Real Estate Agent jobs at Monticello Associates

GBM Private, Real Estate Financing Group - Originations, Associate, New York The Real Estate Financing Group (REFG) within Capital Solutions Group is a leader in commercial real estate lending and was the top-ranked contributor to U.S. standalone CMBS securitizations for 2017-2024. REFG's Originations team is responsible for the sourcing, underwriting, and execution of securitized and balance sheet lending on commercial real estate assets and is looking for an experienced senior Associate to join the team. Responsibilities * Underwrite commercial real estate mortgage loans across all property types (e.g., industrial, multifamily, office, retail, hospitality, data centers, and specialty) for both the CMBS business and the bank's own balance sheet * Perform in-depth property, market, sector, and borrower due diligence and research * Model cash flows and conduct valuation analyses on commercial real estate assets across property types and geographies * Contribute to all aspects of loan origination, from initial underwriting to loan closing to deal distribution * Prepare materials and memos for client discussions, deal evaluation, internal committees, and deal distribution * Coordinate with REFG's Credit, Capital Markets, and Securitization teams as well as external parties such as due diligence providers, consultants, and legal counsel throughout the loan execution process Qualifications * Bachelor's degree and 4-5 years of work experience, ideally in underwriting and closing CMBS and / or CRE balance sheet loans * Track record of academic achievement * Strong modeling and analytical skills; experience with Argus is not required * Strong interpersonal and communication skills and ability to collaborate effectively with both internal and external audiences * Ability to work in a fast-paced, dynamic environment and manage multiple transactions under deadlines * Strong work ethic, attention to detail, and commitment to results * Genuine interest in real estate origination Salary Range The expected base salary for this New York, New York, United States-based position is $150000-$225000. In addition, you may be eligible for a discretionary bonus if you are an active employee as of fiscal year-end. Benefits Goldman Sachs is committed to providing our people with valuable and competitive benefits and wellness offerings, as it is a core part of providing a strong overall employee experience. A summary of these offerings, which are generally available to active, non-temporary, full-time and part-time US employees who work at least 20 hours per week, can be found here.

As a Real Estate & Construction Advisory Senior Associate, you will have the opportunity to grow and contribute to our global clients' business needs through all phases of project and engagement management across a wide variety of industries, with a focus on real estate and construction. The work you will be doing revolves around large and complex construction projects in the data center, energy, infrastructure, commercial real estate, and hospitality sectors, among others. You will plan, direct, and complete projects related to process improvements, vendor audits, risk and control assessments, investigations, litigation support, and project monitoring initiatives within the Forensics Advisory Services Practice - all with the resources, environment, and support to help you excel. From day one, you'll be empowered by the greater Risk team to help clients make the moves that will help them achieve their vision and help you achieve more, confidently. Your day-to-day may include: + Reviewing construction contracts, financial statements, job cost reports, internal policies, and process maps to identify cost savings, process inefficiencies, and strategic initiatives + Performing complex financial analysis to identify trends, patterns, and anomalies across multiple sources of data and supporting documentation + Analyzing compliance with various labor requirements, including those required on prevailing wage jobs that are reliant on federal funding and/or pertinent to tax credit incentives + Assisting in matters involving fraud, waste, and abuse, including allegations of bribery, collusion, conflicts of interest, organized crime, and other scenarios posing legal or regulatory exposure to our clients + Conducting targeted research on regulatory requirements including, but not limited to, IRS authoritative guidance, accounting standards codification, and AICPA practice aids to support defensible conclusions on complex engagement needs + Communicate findings clearly and concisely to a variety of internal and external stakeholders + Coordinate with multiple stakeholders and third parties to understand the construction project control environment and propose recommended controls to address identified gaps + Run client engagements from start to finish, including planning, organizing, conducting, directing, and completing projects and services while managing projects to budget + Maintaining active communication with clients to manage expectations, ensure satisfaction, and become a trusted business partner + Working closely with engagement teams and managing and conducting forensic accounting procedures on multiple engagements concurrently + Collaborating across Grant Thornton service lines and with international colleagues to integrate diverse expertise and deliver comprehensive, high-impact client solutions + Managing, developing, training, and mentoring staff on projects and assessing performance for engagement and year-end reviews + Attend professional development, networking events, and training seminars regularly + Adhere to the highest degree of professional standards and strict client confidentiality + Other job duties as assigned You have the following technical skills and qualifications: + Bachelor's degree in Accounting, Finance, Information Technology, MIS, or related field required + Minimum 2 years of related work experience in a similar consulting practice or function servicing real estate and/or construction clients at a national level required + CPA, CFE, CMA, CFA, CCA, CIA, PMP, PMBOK or other industry related certifications preferred + Preferred experience in management consulting, internal audit, regulatory compliance, and/or forensic engagements + Proven capabilities in performing advisory services in the real estate and/or construction industries + Strong computer skills, including proficiency in Microsoft Office Suite with a focus on robust excel capabilities + Knowledge of various federal and state construction labor regulations and requirements, including the Federal Davis-Bacon Act + Excellent analytical, research, and organizational skills with strong attention to detail + Ability to work on multiple engagements and competing priorities in a rapidly growing, fast-paced, interactive, results-based team environment + Exceptional client service and communication skills with a demonstrated ability to develop and maintain outstanding client relationships + Ability to work additional hours as needed and travel to various client sites, both domestic and international + Can travel as needed. Expected travel is 10% - 25% *Candidates may be asked to complete a skills assessment as part of the recruiting process. The base salary range for this position in New York, NY only is between $95,040 and $142,560. The base salary range for this position in San Francisco, CA only is between $101,200 and $151,800. The base salary range for this position in Chicago, IL only is between $88,000 and $132,000. #LI-CL2 About Us At Grant Thornton, we believe in making business more personal and building trust into every result - for our clients and you. Here, we go beyond your expectations of a career in professional services by offering a career path with more: more opportunity, more flexibility, and more support. It's what makes us different, and we think being different makes us better. In the U.S., Grant Thornton delivers professional services through two specialized entities: Grant Thornton LLP, a licensed, certified public accounting (CPA) firm that provides audit and assurance services ― and Grant Thornton Advisors LLC (not a licensed CPA firm), which exclusively provides non-attest offerings, including tax and advisory services. In 2025, Grant Thornton formed a multinational, multidisciplinary platform with Grant Thornton Ireland. The platform offers a premier Trans-Atlantic advisory and tax practice, as well as independent American and Irish audit practices. With $2.7 billion in revenues and more than 50 offices spanning the U.S., Ireland and other territories, the platform delivers a singular client experience that includes enhanced solutions and capabilities, backed by powerful technologies and a roster of 12,000 quality-driven professionals enjoying exceptional career-growth opportunities and a distinctive cross-border culture. Grant Thornton is part of the Grant Thornton International Limited network, which provides access to its member firms in more than 150 global markets. About the Team The team you're about to join is ready to help you thrive. Here's how: - Whether it's your work location, weekly schedule or unlimited flex time off, we empower you with the options to work in the way that best serves your clients and your life. - Here, you are supported to prioritize your overall well-being through work-life integration options that work best for you and those in your household. - We understand that your needs, responsibilities and experiences are different - and we think that's a good thing. That's why we support you with personalized and comprehensive benefits that recognize and empower all the identities, roles and aspirations that make you, well, you. - When it comes to inclusion, we are committed to doing more than checking boxes. Explore all the ways we're taking action for diversity, equity & inclusion at Grant Thornton (************************************************************** . Here's what you can expect next: If you apply and are selected to interview, a Grant Thornton team member will reach out to you to schedule a time to connect. We encourage you to also check out other roles that may be a good fit for you or get to know us a little bit better at Grant Thornton careers (************************************** . Benefits: We understand that your needs, responsibilities and experiences are different, and we think that's a good thing. That's why we support you with personalized and comprehensive benefits that recognize and empower all the identities, roles and aspirations that make you, well, you. For an overview of our benefit offerings, please visit: ********************************************************** + Benefits for internship positions: Grant Thornton interns are eligible to participate in the firm's medical, dental and vision insurance programs and the firm's employee assistance program. Interns also receive a minimum of 72 hours of paid sick leave and are paid for firm holidays that fall within their internship period. + Benefits for seasonal employee positions: Grant Thornton seasonal employees are eligible to participate in the firm's medical, dental and vision insurance programs and the firm's employee assistance program. Seasonal employees may also be eligible to participate in the firm's 401(k) savings plan and employee retirement plan in accordance with applicable plan terms and eligibility requirements. Seasonal employees receive a minimum of 72 hours of paid sick leave. Grant Thornton employees may be eligible for a discretionary, annual bonus based on individual and firm performance, subject to the terms, conditions and eligibility criteria of the applicable bonus plan or program. Interns and seasonal employees are not eligible for bonus compensation. Additional Details: It is the policy of Grant Thornton to promote equal employment opportunities. All personnel decisions (including, but not limited to, recruiting, hiring, training, working conditions, promotion, transfer, compensation, benefits, evaluations, and termination) are made without regard to race, color, religion, national origin, sex, age, marital or civil union status, pregnancy or pregnancy-related condition, sexual orientation, gender identity or expression, citizenship status, veteran status, disability, handicap, genetic predisposition or any other characteristic protected by applicable federal, state, or local law. Consistent with the Americans with Disabilities Act (ADA) and applicable state and local laws, it is the policy of Grant Thornton LLP to provide reasonable accommodation when requested by a qualified applicant or employee with a disability, unless such accommodation would cause an undue hardship. The policy regarding requests for reasonable accommodation applies to all aspects of employment, including the application process. To make an accommodation request, please contact **************** For Los Angeles Applicants only: We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For Massachusetts Applicants only: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. Grant Thornton does not require or administer lie detector tests as a condition of employment or continued employment.

