Principal Software Engineer jobs at Mastercard - 201 jobs

The Citi Corporate Legal department seeks to fill an attorney role in the Technology Transactions team, within the global Technology, Operations, & Privacy law group. The Technology Transactions Attorney - LATAM is a senior level position responsible for providing Citi businesses and functions with legal counsel and thought leadership on all matters related to Technology Transactions, with a focus on the LATAM located business. This attorney will provide a broad range of commercial legal support for operational and corporate services issues, negotiate and draft a range of general commercial contracts, including technology agreements, outsourcings, and other services arrangements. The role will collaborate with business and function colleagues (Legal, Risk, Compliance, Finance, HR and Enterprise Operations & Technology) globally across Citi: e.g., Institutional Client Bank; Global Consumer Bank; and Corporate Functions, and provide a broad range of commercial legal support across Citi business areas, including HR; Advertising & Marketing; Facilities; Travel; Technology; and Professional Services, and be the primary liaison for global deals impacting the LATAM region. This role requires a pragmatic, proactive attorney with thorough understanding of Technology Transactions, combined with a solid conceptual / practical grounding in the laws and regulations for the geographies in which we operate, particularly LATAM. This counsel will provide input into strategic decisions while exercising sound legal judgement to develop proactive, risk-appropriate, and commercially business-oriented solutions. **Responsibilities:** + Responsible for providing Citi businesses and functions with legal counsel; supporting strategic initiatives and product/service launches, providing subject matter expertise and interpretations of relevant laws, rules, regulations, and industry practices, and advising business management/leadership on all manners of legal matters related to Technology Transactions, with a focus on LATAM + Objectively evaluate Technology Transactions business decisions by applying institutional knowledge against industry standard, widely accepted business practices, laws, rules, and regulatory guidelines, with a focus on LATAM, escalating as appropriate + Collaborate across internal lines of business and control/support functions to achieve coordinated and efficient outcomes on matters related to Technology Transactions; coordinate closely with legal peers, particularly in the LATAM region, aligned to associated businesses + Proactively identify, evaluate, and contribute to the appropriate management of legal, regulatory, and reputational risk by collaborating with ICRM & Risk, following relevant legal developments, participating in internal projects, and performing other related tasks + Negotiate and draft a wide range of general commercial contracts, such as technology agreements, outsourcings, other services arrangements and other commercial contracts, for LATAM and Global enterprise use. Many agreements support global frameworks and require flexibility to adapt a global model to specific and varied local legal, regulatory and business requirements. **Qualifications:** + 7+ years of proven general commercial transactional experience. Experience working with financial services companies a plus + Experience with legal work in LATAM region + Fluency in both written and spoken English and Spanish is required, with ability to draft, review and negotiate legal agreements in English and Spanish + Demonstrated expertise in the legal systems and regulatory frameworks of multiple Latin American countries, particularly civil law jurisdictions, is highly desirable + Effective communication and negotiation skills and ability to build and maintain trusted relationships with the ability to convey complex legal concepts clearly to multi-national audiences + Excellent leadership, interpersonal, organizational and relationship management skills and experience working effectively with stakeholders from different backgrounds. + Proven ability to apply sound judgement while managing assignments in a demanding, fast-paced environment + Member of a US bar in good standing **Education:** + Juris Doctor (J.D.) from an accredited U.S. law school, or an equivalent degree from a recognized foreign institution **Work Environment:** This is a hybrid role - the position can be based in either the New York City office (3 days/wk in office) or Tampa office (2 days/wk in office) ------------------------------------------------------ **Job Family Group:** Legal ------------------------------------------------------ **Job Family:** Legal - Enterprise ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** New York New York United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** $211,280.00 - $316,920.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Please see the requirements listed above. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** Nov 19, 2025 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._ _View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

The Citi Corporate Legal department seeks to fill an attorney role in the Technology Transactions team, within the global Technology, Operations, & Privacy law group. The Technology Transactions Attorney - LATAM is a senior level position responsible for providing Citi businesses and functions with legal counsel and thought leadership on all matters related to Technology Transactions, with a focus on the LATAM located business. This attorney will provide a broad range of commercial legal support for operational and corporate services issues, negotiate and draft a range of general commercial contracts, including technology agreements, outsourcings, and other services arrangements. The role will collaborate with business and function colleagues (Legal, Risk, Compliance, Finance, HR and Enterprise Operations & Technology) globally across Citi: e.g., Institutional Client Bank; Global Consumer Bank; and Corporate Functions, and provide a broad range of commercial legal support across Citi business areas, including HR; Advertising & Marketing; Facilities; Travel; Technology; and Professional Services, and be the primary liaison for global deals impacting the LATAM region. This role requires a pragmatic, proactive attorney with thorough understanding of Technology Transactions, combined with a solid conceptual / practical grounding in the laws and regulations for the geographies in which we operate, particularly LATAM. This counsel will provide input into strategic decisions while exercising sound legal judgement to develop proactive, risk-appropriate, and commercially business-oriented solutions. Responsibilities: * Responsible for providing Citi businesses and functions with legal counsel; supporting strategic initiatives and product/service launches, providing subject matter expertise and interpretations of relevant laws, rules, regulations, and industry practices, and advising business management/leadership on all manners of legal matters related to Technology Transactions, with a focus on LATAM * Objectively evaluate Technology Transactions business decisions by applying institutional knowledge against industry standard, widely accepted business practices, laws, rules, and regulatory guidelines, with a focus on LATAM, escalating as appropriate * Collaborate across internal lines of business and control/support functions to achieve coordinated and efficient outcomes on matters related to Technology Transactions; coordinate closely with legal peers, particularly in the LATAM region, aligned to associated businesses * Proactively identify, evaluate, and contribute to the appropriate management of legal, regulatory, and reputational risk by collaborating with ICRM & Risk, following relevant legal developments, participating in internal projects, and performing other related tasks * Negotiate and draft a wide range of general commercial contracts, such as technology agreements, outsourcings, other services arrangements and other commercial contracts, for LATAM and Global enterprise use. Many agreements support global frameworks and require flexibility to adapt a global model to specific and varied local legal, regulatory and business requirements. Qualifications: * 7+ years of proven general commercial transactional experience. Experience working with financial services companies a plus * Experience with legal work in LATAM region * Fluency in both written and spoken English and Spanish is required, with ability to draft, review and negotiate legal agreements in English and Spanish * Demonstrated expertise in the legal systems and regulatory frameworks of multiple Latin American countries, particularly civil law jurisdictions, is highly desirable * Effective communication and negotiation skills and ability to build and maintain trusted relationships with the ability to convey complex legal concepts clearly to multi-national audiences * Excellent leadership, interpersonal, organizational and relationship management skills and experience working effectively with stakeholders from different backgrounds. * Proven ability to apply sound judgement while managing assignments in a demanding, fast-paced environment * Member of a US bar in good standing Education: * Juris Doctor (J.D.) from an accredited U.S. law school, or an equivalent degree from a recognized foreign institution Work Environment: This is a hybrid role - the position can be based in either the New York City office (3 days/wk in office) or Tampa office (2 days/wk in office) * ----------------------------------------------------- Job Family Group: Legal * ----------------------------------------------------- Job Family: Legal - Enterprise * ----------------------------------------------------- Time Type: Full time * ----------------------------------------------------- Primary Location: New York New York United States * ----------------------------------------------------- Primary Location Full Time Salary Range: $211,280.00 - $316,920.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. * ----------------------------------------------------- Most Relevant Skills Please see the requirements listed above. * ----------------------------------------------------- Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. * ----------------------------------------------------- Anticipated Posting Close Date: Nov 19, 2025 * ----------------------------------------------------- Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

