Vice President jobs at Morningstar - 54 jobs

A leading credit information provider is looking for a Vice President, Alternative Credit Data Solutions to oversee product management of alternative credit data products. The ideal candidate will have over 15 years of experience in product management, with strong collaboration and problem-solving skills. You will manage global product teams and ensure the commercial success of diverse data solutions. This hybrid role offers competitive benefits and the chance to shape innovative data strategies for various markets. #J-18808-Ljbffr

A leading data solutions company seeks a Senior Director, Employment Attorney to lead employment law strategy and execution. This role involves providing legal counsel on various employment-related matters, managing compliance with U.S. laws, and guiding workplace culture. Required qualifications include over 10 years of employment law experience and a Juris Doctor degree. The position is based in Chicago, Illinois, with hybrid work options and offers an extensive benefits package including flexible time off, health benefits, and a 401(k) plan. #J-18808-Ljbffr

A leading data solutions company is seeking a VP Global Identity Solutions to lead the strategy and implementation of Identity products in their Global Fraud Solutions team. The role requires deep expertise in fraud management, strong leadership skills, and the ability to drive growth and innovation in identity risk solutions across a global market. The position offers a hybrid work environment and a comprehensive benefits package. #J-18808-Ljbffr

A leading technology firm is seeking a VP Global Identity Solutions to lead the strategy and implementation of core identity products within their Global Fraud Solutions team. This role will focus on driving growth, managing P&L, and developing identity risk solutions globally. Candidates should have over 10 years of experience in fraud management and a strong background in product strategy. A hybrid work model is offered. #J-18808-Ljbffr

Develop, enhance, and oversee implementation of liquidity frameworks for U.S. regulatory reports, internal stress testing, and recovery and resolution planning, with a focus on Capital Market products. This role combines strategic oversight, regulatory engagement, and technical expertise to ensure compliance and resilience under various stress scenarios. Supports the build, management, and execution of an enterprise-wide liquidity and funding management framework to optimize risks and maximize risk‑adjusted profitability. Provides expertise for the measurement, analysis, and oversight of the Bank's global regulatory and internal funding risks arising from business/group business activities. In partnership with the assigned business/portfolio, develops a solid understanding of the business strategies and in‑depth product, market, and regulatory knowledge across all retail, commercial, and trading products. Advises on liquidity and funding risk mitigation, product development, and optimization. Supports the development of liquidity Bank's risk measurement and reporting processes for liquidity and funding management. Key Responsibilities Develop and maintain liquidity frameworks for U.S. regulatory reporting and internal stress testing. Create and maintain stress assumptions for Capital Markets products, analyzing behavioral patterns under stress. Engage directly with U.S. regulatory agencies during supervisory reviews. Develop a robust understanding of U.S. regulatory rules and oversee compliance and interpretations. Collaborate with Liquidity reporting on interpretation of FR 2052a, U.S. LCR, and U.S. NSFR rules; participate in advocacy efforts and regulatory change discussions. Presents to senior management and respond to queries related to Capital Markets products within U.S. LCR, U.S. NSFR, and ILST. Partner with Liquidity Analytics and Regulatory Reporting teams to implement liquidity methodology changes. Build interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders. Attract, retain, and enable the career development of top talent. Act as a trusted advisor to senior leaders for making business decisions and implementing strategic initiatives. Develop an expert understanding of business/group challenges. May consult to or serve on various committees and task forces. Recommend strategic priorities and leads the execution. Manage resources and lead the execution of liquidity & funding related strategic initiatives to deliver on business and financial goals. Own internal/external stakeholder relationships, which may include regulators. Lead the execution of liquidity & funding programs; assesses and adapts as needed to ensure quality of execution. Assess and adapt existing operational programs; develops new capabilities to ensure ongoing success. Recommend and implement liquidity and funding solutions based on analysis of issues and implications for the business. Support development and execution of Enterprise's liquidity and funding risk management strategy for executive and Board approval in collaboration with Market Risk Management to recommend liquidity and funding‑related risk appetite limits. Develop processes to identify, measure, and manage liquidity and funding risks in conjunction with Market Risk Management, businesses, and other Finance areas. Act as a trusted advisor to assigned business/group on liquidity and funding matters including recovery and resolution planning. Develop and maintain the model and assumption framework used to measure liquidity and funding risk and recommends changes (e.g. regularly reviews liquidity objectives, positions and assumptions, including for new business transactions). Identify emerging issues and trends to inform decision-making and understand risk drivers. Recommend and implement solutions based on risk