Home Loan Specialist II
Loan specialist job in Santa Fe, NM
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform complex data and document validation.
- Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Handle more complex calls, emails, or chat sessions.
- Complete appraisal eligibility tasks.
- Evaluate loan applications for compliance with product guidelines.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Proficiency in Microsoft Office.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141859
### Place of Work
On-site
### Requisition ID
141859
### Application Email
****************************
Easy ApplyLoan Specialist
Loan specialist job in Las Cruces, NM
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button!
Job Intro
The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
Regional offers competitive pay! We do our best to show that we value our team members!
You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers!
All full-time team members have access to our medical, dental, vision and 401(k) benefits!
Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments!
Duties and responsibilities
Provide exceptional service to all customers.
Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
Maintain office cash with accuracy and proper security.
Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
Minimize delinquent debt through calling customers and collecting on past-due accounts.
Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
Transport money and deposits to and from bank.
Other duties as assigned by leadership.
Minimum Qualifications
High School Diploma or Equivalent.
Prior customer service experience in either a sales/retail environment or cash management environment.
Must pass drug screen, criminal and credit background checks.
Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Critical Competencies
Demonstrated passion for customer service.
Excellent written and verbal communication skills.
Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
Thrives in a pay for performance atmosphere.
Proven ability to multi-task.
High degree of integrity.
Sales mentality.
Adaptable to an ever-changing environment.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
Auto-ApplyLoan Officer
Loan specialist job in Hobbs, NM
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Mortgage Loan Officer (English/Spanish Bilingual)
Loan specialist job in Santa Fe, NM
Requirements
Bilingual in English and Spanish: Due to the number of Spanish-speaking clients we serve, it is crucial that the Mortgage Loan Officer is fluent in both English and Spanish, both verbally and in writing.
Customer Service: Extremely responsive to internal and external customer requests, exceeding customers' expectations. Abide by Homewise Inc. Customer Service Standards. Acts with empathy.
Listening Skills: Listen to understand others' viewpoints. Anticipate customer needs and offer innovative solutions.
Communication Skills: Clearly present issues, both orally and in writing.
Flexibility and Adaptability: Adjust quickly to changing priorities and conditions. Cope effectively with complexity and change.
Computer Skills: Competence in Microsoft Excel, Word, Outlook, Windows, and other software applications, including familiarity with Loan Origination Systems.
Work Independently: Ability to work independently with little or no supervision.
High Standards: Expect personal performance to be nothing short of the best.
Education and Experience
High school diploma or equivalent required
Minimum of two years' experience in mortgage lending or a related field is required
State of New Mexico Mortgage Loan Originator license
Ability to serve Spanish-speaking clients in Spanish required
Work Schedule
100% on site.
Must be able to work flexible hours, including evenings and/or weekends.
Physical Requirements
This is largely a sedentary role; however, some filing is required. This would require lifting files, opening filing cabinets, and bending or standing as necessary.
Must be able to occasionally lift up to 20 pounds
Must be able to maneuver around various client business offices and workspaces.
Retail Mortgage Loan Officer
Loan specialist job in Santa Fe, NM
Guardian Mortgage Company, Satisfying Customers Since 1965
Guardian Mortgage Company, Satisfying Customers Since 1965 Guardian Mortgage has been in the mortgage lending and servicing business in Southeastern Michigan and North Central Texas since the 1960s. It is an independently owned and managed company that specializes in originating single family, owner occupied, home mortgages (first mortgages).
Our mission statement is to personally serve every customer's short-term mortgage needs to ensure their long-term financial success, generation after generation.
In support of our growth projections, we are looking for strong candidates with a desire to help us grow, both within our current footprint and beyond. Successful candidates possess not only the requisite skills and abilities, but also the drive and desire to become an integral part of a fast growing organization with a strong history steeped in quality and customer focus.
Job Description
Are you ready to reach your full potential?!
If you are an assertive, independent and highly motivated sales professional who likes achieving goals with others, working in a face-paced environment where you can achieve you full potential through prioritizing productive activities while a support framework assists with the details, then we want to speak with you.
Guardian Mortgage, a fast-growing, Dallas headquartered mortgage banker with a mortgage legacy that spans over 50 years and 200,000+ transactions is expanding its market share by adding professional salespeople to originate residential mortgage loans in Texas, Michigan, Arizona and our newest offices in New Mexico!
You should apply for this position if:
You're concerned about your company's ability to close your loans on time.
You're sick and tired of spending your time on non-productive activities that don't generate new loan opportunities.
You are disappointed that your company is not providing adequate support for your origination activities or have a sneaking suspicion that your existing support may disappear.
You're unhappy that you have capped out your current earning potential because you lack the marketing, business development and social media resources necessary to grow your pipeline.
You fear your current employer is not interested in your professional development.
Apply only if:
You have proven your ability to produce consistently at a monthly volume of five or more closed loans from self-sourced referrals.
You are motivated to join a platform that can double your income over the next 18 months.
Place great value on customer service and even greater value on building relationships.
You invest your time and money into your personal development to improve your selling skills.
You define your success by the client's willingness to confidently refer you to others.
You will receive excellent training and transitional loan support.
Qualifications
Experience as a Retail Loan Officer originating loans.
Currently possesses NMLS licensure.
