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  • Home Equity Loan Specialist

    Prince Georges Community Federal Credit Union 3.9company rating

    Loan specialist job in Beltsville, MD

    Full-time Description Prince George's Community Federal Credit Union is seeking an experience professional with experience processing home equity loan applications to serve as our Home Equity Loan Specialist. This role provides members with information on credit union Home Equity products and services; receives, processes, and closes all Home Equity loan applications in a timely manner; and services the existing Home Equity loan accounts. DUTIES AND RESPONSIBILITIES: Handles all Home Equity Fixed and Lines of Credit requests made by phone, in person, etc., and completes the application process for underwriting Coordinates and prepares pre-closing and closing documentation; performs all system file maintenance and disburses funds; and scans all loan documentations Prepares all closing documents, HUDI sheet, and Deeds of Trust; completes the MD intake sheet; orders flood certifications; calculates all recordation and transfer taxes for each county and each dollar amount issued Closes home equity loans with the member(s) Handles all subordination requirements & agreements & collects fees Completes certificates of satisfaction for land records/Clerk of Court Orders and reviews title report prior to closing to ensure there are no liens, judgments, etc. Orders property appraisals after HELOC and/or 2nd trust processing and preliminary review from underwriter Prepares complete packet for the title company to send to the Clerk of Court Ensures all necessary title and Deed of Trust documents are completed and recorded properly within regulatory timeframe Record all HMDA tracking on all required loans; completes annual HMDA report Reviews HELOC advances to ensure proper rate and payments Handles loan payoffs; reviews loan payoff reports, weekly or bi-weekly, and conduct follow-up calls to members to initiate car/HELOC refinances Maintains loan documentation in members file, ensuring all policies and procedures of the Credit Union are followed; updates loan records as required; audits files to insure that all required documents are present and accounted for; and assists with filing and portfolio review Provides back office loan support, such as filing, etc. When necessary, Operates as back-up Loan Servicing Specialist on an as needed basis; including filing of Gap claims, life and/or disability claims, Debt protection, State National CPI, and death accounts Maintains a high level of knowledge and procedural expertise in all Credit Union loan products and services Assist in underwriting duties for non-home equity loans when needed Perform other lending and administrative duties as assigned by the Chief Lending Officer This is a full-time position (Monday thru Friday) and the ideal candidate will have the flexibility to work occasional community events (once or twice a year), must consistently uphold the mission, vision, and core values of the credit union, and possesses the ability to cope in a team focused, fast-paced sales and service culture. Requirements High School Diploma, required; a Bachelor's degree preferred Minimum of two years' Home Equity and lending experience required Two years' demonstrated sales experience preferred Requires basic knowledge of Microsoft Word and Excel
    $42k-76k yearly est. 60d+ ago
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  • Home Loan Specialist

    Reynolds Empowerhome Team

    Loan specialist job in Chantilly, VA

    Job Description Home Loan Specialist - Warm Leads Provided - EmpowerHome Mortgage EmpowerHome Mortgage | Remote Flexibility Are you a licensed Mortgage Loan Officer ready to grow your production without chasing cold leads? EmpowerHome Mortgage is looking for motivated, relationship-focused Loan Officers who want consistent warm leads, industry-leading support, and the opportunity to build a high-volume business. As the exclusive mortgage partner of EmpowerHome Team-a nationally ranked real estate team-our Loan Officers receive a steady flow of warm, pre-qualified buyer leads every week. No cold calling. No lead buying. Just real homebuyers ready to move forward. If you're driven, client-focused, and ready for a scalable career path, this is the opportunity. What We Offer Warm, pre-qualified buyer leads provided directly from EmpowerHome's top real estate agents Remote flexibility with proven systems, CRM, and technology to streamline your pipeline Operations, processing, and marketing support, so you can focus on clients-not paperwork A collaborative, growth-oriented team culture Competitive commission plan with six-figure income potential A trusted brand with strong agent partnerships and repeat referral business Compensation: $100,000+ commission potential at plan, with upside earning potential. Compensation: $100,000+ at plan commission Responsibilities: Evaluate and pre-qualify loan applicants by reviewing financials, credit reports, and documentation Advise clients on mortgage products, loan programs, and financing options Guide borrowers through every step of the loan process, ensuring a smooth and transparent experience Maintain compliance with all mortgage lending regulations and internal policies Build relationships with real estate agents, builders, and referral partners to increase loan volume Qualifications: Active NMLS License (required) Proven success as a Loan Officer, Mortgage Loan Originator, or similar lending role Strong communication, customer service, and relationship-building skills Self-motivated and organized, with the ability to manage a high-quality pipeline Passion for helping families achieve homeownership and advancing your mortgage career About Company Why EmpowerHome? Exclusive partnership with a top-ranked real estate team Ranked #8 Real Estate Team in the Nation by RealTrends (Sales Volume) #1 Female-Led Real Estate Team in the United States Mission-driven culture focused on client care, performance, and professional growth How to Apply Submit your resume today. Qualified candidates will be contacted for the next steps.
    $100k yearly 17d ago
  • Loan Servicing Specialist

    Old Dominion National Bank 4.1company rating

    Loan specialist job in Tysons Corner, VA

    GENERAL SUMMARY: This position performs the primary support role for Loan Operations and Loan Administration. Applicants should possess strong organizational and prioritizing skills to perform a diverse set of tasks accurately in a fast-paced environment. Performs any function within scope of authority and expertise, to provide the highest level of service and responsiveness to customers and coworkers. DUTIES AND RESPONSIBILITIES: · Consumer, Commercial, Mortgage and Participation Loan Booking, Funding and Maintenance - Ensures that all activities are conducted in a manner consistent with established bank operations policies and procedures. · Payment Processing · Cashier's Check Processing · Escrow Disbursement · RIP/UIR resolution · Documentation Scanning and Electronic File Management · Payoff Processing - monetary and documentary · Insurance and Exception Maintenance and Tracking · Maintain/Track/Audit of loan files · HMDA, Credit Bureau (e-Oscar), and FHLB Reporting · Daily/weekly/monthly report tracking and completion of actions · Early Disclosure and Adverse Action completion and tracking · Review account data entry and maintenance to ensure data integrity. Responsible for support of all functions and applications in department · Research and resolve more complex product servicing issues that arise in the course of business in support of team members. Create and distribute applicable reports as requested by officers and other members of management · Comply with all regulatory, legal and policy guidelines. Requirements DESIRED QUALIFICATIONS: · Bachelor's Degree from a 4-year, accredited Institution. · 1-3 years of commercial loan processing experience. · Core banking systems experience, preferably with FIS/Horizon. · Highly organized and efficient, able to work with all levels of staff, detail oriented, a team player, and excellent time management skills. · High level of proficiency and comfort with technology-based systems and applications. · Superior client services skills are imperative. · Must be able to adjust quickly to changing priorities and conditions, exhibit passion and excitement over work and have a self-starter, “can do” attitude. Proven ability to meet deadlines while completing thorough and error-free documentation Outstanding verbal and written communication skills. Competency: · Ability to work collaboratively with all teams in the bank · Ability to effectively present information to management, customers, and other bank representatives · Understanding of loan, deposit and federal regulations Supervisory Responsibilities: This position has no supervisory responsibilities. Work Environment: This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Physical Demands: This position requires sitting at a computer station for extended periods of time. Position Type/Expected Hours of Work: This is a full-time hourly position. Days and hours of work are Monday - Friday 9 am - 5 pm, there is flexibility but should be agreed upon with the employee's supervisor. Travel: Occasional travel to other ODNB branches can be expected for this position. Education and Experience: · Bachelor's Degree or more than 7 years work loan operations work experience. Work Authorization/ Security Clearance: Must be eligible to work in the United States. AAP/EEO Statement: Old Dominion National Bank provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, ODNB complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. ODNB expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of ODNB's employees to perform their job duties may result in discipline up to and including discharge. Other duties: Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.
    $37k-88k yearly est. 60d+ ago
  • Junior Closing Officer

    Newmark Group Inc. 4.8company rating

    Loan specialist job in McLean, VA

    The Multifamily Capital Markets platform is the preeminent source of capital solutions for multifamily owners and operators. With a nationwide presence and unparalleled expertise, a 30+ year history and a servicing portfolio of $58 billion representing in excess of 3,400 loans in 49 states. A top five Fannie Mae and Freddie Mac Lender in 2017, the Multifamily Capital Markets Group offers a full complement of GSE, FHA, Life Company and Conduit products paired with extensive multifamily, affordable, student, seniors housing and healthcare expertise. Job Description: We are seeking a Closing Officer with a minimum 1-3 years of commercial GSE Loan Closing experience. Essential Job Duties: Responsible for working towards independently coordinating and conducting a review of loan closing due diligence items (i.e. organizational documents, management agreement, title commitment and title exceptions, laundry leases, commercial tenant leases, evidence of insurance, various third-party reports, etc.) Provide all closing due diligence items to outside counsel for review in a timely manner and work closely with them to ensure all rate lock and closing conditions are satisfactorily met in a timely manner. Coordinate a review of borrower comments to loan documents with outside counsel, recommend appropriate responses through credit risk analysis based on professional experience, knowledge and outside counsel recommendations. Represent Newmark to outside parties including borrower, investor and counsel during loan document modification negotiations and/or conference calls. Reconcile all income and expenses to confirm the loan is balanced prior to closing. Review Loan Commitments and provide comments to ensure accuracy and completeness related to specific terms and conditions of the loan structure. Responsible for managing the insurance review process. Work with Insurance Consultants and understand, review insurance against investor requirements. Responsible for shepherding the internal insurance waiver process. Communicate with and provide detailed guidance to other departments within Newmark with regard to complicated/out of the box transactions. Responsible for managing closing process with internal and external parties to ensure timely closing and sale to investors. Clearly and immediately communicate problems/issues with a closing or deal and elevate appropriately. Provide back-up assistance to Team Leader, if applicable, Closing Manager and Delivery Team. Assist with special projects to improve the process and experience of our clients and business partners. Skills, Education and Experience: High School diploma or equivalent B.A. /B.S. degree preferred Successful completion of Real Estate Finance and Escrow I course or equivalent 1-3 years of commercial GSE closing experience Thoroughly familiar with escrow/real estate terminology and real estate documents Ability to navigate through various types of loan structures, non-standard documentation and other potential risk associated with the transaction. Highly developed analytical, research and written/verbal communication skills Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative and accuracy. Demonstrate ability to organize and prioritize projects; complete multiple tasks on schedule. Ability to work productively under minimal supervision. Must be proficient in Microsoft Office. Strong work ethic and pro-active team player, able to work effectively under sometimes stressful conditions Ability to travel a minimum of 10% Working Conditions: Normal working conditions with the absence of disagreeable elements Note: The statements herein are intended to describe the general nature and level of work being performed by employees, and are not to be construed as an exhaustive list of responsibilities, duties, and skills required of personnel so classified. Newmark is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected Veteran Status, or any other characteristic protected by applicable federal, state, or local law.
    $41k-56k yearly est. Auto-Apply 11d ago
  • Mortgage Loan Servicing Specialist- Commercial