As a Real Estate & Construction Advisory Senior Associate, you will have the opportunity to grow and contribute to our global clients' business needs through all phases of project and engagement management across a wide variety of industries, with a focus on real estate and construction. The work you will be doing revolves around large and complex construction projects in the data center, energy, infrastructure, commercial real estate, and hospitality sectors, among others. You will plan, direct, and complete projects related to process improvements, vendor audits, risk and control assessments, investigations, litigation support, and project monitoring initiatives within the Forensics Advisory Services Practice - all with the resources, environment, and support to help you excel. From day one, you'll be empowered by the greater Risk team to help clients make the moves that will help them achieve their vision and help you achieve more, confidently. Your day-to-day may include: Reviewing construction contracts, financial statements, job cost reports, internal policies, and process maps to identify cost savings, process inefficiencies, and strategic initiatives Performing complex financial analysis to identify trends, patterns, and anomalies across multiple sources of data and supporting documentation Analyzing compliance with various labor requirements, including those required on prevailing wage jobs that are reliant on federal funding and/or pertinent to tax credit incentives Assisting in matters involving fraud, waste, and abuse, including allegations of bribery, collusion, conflicts of interest, organized crime, and other scenarios posing legal or regulatory exposure to our clients Conducting targeted research on regulatory requirements including, but not limited to, IRS authoritative guidance, accounting standards codification, and AICPA practice aids to support defensible conclusions on complex engagement needs Communicate findings clearly and concisely to a variety of internal and external stakeholders Coordinate with multiple stakeholders and third parties to understand the construction project control environment and propose recommended controls to address identified gaps Run client engagements from start to finish, including planning, organizing, conducting, directing, and completing projects and services while managing projects to budget Maintaining active communication with clients to manage expectations, ensure satisfaction, and become a trusted business partner Working closely with engagement teams and managing and conducting forensic accounting procedures on multiple engagements concurrently Collaborating across Grant Thornton service lines and with international colleagues to integrate diverse expertise and deliver comprehensive, high-impact client solutions Managing, developing, training, and mentoring staff on projects and assessing performance for engagement and year-end reviews Attend professional development, networking events, and training seminars regularly Adhere to the highest degree of professional standards and strict client confidentiality Other job duties as assigned You have the following technical skills and qualifications: Bachelor's degree in Accounting, Finance, Information Technology, MIS, or related field required Minimum 2 years of related work experience in a similar consulting practice or function servicing real estate and/or construction clients at a national level required CPA, CFE, CMA, CFA, CCA, CIA, PMP, PMBOK or other industry related certifications preferred Preferred experience in management consulting, internal audit, regulatory compliance, and/or forensic engagements Proven capabilities in performing advisory services in the real estate and/or construction industries Strong computer skills, including proficiency in Microsoft Office Suite with a focus on robust excel capabilities Knowledge of various federal and state construction labor regulations and requirements, including the Federal Davis-Bacon Act Excellent analytical, research, and organizational skills with strong attention to detail Ability to work on multiple engagements and competing priorities in a rapidly growing, fast-paced, interactive, results-based team environment Exceptional client service and communication skills with a demonstrated ability to develop and maintain outstanding client relationships Ability to work additional hours as needed and travel to various client sites, both domestic and international Can travel as needed. Expected travel is 10% - 25% *Candidates may be asked to complete a skills assessment as part of the recruiting process. The base salary range for this position in New York, NY only is between $95,040 and $142,560. The base salary range for this position in San Francisco, CA only is between $101,200 and $151,800. The base salary range for this position in Chicago, IL only is between $88,000 and $132,000. #LI-CL2

Evercore Real Estate Strategic Advisory Summer Associate - New York Group Description Evercore's Real Estate Strategic Advisory (“RESA”) group provides comprehensive advisory and capital raising solutions to private and public real estate-focused companies, sponsors, and investors globally. The group provides a full suite of asset-level to boardroom capabilities and offers a full range of investment banking services across asset and transaction types. In addition, the team is a leader in private M&A, recapitalizations and fundraising for real estate sponsors. Our diverse client base covers a broad spectrum of real estate market participants, including public and private equity REITs, financial sponsors, asset managers, real estate developers and operators, real estate servicers, and others. Our full suite of investment banking services includes, but is not limited to, M&A advisory, board and special committee advisory, capital raising, capital structure advisory, strategic shareholder advisory, activism and raid defense, and other areas of expertise. Program Description The Evercore New York Summer Associate Program is a 10-week intensive program designed to provide highly motivated MBA students with a representative experience in evaluating and developing solutions for a variety of mandates including strategic alternatives, mergers & acquisitions, and complex financing execution assignments. These mandates are typically executed on behalf of public and private companies, management teams or alternative institutional investors. The Program seeks intelligent, mature individuals with the desire and flexibility to work in a boutique environment and learn on the job. In addition, Summer Associates must demonstrate the ability to work on several projects concurrently and possess the desire to learn and work hard. Summer Associates will work on a variety of assignments including: acquisition advisory, restructurings, recapitalizations, divestitures, partnerships and joint ventures. As part of the team assigned to these projects, individuals will be responsible for a variety of tasks including: preparing for and attending client meetings, financial modeling, industry analysis, due diligence and new client development. Specific Qualifications Be a current First Year MBA student from a top business school Several years of relevant work experience Strong grasp of corporate finance, valuation, financial accounting and real estate Superior analytical skills and demonstrated excellence in academic coursework Excellent interpersonal skills and ability to articulate ideas Outstanding communications skills, both written and oral Great work ethic Enthusiastic, outgoing, and achievement-oriented character How to Apply Please apply on Evercore's career website at ***************** Firm Description About Evercore: Evercore (NYSE: EVR) is a premier global independent investment banking advisory firm. We are dedicated to helping our clients achieve superior results through trusted independent and innovative advice on matters of strategic significance to boards of directors, management teams, and shareholders - including mergers and acquisitions, shareholder advisory, restructurings, and capital structure. Evercore also assists clients in raising public, private capital, delivers equity research, equity sales and agency trading execution, in addition to providing wealth and investment management services to high-net-worth individuals. Founded in 1995, the Firm is headquartered in New York and maintains offices and affiliate offices in major financial centers in North America, Europe, the Middle East, and Asia. For more information, please visit ***************** Inclusion and Equal Opportunity Employment: Evercore is an equal employment opportunity employer and does not discriminate against individuals because of actual or perceived race, color, creed, religion, sex, pregnancy, national origin or ancestry, mental or physical disability, age, veteran status, military status, citizenship status, sexual orientation, gender identity or expression, genetic information, or immigration or citizenship status, or any other characteristic protected by applicable law (referred to as “protected status”), in accordance with applicable federal, state and local laws. Expected Base Salary Range: $185,000 - $185,000