Additional Information
To apply for this position, please submit a current resume to: ************************
Easy ApplyConsumer Loan Officer 1
Loan specialist job in Edgewood, NM
This role plays a pivotal part in advising, reviewing, and evaluating member's lending needs for personal loans and credit cards.
Schedule:
Monday-Friday 8:30AM-6:00PM (Day off during the week), Saturdays 8:30AM-2:30PM.
Essential Job Duties:
General loan responsibilities:
Evaluate loan applications and documentation by confirming creditworthiness.
Improve loan applications and documentation by informing the applicant of additional requirements.
Complete loan contracts by explaining provisions to the applicant; obtaining signatures and notarizations; collecting fees.
Help members by answering questions, responding to requests.
Maintain confidence by keeping loan information confidential.
Ensure compliance with all regulatory requirements and internal policies.
Manage the loan process from application to disbursement and beyond, including regular follow-up with members to assess their financial status.
Educate and advise members on such matters as appropriate financial planning, policies, and rates.
Provide comprehensive memo notes for the underwriter's review that contain relevant information to assist in loan decision-making.
Perform other duties as assigned by management.
Consumer loan responsibilities:
Input information into the consumer loan operating system.
Manage the loan process from application to disbursement and beyond, including regular follow-up with members to assess their financial status.
Evaluate credit worthiness and utilize credit reports to verify accuracy of the loan application.
Verify and inspect collateral offered.
Calculate loan payments, determine loan to value (LTV) and ascertain loan payoffs to other financial institutions.
Requirements
Required Skills/Abilities:
Excellent interpersonal and negotiation skills.
Excellent organizational skills and attention to detail.
Strong proficiency with Microsoft Office applications. Familiar and comfortable with information technology, particularly digital means of communication.
Strong organizational skills in managing multiple initiatives.
Strong analytical and problem-solving skills.
Proficiency in assessing creditworthiness and understanding credit scoring systems
Proven ability to meet and exceed sales targets
Bilingual abilities may be preferred, depending on the market served
Knowledge:
Basic knowledge of consumer loan products, regulations, and market trends
Basic knowledge of compliance with federal and state lending regulations (e.g., Equal Credit Opportunity Act, Fair Lending, Truth in Lending Act)
Education and Experience:
Minimum one year' experience in financial institutions or related experience
Minimum high school diploma/GED or more than one year of related experience
Physical Requirements:
Prolonged periods of sitting at a desk and working on a computer.
Must be able to lift 5 pounds at times.
Loan Administrator
Loan specialist job in Truth or Consequences, NM
Who we are
We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we build and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest.
Our mission
Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.
Our values
Passion: We have an unrelenting drive to be great. Quality service is our #1 priority.
Commitment: We do not shy away from accountability. We together as a team and embrace the spirit of service.
Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.
Community: We're proud to support each other and our local communities. We win when our customers win.
To learn more about us, visit **************************
About the role
The Loan Administrator provides administrative support to loan officers. This role is responsible for performing general record keeping and clerical functions. This position is primarily responsible for handling loan documentation related to commercial, agricultural, and consumer loans.
Position is located in Truth or Consequences. It is not a remote position.
What you will do
Review and process loan applications, ensuring completeness and accuracy of all required documentation.
Prepare and maintain loan documentation, including promissory notes, security agreements, and collateral documents.
Verify insurance requirements are correct and up-to-date.
Ensure that all documents are properly executed and compliant with regulatory requirements.
Monitor and track loan files to ensure they are up to date with relevant information, commercial loan covenants, and compliance requirements.
Maintain the file monitoring system (Tickler Reports).
Assist in the preparation of loan disbursements and payments, maintaining accurate records throughout the loan cycle.
Maintain open and clear communication with customers, providing assistance and responding to inquiries.
Collaborate with lending officers, credit analysts, and other departments to facilitate the loan origination and servicing processes.
Other duties as assigned.
What you will need
Associates degree or greater in related field preferred
2+ years related experience Required.
Familiarity with Fiserv Premier Banking System, or other banking systems a plus.
Attention to detail necessary in role.
What we offer
Health Insurance
Dental Insurance
Vision Insurance
Paid Vacation, Sick, and Holiday time
A competitive 6% 401k match
And more!
Candidate must pass a pre-employment screening including credit history and criminal record check.
Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Loan Administrator
Loan specialist job in Truth or Consequences, NM
Job Description
Who we are
We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we build and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest.
Our mission
Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.
Our values
Passion: We have an unrelenting drive to be great. Quality service is our #1 priority.
Commitment: We do not shy away from accountability. We together as a team and embrace the spirit of service.
Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.
Community: We're proud to support each other and our local communities. We win when our customers win.
To learn more about us, visit **************************
About the role
The Loan Administrator provides administrative support to loan officers. This role is responsible for performing general record keeping and clerical functions. This position is primarily responsible for handling loan documentation related to commercial, agricultural, and consumer loans.
Position is located in Truth or Consequences. It is not a remote position.
What you will do
Review and process loan applications, ensuring completeness and accuracy of all required documentation.
Prepare and maintain loan documentation, including promissory notes, security agreements, and collateral documents.
Verify insurance requirements are correct and up-to-date.
Ensure that all documents are properly executed and compliant with regulatory requirements.
Monitor and track loan files to ensure they are up to date with relevant information, commercial loan covenants, and compliance requirements.
Maintain the file monitoring system (Tickler Reports).
Assist in the preparation of loan disbursements and payments, maintaining accurate records throughout the loan cycle.