Are you a highly skilled and experienced attorney passionate about the dynamic world of financial markets? Join Citi's prestigious Equities Cash and Derivatives team as a Senior Lead Counsel (SVP) and play a pivotal role in shaping the legal landscape for our institutional clients, including leading hedge funds and issuers. This is an exceptional opportunity to provide critical transactional and advisory legal services, navigate complex regulatory environments, and contribute to a fast-paced, innovative business. Responsibilities As a Senior Lead Counsel, you will be instrumental in: Providing sophisticated legal advice and comprehensive regulatory guidance to senior risk managers and business representatives across Citi's Equities Cash and Derivatives businesses. Offering expert counsel on equity cash trading, equity derivatives, margin loans, and fund financing products. Applying deep expertise in securities laws, broker-dealer regulations, swaps regulations, margin requirements, security interests, and insolvency law to ensure compliant and strategic business operations. Skillfully negotiating, drafting, and analyzing complex transaction agreements, ensuring robust legal frameworks for our client engagements. Facilitating seamless coordination with diverse internal groups within our large, complex organization, as well as engaging effectively with external parties. Articulating highly complex legal and regulatory concepts with clarity and precision, both orally and in writing, to a variety of stakeholders. Cultivating a collaborative and proactive mindset, working closely with business partners to anticipate challenges and drive solutions. Qualifications We are seeking a candidate with a distinguished background and a proven track record, including: A minimum of 5-10 years of progressive legal experience, ideally within a major banking/financial institution or a leading law firm specializing in financial services. Comprehensive familiarity with both the financial and operational aspects of equity cash trading and derivatives markets. In-depth knowledge of US financial laws and industry practices relevant to equities, cash, and derivatives. Demonstrated superior analytical, problem-solving, and organizational skills. Consistently exhibiting clear, concise, and impactful written and verbal communication abilities. Education Juris Doctor (J.D.): A law degree from an accredited institution. Bar Admission: Active membership and good standing with a State Bar to practice law. This role offers a unique opportunity to contribute significantly to a leading global financial institution, working at the forefront of market developments and regulatory evolution. If you are a high-caliber legal professional ready to make an impact, we encourage you to apply. ------------------------------------------------------ Job Family Group: Legal ------------------------------------------------------ Job Family: Legal - Product ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: New York New York United States ------------------------------------------------------ Primary Location Full Time Salary Range: $211,280.00 - $316,920.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Dec 25, 2025 ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

The Citi Corporate Legal department seeks to fill an attorney role in the Technology Transactions team, within the global Technology, Operations, & Privacy law group. The Technology Transactions Attorney - LATAM is a senior level position responsible for providing Citi businesses and functions with legal counsel and thought leadership on all matters related to Technology Transactions, with a focus on the LATAM located business. This attorney will provide a broad range of commercial legal support for operational and corporate services issues, negotiate and draft a range of general commercial contracts, including technology agreements, outsourcings, and other services arrangements. The role will collaborate with business and function colleagues (Legal, Risk, Compliance, Finance, HR and Enterprise Operations & Technology) globally across Citi: e.g., Institutional Client Bank; Global Consumer Bank; and Corporate Functions, and provide a broad range of commercial legal support across Citi business areas, including HR; Advertising & Marketing; Facilities; Travel; Technology; and Professional Services, and be the primary liaison for global deals impacting the LATAM region. This role requires a pragmatic, proactive attorney with thorough understanding of Technology Transactions, combined with a solid conceptual / practical grounding in the laws and regulations for the geographies in which we operate, particularly LATAM. This counsel will provide input into strategic decisions while exercising sound legal judgement to develop proactive, risk-appropriate, and commercially business-oriented solutions. Responsibilities: Responsible for providing Citi businesses and functions with legal counsel; supporting strategic initiatives and product/service launches, providing subject matter expertise and interpretations of relevant laws, rules, regulations, and industry practices, and advising business management/leadership on all manners of legal matters related to Technology Transactions, with a focus on LATAM Objectively evaluate Technology Transactions business decisions by applying institutional knowledge against industry standard, widely accepted business practices, laws, rules, and regulatory guidelines, with a focus on LATAM, escalating as appropriate Collaborate across internal lines of business and control/support functions to achieve coordinated and efficient outcomes on matters related to Technology Transactions; coordinate closely with legal peers, particularly in the LATAM region, aligned to associated businesses Proactively identify, evaluate, and contribute to the appropriate management of legal, regulatory, and reputational risk by collaborating with ICRM & Risk, following relevant legal developments, participating in internal projects, and performing other related tasks Negotiate and draft a wide range of general commercial contracts, such as technology agreements, outsourcings, other services arrangements and other commercial contracts, for LATAM and Global enterprise use. Many agreements support global frameworks and require flexibility to adapt a global model to specific and varied local legal, regulatory and business requirements. Qualifications: 7+ years of proven general commercial transactional experience. Experience working with financial services companies a plus Experience with legal work in LATAM region Fluency in both written and spoken English and Spanish is required, with ability to draft, review and negotiate legal agreements in English and Spanish Demonstrated expertise in the legal systems and regulatory frameworks of multiple Latin American countries, particularly civil law jurisdictions, is highly desirable Effective communication and negotiation skills and ability to build and maintain trusted relationships with the ability to convey complex legal concepts clearly to multi-national audiences Excellent leadership, interpersonal, organizational and relationship management skills and experience working effectively with stakeholders from different backgrounds. Proven ability to apply sound judgement while managing assignments in a demanding, fast-paced environment Member of a US bar in good standing Education: Juris Doctor (J.D.) from an accredited U.S. law school, or an equivalent degree from a recognized foreign institution Work Environment: This is a hybrid role - the position can be based in either the New York City office (3 days/wk in office) or Tampa office (2 days/wk in office) ------------------------------------------------------ Job Family Group: Legal ------------------------------------------------------ Job Family: Legal - Enterprise ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: New York New York United States ------------------------------------------------------ Primary Location Full Time Salary Range: $211,280.00 - $316,920.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Nov 19, 2025 ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

Ever since our first credit card customer in 1994, Capital One has recognized that technology and data can enable even large companies to be innovative and personalized. As one of the first large enterprises to go all-in on the public cloud, Capital One needed to build cloud and data management tools that didn't exist in the marketplace to enable us to operate at scale in the cloud. And in 2022, we publicly announced Capital One Software and brought our first B2B software solution, Slingshot, to market. Building on Capital One's pioneering adoption of modern cloud and data capabilities, Capital One Software is helping accelerate the data management journey at scale for businesses operating in the cloud. If you think of the kind of challenges that companies face - things like data publishing, data consumption, data governance, and infrastructure management - we've built tools to address these various needs along the way. Capital One Software will continue to explore where we can bring our solutions to market to help other businesses address these same needs going forward. We are seeking top tier talent to join our pioneering team and propel us towards our destination. You will be joining a team of innovative product, tech, and design leaders that tirelessly seek to question the status quo. As a Capital One Director, Technical Program Management, you'll have the opportunity to be on the forefront of building this business and bring these tools to market. Key responsibilities: + Articulate and evangelize a bold technical vision for your domain + Decompose complex problems into practical and operational solutions + Ensure the quality of technical design and implementation + Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability + Continue learning and injecting advanced technical knowledge into our community + Handle several projects simultaneously, balancing your time to maximize impact + Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community + Abstract clients from core systems of record + Migrate clients to a core agnostic GraphQL interface layer + Provide automation and tooling to accelerate client onboarding to the modern core efficiently + Ensure all the client applications and use cases function as expected post migration Basic Qualifications: + Bachelor's Degree + At least 7 years of experience in software engineering + At least 5 years of experience working with at least one of the following programming languages: Java, Python, or Node.js + At least 3 years of experience in public cloud technologies (Amazon Web Services, Microsoft Azure, Google Cloud Platform) Preferred Qualifications: + Masters' Degree + 9+ years of software engineering experience + 5+ years of experience in AWS + 5+ years of experience architecting cloud-native applications + Experience working with event-driven and microservice architectures Capital One will consider sponsoring a new qualified applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. Remote (Regardless of Location): $239,900 - $273,800 for Distinguished Engineer New York, NY: $287,800 - $328,500 for Distinguished Engineer Richmond, VA: $239,900 - $273,800 for Distinguished Engineer Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website (******************************************* . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at ************** or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ********************** Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Kensho is S&P Global's hub for AI innovation and transformation. With expertise in machine learning, natural language processing, and data discovery, we develop and deploy novel solutions to innovate and drive progress at S&P Global and its customers worldwide. Kensho's solutions and research focus on business and financial generative AI applications, agents, data retrieval APIs, data extraction, and much more. At Kensho, we hire talented people and give them the autonomy and support needed to build amazing technology and products. We collaborate using our teammates' diverse perspectives to solve hard problems. Our communication with one another is open, honest, and efficient. We dedicate time and resources to explore new ideas, but always rooted in engineering best practices. As a result, we can innovate rapidly to produce technology that is scalable, robust, and useful. There are intern opportunities across various teams for those exploring their careers as a Software Engineer at Kensho. While some teams develop our products and initiatives, others are responsible for building systems and frameworks that are leveraged engineering-wide. Regardless of which team is ultimately the right fit, you can expect to find common best practices, languages, and tooling, providing good long-term opportunities for career development. Are you looking to leverage your teammates' diverse perspectives to solve hard problems? If so, we would love to help you excel here at Kensho. You will be working on a team with experienced engineers and have an opportunity to learn and grow. We take pride in our team-based, tightly-knit startup Kenshin community that provides our employees with a collaborative, communicative environment that allows us to tackle the biggest challenges in data. In addition, as an intern you will have the opportunity to attend technical and non-technical discussions as well as company wide social events. We value in-person collaboration, therefore interns are required to work out of the Cambridge HQ or our New York City office! Technologies & Tools We Use: + Python, Django, Typescript + Postgres, Elasticsearch, Redis, Envoy + AWS, Docker, Amazon EKS, Terraform + Git, Jenkins, Prometheus, Kibana, Grafana What You'll Do: + Make an immediate impact by contributing to real features, gaining feedback via code review, merging to our codebase and deploying to our production environment + Learn and employ best practices such as static type checking, optimizing for legibility, code review, IaC, and following a maturity model for production-readiness + Leverage regularly sanctioned time (Knowledge Days!) across most teams for continuous learning and exploration beyond our day-to-day work Team-specific sampling: + Write server-side and user-facing applications built on top of our machine learning capabilities + Design interfaces, APIs, and services that address immediate needs with an eye for future scaling and reuse + Develop the right abstractions to enable observability & deployment to our core platform + Build data ingestion & processing for stand-alone software products and machine learning R&D What We Look For: + At least one core expertise, such as distributed computing or deep knowledge of one of the technologies we use + Practical understanding of algorithms, data structures, and design patterns + Personal projects, open source contributions, or a portfolio of work + Versatility and adaptability to contribute across various teams and/or suite of products + Effective coding, documentation, and communication habits **Interested to see what we're working on? Check out our blog: ************************** **Recruitment Fraud Alert:** If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to ************************ . S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, "pre-employment training" or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here (******************************************************************************************************************** . We are an equal opportunity employer that welcomes future Kenshins with all experiences and perspectives. Kensho is headquartered in Cambridge, MA, with an additional office location in New York City. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin. **Job ID:** 319680 **Posted On:** 2025-11-24 **Location:** New York, New York, United States

Kensho is S&P Global's hub for AI innovation and transformation. With expertise in machine learning, natural language processing, and data discovery, we develop and deploy novel solutions to innovate and drive progress at S&P Global and its customers worldwide. Kensho's solutions and research focus on business and financial generative AI applications, agents, data retrieval APIs, data extraction, and much more. At Kensho, we hire talented people and give them the autonomy and support needed to build amazing technology and products. We collaborate using our teammates' diverse perspectives to solve hard problems. Our communication with one another is open, honest, and efficient. We dedicate time and resources to explore new ideas, but always rooted in engineering best practices. As a result, we can innovate rapidly to produce technology that is scalable, robust, and useful. There are intern opportunities across various teams for those exploring their careers as a Software Engineer at Kensho. While some teams develop our products and initiatives, others are responsible for building systems and frameworks that are leveraged engineering-wide. Regardless of which team is ultimately the right fit, you can expect to find common best practices, languages, and tooling, providing good long-term opportunities for career development. Are you looking to leverage your teammates' diverse perspectives to solve hard problems? If so, we would love to help you excel here at Kensho. You will be working on a team with experienced engineers and have an opportunity to learn and grow. We take pride in our team-based, tightly-knit startup Kenshin community that provides our employees with a collaborative, communicative environment that allows us to tackle the biggest challenges in data. In addition, as an intern you will have the opportunity to attend technical and non-technical discussions as well as company wide social events. We value in-person collaboration, therefore interns are required to work out of the Cambridge HQ or our New York City office! Technologies & Tools We Use: * Python, Django, Typescript * Postgres, Elasticsearch, Redis, Envoy * AWS, Docker, Amazon EKS, Terraform * Git, Jenkins, Prometheus, Kibana, Grafana What You'll Do: * Make an immediate impact by contributing to real features, gaining feedback via code review, merging to our codebase and deploying to our production environment * Learn and employ best practices such as static type checking, optimizing for legibility, code review, IaC, and following a maturity model for production-readiness * Leverage regularly sanctioned time (Knowledge Days!) across most teams for continuous learning and exploration beyond our day-to-day work Team-specific sampling: * Write server-side and user-facing applications built on top of our machine learning capabilities * Design interfaces, APIs, and services that address immediate needs with an eye for future scaling and reuse * Develop the right abstractions to enable observability & deployment to our core platform * Build data ingestion & processing for stand-alone software products and machine learning R&D What We Look For: * At least one core expertise, such as distributed computing or deep knowledge of one of the technologies we use * Practical understanding of algorithms, data structures, and design patterns * Personal projects, open source contributions, or a portfolio of work * Versatility and adaptability to contribute across various teams and/or suite of products * Effective coding, documentation, and communication habits Interested to see what we're working on? Check out our blog: ************************ Recruitment Fraud Alert: If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to ************************. S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, "pre-employment training" or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here. We are an equal opportunity employer that welcomes future Kenshins with all experiences and perspectives. Kensho is headquartered in Cambridge, MA, with an additional office location in New York City. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin. Job ID: 319680 Posted On: 2025-11-24 Location: New York, New York, United States

