Data Analyst jobs at M&T Bank

Overview:* Work Arrangement/Location: This is a hybrid position requiring in-office work three days every week at the Lafayette CT corporate office in Buffalo, NY Overview: Responsible for BAU support of Oracle Account Reconciliation Cloud Solution, in addition to new discretionary configuration. Participates in meetings with lines of business to identify their requirements in how an application looks and feels to the end user; provides feedback on them. Serves as project lead to ensure test plans and specifications are completed in a timely basis and project meets established milestones. Considered Subject Matter Expert in assigned systems within 18 months of being assigned. Primary Responsibilities of a Business Systems Analyst in support of the Oracle ARCS (Account Reconciliation Cloud Solution) Analytical Skills Critical Thinking Skills Problem Solving / troubleshooting Remains calm under pressure Accounting / Reconciliation background Manage multiple tasks simultaneously Deadline driven / prioritization skills Off hours support for production fixes / implementations Strategic / forward thinking Challenge the status quo Risk/Audit awareness Experience working on an Agile Team Responsible for preparing well documented functional specifications for assigned projects, test plans, test cases and execution of test cases. Responsible for research analysis of complex data ensuring functional design of assigned projects is accurate. Serve as mentor to less experienced staff by assisting in application training, research analysis and project methodology consultation. Serve as functional lead on complex projects for assigned applications. Schedule and facilitate project team meetings, document and distribute meeting minutes as applicable. Meet with business client to discuss requested application changes related to an enterprise-wide or business initiative, compliance/regulatory requirement, required system change due to contractual agreement or system maintenance (business as usual [BAU]) ensuring a thorough understanding of specifications for assigned applications. Participate in design discussions and document/deliver required functional specifications. Participate in meetings with lines of business to identify their requirements in how an application looks and feels to the end user and provide feedback to clients regarding business requirements to ensure technology applications support internal/external customer needs and products/services as provided by lines of business. Review business requirements with technology team to ensure understanding of project requirements. Coordinate and provide estimates for large projects and complete estimates for assigned component on assigned projects, inclusive of timelines and project phases. Serve as subject matter expert to consult and advise on how applications may be impacted by enterprise-wide initiatives, like an acquisition or major change in products/services provided to customers. Work with vendor and technical team to gain a thorough understanding of project functionality and provide insight on implementation. May serve as Test Coordinator for large project initiatives involving multiple applications Participate in and document data mapping for integration of systems, conversion, and acquisition-related projects to understand how applications may need to change or be impacted by enterprise-wide initiatives, like regulatory requirements, other system enhancements or business initiatives. Work with other testing teams, when applicable, to prepare test plans and scripts based on functional specifications, and manage and/or execute test cases verifying that changes and enhancements work and perform as required. Serve as functional lead with other project team members on other systems that impact the project Monitor functional specifications and change requests to ensure project stays within scope and meets regulatory requirements, while ensuring adherence to business requirements and Corporate Technology standards. Ensure the Bank process and documentation is followed to ensure adherence to Corporate Technology standards and regulatory requirements. Ensure change requests are consistently documented, reviewed and resolved to ensure application is working to support products/services required by line of business. Ensure efficient and timely resolution of issues arising from testing or implementation to ensure expected performance. Ensure issues, incidences and questions are documented, reported and resolved as required. Coordinate and manage post implementation by getting feedback, resolving any issues and completing a debrief including actual to plan for timeline and financials. Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Education and Experience Required: Minimum of 6 years combined higher education and/or operational/business analytics experience Strong verbal and written communication skills Strong organizational skills Strong time management skills Strong lateral thinking skills Strong problem-solving skills Proficiency with personal computers as well as pertinent software packages. Excellent problem solving skills to assist in issue resolution. Education and Experience Strongly Preferred: Accounting background or reconciliation experience Bachelor's degree Subject matter expert in business with knowledge or experience utilizing application/system being supported. Capable of working on multiple projects of a complex nature. Advanced understanding of applications supported with a sound knowledge of interfacing/integrated applications. Advanced knowledge and focus of the entire system to work on projects outside of normal BAU. Ability to effectively use project management, word processing and spreadsheet applications. Excellent understanding of the Bank's application framework. Familiarity with application development software and hardware platforms. Ability to understand business(es) being supported and its' terminology. Ability to effectively present to all levels of management Ability to multitask for various components of complex projects. Ability to coordinate between applications and business units. Ability to work in a team environment as well as autonomously. Ability to recognize project milestones and delivery dates. Ability to recommend and implement solutions. Proactive Detail-oriented. Strong understanding of Bank acquisition methodology or relevant conversion experience #LI-RS1 M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $85,800.00 - $143,000.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America

