SBA Loan Closing Specialist I
Loan specialist job in Salem, OR
**About the Role:** In this role, you will process and fund bank approved SBA 7(a), USDA, 504 and other government guaranteed loans as assigned by the SBA Closing Director. Work with borrowers, production staff and third parties to ensure timely and accurate loan closings. Collect and review documentation, perform borrower, entity, and loan related searches, perfect loan collateral, and ensure proper documentation of loans as specified and approved by the Bank and the requirements that fall within the Standard Operating Procedures of the Small Business Administration and other Government Guaranteed Loan Programs.
+ Identify and collect documentation in support of and as specified within the banks' loan approval. Plan tasks and workflows to meet closing deadlines.
+ Order Flood certifications, IRS Verifications, Site Visit reports CAVIRs, OFACS, UCC Searches and other reports as required. Review insurance documents to ensure proper type and coverage for each transaction.
+ Verify and determine the amount and source of borrower injection funds.
+ Review Purchase and Sale Agreements, Real Estate documents, entity documents of potential borrowers and related entities to ensure compliance with bank and SBA requirements.
+ Prepare lenders instructions and coordinate loan closings with escrow and title companies.
+ Perform loan related searches on individuals, entities, and collateral.
+ Responsible for accurate ordering and generation of Laser Pro and SBA documents.
+ Coordinate closings between borrowers, Bank Associates, Certified Development Companies, and escrow/title companies as necessary. Facilitate loan funding and the subsequent follow up for all post-closing documentation items.
+ Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities - knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.
+ Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.
+ Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.
+ May be asked to coach, mentor, or train others within the team.
+ Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words.
+ Takes personal initiative and is a positive example for others to emulate.
+ Embraces our vision to become "Business Bank of Choice"
+ May perform other duties as assigned
**About** **You:**
+ H.S. Diploma/GED
+ 4-7 years of SBA closing experience and knowledge of SBA loan program requirements or equivalent work experience, required.
+ Basic knowledge of SBA, Standard Operating Procedures, and USDA requirements.
+ Ability to comply with bank policy and procedures.
+ Experience working with SBA production staff and underwriters.
+ Ability to actively manage 3-5 loan files on an on-going basis, with adherence to bank established Closing Service Level Agreements.
+ Demonstrate a high level of organization, attention to detail, accuracy, and thoroughness, with the ability to multi-task.
+ Knowledge of personal computer and related software packages, including but not limited to, MS Office Word, Excel, and Outlook, and other business machines standard in the industry.
+ Ability to work under pressure and organize own work with guidance from Supervisor.
**Job Location(s):** Ability to work fully onsite at posted location(s).
The pay range for this role is $28.00 - $40.00.
The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process.
**Primary Location:** Ability to work fully onsite at posted location(s).
3111 Camino Del Rio North Suite 200 San Diego CA 92108
**Our Benefits:**
We are proud to offer a competitive total rewards package including base wages and comprehensive benefits.
We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.
**Our Commitment to Diversity:**
Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: http://********************
**To Staffing and Recruiting Agencies:**
Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.
SBA Loan Closing Specialist
Loan specialist job in Oregon
About Us:
At Columbia, we create a great place to work by offering a unique brand of relationship banking and fostering a culture where associates thrive. We are dedicated to supporting our customers and communities, and we can only achieve this through the dedication of our associates.
We value Trust, Ownership, Growth, Empathy, Teamwork, Heart, Enjoyment, and Relationships, and we are eager to meet candidates who embody these core values. We are always on the lookout for results-focused individuals who can think independently, work collaboratively, and support our broader purpose.
Think of us as financial partners, because at Columbia we believe the best way forward is together. Together for people. Together for business. Together for better.
About the Role:
In this role, you will process and fund bank approved SBA 7(a), USDA, 504 and other government guaranteed loans as assigned by the SBA Closing Director. Work with borrowers, production staff and third parties to ensure timely and accurate loan closings. Collect and review documentation, perform borrower, entity, and loan related searches, perfect loan collateral, and ensure proper documentation of loans as specified and approved by the Bank and the requirements that fall within the Standard Operating Procedures of the Small Business Administration and other Government Guaranteed Loan Programs.
Identify and collect documentation in support of and as specified within the banks' loan approval. Plan tasks and workflows to meet closing deadlines.
Order Flood certifications, IRS Verifications, Site Visit reports CAVIRs, OFACS, UCC Searches and other reports as required. Review insurance documents to ensure proper type and coverage for each transaction.
Verify and determine the amount and source of borrower injection funds.
Review Purchase and Sale Agreements, Real Estate documents, entity documents of potential borrowers and related entities to ensure compliance with bank and SBA requirements.
Prepare lenders instructions and coordinate loan closings with escrow and title companies.
Perform loan related searches on individuals, entities, and collateral.
Responsible for accurate ordering and generation of Laser Pro and SBA documents.
Coordinate closings between borrowers, Bank Associates, Certified Development Companies, and escrow/title companies as necessary. Facilitate loan funding and the subsequent follow up for all post-closing documentation items.
Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities - knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.
Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.
Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.
May be asked to coach, mentor, or train others within the team.
Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words.
Takes personal initiative and is a positive example for others to emulate.
Embraces our vision to become “Business Bank of Choice”
May perform other duties as assigned
About You:
H.S. Diploma/GED
4-7 years of SBA closing experience and knowledge of SBA loan program requirements or equivalent work experience, required.
Basic knowledge of SBA, Standard Operating Procedures, and USDA requirements.
Ability to comply with bank policy and procedures.
Experience working with SBA production staff and underwriters.
Ability to actively manage 3-5 loan files on an on-going basis, with adherence to bank established Closing Service Level Agreements.
Demonstrate a high level of organization, attention to detail, accuracy, and thoroughness, with the ability to multi-task.
Knowledge of personal computer and related software packages, including but not limited to, MS Office Word, Excel, and Outlook, and other business machines standard in the industry.
Ability to work under pressure and organize own work with guidance from Supervisor.