    Capital Bank Career 4.5company rating

    Loan specialist job in Rockville, MD

    About Us Capital Bank N.A. is headquartered in Maryland and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients primarily in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey. Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker. The Mortgage Servicing Specialist is responsible for managing the day-to-day servicing activities of mortgage loans, ensuring accuracy, compliance, and exceptional customer service. This role supports the full lifecycle of mortgage servicing, including payment processing, escrow administration, investor reporting, and resolution of borrower inquiries. The specialist will work closely with internal teams and external partners to maintain operational efficiency and regulatory compliance. Position Responsibilities L Administration Process and reconcile mortgage payments, payoffs, and adjustments accurately and timely. Manage escrow accounts, including tax and insurance disbursements, annual analysis, and shortage/overage handling. Monitor delinquent accounts and assist with collections or loss mitigation processes as needed. Customer Service Respond to borrower inquiries regarding loan terms, payment history, escrow accounts, and payoff requests. Provide clear, professional communication to resolve issues promptly and maintain positive customer relationships. Compliance & Reporting Ensure adherence loan Servicing & federal, state, and investor guidelines (e.g., RESPA, CFPB, Fannie Mae/Freddie Mac requirements). Prepare and submit accurate investor and regulatory reports within required timelines. Maintain detailed records and documentation for audits and quality control reviews. Partner closely with Compliance teams to execute regulatory requirements and ensure processes and procedures are continuously evolved to meet changes in regulatory standards. Operational Support Collaborate with Loan Operations team members to improve processes and enhance efficiency. Assist with system updates, testing, and implementation of new servicing technologies or workflows. Required Education and Experience Bachelor's Degree+ in Business Studies, Finance, or Business Administration, or related field. 3+ years of mortgage servicing or loan operations experience required. Familiarity with mortgage regulations and investor guidelines. Proven experience with payment processing, loan boarding, account maintenance, and customer service. High aptitude for problem solving. Strong attention to detail and organizational skills. Excellent communication and problem-solving abilities. Proficiency in mortgage servicing systems and Microsoft Office Suite. Preferred Education and Experience 1+ years of supervisory or management experience preferred. Experience with Fiserv Premier and Encompass strongly desired. Experience with data analysis from SalesForce or similar CRM applications Qualifications and Skills Customer-focused mindset with a commitment to service excellence. Ability to work independently and collaboratively in a fast-paced environment. High level of integrity and adherence to compliance standards. Compensation Base Salary Range: $29.60 - $44.41 hourly. Final determination of where you are at in the salary range is based on numerous factors such as geographic location, relevant experience, skill set, education, and ability to meet qualifications within the job description. Additional Compensation: This role will include a yearly annual target bonus based on individual performance. Additional Details Must have the ability to travel locally for training as needed. Hybrid/In-Office - local DMV market Supporting Businesses. Helping People. Strengthening Communities. Capital Bank, N.A. is an E-Verify, Affirmative Action and Equal Opportunity Employer.
    $29.6-44.4 hourly 42d ago
  • Supervisory Financial & Loan Specialist