Distinguished Engineer - Capital One Software (Remote-Eligible) Job Description Ever since our first credit card customer in 1994, Capital One has recognized that technology and data can enable even large companies to be innovative and personalized. As one of the first large enterprises to go all-in on the public cloud, Capital One needed to build cloud and data management tools that didn't exist in the marketplace to enable us to operate at scale in the cloud. And in 2022, we publicly announced Capital One Software and brought our first B2B software solution, Slingshot, to market. Building on Capital One's pioneering adoption of modern cloud and data capabilities, Capital One Software is helping accelerate the data management journey at scale for businesses operating in the cloud. If you think of the kind of challenges that companies face - things like data publishing, data consumption, data governance, and infrastructure management - we've built tools to address these various needs along the way. Capital One Software will continue to explore where we can bring our solutions to market to help other businesses address these same needs going forward. We are seeking top tier talent to join our pioneering team and propel us towards our destination. You will be joining a team of innovative product, tech, and design leaders that tirelessly seek to question the status quo. As a Capital One Director, Technical Program Management, you'll have the opportunity to be on the forefront of building this business and bring these tools to market. Key responsibilities: Articulate and evangelize a bold technical vision for your domain Decompose complex problems into practical and operational solutions Ensure the quality of technical design and implementation Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability Continue learning and injecting advanced technical knowledge into our community Handle several projects simultaneously, balancing your time to maximize impact Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community Abstract clients from core systems of record Migrate clients to a core agnostic GraphQL interface layer Provide automation and tooling to accelerate client onboarding to the modern core efficiently Ensure all the client applications and use cases function as expected post migration Basic Qualifications: Bachelor's Degree At least 7 years of experience in software engineering At least 5 years of experience working with at least one of the following programming languages: Java, Python, or Node.js At least 3 years of experience in public cloud technologies (Amazon Web Services, Microsoft Azure, Google Cloud Platform) Preferred Qualifications: Masters' Degree 9+ years of software engineering experience 5+ years of experience in AWS 5+ years of experience architecting cloud-native applications Experience working with event-driven and microservice architectures Capital One will consider sponsoring a new qualified applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. Remote (Regardless of Location): $239,900 - $273,800 for Distinguished Engineer New York, NY: $287,800 - $328,500 for Distinguished Engineer Richmond, VA: $239,900 - $273,800 for Distinguished Engineer Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at ************** or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ********************** Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Ever since our first credit card customer in 1994, Capital One has recognized that technology and data can enable even large companies to be innovative and personalized. As one of the first large enterprises to go all-in on the public cloud, Capital One needed to build cloud and data management tools that didn't exist in the marketplace to enable us to operate at scale in the cloud. And in 2022, we publicly announced Capital One Software and brought our first B2B software solution, Slingshot, to market. Building on Capital One's pioneering adoption of modern cloud and data capabilities, Capital One Software is helping accelerate the data management journey at scale for businesses operating in the cloud. If you think of the kind of challenges that companies face - things like data publishing, data consumption, data governance, and infrastructure management - we've built tools to address these various needs along the way. Capital One Software will continue to explore where we can bring our solutions to market to help other businesses address these same needs going forward. We are seeking top tier talent to join our pioneering team and propel us towards our destination. You will be joining a team of innovative product, tech, and design leaders that tirelessly seek to question the status quo. As a Capital One Director, Technical Program Management, you'll have the opportunity to be on the forefront of building this business and bring these tools to market. Key responsibilities: + Articulate and evangelize a bold technical vision for your domain + Decompose complex problems into practical and operational solutions + Ensure the quality of technical design and implementation + Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability + Continue learning and injecting advanced technical knowledge into our community + Handle several projects simultaneously, balancing your time to maximize impact + Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community + Abstract clients from core systems of record + Migrate clients to a core agnostic GraphQL interface layer + Provide automation and tooling to accelerate client onboarding to the modern core efficiently + Ensure all the client applications and use cases function as expected post migration Basic Qualifications: + Bachelor's Degree + At least 7 years of experience in software engineering + At least 5 years of experience working with at least one of the following programming languages: Java, Python, or Node.js + At least 3 years of experience in public cloud technologies (Amazon Web Services, Microsoft Azure, Google Cloud Platform) Preferred Qualifications: + Masters' Degree + 9+ years of software engineering experience + 5+ years of experience in AWS + 5+ years of experience architecting cloud-native applications + Experience working with event-driven and microservice architectures Capital One will consider sponsoring a new qualified applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. Remote (Regardless of Location): $239,900 - $273,800 for Distinguished Engineer New York, NY: $287,800 - $328,500 for Distinguished Engineer Richmond, VA: $239,900 - $273,800 for Distinguished Engineer Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website (******************************************* . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at ************** or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ********************** Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. Join Team Amex and let's lead the way together. The U.S. Consumer Services and Enterprise Digital & Data Technology Team brings together foundational strategic technology capabilities in digital experience engineering (Mobile and Web), AI/ML, marketing technology, enterprise communications, travel and lifestyle, and automation, grounded in our data technology model that prioritizes data governance. It employs a ground-breaking focus with development responsibilities for customer-facing capabilities that deepen and expand digital engagement, as well as core technical capabilities that cut across business lines and customer segments. Be part of exciting and innovative initiatives and join a team of creative, curious, and passionate professionals whose mission is to become the future of American Express by staying on the cutting edge of technology and bringing innovation to life! The Brand Experience and Engagement Technology team leads the Event Marketing and AdTech technology strategy and platforms. This position works closely with our Digital Advertising business partners and product teams to create, develop and support critical systems and platforms for the American Express products and services that drive current and prospective customer engagement, acquisition and loyalty via a multitude of channels. We are looking for a dynamic, innovative, action-and-results oriented leader to lead this fast-evolving eco system. The Staff Engineer will serve as a senior technical leader driving the architecture, design, and evolution of Amex's Ads platforms. This includes designing distributed, high-throughput ad-serving and decisioning components, integrating with third-party ad platforms and ad servers, and ensuring the platform can scale as Amex grows its Ads business. The role requires a hands-on technologist with deep distributed-systems expertise, strong architectural judgment, and the ability to influence cross-functional engineering teams. Key Responsibilities include: * Architecture & Platform Leadership * Define and drive architecture for scalable, low-latency, high-availability advertising technology platform * Own high-level and detailed design for critical ad-serving, delivery, orchestration, and data-flow components * Technical Execution & Engineering Excellence * Engage in hands-on design, prototyping, and solution delivery across distributed systems, data pipelines, and web application layers * Establish engineering best practices in performance optimization, quality, observability, testing, and CI/CD automation * Conduct in-depth design reviews, architecture reviews, and code-quality governance Technology Strategy & Architecture * Define the technical vision and architecture for the Amex Ads platform - spanning audience creation, targeting, delivery, optimization, and measurement * Build high-scale, low-latency data systems capable of powering billions of ad decisions daily across Amex's ecosystem * Lead architectural design for privacy-first data processing, real-time decisioning, and event-stream analytics * Evaluate and integrate with external AdTech systems (DSPs, SSPs, CDPs, measurement partners) with a focus on security, reliability, and data integrity Collaboration & Cross-Functional Leadership * Partner closely with Ads product teams, business partners, data engineering, and platform engineering to translate product goals into scalable technical solutions * Provide technical mentorship and thought leadership across engineering teams, helping unblock complex challenges and elevating overall engineering standards * Represent Ads Technology in enterprise-wide architecture forums and cross-team design discussions * System Ownership * Ensure platform resilience, performance, and reliability for high-throughput ad-serving and targeting workloads * Oversee ongoing health, quality, and optimization of services across the portfolio Qualifications * Bachelor's degree in Computer Science or related field; advanced degree preferred * 12+ years of hands-on engineering experience, including deep involvement in architecting, building, and scaling complex distributed systems * Direct experience in AdTech or Retail Media Networks, including one or more of the following: * Building or integrating ad servers (display, native, email, sponsored search) * Audience targeting, segmentation, and identity resolution * Integrations with DSPs, SSPs, CDPs, or