assessments, analysis of issues, and implications for the business. Act as liaison between stakeholders including industry specialty groups and regulators to align agendas, ensure a clear understanding of the business context, and advocate the Bank's position on market or regulatory developments. Monitor performance of liquidity stress testing processes and addresses any issues (e.g. enterprise‑wide stress testing, OSFI macro‑stress testing, ad‑hoc testing). Provide input into the planning and implementation of liquidity and funding risk modeling activities and programs. Integrate information from multiple sources to enable more efficient processes, enhanced analysis and/or streamlined reporting. Gathes and format data into regular and ad‑hoc reports, and dashboards. Monitor and track balance sheet usage, and addresses any issues. Design and produce regular and ad‑hoc reports, and dashboards. Analyze data and information to provide insights into business product pricing and funds transfer pricing processes. Support development and execution of liquidity and funding‑related strategic initiatives in collaboration with internal and external stakeholders. Operate at a group/enterprise‑wide level and serves as a senior specialist resource across BMO. Apply expertise and thinks creatively to address unique or ambiguous situations and to find solutions to multiple, interdependent, complex problems Foster strong internal and external networks and works with and across multiple teams to achieve business objectives. Anticipate trends and responds by implementing appropriate changes. Foster a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviors in all that they do. Ensure alignment between values and behavior that fosters diversity and inclusion. Qualifications Typically 9+ years of relevant experience and post‑secondary degree in related field of study or an equivalent combination of education and experience. Seasoned expert with extensive industry knowledge of Capital Markets. Technical leader viewed as a thought leader for innovation. Verbal & written communication skills - Expert. Analytical and problem solving skills - Expert. Influence skills - Expert. Collaboration & team skills; with a focus on cross‑group collaboration - Expert. Able to manage ambiguity. Data driven decision making - Expert. Salary $164,400.00 - $285,600.00 Pay Type Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part‑time roles will be pro‑rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance‑based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in‑depth training and coaching, to manager support and network‑building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************** BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e‑mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes. #J-18808-Ljbffr

A leading financial institution is looking for a credit analyst in Chicago to manage lending decisions and processes for commercial banking loans. The ideal candidate will be responsible for analyzing credit information, negotiating loan terms, and maintaining strong client relationships. Requirements include a bachelor's degree and 5-7 years of experience in a relevant role. The salary range is $88,800 to $165,600, with various benefits including health insurance and retirement plans. #J-18808-Ljbffr

TransUnion's Job Applicant Privacy Notice Personal Information We Collect Your Privacy Choices What We'll Bring: At TransUnion, we strive to build an environment where our associates are in the driver's seat of their professional development, while having access to help along the way. We encourage everyone to pursue passions and take ownership of their careers. With the support of colleagues and mentors, our associates are given the tools needed to get where they want to go. Regardless of job titles, our associates have the opportunity to learn new things and be a leader every day. Come be a part of our team - you'll work with great people, pioneering products and cutting-edge technology. Credit Risk Solutions (CRS) is part of Transunion's Global Solutions organization and is focused on making trust possible by delivering more accurate and comprehensive information on individuals, businesses, and assets, and their relationship with each other. Our mission is to support global commerce and consumer credit transactions by developing and providing actionable data and insights- along with customer-centric tools with which organizations can effectively discern risk and manage credit decisions for the broadest population possible. As Vice President, Alternative Credit Data Solutions, you will be responsible for product management of multiple alternative credit data product lines. In this global role, you will manage the teams that oversee product management for a diverse set of U.S. and international alternative data credit products. In the United States, you'll be responsible for one of TransUnion's most valuable and unique assets, the short-term lending data bureau. With significant investment, alternative data products globally are poised for growth and innovation. The VP will oversee both owned and third-party data sets and the products that they power for TransUnion customers across diverse markets including Financial Services, Insurance, Media, Telco, Tenant and Employment, and others. This work will include working closely with data acquisition, global technology, and overseeing the management of third-party data provider relationships. What You'll Bring: 15+ years of progressively more responsible experience in product or program management and P & L responsibility and ownership in either Financial Services or information services Deep familiarity with credit data, while a data science background is not required, the ability to interpret and guide complex data science work is essential to make