    Us Government Other Agencies and Independent Organizations 4.2company rating

    Loan specialist job in Washington, DC

    Apply Supervisory Financial & Loan Specialist Small Business Administration Apply Print Share * * * * Save * This job is open to * Requirements * How you will be evaluated * Required documents * How to apply This position is located in the Small Business Administration, Office of Capital Access in Washington, D.C. The incumbent develops approaches to financial program delivery, improving existing rules, and regulations that ensure the 7(a) program serves the SBA mission to support entrepreneurship and small business growth opportunities in all U.S. markets. Summary This position is located in the Small Business Administration, Office of Capital Access in Washington, D.C. The incumbent develops approaches to financial program delivery, improving existing rules, and regulations that ensure the 7(a) program serves the SBA mission to support entrepreneurship and small business growth opportunities in all U.S. markets. Overview Help Accepting applications Open & closing dates 01/15/2026 to 01/30/2026 Salary $169,279 to - $197,200 per year Pay scale & grade GS 15 Location 1 vacancy in the following location: Washington, DC Remote job No Telework eligible Yes-as determined by the agency policy. Travel Required Occasional travel - You may be expected to travel for this position. Relocation expenses reimbursed No Appointment type Permanent Work schedule Full-time Service Competitive Promotion potential 15 Job family (Series) * 1101 General Business And Industry Supervisory status Yes Security clearance Not Required Drug test No Position sensitivity and risk High Risk (HR) Trust determination process * Suitability/Fitness Financial disclosure No Bargaining unit status No Announcement number 26-011-TM - MP Control number 854519400 This job is open to Help Federal employees - Competitive service Current federal employees whose agencies follow the U.S. Office of Personnel Management's hiring rules and pay scales. Career transition (CTAP, ICTAP, RPL) Federal employees whose job, agency or department was eliminated and are eligible for priority over other applicants. Land and base management Current or former employees of a base management agency. Veterans Veterans of the U.S. Armed Forces or a spouse, widow, widower or parent of a veteran, who may be eligible for derived preference Military spouses Military spouses of active duty service members or whose spouse is 100 percent disabled or died on active duty. Individuals with disabilities Individuals who are eligible under Schedule A. Family of overseas employees Family members of a federal employee or uniformed service member who is or was, working overseas. Peace Corps & AmeriCorps Vista Individuals who have served at least 2 years with the Peace Corps or 1 year with AmeriCorps VISTA. Videos Duties Help As a Supervisory Financial & Loan Specialist, GS-1101-15, you will be responsible for: * Plan, direct and oversee the activities of the 7(a) loan program. * Plan, develop, and implement strategies for outreach and training activities. * Develop and recommend Agency wide policies and procedures which govern Small Business Administrations (SBA's) 7(a) loan program. * Develop and recommend the issuance of Standard Operating Procedures (SOPs), policy statements, interim regulations etc. governing the Agency's loan programs. * Supervise employees regarding the completion of assignments in attainment of the goals set for the 7(a) loan program. * Guide employees with knowledge of information relevant to the 7(a) loan program. Requirements Help Conditions of employment * You must be a U.S. Citizen * You must successfully complete a background investigation. * You may be required to serve a one-year probationary period. * You may be required to serve a one year supervisory probationary period. Qualifications GS-15: One year of specialized experience, equivalent to the GS-14 grade level in the Federal service, obtained in either the private or public sector: (1) Analyzing and evaluating the financial statements of a business to structure commercial loans or determine eligibility within the SBA 7(a) program; and (2) Underwriting, approving, or liquidating SBA 7 (a) loans. Your resume must clearly describe your relevant experience. Additional information on the qualification requirements is outlined in the OPM Qualifications Standards Handbook of General Schedule Positions. It is available for your review on OPM's Qualifications web site: General Business and Industry Series 1101b Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g. Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religious; spiritual; community, student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience. TIME-IN-GRADE: If you are a current career or career-conditional federal employee applying for promotion under Merit Promotion you must have completed a minimum of 52 weeks in positions at the next level lower than the position being filled All qualification requirements must be met by 11:59 pm (Eastern Time) on 01/30/2026. Education Education may not be substituted for experience for this position. Additional information This is a non-bargaining unit position. This is not a drug testing position (TDP). Reasonable Accommodation Requests: If you believe you have a disability (i.e., physical or mental), covered by the Rehabilitation Act of 1973 as amended and Americans with Disabilities Act 1990 as amended, that would interfere with completing the USA Hire Competency Based Assessments, you will be granted the opportunity to request a reasonable accommodation in your online application. Requests for Reasonable Accommodations for the USA Hire Competency Based Assessments and appropriate supporting documentation for Reasonable Accommodation must be received prior to starting the USA Hire Competency Based Assessments. Decisions on requests for Reasonable Accommodations are made on a case-by-case basis. If you meet the minimum qualifications of the position, after notification of the adjudication of your request, you will receive an email invitation to complete the USA Hire Competency Based Assessments. You must complete all assessments within 48 hours of receiving the URL to access the USA Hire Competency Based Assessments, if you received the link after the close of the announcement. To determine if you need a Reasonable Accommodation, please review the Procedures for Requesting a Reasonable Accommodation for Online Assessments here: ***************************************************************************************** Career and InterAgency Career Transition Assistance Programs: Career Transition Assistance Plan (CTAP) is a program that helps "surplus" or "displaced" federal employees improve their chances of finding a new job in their current agency (intra-agency, i.e. SBA employees only). Inter-Agency Career Transition Assistance (ICTAP) is a program that helps "surplus" or "displaced" federal employees improve their chances of finding a new job at another agency (inter-agency; i.e. not applying to their current or former agency). You are eligible for CTAP/ICTAP if: 1. You are a current federal employee who meets the definition of a "surplus" or "displaced" employee meaning you have received official notice that your job is no longer needed or that you will lose your job by Reduction-in-Force (RIF). 2. Your agency, or the agency to which you are applying, is accepting applications from within or outside of the permanent workforce. 3. The position to which you are applying MUST BE in the Local Commuting Area of the position of record from which you are being displaced. 4. You meet the qualifications and other requirements of the job for which you are applying. This includes being rated as well-qualified for the position (score of 85 or better based on your responses to the competencies and associated questions listed within the assessment). Selective Service: If you are a male applicant born after December 31, 1959, you must certify that you have registered with the Selective Service System, or are exempt from having to do so under the Selective Service Law. For additional information visit ************ Consistent with work requirements and current SBA Policy, and all applicable provisions of the collective bargaining agreement with AFGE the SBA offers employees opportunities to perform work at an alternative location (e.g. home). Telework may be available. For information on Telework visit: ************************ Expand Hide additional information Candidates should be committed to improving the efficiency of the Federal government, passionate about the ideals of our American republic, and committed to upholding the rule of law and the United States Constitution. Benefits Help A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new window Learn more about federal benefits. Review our benefits Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered. How you will be evaluated You will be evaluated for this job based on how well you meet the qualifications above. Additional vacancies may be filled from this vacancy announcement if additional vacancies occur within 180 days of the date the certificates were issued. Applicants meeting basic eligibility requirements will be further evaluated based on additional assessments. A USA Hire assessment and a Subject Matter Expert (SME) review will be utilized for this position. The assessments relate to the following Competencies required to do the work of this position: * Federal Loan Programs * Written Communication * Leadership In order to be considered for this position, you must complete all required steps in the process. One of the required assessments for this position requires an online assessment. The online assessment measures critical general competencies required to perform the job. You will not be considered for the position if you fail to complete the assessment. All qualified Non Competitive applicants and the best qualified Merit Promotion applicants will be referred to the hiring manager for consideration. Career and InterAgency Career Transition Assistance Programs: To receive selection priority for this position, you must: 1. meet CTAP or ICTAP eligibility criteria as described under "Additional Information" above; and 2. submit the appropriate documentation to support your CTAP/ICTAP eligibility claim which can be found under the Required Documents section of this vacancy announcement. Benefits Help A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new window Learn more about federal benefits. Review our benefits Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered. Required documents Required Documents Help Failure to submit any of the required documents by the closing date/time of the vacancy will result in your removal from consideration for this position. Please review your application prior to final submission and ensure you have submitted all appropriate documents. Uploading documents to USAJobs does NOT ensure inclusion with your application to our system. You must verify that the documents are in the system with your application prior to final submission. 1. Your Resume - Resume length may not exceed 2 pages or include photographs. It must contain the following information: * Name, address, telephone number, email address; * Job Title (if Federal Service, provide series and grade; if not in GS plan, provide GS equivalent grade); * If qualifying based on related unpaid (e.g. volunteer service) experience, you must provide hours worked per week and beginning/ending dates (mm/dd/yyyy to mm/dd/yyyy); * If other than full time you must provide hours worked per week. * PLEASE BE CLEAR AND SPECIFIC. WE WILL NOT MAKE ASSUMPTIONS REGARDING YOUR EXPERIENCE. Your resume must contain sufficiently detailed information upon which to make a qualification determination. * Should you submit multiple resumes, only the latest uploaded resume will be reviewed. * Should your resume be longer than 2 pages you will be removed from consideration. 2. In addition to your resume you are required to submit the following forms, if applicable. It is the responsibility of the applicant to ensure all documents are legible: * Federal employees must submit proof of your permanent career/career-conditional competitive status ("1" or "2" in Tenure, block 24 and "1" in Position Occupied, block 34). Submit SF-50 showing current grade and tenure and an SF-50 showing highest (permanent) grade ever held, if different. NOTE: An award or detail SF-50 will not be accepted as proof of status. * If you are using education as a substitution for experience (the announcement will state whether this is allowed), or if there is an educational requirement for this position, you must submit a copy of your transcripts (unofficial or official) that clearly describes your qualifying education. If selected, official transcripts will be required; * If you are claiming Veteran status, you must submit a copy of all required documents to support your claim (including a DD-214 showing character of service)--see VetGuide; * To receive consideration for a special appointment authority (30%, severely disabled, Peace Corps, VRA), you must submit all required documentation supporting your claim for Special Appointing Authorities; * Veterans who are still in the service may be granted tentative preference on the basis of information contained in their applications, but they must produce a DD-214 (showing the character of service) or other proof of service to receive consideration for veterans' preference. For more information on Veterans' Preference, please visit FedsHireVets.gov. * CTAP/ICTAP/RPL Applicants: Surplus or displaced employees eligible for CTAP, RPL, or ICTAP priority must provide proof of eligibility (RIF separation notice, notice of proposed removal for declining a transfer of function or directed reassignment to another commuting area, notice of disability annuity termination), SF-50 documenting separation (if applicable), your most recent SF-50 noting position, grade level, and duty location with your application per 5 CFR 330, and your most recent performance appraisal. If you are requesting a reasonable accommodation to a USA Hire Competency Based Assessments, submit documentation to support your request, including the Reasonable Accommodation Request Form found here. ***************************************************************************************** If you are relying on your education to meet qualification requirements: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating. How to Apply Help Please follow all instructions carefully. Errors or omissions will affect your rating. If, after reviewing your resume and/or supporting documentation, a determination is made that you have inflated your qualifications and/or experience your rating may be adjusted to more accurately reflect your abilities. Please read the entire announcement and all the instructions before you begin an application. To apply for this position, you must complete the initial online application, to include the initial online assessment and submission of the required documentation specified in the Required Documents section below. The complete application package must be submitted by 11:59 PM (ET) on the closing date of the announcement to receive consideration. The application process is as follows: 1. To begin the application process, click the Apply Online button. 2. Answer the questions presented in the application and attach all necessary supporting documentation. 3. Click the Submit Application button prior to 11:59PM (ET) on the announcement closing date. 4. After submitting an online application, you will be notified whether or not you are required to take additional online assessments through the USA Hire Competency Based Assessment system. This message will be delivered to you both on screen and via email notification. 5. If you are asked to take the USA Hire Competency Based Assessments, you will be presented with a unique URL to access the USA Hire system. Access to USA Hire is granted through your USAJOBS login credentials. Be sure to review all instructions prior to beginning your USA Hire Assessments. Click here for Computer System Requirements 6. Note, set aside at least 3 hours to take these assessments; however, most applicants complete the assessments in less time. If you need to stop the assessments and continue at a later time, you can re-use the URL sent to you via email and also found on the Additional Application Information page that can be located in the application record in your USAJOBS account. To update your application, including supporting documentation, at any time during the announcement open period, return to your USAJOBS account. There you will find a record of your application, the application status, and an option to Update Application. This option will no longer be available once the announcement has closed. To verify the status of your application both during and after the announcement open period, log into your USAJOBS account: ************************************* All of your applications will appear on the Welcome page. The application record in your USAJOBS account provides an Additional Application Information page that provides information regarding the documentation you submitted and any correspondence we have sent related to this application. The Application Status will appear along with the date your application was last updated. For information on what each Application Status means, visit: ******************************************************* Agency contact information Tiffany Maddox Email ********************** Address Office of Capital Access 409 3rd Street SW Suite 8200 Washington, DC 20416 US Next steps Based on your application and your responses to the application questionnaire, you may be presented with instructions on how to access the USA Hire system to complete the online assessments. The online assessments must be completed within 48 hours following the close of this announcement. You will have the opportunity to request a testing accommodation for the assessment should you have a disability covered under the Americans with Disabilities Act (ADA). Your assessment results will be kept on record for one year and used toward future positions for which you might apply that require the same assessments. To be considered for the position, you must meet all qualifications, including meeting or exceeding the cut score on the required assessments. SUITABILITY, CLEARANCE & REQUIREMENTS: A background investigation may be required for all new hires. Appointment will be subject to the applicant's successful completion of a background investigation and favorable adjudication. Failure to successfully meet these requirements will be grounds for termination. Fair and transparent The Federal hiring process is set up to be fair and transparent. Please read the following guidance. Criminal history inquiries Equal Employment Opportunity (EEO) Policy Financial suitability New employee probationary period Privacy Act Reasonable accommodation policy Selective Service Signature and false statements Social security number request Required Documents Help Failure to submit any of the required documents by the closing date/time of the vacancy will result in your removal from consideration for this position. Please review your application prior to final submission and ensure you have submitted all appropriate documents. Uploading documents to USAJobs does NOT ensure inclusion with your application to our system. You must verify that the documents are in the system with your application prior to final submission. 1. Your Resume - Resume length may not exceed 2 pages or include photographs. It must contain the following information: * Name, address, telephone number, email address; * Job Title (if Federal Service, provide series and grade; if not in GS plan, provide GS equivalent grade); * If qualifying based on related unpaid (e.g. volunteer service) experience, you must provide hours worked per week and beginning/ending dates (mm/dd/yyyy to mm/dd/yyyy); * If other than full time you must provide hours worked per week. * PLEASE BE CLEAR AND SPECIFIC. WE WILL NOT MAKE ASSUMPTIONS REGARDING YOUR EXPERIENCE. Your resume must contain sufficiently detailed information upon which to make a qualification determination. * Should you submit multiple resumes, only the latest uploaded resume will be reviewed. * Should your resume be longer than 2 pages you will be removed from consideration. 2. In addition to your resume you are required to submit the following forms, if applicable. It is the responsibility of the applicant to ensure all documents are legible: * Federal employees must submit proof of your permanent career/career-conditional competitive status ("1" or "2" in Tenure, block 24 and "1" in Position Occupied, block 34). Submit SF-50 showing current grade and tenure and an SF-50 showing highest (permanent) grade ever held, if different. NOTE: An award or detail SF-50 will not be accepted as proof of status. * If you are using education as a substitution for experience (the announcement will state whether this is allowed), or if there is an educational requirement for this position, you must submit a copy of your transcripts (unofficial or official) that clearly describes your qualifying education. If selected, official transcripts will be required; * If you are claiming Veteran status, you must submit a copy of all required documents to support your claim (including a DD-214 showing character of service)--see VetGuide; * To receive consideration for a special appointment authority (30%, severely disabled, Peace Corps, VRA), you must submit all required documentation supporting your claim for Special Appointing Authorities; * Veterans who are still in the service may be granted tentative preference on the basis of information contained in their applications, but they must produce a DD-214 (showing the character of service) or other proof of service to receive consideration for veterans' preference. For more information on Veterans' Preference, please visit FedsHireVets.gov. * CTAP/ICTAP/RPL Applicants: Surplus or displaced employees eligible for CTAP, RPL, or ICTAP priority must provide proof of eligibility (RIF separation notice, notice of proposed removal for declining a transfer of function or directed reassignment to another commuting area, notice of disability annuity termination), SF-50 documenting separation (if applicable), your most recent SF-50 noting position, grade level, and duty location with your application per 5 CFR 330, and your most recent performance appraisal. If you are requesting a reasonable accommodation to a USA Hire Competency Based Assessments, submit documentation to support your request, including the Reasonable Accommodation Request Form found here. ***************************************************************************************** If you are relying on your education to meet qualification requirements: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating.
    $22k-40k yearly est. 12d ago
  • Junior Closing Officer

