Net Power Cost Specialist - Portland, Oregon-#113567
Loan Specialist job 103 miles from Springfield
Company: PacifiCorp POWER YOUR GREATNESS
PacifiCorp is seeking customer-centric candidates to grow and sustain our commitment to a culture of customer service excellence, environmental sustainability inclusion & belonging
General Purpose
Provide advice, counsel and leadership to the net power cost group and makes and presents recommendations to management and client organizations regarding net power cost filings and cost modeling. Gather, analyze and interpret data for trends, forecasts and modeling. Develops and implements new strategies, programs, and/or processes in response to changing internal and external conditions.
Responsibilities of this position include the following:
Develop regulatory filings, including testimony, exhibits and supporting documentation.
Prepare and defend net power cost regulatory filings, including general rate cases, transition adjustment mechanisms, power cost adjustment mechanisms, and avoided cost filings,
Prepare and analyze production cost model simulations utilizing the company's GRID model.
Responsible for Aurora model maintenance, including maintaining current resource attributes and updating data series inputs.
Analyze the impact of changes to modeling inputs and support changes to department management.
Coordinate with other company departments to ensure consistent practices for production cost modeling.
Research relevant data, evaluate complex situations, develop creative alternatives, provide recommendations to management, and negotiate and influence outcomes.
Assist in representing and supporting the company's net power cost initiatives to regulators and/or their staffs, key community and customer groups, and other company departments.
Interface and work with state regulatory commissions regarding appropriate application of company and commission administrative rules.
Prepare final responses to discovery requests.
Interpret rules and regulations to internal and external parties.
Identify prospective and pending policy issues affecting the company's business units.
Provide regular reports on pending and anticipated activities to supervisors.
Requirements for this position include the following:
Bachelor's Degree in Accounting, Finance, Economics, Engineering or a related field; or the equivalent combination of education and experience.
A minimum of seven years of experience in revenue requirement preparation, net power cost simulation modeling, cost of service analysis, pricing analysis or related analytical experience.
Requires a complete understanding of the company's resource system including transmission systems and constraints, thermal resources, reserve requirements, resource availability determination, resource commitment logic and dispatch, fuel costs, portfolio of complex wholesale sales and purchase contracts, risk management and mitigation.
Ability to independently perform analysis and prepare regulatory filings.
Strong leadership skills and the ability to work with all levels of an organization including people with different styles and backgrounds; ability to work both independently and as a member of a team.
Project management skills including project leadership, task identification, and scheduling.
Communication and interpersonal skills involving the ability to establish trust, maintain confidence, and understand social behavior and interactions.
Ability to listen and communicate effectively through oral and written means.
Proficient with the use of personal computers to gather, analyze, and summarize data.
Knowledge of research, analysis, and consulting techniques, company policies, procedures, practices, and applicable federal, state, and local governmental laws and regulations
Preferences
Advanced degree in related field.
Additional Information
Req Id: 113567
Company Code: PACIFICORP
Primary Location: PORTLAND
Department: CFO
Schedule: FT
Personnel Subarea: Exempt
Hiring Range: $103,800 - $134,200
This position is eligible for an annual discretionary performance incentive bonus of up to 15.00% of salary.
Benefits: Health care, retirement, paid time off, tuition assistance, paid short-term and long-term disability, paid bereavement leave. For more information, please visit: **********************************************************************
Employees must be able to perform the essential functions of the position with or without an accommodation.
PacifiCorp is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion or religious creed, age, national origin, ancestry, citizenship status (except as required by law), gender (including gender identity and expression), sex (including pregnancy), sexual orientation, genetic information, physical or mental disability, medical condition, veteran or military status, familial or parental status, marital status or any other category protected by applicable local, state or U.S. federal law.
Unless otherwise required by law, all offers of employment are contingent upon the successful completion of a background check and drug screening including for marijuana. While marijuana is legal in several states, including Oregon, a positive test for positions in Oregon may disqualify a candidate. The company complies with the laws of Washington and California and only obtains and considers positive tests for marijuana in safety-sensitive positions or those covered by U.S. Department of Transportation regulations.
Career Segment: Law, Risk Management, Consulting, Project Manager, .NET, Legal, Finance, Technology
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FISERV Navigator Loan Boarding Specialist - Participation Loan
Loan Specialist job 60 miles from Springfield
Remote - USA,USA About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, and collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
We are seeking a detail-oriented and experienced Loan Boarding Specialist to join our client's Commercial Loan Operations team. In this role, you will be responsible for the accurate boarding and ongoing servicing of commercial loans, including participation loans, into the FISERV Navigator Premier core system. The ideal candidate will have a strong understanding of commercial loan products, participation loan structures, and regulatory requirements, along with hands-on experience in system data entry, quality control, and exception management for loan boarding and servicing functions.
This position is remote, Monday-Friday from 8:30 am - 5:30 pm EST.
Essential Duties:
Accurately board commercial loan transactions-including participation loans, new loans, renewals, modifications, and extensions-into the FISERV Navigator Premier system.
Manage all aspects of servicing participation loans, including payment processing, rate adjustments, remittance processing, and principal balance reconciliations.
Validate the accuracy of loan terms, collateral details, pricing, and documentation prior to system entry.
Collaborate with loan officers, credit teams, and documentation specialists to resolve data discrepancies and ensure data completeness.
Maintain participation loan records, including participant allocations, interest accruals, and payment distributions, in compliance with participation agreements.
Perform quality control reviews and post-booking audits to ensure data integrity and compliance with bank policies and regulatory standards.
Monitor boarding pipelines to ensure timely and accurate boarding within established service level agreements (SLAs).
Support internal and external audits by gathering documentation and providing timely responses.
Identify system issues, recommend process improvements, and assist in user acceptance testing (UAT) for system upgrades and enhancements.
Assist with special projects related to loan operations, including documentation updates, process improvement initiatives, and system enhancements.
Qualifications:
5+ years of experience in commercial loan operations, loan boarding, loan servicing, or loan documentation.
Direct experience in boarding and servicing participation loans within the FISERV Navigator Premier system is required.
Strong knowledge of commercial loan products, participation loan structures, collateral types, and regulatory requirements.
Skills and Job-Specific Competencies:
High attention to detail with excellent organizational, problem-solving, and data entry skills.