The Client Data & Returns Attributions Lead Analyst is a VP level position under the Citigroup wide Client Analytics & Lead Finance Officer team. This team is focused on enhancing the client management dimension across all of Citi, delivering timely and accurate client financials and providing insight into client segment performance. This role will help drive efforts to provide a framework for measuring client financials and returns and will work closely with the business teams and finance partners to harmonize financial attributions to the client level to ensure alignment of firm down to the underlying client level. Responsibilities: * Contribute to a team driving the definition of client financials, including revenue, expenses, cost of credit, and client capital * Key stakeholders include coverage leads (Corporate, Commercial, Private Bank, Financial Institutions), product heads (Markets, Banking, Services, Wealth, US Personal Banking), and geographical leads (country and cluster CEOs) * Help to develop and implement attribution methodologies for client revenue, expenses and capital to fully load the client P&L * Assist in defining both wholistic and marginal client return hurdles in conjunction with business partners * Partner with the product teams to improve efficiency, effectiveness, productivity, and/or controls * Ensure current and future data policies and governance principles are followed * Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards Qualifications: * 5+ years of relevant experience * Experience in financial services and Client analytics * Demonstrated financial modeling skills * Consistently demonstrates clear and concise written and verbal communication * Ability to build and maintain relationships and interact at all levels of an organization * Demonstrated problem-solving and decision-making skills Education: * Bachelor's degree/University degree required * Master's degree a plus This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. * ----------------------------------------------------- Job Family Group: Finance * ----------------------------------------------------- Job Family: Financial Planning & Analysis * ----------------------------------------------------- Time Type: Full time * ----------------------------------------------------- Primary Location: New York New York United States * ----------------------------------------------------- Primary Location Full Time Salary Range: $129,840.00 - $194,760.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. * ----------------------------------------------------- Anticipated Posting Close Date: Sep 15, 2024 * ----------------------------------------------------- Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View the "EEO is the Law" poster. View the EEO is the Law Supplement. View the EEO Policy Statement. View the Pay Transparency Posting

Company Profile Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments, and individuals from more than 1,200 offices in 43 countries. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence, and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture. #LI-NH1 Department Profile ISG has created an ISG Data Group (IDG) to provide single point of accountability for the full spectrum of data related commercial initiatives. This ranges from the defensive risk reduction aspects of data security (both internal and external), through operational efficiency from improving data quality, to helping enhance revenue through further leveraging our data assets for providing services to our clients. The ISG Divisional Data Office (DDO) is part of IDG and is responsible for the oversight and integrity of the data used for senior management, regulatory or client reporting, or used by internal controls. Using a risk-based prioritization methodology, the team is responsible for working with control groups to prioritize key data which may require improvements in the controls to ensure integrity of that data. Position Description Morgan Stanley is seeking a Vice President who will drive progress across complex, multi-stakeholder environments, ensuring alignment and momentum even when priorities compete. The ideal candidate will be comfortable with managing end-to-end processes across multiple internal systems and tooling, translating stakeholder needs into actionable requirements for technology teams, and designing solutions in ambiguous contexts. Skill Requirements * 10+ years of experience in the financial services industry * Proven track record of project management and process improvement * Strong motivation and a self-starter with a positive outlook and desire to solve problems independently with minimal guidance * Strong analytical and organizational skills, attention to detail, and the ability to manage multiple workstreams in a fast-paced environment * Ability to identify and escalate issues effectively and appropriately * Excellent communication skills, capable of synthesizing complex requirements when engaging with senior stakeholders and technology teams * Demonstrated ability to lead through ambiguity, challenge assumptions, and drive initiatives to completion Primary Responsibilities * Assess prioritization of various client-facing features and capabilities: Lead initiatives that require balancing diverse stakeholder views, building momentum, and delivering measurable results. Foster consensus and ensure project objectives remain on track * End-to-End Process Management: Oversee workflows from inception to completion, utilizing complex internal platforms and tools. Ensure seamless integration across business units, technology, and control functions. * Convey business requirements for technology teams: Gather, distill, and articulate stakeholder requirements in clear, actionable terms for developer teams. Facilitate effective communication to ensure deliverables meet business needs * Managing ambiguity and resource constraints: design and implement solutions for problems where priorities are unclear, and technology resources are limited. * Apply creative problem-solving and strategic planning to deliver value under uncertainty. * Collaborate with senior management, desk heads, and control functions to evaluate and dynamically respond to constantly evolving client needs and sales team priorities WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Expected base pay rates for the role will be between $145,000 and $250,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Are you passionate about global energy markets and data-driven insights? Join our Global Commodities Team and help shape the future of energy analysis with your curiosity, analytical skills, and drive for excellence. As a Junior Analyst on our Global Commodities Team, you will play a key role in supporting our energy sector research and analysis. This full-time, in-office position is ideal for recent graduates eager to collaborate, learn, and contribute to a high-performing team. You'll work closely with senior analysts to model global energy flows, assess market events, and integrate US and global data to develop objective, actionable market views. Job responsibilities: Support senior analysts in researching and analyzing trends in global energy markets, including oil, natural gas, renewables, and related commodities. Collect, organize, and interpret market data from various sources to identify key developments and opportunities. Prepare regular reports, presentations, and market summaries for internal and client use. Monitor news, policy changes, and industry events that impact energy markets. Assist in building and maintaining analytical models and databases. Collaborate with team members across research, sales, and trading to deliver timely insights. Required qualifications, capabilities, and skills: Bachelor's degree in Finance, Economics, Business, Engineering, Computer Science, or a related field. Strong analytical and quantitative skills. Proficiency in Microsoft Excel, PowerPoint, and at least one programming language (such as Python, R, or SQL); familiarity with data visualization tools is a plus. Excellent written and verbal communication skills. Ability to work collaboratively in a fast-paced, team-oriented, in-office environment, often under tight deadlines. Comfortable working in dynamic settings and navigating ambiguity, with flexibility to adapt to evolving priorities and schedules. Genuine interest in global energy markets and commodities. Preferred qualifications, capabilities, and skills: Experience with advanced data visualization tools (e.g., Tableau, Power BI). Prior internship or project experience in energy, commodities, or financial markets. Demonstrated ability to synthesize complex information into clear, actionable insights. Initiative to identify process improvements and contribute to team innovation.