    Cantor Fitzgerald 4.8company rating

    Loan specialist job in McLean, VA

    The Multifamily Capital Markets platform is the preeminent source of capital solutions for multifamily owners and operators. With a nationwide presence and unparalleled expertise, a 30+ year history and a servicing portfolio of $58 billion representing in excess of 3,400 loans in 49 states. A top five Fannie Mae and Freddie Mac Lender in 2017, the Multifamily Capital Markets Group offers a full complement of GSE, FHA, Life Company and Conduit products paired with extensive multifamily, affordable, student, seniors housing and healthcare expertise. Job Description: We are seeking a Closing Officer with a minimum 1-3 years of commercial GSE Loan Closing experience. Essential Job Duties: Responsible for working towards independently coordinating and conducting a review of loan closing due diligence items (i.e. organizational documents, management agreement, title commitment and title exceptions, laundry leases, commercial tenant leases, evidence of insurance, various third-party reports, etc.) Provide all closing due diligence items to outside counsel for review in a timely manner and work closely with them to ensure all rate lock and closing conditions are satisfactorily met in a timely manner. Coordinate a review of borrower comments to loan documents with outside counsel, recommend appropriate responses through credit risk analysis based on professional experience, knowledge and outside counsel recommendations. Represent Newmark to outside parties including borrower, investor and counsel during loan document modification negotiations and/or conference calls. Reconcile all income and expenses to confirm the loan is balanced prior to closing. Review Loan Commitments and provide comments to ensure accuracy and completeness related to specific terms and conditions of the loan structure. Responsible for managing the insurance review process. Work with Insurance Consultants and understand, review insurance against investor requirements. Responsible for shepherding the internal insurance waiver process. Communicate with and provide detailed guidance to other departments within Newmark with regard to complicated/out of the box transactions. Responsible for managing closing process with internal and external parties to ensure timely closing and sale to investors. Clearly and immediately communicate problems/issues with a closing or deal and elevate appropriately. Provide back-up assistance to Team Leader, if applicable, Closing Manager and Delivery Team. Assist with special projects to improve the process and experience of our clients and business partners. Skills, Education and Experience: High School diploma or equivalent B.A. /B.S. degree preferred Successful completion of Real Estate Finance and Escrow I course or equivalent 1-3 years of commercial GSE closing experience Thoroughly familiar with escrow/real estate terminology and real estate documents Ability to navigate through various types of loan structures, non-standard documentation and other potential risk associated with the transaction. Highly developed analytical, research and written/verbal communication skills Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative and accuracy. Demonstrate ability to organize and prioritize projects; complete multiple tasks on schedule. Ability to work productively under minimal supervision. Must be proficient in Microsoft Office. Strong work ethic and pro-active team player, able to work effectively under sometimes stressful conditions Ability to travel a minimum of 10% Working Conditions: Normal working conditions with the absence of disagreeable elements Note: The statements herein are intended to describe the general nature and level of work being performed by employees, and are not to be construed as an exhaustive list of responsibilities, duties, and skills required of personnel so classified. Newmark is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected Veteran Status, or any other characteristic protected by applicable federal, state, or local law.
    $32k-40k yearly est. Auto-Apply 11d ago
  • Loan Officer - Northern Virginia, VA

    McLean Mortgage Corporation 4.6company rating

    Loan specialist job in Fairfax, VA

    Job Tasks and Responsibilities: As a loan originator, Employee shall have responsibility for collecting and analyzing customers' income, assets, investments and debts; determining which financial products best meet customer needs and financial circumstances; advising customers regarding advantages and disadvantages of different financial products; and marketing and promoting qualifying residential mortgage loans in accordance with MMC's policies and procedures as in effect from time to time, and in accordance with Employee's terms of compensation set forth in Exhibit A as updated or revised at MMC's discretion from time to time. Employee shall achieve satisfactory production standards as updated or amended at MMC's sole discretion from time to time. Employee shall adhere to MMC's policies and procedures regarding fees chargeable on all loans originated. Employee shall perform all duties incidental to the successful operation of the Business and such other duties as specified by MMC from time to time. Employee shall obtain and process loan applications and oversee the completion of all documentation and fulfillment of all closing conditions for each loan Employee originates. Employee will be responsible for communicating initial loan commitment terms to potential customers. Employee represents possession of the necessary skills and proficiency to market, promote, and prepare applications for loans secured by real estate. Employee shall devote Employee's best efforts, attention, knowledge and talent to discharging those duties and responsibilities faithfully, conscientiously and diligently as may be assigned by MMC, together with such other duties as are generally commensurate with the role of a loan originator. Employee shall devote Employee's full time, ability, and attention to MMC's Business during the term of this Agreement. Employee will be responsible for developing and carrying out personal marketing strategies, developing a high level of customer satisfaction, and following all MMC policies and procedures, including but not limited to those set forth in any and all of MMC's policy and procedure manuals, guides, handbooks, bulletins and other circulated materials, in written or electronic form, and relating to the Business of MMC and employment of Employee(collectively, the "Policies"). Employee acknowledges receipt of the Policies in existence as of the date of this Agreement, and covenants to review such Policies and as supplemented or updated. Employee shall cooperate with and assist MMC in assembling all documents necessary for marketability of residential mortgage loans, including the sale or assignment of such loans. Knowledge of FNMA/FHLMC,FHA,VA and VHDA underwriting guidelines Required Knowledge, Skills and Abilities: Strong organizational and time management skills Ability to multitask in a fast-paced environment Excellent verbal and written communication skills Customer service oriented Understanding of Residential Lending regulatory requirements Experience with Encompass360 Educational and Experience Requirements: Bachelor's degree in Finance or Business is preferred Certification(s) from the Mortgage Bankers Association preferred but not required At least two- three years of Mortgage Lending experience
    $33k-57k yearly est. Auto-Apply 60d+ ago
  • Mortgage Loan Processor

    Atlantic Coast Mortgage 3.7company rating

    Loan specialist job in Fairfax, VA

    Atlantic Coast Mortgage, LLC ("ACM") is seeking an experienced Mortgage Processor is to ensure the timely and accurate packaging of all loans originated by loan officers, while ensuring that the applicant's documents are accurate for processing and underwriting. The processor assumes responsibility as the point person from qualification to the final approval. Job Duties and Responsibilities: Strong knowledge of compliance rules and regulations Proficiency in Encompass (LOS) Follows specific guidelines for Fannie Mae and Freddie Mac investor regulations Reviews loan applications for accuracy and completeness, ensuring standards are met. Proficiency in understanding the loan profile to pre-underwrite conditions, with the goal set to manage and streamline the loan process with underwriting Process documents, including income, assets, and employment, and analyze liabilities in a paperless work environment Requirements: Minimum of 2 years of experience as a Mortgage Loan Processor Previous experience with Conv, FHA, VA, VHDA, and USDA loans is required Detail-oriented, ability to prioritize, and outstanding service are critical to succeed Self-motivated with a strong sense of urgency-meet deadlines Excellent verbal and written communication skills - be consistent and proactive with communicating with borrowers, loan originators, and other parties to the transaction while striving to maintain a high level of customer service ACM promotes an Equal Employment Opportunity (EEO) workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, protected veteran status, or any other status protected by law. If you are disabled and need assistance in the application process, please contact the ACM Human Resources department.
    $34k-43k yearly est. 40d ago
  • Mortgage Loan Closer