We exist to help people achieve financial clarity. At Thrivent, we believe money is a tool, not a goal. Driven by a higher purpose at our core, we are committed to providing financial advice, investments, insurance, banking and generosity programs to help people make the most of all they've been given. At our core, we are a membership-owned fraternal organization, as well as a holistic financial services organization, dedicated to serving the unique needs of our clients. We focus on their goals and priorities, guiding them toward financial choices that will help them live the life they want today-and tomorrow. Job Summary The Real Estate Market Associate provides analytical and due diligence support focused on commercial mortgage investments together with analytical support in the evaluation and monitoring of real estate markets and the commercial real estate debt portfolios. This role is responsible for analyzing market trends, evaluating property values, and providing actionable insights to support strategic investment decisions. Job Responsibilities and Duties Support commercial mortgage investment professionals in analyzing various commercial mortgage debt opportunities for potential investment by providing critical financial analysis to assist investment decisions through fact-based, financial data and analytics. Assist commercial mortgage investment production professionals in designated markets to review and underwrite proposed commercial mortgage investment submissions, due diligence materials, and gather additional information as necessary. Prepare and take ownership of financial underwriting and risk models. Prepare final commercial mortgage documents for, and presenting to, senior management for final approval. Order, track and analyze appraisals, environmental and engineering studies, financial statements and other third-party reports. Assist in the investment closing process, coordinating with multiple functional units - Law, Closing and Servicing. Portfolio and Market Research: Monitor and analyze conditions in specified commercial real estate markets, utilizing Thrivent Financial's internal data as well as external real estate, economic, and financial data and research. Maintain real estate market investment models and produce regular Market Performance Assessment (MPA) reports for assigned property types and markets. Contribute, based on the market analysis and assessment performed in this position, to the development of proprietary, forward-looking forecasts of anticipated performance in the assigned property types and markets. Assist senior management in applying real estate market research to help guide Thrivent Financial's benchmark underwriting assumptions for assigned property types and markets. Portfolio Management and Loan Servicing: Assist ongoing monitoring of investments, including the review and analysis of servicing requests, and make recommendations to senior management. Complete special projects for all functional areas within the Mortgage and Real Estate department This role interacts with all members of Thrivent's commercial mortgage team including senior leadership. This role is responsible for presenting new potential real estate debt investments to the group and must demonstrate a high level of proficiency in analyzing market conditions and property level cash flows. Leadership Competencies: Model Thrivent's leadership competencies - Model the Way, Rally the Team, and Deliver Outcomes. Support an environment in which Thrivent employees and colleagues are focused on continuous improvement, exceptional employee engagement, and an unwavering commitment to our clients. Support and act consistent with a culture that represents the Thrivent purpose, promise and values, ensuring that Thrivent's trust and reputation remain strong with its clients. Job Qualifications Required: Minimum of two years of work experience in commercial real estate with a nationally recognized institutional lender focused on the analysis and underwriting of potential new mortgage investments with a strong aptitude in accounting, economics, and technology. Bachelor's degree in real estate or related field. Understanding of the fundamentals of real estate valuation, finance, and accounting. Familiarity with property-level due diligence, real estate law and construction. Excellent communications skills, both verbal and written, are required, as well as the ability to work independently and as a member of a team. Internship or work experience in commercial real estate investment analysis, asset management, portfolio management or other commercial real estate related fields is a plus. High level of proficiency with Microsoft Office products such as Excel, Word, PowerPoint, etc. Experience with Argus DCF modeling software, CoStar, and Real Capital Analytics is a plus. Preferred: Commercial mortgage lending work experience with a nationally recognized life insurance company. Bachelor's degree in Real Estate, plus additional studies in accounting, economics, and technology. Additional Information This position requires you to work on-site in Minneapolis, MN a minimum of three days a week. Pay Transparency Thrivent's long-term growth depends on attracting, rewarding, and retaining people who are committed to helping others thrive with purpose. We accomplish this by offering a wide variety of market competitive compensation programs to attract, reward, and retain top talent. The applicable salary or hourly wage range for this full-time role is $79,938.00 - $108,152.00 per year, which factors in various geographic regions. The base pay actually offered will be determined by a variety of factors including, but not limited to, location, relevant experience, skills, and knowledge, business needs, market demand, and other factors Thrivent deems important. Thrivent is unique in our commitment to helping people to be wise with money and live balanced and generous lives. That extends to our benefits. The following benefits may be offered: various bonuses (including, for example, annual or long-term incentives); medical, dental, and vision insurance; health savings account; flexible spending account; 401k; pension; life and accidental death and dismemberment insurance; disability insurance; supplemental protection insurance; 20 days of Paid Time Off each year; Sick and Safe Time; 10 paid company holidays; Volunteer Time Off; paid parental leave; EAP; well-being benefits, and other employee benefits. Eligibility for receipt of these benefits is subject to the applicable plan/policy documents. Thrivent's plans/policies are subject to change at any time at Thrivent's discretion. Thrivent provides Equal Employment Opportunity (EEO) without regard to race, religion, color, sex, gender identity, sexual orientation, pregnancy, national origin, age, disability, marital status, citizenship status, military or veteran status, genetic information, or any other status protected by applicable local, state, or federal law. This policy applies to all employees and job applicants. Thrivent is committed to providing reasonable accommodation to individuals with disabilities. If you need a reasonable accommodation, please let us know by sending an email to **************************** or call ************ and request Human Resources.

Evercore Real Estate Strategic Advisory Summer Associate - New York Group Description Evercore's Real Estate Strategic Advisory ("RESA") group provides comprehensive advisory and capital raising solutions to private and public real estate-focused companies, sponsors, and investors globally. The group provides a full suite of asset-level to boardroom capabilities and offers a full range of investment banking services across asset and transaction types. In addition, the team is a leader in private M&A, recapitalizations and fundraising for real estate sponsors. Our diverse client base covers a broad spectrum of real estate market participants, including public and private equity REITs, financial sponsors, asset managers, real estate developers and operators, real estate servicers, and others. Our full suite of investment banking services includes, but is not limited to, M&A advisory, board and special committee advisory, capital raising, capital structure advisory, strategic shareholder advisory, activism and raid defense, and other areas of expertise. Program Description The Evercore New York Summer Associate Program is a 10-week intensive program designed to provide highly motivated MBA students with a representative experience in evaluating and developing solutions for a variety of mandates including strategic alternatives, mergers & acquisitions, and complex financing execution assignments. These mandates are typically executed on behalf of public and private companies, management teams or alternative institutional investors. The Program seeks intelligent, mature individuals with the desire and flexibility to work in a boutique environment and learn on the job. In addition, Summer Associates must demonstrate the ability to work on several projects concurrently and possess the desire to learn and work hard. Summer Associates will work on a variety of assignments including: acquisition advisory, restructurings, recapitalizations, divestitures, partnerships and joint ventures. As part of the team assigned to these projects, individuals will be responsible for a variety of tasks including: preparing for and attending client meetings, financial modeling, industry analysis, due diligence and new client development. Specific Qualifications * Be a current First Year MBA student from a top business school * Several years of relevant work experience * Strong grasp of corporate finance, valuation, financial accounting and real estate * Superior analytical skills and demonstrated excellence in academic coursework * Excellent interpersonal skills and ability to articulate ideas * Outstanding communications skills, both written and oral * Great work ethic * Enthusiastic, outgoing, and achievement-oriented character How to Apply Please apply on Evercore's career website at ***************** Firm Description About Evercore: Evercore (NYSE: EVR) is a premier global independent investment banking advisory firm. We are dedicated to helping our clients achieve superior results through trusted independent and innovative advice on matters of strategic significance to boards of directors, management teams, and shareholders - including mergers and acquisitions, shareholder advisory, restructurings, and capital structure. Evercore also assists clients in raising public, private capital, delivers equity research, equity sales and agency trading execution, in addition to providing wealth and investment management services to high-net-worth individuals. Founded in 1995, the Firm is headquartered in New York and maintains offices and affiliate offices in major financial centers in North America, Europe, the Middle East, and Asia. For more information, please visit ***************** Inclusion and Equal Opportunity Employment: Evercore is an equal employment opportunity employer and does not discriminate against individuals because of actual or perceived race, color, creed, religion, sex, pregnancy, national origin or ancestry, mental or physical disability, age, veteran status, military status, citizenship status, sexual orientation, gender identity or expression, genetic information, or immigration or citizenship status, or any other characteristic protected by applicable law (referred to as "protected status"), in accordance with applicable federal, state and local laws. Expected Base Salary Range: $185,000 - $185,000