Job Location(s): Ability to work fully onsite at posted location(s).
Idaho, Utah Colorado, Washington, Oregon Arizona, Nevada, or California
Our Benefits:
We offer a competitive total rewards package including base wages and comprehensive benefits. The pay range for this role is $28.00 - $40.00, and the pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation and those details will be provided during the recruitment process.
We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.
Our Commitment to Diversity:
Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: [email protected].
To Staffing and Recruiting Agencies:
Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.
Auto-ApplyMortgage Loan Officer
Loan specialist job in Portland, OR
As the largest privately-held commercial bank in the Pacific Northwest, our mission for over a hundred years has been achieving the utmost in client service through understanding and meeting the unique financial needs of our customers. Our Home Loan Division (HLD) is a critical part of supporting our clients across Washington, Oregon, and Idaho.
For Washington Trust Bank, ideal candidates demonstrate a can-do attitude, approach situations collaboratively and possess unwavering integrity combined with the skills and experience required for success. This is an experienced external loan officer who sources their own business through Professional relationships, realtor referrals, repeat clients, and other compliant means. Bring your entrepreneurial spirit to our relationship driven business model, and be prepared to make a positive difference in our communities. 3+ years of experience as a mortgage loan officer is preferred, this individual will join the external mortgage loan officer team.
Essential Functions:
Establishes and develops relationships with real estate agents so that potential mortgage customers will be referred to WTB.
Completes loan application with customer; acts as liaison between customer and HLD. Turns in a completed loan application within 48 hours of receipt.
Represents WTB to real estate companies and potential mortgage customers.
Pre-qualifies self-employed borrowers, prepares cash flow work sheets and analyzes financial records and tax returns.
Maintains responsibility for the loan file from application through closing. Holds periodic review sessions with assigned processors.
Balances time between the office and in the community to promote themselves and the Bank, and ensure timely customer communication.
Maintains a regular calling schedule on offices and real estate agents, keeping them up to date on WTB loan programs.
Establishes good working relationships with the HLD support staff.
Cross sells WTB products and services to loan customers.
Responsible for meeting negotiated production goals.
Reports regularly to department manager or center manager, or as requested.
Perform compliance and risk management duties as required or assigned
Regular, reliable attendance is required.
Requirements
Collection of applicable fees from borrowers.
Knowledge of real estate and mortgage banking industry.
Knowledge of Truth-in-Lending and compliance with government regulations.
Knowledge of conventional, FHA, VA, and construction loan policies and procedures.
Required to have or obtain a Mortgage Loan Originator registration number through the Nationwide Mortgage Licensing System & Registry (NMLS)
Ability to work independently and perform problem solving and decision making under minimal supervision.
Strong detail orientation with high level of organizational skills and ability to multi-task, managing interruptions with multiple projects.
Ability to prioritize assignments and handle multiple priorities while maintaining a high level of service to clients in a deadline driven environment under the direction of management.
Excellent interpersonal skills; ability to collaborate with and work effectively with diverse groups of people, managing conflict and negotiating for results when needed.
Strong verbal and written communication skills, including ability to communicate and collaborate effectively with technical and non-technical people.
Proficient PC and technical skills to navigate Bank software, including the Microsoft Office Suite of products and related applications.
Ability to work additional hours as required by operational and production work loads.
Pay Range: $16.30 - $35.00 per hour in addition to monthly gross commissions.
Target starting wage is $25.00 per hour as a non-recoverable draw against monthly commissions.
You will become a participant in the MLO incentive plan immediately upon starting your employment with us.
Location: Portland Financial Center
What Our Culture Can Offer You:
Our benefit philosophy is to provide you with a comprehensive package to secure your overall wellness and help you become and remain a fulfilled and productive employee. Our benefits include Health, Financial, Retirement and Work/Life Benefits. We are proud to share an overview of our benefits HERE as part of your total compensation.
Washington Trust Bank celebrates diversity in the workplace and actively recruits talent to help reflect the unique communities where we live and work. We are proud to be an equal opportunity employer and prohibit discrimination or harassment based on race, religion, sex, gender identity, sexual orientation, national origin, age, pregnancy, disability, genetic information and any other protected characteristics outlined by state, federal and local laws. We believe strength comes from the diverse backgrounds and experiences of our team, and we are dedicated to fostering a supportive and inclusive work environment.
Student Loan Coaching Specialist
Loan specialist job in Portland, OR
As a Student Loan Coaching Specialist, you'll work one-on-one with end users to provide expert, personalized guidance on student loan repayment. We're expanding our coaching service to help even more users navigate the complexity of student loans (e.g. federal repayment plans, public service loan forgiveness, refinance, consolidation, tax considerations, accelerated payments, college funding) and balance other long-term financial goals alongside debt repayment. Our ideal candidate is a self-starter who is eager to help advance the program and is comfortable communicating directly with end users. Empathy, curiosity, and a growth mindset are critical to this role.
Key Responsibilities
* Prepare a borrower's analysis before the call, review it along with any questions during the call, and provide prompt follow-up via email after the call
* Become proficient with the Candidly platform and capabilities that can help borrowers make progress based on their customized plan
* Follow the post call coaching procedures (record meetings, fill out post call form, etc.)
* Weekly check-in with the Candidly Coaching team
* Ability to lead webinars, develop written resources, and collaborate on cross-functional initiatives to drive the growth and impact of the coaching program
* Contributes to team knowledge sharing and process improvement initiatives
* Shows initiative and resourcefulness to resolve user issues and improve coaching processes
* Adapts quickly to changes in policies, programs, or tools in a fast-paced environment
* Engages in continuous learning to stay up to date on student loan regulations, financial wellness strategies, and fintech tools
Requirements
* Certifications - CSLP designation preferred
* You are empathy-first in your approach to your clients and our users
* You are conscientious and meticulous in detail
* You have passion for making a difference and approach each day with a sense of urgency about the opportunity to make an impact
* You are an exceptional teammate
Preferred Qualifications
* Experience or knowledge in college planning concepts and strategies
* Familiarity with federal and private student loan programs, repayment strategies, and forgiveness options
* Knowledge of personal finance software or fintech platforms
* Bilingual or multilingual abilities to support a diverse user base
* Background in higher education, career services, or financial literacy education
* Experience or familiarity with AI-driven financial tools or platforms, including using AI insights to guide client decision-making or improve coaching outcomes
Loan Officer
Loan specialist job in Portland, OR
Mortgage Trust is seeking Loan Officers!
We exist to empower our employees, clients, and referral partners to build wealth. Does that resonate with you?
Us
We employ people who can contribute, grow, think, dream, create, and maintain a positive attitude.
We provide excellence to our clients - with respect, transparency, equity, and honesty.
We are more than “just another mortgage company.” The conversations we have and the resources we use with our clients revolve around their holistic financial lives.
We consistently evaluate and improve every aspect of our business.
We care about each other and have each other's backs.
We work hard, play hard, and give back to our community.
You
Are you driven, motivated, competitive, hungry, and humble?
Do you focus on referrals only - realtors, financial professionals, past clients, etc.?
Do you close $2M+ per month in a normal environment?
Are you a team player - willing to collaborate with other loan officers?
Do you believe in a wealth-building philosophy, of which mortgages are an essential tool?
Why Mortgage Trust
We assure our Loan Officers (LOs) are focused on their highest and best use: cultivating client relationships, qualifying borrowers, and finding optimal loan solutions. Therefore, our LOs spend very, very little time on any administrative or processing duties. Setting up files, obtaining documentation, and chasing down conditions - as well as all primary communications with everyone involved in a transaction - are handled by assistants and processors. We feel so strongly about this model we're willing to pay for it:
After 1 quarter of 15 closed loans, MTI will pay $37,500/year toward an assistant (plus their benefits)
After 2 consecutive quarters of 20 closed loans, MTI will pay $75,000/year toward an assistant (plus their benefits)
Additionally, after 2 consecutive quarters of 30 closed loans, MTI will pay for an LO-dedicated processor
We are small, local, and nimble. We've worked for large, national mortgage companies, and… well, let's just say that's not our cup of tea. We were very small cogs in a very large machine, and that became more and more frustrating to us over time.
Interest rates matter. We don't need to get into the minutiae of why independent mortgage banks (Fairway, Guild, Academy, Caliber, etc.) have higher-than-market rates, but they all do. We've done multiple interest rate searches of most of the big banks and local credit unions over the past few months. Mortgage Trust's rates are lower than all of them. By cutting out a lot of fat that comes with a large company, we're able to offer very low rates. While we don't think rates should be the primary factor in determining which mortgage lender to use, they are obviously a big piece of the puzzle. We're happy to know that we're now as competitive as any lender out there.
Mortgage Trust offers our loan officers:
Commission based on 1.2% of your funded loan amounts
Health insurance starting on the first of the month following your start date. This includes medical and vision through Regence Blue Cross Blue Shield and dental through Moda (Delta Dental or Willamette Dental). We pay 100% of the employee premium for the base plan (there are three plan levels available). Alternative plans and/or dependent coverage is available as a pre-tax employee expense.
Two Flexible Spending Accounts (FSA) are also available starting on the first of the month following start date. Employees are able to deduct pre-tax money for out-of-pocket medical expenses and dependent care costs. Limited rollover of FSA funds from one plan year to another is available.
At Mortgage Trust, we value all employees and job candidates as unique individuals, and we welcome the variety of experiences they bring to our company. We believe everyone should be treated equally regardless of race, sex, gender identification, sexual orientation, national origin, native language, religion, age, disability, marital status, citizenship, genetic information, pregnancy, or any other characteristic protected by law.
Loan Processor - Loan Coordinator
Loan specialist job in Eugene, OR
Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders. When Todd Scrima, our owner and CEO founded our company in 1995 his dream was not to be the biggest, but to strive to be the best. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry.
Benefits and Perks:
Opportunity to further a career in a competitive, fast-paced growing industry where you can make a difference in people's lives.
Opportunity to earn competitive compensation including possible bonuses based on performance.
Full benefits include medical, dental, vision, 401K plus match, 11 paid holidays, paid time off, and more.
Fun team atmosphere, professional development, and more.
Job Description
Loan Coordinator - Loan Processor
Starting pay ranges between $23-$27/hr depending on experience with monthly bonuses based on production
This position reports out of the Eugene Oregon office but is available as in-office or remote depending on location. Preference for candidates in Pacific Standard Time (PST). The required hours are 8am-5pm PST.
The Loan Coordinator - Processor position contributes to the mortgage loan process by being a key contact for both borrowers and internal partners within Summit Funding to manage a pipeline of loans from contract to close.
What the Loan Coordinator-Processor is Responsible for:
Receive loan applications, obtain credit information for applicants, and collect all needed documentation for loans.
Documentation to include: Verifications of Deposit (VOD), Verifications of Employment (VOE), appraisal, title, etc. as appropriate.
Answer all borrower questions or refer to Loan Officer as needed.
Verify loans are complete and submit to Underwriting based on Investor and/or Automated Underwriting System (AUS) requirements within 24 hours of receipt of documents.
Clear any conditions that require communication to title companies, appraiser, employers, surveyors, etc.
Solve escrow issues without involving the Loan Officer when possible.
Collect all necessary items needed to prepare the Closing Disclosure (CD) and ensure timely drawing and delivery of the CD in order to meet the expected close of escrow.
Ensure closing instructions and documents have been released to title 72 hours before closing, and a final settlement statement is issued to the Loan Officer or team 48 hours prior to closing.
Review all closing statements and compare to signed Good Faith Estimate (GFE) before signings, and correct discrepancies where needed.
Meet with clients to sign loan documents.
Send out correspondence including thank you cards, closing cost calculations, etc.
Maintain a detailed conversation log for each file.
