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Loan specialist vs foreclosure specialist

The differences between loan specialists and foreclosure specialists can be seen in a few details. Each job has different responsibilities and duties. Additionally, a loan specialist has an average salary of $43,081, which is higher than the $41,088 average annual salary of a foreclosure specialist.

The top three skills for a loan specialist include loan applications, customer service and financial statements. The most important skills for a foreclosure specialist are foreclosure process, insurer, and loss mitigation.

Loan specialist vs foreclosure specialist overview

Loan SpecialistForeclosure Specialist
Yearly salary$43,081$41,088
Hourly rate$20.71$19.75
Growth rate-3%-3%
Number of jobs29,0418,166
Job satisfaction--
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 50%
Average age4243
Years of experience4-

What does a loan specialist do?

A loan specialist is in charge of processing loans to make transactions easier for the clients. They usually work in banks, lending firms, and other financial institutions. One of their primary responsibilities is to guide clients to understand what program works best for them, assist in filling out forms, gathering requirements, and verifying authenticity. There are also instances where a loan specialist must discern whether a client can uphold financial obligations using the information collected. Furthermore, it is also their responsibility to produce and submit reports to creditors or lenders.

What does a foreclosure specialist do?

A foreclosure specialist is a real estate professional that manages foreclosure processes. Serving in this role means that you will have responsibilities such as ensuring that aspects related to foreclosure meet all government regulations from the federal level to the state level and that deadlines are met and duly communicated to all parties involved. You may have to work with mortgage holders that run the risk of default, in which case you will be tasked with renegotiating loan agreement changes.

Loan specialist vs foreclosure specialist salary

Loan specialists and foreclosure specialists have different pay scales, as shown below.

Loan SpecialistForeclosure Specialist
Average salary$43,081$41,088
Salary rangeBetween $26,000 And $68,000Between $28,000 And $58,000
Highest paying CityMount Laurel, NJ-
Highest paying stateMaryland-
Best paying companyFNB-
Best paying industryFinance-

Differences between loan specialist and foreclosure specialist education

There are a few differences between a loan specialist and a foreclosure specialist in terms of educational background:

Loan SpecialistForeclosure Specialist
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan specialist vs foreclosure specialist demographics

Here are the differences between loan specialists' and foreclosure specialists' demographics:

Loan SpecialistForeclosure Specialist
Average age4243
Gender ratioMale, 30.9% Female, 69.1%Male, 32.2% Female, 67.8%
Race ratioBlack or African American, 12.7% Unknown, 4.3% Hispanic or Latino, 16.7% Asian, 7.3% White, 58.6% American Indian and Alaska Native, 0.4%Black or African American, 8.6% Unknown, 3.9% Hispanic or Latino, 9.6% Asian, 10.0% White, 67.6% American Indian and Alaska Native, 0.3%
LGBT Percentage7%4%

Differences between loan specialist and foreclosure specialist duties and responsibilities

Loan specialist example responsibilities.

  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Follow FHA investor guidelines regarding requirements necessary for opening file.
  • Order new and replacement ATM and debit cards.
  • Prepare loan documentation for lines of credit, letters of credit, automobile loans, and UCC secure loans.
  • Order various loan documentation and searches to include title, flood, UCC, insurance, regulatory language, property insurance.
  • Perform notary services for customers.
  • Show more

Foreclosure specialist example responsibilities.

  • Manage a SharePoint site to store all materials.
  • Manage property inspection process through network of accredit REO inspectors.
  • Manage both conforming and non-conforming loans according to FNMA guidelines to maximize recovery.
  • Work closely with assign eviction and foreclosure attorneys towards a successful lockout.
  • Communicate with attorneys in reference to their claims submit to FHLMC.
  • Update files in AS400 as well as LPS to reflect sales, mediation depositions and hearings.
  • Show more

Loan specialist vs foreclosure specialist skills

Common loan specialist skills
  • Loan Applications, 29%
  • Customer Service, 14%
  • Financial Statements, 10%
  • Outbound Calls, 3%
  • Credit Reports, 2%
  • Mortgage Loans, 2%
Common foreclosure specialist skills
  • Foreclosure Process, 9%
  • Insurer, 6%
  • Loss Mitigation, 5%
  • Litigation, 5%
  • Real Estate, 5%
  • MSP, 5%

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