Proficient in Microsoft Office Suite (Excel, Word, Outlook); familiarity with imaging and workflow tools is a plus.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $40 - 50.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 142012
Client Delivery Team Loan Specialist
Loan Specialist job 95 miles from Springfield
Application Deadline: 07/29/2025 Address: 4949 Meadows Rd. Job Family Group: Commercial Sales & Service Provides exceptional, daily operational service support to grow the Bank's market share and maximize profitability of client relationships. Ensures client problem resolution is prompt and effective, and that enhancement opportunities are identified and closed or referred during client service interactions. Typically meets client service needs through a pooled call center environment or a dedicated one-on-one relationship with sensitive, complex and/or top tiered clients.
* Reviews similar activities of other clients in the same industry, providing assistance and guidance relative to industry best practices.
* May be able to apply interest adjustments based on limits.
* Ensures that tickets are resolved and closed as per the client's expectations and to their satisfaction.
* Demonstrates an in-depth understanding of product and service , by providing needed information or directing clients to the appropriate source.
* Coordinates and executes specific activities for the implementation of strategic initiatives; includes tracking metrics and milestones.
* Gathers and formats data into regular and ad-hoc reports, and dashboards.
* Participates in audit and customer issues resolution, correct irregularities escalate as per established procedures.
* Identifies process improvement opportunities for better efficiency in meeting the needs of current clients.
* Shares any information with Management received while conducting client service business that would indicate a risk or an opportunity to the Bank.
* Provides input into the planning and implementation of operational programs.
* Actively listens to clients' concerns and diagnoses clients' service needs.
* Facilitates timely client problem-resolution, engages cross-functional representatives or groups as appropriate.
* Responds to client concerns in a professional manner to convey ownership, competence, respect for the client relationship.
* Accurately documents client requests using the group's tracking systems.
* Facilitates action to close gaps between client expectations and client experiences in the performance of the Bank and its products.
* Applies consistent and timely follow ups to demonstrate a commitment to customer satisfaction and high standards of responsiveness.
* Serves as an advocate for individual clients and escalating issues as necessary to facilitate the timely resolution of service problems.
* Supports the development of tailored messaging, which may include writing, editing and distributing communications.
* Tracks collection of client service fees
* Collaborates with internal and external stakeholders in order to deliver on business objectives.
* Executes work to deliver timely, accurate, and efficient service.
* Focus may be on a business/group.
* Thinks creatively and proposes new solutions.
* Exercises judgment to identify, diagnose, and solve problems within given rules.
* Works mostly independently.
* Broader work or accountabilities may be assigned as needed.
Qualifications:
* Typically between 3 - 5 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
* If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the established qualification standards.
* Specialized knowledge from education and/or business experience.
* Verbal & written communication skills - In-depth.
* Collaboration & team skills - In-depth.
* Analytical and problem solving skills - In-depth.
* Influence skills - In-depth.
Salary:
$52,800.00 - $98,400.00
Pay Type:
Salaried
The above represents BMO Financial Group's pay range and type.
Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.
BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ********************************************
About Us
At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.
As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.
To find out more visit us at *************************
BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law.
BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information.
Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.
Loan Processor - Loan Coordinator
Loan Specialist job 4 miles from Springfield
Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders. When Todd Scrima, our owner and CEO founded our company in 1995 his dream was not to be the biggest, but to strive to be the best. In 2022 we were proud to play a part in making the dream of homeownership a reality for over 10,000 people. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry.
Benefits and Perks:
Opportunity to further a career in a competitive, fast-paced growing industry where you can make a difference in people's lives.
Opportunity to earn competitive compensation including possible bonuses based on performance.
Full benefits include medical, dental, vision, 401K plus match, 11 paid holidays, paid time off, and more.
Fun team atmosphere, professional development, and more.
Job Description
Loan Coordinator - Loan Processor
Starting pay ranges between $23-$27/hr depending on experience with monthly bonuses based on production
This position reports out of the Eugene Oregon office but is available as in-office or remote depending on location. Preference for candidates in Pacific Standard Time (PST). The required hours are 8am-5pm PST.
The Loan Coordinator - Processor position contributes to the mortgage loan process by being a key contact for both borrowers and internal partners within Summit Funding to manage a pipeline of loans from contract to close.
What the Loan Coordinator-Processor is Responsible for:
Receive loan applications, obtain credit information for applicants, and collect all needed documentation for loans.
Documentation to include: Verifications of Deposit (VOD), Verifications of Employment (VOE), appraisal, title, etc. as appropriate.
Answer all borrower questions or refer to Loan Officer as needed.
Verify loans are complete and submit to Underwriting based on Investor and/or Automated Underwriting System (AUS) requirements within 24 hours of receipt of documents.
Clear any conditions that require communication to title companies, appraiser, employers, surveyors, etc.
Solve escrow issues without involving the Loan Officer when possible.
Collect all necessary items needed to prepare the Closing Disclosure (CD) and ensure timely drawing and delivery of the CD in order to meet the expected close of escrow.
Ensure closing instructions and documents have been released to title 72 hours before closing, and a final settlement statement is issued to the Loan Officer or team 48 hours prior to closing.
Review all closing statements and compare to signed Good Faith Estimate (GFE) before signings, and correct discrepancies where needed.
Meet with clients to sign loan documents.
Send out correspondence including thank you cards, closing cost calculations, etc.
Maintain a detailed conversation log for each file.
Qualifications
Minimum of 1 year of recent experience in mortgage lending preferably in processing
Working knowledge of loan program guidelines including conventional, jumbo, and government loan programs
Proficiency in DU/LP/GUS and/or other major LOS
Ability to calculate income
Strong verbal and written communication skills
Creative problem solver with a positive attitude
Ability to prioritize and multi-task in order to meet deadlines, strong organization skills
Strong sense of urgency and responsiveness along with the ability to demonstrate professionalism
Additional Information
All your information will be kept confidential according to EEO guidelines.
Loan Officer
Loan Specialist job 4 miles from Springfield
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.
Essential Functions
* Obtain an accurate and thorough 1003.
* Collect supporting documentation from borrower:
* 30 day paystubs
* 2 years tax returns
* Last 2 years W2's
* Award letters, disability, trust income, etc.
* LOE for Gaps in jobs
* At initial contact with borrower provide needs list and complete application
* 2 months bank statements
* Obtain executed disclosures within regulations time frame.
