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Loan specialist jobs in Palm Beach Gardens, FL - 42 jobs

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Loan Specialist
Loan Officer
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Junior Loan Officer
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Loss Mitigation Specialist
Resolution Specialist
Loan Documentation Specialist
Loan Coordinator
  • Licensed Loan Officer - Jr. Loan Officer

    Preferred Rate 4.7company rating

    Loan specialist job in Boca Raton, FL

    Job Description Our organization is currently seeking a talented and service-oriented Licensed Loan Officer or Junior Loan Officer. Please do not apply if you are not licensed. The successful candidate will have some experience in sales, exceptional communication and relationship-building skills, and a keen eye for detail. Our tight-knit team is dedicated to helping you succeed and offers the training you need to take your talents to the next level. If this sounds like you, apply now! Compensation: $60,000 - $100,000 yearly Responsibilities: Meet sales expectations, generate new business, get referrals, and monitor sales pipeline Review options with senior loan officer/ MLO to make a recommendation of which home loan product to recommend based on the applicant's financial status Collect financial information in order to prepare the loan file, assist applicants with loan applications, and assess applicants' financial situation and eligibility Assisting the Team Lead with tracking referrals and taking 100% complete and accurate mortgage applications. Qualifications: Previous experience in financial services, real estate, lending institutions, credit union, or related fields is valuable, but not required Knowledge of guidelines for loan programs and various types of loans such as FHA, commercial loans, VA, etc is an asset, but not required Be a licensed Mortgage Originator already. Must understand Encompass. About Company 99% of Mortgage Branches leave their loan officers to figure it out. Our office allows you to build your brand with the benefit of in-house coaching, guidance, and support to allow you to reach new levels that you did not know you could. Preferred Rate is a direct lender focused on supporting our loan originators. We provide a full array of products and support to make sure our loan officers can focus on building relationships and originating. We offer both in-office and remote options for loan originators. Loan originators receive full support through sales coaching, a documents specialist who follows up on all needed documents for applications taken, in-house processing, and a strong originating environment. If you are looking to have your business elevated, this is the place to be.
    $60k-100k yearly 4d ago
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  • Community Mortgage Loan Officer

    TDI 4.1company rating

    Loan specialist job in West Palm Beach, FL

    Hours: 40 Pay Details: $28.85 - $33.65 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Personal & Commercial Banking Job Description: The Community Mortgage Loan Officer identifies, develops and maintains a quality network of community-based organizations, Realtors, and local state/government agencies that serves as a recurring source of referrals of new mortgage lending opportunities with an emphasis on the Community Reinvestment Act (CRA), Low-and Moderate-Income (LMI), Multicultural and First Time Homebuyer customer segments. The individual would have an extensive understanding of the local Affordable Housing Market, Housing Assistance Programs, and experience providing thoughtful mortgage lending solutions and guidance to low-and moderate-income, Multicultural and First Time Homebuyers. Depth & Scope: Takes residential mortgage loan applications and communicates underwriting decisions, including offers and/or counter offers of residential mortgage products Increases mortgage loan volume, focusing on CRA, low-and moderate-income, and multicultural borrowers through effective selling of the Bank's products and programs; Researches organizations and agencies within assigned geographic area which are focused on providing services to low and moderate income persons and communities Establishes through direct outreach efforts, relationships with nonprofit organizations, realtors, state and local housing offices, and community-based affordable housing organizations to generate and increase CRA mortgage opportunities Represents the bank in community-based meetings and initiatives such as housing seminars, financial literacy programs, affordable housing conferences, etc., which have the primary focus of providing services to low-and moderate-income persons Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs; Communicates terms and conditions of loans and finalizes sales Sells other Company products and services as appropriate Guides customers through the mortgage application process; Explains information required and delivers required disclosures and other information to customers; Ensures applications are completed accurately and contain required information and supporting documentation; Manages expectations regarding processing times and closing dates together with customers Communicates regularly with customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned; Coordinates any additional information requests, clarifications and other problem solving as needed so that process remains on schedule; Attends closings as needed Informs management of progress relative to goals on a regular basis and asks for assistance as needed to finalize sales, for training and for other issues as needed Sells and originates residential mortgage loans according to established policies, procedures and applicable legal and regulatory guidelines Communicates loan decisions directly to customers, explains any additional information needed and submits application materials and other required information to processing area to clear any conditions to finalize the loan commitment and prepare for closing Maintains current information on the trends and developments in the local real estate market, as well as policies, procedures, rules and regulations related to retail mortgage products Maintains growing network of outside referral sources in assigned territory, such as real estate brokers, builders, attorneys, accountants, financial planners and other business professionals; Continues researching market, identifying individuals and organizations likely to produce referrals and developing relationships to increase the referral flow; Ensures referral sources have current information on mortgage products and services Enters information into mortgage loan system so that loans will appear accurately in the pipeline; Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes; Sends application and other required information to underwriting area Education & Experience: Bachelor's degree or progressive work experience in addition to experience below 3+ years related experience required Growing network of outside contacts to generate quality referral business Self-directed, ability to plan own activities to achieve sales goals Excellent time management skills PC skills, including knowledge of mortgage origination and automated underwriting systems Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry) Established network of community-based organizations, municipalities and agencies whose primary focus is affordable housing and first time home buyer education Demonstrated sales ability In-depth knowledge of mortgage industry, products, lending practices and regulatory guidelines Growing network of outside contacts to generate referral flow Minimum target annual loan originations of 48 LMI/multicultural units OCC Language: This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36 Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel - Occasional International Travel - Never Performing sedentary work - Continuous Performing multiple tasks - Continuous Operating standard office equipment - Continuous Responding quickly to sounds - Occasional Sitting - Continuous Standing - Occasional Walking - Occasional Moving safely in confined spaces - Occasional Lifting/Carrying (under 25 lbs.) - Occasional Lifting/Carrying (over 25 lbs.) - Never Squatting - Occasional Bending - Occasional Kneeling - Never Crawling - Never Climbing - Never Reaching overhead - Never Reaching forward - Occasional Pushing - Never Pulling - Never Twisting - Never Concentrating for long periods of time - Continuous Applying common sense to deal with problems involving standardized situations - Continuous Reading, writing and comprehending instructions - Continuous Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
    $28.9-33.7 hourly Auto-Apply 25d ago
  • Inside Loan Officer

