Java Specialist
Loan specialist job in Council Bluffs, IA
Job Title: Sr & Midlevel Java Full Stack Developer
Contract/ Fulltime
Day 1 Onsite
We are seeking a highly skilled Sr & Midlevel Java Full Stack Developer with strong expertise in enterprise-level application development. The ideal candidate will have hands-on experience with modern Java technologies, front-end frameworks, and a solid understanding of database and integration concepts.
Core Responsibilities
Design, develop, and maintain enterprise-grade applications using Java 8/17, Spring Boot, and Angular.
Collaborate with cross-functional teams to deliver high-quality software solutions following Agile (Scrum) methodology.
Perform code reviews, ensure adherence to best practices, and assist in testing peer code.
Develop and integrate web services and messaging solutions (JMS).
Optimize application performance and troubleshoot complex issues.
Required Skills
Strong Core Java / J2EE fundamentals with proven experience in enterprise applications.
Proficiency in Java 8 and 17, Spring Boot, Spring Framework, Angular, and SQL.
Excellent analytical and problem-solving skills.
Strong Oracle database expertise.
Exceptional communication skills for effective collaboration.
Preferred Skills
Experience with JMS, Apache Camel, Log4j, and Elastic Search/Open Search.
Familiarity with Agile development practices.
Exposure to code quality tools and best practices.
Desired Profile
Ability to work independently and in a team environment.
Strong commitment to delivering high-quality, maintainable code.
Passion for continuous learning and staying updated with emerging technologies
Loan Servicing Specialist
Loan specialist job in Sioux Falls, SD
Job Description
As a Loan Servicing Specialist, you will be responsible for filing, releasing, and maintaining loan collateral, processing homeowners' insurance, and managing loan filing fees. You will research and resolve issues related to loan collateral management for boarding and funding Commercial, Agricultural, Consumer, and Mortgage loans in Fiserv, ensuring compliance with approved terms and conditions. In this position, you will board and fund loans, assist with loan payments, advances, reversals, and funding disbursements. You will provide solutions to straightforward issues related to loan servicing and perform daily duties aligned with individual and department goals.
In addition, our FIRST Values apply to all teammates without exception.
FIRST Values
Family - We support, trust, and respect each other, our customers, and our shareholders.
Independence & Innovation - We embrace change as vital to our success.
Relationships - We build relationships that are based on strong character, mutual loyalty, trust, and respect.
Stewardship - We take care of ourselves so we can take care of others.
Teamwork - We help each other grow and succeed.
Who we are:
The First National Bank in Sioux Falls began its long-term commitment to the Sioux Falls area in 1885. The oldest bank in Sioux Falls owes its longevity to a combination of service, stability, innovation, and family involvement. Over the past 140 years, The First National Bank in Sioux Falls has worked diligently to promote the growth and vitality of our city and the surrounding area. The Bank strives to continually be recognized as a community leader by reinvesting financial resources back into the communities it serves and encouraging active employee involvement in community volunteer organizations.
The First National Bank Way, which is a blend of our Mission Statement and FIRST Values, serves as the foundation of our culture. It is a gift that has been passed down to us and is the legacy that we will protect and preserve. Nothing is more important to us - it is the cornerstone of our success.
Our culture is driven by integrity, service, and strong values; nothing has shaped it more than our FIRST Values.
Our FIRST Values are not just words; they are truly felt by our employees, customers, shareholders, and communities. They tell us who we are as a business and guide our behaviors and decisions as we move forward and build successful relationships.
Although banking has evolved over the years, our mission and values have not and will not change.
What will you do:
Accountabilities
Collateral Management
Track all collateral held within the bank's portfolio to ensure the bank obtains and maintains adequate lien position.
Follow established procedures to file UCC, title, and mortgage documents with the secretary of State and/or Register of Deeds via mail or online system (AccuAccount, Fiserv Premier and DDI).
Follow established procedures to release of loan Collateral such as UCC, title and mortgage using external system (DDI, AccuAccount, and Fiserv Premier software).
Arrange, administer, and maintain critical documents in vault.
Board and Fund Loans
Process, board, and fund loans in a timely and accurate manner.
Onboard all consumer loans from origination system (LaserPro) to the core platform (Fiserv Premier) using the connector (ICC).
Effectivly process loan payments, advances, and wires and additional monetary transactions.
Service Loans & Escrow Management
Perform daily maintenance into the core system, Fiserv Premier, research and resolve inquiries and issues relevant to loans.
Address daily and weekly reports. Apply prompt and accurate adjustments to loans. Assist with processing payments, payoffs, paydowns, as well as advances, maintenance transactions and non-posted transactions.
Process all payoffs demands, and paid note documentation.
Answer all inbound basic to complex loan servicing calls routed to Loan servicing or escalade calls to the appropriate teammate for resolution.
Perform balancing task for loan general ledgers.
Process homeowners' insurance payments via QuickBooks.
Partner with Others
Partner with others to ensure team goals are met.
Participate in cross-functional training to support all areas within the Loan Servicing team.
Champion change management initiatives and serve as a role model for change in the organization.
Qualifications
Secondary education in business or related field preferred. One or more years of relevant work experience or a combination of education/experience that would enable incumbent to meet accountabilities and required competencies of the position. Experience in banking preferred.
Skills and Abilities
Goal-oriented and self-motivated. excellent verbal and written communication skills.
Excellent organizational skills and attention to detail.
Demonstrate creativity and problem-solving skills. Solution-oriented.
Ability to conduct relationships in a manner that ensures cooperation and positive results.
Working knowledge of Microsoft Office programs and the ability to learn job-related software.
Ability to adapt to the needs of the organization and teammates.
What's in it for you?
Health Insurance
Dental & Vision Insurance
Profit Sharing
Paid Vacation & Holidays
Company paid short and long term disability
Tuition Reimbursement Program
Employee Banking Perks
Community Volunteer time
And More!
Loan Workout Specialist
Loan specialist job in West Des Moines, IA
This contractor will be supporting the CCS Legal Remedies department by performing Back-Office processing of moderate to low-risk transactions on customer accounts, cases, and active litigation. This individual will be making updates to account reporting and notifying outside firms as case moves through different steps in the legal process while ensuring account is reflecting information accurately. The team reviews, credit cards and personal lines/loans accounts while using ECAR as the main system of record.
