Loan specialist jobs in Sioux City, IA - 835 jobs

Closing Specialist - Open to any First Dakota or Landera Locations We are hiring a full-time Loan Closing Specialist to join our team. Prepares Landera and FSA loans for closing by following the established guidelines and performing the following duties. Hours include Monday-Friday 8-5. Duties • Review and understand closing requirements for each loan as provided by secondary market or loan committee. • Enter loan information in Database and keep updated to ensure current status of loan closing. • Order and review title commitments, flood determinations, UCC Searches. • Resolve issues that may arise during review of above items. • Work closely with secondary markets during loan review/closing process to ensure closing requirements are met. • Work with 3rd party vendors including Title Companies, Attorneys, Closing Agents and other Lenders. • Originate loan documents following program requirements. • Disperse loan proceeds, run tickets, complete wire requests and verifications. • Enter loan information into tracking systems. • Prepare and scan loan documents. • Order and review final title policy. • Complete loan closing package for secondary markets and FSA. • Provide backup to other closer(s). • Other duties as assigned. Qualifications Attributes include a positive attitude and good work ethic. The ability to process a variety of tasks accurately and efficiently, the capability to maintain strict confidentiality, attention to detail and comply with all Bank policies and procedures. Communicate effectively with various types of clientele, co-workers and departments to resolve an assortment of needs. Strong organizational skills and the ability to work well in a team environment. Punctuality is a must. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements are representative of the knowledge, skills, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education/Experience High school diploma or general education degree (GED). College degree preferred, but not required. 1-3 months related experience and/or training. OR equivalent combination of education and experience. Preferably have a general knowledge of agriculture. Work Environment Office: The work environment of this job includes interacting with others in an office setting, and the noise level is usually moderate. Physical Demands Light: The physical demands of this job include bending, sitting, and occasionally lifting up to 10 pounds with or without reasonable accommodation. Requirements of All Employees To perform the job successfully, an individual should demonstrate the following: Adaptability - Adapts to changes in the work environment Attendance/Punctuality - Is consistently at work and on time; Arrives at meetings and appointments on time Career Apparel - Adheres to the Career Apparel policy; Demonstrates professional appearance during Bank hours or at after-hours Bank functions Customer Service - Responds promptly to customer needs including requests for service and assistance; Provide courteous, personal attention to promote ongoing relationship servicing with customers Dependability - Follows instructions, responds to management direction; Takes responsibility for own actions; Keeps commitments; Completes tasks on time or notifies appropriate person with an alternate plan Design - Demonstrates attention to detail Initiative - Looks for and takes advantage of opportunities; Asks for and offers help when needed Innovation - Shares suggestions for improving work Interpersonal - Maintains confidentiality; Remains open to others' ideas and tries new things Judgment - Exhibits sound and accurate judgment Motivation - Measures self against standard of excellence Communication - Listens and gets clarification; Responds well to questions; Participates in meetings; Writes clearly and informatively; Able to read and interpret written information Organizational Support - Follows policies and procedures; Completes administrative tasks correctly and on time; Supports and upholds organizational goals and values Planning/Organizing - Uses time efficiently; Completes work in a timely manner Problem Solving - Identifies and resolves problems in a timely manner Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration; Accepts responsibility for own actions; Inspires the trust of others; Works with integrity and ethically Quality - Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Applies feedback to improve performance; Monitors own work to ensure quality Safety/Security - Observes safety and security procedures; Reports potentially unsafe conditions; Uses equipment and materials properly Team Work - Gives and welcomes feedback; Contributes to building a positive team spirit Technical Skills - Understands basic computer software programs; Strives to continuously build knowledge and skills; Shares expertise with others

Full-time Description The mortgage servicing specialist is responsible for managing and maintaining a portfolio of mortgage loan accounts, ensuring accuracy, compliance, and excellent customer service throughout the life of the loan. This role involves processing payments, managing escrow accounts, and addressing borrower inquiries for our Loan Officers while adhering to regulatory requirements. Requirements · Customer Service: Serve as the point of contact for branch staff, addressing inquiries regarding loan accounts, payments, and servicing-related questions in a professional and timely manner. · Payment & Transaction Processing: Accurately process and record loan payments, payoffs, and adjustments; research and resolve exceptions or unapplied funds. · Escrow & Insurance Administration: Manage and reconcile escrow accounts, including timely distribution of property taxes and hazard/ flood insurance premiums, and complete annual escrow analysis. · Loan Maintenance & Documentation: Maintain accurate up-to-date loan records in the system, prepare mortgage payoff statements and lien releases, and ensure all documentation compiles with regulatory guidelines. · Loan Funding & Delivery: Coordinate the funding of closed mortgage loans and ensure accurate and timely electronic delivery of required loan data and documentation to secondary market investors. · Delinquency & Loss Mitigation: Monitor and follow up on delinquency accounts, complete modifications and extension processes if necessary. · Compliance Reporting: Ensure all activities comply with company policies and regulatory requirements; assist in audits and generate reports for management review. · Vendor Management & Billings: Review, process and reconcile all vendor invoices related to loan servicing operations; coordinate with operations department for timely payments. · Other: Cross train in processor and origination duties to perform other duties and projects as assigned. EDUCATION AND/OR EXPERIENCE: · Education. Possess a high school diploma; bachelor's degree preferred. Experience. Proven experience as loan servicing specialist or similar position. Benefits: Full time benefits to include: Health Dental Vision Employer HSA Contribution Paid Time Off Volunteer Time Off 401K with Employer match Paid STD, LTD Paid Employee Life Insurance Parental Leave Employee Assistance Program Salary Description $22-28/ hr depending on experience

