Hours:
40
Pay Details:
$25.75 - $38.50 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Personal & Commercial Banking
Job Description:
The Syndication LoanSpecialist III manages the loan closing process for the syndicated loan portfolio and is accountable for the entire closing process from the time of loan approval through to post-closing, performing in-depth loan documentation reviews in accordance with Bank policies, procedures, and regulatory requirements while maintaining data integrity on bank systems.
** Please note this position is HYBRID with an in office requirement 4 days per week in either our Mount Laurel NY, Charlotte NC, or Haverhill MA **
Depth & Scope:
Manages a loan pipeline from origination through to closing in accordance with Bank policies and procedures
Provides documentation and Bank policy and procedure guidance to all lending areas
Conducts searches and perform necessary due diligence
Ensures all applicable loan documentation is uploaded to image repository system
Resolves more complex issues relating to closings
Serves as a resource and assists with training LoanSpecialists
May assist in performing supervisory tasks
Works independently and handles loans of the most complex nature along with heavily negotiated loan transactions ensuring all documentation are in compliance
Performs quality reviews on all complexity of loans to ensure data integrity
Performs documentation (standard and non-standard) review on all complexity of loans to reduce risk of loss and ensure policy and regulatory compliance
Verifies all quality control procedures are maintained and monitored
Ensures all loans are closed without critical, noncritical or regulatory exceptions
Ensures all required loan conditions (insurance, collateral, etc.) are sufficient and properly documented and in compliance with bank policy
Manages/confirms TD changes are consistent with system requirements
Evaluates best course of action taking into account bank policy, regulatory requirements, impact to the customer, and impact to the bank as well as cost factors
Manages/takes appropriate actions to ensure loans are booked and properly set-up if necessary
Generate loan and maintains loan documentation from beginning to finish ensuring adherence with compliance with bank policy procedures regulatory requirements and lending conditions
Establishes and manages relationships with applicable operations teams, relationship management team, credit offers and others as needed
Acts as liaison with bank counsel, compliance, asset based lending, leasing, government banking, derivatives, construction loan administration, brokers, international department, and various other parties to the loan as needed
Education & Experience:
4 year degree or equivalent experience required
5+ years related experience required
Knowledge of specialized lending areas such as Small Business Administration lending, construction or syndicated loans
Proven ability to provide excellent Customer service to internal and external Customers
Excellent interpersonal, oral and written communication skills
Excellent PC skills with familiarity with standard office equipment
Ability to work in a fast-paced dynamic environment
Detail oriented, self-motivated and able to work independently in handling a heavy workload
Possesses strong organizational, analytical and decision-making skills
Demonstrated knowledge of loan documentation, title policies, appraisals, environmental assessments, entity formation documents and bank policies and procedures
Paralegal experience/knowledge needed. Paralegal certificate preferred
Preferred Qualifications:
This role is Syndication/Participation specific to Commercial and Specialty Lending.
Strong knowledge, experience and understanding of all syndication loan documentation (Credit/Loan Agreements, Guaranty Agreements, Collateral documents),
Complete understanding of the syndication loan process and exceptional attention to detail.
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
Domestic Travel - Occasional
International Travel - Never
Performing sedentary work - Continuous
Performing multiple tasks - Continuous
Operating standard office equipment - Continuous
Responding quickly to sounds - Occasional
Sitting - Continuous
Standing - Occasional
Walking - Occasional
Moving safely in confined spaces - Occasional
Lifting/Carrying (under 25 lbs.) - Occasional
Lifting/Carrying (over 25 lbs.) - Never
Squatting - Occasional
Bending - Occasional
Kneeling - Never
Crawling - Never
Climbing - Never
Reaching overhead - Never
Reaching forward - Occasional
Pushing - Never
Pulling - Never
Twisting - Never
Concentrating for long periods of time - Continuous
Applying common sense to deal with problems involving standardized situations - Continuous
Reading, writing and comprehending instructions - Continuous
Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. #LI-AMCBOther #IN-AMCBOther
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
$25.8-38.5 hourly Auto-Apply 2d ago
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Syndication Loan Specialist III
TD Bank 4.5
Loan specialist job in Haverhill, MA
Haverhill, Massachusetts, United States of America **Hours:** 40 **Pay Details:** $25.75 - $38.50 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Personal & Commercial Banking
**Job Description:**
The **Syndication LoanSpecialist III** manages the loan closing process for the syndicated loan portfolio and is accountable for the entire closing process from the time of loan approval through to post-closing, performing in-depth loan documentation reviews in accordance with Bank policies, procedures, and regulatory requirements while maintaining data integrity on bank systems.
**** Please note this position is HYBRID with an in office requirement 4 days per week in either our Mount Laurel NY, Charlotte NC, or Haverhill MA ****
**Depth & Scope:**
+ Manages a loan pipeline from origination through to closing in accordance with Bank policies and procedures
+ Provides documentation and Bank policy and procedure guidance to all lending areas
+ Conducts searches and perform necessary due diligence
+ Ensures all applicable loan documentation is uploaded to image repository system
+ Resolves more complex issues relating to closings
+ Serves as a resource and assists with training LoanSpecialists
+ May assist in performing supervisory tasks
+ Works independently and handles loans of the most complex nature along with heavily negotiated loan transactions ensuring all documentation are in compliance
+ Performs quality reviews on all complexity of loans to ensure data integrity
+ Performs documentation (standard and non-standard) review on all complexity of loans to reduce risk of loss and ensure policy and regulatory compliance
+ Verifies all quality control procedures are maintained and monitored
+ Ensures all loans are closed without critical, noncritical or regulatory exceptions
+ Ensures all required loan conditions (insurance, collateral, etc.) are sufficient and properly documented and in compliance with bank policy
+ Manages/confirms TD changes are consistent with system requirements
+ Evaluates best course of action taking into account bank policy, regulatory requirements, impact to the customer, and impact to the bank as well as cost factors
+ Manages/takes appropriate actions to ensure loans are booked and properly set-up if necessary
+ Generate loan and maintains loan documentation from beginning to finish ensuring adherence with compliance with bank policy procedures regulatory requirements and lending conditions
+ Establishes and manages relationships with applicable operations teams, relationship management team, credit offers and others as needed
+ Acts as liaison with bank counsel, compliance, asset based lending, leasing, government banking, derivatives, construction loan administration, brokers, international department, and various other parties to the loan as needed
**Education & Experience:**
+ 4 year degree or equivalent experience required
+ 5+ years related experience required
+ Knowledge of specialized lending areas such as Small Business Administration lending, construction or syndicated loans
+ Proven ability to provide excellent Customer service to internal and external Customers
+ Excellent interpersonal, oral and written communication skills
+ Excellent PC skills with familiarity with standard office equipment
+ Ability to work in a fast-paced dynamic environment
+ Detail oriented, self-motivated and able to work independently in handling a heavy workload
+ Possesses strong organizational, analytical and decision-making skills
+ Demonstrated knowledge of loan documentation, title policies, appraisals, environmental assessments, entity formation documents and bank policies and procedures
+ Paralegal experience/knowledge needed. Paralegal certificate preferred
**Preferred Qualifications:**
+ This role is Syndication/Participation specific to Commercial and Specialty Lending.
