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Loan specialist vs loan coordinator

The differences between loan specialists and loan coordinators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a loan specialist and a loan coordinator. Additionally, a loan specialist has an average salary of $43,081, which is higher than the $39,836 average annual salary of a loan coordinator.

The top three skills for a loan specialist include loan applications, customer service and financial statements. The most important skills for a loan coordinator are customer service, work ethic, and FHA.

Loan specialist vs loan coordinator overview

Loan SpecialistLoan Coordinator
Yearly salary$43,081$39,836
Hourly rate$20.71$19.15
Growth rate-3%-3%
Number of jobs29,04124,765
Job satisfaction--
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 56%
Average age4242
Years of experience44

What does a loan specialist do?

A loan specialist is in charge of processing loans to make transactions easier for the clients. They usually work in banks, lending firms, and other financial institutions. One of their primary responsibilities is to guide clients to understand what program works best for them, assist in filling out forms, gathering requirements, and verifying authenticity. There are also instances where a loan specialist must discern whether a client can uphold financial obligations using the information collected. Furthermore, it is also their responsibility to produce and submit reports to creditors or lenders.

What does a loan coordinator do?

A Loan Coordinator is responsible for processing loan applications and determining the eligibility of applicants for loan options. Loan Coordinators perform administrative and clerical duties under the supervision of a loan supervisor. They file reports, monitor transactions, and review the applicants' credit scores. A loan coordinator must have excellent communication and organizational skills, especially responding to the applicants' inquiries and concerns, resolving complaints, and directing them to the loan personnel for any updates on their applications.

Loan specialist vs loan coordinator salary

Loan specialists and loan coordinators have different pay scales, as shown below.

Loan SpecialistLoan Coordinator
Average salary$43,081$39,836
Salary rangeBetween $26,000 And $68,000Between $30,000 And $51,000
Highest paying CityMount Laurel, NJRaleigh, NC
Highest paying stateMarylandWest Virginia
Best paying companyFNBJPMorgan Chase & Co.
Best paying industryFinanceProfessional

Differences between loan specialist and loan coordinator education

There are a few differences between a loan specialist and a loan coordinator in terms of educational background:

Loan SpecialistLoan Coordinator
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 56%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan specialist vs loan coordinator demographics

Here are the differences between loan specialists' and loan coordinators' demographics:

Loan SpecialistLoan Coordinator
Average age4242
Gender ratioMale, 30.9% Female, 69.1%Male, 25.3% Female, 74.7%
Race ratioBlack or African American, 12.7% Unknown, 4.3% Hispanic or Latino, 16.7% Asian, 7.3% White, 58.6% American Indian and Alaska Native, 0.4%Black or African American, 11.9% Unknown, 4.3% Hispanic or Latino, 17.7% Asian, 7.5% White, 58.2% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between loan specialist and loan coordinator duties and responsibilities

Loan specialist example responsibilities.

  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Follow FHA investor guidelines regarding requirements necessary for opening file.
  • Order new and replacement ATM and debit cards.
  • Prepare loan documentation for lines of credit, letters of credit, automobile loans, and UCC secure loans.
  • Order various loan documentation and searches to include title, flood, UCC, insurance, regulatory language, property insurance.
  • Perform notary services for customers.
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Loan coordinator example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Assist in preparation of all disclosures following RESPA requirements of the time on multiple files.
  • Fund loans after closing and perform quality assurance measures in order to be in compliance with RESPA guidelines.
  • Review, analyze, and process complex individual consumer requests using conventional and FHA lending requirements.
  • Demonstrate technical expertise and project management skills necessary for preparing complex residential loan applications for conventional or FHA underwriter approval.
  • Process routine to moderately complex conventional or VA mortgage loans according to product guidelines through validation of credit and collateral documentation.
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Loan specialist vs loan coordinator skills

Common loan specialist skills
  • Loan Applications, 29%
  • Customer Service, 14%
  • Financial Statements, 10%
  • Outbound Calls, 3%
  • Credit Reports, 2%
  • Mortgage Loans, 2%
Common loan coordinator skills
  • Customer Service, 26%
  • Work Ethic, 12%
  • FHA, 10%
  • Coordinators, 6%
  • Origination, 6%
  • Financial Statements, 4%

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