J.P. Morgan's Global Index Research is a central hub for fixed income indices within the Corporate and Investment Bank. As a leading provider of indices across fixed income, we account for over 95% of the EM market share and over $1.5 trillion in assets tracking our index products. Join our team of thought leaders and collaborate with clients in all stages of their investment cycle. Job summary: As an analyst in J.P. Morgan's Global Index Research Group, you will engage in client interaction, data analysis, and problem-solving. This front-office role involves fulfilling client requests, managing day-to-day operations, and staying on top of market trends. You will collaborate with sales, trading, and technology teams to ensure indices remain replicable and maintain product integrity. Job responsibilities: Front-Office Engagement: Engage in client interaction, data analysis, and problem-solving, while conducting market analysis to identify trends and opportunities in the fixed income space. Project Management: Manage multiple high-profile deliveries, ensuring effective planning and execution in collaboration with internal and external experts. Client Relationship: Educate internal and external clients on structural and tactical changes in index products and their market implications. Operational Oversight: Oversee operational aspects of managing thousands of indices to maintain product integrity. Product Expertise: Maintain a deep understanding of fixed income and index products to ensure product dependability and applicability. Data Management and Analysis: Collect, organize, and maintain large datasets, and develop quantitative models to analyze financial data and generate actionable insights. Performance and Trend Analysis: Evaluate the performance of existing indices and analyze market trends to inform strategic decision-making. Required qualifications, capabilities, and skills: Minimum education and requirements: Bachelor's degree or equivalent in Finance, Mathematics, Economics, or related field (STEM). At least 1 year work experience in finance and working with large data sets. Programming skills in Python (or similar) is a must. Superb organizational skills, decisive priority management, strong teamwork ethic, ability to think locally & execute globally with high social awareness. Clear, logical thinker with strong quantitative problem-solving abilities. Understanding of fixed income concepts, bond math, financial products, analytics, and an awareness of market events is a plus. Good communication skills (both written and verbal). Experience interfacing with clients is a plus. Preferred qualifications, capabilities, and skills: Knowledge and experience in statistical modeling, time series, stochastic calculus, probability theory, and numerical methods is a plus. Data Science, Data management, and Data visualization tools and techniques is a plus.

The Data Integration Lead Analyst is responsible for facilitating / executing the day-to-day activities that support the execution, enablement and adoption of the Data Transformation Plan and/or support of use cases through collaboration with Functions, Regions and Lines of Business. An ability to work under pressure to meet tight deadlines, strong interpersonal skills and project management expertise are required. The role requires sound analytical skills to filter, prioritize and validate complex and dynamic material from various sources to support with business requirement documents, data issues and analysis. **Responsibilities:** + Manage relationships with key stakeholders across the organization, including the day-to-day execution activities and meetings + Examines and evaluates project status, including identifying potential risks and issues that need escalation or change and proposing solutions to project leads + Determines appropriateness, and guides revisions/refinement of presentation content and materials for Governance forums + Manage day-to-day activities related to the overall program / project, and associated dependencies. Allocate / coordinate work within team or project group + Support resolution of project issues by offering solutions to resolve complex problems, and by interpreting and advising on policies, guidelines or processes + Liaises with multiple Data teams/departments, and serve as subject matter for planning and analysis of project deliverables and processes + Independently conducts analysis and executes tasks that contribute to work streams focusing on broad range of data initiatives including data requirements, issues management, Data Quality rules, lineage, Data Governance and taxonomy + Develops and articulates business requirements and maps current and future state processes + Contributes tactically to strategic design and process improvement project implementation across lines of business and functions working with Technology and Operations and other support organizations + Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. **Qualifications:** + 6+ years experience of business analysis with historic success in shaping opportunities via conceptual thinking and abstract problem-solving capabilities + 6+ years experience with negotiation, influencing and stakeholder management skills across a variety of stakeholders at different levels + 4+ years of experience with Data analysis + 4+ years relevant experience in Banking or Finance preferred + Communicates effectively, develops and delivers multi-mode communications that convey a clear understanding of the unique needs of different audiences; able to drive consensus, and influence relationships at all levels + Collaborates effectively by building partnerships and working well with others to meet shared objectives + Experience in managing and implementing successful projects + Ability to be nimble and adjust priorities as needed + Possesses a comprehensive understanding of how own area and others collectively integrate to contribute towards achieving business objectives + Familiarity with data concepts + Communicates effectively, develops and delivers multi-mode communications that convey a clear understanding of the unique needs of different audiences; able to drive consensus, and influence relationships at all levels + Regulatory experience is a plus **Education:** + Bachelor's/University degree or equivalent experience ------------------------------------------------------ **Job Family Group:** Data Governance ------------------------------------------------------ **Job Family:** Data Integration ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** New York New York United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** $142,320.00 - $213,480.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Change Management, Data Governance, Data Management, Data Quality, Emerging Tools and Technologies, Internal Controls, IT Implementation and Integration, Management Reporting, Program Management, Risk Management. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** Dec 19, 2025 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._ _View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