**Do you want your voice heard and your actions to count?** Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details. **Job Summary:** We're looking for an Associate to join our growing Portfolio Management Group (PMG), focusing on credit coverage for Digital Infrastructure clients within the Technology, Media & Telecom (TMT) sector. This includes both investment-grade and non-investment-grade public and private corporate borrowers, as well as Commercial Real Estate borrowers who develop, own, and operate digital infrastructure. You'll be responsible for preparing detailed credit analyses for new business opportunities and ongoing portfolio reviews. Your core tasks will include: + Evaluating corporate, regulatory, and industry risks + Analyzing historical performance + Developing operating cash flow and valuation projections + Assessing borrower capital structures In this role, you will support the senior Portfolio Manager in the assessment of risk factors associated with each credit leading to an appropriate risk rating based on established policies and guidelines. You'll also help manage existing bank exposures and participate in underwriting and due diligence for new transactions. Primary responsibilities include analyzing risks and mitigants, including monitoring credits for potential upgrades, downgrades or general credit deterioration with the goal of maximizing the bank's net income while minimizing credit costs. **Responsibilities:** + Perform due diligence and financial analysis on new transactions and on-going reviews for the Digital Infrastructure loan portfolio. + Provide regular and organized communication to Portfolio Managers while coordinating between various stakeholders across the Bank to drive efficiencies within the Portfolio Management process. + Maintain a high level of awareness regarding macroeconomic trends that impact particular sectors within the TMT vertical by utilizing internal and external information/news sources. + Attend client and bank meetings when appropriate, more often telephonically. + Participate in adhoc projects as assigned. **Advanced Credit/Underwriting Solutions:** + Support the prescreening of proposed transactions by identifying critical structural issues and risks and balancing institutional policy with business objectives. + Support the Digital Infrastructure vertical through financial modeling of commercial real estate cash flows and property valuations. + Prepare and present select Quarterly Watch List credits to senior credit officers. + Understand and maintain knowledge of industries represented in portfolio, including technical aspects and regulatory issues. **Policy and Deal Advocacy:** + Support the Senior Credit Officer(s), communicate with Relationship Managers and Portfolio Managers to problem solve and ensure transaction requests are acceptable within the risk appetite of the firm. + Ensure compliance with internal policy and procedural requirements by understanding and adhering to USWB Operating Procedures, General Credit Policies for the Americas (GCP), and Procedures for Credit Ratings and Credit Rules. + Evaluate and establish appropriate ratings for transactions and correlate appropriate exposure level on both a transaction and group level. + Ensure compliance with policy and regulatory requirements, including timely completion of all assigned training courses. **Skills & Experience:** Ideally you would have: + Minimum of 2 years of work experience within a financial institution accounting firm or rating agency analyzing corporate client's risk, credit profiles, cash flow projections and valuation with a focus on commercial real estate and/or digital infrastructure is a must. + A positive 'can-do' attitude with motivation to collaborate with and contribute to a fast-paced and growing team. + Strong financial spreading/modeling and analytical skills. + Proficiency in Microsoft Word, PowerPoint and Excel + Strong written, verbal and interpersonal communication skills with ability to work independently. + Completion of a formal credit-training program at a bank preferred + Bachelor's degree, in Finance, Accounting, Business or Economics (working towards a CFA a plus). **Compensation & Benefits:** The typical base pay range for this role is $130K - $155K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below. MUFG Benefits Summary (************************************************************************************************* We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual's associates or relatives that is protected under applicable federal, state, or local law. At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them! **Our Culture Principles** + Client Centric + People Focused + Listen Up. Speak Up. + Innovate & Simplify + Own & Execute

Corporate Title: Associate Department: Global Loan Operations Group The pay range for this position at commencement of employment is expected to be between $95K and $120K/year* Nomura is a global financial services group with an integrated network spanning over 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Retail, Wholesale (Global Markets and Investment Banking), and Investment Management. Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit *************** Aon's Benefit Index, Nomura's benefits rank #1 amongst our competitors Department Overview: Corporate Loan Operations Team Role Description: Deal Management and Coordination * Lead the closing process for Commercial Real Estate deals (both Balance Sheet/Syndications and Conduits). * Manage the process from initial document review through final funding * Serve as the primary operational Subject Matter Expert (SME) for Commercial Real Estate business System and Documentation * Review and analyze Credit/Loan Agreements for operational requirements * Set up and maintain deals in the LoanIQ system * Verify and prepare settlement funding calculations * Ensure consistency between LoanIQ system and borrower documentation Stakeholder Collaboration * Work directly with multiple teams including: Investment Banking, Global Markets, Legal (internal and external), Client Onboarding, Treasury, Mumbai Servicing Team, Escrow Agents & Clients. Portfolio Management * Oversee Commercial Real Estate portfolio operations * Process secondary trade settlements * Handle lifecycle events * Manage cash and position reconciliation * Process early payments and corporate actions Quality Control and Compliance * Monitor and resolve past due items related to closings * Coordinate KYC requirements for new clients * Review and provide feedback on loan closing and trading documentation * Ensure accurate settlement calculations and funding Experience, qualifications and knowledge required: * 2-5 years of Commercial Real Estate Operations experience is required. * CRE Loan Closing/Funding and servicing experience. (Balance Sheet/Syndications & Conduits) * Strong attention to detail * Excellent communication abilities * Experience in Commercial Real Estate operations * Ability to work in a dynamic, fast-paced environment * Professional client service orientation * This role requires someone who can manage complex transactions while maintaining strong relationships with various stakeholders and ensuring operational accuracy throughout the process. * Experience with loan IQ is preferred. Nomura Leadership Behaviors Explore Insights & Vision * Identify the underlying causes of problems faced by you or your team and define a clear vision and direction for the future. Making Strategic Decisions * Evaluate all the options for resolving the problems and effectively prioritize actions or recommendations. Inspire Entrepreneurship in People * Inspire team members through effective communication of ideas and motivate them to actively enhance productivity. Elevate Organizational Capability * Engage proactively in professional development and enhance team productivity through the promotion of knowledge sharing. Inclusion * Foster a culture of inclusion and psychological safety in the workplace and cultivate a "Risk Culture" (Challenge, Escalate and Respect). * base pay offered may vary depending on multiple individualized factors, including market location, corporate and functional title and duties, job-related knowledge and advanced degrees, skills, and experience. The total compensation package for this position may also include other elements, including a sign-on bonus, restricted stock units, and discretionary awards in addition to a full range of medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as vacation, sick time, and parental leave), dependent on the position offered. Details of participation in these benefit plans will be provided if an employee receives an offer of employment. If hired, employee will be in an "at-will position" and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors". Nomura is an Equal Opportunity Employer Nearest Major Market: Manhattan Nearest Secondary Market: New York City

Excited to grow your career? BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers. About the job: The BBVA Group is a customer-centric global financial services group with EUR772.9 billion in total assets and close to 125,000 employees. BBVA Group has a leading position in the Spanish market, is the largest financial institution in Mexico and boasts leading franchises in South America and Turkey. It also has an important investment, transactional and capital markets banking business in the US. The institution rests on solid values: customer first, think big and one team. Its responsible banking model aspires to achieve a more inclusive and sustainable society. BBVA Corporate & Investment Banking (“BBVA CIB”) encompasses investment banking, market activities, loans and transactional services for international corporate clients and institutional investors. BBVA CIB clients can choose from a wide range of value-added products and financial solutions and access expert advisory services to achieve their business, transformation and sustainability objectives in line with their strategic plans. This robust global franchise services clients in 24 countries, with an extensive network of financial experts, investment-banking specialists and advisers in specific industries and sectors. This is an opportunity for a qualified candidate to join a growing team. Summary of Responsibilities: The Portfolio Monitoring (“PM”) team at BBVA is an integral part of Investment Banking & Finance within BBVA CIB. PM is responsible for working with front office teams to execute loan documentation and monitor the performance of the loan portfolio. PM provides agency services when BBVA acts as the administrative agent on syndicated loans and manages all waivers and amendments on loan transactions. PM US works closely with the global PM team and coordinates activities on the NY Branch book, with a view to building a team that can manage all of the activity of the US teams. The loan book in the US consists of corporate syndicated revolving credit facilities, term loans, bilateral loans, and club loans to both US companies and international clients who borrow from BBVA NY Branch. In addition, the US portfolio includes both lead roles and participations in project finance transactions, real estate loans, securitizations, and capital call facilities. PM is involved in the early stages of loan execution, including the structuring stage of a facility. Once a loan transaction is closed, signed, and uploaded into the operations system, PM manages any and all events relative to the transaction, including covenant monitoring, amendments and waivers. The PM team also monitors the loan book for information on a borrower that could impact repayment and communicates with the front office and risk teams regarding loan performance metrics and activity. The PM team utilizes a variety of applications and tools to perform its duties, including several internally developed applications. For loans where BBVA acts as a lead bank (“Administrative Agent”), PM is integral in working with the borrower to distribute required covenant compliance documents and communicate with the club or banking syndicate. As a participant bank, PM acts as the key contact point with the administrative agent and manages the loan activity post-closing. For complex transactions like project finance construction loans, PM is responsible for credit monitoring reviews of the loan. As a first line of defense for credit quality, PM is also responsible for recommending involvement of the restructuring teams, if the case may be. General responsibilities for the role include, but are not limited to, the following: Work closely with risk and front office teams to successfully structure and close loan transactions Proactively manage the loan portfolio, including covenant compliance reporting, amendments and waivers Monitor borrowers for key events that could have impact the credit quality of the portfolio Engage with restructuring teams as needed for loans at risk of default Interact with Collateral Agents, Account Agents, Internal / External Legal Counsel, Trustee, Advisors Interface with internal loan operations and funding desks in the closing and management of the loan book Work with Loan Syndicate & Sales teams in the purchase and sale of assets as needed Regularly report loan metrics and performance indicators List Major/Essential Job Duties: Interact with a variety of internal and external parties to ensure the successful execution and maintenance of the US loan book Provide Agency Services function for loan transactions where BBVA acts as lead bank or sole lender Perform first line of defense on credit quality of the loan portfolio including covenant monitoring and early warning indicators Level of Complexity and Risk Involved: Moderate level of complexity - especially related to monitoring of project finance, real estate and securitization First line of defense Skills, knowledge, and abilities/competencies: Degree in Economics, Accounting, Finance or related field 4+ years of experience including roles in loan operations, loan monitoring, and/or agency services Knowledge of project finance, securitization, capital calls and/or real estate Understanding of the loan closing process and administrative agent roles Demonstrated experience and proficiency loan documentation, loan structures, models, covenants, and loan structures, especially related to project finance transactions Excellent English written and verbal communication skills Working knowledge of Spanish is beneficial but not required Ability to work in a team environment and under tight deadlines Proficient in Excel and Power Point Strong analytical skills All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. With respect to this position in our New York Office, the expected base salary ranges from $110,000 to $155,000. It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus. *Employment eligibility to work with BBVA in the U.S. is required as the company will not pursue visa sponsorship for these positions Legal requirements It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus. Pay Transparency Policy Statement The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information (41 C.F.R. 60-1.35 (c)). Individuals with Disabilities BBVA USA, BBVA Securities Inc., and BBVA S.A. New York Branch invite all interested and qualified applicants to apply for employment opportunities. If you are a U.S.-based job seeker with a disability who is unable to use our online tools to search and apply for jobs, please contact us by emailing: disabilityaccessjobs.us@bbva.com or by calling toll-free (in the U.S.) **************. Please indicate the specific type of assistance needed*. *The disability access telephone line and email address are reserved solely for job seekers with disabilities requesting accessibility assistance or an accommodation. Please do not call about the status of your job application if you do not require accessibility assistance or an accommodation. Messages left for other purposes, such as following up on an application or non-disability related or technical issues, will not receive a response. EEO Statement BBVA USA, BBVA Securities Inc., and BBVA S.A. New York Branch have a firm and unwavering policy to provide equal employment opportunity without regard to age, citizenship, color, disability, ethnic origin, gender, gender identity and expression, marital status, nationality, national origin, race, religion, sexual orientation, genetic predisposition, protected veteran status, or any other status or classification protected by federal, state or local law. This policy includes all job groups, classifications and organizational units. With regard to employment, this policy extends to applicants and covers our recruiting, hiring, promotion, transfer, demotion, discipline, termination, benefits, compensation and training practices as well as social and recreational activities. View the "EEO is the Law" & "View the EEO is the Law Supplement Poster" poster. BBVA USA, BBVA Securities, Inc., and BBVA NY are equal opportunity and affirmative action employer.

