphs in work related documents.
Proficient in MS Office Suite (Word, Outlook, Excel)
Previous SAP experience preferred.
Benefits:
Tremco offers a variety of benefits to its employees, including not limited to: health insurance, paid holidays, paid time off, 401(k) with company match, Company Pension Plan, and continuing education.
Qualified applicants will receive consideration for employment without regard to their race, color, religion, national origin, sex, sexual orientation, gender identity, protected veteran status or disability.
Auto-ApplyCommercial Loan Documentation Specialist
Loan specialist job in Canfield, OH
SUMMARY: To assist in all phases of the Commercial Loan Department, to include support for all Commercial Lenders, Special Accounts Manager, Portfolio Managers and branches.
ESSENTIAL DUTIES and RESPONSIBILITIES
Prepare and input commercial loan documents to include commercial C&I loans, commercial real estate, construction loans, ABC lines of credits, standby letters of credits, modifications and renewals to represent the structure of the approval.
Review loan documents for accuracy and compliance of bank policies in order to meet all lien perfection requirements, policy requirements, financial and non financial conditions and any regulatory requirements pertaining to the loan.
Review all outside supporting documentation including but not limited to Articles of Incorporation, By Laws, Trust Agreements, Operating Agreements, Searches, Appraisals, Insurance Policies and Flood Certifications to ensure compliance with loan approval.
Research governmental and public records to assess borrowing entity, guidelines for lien perfection, purchase money notifications and authorizations of signers associated with LLC, LLP and Trust.
Review executed loan documents for accuracy, forward documents for recording, follow-up for filing information and prepare disbursements.
Accurately record and file liens, titles and UCC Statements
Accurately process paid-off commercial loans, release appropriate liens and disburse final documents to the clients
Organize loan files; make required copies and forward file to Loan Servicing for set-up on the core system.
Request files from the vault in order to process loan documents.
Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money Laundering procedures. Maintain compliance with all appropriate rules and regulations.
Complete other duties as assigned
Regular, predictable attendance is an essential requirement of this position
EDUCATION and/or EXPERIENCE:
High School diploma or General Education Degree (GED)
Minimum of three (3) years commercial loan related experience; title company experience preferred
Knowledge of loan documentation systems (e.g. Laser Pro) a plus
Ability to prioritize and multi task
Strong attention to detail and effective time management are required
Knowledge of Word, Excel, Internet navigation/research, and Outlook is expected
Ability to clearly and effectively communicate both verbally and in writing
Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran
Loan Documentation Specialist
Loan specialist job in Millersburg, OH
The Commercial & Savings Bank (CSB) has been an independent community bank for 145 years, with 17 locations across Holmes, Medina, Stark, Tuscarawas, and Wayne counties. CSB is recognized as a top employer in our region as a nine-year winner of the NorthCoast 99 award (********************** which recognizes the 99 best employers for top talent in Northeast Ohio.T his is a full-time, on-site position at our Operations Center, located in Millersburg, Ohio or at a Banking Center, once successfully trained. In addition to a competitive base wage, CSB offers a wide variety of employee benefits listed below.
Summary: Documentation and compiling of loan closing packages and to perform a variety of administrative, secretarial, and clerical duties.
Essential Functions: Essential duties and responsibilities include the following; however, other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Loan Documentation and Processing
Create loan documents for mortgage, consumer, or commercial requests
Prepare denial documents for commercial loan applications
Produce supporting documents such as modification agreements, change in terms agreements, and checks
Maintain a working knowledge of regulatory requirements surrounding loan documentation.
Prepare accurate disclosures as required.
File Review and Quality Control
Read, interpret, and apply information from loan applications and documents
Verify loan files and supporting documentation for completeness and accuracy
Review of loan documents for quality and regulatory compliance
Establish or assist in maintaining accurate loan files
Administrative and Technical Support
Disburse construction loan lien waivers, checks, or line of credit advances
Handle confidential departmental records
Serve as administrator or backup for loan-related software or third-party programs as assigned
Assist with departmental projects and initiatives
Contribute to creating and updating written policies and procedures
Communication and Organizational Alignment
Communicate clearly and effectively, both verbally and in writing
Demonstrate commitment to CSB's vision, mission, and core values
Education: A high school diploma or General Education Degree (GED) is required. A minimum of one year of related work experience; or equivalent combination of education and experience.
