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  • Loan Specialist: Ames, Iowa

    Banktalent HQ

    Loan specialist job in Ames, IA

    Zions Agricultural Finance (ZAF), a division of Zions Bank, is one on the top originators and servicers of agricultural land loans throughout the United States. The division was formed in 1997 and has continued to grow over the years with over a $2 billion loan portfolio currently being serviced. Zions Bank has just opened an opportunity for a Loan Specialist based in Ames, Iowa. Our Loan Specialists have become credit analysts, lending officers, and underwriters. If you are looking for a start in banking, a switch in your career path, potential career advancement, benefits starting on day one, 11 bank holidays, profit sharing, company-matched 401(k) contributions, and want to work with great people we are the place for you. You bring the talent; we bring the opportunity! Ideal candidates will have these skills and experience : Provides administrative and/or operational support within one or more of the following loan areas: processing, closing, presentations, servicing, documentation, notes, disbursements, etc. May draft loan presentations, clear all identified loan exceptions. Maintains files, documents, notes, etc. Responsible for reviewing and verifying completeness of files with all necessary documents and signatures required. Researches and resolves lending inquiries and issues. May prepare and/or track disbursements, loan documents, reports, obtain credit and/or financial information. Produce reports as required. Answer questions and follow up with clients. Other duties as assigned. Qualifications : Requires High School diploma or equivalent. Some previous banking or loan processing, documentation, loan assistant experience or other directly related experience is preferred, but not required. A combination of education and experience may meet job requirements. Basic knowledge of lending processes, loan principles, documentation and loan systems is a plus. Critical thinking ability is very important, and you must have good organizational and customer service skills. Must be accurate, possess numeric and verbal aptitudes. Good research, auditing, and communications skills, both written and verbal, are required. Ability to complete processes and meet deadlines. Working knowledge of basic computer programs such as word processing, spreadsheets, or related software. Benefits: Medical, Dental and Vision Insurance - START DAY ONE! Life and Disability Insurance, Paid Parental Leave and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience Mental health benefits including coaching and therapy sessions Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire Location Amenities: Located in the heart of downtown Ames, Iowa, the Zions Agricultural Finance building serves as the headquarters for our division. Ames is the home of Iowa State University, and as we like to say, is big enough to have everything, while being small enough to get there quickly. Big 12 sporting events, live performances, a diverse selection of restaurants, bike friendly, and some of the best schools in Iowa make the Ames area an exceptional place to work and live. Work location features include: FREE employee parking with a private parking lot. Easy access to city bus lines with a hub directly outside of our building. Restaurants, shops, grocery stores, and city hall are all within a quarter mile of our location.
    $25k-46k yearly est. 2d ago
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  • Loan Administrator II -Commercial

    First Mid Bank & Trust 4.0company rating

    Loan specialist job in OFallon, MO

    Loan Administrator II -Commercial Location: O'Fallon, MO At First Mid, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of discretionary short-term incentives (i.e. bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements. Responsible for providing day to day support to the commercial lending team including coordinating loan closing, organizing customer files, monitoring financial documents and supporting all lending initiatives. Performs record keeping functions including payment processing and balancing. Acts as first point of contact with commercial loan customers and responsible for providing a high level of customer service. Responsibilities include, but are not limited to: Assists commercial loan officers by preparing various documents such as sending notices, preparing past due correspondence, ordering credit bureau reports and appraisals and preparing customer correspondence. Assists commercial loan officers in gathering information for new loan requests and submits loan requests and supporting documentation to Central Loan Processing. Works independently handling accounts of larger size and complexity and/or larger volume of accounts. Maintains commercial customer's credit file in an orderly and accurate manner while in their possession. Forwards new loans and updated documentation to Post Closing to be archived on Director. Reviews files for appropriate documents and responsible for following up on exceptions. Greet customers and prospective customers, directing them to the appropriate personnel. Assists commercial customers with questions, balance information, payments, line of credit advances, payoff quotes and tax reporting calculations on a continuous basis. Retrieves information requested for credit ratings and loan confirmations. Prints, reviews and distributes a variety of management reports. May provide coaching and guidance to other loan administrators. Actively cross-sells bank related products in a professional manner. Completed required training associated with job function. Performs other related duties as assigned. Qualifications Education/Experience: High School Diploma required Specialized education/training normally acquired through two plus years of experience; commercial client experience preferred Skills: Excellent computer skills. Advanced knowledge and mastery of word processing and spreadsheet functions. High level of understanding of lending function, loan system and Premier system. Must be able to work with a significant amount of detailed information in an accurate, timely and confidential manner. High level of interpersonal skills to interact with customers and potential customers in a professional manner. High level of knowledge of both internal policies and procedures and the respective state and federal laws and regulations governing departmental functions to ensure performance of individual job duties within the proper control environment. Total Rewards: Competitive health, dental & vision coverage with HSA match 401(k) with employer match + Employee Stock Purchase Plan Generous PTO, paid holidays & parental leave Tuition reimbursement & performance-based bonuses Visit our Total Rewards page to see our full list of benefits First Mid Bancshares, Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT Pay Range: $19.66 - $24.59 per hour Apply for this Position
    $19.7-24.6 hourly 2d ago
  • Sr. Mortgage Loan Processor

    First Bank 4.6company rating

    Loan specialist job in Saint Louis, MO

    Mortgage Loan Processor II A Mortgage Loan Processor II ensures all residential loan files are packaged accurately and timely. As an experienced Mortgage processor, they work with and have comprehensive knowledge of the documents required for a conventional and/or government loans as well as all conforming and non-conforming loansl. A successful Mortgage Loan Processor II is self-motivated, has strong time-management skills and is able to process a high volume of loans in a fast paced work environment. What You Will Be Doing Receiving loans from Underwriting Calling or writing customers and/or any other interested parties to obtain conditions of loan. Calling specified companies to obtain property abstracts, surveys, appraisals. Indexing documents in the file to ensure they are marked properly. Clearing conditions to the level of authority available. Submitting mortgage loan application file underwriting condition clearing. Working with the Appraisal Management Company to order appraisal corrections. Printing and mailing approval and denial letters to applicants. Submitting approved mortgage loan file to Mortgage Loan Closer for settlement. High School diploma or general education degree (GED) A minimum of two (2) plus years' related work experience and/or training required A minimum of three (3) years' experience working in a financial or banking mortgage department a plus A minimum of three (3) plus years working with and/or comprehensive knowledge in conforming & non-conforming loans, Fannie Mae and Freddie Mac Guidelines, and any government and/or conventional, FHA or VA loans required Proficient PC skills in a Windows based environment required; mortgage-processing software a plus Detail oriented, minimal supervision, with excellent communication and analytical skills strongly preferred
    $31k-38k yearly est. 2d ago
  • Lockbox Remittance Specialist