JobID: 210674598 JobSchedule: Full time JobShift: Base Pay/Salary: New York,NY $142,500.00-$170,000.00 J.P. Morgan Asset Management - Real Estate Americas is one of the world's largest real estate investment advisors with over $70 billion of real estate assets under management in North America. Given its relationships, reputation, and size, JPMAM Real Estate Americas transacts in an average of $7 billion in combined acquisition and disposition activity annually. JPMAM Real Estate Americas is comprised of more than 250 real estate professionals organized within key functional areas. Job Summary As an Associate in the Real Estate Americas Debt Investment Team, you will play an integral role in identifying and underwriting prospective lending opportunities across various property types. You will formulate investment strategies and recommendations, review market research, prepare investment committee memos, and participate in investment committee presentations. You will also develop strong relationships with brokers, banks, borrowers, and industry peers. Job Responsibilities * Underwrite potential lending opportunities for various funds and investment vehicles * Analyze investments up and down the capital stack, across multiple product types and risk profiles from senior loans to mezzanine investments * Create detailed and complex financial underwriting models for the financing of real estate investments * Assist with modifications and loan restructurings on an as needed basis * Perform property and market research through conversations with brokers, sponsors, market participants, and REA regional teams to understand the key risks of each investment and vet underwriting assumptions. * Assist in execution of deals from underwriting through closing * Conduct site inspections * Participate in the preparation of internal memos, due diligence, site inspections, managing documentation and the investment closing process * Communicate investment recommendations with senior leaders and the investment committee * Collaborate with Asset Management, Valuations, Finance, and other internal stakeholders * Provide support for the continuous asset management of existing investments Required qualifications, capabilities and skills * A minimum of 5 years of real estate work experience. * Excellent financial modeling skills including high proficiency in Excel; Argus proficiency * Knowledge of fundamental real estate cash flow and valuation analysis for office, industrial, retail, and multifamily sectors * Experience with deal management, including risk identification and structuring to mitigate risk * Ability to multi-task and work effectively on multiple deals with several originators * Strong interpersonal skills to establish and manage relationships with borrowers, mortgage bankers, participating lenders, lawyers, and team members. * Excellent written and verbal communication skills * Highly organized with a keen attention to detail * Strong quantitative and analytical skills * Desire to take initiative and be a team player. Preferred qualifications, capabilities and skills * Previous experience in real estate, investment banking, private equity, credit, CMBS preferred * Prior responsibility for underwriting preferred.

J.P. Morgan Asset Management - Real Estate Americas is one of the world's largest real estate investment advisors with over $70 billion of real estate assets under management in North America. Given its relationships, reputation, and size, JPMAM Real Estate Americas transacts in an average of $7 billion in combined acquisition and disposition activity annually. JPMAM Real Estate Americas is comprised of more than 250 real estate professionals organized within key functional areas. Job Summary As an Associate in the Real Estate Americas Debt Investment Team, you will play an integral role in identifying and underwriting prospective lending opportunities across various property types. You will formulate investment strategies and recommendations, review market research, prepare investment committee memos, and participate in investment committee presentations. You will also develop strong relationships with brokers, banks, borrowers, and industry peers. Job Responsibilities Underwrite potential lending opportunities for various funds and investment vehicles Analyze investments up and down the capital stack, across multiple product types and risk profiles from senior loans to mezzanine investments Create detailed and complex financial underwriting models for the financing of real estate investments Assist with modifications and loan restructurings on an as needed basis Perform property and market research through conversations with brokers, sponsors, market participants, and REA regional teams to understand the key risks of each investment and vet underwriting assumptions. Assist in execution of deals from underwriting through closing Conduct site inspections Participate in the preparation of internal memos, due diligence, site inspections, managing documentation and the investment closing process Communicate investment recommendations with senior leaders and the investment committee Collaborate with Asset Management, Valuations, Finance, and other internal stakeholders Provide support for the continuous asset management of existing investments Required qualifications, capabilities and skills A minimum of 3 years of real estate work experience. Excellent financial modeling skills including high proficiency in Excel; Argus proficiency Knowledge of fundamental real estate cash flow and valuation analysis for office, industrial, retail, and multifamily sectors Experience with deal management, including risk identification and structuring to mitigate risk Ability to multi-task and work effectively on multiple deals with several originators Strong interpersonal skills to establish and manage relationships with borrowers, mortgage bankers, participating lenders, lawyers, and team members. Excellent written and verbal communication skills Highly organized with a keen attention to detail Strong quantitative and analytical skills Desire to take initiative and be a team player. Preferred qualifications, capabilities and skills Previous experience in real estate, investment banking, private equity, credit, CMBS preferred Prior responsibility for underwriting preferred.