Summary of Employee Benefits:
Competitive base wage
Incentive compensation and profit sharing
Comprehensive benefits including medical, dental, vision, short- and long-term disability, and group life insurance - (plan and/or benefits eligibility requirements apply)
Paid time off for vacation, illness, bereavement, and jury duty
401(k) with an employer match and on-site advisers
Employee Assistant Program (EAP) with free access to mental health resources
Comprehensive wellness program with financial incentives to promote a healthy lifestyle
Training and professional development opportunities to help you reach your long-term goals
Paid holidays available immediately upon hire
Volunteerism opportunities to give back to our local communities
The Commercial & Savings Bank is an Equal Opportunity Employer.
Auto-ApplyLoan Documentation Specialist
Loan specialist job in Millersburg, OH
The Commercial & Savings Bank (CSB) has been an independent community bank for 145 years, with 17 locations across Holmes, Medina, Stark, Tuscarawas, and Wayne counties. CSB is recognized as a top employer in our region as a nine-year winner of the NorthCoast 99 award (********************** which recognizes the 99 best employers for top talent in Northeast Ohio.T his is a full-time, on-site position at our Operations Center, located in Millersburg, Ohio or at a Banking Center, once successfully trained. In addition to a competitive base wage, CSB offers a wide variety of employee benefits listed below.
Summary: Documentation and compiling of loan closing packages and to perform a variety of administrative, secretarial, and clerical duties.
Essential Functions: Essential duties and responsibilities include the following; however, other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Loan Documentation and Processing
Create loan documents for mortgage, consumer, or commercial requests
Prepare denial documents for commercial loan applications
Produce supporting documents such as modification agreements, change in terms agreements, and checks
Maintain a working knowledge of regulatory requirements surrounding loan documentation.
Prepare accurate disclosures as required.
File Review and Quality Control
Read, interpret, and apply information from loan applications and documents
Verify loan files and supporting documentation for completeness and accuracy
Review of loan documents for quality and regulatory compliance
Establish or assist in maintaining accurate loan files
Administrative and Technical Support
Disburse construction loan lien waivers, checks, or line of credit advances
Handle confidential departmental records
Serve as administrator or backup for loan-related software or third-party programs as assigned
Assist with departmental projects and initiatives
Contribute to creating and updating written policies and procedures
Communication and Organizational Alignment
Communicate clearly and effectively, both verbally and in writing
Demonstrate commitment to CSB's vision, mission, and core values
Education: A high school diploma or General Education Degree (GED) is required. A minimum of one year of related work experience; or equivalent combination of education and experience.
Summary of Employee Benefits:
Competitive base wage
Incentive compensation and profit sharing
Comprehensive benefits including medical, dental, vision, short- and long-term disability, and group life insurance - (plan and/or benefits eligibility requirements apply)
Paid time off for vacation, illness, bereavement, and jury duty
401(k) with an employer match and on-site advisers
Employee Assistant Program (EAP) with free access to mental health resources
Comprehensive wellness program with financial incentives to promote a healthy lifestyle
Training and professional development opportunities to help you reach your long-term goals
Paid holidays available immediately upon hire
Volunteerism opportunities to give back to our local communities
The Commercial & Savings Bank is an Equal Opportunity Employer.
Auto-ApplyLicensed Loan Officer
Loan specialist job in Youngstown, OH
Job Description
Welcome to Creekside Mortgage Services, your local choice for innovative mortgage solutions in Boardman, Ohio. As a Loan Officer in our vibrant and dedicated team, you have the opportunity to make a significant impact by helping clients achieve their home ownership dreams. We seek energetic, positive, and inviting individuals who are ready to step into a pivotal role within our company. In-office presence is essential, as we believe in the power of direct collaboration and personal interaction to drive success and build trust with our clients. Your role as a Loan Officer is crucial, as you will guide clients through the mortgage process, offering your expertise and support at every step. We value those who are passionate about helping others and are motivated by the opportunity to grow within a supportive and dynamic environment. If you are ready to contribute to our success in Boardman, Creekside Mortgage Services is the place for you. Join us!