product decisions and inform go-to-market strategies Strong collaborator with a problem-solving, design-thinking, customer-centric mind-set; highly curious Solid organizational, project management, problem solving and decision-making skills with a high degree of comfort managing multiple assignments and managing a global team Strong product management discipline with demonstrated success leading cross-functional product teams Exudes accountability and ownership and is passionate about the fundamental customer/consumer problem Driven by intellectual curiosity and independent thinking Experience working within matrixed organizations Very strong written and verbal communication skills Bachelor's degree required, Masters degree is a plus Impact You'll Make: The Vice President, Alternative Credit Data is responsible for many of TransUnion's global alternative data solutions in addition to the U.S. Short-Term Lending (STL) products. This role requires exceptional leadership, product, and program management capabilities. This role will act as a general manager and P&L owner for the STL business, our blended data solutions, and many other alternative data solutions globally. The VP will help evolve fundamental capabilities to manage and create market leading STL and alternative data products that will enable TransUnion's growth within this market segment and beyond. He/she will be the accountable product manager for the STL product lines and manage the product managers who manage the other alternative data products globally. Responsibilities include the entire product development lifecycle from idea generation and voice of customer to go-to-market and ongoing performance monitoring. They will also be responsible for managing strategic relationships with key industry partners that enable Credit Risk Solutions to fulfill its mission. Ensure commercial success of the portfolio of alternative data solutions by working in close partnership with Sales, Markets, Global Technology, Analytics, TransUnion's management team and other matrix partners Lead Product Management (with the help of 2 FTEs) for the short-term lending bureau while managing global product managers for other alternative data products and blended scores and attributes (popular models that use both traditional and alternative data) Create and manage the short-term lending platform strategy including backlog management, ongoing platform support, and platform sunset strategies Define the overall resource needs of the business across solutions, technology, compliance, analytics, and operations Develop, own, and execute multiple global product development roadmaps with the help of the dedicated product managers Manage existing products, including in-market alternative and blended attributes and scores, their efficacy and revenue plans Direct a team of Product Managers to realize your product vision Drive go-to-market activities, develop and own platform KPIs, customer feedback, and the competitive landscape to identify gaps, weaknesses and opportunities in any part of product and platform delivery Assess global opportunity to stand up similar solutions across international regions Work across all global markets to prioritize top use cases to address and determine new markets to enter, negotiate terms, and complete GTM, incentive alignment and sales training #LI-KJ1 Qualified applicants with arrest or conviction records will be considered for employment in accordance with applicable law, including the Los Angeles County Fair Chance Ordinance for Employers, the San Francisco Fair Chance Ordinance, Fair Chance Initiative for Hiring Ordinance, and the California Fair Chance Act. Adherence to Company policies, sound judgment and trustworthiness, working safely, communicating respectfully, and safeguarding business operations, confidential and proprietary information, and the Company's reputation are also essential expectations of this position. This is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TU office location for a minimum of two days a week. Benefits: TransUnion provides flexible benefits including flexible time off for exempt associates, paid time off for non-exempt associates, up to 12 paid holidays per year, health benefits (including medical, dental, and vision plan options and health spending accounts), mental health support, disability benefits, up to 12 weeks of paid parental leave, adoption assistance, fertility planning coverage, legal benefits, long-term care insurance, commuter benefits, tuition reimbursement, charity gift matching, employee stock purchase plan, 401(k) retirement savings with employer match, and access to TransUnion's Employee Resource Groups. Spousal, domestic partner, and other eligible dependent coverage is available on select health and welfare plans. We are committed to being a place where diversity is not only present, it is embraced. As an equal opportunity employer, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability status, veteran status, genetic information, marital status, citizenship status, sexual orientation, gender identity or any other characteristic protected by law. Additionally, in accordance with Section 503 of the Rehabilitation Act of 1973 and the Vietnam Era Veterans' Readjustment Assistance Act of 1974, TransUnion takes affirmative action to employ and advance in employment qualified individuals with a disability and protected veterans in all levels of employment and develops annual affirmative action plans. Components of TransUnion's Affirmative Action Program for individuals with disabilities and protected veterans are available for review to any associate or applicant for employment upon request by contacting ********************. Pay Scale Information :The U.S. base salary range for this position is $193,500.00 - $406,500.00 *The salary range for this position reflects a reasonable estimate of the range of compensation for this job. At TransUnion, actual compensation is based on careful consideration of additional factors such as (but not limited to) an individual's education, training, work experience, job-related skill set, location, and industry knowledge, as well as the scope and responsibilities of the position and market considerations.Regular, fulltime non-sales positions may be eligible to participate in TransUnion's annual bonus plan. Certain positions may be also eligible for long-term incentives and other payments based on applicable company guidance and plan documents. TransUnion's Internal Job Title: VP, Product Management Company: TransUnion LLC