    Choice Mortgage Group 3.6company rating

    Loan specialist job in Boca Raton, FL

    Job Description We are seeking a full-time Inside Loan Officer to join our Boca Raton office. This is an in-office position where you'll have access to inbound leads, ongoing training, and the full support of our experienced operations and marketing teams. You will be responsible for working with clients from pre-qualification through closing, ensuring a seamless and positive mortgage experience. Loans and leads will be given to you from transitioning loan officers, as well as handling Corporate Leads. Compensation: $100,000 - $200,000 yearly Responsibilities: Manage and convert inbound leads and loans into funded loans. Help transition loan officers learn our processes and systems as well as maintaining communication with them and our Ops staff to ensure smooth transition of loans. You will also handle loans for Branch Managers to allow coverage when individuals go on vacation. Qualifications: Must be an experienced loan officer who's familiar with Agency, Govt, and Non-QM Loans. You do not need to self-source your own loans Must be a Team player Must be a great communicator About Company Choice Mortgage Group is not your typical lender. We're a forward-thinking, growth-driven company leveraging innovative technology and creative sales strategies to deliver a streamlined, customer-first mortgage experience. While others have slowed down, we've accelerated - and now we're looking for the right person to grow with us. Our Core Values are simple: we want to create a WOW experience for clients, our referral partners, and our employees.
    $34k-60k yearly est. 7d ago
  • Loss Mitigation Specialist

    Vacatia 3.9company rating

    Loan specialist job in Fort Lauderdale, FL

    Job Description Join Vacatia and Help Deliver Compassionate, High-Impact Solutions for Owners Facing Financial Hardship Vacatia is an innovative hospitality company reinventing the vacation rental and ownership experience across discovery, booking, and stay. We're building the next generation of travel lifestyle products including blending technology, hospitality, and design to create smarter, more connected experiences for guests, owners, and partners. We're looking for a detail-driven, empathetic, solutions-oriented specialist who will work directly with owners to negotiate repayment plans, settlements, and hardship options that minimize company loss while supporting owners through challenging financial situations. If you thrive in fast-paced environments, communicate with empathy, and excel at balancing business objectives with customer needs then this is your opportunity to make a meaningful impact at the intersection of service and financial recovery. Why You'll Love Working at Vacatia Build the Future: Help modernize how Vacatia supports owners experiencing financial hardship by shaping a more compassionate and effective settlement process. Impact That Matters: Your work directly influences loss mitigation outcomes, owner satisfaction, and the financial health of the organization. Innovation at Scale: Use modern tools and systems including Concord, Buzz, Escrow, and Accurint to streamline workflows and maintain accuracy across thousands of accounts. Autonomy and Ownership: Manage your portfolio of owner accounts, negotiate solutions within company guidelines, and drive resolutions from start to finish. Culture of Growth: Join a supportive team that values emotional intelligence, collaboration, and continuous improvement in service delivery. Your Impact Engage owners with past-due accounts to understand their financial situation and identify appropriate resolution options. Negotiate settlements, payment plans, and hardship alternatives within established guidelines. Educate owners on available programs, timelines, and required documentation. Prepare and send settlement documentation, track execution, and ensure accurate updates across systems. Monitor payment commitments and ensure compliance with agreed-upon terms. Escalate high-risk or complex situations to leadership as needed. Maintain accurate records and prepare daily and weekly performance reports. What You Bring Experience in debt negotiation, hardship resolution, or financial settlement operations. Strong negotiation and persuasion skills, with the ability to build rapport and reduce conflict. Ability to analyze borrower financial circumstances and recommend realistic options. Excellent communication skills; professional, clear, empathetic. High attention to detail with strong documentation and record-keeping abilities. Basic math and reasoning skills to explain balances, fees, and payment structures. Working knowledge of Microsoft Office; familiarity with Concord, Buzz, Escrow, SPI, JAG, and Accurint is a plus. Bilingual (English/Spanish) is a strong advantage. Join Us Join us at the start of something big. If you're ready to help owners navigate difficult financial moments while supporting Vacatia's mission and operational excellence, we'd love to hear from you.
    $34k-39k yearly est. 13d ago
  • Loan Documentation Specialist