    JG Wentworth Home Lending

    Loan specialist job in Woodbridge, VA

    For more than 20 years, The J.G. Wentworth Company , through its affiliates and subsidiaries, has provided individuals the flexible options they need to respond to life's changing needs. Today, The J.G. Wentworth Company is a diversified company focused on providing direct-to-consumer solutions to financial needs through a variety of offerings, including: home lending and refinancing, structured settlement, annuity and lottery payment purchasing, access to personal loans, and prepaid cards. Our seasoned management team has developed a category-leading marketing, operations, customer service and funding infrastructure that has allowed us to achieve efficiency and economies of scale necessary for future growth. Job Description Prepare closing documents accurately and issue to closing attorneys and/or title companies. Verify that the required accurate closing documentation is in file Ensure that closing packages are accurately and efficiently generated for all mortgage products Responsible for accurately selecting APR fees and making necessary changes to complete sale of the loan Check settlement statement from attorney prior to closing and make any relevant changes Approve final HUD1 settlement statement Coordinate loan funding with the accounting department and the closing attorney Perform other related duties as requested High School graduate with 2+ years of loan closing experience in mortgage industry Qualifications High School Graduate with 2+ years of loan closing experience in the mortgage industry Strong Problem solving skills High level of attention to detail, and strong organizational skills Excellent verbal and written communication skills Ability to thrive in a fast-paced environment Additional Information We'd love to consider you for our growing team of talent and invite you to complete an application for our current open positions. EOE/V/D
    $35k-47k yearly est. 60d+ ago
  • Mortgage Loan Processor; BR 32-Mcvay; 12.12.2025

    Texana Bank National Association

    Loan specialist job in Huntingtown, MD

    Position Type: Full-Time, Hourly Non-Exempt Department: Mortgage Operations Reports To: Mortgage Processing Manager Salary Range: $26.44-$36.05 per hour JOB SUMMARY: Responsible for performing initial appraisal of potential borrowers by thoroughly examining their applications; assessing the credit standings of applicants through background research; and interviewing applicants to evaluate their eligibility for loan or mortgage. ESSENTIAL FUNCTIONS: Identify customer needs, explore all options, and suggest different types of loans. Review files for completeness and accuracy. Verify accuracy of system input. Analyze file for program applicability. Review necessary documentation, such as income and asset documentation, credit report, verifications, appraisal report, preliminary title report, etc. Follow up with clients to request additional documents as needed or to clarify important points. Provide status updates to loan officers, borrowers, and agents. Remain up to speed regarding lending and other financial services. Coordinate all aspects of submission to underwriting, documentation requests and satisfaction of closing/funding conditions. Coordinate closings as needed. Submit files in a timely manner in accordance with company standards. Review pre-audit HUD-1 to ensure accuracy. Work with loan officer and title companies to resolve any discrepancies prior to closing. Prioritize workflow to ensure time sensitive files are handled in proper order. Assure compliance with all regulatory and governmental standards, guidelines, rules and regulations with all regulatory authorities, federal or state ordinances and administrative regulations and statues. Forge trust relationship and enhance customer dedication. Ensures confidentiality of bank and customer information. Performs other duties as assigned. Requirements Preferred Skills: Preferably 5 years or more processing conventional, VA and FHA loans. Encompass experience preferred. Requirements: Post TRID knowledge required. Comprehension of direct/indirect lending procedures. In-depth understanding of relevant rules and regulations. Strong organization skills and detail oriented. Excellent communication and sales skills. Equal Opportunity Statement: Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law. Texana Bank Mortgage 1680 Keller Parkway Keller, Texas 76248
    $26.4-36.1 hourly 44d ago
  • Loan Processor

    Crosscountry Mortgage 4.1company rating

    Loan specialist job in Rockville, MD

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: Perform a thorough review and analysis of borrower's credit, employment, income and assets as required by the particular loan program before submitting to underwriting. Assemble the complete loan package in proper order for underwriting. Verify all required documentation (pre-underwrite) in the file. Complete the required loan checklist. Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting. Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan. Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg.B, etc.) and prepare required disclosures. Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. Verify that vendor orders are complete, invoices received, and in the applicant's E-file. Manage pipeline by completing and submitting reports within allotted turn-around times. Assist set-up of loans. Document all communication related to the loan application in the conversation log. Train and help supervise new loan processors and other processing personnel. Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors. Available to work varying hours and overtime if needed. Qualifications and Skills: High School Diploma or equivalent is required. Minimum of 5 years' residential mortgage processing experience. Experience with Encompass. Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. Knowledge of DU, LP, Microsoft Office & Windows. Excellent math and analytical skills. Excellent communication skills. Excellent prioritization and time management skills. Pay Range: Hourly Rate: $15.00-20.00. Eligible for monthly bonus incentive. The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $15-20 hourly Auto-Apply 29d ago
  • Loss Mitigation Specialist

    Lafayette Federal Credit Union 4.4company rating

    Loan specialist job in Rockville, MD

    IS HYBRID. Please note that we are exclusively considering applicants residing in the District of Columbia, Maryland, or Virginia for all open positions. Join Lafayette Federal Credit Union, a proud recipient of USA Today's Top Workplaces of 2024 and 2025 award! Welcome to Lafayette Federal Credit Union Careers! Our organization is growing, and we are seeking top-notch individuals to provide support to our members. Our employees are a critical component in in our endeavor to be the premier financial partner for every one of our members. Do you have experience with the maintenance of severely delinquent accounts? Do you have experience reviewing the members overall financial condition and compensating factors? If so, then Lafayette Federal may have the perfect opportunity for you! We are currently seeking a Loss Mitigation Specialist to join our dynamic team! About us: Our Difference: What makes Lafayette Federal cutting-edge ? Lafayette Federal Credit Union is not only a great place to bank, but also a great place to work! We have been recognized nationally by (1) Newsweek's America's Best Bank's list, (2) we've received a 5-star rating from Bauer financial, and (3) we've also ranked #12 in S&P Global' s Top Performing Credit Union's in 2022 for the second year in a row! Our Culture: Lafayette Federal is about inclusion, diversity, high performance, and new opportunities. Teamwork and our sense of community also make Lafayette Federal a great place to work. Each person is valued for his or her unique set of skills. We share a common devotion to the people we serve, participating in charity events throughout each year and giving back to the community. Our Opportunities: Professional development, training, and certification is a priority for our employees. We want you to reach your career goals and provide support that leads to opportunities of advancement within the industry. About the role: We are seeking a smart, organized, and resourceful professional to assist the Asset Recovery department with the overall maintenance of severely delinquent accounts to include reviewing and recommending loans for extension and/or workouts. In addition, this position is responsible for reviewing the members overall financial condition and compensating factors as well as serve as a back up to the Mortgage, Bankruptcy and Charge Off Specialists. Requirements A day in the life of a Loss Mitigation Specialist will include: Responsible for reviewing and preparing all files for the Loss Mitigation Committee. This process includes an in-depth analysis of the Member's relationship with the credit union and the financial risk with all parties involved. Responsible for monitoring all accounts under an approved modification or workout to ensure the borrower is complying with agreed upon action steps. Review all third-party debt management cases. Responsible for all follow up calls and memos with respect to financial needs cases. Ensures quality control by reviewing such items as vendor invoices, recovery, SCRA and EOscar reports. Serves as a back up to the Bankruptcy Specialist by maintaining bankrupt accounts. Our ideal candidate will: Provide all members with professional support, accurate information, and friendly service. Ensure all data entry for loans are made with minimal, non-recurring errors. Adhere to Lafayette Federal's Service Standards Policy. Maintain confidentiality at all times. Maintain a dependable record of attendance and timeliness. Ensure that consumer and mortgage collection queues are followed. Top benefits or perks: Joining Lafayette Federal comes with perks to support you in your personal and professional journey. We provide employees with a generous benefits package including: Employer paid (99.9%) health insurance premium for single and family coverage (HMO Plan) Fully funded deductible (HMO Plan) 401k employer matching contribution Income protection with life insurance, short and long-term disability Paid time off, holiday leave & birthday leave Educational assistance Commuter benefits program and more! Pay: $52,621 - $57,849 annually depending on experience and qualifications. The job posting highlights the most critical responsibilities and requirements of the job. It is not all-inclusive. There may be additional duties, responsibilities, and qualifications for this job. *Lafayette Federal Credit Union is an Equal Opportunity and E-Verify Employer *EOE/AA/DISABILITY/VETERAN Salary Description $52,621 - $57,849 depending on experience
    $52.6k-57.8k yearly 14d ago
  • Mortgage Loan Officer

    Burke & Herbert Bank 4.4company rating

    Loan specialist job in Alexandria, VA

    It is the responsibility of the Mortgage Loan Officer to be able to handle all functions of originating a loan. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Origination Requirements * Develop application sources through internal and external centers of influence including but not limited to: Burke & Herbert Bank branches, realtors, builders, stockbrokers, financial planners, attorneys, accountants and past customers. * Develop new business from personal and nontraditional resources. * Work independently. * Complete 1003 Residential Loan Application. * Collect all data and documents necessary to process the application. Assign loan number. * In-put or upload application information into Loan Origination System, Encompass. * Submit to Desktop Underwriter, Loan Prospector or other decision engine. * Issue initial disclosures accurately and in a timely manner. * Follow up on conditions necessary to close or decline loan as requested. * Price and lock interest rate with investor, meeting Burke and Herbert Bank pricing expectations. * Monitor lock expiration dates for closing and delivery. Other Banking Requirements * Call on Burke & Herbert Bank branches in assigned territory. * Make introduction of all market applicants to appropriate Burke & Herbert Bank personnel. Generate new leads for the Bank from outside sources. * In consultation with Burke & Herbert Bank personnel, explore opportunities for cross-sell of other Burke & Herbert Bank products. * Collect fees in accordance with Burke & Herbert Bank standards. * Participate, as requested, in opportunities to promote the Burke & Herbert Bank. * Maintains lending compliance including but not limited to: early disclosures, government monitoring, high priced mortgage loans documentation, and customer information procedures. Closed Loan Requirements * Expected minimum closed loan volume of $1,000,000 per month after 60 days. Skills/Abilities * A Mortgage Loan Officer must be able to communicate and work well with the public. * Must have the ability to analyze credit information necessary to originate and assist in processing a residential loan application. * Individual must have knowledge of lending compliance requirements and general knowledge of conventional and government loans available to the consumer. * Must be resourceful and have the ability to work with secondary market investors insuring all loans meet established guidelines. * Must be extremely detailed oriented to insure accuracy of data supporting loan files. * Data integrity must never be compromised. * Must have ability to work independently inside and outside the office, manage loan pipeline, follow-up with borrowers, Burke & Herbert Bank partners, and sources of business. * Work to ensure timely loan closings. * High Level of experience with FHA - VA - USDA and VHDA. Education and Experience * College degree preferred. * At least 1 year of mortgage loan sales and an active NMLS number * Origination and sales experience. * Encompass experience preferred. This position is classified as Exempt under the Fair Labor Standard Act. Mortgage Loan Officers must be customarily and regularly engaged in making sales away from the bank's places of business. Compensation for this position is 100% commission based. Supervisory Responsibility This position has no supervisory responsibilities. Work Environment This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and opening cabinets. This position requires bending, stooping or standing as necessary. Travel Travel may be required for this position. Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
    $32k-42k yearly est. 60d+ ago
  • Mortgage Loan Officer- East Coast US

