Mastercard CEO and leadership

Michael Miebach is chief executive officer of Mastercard and a member of the company’s board of directors.

He is leading the company into a more digital world where the continued application of new technologies will further enable payments to become more seamless in the overall purchasing experience, while bolstering cyber services and data-powered insights.

Over the past five years, first as chief product officer and then president, Michael was critical to setting the strategy that transformed the company’s offerings from a consumer card-centric business to a platform supporting choice in how businesses, people and governments make payments. This strategy, combined with the company’s customer focus, helped Mastercard evolve and diversify into new areas including real-time payments, open banking, digital identity and other value-added services.

His collaborative approach creates scalable and trusted solutions for the exchange of payments and data and can be seen in his leadership of the acquisitions of Vocalink and Finicity, as well as the pending transaction with Nets - each expanding Mastercard’s range of payment flows.

Michael joined Mastercard in 2010 to lead its Middle East and Africa operations, where he helped shape and advance the company’s financial inclusion efforts with targeted solutions for governments and their citizens across the region. Earlier in his career, Michael held senior roles at both Barclays Bank and Citibank.

He is a member of the digital advisory council of Fannie Mae, which makes sustainable homeownership and workforce rental housing a reality for millions of Americans, and a member of the board of directors for the nonprofit Accion, which gives people across the world the financial tools and services they need to prosper.

Michael is also a board member at large for the Ronald McDonald House New York City, a charity that offers vital resources and compassionate care to children and their families being treated by the world’s leading pediatric cancer hospitals.

Michael holds a Master of Business Administration from the University of Passau in Germany.

Michael Fraccaro is a Chief People Officer at Mastercard and is based in Purchase, New York. He has worked as Exec VP:Human Resources at Mastercard; Head of HR, PFS Hong Kong & Asia Pacific at HSBC; and Head of Learning, Talent, Resourcing and Organisation Development Asia Pacific at HSBC. Michael attended Australian Catholic University (ACU) and UTS: University of Technology Sydney between 1986 and 1989.

Tim Murphy is Chief Administrative Officer for Mastercard, overseeing the company’s Law, Franchise and Integrity activities, as well as its People and Capabilities function. He is also a member of the company’s Management Committee.Prior to assuming this role, Tim served as the company's general counsel for seven years, helping advance Mastercard's legal and regulatory affairs, public policy, corporate governance and compliance, while also bringing a business mindset to further evolve the legal function.Throughout his 20-plus year tenure at Mastercard, Tim has also served as Chief Product Officer, President of the company’s U.S. region, Executive Vice President of customer business planning and analysis, and Senior Vice President and Associate General Counsel.Before joining Mastercard in 2000, he was an Associate in the New York and London offices of Cleary, Gottlieb, Steen & Hamilton.Tim is Chair of the Board of Trustees for the National Urban League and a member of the Board of Trustees of Northwestern Mutual. He also sits on the boards of the U.S.-Russia Business Council and Network for Teaching Entrepreneurship. He is a member of the Legal Services Corporation’s Leaders Council, the Economic Club of New York, and the Council on Foreign Relations.Tim was named a Legend in Law in 2018 by the Burton Foundation.He received a JD degree, magna cum laude, from Harvard Law School and a BA degree in political science from Amherst College.

Chief Marketing & Communications Officer and President, Healthcare Business, Mastercard. Author of Wall Street Journal Bestseller “Quantum Marketing”

Michael Miebach is chief executive officer of Mastercard and a member of the company’s board of directors.

He is leading the company into a more digital world where the continued application of new technologies will further enable payments to become more seamless in the overall purchasing experience, while bolstering cyber services and data-powered insights.

Over the past five years, first as chief product officer and then president, Michael was critical to setting the strategy that transformed the company’s offerings from a consumer card-centric business to a platform supporting choice in how businesses, people and governments make payments. This strategy, combined with the company’s customer focus, helped Mastercard evolve and diversify into new areas including real-time payments, open banking, digital identity and other value-added services.

His collaborative approach creates scalable and trusted solutions for the exchange of payments and data and can be seen in his leadership of the acquisitions of Vocalink and Finicity, as well as the pending transaction with Nets - each expanding Mastercard’s range of payment flows.

Michael joined Mastercard in 2010 to lead its Middle East and Africa operations, where he helped shape and advance the company’s financial inclusion efforts with targeted solutions for governments and their citizens across the region. Earlier in his career, Michael held senior roles at both Barclays Bank and Citibank.

He is a member of the digital advisory council of Fannie Mae, which makes sustainable homeownership and workforce rental housing a reality for millions of Americans, and a member of the board of directors for the nonprofit Accion, which gives people across the world the financial tools and services they need to prosper.

Michael is also a board member at large for the Ronald McDonald House New York City, a charity that offers vital resources and compassionate care to children and their families being treated by the world’s leading pediatric cancer hospitals.

Michael holds a Master of Business Administration from the University of Passau in Germany.