Mortgage Loan Originator Department: Mortgage Services Reports To: Assistant Vice President Mortgage Services FLSA: Exempt Date last updated: 04/01/2024 Summary Responsible for the timely, courteous, and confidential processing, closing, underwriting, and shipping of all types of mortgage loans for members by performing the following duties: Essential Duties and Responsibilities include the following. Other duties may be assigned. Interviews mortgage loan applicants and analyzes the information received to recommend the correct product for the applicant. Submit the mortgage loan application to an automated underwriting system for approval. Document the loan file with accurate information and comply with all underwriting requirements as stated on the automated underwriting decision sheet. Prepares directions for the Loan processor pertaining to the information that will be required to perfect the mortgage loan sale to the secondary market. Communicates to the applicant, real estate agent, etc. the status of the mortgage application. Develops and promotes good public relations within the Real Estate community and with the member base of the Sioux Falls Federal Credit Union, etc. Reviews the completed file to assure that all mortgage processing functions are completed before and after closing for proper documentation and salability of the loan to the secondary market. Perfects the loan documentation for purchases for any loans which are suspended. Keeps updated and current on all mortgage products, procedures, and policies. Makes recommendations of needs for review or changes of policies and procedures relating to the mortgage lending process to the AVP Mortgage Services. Is knowledgeable about all products available at the Credit Union and actively cross sells products to qualified members. Assists the Marketing Department in the promotion and development of mortgage related products. Assists in the collection of payments for all in-house mortgages which the loan officer originates. Supervisory Responsibilities This job has no supervisory responsibilities. Competencies To perform the job successfully, an individual should demonstrate the following competencies : Credibility - Provides reliable and accurate information, offers fully researched recommendations, instills customer confidence, supports organizational values and policies, takes responsibility for own actions and mistakes. Job Knowledge/Job Fit - Competent in required job skills and knowledge, exhibits ability to learn and apply new skills, keeps abreast of current developments, requires minimal supervision, Displays understanding of how job relates to others, Uses resources effectively. Conflict Resolution - Encourages open communications, confronts difficult situations, maintains objectivity, keeps emotions under control, uses negotiation skills to resolve conflicts. Community Relations - Participates within the community, takes leadership role in external activities, presents favorable image of organization, uses community involvement to increase business. Achievement Focus - Sets and achieves clear and challenging goals, demonstrates persistence, and overcomes obstacles, Measures self against standard of excellence, Recognizes and acts on opportunities, takes calculated risks to accomplish goals. Self-Management - Regulates impact of own emotions upon others, remains focused and resilient under stress, accepts criticism, and recovers quickly from setbacks, Projects realistic self-confidence in abilities. Loan Portfolio Maintenance - Identifies qualified prospects, assesses credit risks, presents credit alternatives, keeps current with rules and regulations, maintains portfolio mix and Achieves loan results. Sales and Service (INSPIRE SALES and SERVICE) - Displays courtesy and sensitivity, manages difficult/emotional member situations, meets commitments, focuses on & responds promptly to member needs, solicits member feedback to improve service, explains financial concepts clearly, explains product features & benefits, recommends products to members, and overcomes objections. Requirements Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience: Four-year degree in business or a related field or Two-Three years related mortgage lending experience and/or training or an equivalent combination of education and experience. Language Skills: Ability to read, analyze, and interpret financial data, general business information and periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from managers, members, and the general public. Mathematical Skills: Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages. Must have well-developed math and problem solving skills. Reasoning Ability: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to research data and make accurate decisions. Computer Skills: To perform this job successfully, an individual should have knowledge of Internet, Spreadsheet, and Word Processing software. Should also have ability to type accurately and operate a 10-key adding machine and knowledge of automated underwriting software. Certificates, Licenses, Registrations Other Skills and Abilities: The employee should have a thorough understanding of all policies, regulations and procedures for regulatory and investor agencies as they pertain to the mortgage lending industry such as but not limited to knowledge pertaining to FHA, VA, Conventional and Rural Development guidelines and regulatory compliance. Other Qualifications: The employee must have a high level of professionalism, good judgement and impartiality. They must display a courteous and helpful attitude toward members and co-workers and demonstrate the ability to develop and maintain positive relationships. They must possess effective verbal and written communications skills and be able to work in a fast-paced, production-oriented environment. Physical Demands and Work Environment: While performing the duties of this Job, the employee is regularly required to sit and talk or hear. The employee is frequently required to use hands to finger, handle, or feel. The employee is occasionally required to stand; walk; reach with hands and arms and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision and ability to adjust focus. The noise level in the work environment is usually moderate. The physical demands and work environment described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Salary Description $45,000-$70,000 Dep. on Exp + Sales Bonuses

Pathway Bank is seeking a detail-oriented Mortgage Loan Processor/Consumer Lender to join our team and play a key role in supporting both mortgage and consumer lending operations. This position manages loan files from application through closing, ensuring accuracy, completeness, and compliance with regulatory, investor, and Bank requirements while helping deliver a smooth, positive experience for our customers. At Pathway Bank, we value people who take pride in their work, follow processes with care, and enjoy being part of a collaborative, community-focused organization. The ideal candidate is organized, customer-focused, and able to manage multiple files and deadlines in a fast-paced environment. We are willing to train the right candidate who demonstrates strong attention to detail, a willingness to learn, and a genuine interest in growing a career in lending. Key Responsibilities: (Consumer/Lending) · Process and evaluate loan applications: Request and review credit reports, financial documents, and other pertinent information to assess creditworthiness and repayment probability. Make independent decisions to approve or disapprove consumer loans, within lending limits. · Manage loan documentation: Originate Consumer Loans from LaserPro. Enter loan details into the core system, ensure accuracy and compliance with banking policies, and verify all required documentation is complete. · Coordinate loan closings: Meet with customers to explain loan documents, obtain signatures, and facilitate loan funding. · Ensure compliance and review: Prepare, review, and analyze loan documents to comply with internal and external guidelines. · Vendor and collateral management: Contact insurance companies to obtain Loss Payee proof on vehicles held as collateral. Collect Titles from borrowers for vehicles held as collateral. · Monitor daily reports: Review and act on daily reports to manage loan performance and compliance. · Manage Loan Portfolio: monitoring loan performance, and working with borrowers on payment issues or modifications. · Other duties as assigned. (Mortgage) · Prepare and manage loan files: Using Encompass, organize initial loan files both electronic and physical, ensure all required documentation is collected, and order necessary verifications (e.g., flood determinations, appraisals, title insurance). Follow up on missing documentation with the Mortgage Manager and/or customers. · Coordinate underwriting and closing: Collaborate with the Mortgage Manager and customers to clear underwriting conditions, prepare files for submission, and coordinate verifications/payoffs for closing. Balance Closing Disclosures and generate closing documents (e.g., cashier's checks, wires). · Ensure compliance and quality control: Conduct post-closing quality control reviews to ensure all loan documents are accurate, complete, and compliant with regulatory and company standards. Organize and submit final loan documents to investors and address any post-closing conditions. · Monitor and manage loans: Maintain data sheets for loan status tracking, process monthly escrow disbursements, and review escrow/delinquent tax reports for accuracy. Process mortgage releases for paid off mortgage notes. · Support mortgage operations: Assist the Mortgage Manager with mortgage applications, loan closings, and additional duties as assigned. Requirements Education and Experience Minimum of two years of experience in lending and/or banking strongly preferred NMLS license and Notary Public certification required or obtainable within a reasonable timeframe Willingness to train the right candidate with strong attention to detail and interest in lending Skills and Abilities Strong attention to detail with the ability to review, verify, and organize loan documentation accurately Excellent organizational and time-management skills with the ability to manage multiple loan files simultaneously Solid understanding of lending regulations, compliance requirements, and underwriting standards, or the ability to learn and apply them effectively Ability to calculate and analyze underwriting ratios such as LTV and DTI Proficiency with Microsoft Office and ability to learn loan origination systems (e.g., Encompass, LaserPro, core systems) Strong verbal and written communication skills with a customer-focused approach Self-motivated, reliable, and able to follow established processes and procedures Salary Description $21.00-$27.00/hour depending on related experience