Benefits
Annual Base Salary + Commission + Bonus Opportunities
Flexible Schedule
Hands on Training
Mon-Fri Schedule
Career Growth Opportunities
Daily Team Meetings
Appreciation Lunches
Home/Work Life Balance
Advancement Opportunities
Bonus Opportunities
Business Casual Attire
Paid Holidays
Licensing Assistance Available
Responsibilities
Client Interaction: Develop and maintain strong relationships with clients, understanding their financial needs and providing personalized mortgage solutions.
Loan Processing: Assist clients through the loan application process, ensuring all documentation is completed accurately and in a timely manner.
Financial Advising: Provide expert advice on various loan products and services that best suit the client's financial situation.
Market Awareness: Stay informed on market trends and policies that affect the mortgage industry to provide clients with the most current information.
Networking: Build a reliable referral network through proactive engagement with real estate agents, builders, and other financial professionals.
Compliance: Adhere to all financial regulations and company policies to ensure ethical and effective client dealings.
Requirements
Licensing: Active NMLS license required. Licensed in Ohio, Pennsylvania and/or Florida.
Experience: Proven track record in mortgage sales or a related field, with a minimum of 2 years of experience.
Communication Skills: Excellent verbal and written communication skills are essential.
Customer Service: Strong customer service skills with a friendly and positive attitude.
Detail-Oriented: High attention to detail and accuracy in processing financial documentation.
Problem Solving: Strong analytical and problem-solving skills to assist clients effectively.
Technology: Proficiency with mortgage loan software and Microsoft Office Suite.
Local Knowledge: Familiarity with the real estate market in Boardman, Ohio, is a plus.
Commercial Loan Processor
Loan specialist job in Canfield, OH
Welcome to Main Street Bank! We are seeking a highly organized, detail-oriented, and communication adept Commercial Loan Documentation Specialist to join our Loan Production Office in Canfield, OH. Main Street Bank offers competitive pay, generous time off, amazing teammates, and the security and pride of working for a growing community bank. Looking to be a part of a true local bank - with deep roots and an unwavering commitment to serving local communities, customers, and businesses? Then this might be the right opportunity to join us! A full job description is below! Apply today - and let's start the conversation!
Position Summary:
The Commercial Loan Processor is responsible for managing and preparing all required documentation related to commercial loan transactions. This role ensures that loan files are complete, accurate, and compliant with internal policies and regulatory requirements. The Documentation Specialist works closely with loan originators, underwriters, and processing teams to facilitate smooth loan closings and to support the overall commercial lending process.
Essential Duties and Responsibilities:
Document Preparation & Review
* Prepare, review, and organize all documentation for commercial loan transactions, including loan agreements, collateral documents, and closing statements.
* Verify that all required documents are complete, accurate, and meet investor guidelines and regulatory standards.
* Ensure timely collection of documents from borrowers, legal counsel, and third-party vendors.
Compliance & Quality Assurance
* Ensure that all commercial loan documentation adheres to internal policies, industry standards, and regulatory requirements.
* Conduct regular quality checks on loan files to identify and correct discrepancies.
* Maintain up-to-date knowledge of legal and regulatory changes affecting commercial loan documentation and update processes accordingly.
Collaboration & Communication
* Work closely with loan originators, underwriters, processors, and legal teams to gather necessary documentation and resolve issues.
* Serve as a liaison between internal stakeholders and external parties (e.g., attorneys, title companies, appraisers) to ensure smooth documentation flow.
* Provide clear communication and updates on documentation status to management and team members.
Recordkeeping & Reporting
* Organize and maintain electronic and physical files for all commercial loan transactions, ensuring secure and easily retrievable records.