+ Strong knowledge, experience and understanding of all syndication loan documentation (Credit/Loan Agreements, Guaranty Agreements, Collateral documents),
+ Complete understanding of the syndication loan process and exceptional attention to detail.
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. #LI-AMCBOther #IN-AMCBOther
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (***************************************
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
$25.8-38.5 hourly 1d ago
Home Loan Specialist
Mutual Bancorp and Its Subsidiaries 3.8
Loan specialist job in Leominster, MA
Salary Grade: COMM
The Home LoanSpecialist plays a key role in helping our valued clients get where they want to be. The Home LoanSpecialist will consult with each client, and using Fidelity Bank's C.A.R.E. Process, the Home LoanSpecialist will design lending solutions that meet each client's home financing needs.
The Home LoanSpecialist will originate first and second mortgage loans and secure mortgage and home equity lines/loan applications for the Bank, using the LifeDesign Banking approach to provide Clarity so each client can move forward with Confidence. We are currently seeking Home LoanSpecialist candidates with proven capabilities connecting with, and supporting, the diverse array of clients in our local communities.
ESSENTIAL JOB FUNCTIONS / RESPONSIBILITIES:
Provides the highest level of client service in a positive, courteous and enthusiastic manner to colleagues, clients and the community.
Develops and implements a broad-based business development program including realtors, CPAs, attorneys, brokers, personal referrals, etc. Visits realtors regularly and acts as liaison between vendors and the Bank.
Maintains a thorough knowledge of all Bank loan products, services, policies and procedures. Ensures compliance with all applicable laws and regulations including, but not limited to, the Equal Credit Opportunity Act, Truth in Lending, Real Estate Settlement Procedures act, Massachusetts Adjustable-Rate Mortgage regulations and The Home Value Code of Conduct.
Interviews applicants and takes mortgage applications. Maintains availability for meetings at assigned Banking Centers. Obtains all documentation and fees necessary for efficient processing including utilization of all systems needed for processing the applicant information.
Communicates with vendors and applicants regarding the status of applications in process.
Maintains and submits weekly log of activities, including real estate offices visited, broker meetings, applications taken and other relevant information.
Represents the Bank at Board of Realtor meetings. Participates in mortgage programs and seminars and performs other functions designed to enhance the Bank's visibility and image in the real estate community.
Collaboratively serves as a backup contact for other Home LoanSpecialists when they are unavailable or on vacation.
Other duties as may be required.
QUALIFICATIONS:
Four years related mortgage lending or origination experience preferred.
Excellent sales, business development, organizational and communication skills.
Able to learn and effectively use required technology and applications.
Able to work outside of typical business hours and travel extensively within the Bank's business (lending) community.
Must have cyber security awareness to protect the digital environment, the Bank, and customers
Commission-based role
$56k-67k yearly est. 58d ago
Home Loan Specialist I
Solomonedwards 4.5
Loan specialist job in Concord, NH
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home LoanSpecialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform routine data entry and validation tasks.
- Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Review and validate loan documents.
- Handle routine calls, emails, and/or chat responses.
- Monitor work queues and intervene as needed.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Skills and Job-Specific Competencies:
- Proficiency in Microsoft Office.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise
Job Ref: 141857
### Place of Work
On-site
### Requisition ID
141857
### Application Email
****************************
$20-24 hourly Easy Apply 60d+ ago
Mortgage Servicing Specialist
Collabera 4.5
Loan specialist job in Waltham, MA
Established in 1991, Collabera is one of the fastest growing end-to-end information technology services and solutions companies globally. As a half a billion dollar IT company, Collabera's client-centric business model, commitment to service excellence and Global Delivery Model enables its global 2000 and leading mid-market clients to deliver successfully in an increasingly competitive marketplace.
With over 8200 IT professionals globally, Collabera provides value-added onsite, offsite and offshore technology services and solutions to premier corporations. Over the past few years, Collabera has been awarded numerous accolades and Industry recognitions including.
• Collabera awarded Best Staffing Company to work for in 2012 by SIA. (hyperlink here)
• Collabera listed in GS 100 - recognized for excellence and maturity
• Collabera named among the Top 500 Diversity Owned Businesses
• Collabera listed in GS 100 & ranked among top 10 service providers
• Collabera was ranked:
• 32 in the Top 100 Large Businesses in the U.S
• 18 in Top 500 Diversity Owned Businesses in the U.S
• 3 in the Top 100 Diversity Owned Businesses in New Jersey
• 3 in the Top 100 Privately-held Businesses in New Jersey
• 66th on FinTech 100
• 35th among top private companies in New Jersey
***********************************************
Collabera recognizes true potential of human capital and provides people the right opportunities for growth and professional excellence. Collabera offers a full range of benefits to its employees including paid vacations, holidays, personal days, Medical, Dental and Vision insurance, 401K retirement savings plan, Life Insurance, Disability Insurance.
Job Description
Contract Duration: 5 months
Pay rate: $23/hr
Primary responsibility is to prepare accurate legal documentation in accordance with Bank policies/procedures and to facilitate loan closings directly with the client and/or vendors, which includes routine to complex transactions. The role requires the individual to work with various vendors to perform due diligence (property appraisal, flood and hazard insurance, title, etc) to perfect the security interest in the various types of collateral pledged to the Bank by the borrower as security for a loan or line of credit.
Key Metrics:
Monthly Productivity
Quality/Accuracy
Timeliness/Cycle Time
Client Satisfaction
Risk
Qualifications
Required Skills:
Bachelors Degree is preferred
Financial Acumen (preferably with business lending, legal and risk)
Strong Technical Skills - computer savvy, must be able to toggle across multiple systems
Must be able to use Word and Excel
Ability to multitask and prioritize competing requests - it's a fast paced environment
Strong Customer Service and Communication Skills - lot of interaction with Client Managers
Additional Information
If you are interested, please feel free to contact me:
Laidiza Gumera
************
*******************************
$23 hourly Easy Apply 14h ago
Senior Commercial Loan Servicing Representative
Mutualone Bank 4.1
Loan specialist job in Natick, MA
Title: Senior Commercial Loan Servicing Representative
Department: Loan Servicing
Reports to: Loan Servicing Officer
Supervises: None
Classification: Non-exempt
Date Prepared: October 27, 2025
Summary / Objective
The Senior Commercial Loan Servicing Representative responsibilities include performing a variety of loan servicing and processing activities in conformance with established bank policies, procedures and objectives. Performs any functions, within scope of authority and expertise, to provide the highest level of service and responsiveness to customers and co-workers.
Experience & Education Requirements:
Bachelor's degree or equivalent lending experience
Background in financial institution's real estate, commercial and/or consumer lending procedures
Excellent understanding of lending procedures, Federal and State lending regulations
Proven customer service skills
Essential Job Functions:
Responsible for booking and/or modifying commercial loans. This entails the ability to read and interpret promissory notes and modifications agreements to establish the proper schedules and data in the system that will reflect the contract with the member. Must be able to use sound judgment when selecting codes such as property type, account type, flags, etc. as each of these is critical to the system and reporting
Perform a post-closing review of all new loans and amendments for compliance and accuracy, while working closely with the closing attorneys and relationship managers to ensure that all changes are completed, and loans are closed in compliance with the approval. Review legal documents for accuracy and completeness.