Using sound banking practices, the Mortgage Loan Processor will be responsible for processing mortgage loans for the bank. Duties and Responsibilities Prepare all early loan documentation. Conduct all necessary procedures for loans in process. Works closely with lenders communicating decisions and requirements. Interact with the customer when necessary. Intermediate knowledge of loan processes. Conduct all necessary processing for post-closing requirements. Perform general clerical duties including computer operation, file maintenance and supply requisition. Assist & Cross train with the Retail Processing Manager to maintain consistency in absences. Insure that loans originated are in compliance with all bank and regulatory policies. Exhibits professional behavior and promotes positive working relationships. Practices WCB values and supports the goals and strategic plans of the Bank. Conducts personal finances in a manner consistent with the Employee Handbook and Code of Business Conduct. Accountable for continuous best efforts to complete the job assigned All other duties as assigned. Requirements Required: High school education or equivalent. Secondary market processing experience, including FHA, VA, USDA and NIFA. Ability to read, interpret and understand financial information. Professional image. Ability to be coachable and learn new skills. Ability to organize, prioritize and manage multiple projects. Desirable: 2-4 years of secondary market processing experience, including FHA, VA, USDA and NIFA. 5 or more years of secondary market processing experience. Previous lending experience. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status. EEO Member FDIC

Full-time Description Role: Consumer Loan Servicing Representative performs a variety of support duties including assisting members and employees with questions regarding lending products and services by phone, messages, chats, and email. Weekly schedule includes Saturday rotation. Job Type: Full-time, on-site at our office in St Paul, MN Major Duties and Responsibilities Answers incoming phone calls and chats about servicing current consumer loans Assists members by taking payments over the phone through SWBC Assists members with payment options, set up and changes Completes requests for payment reversals/recasts Initiates Payment Deferral Program requests Collects and reviews proof of insurance for auto loans Assists members with CPI placement and waivers Provides pay-offs for members and third parties Completes Letters of Guarantee requests for insurance companies Gathers loan information and files Gap and CUNA claims Assists members with questions on loan products, promotions, and offers Completes Q2 digital banking messages Performs other duties as assigned to support effective department operations Other Duties Comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control Exhibit Blaze's Core Value's: Better Lives, Thoughtfully Compassionate, Minnesota's Best, and Give Back Regular and predictable attendance Perform other duties as requested Requirements Experience/Education/Certifications/Licenses Minimum high School degree or equivalent Minimum 1-year financial institution experience Customer Service experience preferred Demonstrated Knowledge Strong verbal and written communication skills Computer skills including Microsoft products Knowledge of DNA core financial platforms desire Ability to work in a fast-paced environment and manage multiple tasks Communication Skills Ability to proactively respond to members/employees to problem-solve based on guidelines; written communications are based on templates but can be modified. Physical Requirements Ability to sit and stand; answer calls; operate computer; interact with internal employees and members on the phone; travel to designated offices; lift up to 20 lbs. Diversity creates a healthier atmosphere, and we encourage diverse applicant depth and breadth. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law. We are committed to providing salary ranges for all open positions. Please note that the specific compensation for this role will be determined based on your experience, qualifications, location, and internal equity considerations. The salary range for this position is: $22.53 - $24.50. This range reflects the base salary for this position. We have other benefits associated with this position which include: low-cost medical (as low as $20 a paycheck), dental insurance, vision insurance, quarterly bonuses, generous vacation and sick time hours, paid leave options, up to 6% 401k contribution, and tuition reimbursement. Salary Description $22.53-$24.50

PURPOSE As a Grain Trainee at Central Valley Ag, your responsibilities will include assisting the grain merchandisers and grain specialists by preforming customer service duties, buying grain from producers and working towards mastering CVA's grain contracts and offerings. You will work within the sales and support teams for the achievement of customer satisfaction, revenue generation and long-term account goals in line with Central Valley Ag's brand, vision, and values. CVA views the Grain Trainee position as a transitional role from entry level to a Grain Specialist. ESSENTIAL DUTIES AND RESPONSIBILITIES Originates grain in accordance with Central Valley Ag's overall position utilizing merchandising principles and risk management tools. Begins to establish/develop a customer base with strategic customers and prospects through direct personal contact and support in an assigned territory. Conducts on farm sales calls that identify the customer's needs and engage in whole farm solutions from Central Valley Ag. Educates producers on the benefits of utilizing CVA's risk management tools to mitigate risk for their operations. Follows the Cooperative's grain marketing policy which includes bids based on various transportation, margins in cents per bushel or percent based on settlement prices plus interest, storage and other costs, amount of owned inventory or open grain position at any time, price later contracts, sales and hedging contracts (limits) and deferred payment contracts; grain bank policy and rates; drying rates and shrink discounts. Stays abreast of market trends, Central Valley Ag's credit policy, competitor practices and customer behavior. Maintains accurate records using Central Valley Ag's CRM tool for all sales and prospecting activities, including sales calls and follow-up activities. Identifies the customer's preferred method for communication and utilizes technology to make it easier and more effective to do business with Central Valley Ag. Communicates with all Central Valley Ag location managers, operational support staff and sales professionals in sales territory in order to promote cross selling. Represents the CVA brand by building trust, valuing others, communicating effectively, driving execution, fostering innovation and problem solving, focusing on the customer, collaborating with others and demonstrating a high degree of integrity. Other job duties as assigned. SUPERVISOR RESPONSIBILITIES None. REQUIRED SKILLS AND KNOWLEDGE Bachelor's degree (B.A.) in Accounting, Finance, Agriculture, Agribusiness or related field required. Proven background in profitably purchasing grain from farmers and commercial elevators for ethanol production required. Clear understanding of grain marketing including hedging, basis analysis and flat pricing grain required. Demonstrates an understanding of grain accounting and contract recordkeeping required. Solid business profit management experience required. Proficiency in Excel required and must possess the ability to learn AgriCharts. Ability to multi-task several assignments simultaneously and establish job priorities. To consistently meet internal and external deadlines. Must have the ability to research and prepare analysis to respond to internal and external inquiries in a timely, professional and thorough manner. Proficient at Software: Merchant Ag, Membrain, HMS, DocuSign, and Microsoft Products including Word, Excel, Outlook, Power BI, and Teams. Manages a variety of responsibilities in a timely and efficient manner. Follows through with commitments and can be counted on to meet deadlines. Always maintains a positive attitude. Actively looks for ways to help customers. Works well with others to achieve a common goal. Works in a way that demonstrates safety is a priority. Promotes a work environment that is safe for everyone. We value the highest ethical standard-our word is our bond. Ability to communicate in a professional manner and establish effective working relationships with internal operations and external customers. Central Valley Ag Central Valley Ag is a farmer-owned cooperative headquartered in York, Neb. CVA has locations in Iowa, Kansas, and Nebraska. CVA is an innovative leader providing products and services in grain, agronomy, feed, and energy. You can find more information about Central Valley Ag by visiting **************** EOE race/color/sex/sexual orientation/gender identity/disability/veteran Stay in touch with us on: LinkedIn, Facebook, Twitter, Instagram, and Pinterest Updated: April 2023