third-party ad-tech platforms * Experience building large-scale distributed systems using Kafka, cloud-native services, microservices, and modern event-driven architectures * Expertise across modern full-stack and backend technologies, such as JavaScript/TypeScript, React, Node.js, Java/Spring Boot, and cloud-native patterns * Proven ability to design platforms that meet stringent performance, latency, and reliability requirements common to advertising workloads * Demonstrated ability to mentor engineers, influence architectural outcomes, and drive engineering quality at scale * Demonstrated curiosity and learning agility, with a bias for rapid prototyping and continuous improvement * Strong communication and collaboration skills with a track record of influencing across teams and technical functions Salary Range: $144,250.00 to $256,250.00 annually + bonus + equity (if applicable) + benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: * Competitive base salaries * Bonus incentives * 6% Company Match on retirement savings plan * Free financial coaching and financial well-being support * Comprehensive medical, dental, vision, life insurance, and disability benefits * Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need * 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy * Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) * Free and confidential counseling support through our Healthy Minds program * Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site. American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the "Know Your Rights" poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. **Join Team Amex and let's lead the way together.** The U.S. Consumer Services and Enterprise Digital & Data Technology Team brings together foundational strategic technology capabilities in digital experience engineering (Mobile and Web), AI/ML, marketing technology, enterprise communications, travel and lifestyle, and automation, grounded in our data technology model that prioritizes data governance. It employs a ground-breaking focus with development responsibilities for customer-facing capabilities that deepen and expand digital engagement, as well as core technical capabilities that cut across business lines and customer segments. Be part of exciting and innovative initiatives and join a team of creative, curious, and passionate professionals whose mission is to become the future of American Express by staying on the cutting edge of technology and bringing innovation to life! The Brand Experience and Engagement Technology team leads the Event Marketing and AdTech technology strategy and platforms. This position works closely with our Digital Advertising business partners and product teams to create, develop and support critical systems and platforms for the American Express products and services that drive current and prospective customer engagement, acquisition and loyalty via a multitude of channels. We are looking for a dynamic, innovative, action-and-results oriented leader to lead this fast-evolving eco system. The Staff Engineer will serve as a senior technical leader driving the architecture, design, and evolution of Amex's Ads platforms. This includes designing distributed, high-throughput ad-serving and decisioning components, integrating with third-party ad platforms and ad servers, and ensuring the platform can scale as Amex grows its Ads business. The role requires a hands-on technologist with deep distributed-systems expertise, strong architectural judgment, and the ability to influence cross-functional engineering teams. **Key Responsibilities include:** + Architecture & Platform Leadership + Define and drive architecture for scalable, low-latency, high-availability advertising technology platform + Own high-level and detailed design for critical ad-serving, delivery, orchestration, and data-flow components + Technical Execution & Engineering Excellence + Engage in hands-on design, prototyping, and solution delivery across distributed systems, data pipelines, and web application layers + Establish engineering best practices in performance optimization, quality, observability, testing, and CI/CD automation + Conduct in-depth design reviews, architecture reviews, and code-quality governance **Technology Strategy & Architecture** + Define the technical vision and architecture for the Amex Ads platform - spanning audience creation, targeting, delivery, optimization, and measurement + Build high-scale, low-latency data systems capable of powering billions of ad decisions daily across Amex's ecosystem + Lead architectural design for privacy-first data processing, real-time decisioning, and event-stream analytics + Evaluate and integrate with external AdTech systems (DSPs, SSPs, CDPs, measurement partners) with a focus on security, reliability, and data integrity **Collaboration & Cross-Functional Leadership** + Partner closely with Ads product teams, business partners, data engineering, and platform engineering to translate product goals into scalable technical solutions + Provide technical mentorship and thought leadership across engineering teams, helping unblock complex challenges and elevating overall engineering standards + Represent Ads Technology in enterprise-wide architecture forums and cross-team design discussions + System Ownership + Ensure platform resilience, performance, and reliability for high-throughput ad-serving and targeting workloads + Oversee ongoing health, quality, and optimization of services across the portfolio **Qualifications** + Bachelor's degree in Computer Science or related field; advanced degree preferred + 12 years of hands-on engineering experience, including deep involvement in architecting, building, and scaling complex distributed systems + Direct experience in AdTech or Retail Media Networks, including one or more of the following: + Building or integrating ad servers (display, native, email, sponsored search) + Audience targeting, segmentation, and identity resolution + Integrations with DSPs, SSPs, CDPs, or third-party ad-tech platforms + Experience building large-scale distributed systems using Kafka, cloud-native services, microservices, and modern event-driven architectures + Expertise across modern full-stack and backend technologies, such as JavaScript/TypeScript, React, Node.js, Java/Spring Boot, and cloud-native patterns + Proven ability to design platforms that meet stringent performance, latency, and reliability requirements common to advertising workloads + Demonstrated ability to mentor engineers, influence architectural outcomes, and drive engineering quality at scale + Demonstrated curiosity and learning agility, with a bias for rapid prototyping and continuous improvement + Strong communication and collaboration skills with a track record of influencing across teams and technical functions **Qualifications** Salary Range: $144,250.00 to $256,250.00 annually bonus equity (if applicable) benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions. **Job:** Technologies **Primary Location:** US-New York-New York **Schedule** Full-time **Req ID:** 25022484

Ever since our first credit card customer in 1994, Capital One has recognized that technology and data can enable even large companies to be innovative and personalized. As one of the first large enterprises to go all-in on the public cloud, Capital One needed to build cloud and data management tools that didn't exist in the marketplace to enable us to operate at scale in the cloud. And in 2022, we publicly announced Capital One Software and brought our first B2B software solution, Slingshot, to market. Building on Capital One's pioneering adoption of modern cloud and data capabilities, Capital One Software is helping accelerate the data management journey at scale for businesses operating in the cloud. If you think of the kind of challenges that companies face - things like data publishing, data consumption, data governance, and infrastructure management - we've built tools to address these various needs along the way. Capital One Software will continue to explore where we can bring our solutions to market to help other businesses address these same needs going forward. We are seeking top tier talent to join our pioneering team and propel us towards our destination. You will be joining a team of innovative product, tech, and design leaders that tirelessly seek to question the status quo. As a Capital One Director, Technical Program Management, you'll have the opportunity to be on the forefront of building this business and bring these tools to market. Key responsibilities: + Articulate and evangelize a bold technical vision for your domain + Decompose complex problems into practical and operational solutions + Ensure the quality of technical design and implementation + Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability + Continue learning and injecting advanced technical knowledge into our community + Handle several projects simultaneously, balancing your time to maximize impact + Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community + Abstract clients from core systems of record + Migrate clients to a core agnostic GraphQL interface layer + Provide automation and tooling to accelerate client onboarding to the modern core efficiently + Ensure all the client applications and use cases function as expected post migration Basic Qualifications: + Bachelor's Degree + At least 7 years of experience in software engineering + At least 5 years of experience working with at least one of the following programming languages: Java, Python, or Node.js + At least 3 years of experience in public cloud technologies (Amazon Web Services, Microsoft Azure, Google Cloud Platform) Preferred Qualifications: + Masters' Degree + 9+ years of software engineering experience + 5+ years of experience in AWS + 5+ years of experience architecting cloud-native applications + Experience working with event-driven and microservice architectures Capital One will consider sponsoring a new qualified applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. Remote (Regardless of Location): $239,900 - $273,800 for Distinguished Engineer New York, NY: $287,800 - $328,500 for Distinguished Engineer Richmond, VA: $239,900 - $273,800 for Distinguished Engineer Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website (******************************************* . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at ************** or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ********************** Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. Joining Amex Tech means discovering and shaping your contribution to something big. Here, you can work alongside talented tech teams and build a unique career with the Powerful Backing of American Express. With a range of opportunities to work with the latest technologies, and a commitment to back the broader engineering community through open source, our mission is to power your success. Because Amex Tech is powered by our technology, our culture, and our colleagues. The U.S. Consumer and Digital Technology (USCDT) Team brings together foundational strategic technology capabilities in digital experience engineering (Mobile and Web), AI/ML, marketing technology, enterprise communications, travel and lifestyle, and automation, grounded in our data technology model that prioritizes data governance. It employs a ground-breaking focus with development responsibilities for customer-facing capabilities that deepen and expand digital engagement, as well as core technical capabilities that cut across business lines and customer segments. American Express Global Dining brings together world-class experiences through platforms like Resy, Tock, and Rooam, creating seamless connections between diners and restaurants, and the broader Amex Membership ecosystem. Our mission is to define the future of hospitality and dining through technology, data, and design. As part of Team Amex, you'll experience a culture built on innovation, shared values, and an unwavering commitment to back our customers and colleagues. You'll have the support, flexibility, and autonomy to make an impact while helping shape the future of how people discover, book, and enjoy dining experiences worldwide. Responsibilities: * Lead the design, development, testing, deployment, documentation, and operations of complete software systems. * Function as a leader on a software engineering team by contributing to software builds through consistent development practices (tools, common components, and documentation) * Lead code reviews and automated testing * Debug software components and identify code defects for remediation * Adhere to security and regulatory standard methodologies Leadership: * Self-motivated individual who works well with little direction. * Influence team members with creative changes and improvements by challenging status quo and demonstrating risk taking * Be a productivity multiplier for your team by analyzing your workflow and contributing to enable the team to be more effective, productive, and demonstrating faster and stronger results. What we're looking for: * Bachelor's degree in computer science, computer science engineering, or related experience required * 5+ years of software development experience in a professional environment. * Hands-on expertise with application design, software development and deployment of critical full stack applications * Understand all parts of a modern web-based application stack from Frontend to Backend and Production. * Experience with distributed systems, algorithms, and databases. Technologies used: * Modern Java, TypeScript, Python * MySQL, MariaDB, Postgres, MongoDB, Redis, Kafka * Docker, Kubernetes, Linux * Git, Jenkins, GitHub Actions Salary Range: $123,000.00 to $215,250.00 annually + bonus + benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: * Competitive base salaries * Bonus incentives * 6% Company Match on retirement savings plan * Free financial coaching and financial well-being support * Comprehensive medical, dental, vision, life insurance, and disability benefits * Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need * 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy * Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) * Free and confidential counseling support through our Healthy Minds program * Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site. American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the "Know Your Rights" poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.

An opportunity to join the Structured Rates and Credit team, part of Citi Wealth Investment Solutions for the Americas, which serves Citi Global Wealth (CGW) Private Bankers, Investment Counsellors, Financial Advisors and their clients. Located in Citi's New York Greenwich Street headquarters, the Structured Rates and Credit team is responsible for coordinating and executing large, complex interest rate and credit transactions on behalf of Citi Global Wealth. The successful candidate will report to the head of the team and be primarily responsible for sales, coverage and execution of over-the-counter (OTC) interest rate and credit derivatives. Applicants should be prepared to demonstrate their expertise in OTC interest rate and credit derivatives, with a focus on interest rate swaps, caps, swaptions, credit default swaps and options. Applicants should also be well versed in Dodd Frank, margining, and clearing rules and should be familiar with ISDA and credit support documentation. Roles & Responsibilities Coverage & Execution * Serve as the primary point of coverage within Citi Global Wealth Investments (CGWI) for Private Bankers, Investment Counselors & Advisors whose clients require access to OTC interest rate and credit markets. * Advise and execute interest rate and credit derivative transactions on behalf of the retail and family office client sector. * Understand and be an expert in all necessary pre-trade checks & due-diligence, and post trade life cycle. * Have strong understanding of the margin, credit, clearing and legal requirements that support such OTC transactions by working closely with the relevant teams. * Forge strong relationships with key trading desks and counterparties. Sales & Origination * Articulate and present the desk's capabilities and target transactions both on internal and external sales calls. * Develop close relationships with Bankers, Investment Counsellors, and Financial Advisors to join their calls with clients that have potential transactions. * Partner with CGWI Solutions Sales & Capital Markets Sales to originate potential transactions. * Business Development * Identify new trading & product opportunities that could prove relevant to CGWI. * Work closely with members of the team and legal, risk and business management partners to ensure quality and suitability of new opportunities. Qualifications & Experience * Minimum 5-7 years' experience with interest rate and credit derivatives in a client facing & revenue generating capacity. * Bachelor's degree or higher. * Series 7, 66, NFA Swaps Proficiency. * Familiarity and experience with credit derivative products preferred. * Fluency in Spanish preferred. Skills & Competencies * Subject matter expertise with OTC interest rate and credit derivatives. * Knowledge of private credit markets preferred but not essential. * Strong familiarity with Dodd Frank, mandatory clearing, and margin rules. * Excellent interpersonal, communication and presentation skills. * Strong analytical abilities and attention to detail. * Able to manage multiple competing work streams in a deadline driven environment. * Extensive familiarity with Bloomberg, Microsoft Office suite (Excel & Powerpoint), and VBA. * ----------------------------------------------------- Job Family Group: Private Client Product Services * ----------------------------------------------------- Job Family: Investment Capital Markets * ----------------------------------------------------- Time Type: * ----------------------------------------------------- Primary Location: New York New York United States * ----------------------------------------------------- Primary Location Full Time Salary Range: $211,280.00 - $316,920.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. * ----------------------------------------------------- Anticipated Posting Close Date: Feb 21, 2025 * ----------------------------------------------------- Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View the "EEO is the Law" poster. View the EEO is the Law Supplement. View the EEO Policy Statement. View the Pay Transparency Posting

**The Senior Lead Counsel II is a senior level position responsible for serving as strategic business partner and subject matter expert by providing legal counsel and thought leadership to the Spread Products business (the "Business"). The overall objective of this role is to provide legal support, advice, and guidance to the Business.** **Must have experience in structured finance, securitizations, lending facilities and derivatives. Should have experience in a broad range of asset-backed products, including auto loans, consumer loans, credit cards, trade receivables and CLOs, preferably with global exposure. Must be collaborative.** **This role requires thorough understanding of the strategic direction of the Business, combined with knowledge of the laws and regulations for the geographies in which we operate. Provides input into strategic decisions, exercising sound legal judgement to develop proactive, risk-appropriate and commercially practical business-oriented solutions.