Maintain, manage, and track all pending and outstanding loan documents, resolve exceptions and ensure that any missing or incorrect information is identified and promptly corrected
Ensure collateral recording information is secure and maintained in the core banking system
Monitor, maintain and update rate and payment change records as required. Send adjustment notices to customers and respond to any customer inquiries or concerns. May manually calculate daily interest rate and per diem rate for customer/lender/attorney.
Review various reports to clear system errors and update loans as needed
Research and resolve servicing issues in support of loan officers and customers within the scope of authority and expertise. Perform complex transactions, and loan payments, including but not limited to recalculating principal, interest and other payment information for accounts and performing escrow as necessary.
Monitor real estate taxes, flood & hazard insurance, and other charges on secured properties
Instruct vendors to impose forced-placed insurance coverage on acquired properties, ensure proper coverage, and pay premiums.
Process commercial mortgage, commercial loan, and construction loan payoff requests from internal and external customers
Prepare paid off documentation for the customer and/or attorney, releasing collateral liens
Review various daily monitoring reports to ensure payments were processed correctly.
Adhere to timelines and deadlines established based on client needs and department workflow.
Perform other job-related duties as assigned by Managers(s).
Qualifications
Required knowledge, skills & abilities:
Excellent knowledge of banking regulations and policies and procedures
Knowledge of loan processing practices, methods and procedures
Knowledge of Commercial, Real Estate and Consumer loan files and documents
Excellent interpersonal, communication & computer skills
Ability to apply critical thinking and problem-solving skills
Ability to provide courteous, knowledgeable and professional customer service on the phone
Ability to assume responsibility, display initiative, exercise good judgment and make and act upon decisions with minimal supervision.
Ability to perform accurate data input into a variety of software; COCC, DNA preferred, yet not required
Successful completion of in-house training programs or other approved training programs
Compliance with BSA regulations as appropriate to the position
Physical Demands and Work Environment:
Ability to use standard equipment such as computers, phones, photocopiers
Requires manual dexterity and sitting and standing for longer periods of time
Must be able to work schedules that meet the needs of the Bank, which may include early morning, evening and /or weekend hours
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Other Duties
This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. It is expected that from time-to-time other duties, both related and unrelated to the above, may be assigned and therefore, required.
$66k-136k yearly est. 17d ago
Mortgage Loan Processor
Precision Lending LLC
Loan specialist job in Bedford, NH
Job Description
We're looking for a Mortgage Loan Processor with experience in the broker model to join our top-producing team. If you are passionate about helping others and excel at closing loan applications quickly, we have a spot for you!
Your primary responsibility will be to oversee the loan process from origination to close.
This role requires strong attention to detail and superb customer service skills. You'll be meticulously collecting information, responding to customer questions, and making any necessary last-minute changes to ensure mortgage applications are processed well before the deadline.
Our ideal applicant is a self-starter with excellent multitasking skills who can work diligently without much supervision.
If you're interested in growing your career in the mortgage industry on a well-established lending team, reach out to us today!
Compensation:
$50,000 plus monthly bonus
Responsibilities:
Help further loan approval by serving as a liaison between applicants, real estate agents, loan officers, and mortgage lending underwriters
Obtain all necessary property and loan documentation for every file, including evidence of insurance, verification of employment, payoffs, credit supplements, tax transcripts, condo questionnaires, title work, and subordination requests and to make sure the loan process goes smoothly
Oversee all loans coming through the pipeline to ensure the process is compliant and efficient
Submit detailed loan packages to the lender underwriting department for approval or denial. Communicate with underwriters to clarify conditions and satisfy these by coordinating with the borrower
Make sure closing dates and company deadlines are met by following up on loan documentation in a timely manner
Qualifications:
Superb communication, interpersonal, and customer service skills
Solid understanding of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage procedures, processes, and documentation
At least 2 years mortgage processing experience, preferably 5+ years
Current or previous experience as a Processor, LOA, Loan Partner, Loan Officer, and/or Underwriter
Highly attentive to detail, and has excellent organizational and time management skills
About Company
We help buyers & investors across NH, MA, ME, NC, FL. Strategy-first. Fast, transparent, on-time closings. Realtor-focused: same-day pre-approvals, milestone updates, weekend/open-house support, co-branded tools. Programs: Conv, FHA/VA/USDA, Jumbo, DSCR, non-QM, HELOCs. EHO.
$50k yearly 27d ago
Loan Servicing Specialist
Naveo Credit Union 3.7
Loan specialist job in Somerville, MA
Full-time Description
Job Title:
Loan Servicing Specialist
Reports To:
AVP, Loan Servicing
About us:
Naveo is a not-for-profit financial institution (with locations in Somerville and Cambridge) focused on serving our members as partners, guiding them towards their financial goals. We embrace their personalities, cultures, and ambitions, tailoring our services to fit their needs and creating a financial plan that matches up with their current and future goals. At Naveo, it's your journey.
About the role:
Responsibilities include:
Input new loans from Encompass into loan service systems, establishes complete digital and physical files and accurate records.
Maintains current and accurate daily loan reports (loan maintenance and payoff reports) from COCC Synergy.
Responds to member inquiries, resolves problems, and escalates any problem or concerns to management.
Handles Automated Credit Dispute Verifications (ACDV) in compliance with Fair Credit Reporting Act (FCRA) responses through E-Oscar system.
Acts as liaison between Collateral Protection Provider and CU to ensure proper insurance coverage as required.
Ensure timely follow-up of lien perfection at Registry of Motor Vehicles (RMV) or Registry of Deeds using Vintek.
Processes Consumer, Mortgage and Commercial paid loans and the release of all documents.
Maintain vendor relationships and reporting for State National vendor.
Processes escrow disbursements (Real Estate Taxes, Insurance, PMI, etc.)
Reviews real estate delinquency reports and resolves delinquencies.
Prepares all investor loan and sold participation loan reports monthly.
Prepares necessary discharge documents in a timely fashion for paid-in-full loans.
Prepares monthly credit committee reports package such as monthly list of new loans, credit quality, portfolio breakdown, etc.
Reviews daily reports and daily general ledgers for any discrepancies in loan reporting or loan booking transactions.
Reviews loan denials and withdrawals for completeness and accuracy to report in the monthly credit committee package.
Retains a working knowledge of all credit union services and support tools relative to the lending area.
Our ideal candidate looks like:
Education/Experience:
· Associates degree preferred.
· Minimum of 2 years related experience and/or training.
· Excel/PowerPoint proficient.
· Portuguese and/or Spanish language skills preferred.
Compensation disclosure:
Pay within the range posted will be commensurate with the applicant's experience and qualifications for the role. $21.00 - $25.00/hr.
Have some of the above skills or qualifications, but not others? Contact us and let us know why you think you'd be a fit.
MORE ABOUT US:
Our team is made up of experienced and dedicated employees seeking to make an impact in the communities we serve by supporting our local economy, small businesses and community organizations. Interested in bringing value to our members and neighbors? Seeking to develop your skills? You might be a fit for one of our openings.
Naveo Credit Union, formerly Cambridge Portuguese Credit Union, was incorporated in 1928 by members of the Portuguese-American community as a place for their community to grow their savings with confidence and borrow money at low rates. In 2014, we changed our name to Naveo Credit Union to complement the changing demographics of the area -- we welcome everyone in the community to become a member. We are socially responsible, supporting local non-profit organizations that serve our membership.