DUTIES
- Utilize ECAR to review account requests from oldest to newest
- Some requests can be simple and others more complex
- At times they would be given documents for prioritization
Experience Level
Entry Level
Job Type & Location
This is a Contract position based out of West Des Moines, IA.
Pay and Benefits
The pay range for this position is $22.00 - $23.75/hr.
Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: - Medical, dental & vision - Critical Illness, Accident, and Hospital - 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available - Life Insurance (Voluntary Life & AD&D for the employee and dependents) - Short and long-term disability - Health Spending Account (HSA) - Transportation benefits - Employee Assistance Program - Time Off/Leave (PTO, Vacation or Sick Leave)
Workplace Type
This is a fully onsite position in West Des Moines,IA.
Application Deadline
This position is anticipated to close on Jan 5, 2026.
h4>About TEKsystems:
We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.
The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
About TEKsystems and TEKsystems Global Services
We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.
The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
Home Loan Specialist II
Loan specialist job in Des Moines, IA
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform complex data and document validation.
- Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Handle more complex calls, emails, or chat sessions.
- Complete appraisal eligibility tasks.
- Evaluate loan applications for compliance with product guidelines.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Proficiency in Microsoft Office.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141859
### Place of Work
On-site
### Requisition ID
141859
### Application Email
****************************
Easy ApplyMortgage Loan Officer
Loan specialist job in Sioux Falls, SD
Service First is looking for a full-time Mortgage Loan Originator. Responsible for assisting members in their home financing needs and guiding them through the mortgage application process from qualification to closing. You will collaborate closely with borrowers, real estate agents, and other stakeholders to ensure a seamless mortgage experience. This position is 100% commission.
Essential Duties and Responsibilities
Duties include, but are not limited to:
Develop mortgage loan business through member seminars and calls to realtors, contractors, and other institutions.
Foster and maintain strong relationships with real estate agents, builders, and other referral sources.
Develop and expand member relationships through referrals to other banking departments.
Establish and monitor control procedures for the first‐mortgage loan portfolio.
Evaluate member applications, including credit history, income verification, and debt-to-income ratios.
Assist members in completing mortgage applications and gathering required documentation.
Obtain and evaluate credit bureau reports on applicants.
Provide expert advice on loan products, rates, terms, and the mortgage process.
Pull credit reports for all accounts, verify debts, analyze income, debts, and creditworthiness and estimate monthly payments for any outstanding debts not listed and add them to debts on application.
Approve or deny real‐estate loan applications, and explain reasons for the denial.
Conduct pre-qualifications for potential borrowers.
Ensure that each real‐estate loan is processed accurately.
Prepare loan files for underwriting and follow up on the status of applications.
Maintain correspondence with borrowers, processors, and realtors to ensure a successful loan closing.
Prepare mortgage loan application and document packet for closing.
Maintain accurate and complete records of member interactions and loan applications.
Train new mortgage loan officers.
Ensure compliance with all federal and state lending regulations and credit union policies.
This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Duties, responsibilities, and activities may change, or new ones may be assigned at any time.
Required Education and Qualifications
Bachelor's degree in finance, business, or related field preferred.
Previous experience as a Mortgage Loan Officer or in a related role preferred.
In-depth knowledge of mortgage products, underwriting processes, and lending regulations preferred.
Excellent communication and interpersonal skills.
Strong analytical and problem-solving abilities.
Ability to work independently and as part of a team.
Proficient in using mortgage software and Microsoft Office Suite.
NMLS (Nationwide Multistate Licensing System) licensed or the ability to obtain licensing shortly after hire.
Travel Requirements
Travel to and from Service First locations and traveling withing field of membership may be required.
Service First Federal Credit Union: Service First FCU has been open since 1934 providing banking services to more than 20,000 members with 3 locations in Sioux Falls, SD. Membership: Service First is a community-based financial institution. People living, working, or worshiping in our field of membership can become a member and access banking services. Membership is also open to the immediate family of current members.
Our Mission: To Empower our members through financial services and education while promoting the people helping people philosophy and ensuring the future growth of the credit union.
Our Vision: Be the most preferred and trusted financial institution serving our members, their families, and future generations.
Auto-ApplyMortgage Loan Officer
Loan specialist job in Sioux Falls, SD
Service First is looking for a full-time Mortgage Loan Originator. Responsible for assisting members in their home financing needs and guiding them through the mortgage application process from qualification to closing. You will collaborate closely with borrowers, real estate agents, and other stakeholders to ensure a seamless mortgage experience. This position is 100% commission.
Essential Duties and Responsibilities
Duties include, but are not limited to:
Develop mortgage loan business through member seminars and calls to realtors, contractors, and other institutions.
Foster and maintain strong relationships with real estate agents, builders, and other referral sources.
Develop and expand member relationships through referrals to other banking departments.
Establish and monitor control procedures for the first‐mortgage loan portfolio.
Evaluate member applications, including credit history, income verification, and debt-to-income ratios.
Assist members in completing mortgage applications and gathering required documentation.
Obtain and evaluate credit bureau reports on applicants.
Provide expert advice on loan products, rates, terms, and the mortgage process.
Pull credit reports for all accounts, verify debts, analyze income, debts, and creditworthiness and estimate monthly payments for any outstanding debts not listed and add them to debts on application.
Approve or deny real‐estate loan applications, and explain reasons for the denial.
Conduct pre-qualifications for potential borrowers.
Ensure that each real‐estate loan is processed accurately.
Prepare loan files for underwriting and follow up on the status of applications.
Maintain correspondence with borrowers, processors, and realtors to ensure a successful loan closing.
Prepare mortgage loan application and document packet for closing.
Maintain accurate and complete records of member interactions and loan applications.
Train new mortgage loan officers.
Ensure compliance with all federal and state lending regulations and credit union policies.
This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Duties, responsibilities, and activities may change, or new ones may be assigned at any time.
Required Education and Qualifications
Bachelor's degree in finance, business, or related field preferred.
Previous experience as a Mortgage Loan Officer or in a related role preferred.
In-depth knowledge of mortgage products, underwriting processes, and lending regulations preferred.
Excellent communication and interpersonal skills.
Strong analytical and problem-solving abilities.