The Data Integration Lead Analyst is responsible for facilitating / executing the day-to-day activities that support the execution, enablement and adoption of the Data Transformation Plan and/or support of use cases through collaboration with Functions, Regions and Lines of Business. An ability to work under pressure to meet tight deadlines, strong interpersonal skills and project management expertise are required. The role requires sound analytical skills to filter, prioritize and validate complex and dynamic material from various sources to support with business requirement documents, data issues and analysis. Responsibilities: Manage relationships with key stakeholders across the organization, including the day-to-day execution activities and meetings Examines and evaluates project status, including identifying potential risks and issues that need escalation or change and proposing solutions to project leads Determines appropriateness, and guides revisions/refinement of presentation content and materials for Governance forums Manage day-to-day activities related to the overall program / project, and associated dependencies. Allocate / coordinate work within team or project group Support resolution of project issues by offering solutions to resolve complex problems, and by interpreting and advising on policies, guidelines or processes Liaises with multiple Data teams/departments, and serve as subject matter for planning and analysis of project deliverables and processes Independently conducts analysis and executes tasks that contribute to work streams focusing on broad range of data initiatives including data requirements, issues management, Data Quality rules, lineage, Data Governance and taxonomy Develops and articulates business requirements and maps current and future state processes Contributes tactically to strategic design and process improvement project implementation across lines of business and functions working with Technology and Operations and other support organizations Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications: 6+ years experience of business analysis with historic success in shaping opportunities via conceptual thinking and abstract problem-solving capabilities 6+ years experience with negotiation, influencing and stakeholder management skills across a variety of stakeholders at different levels 4+ years of experience with Data analysis 4+ years relevant experience in Banking or Finance preferred Communicates effectively, develops and delivers multi-mode communications that convey a clear understanding of the unique needs of different audiences; able to drive consensus, and influence relationships at all levels Collaborates effectively by building partnerships and working well with others to meet shared objectives Experience in managing and implementing successful projects Ability to be nimble and adjust priorities as needed Possesses a comprehensive understanding of how own area and others collectively integrate to contribute towards achieving business objectives Familiarity with data concepts Communicates effectively, develops and delivers multi-mode communications that convey a clear understanding of the unique needs of different audiences; able to drive consensus, and influence relationships at all levels Regulatory experience is a plus Education: Bachelor's/University degree or equivalent experience ------------------------------------------------------ Job Family Group: Data Governance ------------------------------------------------------ Job Family: Data Integration ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: New York New York United States ------------------------------------------------------ Primary Location Full Time Salary Range: $142,320.00 - $213,480.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Change Management, Data Governance, Data Management, Data Quality, Emerging Tools and Technologies, Internal Controls, IT Implementation and Integration, Management Reporting, Program Management, Risk Management. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Dec 19, 2025 ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

Are you passionate about global energy markets and data-driven insights? Join our Global Commodities Team and help shape the future of energy analysis with your curiosity, analytical skills, and drive for excellence. As a Junior Analyst on our Global Commodities Team, you will play a key role in supporting our energy sector research and analysis. This full-time, in-office position is ideal for recent graduates eager to collaborate, learn, and contribute to a high-performing team. You'll work closely with senior analysts to model global energy flows, assess market events, and integrate US and global data to develop objective, actionable market views. **Job responsibilities:** + Support senior analysts in researching and analyzing trends in global energy markets, including oil, natural gas, renewables, and related commodities. + Collect, organize, and interpret market data from various sources to identify key developments and opportunities. + Prepare regular reports, presentations, and market summaries for internal and client use. + Monitor news, policy changes, and industry events that impact energy markets. + Assist in building and maintaining analytical models and databases. + Collaborate with team members across research, sales, and trading to deliver timely insights. **Required qualifications, capabilities, and skills:** + Bachelor's degree in Finance, Economics, Business, Engineering, Computer Science, or a related field. + Strong analytical and quantitative skills. + Proficiency in Microsoft Excel, PowerPoint, and at least one programming language (such as Python, R, or SQL); familiarity with data visualization tools is a plus. + Excellent written and verbal communication skills. + Ability to work collaboratively in a fast-paced, team-oriented, in-office environment, often under tight deadlines. + Comfortable working in dynamic settings and navigating ambiguity, with flexibility to adapt to evolving priorities and schedules. + Genuine interest in global energy markets and commodities. **Preferred qualifications, capabilities, and skills:** + Experience with advanced data visualization tools (e.g., Tableau, Power BI). + Prior internship or project experience in energy, commodities, or financial markets. + Demonstrated ability to synthesize complex information into clear, actionable insights. + Initiative to identify process improvements and contribute to team innovation. JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans **Base Pay/Salary** New York,NY $110,000.00 - $125,000.00 / year

JobID: 210694723 JobSchedule: Full time JobShift: Base Pay/Salary: New York,NY $110,000.00-$125,000.00 Are you passionate about global energy markets and data-driven insights? Join our Global Commodities Team and help shape the future of energy analysis with your curiosity, analytical skills, and drive for excellence. Job summary: As a Junior Analyst on our Global Commodities Team, you will play a key role in supporting our energy sector research and analysis. This full-time, in-office position is ideal for recent graduates eager to collaborate, learn, and contribute to a high-performing team. You'll work closely with senior analysts to model global energy flows, assess market events, and integrate US and global data to develop objective, actionable market views. Job responsibilities: * Support senior analysts in researching and analyzing trends in global energy markets, including oil, natural gas, renewables, and related commodities. * Collect, organize, and interpret market data from various sources to identify key developments and opportunities. * Prepare regular reports, presentations, and market summaries for internal and client use. * Monitor news, policy changes, and industry events that impact energy markets. * Assist in building and maintaining analytical models and databases. * Collaborate with team members across research, sales, and trading to deliver timely insights. Required qualifications, capabilities, and skills: * Bachelor's degree in Finance, Economics, Business, Engineering, Computer Science, or a related field. * Strong analytical and quantitative skills. * Proficiency in Microsoft Excel, PowerPoint, and at least one programming language (such as Python, R, or SQL); familiarity with data visualization tools is a plus. * Excellent written and verbal communication skills. * Ability to work collaboratively in a fast-paced, team-oriented, in-office environment, often under tight deadlines. * Comfortable working in dynamic settings and navigating ambiguity, with flexibility to adapt to evolving priorities and schedules. * Genuine interest in global energy markets and commodities. Preferred qualifications, capabilities, and skills: * Experience with advanced data visualization tools (e.g., Tableau, Power BI). * Prior internship or project experience in energy, commodities, or financial markets. * Demonstrated ability to synthesize complex information into clear, actionable insights. * Initiative to identify process improvements and contribute to team innovation.