Maintain open and clear communication with customers, providing assistance and responding to inquiries.
Collaborate with lending officers, credit analysts, and other departments to facilitate the loan origination and servicing processes.
Other duties as assigned.
What you will need
Associates degree or greater in related field preferred
2+ years related experience Required.
Familiarity with Fiserv Premier Banking System, or other banking systems a plus.
Attention to detail necessary in role.
What we offer
Health Insurance
Dental Insurance
Vision Insurance
Paid Vacation, Sick, and Holiday time
A competitive 6% 401k match
And more!
Candidate must pass a pre-employment screening including credit history and criminal record check.
Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Loan Officer
Loan specialist job in Albuquerque, NM
Who we are:
We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.
What we are looking for:
We're searching for a Loan Officer who's driven by relationships and results. You're the advisor clients trust to guide them through one of the biggest financial decisions of their lives, and the partner real estate professionals want on their team. You bring energy and expertise to every transaction, and you're motivated by helping people achieve homeownership while building a thriving business of your own.
What you'll do:
You'll be the trusted guide clients and referral partners count on throughout the entire mortgage journey. That means building genuine relationships, understanding what matters most to each borrower, and helping them navigate their options with confidence and clarity. You'll manage every detail from application to closing, set clear expectations, and deliver an exceptional experience at every step. And because this industry never stops evolving, you'll stay sharp on market trends, product updates, and compliance requirements so you're always bringing your best.
What You'll Bring:
Success here comes down to three things: heart, hustle, and a commitment to doing right by people. Here's what that looks like:
Minimum of 2 years of consecutive, recent experience in mortgage loan origination with demonstrated knowledge of the complete loan lifecycle
Active Mortgage Loan Originator (MLO) license in good standing with the NMLS for applicable state(s), or the ability to obtain licensing within 60 days of hire
Proven track record of successful loan origination supported by an established referral network of realtors, builders, and industry professionals
Ability to manage a consistent loan pipeline effectively
Strong analytical capabilities to interpret complex financial data and guide sound lending decisions
Exceptional communication and relationship management skills that build trust and loyalty
Advanced organizational abilities and strategic problem-solving approach
A positive, proactive attitude and a genuine passion for helping others win
What We Offer:
Competitive compensation structure that rewards your production
Comprehensive benefits including medical, dental, vision, and 401(k)
Industry-leading support
Access to hundreds of loan products through dozens of investor sources
Award-winning workplace culture recognized for work-life balance and employee satisfaction
Joint venture opportunities for growth in the builder channel
What to do Next:
If you're reading this and thinking "this is exactly the kind of company I want to build my career with," don't wait. Apply now and let's start a conversation about your future at Cornerstone. We're building something special here, and we're looking for professionals who are ready to grow with us for the long term.
Once you join Cornerstone, we invest in you as a valued member of our team. Our team members will tell you there's something different about working here: a culture of genuine support, innovation, and shared purpose that you'll experience from day one.
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Loan Officer (55840)
Loan specialist job in Farmington, NM
Loan Officer Make a Positive Impact First State Community Bank is seeking a motivated individual with a positive outlook and strong work ethic to fill the role of Loan Officer. As an FSCB lender, you will be a connector. You'll connect people to the loan solutions that are specifically designed to fit their needs. You'll help start new businesses, help a family buy their very first home, or even help someone establish credit. You connect people to what's possible. For many, you'll be the go-to person for financial advice and expertise. Our best lenders are a mix of practicality and flexibility, who know how to use the right tools to create lasting relationships. The Loan Officer position will be responsible for business development within the community and administration of good, quality loan portfolio consisting of consumer, real estate & commercial loans. Responsibilities in Accordance with Our Corporate Values Professionalism Establish, develop and maintain relationships with key partners in the community (e.g. Realtors, Tax Professionals, Developers, etc.) Provide prompt, courteous attention to all customers to meet their financial needs Accountability Coordinate interaction between borrower and all other parties involved, keeping customers updated throughout the process Ability to work independently, under pressure and against time deadlines Initiative Keen attention to detail as it relates to loan applications, loan processing, new regulations, bank policies and procedures Proactive communication with account holders with loans in arrears Understand all compliance aspects of lending HMDA, RESPA, Fair Lending, Reg B, Reg O, Flood Determination, Reg Z, CRA, etc. Adaptability Demonstrated abilities in the areas of problem-solving, analysis, and time management Keep up with all compliance aspects of banking BSA, Privacy, OFAC, Security, Reg CC, Reg DD, Reg E, Patriot Act, etc. What You Can Expect Competitive pay and benefits package - with variable compensation program based on team performance 401(k) with generous employer match benefit Helpful, qualified, and available leadership A caring, stable work environment Qualifications College Degree preferred Strong decision making skills required Attention to detail is a necessity Prior sales experience preferred Proficient & timely communicator; in-person, phone, electronic Must possess ability to maintain high productivity in unstructured work environment Exceptional customer service skills required
Additional Information
Being a First Stater...
Being a First Stater means that you roll up your sleeves and dig in. It means you work hard and do your best. It means that you enjoy learning new skills and are always eager to improve. It means you help the team by being a great teammate. It means you're passionate about making a difference in the lives of our customers and our communities. It means you consistently find new ways to improve our organization.
Do you have what it takes to be a First Stater?
Make a Difference - Apply Now!