    Busey Bank 4.5company rating

    Loan specialist job in Creve Coeur, MO

    The Lockbox Remittance Specialist handles the servicing of all lockbox clients. You would be expected to maintain a high level of production and accuracy while preparing customers mailed in paper checks for deposit. Duties & Responsibilities Payment Preparations and Processing Sort incoming mail into correct customer bin. Prepare batches of work by removing payments and forms from envelopes Process all lockbox deposits from direct and indirect customers. Quality Assurance Processing Measures Follow standard operating procedures and customer specific instructions through data entry. Verifying checks through customer specific instructions for processing Balance/reconcile electronic and paper documentation. Analyze information to determine accuracy and completeness of work. Conduct non-routine research. Operate high-speed imaging/ extraction Opex equipment. Re-associate check images to corresponding material while validating quality of images. Maintain HIPAA and confidentiality of customer account information; follow established policies and procedures as related to internal audits and security. Team Support: Lend help to immediate team/team members, as needed. Education & Experience Knowledge of: Strong oral and written communication skills Excellent organizational skills Keen sense of quality control and practices Attention to detail and focus on meeting deadlines. Ability to: Analyze and comprehend client's standard operating procedures and instructions Complete multiple manual tasks per transaction and/or client with precision Ability to sit, stand, and walk for long periods of time Be a team player and maintain a positive attitude at all times Make judgment calls regarding routine duties but refer non-routine situations to asupervisor and/or manager Benefits and Compensation Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $18-$20/hour) Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit BuseyTotal Rewardsfor more information. Equal Opportunity Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. VisitBusey.com/Careersto learn more about Busey's Equal Opportunity Employment. Unsolicited Resumes Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.
    $18-20 hourly 2d ago
  • Home Loan Specialist II

    Solomonedwards 4.5company rating

    Loan specialist job in Des Moines, IA

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141859 ### Place of Work On-site ### Requisition ID 141859 ### Application Email ****************************
    $20-24 hourly Easy Apply 60d+ ago
  • Consumer Loan Specialist

    Attain Finance

    Loan specialist job in Saint Peters, MO

    If you're seeking more than just a job, join Heights Finance and kickstart your career! Are you ready to make a difference in the world of consumer finance? At Heights Finance, a proud member of the Attain Finance family, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. As part of Attain Finance, our portfolio includes distinguished brands like Cash Money , LendDirect , Heights Finance. Each brand is constantly evolving to better serve our customers. Be part of a dynamic team that is shaping the future of consumer finance. Apply today! Stories of Success "I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided." ~ Ashley S., District Manager - Alabama "Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled." ~ Jessica W., Operations Trainer - United States Responsibilities As a Consumer Loan Specialist, you'll be at the heart of our customer experience-delivering exceptional service, building lasting relationships, and helping individuals secure the financial solutions they need. This is more than just a job-it's a chance to grow your career, make a difference, and be rewarded for your success. If you're a motivated, customer-focused professional with a passion for helping others and a drive to succeed, we want to hear from you. Join our team and let's achieve success together! Deliver Exceptional Service: Provide outstanding support to both new and existing customers, guiding them through the loan process with care and professionalism. Drive Sales Growth: Use consultative sales techniques to educate customers on financial products and services, identifying opportunities to upsell and cross-sell. Engage Customers: Manage inbound calls with confidence and make proactive outbound calls to attract new business and promote our offerings. Support Delinquency Management: Collaborate with customers on past-due accounts, offering solutions and working toward resolution. Learn and Grow: Participate in a hands-on training program with one-on-one mentoring to build your skills and confidence. Ensure Compliance: Follow all regulatory guidelines and company policies to protect customer information and company assets. This is your opportunity to build a rewarding career with a company that values your contributions and supports your growth. Qualifications We're looking for individuals who are passionate about customer service, eager to learn, and ready to grow in a fast-paced, team-oriented environment. Customer Focus: A genuine desire to help others and provide top-tier service in every interaction. Sales Mindset: Confidence in promoting products and services that meet customer needs. Strong Communication: Excellent verbal and written communication skills, with the ability to build rapport quickly. Problem-Solving Skills: Ability to think on your feet and offer creative solutions to customer challenges. Adaptability: Willingness to learn new systems and processes in a dynamic environment. Team Player: A collaborative spirit with a desire to contribute to team success. Educational Background: High School diploma or equivalent required; college coursework or degree is a plus. Industry Experience: Experience in customer service, sales, or consumer finance is preferred but not required-we'll train the right candidate! Work Location: 1257 Jungerman Road, St. Peters, MO, 63376 Hours: Full Time - Monday through Friday, 8:30am to 5:30pm with evenings and weekends based on business needs/peak seasons Hourly: $16.50-$23.00 The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. All full-time employees are eligible for benefits, starting day one: Paid Time Off, Medical, Dental, Vision and other voluntary coverages. You will also be eligible to participate in the company's 401(K) program with company match, 30 days post hire, starting on the 1st of the month. Other company perks include access to the Employee Assistance Program, Emergency Relief Fund, Diversity and Inclusion Council, Tuition Reimbursement, Leadership Development Programs, and potential to earn through the Monthly Bonus Program. This employer participates in E-Verify for US-based hires. #LI-Onsite #HeightsFinance #HFCLP Key Words: Customer Service, Loans, Financial Services, Lending, Retail, Office, Bank Teller, Sales, Collections EEO Statement Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money , LendDirect , and Heights Finance) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works. Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end *********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.
    $16.5-23 hourly Auto-Apply 8d ago
  • Analyst - Loan Servicing

    Farmer Mac 3.9company rating

    Loan specialist job in Johnston, IA

    The Analyst - Loan Servicing is responsible for supporting agriculture loan transactions to ensure alignment with legal documents and policy. This role provides frontline service and manages relationships with attorneys, investors, field servicers, borrowers, and other agriculture loan professionals. The Analyst - Loan Servicing understands the dynamic relationships in agriculture lending among borrowers, field servicers, investors, tenants, and other related parties. With Whom You Will Work The position will report directly to the Senior Manager - Closing and Servicing. The position will liaison with other members of the Operations team as well as Client Services, Farm and Ranch Credit, Business Development, and Legal departments.. Where and When You Will Work The position will be based in the Farmer Mac Johnston, Iowa, location. Core business hours are Monday through Friday 8:00 am to 5:00 p.m. Central. This position may need to be available on occasion outside of the core business hours and/or business days for planned and unplanned activities to complete time sensitive projects or to attend off-site meetings and events.. Primary Responsibilities and Duties Evaluate and prepare loan recommendations to Credit Servicing on non-routine matters, including Change in terms and/or maturity date Collateral substitution Consent Death of a borrower, transfer of ownership interest Loan assumption Partial releases, substitution of property, condemnation, easements Product conversion Release of funds held in escrow for tenant improvements or holdback Subordination agreement Perform calculations for Debt Service Payments Revolver draws/paydowns Early Payoffs Default Maturity Answer calls and email from borrowers or field servicers promptly Is responsible for annual certification and taxes, insurance, and UCC with field servicers Work closely with Legal and make recommendations on borrower situations (e.g., change in guarantor) to ensure alignment with all loan documents and policy expectations Oversee collection of payments, future loan maturities, and delinquent loans Complete changes due to service actions on loans in the servicing software to ensure maximum utilization is achieved for billing and reporting Maintain loan files with documentation of items that occur after loan closing Review boarding of new loans and prepare investor-related reports Assist with testing of new versions of servicing software Assist with internal and external audits and reviews Assist with training and staff development, monitoring workloads and job priorities for the servicing area. Participate in the formulation of policy and procedures Provide back-up to colleagues in Loan Closing and Servicing team Perform other duties as assigned Desired Skills and Qualifications Experience in customer service Ability to perform loan-related calculations Outstanding knowledge of Microsoft Office Suite Excellent communication and interpersonal skills Organized with the ability to prioritize and multi-task Reliable and professional Ability to work in a fast-paced environment while providing strong attention to detail Knowledge of the following documents Legal Closing Appraisals Environmental Knowledge of loan modification process is preferred Education/Experience Bachelor's degree with paralegal certification (preferred) plus 3 years commercial or agriculture mortgage servicing experience; or equivalent combination of education and experience. Experience with taxes, insurance, and UCC verification is preferred. Our compensation philosophy is targeted pay positioning relative to peers, our industry, and external markets. Farmer Mac is committed to a compensation program that will enable the organization to attract, motivate, reward, and retain highly skilled and creative talent to maintain sustained long-term performance and achieve the organization's strategic business objectives. The typical base pay range for this role is $57,000 to $67,000 per year. Compensation will vary based on experience and geographic work location.
    $57k-67k yearly Auto-Apply 20d ago
  • Commercial Loan Origination Specialist I