* Obtain accurate AUS findings.
* Analyze credit report and financial scenario, determining appropriate loan product(s).
* Determine (price) a profitable loan and communicate fees to ops team.
* Submit a complete loan package to processing.
Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval.
* Lock in rate.
* Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
* Issue Lender Credit if needed
* If loan out of balance, work with processor & branch manager to request subsidy
* Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
* Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
* Coordinate, create, track and distribute marketing materials.
* Manage client and referral partner databases.
* Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
* Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.
Qualifications
* High school diploma or equivalent required.
* At least two years of experience in Mortgage lending or related field.
* Active NMLS License.
* Ability to manage multiple priorities; strong detail orientation and highly organized.
* Works with a strong sense of urgency and responsiveness.
* Passionate about delivering excellence in customer service.
* Demonstrated patience and professionalism when interacting with both internal and external customers.
* Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
* Strong verbal and written communication skills.
Supervision
* Intermittent to low supervision required, depending on experience
* Apply sound judgment in execution of core job responsibilities
* Travel: 0%
Requirements
* Physical: Work is primarily sedentary; mobility in an office setting.
* Manual Dexterity: Frequent use of computer keyboard and mouse.
* Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
* Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
Loan Officer
Loan Specialist job 4 miles from Springfield
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Indirect Loan Processor
Loan Specialist job 4 miles from Springfield
OCCU, a member-owned credit union based in Eugene, Oregon, is guided by its vision to Enrich Lives. This vision shapes every action, aligning the team with a greater sense of purpose. With each interaction, OCCU strives to positively impact individuals and communities. The values of tenacity, humility, and big-heartedness are central to OCCU's commitment to putting members first.
The position is remote in Oregon, Washington or Idaho, with starting pay from $21 - $26 per hour.
The Indirect Loan Processor reviews loan packets to ensure new indirect auto loans are correctly and promptly entered into the loan system. Responsibilities include receiving, logging, and tracking packets in the indirect lending software platform, verifying the validity and completeness of documents and contracts, and auditing for quality and fraud prevention. They must review documentation to clear underwriting conditions, ensure all legal and compliance requirements are met, and maintain departmental spreadsheets for data logging and tracking.
Applicants need at least one year of experience in consumer lending. They must work well independently and in teams, using discretion for decisions and problem-solving. Proficiency in data entry, Microsoft Office, Adobe, and credit union systems is required. Strong communication skills are essential. Typical working hours will include Saturdays and Sundays.
OCCU offers a comprehensive compensation and benefits package, including low-cost medical, dental, and vision insurance, a 401(k)-retirement plan with employer match, paid time off in addition to 12 paid holidays, tuition reimbursement for eligible education and training, and company-paid long-term disability. OCCU is an Equal Opportunity Employer, and qualified candidates are encouraged to apply online by submitting their resume and cover letter detailing their qualifications and experience.
Inside Sales Mortgage Loan Officer
Loan Specialist job 4 miles from Springfield
If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal. can be located at our Medford W. Main, Eugene, OR and Salem, OR branch. What's Important to You We know your career is just one aspect of a meaningful, complex, and demanding life. That's why we designed our compensation and benefits package to provide employees and their families with as much choice as possible.
* Generous Paid Time Off (PTO) in addition to paid federal holidays.
* Student debt employer repayment program.
* 401(k) retirement plan with a 6% match.
* The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it.
We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate.
SUMMARY
The Inside Sales Mortgage Loan Officer will be responsible for originating permanent residential mortgage loans, via the bank's Digital Platform, and participating in related business development activities. This position will support the entire FIB footprint by taking inbound calls and online mortgages inquiries. Additionally, this position is a fast-paced, high volume, leads provided position with a competitive base salary and per unit incentive.
ESSENTIAL DUTIES AND RESPONSIBILITIES
* Handles all inquiries and leads from First Interstate Bank (FIB) digital platforms (phone, email, and website) as well as direct branch referrals and self-sourced opportunities.
* Works with clients in a consultative selling approach, learning the applicant's housing goals, needs and time frame and recommending the customer their available loan options.
* Converts leads to full application and submits complete loan application and proper documentation to processing team.
* Sets and maintains realistic expectations with all affected parties; follow the Ability To Repay guidelines as set by FIB and the investor.
* Obtains and analyzes credit reports with an understanding of the data and approval implications; locks in interest rates when the customer requests or approves.
* Manages lead pipeline with new inquiries to ensure department key performance indicator requirements for consistent contact with all parties involved in transaction.
* Understands and navigates within the loan origination system; ensuring full understanding of compliance and meet all requirements.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
KNOWLEDGE, SKILLS AND ABILITIES
* Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.
* Ability to write reports and business correspondence.
* Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
* Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.
* Ability to apply concepts of basic algebra and geometry.
* Ability to define problems, collect data, establish facts, and draw valid conclusions.
* Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.
* As a condition of employment, any successful job applicant will be required to pass a pre-employment screening against the Limited Denial of Participation (LDP), GSA Excluded Party List System (EPLS) and Freddie Mac Exclusionary List.
* Possess strong customer service skills and a thorough understanding of the mortgage process.
* Thorough knowledge of FHA, VA, RD, state bond programs, and conventional real estate regulations.
EDUCATION AND/OR EXPERIENCE
* Bachelor's Degree required
* 4-6 years related experience and/or training; or equivalent combination of education and experience required
* 4-6 years experience in residential mortgage lending to include handling of complex loans preferred
LICENSES AND CERTIFICATIONS
* Valid Driver's License required
PHYSICAL DEMANDS AND WORKING ENVIRONMENT
The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.
* Dexterity of hands/fingers to operate computer keyboard and mouse - Frequently
* Sitting - Frequently
* Standing - Occasionally
* Noise Level - Moderate
* Typical Work hours - M-F (8-5)
* Regular and Predictable Attendance - Required
If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.
Loan Servicer
Loan Specialist job 85 miles from Springfield
You are a perfect match for our Credit Union!
The Loan Servicer position is a key role at First Community and affords a rewarding career with competitive pay and excellent benefits. Opportunities abound to provide exceptional service while promoting our wide array of financial products and services. Employees who are successful in making referrals are eligible for monthly incentives.
Enthusiastic and outgoing individual can showcase their relationship building skills to enhance our customer banking experience. You will join a team of motivated, dedicated, and empowered employees who strive to provide superior service and conduct accurate transactions, while complying with policies, procedures, and regulatory banking requirements.