Naveo is an equal opportunity employer that values diversity. We do not discriminate based on perceived or actual race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, or status as an individual with a disability. Naveo is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment and activities.
$21-25 hourly 49d ago
Mortgage Loan Officer
Pentucket Bank 3.6
Loan specialist job in North Andover, MA
Full-time Description
Pentucket Bank is a community bank supported by the strength of our shared services organization, River Run, and banking affiliates Newburyport Bank and Rollstone Bank and Trust. Together, we shape the evolution of community banking through innovation and strong partnerships, while preserving the heartfelt service our customers value. Here, you will discover opportunities for professional growth, make a meaningful impact in your local community, and join a team that champions integrity, respect, teamwork, and continuous progress.
Start with heart.
The Mortgage Loan Officer originates, evaluates, and structures residential mortgage loan applications in compliance with regulatory and internal lending standards. Builds relationships with borrowers, real estate agents, and internal partners. Acts as a trusted advisor, guiding clients through the home financing process with integrity, accuracy, and professionalism.
We are committed to providing accessible and equitable financial services to our diverse membership. As this role regularly supports Spanish-speaking customer, the ability to communicate fluently in Spanish and English is required.
Proactively sources and originates residential mortgage loans through internal referrals, external relationships, and self-generated leads.
Evaluates and analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Maintains thorough knowledge of current mortgage regulations, products, rates, and underwriting guidelines to provide accurate guidance to clients and ensure compliance throughout the loan process. Advises customers on loan products that best meet financial needs and long-term goals.
Provides assistance to clients in completing loan applications and ensures all required documentation is collected, verified, and submitted in a timely manner.
Collaborates closely with processors, underwriters, and closers to ensure smooth and timely loan processing.
Fosters strong working relationships with realtors, builders, attorneys, and other referral partners to generate new business opportunities and ensure a smooth, collaborative customer experience throughout the lending process.
Maintains accurate records of customer interactions and loan pipeline in Customer Relationship Management (CRM) system and Loan Origination System (LOS).
Ensures compliance with all applicable state and federal lending regulations.
Consistently meets or exceeds production targets while delivering high-quality, service-oriented results.
Requirements
To effectively meet our customers' needs and deliver high-quality service, fluency in both English and Spanish is required for this role.
High school diploma or equivalent. Bachelor's degree in business, finance, or related field preferred.
Active Nationwide Multistate Licensing System (NMLS) license or ability to obtain upon hire.
2-3 years of experience in sales-oriented mortgage lending preferred.
Strong knowledge of banking and lending regulations.
Strong knowledge of mortgage loan products and the complete loan process.
Strong knowledge of credit, income, assets, and collateral analysis principles.
Strong interpersonal skills.
Strong communication, negotiation, and customer service skills.
Strong organizational skills.
Strong attention to detail.
Proficient in mortgage LOS, Automated Underwriting System (AUS), and office software.
Self-motivated.
Proven ability to generate business and manage a sales pipeline.
Ability to be present regularly in the office to foster team culture and ensure consistent service delivery.
Ability to travel for client meetings, realtor visits, or community outreach events, as needed.
Ability to work flexible hours including evenings and weekends as needed to meet customer needs.
Ability to work independently and as part of a team.
Pentucket Bank is an Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, color, ancestry, national origin, gender, sexual orientation, marital status, religion, age, disability, gender identity, results of genetic testing or service in the military.
If you are an individual with a disability and require a reasonable accommodation to complete the application process, you may contact Human Resources at *************** or call ************.
The salary range represents an estimate based on market data for this position. Final compensation decisions are made based on experience, skills, and internal equity to ensure fairness and consistency across our organization.
This position is eligible for commission-based compensation in addition to base pay.
Salary Description $26.75-$37.45/hour
$26.8-37.5 hourly 20d ago
Loan Servicing Specialist I
Usalliance Financial 4.0
Loan specialist job in Chelmsford, MA
About Us:
At USALLIANCE, we pride ourselves on innovation, teamwork, training and development and career planning. As part of our team, you will have the opportunity to grow both personally and professionally in an inclusive and supportive environment. Represent USALLIANCE in the community and form lasting relationships with our members and partners.
About This Role:
Loan Servicing Specialist I has the primary responsibility of servicing the Credit Union's mortgage, consumer, specialty, auto and commercial loan portfolios. This role is responsible for timely and accurate processing of Loan Servicing requests from members and internal staff; management of loan servicing systems and processes; other member service and clerical tasks as assigned.
Key Responsibilities:
Assist members via phone, email, and mail by researching, resolving, and following up as necessary in a timely fashion while providing a high level of member service.
Provide member support by responding to internal phone calls, emails, customer relationship management (CRM) inquiries by researching, resolving, and following up as necessary in a timely fashion while providing a high level of quality member service.
Communicate effectively with other members of the loan servicing team to resolve member questions while supporting the team.
Perform loan account maintenance and financial transactions including payments, payment reversals and corrections, and payoffs in the core servicing system.
Maintain a working knowledge of all internal systems. Our core, FISERV DNA, our Loan Origination System, Encompass as well as other software, vendor sites, and other electronic systems to enable completion of job responsibilities.
Recommend procedural changes when appropriate to assist in improving work efficiencies.
Adhere to all local, state, and federal laws/regulatory requirements as related to functional areas including the Patriot Act, Truth in Lending, Reg B, Reg Z, and Bank Secrecy Act.
Complete various other tasks as assigned that may include but are not limited to booking new loans, loan quality control reviews, collateral perfections, insurance tracking, preparing payoff quotes, release/satisfaction of collateral, document research, general ledger reviews, loan sale support, monitoring reports, and department project work.
Who you are:
Must have customer service experience and a minimum of 1 year loan servicing experience.
Adept at utilizing technology and various software platforms to process information.
The candidate must demonstrate interpersonal, organizational, and communication skills (verbal & written).
The candidate should be detail oriented with the ability to work in a fast-paced environment.
Experience in Microsoft Office application.
Transactional processing experience with strong commitment to providing excellent member service.
What We Offer:
Competitive salary and benefits package
Opportunities for professional development and career growth
Hybrid Schedule (min 3 days in office to maximize collaboration)
A collaborative and inclusive work environment
Paid Time Off, Wellness Time & Paid Federal holidays
401K with 6% match
High Performance Culture
Join Us
Become a part of a team where your ideas are valued, your growth is supported, and your work makes a difference. Apply today and take the next step in your career with USALLIANCE.
EQUAL OPPORTUNITY EMPLOYER
USALLIANCE Federal Credit Union, as an Equal Opportunity Employer, values and supports the diverse cultures, perspectives, skills, and experiences within our workforce.
This is for informational purposes only and should not be construed as a complete listing of the job responsibilities and requirements. This job description may be modified at any time, for any reason, at the sole discretion of management.
In the spirit of pay transparency, we are excited to share the base salary/hourly range for this position is $23.43 - $28.70 , exclusive of fringe benefits or potential incentives. This position is also eligible for an annual corporate bonus. If you are hired at USALLIANCE Federal Credit Union, your final base salary compensation will be determined based on factors such as skills, education, and/or experience. In addition to those factors, we believe in the importance of pay equity and consider the internal equity of our current team members as a part is any final offer. Please keep in mind that the range mentioned above is the full base salary for the role. Hiring at the maximum of the range would not be typical to allow for future and continued salary growth. We also offer a generous compensation and benefits package.