    Loanbud

    Loan specialist job in Fort Lauderdale, FL

    Loan Documentation Specialist Salary Range: $50,000 - $70,000, plus commission LoanBud is a rapidly expanding fintech focused on supporting small businesses through innovative financing solutions. Our mission is to empower small-business owners by providing streamlined access to capital through SBA and other small-business loans. We foster a culture of growth, teamwork, and dedication to the entrepreneurial spirit. Position Overview We're hiring a Loan Documentation Specialist (LDS) to drive clean, compliant, on-time closings for SBA and related small-business loans. You'll collaborate with Business Lending Officers, borrowers, brokers, title/escrow, and lender counterparts to assemble, review, and perfect all documentation required for funding-maintaining momentum, clarity, and adherence to SBA SOP and lender policy. Key Responsibilities Documentation & Closing Execution: Review loan files; build closing/funding checklists; track and clear approval conditions. Prepare lender submissions in accordance with guidelines and SBA SOP; ensure documents align with credit approvals. Financial & Eligibility Review: Validate initial eligibility; calculate business and/or global DSCR and flag issues early with proposed mitigants. Collateral & Insurance: Determine insurance requirements (hazard/flood/liability; life insurance assignments as needed) and obtain evidence of coverage. Entity & Legal Documentation: Review articles, bylaws/operating agreements, partnership/LLC docs; confirm authorized signers, resolutions, BOI/KYC items. Communication & Coordination: Provide concise status updates to borrowers, referral partners, and internal teams; schedule closings; escalate blockers with clear next steps. Reporting & Quality: Maintain accurate pipeline reports; meet monthly goals for on-time closings and active loans in pipeline; minimize post-closing exceptions. Other duties as assigned. Requirements Associate's degree or higher preferred (or equivalent experience). 2-4+ years in loan processing/closing, documentation, or credit support; SBA experience strongly preferred. Working knowledge of SBA 7(a)/504 processes, closing mechanics, and SOP fundamentals (or strong aptitude to learn quickly). Proficiency with MS Office (Word, Excel, Outlook); comfort with cloud doc management and e-signature workflows. Detail-oriented, deadline-driven, organized communicator with strong problem-solving skills. Compensation & Benefits Compensation: Base salary $65,000 - $90,000, plus performance bonus. Health: Comprehensive medical, dental, and vision insurance. Time Off: Generous paid time off to support work-life balance. Retirement: Competitive 401(k) plan with substantial company matching. Equal Opportunity LoanBud is dedicated to creating a diverse and inclusive work environment. We are an equal-opportunity employer and welcome applications from all qualified candidates.
    $50k-70k yearly Auto-Apply 60d+ ago
  • Licensed Loan Officer, Direct Lending Sales (REFI Team)

    Onity External

    Loan specialist job in West Palm Beach, FL

    Licensed Loan Officer, Consumer Direct The Loan Officer will be responsible for inbound and outbound calls to existing Portfolio customers to sell a range of mortgage products in order to meet individual sales goals, company retention goals, and most importantly meet the needs of the Homeowner. At PHH Mortgage, Our Loan Officers engage in a fast paced, fun environment with a great company culture and a large portfolio to back it! Who are we looking for? Experienced Loan Officers with NMLS Licenses (with UST component) Sales Minded Individuals, who can thrive in a Call Center Environment Customer focused individuals who enjoy building relationships while helping homeowners with their lending needs What we offer our Licensed Loan Officers: Base salary paid bi-weekly (plus overtime opportunity). Commissions paid monthly. Quarterly incentive for high volume producers. Full suite of benefits (health, life, dental, vision, 401k, PTO). Best in class training program that will prepare you for success Call center environment with warm inbound and outbound leads! Joining Bonus paid within the first 30 days of employment! Job Functions: Inbound and Outbound leads provided by the company from our existing portfolio of clients Process completed mortgage application for qualified clients Communicate and set proper expectations with the client from the start of the transaction Qualify clients for new mortgage loans using automated underwriting systems (DU/LP) Deliver mortgage options to customer in one call to move forward with PHH Mortgage as their preferred lender Collect pertinent information/documents from client to begin processing Sends all required paperwork to client and provides excellent customer service Adhere to all regulatory mortgage compliance guidelines Partner with internal operations to consistently produce clean files and successfully complete transactions Input transactions into PHH Mortgage's lead management system Communicate effectively with all parties to the transaction. Offer excellent customer service to all borrowers Structure business day to ensure balance of taking inbound leads and making follow-up contact with current sales pipeline in order to consistently meet minimum performance standards Attend all trainings, sales meetings, orientations as directed Increase knowledge of mortgage industry by completing all internal trainings timely Ability to use multiple software applications at one time Type more than 40 words per minute Qualifications: High School Diploma, GED or military experience equivalent Must Live within 75 miles of one of our PHH/Onity Locations. Dallas, West Palm Beach, Mount Laurel, Arizona Preferred. Preferred 2 years of Loan Officer experience within a call center, phone sales, or consultative sales. Ability to obtain industry required licensing and continued education (company sponsored) in multiple states. Ability to maintain annually all federal and state licensing requirements (This includes background and credit checks annually) Customer service driven; responsive to client issues and concerns Ability to effectively communicate with others in a professional manner Proficiency in Microsoft Office programs, specifically Word, Excel, and Outlook Must be able to work a shift anywhere between 8:00 am-10:00pm (one night per week) and rotational Saturdays (one per month)
    $36k-60k yearly est. Auto-Apply 9d ago
  • Licensed Loan Officer, Direct Lending Sales (REFI Team)