    Lutheran Church Extension Fund

    Loan specialist job in Saint Louis, MO

    Organization Profile The primary mission of Lutheran Church Extension Fund (LCEF) is to provide financial resources and related services for ministry, witness, and outreach of The Lutheran Church - Missouri Synod (LCMS). In so doing it shall raise funds primarily through the issuance of corporate notes and other debt instruments. Its assets shall be used exclusively for the following: To provide financing and services for the acquisition of sites; the construction of facilities; the purchase of buildings and equipment; operating expenses; professional church worker education; the residential housing needs of professional church workers; and other purposes approved by its governing board consistent with the ministry and mission of the Synod under policies approved by the Board of Directors of the Synod. Reporting Relationship Loan Origination Specialist I reports to the Director, Loan Origination. Summary The Loan Origination Specialist I is responsible for communicating approved loan terms, obtaining and reviewing all loan conditions necessary for finalizing and producing proper legal documentation for all loan types (permanent loans, construction loans, refinance existing loans, etc.). Essential Job Functions Prepare approval letters and communicate loan terms and process. Prepare legal files for post-close Review corporate documents and prepare borrowing resolutions. Prepare, file, monitor, amend, and terminate Uniform Commercial Code (UCC) forms with applicable county and state. Analyze title commitments to satisfy requirements, address exceptions, to ensure lien position and coverage is in accordance with the loan policy/requirements and procedures. Monitor, track and document Letters of Credit. Place orders with third parties (title, appraisal, flood certification, insurance, etc.) and assist borrower with meeting loan conditions, as needed. Education and Experience Minimum 3 years of experience and progressive responsibility in commercial loans or real estate. Bachelor's degree in business, finance, or related field, preferred. Experience working for a bank, credit union or title company, preferred. Competencies (Knowledge, Skills and Abilities) Knowledge of commercial loan procedures and of loan financing, including loan documentation, coupled with an understanding of construction disbursement procedures. Ability to establish and maintain effective interpersonal relationships with both internal and external customers. Provide excellent customer service by exceeding customer's expectations. Ability to demonstrate empathy, tact, and respect through effective verbal and written communication. Partner with others to engage in problem-solving. Ability to clearly articulate issues and concerns and recommend solutions. Learns new skills/information/processes easily and applies new knowledge quickly. Ability to understand lien laws and state statutes relating to lien priority of each state. Ability to understand and become knowledgeable in state statues as it relates to mechanic and materialmen lien laws and documentation. Eager to learn all aspects/functions of the Loan Origination department, regardless of the current responsibilities. Seeks self-development opportunities. Cooperates and participates fully in the coaching process, and actively seeks continuous learning to improve personal and team performance. Ability to prioritize and multi-task, strong organizational skills, detail oriented, and ability to maintain a high degree of accuracy. Ability to work well under pressure and with minimal supervision. Fosters a collaborative spirit, has a positive attitude and is team player. Participates fully on assigned and cross-functional teams. Practices high level of confidentiality. Maintains appropriate balance between compassion, encouragement, and accommodation. Strong computer skills, including Microsoft Office. Ability to learn proprietary and non-proprietary software applications. Ability to work a flexible schedule. Available to occasionally work unusual or long hours, including holidays and Sundays, to support department operations. Supervisory Responsibility None Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.
    $21k-44k yearly est. 60d+ ago
  • Loan Specialist: Ames, Iowa

    Zions Bank 4.5company rating

    Loan specialist job in Ames, IA

    Zions Agricultural Finance (ZAF), a division of Zions Bank, is one on the top originators and servicers of agricultural land loans throughout the United States. The division was formed in 1997 and has continued to grow over the years with over a $2 billion loan portfolio currently being serviced. Zions Bank has just opened an opportunity for a Loan Specialist based in Ames, Iowa. Our Loan Specialists have become credit analysts, lending officers, and underwriters. If you are looking for a start in banking, a switch in your career path, potential career advancement, benefits starting on day one, 11 bank holidays, profit sharing, company-matched 401(k) contributions, and want to work with great people we are the place for you. You bring the talent; we bring the opportunity! Ideal candidates will have these skills and experience: Provides administrative and/or operational support within one or more of the following loan areas: processing, closing, presentations, servicing, documentation, notes, disbursements, etc. May draft loan presentations, clear all identified loan exceptions. Maintains files, documents, notes, etc. Responsible for reviewing and verifying completeness of files with all necessary documents and signatures required. Researches and resolves lending inquiries and issues. May prepare and/or track disbursements, loan documents, reports, obtain credit and/or financial information. Produce reports as required. Answer questions and follow up with clients. Other duties as assigned. Qualifications: Requires High School diploma or equivalent. Some previous banking or loan processing, documentation, loan assistant experience or other directly related experience is preferred, but not required. A combination of education and experience may meet job requirements. Basic knowledge of lending processes, loan principles, documentation and loan systems is a plus. Critical thinking ability is very important, and you must have good organizational and customer service skills. Must be accurate, possess numeric and verbal aptitudes. Good research, auditing, and communications skills, both written and verbal, are required. Ability to complete processes and meet deadlines. Working knowledge of basic computer programs such as word processing, spreadsheets, or related software. Benefits: Medical, Dental and Vision Insurance - START DAY ONE! Life and Disability Insurance, Paid Parental Leave and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience Mental health benefits including coaching and therapy sessions Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire Location Amenities: Located in the heart of downtown Ames, Iowa, the Zions Agricultural Finance building serves as the headquarters for our division. Ames is the home of Iowa State University, and as we like to say, is big enough to have everything, while being small enough to get there quickly. Big 12 sporting events, live performances, a diverse selection of restaurants, bike friendly, and some of the best schools in Iowa make the Ames area an exceptional place to work and live. Work location features include: FREE employee parking with a private parking lot. Easy access to city bus lines with a hub directly outside of our building. Restaurants, shops, grocery stores, and city hall are all within a quarter mile of our location.
    $30k-41k yearly est. 4d ago
  • Consumer Loan Specialist