Provides a combination of deep industry sector expertise, innovative thinking in a team-based approach and world class execution across a full suite of products to clients through an integrated Capital Markets platform using a sector ecosystem approach. Collaborates to generate creative, client-focused solutions to prospective and current clients. + Operates as key member of the deal team with efforts to maximize sector penetration and returns. + Institutes cross-selling initiatives to increase ranking with client. + Creates pitch books for clients with respect to financial solutions and participate in their presentation to clients. + Monitors client, client industry, and regulatory agencies for potential changes that may affect client portfolio and business needs. + Initiates contact with partners for new client sales. + Directly manages a diverse portfolio of private and middle market companies with progression toward increasing client responsibility. + Reviews and continually monitors performance of existing accounts and client relationships. + Conducts due diligence (e.g. client visits, analyzing business models, and comprehensively reviewing industry trends and related regulations). + Understands client needs and provides relevant ideas and opinions to generate recommendations. + Collaborates with sector coverage partners for clients and prospects to identify / deliver creative, timely solutions. + Provides deal expertise and prepares/oversees delivery of creative and timely "pitches". + Supports credit concurrence/pricing efforts as a client advocate. + Maintains key ongoing coverage contact with clients and sector managers. + Builds positive client relations through deep/comprehensive understanding of client needs and alignment of our products/services. + Identifies and leverages key decision makers and influencers in client / internal organizations. + Acts as a positive change agent to drive improved efficiency and effectiveness. + Maintains awareness of all firm products and services offered and facilitates means of receiving continuous updates. + Assists in the development of strategic plans. + Supports the execution of strategic initiatives in collaboration with internal and external stakeholders. + Works with specialists as needed to support successful deal completion. + Ensures alignment between stakeholders. + Creates financial models to analyze client portfolios and anticipate client needs. + Uses financial analysis to proactively identify opportunities to cross-sell. + Generates updated financial models/ analyses as dictated by business needs and industry requirements. + Analyzes/ assesses industry compilations. + Applies appropriate technical concepts and completes / leads consistent and reliable technical and financial reports / analyses to support client deliverables. + Understands the complexity of transactions and related risks (credit, market, operational, legal/compliance, etc.). + Balances the Bank's risk appetite with client needs when making recommendations / proposals. + Identifies opportunities to find more cost-effective ways to impact the bottom line and drive profitability. + Integrates information from multiple sources to enable more efficient processes, enhanced analysis and/or streamlined reporting. + Reviews and guides work of Analysts and Associates to deliver business results. + Delivers financial modeling to support strategic recommendations to clients. + Considers risk, internal controls and compliance as part of day-to-day accountabilities and adheres to policies and procedures. + Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus. + Provides specialized consulting, analytical and technical support. + Exercises judgment to identify, diagnose, and solve problems within given rules. + Works independently and regularly handles non-routine situations. + Broader work or accountabilities may be assigned as needed. **Qualifications:** + Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience. + An undergraduate degree. Focal areas of finance, economics, or accounting preferred with high academic achievement. + MBA, CFA or equivalent experience in financial services, accounting, or legal fields. + Minimum of 6 years of relevant experience in investment banking, negotiating and structuring financial transactions. This should include some experience in a corporate lending environment developing business. + Relevant business services sector experience is highly desired. + Good knowledge of the organizational portfolio management policies and objectives. + Displays advanced deal execution and/or project management skills - ability to manage more than one client / major initiative. + Demonstrates strong market knowledge to enable the comprehensive servicing of clients and the effective development of new solutions. + Expertise in financial computer applications and database management tools. + Deep knowledge and technical proficiency gained through extensive education and business experience. + Verbal & written communication skills - In-depth. + Collaboration & team skills - In-depth. + Analytical and problem solving skills - In-depth. + Influence skills - In-depth. + Data driven decision making - In-depth. Salary: $260,000 **Salary:** **Pay Type:** Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** **About Us** At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************** BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Application Deadline: 01/22/2026 Address: 320 S Canal Street Job Family Group: Commercial Sales & Service Facilitates growth for the Bank through business development and management of key client relationships. Maintains an outstanding and continuous record of significant revenue generation from sales and syndications. * Acts as an escalation point for complex client issues, using strategic problem-solving to resolve conflicts and maintaining strong client relationships. * Leads the structuring of high-value, complex deals, and credit approvals, ensuring alignment with client needs. * Oversees credit approvals and drives pricing coordination, acting as the primary client advocate to ensure alignment with client needs and bank objectives. * Drives negotiations for high-value, complex transactions and credit approvals, ensuring deals are structured to meet client needs. * Manages high-value client portfolios, driving cross-selling, retention, and profitability. * Implements cross-selling initiatives, driving client engagement and successfully transitioning opportunities into revenue-generating sales. * Leads market coverage strategies to expand portfolios, identify opportunities, and align with business goals. * Represents bank at industry forums and conferences, leveraging insights on trends, competition, and emerging products to drive strategic decision-making. * Engages with senior leadership and cross-functional teams to align strategies, address client needs, and drive holistic business solutions. * Delivers reports to the bank's leadership on team performance, client satisfaction, market trends, and key strategic initiatives, delivering insights that inform corporate strategy. * Drives strategic advisory on loan products, options, rates, terms, and collateral requirements, ensuring tailored solutions that align with client needs and business objectives. * Builds and maintains strong long-term relationships with the bank's high-value and strategic clients, providing strategic advice on financial solutions and ensuring exceptional service and partnership. * Structures deals, secures credit approvals, negotiates high-value transactions, and identifies opportunities for cross-selling. * Analyzes market trends, client industry developments, and competitive positioning to inform client solution strategies and optimize client satisfaction. * Works closely with internal teams and stakeholders to define products, solutions and strategies that best fit clients' needs. * Identifies share of wallet opportunities. * Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis. * Ensures adherence to regulatory requirements, internal controls, and compliance policies in all aspects of relationship management, mitigating risk and maintaining service standards. * Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders. * Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine. * Implements changes in response to shifting trends. * Broader work or accountabilities may be assigned as needed. Qualifications: * 10+ years of relevant experience in Relationship Management, Account Management or Portfolio Management in a corporate or similar segmented banking environment with sales metrics is preferred. * Bachelor's degree required; Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience considered. * If a Credit Qualifiable role, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards. * Seasoned professional with a combination of education, experience and industry knowledge. Advanced level of proficiency: * Project Management * Change Management Expert level of proficiency: * Product Knowledge * Regulatory Compliance * Structuring Deals * Portfolio Management * Credit Risk Assessment * Customer Service * Stakeholder Management * Negotiation * Customer Relationship Building Salary: $122,400.00 - $228,000.00 Pay Type: Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************* BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Identifying of Emerging Risks and Events is a critical foundational element of BMO's Risk Management Framework, notably to ensure sufficient capital adequacy is maintained during periods of stress. The Risk Identification ("Risk ID") team manages critical foundational elements including identification, assessment and monitoring of material & emerging risks. The Risk ID program is in the process of executing an optimized target state roadmap which has transformed it to be fully integrated and in harmony with first and second Lines of Defence business as usual (BAU) processes and reporting to deliver a strongly supported material & emerging risk inventory that systematically informs stress test scenario designs. As the Vice President of Emerging Risks & Scenarios, you will support our existing and target state emerging risks identification, assessment, reporting and monitoring process, which includes, but is not limited to, the following: + Develop and implement a target state emerging risks identification, assessment and monitoring process and reporting that is comprehensive, efficient, structured and is rooted in comprehensive sourcing, what-if scenarios and full integration with risk inventory/material risks to deliver dynamic, insightful and actionable emerging risk reporting including early warning indicators. + BAU management of monthly emerging risks process by: + being a key point of contact and trusted partner for stakeholders that ensures a highly transparent, efficient and structured process/playbook is being executed and + delivering quality