This is your opportunity to join AXIS Capital - a trusted global provider of specialty lines insurance and reinsurance. We stand apart for our outstanding client service, intelligent risk taking and superior risk adjusted returns for our shareholders. We also proudly maintain an entrepreneurial, disciplined and ethical corporate culture. As a member of AXIS, you join a team that is among the best in the industry. At AXIS, we believe that we are only as strong as our people. We strive to create an inclusive and welcoming culture where employees of all backgrounds and from all walks of life feel comfortable and empowered to be themselves. This means that we bring our whole selves to work. All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex, pregnancy, sexual orientation, gender identity or expression, national origin or ancestry, citizenship, physical or mental disability, age, marital status, civil union status, family or parental status, or any other characteristic protected by law. Accommodation is available upon request for candidates taking part in the selection process. Associate, North America Broker Performance Working closely with the North American Distribution leaders, along with the Head of Insights & Analytics for Global Distribution, the Associate - North America Broker Performance role will apply an analytical approach managing AXIS' suite of broker performance reports across our Commercial Broker partnerships and underwriting operations. The role will be focused on supporting internal consulting, delivering strategic insights and executing strategic initiatives as identified within the distribution team. The objective is to deliver deeper reporting insights and enhancements to strengthen broker engagement to drive profitable gross written premium growth. This role will support North American Distribution leaders in developing and managing improvements to broker engagement, providing valuable insights about retail and wholesale insurance brokers to strengthen AXIS Insurance's value proposition. Work Profile This position is intended for candidates located in the Chicago or the New York Metro Area and involves a hybrid work arrangement, with two days remote and three days in-office for in-person meetings with internal partners and clients. The role requires attendance in the office three days per week, except when traveling to sales, industry, or company events. Key responsibilities Enable Broker Engagement * Collaborate with the Data & Analytics and Operations teams in the development of reporting tools, dashboards and analyses to identify and develop business opportunities to support long-term profitable growth. * Support the creation and management of broker relationship maps, dashboards and KPIs to track performance. * Support North American Distribution leaders in the development of broker/market strategies to include analysis and strategy document preparation. * Support Business Opportunity Management and strategic initiatives with analyses, monitoring and reporting to develop and deliver details deal Pipeline reporting and forecasting * Support the development and preparation of high-quality monthly and ad-hoc broker reporting materials. Deliver Broker Insights * Support the strengthening of our business intelligence focused on key brokers and market developments. * Support the development of timely/useful information and insights on broker developments with focus on strategies, financial developments, and insurance implications to inform and support relationship management and business development activities. * Support development/maintenance of regular broker reporting, highlighting trends and market performance, technology trends and updates around the regulatory environment. Required Skills * 3-5 years of direct background in the commercial property & casualty insurance industry developing advance reporting capabilities in support of Underwriting and distribution * Working knowledge of Insurance financial statements, KPIs and analytical concepts. * Strong communication skills (oral/ written/ presenting) capable of developing relationships with business leaders. * Strong analytical capabilities combined with the ability to work with structured/unstructured data. * Advanced knowledge/capability with Microsoft Office Suite programs including PowerPoint, Microsoft Excel, and PowerBI. * Capable of producing high-quality deliverables with a focus on detail, accuracy, and completeness. For this position, we currently expect to offer a base salary in the range of $82-105K (IL/NY). The specific salary offer will be based on an assessment of a variety of factors including the experience of the successful candidate and their work location. In addition, all employees are eligible for competitive incentive targets, with awards based on overall corporate and individual performance. On top of this, we offer a comprehensive and competitive benefits package which includes medical plans for employees and their families, health and wellness programs, retirement plans, tuition reimbursement, paid vacation, and much more.

We're building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what's right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com CIBC's Summer Internship Program is a dynamic, 10-week experience (June through August) designed to complement your academic training and support your career aspirations. Centered around the core theme of Learn, Connect, Grow, the program offers a comprehensive blend of opportunities to expand your skills and professional network. At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview. As an intern, you will: Learn through hands-on assignments, structured training, and exposure to both technical and analytical skill development. Connect by networking across the bank, engaging with employees and fellow interns, and meeting with our executive leadership team. Grow through mentorship, leadership support, and community outreach, while developing both soft and hard skills essential for your future career. Assist with credit analysis, financial research, and client support activities. Work alongside Relationship Managers, Debt Products specialists and Asset Managers to provide support for underwriting and due diligence of new loan transactions, participate in the preparation of credit memorandums for loan committee and internal risk management, and assist in the monitoring and portfolio management of existing closed loans. Participate in projects such as market research, data management, and process improvement initiatives, gaining hands-on experience in commercial bankin This internship is designed to help you develop your skills in a collaborative, fast-paced environment while learning from experienced professionals. We are committed to finding and developing interns who will make a positive impact at CIBC. CIBC leaders are dedicated to your success, ensuring you have the tools and support necessary to maximize the robust opportunities available and achieve a rewarding summer experience. Who You Are Real Estate Focused: You have a proven interest in the Commercial Real Estate and expect to pursue a career in the industry. Analytical: You enjoy investigating problems and making sense of information. You communicate detailed information in a meaningful way. Collaborative: You're motivated by collective success and enjoy working as part of a team. Detail Oriented: You know that details matter. Your critical thinking skills help to inform your decision-making. Goal Driven: You're motivated by accomplishing your goals and delivering your best to make a difference. Values matter to you: You bring your real self to work and you embody values like trust, teamwork, and accountability. You are currently enrolled in a degree or diploma program in real estate, finance, accounting, business, economics, or a related field., graduating May 2026 through 2027. Rising senior candidates may be considered for full-time positions upon completion of this internship. You are comfortable using spreadsheets, have a strong proficiency in Word, Excel and data management tools.PowerPoint, and ability to work with in-house software systems and models. Experience with financial analysis Argus is a plus. How You'll Succeed Support Credit Analysis - Assist with financial analysis, credit reviews, and preparation of reports to support client needs and internal decision making. Collaborate with the Team - Work closely with Relationship Managers, Credit Analysts, Debt Products specialists, Asset Managers and other partners to support client service and project delivery. Contribute to Projects - Participate in market research, data clean-up, and business case reviews, helping to drive results for both our clients and the bank. Learn and Grow - Demonstrate curiosity and a willingness to learn new systems and processes. Seek feedback and ask questions to support your development. Attention to Detail - Ensure accuracy in your work and help maintain high standards in all deliverables. At CIBC, we offer a competitive total rewards package. This role has an expected hourly rate of $35.00 per hour for the State of New York market based on experience, qualifications, and location of the position. CIBC offers a full range of benefits and programs to meet our intern's needs; including 401(k) contribution, Paid Time Off (including Sick Leave and Vacation), and Holidays, in addition to other special perks reserved for our team members. California residents - your privacy rights regarding your actual or prospective employment This position does not offer visa sponsorship. #LI-TA California Residents: CCPA Employee Privacy Rights | CIBC US As a California resident, you have certain rights with respect to the personal information that CIBC collects. Learn more about the CPPA for employment. At CIBC, your goals are a priority. We start with your strengths, ambitions and strive to create opportunities to tap into your potential. What you need to know CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact ********************************** You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. Expected End Date 2026-08-21 Job Location NY-300 Madison Ave., 7th Floor Employment Type Temporary (Fixed Term) Weekly Hours 37.5 Skills Business, Commercial Banking Operations, Finance, Real Estate