You are customer focused and enjoy learning about financial solutions for middle market clients. A role as a Commercial & Specialized Industries Banking/Treasury Analyst is for you. As an Analyst in Commercial & Specialized Industries, you will work both independently and as part of a team to introduce a broad spectrum of banking & payments solutions to clients. As an analyst in the hybrid banking/treasury rotation you are responsible for supporting Bankers, and Treasury officers through business development, deal execution and client management. The Commercial & Specialized Industries Analyst Program is a rotational experience designed to expose you to the many areas of direct client work across banking, treasury, and credit analysis with client-facing work, as well as extensions of these functions through strategic project work and more. Throughout your program timeline you will hone your financial and client-facing skills to build your career in the financial services industry. Job Responsibilities Work on financial models to support financing transactions Assist in the completion of credit approval memos Prepare marketing materials for use in client meetings (covering topics such as financing alternatives, working capital optimization, and industry analysis) Learn how to identify treasury product solutions to benefit clients' long-term planning Develop an understanding of the full breadth of J.P. Morgan products and service offerings Conduct client and prospect research to support business development effort Required Qualifications, Capabilities and Skills Minimum GPA 3.2 required Superior analytical, leadership, interpersonal and written/verbal communication skills Keen attention to detail and creative mindset Proven ability to multi-task and meet deadlines in a fast-paced environment Exhibit sound judgement, agility, and the ability to work as a team player Preferred Qualifications, Capabilities and Skills 1+ years relevant experience post-college graduation; experience in financial services, accounting, or a related field is a plus Completed BA/BS degree (Business, Finance & Accounting preferred; all majors considered) Some exposure to credit fundamentals and/or previous client exposure is a plus Knowledge of the market dynamics and its business environment preferred This role is not eligible for employer sponsored immigration support of any kind.

You are customer focused and enjoy learning about financial solutions for middle market clients. A role as a Commercial & Specialized Industries Banking/Treasury Analyst is for you. As an Analyst in Commercial & Specialized Industries, you will work both independently and as part of a team to introduce a broad spectrum of banking & payments solutions to clients. As an analyst in the hybrid banking/treasury rotation you are responsible for supporting Bankers, and Treasury officers through business development, deal execution and client management. The Commercial & Specialized Industries Analyst Program is a rotational experience designed to expose you to the many areas of direct client work across banking, treasury, and credit analysis with client-facing work, as well as extensions of these functions through strategic project work and more. Throughout your program timeline you will hone your financial and client-facing skills to build your career in the financial services industry. **Job Responsibilities** + Work on financial models to support financing transactions + Assist in the completion of credit approval memos + Prepare marketing materials for use in client meetings (covering topics such as financing alternatives, working capital optimization, and industry analysis) + Learn how to identify treasury product solutions to benefit clients' long-term planning + Develop an understanding of the full breadth of J.P. Morgan products and service offerings + Conduct client and prospect research to support business development effort **Required Qualifications, Capabilities and Skills** + Minimum GPA 3.2 required + Superior analytical, leadership, interpersonal and written/verbal communication skills + Keen attention to detail and creative mindset + Proven ability to multi-task and meet deadlines in a fast-paced environment + Exhibit sound judgement, agility, and the ability to work as a team player **Preferred Qualifications, Capabilities and Skills** + 1+ years relevant experience post-college graduation; experience in financial services, accounting, or a related field is a plus + Completed BA/BS degree (Business, Finance & Accounting preferred; all majors considered) + Some exposure to credit fundamentals and/or previous client exposure is a plus + Knowledge of the market dynamics and its business environment preferred This role is not eligible for employer sponsored immigration support of any kind. JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans **Base Pay/Salary** New York,NY $87,500.00 - $87,500.00

JobID: 210693112 JobSchedule: Full time JobShift: Base Pay/Salary: New York,NY $87,500.00-$87,500.00 You are customer focused and enjoy learning about financial solutions for middle market clients. A role as a Commercial & Specialized Industries Banking/Treasury Analyst is for you. As an Analyst in Commercial & Specialized Industries, you will work both independently and as part of a team to introduce a broad spectrum of banking & payments solutions to clients. As an analyst in the hybrid banking/treasury rotation you are responsible for supporting Bankers, and Treasury officers through business development, deal execution and client management. The Commercial & Specialized Industries Analyst Program is a rotational experience designed to expose you to the many areas of direct client work across banking, treasury, and credit analysis with client-facing work, as well as extensions of these functions through strategic project work and more. Throughout your program timeline you will hone your financial and client-facing skills to build your career in the financial services industry. Job Responsibilities * Work on financial models to support financing transactions * Assist in the completion of credit approval memos * Prepare marketing materials for use in client meetings (covering topics such as financing alternatives, working capital optimization, and industry analysis) * Learn how to identify treasury product solutions to benefit clients' long-term planning * Develop an understanding of the full breadth of J.P. Morgan products and service offerings * Conduct client and prospect research to support business development effort Required Qualifications, Capabilities and Skills * Minimum GPA 3.2 required * Superior analytical, leadership, interpersonal and written/verbal communication skills * Keen attention to detail and creative mindset * Proven ability to multi-task and meet deadlines in a fast-paced environment * Exhibit sound judgement, agility, and the ability to work as a team player Preferred Qualifications, Capabilities and Skills * 1+ years relevant experience post-college graduation; experience in financial services, accounting, or a related field is a plus * Completed BA/BS degree (Business, Finance & Accounting preferred; all majors considered) * Some exposure to credit fundamentals and/or previous client exposure is a plus * Knowledge of the market dynamics and its business environment preferred This role is not eligible for employer sponsored immigration support of any kind