* Prepare regular reports on documentation progress, quality, and compliance metrics for senior management review.
* Assist in audits and regulatory examinations by providing accurate and comprehensive documentation records.
Process Improvement
* Identify opportunities to streamline documentation processes and improve turnaround times.
* Assist in the development and implementation of best practices, standard operating procedures, and technology solutions to enhance efficiency.
* Participate in ongoing training and professional development to stay current with industry trends and regulatory requirements.
Supervisory Responsibilities:
☐ Yes ☒ No
Work Experience Qualifications:
Minimum of 3 years of experience in commercial loan documentation, loan processing, or a similar role within a banking or financial services environment. Experience working with commercial loan products, legal documentation, and regulatory compliance is highly desirable.
Preferred Skills and Qualifications:
* Strong attention to detail and excellent organizational skills.
* In-depth understanding of commercial lending documentation requirements, including legal and regulatory standards.
* Excellent communication and interpersonal skills, with the ability to collaborate effectively with cross-functional teams.
* Proficiency in Microsoft Office Suite and familiarity with loan processing and document management software.
* Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
* Demonstrated problem-solving skills and the ability to work independently.
Education Requirements:
Associate's or bachelor's degree in business, finance, legal studies, or a related field is preferred.
Licensing or Certification Requirements:
NMLS preferred.
Work Environment / Physical Demands:
Being able to sit or stand for long periods of time and being able to effectively communicate with others. Reasonable accommodations can be made if needed.
Mortgage Loan Administrator - Twinsburg, OH Branch
Loan specialist job in Twinsburg, OH
Third Federal is a leading lender of conventional home mortgages lending in 27 states, plus the District of Columbia, with retail branch offices in Ohio and Florida. Our mission is to help people achieve the dream of home ownership and financial security while creating value for our customers, our communities, our associates, and our stockholders. Our value system of love (concern for others), trust, respect, a commitment to excellence, and fun is at the heart of our commitment to our mission, and just as importantly, to our company culture. Through this, we help people find the loan or savings product that makes sense for them.
At Third Federal, you will find strength and stability in your career. In our nearly 90-year history, we have never had layoffs, and have one of the lowest annual turnover rates at 6% (versus an industry average of nearly 19%). We have been certified as a 'Great Place to Work' multiple times in the last decade alone, and have been recognized with several additional workplace awards and recognitions. Because Third Federal associates are the foundation of our success, we take a genuine interest in each of them - from their professional development to their health and wellness.
Role Summary
We are looking for an experienced loan administrator to join our team at our Twinsburg, OH Branch (9057 Darrow Road, Twinsburg, OH 44087). Our ideal candidate thrives in a team environment and has a passion for helping people. This is a full time, onsite position. Success in this role is not measured with high-pressure sales goals or quotas. Instead, we focus on creating meaningful connections and handling each customer like a valued member of our family. Our ideal candidate will thrive in a collaborative, team-based environment and embody our values of love, trust, respect, commitment to excellence, and fun. We provide a comprehensive training program to set you up for success from the very beginning.
Responsibilities
* Take equity line/loan and/or mortgage applications
* Carry a pipeline of loans application through closing
* Open depository accounts (checkings, savings, certificate of deposit, IRAs)
* Assist customers with banking transactions on the platform, in the teller area, and/or over the phone
* Ability to work in all areas of the branch
Requirements
* High school graduate or equivalent
* 2 years of recent experience managing a pipeline of equity and/or mortgage loans
* Outstanding customer service skills
* Professional grammar and demeanor
* Positive, proactive, and friendly interpersonal skills
* Retail bank teller experience preferred
Third Federal Perks & Benefits
* Competitive compensation packages
* Medical, dental, vision, and more
* 401k match
* 11 Bank Holidays + vacation/sick time
* Stock Ownership Allocation
* Exceptional culture and value system
* Strong work/life balance
* Growth opportunities
* Mortgage Discount Program
* Education Reimbursement Program
Our anticipated pay range for this position is $20.00 - $26.00 per hour. At Third Federal, we're committed to transparency throughout the hiring process. The pay range listed is based on relevant market data, role responsibilities, and skills required for the position. Individual pay will be thoughtfully determined by a candidate's qualifications, experience, and other relevant factors.