controlled, insightful and actionable reporting to management committees and the Board. + Develop and implement a robust central system/tool to document, update, store and report on emerging risk external sources, emerging risks inventory and early warning indicators. **Qualifications:** + 7+ years of relevant Emerging Risks & Events experience at large financial institutions (preferably Global Systemically Important Banks (GSIBs), or Domestic Systemically Important Banks (DSIBs). + In depth / Expert knowledge of economics, risk management, modeling/forecasting, and/or stress testing. + Knowledge of banking products, including credit and non-credit experience, economics and financial markets. + In-depth / Expert communication and relationship management skills. + In-depth / Expert ability to manage multiple priorities with effective planning and organizing skills. + In-depth / Expert verbal & written communication skills. + In-depth / Expert analytical and problem-solving skills. + In-depth / Expert influence skills. + In-depth / Expert collaboration & team skills; with a focus on cross-group collaboration + In-depth / Expert ability to manage ambiguity. + Develop and implement a highly efficient, consistent and insightful process to map existing and proposed emerging risks to material risks to understand risk inventory coverage and understanding of new and/or evolving emerging risks. + Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine. + Implements changes in response to shifting trends. + Fosters a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviours in all that they do. + Ensures alignment between values and behaviour that fosters diversity and inclusion. + Regularly connects work to BMO's purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through. **Salary:** $102,000.00 - $190,000.00 **Pay Type:** Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** **About Us** At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************** BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Develops, manages, retains and grows profitable banking relationships with high-net-worth clients and prospects. Assists in the design, development and delivery of solutions that meet the client's complex balance sheet management needs while providing expert service and highly personalized interaction. Develops and executes a business plan to profitably grow overall banking revenue while maintaining adherence to the Bank's risk tolerance. Works collaboratively in the branch and regional teams to identify and make referrals. U.S. Only: This position will act as an originator of consumer loans as defined by Regulation Z, Regulation G, and the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act). This position will require a Federal registration with the Nationwide Mortgage Licensing System and Registry. The Bank will instruct you on the registration requirements needed to comply with this requirement. A criminal background review and credit history evaluation will be required for this position as well as restrictions on performing in a real estate agent capacity. + Proactively develops internal and external networks for referral sources that generate prospects and create visibility in the marketplace. + Works in a deal team environment using planning-based approach to develop and execute the growth and retention strategy the portfolio. + Provides superior service to an assigned portfolio of high net worth clients with an objective of becoming their trusted advisor. + Leads a deal team to meet client needs when acting as the lead relationship manager. + Manages the retention and expansion of client relationships through a contact strategy and an ongoing review the client's banking needs. + Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group. + Identifies emerging issues and trends to inform decision-making. + Maintains knowledge and understanding of financial planning principles, incorporating this into planning strategies to help clients. + Partners with the leadership team on strategic direction and complex line-of-business projects. + Conducts independent analysis and assessment to resolve strategic issues. + Supports the execution of strategic initiatives in collaboration with internal and external stakeholders. + Builds effective relationships with internal/external stakeholders. + Ensures alignment between stakeholders. + Breaks down strategic problems, and analyses data and information to provide insights and recommendations. + Monitors and tracks performance and addresses any issues. + Provides day-to-day training and support to other employees; may include providing guidance on credit-related issues, specific client issues and queries, and assistance with operational processes. + Ensures high quality of information obtained to support decisions. + Contributes to the assigned portfolio's profitability through expense control and profitable pricing practices for products and services. + Negotiates appropriate pricing using discretion where required to build a profitable portfolio. + Provides integrated and customized advice, and helps clients achieve their financial and personal goals using a consultative approach in customer conversations. + Applies financial planning skills and concepts against each client's personal and financial situation. + Acts as an ambassador to enhance BMO's reputation in the market. + Adheres to all policies and procedures, guidelines, legal and ethical requirements and regulations including individual accountability as it relates to potential conflicts of interest, safeguarding of customer information, trading in securities, anti-money laundering, privacy, and disclosure of outside business activities. + Maintains up-to-date knowledge and understanding of all banking products, processes, and relevant legal, regulatory and technology