JobID: 210691120 JobSchedule: Full time JobShift: Base Pay/Salary: New York,NY $87,500.00-$87,500.00 You are customer focused and enjoy learning about financial solutions for middle market clients. A role as a Commercial & Specialized Industries Banking/Treasury Analyst is for you. As an Analyst in Commercial & Specialized Industries, you will work both independently and as part of a team to introduce a broad spectrum of banking & payments solutions to clients. As an analyst in the hybrid banking/treasury rotation you are responsible for supporting Bankers, and Treasury officers through business development, deal execution and client management. The Commercial & Specialized Industries Analyst Program is a rotational experience designed to expose you to the many areas of direct client work across banking, treasury, and credit analysis with client-facing work, as well as extensions of these functions through strategic project work and more. Throughout your program timeline you will hone your financial and client-facing skills to build your career in the financial services industry. Job Responsibilities * Work on financial models to support financing transactions * Assist in the completion of credit approval memos * Prepare marketing materials for use in client meetings (covering topics such as financing alternatives, working capital optimization, and industry analysis) * Learn how to identify treasury product solutions to benefit clients' long-term planning * Develop an understanding of the full breadth of J.P. Morgan products and service offerings * Conduct client and prospect research to support business development effort Required Qualifications, Capabilities and Skills * Minimum GPA 3.2 required * Superior analytical, leadership, interpersonal and written/verbal communication skills * Keen attention to detail and creative mindset * Proven ability to multi-task and meet deadlines in a fast-paced environment * Exhibit sound judgement, agility, and the ability to work as a team player Preferred Qualifications, Capabilities and Skills * 1+ years relevant experience post-college graduation; experience in financial services, accounting, or a related field is a plus * Completed BA/BS degree (Business, Finance & Accounting preferred; all majors considered) * Some exposure to credit fundamentals and/or previous client exposure is a plus * Knowledge of the market dynamics and its business environment preferred This role is not eligible for employer sponsored immigration support of any kind.

Are you passionate about applying advanced NLP and AI methodologies to real-world investment challenges? Join our Data Science team and help transform how investors make decisions by generating actionable insights from large-scale financial data. This is your opportunity to work with cutting-edge technology, collaborate with industry experts, and make a meaningful impact on our investment platform. As an Asset Management Investment Platform Data Scientist - Summer Associate in the Asset Management Data Science team, you will use your expertise in NLP and large language models to develop business-centric products that enhance investment processes, improve client experiences, and streamline operations. You will work closely with investors and portfolio managers to extract vital insights from financial reports, analyst notes, and client communications, empowering data-driven decision making and process automation. Job responsibilities Develop technical solutions utilizing large language models for content extraction, search, question answering, reasoning, and recommendation. Build comprehensive testing setups to evaluate model performance and ensure efficacy and reliability. Collaborate with engineering teams to deliver high-quality, scalable solutions. Study scientific articles and research papers to identify emerging techniques and discover new approaches. Required qualifications, capabilities, and skills Advanced degree in Data Science, Computer Science, or Machine Learning. Proven experience in natural language processing and working with large language models. Proficiency in programming languages such as Python and familiarity with machine learning libraries and frameworks. Excellent communication skills and ability to work collaboratively in a fast-paced, dynamic environment. Strong analytical skills with an understanding of financial markets and asset management.

Join the Firmwide Economic Scenarios team within the Office of the Chief Financial Officer, where you'll oversee the development and distribution of macroeconomic scenarios used in the Firm's forecasting processes. You'll collaborate with the Economics and Strategy Research teams, Chief Risk Officer, Chief Financial Officer, Financial Planning teams, and other corporate areas, covering key U.S. and global macroeconomic indicators. The scenarios cover key U.S. and global macroeconomic indicators, rates, equities, FX and credit markets, real estate markets, etc. Accordingly, a broad knowledge base across economics and finance is essential. The team develops scenarios across a range of potential economic backdrops which are distributed Firmwide. As a Firmwide Economic Scenarios Analyst within the Office of the Chief Financial Officer, you will play a supportive role in the team's scenario design work and macroeconomic forecasting. You will have the opportunity to directly execute forecasts for macroeconomic variables and interact with senior leaders, developing important leadership and analytical skills required to advance in the Firm. Job Responsibilities: Support the execution of macroeconomic forecasts that make up the scenarios, working closely with key forecasting partners (JPM Economics / Strategy research teams or other experts) and consumers of the scenarios (Risk and Finance Lines of Business) Monitor and prepare commentary on economic releases and events, monitor evolving risks, stay abreast of trends in economics and financial markets, and anticipate implications for macroeconomic forecasting and scenario design Manage multiple project workstreams as well as inbound questions, deliverables, and ad-hoc requests, with an emphasis on accuracy and timeliness of meeting deliverables on prescribed timelines Develop executive-level presentations for senior management and internal stakeholders Interact with and guide quantitative model development teams for the development and enhancement of macroeconomic forecasting methodologies Lead ad-hoc analysis and conduct economic research as needed Required Qualifications, Skills, and Capabilities: Strong quantitative skills: Bachelor's degree in Economics, Econometrics, Quantitative Finance, or related field Some work experience in research / forecasting / business analytics for a leading financial institution / central bank / consulting firm or similar, with a strong background / interest in economics Advanced Excel and Microsoft Office skills and experience with at least one programming language / statistical software (e.g., Python, R, EViews, Excel VBA) Exceptionally detail-oriented with the ability to synthesize large amounts of data and various viewpoints, summarize key concepts, and clearly articulate relevant conclusions Excellent organizational and communication (verbal and written) skills Self-starter, with an ability to multitask in a fast-paced, environment with frequently changing priorities Works well individually and in teams, shares information, supports colleagues, and encourages participation Preferred Qualifications, Skills, and Capabilities: Experience with scenario design in the context of CCAR, and / or CECL is a plus Experience in forecasting, statistical analysis or research on macroeconomic and / or financial variables would be considered a plus Experience working with structural and semi-structural macroeconomic forecasting models (e.g., DSGE, FRB/US, NiGEM), or other time-series econometric models is considered a plus Experience working with machine learning, AI or language models is considered a plus A graduate degree (Master's or PhD) is considered a plus