Morgan Stanley Investment Management ("MSIM"), together with its investment advisory affiliates, has more than 1,300 investment professionals around the world and $1.7 trillion in assets under management or supervision as of December 31, 2024. Morgan Stanley Investment Management strives to provide strong long-term investment performance, outstanding service and a comprehensive suite of investment management solutions to a diverse client base, which includes governments, institutions, corporations and individuals worldwide. Mesa West Capital, a subsidiary of Morgan Stanley Investment Management, is a commercial real estate portfolio lender with over $8 billion in assets under management. Headquartered in Los Angeles with offices in New York, Chicago, Houston and San Francisco, Mesa West has been a leading provider of commercial real estate debt since its founding in 2004. Mesa West provides non-recourse first mortgage loans for core/core-plus, value-add, and transitional properties throughout the United States. Its lending portfolio includes all major property types with loan sizes ranging from $20 million to $400 million. Since inception, the firm has sourced and closed more than 450 transactions totaling over $28 billion. Mesa West manages institutional capital through a series of private equity funds (open-end, closed-end and separate account mandates). This is an opportunity to join a successful, market-leading platform, and participate in the further growth of the company. For more information please visit our website at ************************ This opportunity would be for a 2026 start. Job Description: The Associate candidate will be based in the New York office and work within the Originations group in a collaborative team environment to help review, underwrite and close commercial real estate loans. The candidate will have the opportunity to interact directly with all levels of senior management, including the investment committee, as well as direct client contact often not seen in other organizations. Primary Responsibilities: * Source new financing opportunities and market the firm through active participation in the real estate community. * Review and screen commercial real estate financing opportunities. * Create detailed financial analyses of commercial real estate financing opportunities using Excel and Argus. * Coordinate efforts leading to transaction closing. * Review, approve and research property, financial, market and legal due diligence matters. * Prepare internal investment memoranda. * Participate in the ongoing asset management and servicing of all investments and act as resource for Asset Management and Servicing personnel post-closing. Qualifications Required: * At least 2 to 5 years of experience in an analytic support role which could include real estate, finance, banking, equity, and corporate finance. * Strong academic background and undergraduate degree in business, finance, economics, management or real estate. Real estate program or coursework a plus. * Strong analytical and quantitative approach to business and problem solving. * An understanding of financial modeling including discounted cash flows, IRR calculation and scenario analysis. * Real estate underwriting and valuation experience a plus. * Excellent Microsoft Excel skills with the ability to create models from scratch. Argus experience a plus. * Experience with or understanding of basic capital markets principles including interest rate calculations and basic bond math. * Strong written and verbal communication skills. The candidate must be able to articulate ideas and thoughts well both orally and in writing. * Ability to work independently and in a team setting. * Detail oriented, good organizational skills and the ability to effectively multi-task, undertaking a large number and variety of tasks while maintaining the highest work product standards. * Strong work ethic. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Expected base pay rates for the role will be between $125,000 and $160,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Morgan Stanley Investment Management (“MSIM”), together with its investment advisory affiliates, has more than 1,300 investment professionals around the world and $1.7 trillion in assets under management or supervision as of December 31, 2024. Morgan Stanley Investment Management strives to provide strong long-term investment performance, outstanding service and a comprehensive suite of investment management solutions to a diverse client base, which includes governments, institutions, corporations and individuals worldwide. Mesa West Capital, a subsidiary of Morgan Stanley Investment Management, is a commercial real estate portfolio lender with over $8 billion in assets under management. Headquartered in Los Angeles with offices in New York, Chicago, Houston and San Francisco, Mesa West has been a leading provider of commercial real estate debt since its founding in 2004. Mesa West provides non-recourse first mortgage loans for core/core-plus, value-add, and transitional properties throughout the United States. Its lending portfolio includes all major property types with loan sizes ranging from $20 million to $400 million. Since inception, the firm has sourced and closed more than 450 transactions totaling over $28 billion. Mesa West manages institutional capital through a series of private equity funds (open-end, closed-end and separate account mandates). This is an opportunity to join a successful, market-leading platform, and participate in the further growth of the company. For more information please visit our website at ************************ This opportunity would be for a 2026 start. Job Description: The Associate candidate will be based in the New York office and work within the Originations group in a collaborative team environment to help review, underwrite and close commercial real estate loans. The candidate will have the opportunity to interact directly with all levels of senior management, including the investment committee, as well as direct client contact often not seen in other organizations. Primary Responsibilities: Source new financing opportunities and market the firm through active participation in the real estate community. Review and screen commercial real estate financing opportunities. Create detailed financial analyses of commercial real estate financing opportunities using Excel and Argus. Coordinate efforts leading to transaction closing. Review, approve and research property, financial, market and legal due diligence matters. Prepare internal investment memoranda. Participate in the ongoing asset management and servicing of all investments and act as resource for Asset Management and Servicing personnel post-closing. Qualifications Required: At least 2 to 5 years of experience in an analytic support role which could include real estate, finance, banking, equity, and corporate finance. Strong academic background and undergraduate degree in business, finance, economics, management or real estate. Real estate program or coursework a plus. Strong analytical and quantitative approach to business and problem solving. An understanding of financial modeling including discounted cash flows, IRR calculation and scenario analysis. Real estate underwriting and valuation experience a plus. Excellent Microsoft Excel skills with the ability to create models from scratch. Argus experience a plus. Experience with or understanding of basic capital markets principles including interest rate calculations and basic bond math. Strong written and verbal communication skills. The candidate must be able to articulate ideas and thoughts well both orally and in writing. Ability to work independently and in a team setting. Detail oriented, good organizational skills and the ability to effectively multi-task, undertaking a large number and variety of tasks while maintaining the highest work product standards. Strong work ethic. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Expected base pay rates for the role will be between $125,000 and $160,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Build your future with us. At the heart of our success is a team of passionate, skilled, and dedicated individuals. We're on the lookout for people who thrive on delivering exceptional customer service and building lasting client relationships. Our culture is built to attract top talent, celebrate performance, and fuel professional growth. As a proud community bank, we believe in giving back to the neighborhoods we serve. Supporting local events and organizations across our 14-county footprint isn't just something we do-it's who we are. It's our way of saying thank you to the people who make this region an incredible place to live, work, and grow. Interested in making a difference while building a rewarding career? We invite you to review the job description below and apply today. We look forward to learning more about you. Together, we build something amazing-and we support you with benefits such as: 401k 6% Match Medical, dental vision insurance Tuition Reimbursement 11 paid holidays per year Employee Assistance Program …and more! Job Tittle : Real Estate Lending Associate Responsible for performing a variety of duties to support the loan servicing function in order to ensure the efficient and accurate servicing of mortgage loan accounts. Maintains all paper and electronic files by accurately processing all loan origination components and documentation; Disburses all online applications; Manages conditions and handles as appropriate. Process payments for application and appraisal fees. Prepare new loan documentation, including the Loan Estimate, received at origination to ensure accuracy and compliance; Identify origination errors for tracking; Distribute required disclosures to clients. Gathers, analyzes, and verifies all documentation required to properly support the loan request; Compares verifications against original loan application for consistency and contacts clients to obtain additional information as needed. Updates loan origination system as information is gathered and verified; prepares revised documentation as changes are made to the loan. Analyzes credit reports and income, calculates ratios, and verifies assets to determine continuation or declination of application. Addresses all inconsistencies with loan officer and client, if appropriate; Consults with proper sources to resolve questions. Tracks files for follow-up on commitment, deadlines, conditions to be cleared, etc. Develops and maintains relationships with appraisers and monitors turnaround time of appraisals; Orders appraisals; Reviews appraisals; Requests revisions as necessary and inputs into the loan origination system. Prepares a variety of letters and other correspondence; Distributes required disclosures to clients. Applies knowledge of portfolio and investor underwriting policies and procedures to ensure that consistent standards have been applied to all loans. Ensures that all regulations have been adhered to prior to and during the processing and closing process. Prepares appropriate documentation for investors and prepares rate sheets. Prepares mortgage commitment letters incorporating the terms and conditions as determined by the underwriter; Forwards appropriate documents to the settlement agent and follows-up to ensure deadlines are met on commitment expirations, rate locks, and closing dates. Reviews legal documents prior to closing as follows: Verifies that conditions to close have been met and confers with attorneys as necessary; Acts as intermediary for title problems, boundary line issues, or other legal issues that surface; Informs management of pending situations that may halt or stall closing. When the file is clear to close, prepares preliminary Closing Disclosures and distributes to client; Notifies attorney that the loan is clear to close; Schedules loan closings and gathers appropriate paperwork from settlement agent to prepare all closing documentation; Prepares all closing documents and reviews for accuracy; Orders title work to be done. Computes initial aggregate escrow. Process all closing documents received from settlement agent after closing; Disburse fees; Conduct a post-closing loan review; Prepares post-closing documentation as required for secondary market investors. Oversees the disbursements of loan proceeds; prepares loan data for accurate upload to the core. Requests appraisal inspections and title updates on construction loans; Receives invoices for work completed or materials purchased and issues checks or transfers mortgage funds for construction mortgages or home improvements for which funds are held in escrow; Prepares construction loan to go final. Assists in making decisions on problem contracts and with other personnel with problems that arise as warranted. Maintains activity logs and compiles information as directed to generate and prepare monthly reports; Provides monthly data to outside originators. Conforms to General Performance Expectations as identified for all employees Qualifications/Requirements Associates degree in business preferred, Specialized lending education and training preferred Minimum of 5 years experience in related position with a minimum of 2 years in Mortgage processing normally required; Lending experience preferred Proficient interpersonal skills in dealing with clients and all levels of management Demonstrated proficiency in Microsoft Word and Excel Salary Range $17 to $26.50 Hourly Compensation offers are based on a wide range of factors including relevant skills, training, experience, education and, where applicable, licenses or certifications obtained. Market and organizational factors are also considered. Along with a competitive compensation program please visit the benefits section of our Careers page to view available benefits. Chemung Canal Trust Company/Capital Bank/Canal Bank fosters a diverse and inclusive culture where employees are able to succeed to their full potential. EEO/AA Including Veterans and Disabled.