Third Federal is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, ethnicity, religion, sex, national origin, gender identification or sexual orientation, disability, protected veteran status or any other classification protected under law.
Loan Processor
Loan specialist job in Uniontown, OH
Job Title: Mortgage Loan Processor
United Trust Bank is committed to taking care of our customers financial needs and providing solutions that are tailored to those needs. We are devoted to exceptional service helping our neighbors, local community, and those nationwide. UTB has a wonderful opportunity for highly motivated and skilled individuals to join our mortgage team. Additional information about United Trust Bank may be found at ************************
We have an immediate need for a Mortgage Loan Processor. This role does not require previous mortgage experience and is a full-time with benefits role.
What's in it for you?:
Competitive compensation package with industry leading commission rates
Benefits include:
Medical, Dental, Vision, Life, long and short term disability insurance
401k Match
Basic Function:
The Mortgage Loan Processor is responsible for proactively managing a pipeline of loan submissions to underwriting on behalf of the retail branches of the Mortgage Division. This includes working with Sales Managers and Loan Processors to facilitate the approval and closing of quality loans.
Hourly rate $19.00 - $21.00 additional amount per loan (hourly + commission/bonus).
Position is Hybrid/remote - office location, Uniontown, Ohio
Activities Required:
Act as liaison between Branch personnel and Underwriting Department.
Manage pipeline of conventional, government and/or portfolio loans.
Maintain knowledge of UTB and Investor product guidelines.
Ensure all loan submissions are in compliance with state and federal regulations. Report any non-compliant loan submissions to the Director of Operations.
Handles escalated problems and issues requiring a senior level knowledge of residential mortgage loan processing.
Takes on a senior role for the Branch processing team and assists in training for new hires.
Actively participate in ongoing efforts to continually improve customer service for internal and external customers.
Maintain knowledge of UTB's policies and procedures.
Key Responsibilities:
Assist Branch personnel with questions concerning the processing and submission of loan files.
Ensure all loans submitted to Underwriting are complete and documentation in file is consistent.
Validate automated underwriting decision.
Serve as an intermediary for loan issues with Loan Originators, Processors and Underwriting.
Evaluate loan documentation and clear conditions as per delegated authority
Immediately forward all Critical conditions to Underwriter upon receipt (i.e. Appraisal, Title, Income Docs, etc.).
Maintain high level of customer service by being proactive in communicating with the processors and loan originators.
Other duties as requested by Director of Operations.
Employee is responsible for complying with the Bank's BSA/AML and OFAC Compliance and Consumer Compliance policies and procedures relevant to their responsibilities. If the employee is not certain of what the specific instance calls for, the employee will consult the respective policy and will contact their manager, BSA Officer and/or the Corporate Compliance Officer with additional questions.
Key Performance Factors:
Close a minimum of 50 loans per month.
Required Experience /Knowledge/Education/Training:
Knowledge of FNMA, FHA, & VA underwriting guidelines.
Knowledge of processing and underwriting procedures.
Computer proficiency in MS Office and desktop applications.
Minimum of 3 years of mortgage processing in a in a fast-paced retail or wholesale environment.
Must have proven experience in a fast-paced, service-oriented mortgage banking environment.
Essential Traits:
Demonstrated teamwork, customer service and follow-up skills.
Ability to multi-task and operate in a high-volume, fast-paced environment.
Strong written and verbal communication skills.
Demonstrated organizational skills.
United Trust Bank is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will be considered for employment without regard to race, national origin, gender, age, religion, disability, sexual orientation, veteran status or marital status. We are an E-Verify employer.