JobID: 210692960 JobSchedule: Full time JobShift: Base Pay/Salary: New York, NY $74,100.00-$95,000.00 Join the Firmwide Economic Scenarios team within the Office of the Chief Financial Officer, where you'll oversee the development and distribution of macroeconomic scenarios used in the Firm's forecasting processes. You'll collaborate with the Economics and Strategy Research teams, Chief Risk Officer, Chief Financial Officer, Financial Planning teams, and other corporate areas, covering key U.S. and global macroeconomic indicators. The scenarios cover key U.S. and global macroeconomic indicators, rates, equities, FX and credit markets, real estate markets, etc. Accordingly, a broad knowledge base across economics and finance is essential. The team develops scenarios across a range of potential economic backdrops which are distributed Firmwide. As a Firmwide Economic Scenarios Analyst within the Office of the Chief Financial Officer, you will play a supportive role in the team's scenario design work and macroeconomic forecasting. You will have the opportunity to directly execute forecasts for macroeconomic variables and interact with senior leaders, developing important leadership and analytical skills required to advance in the Firm. Job Responsibilities: * Support the execution of macroeconomic forecasts that make up the scenarios, working closely with key forecasting partners (JPM Economics / Strategy research teams or other experts) and consumers of the scenarios (Risk and Finance Lines of Business) * Monitor and prepare commentary on economic releases and events, monitor evolving risks, stay abreast of trends in economics and financial markets, and anticipate implications for macroeconomic forecasting and scenario design * Manage multiple project workstreams as well as inbound questions, deliverables, and ad-hoc requests, with an emphasis on accuracy and timeliness of meeting deliverables on prescribed timelines * Develop executive-level presentations for senior management and internal stakeholders * Interact with and guide quantitative model development teams for the development and enhancement of macroeconomic forecasting methodologies * Lead ad-hoc analysis and conduct economic research as needed Required Qualifications, Skills, and Capabilities: * Strong quantitative skills: Bachelor's degree in Economics, Econometrics, Quantitative Finance, or related field * Some work experience in research / forecasting / business analytics for a leading financial institution / central bank / consulting firm or similar, with a strong background / interest in economics * Advanced Excel and Microsoft Office skills and experience with at least one programming language / statistical software (e.g., Python, R, EViews, Excel VBA) * Exceptionally detail-oriented with the ability to synthesize large amounts of data and various viewpoints, summarize key concepts, and clearly articulate relevant conclusions * Excellent organizational and communication (verbal and written) skills * Self-starter, with an ability to multitask in a fast-paced, environment with frequently changing priorities * Works well individually and in teams, shares information, supports colleagues, and encourages participation Preferred Qualifications, Skills, and Capabilities: * Experience with scenario design in the context of CCAR, and / or CECL is a plus * Experience in forecasting, statistical analysis or research on macroeconomic and / or financial variables would be considered a plus * Experience working with structural and semi-structural macroeconomic forecasting models (e.g., DSGE, FRB/US, NiGEM), or other time-series econometric models is considered a plus * Experience working with machine learning, AI or language models is considered a plus * A graduate degree (Master's or PhD) is considered a plus

Join the Firmwide Economic Scenarios team within the Office of the Chief Financial Officer, where you'll oversee the development and distribution of macroeconomic scenarios used in the Firm's forecasting processes. You'll collaborate with the Economics and Strategy Research teams, Chief Risk Officer, Chief Financial Officer, Financial Planning teams, and other corporate areas, covering key U.S. and global macroeconomic indicators. The scenarios cover key U.S. and global macroeconomic indicators, rates, equities, FX and credit markets, real estate markets, etc. Accordingly, a broad knowledge base across economics and finance is essential. The team develops scenarios across a range of potential economic backdrops which are distributed Firmwide. As a Firmwide Economic Scenarios Analyst within the Office of the Chief Financial Officer, you will play a supportive role in the team's scenario design work and macroeconomic forecasting. You will have the opportunity to directly execute forecasts for macroeconomic variables and interact with senior leaders, developing important leadership and analytical skills required to advance in the Firm. **Job Responsibilities:** + Support the execution of macroeconomic forecasts that make up the scenarios, working closely with key forecasting partners (JPM Economics / Strategy research teams or other experts) and consumers of the scenarios (Risk and Finance Lines of Business) + Monitor and prepare commentary on economic releases and events, monitor evolving risks, stay abreast of trends in economics and financial markets, and anticipate implications for macroeconomic forecasting and scenario design + Manage multiple project workstreams as well as inbound questions, deliverables, and ad-hoc requests, with an emphasis on accuracy and timeliness of meeting deliverables on prescribed timelines + Develop executive-level presentations for senior management and internal stakeholders + Interact with and guide quantitative model development teams for the development and enhancement of macroeconomic forecasting methodologies + Lead ad-hoc analysis and conduct economic research as needed **Required Qualifications, Skills, and Capabilities:** + Strong quantitative skills: Bachelor's degree in Economics, Econometrics, Quantitative Finance, or related field + Some work experience in research / forecasting / business analytics for a leading financial institution / central bank / consulting firm or similar, with a strong background / interest in economics + Advanced Excel and Microsoft Office skills and experience with at least one programming language / statistical software (e.g., Python, R, EViews, Excel VBA) + Exceptionally detail-oriented with the ability to synthesize large amounts of data and various viewpoints, summarize key concepts, and clearly articulate relevant conclusions + Excellent organizational and communication (verbal and written) skills + Self-starter, with an ability to multitask in a fast-paced, environment with frequently changing priorities + Works well individually and in teams, shares information, supports colleagues, and encourages participation **Preferred Qualifications, Skills, and Capabilities:** + Experience with scenario design in the context of CCAR, and / or CECL is a plus + Experience in forecasting, statistical analysis or research on macroeconomic and / or financial variables would be considered a plus + Experience working with structural and semi-structural macroeconomic forecasting models (e.g., DSGE, FRB/US, NiGEM), or other time-series econometric models is considered a plus + Experience working with machine learning, AI or language models is considered a plus + A graduate degree (Master's or PhD) is considered a plus JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans **Base Pay/Salary** New York, NY $74,100.00 - $95,000.00