Requirements:
The candidate must have a High School Diploma or equivalent and a proven track record in customer service. Two years' experience in financial industry is desired. Above average skill with computer, typing and 10-key skills is required. Familiarity with real estate secondary market, credit union software systems and Microsoft applications is a plus.
Must demonstrate a positive attitude, a professional image, be self-motivated and have the ability to manage multiple projects and tasks simultaneously with a high degree of urgency and accuracy. Must be able to build relationships in the community and possess excellent oral and written communication skills.
Essential Functions:
Work as part of the Loan Servicing team to ensure each loan is professionally serviced and supported. This may include the following tasks:
Fund and book new loans.
Review new loan documents and new loan records for completeness, accuracy and compliance.
Process documentation to ensure security instruments are properly collected and processed with credit union's lien position recorded as expected.
Follow up for final documents from outside vendors and agencies.
File, scan and store documents under established procedures.
Prepare secondary market files for shipping to investors and process purchase advices when loans are sold.
Maintain collateral insurance on member loans within established procedures.
Track insurance and property taxes, utilizing internal and vendor reports. Follow up for invoices and lapses in coverage.
Force place insurance when necessary and revoke escrow waivers when appropriate.
Schedule and process mortgage escrow disbursements and member escrow deposits.
Perform private mortgage insurance activations and terminations. Process early termination requests from members within credit union and investor guidelines.
Annual mortgage escrow analysis, process escrow shortage payments and generate replacement analysis.
Process Hazard/Flood Insurance, Disability, Debt Protection, Credit Life and Life Share claims.
Post payoffs, principal curtailments, reversals, adjustments and corrections on member loans.
Process Skip-A-Pays on consumer loans.
Process lien releases, utilizing internal reports and vendors. Scan released documents into Synergy.
Prepare files for post funding quality control reviews and examiner requests.
Transmit investor reporting and perform secondary market reconciling.
Perform loss mitigation and foreclosure transactions and reporting tasks.
Process escrow holdback, new construction and insurance claim draws.
Ability to assist and respond to member's and credit union staff inquiries by researching systems and documents. Present exception requests to VP Loan Servicing for feedback or approval.
Cross train in all aspects of servicing.
Demonstrate the ability to adapt and implement new procedures.
Represent the Credit Union with honesty, integrity and trust at all times.
Adhere to established internal policies and procedures for compliance.
Complete required compliance training in a timely manner and comply with all regulations within scope of the position.
Adhere to the requirements of the Bank Secrecy Act, OFAC, USA PATRIOT Act and anti-money laundering regulations.
Assists VP Loan Servicing, performing duties as assigned.
Base Expectations:
Be willing to perform any duty (beyond Essential Functions above) as assigned.
Versatility and problem-solving skills are essential to this position.
Demonstrate a good understanding of CU's loan policies and product knowledge.
Demonstrate a good understanding of investor guidelines.
Possess a detailed working knowledge of Microsoft Word and Excel Software applications that is adequate to perform the duties assigned.
Must demonstrate a basic knowledge of accounting principles, and maintain a high degree of accuracy.
Be a team player and serve as a role model for all credit union staff.
Maintain a friendly, professional, positive attitude and provide prompt, efficient and confidential service.
Ensure good working relationships with vendors and investors.
Communicate effectively and professionally with members, coworkers and management, including verbal and written communication.
Demonstrates ability to gather information, work independently and use exceptional judgment.
Follows the Credit Union's Member Service Standards and Telephone Etiquette.
Support management.
Recommend/cross sell additional service opportunities.
Perform other functions as requested.
Working Conditions:
Occasional lifting, carrying, pushing, and pulling of items weighing up to 60 lbs.
Potential exposure to the threat of violence at any time.
Occasional business travel may be required.
Sitting or standing for extended periods of time may be required.
Repetitive motions and extensive keyboarding may be required.
Company's website: ******************
** First Community Credit Union is an equal opportunity employer. We are committed to diversity, equity and inclusion. All qualified individuals are encouraged to apply and will be given full consideration for employment regardless of race, color, age, sex, religion, veteran status, national origin, sexual orientation, disability or any other classification protected by applicable federal, state or local law. Applicants may request reasonable accommodation to participate in the application process. Equal opportunity employer, including protected Veterans and individuals with disabilities.
Assistant Loan Officer/Credit Analyst
Loan Specialist job 60 miles from Springfield
Pioneer Trust Bank, N.A. is looking for a talented credit analyst to add to our team in the position of Assistant Loan Officer. This position is focused on preparing financial analysis for loan applications for commercial real estate and writing narratives on the findings for the loan presentations. Come hone your credit analysis skills, add value to a high performing team, and assist us in providing high level service to our beloved community in a fun work environment where you will be appreciated, supported, empowered and cared for. Given our clientele and business model, we are dependent on our staff working in-office. This is not a remote position.
This position, as with all positions at Pioneer Trust Bank, N.A., does not have sales goals or quotas.
Hours: Mon-Fri 8:00am-5:00pm - In person
What You'll Do
Collaborate with loan officers - present and discuss underwriting findings.
Analyze, interpret, input and write narratives on financial information.
Develop and maintain strong relationships with co-workers and customers.
Spread, interpret and analyze financial information.
Prepares detailed loan presentation for approval process.
Organize and manage workflow.
Develop and maintain lists of key information necessary to support the loan process.
Maintain knowledge of and compliance with banking regulations and bank policies.
Prepare detailed credit memos for the loan approval process.
Handle multiple transactions simultaneously.
Assist in resolving routine and complex inquiries.
Ensure appropriate maintenance of paper and digital files.
Why You'll be Successful
Have a thorough understanding of basic principles of accounting and financial analysis.
Have experience in credit analysis and advanced analytical skills.
Have a bachelor's degree in business, finance, accounting or equivalent combination of education and experience.
You pay attention to details.
You are experienced in Microsoft Office (excel a plus).
Excellent internal and external customer service required.