** **Responsibilities:** **Responsible for providing legal counsel to the Business, supporting strategic initiatives, providing subject matter expertise and interpretations of relevant laws, rules, regulations, and industry practices, and advising business management/leadership on all manner of legal matters and risks impacting the business** **Provides advisory services in respect of business decisions by applying institutional knowledge against industry standards, widely accepted business practices, laws, rules, and regulatory guidelines, escalating where appropriate** **Collaborates across internal lines of business and control/support functions to achieve coordinated and efficient outcomes on matters of common interest; coordinate closely with the Legal team on a regional and global basis** **Accomplishes results by leveraging networks/connections, colleagues, and peers** **Serves as business partner and advisor to business stakeholders and functional partners (e.g., Risk, Compliance) by participating in planning and development initiatives; contribute to business objectives by using knowledge of industry, laws, and regulations** **Actively participates in various risk reviews, governance and control forums while demonstrating keen awareness of issues that could cause financial, reputational, or legal consequences** **Proactively identifies, evaluates and contributes to the appropriate management of legal, regulatory, and reputational risk through cross-function collaboration, following relevant legal developments, participating in internal projects, and escalating as appropriate** **Manages day-to-day legal activities as a subject matter expert in area of responsibility and provide senior advisory services to business partners** **Negotiates, coordinates, and monitors management of complex legal issues and make key decisions within area of responsibility, escalating where necessary** **Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards** **Qualifications:** **10+ years of relevant industry experience with some experience working in an in-house legal role in financial services** **Excellent leadership, interpersonal, organizational and relationship management skills** **Experience in working with regulators/regulatory bodies is preferred** **Proven ability to apply sound judgement while managing multiple assignments simultaneously in a demanding, fast-paced environment** **Comprehensive knowledge of international, multi-jurisdictional laws, regulations and practices while staying abreast of regulatory and legal environment, internal policies and industry trends that impact the Business** **Experience with complex deals, demonstrated ability to analyze issues and develop legal solutions** **Effective communication and negotiation skills and ability to build and maintain trusted relationships** **NY Bar license in good standing to practice law** **Education:** **Juris Doctorate or equivalent law** **degree** ------------------------------------------------------ **Job Family Group:** Legal ------------------------------------------------------ **Job Family:** Legal - Product ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** New York New York United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** $170,000.00 - $300,000.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Please see the requirements listed above. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** Dec 26, 2025 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._ _View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

The Senior Lead Counsel II is a senior level position responsible for serving as strategic business partner and subject matter expert by providing legal counsel and thought leadership to the Spread Products business (the "Business"). The overall objective of this role is to provide legal support, advice, and guidance to the Business. Must have experience in structured finance, securitizations, lending facilities and derivatives. Should have experience in a broad range of asset-backed products, including auto loans, consumer loans, credit cards, trade receivables and CLOs, preferably with global exposure. Must be collaborative. This role requires thorough understanding of the strategic direction of the Business, combined with knowledge of the laws and regulations for the geographies in which we operate. Provides input into strategic decisions, exercising sound legal judgement to develop proactive, risk-appropriate and commercially practical business-oriented solutions. Responsibilities: * Responsible for providing legal counsel to the Business, supporting strategic initiatives, providing subject matter expertise and interpretations of relevant laws, rules, regulations, and industry practices, and advising business management/leadership on all manner of legal matters and risks impacting the business * Provides advisory services in respect of business decisions by applying institutional knowledge against industry standards, widely accepted business practices, laws, rules, and regulatory guidelines, escalating where appropriate * Collaborates across internal lines of business and control/support functions to achieve coordinated and efficient outcomes on matters of common interest; coordinate closely with the Legal team on a regional and global basis * Accomplishes results by leveraging networks/connections, colleagues, and peers * Serves as business partner and advisor to business stakeholders and functional partners (e.g., Risk, Compliance) by participating in planning and development initiatives; contribute to business objectives by using knowledge of industry, laws, and regulations * Actively participates in various risk reviews, governance and control forums while demonstrating keen awareness of issues that could cause financial, reputational, or legal consequences * Proactively identifies, evaluates and contributes to the appropriate management of legal, regulatory, and reputational risk through cross-function collaboration, following relevant legal developments, participating in internal projects, and escalating as appropriate * Manages day-to-day legal activities as a subject matter expert in area of responsibility and provide senior advisory services to business partners * Negotiates, coordinates, and monitors management of complex legal issues and make key decisions within area of responsibility, escalating where necessary * Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards Qualifications: * 10+ years of relevant industry experience with some experience working in an in-house legal role in financial services * Excellent leadership, interpersonal, organizational and relationship management skills * Experience in working with regulators/regulatory bodies is preferred * Proven ability to apply sound judgement while managing multiple assignments simultaneously in a demanding, fast-paced environment * Comprehensive knowledge of international, multi-jurisdictional laws, regulations and practices while staying abreast of regulatory and legal environment, internal policies and industry trends that impact the Business * Experience with complex deals, demonstrated ability to analyze issues and develop legal solutions * Effective communication and negotiation skills and ability to build and maintain trusted relationships * NY Bar license in good standing to practice law Education: * Juris Doctorate or equivalent law degree * ----------------------------------------------------- Job Family Group: Legal * ----------------------------------------------------- Job Family: Legal - Product * ----------------------------------------------------- Time Type: Full time * ----------------------------------------------------- Primary Location: New York New York United States * ----------------------------------------------------- Primary Location Full Time Salary Range: $170,000.00 - $300,000.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. * ----------------------------------------------------- Most Relevant Skills Please see the requirements listed above. * ----------------------------------------------------- Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. * ----------------------------------------------------- Anticipated Posting Close Date: Dec 26, 2025 * ----------------------------------------------------- Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

The Senior Lead Counsel II is a senior level position responsible for serving as strategic business partner and subject matter expert by providing legal counsel and thought leadership to the Spread Products business (the “Business”). The overall objective of this role is to provide legal support, advice, and guidance to the Business.Must have experience in structured finance, securitizations, lending facilities and derivatives. Should have experience in a broad range of asset-backed products, including auto loans, consumer loans, credit cards, trade receivables and CLOs, preferably with global exposure. Must be collaborative.This role requires thorough understanding of the strategic direction of the Business, combined with knowledge of the laws and regulations for the geographies in which we operate. Provides input into strategic decisions, exercising sound legal judgement to develop proactive, risk-appropriate and commercially practical business-oriented solutions.Responsibilities: Responsible for providing legal counsel to the Business, supporting strategic initiatives, providing subject matter expertise and interpretations of relevant laws, rules, regulations, and industry practices, and advising business management/leadership on all manner of legal matters and risks impacting the business Provides advisory services in respect of business decisions by applying institutional knowledge against industry standards, widely accepted business practices, laws, rules, and regulatory guidelines, escalating where appropriate Collaborates across internal lines of business and control/support functions to achieve coordinated and efficient outcomes on matters of common interest; coordinate closely with the Legal team on a regional and global basis Accomplishes results by leveraging networks/connections, colleagues, and peers Serves as business partner and advisor to business stakeholders and functional partners (e.g., Risk, Compliance) by participating in planning and development initiatives; contribute to business objectives by using knowledge of industry, laws, and regulations Actively participates in various risk reviews, governance and control forums while demonstrating keen awareness of issues that could cause financial, reputational, or legal consequences Proactively identifies, evaluates and contributes to the appropriate management of legal, regulatory, and reputational risk through cross-function collaboration, following relevant legal developments, participating in internal projects, and escalating as appropriate Manages day-to-day legal activities as a subject matter expert in area of responsibility and provide senior advisory services to business partners Negotiates, coordinates, and monitors management of complex legal issues and make key decisions within area of responsibility, escalating where necessary Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards Qualifications: 10+ years of relevant industry experience with some experience working in an in-house legal role in financial services Excellent leadership, interpersonal, organizational and relationship management skills Experience in working with regulators/regulatory bodies is preferred Proven ability to apply sound judgement while managing multiple assignments simultaneously in a demanding, fast-paced environment Comprehensive knowledge of international, multi-jurisdictional laws, regulations and practices while staying abreast of regulatory and legal environment, internal policies and industry trends that impact the Business Experience with complex deals, demonstrated ability to analyze issues and develop legal solutions Effective communication and negotiation skills and ability to build and maintain trusted relationships NY Bar license in good standing to practice law Education: Juris Doctorate or equivalent law degree ------------------------------------------------------ Job Family Group: Legal ------------------------------------------------------ Job Family: Legal - Product ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: New York New York United States ------------------------------------------------------ Primary Location Full Time Salary Range: $170,000.00 - $300,000.