    Kansas City Credit Union

    Loan specialist job in Kansas City, MO

    The Consumer Loan Specialist provides exceptional service to current and prospective members by processing consumer loan applications accurately, efficiently, and in accordance with KCCU lending policies, regulatory requirements, and risk-based underwriting standards. This role supports all aspects of consumer lending - including Auto Loans, Signature Loans, Credit Cards, Home Equity Lines of Credit, loan add-ons, and indirect loan support - while ensuring timely communication, thorough documentation, and a strong commitment to member experience. The Consumer Loan Specialist works closely with underwriting and branch teams to ensure applications move through the pipeline promptly and consistently. This position requires strong attention to detail, the ability to navigate KCCU systems and a proactive approach to meeting lending goals. ESSENTIAL DUTIES AND RESPONSIBILITIES • Receive, process, and review consumer loan applications submitted through branches, online channels, and internal referrals. • Complete all application steps, including data verification, income documentation, risk-based pricing, credit score review, and loan structuring based on KCCU underwriting guidelines. • Assist members and staff with loan status updates, required documentation, loan conditions, and next steps. • Prepare loan documents; ensure accuracy and compliance with all disclosures, signatures, and required supporting documents. • Cross-sell appropriate products such as GAP, MRC, debt-protection products, credit cards, and deposit accounts according to member needs and KCCU standards. • Verify and follow up on insurance documentation, titles, collateral descriptions, and lien filings for secured loans. • Work collaboratively with underwriters, MSRs, the call center, and branch leaders to resolve loan file issues, correct data errors, and move applications efficiently through to funding. • Support skip-a-pay processing, loan add-ons, loan rewrites, and payment modifications as applicable. • Communicate professionally with third parties such as dealerships, insurance providers, and vendors when needed to complete loan processing. • Maintain up-to-date knowledge of KCCU lending policies, compliance requirements, and internal procedures. • Assist in meeting monthly loan production, quality, and service goals as established by Lending Leadership. • Protect member information and follow all security and confidentiality expectations. KNOWLEDGE, SKILLS, AND ABILITIES • Strong understanding of consumer lending principles, credit reports, debt-to-income calculations, and risk-based pricing. • Ability to work in a fast-paced environment with high volume and strict timelines. • Excellent communication skills, both written and verbal. • Proficiency with lending and core systems or ability to learn quickly. • Strong attention to detail and accuracy. • Problem-solving skills with initiative to obtain missing information. • Team-oriented mindset. EDUCATION AND EXPERIENCE • High school diploma or equivalent required. • Minimum two (2) years experience in consumer lending. • Experience with credit union lending systems strongly preferred. WORKING CONDITIONS / PHYSICAL REQUIREMENTS • Ability to remain in a stationary position for extended periods. • Ability to operate standard office equipment. • Occasional lifting of up to 25 lbs. • Regular member and staff interaction in an office environment. OTHER REQUIREMENTS • Must meet and maintain all bonding requirements. • Must comply with all internal policies and regulatory guidelines. • Some overtime may be required during peak lending periods.
    $20k-41k yearly est. 57d ago
  • Part Time Loan Specialist

    Regional Finance 4.1company rating

    Loan specialist job in Saint Joseph, MO

    Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times. We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team. If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? * Regional offers competitive pay! We do our best to show that we value our team members! * You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? * You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers! * All full-time team members have access to our medical, dental, vision and 401(k) benefits! * Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities * Provide exceptional service to all customers. * Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. * Maintain office cash with accuracy and proper security. * Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. * Minimize delinquent debt through calling customers and collecting on past-due accounts. * Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. * Transport money and deposits to and from bank. * Other duties as assigned by leadership. Minimum Qualifications * High School Diploma or Equivalent. * Prior customer service experience in either a sales/retail environment or cash management environment. * Must pass drug screen, criminal and credit background checks. * Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies * Demonstrated passion for customer service. * Excellent written and verbal communication skills. * Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. * Thrives in a pay for performance atmosphere. * Proven ability to multi-task. * High degree of integrity. * Sales mentality. * Adaptable to an ever-changing environment. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
    $41k yearly 43d ago
  • Loan Processor II

    Iowa Bankers Mortgage Corporation

    Loan specialist job in Johnston, IA

    I. Ensures compliance with governmental guidelines as outlined by internal Quality Control/Compliance and outside investors. II. Processes and submits Conventional, FHA, VA, Rural Development and IFA loans to IBMC underwriting department, investors and other agencies as required. III. Maintains and provides assistance to bankers and borrowers with questions through daily interaction via telephone calls and emails. IV. Stays update to date on changes in programs/product guidelines through education provided by IBMC and/or outside vendors. V. Other duties as assigned Requirements A. Required Education: High school diploma or general education degree (GED) B. Required Work Experience: 5+ years mortgage experience. Preferred at least 2 year processing of conventional, FHA, VA, IFA and RD loans and/or training; or equivalent combination of education and experience. C. Technology Skills: Previous use of DU/DO/LP systems along with usage of origination or operating software, specific to the mortgage industry. D. Required Skills or traits for the position: Exposure and understanding of credit reporting, title work, basic income analysis and various other areas of the mortgage process.
    $27k-38k yearly est. 4d ago
  • Consumer Loan Specialist

    Curo 4.7company rating

    Loan specialist job in Festus, MO

    If you're seeking more than just a job, join Heights Finance and kickstart your career! Are you ready to make a difference in the world of consumer finance? At Heights Finance, a proud member of the Attain Finance family, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. As part of Attain Finance, our portfolio includes distinguished brands like Cash Money , LendDirect , Heights Finance. Each brand is constantly evolving to better serve our customers. Be part of a dynamic team that is shaping the future of consumer finance. Apply today! Stories of Success "I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided." ~ Ashley S., District Manager - Alabama "Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled." ~ Jessica W., Operations Trainer - United States Responsibilities As a Consumer Loan Specialist, you'll be at the heart of our customer experience-delivering exceptional service, building lasting relationships, and helping individuals secure the financial solutions they need. This is more than just a job-it's a chance to grow your career, make a difference, and be rewarded for your success. If you're a motivated, customer-focused professional with a passion for helping others and a drive to succeed, we want to hear from you. Join our team and let's achieve success together! Deliver Exceptional Service: Provide outstanding support to both new and existing customers, guiding them through the loan process with care and professionalism. Drive Sales Growth: Use consultative sales techniques to educate customers on financial products and services, identifying opportunities to upsell and cross-sell. Engage Customers: Manage inbound calls with confidence and make proactive outbound calls to attract new business and promote our offerings. Support Delinquency Management: Collaborate with customers on past-due accounts, offering solutions and working toward resolution. Learn and Grow: Participate in a hands-on training program with one-on-one mentoring to build your skills and confidence. Ensure Compliance: Follow all regulatory guidelines and company policies to protect customer information and company assets. This is your opportunity to build a rewarding career with a company that values your contributions and supports your growth. Qualifications We're looking for individuals who are passionate about customer service, eager to learn, and ready to grow in a fast-paced, team-oriented environment. Customer Focus: A genuine desire to help others and provide top-tier service in every interaction. Sales Mindset: Confidence in promoting products and services that meet customer needs. Strong Communication: Excellent verbal and written communication skills, with the ability to build rapport quickly. Problem-Solving Skills: Ability to think on your feet and offer creative solutions to customer challenges. Adaptability: Willingness to learn new systems and processes in a dynamic environment. Team Player: A collaborative spirit with a desire to contribute to team success. Educational Background: High School diploma or equivalent required; college coursework or degree is a plus. Industry Experience: Experience in customer service, sales, or consumer finance is preferred but not required-we'll train the right candidate! Work Location: 354 Festus Centre Drive, Festus, MO 63028 Hours: Full Time - Monday through Friday, 8:30am to 5:30pm with evenings and weekends based on business needs/peak seasons Hourly: $16.50 - $23.00 The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. All full-time employees are eligible for benefits, starting day one: Paid Time Off, Medical, Dental, Vision and other voluntary coverages. You will also be eligible to participate in the company's 401(K) program with company match, 30 days post hire, starting on the 1st of the month. Other company perks include access to the Employee Assistance Program, Emergency Relief Fund, Diversity and Inclusion Council, Tuition Reimbursement, Leadership Development Programs, and potential to earn through the Monthly Bonus Program. This employer participates in E-Verify for US-based hires. #LI-Onsite #HeightsFinance #HFCLP Key Words: Customer Service, Loans, Financial Services, Lending, Retail, Office, Bank Teller, Sales, Collections EEO Statement Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money , LendDirect , and Heights Finance) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works. Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end *********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.
    $16.5-23 hourly Auto-Apply 42d ago
  • Loan Officer - Urbandale, IA