Auto-ApplyJr. Loan Officer
Loan specialist job in Broadview Heights, OH
Get paid commissions while you learn! Inside Loan Agents receive 100% inbound calls from NAF generated leads, the same leads as the Sr LO's. We also supply the best ongoing training and leadership in the Call Center Industry, all focused on your success. NAF LO's have all the modern tools needed to move fast and be successful, including:
Industry leading Comp Plan with super low online rates and fees.
1000's of Real Estate partners to help your borrower find a home quick, and ensure the loan closes with you.
The latest and greatest CRM and LOS systems.
NAF's Rapid app ensures quick and accurate 1003's from your borrower, on their cell phone
Texting ability from our CRM, as well as mass voice mails to reach a group.
We service our own loans, your picture and contact info stay on their mortgage coupon.
All your funded clients are yours to keep, you get the refinances and referrals for higher comp
Location: Broadview Heights, OH
Salary: $15/hr + bps + full time benefits including 401k, paid holidays, and paid vacation
Responsibilities
Duties and Responsibilities:
Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations.
Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.
Perform lock extensions, pipeline management, appraisal orders among other daily duties
Excel in a fast paced environment with the ability to multitask and follow up with multiple customer and work on multiple files each and every day.
Accept multiple live, qualified inbound leads daily.
Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff.
Collect and analyze customers documentation for submission to underwriters for pre-qualification of purchase clients
Structure and price loans accurately.
Other duties may be assigned.
Qualifications
Desired Competencies:
Some experience and current product knowledge of FHA, VA, Conventional and other loan programs.
Demonstrate working knowledge and skills to learn federal and state guidelines, rules and regulations such as TRID.
Excellent written and oral communication skills.
Desired Education/Experience:
Current working knowledge of mortgage loan process.
0-2 years' experience as a Loan Processor, Jr. Processor, Loan Setup Clerk, Loan Officer Assistant, Sales, or equivalent. Proficient with Encompass, or other paperless mortgage loan origination systems.
NMLS licensing preferred, but not required in some branches.
High School Diploma or equivalent.
Other Duties: This job may require frequent sitting or standing for long periods of time. This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization.
Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S.
Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.
[EOE/M/F/D/V. Drug-free workplace.]
#LI-DS1
Auto-ApplyMortgage Loan Closer
Loan specialist job in Mayfield Heights, OH
We are seeking a detail-oriented and highly organized Mortgage Loan Closer to join our team. In this role, you will be responsible for preparing, reviewing, and ensuring the timely and accurate closing of residential mortgage loans. The ideal candidate will have a strong understanding of mortgage documentation, compliance requirements, and closing procedures, ensuring a smooth transition from underwriting to funding.
Key Responsibilities:
* Prepare and review closing documents in accordance with loan approval terms, investor guidelines, and regulatory compliance.
* Coordinate loan closings with title companies, attorneys, borrowers, lenders, and internal departments.
* Verify loan data, including loan amount, interest rate, and fees, to ensure accuracy.
* Ensure all closing conditions are met prior to disbursement.
* Issue and manage Closing Disclosures (CDs) and final settlement statements.
* Perform funding authorization and coordinate disbursement of funds.
* Communicate regularly with loan officers, processors, underwriters, and other stakeholders to resolve issues and ensure timely closings.
* Maintain complete and accurate loan files in accordance with company and investor requirements.
* Keep current on federal, state, and investor regulations related to loan closings.
* Provide excellent customer service to all internal and external partners.
Qualifications:
* High school diploma or equivalent required; associate or bachelor's degree preferred.
* 2+ years of mortgage closing experience preferred.
* Strong knowledge of residential loan closing documents and procedures (Conventional, FHA, VA, USDA).
* Familiarity with TRID and other applicable compliance regulations.
* Experience with mortgage loan origination systems
* Exceptional attention to detail and organizational skills.
* Ability to multitask and work under tight deadlines.
* Excellent communication and customer service skills.
HowardHanna.com
Hanna Holdings, Inc. affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.