First State Bancshares, Inc, is an Equal Opportunity Employer. All your information will be kept confidential according to EEO guidelines.
Loan Processor
Loan specialist job in Santa Fe, NM
Job Description
Loan Processor I
REPORTS TO: Loan Processing Supervisor
SUPERVISES: N/A
JOB STATUS: Non-Exempt
JOB GRADE 7: $16.58 - $23.14 Targeted Hourly Rate
works on-site. Remote work is not available at this time.
*Looking to hire numerous Loan Processors for our growing Lending Team! Salary is depending on experience in the role, with ideal candidates having between 1 to 5 years of lending experience; financial institution experience a plus!
JOB SUMMARY:
Loan Processors are responsible for supporting the consumer and indirect lending activities of the credit union by processing loan applications efficiently and accurately. Ensures compliance with applicable regulations and internal policies while delivering excellent member service. Works closely with members, the Loan Processing Supervisor, and internal staff to gather required documentation, verify information, and prepare loan packages for underwriting and funding.
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence and consistently exceed the expectations established by Credit Union Management.
Duties/Responsibilities:
Must be proficient in completing all loan documentation, recommendations and verifications needed for loans and follow up as needed or necessary (i.e. title work, payroll allocations, auto transfers, loan coupons).
Collect, verify, and organize required documentation such as income verification, credit reports, and insurance information.
Communicate with members to clarify loan requirements and provide updates on application status.
Complete and mail notice of adverse action forms for loans and memberships as required.
Assist members with the loan application process by telephone and/or in person.
Pull credit reports, verify debt, estimate monthly payments for any outstanding debt not listed, and add relevant and required items to application.
Ensure that each loan is processed accurately and timely as set forth by established credit union policies, procedures, and practices.
Prepare loan application and document package for the facilitation of loan closing.
Process member requests for skip payments, loan maintenance, loan extensions, due date adjustments, loan payment frequency, and other related modifications.
Cross sell credit union products and services that provide value to the member and that deepen credit union relationships.
Understand and comply with all policies, procedures, and regulatory requirements including but not limited to: BSA, USA Patriot Act, OFAC, CIP, Member Due Diligence, Reg P, Reg J, Truth in Lending Act, and Fair Credit Reporting Act.
Perform quality review of loans booked and funded for accuracy, completeness, proper signatures (authority), and collateral requirements.
Ensure all loan files comply with federal, state, and credit union regulations.
Maintain, track, and ensure loan exceptions are corrected and cleared in a timely manner.
Serve as back up to indirect processing and indirect funding as directed.
Perform other duties as assigned.
Required Skills/Abilities:
Strong math skills such as addition, subtraction, multiplication, division, and percentages.
Basic understanding of lending products, services, and processes.
Must have knowledge of office machines and equipment and be able to type.
Must be able to speak, write and understand English. Excellent verbal and written communication skills are necessary.
Strong attention to detail and organizational skills.
Ability to prioritize and manage multiple tasks in a fast-paced environment.
Demonstrates problem-solving skills and the ability to work collaboratively with team members.
Ability to maintain confidentiality and handle sensitive member information securely.
Patience, tact, enthusiasm and positive attitude toward the members and general public.
Job Related Travel - As required.
Education/Experience:
Education or experience equivalent to a High School diploma or G.E.D certificate, in addition to some experience working in an office or administrative environment.
Experience with lending or financial services a plus but not required.
General Requirements:
Must be capable to execute all terms and conditions set forth in the Employee Handbook, including but not limited to:
Work in a safety conscientious manner which ensures that safe work practices are used in order not to pose a risk to self or others in the workplace.
Adhere to policy on Drug Free Workplace.
Comply with company policies and procedures and local, state and federal regulations.
Physical Requirements:
Prolonged periods of sitting at a desk and working on a computer.
Some standing, walking, kneeling, stooping, bending and lifting.
Must be able to lift up to fifteen (15) pounds at times.
Must be able to access and navigate credit union facilities.
State Employees Credit Union offers a highly competitive benefits package
Applications must be received by Human Resources
State Employees Credit Union of New Mexico is an Equal Opportunity Employer
Equal Opportunity Employer, including disabled and veterans.
Commercial & Construction Loan Processor II
Loan specialist job in Albuquerque, NM
Working at Kirtland CU is more than a job-it's a career, and one in the financial world! We pride ourselves on helping our employees learn, grow, and advance in any direction they choose. We offer a highly competitive salary, great benefits package and an energetic, vibrant work environment. We are currently seeking a Commercial & Construction Loan Processor II to join Kirtland Credit Union! This is a regular, full-time, 100% On-Site position based out of our Gibson Operations Center in Albuquerque, NM, with hybrid opportunities after a period and according to manager discretion.
Join the rest of our teammates and become eligible for a generous benefits package that we offer:
Medical, Dental and Vision Insurance
401(k) Retirement savings program
401 (k) employer match
Paid time off with accrual starting from day one.