Job Description Provides accurate and timely support to the lending staff for processing noncomplex loans and perfecting collateral while ensuring applicable policies, procedures and regulations are followed. Interaction with loan officers is expected to provide an exceptional customer experience at all times. PRIMARY ACCOUNTABILITIES AND RESPONSIBILITIES: Responsible for the accurate and timely processing and generation of noncomplex loan documentation and files. Compiles, sorts, and verifies accuracy of data used for the completion of loan documentation. Orders flood determinations, verifies all necessary documentation is received to produce accurate loan documents in order to process the loan. Requests title and lien searches to perfect collateral; establishes and organizes loan files. Ensures Loan Officer has collected CIP. Makes contacts to resolve questions, inconsistencies or missing data. Establishes and organizes the loan file and forwards the closed loan file to Loan Admin/Support. Answers loan officer inquiries for basic loan questions, ensuring prompt and accurate problem resolution occurs to ensure satisfactory customer service. Assists other Loan Processors as needed or assigned in support of the loan operations process, timelines, and overall team productivity. SECONDARY DUTIES AND RESPONSIBILITIES: Actively seeks opportunities to strengthen ties between the Bank and the community, while maintaining a positive, professional, and respectful image of the Bank. Other duties as may be assigned. Assists Loan Officers with technical exceptions EDUCATION, EXPERIENCE, AND OTHER REQUIREMENTS: High school diploma or equivalent Banking and lending knowledge helpful, but not required Experience working with computers/computer programs Dependable Accurate with a strong attention to detail Proficient verbal and written communication skills Ability to multi-task and handle changing priorities in a deadline oriented environment Effective problem solving and decision making skills Customer service focus The ability to contribute in a team environment, helping others as needed Friendly and outgoing Courteous and professional Ability to sit for lengthy periods Frequent use of computer, calculator, and other office related equipment