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Dec 26, 2025 ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Lead Software EngineerWho is Mastercard? We work to connect and power an inclusive, digital economy that benefits everyone, everywhere, by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships, and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team - one that makes better decisions, drives innovation, and delivers better business results. Technology at Mastercard What we create today will define tomorrow. Revolutionary technologies that reshape the digital economy to be more connected and inclusive than ever before. Safer, faster, more sustainable. And we need the best people to do it. Technologists who are energized by the challenges of a truly global network. With the talent and vision to create the critical systems and products that power global commerce and connect people everywhere to the vital goods and services they need every day. Working at Mastercard means being part of a unique culture. Inclusive and diverse, a rich collaboration of ideas and perspectives. A place that celebrates your strengths, values your experiences, and offers you the flexibility to shape a career across disciplines and continents. And the opportunity to work alongside experts and leaders at every level of the business, improving what exists, and inventing what's next. About The Role As a lead software engineer at mastercard, you are expected to perform following responsibilities: Own complex problems having dependency across services and facilitate cross-functional team interactions to drive resolution Write code to build and enhance applications/services and promote code-reviews, code scanning, and other standard development practices to deliver high-quality artifacts to production. Define, design, and develop procedures and solutions at a service level to meet the business requirements/enhancements Drive prioritization decisions and trade-offs in working with product partners Identify opportunities and build roadmaps to enhance primary service/function Automate and simplify all aspects of software delivery and development actively evangelizing the need to automate and simplify where needed. Drive seamless integration across all connected services to meet end-user expectations Drive blameless postmortems culture to identify root causes of incidents and implement learnings Introduce new technologies and architecture by following enterprise guidelines Advocate for engineering principles outside of current organization/platform Provide development and architecture guidance to team members Build relationships and effective partnerships across organizations Write and evaluate recommendations for job promotions based on an unbiased view of one's accomplishments Conduct technical interviews for hiring engineering staff and raising the performance bar Lead by example with hands-on approaches to demonstrate engineering excellence Encourage staff to share and seek knowledge within their Guild/Program to drive reuse of patterns/libraries/practices and enhance productivity All About You Has the ability to write secure code in three or more languages (e.g., C, C+, C#, Java, JavaScript) and familiar with secure coding standards (e.g., OWASP, CWE, SEI CERT) and vulnerabilities Has skills in building applications using open frameworks to achieve reuse and reduce development times (e.g., Spring Boot, Steeltoe, Angular, DXP, others) Understands internals of operating systems (Windows, Linux) to write interoperable and performant code Able to perform debugging and troubleshooting to analyze core, heap, thread dumps and remove coding errors Has skills to document and coach team on the development practices and coding guidelines (e.g., branching, peer reviews, library use, logging, scanning rules, test-driven development, error handling) Understands use cases for advanced design patterns (e.g., service-to-worker, MVC, API gateway, intercepting filter, dependency injection, lazy loading, all from the gang of four) to implement efficient code Has skills to undertake a technical review of code across applications and their dependencies to look for anti-patterns and promote continuous refactoring Understands and elaborates technical debt and operational issues to drive prioritization discussions with stakeholders to improve the run experience Understands system architecture to plan for platform and infrastructure capacity (e.g., database, compute, network, storage) and drives the dependency prioritization to reduce the delivery lead time Has skills to understand customer journeys and ensure a Mastercard good experience by continuously reducing Mean time to mitigate (MTTM) for incidents and ensuring high availability (99.95% as a starting point) Has skills to simplify deployment and eliminate software and infrastructure snowflakes using standardized platforms, ephemeral instances, and automation Has skills to orchestrate release workflows and pipelines and apply standardized pipelines via APIs to achieve CI and CD using industry-standard tools (e.g., Jenkins, Bamboo, AWS/Azure pipelines, XL Release, others) Able to configure rules and build automation for code with vulnerability scanning and software composition analysis using standard tools (e.g., Sonar, Checkmarx, Nexus, JFrog XRay, Veracode, others) Has skills to define, organize, and report on test runs for major, minor, and hotfix releases (including unit, component level, system level, customer journeys, past customer issues, and regulatory controls) Has skills to conduct various performance tests (e.g., load, spike, breakpoint, endurance) to Understands application/service limits and behaviors Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations. Pay Ranges New York City, New York: $168,000 - $277,000 USD

Kensho is S&P Global's hub for AI innovation and transformation. With expertise in machine learning, natural language processing, and data discovery, we develop and deploy novel solutions to innovate and drive progress at S&P Global and its customers worldwide. Kensho's solutions and research focus on business and financial generative AI applications, agents, data retrieval APIs, data extraction, and much more. At Kensho, we hire talented people and give them the autonomy and support needed to build amazing technology and products. We collaborate using our teammates' diverse perspectives to solve hard problems. Our communication with one another is open, honest, and efficient. We dedicate time and resources to explore new ideas, but always rooted in engineering best practices. As a result, we can innovate rapidly to produce technology that is scalable, robust, and useful. There are intern opportunities across various teams for those exploring their careers as a Software Engineer at Kensho. While some teams develop our products and initiatives, others are responsible for building systems and frameworks that are leveraged engineering-wide. Regardless of which team is ultimately the right fit, you can expect to find common best practices, languages, and tooling, providing good long-term opportunities for career development. Are you looking to leverage your teammates' diverse perspectives to solve hard problems? If so, we would love to help you excel here at Kensho. You will be working on a team with experienced engineers and have an opportunity to learn and grow. We take pride in our team-based, tightly-knit startup Kenshin community that provides our employees with a collaborative, communicative environment that allows us to tackle the biggest challenges in data. In addition, as an intern you will have the opportunity to attend technical and non-technical discussions as well as company wide social events. We value in-person collaboration, therefore interns are required to work out of the Cambridge HQ or our New York City office! Technologies & Tools We Use: Python, Django, Typescript Postgres, Elasticsearch, Redis, Envoy AWS, Docker, Amazon EKS, Terraform Git, Jenkins, Prometheus, Kibana, Grafana What You'll Do: Make an immediate impact by contributing to real features, gaining feedback via code review, merging to our codebase and deploying to our production environment Learn and employ best practices such as static type checking, optimizing for legibility, code review, IaC, and following a maturity model for production-readiness Leverage regularly sanctioned time (Knowledge Days!) across most teams for continuous learning and exploration beyond our day-to-day work Team-specific sampling: Write server-side and user-facing applications built on top of our machine learning capabilities Design interfaces, APIs, and services that address immediate needs with an eye for future scaling and reuse Develop the right abstractions to enable observability & deployment to our core platform Build data ingestion & processing for stand-alone software products and machine learning R&D What We Look For: At least one core expertise, such as distributed computing or deep knowledge of one of the technologies we use Practical understanding of algorithms, data structures, and design patterns Personal projects, open source contributions, or a portfolio of work Versatility and adaptability to contribute across various teams and/or suite of products Effective coding, documentation, and communication habits Interested to see what we're working on? Check out our blog: ************************ Recruitment Fraud Alert: If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to ************************. S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, “pre-employment training” or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here. We are an equal opportunity employer that welcomes future Kenshins with all experiences and perspectives. Kensho is headquartered in Cambridge, MA, with an additional office location in New York City. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.