requirements. + Ensures lending and non-lending decisions, prospecting activities are adequately documented; responds to questions and resolves issues raised through audits, quality checks and reviews. + Manages risk and minimizes losses through monitoring and control reports, ensuring verifications are completed in accordance with guidelines. + Documents and follows-up on any discrepancies to procedures, operational risks and escalates per guidelines. + Performs sales and service support activities to meet client needs and maintain overall service levels. + Develops rapport and instills confidence with the client to develop credibility and earn their trust. + Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders. + Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine. + Implements changes in response to shifting trends. + Broader work or accountabilities may be assigned as needed. **Qualifications:** + Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience. + Must meet the licensing and certification requirements for the team / branch / jurisdiction where the mandate is being fulfilled. + Credit Qualifications and associated credit knowledge and skills according to the standards established within the credit qualification process, policies, and procedures. + In-depth knowledge of Personal and Commercial credit and non-credit products. + In-depth sales and client service skills. + In-depth business development skills with successful track record. + Ability to lead in-depth planning conversations. + Expert relationship management skills. + Able to work independently, resolving complex or ambiguous issues or situations. + Seasoned professional with a combination of education, experience and industry knowledge. + Verbal & written communication skills - In-depth / Expert. + Analytical and problem solving skills - In-depth / Expert. + Influence skills - In-depth / Expert. + Collaboration & team skills; with a focus on cross-group collaboration - In-depth / Expert. + Able to manage ambiguity. + Data driven decision making - In-depth / Expert. **Salary:** $102,000.00 - $190,000.00 **Pay Type:** Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** **About Us** At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************** BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

**MD & Head, Corporate Banking, Global Financial Institutions Group ("GFIG") - Portfolio Management** As a senior member of the GFIG team, the successful candidate will support the origination and structuring of corporate lending transactions, coordinating with other products as an integral part of a larger coverage team that maintains strong client relationships. Includes providing lending expertise for a variety of sectors, establishing credit facilities to support trading products business, facilitating credit approvals in support of transaction banking products and training and coaching junior bankers. GFIG is divided into 5 industry groups spanning, Asset & Wealth Managers, Insurance, Specialty Finance, Market Structure and Banks. The candidate will oversee a team of junior and senior bankers in the Portfolio Management team, that will support and work alongside each of the industry groups. The candidate will also provide ongoing risk management support to the Group Head of Corporate Banking GFIG. Qualities we are looking for in a candidate: + Fosters a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviours in all that they do. + Ensures alignment between values and behaviour that fosters diversity and inclusion. + Regularly connects work to BMO's purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through. + Attracts, retains, and enables the career development of top talent. + Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance. + Fosters strong internal and external networks and works with and across multiple teams to achieve business objectives. + Oversees credit underwritings and leads the credit documentation (i.e. including applications, memoranda, presentations, etc.) for internal and external stakeholders. + Completes due diligence and credit analysis on new and existing client relationships. May include client visits, analysis of business models, and comprehensive review of industry trends and related regulations. + Monitors client, client industry and regulatory agencies for potential changes which may affect client's portfolio and business needs. + Provides outstanding deal structuring, business development, and other expertise and negotiates transactions with clients on highly complex deals. + Identifies emerging issues and trends to inform decision-making. + Understands complexity of transactions and related risk (credit, market, operational, legal/compliance, etc.). + Balances the Bank's risk appetite with the client needs in making recommendations/ proposal. + Makes decisions based on a strong understanding of risks; effectively evaluates risk-return trade-offs, and proactively takes accountability for risks assumed. + Considers risk, internal controls and compliance as part of day-to-day accountabilities and adheres to policies and procedures. + Works with specialists as needed to support successful deal completion. + Acts in a leadership role to drive improved efficiency and effectiveness. + Identifies issues, gaps and process improvements through open communication both internally and with other bank areas, and through the monitoring of productivity against benchmarks. + Operates at a group/enterprise-wide level and serves as a senior specialist resource across BMO. + Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to multiple, interdependent, complex problems. + Broader work or accountabilities may be assigned as needed. **Qualifications:** + Minimum of 10 years of relevant experience in corporate banking working with investment banking on client