Apply Supervisory Loan Specialist (Agricultural) Department of Agriculture Farm Service Agency SERVICE CENTER 8B Apply Print Share * * * * Save * This job is open to * Requirements * How you will be evaluated * Required documents * How to apply These positions are in the Farm Service Agency, Iowa State Office, located in the following locations: * Mt. Pleasant, Henry County, Iowa * Harlan, Shelby County, Iowa * Mt. Ayr, Ringgold County, Iowa This position manages and directs the Farm Loan Programs administered in one or more USDA Service Centers providing services to one or more counties in the State. Summary These positions are in the Farm Service Agency, Iowa State Office, located in the following locations: * Mt. Pleasant, Henry County, Iowa * Harlan, Shelby County, Iowa * Mt. Ayr, Ringgold County, Iowa This position manages and directs the Farm Loan Programs administered in one or more USDA Service Centers providing services to one or more counties in the State. Overview Help Accepting applications Open & closing dates 01/20/2026 to 02/02/2026 Salary $89,508 to - $116,362 per year Pay scale & grade GS 12 Locations 3 vacancies in the following locations: Harlan, IA Mount Ayr, IA Mount Pleasant, IA Remote job No Telework eligible No Travel Required Occasional travel - You may be expected to travel for this position. Relocation expenses reimbursed No Appointment type Permanent Work schedule Full-time Service Competitive Promotion potential 12 Job family (Series) * 1165 Loan Specialist Supervisory status Yes Security clearance Other Drug test No Position sensitivity and risk Moderate Risk (MR) Trust determination process * Suitability/Fitness Financial disclosure Yes Bargaining unit status No Announcement number FSA-26-12865200-MP-IA-JGD Control number 854544900 This job is open to Help Internal to an agency Current federal employees of the hiring agency that posted the job announcement. Career transition (CTAP, ICTAP, RPL) Federal employees whose job, agency or department was eliminated and are eligible for priority over other applicants. Clarification from the agency This position is open to current permanent Farm Service Agency (FSA) employees, Farm Service Agency current permanent County employees and CTAP/RPL eligible. Duties Help * Serves as the Service Center technical authority on the Farm Loan Programs and the primary point-of-contact on all farm loan issues addressed in the counties serviced. * Supervises and directs the work of a subordinate staff responsible for making, servicing, and liquidating loans under FSA farm loan authorities. * Has delegated loan approval authority and performs the full range of loan specialist duties. * Attends public meetings with various groups and associations and performs public relations and outreach efforts in the geographic areas serviced. * Applies knowledge of the technical and administrative concepts, principles, and practices of farm loan and financial management. * Applies knowledge of farm operations, land use and value, and production and marketing of various crops and livestock. Requirements Help Conditions of employment * You must be a US Citizen or US National. * Males born after 12/31/1959 must be Selective Service registered or exempt. * Subject to satisfactory adjudication of background investigation and/or fingerprint check. If selected, you may be sent instructions on obtaining fingerprints. Please note we are unable to reimburse for any fees incurred. * Successful completion of one-year probationary period, unless previously served. Refer to the Next Steps section for more information. * Direct Deposit: Per Public Law 104-134 all Federal employees are required to have federal payments made by direct deposit to their financial institution. * Successfully pass the E-Verify employment verification check. To learn more about E-Verify, including your rights and responsibilities, visit e-verify.gov. * Subject to one year supervisory probationary period unless prior service is creditable. New FPAC supervisors must successfully complete all components of the required training program before the end of their probationary period. * Required to submit Confidential Financial Disclosure Report Form OGE-450 within 30 days of your initial appointment date, and annually thereafter. * This position requires "Agricultural Loan Approval Authority". Qualifications In order to qualify, you must meet the eligibility and qualifications requirements as defined below by the closing date of the announcement. For more information on the qualifications for this position, visit the Office of Personnel Management's General Schedule Qualification Standards. Your application and resume must clearly show that you possess the experience requirements. If education is required or being used to qualify, you must submit a copy of your transcripts. Individual Occupational Requirements Education Undergraduate and Graduate Education: Major study -- finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology. or Experience General Experience (for GS-5 positions): Experience that required gathering and analyzing facts and figures and presenting the information or conclusions in clear oral and written language; or that provided a knowledge of the principles of financial analysis or of insurance laws, such as contract, property, life, casualty, or marine insurance. Specialized Experience (for positions above GS-5): Experience that demonstrated competence in agricultural, commercial, realty, or other types of loans. Experience may have been gained in such work as reviewing and passing upon applications for agricultural, commercial, bank or mortgage loans; servicing a loan portfolio of a bank or other loan association; performing financial analysis of commercial concerns for investment purposes; appraising real estate to determine property valuation; or similar work. Specialized Experience Requirement: For the GS-12 grade level: You must have one year of specialized experience equivalent to the GS-11 grade level in federal service or comparable experience not gained through federal service. Specialized experience that demonstrates competence in agricultural loans. Experience reviewing and passing upon applications for various kinds of agricultural operations representing all types of ownership (i.e., single owner, partnerships, and corporations, etc.); servicing an agricultural loan portfolio of a bank or other loan association. In addition, experience must demonstrate a comprehensive knowledge and understanding of the technicalities of farm financing and credit, farm operations, land use and value, production of various crops and livestock, and prices and markets in the farming area where loans are made and serviced. Time-in-Grade Requirement: If you are a current federal employee in the General Schedule (GS) pay plan and applying for a promotion opportunity, you must meet time-in-grade (TIG) requirements of 52 weeks of service at the next lower grade level in the normal line of progression for the position being filled. You must meet this requirement by the closing date of this announcement. Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional, philanthropic, religious, spiritual, community, student, social). Volunteer work helps build critical competencies and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience. Education This job does not have an education qualification requirement. Additional information Career Transition Assistance Plan (CTAP) or Reemployment Priority List (RPL): Visit the OPM website for information on how to apply as a CTAP, RPL, or ICTAP eligible. To exercise selection priority for this vacancy, CTAP/RPL candidates must meet the basic eligibility requirements and all selective factors. CTAP candidates must be rated and determined to be well qualified (or above) based on an evaluation of the competencies listed in the How You Will Be Evaluated section. When assessed through a score-based category rating method, CTAP applicants must receive a rating of at least 85 out of a possible 100. Farm Service Agency (FSA) County Employees: Permanent County employees without prior Federal tenure who are selected for a Civil Service position under Public Law 105-277 will be given a career-conditional appointment and must serve a 1-year probationary period. Financial Disclosure: If selected, you will be required to submit Form OGE-450 within 30 days of your initial appointment date, and annually thereafter. Selectee is subject to financial Disclosure Requirements in accordance with 5 CFR, Part 2635, Sub part E regarding business or personal transactions with applicants, borrowers, or business contacts who have or who are seeking business with this Agency. Selectee must be able to obtain and maintain a security clearance. If selected you will be subject to a National Agency Check and Inquiry (NACI) and a credit report. Agricultural Loan Approval Authority: If selected, applicant will be required to provide proof of Agricultural Loan Approval Authority within 7 days of receipt of the Tentative Job Offer. Failure to provide required documentation will jeopardize further consideration. Telework: This position is not eligible for telework. Incentives: Recruitment and/or relocation incentives may be authorized. Bargaining Unit: This is a non-bargaining unit position. Expand Hide additional information Candidates should be committed to improving the efficiency of the Federal government, passionate about the ideals of our American republic, and committed to upholding the rule of law and the United States Constitution. Benefits Help A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new window Learn more about federal benefits. Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered. How you will be evaluated You will be evaluated for this job based on how well you meet the qualifications above. You will be evaluated based on your qualifications for this position as evidenced by the experience, education, and training you described in your application package. A rating will not be used; all applicants who meet the minimum qualification requirements, to include any selective placement factor(s), if applicable, will be referred to the hiring manager for consideration. Note: If after reviewing your resume and/or supporting documentation, a determination is made that you have inflated your qualifications and/or experience, you may be found ineligible. Please follow all instructions carefully. Errors or omissions may affect your eligibility. Providing inaccurate information on Federal documents could be grounds for non-selection or disciplinary action up to including removal from the Federal service. Clicking the link below will present a preview of the application form. The application form link below will only provide a preview and does not initiate the application process. To initiate the online application process, click the "Apply" button to the right. To view the application form, visit: ******************************************************** Benefits Help A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new window Learn more about federal benefits. Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered. Required documents Required Documents Help The following documents are required for your applicant package to be complete. Encrypted documents will not be accepted. Failure to submit required, legible documents may result in loss of consideration. Resume that includes: Personal Information: name, address, contact information; Education; Work Experience related to this position as described in the major duties including work schedule, hours worked per week, dates of employment; title, series, grade (if applicable); other qualifications. Resume cannot exceed 2 pages. Current Federal employees: * Most recent non-award Notification of Personnel Action (SF-50) showing you are/were in the competitive service, highest grade held (or promotion potential) on a permanent basis, position title, series and grade AND * Most recent performance appraisal (dated within 18 months) showing the official rating of record, signed by a supervisor, or statement why the performance appraisal is unavailable. A performance plan is not an acceptable substitute. Current permanent FSA County employees must submit your most recent non-award Notification of Personnel Action (SF-50) showing your highest grade (or promotion potential) held on a permanent basis, position title, series and grade AND most recent performance appraisal (dated within 18 months) per above. Surplus or displaced employees eligible for CTAP, RPL, or ICTAP priority must provide: proof of eligibility (RIF separation notice, notice of proposed removal for declining a transfer of function or directed reassignment to another commuting area, notice of disability annuity termination), SF-50 documenting separation (as applicable), current performance appraisal with rating of at least "Fully Successful" or equivalent, and your most recent SF-50 noting position, grade level, and duty location with your application per 5 CFR 330. If you are relying on your education to meet qualification requirements: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating. How to Apply Help Please read the entire announcement and all instructions before you begin. You must complete this application process and submit all required documents electronically by 11:59p.m. Eastern Time (ET) on the closing date of this announcement. Applying online is highly encouraged. We are available to assist you during business hours (normally 8:00a.m. - 4:00p.m., Monday - Friday). If applying online poses a hardship, contact the Agency Contact listed below well before the closing date for an alternate method. All hardship application packages must be complete and submitted no later than noon ET on the closing date of the announcement to be entered into the system prior to its closing. Resumes must not exceed two pages. This agency provides reasonable accommodation to applicants with disabilities on a case-by-case basis; contact the Agency Contact to request this. To begin, click "Apply" and follow the instructions to complete the Assessment Questionnaire and attach your resume and all required documents. Please verify that documents you are uploading from USAJOBs transfer into the Agency's staffing system as there is a limitation to the number of documents that can be transferred. However, once in the Agency's staffing system, you will have the opportunity to upload additional documents. Uploaded documents must be less than 5MB and in one of the following document formats: GIF, JPG, JPEG, PNG, RTF, PDF, TXT or Word (DOC or DOCX). Do not upload Adobe Portfolio documents because they are not viewable. Encrypted documents will not be accepted. Failure to submit required, legible documents may result in loss of consideration. Please ensure your resume does not exceed two pages. Applicants who submit a resume that exceeds two pages will be removed from consideration. Our office cannot be responsible for incompatible software, your system failure, etc. Agency contact information Jessica Daigle Email *********************** Address Farm Service Agency 1400 Independence Ave SW Washington, DC 20250 US Next steps Your application will be reviewed to verify that you meet the eligibility and qualification requirements for the position prior to issuing referral lists to the selecting official. If further evaluation or interviews are required, you will be contacted. Log in to your USAJOBS account to check your application status. You must choose to turn on email notifications in your USAJOBS profile if you want to receive important email notifications that may impact your applicant experience (e.g., If you start an application and do not submit it prior to the closing date, USAJOBS will send an email reminder that the closing date is approaching and your application is in an incomplete status). Multiple positions may be filled from this announcement. Probationary Period: As a condition of employment for accepting this position, you will be required to serve a 1-year probationary period during which we will evaluate your fitness and whether your continued employment advances the public interest. In determining if your employment advances the public interest, we may consider: your performance and conduct; the needs and interests of the agency; whether your continued employment would advance organizational goals of the agency or the Government; and whether your continued employment would advance the efficiency of the Federal service. Upon completion of your probationary period your employment will be terminated unless you receive certification, in writing, that your continued employment advances the public interest. Under the Fair Chance Act, agencies are not allowed to request information about an applicant's criminal history until a conditional offer of employment has been made, except as allowed for access to classified information; assignment to national security duties or positions; acceptance or retention in the armed forces; or recruitment of a Federal law enforcement officer. An applicant may submit a complaint or any other information related to an organization's alleged noncompliance with the Fair Chance Act. The complaint must be submitted within 30 calendar days of the date of the alleged noncompliance. To make a Fair Chance Act inquiry or complaint, send an email with the appropriate information to *************************, subject line: Fair Chance Act. Fair and transparent The Federal hiring process is set up to be fair and transparent. Please read the following guidance. Criminal history inquiries Equal Employment Opportunity (EEO) Policy Financial suitability New employee probationary period Privacy Act Reasonable accommodation policy Selective Service Signature and false statements Social security number request Required Documents Help The following documents are required for your applicant package to be complete. Encrypted documents will not be accepted. Failure to submit required, legible documents may result in loss of consideration. Resume that includes: Personal Information: name, address, contact information; Education; Work Experience related to this position as described in the major duties including work schedule, hours worked per week, dates of employment; title, series, grade (if applicable); other qualifications. Resume cannot exceed 2 pages. Current Federal employees: * Most recent non-award Notification of Personnel Action (SF-50) showing you are/were in the competitive service, highest grade held (or promotion potential) on a permanent basis, position title, series and grade AND * Most recent performance appraisal (dated within 18 months) showing the official rating of record, signed by a supervisor, or statement why the performance appraisal is unavailable. A performance plan is not an acceptable substitute. Current permanent FSA County employees must submit your most recent non-award Notification of Personnel Action (SF-50) showing your highest grade (or promotion potential) held on a permanent basis, position title, series and grade AND most recent performance appraisal (dated within 18 months) per above. Surplus or displaced employees eligible for CTAP, RPL, or ICTAP priority must provide: proof of eligibility (RIF separation notice, notice of proposed removal for declining a transfer of function or directed reassignment to another commuting area, notice of disability annuity termination), SF-50 documenting separation (as applicable), current performance appraisal with rating of at least "Fully Successful" or equivalent, and your most recent SF-50 noting position, grade level, and duty location with your application per 5 CFR 330. If you are relying on your education to meet qualification requirements: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating.