11 Paid holidays off during the year!
Tuition Reimbursement for College Degrees
Employee Clothing Advance
Fitness Reimbursement Program
Employer paid Life Insurance
Employee Assistance Program
Employer paid Short- and Long-Term Disability Insurance
Travel Assistance Program
This is what we would like you to do:
Responsible for working directly with assigned Commercial Loan Officers, Business Loan Officers and commercial lending clients to provide assistance in the loan application, documentation and closing process. This will include on-going record keeping and acting as a liaison between external partners to complete each loan package. Responsible for providing on-going, complex administrative support for commercial/business members and providing general support to assigned partners. Supports and works closely with our Credit Analyst partners. Interfacing with members to provide assistance in the preparation of loan documents and origination of loan files. Works closely with the Commercial Servicing department for funding, loan proceeds disbursements and maintenance of loan files. Provides effective and efficient administration of installment, commercial, construction and real estate loan collateral files through the timely and accurate processing of all documents and entries. Ensure that files are in compliance with the credit union and regulatory compliance requirements.
Primary Job Duties:
Assumes responsibility for the effective performance of assigned clerical, secretarial, and loan processing functions.
Provides support to assigned Loan Officers to complete loan applications. This will include but not limited to: Ensuring all needed documentation is in the file, reviewed and uploaded at all stages of the process. Conducts a first review of due diligence to ensure the loan file is complete and accurate. Contacting the prospect or member to supply updates on loan status or to collect information as needed. Contacting Title companies to place request, clear items, coordinate closings.
Makes transfers for businesses as needed for loan fees and retainers.
Purges loan files that did not close, ensuring that all sensitive information has been destroyed properly.
Maintains a list of pending and exception items that are outstanding. Follows up with the appropriate parties clear these items and notifies management of the existence, status and remedy to all items.
Ensures that business members and prospects have copies of documentation as required or requested throughout the process.
Starts, maintains, organizes and updates business files for loan as they progress and/or close.
Assumes responsibility for establishing and maintaining effective business relations with members.
Maintains the Credit Union's professional reputation, including professional conduct and personal appearance.
Assumes responsibility for establishing and maintaining effective communication, coordination, and working relations with Credit Union personnel and with management.
Education/Certification:
High School Diploma or equivalent
Specialized certification or licensing, completion of specialized training courses, or job-specific skills acquired through an apprenticeship program.
Experience Required:
Three to five years' prior experience in a commercial environment.
Prior experience with Commercial Loan documents.
Experience with Laser Pro a plus.
Experience interacting with Title Companies for review of fees, clearing items, scheduling closings, etc.
Required knowledge, skills and abilities:
Accepted commercial lending practices.
Familiarity with business loan programs and service requirements.
Ability to understand real estate title insurance/binders.
Accurate and attentive to detail.
Well organized.
Strong typing abilities.
Ability to assist others.
Must be able to handle multiple responsibilities throughout a day.
Ability to meet deadlines, deal with sensitive information and problem resolution.
Self-starter that can work independently and in a team environment.
Ability to work with legal documents and identify/interpret data as needed.
To apply for this exciting opportunity, visit our careers page at **************************
Kirtland Credit Union is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.
Auto-ApplyHome Loan Specialist I
Loan specialist job in Santa Fe, NM
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform routine data entry and validation tasks.
- Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Review and validate loan documents.
- Handle routine calls, emails, and/or chat responses.
- Monitor work queues and intervene as needed.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Skills and Job-Specific Competencies:
- Proficiency in Microsoft Office.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise
Job Ref: 141857
### Place of Work
On-site
### Requisition ID
141857
### Application Email
****************************
Easy ApplyLoan Specialist
Loan specialist job in Santa Fe, NM
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button!
Job Intro
The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
Regional offers competitive pay! We do our best to show that we value our team members!
You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers!
All full-time team members have access to our medical, dental, vision and 401(k) benefits!
Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments!
Duties and responsibilities
Provide exceptional service to all customers.
Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
Maintain office cash with accuracy and proper security.
Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
Minimize delinquent debt through calling customers and collecting on past-due accounts.
Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
Transport money and deposits to and from bank.
Other duties as assigned by leadership.
Minimum Qualifications
High School Diploma or Equivalent.
Prior customer service experience in either a sales/retail environment or cash management environment.
Must pass drug screen, criminal and credit background checks.
Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Critical Competencies
Demonstrated passion for customer service.
Excellent written and verbal communication skills.
Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
Thrives in a pay for performance atmosphere.
Proven ability to multi-task.
High degree of integrity.
Sales mentality.
Adaptable to an ever-changing environment.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
Auto-ApplyRetail Mortgage Loan Officer
Loan specialist job in Santa Fe, NM
Guardian M ortgage Company, Satisfying Customers Since 1965 Guardian Mortgage Company, Satisfying Customers Since 1965 Guardian Mortgage has been in the mortgage lending and servicing business in Southeastern Michigan and North Central Texas since the 1960s. It is an independently owned and managed company that specializes in originating single family, owner occupied, home mortgages (first mortgages).
Our mission statement is to personally serve every customer's short-term mortgage needs to ensure their long-term financial success, generation after generation.
In support of our growth projections, we are looking for strong candidates with a desire to help us grow, both within our current footprint and beyond. Successful candidates possess not only the requisite skills and abilities, but also the drive and desire to become an integral part of a fast growing organization with a strong history steeped in quality and customer focus.
Job Description
Are you ready to reach your full potential?!
If you are an assertive, independent and highly motivated sales professional who likes achieving goals with others, working in a face-paced environment where you can achieve you full potential through prioritizing productive activities while a support framework assists with the details, then we want to speak with you.