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details. Job Summary: We're looking for an Associate to join our growing Portfolio Management Group (PMG), focusing on credit coverage for Digital Infrastructure clients within the Technology, Media & Telecom (TMT) sector. This includes both investment-grade and non-investment-grade public and private corporate borrowers, as well as Commercial Real Estate borrowers who develop, own, and operate digital infrastructure. You'll be responsible for preparing detailed credit analyses for new business opportunities and ongoing portfolio reviews. Your core tasks will include: Evaluating corporate, regulatory, and industry risks Analyzing historical performance Developing operating cash flow and valuation projections Assessing borrower capital structures In this role, you will support the senior Portfolio Manager in the assessment of risk factors associated with each credit leading to an appropriate risk rating based on established policies and guidelines. You'll also help manage existing bank exposures and participate in underwriting and due diligence for new transactions. Primary responsibilities include analyzing risks and mitigants, including monitoring credits for potential upgrades, downgrades or general credit deterioration with the goal of maximizing the bank's net income while minimizing credit costs. Responsibilities: Perform due diligence and financial analysis on new transactions and on-going reviews for the Digital Infrastructure loan portfolio. Provide regular and organized communication to Portfolio Managers while coordinating between various stakeholders across the Bank to drive efficiencies within the Portfolio Management process. Maintain a high level of awareness regarding macroeconomic trends that impact particular sectors within the TMT vertical by utilizing internal and external information/news sources. Attend client and bank meetings when appropriate, more often telephonically. Participate in adhoc projects as assigned. Advanced Credit/Underwriting Solutions: Support the prescreening of proposed transactions by identifying critical structural issues and risks and balancing institutional policy with business objectives. Support the Digital Infrastructure vertical through financial modeling of commercial real estate cash flows and property valuations. Prepare and present select Quarterly Watch List credits to senior credit officers. Understand and maintain knowledge of industries represented in portfolio, including technical aspects and regulatory issues. Policy and Deal Advocacy: Support the Senior Credit Officer(s), communicate with Relationship Managers and Portfolio Managers to problem solve and ensure transaction requests are acceptable within the risk appetite of the firm. Ensure compliance with internal policy and procedural requirements by understanding and adhering to USWB Operating Procedures, General Credit Policies for the Americas (GCP), and Procedures for Credit Ratings and Credit Rules. Evaluate and establish appropriate ratings for transactions and correlate appropriate exposure level on both a transaction and group level. Ensure compliance with policy and regulatory requirements, including timely completion of all assigned training courses. Skills & Experience: Ideally you would have: Minimum of 2 years of work experience within a financial institution accounting firm or rating agency analyzing corporate client's risk, credit profiles, cash flow projections and valuation with a focus on commercial real estate and/or digital infrastructure is a must. A positive ‘can-do' attitude with motivation to collaborate with and contribute to a fast-paced and growing team. Strong financial spreading/modeling and analytical skills. Proficiency in Microsoft Word, PowerPoint and Excel Strong written, verbal and interpersonal communication skills with ability to work independently. Completion of a formal credit-training program at a bank preferred Bachelor's degree, in Finance, Accounting, Business or Economics (working towards a CFA a plus). Compensation & Benefits: The typical base pay range for this role is $130K - $155K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below. MUFG Benefits Summary We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual's associates or relatives that is protected under applicable federal, state, or local law.

Build your future with us. At the heart of our success is a team of passionate, skilled, and dedicated individuals. We're on the lookout for people who thrive on delivering exceptional customer service and building lasting client relationships. Our culture is built to attract top talent, celebrate performance, and fuel professional growth. As a proud community bank, we believe in giving back to the neighborhoods we serve. Supporting local events and organizations across our 14-county footprint isn't just something we do-it's who we are. It's our way of saying thank you to the people who make this region an incredible place to live, work, and grow. Interested in making a difference while building a rewarding career? We invite you to review the job description below and apply today. We look forward to learning more about you. Together, we build something amazing-and we support you with benefits such as: 401k 6% Match Medical, dental vision insurance Tuition Reimbursement 11 paid holidays per year Employee Assistance Program …and more! Job Tittle : Real Estate Lending Associate Responsible for performing a variety of duties to support the loan servicing function in order to ensure the efficient and accurate servicing of mortgage loan accounts. Maintains all paper and electronic files by accurately processing all loan origination components and documentation; Disburses all online applications; Manages conditions and handles as appropriate. Process payments for application and appraisal fees. Prepare new loan documentation, including the Loan Estimate, received at origination to ensure accuracy and compliance; Identify origination errors for tracking; Distribute required disclosures to clients. Gathers, analyzes, and verifies all documentation required to properly support the loan request; Compares verifications against original loan application for consistency and contacts clients to obtain additional information as needed. Updates loan origination system as information is gathered and verified; prepares revised documentation as changes are made to the loan. Analyzes credit reports and income, calculates ratios, and verifies assets to determine continuation or declination of application. Addresses all inconsistencies with loan officer and client, if appropriate; Consults with proper sources to resolve questions. Tracks files for follow-up on commitment, deadlines, conditions to be cleared, etc. Develops and maintains relationships with appraisers and monitors turnaround time of appraisals; Orders appraisals; Reviews appraisals; Requests revisions as necessary and inputs into the loan origination system. Prepares a variety of letters and other correspondence; Distributes required disclosures to clients. Applies knowledge of portfolio and investor underwriting policies and procedures to ensure that consistent standards have been applied to all loans. Ensures that all regulations have been adhered to prior to and during the processing and closing process. Prepares appropriate documentation for investors and prepares rate sheets. Prepares mortgage commitment letters incorporating the terms and conditions as determined by the underwriter; Forwards appropriate documents to the settlement agent and follows-up to ensure deadlines are met on commitment expirations, rate locks, and closing dates. Reviews legal documents prior to closing as follows: Verifies that conditions to close have been met and confers with attorneys as necessary; Acts as intermediary for title problems, boundary line issues, or other legal issues that surface; Informs management of pending situations that may halt or stall closing. When the file is clear to close, prepares preliminary Closing Disclosures and distributes to client; Notifies attorney that the loan is clear to close; Schedules loan closings and gathers appropriate paperwork from settlement agent to prepare all closing documentation; Prepares all closing documents and reviews for accuracy; Orders title work to be done. Computes initial aggregate escrow. Process all closing documents received from settlement agent after closing; Disburse fees; Conduct a post-closing loan review; Prepares post-closing documentation as required for secondary market investors. Oversees the disbursements of loan proceeds; prepares loan data for accurate upload to the core. Requests appraisal inspections and title updates on construction loans; Receives invoices for work completed or materials purchased and issues checks or transfers mortgage funds for construction mortgages or home improvements for which funds are held in escrow; Prepares construction loan to go final. Assists in making decisions on problem contracts and with other personnel with problems that arise as warranted. Maintains activity logs and compiles information as directed to generate and prepare monthly reports; Provides monthly data to outside originators. Conforms to General Performance Expectations as identified for all employees Qualifications/Requirements Associates degree in business preferred, Specialized lending education and training preferred Minimum of 5 years experience in related position with a minimum of 2 years in Mortgage processing normally required; Lending experience preferred Proficient interpersonal skills in dealing with clients and all levels of management Demonstrated proficiency in Microsoft Word and Excel Salary Range $17 to $26.50 Hourly Compensation offers are based on a wide range of factors including relevant skills, training, experience, education and, where applicable, licenses or certifications obtained. Market and organizational factors are also considered. Along with a competitive compensation program please visit the benefits section of our Careers page to view available benefits. Chemung Canal Trust Company/Capital Bank/Canal Bank fosters a diverse and inclusive culture where employees are able to succeed to their full potential. EEO/AA Including Veterans and Disabled.

This intern has the option to work in-person, in a hybrid capacity, or remotely. We are currently seeking a talented and enthusiastic individual to join our Estate and Trust Department. Our Estate and Trust team works with clients in administration of estates and trusts, including analysis of related documents, preparation and review of tax returns, and fiduciary accounting. As an Intern, you will work primarily with our Estate and Trust Team with some potential exposure to general Tax. This is a wonderful opportunity to work in a high-demand area of tax. You will be given the support you need to develop a breadth of skills and experiences that will enable you to achieve your goals. We offer you the opportunity to grow professionally with diverse projects, in-house training programs, and direct mentorship. We want to help you build a career fit for your life. If you are looking for a unique opportunity to continue advancing professionally, bring a fresh perspective, and ensure a balance between personal and professional ambitions, Boulay may be the right fit for you. Responsibilities Various types of Fiduciary Income Tax returns Gift Tax returns Tax research projects Special projects as assigned Corporate (both S and C Corp) & Partnership Tax returns as needed Requirements Working towards a bachelor's or master's degree in accounting and/or 150 credit hours Minimum 3.0 GPA and a solid track record of academic achievements Completion of intermediate accounting course(s) Completion of some Tax and/or Audit course(s) by time of internship Proficient in Microsoft Excel, Word and Outlook Exemplary communication and organizational skills Strong desire to learn and develop professionally Motivated to serve clients Desire to be a team player Benefits Boulay Buddy Program Department Point Person Intern Appreciation Event Prepare to Launch Your CPA Session Training & Development Programs Open Doors at All Levels Feedback Discussions Employee Appreciation Activities Internships are paid, full-time experiences which run January - April. We recruit well in advance of this time frame to allow youflexibility and time to make arrangements for housing and required classes. Boulay is committed to attracting and developing highly talented professionals while providing a premier and inclusive candidate experience. Our Talent Acquisition Team strives to source and recruit diverse talent with an entrepreneurial mindset who will help contribute to the Firm's continued success. If you require any accommodation for an interview/event, please contact Megan Koosman at (************************). The wage for this position is $28.00 per hour. This salary range reflects anticipated responsibilities and qualifications of a successful candidate for this role. Final compensation may vary depending on an individual's experience, knowledge, and skills. You will receive an in-depth onboarding and training and supportive Boulay Buddy to help you acclimate to your role.