Ability to work independently and as part of a team.
Proficient in using mortgage software and Microsoft Office Suite.
NMLS (Nationwide Multistate Licensing System) licensed or the ability to obtain licensing shortly after hire.
Travel Requirements
Travel to and from Service First locations and traveling withing field of membership may be required.
Service First Federal Credit Union: Service First FCU has been open since 1934 providing banking services to more than 20,000 members with 3 locations in Sioux Falls, SD. Membership: Service First is a community-based financial institution. People living, working, or worshiping in our field of membership can become a member and access banking services. Membership is also open to the immediate family of current members.
Our Mission: To Empower our members through financial services and education while promoting the people helping people philosophy and ensuring the future growth of the credit union.
Our Vision: Be the most preferred and trusted financial institution serving our members, their families, and future generations.
Auto-ApplyMortgage Loan Officer II
Loan specialist job in Sioux Falls, SD
This person originates and manages the larger and, in some cases, more complex mortgage loans that meet established lending requirements and criteria, which provide maximum profitability to the bank with a minimum of risk.
Qualifications: This person should have a bachelor's degree plus a minimum of four years of progressively advanced experience in bank lending or the equivalent. Emphasis is placed on suitable communication skills as well as aptitude for detail.
Principal Responsibilities:
Seek, identify, and solicit potential mortgage loan customers, to enhance a sales culture within the Mortgage Lending Department, while maximizing profitability and minimizing risk to the bank.
Interview mortgage loan applicants in order to assemble the information needed to make a credit decision as required by Loan Policies and Guidelines, industry standards, and consumer compliance regulations.
Determine creditworthiness of applicants by analyzing credit information and appraisals, referring to lending authority as required by Loan Policies and Guidelines and industry standards.
Ensure the complete collection of all mortgage loans extended by monitoring past-due reports, assisting the Mortgage Loan Servicing Department on collection efforts, using all legal means as required by Loan Policies and Guidelines.
Remain current on industry products and developments, ensuring the bank's ongoing competitive advantage.
Provide ongoing customer service to ensure customer retention and continued cross-selling of other bank products and services.
Assist correspondent banks, affiliates, and other FBT banks with originating and closing mortgage loans.
Attend all loan meetings as deemed appropriate or directed by the Mortgage Lending Department Manager to participate in decisions that affect ongoing and future operations of the loan function.
Provide guidance and assistance to the other Mortgage Department Staff.
Act in accordance with FBT policies and procedures as set forth in the employee handbook.
Adhere to compliance procedures and participate in required compliance training.
Compensation Grade
Hourly Grade 6
First Bank & Trust is an Equal Opportunity, Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or status as a protected veteran. Read our complete
Equal Employment Opportunity Policy Statement
. Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at ************ or email ***************.
Auto-ApplyMortgage Loan Officer- Sioux Falls (Full Time)
Loan specialist job in Sioux Falls, SD
Job Description
CORTRUST BANK The mission of this bank is to profitably deliver high quality customer service that meets the financial needs of our community, its businesses, and its citizens. No line of financial services is beyond our charter.
CorTrust Mortgage has an exciting opportunity to join our team as a Mortgage Loan Originator in Sioux Falls, SD!
It's more than just a job! When you join one of the region's leading community banks, you can expect a family atmosphere committed to building outstanding teams. We believe in the overall well-being of our employees and work hard to provide the best opportunities for growth. We're proud to offer a competitive compensation package that includes perks like 401k, insurance, paid time off, service awards, and community service opportunities.
We are looking for people who are challenged by a fast-paced environment and enjoy helping people achieve the dream of home ownership. CorTrust Mortgage Inc. is a wholly owned subsidiary of CorTrust Bank N.A., serving 37 communities in South Dakota and Minnesota. CorTrust Mortgage has a direct relationship with Fannie Mae and Freddie Mac. We service the vast majority of all conventional loans we originate. We also have access to a wide variety of mortgage products including but not limited to: FHA, VA, Conventional and RD. We also offer Minnesota and South Dakota Housing Finance Authority products.
As a Mortgage Loan Originator, incumbents will solidify CorTrust Mortgage as an industry leader by developing relationships and advocating in the community. They will solicit and pre-qualify loan applications, prepare credit application packages, and present requests to underwriting for approval. They will review loan documents and prepare them for closing.
Daily duties for this position:
Advocates in the community to deepen relationships and markets the institution's loan products.
Screens borrower requests from potential applicants, reviews applications for pre-qualification, and issues prequalification letters to customers.
Reviews loan applications and effectively communicates with potential borrowers to explain lending parameters and identify which loan programs and terms best fit each customer and situation.
Works with borrowers to secure necessary information for loan underwriting and conducts site visits as needed.
Prepares and reviews loan application packages according to underwriting policies and presents financial analysis to underwriting for approval.
Reviews loan documents, title, appraisal, and survey prior to closing to ensure accuracy.
Collaborates with borrowers, title company, and realtor to confirm conditions of funding are met prior to closing and coordinate timing of loan funding.
Identifies additional unfilled banking or insurance needs and refers borrowers to Bank partners.
Other duties, responsibilities, and activities may be assigned or changed at any time.
Required skills & abilities:
Minimum two years' experience in a mortgage lending or financial services environment.
Mortgage banking background preferred with a proven track record of success.
Adapts easily to system, process, product, and service changes.
Advocates for CorTrust in the community, customer experience, and co-worker relationships.
Ability to reason, problem solve, and think critically.
Strong analytic, time management, and organizational skills and high level of attention to details.
Effective written and verbal communication skills with the ability to make presentations and educate borrowers on loan products and processes.
Demonstrates high level of integrity, personal diplomacy, and respect.
Knowledge of federal and state laws and regulations pertaining to the mortgage banking industry.
Works cooperatively and constructively with a wide variety of people, cross-functional teams, community- based organizations, title companies and referral partners.
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Commercial Loan Servicer
Loan specialist job in Saint Paul, MN
Job DescriptionDescription:
Extensive administrative and clerical work primarily involved in providing quality and accurate file processing, loan documentation; support and assistance to Department personnel, internal and external lenders and borrowers, guarantors and/or members. A highly collaborative environment, fast paced, high diligence and critical thinking skills are essential. This is a growing department with future potential opportunities. Ensures quality, consistent, and timely customer service to all clients. Primary clients include borrowers, participants, internal and external staff, and third-party vendors.