    Gershman Mortgage 3.6company rating

    Loan specialist job in Urbandale, IA

    Loan Officer URBANDALE, IA Communities, families, and homes are at the heart of what we do at Gershman Mortgage. Our founding principles are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships. About the Position The Loan Officer will increase their mortgage loan portfolio by developing business contacts and attracting mortgage customers. They will be responsible for all aspects of originating and negotiating mortgage loans and advising and counseling our customers on available loan options. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Essential Functions Develop referral sources for purchase and refinance mortgages from realtors, builders, professional and personal contacts Build rapport, analyze financial situations, determine the appropriate loan product to meet clients' goals, and submit a preliminary loan package for processing Achieve sales and referral goals Develop a positive client experience consistently Recommend loan solutions per lending guidelines and client requirements Manage a portfolio of customer relationships effectively Seek prospective opportunities to retain and/or develop new clients Competencies Proactively seek ways to develop and expand referral network relationships to achieve sales goals Desire to maximize personal productivity through attention to detail, self-motivation, and adaptability Actively participate in opportunities to expand knowledge, influence others, and maintain continuing education Required Education and Experience BA/BS degree or equivalent experience in residential mortgage sales 2+ years of retail, residential mortgage sales experience Documented success with residential purchase/refinance mortgage loans Established relationships with local referral networks The successful candidate must meet and comply with all requirements outlined in the SAFE Act, including, but not limited to the successful completion of the required background checks and obtaining a Unique Identifier from the NMLS Work Environment This job operates in a professional office environment and routinely uses standard equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. Physical Demands The physical demands described here are representative of those that must be met by an employee to perform the essential functions of this job successfully. No or very limited physical effort is required. No or very limited exposure to physical risk. Work is generally performed in a typical office work environment. EEO Statement Gershman Mortgage is an Equal Opportunity Employer. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of the activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice.
    $35k-53k yearly est. 60d+ ago
  • Supervisory Loan Specialist (Agricultural)