Commercial / SBA Loan Specialist
Loan specialist job in Brooklyn, OH
The Lead Specialist, an integral part of a high-performing team, is responsible for commercial client support functions through telephone or written requests, the timely processing of commercial monetary transactions, and scheduled and non-scheduled loan maintenance. Our team is dedicated to supporting the growth and servicing of the commercial portfolio, while providing stellar customer service to internal and external customers alike. Under some supervision, the Lead Specialist is primarily focused on execution of basic to moderate processing work following defined procedures with some expansion to complex issues based on development. The Lead Specialist is also responsible for moderate operational and/or administrative work requiring occasional decision-making and will escalate issues as needed. Individuals in this position should have a basic to moderate understanding of commercial loans and commercial loan servicing.
**Overview of Primary Functions**
+ Administers moderate procedures, analysis, tasks and reporting for filing, recording, processing, servicing, recording, and/or organization of documentation associated with a product or process ·
+ Reviews and ensures proper documentation or procedures are used for complex activities and also checks the work of less experienced employees
+ Identifies and resolves moderate issues by following established guidelines. Refers more complex problems to Senior Specialist or supervisor.
+ May provide service in relation billing inquiries, service requests, suggestions and complaints from customers
+ Uses independent thought to recommend and implement programs to solve complex issues, contributes to work flow or process change and redesign, and forms a strong understanding of the specific product or process
+ Research requests to a logical conclusion and execute remedial action. Communicate to the requester the results of research and resolution of the problem effectively and timely.
+ Other duties as assigned, including performance of special tasks and follow up for accurate and timely completion of transactions
**Day-to-Day Tasks Include**
+ Perform accurate and timely monetary processing as indicated. This includes the processing of Dollar Transaction Forms and Loan Initial Funding Requests via the Centralized Funding process
+ Balance general ledger entries via Automated Posting Application (APA) to minimize account outages and work with the Accounting department to correct discrepancies in a timely manner.
+ Post DDA entries via APA to Hogan system, send out cashier checks and process outgoing wires as needed based on service requests
+ Process requests received via departmental Quest, databases and internal proprietary system including Fee Waiver requests and changes to indicative account information. This would also include transactions such as reapplication of payments, research of missing or misapplied payments, and producing payment history statements
+ Perform maintenance transactions on CLS including, but not limited to, setting up borrowing base ticklers, Advance Paydown ticklers and other monetary and indicative system changes.
+ Careful and timely review and action of various reports to alleviate potential customer impact issues and to ensure system integrity
**Education, Experience, & Differentiating Skills:**
+ High School Diploma or equivalent work experience required. Bachelors degree in Finance or Accounting preferred
+ 2+ years of experience and a strong knowledge of commercial loan servicing
+ Demonstrates solid understanding of accounting principles
+ Familiarity with systems such as CLS/CL3 and LoanIQ (Experience not mandatory)
+ Proven excellent verbal/written communication and interpersonal skills
+ Excellent judgement and decision making skills, demonstrated leadership skills
+ Strong analytical, research, and problem resolution skills
+ Comfortable navigating multiple computer systems and applications to utilize resources to draw conclusions & solve complex challenges
+ Moderate knowledge of banking policies, procedures, government regulations
+ Ability to perform complex scheduled and non-scheduled maintenance functions
+ Excellent internal and external customer service skills and proven ability to diffuse difficult customer situations independently
**Top Things looking for In Candidate**
+ Reconcile General Ledgers · Research credits and debits · Ability to research GL outages in commercial loan systems · Accounting Degree · Proficient in Microsoft Excel · Previous commercial loan services experience · Self-starter · Work with limited supervision
**About US Tech Solutions:**
US Tech Solutions is a global staff augmentation firm providing a wide range of talent on-demand and total workforce solutions. To know more about US Tech Solutions, please visit *********************** (********************************** .
US Tech Solutions is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, colour, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Loan Officers - Midwest Region
Loan specialist job in Akron, OH
Job Description
Referral Loan Officer - Midwest | EMM Loans LLC
EMM Loans LLC is seeking ambitious Referral Loan Officers to join our growing Midwest teams! Work alongside a strong, experienced leader and learn from the best in the business.