ESSENTIAL RESPONSIBILITIES & DUTIES:
LEVEL I
Importing loans into software
Responsible for accurate input of loan data/information and disbursement into the commercial lending computer software system. This includes collateral, ticklers, contact information, insurance, property tax verification, UCC filings, etc.
Adding appropriate tickler tracking into software system
Create Loan Servicing File and Guarantor File and place documents in predetermined electronic order, using internal naming conventions.
Scan, rename and upload signed documents to the website or secure software portal for Credit Union access, using internal naming conventions.
Securing Servicing Agreements for each loan serviced and having signed by Chief Credit Officer
Obtaining Signatures from Lenders on documentation as needed
Fielding a variety of telephone or email correspondence from lenders and/or borrowers daily
Obtain, sort, deliver mail to appropriate parties within department and internal accounting department.
Obtain proof of adequate insurance for new loan files and enter into servicing software for tracking.
Property Tax Verification on new loans and enter into servicing software for tracking.
Additional duties as assigned.
LEVEL II (all of Level I plus)
Secure Website (SFTP) Monitoring & File creation
Upload docs and process as needed. (Rename/Save/build files/Print for Operations)
Update software/ticklers if needed.
Notify appropriate group if needed.
Processing Signed Closing Documents for Loan Renewals (including Change in Terms Agreements)
Add extra payment processing step entries into servicing software.
Site Visit coordination, ordering, reviewing and accurately entering into servicing software upon receipt.
Coordinate and Prepare Tickler letters for bi-annual mailing.
Email and phone calls to borrowers/guarantors between bi-annual mailings and document in servicing software.
Coordinate and Prepare Default letters for specified lenders as required.
Sending Documents to appropriate Title Division for recording if applicable
One-Time Tickler Reports for Credit Unions managed on a weekly basis.
Obtaining Recorded Documents and/or Final Title Policy to process and save for all necessary parties.
Make Review Changes (Risk Ratings and/or Code Changes) in software system and any necessary reports.
Ensure UCC filings are correct for new loans and filed in a timely manner. Also includes accurate entries into servicing software for continuous tracking.
Assist with tracking, requesting, and reporting on annual insurance requirements.
Assist with tracking, requesting, and reporting on annual property tax requirements.
Accurately process mailed, emailed, faxed, dropped off financials and accurately enter into servicing software.
Add new county information into servicing software.
Tracking of lender maturity dates and notify lenders each month.
Additional duties as assigned.
LEVEL III (all of Levels I & II plus)
Tracking and adjusting of interest rate changes in servicing software.
Post-close UCC tracking and filing of continuations, amendments, and terminations.
Document work processes by assisting in the creation of new and existing established procedures.
Updating monthly balances in software system via import (as back up to Payment Processing team)
Able to Train Others on all Level Items.
Able and willing to provide assistance on all Level Items.
Coordinate and lead necessary and/or requested meetings with lenders.
Create and maintain working relationships with all servicing lenders.
Drafting of release documents (as back up to Documentation team)
Track, process and enter paid in full loans in servicing software and all saved directories (internal and external)
Able to answer basic payment processing questions from incoming telephone calls.
Add new user information into servicing software.
Create and implement import configurations into servicing software for various projects (i.e., Lender acquisitions)
The ability to manage a large workload, critical thinking skills, follow-through and development of efficiencies are necessary at this level.
Additional duties as assigned.
OTHER DUTIES, KNOWLEDGE, SKILLS, ABILITIES:
Required:
Possess experience working with commercial loan servicing software and familiarity with commercial loan structure. Ability to input data accurately and efficiently into computer software systems.
Ability to work under the stress of meeting examination deadlines while ensuring compliance with all policies, procedures, and legal and ethical guidelines.
Ability to exchange information and to report facts and technical information clearly and concisely.
Ability to attend accurately to many details in a timely manner.
Ability to prioritize competing tasks and work independently.
Possess proficient knowledge of Microsoft Office Applications (e.g., Excel, Teams, Outlook, Word, etc.)
Ability and willingness to work overtime hours as requested.
Ability to read and interpret documents to include procedure and instructional manuals and documents.
Ability to author routine reports and correspondence.
Ability to calculate figures and amounts and demonstrate understanding of the processes to include, but not be limited to accurately add, subtract, multiply and divide all units of measure, to compute rates and percentages and to perform arithmetic operations involving monetary units with a calculator, discounts, interest, commissions, proportions, payments, percentages, area, circumference, and volume.
Ability to apply common sense understanding to conduct instructions furnished in written, oral or diagram form.
COMPENSATION: $21.12 - $25.27 per hour.
Servion has provided a salary range that represents its good faith estimate of what the company may pay for the position at the time of posting. The specific salary offered will be determined based on factors such as the qualifications of the selected candidate, departmental budget, internal salary equity considerations, and available market information.
General Description of Benefits:
All full-time employees are eligible for Medical Insurance, Telehealth Services, Dental Insurance, Vision Insurance, Life Insurance, Short-term Disability, Long-term Disability, Legal and Identity Theft Protection, Critical Illness Insurance, Hospital Insurance, Accident Insurance, Participation in 401k Plan with up to 5% company match, and Variable Bonus Pay.
Requirements:
PREFERRED QUALIFICATIONS:
Education: High School Diploma, GED or Equivalent
Experience: 2-4 years commercial lending with an understanding of terminology. Familiarity with Commercial FICS and understanding of commercial loan structure a plus
Licenses/Certifications: None
Commercial Loan Servicer
Loan specialist job in New Brighton, MN
Full-time Description
Extensive administrative and clerical work primarily involved in providing quality and accurate file processing, loan documentation; support and assistance to Department personnel, internal and external lenders and borrowers, guarantors and/or members. A highly collaborative environment, fast paced, high diligence and critical thinking skills are essential. This is a growing department with future potential opportunities. Ensures quality, consistent, and timely customer service to all clients. Primary clients include borrowers, participants, internal and external staff, and third-party vendors.
ESSENTIAL RESPONSIBILITIES & DUTIES:
LEVEL I
Importing loans into software
Responsible for accurate input of loan data/information and disbursement into the commercial lending computer software system. This includes collateral, ticklers, contact information, insurance, property tax verification, UCC filings, etc.