All positions must adhere to standard BSA/AML policies, procedures, and processes. Employees must demonstrate awareness of business functions and how business decisions affect financial and/or non-financial work results.
$23.4-28.7 hourly Auto-Apply 41d ago
Residential Loan Officer
East Cambridge Savings Bank 4.0
Loan specialist job in Woburn, MA
East Cambridge Savings Bank's Lending Division is actively recruiting for Residential Loan Officers
Function:
Under the general direction of the Secondary Market Lending Sales Manager, solicits and develops new sources of business and loan opportunities and originates residential loan products in accordance with established Bank policies and procedures.
We are looking for candidates with:
Proven loan origination sales experience at local bank or mortgage lender
2 or more years of mortgage origination experience preferred
Familiarity with Middlesex County preferred
Knowledge and understanding of secondary market underwriting guidelines
Well developed interpersonal, communication and customer service skills
Ability to travel freely and work without direct supervision
Able to register as a licensed Mortgage Loan Originator as required under the S.A.F.E. Act
Essential Job Functions:
Responsible for selling and originating high quality mortgage loans to meet established production goals. Develops relationships with attorneys, local housing agencies, developers and real estate brokers to generate new mortgage business.
Solicits customers generated through various channels, including but not limited to external contacts, First Time Home Buyer seminars, telephone or electronic e-mail leads, the Bank's website, etc. Analyzes each applicant's data, working with the borrower to prepare a complete application. Initiates processing and conducts preliminary underwriting. Determines and recommends appropriate loan products to meet the needs of the customer. Approves consumer loans up to established limits.
Manages the customer experience. Serves as the liaison between all parties i.e. Brokers, borrowers, and the Bank during the application process for mortgage loans. Prior to closings, acts as liaison with attorneys to ensure documentation is accurate and consistent. Responds to customer questions and inquiries.
Establishes and maintains effective working relationships with Banking Center personnel, providing guidance as needed. Maintains a general understanding of all products and services offered to effectively present these products and services to customers.
Represents the Bank by participating in various networking, community and industry related activities which includes but is not limited to speaking at Mortgage Seminars, representing the Bank at Mortgage Trade Fairs, acting as a Mortgage Consultant at banking centers, etc. Promotes Bank services and products to potential customers when possible.
Keeps abreast of residential and consumer loan products and the applicable State and Federal regulations and compliance issues. Complies fully with all federal, state and local laws and regulations, policies and procedures, including but not limited to the S.A.F.E. Act and its registration, renewal and updating standards.
Analyzes each applicant's loan and deposit relationship with the Bank, reviewing how various Bank products may address an applicant's banking needs and ensuring that any appropriate cross sale opportunities have been undertaken.
Assists with special assignments/projects, and in the development of new products and services to remain competitive.
Contact our Human Resources Division or visit ******************** for more details and to apply.
Or submit your resume to:
Email: **************** Fax: ************ Phone: ************
East Cambridge Savings Bank, Attn: Human Resources
344 Cambridge Street Cambridge, MA 02141
East Cambridge Savings Bank is an Equal Opportunity Employer/Veterans/Disabled
$41k-64k yearly est. Auto-Apply 60d+ ago
Loan Servicing Representative I (onsite/hybrid in Leominster, MA)
Leominster Credit Union 3.4
Loan specialist job in Leominster, MA
Requirements
High School diploma or equivalent. One-year prior business-related experience with clerical and administrative responsibilities. Prior retail banking or loan servicing experience is preferred. Must have demonstrated experience working independently and as part of a team; strong attention to detail; ability to process work accurately; and excellent organization skills. Must have proficiency in Microsoft Office Suite (Word, Excel, Outlook) and ability to utilize various banking software and platforms. Must have ability to utilize various types of office equipment, including PC.
Employees are expected to embody All One Credit Union's core values in all interactions, fostering partnerships, trust, and community both internally and externally. This commitment supports a culture of inclusion and drives the achievement of All One's goals.
All One Credit Union is an Equal Opportunity Employer.
$40k-59k yearly est. 3d ago
Loan Processor Team Lead
Make Your Move
Loan specialist job in Salem, MA
Salem Five is a growing regional financial services organization with a rich history of over 160 years. As an independent bank, we are deeply rooted in the communities we serve and offer our employees successful and rewarding careers.
requires the ability to work in the Salem, MA office.
Salem Five has more than 30 retail banking branches throughout Essex, Middlesex, Norfolk and Suffolk counties, strong business banking capabilities, an Insurance division, a Wealth Management & Trust organization and a Mortgage Company that has provided homeownership to generations of families.
Salem Five believes deeply in supporting the communities in which we reside. Donations through our Charitable Foundation or events at the branch or location-level are an important part of our DNA. We would not be the company we are without our commitment to businesses and organizations that help the region thrive and to our employees. Come see what we're all about.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
Support the daily workflow of loan processors and pre-closers to ensure timely and accurate loan processing.
Serve as the first point of contact for staff questions and escalated file issues.
Assist with pipeline management, monitoring file movement and helping team members stay on track with service level agreements (SLAs).
Provide guidance and coaching to team members to strengthen knowledge of underwriting requirements and condition clearing.
Partner with sales, underwriting, and closing teams to maintain strong communication and resolve file-level challenges.
Assist with quality control checks to ensure compliance with investor, agency, and regulatory requirements (Fannie Mae, Freddie Mac, FHA, VA, USDA, etc.).
Provide feedback to management on team performance, workflow challenges, and opportunities for improvement.
Contribute to a customer-focused culture that balances speed, compliance, and accuracy.
Assist management with projects and department initiatives as needed.
Demonstrates compliance with banking business laws and regulations as defined in company policies and procedures pertinent to the position.
Regular attendance is essential to this position.
Assumes additional responsibilities as requested.
SUPERVISORY RESPONSIBILITIES:
Act as a peer leader by supporting and guiding processors and pre-closers.
Help train new staff members and share best practices with the team.
Monitor daily workloads and assist in balancing files across the team.
Escalate ongoing or complex issues to the SVP of Mortgage Operations when appropriate.
Encourage a collaborative environment between sales, underwriting, and operations staff.
EDUCATION and/or EXPERIENCE:
High school diploma or equivalent required; college degree preferred.
3+ years of mortgage loan processing experience.
Previous experience serving as a senior processor, mentor, or team lead preferred.
Strong understanding of mortgage loan products, agency/investor guidelines, and regulatory requirements.
Ability to prioritize and manage multiple files in a fast-paced environment.
Effective communication and interpersonal skills for working with peers and other departments.
Strong problem-solving skills with attention to detail and accuracy.
Proficiency in loan origination systems (LOS), preferably Encompass, and other mortgage technology tools.
Commitment to delivering excellent customer service while maintaining compliance standards.
PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is frequently required to sit; use hands to finger, handle, or feel; and talk or hear. The employee is occasionally required to stand, walk, and reach with hands and arms. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.
Benefits/Incentives: Health Insurance, Dental, Vision, Flexible Spending Account, Health Savings Account, 401k Matching, Tuition Reimbursement, Employee Referral Program, Summer Family Outing, Annual Holiday Reception and more.