Why You'll Love Pioneer Trust Bank
We are committed to work life balance and are proud to offer a competitive salary and benefits package that includes:
Medical (80% of employee coverage paid by company)
Dental (80% of employee coverage paid by company)
Vision Insurance (80% of employee coverage paid by company)
401(k)
Life and Long-Term Disability Insurance (100% company paid)
Generous Profit Sharing
Health & Dependent Care Reimbursement Accounts
Employee Assistance & Wellness Program (100% company paid)
Vacation & Sick Leave
Up to 11 Paid Holidays
Tuition Reimbursement
Banking Privileges
Ongoing professional development
Pioneer Trust Bank, N.A. is an EEO employer and is dedicated to an organizational culture of inclusivity. For more information about us, please visit *************************
Loan Officer
Loan Specialist job 4 miles from Springfield
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.
Essential Functions
Obtain an accurate and thorough 1003.
Collect supporting documentation from borrower:
30 day paystubs
2 years tax returns
Last 2 years W2's
Award letters, disability, trust income, etc.
LOE for Gaps in jobs
At initial contact with borrower provide needs list and complete application
2 months bank statements
Obtain executed disclosures within regulations time frame.
Obtain accurate AUS findings.
Analyze credit report and financial scenario, determining appropriate loan product(s).
Determine (price) a profitable loan and communicate fees to ops team.
Submit a complete loan package to processing.
Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval.
Lock in rate.
Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
Issue Lender Credit if needed
If loan out of balance, work with processor & branch manager to request subsidy
Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
Coordinate, create, track and distribute marketing materials.
Manage client and referral partner databases.
Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.
Qualifications
High school diploma or equivalent required.
At least two years of experience in Mortgage lending or related field.
Active NMLS License.
Ability to manage multiple priorities; strong detail orientation and highly organized.
Works with a strong sense of urgency and responsiveness.
Passionate about delivering excellence in customer service.
Demonstrated patience and professionalism when interacting with both internal and external customers.
Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
Strong verbal and written communication skills.
Supervision
Intermittent to low supervision required, depending on experience
Apply sound judgment in execution of core job responsibilities
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
Mortgage Loan Officer (37532)
Loan Specialist job 39 miles from Springfield
The Loan Officer is responsible for discussing clients needs, recommending the best loan products, helping customers put together a complete loan package and working with the underwriting team throughout the loan process. Key Responsibilities and Accountabilities:
* Develop and maintain knowledge of loan products, policies, procedures and underwriting requirements.
* Collect and analyze customers financial and credit information to determine mortgage financing options.
* Completes a quality loan application using Encompass, securing a locked interest rate as quoted to the client, ensuring the borrower qualifies for the loan program, collecting all supporting documentation, and handling any problems that arise during processing that may jeopardize the loan approval.
* Deliver an extraordinary client experience by listening first and staying in complete and honest communication with clients both verbally and through written or electronic means.
* Review active loan files each day to determine if any documents are missing or what can be done to help the process move along.
* Develop and grow successful relationships with business referral sources and generate leads to gain new clients.
* Maintain NMLS registration and eligibility.
* Adheres to the minimum required production standards as communicated by mortgage management.
* Follow industry news and information, be involved in the community and represent the bank in a professional manner.
* Attend company sales meetings, trainings and bank sponsored events.
* Maintain confidentiality and discretion over sensitive information.
* Comply with and follow all applicable policies and procedures as well as governing laws and regulations. This includes but is not limited to: performing all assigned duties under the WVBK compliance programs and related laws and regulations. Successfully completing all mandatory compliance training as assigned in a timely manner.
Knowledge, Skills and Abilities:
* Knowledge of principles and methods for showing, promoting, and selling products or services including marketing strategy, sales techniques, and lead generation skills.
* Strong knowledge of mortgage industry policies and procedures.
* Strong organizational and time management skills.
* Ability to pay close attention to detail.
* Ability to build and maintain positive and effective relationships with others.
* Aptitude for self-development and learning.
* Ability to analyze and comprehend financial data and to calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages.
* Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
* Ability to define problems, collect data, establish facts, and draw valid conclusions.
* Intermediate computer skills including: word processing, spreadsheet programs, mortgage systems software, internet and database management programs.
* Ability to gather data from multiple sources, test assumptions, evaluate alternatives and make recommendations.
* Ability to adapt well to change with the willingness to maintain a flexible schedule.
* Ability to work within a structure, take direction and be a strong team player.
* Ability to read, analyze, and interpret general business information and government regulations.
* Ability to communicate clearly and effectively verbally and in writing.
Education and Experience:
* 2 Years of experience working in finance, banking or mortgage lending
* Associates Degree in business or related field or equivalent combination of education and experience
Mental and Physical Effort: Decision making normally involves the ability to apply rules, regulations, policies and procedures to the work. Guidance and direction may be available.
Lifting equipment or files of 1-10 pounds on a regular basis, lifting equipment or boxes of 10-25 pounds on an occasion. Sits or stands for long periods of time working at a computer and typing. Uses hands to handle controls or feel objects, tools or controls. Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Working Conditions: Works in a customer facing position in an office environment with minimal workplace hazards and low to moderate levels of noise. May deal with customers or visitors to the workplace who may be upset or pose challenges. Works during the day and during the week, some positions may require working on weekends. Occasional travel to other work sites, conferences, training or meetings may be required.
A Mortgage Loan Consultant with Willamette Valley Bank must be highly ethical and have respect for our clients and our brand. Continually and proactively identifies, develops and maintains a quality network of business relationships that serves as a recurring of referrals for new mortgage lending opportunities. Mortgage Loan Consultants ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.
Loan Processor
Loan Specialist job 64 miles from Springfield
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Document all communication related to the loan application in the conversation log.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
Available to work varying hours and overtime if needed.
Assist loan officer with various marketing tasks, such as, monthly mailers, past and current customer retention calls, social media.
Qualifications and Skills:
High School Diploma or equivalent.
Experience with loan processing, preferred.
Knowledge of Microsoft Office and Windows applications.
Excellent math and analytical skills.
Excellent communication skills.
Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
#LI-CCMREC
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Specialist I, Mortgage Collateral Reconciliation
Loan Specialist job 60 miles from Springfield
SitusAMC is where the best and most passionate people come to transform our client's businesses and their own careers. Whether you're a real estate veteran, a passionate technologist, or looking to get your start, join us as we work together to realize opportunities for everyone, we proudly serve.
At SitusAMC, we are looking to match your unique experience with one of our amazing careers, so that we can help you realize your potential and career growth within the Real Estate Industry. If you are someone who can be yourself, advocate for others, stay nimble, dream big, own every outcome, and think global but act local - come join our team!
This position is responsible for reconciliation of custodian reports to create and code task level exceptions for both assignment related exceptions as well as non-assignment to include endorsements and all collateral related exceptions present on the custodian inventory and exception report. This role requires attention to details, strong analytical skills in performing data analysis, research, and reconciliation of the data discrepancies in a fast-pace deadline driven environment. The position also involves special issue research, escalated items review, and assistance in training.
Essential Job Functions:
+ Manipulate data using intermediate excel skills such as using VLOOKUP, HLOOKUP, Pivot tables, concatenations, comparisons, and additional functions as needed
+ Analyze, research, and identify discrepancies in the data files used for reconciliation
+ Demonstrate knowledge of the post-close documents and their status of completeness, able to review and verify chain of assignments/endorsements.
+ Complete reconciliation analysis to generate collateral related tasks
+ Apply client specific instructions to collateral task coding
+ Compare and reconcile CAM tasks to custodial exceptions
+ Complete ad hoc reconciliations upon request
+ Ensure proper modifications of procedures on file are up to date and maintained
+ Assist with performing QC checks on input data to ensure accuracy
+ Maintain a good understanding of CAM functionality and its workflow tools to ensure proper use
+ Participate in special projects as assigned
+ Promote and support positive team dynamics and professionalism among all staffing levels and throughout the company
+ Must read, be familiar, and be compliant with the company's information security manual, as well as additional e-mails, policies, procedures, and directives that comprise the overall Information Security policies as they are distributed
+ Such other activities as may be assigned by your manager
Qualifications/ Requirements:
+ Bachelor's degree in a related field required or equivalent combination of education and experience
+ Intermediate-level support staff with 2-4 years of relevant experience
+ In some cases, substantial, relevant experience may be substituted for this qualification
+ Some mortgage related document knowledge preferred
+ Responsible for researching and solving loan or task level escalated issues and problems
+ Strong analytical ability, good judgment, strategic and multidimensional thinking.
+ Attention to details and demonstrating use of critical thinking when identifying and solving problems, well organized, effectively coordinating multiple projects, while working in a fast moving, deadline driven environment.
+ Proficient in Excel, Word, and Outlook; intermediate to advanced Excel`s skills including the use of lookups, pivot tables and basic formulas in manipulating large amounts of data
+ Exercises good judgment with access to confidential borrower data (SSN)
+ Attention to detail resulting in accurate, clear, and professionally formatted reports and/or correspondence for both internal and external clients
+ Ability to compose professional correspondence independently for internal or external clients
+ Demonstrated customer service and interpersonal skills required for internal clients
+ Fast and accurate data entry
+ Makes some independent task level or loan level decisions after research and within delegated authority levels
+ Self-motivated with the initiative to research, question, and apply information
+ Performs QC and review of others work
+ Provides guidance in routine tasks
+ Assists in training other team members informally by answering questions, providing QC or job shadowing
+ Maintains a positive attitude.
+ Ability to collaborate effectively and work as part of a team
\#LI-MS1 #LI-REMOTE
Note: This job description is not intended to be all inclusive or exclusive. At any time, employees may perform other related duties as required to meet the ongoing needs of the organization and participate in additional trainings. SitusAMC does not accept unsolicited resumes from staffing agencies, search firms or any third parties. Any unsolicited resume submitted to SitusAMC in any manner will be considered SitusAMC property, and SitusAMC will not pay a fee for any placement resulting from the receipt of an unsolicited resume.
The annual full time base salary range for this role is
$25.00 - $26.00
Specific compensation is determined through interviews and a review of relevant education, experience, training, skills, geographic location and alignment with market data. Additionally, certain positions may be eligible to receive a discretionary bonus as determined by bonus program guidelines, position eligibility and SitusAMC Senior Management approval. SitusAMC offers PTO and paid holidays, the terms of which are set forth in the program policies. All full time employees also are eligible to participate in various benefit plans, including medical, dental, vision, life, disability insurance and 401K; in each case in accordance with the terms of the applicable plans.
Pay Transparency Nondiscrimination Provision (******************************************************************************************************
SitusAMC is an Equal Opportunity Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
Know Your Rights, Workplace Discrimination is Illegal (***********************************************************************************************
Loan Officer
Loan Specialist job 103 miles from Springfield
We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval.
A career with purpose.
A career built on making dreams come true.
A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
Support the Company's growth through outside sales activities and lead generation.
Travel to various communities, realtors' offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders.
Conduct “First Time Homebuyer Seminars” in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current.
Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service.
Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company's offerings, obtain loan applications and other required documents, and attend closings.
Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings.
Originate and prepare new loans in accordance with the “Loan Officer” agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront.
Advise and recommend to the customer regarding the various mortgage loan products based on the customer's individual need.
Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing.
Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed.
Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business.
Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense.
Requirements
Four-year college degree (preferred)
At least three years of Loan Originating experience
Ability to maintain flexible work schedule, including evening and weekend work
Valid driver's license and dependable transportation
NMLS License required, or willing to obtain.
#LI-AR1
#IND-MORT
This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:
We reasonably expect the base compensation offered for this position to range from an annual salary of $34,000.00 - $34,000, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.
This position may be eligible for bonuses.
This position may be eligible for commissions.
This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Client Delivery Team Loan Specialist
Loan Specialist job 95 miles from Springfield
Application Deadline:
07/29/2025
Address:
4949 Meadows Rd.
Job Family Group:
Commercial Sales & Service
Provides exceptional, daily operational service support to grow the Bank's market share and maximize profitability of client relationships. Ensures client problem resolution is prompt and effective, and that enhancement opportunities are identified and closed or referred during client service interactions. Typically meets client service needs through a pooled call center environment or a dedicated one-on-one relationship with sensitive, complex and/or top tiered clients.
Reviews similar activities of other clients in the same industry, providing assistance and guidance relative to industry best practices.
May be able to apply interest adjustments based on limits.
Ensures that tickets are resolved and closed as per the client's expectations and to their satisfaction.
Demonstrates an in-depth understanding of product and service , by providing needed information or directing clients to the appropriate source.
Coordinates and executes specific activities for the implementation of strategic initiatives; includes tracking metrics and milestones.
Gathers and formats data into regular and ad-hoc reports, and dashboards.