    Onity

    Loan specialist job in West Palm Beach, FL

    Licensed Loan Officer, Consumer Direct The Loan Officer will be responsible for inbound and outbound calls to existing Portfolio customers to sell a range of mortgage products in order to meet individual sales goals, company retention goals, and most importantly meet the needs of the Homeowner. At PHH Mortgage, Our Loan Officers engage in a fast paced, fun environment with a great company culture and a large portfolio to back it! Who are we looking for? Experienced Loan Officers with NMLS Licenses (with UST component) Sales Minded Individuals, who can thrive in a Call Center Environment Customer focused individuals who enjoy building relationships while helping homeowners with their lending needs What we offer our Licensed Loan Officers: Base salary paid bi-weekly (plus overtime opportunity). Commissions paid monthly. Quarterly incentive for high volume producers. Full suite of benefits (health, life, dental, vision, 401k, PTO). Best in class training program that will prepare you for success Call center environment with warm inbound and outbound leads! Joining Bonus paid within the first 30 days of employment! Job Functions: Inbound and Outbound leads provided by the company from our existing portfolio of clients Process completed mortgage application for qualified clients Communicate and set proper expectations with the client from the start of the transaction Qualify clients for new mortgage loans using automated underwriting systems (DU/LP) Deliver mortgage options to customer in one call to move forward with PHH Mortgage as their preferred lender Collect pertinent information/documents from client to begin processing Sends all required paperwork to client and provides excellent customer service Adhere to all regulatory mortgage compliance guidelines Partner with internal operations to consistently produce clean files and successfully complete transactions Input transactions into PHH Mortgage's lead management system Communicate effectively with all parties to the transaction. Offer excellent customer service to all borrowers Structure business day to ensure balance of taking inbound leads and making follow-up contact with current sales pipeline in order to consistently meet minimum performance standards Attend all trainings, sales meetings, orientations as directed Increase knowledge of mortgage industry by completing all internal trainings timely Ability to use multiple software applications at one time Type more than 40 words per minute Qualifications: High School Diploma, GED or military experience equivalent Must Live within 75 miles of one of our PHH/Onity Locations. Dallas, West Palm Beach, Mount Laurel, Arizona Preferred. Preferred 2 years of Loan Officer experience within a call center, phone sales, or consultative sales. Ability to obtain industry required licensing and continued education (company sponsored) in multiple states. Ability to maintain annually all federal and state licensing requirements (This includes background and credit checks annually) Customer service driven; responsive to client issues and concerns Ability to effectively communicate with others in a professional manner Proficiency in Microsoft Office programs, specifically Word, Excel, and Outlook Must be able to work a shift anywhere between 8:00 am-10:00pm (one night per week) and rotational Saturdays (one per month)
    $36k-60k yearly est. Auto-Apply 9d ago
  • Loaner Car Coordinator

    Mercedes-Benz of Palm Beach 4.0company rating

    Loan specialist job in West Palm Beach, FL

    Job Description At New Country, our people do whatever it takes to find solutions. We're building a culture that's genuinely engaged & dedicated to communities we serve. Our dealerships & employees pride themselves on being deeply involved in local communities, charities, nonprofit organization, and consider it a privilege to serve. With deep roots in the cities and towns where our car dealerships are located, we pride ourselves on a family atmosphere and strong customer bonds. Responsibilities Coordinate with valet to have loaner vehicles cleaned inside and out prior to loaning to customers Make sure loaner vehicles are filled to at least tank before loaning them out. Ensure loaner vehicles are checked in properly for damage and fuel usage. This must be performed prior to customer leaving the service center. Responsible for ensuring proper documentation requirements are met for all loaner contracts. Ensure loaners are lined up and ready for the early appointments in the morning. Escort customers to the vehicle, perform a walk around, cover preexisting damage, and fuel levels. Qualifications High School degree or equivalent Ability to read and comprehend simple instructions, short correspondence, and memos. Effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization. Ability to carry out instructions furnished in written, oral, or diagram form. Must possess a valid driver's license and good driving record.
    $43k-58k yearly est. 29d ago
  • Loan Processor

    Crosscountry Mortgage 4.1company rating

    Loan specialist job in Boca Raton, FL

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: * Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting. * Assemble the complete loan package in proper order for underwriting. * Verify all required documentation (pre-underwrite) in the file. * Complete the required loan checklist. * Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting. * Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan. * Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. * Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. * Verify that vendor orders are complete, invoices are received and in the applicant's E-file. * Manage pipeline by completing and submitting reports within allotted turn-around times. * Assist set-up of loans. * Document all communication related to the loan application in the conversation log. * Train and assist supervision of new Loan Processors and other processing personnel. * Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors. * Available to work varying hours and overtime if needed. Qualifications and Skills: * High School Diploma or equivalent. * Minimum of 5 years' residential mortgage processing experience. * Experience with Encompass. * Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. * Knowledge of DU, LP, Microsoft Office, and Windows. * Excellent math and analytical skills. * Excellent communication skills. * Excellent prioritization and time management skills. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: * Hourly Rate: $26.00 - $28.00 * Eligible for per file bonus The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $26-28 hourly 60d+ ago
  • Sr. Mortgage Loan Processor

    Florida Mortgage Team 3.6company rating

    Loan specialist job in West Palm Beach, FL

    Job DescriptionOur mortgage team is growing and we're seeking an experienced senior loan processor to join our group of lending professionals. The ideal candidate will have several years of experience as a loan processor, excellent time management and customer service skills, and exceptional attention to detail. If you're looking for an excellent opportunity with plenty of room for growth, apply today!Compensation: $60,000 Responsibilities: Obtain and verify that all loan documentation, such as title insurance, appraisals, loan applications, credit reports, and income and asset declarations are accurate and provided promptly to underwriters for loan approval Ensure that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines Serve as the main point of contact for title companies, real estate agents, mortgage loan officer/ mortgage loan originator, borrowers, and mortgage underwriters to facilitate a timely loan closing Accurately input loan file documentation into necessary software programs Order third party documentation and reports for residential home loans, create and maintain the mortgage loan file, and assist in clearing underwriting conditions as requested Qualifications: Familiarity with MS Office, Loan Origination Software (LOS), and Automated Underwriting System (AUS) are beneficial High school diploma required; Bachelor's degree is preferred Mortgage industry knowledge, specifically federal and state regulatory requirements are necessary 2-3 years experience with a mortgage company, mortgage banker, or mortgage lender as a mortgage loan processor is needed Solid knowledge of various residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is vital -- Commercial loan and Refinance loan knowledge is helpful About Company Our employees say "... we work hard, we play hard, and we are treated fairly with the utmost respect." If you want to be a part of a fast-growing, highly efficient mortgage office; and you get pleasure out of being successful in helping dreams come true, then we would be privileged to have you as a part of our team.
    $60k yearly 25d ago
  • Mortgage Loan Officer

    Jg Wentworth Home Lending

    Loan specialist job in Boca Raton, FL

    COMPENSATION: $200K+ commission potential BENEFITS: Medical, Dental and Vision Plans, 401K, Life and Disability insurance, and Employee Wellness Program JG WENTWORTH HOME LENDING is a nationally licensed DIRECT lender that has built its success over the past 15+ years in originating Conventional, FHA, VA, FNMA/FHMLC, USDA loans. “Costco Preferred Lender of the Year and Operational Excellence” awards “Top 10 in Customer Satisfaction” Lending Tree award “Ellie Mae Influential 500” award We Offer: Quality leads provided from sources such as Lending Tree and the Costco program Competitive compensation with high earning potential Assistance with licensing and coverage of all costs Team support from our Loan Processors, Underwriters and Closers Top Producers could earn the President's Club designation and attend an annual trip for recognition from the President of JGWHL. Our loan officers are the front line contact. They are identifying prospective customers, through leads provided, and analyzing their financial situation for recommendations on loan products. Loan Officers are in contact with customers from application to closing as they work through the loan process. Qualifications We are looking for loan officers who are highly skilled in phone sales with a desire to achieve in a competitive sales environment. Desired Skills & Experience: Minimum 2 years' experience and NMLS Safe Act compliant with at least 1 active state license College preferred, not required with proven mortgage experience Comfortable managing a monthly pipeline of up to 40 loans Proven track record of success in sales Must have strong communication skills and is detail oriented Ability to work independently with minimal supervision Additional Information For more than 20 years, The J.G. Wentworth Company , through its affiliates and subsidiaries, has provided individuals the flexible options they need to respond to life's changing needs. Today, The J.G. Wentworth Company is a diversified company focused on providing direct-to-consumer solutions to financial needs through a variety of offerings, including: home lending and refinancing, structured settlement, annuity and lottery payment purchasing, access to personal loans, and prepaid cards. Our seasoned management team has developed a category-leading marketing, operations, customer service and funding infrastructure that has allowed us to achieve efficiency and economies of scale necessary for future growth. We'd love to consider you for our growing team of talent and invite you to complete an application for our current open positions. EOE/V/D/F
    $36k-60k yearly est. 1d ago
  • Mortgage Loan Officer

    Responsive Mortgage

    Loan specialist job in Fort Lauderdale, FL

    Job Description Ready to Advance Your Career in Mortgage Lending? At Responsive Mortgage, we're committed to helping families achieve the dream of homeownership, one loan at a time. As part of our mission to provide top-tier lending services, we're looking for experienced Mortgage Loan Officers to join our growing team. As a Mortgage Loan Officer with Responsive Mortgage, you'll guide clients through one of their most important financial decisions. We equip our loan officers with the tools, technology, and support they need to excel in their careers. What Sets Us Apart: Weekly Collaboration Meetings: Connect with peers, exchange insights, and stay updated on market trends. Complete Technology Suite: Start strong with a laptop and access to industry-leading mortgage tools. Advanced Training Programs: Stay ahead of industry changes with ongoing, in-depth training. Personalized Coaching: Regular one-on-one mentoring sessions to help you grow. Team Support: Be part of a collaborative and welcoming culture. What We're Looking For: At least 3 years of experience in mortgage lending or related financial services An active NMLS license Proven ability to build and maintain strong client relationships Expertise in loan products and underwriting guidelines A passion for helping clients achieve their homeownership goals Excellent time management and organizational skills Why Choose Responsive Mortgage? We know you have options. Here's why top professionals join our team: Strong Market Presence: Leverage our established brand and reputation. Marketing Support: Access to tailored marketing tools and lead generation resources. Flexibility: Enjoy scheduling options that respect your personal time. Clear Growth Opportunities: A defined path to career advancement and increased earnings. Our commitment to your success begins on day one. With a structured onboarding process, you'll quickly integrate into our team while maintaining the independence to grow your business your way. Requirements: Proven track record of successful lending experience Current NMLS license Demonstrated success in loan origination Strong client communication and relationship-building skills Solid understanding of mortgage products and guidelines Ready to Move Forward? Join a team where your experience is appreciated, your success is celebrated, and your growth is supported. At Responsive Mortgage, we're not just offering a job - we're offering a partnership for success. Job Type: Full-time Pay: $48,226.91 - $196,492.21 per year Benefits: Flexible schedule Schedule: Monday to Friday Self-determined schedule Weekend availability Supplemental pay types: Bonus pay Commission pay
    $37k-61k yearly est. 20d ago
  • Loan Officer

    Caliver Beach Mortgage

    Loan specialist job in Port Saint Lucie, FL

    Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
    $36k-60k yearly est. 60d+ ago
  • Reverse Loan Officer