    TD Bank 4.5company rating

    Loan specialist job in Washington, DC

    Mount Laurel, New Jersey, United States of America **Hours:** 40 **Pay Details:** $11.54 - $15.50 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Personal & Commercial Banking **Job Description:** The Mortgage Loan Officer sells and originates residential mortgage loans to sales goals. The Mortgage Loan Officer takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans. Pay Range- $11.54 per hour depending on established local minimum wage plus commission. **Depth & Scope:** + Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources + Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs + Guides Customers through the mortgage application process + Explains information required and other aspects of the loan process to Customers + Ensures applications are completed accurately and contain required information and supporting documentation + Manages Customers expectations regarding processing times and closing dates + Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines + Generates referrals for mortgage sales opportunities and sales of other Company business line products + Develops plan to achieve sales goals with assistance from sales management + Enters information into mortgage loan system so that loans will appear accurately in the pipeline + Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes + Sends application and other required information to underwriting area + Underwrites loans using point-of-sale underwriting systems within scope of authority + Communicates loan decisions directly to Customers and explains any additional information needed + Submits application materials and other required information to processing area to clear any conditions, finalizes the loan commitment, and prepares for closing + Communicates regularly with Customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned + Attends closings as needed + Develops knowledge of current industry practices and trends by learning from more experienced sales personnel and by attending continuing education training and seminars, including but not limited to the full array of Company products and services as well as mortgage laws and regulations + Develops knowledge of policies, procedures, rules and regulations related to retail mortgage products + Participates in homebuyers' seminars, home shows, brokers' meetings and other home financing workshops + Recommends changes to products, programs and/or pricing + Ensures TD Bank maintains successful audits and exams within all areas + Deals with complex mortgage needs **Education & Experience:** + Bachelors degree or progressive work experience in addition to experience below + 2+ Years of mortgage origination experience + Proven Sales ability + Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines + Maintains the highest level of sales ability and negotiation skills + Self-directed, ability to plan own activities to achieve sales goals + Strong time management skills + Excellent communication skills, both verbal and written + PC skills, including ability to learn mortgage origination and automated underwriting systems **OCC Language:** + This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 + Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36 + Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 + Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
    $11.5-15.5 hourly 21d ago
  • HOME EQUITY LOAN SPECIALIST

    Prince George's Community Federal Credit Union 3.9company rating

    Loan specialist job in Calverton, MD

    Prince George's Community Federal Credit Union is seeking an experience professional with experience processing home equity loan applications to serve as our Home Equity Loan Specialist. This role provides members with information on credit union Home Equity products and services; receives, processes, and closes all Home Equity loan applications in a timely manner; and services the existing Home Equity loan accounts. DUTIES AND RESPONSIBILITIES: * Handles all Home Equity Fixed and Lines of Credit requests made by phone, in person, etc., and completes the application process for underwriting * Coordinates and prepares pre-closing and closing documentation; performs all system file maintenance and disburses funds; and scans all loan documentations * Prepares all closing documents, HUDI sheet, and Deeds of Trust; completes the MD intake sheet; orders flood certifications; calculates all recordation and transfer taxes for each county and each dollar amount issued * Closes home equity loans with the member(s) * Handles all subordination requirements & agreements & collects fees * Completes certificates of satisfaction for land records/Clerk of Court * Orders and reviews title report prior to closing to ensure there are no liens, judgments, etc. * Orders property appraisals after HELOC and/or 2nd trust processing and preliminary review from underwriter * Prepares complete packet for the title company to send to the Clerk of Court * Ensures all necessary title and Deed of Trust documents are completed and recorded properly within regulatory timeframe * Record all HMDA tracking on all required loans; completes annual HMDA report * Reviews HELOC advances to ensure proper rate and payments * Handles loan payoffs; reviews loan payoff reports, weekly or bi-weekly, and conduct follow-up calls to members to initiate car/HELOC refinances * Maintains loan documentation in members file, ensuring all policies and procedures of the Credit Union are followed; updates loan records as required; audits files to insure that all required documents are present and accounted for; and assists with filing and portfolio review * Provides back office loan support, such as filing, etc. * When necessary, Operates as back-up Loan Servicing Specialist on an as needed basis; including filing of Gap claims, life and/or disability claims, Debt protection, State National CPI, and death accounts * Maintains a high level of knowledge and procedural expertise in all Credit Union loan products and services * Assist in underwriting duties for non-home equity loans when needed * Perform other lending and administrative duties as assigned by the Chief Lending Officer This is a full-time position (Monday thru Friday) and the ideal candidate will have the flexibility to work occasional community events (once or twice a year), must consistently uphold the mission, vision, and core values of the credit union, and possesses the ability to cope in a team focused, fast-paced sales and service culture. Requirements * High School Diploma, required; a Bachelor's degree preferred * Minimum of two years' Home Equity and lending experience required * Two years' demonstrated sales experience preferred * Requires basic knowledge of Microsoft Word and Excel
    $42k-76k yearly est. 60d+ ago
  • Supervisory Financial & Loan Specialist