Who we are We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we build and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest. Our mission Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience. Our values Passion: We have an unrelenting drive to be great. Quality service is our #1 priority. Commitment: We do not shy away from accountability. We together as a team and embrace the spirit of service. Leadership: We are competitive leaders in our markets and a go-to source for finance and lending. Community: We're proud to support each other and our local communities. We win when our customers win. To learn more about us, visit ************************** About the role The Loan Administrator provides administrative support to loan officers. This role is responsible for performing general record keeping and clerical functions. This position is primarily responsible for handling loan documentation related to commercial, agricultural, and consumer loans. Position is located in Beresford. It is not a remote position. What you will do Review and process loan applications, ensuring completeness and accuracy of all required documentation. Prepare and maintain loan documentation, including promissory notes, security agreements, and collateral documents. Verify insurance requirements are correct and up-to-date. Ensure that all documents are properly executed and compliant with regulatory requirements. Monitor and track loan files to ensure they are up to date with relevant information, commercial loan covenants, and compliance requirements. Maintain the file monitoring system (Tickler Reports). Assist in the preparation of loan disbursements and payments, maintaining accurate records throughout the loan cycle. Maintain open and clear communication with customers, providing assistance and responding to inquiries. Collaborate with lending officers, credit analysts, and other departments to facilitate the loan origination and servicing processes. Other duties as assigned. What you will need Associates degree or greater in related field preferred 2+ years related experience Required. Familiarity with Fiserv Premier Banking System, or other banking systems a plus. Attention to detail necessary in role. What we offer Health Insurance Dental Insurance Vision Insurance Paid Vacation, Sick, and Holiday time A competitive 6% 401k match And more! Candidate must pass a pre-employment screening including credit history and criminal record check. Candidates should only apply to jobs posted on reputable sources. These include (but are not limited to) our Company Website, Indeed, Glassdoor, LinkedIn, etc. Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Job Description Who we are We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we build and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest. Our mission Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience. Our values Passion: We have an unrelenting drive to be great. Quality service is our #1 priority. Commitment: We do not shy away from accountability. We together as a team and embrace the spirit of service. Leadership: We are competitive leaders in our markets and a go-to source for finance and lending. Community: We're proud to support each other and our local communities. We win when our customers win. To learn more about us, visit ************************** About the role The Loan Administrator provides administrative support to loan officers. This role is responsible for performing general record keeping and clerical functions. This position is primarily responsible for handling loan documentation related to commercial, agricultural, and consumer loans. Position is located in Beresford. It is not a remote position. What you will do Review and process loan applications, ensuring completeness and accuracy of all required documentation. Prepare and maintain loan documentation, including promissory notes, security agreements, and collateral documents. Verify insurance requirements are correct and up-to-date. Ensure that all documents are properly executed and compliant with regulatory requirements. Monitor and track loan files to ensure they are up to date with relevant information, commercial loan covenants, and compliance requirements. Maintain the file monitoring system (Tickler Reports). Assist in the preparation of loan disbursements and payments, maintaining accurate records throughout the loan cycle. Maintain open and clear communication with customers, providing assistance and responding to inquiries. Collaborate with lending officers, credit analysts, and other departments to facilitate the loan origination and servicing processes. Other duties as assigned. What you will need Associates degree or greater in related field preferred 2+ years related experience Required. Familiarity with Fiserv Premier Banking System, or other banking systems a plus. Attention to detail necessary in role. What we offer Health Insurance Dental Insurance Vision Insurance Paid Vacation, Sick, and Holiday time A competitive 6% 401k match And more! Candidate must pass a pre-employment screening including credit history and criminal record check. Candidates should only apply to jobs posted on reputable sources. These include (but are not limited to) our Company Website, Indeed, Glassdoor, LinkedIn, etc. Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Join our Rapid City, SD branch as a Processor III and bring your expertise to a fast-paced, high-volume environment where precision and teamwork drive success! Waterstone Mortgage is looking for an experienced mortgage professional with 3-5 years of processing experience who thrives on keeping loans moving and clients satisfied. This is an on-site role where your attention to detail, problem-solving skills, and ability to handle volume with confidence will make a real impact every day. ESSENTIAL DUTIES AND RESPONSIBILITIES: Review new file within 48 hours of receipt and verify that compliance documents were issued within proper time frame. Notify the appropriate staff member if additional documentation or information is needed. Ability to maintain a pipeline of 20 to 30 files and/or three to five loan originators. Order all necessary documents to satisfy AU and/or product requirements from Loan Originator, customer or Vendor. Track all requested documents in Encompass. Review documentation received within 24 hours of receipt for discrepancies, omitted data, calculate verified income, verify assets and update Encompass based on verified information. Immediately notify Loan Originator of any discrepancies on documentation. Loan Originator will determine necessary remedies. Prepare loan for underwriting submission by utilizing investor's submission checklist. Clear any approval or suspense conditions as outlined by the underwriter. Ensure that all appropriate closing documentation is in the loan file (i.e. title documentation, home owners insurance, etc.). Documents are to be reviewed within 24 hours of receipt and communicated with Loan Originators. Loans are to be processed to meet contract deadlines and rate lock expiration dates. File to be given to closing department within timelines established by WMC. Assist other processors, Underwriters and Closing departments as needed. Respond to customer inquiries and other related parties on a transaction as needed. Assist with the clearing of post-closing exceptions received by investor to ensure WMC does not incur any financial loss. Knowledge of current state's mortgage lending laws. Order FHA and VA case numbers on government sites. Possess knowledge of Real Estate compliance guidelines and ability to implement them. Maintain a focus on enhancing customer service skills and knowledge ADDITIONAL DUTIES: Complete any additional duties as assigned by management Complete regulatory and compliance training, as required. Assist WMC employees and departments as needed QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and/or EXPERIENCE: A high school diploma or general education degree(GED) and five plus years of convention fixed and ARM, HELOC and construction mortgage loan processing is required. Extensive knowledge of VA and FHA loan processing and experience working with multiple investors is required. Individuals in this position shall not engage in loan origination during the course of his/her employment with WMC. Loan origination is defined as (1) taking a residential mortgage loan application; or (2) offering or negotiating terms of a residential mortgage loan for compensation or gain; (3) advertising or communicating to the public that you can perform loan origination services. Please see the Loan Originator Compensation Policy for more details on the definition of loan origination.