coverage, negotiating and structuring financial transactions. This should include some time in a corporate lending environment developing business. + Undergraduate degree has focal areas of finance, economics, or accounting preferred with high academic achievement. + MBA, CFA or equivalent experience in financial services, accounting and legal fields is preferred but not required. + Relevant Financial Institutions sector experience is highly desired. + Experience with a delegated credit limit or signing authority is preferred. + Excellent knowledge of organizational lending and portfolio management policies and objectives. + Excellent knowledge of a corporate bank's financial solution products and services. + Managerial, change management and leadership experience. + Exceptional analytical skills. Technical leader viewed as a thought leader for innovation. + Verbal & written communication skills - Expert. + Analytical and problem-solving skills - Expert. + Influence skills - Expert. + Collaboration & team skills; with a focus on cross-group collaboration - Expert. _Please note the base salary for this role is $300,000.00 USD_ **Salary:** **Pay Type:** Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** **About Us** At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************** BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

BMO is the 8th largest bank in North America and the 4th largest commercial lender with aggressive growth ambitions in the U.S. We are driven by a single purpose: to Boldly Grow the Good in business and life. Our Purpose informs our strategy, drives our ambition, and reinforces our commitments to progress: for a thriving economy, a sustainable future, and an inclusive society. We are seeking a top performing Managing Director, Group Manager for our Emerging Middle Market Group, leading Regional Managers and their teams of Relationship Managers covering the Midwest region. The ideal candidate has 9+ years of proven success generating new clients, calling on companies generating $10MM - $50MM in revenue, established relationships with customers, COIs, and key stakeholders in these geographies. Responsible for the overall growth in market share within the area of their responsibility, leveraging their existing network of clients and drive direct new client acquisition. In addition, the ideal candidate will actively recruit, develop, and coach the team around managing critical emerging middle market relationships with the primary focus of gaining market share and driving top overall client satisfaction. In addition, ensures the required internal control standards, including adherence to audit, regulatory and compliance policies. The Managing Director, Group Manager is a critical member of the Midwest divisional leadership team. They will develop and leverage strong relationships with the Portfolio Management and Treasury Product Services Teams, as well as other key product and support partners within the Commercial Bank across the various geographies. In addition, will be tasked with leveraging the bank and delivering the integrated BMO OneClient focus across all lines of business including Wealth, Retail, Business Banking, and Diversified Industries Group. Ideal candidate facilitates growth for the Bank through business development and management of key client relationships. Maintains an outstanding and continuous record of significant revenue generation from sales and syndications. + Acts as an escalation point for complex client issues, using strategic problem-solving to resolve conflicts and maintaining strong client relationships. + Leads the structuring of high-value, complex deals, and credit approvals, ensuring alignment with client needs. + Manages high-value client portfolios, driving cross-selling, retention, and profitability. + Drives efforts to identify new business opportunities, acquire clients, penetrate markets, and expand the client base by leveraging market insights, competitor analysis, and cross-selling initiatives. + Leads market coverage strategies to expand portfolios, identify opportunities, and align with business goals. + Represents bank at industry forums and conferences, leveraging insights on trends, competition, and emerging products to drive strategic decision-making. + Advises in various committees and task forces, providing strategic insights and guidance to drive key initiatives. + Streamlines operational processes, identifying areas for improvement and implementing best practices. + Develops communication strategies to influence stakeholders and support organizational change. + Oversees resource allocation for the team, ensuring effective use of personnel and budgets to meet organizational goals, enhance team performance, and drive client satisfaction. + Builds and maintains strong long-term relationships with the bank's high-value and strategic clients, providing strategic advice on financial solutions and ensuring exceptional service and partnership. + Structures deals, secures credit approvals, negotiates high-value transactions, and identifies opportunities for cross-selling. + Analyzes market trends, client industry developments, and competitive positioning to inform client solution strategies and optimize client satisfaction. + Works closely with internal teams and stakeholders to define products, solutions and strategies that best fit clients' needs. + Identifies share of wallet opportunities. + Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis. + Ensures adherence to regulatory requirements, internal controls, and compliance policies in all aspects of relationship management, mitigating risk and maintaining service standards. + Fosters a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviours in all that they do. + Ensures alignment between values and behaviour that fosters diversity and inclusion. + