Mastercard jobs in Saint Louis, MO

**Our Purpose** _Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._ **Title and Summary** Director, Technical Program Management Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Overview The Mastercard Ethoca team is looking for a Director, Technical Program Manager to drive our customer experience strategy forward by consistently innovating and problem-solving. This role requires someone who can manage complex programs, drive strategic execution, and lead cross-organizational efforts with confidence and clarity. Role - List Operate with complete independence, addressing ambiguous areas and creating a sense of urgency for timely delivery. - Identify and bridge gaps between regions, architectures, and organizations, setting a standard for others to follow. - Manage escalations and potentially oversee the delivery portfolio for entire programs. - Serve as the primary contact for projects, communicating confidently with senior leadership and transforming raw information into clear, concise updates. - Provide accurate and timely information about project statuses to appropriate audiences and communicate complex issues and decisions effectively. - Facilitate constructive dialogue to resolve discordant views and create predictable process paths for large or complex efforts. - Streamline processes, drive continuous improvements, and educate the TPM and engineering community on best practices for agile processes and CI/CD delivery. - Utilize expertise in scrum delivery to recognize and avoid prior failure patterns, ensuring effective team performance. - Maintain a comprehensive understanding of business strategies, product domains, and evolving technologies, evaluating design strengths and weaknesses. - Drive simplification in complex architectures and integrations to accelerate delivery, knowing when to seek additional technical guidance. - Oversee execution across multiple teams and domains, create effective reporting mechanisms, assess and improve development processes and test plans. - Build consensus, lead resolution of contentious issues, and deliver outcomes with limited guidance while embracing ambiguity to drive clarity and strategic execution. - Define and measure success metrics, ensure focus on high-priority work across a product portfolio, and lead innovative experiments to enhance customer value. All About You - Demonstrated ability to operate independently, manage complex programs, and drive strategic execution. - Strong expertise in scrum delivery, agile processes, and CI/CD practices. - Proven track record in managing escalations, delivering large-scale projects, and leading cross-organizational efforts. - Excellent communication skills with the ability to articulate complex issues and decisions clearly. - Skilled in simplifying complex architectures and driving continuous improvements. - Ability to build consensus, resolve contentious issues, and deliver results with minimal guidance. - Join us to lead strategic delivery efforts and drive impactful outcomes across our programs and product portfolios. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. **Corporate Security Responsibility** All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: + Abide by Mastercard's security policies and practices; + Ensure the confidentiality and integrity of the information being accessed; + Report any suspected information security violation or breach, and + Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

The Service Process Coordinator performs relatively complex assignments. Has direct impact on the business by ensuring the quality of the tasks or services provided. Works under little to no direct supervision. May service an expansive and/or diverse array of products/services. Applies working knowledge of technical and professional principles and concepts and in depth knowledge of team objectives. Understands how assigned duties contribute to the work of the team/unit and how the units coordinate their efforts and resources to achieve the objectives of the function. Ensures the quality and service of self and others. May recommend new options to enhance productivity in accordance with guidelines. Requires tact and diplomacy when exchanging complex or sensitive information with others. Is sensitive to audience diversity. Basic knowledge of the organization, the business and its policies required. Typically responsible for resolving basic to moderately complex problems based on practice and precedence. Able to assess applicability of similar experiences and evaluate options under circumstances not covered by procedures. **Responsibilities:** + Works with a wide variety of non-routine queues, to support a variety of loan types such as: ARMs, SCRAs, Homeowner Assistance Modifications (HAM), HUDs (residential & commercial), etc. + Organizes, records, and services complex loans, which requires interacting with internal and external customers. + As subject matter expert, resolves complex loan servicing issues under limited supervision and works on complex servicing projects such as: those related to process changes or projects to revise mortgage letter templates. + Reconciles historical accounts and performs re-application/re-amortization functions for an expansive array of loans. + Regularly mentors and trains lower level service processors or new team members. + Works under little to no direct supervision. + Identifies problems/process improvements, troubleshoots issues, and participates in testing to ensure that systems are functioning properly and help resolve problems. + Applies in depth knowledge of technical principles and loan concepts to service complex loans and resolve escalated issues, combined with in depth knowledge of team objectives. + Represents department at intra-departmental meetings and on various intra department projects. + Typically uses tact and diplomacy when exchanging complex or sensitive information with internal and external contacts or customers. + Provides support to customer service on non-routine and complex loan related questions + Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. **Qualifications:** + 2-4 years relevant experience + Requires sitting at a computer the majority of an 8-hour shift. Position requires ability to lift/maneuver 30 lb. banker's boxes and push/pull fully loaded wooden carts. May assist with pulling files or re-filing files which required standing, stoopin **Education:** + High School diploma or equivalent This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. **Position is ONSITE in O'Fallon location** **Schedule is Monday to Friday 8:30 am to 5:00 pm CST** ------------------------------------------------------ **Job Family Group:** Operations - Core ------------------------------------------------------ **Job Family:** Processor ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** Ofallon Missouri United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** $50,900.00 - $66,400.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Please see the requirements listed above. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** Dec 13, 2025 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._ _View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Senior Specialist, Global Product Management - Payment Reconciliation The Services Business represents over a third of Mastercard revenues and is a key differentiator for Mastercard. Services use our unique and proprietary data, technology, insights and expertise to deliver solutions that meet the needs of our customers. Services is critical for the sustained, long-term growth of Mastercard. Within the Services organization, this role sits within the Business & Markets Insights (BMI) organization. The Business & Market Insights vertical is focused on creating products and solutions that create value for customers through Analytics, Insights, Business Experimentation, and Payment Consulting & Innovation. This Product Management role is part of New opportunities pillar for Payment Reconciliation data solutions. This person will support building and commercializing training content for our new initiative called OR pro. They will also drive key activities including competitor analysis and analysis for Go-to-market activities like pricing models, revenue estimation, KPI analysis etc. Role * Support commercialization and GTM activities for new and existing products, ensuring maximum customer value delivery and revenue realization. * Conduct analysis and research , gather data points around whitespace opportunities to unlock new growth areas across markets and customer segments. * Synthesize customer data and input to expand business * Build strong working relationships with a diverse group of internal and external stakeholders to achieve product goals * Drive and build trainings materials on relevant reporting content. * Effectively communicate data insights and their relevance to the business context * Coordinate across cross-functional teams for product sales, usage, and continuous product enhancement * Lead critical analysis for product activities including customer segmentation, pricing, KPI reporting, and sales/marketing campaigns. Support other activities like market research and business case development All About You * Product management experience preferably in Payments / financial services industry experience is required. * Critical thinking and analytical skills to solve complex problems. * Highly experienced in conducting data analysis to support commercial activities of a product business * Strong experience with analytical solutions designed for payments or a related financial services sectors preferred * Well-versed in Excel, Python, Hadoop, Tableau, and related analytics tools and experience running analysis on large datasets * Strategic mindset to solve complex and ambiguous problems * Highly organized and able to deal with multiple and competing priorities; strong ability to decode customer/stakeholder requests * Experience of developing and driving end to end execution of initiatives - particularly in a cross-functional environment, managing and prioritizing competing initiatives * Strong communication & influencing skills to work with internal and external stakeholders, with ability to clearly articulate problem statements and opportunity areas * Experience with AI products is a plus Bachelor's degree in business or relevant experience #AI3 Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard's security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges Purchase, New York: $99,000 - $158,000 USD O'Fallon, Missouri: $86,000 - $137,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Lead Redis DBAAbout the Job - Our Purpose We connect and power an inclusive digital economy that benefits everyone by making transactions safe, simple, and accessible. Through secure data, networks, partnerships, and innovation, we help individuals, institutions, governments, and businesses reach their potential. Our culture is driven by a strong decency quotient (DQ), fostering inclusion, respect for diverse strengths, and collaboration that leads to better decisions, innovation, and business outcomes. Lead Platform Engineer - Summary The Database Engineering team seeks a Lead Platform Engineer with deep expertise in Redis and strong knowledge of Postgres and Cassandra. This role focuses on building scalable, high-performance caching and data platforms across on-prem and cloud (AWS, Azure) environments. Ideal candidates are customer-focused, analytical, and passionate about distributed systems. Description • Extensive experience with Redis Enterprise and cloud services; hands-on Postgres or Cassandra required. • Implement and manage databases in AWS/Azure. • Participate in weekly on call rotation and in case of any production issues. • Install, configure, patch, upgrade, shard, and administer Redis, Postgres, and Cassandra clusters. • Build proactive monitoring and observability dashboards to detect issues before they impact performance. • Create dashboards/alerts using Redis Insights, SNS, Splunk, Dynatrace, PEM. • Troubleshoot high-throughput, low-latency systems. • Manage user access/security: roles, privileges, IAM, TLS, PCI compliance. • Implement backups, recovery, snapshots, PITR, cross-region DR. • Perform schema upgrades, testing, validation. • Support HA installations and configurations. • Maintain security controls and support internal/external audits (PCI). • Create documentation, procedures, and best-practice guides. • Communicate database strategy, governance, best practices. • Collaborate with cross-functional, global teams. • Multi-task, learn new technologies, and prioritize effectively. • Research and adopt modern database technologies; lead PoCs. • Prepare and deliver presentations for training and business discussions. • Drive intellectual property development for teams and projects. • Troubleshoot complex challenges across Mastercard. About You • Education (Preferred): Bachelor's degree in Computer Science, Information Systems, or equivalent experience. Redis • Expert in Redis architecture/internals: clustering, sharding, modules, CRDB Active-Active; strong Postgres/Cassandra architecture knowledge required. • Skilled in Redis installation/configuration on-prem and cloud. • Strong observability/monitoring using Redis Insight, Prometheus, Grafana, CloudWatch, Splunk. • Skilled in provisioning/scaling cloud Redis, including serverless/global configurations. • Experienced with replication (async/sync, CRDB, geo-replication). • Proficient with shard optimization, WAIT, consistency principles. • Strong diagnostic and tuning skills: memory optimization, eviction policies, latency profiling, redis-benchmark. • Deep knowledge of Redis data structures and modules (RedisJSON, RediSearch, RedisGraph, TimeSeries). • Experience with ElastiCache, Azure Cache, Memorystore. • Enforce ACLs, TLS, auditing, encryption, autoscaling, cost controls. • Implement proactive monitoring with CloudWatch and custom metrics. • Strong production troubleshooting; on-call readiness. • Performance tuning, debugging, CI/CD automation. • Manage Redis config via GitHub; use Terraform/CloudFormation for orchestration. • Integrate Redis ops with CI/CD (GitHub, Jenkins). • Knowledge of caching design and real-time data modeling. • Strong Linux/Unix, load balancer/F5, and scripting (Bash, Python). • Manage clustering, replication, CRDB, Postgres/Cassandra replication, patching, upgrades. Postgres • Skilled in PostgreSQL/EDB/AWS Aurora design, administration, installation, and configuration. • Strong SQL tuning, EXPLAIN ANALYZE, pg Badger, PEM, CloudWatch, Splunk, Dynatrace; enforce IAM, encryption, auditing, and cost optimization. • Experienced in streaming replication, logical replication, Postgres Distributed - PGD, BDR, and Aurora Global Database. • Strong Aurora provisioning/orchestration with CloudFormation, Lambda, Terraform, GitHub/Jenkins/Bitbucket. • Implements DDL version control (Flyway). • Advanced Linux/Unix and scripting (Bash, ksh, Perl); ITSM process knowledge. Cassandra • Skilled in design, installation, configuration, and maintenance of Apache Cassandra and AWS Keyspaces; experienced with large clusters (50+ nodes). • Strong diagnostics, troubleshooting, log analysis; proactive monitoring using Dynatrace, CloudWatch; enforce IAM, encryption, auditing, KMS. • Deep Cassandra internals: consistency levels, hinted handoff, repairs, replication factor, rack awareness, node replacement, patching, upgrades. • Strong data modeling and avoidance of anti-patterns; experience with GSI, SAI, and automation frameworks. • Integrates with CI/CD (Bitbucket, GitHub, Jenkins, Terraform, Lambda). • Advanced Linux/Unix and scripting (Bash, ksh, Perl); ITSM (Remedy). Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks come with an inherent risk to the organization. Therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: • Abide by Mastercard's security policies and practices; • Ensure the confidentiality and integrity of the information being accessed; • Report any suspected information security violation or breach; and • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations. Pay Ranges O'Fallon, Missouri: $122,000 - $207,000 USD

The Correspondent Team Lead is an experienced, professional role which integrates in-depth specialty knowledge with a solid understanding of industry standards and practices. Demonstrates a good understanding of how the team integrates with others to accomplish the overall objectives of the Correspondent business. Solid time-management skills and ability to work in a fast-paced environment is critical. Developed communication and diplomacy skills are required to exchange potentially complex/sensitive information. Applies analytical thinking and knowledge for a diverse array of mortgage products, including agency, non-agency and community lending programs. Understands Regulatory testing and processes to ensure loans adhere to Compliance policies. Works under little supervision while ensuring the quality of tasks or services are being met daily. **Responsibilities:** Role responsibilities include but are not limited to the following: + Complete and monitor various Risk and Control reports daily + Perform daily pipeline review to ensure loans are reviewed within business service level agreements. + Daily/weekly reporting of turn-times, loan registrations, aged inventory, HMDA inquiries, etc. + Provide support with training new hires. + Act as a Subject Matter Expert for special projects. + Assist staff with internal and external escalations of loan transactions. + Review and analyze procedures on a regular basis to find potential gaps and more efficient processes. + Analyze quality results to identify training opportunities and determine potential solutions. + Review mortgage loan documentation submitted by Correspondent lenders for accuracy, consistency, and compliance with business guidelines for potential purchase. + Ensure data integrity between loan documents and loan origination system to meet applicable guidelines. + Review loan documents against established procedures for presence, completeness, accuracy, and compliance. + Ability to analyze and calculate complex income/employment (e.g. paystubs, W2, tax returns etc.), asset and credit documentation to determine eligibility against published guidelines. + Assist with issues including but not limited to the following: fee calculations to balance the APR Calculations, High-Cost calculations, Qualified Mortgage (QM) classifications, disclosure timing requirements, tolerance testing limits and Texas 50 (a)(6) testing to ensure compliance with Federal and State regulations + Communicates well with both internal and external partners, ability to articulate clearly complex mortgage interpretations. **Qualifications:** + A minimum of 5 years of related mortgage originations experience, including various products such as Agency, Non-Agency and Community lending. + Demonstrated experience as a mentor and leader. + Excellent written and oral communication, analytical, problem-solving, decision-making, and computer skills required + Strong understanding of mortgage workflows and processes. **Education:** + Bachelor's Degree or applicable work experience required This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ **Job Family Group:** Operations - Core ------------------------------------------------------ **Job Family:** Operations Support ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** Ofallon Missouri United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** $50 600,00 - $70 600,00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Please see the requirements listed above. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** dic 18, 2025 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._ _View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

**Our Purpose** _Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._ **Title and Summary** Lead, Platform Engineering, Sustainable Technology Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Overview The Sustainable Technology team is looking for a Lead, Platform Engineering, Sustainable Technology to help drive Mastercard's sustainability strategy forward by innovating across our global technology infrastructure. This role is ideal for a technologist who is passionate about environmental impact, highly motivated, intellectually curious, and thrives in a dynamic, fast-paced environment. Scope 2 emissions reduction and sustainability outcomes across the technology stack in data centers are key motivators for this team, and we are looking for someone who shares that vision. Role In this impact-driven position, you will: - Serve as a Subject Matter Expert (SME) in sustainable technology, supporting technology infrastructure and data center teams to reduce energy use and Scope 2 emissions. - Lead cross-functional program management efforts to identify and implement energy and power savings opportunities. - Engage with application and infrastructure platform teams to align with sustainability-focused technology initiatives. - Collaborate with data science teams to define data requirements and processes that enable energy reduction, accountability, and execution by interdependent teams. - Monitor and report on progress against priority sustainability programs. - Manage data improvement processes to enhance the accuracy of energy and carbon forecasting. - Manage platform efficiency processes to enhance the ability to accelerate energy and carbon reduction efforts. All About You The ideal candidate for this position should: - Demonstrate advanced knowledge of technology infrastructure operations and platforms; experience in the payments industry is a plus. - Be skilled in global GHG (greenhouse gas) emission reduction programs and sustainability practices within the technology industry. - Be capable of collecting and organizing data related to energy use and carbon emissions across the technology stack. - Be proactive, engaged, and accountable, with a strong ability to build relationships across diverse teams and time zones. - Be confident in influencing senior leadership through research, data analysis, and high-level communication. - Be a strong communicator, able to clearly explain technical challenges and sustainability goals. - Possess business planning, project management, and budget management skills. - Hold a bachelor's degree in Computer Science and/or Environmental Science. - Hold sustainability related professional credentials: Accredited Sustainability Advisor (ASA); Certified Data Center Sustainability Professional (CDCSP); Green Software Practitioner; Data Center Energy Practitioner (DCEP); Certified Energy Manager (CEM), LEED Accredited Professional (LEED AP) Corporate Security Responsibility Every person working for, or on behalf of, Mastercard is responsible for information security. All activities involving access to Mastercard assets, information, and networks come with an inherent risk to the organization and therefore, it is expected that the successful candidate for this position must: - Abide by Mastercard's security policies and practices; - Ensure the confidentiality and integrity of the information being accessed; - Report any suspected information security violation or breach; and - Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. **Corporate Security Responsibility** All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: + Abide by Mastercard's security policies and practices; + Ensure the confidentiality and integrity of the information being accessed; + Report any suspected information security violation or breach, and + Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. **Pay Ranges** O'Fallon, Missouri: $112,000 - $187,000 USD

Join us as a Retail Team Manager in our stores. Portables, an AT&T Authorized Retailer, is the number one retailer in America for the world's largest telecommunications and entertainment company servicing the community. Retail Team Managers are expected to represent the company in the most professional way possible. They teach and create leaders for the future, while making decisions to keep the Company's interests first. Managers are expected to create a productive work environment and are responsible for the development and performance of all sales activities within their location. They are expected to develop the Sales Team as well as provide leadership towards the achievement of maximum profitability and growth in line with the Company's values and vision. Managers must also manage the operational tasks of the store to ensure its day-to-day functioning remains effective and efficient. Some Responsibilities: Perform as a role model for all employees in the location Achieve personal sales goals as well as assist employees with closing sales and customer service Drive sales performance (Wireless & AT&T TV) through coaching and training AT&T TV product knowledge checks Stay up to date on all industry information and technology Maintain and enforce all visual, housekeeping, and appearance standards Maintain all location operations, including but limited to inventory, daily paperwork, schedules, and loss prevention Conduct employee reviews, meetings, and training Requirements Must have a valid driver's license Ability to work at least 45 hours work week Reliable transportation Excellent problem-solving skills Establish and monitor store/kiosk work schedules Ability to interpret and analyze sales and commission reports Train, motivate and inspire a team to achieve maximum results Ensure audit compliance at all times as required by the carrier Must be at least 18 years of age 1-2 years of wireless sales management 3-4 years of wireless sales experience College Degree Preferred, High School Diploma, or GED Required

This is your chance to make your mark. Introducing our customers to the world's most robust network all while delivering best-in-class service. You're the key to elevating the customer experience, providing seamless installation and activation of our state-of-the-art technology. And you'll get the satisfaction of helping others and connecting our customers to what matters most to them every day. #connectourcustomers Our **Installation Technicians** earn between **$21.25 and $29.78 hourly.** With our amazing wage opportunities, our average starting earnings begin at **$44,200** per year. Individual starting salary within this range may depend on geography, experience, expertise, and education/training. Joining our team comes with amazing perks and benefits: + Medical/Dental/Vision coverage + 401(k) plan + Tuition reimbursement program + Paid Time off and holidays (With some exceptions bargained employees qualify for one week of PTO after 6 months of service and 2 weeks after the first year). At least 6 company designated holidays and additional PTO (based on bargaining group to which you are hired. + Sick leave + Paid Parental Leave + Adoption Reimbursement + Disability Benefits (short term and long term) + Life and Accidental Death Insurance + Supplemental benefit programs: critical illness, accident hospital indemnity/group legal + Employee Assistance Programs (EAP) + Employee discounts up to 50% off on eligible AT&T mobility plans and accessories, AT&T internet (and fiber where available) and AT&T phone What's a typical day like? You'll work independently at our customer's homes and businesses as a trusted expert, installing the latest technology for high-speed broadband, Wi-Fi, and voice services. You'll have the opportunity to meet new people every day while solving problems and being rewarded for doing great work. Whether you're putting in a new line, climbing a ladder or simply plugging in and activating a wifi network, one thing is true, no two days will be the same. Want to be considered? You'll need to: + Work a flexible schedule, including evenings and weekends. + Possess a valid state driver's license. + Lift and move up-to 60 lbs - some of our ladders weigh 50-60 lbs + Weigh less than 325 lbs., required for ladder safety. + At times work in small spaces or aloft (up to 28 ft.) + Be available for overtime, emergency callouts and holiday work. + Identify wire and cable colors. + Qualify on pre-employment assessments. + Have a High School Diploma or GED Interested? We provide extensive training and the resources you need in a collaborative and dynamic team environment, built for your success. You'll have the opportunity to continue to learn and grow with ongoing paid training, leading you to exciting career paths. If you are considering jobs like Maintenance Technician, Cable Installation Technician, Fiber Technician, Facility Technician or Telecommunications Technician, this career move would be a great fit! Ready to take your career on the road to success? Apply today! **Weekly Hours:** 40 **Time Type:** Regular **Location:** O Fallon, Illinois It is the policy of AT&T to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, AT&T will provide reasonable accommodations for qualified individuals with disabilities. AT&T is a fair chance employer and does not initiate a background check until an offer is made. AT&T will consider for employment qualified applicants in a manner consistent with the requirements of federal, state and local laws We expect employees to be honest, trustworthy, and operate with integrity. Discrimination and all unlawful harassment (including sexual harassment) in employment is not tolerated. We encourage success based on our individual merits and abilities without regard to race, color, religion, national origin, gender, sexual orientation, gender identity, age, disability, marital status, citizenship status, military status, protected veteran status or employment status

The Head of Mortgage Underwriting and Credit Initiation will oversee the daily underwriting operations and strategic development of a business that leads the mortgage industry in delivery, customer service, timeliness, quality, unit cost efficiency, and the hiring and retention of strong leaders. This role will work closely with mortgage operations leaders to balance underwriting production resources to ensure business goals across channels are effectively met. This role will partner with the risk department and be the face of operations in all matters regarding underwriting quality, while seeking out opportunities in credit policy to improve both underwriting turn times and client experience. This executive leader will also be responsible for driving technology, automation, and process changes within underwriting to further increase efficiencies within the department. The Head of Mortgage Underwriting and Credit Initiation will play a significant role in the adherence to regulatory, compliance and control priorities across the mortgage business and Citi. This role will be required to present and answer questions about the underwriting process to both senior internal stakeholders as well as external regulators. The candidate must be able to work in a fast-paced environment and simultaneously juggle many priorities to ensure all deliverables are met. The ideal candidate will have a strong background of leading underwriting operations, including during periods of tremendous change, understanding credit policy for various loan products, and have a proven track record of improving results in the underwriting process. The candidate should be viewed as a credible business partner to the USRB leadership team and able to effectively influence. **Key Responsibilities:** + Responsible for the development, implementation and governance of a comprehensive framework used to manage underwriting and residential real estate credit risk + Manage the underwriting process, pipeline, loan quality, personnel, and deal structuring of mortgage transactions + Manage workflow and monitor daily productivity, ensure proper controls and procedures are documented, maintained and followed and identify trends + Accountable for end results, budgeting, planning, policy and procedure formulation, and contribution to future strategy in Underwriting. + Establish goals and objectives for the department, ensuring proper controls and procedures exist for timely and accurate processing of credit reviews while maintaining an environment focused on credit quality, service, accuracy and efficiency. + Manage compliance, business and independent risk controls as required and/or needed + Partner with credit risk to analyze and provide credit recommendations and guidance to senior leadership + Create and foster an environment of teamwork, camaraderie and professional growth and development + Routine interactions with Sales, Compliance, Legal, Credit Risk, Independent Risk, and Senior Management to accomplish business objectives + Makes recommendations to enhance credit policy to meet business needs + Hire, manage, coach and constantly evaluate the team members and leadership team + Prepare and issue senior management reports and deliver presentations to large audiences + Responds to Quality Control, Compliance Testing and Internal and External Audit findings **Stakeholder Engagement** + Promotes a culture of collaboration and teamwork across organizational boundaries; willing to break down functional silos to optimize business results and to facilitate the overall growth of the franchise. + Executive Communication skills. Ability to write clear proposals, project plans, and presentations. + Proven experience in engaging and nurturing successful relationships with other stakeholders + Strong influencing and negotiation skills. Ability to explore alternatives and positions to reach outcomes that are supported and accepted by various parties. + Proactive and dynamic with a strategic mindset. Able to identify and resolve issues quickly and effectively. + Ability to work effectively in situations requiring analytical, interpretive and problem-solving techniques. **Qualifications / Experience Required** + 10+ years underwriting leadership experience managing high performing teams, preferably in a banking environment + Excellent knowledge of mortgage compliance in general, and specific underwriting compliance + Strong analytical skills, including financial analysis of complex information e.g. corporate cash flows, multiple sources of personal income, structuring complex mortgage or other financing transactions + Demonstrated ability to synthesize information, prioritize business goals and drive results with a high sense of urgency + Strong interpersonal, influencing and written/verbal communications skills. + Outstanding people leadership skills, able to envision an enhanced future state and motivate and inspire others to create it. + Pragmatic problem solver, forward thinker with independence of thought. + Ability to create support and buy-in across a wide range of stakeholders; create a strong network of relationships among peers, internal partners, external constituencies and decision makers. + Aptitude to work independently as well as with a team with minimal direction in a fast-paced, changing environment - excellent prioritization skills a must. **Education:** + Bachelor's degree/University degree or equivalent experience + Master's degree preferred ------------------------------------------------------ **Job Family Group:** Consumer Sales ------------------------------------------------------ **Job Family:** Consumer Sales Support ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** 1000 TECHNOLOGY DRIVE OFALLON ------------------------------------------------------ **Primary Location Full Time Salary Range:** $170,000.00 - $300,000.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Please see the requirements listed above. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** Nov 05, 2025 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._ _View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Software Engineer II - Tester (Big Data & Cloudera Ecosystem) Overview Are you excited to work at the intersection of distributed systems, big-data platforms, and high-quality engineering? Do you enjoy validating complex, large-scale data pipelines and ensuring that mission-critical systems perform flawlessly? We are seeking a Software Engineer II - Tester to join our Big Data Engineering Quality team. You will be responsible for testing and validating data engineering applications built across the Cloudera Manager ecosystem, including Kafka, Spark, HBase, Hive, Solr, NiFi, Hue, Livy, Unravel, and internal REST APIs. You will design and maintain automation frameworks using any of the following languages: Python, Java, Scala, or Bash, and ensure full end-to-end coverage for ingestion, transformation, orchestration, and storage workflows. Primary Responsibilities 1. Big Data Platform & Application Testing • Test and validate distributed data engineering applications across Cloudera Manager components: Kafka, Spark, HBase, Hive, Solr, NiFi, Hue, Livy, Unravel. • Test Apache NiFi pipelines including processors, flow configurations, data lineage, provenance, NiFi registry flows, and integration with downstream systems. • Validate ingestion pipelines, streaming jobs, batch ETL processes, orchestration flows, and REST APIs. • Perform system, integration, functional, regression, and performance testing across large-scale data systems. 2. Test Automation & Framework Development • Build robust automation frameworks using any of the following languages: Python, Java, Scala, or Bash, based on the codebase under test. • Develop automation for Spark job validation, Kafka event checks, HBase/Hive schema validation, NiFi flow output validation, and end-to-end data pipeline coverage. • Create automated tests for REST APIs, backend services, schema checks, and data correctness. • Build and maintain UI automation using Selenium for dashboards such as Hue, Livy UI and other internal tools. 3. CI/CD & DevOps Integration • Maintain and enhance Jenkins CI/CD pipelines to support automated test execution and continuous integration. • Leverage Docker or similar runtime environments to execute tests at scale. • Integrate automation suites into the build/release pipeline for seamless promotion and deployment. 4. Data Validation & Quality Assurance • Validate SQL queries, HBase tables, Hive datasets, Kafka event streams, NiFi flow files, and NoSQL outputs. • Ensure data accuracy, schema integrity, SLA compliance, and end-to-end pipeline reliability. • Conduct deep validation of NiFi processors (PutFile, GetKafka, MergeContent, RouteOnAttribute, ExecuteScript, etc.) and downstream integrations. 5. Collaboration & Agile Participation • Collaborate with Data Engineers, Big Data Platform Engineers, and QA peers to ensure complete test coverage. • Participate in Agile ceremonies-story pointing, defining acceptance criteria, backlog refinement, sprint reviews, and retrospectives. • Identify testing risks, propose mitigation strategies, and champion quality-first practices across the team. Required Skills & Qualifications • 3-5 years of hands-on experience in software testing or QA engineering, ideally within Big Data environments. • Strong proficiency in any one (or more) of the following languages: Python, Java, Scala, Bash. • Experience testing big-data applications on Kafka, Spark, Cloudera/Hadoop, HBase, Hive, Solr, NiFi, Hue, Livy, or similar components. • Practical experience validating NiFi pipelines: processors, flow logic, provenance, connections, and integrations. • Strong experience with test automation frameworks (API, backend, ETL/data validation). • UI automation experience using Selenium. • Proficiency in SQL and NoSQL data validation tasks. • Hands-on experience with Jenkins or similar CI/CD tools. • Provide production support for the applications as a developer/tester for two weeks in rotated shift. • Solid understanding of Agile/Scrum methodologies. • Strong analytical, debugging, communication, and problem-solving skills. Preferred (Nice to Have) • Experience with Unravel, Cloudera Navigator, or monitoring tools. • Exposure to Docker, Kubernetes, or cloud platforms (AWS, Azure, GCP). • Familiarity with performance testing of distributed systems.Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact ...@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations. Pay Ranges O'Fallon, Missouri: $92,000 - $147,000 USD

Join an elite group of sales professionals bringing customized, white glove experiences directly in the customer's home. Field Sales Representatives at AT&T are driven to connect - every interaction is an opportunity to introduce the latest technology and services, thriving on the challenge to make your sales goals happen. With uncapped commission potential, your career and the rewards that come with it are within reach. Enjoy uncapped commission potential as a Field Sales Representative, with top earners having the opportunity to make $100,000. Our new Field Sales Representatives earn between $31,200 + $20,000] to $100,000, including the salary and our uncapped commission opportunities. Individual starting salary within this range may depend on geography, experience, expertise, and education/training. Salary range is dependent on if all sales goals are met and/or exceeded. You'll be the face and voice of AT&T to your customers, working independently to deliver personalized sales interactions at scheduled appointments provided to you. You'll close the deal by offering hands-on demos, Wi-Fi assessments, tech delivery and issue resolutions - keeping customers connected to what matters most to them. How you get the job done: We'll kick things off with paid training -setting you up for success to work independently in the field. Coaching, mentoring and ongoing learning opportunities will keep you on track and tech-savvy You'll connect with our existing customers daily. AT&T will provide scheduled appointments, giving you the opportunity to engage with warm prospects effectively. You'll use strong negotiation and communications skills - you know how to make a smooth pivot, and are highly motivated to get it right and make the sale Key expectations to succeed: 1+ years of commission sales experience required, outside sales experience highly preferred Demonstrated success in commission sales and achieving sales targets Proficient in upselling techniques that enhance customer value and satisfaction Strong verbal communication skills with an ability to build rapport quickly Maintain a valid driver's license-be ready to drive, as we provide a company vehicle for official business use only Work a varied schedule designed to meet customers on their timeline -this includes evenings, weekends, and holidays Employment is contingent upon successful completion of a background check, including drug screening, criminal history, and motor vehicle record If you are considering jobs like Direct Sales Representative, Residential Sales Representative, Territory Sales Representative or Field Sales Executive - Home Solutions, this career move would be a great fit! Joining our team comes with amazing perks and benefits: Medical/Dental/Vision coverage 401(k) plan Tuition reimbursement program Paid Time off and holidays (With some exceptions, bargained employees qualify for one week of PTO after 6 months of service and 2 weeks after the first year). At least 6 company designated holidays and additional PTO (based on bargaining group to which you are hired. Sick leave Paid Parental Leave Adoption Reimbursement Disability Benefits (short term and long term) Life and Accidental Death Insurance Supplemental benefit programs: critical illness, accident hospital indemnity/group legal Employee Assistance Programs (EAP) Employee discounts up to 50% off on eligible AT&T mobility plans and accessories, AT&T internet (and fiber where available) and AT&T phone A company paid device and service plan, giving you first-hand expertise with our latest technology. Ready to take your career on a new route? Apply today. #ConnectingOurCommunities Weekly Hours: 40 Time Type: Regular Location: Saint Peters, Missouri It is the policy of AT&T to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, AT&T will provide reasonable accommodations for qualified individuals with disabilities. AT&T is a fair chance employer and does not initiate a background check until an offer is made.

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Vice President, Enterprise OperationsJob Overview This position provides senior leadership to large, diverse, technology centers supporting MasterCard Business Partners processing needs, internal and external customer requirements and may represent MasterCard Worldwide to the local, city or county governments as well as other business partners or organizations. Financial, organizational and policy responsibilities are included within this position. Major Accountabilities: • Responsible for provision of 24 by 7 by 365 processing, data, and network availability across multi-platform data center environments. • Ensure approved staffing levels are maintained, departmental and staff education, training and cross training needs are met. • Ensure that staff has skills and behaviors to perform tasks fully through effective communication of goals, objectives, performance and, as necessary, improvement plans. • Review, approve and implement policy changes with minimal customer or staff interruption. • Review, approve and ensure the implementation of new or revised operational processes and procedures and provide strategic direction for the organization. • Ensure technical platform or center wide disaster recovery processes and procedures are in place and viable. • Provide appropriate resources and budget to deliver timely, effective, efficient and predictable processing services and continuing improvement of performance while managing multi-million dollar annual cost center budgets and appropriate expenditures within the approved budgets. • Respond to operational and business concerns or issues relative to future business programs, projects, or enhancements to ensure consistent delivery of quality services. All About You • Education: Bachelor's degree or equivalent experience (Master's degree preferred) • Minimum of 8 plus years of experience including management responsibilities within a large Network Operations environment. • Extensive professional knowledge of complex Network Operations, networking and environmental operational techniques coupled with in-depth knowledge in infrastructure technologies. • Extensive experience with managing a 24X7 shift environment of IT technical and operational staff, as well as managing relationships and performance of contract resources and service provider teams and the ability to integrate these resources into the overall MasterCard team environment is essential. • Proven ability to lead large complex projects and the ability to work effectively with all areas within Global Technology Operations, Corporate Groups and outside solution providers. • Proven verbal and written communications skills are a requirement for this role and experience with the following deliverables is critical: requirements documents, design documents, project financials Skills/ Abilities: • Management and communication skills to direct senior technical individual contributor and multi-discipline management staffs and to interact across multiple organizational levels of internal and external customer groups. •Ability to foster open communications across all internal or external organizational levels. • Ability to provide organizational direction and sound judgment to motivate direct and indirect reports to deliver superior results and assure appropriate business outcomes of large or complex projects. • Ability to approve and implement policy and provides strategic direction for the organization is essential. Work Conditions: • 24 by 7 by 365 data center environment with staff shift work Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations. Pay Ranges O'Fallon, Missouri: $176,000 - $294,000 USD

**Our Purpose** _Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._ **Title and Summary** Information Security Operations Analyst II Overview The Security Awareness team is looking for an Information Security Operations Analyst II to drive continued improvements to the education and training offerings we have for our Mastercard colleagues. Our award winning SecurIT First program must continue to remain relevant and effective in how we keep security awareness top of mind for all employees and contingent staff. The ideal candidate is passionate about the internal customer experience, is highly motivated, intellectually curious, analytical, and possesses an entrepreneurial mindset. Role In this Security Awareness position, you will: - Liaise between the Security Awareness team and all others at Mastercard. - Build new content and design awareness events to positively impact the security behaviors of Mastercard staff. - Partner with external providers to deliver effectives solutions with quality and integrity. - Manage our collaboration with the M&A Team and manage all Audit and Regulatory requests that come into our team. All About You The ideal candidate for this position should: - Possess advanced knowledge in security awareness concepts and principals. - Be comfortable meeting with business leaders to discuss and educate their teams about the desired security behaviors and how to influence and improve those behaviors. - Be able to identify appropriate security awareness solutions to further reduce the human risk at Mastercard. - Analyze, recognize and escalate trends in security behaviors and identify ways to improve our offerings. - Lead vendor relationships with those providers of contract solutions for the Security Awareness program. - A professional certification in Security Awareness is not required but highly encouraged. Corporate Security Responsibility Every person working for, or on behalf of, Mastercard is responsible for information security. All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and therefore, it is expected that the successful candidate for this position must: Abide by Mastercard's security policies and practices; - Ensure the confidentiality and integrity of the information being accessed. - Report any suspected information security violation or breach. - Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. **Corporate Security Responsibility** All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: + Abide by Mastercard's security policies and practices; + Ensure the confidentiality and integrity of the information being accessed; + Report any suspected information security violation or breach, and + Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations. **Pay Ranges** O'Fallon, Missouri: $76,000 - $127,000 USD

The Associate Credit Analyst position is a pivotal role, serving as the dedicated single point of contact for Correspondent Lending clients. The primary goal of the Associate Credit Analyst is assisting the Correspondent Lenders in clearing suspense conditions and identifying bottlenecks that would delay their pipelines from being purchased timely. This critical position significantly contributes to maintaining Citibank's commitment to superior credit quality, an outstanding customer experience, and operational excellence. It requires a highly detail-oriented individual with strong problem-solving abilities, exceptional communication skills, and a dedication to client advocacy in a fast-paced lending environment. **Key Responsibilities:** + Serve as a single point of contact for Correspondent Lenders, providing guidance and support throughout the suspense condition resolution process. + Review and clear income, asset, and credit documentation submitted to address suspense conditions in accordance with both Agency and Non-Agency guidelines. + Monitor, maintain, and manage a daily pipeline, ensuring adherence to service level agreements and timely completion of reviews. + Review mortgage documentation from application through closing with comprehensive knowledge of the end-to-end origination process. + Ensure compliance with regulatory requirements, including RESPA and TILA. + Deliver exceptional customer service by working rebuttals, escalations and scenarios submitted by the Correspondent Lender. + Support Account Executives by contributing to client-relationship strategies and maintaining strong working partnerships with Correspondent Lenders. + Complete a pre-funding review to assist with purchasing loans. + Maintain production and quality standards as defined by the business. **Qualifications:** + Minimum 3 years of mortgage industry experience + Experience with FNMA and FHLMC underwriting requirements + Strong written and verbal communication skills + Ability to manage competing priorities in a fast-paced environment + High attention to detail and strong analytical skills **Education:** + Bachelor's/University degree or equivalent experience This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. _Note: This is not a Signature Underwriting position._ ------------------------------------------------------ **Job Family Group:** Risk Management ------------------------------------------------------ **Job Family:** Credit Risk ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** Ofallon Missouri United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** $55 270,00 - $77 130,00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** dic 18, 2025 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._ _View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

**Our Purpose** _Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._ **Title and Summary** Platform Engineering Intern, Summer 2026 - St. Louis, MO This role is not eligible for Mastercard's work authorization sponsorship. As such, candidates must be eligible to work in the United States, now as well as in the future, without employer sponsorship. For example, students or recent graduates in the United States on an F1 visa (including those with CPT or OPT authorization) are not eligible for this role. Overview Mastercard works to connect and power a sustainable and inclusive global economy. We are a vehicle for commerce, a connection to financial systems for the previously excluded, a technology innovation lab, and the home of Priceless . We ensure every employee has opportunity to be a part of something bigger and to change lives. We believe in connecting everyone to endless, priceless possibilities. About the Team This team aims to establish a comprehensive technical asset management framework across the organization's Mainframe, AIX, and HP NonStop platforms. The initiative will identify, catalog, and analyze all physical and software assets, culminating in a centralized dashboard that tracks compliance with supported software versions and aligns software license inventory with actual deployments. Objectives: - Inventory all physical assets across mainframe, AIX, and HP NonStop platforms - Document hardware models, OS versions, and deployed software components - Map asset deployment locations and configurations - Build a dashboard to visualize compliance against supported software versions - Reconcile software license inventory with deployed software across platforms Internship Program Mastercard's summer internship program provides emerging talent with projects that will enhance skills as well as contribute to the department's goals and objectives. In this program, you will participate in: - Networking events, mentorship opportunities, and hear from senior leaders - Volunteer and team building opportunities - Formal performance assessments - End-of-summer presentations to peers and Mastercard leadership Qualifications - Currently enrolled in a bachelor's degree program majoring in Computer Science or a related field with a graduation date of December 2026 or beyond - Hands on experience working in data, ideally within Excel - Hands on experience with Python - Knowledge of building dashboards/data visualization tools (Domo, Power BI) - Experience connecting with an API to source data - Proficient in Microsoft Office applications - Excellent communication skills, ability and willingness to tackle complex problems Salary: $23-28/hr Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. **Corporate Security Responsibility** All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: + Abide by Mastercard's security policies and practices; + Ensure the confidentiality and integrity of the information being accessed; + Report any suspected information security violation or breach, and + Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

**Our Purpose** _Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._ **Title and Summary** Director, Product Experience Design - Mastercard Developers The Services team and solutions fuel growth for partners globally by providing cutting edge services in the areas of Customer Acquisition and Engagement, Security Solutions, Business and Market Insights, and Open Banking. Focused on thinking big and scaling fast, our agile sales team is responsible for end-to-end solutions for a diverse global customer base including retailers, airlines, hotels, tourism agencies, public sector entities, restaurants, consumer goods and telecom companies. You will lead the Product Experience Design function for Mastercard Developers - focusing on the UI and UX of the Mastercard Developers website. You will shape the vision, standards, and execution for how developers and agents evaluate, integrate, test, monitor, and scale with our APIs. You will build and mentor a multidisciplinary design team. You will partner with Product, Engineering, and Marketing to drive measurable improvements in developer activation, time to first call, and other key metrics. The Role - Define a north star experience for the developer platform journey: discover, evaluate, integrate, onboard, optimize. - Prepare the platform for agent mediated usage - Own and evolve the design system (tokens, accessibility standards, interaction patterns) with Engineering. - Use qualitative insight and product analytics (conversion, drop off, success rates) to guide prioritization. - Coach and grow a design team - Partner with Product Management to align roadmaps to outcome metrics. - Embed accessibility and inclusive design (Web Content Accessibility Guidelines (WCAG) alignment) into tools, patterns, and reviews. - Drive consistency across marketing surfaces, documentation, console user interface, and post integration touch points. All About You - Experience in digital product design, designing technical platforms (API portals, cloud tools, developer consoles, SDK experiences) for developer consumption. - Proven experience leading and mentoring a team of Product Experience Design Managers and Senior Designers, driving strategic outcomes, fostering collaboration, and building design capabilities through continuous up skilling - Experience building and scaling design systems with front end engineering. - Data driven with an ability to transform research, analytics, and experimentation into design decisions. - Ability to use product analytics for funnel analysis and insight synthesis. - Depth in interaction design, information architecture, visual hierarchy, content clarity. - Understanding of API lifecycle (authentication, versioning, rate limits, keys, webhooks, etc) - Functional knowledge of front end technologies (HTML, CSS, basic JavaScript) for engineering collaboration. - Clear written communication for strategy documents, design briefs, executive updates. - Prior experience in front end or Platform engineering preferred - Hands-on front-end prototyping (React, Web Components, design tokens implementation) Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. **Corporate Security Responsibility** All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: + Abide by Mastercard's security policies and practices; + Ensure the confidentiality and integrity of the information being accessed; + Report any suspected information security violation or breach, and + Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations. **Pay Ranges** O'Fallon, Missouri: $156,000 - $265,000 USD

Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Selected candidates are intended to become a Retail Personal Banker II after completing a 4-8 week on-boarding and education program that includes rotations in Operations and Sales & Service. There will be a certification at the conclusion of the program to provide selected candidates the opportunity to demonstrate skills necessary to successfully perform a role within the Retail Personal Banker job family. The Retail Personal Banker II role is a sales position with a primary focus on sales development and relationship building through the promotion of deposits, loans, fee-based services and the retention of customers. Responsible for selling a full range of banking products and services to meet existing and prospective customer's needs, while providing specialized care and service to existing and prospective bank customers. Utilize and promote the consultative sales and service process, using the prescribed tools and interacting with the staff for referral activity. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: * Use the consultative sales process and Financial Needs Assessment to build a thorough customer profile and identify current and future financial needs. * Maintain an in-depth knowledge of Retail consumer and small business products/services and recommend appropriate solutions using our value proposition. * Utilize CAMP and other approved Marketing tools to proactively reach out to customers and set appointments for periodic financial reviews. * Primarily focused on cross-selling to existing customer base and engaging in outside sales activities (i.e. Membership Advantage onsite presentations, business sales calls, community financial literacy events, etc.) as directed. * Establish close working relationships with assigned Business Partners (Mortgage, Small Business, Commercial and Investment), referring customers when appropriate to provide timely, and holistic financial solutions. * Consistently meet/exceed customer experience and individual/team production goals and enhance year-over-year revenue growth as measured by the Financial Center P&L. * Provide guidance to CSRs with respect to the sales and referral process. * Promote customer satisfaction with a friendly, helpful demeanor and professionalism. * Act with confidence by answering customer questions and owning customer issues. * Maintain a position of trust and responsibility by keeping all business confidential. * Follow the Bancorp Code of Business Conduct and Ethics and other related policies, maintaining ethical behavior at all times. * Adhere to established policies and procedures while opening/servicing the full range of Retail products. * Participate in the consumer loan and bankcard process, owning sourced loans from application through closing. * Participate in the opening/closing process of the Financial Center or Bank Mart as directed by the Financial Center Manager. * Keep up to date on Retail procedures in place to mitigate fraudulent activity and unnecessary risk or exposure. SUPERVISORY RESPONSIBILITIES: None. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: * College degree or work experience providing transferrable skills or combination of education and experience. * Experience in the financial industry preferred. * Demonstrated ability to develop comfort level with sales activities designed to acquire new consumer household and small business customers and/or cross-sell to established customers. * Must be able to demonstrate understanding of advanced math functions that will allow for analysis of credit and financial information. * Ability to professionally represent Fifth Third Bank in terms of appearance and verbal/written communication. * Demonstrated ability to develop a working knowledge of Retail policies and procedures in order to utilize good judgment in making sound decisions. * This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration Required for employment in this position. WORKING CONDITIONS: * Normal office environment. * Extending viewing of computer screens. * This program will require the ability to travel within the affiliate for training as well as scheduling flexibility. * Travel outside of the affiliate will be required for various classroom training sessions. #LI-KF1 Personal Banker II - Southeast Dayton area At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Dayton, Ohio 45429 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