Salary Range: $50,000 - $65,000
The pay range is the lowest to highest compensation we reasonably in good faith believe we would pay at posting for this role. We may ultimately pay more or less than this range. Employee pay is based on factors like relevant education, qualifications, certifications, experience, skills, seniority, location, and performance. This range may be modified in the future.
Ready to apply? If this job sounds like a fit for you, then click on Apply/Apply Now in this posting. We look forward to talking with you.
Qualified candidates may also submit a resume and application online at salemfive.com/careers or mail your resume to Human Resources, 210 Essex Street, Salem, MA 01970.
No unsolicited resumes accepted from agencies.
$50k-65k yearly 60d+ ago
Loan Coordinator
Triangle Credit Union 3.8
Loan specialist job in Nashua, NH
Job DescriptionRole: The Loan Coordinator is to provide servicing for consumer loans to members and internal colleagues; audit consumer loans, prepare title documentation, and ensure accurate records are kept. Essential Functions & Responsibilities:
- Audits consumer loan files within the required time frame with minimal errors; informs management of any auditing concerns, including; possible loan fraud. Process paid loans. Ensure all loans comply with established TCU policies and procedures.- Prepares title applications, submits to state and follows up on all outstanding titles.
- Ensure all titles and UCC's are recorded in a timely manner and to inform your manager, of any issues.- All department logs (audit, title UCC, new loans) and weekly/monthly reports to be completed accurately and in a timely manner.- Provide accurate and professional service to new and existing members both internal and external. Assist members in a timely fashion. Responds to members phone calls and e-mails, as well as other correspondence in within one (1) day. Maintain absolute confidentiality in regard to internal and external members information while adhering to TCU's Service Strategies Standards.- Maintains, organizes, and secures the file room; and perform other related duties, as assigned.
Knowledge and Skills:
Experience* (1) one year to (3) three years of similar or related experience.
EducationA high school education or GED.
Interpersonal SkillsWork normally involves contacts with persons beyond immediate associates generally regarding routine matters for purposes of giving or obtaining information which may require some discussion. Outside contacts, take the form of services to the public (members or vendors) requiring ordinary courtesy in providing assistance and information.
Other Skills
* Must have good communication and organization skills
* 10-key calculator, typewriter, and keyboard skills.
Physical Requirements* Ability to sit for extended periods of time
* Ability to reach, twist and squat
Work EnvironmentProfessional Office Environment/Fast Paced/Member Service Remote hybrid possible
Triangle Credit Union is proud to be an Affirmative Action/Equal Opportunity Employer. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process or are limited to use the online application process, you may contact the Human Resources Department at ************ for other options to apply.Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
$41k-47k yearly est. 15d ago
Mortgage Loan Processor
Bellwether Community Credit Union 3.5
Loan specialist job in Nashua, NH
The Mortgage Loan Processor is responsible for loan file computer set up and ordering of all loan documentation required on residential loan applications which are in first lien position and collection and evaluation of all documented information required. This person will verify through alternate documentation or outside sources, the validity of the application information, calculate debt-to-income and loan-to-value ratios, and assemble a completely documented file for submission to underwriting with a letter of recommendation. The Loan Processor will also be responsible for scheduling mortgage closings with all stakeholders, reviewing mortgage files to ensure required documents are complete and accurately meeting all applicable federal regulatory and compliance standards.
Qualifications
Have a thorough knowledge of first mortgage real estate lending practices, including federal regulatory requirements, state regulations, and agency requirements. Be familiar with all federal and state regulations governing Credit Union mortgage lending.
Have a thorough working knowledge of conventional, FHA, VA, USDA, and New Hampshire Housing; and other special loan/grant programs; and the necessary documentation for processing and obtaining underwriting approval.
Obtain all information necessary from borrowers and other third-party resources to process loans and obtain underwriting approval as needed.
Set up files on system, order credit reports, appraisals, and necessary verification forms and conduct follow up with outside sources for outstanding documentation.
Review and analyze all documentation received and determine ratios and credit acceptability after documentation is received. Load files into document management system.
Complete a final evaluation and analysis of the completed loan file package and prepare the file for underwriting approval, specifying any applicable conditions to the approval.
Clear all alerts on credit report, review appraisal and clear all pending conditions
Complete a final evaluation and analysis of the completed application package and prepare the file to be sent to document preparation for Underwriting and Closing.
Utilizing pipelines, timeframes & coordinating with the closing department to make sure files meet purchase closing dates and adhere to TRID timelines and regulations.
Arrange Closing with Attorney/Title Company, prepare, and send the Closing Disclosure and Closing package in accordance with CFPB regulations, timeframes and TRID guidelines.
Closely examine all information relating to fee's, rate, property information, vesting, to ensure accuracy.
Coordinate, set-up, funding, booking and shipping of 1
st
mortgages. Updating core operating system and servicing platform as required.
Maintain and update loan files on the loan origination software as the loan flows through the system from processing to closing. Finastra Mortgagebot LOS experience helpful but not required.
Complete all required HMDA information in loan origination software.
Have a general knowledge of all Credit Union departments and how they interact with the Mortgage Lending Operations department.
Work with staff and co-workers as a team in analyzing and solving situations that may arise in the mortgage origination loan process.
Maintain effective communication with all Credit Union employees to ensure coordination and exchange of information for accomplishing Credit Union goals.
Work with Post Closer on Quality Control and follow up with pending documentation to ensure a compliant file and completing post close file submission
Familiar with secondary market guidelines and loan delivery process
For the purpose of attaining Credit Union goals, it is the responsibility of each employee to strive for the continuous improvement of processes and quality of service
Other Job Functions:
Represent BCCU in a professional and responsible manner at all times.
Perform additional duties as may be assigned.
Maintain good housekeeping practices within the work area.
Understand and Comply with all BSA Regulations
Job Specifications:
Professional, well-developed interpersonal skills essential for interviewing loan applicants and projecting a positive image as representative of the Credit Union.
Knowledge of underwriting guidelines (FNMA, FHLMC, FHA) and other investors used by BCCU. Knowledge of all state and federal regulations affecting mortgage lending including but not limited to Reg Z, ECOA, Reg B, and HMDA. General knowledge of NH Real Estate Law. Excellent interpersonal skills. Self motivated and capable of working independently. Basic computer skills including, but not limited to, Windows, Word, Excel, and a thorough understanding of mortgage software utilized by BCCU
These characteristics are normally acquired through completion of a high school education plus additional post-secondary coursework. A minimum of two to three years' experience as a mortgage loan processor, with an emphasis on conventional, FHA, VA products, and other loan products.
Intermediate mathematical skill required (calculations and concepts involving decimals, percentages, fractions, etc.). The ability to perform income analysis to compute income to payment and debt to income ratio and Loan to Value.
Must have dependable transportation. Position requires sitting, standing, squatting, driving, and the ability to enter and maneuver facilities outside of the control of BCCU. May have to lift up to 30 pounds. Flexible hours are required, but a minimum of 40 hours/week are expected to be devoted to fulfilling and/or exceeding the goals of the position
Additional hours as necessary to accomplish objective, goals and projects
Ability to Multi-Task, Adapt, and Problem Solve. Must be organized and detail- focused.
$47k-54k yearly est. 14d ago
Home Loan Specialist II
Solomonedwards 4.5
Loan specialist job in Concord, NH
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home LoanSpecialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform complex data and document validation.
- Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Handle more complex calls, emails, or chat sessions.
- Complete appraisal eligibility tasks.
- Evaluate loan applications for compliance with product guidelines.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Proficiency in Microsoft Office.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141859
### Place of Work
On-site
### Requisition ID
141859
### Application Email
****************************
$20-24 hourly Easy Apply 60d+ ago
Mortgage Servicing Specialist
Collabera 4.5
Loan specialist job in Waltham, MA
Established in 1991, Collabera is one of the fastest growing end-to-end information technology services and solutions companies globally. As a half a billion dollar IT company, Collabera's client-centric business model, commitment to service excellence and Global Delivery Model enables its global 2000 and leading mid-market clients to deliver successfully in an increasingly competitive marketplace.
With over 8200 IT professionals globally, Collabera provides value-added onsite, offsite and offshore technology services and solutions to premier corporations. Over the past few years, Collabera has been awarded numerous accolades and Industry recognitions including.
• Collabera awarded Best Staffing Company to work for in 2012 by SIA. (hyperlink here)
• Collabera listed in GS 100 - recognized for excellence and maturity
• Collabera named among the Top 500 Diversity Owned Businesses
• Collabera listed in GS 100 & ranked among top 10 service providers
• Collabera was ranked:
• 32 in the Top 100 Large Businesses in the U.S
• 18 in Top 500 Diversity Owned Businesses in the U.S
• 3 in the Top 100 Diversity Owned Businesses in New Jersey
• 3 in the Top 100 Privately-held Businesses in New Jersey
• 66th on FinTech 100
• 35th among top private companies in New Jersey
***********************************************
Collabera recognizes true potential of human capital and provides people the right opportunities for growth and professional excellence. Collabera offers a full range of benefits to its employees including paid vacations, holidays, personal days, Medical, Dental and Vision insurance, 401K retirement savings plan, Life Insurance, Disability Insurance.
Job Description
Contract Duration: 5 months
Pay rate: $23/hr
Primary responsibility is to prepare accurate legal documentation in accordance with Bank policies/procedures and to facilitate loan closings directly with the client and/or vendors, which includes routine to complex transactions. The role requires the individual to work with various vendors to perform due diligence (property appraisal, flood and hazard insurance, title, etc) to perfect the security interest in the various types of collateral pledged to the Bank by the borrower as security for a loan or line of credit.
Key Metrics:
Monthly Productivity
Quality/Accuracy
Timeliness/Cycle Time
Client Satisfaction
Risk
Qualifications
Required Skills:
Bachelors Degree is preferred
Financial Acumen (preferably with business lending, legal and risk)
Strong Technical Skills - computer savvy, must be able to toggle across multiple systems
Must be able to use Word and Excel
Ability to multitask and prioritize competing requests - it's a fast paced environment
Strong Customer Service and Communication Skills - lot of interaction with Client Managers
Additional Information
If you are interested, please feel free to contact me:
Laidiza Gumera
************
*******************************
$23 hourly Easy Apply 60d+ ago
Loan Servicing Specialist
Naveo Credit Union 3.7
Loan specialist job in Somerville, MA
Job Title: Loan Servicing Specialist Reports To: AVP, Loan Servicing About us: Naveo is a not-for-profit financial institution (with locations in Somerville and Cambridge) focused on serving our members as partners, guiding them towards their financial goals. We embrace their personalities, cultures, and ambitions, tailoring our services to fit their needs and creating a financial plan that matches up with their current and future goals. At Naveo, it's your journey.
About the role:
Responsibilities include:
* Input new loans from Encompass into loan service systems, establishes complete digital and physical files and accurate records.
* Maintains current and accurate daily loan reports (loan maintenance and payoff reports) from COCC Synergy.
* Responds to member inquiries, resolves problems, and escalates any problem or concerns to management.
* Handles Automated Credit Dispute Verifications (ACDV) in compliance with Fair Credit Reporting Act (FCRA) responses through E-Oscar system.
* Acts as liaison between Collateral Protection Provider and CU to ensure proper insurance coverage as required.
* Ensure timely follow-up of lien perfection at Registry of Motor Vehicles (RMV) or Registry of Deeds using Vintek.
* Processes Consumer, Mortgage and Commercial paid loans and the release of all documents.
* Maintain vendor relationships and reporting for State National vendor.
* Processes escrow disbursements (Real Estate Taxes, Insurance, PMI, etc.)
* Reviews real estate delinquency reports and resolves delinquencies.
* Prepares all investor loan and sold participation loan reports monthly.
* Prepares necessary discharge documents in a timely fashion for paid-in-full loans.
* Prepares monthly credit committee reports package such as monthly list of new loans, credit quality, portfolio breakdown, etc.
* Reviews daily reports and daily general ledgers for any discrepancies in loan reporting or loan booking transactions.
* Reviews loan denials and withdrawals for completeness and accuracy to report in the monthly credit committee package.
* Retains a working knowledge of all credit union services and support tools relative to the lending area.
Our ideal candidate looks like:
Education/Experience:
* Associates degree preferred.
* Minimum of 2 years related experience and/or training.
* Excel/PowerPoint proficient.
* Portuguese and/or Spanish language skills preferred.
Compensation disclosure:
Pay within the range posted will be commensurate with the applicant's experience and qualifications for the role. $21.00 - $25.00/hr.
Have some of the above skills or qualifications, but not others? Contact us and let us know why you think you'd be a fit.
MORE ABOUT US:
Our team is made up of experienced and dedicated employees seeking to make an impact in the communities we serve by supporting our local economy, small businesses and community organizations. Interested in bringing value to our members and neighbors? Seeking to develop your skills? You might be a fit for one of our openings.
Naveo Credit Union, formerly Cambridge Portuguese Credit Union, was incorporated in 1928 by members of the Portuguese-American community as a place for their community to grow their savings with confidence and borrow money at low rates. In 2014, we changed our name to Naveo Credit Union to complement the changing demographics of the area -- we welcome everyone in the community to become a member. We are socially responsible, supporting local non-profit organizations that serve our membership.
Naveo is an equal opportunity employer that values diversity. We do not discriminate based on perceived or actual race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, or status as an individual with a disability. Naveo is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment and activities.
$21-25 hourly 48d ago
Loan Servicing Specialist I
Usalliance Financial 4.0
Loan specialist job in Chelmsford, MA
About Us:
At USALLIANCE, we pride ourselves on innovation, teamwork, training and development and career planning. As part of our team, you will have the opportunity to grow both personally and professionally in an inclusive and supportive environment. Represent USALLIANCE in the community and form lasting relationships with our members and partners.
About This Role:
Loan Servicing Specialist I has the primary responsibility of servicing the Credit Union's mortgage, consumer, specialty, auto and commercial loan portfolios. This role is responsible for timely and accurate processing of Loan Servicing requests from members and internal staff; management of loan servicing systems and processes; other member service and clerical tasks as assigned.
Key Responsibilities:
Assist members via phone, email, and mail by researching, resolving, and following up as necessary in a timely fashion while providing a high level of member service.
Provide member support by responding to internal phone calls, emails, customer relationship management (CRM) inquiries by researching, resolving, and following up as necessary in a timely fashion while providing a high level of quality member service.
Communicate effectively with other members of the loan servicing team to resolve member questions while supporting the team.
Perform loan account maintenance and financial transactions including payments, payment reversals and corrections, and payoffs in the core servicing system.
Maintain a working knowledge of all internal systems. Our core, FISERV DNA, our Loan Origination System, Encompass as well as other software, vendor sites, and other electronic systems to enable completion of job responsibilities.
Recommend procedural changes when appropriate to assist in improving work efficiencies.
Adhere to all local, state, and federal laws/regulatory requirements as related to functional areas including the Patriot Act, Truth in Lending, Reg B, Reg Z, and Bank Secrecy Act.
Complete various other tasks as assigned that may include but are not limited to booking new loans, loan quality control reviews, collateral perfections, insurance tracking, preparing payoff quotes, release/satisfaction of collateral, document research, general ledger reviews, loan sale support, monitoring reports, and department project work.
Who you are:
Must have customer service experience and a minimum of 1 year loan servicing experience.
Adept at utilizing technology and various software platforms to process information.
The candidate must demonstrate interpersonal, organizational, and communication skills (verbal & written).
The candidate should be detail oriented with the ability to work in a fast-paced environment.
Experience in Microsoft Office application.
Transactional processing experience with strong commitment to providing excellent member service.
What We Offer:
Competitive salary and benefits package
Opportunities for professional development and career growth
Hybrid Schedule (min 3 days in office to maximize collaboration)
A collaborative and inclusive work environment
Paid Time Off, Wellness Time & Paid Federal holidays
401K with 6% match
High Performance Culture
Join Us
Become a part of a team where your ideas are valued, your growth is supported, and your work makes a difference. Apply today and take the next step in your career with USALLIANCE.
EQUAL OPPORTUNITY EMPLOYER
USALLIANCE Federal Credit Union, as an Equal Opportunity Employer, values and supports the diverse cultures, perspectives, skills, and experiences within our workforce.
This is for informational purposes only and should not be construed as a complete listing of the job responsibilities and requirements. This job description may be modified at any time, for any reason, at the sole discretion of management.
In the spirit of pay transparency, we are excited to share the base salary/hourly range for this position is $23.43 - $28.70, exclusive of fringe benefits or potential incentives. This position is also eligible for an annual corporate bonus. If you are hired at USALLIANCE Federal Credit Union, your final base salary compensation will be determined based on factors such as skills, education, and/or experience. In addition to those factors, we believe in the importance of pay equity and consider the internal equity of our current team members as a part is any final offer. Please keep in mind that the range mentioned above is the full base salary for the role. Hiring at the maximum of the range would not be typical to allow for future and continued salary growth. We also offer a generous compensation and benefits package.
All positions must adhere to standard BSA/AML policies, procedures, and processes. Employees must demonstrate awareness of business functions and how business decisions affect financial and/or non-financial work results.
$23.4-28.7 hourly Auto-Apply 39d ago
Loan Processing Representative
Bellwether Community Credit Union 3.5
Loan specialist job in Nashua, NH
The Direct Loan Processing Representative will have the primary responsibility of processing and funding all direct consumer loans, mobile home loans and Home Equity Lines of Credit. Duties also include supporting the Direct Loan Processor in receiving, reviewing and booking indirect consumer loans. Will develop and maintain strong and effective communications with the Centralized Lending Team, the Retail Team, the Operations Team, and Indirect Sellers. Consistently processes all loan requests in a timely manner to meet or exceed processing and funding expectations.
Responsible for processing all direct loan product requests in an accurate and efficient manner, within established timeframes. This includes performing pre-closing, closing & post-closing tasks for all loan consumer loan products offered by the credit union.
Responsible for working with Bellwether members to finalize the details of their approved consumer loan, collecting outstanding stipulation documentation, preparing loan documents for closing and ensuring the final loan package meets required standards. Will also be responsible for funding the loan to the core system and delivering the proceeds of the loan. They will organize the loan file and submit to Quality Control within established timeframes.
Responsible for working the Home Equity Line of Credit Pipeline by ordering and tracking supporting documentation, sending notices, disclosure and application packages to the borrower, ensuring all loans are compliant and documentation is complete, creating the closing documents, scheduling closings with the members to finalize the loan as well as funding and disbursing the loans. Will record HELOC mortgages and supporting riders with the registry of deeds. Will organize the loan file and submit to Quality Control within established timeframes.
Responsible for processing and funding the indirect mobile home loans. Will verify that all documents contained within the closed loan package meet required loan standards. Work with the seller to collect outstanding items. Set up loan within servicing and core systems. Will send out welcome package, organize loan file and submit to Quality Control within established timeframes.
Will set up and process adverse action letters within required time frame.
Will process withdrawn, declined and approved loans that are HMDA reportable in a compliant manner.
Responsible for inputting loan applications into lending software, including indirect autos and mobile homes.
Responsible for answering written and electronic credit disputes in compliance with FCRA.
Assist Indirect Processor with funding indirect auto loan packages from dealerships within the Credit Union's established time frames. Verify all documents contained within the loan packages for accuracy and that they meet required standards. Communicate with the dealers any missing documents and funding problems which must be resolved prior to funding. Organize loan file and submit to Quality Control within established timeframes.
Must have a thorough understanding of consumer loan policies and procedures. Understands and complies with all applicable regulations.
Occasionally assist in performing administrative tasks within the department. Including, but not limited to, loan filing, gathering and preparing loan data for audits and reporting purposes, obtaining payoffs and title processing.
Work together with the Centralized Lending Team in meeting or exceeding the lending standards & loan goals. Demonstrates the capacity to consistently handle an above average volume of department workflow.
Follow up on Quality Control findings in a timely fashion.
Understand and comply with all BSA Regulations
Other duties as assigned.
Qualifications
Professional, well-developed interpersonal skills essential for effectively and openly communicating with our internal and external members and projecting a positive image as a representative of the Credit Union.
Effective well rounded communication skills including reading, writing and listening. Communicates in a professional manner at all times and in all forms.
Self-motivated and capable of working independently. Computer skills including, but not limited to, Windows, Word, Excel, & Outlook are a must as well as a basic understanding of software utilized by BCCU.
Job requires a sound knowledge of Credit Union policies and procedures for consumer and mortgage lending.
Requires the completion of duties that require registration and licensing under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE ACT). The registration process with the Nationwide Mortgage Licensing System and Registry and obtaining the license must be completed prior to commencement of duties related to residential mortgage loan origination. If unable to obtain this licensing, or if becoming ineligible for licensing, eligibility for employment with the Credit Union in this position will be subject to evaluation and may be terminated.
Utilizes time effectively; tracks and prioritizes work to ensure that tasks are completed according to their priority. Remains aware of and plans for upcoming events or activities.
Intermediate mathematical skill required (calculations and concepts involving decimals, percentages, fractions, etc.)
Position requires sitting the majority of the day. May have to lift up to 20 pounds. Position also requires occasional bending, squatting, climbing, twisting, reaching and kneeling.
These characteristics are normally acquired through completion of a high school education plus additional post-secondary coursework. Job requires a minimum of six months to one year of similar or related experience.
How much does a loan specialist earn in Manchester, NH?
The average loan specialist in Manchester, NH earns between $23,000 and $65,000 annually. This compares to the national average loan specialist range of $26,000 to $68,000.