Guardian Mortgage, a fast-growing, Dallas headquartered mortgage banker with a mortgage legacy that spans over 50 years and 200,000+ transactions is expanding its market share by adding professional salespeople to originate residential mortgage loans in Texas, Michigan, Arizona and our newest offices in New Mexico!
You should apply for this position if:
You're concerned about your company's ability to close your loans on time.
You're sick and tired of spending your time on non-productive activities that don't generate new loan opportunities.
You are disappointed that your company is not providing adequate support for your origination activities or have a sneaking suspicion that your existing support may disappear.
You're unhappy that you have capped out your current earning potential because you lack the marketing, business development and social media resources necessary to grow your pipeline.
You fear your current employer is not interested in your professional development.
Apply only if:
You have proven your ability to produce consistently at a monthly volume of five or more closed loans from self-sourced referrals.
You are motivated to join a platform that can double your income over the next 18 months.
Place great value on customer service and even greater value on building relationships.
You invest your time and money into your personal development to improve your selling skills.
You define your success by the client's willingness to confidently refer you to others.
You will receive excellent training and transitional loan support.
Qualifications
Experience as a Retail Loan Officer originating loans.
Currently possesses NMLS licensure.
Additional Information
To apply for this position, please submit a current resume to:
************************
Easy ApplySanta Fe Regional Loan Officer
Loan specialist job in Santa Fe, NM
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!!
Description:
· Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Commercial & Construction Loan Processor II
Loan specialist job in Albuquerque, NM
Working at Kirtland CU is more than a job-it's a career, and one in the financial world! We pride ourselves on helping our employees learn, grow, and advance in any direction they choose. We offer a highly competitive salary, great benefits package and an energetic, vibrant work environment.
We are currently seeking a Commercial & Construction Loan Processor II to join Kirtland Credit Union! This is a regular, full-time, 100% On-Site position based out of our Gibson Operations Center in Albuquerque, NM, with hybrid opportunities after a period and according to manager discretion.
Join the rest of our teammates and become eligible for a generous benefits package that we offer:
Medical, Dental and Vision Insurance
401(k) Retirement savings program
401 (k) employer match
Paid time off with accrual starting from day one.
11 Paid holidays off during the year!
Tuition Reimbursement for College Degrees
Employee Clothing Advance
Fitness Reimbursement Program
Employer paid Life Insurance
Employee Assistance Program
Employer paid Short- and Long-Term Disability Insurance
Travel Assistance Program
This is what we would like you to do:
Responsible for working directly with assigned Commercial Loan Officers, Business Loan Officers and commercial lending clients to provide assistance in the loan application, documentation and closing process. This will include on-going record keeping and acting as a liaison between external partners to complete each loan package. Responsible for providing on-going, complex administrative support for commercial/business members and providing general support to assigned partners. Supports and works closely with our Credit Analyst partners. Interfacing with members to provide assistance in the preparation of loan documents and origination of loan files. Works closely with the Commercial Servicing department for funding, loan proceeds disbursements and maintenance of loan files. Provides effective and efficient administration of installment, commercial, construction and real estate loan collateral files through the timely and accurate processing of all documents and entries. Ensure that files are in compliance with the credit union and regulatory compliance requirements.
Primary Job Duties:
Assumes responsibility for the effective performance of assigned clerical, secretarial, and loan processing functions.
Provides support to assigned Loan Officers to complete loan applications. This will include but not limited to: Ensuring all needed documentation is in the file, reviewed and uploaded at all stages of the process. Conducts a first review of due diligence to ensure the loan file is complete and accurate. Contacting the prospect or member to supply updates on loan status or to collect information as needed. Contacting Title companies to place request, clear items, coordinate closings.
Makes transfers for businesses as needed for loan fees and retainers.
Purges loan files that did not close, ensuring that all sensitive information has been destroyed properly.
Maintains a list of pending and exception items that are outstanding. Follows up with the appropriate parties clear these items and notifies management of the existence, status and remedy to all items.
Ensures that business members and prospects have copies of documentation as required or requested throughout the process.
Starts, maintains, organizes and updates business files for loan as they progress and/or close.
Assumes responsibility for establishing and maintaining effective business relations with members.
Maintains the Credit Union's professional reputation, including professional conduct and personal appearance.
Assumes responsibility for establishing and maintaining effective communication, coordination, and working relations with Credit Union personnel and with management.
Education/Certification:
High School Diploma or equivalent
Specialized certification or licensing, completion of specialized training courses, or job-specific skills acquired through an apprenticeship program.
Experience Required:
Three to five years' prior experience in a commercial environment.
Prior experience with Commercial Loan documents.
Experience with Laser Pro a plus.
Experience interacting with Title Companies for review of fees, clearing items, scheduling closings, etc.
Required knowledge, skills and abilities:
Accepted commercial lending practices.
Familiarity with business loan programs and service requirements.
Ability to understand real estate title insurance/binders.
Accurate and attentive to detail.
Well organized.
Strong typing abilities.
Ability to assist others.
Must be able to handle multiple responsibilities throughout a day.
Ability to meet deadlines, deal with sensitive information and problem resolution.
Self-starter that can work independently and in a team environment.
Ability to work with legal documents and identify/interpret data as needed.
To apply for this exciting opportunity, visit our careers page at **************************
Kirtland Credit Union is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.