Qualifications
Minimum of 1 year of recent experience in mortgage lending preferably in processing
Working knowledge of loan program guidelines including conventional, jumbo, and government loan programs
Proficiency in DU/LP/GUS and/or other major LOS
Ability to calculate income
Strong verbal and written communication skills
Creative problem solver with a positive attitude
Ability to prioritize and multi-task in order to meet deadlines, strong organization skills
Strong sense of urgency and responsiveness along with the ability to demonstrate professionalism
Additional Information
All your information will be kept confidential according to EEO guidelines.
Real Estate Loan Processor II
Loan specialist job in Corvallis, OR
Time to offer your mortgage loan skills to a local, stable financial institution where you'll get to know your colleagues and have the chance of promotion, too. Oregon State Credit Union is one of the most reputable credit unions in the Northwest. Join us in making home ownership dreams come true!
As our Real Estate Loan Processor II in the Corvallis Financial Center, you will have a direct impact on service to our members by obtaining, reviewing and preparing documentation for loan files in an accurate, timely manner. This essential position monitors loan progress and assists with the underwriting and closing of loans. You'll also originate and approve home equity loans and lines of credit within your credit granting authority. It is a detailed-demanding, fulfilling opportunity!
Ways we'll appreciate you:
A positive atmosphere
Initial and on-going training; promotion opportunities
Competitive wages, incentive bonuses, paid holidays and paid PTO time
100% credit-union-paid employee coverage for medical, vision, dental, life and disability insurance; family member coverage also available
Tax-saving Flexible Spending Plans
Premier membership perks, loan discounts, company clothing, wellness and recognition programs
401k Retirement savings plan with an amazingly generous employer match
Since it began in 1954, Oregon State Credit Union has been a member-owned, not-for-profit financial services institution. We exist for the benefit of our member-owners, and not to profit from them. That's what makes us different from banks and how we're able to create financial solutions that make lives better. The service and care you'll provide to our members by ensuring the appropriateness of home loan approval is critical to our success.
What you'll need to be successful:
High school diploma or GED equivalent
2 years of real estate experience required
Prior experience with secondary market investor underwriting guidelines preferred
Strong written and oral communication and interpersonal skills
Proficiency in Microsoft Office products and loan document programs required
Excellent time management and problem-solving skills
Location: 1980 NW 9th Street, CorvallisWork type: Full-time, onsite and non-exempt Wage: $28/hr +bonus
Oregon State Credit Union is an equal opportunity employer, including veterans and individuals with disabilities.
The information above provides the general nature of work performed in this position and outlines primary qualifications. The successful candidate must be able to demonstrate that they have the legal right to work in the US and pass a background screening to the satisfaction of Oregon State Credit Union.
Loan Servicer
Loan specialist job in Coquille, OR
You are a perfect match for our Credit Union!
The Loan Servicer position is a key role at First Community and affords a rewarding career with competitive pay and excellent benefits. Opportunities abound to provide exceptional service while promoting our wide array of financial products and services. Employees who are successful in making referrals are eligible for monthly incentives.
Enthusiastic and outgoing individual can showcase their relationship building skills to enhance our customer banking experience. You will join a team of motivated, dedicated, and empowered employees who strive to provide superior service and conduct accurate transactions, while complying with policies, procedures, and regulatory banking requirements.
Requirements:
The candidate must have a High School Diploma or equivalent and a proven track record in customer service. Two years' experience in financial industry is desired. Above average skill with computer, typing and 10-key skills is required. Familiarity with real estate secondary market, credit union software systems and Microsoft applications is a plus.
Must demonstrate a positive attitude, a professional image, be self-motivated and have the ability to manage multiple projects and tasks simultaneously with a high degree of urgency and accuracy. Must be able to build relationships in the community and possess excellent oral and written communication skills.
Essential Functions:
Work as part of the Loan Servicing team to ensure each loan is professionally serviced and supported. This may include the following tasks:
Fund and book new loans.
Review new loan documents and new loan records for completeness, accuracy and compliance.
Process documentation to ensure security instruments are properly collected and processed with credit union's lien position recorded as expected.
Follow up for final documents from outside vendors and agencies.
File, scan and store documents under established procedures.
Prepare secondary market files for shipping to investors and process purchase advices when loans are sold.
Maintain collateral insurance on member loans within established procedures.
Track insurance and property taxes, utilizing internal and vendor reports. Follow up for invoices and lapses in coverage.
Force place insurance when necessary and revoke escrow waivers when appropriate.
Schedule and process mortgage escrow disbursements and member escrow deposits.
Perform private mortgage insurance activations and terminations. Process early termination requests from members within credit union and investor guidelines.
Annual mortgage escrow analysis, process escrow shortage payments and generate replacement analysis.
Process Hazard/Flood Insurance, Disability, Debt Protection, Credit Life and Life Share claims.
Post payoffs, principal curtailments, reversals, adjustments and corrections on member loans.
Process Skip-A-Pays on consumer loans.
Process lien releases, utilizing internal reports and vendors. Scan released documents into Synergy.
Prepare files for post funding quality control reviews and examiner requests.
Transmit investor reporting and perform secondary market reconciling.
Perform loss mitigation and foreclosure transactions and reporting tasks.
Process escrow holdback, new construction and insurance claim draws.
Ability to assist and respond to member's and credit union staff inquiries by researching systems and documents. Present exception requests to VP Loan Servicing for feedback or approval.
Cross train in all aspects of servicing.
Demonstrate the ability to adapt and implement new procedures.
Represent the Credit Union with honesty, integrity and trust at all times.
Adhere to established internal policies and procedures for compliance.
Complete required compliance training in a timely manner and comply with all regulations within scope of the position.
Adhere to the requirements of the Bank Secrecy Act, OFAC, USA PATRIOT Act and anti-money laundering regulations.
Assists VP Loan Servicing, performing duties as assigned.
Base Expectations:
Be willing to perform any duty (beyond Essential Functions above) as assigned.
Versatility and problem-solving skills are essential to this position.
Demonstrate a good understanding of CU's loan policies and product knowledge.