The Citi Treasury Investments (CTI) organization is responsible of managing the firm's balance sheet exposure and needs. CTI achieves these objectives through managing several different portfolios, consisting of raising capital and liquidity through the issuance of debt, Intercompany funding via borrows & placements, the purchase of AFS/HTM securities, and the use of derivatives to hedge exposures. CTI is responsible for managing central liquidity and investment portfolio, executing multiple hedge programs, providing USD and Non USD financing to other businesses and legal entities, as well as management of the USD and Non USD interest rate risk. The goal is to achieve Citi's desired net interest position, by issuance of benchmark debt and structured notes, credit card securitizations and performing liability management for all capital securities issued through Citigroup and CBNA. The role of CTI Buffalo is to be a partner across all CTI businesses with a shared ownership and understanding such that the combined group can function as an integrated team regardless of geography, while providing an opportunity to align and right size functions. We look to add value through Trade Support, Risk Management and Portfolio Analysis. **C10:** This is a Junior Analyst role ideal for recent college graduates. This role sits within Citi Treasury Investments and is a geared towards a developing professional role within Treasury. The role will require the successful candidate to be able to perform at a high level in a diverse and complex Markets-based environment. You must be able to problem solve and utilize solid judgement. A successful candidate will have a good understanding of how to work in a team environment while being able to integrate with others in accomplishing key objectives. The ability to apply analytical thinking and knowledge of data analysis tools and methodologies is critical. Requires strong attention to detail when making judgments and recommendations based on the analysis of market information. A successful candidate applies professional judgment when interpreting data and results and breaks down information in a systematic and communicable manner. **Qualifications:** + Self motivated and focused individual who can assist in projects + Ability to achieve task within established deadlines + Clear and concise communication skills + Proven data management and analysis skills + Intermediate Excel skills + 0-2 years relevant experience **Education:** + Bachelors degree ------------------------------------------------------ **Job Family Group:** Finance ------------------------------------------------------ **Job Family:** Funding & Investments Management ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** Getzville New York United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** $60,406.00 - $74,450.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Please see the requirements listed above. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** Dec 18, 2025 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._ _View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

The Citi Treasury Investments (CTI) organization is responsible of managing the firm's balance sheet exposure and needs. CTI achieves these objectives through managing several different portfolios, consisting of raising capital and liquidity through the issuance of debt, Intercompany funding via borrows & placements, the purchase of AFS/HTM securities, and the use of derivatives to hedge exposures. CTI is responsible for managing central liquidity and investment portfolio, executing multiple hedge programs, providing USD and Non USD financing to other businesses and legal entities, as well as management of the USD and Non USD interest rate risk. The goal is to achieve Citi's desired net interest position, by issuance of benchmark debt and structured notes, credit card securitizations and performing liability management for all capital securities issued through Citigroup and CBNA. The role of CTI Buffalo is to be a partner across all CTI businesses with a shared ownership and understanding such that the combined group can function as an integrated team regardless of geography, while providing an opportunity to align and right size functions. We look to add value through Trade Support, Risk Management and Portfolio Analysis. C10: This is a Junior Analyst role ideal for recent college graduates. This role sits within Citi Treasury Investments and is a geared towards a developing professional role within Treasury. The role will require the successful candidate to be able to perform at a high level in a diverse and complex Markets-based environment. You must be able to problem solve and utilize solid judgement. A successful candidate will have a good understanding of how to work in a team environment while being able to integrate with others in accomplishing key objectives. The ability to apply analytical thinking and knowledge of data analysis tools and methodologies is critical. Requires strong attention to detail when making judgments and recommendations based on the analysis of market information. A successful candidate applies professional judgment when interpreting data and results and breaks down information in a systematic and communicable manner. Qualifications: Self motivated and focused individual who can assist in projects Ability to achieve task within established deadlines Clear and concise communication skills Proven data management and analysis skills Intermediate Excel skills 0-2 years relevant experience Education: Bachelors degree ------------------------------------------------------ Job Family Group: Finance ------------------------------------------------------ Job Family: Funding & Investments Management ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Getzville New York United States ------------------------------------------------------ Primary Location Full Time Salary Range: $60,406.00 - $74,450.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Dec 18, 2025 ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.