Auto-ApplyLoan Processor
Loan specialist job in Santa Fe, NM
Loan Processor I
REPORTS TO: Loan Processing Supervisor
SUPERVISES: N/A
JOB STATUS: Non-Exempt
JOB GRADE 7: $16.58 - $23.14 Targeted Hourly Rate
works on-site. Remote work is not available at this time.
*Looking to hire numerous Loan Processors for our growing Lending Team! Salary is depending on experience in the role, with ideal candidates having between 1 to 5 years of lending experience; financial institution experience a plus!
JOB SUMMARY:
Loan Processors are responsible for supporting the consumer and indirect lending activities of the credit union by processing loan applications efficiently and accurately. Ensures compliance with applicable regulations and internal policies while delivering excellent member service. Works closely with members, the Loan Processing Supervisor, and internal staff to gather required documentation, verify information, and prepare loan packages for underwriting and funding.
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence and consistently exceed the expectations established by Credit Union Management.
Duties/Responsibilities:
Must be proficient in completing all loan documentation, recommendations and verifications needed for loans and follow up as needed or necessary (i.e. title work, payroll allocations, auto transfers, loan coupons).
Collect, verify, and organize required documentation such as income verification, credit reports, and insurance information.
Communicate with members to clarify loan requirements and provide updates on application status.
Complete and mail notice of adverse action forms for loans and memberships as required.
Assist members with the loan application process by telephone and/or in person.
Pull credit reports, verify debt, estimate monthly payments for any outstanding debt not listed, and add relevant and required items to application.
Ensure that each loan is processed accurately and timely as set forth by established credit union policies, procedures, and practices.
Prepare loan application and document package for the facilitation of loan closing.
Process member requests for skip payments, loan maintenance, loan extensions, due date adjustments, loan payment frequency, and other related modifications.
Cross sell credit union products and services that provide value to the member and that deepen credit union relationships.
Understand and comply with all policies, procedures, and regulatory requirements including but not limited to: BSA, USA Patriot Act, OFAC, CIP, Member Due Diligence, Reg P, Reg J, Truth in Lending Act, and Fair Credit Reporting Act.
Perform quality review of loans booked and funded for accuracy, completeness, proper signatures (authority), and collateral requirements.
Ensure all loan files comply with federal, state, and credit union regulations.
Maintain, track, and ensure loan exceptions are corrected and cleared in a timely manner.
Serve as back up to indirect processing and indirect funding as directed.
Perform other duties as assigned.
Required Skills/Abilities:
Strong math skills such as addition, subtraction, multiplication, division, and percentages.
Basic understanding of lending products, services, and processes.
Must have knowledge of office machines and equipment and be able to type.
Must be able to speak, write and understand English. Excellent verbal and written communication skills are necessary.
Strong attention to detail and organizational skills.
Ability to prioritize and manage multiple tasks in a fast-paced environment.
Demonstrates problem-solving skills and the ability to work collaboratively with team members.
Ability to maintain confidentiality and handle sensitive member information securely.
Patience, tact, enthusiasm and positive attitude toward the members and general public.
Job Related Travel - As required.
Education/Experience:
Education or experience equivalent to a High School diploma or G.E.D certificate, in addition to some experience working in an office or administrative environment.
Experience with lending or financial services a plus but not required.
General Requirements:
Must be capable to execute all terms and conditions set forth in the Employee Handbook, including but not limited to:
Work in a safety conscientious manner which ensures that safe work practices are used in order not to pose a risk to self or others in the workplace.
Adhere to policy on Drug Free Workplace.
Comply with company policies and procedures and local, state and federal regulations.
Physical Requirements:
Prolonged periods of sitting at a desk and working on a computer.
Some standing, walking, kneeling, stooping, bending and lifting.
Must be able to lift up to fifteen (15) pounds at times.
Must be able to access and navigate credit union facilities.
State Employees Credit Union offers a highly competitive benefits package
Applications must be received by Human Resources
State Employees Credit Union of New Mexico is an Equal Opportunity Employer
Equal Opportunity Employer, including disabled and veterans.
Asset Recovery Specialist 1
Loan specialist job in Albuquerque, NM
Job Scope:
The Asset Recovery Specialist 1 supports post-charge-off recovery efforts by learning to evaluate charged-off loans for collectability, contacting borrowers under guidance to explore repayment options, and assisting with vendor relationships with third-party collection agencies. The role gains experience with skip tracing, reconciliation of recovery payments, levy processing, and vendor oversight tasks. Working closely with more experienced team members and following established procedures, this position helps advance the credit union's loss recovery and compliance strategies by contributing to recovery efforts while developing professionalism and understanding of regulatory requirements.
Essential Functions
Learn to process charged-off loans in accordance with credit union policy and regulatory requirements under guidance.
Assist in reviewing loan history, collateral status, and borrower financials to begin assessing collectability.
Accurately document charge-off decisions and complete loan system updates as directed.
Support the processing and maintenance of accurate records for IRS Form 1099-C filings in compliance with applicable laws and regulations.
Under supervision, initiate contact with borrowers after charge-off to discuss repayment, settlement, or workout options following established scripts and policies.
Assist with negotiating and documenting settlements and repayment terms on consumer secured loans, unsecured loans, and credit cards within delegated authority.
Practice handling sensitive conversations with professionalism and empathy while learning to protect the credit union's interests.
Maintain accurate records of all member interactions and payment agreements in the system of record.
Support the assignment of charged-off accounts to third-party collection agencies based on strategy and collectability as directed.