**Our Purpose** _Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._ **Title and Summary** Software Engineer II Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Smart Interface Overview: Diverse agile team working on the Smart Interface product which is a set of APIs that allow Mastercard customers to participate in the 3-D Secure ecosystem. The 3-D Secure authentication protocol is based on a three-domain model where the Acquirer and Issuer are connected by the Interoperability Domain for the purpose of authenticating a Cardholder during an electronic commerce (e-commerce) transaction or to provide identity verification and account confirmation. Smart Interface provides this interoperability where the main function is to route authentication requests to the appropriate Directory Server for further processing. We support e-commerce (browser and in app) transactions from around the world. Role - Follow given directions and procedures in software delivery tasks (code development, test, deployment) - Deliver assigned work seeking guidance from experienced team members - Proactively seek code reviews of their work from experienced members - Understands the big picture and end-to-end logical architecture of systems in ownership areas - Provide feedback and suggestions on areas to improve - Understands the use of Mastercard technology policies in everyday work - Demonstrate active learning and sharing of software practices via Guild/Engineering community initiatives All about you / Experiences - Experience in developing and writing test scripts front end applications using Angular framework. - Knowledge in developing microservices using Spring Boot. - Write code in languages (e.g. Typescript, Java, SQL) - Familiar with secure coding standards (e.g., OWASP, CWE, SEI CERT) - Understands and implements standard branching (e.g., Gitflow) and peer review practices - Apply tools (e.g., Sonar, Zally, Checkmarx) and techniques to scan and measure code quality and anti-patterns as part of development activity - Understands and builds test code at unit level, service level, and integration level to ensure code and functional coverage - Understands the use of basic design patterns (e.g., factory, adaptor, singleton, composite, observer, strategy, inversion of control) - Understands requirement analysis being essential part of delivering value to our customers and partners and participate in elaboration, prioritization, and effort estimation - Understands different SDLC practices (Scrum/Kanban/SAFe) and the delivery situations they are used for - Understands the basic engineering principles used in building and running mission critical software capabilities (security, customer experience, testing, operability, simplification, service-oriented architecture) - Familiar with different application patterns to implement different types of business processes (e.g., APIs, event-driven-services, batch-services, web-applications, big data) - Understands Continuous Integration (CI) and Delivery (CD) concepts, and capabilities to support automation, pipelines, virtualization, and containerization To find US Salary Ranges, visit People Place. Under the Compensation tab, select "Salary Structures." Within the text of "Salary Structures," click on the link "salary structures 2025," through which you will be able to access the salary ranges for each Mastercard job family. For more information regarding US benefits, visit People Place and review the Benefits tab and the Time Off & Leave tab. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. **Corporate Security Responsibility** All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: + Abide by Mastercard's security policies and practices; + Ensure the confidentiality and integrity of the information being accessed; + Report any suspected information security violation or breach, and + Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. **Pay Ranges** O'Fallon, Missouri: $92,000 - $147,000 USD

**Our Purpose** _Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._ **Title and Summary** Product Management Intern, Summer 2026 - O'Fallon, MO Who is Mastercard? At Mastercard, we're powering economies and empowering people, building a sustainable economy where everyone prospers. Our Product teams transform bold ideas into innovative solutions that address complex global challenges-ranging from digital currency and cybersecurity to financial inclusion. They develop strategies that not only meet business goals but also anticipate customer needs, all while driving positive social impact. Through collaboration, continuous learning, and a commitment to building a more inclusive and sustainable world, our Product professionals are redefining how people and businesses interact with payments globally. Make an impact as an Associate Product Specialist Intern As an Associate Product Specialist Intern, you will be assigned to a business unit where you will learn, develop new skills, and gain valuable on the job experience. You will have the chance to gain an understanding of how Mastercard develops business cases for new product opportunities, develops scalable customer-centric products, and sees those projects through to go-to-market. We are looking for passionate and talented interns, who share our vision for developing scalable customer-centric products with agility and excellence. The Mastercard Intern Program is a comprehensive 10-week program where students will gain hands on real work-life skills while having fun and contributing to a global company. As an intern, you will be challenged with completing projects that will enhance your skills as well as contribute to the department's goals and objectives. Program Components: Impactful assignments that drive business results Networking sessions and leadership speaker series Volunteer and team building experiences As an Associate Product Specialist Intern, you may: Partner with your team to manage tasks across the product life cycle Assist in establishing and monitoring progress against key milestones in the development and implementation process Work with various product lines and technologies Provide competitive landscape, trends, consumer insights, research and end-to-end program analytics Engage with the business and engineering teams to track progress and identify dependencies and risks Contribute to inspiring product visions, derived from market and customer needs, and evolving technology trends Identify and measure product and business metrics to increase adoption and understand customers' ongoing needs Conduct iterative experiments to identify and prioritize key features for inclusion with product releases and product roadmap Project management of strategic initiatives Work on potential product areas such as: Analytics, APIs, Artificial Intelligence, Cryptocurrency/Blockchain, Cybersecurity, Loyalty, Marketing, Open Banking, or Payments (e-commerce, in store, etc.). Projects other Associate Product Specialist Interns have worked on: Antonia worked on a product that helps customers assess their cyber risk. Her team needed to understand the performance of new features, so she built a dashboard tool to analyze user engagement and inform future product improvements. Thomas developed a competitive analysis of a business intelligence product to understand market offerings and how Mastercard's product compared. His analysis helped the team identify which features to accelerate on their roadmap. Sarah worked with stakeholders and customers to understand the analytics needed for our application, then developed the roadmap for incorporating a 3rd-party data analytics tool into the app experience. All About You Undergraduate degree with expected graduation date between December 2026 - July 2027 Outstanding record of academic achievement Strong verbal and written communication skills Proficient with Microsoft Office Suite (e.g., Excel, PPT) High energy level; flexible, adaptive and strong collaborator Well planned, organized & structured to manage time & work effectively This role is not eligible for Mastercard's work authorization sponsorship. As such, candidates must be eligible to work in the United States, now as well as in the future, without employer sponsorship. For example, students or recent graduates in the United States on an F1 visa (including those with CPT or OPT authorization) are not eligible for this role. Salary: $28/hr. Application Process Submit your application If eligible, receive invitation for a digital interview; this includes answering pre-recorded interview questions that advance your application If recommended to advance, receive invitation for final round interview(s); you will have the opportunity to meet with us virtually to learn more about our business and culture Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. **Corporate Security Responsibility** All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: + Abide by Mastercard's security policies and practices; + Ensure the confidentiality and integrity of the information being accessed; + Report any suspected information security violation or breach, and + Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.