Participates in audit and customer issues resolution, correct irregularities escalate as per established procedures.
Identifies process improvement opportunities for better efficiency in meeting the needs of current clients.
Shares any information with Management received while conducting client service business that would indicate a risk or an opportunity to the Bank.
Provides input into the planning and implementation of operational programs.
Actively listens to clients' concerns and diagnoses clients' service needs.
Facilitates timely client problem-resolution, engages cross-functional representatives or groups as appropriate.
Responds to client concerns in a professional manner to convey ownership, competence, respect for the client relationship.
Accurately documents client requests using the group's tracking systems.
Facilitates action to close gaps between client expectations and client experiences in the performance of the Bank and its products.
Applies consistent and timely follow ups to demonstrate a commitment to customer satisfaction and high standards of responsiveness.
Serves as an advocate for individual clients and escalating issues as necessary to facilitate the timely resolution of service problems.
Supports the development of tailored messaging, which may include writing, editing and distributing communications.
Tracks collection of client service fees
Collaborates with internal and external stakeholders in order to deliver on business objectives.
Executes work to deliver timely, accurate, and efficient service.
Focus may be on a business/group.
Thinks creatively and proposes new solutions.
Exercises judgment to identify, diagnose, and solve problems within given rules.
Works mostly independently.
Broader work or accountabilities may be assigned as needed.
Qualifications:
Typically between 3 - 5 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the established qualification standards.
Specialized knowledge from education and/or business experience.
Verbal & written communication skills - In-depth.
Collaboration & team skills - In-depth.
Analytical and problem solving skills - In-depth.
Influence skills - In-depth.
Salary:
$52,800.00 - $98,400.00
Pay Type:
Salaried
The above represents BMO Financial Group's pay range and type.
Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.
BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ********************************************
About Us
At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.
As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.
To find out more visit us at *************************
BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law.
BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information.
Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.
Loan Servicer
Loan Specialist job 85 miles from Springfield
You are a perfect match for our Credit Union!
The Loan Servicer position is a key role at First Community and affords a rewarding career with competitive pay and excellent benefits. Opportunities abound to provide exceptional service while promoting our wide array of financial products and services. Employees who are successful in making referrals are eligible for monthly incentives.
Enthusiastic and outgoing individual can showcase their relationship building skills to enhance our customer banking experience. You will join a team of motivated, dedicated, and empowered employees who strive to provide superior service and conduct accurate transactions, while complying with policies, procedures, and regulatory banking requirements.
Requirements:
The candidate must have a High School Diploma or equivalent and a proven track record in customer service. Two years' experience in financial industry is desired. Above average skill with computer, typing and 10-key skills is required. Familiarity with real estate secondary market, credit union software systems and Microsoft applications is a plus.
Must demonstrate a positive attitude, a professional image, be self-motivated and have the ability to manage multiple projects and tasks simultaneously with a high degree of urgency and accuracy. Must be able to build relationships in the community and possess excellent oral and written communication skills.
Essential Functions:
Work as part of the Loan Servicing team to ensure each loan is professionally serviced and supported. This may include the following tasks:
Fund and book new loans.
Review new loan documents and new loan records for completeness, accuracy and compliance.
Process documentation to ensure security instruments are properly collected and processed with credit union's lien position recorded as expected.
Follow up for final documents from outside vendors and agencies.
File, scan and store documents under established procedures.
Prepare secondary market files for shipping to investors and process purchase advices when loans are sold.
Maintain collateral insurance on member loans within established procedures.
Track insurance and property taxes, utilizing internal and vendor reports. Follow up for invoices and lapses in coverage.
Force place insurance when necessary and revoke escrow waivers when appropriate.
Schedule and process mortgage escrow disbursements and member escrow deposits.
Perform private mortgage insurance activations and terminations. Process early termination requests from members within credit union and investor guidelines.
Annual mortgage escrow analysis, process escrow shortage payments and generate replacement analysis.
Process Hazard/Flood Insurance, Disability, Debt Protection, Credit Life and Life Share claims.
Post payoffs, principal curtailments, reversals, adjustments and corrections on member loans.
Process Skip-A-Pays on consumer loans.
Process lien releases, utilizing internal reports and vendors. Scan released documents into Synergy.
Prepare files for post funding quality control reviews and examiner requests.
Transmit investor reporting and perform secondary market reconciling.
Perform loss mitigation and foreclosure transactions and reporting tasks.
Process escrow holdback, new construction and insurance claim draws.
Ability to assist and respond to member's and credit union staff inquiries by researching systems and documents. Present exception requests to VP Loan Servicing for feedback or approval.
Cross train in all aspects of servicing.
Demonstrate the ability to adapt and implement new procedures.
Represent the Credit Union with honesty, integrity and trust at all times.
Adhere to established internal policies and procedures for compliance.
Complete required compliance training in a timely manner and comply with all regulations within scope of the position.
Adhere to the requirements of the Bank Secrecy Act, OFAC, USA PATRIOT Act and anti-money laundering regulations.
Assists VP Loan Servicing, performing duties as assigned.
Base Expectations:
Be willing to perform any duty (beyond Essential Functions above) as assigned.
Versatility and problem-solving skills are essential to this position.
Demonstrate a good understanding of CU's loan policies and product knowledge.
Demonstrate a good understanding of investor guidelines.
Possess a detailed working knowledge of Microsoft Word and Excel Software applications that is adequate to perform the duties assigned.
Must demonstrate a basic knowledge of accounting principles, and maintain a high degree of accuracy.
Be a team player and serve as a role model for all credit union staff.
Maintain a friendly, professional, positive attitude and provide prompt, efficient and confidential service.
Ensure good working relationships with vendors and investors.
Communicate effectively and professionally with members, coworkers and management, including verbal and written communication.
Demonstrates ability to gather information, work independently and use exceptional judgment.
Follows the Credit Union's Member Service Standards and Telephone Etiquette.
Support management.
Recommend/cross sell additional service opportunities.
Perform other functions as requested.
Working Conditions:
Occasional lifting, carrying, pushing, and pulling of items weighing up to 60 lbs.
Potential exposure to the threat of violence at any time.
Occasional business travel may be required.
Sitting or standing for extended periods of time may be required.
Repetitive motions and extensive keyboarding may be required.