Adding appropriate tickler tracking into software system
Create Loan Servicing File and Guarantor File and place documents in predetermined electronic order, using internal naming conventions.
Scan, rename and upload signed documents to the website or secure software portal for Credit Union access, using internal naming conventions.
Securing Servicing Agreements for each loan serviced and having signed by Chief Credit Officer
Obtaining Signatures from Lenders on documentation as needed
Fielding a variety of telephone or email correspondence from lenders and/or borrowers daily
Obtain, sort, deliver mail to appropriate parties within department and internal accounting department.
Obtain proof of adequate insurance for new loan files and enter into servicing software for tracking.
Property Tax Verification on new loans and enter into servicing software for tracking.
Additional duties as assigned.
LEVEL II (all of Level I plus)
Secure Website (SFTP) Monitoring & File creation
Upload docs and process as needed. (Rename/Save/build files/Print for Operations)
Update software/ticklers if needed.
Notify appropriate group if needed.
Processing Signed Closing Documents for Loan Renewals (including Change in Terms Agreements)
Add extra payment processing step entries into servicing software.
Site Visit coordination, ordering, reviewing and accurately entering into servicing software upon receipt.
Coordinate and Prepare Tickler letters for bi-annual mailing.
Email and phone calls to borrowers/guarantors between bi-annual mailings and document in servicing software.
Coordinate and Prepare Default letters for specified lenders as required.
Sending Documents to appropriate Title Division for recording if applicable
One-Time Tickler Reports for Credit Unions managed on a weekly basis.
Obtaining Recorded Documents and/or Final Title Policy to process and save for all necessary parties.
Make Review Changes (Risk Ratings and/or Code Changes) in software system and any necessary reports.
Ensure UCC filings are correct for new loans and filed in a timely manner. Also includes accurate entries into servicing software for continuous tracking.
Assist with tracking, requesting, and reporting on annual insurance requirements.
Assist with tracking, requesting, and reporting on annual property tax requirements.
Accurately process mailed, emailed, faxed, dropped off financials and accurately enter into servicing software.
Add new county information into servicing software.
Tracking of lender maturity dates and notify lenders each month.
Additional duties as assigned.
LEVEL III (all of Levels I & II plus)
Tracking and adjusting of interest rate changes in servicing software.
Post-close UCC tracking and filing of continuations, amendments, and terminations.
Document work processes by assisting in the creation of new and existing established procedures.
Updating monthly balances in software system via import (as back up to Payment Processing team)
Able to Train Others on all Level Items.
Able and willing to provide assistance on all Level Items.
Coordinate and lead necessary and/or requested meetings with lenders.
Create and maintain working relationships with all servicing lenders.
Drafting of release documents (as back up to Documentation team)
Track, process and enter paid in full loans in servicing software and all saved directories (internal and external)
Able to answer basic payment processing questions from incoming telephone calls.
Add new user information into servicing software.
Create and implement import configurations into servicing software for various projects (i.e., Lender acquisitions)
The ability to manage a large workload, critical thinking skills, follow-through and development of efficiencies are necessary at this level.
Additional duties as assigned.
OTHER DUTIES, KNOWLEDGE, SKILLS, ABILITIES:
Required:
Possess experience working with commercial loan servicing software and familiarity with commercial loan structure. Ability to input data accurately and efficiently into computer software systems.
Ability to work under the stress of meeting examination deadlines while ensuring compliance with all policies, procedures, and legal and ethical guidelines.
Ability to exchange information and to report facts and technical information clearly and concisely.
Ability to attend accurately to many details in a timely manner.
Ability to prioritize competing tasks and work independently.
Possess proficient knowledge of Microsoft Office Applications (e.g., Excel, Teams, Outlook, Word, etc.)
Ability and willingness to work overtime hours as requested.
Ability to read and interpret documents to include procedure and instructional manuals and documents.
Ability to author routine reports and correspondence.
Ability to calculate figures and amounts and demonstrate understanding of the processes to include, but not be limited to accurately add, subtract, multiply and divide all units of measure, to compute rates and percentages and to perform arithmetic operations involving monetary units with a calculator, discounts, interest, commissions, proportions, payments, percentages, area, circumference, and volume.
Ability to apply common sense understanding to conduct instructions furnished in written, oral or diagram form.
COMPENSATION: $21.12 - $25.27 per hour.
Servion has provided a salary range that represents its good faith estimate of what the company may pay for the position at the time of posting. The specific salary offered will be determined based on factors such as the qualifications of the selected candidate, departmental budget, internal salary equity considerations, and available market information.
General Description of Benefits:
All full-time employees are eligible for Medical Insurance, Telehealth Services, Dental Insurance, Vision Insurance, Life Insurance, Short-term Disability, Long-term Disability, Legal and Identity Theft Protection, Critical Illness Insurance, Hospital Insurance, Accident Insurance, Participation in 401k Plan with up to 5% company match, and Variable Bonus Pay.
Requirements
PREFERRED QUALIFICATIONS:
Education: High School Diploma, GED or Equivalent
Experience: 2-4 years commercial lending with an understanding of terminology. Familiarity with Commercial FICS and understanding of commercial loan structure a plus
Licenses/Certifications: None
Loan Service Representative
Loan specialist job in Maple Grove, MN
TopLine Financial Credit Union has been a member-owned financial services cooperative since 1935. We are looking for outgoing individuals to join our Loan Servicing team that is dedicated to building life-long relationships to help our members reach and manage their financial goals.
Loan Service Representatives are responsible for reviewing & processing consumer loan files to ensure compliance with TopLine Policies & Procedures as well as all state and federal regulations. They are also responsible for the post-closing servicing of both direct and indirect consumer loans. This position also provides support to branch personnel in regards to the processing and closing of consumer loans
A successful Loan Service Representative will be able to do:
Reviews all consumer loan files for compliance to help ensure quality.
Clearly document and follow up on any corrections to loan documents that need to be completed.
Ensure that lien perfections are completed in a timely manner.
Maintain complete and accurate files pertaining to consumer loans including, but not limited to, applications, documents, collateral tracking and filing, insurance records, recording of documents, and other documentation.