Demonstrate a good understanding of investor guidelines.
Possess a detailed working knowledge of Microsoft Word and Excel Software applications that is adequate to perform the duties assigned.
Must demonstrate a basic knowledge of accounting principles, and maintain a high degree of accuracy.
Be a team player and serve as a role model for all credit union staff.
Maintain a friendly, professional, positive attitude and provide prompt, efficient and confidential service.
Ensure good working relationships with vendors and investors.
Communicate effectively and professionally with members, coworkers and management, including verbal and written communication.
Demonstrates ability to gather information, work independently and use exceptional judgment.
Follows the Credit Union's Member Service Standards and Telephone Etiquette.
Support management.
Recommend/cross sell additional service opportunities.
Perform other functions as requested.
Working Conditions:
Occasional lifting, carrying, pushing, and pulling of items weighing up to 60 lbs.
Potential exposure to the threat of violence at any time.
Occasional business travel may be required.
Sitting or standing for extended periods of time may be required.
Repetitive motions and extensive keyboarding may be required.
Company's website: ******************
** First Community Credit Union is an equal opportunity employer. We are committed to diversity, equity and inclusion. All qualified individuals are encouraged to apply and will be given full consideration for employment regardless of race, color, age, sex, religion, veteran status, national origin, sexual orientation, disability or any other classification protected by applicable federal, state or local law. Applicants may request reasonable accommodation to participate in the application process. Equal opportunity employer, including protected Veterans and individuals with disabilities.
Auto-ApplyLoan Officer
Loan specialist job in Eugene, OR
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.
Essential Functions
Obtain an accurate and thorough 1003.
Collect supporting documentation from borrower:
30 day paystubs
2 years tax returns
Last 2 years W2's
Award letters, disability, trust income, etc.
LOE for Gaps in jobs
At initial contact with borrower provide needs list and complete application
2 months bank statements
Obtain executed disclosures within regulations time frame.
Obtain accurate AUS findings.
Analyze credit report and financial scenario, determining appropriate loan product(s).
Determine (price) a profitable loan and communicate fees to ops team.
Submit a complete loan package to processing.
Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval.
Lock in rate.
Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
Issue Lender Credit if needed
If loan out of balance, work with processor & branch manager to request subsidy
Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
Coordinate, create, track and distribute marketing materials.
Manage client and referral partner databases.
Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.
Qualifications
High school diploma or equivalent required.
At least two years of experience in Mortgage lending or related field.
Active NMLS License.
Ability to manage multiple priorities; strong detail orientation and highly organized.
Works with a strong sense of urgency and responsiveness.
Passionate about delivering excellence in customer service.
Demonstrated patience and professionalism when interacting with both internal and external customers.
Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
Strong verbal and written communication skills.
Supervision
Intermittent to low supervision required, depending on experience
Apply sound judgment in execution of core job responsibilities
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
Junior Loan Officer
Loan specialist job in Portland, OR
FLSA Status: Non - Exempt
Employment Type: Regular Corp.
FT/PT Status: Full-Time
About Us: Go Mortgage is a nationally licensed, independent mortgage banking company operating in 46 states. We specialize in purchase, refinance, and construction loans and are committed to providing exceptional service to our clients through innovation, technology, and human connection.
We are seeking a dynamic, motivated Junior Loan Officer to join our growing team. The ideal candidate will provide critical front-line support for our loan officers by managing inbound and outbound client communications, qualifying new leads, nurturing existing prospects, and ensuring a seamless customer experience throughout the mortgage application process. Key Responsibilities:
Outbound Sales Engagement:
Make 100+ outbound sales calls per day to prospective borrowers who have submitted online lead forms.
Re-engage past leads and follow up with aged or inactive contacts to uncover renewed interest.
Schedule appointments and live transfers to licensed loan officers when applicable.
Inbound Sales Support:
Handle overflow inbound calls from prospective clients responding to direct mail or digital marketing campaigns.
Answer client questions about mortgage products (purchase, refinance, and construction) and direct them appropriately in the sales funnel.
Lead & CRM Management:
Input and update lead data and borrower information into the CRM system in real time.
Collect missing borrower information necessary for a complete mortgage application (e.g., income, employment, credit details).
Qualify or disqualify prospects based on initial screening criteria.
Organize and schedule follow-up tasks and callbacks for seasoned loan officers.
Application & Pipeline Support (Loan Officer Assistant Duties):
Assist loan officers with documentation requests, file preparation, and applicant follow-ups.
Monitor application pipeline and ensure timely client communications during pre-approval and processing phases.
Serve as a liaison between borrowers and loan officers to support a smooth and efficient loan experience.
Assist in meeting deadlines for application submissions and disclosures.
Client Experience:
Deliver an excellent first impression and build rapport with clients during initial interactions.
Serve as a consistent point of contact during the early stages of the loan process.
Uphold professionalism and empathy during all client communications.
Requirements:
Ability to work full time in-office at our Portland, OR branch.
Currently have or be willing to get an active NMLS loan origination license.
Willing to learn and grow into a successful Mortgage Loan Officer position, through training under an existing Mortgage Loan Officer.
Why Join Go Mortgage?
As a Client Service Representative at Go Mortgage, you'll help shape the future of home lending while building meaningful connections with borrowers across the country. This role is a launchpad to becoming a successful Mortgage Loan Officer. You'll gain firsthand exposure to every stage of the mortgage process while working in a supportive, energetic, learning and coaching environment where your drive and ambition are recognized and rewarded.
Auto-ApplyMortgage Loan Officer (43267)
Loan specialist job in Salem, OR
Mortgage Loan Officer Willamette Valley Bank is seeking a results-driven Mortgage Loan Officer (MLO) to originate quality residential mortgage loans while delivering best-in-class borrower experience. This client-facing role is responsible for identifying loan solutions, crafting appropriate financing strategies, and guiding clients from application through closing.
The ideal candidate thrives on relationship building, is skilled in sales and loan design, and is committed to regulatory compliance and operational excellence.