    Benchmark Mortgage 4.2company rating

    Loan specialist job in Plantation, FL

    Description Position Overview:With Relationships as one of Benchmark's core values, building and maintaining relationships in order to source loan applications is the primary focus of our loan officers. The Loan Officer sources and originates loan applications from consumers and maintains relationships to develop and keep an active pipeline of applicants. Ideal candidates for this position have a strong service-oriented mindset with prior, proven reverse mortgage loan sale experience, excellent communication skills, and proven knowledge of reverse mortgage lending, compliance, Quantum Reverse or Reverse Vision and regulatory requirements. Essential Functions of the Role: Establish and maintain relationships through frequent travel with individuals including existing clients, past clients, and real estate professionals to generate business referrals. Maintain a pipeline of applications within federal and state regulations. Analyze reverse mortgage applications and determine the programs best meeting the needs of the consumer. Gather required application data and provide initial documents and disclosures to the applicant. Communicate and educate the consumer on qualified programs (both HECM and proprietary products if eligible) including benefits and risks. Support communication through the loan process between operations staff and the borrower. Provide all applicable initial documents and disclosures to the loan processor. Work with assigned Benchmark branch(s) in the training, marketing and assisting in all aspects of Benchmarks' reverse mortgage program. Other duties as assigned. Essential Knowledge/Skills/Abilities: Strong communication skills Ability to generate leads Customer service oriented Proven ability to prioritize and multi-task Knowledge of various reverse mortgage loan products General knowledge of credit reports and Financial Assessment including Residual Income calculations Ability to adapt to market changes Knowledge of the mortgage loan process Proven ability to monitor and track multiple deadlines Experience Requirements: Minimum of 12 funded self-generated reverse mortgages in prior 12 months required. Has built a solid referral base Education/Licensing Requirements: High school diploma or equivalent required. Some college preferred. Licensed in market area and registered nationally in NMLS. Professional certification (CRMP) a plus Working Conditions: Fast-paced environment. Requires normal vision (corrected) both close and distant. Requires normal hearing levels (corrected). Requires working at a desk to use a phone and computer for extended periods of time. Requires sitting, bending. Works effectively with frequent interruptions. Lifting requirements of 10 lbs. occasionally. Frequent travel >50%.
    $35k-54k yearly est. Auto-Apply 60d+ ago
  • Order Resolution Specialist

    Cabinetparts.com

    Loan specialist job in Pompano Beach, FL

    Job DescriptionSalary: see offer for details Order Resolution Specialist CabinetParts.com | Pompano Beach, FL | $2024/hr | Full-time, On-site About the Role You'll own the resolution of order exceptions from start to finishsupplier delays, shipping issues, damaged items, and inventory discrepancies. This position requires independent problem-solving, clear communication, and persistence in chasing down answers across multiple systems and vendors. This is not a call center position. You're solving operational problems, not reading scripts. Responsibilities Investigate and resolve order exceptions including shipment delays, missing items, damaged goods, and tracking discrepancies Coordinate with suppliers, warehouses, and carriers to expedite resolutions Maintain accurate documentation of issues and resolutions Identify recurring problems and escalate patterns to management Communicate directly with customers when necessary to provide updates and solutions Requirements 2+ years in e-commerce operations, order management, or fulfillment Ability to manage multiple open issues simultaneously without dropping threads Strong written communicationclear, concise, factual Comfortable working independently with minimal supervision Detail-oriented with strong organizational habits We're Looking For Someone who genuinely enjoys solving problems Self-starters who track their own follow-ups People looking for stability, not a short-term stop Compensation & Benefits $20$24/hour based on experience Medical, dental, and vision insurance IRA with company match Paid time off and holidays Employee discount MondayFriday schedule, no evenings or weekends About CabinetParts.com We're a specialty e-commerce company serving professional contractors and DIY customers in the cabinet hardware industry. Small team, low drama, direct impact on operations.
    $29k-47k yearly est. 23d ago
  • Loan Consultant/Officer