Conduct loan file maintenance for all loan products.
Complete paid in full report including releasing liens.
Provide assistance to branch personnel and/or members resolving any account related issues.
Performs other related duties and special projects as required or assigned.
Qualifications:
6 months to 1 year loan processing/closing experience is desired.
Previous clerical or customer service experience essential.
Excellent verbal and written communication skills.
Current knowledge of consumer loan regulations and policies relating to processing is essential.
Detail oriented with good organizational skills essential and ability to work independently.
Salary Range: $23.63 - 29.53 (hourly)
Benefits:
401(k) with Employer Match
Dental
Disability Insurance
Employee Perks
Flexible Spending Accounts
Life Insurance
Medical
Paid Holidays
Paid Time Off
Pet Insurance
Referral Program
Vision
Ready to take the next step with us, apply now at **********************************
At TopLine Financial Credit Union, we celebrate diversity by offering a work environment that is shaped by individual respect and mutual trust where every individual can thrive. We are proud to be an Equal Opportunity/ Affirmative Action Employer committed to diversity in the workplace and comply with all applicable federal, state, and local laws regarding non-discrimination and affirmative action.
Auto-ApplyMortgage Loan Processor
Loan specialist job in Rapid City, SD
Join our Rapid City, SD branch as a Processor III and bring your expertise to a fast-paced, high-volume environment where precision and teamwork drive success! Waterstone Mortgage is looking for an experienced mortgage professional with 3-5 years of processing experience who thrives on keeping loans moving and clients satisfied. This is an on-site role where your attention to detail, problem-solving skills, and ability to handle volume with confidence will make a real impact every day.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Review new file within 48 hours of receipt and verify that compliance documents were issued within proper time frame. Notify the appropriate staff member if additional documentation or information is needed.
Ability to maintain a pipeline of 20 to 30 files and/or three to five loan originators.
Order all necessary documents to satisfy AU and/or product requirements from Loan Originator, customer or Vendor.
Track all requested documents in Encompass.
Review documentation received within 24 hours of receipt for discrepancies, omitted data, calculate verified income, verify assets and update Encompass based on verified information.
Immediately notify Loan Originator of any discrepancies on documentation. Loan Originator will determine necessary remedies.
Prepare loan for underwriting submission by utilizing investor's submission checklist.
Clear any approval or suspense conditions as outlined by the underwriter.
Ensure that all appropriate closing documentation is in the loan file (i.e. title documentation, home owners insurance, etc.). Documents are to be reviewed within 24 hours of receipt and communicated with Loan Originators.
Loans are to be processed to meet contract deadlines and rate lock expiration dates.
File to be given to closing department within timelines established by WMC.
Assist other processors, Underwriters and Closing departments as needed.
Respond to customer inquiries and other related parties on a transaction as needed.
Assist with the clearing of post-closing exceptions received by investor to ensure WMC does not incur any financial loss.
Knowledge of current state's mortgage lending laws.
Order FHA and VA case numbers on government sites.
Possess knowledge of Real Estate compliance guidelines and ability to implement them.
Maintain a focus on enhancing customer service skills and knowledge
ADDITIONAL DUTIES:
Complete any additional duties as assigned by management
Complete regulatory and compliance training, as required.
Assist WMC employees and departments as needed
QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE: A high school diploma or general education degree(GED) and five plus years of convention fixed and ARM, HELOC and construction mortgage loan processing is required. Extensive knowledge of VA and FHA loan processing and experience working with multiple investors is required.
Individuals in this position shall not engage in loan origination during the course of his/her employment with WMC. Loan origination is defined as (1) taking a residential mortgage loan application; or (2) offering or negotiating terms of a residential mortgage loan for compensation or gain; (3) advertising or communicating to the public that you can perform loan origination services. Please see the Loan Originator Compensation Policy for more details on the definition of loan origination.
Grain Originator
Loan specialist job in Sioux Center, IA
Overall Job Function:
The Grain Originator is responsible for developing and maintaining relationships with producers within FCS' trade territory that leads to long-term and mutually beneficial results. The Grain Originator will proactively communicate with existing and prospective customer accounts to convey sound marketing advice and solutions FCS has to offer.
Essential Job Functions:
Communicate with producers over the phone, on the farm, and at marketing meetings to inform them of market trends, current pricing, and overall agricultural business.
Work to grow new customers within FCS trade territory and capture additional market share of grain production from existing FCS customers.
Build and maintain long-term relationships with key accounts. Gain in-depth knowledge and insights into a customer's goals, in order to target procurement tactics.
Maintains knowledge of grain contracts offered by FCS to producers and explores potential grain marketing tools.
Oversees execution of customer contracts on both delivered and FOB purchases.
Works to develop and maintain a direct ship book of business, including reporting growth and opportunities.
Understand grain hedging and applicable risk management processes and regularly assists in managing the company's risk positions.
Effective understanding of regional grain markets and monitors competitiveness in setting bids and assisting in making company sales.
Assists accounting department in providing timely and accurate grain settlements to producers.
Respond to customer complaints, questions, and requests in a timely manner.
Other duties as assigned.
Secondary Responsibilities:
Work with merchandisers, operations personnel, logistics, and end users to efficiently move the company's grain to necessary destinations.
Assists in grain operations scaling/grading and maintaining efficient traffic flow through company facilities as needed, particularly during harvest.
Develops strong understanding of all aspects of the company's grain business as it pertains to merchandising, risk, operations, logistics, and finance.
Competencies
Ability to build and maintain a strong business relationship.
High level of accuracy and attention to detail.
High level of customer service focus.
Effective at negotiating and recognizing opportunities.
Observes safety policy and procedure.
Work ethic of the highest integrity.
Commitment to dependability and willingness to work to meet goals and deadlines.
Demonstrates flexibility and accepts changes in routine.
Education & Experience:
High School Graduate, College Degree Preferred
Agriculture Background or an understanding of farm commodities
Excellent Written and Oral Communication Skills.
Experience in Sales, Supply Chain and Procurement, and/or Commodities.
Work Environment:
This position is based in a fast-paced agricultural setting and is regularly exposed to outside weather conditions and vibrations. The employees are occasionally exposed to moving mechanical parts, fumes, and airborne particles. The noise level is usually moderate but occasionally may be loud. PPE will be provided and must be utilized according to safety standards. Typical working hours are based on customer and organizational demand; hours may be long, irregular and include weekends and holidays during peak season.