Some of the Key Responsibilities Include
* Advise clients on mortgage loan options, recommend suitable products, and develop tailored loan arrangements to meet their financial needs
* Collect, analyze, and evaluate financial and credit information - including tax returns - to determine loan eligibility and configure optimal terms
* Manage the loan process from application to closing in partnership with operations, ensuing compliance, quality, and timely resolution of any issues
* Build and maintain a robust network of partners, including realtors, builders, and other community contacts, to generate new business opportunities
* Maintain proactive, transparent communication with clients and stakeholders throughout the loan process
* Monitor loan pipelines daily, anticipate needs, and follow up on outstanding items to ensure seamless and timely closings
* Maintain accurate, complete files in Encompass, including proper documentation and interest rate locking
* Represent the bank at community and networking events, and actively contribute to team sales meetings and compliance trainings
* Stay informed on market trends, regulatory changes, and industry best practices
* Maintain current NMLS registration and adhere to all regulatory, investor, and bank-specific compliance requirements
* Meet or exceed minimum production standards as established by mortgage management
* Uphold confidentiality, ethical conduct, and professionalism in all interactions
What We Offer
* Competitive compensation structure with incentive opportunities
* Comprehensive benefits package
* A stable, collaborative work environment
* Supportive and knowledgeable leadership team
Loan Officer
Loan specialist job in Newport, OR
Full-time Description
The Loan Document Specialist is responsible for processing loan applications in compliance with bank policies, meeting investor guidelines and demonstrating lending strategies. This individual also provides loan support functions to include documentation origination and evaluating loan servicing, authorization, and/or recommend the approval of commercial, credit, or real estate loans.
Requirements
Essential Duties and Responsibilities
The essential functions include, but are not limited to the following:
Position Title
Department
Reports To
Loan Officer
Lending
Chief Lending Officer
· Meets with customers to determine needs and negotiate deals
· Manages the loan processes to include pre-processing steps (ordering title policies, EDR, surveys, etc.), processing steps (preparation of loan documents and closing coordination), and post-closing (monitoring and booking of the loan)
· Orders revision loan documents, appraisals, and environmental documents as determined
· Orders updated customer financial statements as needed
· Acts as liaison with various departments. Responsible for providing services to commercial customers including but not limited to the processing of loans, payments, financial analysis, statements, etc.
· Reviews documentation for renewals and restructures as approved by management
· Arranges loan renewal closings and restructure loans
· Effectively processes loan requests under minimum supervision, by obtaining, verifying, completing, and maintaining the necessary loan documentation
· Conducts research and reviews liens, title searches, and title commitments and works with Loan Officer to clear all exceptions
· Processes and completes construction draw, payments, new loans, and renewals
· Reviews accepted collateral types for appropriate documentation
· Provides support in recording and filing pertinent collateral documents (i.e.. Deed of Trusts, UCCs, Fishing Vessel Mortgages)
· Provides support in maintaining loan files and following up with annual reviews and financial tracking
· Assists other lenders as needed
· Presents credits to Loan Committee for approval
· Assures customer service is a top priority whether internally or externally, treating customers and employees professionally, with courtesy, and respect
· Reviews credit memos and loan files to ensure they have all the pertinent information necessary to create loan documents
· Assists Loan Servicing in ensuring all disclosures are completely error-free
· Assists Loan Servicing in creating and proofing loan documents for consumer and commercial loans
· Reviews loan documents for consumer and commercial loans
· Provides support in booking loans and collateral information into the internal banking system
· Stays current on loan policies and procedures for the bank and at the regulatory level
· Liaisons with the Legal Service Department and ensures that protocol is maintained
· Be familiar with the employee handbook and will be held accountable to the standards of conduct and expectations detailed therein.
· Performs other duties as assigned
Minimum Qualifications (Knowledge, Skills, and Abilities)
· High school diploma or equivalent and on-the-job training
· Previous experience in loan processing, accounting, and servicing strongly desired
· Computer proficiency at a mid to expert level in Microsoft Office programs, expert level in excel required for related analysis of customer financials
· Understanding of commercial banking laws, bank products, services, policies, and procedures, as well as cost accounting, financial and statistical analysis, principles of commercial and consumer credit
· Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (Fannie Mae), and other types of construction and conventional loans
· Knowledge of legal documentation is required
· Certification of any mandatory state loan officer training or licensing required
· Demonstrated ability to use various interpersonal styles and communication methods, to gain customer acceptance of a product or service
· Ability to work on multiple projects simultaneously, managing time and resources to ensure work is completed efficiently and within established timeframes
· Strong organizational skills and the ability to handle multiple tasks under tight time constraints
· Excellent verbal and written communication skills
· Self-motivated with a high level of problem-solving skills
· Excellent time management skills and the ability to complete tasks on time
Physical Demands and Work Environment
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or fingers, handle or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit, and reach with hands and arms. The employee must occasionally lift and/or move up to 15 pounds. Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. The noise level in the work environment is usually low to moderate.
Note
This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an “at will” relationship.
Salary Description $52,660-$87,000/annually
Loan Officer
Loan specialist job in McMinnville, OR
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.
Essential Functions
* Obtain an accurate and thorough 1003.
* Collect supporting documentation from borrower:
* 30 day paystubs
* 2 years tax returns
* Last 2 years W2's
* Award letters, disability, trust income, etc.
* LOE for Gaps in jobs
* At initial contact with borrower provide needs list and complete application
* 2 months bank statements
* Obtain executed disclosures within regulations time frame.
* Obtain accurate AUS findings.
* Analyze credit report and financial scenario, determining appropriate loan product(s).
* Determine (price) a profitable loan and communicate fees to ops team.
* Submit a complete loan package to processing.
Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval.
* Lock in rate.
* Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
* Issue Lender Credit if needed
* If loan out of balance, work with processor & branch manager to request subsidy
* Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
* Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
* Coordinate, create, track and distribute marketing materials.
* Manage client and referral partner databases.
* Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
* Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.