    Department of Agriculture 3.7company rating

    Loan specialist job in Harlan, IA

    Apply Supervisory Loan Specialist (Agricultural) Department of Agriculture Farm Service Agency SERVICE CENTER 8B Apply Print Share * * * * Save * This job is open to * Requirements * How you will be evaluated * Required documents * How to apply These positions are in the Farm Service Agency, Iowa State Office, located in the following locations: * Mt. Pleasant, Henry County, Iowa * Harlan, Shelby County, Iowa * Mt. Ayr, Ringgold County, Iowa This position manages and directs the Farm Loan Programs administered in one or more USDA Service Centers providing services to one or more counties in the State. Summary These positions are in the Farm Service Agency, Iowa State Office, located in the following locations: * Mt. Pleasant, Henry County, Iowa * Harlan, Shelby County, Iowa * Mt. Ayr, Ringgold County, Iowa This position manages and directs the Farm Loan Programs administered in one or more USDA Service Centers providing services to one or more counties in the State. Overview Help Accepting applications Open & closing dates 01/20/2026 to 02/02/2026 Salary $89,508 to - $116,362 per year Pay scale & grade GS 12 Locations 3 vacancies in the following locations: Harlan, IA Mount Ayr, IA Mount Pleasant, IA Remote job No Telework eligible No Travel Required Occasional travel - You may be expected to travel for this position. Relocation expenses reimbursed No Appointment type Permanent Work schedule Full-time Service Competitive Promotion potential 12 Job family (Series) * 1165 Loan Specialist Supervisory status Yes Security clearance Other Drug test No Position sensitivity and risk Moderate Risk (MR) Trust determination process * Suitability/Fitness Financial disclosure Yes Bargaining unit status No Announcement number FSA-26-12865200-MP-IA-JGD Control number 854544900 This job is open to Help Internal to an agency Current federal employees of the hiring agency that posted the job announcement. Career transition (CTAP, ICTAP, RPL) Federal employees whose job, agency or department was eliminated and are eligible for priority over other applicants. Clarification from the agency This position is open to current permanent Farm Service Agency (FSA) employees, Farm Service Agency current permanent County employees and CTAP/RPL eligible. Duties Help * Serves as the Service Center technical authority on the Farm Loan Programs and the primary point-of-contact on all farm loan issues addressed in the counties serviced. * Supervises and directs the work of a subordinate staff responsible for making, servicing, and liquidating loans under FSA farm loan authorities. * Has delegated loan approval authority and performs the full range of loan specialist duties. * Attends public meetings with various groups and associations and performs public relations and outreach efforts in the geographic areas serviced. * Applies knowledge of the technical and administrative concepts, principles, and practices of farm loan and financial management. * Applies knowledge of farm operations, land use and value, and production and marketing of various crops and livestock. Requirements Help Conditions of employment * You must be a US Citizen or US National. * Males born after 12/31/1959 must be Selective Service registered or exempt. * Subject to satisfactory adjudication of background investigation and/or fingerprint check. If selected, you may be sent instructions on obtaining fingerprints. Please note we are unable to reimburse for any fees incurred. * Successful completion of one-year probationary period, unless previously served. Refer to the Next Steps section for more information. * Direct Deposit: Per Public Law 104-134 all Federal employees are required to have federal payments made by direct deposit to their financial institution. * Successfully pass the E-Verify employment verification check. To learn more about E-Verify, including your rights and responsibilities, visit e-verify.gov. * Subject to one year supervisory probationary period unless prior service is creditable. New FPAC supervisors must successfully complete all components of the required training program before the end of their probationary period. * Required to submit Confidential Financial Disclosure Report Form OGE-450 within 30 days of your initial appointment date, and annually thereafter. * This position requires "Agricultural Loan Approval Authority". Qualifications In order to qualify, you must meet the eligibility and qualifications requirements as defined below by the closing date of the announcement. For more information on the qualifications for this position, visit the Office of Personnel Management's General Schedule Qualification Standards. Your application and resume must clearly show that you possess the experience requirements. If education is required or being used to qualify, you must submit a copy of your transcripts. Individual Occupational Requirements Education Undergraduate and Graduate Education: Major study -- finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology. or Experience General Experience (for GS-5 positions): Experience that required gathering and analyzing facts and figures and presenting the information or conclusions in clear oral and written language; or that provided a knowledge of the principles of financial analysis or of insurance laws, such as contract, property, life, casualty, or marine insurance. Specialized Experience (for positions above GS-5): Experience that demonstrated competence in agricultural, commercial, realty, or other types of loans. Experience may have been gained in such work as reviewing and passing upon applications for agricultural, commercial, bank or mortgage loans; servicing a loan portfolio of a bank or other loan association; performing financial analysis of commercial concerns for investment purposes; appraising real estate to determine property valuation; or similar work. Specialized Experience Requirement: For the GS-12 grade level: You must have one year of specialized experience equivalent to the GS-11 grade level in federal service or comparable experience not gained through federal service. Specialized experience that demonstrates competence in agricultural loans. Experience reviewing and passing upon applications for various kinds of agricultural operations representing all types of ownership (i.e., single owner, partnerships, and corporations, etc.); servicing an agricultural loan portfolio of a bank or other loan association. In addition, experience must demonstrate a comprehensive knowledge and understanding of the technicalities of farm financing and credit, farm operations, land use and value, production of various crops and livestock, and prices and markets in the farming area where loans are made and serviced. Time-in-Grade Requirement: If you are a current federal employee in the General Schedule (GS) pay plan and applying for a promotion opportunity, you must meet time-in-grade (TIG) requirements of 52 weeks of service at the next lower grade level in the normal line of progression for the position being filled. You must meet this requirement by the closing date of this announcement. Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional, philanthropic, religious, spiritual, community, student, social). Volunteer work helps build critical competencies and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience. Education This job does not have an education qualification requirement. Additional information Career Transition Assistance Plan (CTAP) or Reemployment Priority List (RPL): Visit the OPM website for information on how to apply as a CTAP, RPL, or ICTAP eligible. To exercise selection priority for this vacancy, CTAP/RPL candidates must meet the basic eligibility requirements and all selective factors. CTAP candidates must be rated and determined to be well qualified (or above) based on an evaluation of the competencies listed in the How You Will Be Evaluated section. When assessed through a score-based category rating method, CTAP applicants must receive a rating of at least 85 out of a possible 100. Farm Service Agency (FSA) County Employees: Permanent County employees without prior Federal tenure who are selected for a Civil Service position under Public Law 105-277 will be given a career-conditional appointment and must serve a 1-year probationary period. Financial Disclosure: If selected, you will be required to submit Form OGE-450 within 30 days of your initial appointment date, and annually thereafter. Selectee is subject to financial Disclosure Requirements in accordance with 5 CFR, Part 2635, Sub part E regarding business or personal transactions with applicants, borrowers, or business contacts who have or who are seeking business with this Agency. Selectee must be able to obtain and maintain a security clearance. If selected you will be subject to a National Agency Check and Inquiry (NACI) and a credit report. Agricultural Loan Approval Authority: If selected, applicant will be required to provide proof of Agricultural Loan Approval Authority within 7 days of receipt of the Tentative Job Offer. Failure to provide required documentation will jeopardize further consideration. Telework: This position is not eligible for telework. Incentives: Recruitment and/or relocation incentives may be authorized. Bargaining Unit: This is a non-bargaining unit position. Expand Hide additional information Candidates should be committed to improving the efficiency of the Federal government, passionate about the ideals of our American republic, and committed to upholding the rule of law and the United States Constitution. Benefits Help A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new window Learn more about federal benefits. Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered. How you will be evaluated You will be evaluated for this job based on how well you meet the qualifications above. You will be evaluated based on your qualifications for this position as evidenced by the experience, education, and training you described in your application package. A rating will not be used; all applicants who meet the minimum qualification requirements, to include any selective placement factor(s), if applicable, will be referred to the hiring manager for consideration. Note: If after reviewing your resume and/or supporting documentation, a determination is made that you have inflated your qualifications and/or experience, you may be found ineligible. Please follow all instructions carefully. Errors or omissions may affect your eligibility. Providing inaccurate information on Federal documents could be grounds for non-selection or disciplinary action up to including removal from the Federal service. Clicking the link below will present a preview of the application form. The application form link below will only provide a preview and does not initiate the application process. To initiate the online application process, click the "Apply" button to the right. To view the application form, visit: ******************************************************** Benefits Help A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new window Learn more about federal benefits. Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered. Required documents Required Documents Help The following documents are required for your applicant package to be complete. Encrypted documents will not be accepted. Failure to submit required, legible documents may result in loss of consideration. Resume that includes: Personal Information: name, address, contact information; Education; Work Experience related to this position as described in the major duties including work schedule, hours worked per week, dates of employment; title, series, grade (if applicable); other qualifications. Resume cannot exceed 2 pages. Current Federal employees: * Most recent non-award Notification of Personnel Action (SF-50) showing you are/were in the competitive service, highest grade held (or promotion potential) on a permanent basis, position title, series and grade AND * Most recent performance appraisal (dated within 18 months) showing the official rating of record, signed by a supervisor, or statement why the performance appraisal is unavailable. A performance plan is not an acceptable substitute. Current permanent FSA County employees must submit your most recent non-award Notification of Personnel Action (SF-50) showing your highest grade (or promotion potential) held on a permanent basis, position title, series and grade AND most recent performance appraisal (dated within 18 months) per above. Surplus or displaced employees eligible for CTAP, RPL, or ICTAP priority must provide: proof of eligibility (RIF separation notice, notice of proposed removal for declining a transfer of function or directed reassignment to another commuting area, notice of disability annuity termination), SF-50 documenting separation (as applicable), current performance appraisal with rating of at least "Fully Successful" or equivalent, and your most recent SF-50 noting position, grade level, and duty location with your application per 5 CFR 330. If you are relying on your education to meet qualification requirements: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating. How to Apply Help Please read the entire announcement and all instructions before you begin. You must complete this application process and submit all required documents electronically by 11:59p.m. Eastern Time (ET) on the closing date of this announcement. Applying online is highly encouraged. We are available to assist you during business hours (normally 8:00a.m. - 4:00p.m., Monday - Friday). If applying online poses a hardship, contact the Agency Contact listed below well before the closing date for an alternate method. All hardship application packages must be complete and submitted no later than noon ET on the closing date of the announcement to be entered into the system prior to its closing. Resumes must not exceed two pages. This agency provides reasonable accommodation to applicants with disabilities on a case-by-case basis; contact the Agency Contact to request this. To begin, click "Apply" and follow the instructions to complete the Assessment Questionnaire and attach your resume and all required documents. Please verify that documents you are uploading from USAJOBs transfer into the Agency's staffing system as there is a limitation to the number of documents that can be transferred. However, once in the Agency's staffing system, you will have the opportunity to upload additional documents. Uploaded documents must be less than 5MB and in one of the following document formats: GIF, JPG, JPEG, PNG, RTF, PDF, TXT or Word (DOC or DOCX). Do not upload Adobe Portfolio documents because they are not viewable. Encrypted documents will not be accepted. Failure to submit required, legible documents may result in loss of consideration. Please ensure your resume does not exceed two pages. Applicants who submit a resume that exceeds two pages will be removed from consideration. Our office cannot be responsible for incompatible software, your system failure, etc. Agency contact information Jessica Daigle Email *********************** Address Farm Service Agency 1400 Independence Ave SW Washington, DC 20250 US Next steps Your application will be reviewed to verify that you meet the eligibility and qualification requirements for the position prior to issuing referral lists to the selecting official. If further evaluation or interviews are required, you will be contacted. Log in to your USAJOBS account to check your application status. You must choose to turn on email notifications in your USAJOBS profile if you want to receive important email notifications that may impact your applicant experience (e.g., If you start an application and do not submit it prior to the closing date, USAJOBS will send an email reminder that the closing date is approaching and your application is in an incomplete status). Multiple positions may be filled from this announcement. Probationary Period: As a condition of employment for accepting this position, you will be required to serve a 1-year probationary period during which we will evaluate your fitness and whether your continued employment advances the public interest. In determining if your employment advances the public interest, we may consider: your performance and conduct; the needs and interests of the agency; whether your continued employment would advance organizational goals of the agency or the Government; and whether your continued employment would advance the efficiency of the Federal service. Upon completion of your probationary period your employment will be terminated unless you receive certification, in writing, that your continued employment advances the public interest. Under the Fair Chance Act, agencies are not allowed to request information about an applicant's criminal history until a conditional offer of employment has been made, except as allowed for access to classified information; assignment to national security duties or positions; acceptance or retention in the armed forces; or recruitment of a Federal law enforcement officer. An applicant may submit a complaint or any other information related to an organization's alleged noncompliance with the Fair Chance Act. The complaint must be submitted within 30 calendar days of the date of the alleged noncompliance. To make a Fair Chance Act inquiry or complaint, send an email with the appropriate information to *************************, subject line: Fair Chance Act. Fair and transparent The Federal hiring process is set up to be fair and transparent. Please read the following guidance. Criminal history inquiries Equal Employment Opportunity (EEO) Policy Financial suitability New employee probationary period Privacy Act Reasonable accommodation policy Selective Service Signature and false statements Social security number request Required Documents Help The following documents are required for your applicant package to be complete. Encrypted documents will not be accepted. Failure to submit required, legible documents may result in loss of consideration. Resume that includes: Personal Information: name, address, contact information; Education; Work Experience related to this position as described in the major duties including work schedule, hours worked per week, dates of employment; title, series, grade (if applicable); other qualifications. Resume cannot exceed 2 pages. Current Federal employees: * Most recent non-award Notification of Personnel Action (SF-50) showing you are/were in the competitive service, highest grade held (or promotion potential) on a permanent basis, position title, series and grade AND * Most recent performance appraisal (dated within 18 months) showing the official rating of record, signed by a supervisor, or statement why the performance appraisal is unavailable. A performance plan is not an acceptable substitute. Current permanent FSA County employees must submit your most recent non-award Notification of Personnel Action (SF-50) showing your highest grade (or promotion potential) held on a permanent basis, position title, series and grade AND most recent performance appraisal (dated within 18 months) per above. Surplus or displaced employees eligible for CTAP, RPL, or ICTAP priority must provide: proof of eligibility (RIF separation notice, notice of proposed removal for declining a transfer of function or directed reassignment to another commuting area, notice of disability annuity termination), SF-50 documenting separation (as applicable), current performance appraisal with rating of at least "Fully Successful" or equivalent, and your most recent SF-50 noting position, grade level, and duty location with your application per 5 CFR 330. If you are relying on your education to meet qualification requirements: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating.
    $30k-51k yearly est. 1d ago
  • Mortgage Loan Processor - FT

