Post job

Loan specialist vs loan documentation specialist

The differences between loan specialists and loan documentation specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a loan specialist and a loan documentation specialist. Additionally, a loan specialist has an average salary of $43,081, which is higher than the $35,946 average annual salary of a loan documentation specialist.

The top three skills for a loan specialist include loan applications, customer service and financial statements. The most important skills for a loan documentation specialist are customer service, loan applications, and real estate loans.

Loan specialist vs loan documentation specialist overview

Loan SpecialistLoan Documentation Specialist
Yearly salary$43,081$35,946
Hourly rate$20.71$17.28
Growth rate-3%-3%
Number of jobs29,04111,768
Job satisfaction--
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 59%
Average age4242
Years of experience44

What does a loan specialist do?

A loan specialist is in charge of processing loans to make transactions easier for the clients. They usually work in banks, lending firms, and other financial institutions. One of their primary responsibilities is to guide clients to understand what program works best for them, assist in filling out forms, gathering requirements, and verifying authenticity. There are also instances where a loan specialist must discern whether a client can uphold financial obligations using the information collected. Furthermore, it is also their responsibility to produce and submit reports to creditors or lenders.

What does a loan documentation specialist do?

A loan documentation specialist is primarily in charge of assisting clients in preparing and processing their loan applications, ensuring convenience and client satisfaction. Their responsibilities typically revolve around liaising with clients to identify their needs, explaining the extent of procedures, gathering and verifying requirements, and maintaining records of all transactions. They must also help staff in analyzing documentation and participate in training new workers. Furthermore, as a loan documentation specialist, it is essential to devise strategies to optimize documentation services, all while adhering to the company's policies and regulations.

Loan specialist vs loan documentation specialist salary

Loan specialists and loan documentation specialists have different pay scales, as shown below.

Loan SpecialistLoan Documentation Specialist
Average salary$43,081$35,946
Salary rangeBetween $26,000 And $68,000Between $28,000 And $45,000
Highest paying CityMount Laurel, NJEugene, OR
Highest paying stateMarylandWashington
Best paying companyFNBCity National Bank
Best paying industryFinanceFinance

Differences between loan specialist and loan documentation specialist education

There are a few differences between a loan specialist and a loan documentation specialist in terms of educational background:

Loan SpecialistLoan Documentation Specialist
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 59%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan specialist vs loan documentation specialist demographics

Here are the differences between loan specialists' and loan documentation specialists' demographics:

Loan SpecialistLoan Documentation Specialist
Average age4242
Gender ratioMale, 30.9% Female, 69.1%Male, 29.9% Female, 70.1%
Race ratioBlack or African American, 12.7% Unknown, 4.3% Hispanic or Latino, 16.7% Asian, 7.3% White, 58.6% American Indian and Alaska Native, 0.4%Black or African American, 11.8% Unknown, 4.4% Hispanic or Latino, 12.3% Asian, 8.2% White, 62.9% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between loan specialist and loan documentation specialist duties and responsibilities

Loan specialist example responsibilities.

  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Follow FHA investor guidelines regarding requirements necessary for opening file.
  • Order new and replacement ATM and debit cards.
  • Prepare loan documentation for lines of credit, letters of credit, automobile loans, and UCC secure loans.
  • Order various loan documentation and searches to include title, flood, UCC, insurance, regulatory language, property insurance.
  • Perform notary services for customers.
  • Show more

Loan documentation specialist example responsibilities.

  • Manage successful audit with FHLMC.
  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Review file and enter in information into the loan origination system LIS.
  • Review the loan for compliance with RESPA tolerances, TILA.
  • Generate and review, HUD, financial statements, fiscal analyses and other financial reports for property acquisition.
  • Process fees and prepare documents for closing; go over HUD-1 with clients for cash to/from close during signing.
  • Show more

Loan specialist vs loan documentation specialist skills

Common loan specialist skills
  • Loan Applications, 29%
  • Customer Service, 14%
  • Financial Statements, 10%
  • Outbound Calls, 3%
  • Credit Reports, 2%
  • Mortgage Loans, 2%
Common loan documentation specialist skills
  • Customer Service, 19%
  • Loan Applications, 8%
  • Real Estate Loans, 5%
  • Underwriting Guidelines, 4%
  • FHA, 4%
  • Loan Products, 3%

Browse office and administrative jobs