    Us Government Other Agencies and Independent Organizations 4.2company rating

    Loan specialist job in Washington, DC

    Apply Supervisory Financial & Loan Specialist Small Business Administration Apply Print Share * * * * Save * This job is open to * Requirements * How you will be evaluated * Required documents * How to apply This position is located in the Small Business Administration, Office of Capital Access in Washington, D.C. The incumbent develops approaches to financial program delivery, improving existing rules, and regulations that ensure the 7(a) program serves the SBA mission to support entrepreneurship and small business growth opportunities in all U.S. markets. Summary This position is located in the Small Business Administration, Office of Capital Access in Washington, D.C. The incumbent develops approaches to financial program delivery, improving existing rules, and regulations that ensure the 7(a) program serves the SBA mission to support entrepreneurship and small business growth opportunities in all U.S. markets. Overview Help Accepting applications Open & closing dates 01/15/2026 to 01/30/2026 Salary $169,279 to - $197,200 per year Pay scale & grade GS 15 Location 1 vacancy in the following location: Washington, DC Remote job No Telework eligible Yes-as determined by the agency policy. Travel Required Occasional travel - You may be expected to travel for this position. Relocation expenses reimbursed No Appointment type Permanent Work schedule Full-time Service Competitive Promotion potential 15 Job family (Series) * 1101 General Business And Industry Supervisory status Yes Security clearance Not Required Drug test No Position sensitivity and risk High Risk (HR) Trust determination process * Suitability/Fitness Financial disclosure No Bargaining unit status No Announcement number 26-011-TM - DE Control number 854518500 This job is open to Help The public U.S. Citizens, Nationals or those who owe allegiance to the U.S. Videos Duties Help As a Supervisory Financial & Loan Specialist, GS-1101-15, you will be responsible for: * Planning, directing and overseeing the activities of the 7(a) loan program. * Planning, developing, and implementing strategies for outreach and training activities. * Developing and recommending Agency wide policies and procedures which govern Small Business Administrations (SBA's) 7(a) loan program. * Developing and recommending the issuance of Standard Operating Procedures (SOPs), policy statements, interim regulations etc. governing the Agency's loan programs. * Supervising employees regarding the completion of assignments in attainment of the goals set for the 7(a) loan program. * Guiding employees with knowledge of information relevant to the 7(a) loan program. Requirements Help Conditions of employment * You must be a U.S. Citizen * You must successfully complete a background investigation. * You may be required to serve a one-year probationary period. * You may be required to serve a one year supervisory probationary period. Qualifications GS-15: One year of specialized experience, equivalent to the GS-14 grade level in the Federal service, obtained in either the private or public sector: (1) Analyzing and evaluating the financial statements of a business to structure commercial loans or determine eligibility within the SBA 7(a) program; and (2) Underwriting, approving, or liquidating SBA 7 (a) loans. These qualifications must be clearly referenced in your resume. Additional information on the qualification requirements is outlined in the OPM Qualifications Standards Handbook of General Schedule Positions. It is available for your review on OPM's Qualifications web site: General Business and Industry Series 1101b Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g. Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religious; spiritual; community, student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience. All qualification requirements must be met by 11:59 pm (Eastern Time) on 01/30/2026. Education Education may not be substituted for experience for this position. Additional information This is a non-bargaining unit position. This is not a drug testing designated position (TDP). Reasonable Accommodation Requests: If you believe you have a disability (i.e., physical or mental), covered by the Rehabilitation Act of 1973 as amended and Americans with Disabilities Act 1990 as amended, that would interfere with completing the USA Hire Competency Based Assessments, you will be granted the opportunity to request a reasonable accommodation in your online application. Requests for Reasonable Accommodations for the USA Hire Competency Based Assessments and appropriate supporting documentation for Reasonable Accommodation must be received prior to starting the USA Hire Competency Based Assessments. Decisions on requests for Reasonable Accommodations are made on a case-by-case basis. If you meet the minimum qualifications of the position, after notification of the adjudication of your request, you will receive an email invitation to complete the USA Hire Competency Based Assessments. You must complete all assessments within 48 hours of receiving the URL to access the USA Hire Competency Based Assessments, if you received the link after the close of the announcement. To determine if you need a Reasonable Accommodation, please review the Procedures for Requesting a Reasonable Accommodation for Online Assessments here: ***************************************************************************************** Career and InterAgency Career Transition Assistance Programs: Career Transition Assistance Plan (CTAP) is a program that helps "surplus" or "displaced" federal employees improve their chances of finding a new job in their current agency (intra-agency, i.e. SBA employees only). Inter-Agency Career Transition Assistance (ICTAP) is a program that helps "surplus" or "displaced" federal employees improve their chances of finding a new job at another agency (inter-agency; i.e. not applying to their current or former agency). You are eligible for CTAP/ICTAP if: 1. You are a current federal employee who meets the definition of a "surplus" or "displaced" employee meaning you have received official notice that your job is no longer needed or that you will lose your job by Reduction-in-Force (RIF). 2. Your agency, or the agency to which you are applying, is accepting applications from within or outside of the permanent workforce. 3. The position to which you are applying MUST BE in the Local Commuting Area of the position of record from which you are being displaced. 4. You meet the qualifications and other requirements of the job for which you are applying. This includes being rated as well-qualified for the position (score of 85 or better based on your responses to the competencies and associated questions listed within the assessment). Selective Service: If you are a male applicant born after December 31, 1959, you must certify that you have registered with the Selective Service System, or are exempt from having to do so under the Selective Service Law. For additional information visit ************ Consistent with work requirements and current SBA Policy, and all applicable provisions of the collective bargaining agreement with AFGE the SBA offers employees opportunities to perform work at an alternative location (e.g. home). Telework may be available. For information on Telework visit: ************************ Expand Hide additional information Candidates should be committed to improving the efficiency of the Federal government, passionate about the ideals of our American republic, and committed to upholding the rule of law and the United States Constitution. Benefits Help A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new window Learn more about federal benefits. Review our benefits Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered. How you will be evaluated You will be evaluated for this job based on how well you meet the qualifications above. Additional vacancies may be filled from this vacancy announcement if additional vacancies occur within 180 days of the date the certificates were issued. Applicants meeting basic eligibility requirements will be further evaluated based on additional assessments. USA Hire and a Subject Matter Expert (SME) review will be utilized for this position. The assessments relate to the following Competencies required to do the work of this position: * Federal Loan Programs * Written Communication * Leadership In order to be considered for this position, you must complete all required steps in the process. One of the required assessments for this position is an online assessment that measures critical general competencies required to perform the job. You will not be considered for the position if you fail to complete the assessment. Your application will be evaluated under the Category Rating method based on your assessments. You will receive a score based on the responses to the assessment questions. If, after reviewing your resume and or supporting documentation, a determination is made that you have inflated your qualifications and or experience your score can and will be adjusted to more accurately reflect your abilities. If you meet basic requirements for the position, your application will be evaluated and placed into one of three categories: 1. Best-Qualified: highly proficient with an overall comprehensive level of knowledge, skills and abilities related to the job based on a complete review of experience, education, and training as described in an applicant's responses to the assessment questions and resume. 2. Well-Qualified: competent in the position with an overall accomplished level of knowledge, skills, and abilities related to the job based on a complete review of experience, training, and education as applicable, as described in an applicant's responses to the assessment questions and resume. 3. Qualified: an overall basic level of knowledge, skills, and abilities related to the job based on a complete review of experience, education, and training, as described in an applicant's responses to the assessment questions and resume. Candidates eligible for veterans' preference will be placed ahead of other candidates in the appropriate category for which they have been rated. Additionally, preference eligibles who have a compensable service-connected disability of at least 10 percent and who meet Minimum Qualification Requirements will automatically be placed in the Best Qualified Category. Career and InterAgency Career Transition Assistance Programs: To receive selection priority for this position, you must: 1. meet CTAP or ICTAP eligibility criteria as described under "Additional Information" above; and 2. submit the appropriate documentation to support your CTAP/ICTAP eligibility claim which can be found under the Required Documents section of this vacancy announcement. Benefits Help A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new window Learn more about federal benefits. Review our benefits Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered. Required documents Required Documents Help Failure to submit any of the required documents by the closing date/time of the vacancy will result in your removal from consideration for this position. Please review your application prior to final submission and ensure you have submitted all appropriate documents. Uploading documents to USAJobs does NOT ensure inclusion with your application to our system. You must verify that the documents are in the system with your application prior to final submission. 1. Your Resume - Resume length may not exceed 2 pages or include photographs. It must contain the following information: * Name, address, telephone number, email address; * Job Title (if Federal Service, provide series and grade; if not in GS plan, provide GS equivalent grade); * If qualifying based on related unpaid (e.g. volunteer service) experience, you must provide hours worked per week and beginning/ending dates (mm/dd/yyyy to mm/dd/yyyy); * If other than full time you must provide hours worked per week. * PLEASE BE CLEAR AND SPECIFIC. WE WILL NOT MAKE ASSUMPTIONS REGARDING YOUR EXPERIENCE. Your resume must contain sufficiently detailed information upon which to make a qualification determination. * Should you submit multiple resumes, only the latest uploaded resume will be reviewed. * Should your resume be longer than 2 pages you will be removed from consideration. 2. In addition to the online application (resume and responses to the occupational questionnaire), you are required to submit the following forms, if applicable. It is the responsibility of the applicant to ensure all documents are legible: * Federal employees must submit proof of your permanent career/career-conditional competitive status ("1" or "2" in Tenure, block 24 and "1" in Position Occupied, block 34). Submit SF-50 showing current grade and tenure and an SF-50 showing highest (permanent) grade ever held, if different. NOTE: An award or detail SF-50 will not be accepted as proof of status. * If you are using education as a substitution for experience (the announcement will state whether this is allowed), or if there is an educational requirement for this position, you must submit a copy of your transcripts (unofficial or official) that clearly describes your qualifying education. If selected, official transcripts will be required; * If you are claiming Veteran status, you must submit a copy of all required documents to support your claim (including a DD-214 showing character of service)--see VetGuide; * To receive consideration for a special appointment authority (30% Disabled Vet, Schedule A, Peace Corps, VRA, etc) you must submit all required documentation supporting your claim for Special Appointing Authorities; * Veterans who are still in the service may be granted tentative preference on the basis of information contained in their applications, but they must produce a DD-214 (showing the character of service) or other proof of service to receive consideration for veterans' preference. For more information on Veterans' Preference, please visit FedsHireVets.gov. * CTAP/ICTAP/RPL Applicants: Surplus or displaced employees eligible for CTAP, RPL, or ICTAP priority must provide proof of eligibility (RIF separation notice, notice of proposed removal for declining a transfer of function or directed reassignment to another commuting area, notice of disability annuity termination), SF-50 documenting separation (if applicable), your most recent SF-50 noting position, grade level, and duty location with your application per 5 CFR 330, and your most recent performance appraisal. If you are relying on your education to meet qualification requirements: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating. How to Apply Help Please follow all instructions carefully. Errors or omissions will affect your rating. If, after reviewing your resume and/or supporting documentation, a determination is made that you have inflated your qualifications and/or experience your rating may be adjusted to more accurately reflect your abilities. Please read the entire announcement and all the instructions before you begin an application. To apply for this position, you must complete the initial online application, to include the initial online assessment and submission of the required documentation specified in the Required Documents section below. The complete application package must be submitted by 11:59 PM (ET) on the closing date of the announcement to receive consideration. The application process is as follows: 1. To begin the application process, click the Apply Online button. 2. Answer the questions presented in the application and attach all necessary supporting documentation. 3. Click the Submit Application button prior to 11:59PM (ET) on the announcement closing date. 4. After submitting an online application, you will be notified whether or not you are required to take additional online assessments through the USA Hire Competency Based Assessment system. This message will be delivered to you both on screen and via email notification. 5. If you are asked to take the USA Hire Competency Based Assessments, you will be presented with a unique URL to access the USA Hire system. Access to USA Hire is granted through your USAJOBS login credentials. Be sure to review all instructions prior to beginning your USA Hire Assessments. Click here for Computer System Requirements 6. Note, set aside at least 3 hours to take these assessments; however, most applicants complete the assessments in less time. If you need to stop the assessments and continue at a later time, you can re-use the URL sent to you via email and also found on the Additional Application Information page that can be located in the application record in your USAJOBS account. To update your application, including supporting documentation, at any time during the announcement open period, return to your USAJOBS account. There you will find a record of your application, the application status, and an option to Update Application. This option will no longer be available once the announcement has closed. To verify the status of your application both during and after the announcement open period, log into your USAJOBS account at ************************ All of your applications will appear on the Welcome page. The application record in your USAJOBS account provides an Additional Application Information page that provides information regarding the documentation you submitted and any correspondence we have sent related to this application. The Application Status will appear along with the date your application was last updated. For information on what each Application Status means, visit: ************************Help/how-to/application/status/ Agency contact information Tiffany Maddox Email ********************** Address Office of Capital Access 409 3rd Street SW Suite 8200 Washington, DC 20416 US Next steps Based on your application and your responses to the application questionnaire, you may be presented with instructions on how to access the USA Hire system to complete the online assessments. The online assessments must be completed within 48 hours following the close of this announcement. You will have the opportunity to request a testing accommodation for the assessment should you have a disability covered under the Americans with Disabilities Act (ADA). Your assessment results will be kept on record for one year and used toward future positions for which you might apply that require the same assessments. To be considered for the position, you must meet all qualifications, including meeting or exceeding the cut score on the required assessments. SUITABILITY, CLEARANCE & REQUIREMENTS: A background investigation may be required for all new hires. Appointment will be subject to the applicant's successful completion of a background investigation and favorable adjudication. Failure to successfully meet these requirements will be grounds for termination. Fair and transparent The Federal hiring process is set up to be fair and transparent. Please read the following guidance. Criminal history inquiries Equal Employment Opportunity (EEO) Policy Financial suitability New employee probationary period Privacy Act Reasonable accommodation policy Selective Service Signature and false statements Social security number request Required Documents Help Failure to submit any of the required documents by the closing date/time of the vacancy will result in your removal from consideration for this position. Please review your application prior to final submission and ensure you have submitted all appropriate documents. Uploading documents to USAJobs does NOT ensure inclusion with your application to our system. You must verify that the documents are in the system with your application prior to final submission. 1. Your Resume - Resume length may not exceed 2 pages or include photographs. It must contain the following information: * Name, address, telephone number, email address; * Job Title (if Federal Service, provide series and grade; if not in GS plan, provide GS equivalent grade); * If qualifying based on related unpaid (e.g. volunteer service) experience, you must provide hours worked per week and beginning/ending dates (mm/dd/yyyy to mm/dd/yyyy); * If other than full time you must provide hours worked per week. * PLEASE BE CLEAR AND SPECIFIC. WE WILL NOT MAKE ASSUMPTIONS REGARDING YOUR EXPERIENCE. Your resume must contain sufficiently detailed information upon which to make a qualification determination. * Should you submit multiple resumes, only the latest uploaded resume will be reviewed. * Should your resume be longer than 2 pages you will be removed from consideration. 2. In addition to the online application (resume and responses to the occupational questionnaire), you are required to submit the following forms, if applicable. It is the responsibility of the applicant to ensure all documents are legible: * Federal employees must submit proof of your permanent career/career-conditional competitive status ("1" or "2" in Tenure, block 24 and "1" in Position Occupied, block 34). Submit SF-50 showing current grade and tenure and an SF-50 showing highest (permanent) grade ever held, if different. NOTE: An award or detail SF-50 will not be accepted as proof of status. * If you are using education as a substitution for experience (the announcement will state whether this is allowed), or if there is an educational requirement for this position, you must submit a copy of your transcripts (unofficial or official) that clearly describes your qualifying education. If selected, official transcripts will be required; * If you are claiming Veteran status, you must submit a copy of all required documents to support your claim (including a DD-214 showing character of service)--see VetGuide; * To receive consideration for a special appointment authority (30% Disabled Vet, Schedule A, Peace Corps, VRA, etc) you must submit all required documentation supporting your claim for Special Appointing Authorities; * Veterans who are still in the service may be granted tentative preference on the basis of information contained in their applications, but they must produce a DD-214 (showing the character of service) or other proof of service to receive consideration for veterans' preference. For more information on Veterans' Preference, please visit FedsHireVets.gov. * CTAP/ICTAP/RPL Applicants: Surplus or displaced employees eligible for CTAP, RPL, or ICTAP priority must provide proof of eligibility (RIF separation notice, notice of proposed removal for declining a transfer of function or directed reassignment to another commuting area, notice of disability annuity termination), SF-50 documenting separation (if applicable), your most recent SF-50 noting position, grade level, and duty location with your application per 5 CFR 330, and your most recent performance appraisal. If you are relying on your education to meet qualification requirements: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating.
    $22k-40k yearly est. 12d ago
  • Mortgage Loan Closer