    Evergreen Openings

    Loan specialist job in Plantation, FL

    We're searching for some really great people who enjoy customers as much as we do. Named as one of Puget Sound Business Journal's Best Places to Work three years running, 2021, 2022 and 2023. We are a certified Great Place to Work™ and were named a Best Workplace eight times, most recently in 2024 in the Financial Services and Insurance category. Check out our rating at: Working at Evergreen Home Loans | Great Place To Work Wow happens every day at Evergreen. Our vision is centered on changing the world one relationship at a time. Learn more about us on our website here. Discover what's possible with Evergreen. We're looking to add people who feel the same way we do about our customers, our associates, and the work we do. In return, you'll be part of a growing, contemporary company that rewards creative thinking and believes in helping you get to where you want to be. You'll also enjoy a comprehensive benefits package and an attractive 401K plan to help you grow along with us! We are seeking Loan Officers to acquire and retain new and existing customers, work with realtors and their clients to assist them in obtaining home loans, assist other Loan Officers as needed, support each loan transaction from application to closing, and provide excellent customer service to all partners, realtors, clients and borrowers. Essential Duties and Responsibilities: Customarily and regularly work away from Evergreens' place of business (or the Loan Officer's home office or other regular place of business) selling Evergreen's loan products and meeting with and calling on real estate agents, builders, clients and partners and other referral sources to self-source leads and generate business. Perform sales activities including, but not limited to: Phone calls, emails and social media posts to maintain existing relationships as well as create new business partners. Provide ongoing marketing and support of existing Partners. Sourcing of prospective new clients. Be available to clients and coworkers throughout the day and on weekends if needed. Interview customers and take loan applications and pre-qualify borrowers over the phone or in person. Discuss loan program products with borrowers and provide loan comparisons or other borrower education information. Support loan transactions from application to closing, providing updates to borrowers and coordinating with support staff. Create new marketing materials and distribute to partners and clients. Participate in builder and realtor functions, open houses, status meetings, special events, etc., to develop and maintain relationships, generate new leads, and acquire new business. Read industry publications/blogs/newsletters/web stories about current industry news. Support other Loan Consultants/ Officers as needed. Other duties as assigned. Performance Expectations: Perform all actions in accordance with the Mission, Vision, and convictions of EHL. Expected to meet production standards outlined in the Loan Origination Production Standards. Provide a “WOW” experience and effectively communicate with associates, clients, partners, and vendors via phone, written communication and/or in person. Seek Feedback: Host regular and timely communication with associates and Manager. Be willing to assume additional responsibilities/duties/projects as they arise. Have strong organization skills, the ability to learn quickly, and accuracy/timeliness in completing tasks. Knowledgeable regarding mortgage processes, able to answer borrower's questions and take applications. Effectively uses LOS, contact management software and Microsoft Office products. Able to learn changing information regarding loan programs and able to incorporate these changes while dealing with members. Work well with other members of the EHL team, and is willing and able to fill in for other EHL Loan Consultants/ Officers. Perform all actions in accordance with policies and procedures of the company. Quality Manufacturing: Take full accountability for performing the work and achieving the results as agreed, and your manager is accountable for providing you with the resources and guidance needed. Exceptions, problems, changes and questions are reported immediately. You are accountable for notifying your manager, and any other affected people, in writing if the work will not be performed or the results will not be achieved as agreed. Your manager will also notify you if commitments made to you cannot be achieved. Your manager can assume the work is being performed as agreed unless otherwise notified. Periodic check-ins between you and your manager are the main vehicle for keeping each other informed about how work is progressing. Failure to notify of exceptions or missed due dates - in other words silence - is not acceptable. You encourage your coworkers to communicate challenges and opportunities to their manager, rather than to fellow coworkers. Relationships built on trust are developed as managers and associates keep their commitments and successful results are achieved. Specific Skills/ Knowledge/ Abilities Required for Position: High School Diploma or equivalent Must have current Mortgage Loan Originator (MLO) license through the NMLS required per the S.A.F.E. Act of 2008. Exercise good judgment and strong character, motivated, hard working. Ability to work well with fellow associates, clients and vendors. Good communication skills. Neat, clean, healthy work habits. Physical Requirements: Ability to work in a fast-paced, occasionally noisy environment. May be required to drive for business purposes and if so, must hold a driver's license in good standing and maintain personal auto insurance in compliance with EHL's Auto Insurance policy. Must be able to speak and hear, lift and carry up to twenty-five pounds (25 lbs.) or occasionally more. Requires all forms of dexterity and mobility throughout the shift. Occasionally required to reach with hands and arms, sit climb or balance, stoop, kneel, crouch or crawl. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral, depth perception and the ability to adjust focus. Benefits and Perks: Eligible associates (and their families) have the option to enroll in medical, dental, and/or vision coverage of which both the associate and the company contribute towards expenses. Basic Life/AD&D insurance for eligible associates as well as a Short-term Disability benefit are provided by Evergreen. Additional Voluntary Life/AD&D, Long-term Disability benefits and Legal/ID protection plans paid for by the associate are also available. Associates are automatically enrolled in Evergreen's 401(k) plan. Paid voluntary day of work, company matching on charitable donations and mortgage loan benefit. Compensation: This is a commission only position. Associate may be eligible for bonuses or other variable earnings as determined upon hire. Evergreen is an equal opportunity employer and E-Verify employer.************************** Equal Housing Lender ©2026 Evergreen Moneysource Mortgage Company dba Evergreen Home Loans NMLS ID 3182. 15405 SE 37th Street, Suite 200 Bellevue, WA 98006 Equal Housing Lender. Trade/service marks are the property of Evergreen Home Loans. All rights reserved. AZ Mortgage Banker License #0910074; CA Licensed by the DFPI under the CRMLA #4130291; NV Mortgage Company License 4837; NJ Licensed by the N.J. Department of Banking and Insurance . Evergreen Home Loans does not represent HUD or FHA and the information provided here was not authored, approved, or endorsed by HUD or FHA. For individual and company license information visit ***************************
    $32k-50k yearly est. 60d+ ago
  • Mortgage Modification Specialist

    American Home Saver-Texas Mortage Assistance Program

    Loan specialist job in Fort Lauderdale, FL

    American Home Saver-TX. Mortgage Assistance "We Help Make the American Dream an Affordable Reality" American Home Saver is a Home Mortgage Modification Company that has been in the business of helping homeowners with making the American Dream of Home Ownership an Affordable Reality since 2005. Our experience in processing loan modifications has placed us in the top 1% of modification company's in the nation with a 95% success ratio. Our processing staff are experts in knowing the guidelines for FNMA, FLMC, FHA, VA and CONV modifications to include HAMP and HAUP. Visit us @ ************************* Job Description American Home Saver offers the opportunity for you to start a business part-time, while maintaining the security of your full-time job. Regardless of whether you love what you're doing now, and simply need to earn additional income - or if you want to launch an entire new career - American Home Saver offers you the flexibility to decide what's best for you. American Home Saver lets you start part-time to earn a second income, or transition to a new full-time career while you keep your current full-time job. American Home Saver is a company of people helping people. As a Mortgage Modification Specialist (1099 Independent Contractor) you will be meeting face to face with homeowners that are delinquent on their mortgage and facing foreclosure (received NOD) or imminent default (no lates, but struggling to make their payments) . Your responsibility will be to fully explain how the American Home Saver-Mortgage Assistance Program can help them save their home and get back on their feet. You will collect all documentation required to complete the Home Affordable Modification Program (HAMP) paystubs, mortgage statement, bank statement W-2. We will provided you with a minimum of 5 pre-qualified leads per week, however you are allowed to share our services with anyone that may be in need. There are no territory restrictions. Qualifications We are seeking individuals in the Broward County area with a background in Home Loan Preservation to work as a independent contractor with our company. The ideal candidate should have a minimum of 1 year's experience working in Home Preservation or Loss Mitigation with Customer interaction. Must have a high school diploma / GED. Pass a criminal background check, have dependable transportation with proof of current liability insurance, access to a computer and a active smart/android cellular phone. Support: We will provide you with our leading edge web-based technology operating system to give you the tools for success. Additional Information SALARY: Commensurate with experience with excellent opportunity for advancement.
    $23k-40k yearly est. 1d ago
  • Mortgage Loan Officer- East Coast US