Company's website: ******************
** First Community Credit Union is an equal opportunity employer. We are committed to diversity, equity and inclusion. All qualified individuals are encouraged to apply and will be given full consideration for employment regardless of race, color, age, sex, religion, veteran status, national origin, sexual orientation, disability or any other classification protected by applicable federal, state or local law. Applicants may request reasonable accommodation to participate in the application process. Equal opportunity employer, including protected Veterans and individuals with disabilities.
Loan Processor
Loan Specialist job 64 miles from Springfield
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
* Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
* Assemble the complete loan package in proper order for underwriting.
* Verify all required documentation (pre-underwrite) in the file.
* Complete the required loan checklist.
* Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
* Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan.
* Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
* Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
* Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
* Manage pipeline by completing and submitting reports within allotted turn-around times.
* Assist set-up of loans.
* Document all communication related to the loan application in the conversation log.
* Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
* Available to work varying hours and overtime if needed.
* Assist loan officer with various marketing tasks, such as, monthly mailers, past and current customer retention calls, social media.
Qualifications and Skills:
* High School Diploma or equivalent.
* Experience with loan processing, preferred.
* Knowledge of Microsoft Office and Windows applications.
* Excellent math and analytical skills.
* Excellent communication skills.
* Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
#LI-CCMREC
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Loan Officer
Loan Specialist job 60 miles from Springfield
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.
Essential Functions
* Obtain an accurate and thorough 1003.
* Collect supporting documentation from borrower:
* 30 day paystubs
* 2 years tax returns
* Last 2 years W2's
* Award letters, disability, trust income, etc.
* LOE for Gaps in jobs
* At initial contact with borrower provide needs list and complete application
* 2 months bank statements
* Obtain executed disclosures within regulations time frame.
* Obtain accurate AUS findings.
* Analyze credit report and financial scenario, determining appropriate loan product(s).
* Determine (price) a profitable loan and communicate fees to ops team.
* Submit a complete loan package to processing.
Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval.
* Lock in rate.
* Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
* Issue Lender Credit if needed
* If loan out of balance, work with processor & branch manager to request subsidy
* Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
* Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
* Coordinate, create, track and distribute marketing materials.
* Manage client and referral partner databases.
* Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
* Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.
Qualifications
* High school diploma or equivalent required.
* At least two years of experience in Mortgage lending or related field.
* Active NMLS License.
* Ability to manage multiple priorities; strong detail orientation and highly organized.
* Works with a strong sense of urgency and responsiveness.
* Passionate about delivering excellence in customer service.
* Demonstrated patience and professionalism when interacting with both internal and external customers.
* Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
* Strong verbal and written communication skills.
Supervision
* Intermittent to low supervision required, depending on experience
* Apply sound judgment in execution of core job responsibilities
* Travel: 0%
Requirements
* Physical: Work is primarily sedentary; mobility in an office setting.
* Manual Dexterity: Frequent use of computer keyboard and mouse.
* Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
* Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
Mortgage Loan Officer (37531)
Loan Specialist job 66 miles from Springfield
The Loan Officer is responsible for discussing clients needs, recommending the best loan products, helping customers put together a complete loan package and working with the underwriting team throughout the loan process. Key Responsibilities and Accountabilities:
* Develop and maintain knowledge of loan products, policies, procedures and underwriting requirements.
* Collect and analyze customers financial and credit information to determine mortgage financing options.
* Completes a quality loan application using Encompass, securing a locked interest rate as quoted to the client, ensuring the borrower qualifies for the loan program, collecting all supporting documentation, and handling any problems that arise during processing that may jeopardize the loan approval.
* Deliver an extraordinary client experience by listening first and staying in complete and honest communication with clients both verbally and through written or electronic means.
* Review active loan files each day to determine if any documents are missing or what can be done to help the process move along.
* Develop and grow successful relationships with business referral sources and generate leads to gain new clients.
* Maintain NMLS registration and eligibility.
* Adheres to the minimum required production standards as communicated by mortgage management.
* Follow industry news and information, be involved in the community and represent the bank in a professional manner.
* Attend company sales meetings, trainings and bank sponsored events.
* Maintain confidentiality and discretion over sensitive information.
* Comply with and follow all applicable policies and procedures as well as governing laws and regulations. This includes but is not limited to: performing all assigned duties under the WVBK compliance programs and related laws and regulations. Successfully completing all mandatory compliance training as assigned in a timely manner.
Knowledge, Skills and Abilities:
* Knowledge of principles and methods for showing, promoting, and selling products or services including marketing strategy, sales techniques, and lead generation skills.
* Strong knowledge of mortgage industry policies and procedures.
* Strong organizational and time management skills.
* Ability to pay close attention to detail.
* Ability to build and maintain positive and effective relationships with others.
* Aptitude for self-development and learning.
* Ability to analyze and comprehend financial data and to calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages.
* Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
* Ability to define problems, collect data, establish facts, and draw valid conclusions.
* Intermediate computer skills including: word processing, spreadsheet programs, mortgage systems software, internet and database management programs.
* Ability to gather data from multiple sources, test assumptions, evaluate alternatives and make recommendations.
* Ability to adapt well to change with the willingness to maintain a flexible schedule.
* Ability to work within a structure, take direction and be a strong team player.
* Ability to read, analyze, and interpret general business information and government regulations.
* Ability to communicate clearly and effectively verbally and in writing.
Education and Experience:
* 2 Years of experience working in finance, banking or mortgage lending
* Associates Degree in business or related field or equivalent combination of education and experience
Mental and Physical Effort: Decision making normally involves the ability to apply rules, regulations, policies and procedures to the work. Guidance and direction may be available.
Lifting equipment or files of 1-10 pounds on a regular basis, lifting equipment or boxes of 10-25 pounds on an occasion. Sits or stands for long periods of time working at a computer and typing. Uses hands to handle controls or feel objects, tools or controls. Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Working Conditions: Works in a customer facing position in an office environment with minimal workplace hazards and low to moderate levels of noise. May deal with customers or visitors to the workplace who may be upset or pose challenges. Works during the day and during the week, some positions may require working on weekends. Occasional travel to other work sites, conferences, training or meetings may be required.
A Mortgage Loan Consultant with Willamette Valley Bank must be highly ethical and have respect for our clients and our brand. Continually and proactively identifies, develops and maintains a quality network of business relationships that serves as a recurring of referrals for new mortgage lending opportunities. Mortgage Loan Consultants ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.