Job Description Our mission at DuTrac is to be a trusted partner with our members to make a difference in their lives by working directly with each person to help them achieve their financial goals. Our staff provides excellent service to our members and builds long term relationships to make sure our members succeed in whatever those goals may be. As a Loan Servicing Representative at DuTrac you have the power to be the difference maker! Integrity, Community, Engagement and Education are the qualities you will find in DuTrac's working environment. You will appreciate working in DuTrac's family- friendly culture that provides excellent opportunities for both personal and career growth while providing a competitive salary and benefits package. The Consumer Loan Servicing Representative plays an integral part of the lending function at the credit union with the following responsibilities: Ensuring the proper documentation of all consumer loans. Provide tracking of documentation for loan and member service functions. Insures that assets held as collateral by the Credit Union are properly insured and liens are properly perfected. Follows up on titles not received in a timely manner and contacts appropriate parties for missing documents. Verifies accuracy of shared pledged for share secured loans. Submits GAP and CPI claims. Processes paid off loans and releases titles. Responds to members requests; directs titles to branches for member pick up; provides written payoff requests and guarantee of title releases to third parties. Ideal candidates will have the following experience: One to three years of similar experience. Excellent computer skills. Knowledge of lending process is helpful. Very organized and strong record keeping skills. Outstanding written and verbal communication skills. This position is full-time and is located in the Dubuque market. DuTrac Community Credit Union is proud to be an Equal Opportunity Employer. Apply at ********************** Powered by JazzHR aqs SMOfcIf

Overall Job Function: The Grain Originator is responsible for developing and maintaining relationships with producers within FCS' trade territory that leads to long-term and mutually beneficial results. The Grain Originator will proactively communicate with existing and prospective customer accounts to convey sound marketing advice and solutions FCS has to offer. Essential Job Functions: Communicate with producers over the phone, on the farm, and at marketing meetings to inform them of market trends, current pricing, and overall agricultural business. Work to grow new customers within FCS trade territory and capture additional market share of grain production from existing FCS customers. Build and maintain long-term relationships with key accounts. Gain in-depth knowledge and insights into a customer's goals, in order to target procurement tactics. Maintains knowledge of grain contracts offered by FCS to producers and explores potential grain marketing tools. Oversees execution of customer contracts on both delivered and FOB purchases. Works to develop and maintain a direct ship book of business, including reporting growth and opportunities. Understand grain hedging and applicable risk management processes and regularly assists in managing the company's risk positions. Effective understanding of regional grain markets and monitors competitiveness in setting bids and assisting in making company sales. Assists accounting department in providing timely and accurate grain settlements to producers. Respond to customer complaints, questions, and requests in a timely manner. Other duties as assigned. Secondary Responsibilities: Work with merchandisers, operations personnel, logistics, and end users to efficiently move the company's grain to necessary destinations. Assists in grain operations scaling/grading and maintaining efficient traffic flow through company facilities as needed, particularly during harvest. Develops strong understanding of all aspects of the company's grain business as it pertains to merchandising, risk, operations, logistics, and finance. Competencies Ability to build and maintain a strong business relationship. High level of accuracy and attention to detail. High level of customer service focus. Effective at negotiating and recognizing opportunities. Observes safety policy and procedure. Work ethic of the highest integrity. Commitment to dependability and willingness to work to meet goals and deadlines. Demonstrates flexibility and accepts changes in routine. Education & Experience: High School Graduate, College Degree Preferred Agriculture Background or an understanding of farm commodities Excellent Written and Oral Communication Skills. Experience in Sales, Supply Chain and Procurement, and/or Commodities. Work Environment: This position is based in a fast-paced agricultural setting and is regularly exposed to outside weather conditions and vibrations. The employees are occasionally exposed to moving mechanical parts, fumes, and airborne particles. The noise level is usually moderate but occasionally may be loud. PPE will be provided and must be utilized according to safety standards. Typical working hours are based on customer and organizational demand; hours may be long, irregular and include weekends and holidays during peak season. Physical Demands: While performing job functions the employee will be required to talk and hear most of the time. The employee will spend frequent intervals moving and sitting, while also needing to reach, bend, twist, crawl, crouch, stoop or kneel. The employee will need to be able to lift up to 50 pounds occasionally and 25 pounds frequently and maneuver on and off mobile equipment. The physicality of this job is high. Benefits: 401k Company matches 50% up to 10% PTO Accrual after 30 days of employment Company bonus incentive Excellent health insurance plans Dental & Vision available Short- & Long-Term Disability provided at no cost to you Life Insurance Identity Theft Insurance Accident Insurance Clothing Allowance 10% Discount on purchases at the How-To Building Center *FCS job descriptions are a representation of a job requirements knowledge, skills, and abilities. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions of the job.