Help monitor and evaluate performance of collection vendors, including recovery rates and compliance, and learn to escalate issues appropriately.
Assist experienced staff in coordinating with agencies, audits, and escalations.
Conduct skip tracing using approved tools and databases to locate borrowers or verify information with guidance.
Assist in researching deceased, bankrupt, or out-of-contact borrowers for additional recovery options.
Help monitor and reconcile recovery payments from members or third-party agencies.
Ensure accurate application of recoveries to the appropriate loan accounts as trained.
Prepare or assist with monthly reporting of post-charge-off collections, settlements, and agency activity.
Learn to review and process Tax Levies and Child Support Bank Levies in compliance with applicable laws and regulations under guidance.
Maintain detailed documentation of levy requests, actions taken, and funds remitted.
Support communication with members and applicable government agencies regarding levy status and requirements.
Follow policies and procedures to ensure all collection, levy, and recovery activities comply with FDCPA, UDAAP, UCC, and internal policy.
Maintain detailed and organized records of collection efforts, levies, and payments.
Support internal and external audits with necessary documentation and explanations.
Perform other duties as assigned by management.
Requirements
Qualifications:
Experience and Education
Minimum 2 years of related experience in collections, charge-off recovery, skip tracing, or a similar financial services environment.
Associate's degree in business or a related field OR an equivalent combination of education, coursework, certification, and related work experience providing foundational knowledge of collections or lending practices.
Knowledge
Foundational understanding of consumer lending, charge-off policies, levy processing, and recovery procedures, with willingness to build deeper expertise through training.
Emerging familiarity with collection systems, vendor processes, or skip tracing platforms.
Knowledge of MS Office (Excel, Word) and basic data reconciliation.
Awareness of (or willingness to learn) legal collection processes and terminology, FDCPA, UCC, levy regulations, and consumer protection laws.
Bilingual skills (English/Spanish) a plus.
Skills/Abilities
Developing skills in negotiation and conflict resolution, with openness to feedback.
Ability to follow legal and regulatory compliance procedures accurately.
Emerging ability to support vendor oversight and relationship management tasks under guidance.
Analytical thinking and attention to detail when processing, reconciling, or documenting information.
Effective time management and follow-through on assigned tasks.
Professional communication with members, vendors, and team members; respectful and empathetic approach to sensitive situations.
Physical Requirements/Work Environment
This position is performed primarily in a professional office environment with extended periods of sitting at a desk, working on a computer, and using standard office equipment such as phones, copiers, and printers.
Regular use of keyboard, mouse, and other data entry tools is required; ability to view and interpret data on screens for extended periods.
Work is generally performed during standard business hours; however, the position may occasionally require evening hours to complete outbound member contacts, coordinate with vendors, or handle urgent levy processing.
The role operates under a hybrid or in-office schedule based on business needs and may require flexibility in reporting location.
Minimal lifting (up to 10 pounds) of files or office supplies may be required.
Noise levels are typically moderate and consistent with a standard office environment.
Salary Description $23.04-$28.80 (Depending on Experience)
Retail Mortgage Loan Officer
Loan specialist job in Albuquerque, NM
Guardian Mortgage Company, Satisfying Customers Since 1965
Guardian Mortgage Company, Satisfying Customers Since 1965 Guardian Mortgage has been in the mortgage lending and servicing business in Southeastern Michigan and North Central Texas since the 1960s. It is an independently owned and managed company that specializes in originating single family, owner occupied, home mortgages (first mortgages).
Our mission statement is to personally serve every customer's short-term mortgage needs to ensure their long-term financial success, generation after generation.
In support of our growth projections, we are looking for strong candidates with a desire to help us grow, both within our current footprint and beyond. Successful candidates possess not only the requisite skills and abilities, but also the drive and desire to become an integral part of a fast growing organization with a strong history steeped in quality and customer focus.
Job Description
Are you ready to reach your full potential?!
If you are an assertive, independent and highly motivated sales professional who likes achieving goals with others, working in a face-paced environment where you can achieve you full potential through prioritizing productive activities while a support framework assists with the details, then we want to speak with you.
Guardian Mortgage, a fast-growing, Dallas headquartered mortgage banker with a mortgage legacy that spans over 50 years and 200,000+ transactions is expanding its market share by adding professional salespeople to originate residential mortgage loans in Texas, Michigan, Arizona and our newest offices in New Mexico!
You should apply for this position if:
You're concerned about your company's ability to close your loans on time.
You're sick and tired of spending your time on non-productive activities that don't generate new loan opportunities.
You are disappointed that your company is not providing adequate support for your origination activities or have a sneaking suspicion that your existing support may disappear.
You're unhappy that you have capped out your current earning potential because you lack the marketing, business development and social media resources necessary to grow your pipeline.
You fear your current employer is not interested in your professional development.
Apply only if:
You have proven your ability to produce consistently at a monthly volume of five or more closed loans from self-sourced referrals.
You are motivated to join a platform that can double your income over the next 18 months.
Place great value on customer service and even greater value on building relationships.
You invest your time and money into your personal development to improve your selling skills.
You define your success by the client's willingness to confidently refer you to others.
You will receive excellent training and transitional loan support.
Qualifications
Experience as a Retail Loan Officer originating loans.
Currently possesses NMLS licensure.
Additional Information
To apply for this position, please submit a current resume to: ************************
Easy Apply