Qualifications
* High school diploma or equivalent required.
* At least two years of experience in Mortgage lending or related field.
* Active NMLS License.
* Ability to manage multiple priorities; strong detail orientation and highly organized.
* Works with a strong sense of urgency and responsiveness.
* Passionate about delivering excellence in customer service.
* Demonstrated patience and professionalism when interacting with both internal and external customers.
* Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
* Strong verbal and written communication skills.
Supervision
* Intermittent to low supervision required, depending on experience
* Apply sound judgment in execution of core job responsibilities
* Travel: 0%
Requirements
* Physical: Work is primarily sedentary; mobility in an office setting.
* Manual Dexterity: Frequent use of computer keyboard and mouse.
* Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
* Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
Loan Officer
Loan specialist job in Eugene, OR
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Mortgage Relationship Officer
Loan specialist job in Woodburn, OR
At Unitus, each employee has an opportunity to make a difference for our members. As part of our mortgage lending team, the MRO will focus on sourcing leads, building relationships, and originating quality mortgage applications that support our commitment to unparalleled service - the kind that creates the Unitus difference. Our strong team of leaders, outstanding culture, above market benefits, continuous involvement in the communities we serve, and competitive pay programs make Unitus an excellent place to contribute and grow your talents as a mortgage sales professional.
This is a hybrid position based in the Bridgeport Village-Woodburn-Salem area.
Compensation is a base salary plus commission.
Primary Duties:
Source and develop mortgage leads by actively networking, leveraging your existing book of business, cultivating realtor and community relationships, and collaborating with branch staff to generate applications that convert to funded loans
Proactively consult with members to understand their home financing needs, take complete and accurate mortgage applications, and guide them through options that align with Unitus' products and lending guidelines
Build strong referral relationships with assigned and surrounding branches, earning the trust of branch teams to drive a steady flow of quality referrals and mortgage opportunities
Regularly participate in external business development activities (e.g., community events, local chambers, networking functions) to expand visibility and drive new purchase and refinance business
Maintain up-to-date knowledge of Unitus mortgage products, pricing, procedures, and systems, and follow all compliance, regulatory, and documentation requirements
Balance time between working in branches, remotely, and in the community to effectively manage your pipeline, prospecting activities, and member appointments
Consistently meet or exceed mortgage production goals (units and volume) while contributing to overall sales, service, and efficiency objectives
As an ideal candidate, you will have:
Bachelor's degree preferred or equivalent work experience
Prior experience in mortgage, real estate, banking, or a similar sales-focused financial services role; at least 3 years of experience as a Mortgage Loan Officer/Originator or comparable position strongly preferred
Demonstrated success in outbound sales, networking, and building a personal book of business, with the drive to source leads and convert them into funded loans
Strong communication and interpersonal skills, with a member-service mindset and the ability to build trusted relationships with members, branch staff, and community partners
Comfort using technology and internal systems to take applications, manage a pipeline, and stay organized in a fast-paced, production-based environment
Ability to be certified and maintain registration through NMLS as required for mortgage originations
Willingness to travel on a regular basis within the areas Unitus serves
Bilingual skills (especially Spanish/English) are preferred.
Our Benefits
Maintaining wellness and work/life balance is an important part of the Unitus culture. Our benefits are a reflection of this commitment.
Medical + Dental + Vision
Flexible Spending Accounts + HSA
Employees accrue up to 15 days of Paid Time Off (PTO) during their first twelve months of employment
Unitus recognizes 12 paid holidays per year
401(k) Retirement Savings
Annual Incentives (*eligibility dependent)
Employee Assistance Plan
Tuition Reimbursement
Student Loan Debt Repayment
Transit & Parking benefits
Paid Volunteer Time Off
What's it really like to work here?
We are a people-focused organization that places an emphasis on culture. Unitus is local, successful, and committed to continuously improving and growing!
Unitus Community Credit Union (Unitus) is an equal opportunity employer. We are committed to diversity, equity and inclusion. All qualified individuals are encouraged to apply and will be given full consideration for employment regardless of race, color, age, sex, religion, veteran status, national origin, sexual orientation, disability or any other classification protected by applicable federal, state or local law. Applicants may request reasonable accommodation to participate in the application process.
Auto-ApplyLoan Officer
Loan specialist job in Portland, OR
Who we are:
We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.
What we are looking for:
We're searching for a Loan Officer who's driven by relationships and results. You're the advisor clients trust to guide them through one of the biggest financial decisions of their lives, and the partner real estate professionals want on their team. You bring energy and expertise to every transaction, and you're motivated by helping people achieve homeownership while building a thriving business of your own.
What you'll do:
You'll be the trusted guide clients and referral partners count on throughout the entire mortgage journey. That means building genuine relationships, understanding what matters most to each borrower, and helping them navigate their options with confidence and clarity. You'll manage every detail from application to closing, set clear expectations, and deliver an exceptional experience at every step. And because this industry never stops evolving, you'll stay sharp on market trends, product updates, and compliance requirements so you're always bringing your best.
What You'll Bring:
Success here comes down to three things: heart, hustle, and a commitment to doing right by people. Here's what that looks like:
Minimum of 2 years of consecutive, recent experience in mortgage loan origination with demonstrated knowledge of the complete loan lifecycle
Active Mortgage Loan Originator (MLO) license in good standing with the NMLS for applicable state(s), or the ability to obtain licensing within 60 days of hire
Proven track record of successful loan origination supported by an established referral network of realtors, builders, and industry professionals
Ability to manage a consistent loan pipeline effectively
Strong analytical capabilities to interpret complex financial data and guide sound lending decisions
Exceptional communication and relationship management skills that build trust and loyalty
Advanced organizational abilities and strategic problem-solving approach
A positive, proactive attitude and a genuine passion for helping others win
What We Offer:
Competitive compensation structure that rewards your production
Comprehensive benefits including medical, dental, vision, and 401(k)
Industry-leading support
Access to hundreds of loan products through dozens of investor sources
Award-winning workplace culture recognized for work-life balance and employee satisfaction
Joint venture opportunities for growth in the builder channel
What to do Next:
If you're reading this and thinking "this is exactly the kind of company I want to build my career with," don't wait. Apply now and let's start a conversation about your future at Cornerstone. We're building something special here, and we're looking for professionals who are ready to grow with us for the long term.