    TD Bank 4.5company rating

    Loan specialist job in Fort Lauderdale, FL

    Mount Laurel, New Jersey, United States of America **Hours:** 40 **Pay Details:** $11.54 - $15.50 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Personal & Commercial Banking **Job Description:** The Mortgage Loan Officer sells and originates residential mortgage loans to sales goals. The Mortgage Loan Officer takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans. Pay Range- $11.54 per hour depending on established local minimum wage plus commission. **Depth & Scope:** + Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources + Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs + Guides Customers through the mortgage application process + Explains information required and other aspects of the loan process to Customers + Ensures applications are completed accurately and contain required information and supporting documentation + Manages Customers expectations regarding processing times and closing dates + Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines + Generates referrals for mortgage sales opportunities and sales of other Company business line products + Develops plan to achieve sales goals with assistance from sales management + Enters information into mortgage loan system so that loans will appear accurately in the pipeline + Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes + Sends application and other required information to underwriting area + Underwrites loans using point-of-sale underwriting systems within scope of authority + Communicates loan decisions directly to Customers and explains any additional information needed + Submits application materials and other required information to processing area to clear any conditions, finalizes the loan commitment, and prepares for closing + Communicates regularly with Customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned + Attends closings as needed + Develops knowledge of current industry practices and trends by learning from more experienced sales personnel and by attending continuing education training and seminars, including but not limited to the full array of Company products and services as well as mortgage laws and regulations + Develops knowledge of policies, procedures, rules and regulations related to retail mortgage products + Participates in homebuyers' seminars, home shows, brokers' meetings and other home financing workshops + Recommends changes to products, programs and/or pricing + Ensures TD Bank maintains successful audits and exams within all areas + Deals with complex mortgage needs **Education & Experience:** + Bachelors degree or progressive work experience in addition to experience below + 2+ Years of mortgage origination experience + Proven Sales ability + Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines + Maintains the highest level of sales ability and negotiation skills + Self-directed, ability to plan own activities to achieve sales goals + Strong time management skills + Excellent communication skills, both verbal and written + PC skills, including ability to learn mortgage origination and automated underwriting systems **OCC Language:** + This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 + Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36 + Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 + Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
    $11.5-15.5 hourly 24d ago
  • Inside Loan Officer

    Choice Mortgage Group 3.6company rating

    Loan specialist job in Boca Raton, FL

    We are seeking a full-time Inside Loan Officer to join our Boca Raton office. This is an in-office position where you'll have access to inbound leads, ongoing training, and the full support of our experienced operations and marketing teams. You will be responsible for working with clients from pre-qualification through closing, ensuring a seamless and positive mortgage experience. Loans and leads will be given to you from transitioning loan officers, as well as handling Corporate Leads. Manage and convert inbound leads and loans into funded loans. Help transition loan officers learn our processes and systems as well as maintaining communication with them and our Ops staff to ensure smooth transition of loans. You will also handle loans for Branch Managers to allow coverage when individuals go on vacation. Must be an experienced loan officer who's familiar with Agency, Govt, and Non-QM Loans. You do not need to self-source your own loans Must be a Team player Must be a great communicator
    $34k-60k yearly est. 60d+ ago
  • Loan Processor

    Crosscountry Mortgage 4.1company rating

    Loan specialist job in Boca Raton, FL

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting. Assemble the complete loan package in proper order for underwriting. Verify all required documentation (pre-underwrite) in the file. Complete the required loan checklist. Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting. Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan. Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. Verify that vendor orders are complete, invoices are received and in the applicant's E-file. Manage pipeline by completing and submitting reports within allotted turn-around times. Assist set-up of loans. Document all communication related to the loan application in the conversation log. Train and assist supervision of new Loan Processors and other processing personnel. Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors. Available to work varying hours and overtime if needed. Qualifications and Skills: High School Diploma or equivalent. Minimum of 5 years' residential mortgage processing experience. Experience with Encompass. Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. Knowledge of DU, LP, Microsoft Office, and Windows. Excellent math and analytical skills. Excellent communication skills. Excellent prioritization and time management skills. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: $26.00 - $28.00 Eligible for per file bonus The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $26-28 hourly Auto-Apply 60d+ ago

Learn more about loan specialist jobs

How much does a loan specialist earn in Palm Beach Gardens, FL?

The average loan specialist in Palm Beach Gardens, FL earns between $14,000 and $98,000 annually. This compares to the national average loan specialist range of $26,000 to $68,000.

Average loan specialist salary in Palm Beach Gardens, FL

$37,000

What are the biggest employers of Loan Specialists in Palm Beach Gardens, FL?

The biggest employers of Loan Specialists in Palm Beach Gardens, FL are:
  1. Mariner Finance
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