    Veridian Credit Union 4.0company rating

    Loan specialist job in Cedar Falls, IA

    This is a hybrid position that requires individual to work 2 days a week from one of our locations in Northeast IA, Central IA, or East Central, IA.
    $34k-39k yearly est. Auto-Apply 8d ago
  • Loan Service Representative

    Central Bancompany

    Loan specialist job in Osage Beach, MO

    Performs a wide variety of clerical and administrative support for all aspects of the Loan Servicing functions. Coordinates reports, loan documentation, and scanning. Upload new loans for Installment, Commercial & Overdraft Banking. Prepare and process Extensions, Modifications and Deferral Agreements and any other documentation as necessary to process changes to all loan types. Prepare and process paid files. Prepare and process new units and paid units on the Floor Plan System which includes working directly with Floor Plan Dealers. Work cancelled & expired insurance reports which includes contacting insurance agents to verify current insurance. Provides backup support to others in the loan service and loan processing area when necessary, including booking new loans and processing Officer and customer requests for advances/payments. Exercises independent judgment under moderate supervision. Conducts relationships and activities consistent with established Bank policies, procedures and systems, the Corporate Code of Conduct, Bank Secrecy Act and all applicable State and Federal laws and regulations. ESSENTIAL DUTIES AND RESPONSIBILITIES: Prepare and process Extensions, Modifications and Deferral Agreements and any other documentation as necessary to process changes to all loan types. Prepare and process new units and paid units on the Floor Plan System. Work cancelled & expired insurance report. Perform QC function/checkback of new loans. Assist with booking new loans. Prepare, verify, and input various reports. Prepare transactions, reports, correspondence, memos, and perform other clerical/administrative duties in an accurate manner. Handle phone calls and take messages. Respond to internal and external inquiries regarding loan documents and other banking-related questions. Consistently demonstrate proficiency in providing exemplary customer service in person and by telephone. Maintain a friendly, positive, and professional attitude. Resolve difficult situations with tact and diplomacy. Operate a variety of office administration equipment. Maintain neat and orderly work area and ensure that all confidential records are secured and/or disposed of properly. Attend all required training. Assist others in the department as needed and/or directed. May be assigned other duties and responsibilities. May be assigned work or training at other assigned locations. High school education or equivalent At least two years of experience in general office work or a related area Previous experience as a loan assistant is desirable Effective oral and written communication skills Strong customer relation skills and ability to communicate effectively and work well with supervisor, co-workers and customers in a cooperative, positive manner. Typing skills, 50 WPM minimum Letter formatting skills Computer experience, desirable Attention to detail Ability to operate a variety of office equipment PHYSICAL AND SENSORY DEMANDS: Regularly required to sit; stand; walk; talk; Occasionally required to stoop, kneel, or crouch. Frequently lift and/or move up to 20 pounds. Specific vision abilities include close vision.
    $23k-56k yearly est. 29d ago
  • Consumer Loan Servicing Representative