Once you join Cornerstone, we invest in you as a valued member of our team. Our team members will tell you there's something different about working here: a culture of genuine support, innovation, and shared purpose that you'll experience from day one.
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Mortgage Closer
Loan specialist job in Salem, OR
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Mortgage Closer for one of its mortgage clients to play a vital role in the final stages of the mortgage lending process. You will ensure a smooth and efficient closing experience for all parties involved.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Review and analyze loan data, ensuring accuracy and completeness.
- Prepare and assemble closing documents, including the final closing disclosure and settlement statements.
- Communicate effectively with borrowers, loan officers, processors, title companies, and other parties involved in the transaction.
- Coordinate closing logistics, scheduling signings, and ensuring all necessary documentation is accurate.
- Ensure compliance with all federal, state, and investor loan closing regulations.
- Maintain accurate closing schedules and deadlines.
Qualifications:
- Associate's degree or equivalent work experience.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Skills and Job-Specific Competencies:
- Proficiency in Microsoft Office.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141863
### Place of Work
On-site
### Requisition ID
141863
### Application Email
****************************
Easy ApplyLoan Officer
Loan specialist job in Tualatin, OR
PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator.
Responsibilities
Essential Job Functions:
Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services.
Coordination: Uses judgment and discretion to ensure uninterrupted flow of business.
Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company's internal departments to ensure cohesive business flow.
Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines.
Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours
outside
of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing.
Responsibilities:
Verifies, compiles, and inputs application information for mortgage loans.
Discuss and advise the client of their home loan options.
Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
Informs supervisor of discrepancies in title or survey.
Performs other related duties as assigned.
Current, valid NMLS license or appointment in good standing.
Qualifications
Must have applicable state licensing.
Two to five years' experience are preferred.
Must also meet one of the following 3 options:
Actively funding more than 2 loans/month, or
Xinnix Training completion for Loan Origination required, or
Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement).
Skills:
Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues.
Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
Ability to handle detailed assignments and maintain confidentiality.
Excellent communication and interpersonal skills.
Organizational skills necessary to prioritize workload and delegate responsibility.
Travel:
May be required.
Min USD $0.00/Yr. Max USD $250,000.00/Yr.
Auto-ApplyHome Loan Center Inside Loan Officer (Remote - WA, ID, OR, CA)
Loan specialist job in Oregon
More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year.
With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.
As a Home Loan Center Inside Loan Officer you will originate real estate loans for branch customers in areas not currently covered by Loan Officers.In this role you'll have the opportunity to:
Originate standard residential type mortgage loans via telephone and internet with customers referred by identified branches of the Bank.
Originate residential mortgage loans for employees of the Bank.
Originate loans in compliance with the Bank's underwriting guidelines and those published by the Bank's investors. Ensure strict compliance with regulator requirements for residential loan origination.
Set up originated loans in the Bank's system and ensuring processing through submission for underwriting.
Attend internal training sessions, internal sales meetings, and external training opportunities.
Comply with policies, procedures, security requirements, and government regulations.
Education & Certifications
Bachelor's Degree: Accounting, Business, Economics, Law, Computer Science or other related field required (an equivalent combination of education and experience may be considered)
NMLS registration required
Experience
4 or more years of experience in mortgage loan origination required
Knowledge, Skills and Abilities
Proven pattern of success in consistent origination, closing, and funding of mortgage loans.
Knowledge of mortgage procedures, regulations, underwriting, and loan processes and procedures.
Possess effective presentation, interpersonal, verbal and written communication, and negotiation skills.
Knowledge of the residential mortgage lending process for 1 to 4 family dwellings.
Knowledge of federal and state laws and regulations related to mortgage loan origination.
Travel
Up to 20%
Compensation & Benefits
Monthly guarantee of $3,600
Excellent commission plan
Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life insurance
Paid vacation time, sick time and 11 company paid holidays
401k (with up to 4% match)
Tuition reimbursement
Get more information at: Employee Benefits | Banner Bank
Please take time to review Banner Bank's Consent & Privacy notice before applying.
Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.
Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.
Auto-ApplyLoan Documentation Specialist
Loan specialist job in Gresham, OR
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
Coordinates the preparation of loan/lease packages in compliance with policies and procedures, regulatory guidelines and investor standards by gathering and reviewing necessary documents and information within designated time frames. Communicates with staff, customers/clients, realtors, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems and obtain additional documents needed to complete the file. Ensures compliance with internal policies, regulatory and investor requirements and customer service standards. May coordinate the closing and funding of assigned loan packages, calculating final closing costs and disbursing funds.Basic Qualifications:
Bachelor's degree, or equivalent work experience
Typically, eight or more years of relevant experience
Preferred Skills/Experience:
Advanced knowledge of legal documents used to support applicable loan/lease processing
Ability to work with legal staff to solve complex documentation needs
Ability to apply critical thinking for all elements of loan documentation construction
Ability to master the bank's documentation software
Comprehensive knowledge of closing policies and procedures, funding policies, underwriting requirements, governmental and agency requirements, terminology and automated processing systems
Comprehensive knowledge of applicable credit policies and approval processes for assigned product(s)
Ability to work effectively and accurately in a fast paced, high production, professional environment
Strong organizational skills
Effective verbal and written communication skills
Additional Job Description:
This position is responsible for reviewing loan documentation to ensure accuracy and quality before finalization. The role primarily focuses on consumer loans, with potential involvement in commercial loans.
Key duties include verifying data across multiple systems, identifying and correcting errors, and collaborating with processors to resolve discrepancies. The ultimate goal is to ensure all loan documents are complete, accurate, and ready for client signatures.
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $27.50 - $36.68
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
Auto-Apply