Physical Demands:
While performing job functions the employee will be required to talk and hear most of the time. The employee will spend frequent intervals moving and sitting, while also needing to reach, bend, twist, crawl, crouch, stoop or kneel. The employee will need to be able to lift up to 50 pounds occasionally and 25 pounds frequently and maneuver on and off mobile equipment. The physicality of this job is high.
Benefits:
401k Company matches 50% up to 10%
PTO Accrual after 30 days of employment
Company bonus incentive
Excellent health insurance plans
Dental & Vision available
Short- & Long-Term Disability provided at no cost to you
Life Insurance
Identity Theft Insurance
Accident Insurance
Clothing Allowance
10% Discount on purchases at the How-To Building Center
*FCS job descriptions are a representation of a job requirements knowledge, skills, and abilities. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions of the job.
Auto-ApplyAg Loan Officer
Loan specialist job in Ireton, IA
Full-time Description
Position responsible for making and servicing loan activity for (either/and/or consumer, agricultural, commercial, or real estate) loans. Assists management in making recommendations to overall loan objective, policies and procedures. Provides advice and guidance to others engaged in loan activity to ensure that loans are properly processed and that adequate controls are maintained. Every transaction should be viewed as an opportunity for new business development by making the customer aware of any product or service that may be of benefit to them. In addition to one-on-one contact, customer referrals will be made on an on-going basis as an integral part of the sales process, enabling Iowa State Bank to further develop relationship banking.
Receive and process all types of loan applications using all available programs to help enhance or guarantee loans processed (FHA, SBA, etc).
Collects and analyzes information regarding the customer's income, assets, investments or debts to determine which financial product best meets their needs.
Advises the customer in regard to their financial position.
Minimize past due loans by ensuring safety and soundness through special attention to past due and questionable credits.
Visit “prospective” clients to develop new business in a development call program.
Visit existing clients to evaluate collateral and develop long-term relationships.
Solicit new customers and represent the bank in community activities.
Cross sell bank products and services and makes referrals to other bank personnel.
Assist management with research, development and implementation of new products, or special projects and committees.
May be asked to travel to other branch locations to assist in loan officer duties as needed to ensure adequate coverage.
Other
Maintains advanced knowledge and awareness of financial and economical industry status and trends.
Actively upholds the organization's vision, mission and values, encompassing mutual respect, honoring commitments, working with integrity and accepting responsibility for own actions.
Demonstrates knowledge of and adherence to EEO policy, shows respect and sensitivity for cultural differences, promotes working environment free of harassment of any type.
Assures compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.
Has a strong commitment and dedication to internal and external customer service.
Accepts other responsibilities as assigned to help embrace ISB's values.
Full-time Benefits include:
Health Insurance
Dental Insurance
Vision Insurance
Paid Time Off (PTO)
401(K) with match
Parental Leave
Paid STD
Paid LTD
Paid Life Insurance
Mortgage Loan Processor
Loan specialist job in Arden Hills, MN
Frandsen Bank & Trust has an exciting opportunity to work as a Mortgage Loan Processor at our Arden Hills, MN location. Key Responsibilities of the job include the following:
Review the loan application and organize the loan file.
Order property-related services.
Collect and verify borrower documentation.
Prepare and finalize early disclosures.
Manage the flow of incoming applications for designated Originators.
Resolve issues and discrepancies quickly.
Ensure compliance and regulations are adhered to.
Skills
Attention to detail and accuracy.
Communication skills.
Organizational and time management skills.
Problem-solving and issue resolution.
Knowledge of mortgage processes and regulations.
Ability to process 40+ loans per month with minimal exceptions (Preferred).
Familiar with processing and Investor guidelines (Preferred).
Community banking background (Preferred).
Education and Experience
High school diploma and some college courses or Associates degree preferred.
Experience: 1+ years of mortgage processing experience preferred, or 2+ years of equivalent banking experience.
Salary range for this role is $21.00 to $27.00 per hour, depending on experience.
We offer a competitive benefits package including health insurance, dental insurance, vision insurance, 401k, profit sharing, and ancillary benefits.
Mortgage Closer
Loan specialist job in Lake Elmo, MN
Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.
We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.
Responsibilities
Salary Range
The salary range for this position is $18.25/Hr. - $29.75/Hr.. Final compensation will be determined by location, skills, experience, qualifications and the career level at which the position is filled.
We are currently seeking a Mortgage Closer. The Mortgage Closing Processors are responsible for providing excellent customer service to both our internal and external clients. Duties include, but are not limited to, efficient pipeline management, issuance of closing disclosures to Borrowers in accordance with TRID Regulatory and ONB guidelines, working closely with title companies to balance closing disclosures, delivery of the final closing documents and funding via wire transfers. Mortgage Closing Processors must be able to work in a fast-spaced environment and be able to pivot as needed to address closing problems or last-minute changes timely and professionally.
Key Accountabilities
Provide Exceptional Customer Service:
* Contact internal customers or other 3rd parties as needed to resolve closing issues or discrepancies with clear and concise communication.
* Respond promptly and professionally to all internal and external customers
Accuracy and Attention to Detail:
* Review all documentation in the file for accuracy. Request updated documentation as needed.
* Accurate preparation of the initial and final closing disclosure to include balancing the closing disclosure with the title company.
* Accurate preparation of closing documents in accordance with loan product requirements, established compliance and regulatory guidelines and internal policies and procedures.
* Manage last minute closing changes or problems timely, accurately and professionally.
Exceptional Pipeline Management and Organizational Skills:
* Effectively manage pipeline to ensure initial closing disclosures, redisclosures and final closing documents are delivered within established SLA's and regulatory timing requirements.
* Organization in this role is critical to ensure closing documents and wire funds are delivered timely to title companies and attorneys to avoid closing delays.
Key Competencies for Position
Make Decisions & Solve Problems: Take ownership of the problem while collaborating with others on a resolution with an appropriate level of urgency. Collaborate and seek to understand the root causes of problems. Evaluate the implications of new information or events and recommend solutions using decisions that are sound based on what is known at the time. Take action that is consistent with available facts, constraints and probable consequence.