    Jg Wentworth Home Lending

    Loan specialist job in Woodbridge, VA

    For more than 20 years, The J.G. Wentworth Company , through its affiliates and subsidiaries, has provided individuals the flexible options they need to respond to life's changing needs. Today, The J.G. Wentworth Company is a diversified company focused on providing direct-to-consumer solutions to financial needs through a variety of offerings, including: home lending and refinancing, structured settlement, annuity and lottery payment purchasing, access to personal loans, and prepaid cards. Our seasoned management team has developed a category-leading marketing, operations, customer service and funding infrastructure that has allowed us to achieve efficiency and economies of scale necessary for future growth. Job Description Prepare closing documents accurately and issue to closing attorneys and/or title companies. Verify that the required accurate closing documentation is in file Ensure that closing packages are accurately and efficiently generated for all mortgage products Responsible for accurately selecting APR fees and making necessary changes to complete sale of the loan Check settlement statement from attorney prior to closing and make any relevant changes Approve final HUD1 settlement statement Coordinate loan funding with the accounting department and the closing attorney Perform other related duties as requested High School graduate with 2+ years of loan closing experience in mortgage industry Qualifications High School Graduate with 2+ years of loan closing experience in the mortgage industry Strong Problem solving skills High level of attention to detail, and strong organizational skills Excellent verbal and written communication skills Ability to thrive in a fast-paced environment Additional Information We'd love to consider you for our growing team of talent and invite you to complete an application for our current open positions. EOE/V/D
    $35k-47k yearly est. 12h ago
  • Mortgage Loan Closer

    Atlantic Coast Mortgage 3.7company rating

    Loan specialist job in Fairfax, VA

    We are seeking a Mortgage Loan Closer to assemble, prepare, and verify closing documents during the completion of lending transactions. Once a mortgage loan is approved and an offer is made and accepted, the Loan Closer coordinates all aspects of the closing process and ensures that all terms of the sale are met. Job Duties and Responsibilities: Generating the initial Closing Disclosure or CD Verify interest rate is correct; title work is free of extraneous liens and contains the proper vesting and legal description, and ensure there is adequate homeowners' insurance coverage Ensure that the closing package is accurate, complete, and that documents meet or exceed all applicable investor guidelines Efficiently and effectively communicate with all third parties, including internal departments, to ensure problem-free closings Timely resolution of all missing/incorrect documentation requests by the quality control and document control departments Perform any other duties as assigned Qualifications: 5+ years of experience as a mortgage loan closer Encompass experience required Ability to work with a high degree of accuracy in a fast-paced environment Exceptional attention to detail in a fast-paced environment Excellent customer service skills Knowledge of FHA, VA, VHDA, USDA, and Conventional loan programs
    $33k-40k yearly est. 40d ago
  • Mortgage Loan Officer

    Burke & Herbert Bank & Trust 4.4company rating

    Loan specialist job in Alexandria, VA

    It is the responsibility of the Mortgage Loan Officer to be able to handle all functions of originating a loan. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Origination Requirements Develop application sources through internal and external centers of influence including but not limited to: Burke & Herbert Bank branches, realtors, builders, stockbrokers, financial planners, attorneys, accountants and past customers. Develop new business from personal and nontraditional resources. Work independently. Complete 1003 Residential Loan Application. Collect all data and documents necessary to process the application. Assign loan number. In-put or upload application information into Loan Origination System, Encompass. Submit to Desktop Underwriter™, Loan Prospector™ or other decision engine. Issue initial disclosures accurately and in a timely manner. Follow up on conditions necessary to close or decline loan as requested. Price and lock interest rate with investor, meeting Burke and Herbert Bank pricing expectations. Monitor lock expiration dates for closing and delivery. Other Banking Requirements Call on Burke & Herbert Bank branches in assigned territory. Make introduction of all market applicants to appropriate Burke & Herbert Bank personnel. Generate new leads for the Bank from outside sources. In consultation with Burke & Herbert Bank personnel, explore opportunities for cross-sell of other Burke & Herbert Bank products. Collect fees in accordance with Burke & Herbert Bank standards. Participate, as requested, in opportunities to promote the Burke & Herbert Bank. Maintains lending compliance including but not limited to: early disclosures, government monitoring, high priced mortgage loans documentation, and customer information procedures. Closed Loan Requirements Expected minimum closed loan volume of $1,000,000 per month after 60 days. Skills/Abilities A Mortgage Loan Officer must be able to communicate and work well with the public. Must have the ability to analyze credit information necessary to originate and assist in processing a residential loan application. Individual must have knowledge of lending compliance requirements and general knowledge of conventional and government loans available to the consumer. Must be resourceful and have the ability to work with secondary market investors insuring all loans meet established guidelines. Must be extremely detailed oriented to insure accuracy of data supporting loan files. Data integrity must never be compromised. Must have ability to work independently inside and outside the office, manage loan pipeline, follow-up with borrowers, Burke & Herbert Bank partners, and sources of business. Work to ensure timely loan closings. High Level of experience with FHA - VA - USDA and VHDA. Education and Experience College degree preferred. At least 1 year of mortgage loan sales and an active NMLS number Origination and sales experience. Encompass experience preferred. This position is classified as Exempt under the Fair Labor Standard Act. Mortgage Loan Officers must be customarily and regularly engaged in making sales away from the bank's places of business. Compensation for this position is 100% commission based. Supervisory Responsibility This position has no supervisory responsibilities. Work Environment This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and opening cabinets. This position requires bending, stooping or standing as necessary. Travel Travel may be required for this position. Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
    $32k-42k yearly est. Auto-Apply 60d+ ago

Learn more about loan specialist jobs

How much does a loan specialist earn in Dale City, VA?

The average loan specialist in Dale City, VA earns between $22,000 and $97,000 annually. This compares to the national average loan specialist range of $26,000 to $68,000.

Average loan specialist salary in Dale City, VA

$47,000
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