    Dutrac Community Credit Union 3.8company rating

    Loan specialist job in Dubuque, IA

    Job Description Our mission at DuTrac is to be a trusted partner with our members to make a difference in their lives by working directly with each person to help them achieve their financial goals. Our staff provides excellent service to our members and builds long term relationships to make sure our members succeed in whatever those goals may be. As a Loan Servicing Representative at DuTrac you have the power to be the difference maker! Integrity, Community, Engagement and Education are the qualities you will find in DuTrac's working environment. You will appreciate working in DuTrac's family- friendly culture that provides excellent opportunities for both personal and career growth while providing a competitive salary and benefits package. The Consumer Loan Servicing Representative plays an integral part of the lending function at the credit union with the following responsibilities: Ensuring the proper documentation of all consumer loans. Provide tracking of documentation for loan and member service functions. Insures that assets held as collateral by the Credit Union are properly insured and liens are properly perfected. Follows up on titles not received in a timely manner and contacts appropriate parties for missing documents. Verifies accuracy of shared pledged for share secured loans. Submits GAP and CPI claims. Processes paid off loans and releases titles. Responds to members requests; directs titles to branches for member pick up; provides written payoff requests and guarantee of title releases to third parties. Ideal candidates will have the following experience: One to three years of similar experience. Excellent computer skills. Knowledge of lending process is helpful. Very organized and strong record keeping skills. Outstanding written and verbal communication skills. This position is full-time and is located in the Dubuque market. DuTrac Community Credit Union is proud to be an Equal Opportunity Employer. Apply at ********************** Powered by JazzHR aqs SMOfcIf
    $32k-41k yearly est. 12d ago
  • Loan Servicing Representative - Real Estate & Commercial Documentation

    Southwest Missouri Bank 3.9company rating

    Loan specialist job in Carthage, MO

    Provide prompt, courteous and accurate customer service while assisting internal and external customers with consumer loan processing. ESSENTIAL FUNCTIONS: Provide quality customer service to both internal and external customers over the phone and in person. Process all real estate and commercial loans, renewals, and payment extensions for compliance documentation and image review. Handles real estate and commercial technical exceptions and document replacement. Process terminations and continuations of UCC's. Handles typical administrative functions such as answering phones and filing of loan servicing related documents. Cross train to backup other loan operations functions as necessary. Maintain a neat and clean professional appearance. Recognize opportunities to cross sell bank products and services. Serve as a representative of the bank at various community events. SKILL REQUIREMENTS: Excellent Customer Service Skills Strong oral and written Communication Skills Detail Oriented 10-Key Adding Machine Basic Computer Skills (Microsoft Word, Excel, Jack Henry) PHYSICAL REQUIREMENTS: This position requires the ability to stand for extended periods of time. The ability to sit, bend, squat, twist and lift/carry coin bags weighing up to 50 lbs. is also required. This position requires a working knowledge of computers, printers and general office equipment. The physical requirements described represent those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION AND EXPERIENCE: High school diploma or equivalent required. Customer service and prior loan/banking experience is preferred. OTHER DUTIES: Please note this job description is not designed to cover or contain a comprehensive listing of all activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. AAP/EEO STATEMENT: Our company is an equal opportunity employer. All qualified applicants will receive consideration without regard to race, religion, color, national origin, sex, age, disability, status as a protected veteran, or any other characteristic protected by applicable federal, state, or local law. Job Posted by ApplicantPro
    $22k-34k yearly est. 7d ago
  • Consumer Loan Processor

    Midwest Heritage Services

    Loan specialist job in Chariton, IA

    Additional Considerations (if any): - At Midwest Heritage, the core of our culture is taking care of the customer and taking care of each other. Our employees appreciate that their contributions make a direct impact on the success of our business as well as their own personal and professional growth. Midwest Heritage Bank Job Title: Consumer Loan Operations Processor Department: Banking FLSA: Non-Exempt General Function The Consumer Loan Operations Processor is responsible for all operational functions associated with the loan process. Prepares preliminary disclosures and/or closing documents for consumer loans and ensures all pre-funding and post-closing functions are complete. Core Competencies Consumer Loan Processing Loan Administration Loan Servicing Reporting Relations Accountable and Reports to: Consumer Loan Operations Supervisor Positions that Report to you: None Primary Duties and Responsibilities: Prepare prelims and/or closing documents Order services as needed Verify all loan conditions are met Enter/update Hy-Vee payroll deductions Monitor tickler list and update as needed Quality Control post-closing Verify all required documents are in the file and signed Verify all necessary information is on IS View, Insight, Laser Pro and/or Encompass Review, sort, mail or process, any notices that are generated, i.e., past due, insurance, renewal, etc. Review reports / balance accounts i.e., FHLB, CSO, Escrow, Loans Control, Loans in Process (WIP) etc. Escrow analysis/pay taxes, PMI and insurance Process paid notes and release collateral Calculate /process loan payoffs Assist customers and employees with loan questions Maintenance loans, forms or documents as needed Process/monitor PMI notices/escrow refunds /cancellations/monthly billing Investor/Mortgage loans Book mortgage and consumer loans into FIS system Verify disbursements are complete and balanced Knowledge, Skills, Abilities, and Worker Characteristics: Commitment to the Midwest Heritage mission and willingness to promote the values of the organization. Strong organizational and time management skills with the ability to prioritize multiple tasks and meet deadlines. Proficient computer skills. Microsoft Office preferred (Outlook, Power Point, Excel and Word.) Good verbal and written communication skills. Strong interpersonal skills; ability to relate to and interact with people in a friendly, professional manner. Strong detail orientation including the ability to review forms for accuracy and completeness. Education and Experience: High School diploma or equivalent. Minimum of one year of banking or real estate experience required. Physical Requirements: This position is classified sedentary/light and requires the ability to sit for long periods of time. Visual requirements include the ability to see detail at near range with or without correction. Must be able to perform the following physical activities: sitting for long periods, talking (in person and by telephone), hearing and repetitive motions. Working Conditions: The duties of this position are normally performed in a general office setting. This is a fast-paced work environment. There is frequent pressure to meet deadlines and handle multiple projects in a day. Equipment Used to Perform Job: Computer (PC with Microsoft Office programs), telephone, calculator, telephone, copier, fax, and printer. Contacts: This position works with Midwest Heritage employees, customers, Hy-Vee employees, vendors and outside agents doing direct business with Midwest Heritage. Confidentiality: This position has the responsibility to protect the privacy and confidentiality of customers, employees and bank/insurance/financial information at all times.
    $27k-38k yearly est. Auto-Apply 2d ago

Learn more about loan specialist jobs

How much does a loan specialist earn in West Des Moines, IA?

The average loan specialist in West Des Moines, IA earns between $18,000 and $62,000 annually. This compares to the national average loan specialist range of $26,000 to $68,000.

Average loan specialist salary in West Des Moines, IA

$34,000

What are the biggest employers of Loan Specialists in West Des Moines, IA?

The biggest employers of Loan Specialists in West Des Moines, IA are:
  1. SolomonEdwards
  2. CarringtonRES
  3. Motion Recruitment
  4. Pinnacle Technical Resources
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