Promote Change: Actively seeks information to understand the rationale, implications and impact for changes. Remains agile by quickly modifying daily behavior, leveraging resources, and trying new approaches to effectively embrace change. Willing to act quickly, learn and adjust as needed. Identifies and recommends changes to leadership to improve performance.
Delight Clients: Passionately serve internal/external clients with excellence. Maintain a growth mindset staying current with developments and trends in areas of expertise influencing client satisfaction both internally and externally. Understand data, metrics and/or financial information, and how they tie to client satisfaction and business outcomes related to position, client and/or team. Nurture client relationships by listening, prioritizing, and acting responsibly to meet client needs, mitigate risk and add shareholder value.
Lead Inclusively: Seek diverse relationships to learn more about people from other cultures and backgrounds. Gather information with curiosity and humility to learn more about people from other cultures and backgrounds including impacts on norms, behaviors and expectations (e.g., social norms, decision-making approaches, and preferences). Advocate for diverse perspectives. Continually examines own biases and behaviors to avoid stereotypical responses.
Develops Talent: You own your development and career. Actively assesses self by leveraging feedback to enhance knowledge, skills and behavior. Leverages own strengths and those of team members to meet individual and team goals supporting both internal and external client needs. Continuously develops self for current and future roles.
Qualifications and Education Requirements
* High School Diploma or GED
* 1-3 years first lien mortgage experience with first lien mortgage loan closing experience preferred
* Operate standard office equipment
* Ability to multi-task and work in a fast-paced environment while maintaining a positive attitude
Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.
As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.
We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position.
Our culture is firmly rooted in our core values. We are optimistic. We are collaborative.
We are inclusive. We are agile. We are ethical.
We are Old National Bank. Join our team!
Auto-ApplyMortgage and Consumer Loan Processor
Loan specialist job in Pocahontas, IA
EEO Employer
Availa Bank believes our people make a difference, and we recognize that individual differences and experiences strengthen our teams. Each member of our team is empowered to inspire and enable our clients and the communities we serve to achieve financial success. Click the Apply link to find out more.
MORTGAGE AND CONSUMER LOAN PROCESSOR POSITION SUMMARY
The Mortgage and Consumer Loan Processor is responsible for performing all functions and processes required to prepare compliant loan documents and document imaging, while maintaining the quality of the banks electronic loan documentation.
This is not a remote position.
SCHEDULE:
Full-time role
8:00 a.m. to 5:00 p.m. Monday through Friday
Additional or different hours may be necessary as business needs warrant
BENEFITS
Availa Bank offers a rich selection of benefits you can personalize to support you and your familys needs. Benefits may include:
Medical, Dental & Vision Plans
Option for Health Savings Account (HSA)
Life Insurance (Company paid for employee)
401K and Employee Stock Ownership Plan (ESOP)
Company Paid Short & Long Term Disability Insurance
Flexible Spending Account (FSA) & Dependent Care
Eligibility for Tuition Assistance and Discounts
Employee Assistance Program (EAP)
MORTGAGE AND CONSUMER LOAN PROCESSOR ESSENTIAL DUTIES AND ACCOUNTABILITIES
Prepare loan documents efficiently and in a timely manner
Fund loans
Imaging and indexing of appropriate documents for the banks imaging system
Answer questions for co-workers in written form, by telephone, or in person, pertaining to electronic files, and prepare loan documents
Maintain accurate and compliant electronic image files for customers
Separate and index all scanned documents in a timely manner
Check images for accuracy and quality
Maintain document imaging system for efficiency, organization, and accuracy
Control documentation for mortgage and consumer loan types
Provide additional support for mortgage loan officers, as determined bythe management team
Requirements:
MORTGAGE AND CONSUMER LOAN PROCESSOR QUALIFICATIONS:
Education
High school diploma or equivalent required
Experience
Lending or banking experience preferred
Other Skills and Abilities
Demonstrated proficiency in typing with speed and accuracy; basic keyboarding skills are required.
General knowledge of residential and/or consumer loans preferred
Strong attention to detail
Understands computer and other equipment capabilities and limitations
Ability to learn and retain a complex variety of information related to loan policies and procedures
Exceptional oral and written communication skills with the ability to apply commonly understood knowledge to carry out instructions and instruct others, understand procedures, and write reports and correspondence
Exceptional organizational and time management skills; ability to function well in a fast-paced environment
PM21
PI5854285ecbb4-31181-39314378
Mortgage Loan Processor
Loan specialist job in Clive, IA
The Mortgage Loan Processor is responsible for processing mortgage loan files. This individual is responsible for making sure that all loan conditions outlined by the UW are met prior to closing, performing updated verification tasks, clearing the loan for closing, assisting with closing documents, coordinating with title companies and borrowers and assisting with loan funding as required. This position requires adherence to complex regulatory oversite with the implementation of the TRID Regulation.
Education and/or Experience
3-5 years of similar or related experience in first mortgage processing or post closing.
High School diploma or equivalent.
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Must be able to work independently and take action as needed to complete the loan files
Working knowledge of agency, government and private investor guidelines and requirements.
Prior first mortgage processing, closing or underwriting experience preferred
Knowledge of title insurance and the correlation with closing documents
Must be able to effectively maintain a mortgage pipeline and meet turnaround time standards
Must be able to adjust to sudden changes in production numbers as dictated by the market
Must be able to adapt to market, regulatory, agency and investor requirement changes
Must be highly organized and highly analytical
Must have a proactive approach to workload
Must possess excellent communications skills
Ability to handle multiple tasks and priorities
Must possess initiative and flexibility
Loan Originator NE
Loan specialist job in Bloomington, MN
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Hourly rate is $11.13
Auto-ApplyMortgage Specialist - Suspense Account
Loan specialist job in Iowa City, IA
Must have an understanding and experience of servicing in Residential lending
Cashiering, payment functionality
Suspense account
Candidates should know Analytical thinking, Decision tree approach
Job Description
The person should have a strong mortgage domain experience. In addition, he/she should have the following expertise
Expertise/Working knowledge in designing a Mortgage Suspense account. Working knowledge in Suspense account, Partial Payment, Overpayments Knowledge on CFPB Rule Regulates Suspense Accounts