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What is a medical claims examiner and how to become one

Updated January 8, 2025
4 min read

For thorough individuals with outstanding managerial ability or understanding of medical terminology, a career in medical claims examining might be a good option.

Health insurance providers typically appoint medical claims investigators to review all insurance claims and ensure accuracy of records, compliance with standard requirements, and prompt care.

Although there are no standard qualification standards for medical claims examiners, most employers prefer a high school diploma. Others seek a bachelor's degree, ideally in a medical or life sciences specialty. You may pursue certification by the International Claim Association (ICA), which administers two coursework levels and certifies examinees with some work experience.

Following this profession, you are likely to be rewarded with a decent salary. In general, medical Claims Examiners make an average salary of $34,615 per year or $17 per hour.

ScoreMedical Claims ExaminerUS Average
Salary
3.3

Avg. Salary $42,773

Avg. Salary $59,228

Stability level
9.3

Growth rate -6%

Growth rate 0.3%

Diversity
4.6
Race

American Indian and Alaska Native 0.50%

Asian 5.26%

Black or African American 10.50%

Hispanic or Latino 16.98%

Unknown 4.41%

White 62.36%

Gender

female 83.41%

male 16.59%

Age - 43
Race

American Indian and Alaska Native 3.00%

Asian 7.00%

Black or African American 14.00%

Hispanic or Latino 19.00%

White 57.00%

Gender

female 47.00%

male 53.00%

Age - 43
Stress level
9.3

Stress level is very high

7.1 - high

Complexity level
9.6

Complexity level is advanced

7 - challenging

Work life balance
3.7

Work life balance is poor

6.4 - fair

Medical claims examiner career paths

Key steps to become a medical claims examiner

  1. Explore medical claims examiner education requirements

    Most common medical claims examiner degrees

    Bachelor's

    36.1 %

    Associate

    26.6 %

    High School Diploma

    16.5 %
  2. Start to develop specific medical claims examiner skills

    SkillsPercentages
    Medical Terminology9.91%
    Customer Service9.37%
    Data Entry6.84%
    Medical Treatment4.83%
    Computer System4.53%
  3. Complete relevant medical claims examiner training and internships

    Accountants spend an average of 1-2 years on post-employment, on-the-job training. New medical claims examiners learn the skills and techniques required for their job and employer during this time. The chart below shows how long it takes to gain competency as a medical claims examiner based on U.S. Bureau of Labor Statistics data and data from real medical claims examiner resumes.
  4. Gain additional medical claims examiner certifications

    Medical claims examiner certifications can show employers you have a baseline of knowledge expected for the position. Certifications can also make you a more competitive candidate. Even if employers don't require a specific medical claims examiner certification, having one may help you stand out relative to other applicants.

    The most common certifications for medical claims examiners include Certified Billing and Coding Specialist (CBCS) and Medical Assistant.

    More About Certifications
  5. Research medical claims examiner duties and responsibilities

    • Manage cases by aggressively directing the litigation process.
    • Process medical facility claims payment according to account-specific contract (HMO, PPO, EPO, etc . )
    • Process PPO, HMO, comprehensive plans, including medicare supplements, hospital, chiropractic and physical therapy claims.
    • Identify which claims are eligible for PPO reprising.
  6. Prepare your medical claims examiner resume

    When your background is strong enough, you can start writing your medical claims examiner resume.

    You can use Zippia's AI resume builder to make the resume writing process easier while also making sure that you include key information that hiring managers expect to see on a medical claims examiner resume. You'll find resume tips and examples of skills, responsibilities, and summaries, all provided by Zippi, your career sidekick.

    Choose from 10+ customizable medical claims examiner resume templates

    Build a professional medical claims examiner resume in minutes. Browse through our resume examples to identify the best way to word your resume. Then choose from 10+ resume templates to create your medical claims examiner resume.
    Medical Claims Examiner Resume
    Medical Claims Examiner Resume
    Medical Claims Examiner Resume
    Medical Claims Examiner Resume
    Medical Claims Examiner Resume
    Medical Claims Examiner Resume
    Medical Claims Examiner Resume
    Medical Claims Examiner Resume
    Medical Claims Examiner Resume
  7. Apply for medical claims examiner jobs

    Now it's time to start searching for a medical claims examiner job. Consider the tips below for a successful job search:

    1. Browse job boards for relevant postings
    2. Consult your professional network
    3. Reach out to companies you're interested in working for directly
    4. Watch out for job scams

How did you land your first medical claims examiner job

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Average medical claims examiner salary

The average medical claims examiner salary in the United States is $42,773 per year or $21 per hour. Medical claims examiner salaries range between $30,000 and $59,000 per year.

Average medical claims examiner salary
$42,773 Yearly
$20.56 hourly

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How do medical claims examiners rate their job?

5/5

Based on 1 ratings

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Medical claims examiner reviews

profile
5.0
A zippia user wrote a review on May 2019
Pros

I'm gratified by forensics, accounting, mistakes, proceedure and changing codes and law.

Cons

That I know I make more money working in many other fields.


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A zippia user wrote a review on Feb 2019
Cons

Volume of daily claims, stress level, rudeness and angry customers, lack of job growth and promotability, working on Saturday


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Updated January 8, 2025

Zippia Research Team
Zippia Team

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.

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