In this role, you'll market and originate residential mortgage loans, build relationships with individuals and professional organizations, and guide clients through the entire mortgage process-from application to closing. You'll help clients achieve their homeownership goals while evaluating loan applications to ensure financial readiness.
This is an outside sales role with commission-only pay and no leads provided. If you're motivated, driven, and love helping people, this is your opportunity to thrive!
So, how do you become part of this fantastic team? Meeting the following requirements is good place to start!
Active NMLS Licensing
A contagiously positive attitude and LOTS of energy
Deep knowledge of various loan products, origination processes, policies, procedure, underwriting guidelines and documentation requirements.
EMM is proud to offer a wide range of benefits and a very comp plan. Eligible employees can participate in the following benefits.
Medical, Dental, and Vision insurance
Flexible Spending Account
Company paid Life Insurance and LTD!
Additional buy up Life and LTD Insurance
401K plan with an employer match
And more!
*All positions are contingent upon the successful completion of a background check.
EMM Loans participates in E-Verify
EMM LOANS LLC is an Equal Employment Opportunity Employer. NMLS ID: 2926
Mortgage Loan Originator - Loan Officer - MLO - LO
Loan Officer
Loan specialist job in Parma, OH
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Mortgage Loan Officer
Loan specialist job in Fairlawn, OH
Are you a progressive mortgage originator who would like to join and award-winning Community bank that has all the tools to sustain and grow your business?
Consumers National Bank is a progressive and dynamic organization that is expanding our mortgage markets. We are looking for a professional with mortgage origination experience to develop, solicit, and promote mortgage lending.
We operate with few management layers providing our employees access to decision makers. You will be a part of an environment where achievements are recognized, and personal and professional growth is encouraged. Our corporate culture fosters a collaborative approach to business decisions and decision making for the greater good of the organization and its customers. We work together to exceed our customers' and shareholders' expectations and to build lifetime relationships with them, our friends and neighbors. We firmly believe that our employees are the driving force behind our MISSION. Join our Mortgage Team and join us in saying, “I make a difference”.
We are pleased to offer a generous benefits package, competitive wages and a collaborative professional work environment. Background, credit and previous employment checks apply to all applicants. Consumers National Bank is an Equal Opportunity Educational Institution/Equal Opportunity Employer, which includes providing equal opportunity for protected veterans and individuals with disabilities.
Responsibilities:
Develop Business Referral Network through marketing, cold-calling, prospecting and networking activities.
Call on professional people affiliated with the real estate industry, i.e., Realtors, Builders, CPAs and Financial Planners, as well as develop and maintain internal bank referral networks with BDO and Managers.
Participate in community efforts to promote home ownership.
Loan Application Process
Serve as primary point of contact for customers in providing benefits, value and solutions to meet client goals.
Manage all aspects of originating and negotiating the terms of mortgage loans while advising the customer on all available loan options.
Meet with prospective borrowers.
Collect and evaluate all client financial documentation and decide which products to recommend that will best serve the client's needs/goals and documentation as required and submit a complete package into Mortgage Loan Processing per program guidelines.
Present appropriate bank products and programs and explain guidelines. Apprise of pricing and lock rate as required.
Identify appropriate opportunities to sell additional products. Loan Management
Work with Mortgage Operations to ensure that loan quality meets program guidelines loan conditions are met, and communication to customers is on-going regarding loan status.
Utilize Loan Operations System (LOS) to check for notes and conditions
Requirements
Minimum of 3 to 5 years of mortgage lending experience with FHA, VA, USDA and Conventional Loan experience
High School diploma with four year college degree in business related discipline preferred.
Fundamental understanding and knowledge of mortgage lending process, applicable regulatory requirements, loan documentation, and basic financial analysis required.
Able to exercise appropriate independent judgment and act on it.
Well-developed analytical, mathematical, and problem-solving skills.
Sound customer service, listening, interpersonal, written, and oral communication skills.
Ability to effectively prioritize and execute tasks while under pressure.
Experience working in a team-oriented, collaborative environment.