Frandsen Bank & Trust has an exciting opportunity to work as a Mortgage Loan Processor at our Arden Hills, MN location. Key Responsibilities of the job include the following: Review the loan application and organize the loan file. Order property-related services. Collect and verify borrower documentation. Prepare and finalize early disclosures. Manage the flow of incoming applications for designated Originators. Resolve issues and discrepancies quickly. Ensure compliance and regulations are adhered to. Skills Attention to detail and accuracy. Communication skills. Organizational and time management skills. Problem-solving and issue resolution. Knowledge of mortgage processes and regulations. Ability to process 40+ loans per month with minimal exceptions (Preferred). Familiar with processing and Investor guidelines (Preferred). Community banking background (Preferred). Education and Experience High school diploma and some college courses or Associates degree preferred. Experience: 1+ years of mortgage processing experience preferred, or 2+ years of equivalent banking experience. Salary range for this role is $21.00 to $27.00 per hour, depending on experience. We offer a competitive benefits package including health insurance, dental insurance, vision insurance, 401k, profit sharing, and ancillary benefits.

Full-time Description At CFE, we are passionately driving success for our customers, employees, and communities. As a farmer-owned cooperative, we provide sustainable and innovative solutions to farm and rural businesses. Join a forward-thinking team where integrity, collaboration, and growth are at the heart of everything we do. Come and be a part of our team! Requirements The Grain Originator plays a critical role in building strong relationships with grain producers while promoting CFE's grain programs and risk management solutions. This position focuses on helping producers develop marketing strategies, driving grain origination, and ensuring compliance with company policies. Key Responsibilities Build Relationships: Conduct weekly farm visits to strengthen partnerships and identify new opportunities. Develop Risk Management Plans: Assist producers in creating strategies to manage market volatility. Collaborate on Marketing: Work with the grain team to design marketing activities and promotional plans. Strategic Account Management: Implement account strategies aligned with CFE's objectives. Coordinate Logistics: Help organize transportation and delivery schedules for off-farm pickups. Customer Engagement: Deliver exceptional service and lead multiple producer meetings. Credit Policy Compliance: Enforce cooperative credit policies and clearly communicate terms to customers. Regulatory Adherence: Follow all cooperative, OSHA, state, and federal regulations. Merchandising Responsibilities Partner with grain merchandising staff to achieve origination and marketing goals. Collaborate with location personnel to maximize grain volumes while meeting financial objectives. Identify and leverage arbitration opportunities within CFE's trade territory. Qualifications Required: Minimum 2 years of experience in grain procurement or risk management. Proficiency in Microsoft Office (especially Excel). Strong oral and written communication skills. Preferred: Degree in Agriculture, Business, or related field. Experience with grain marketing software and hedging strategies. Strong negotiation and relationship-building skills. Physical Demands Regularly use hands to handle objects and communicate verbally. Frequently walk and reach with arms; occasionally stand, sit, stoop, kneel, crouch, or crawl. Ability to lift and/or move up to 90 pounds occasionally. Vision requirements include close, distance, color, peripheral vision, depth perception, and focus adjustment. CFE is committed to providing reasonable accommodations for individuals with disabilities. Why Join CFE? Competitive pay and performance incentives. Comprehensive benefits: health insurance, retirement plans, paid time off. Opportunities for professional growth and development. Ability to achieve incentive bonuses Salary Description Depends on experience

Must have an understanding and experience of servicing in Residential lending Cashiering, payment functionality Suspense account Candidates should know Analytical thinking, Decision tree approach Job Description The person should have a strong mortgage domain experience. In addition, he/she should have the following expertise Expertise/Working knowledge in designing a Mortgage Suspense account. Working knowledge in Suspense account, Partial Payment, Overpayments Knowledge on CFPB Rule Regulates Suspense Accounts

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141859 ### Place of Work On-site ### Requisition ID 141859 ### Application Email ****************************

Our mission at DuTrac is to be a trusted partner with our members to make a difference in their lives by working directly with each person to help them achieve their financial goals. Our staff provides excellent service to our members and builds long term relationships to make sure our members succeed in whatever those goals may be. As a Loan Servicing Representative at DuTrac you have the power to be the difference maker! Integrity, Community, Engagement and Education are the qualities you will find in DuTrac's working environment. You will appreciate working in DuTrac's family- friendly culture that provides excellent opportunities for both personal and career growth while providing a competitive salary and benefits package. The Consumer Loan Servicing Representative plays an integral part of the lending function at the credit union with the following responsibilities: Ensuring the proper documentation of all consumer loans. Provide tracking of documentation for loan and member service functions. Insures that assets held as collateral by the Credit Union are properly insured and liens are properly perfected. Follows up on titles not received in a timely manner and contacts appropriate parties for missing documents. Verifies accuracy of shared pledged for share secured loans. Submits GAP and CPI claims. Processes paid off loans and releases titles. Responds to members requests; directs titles to branches for member pick up; provides written payoff requests and guarantee of title releases to third parties. Ideal candidates will have the following experience: One to three years of similar experience. Excellent computer skills. Knowledge of lending process is helpful. Very organized and strong record keeping skills. Outstanding written and verbal communication skills. This position is full-time and is located in the Dubuque market. DuTrac Community Credit Union is proud to be an Equal Opportunity Employer. Apply at **********************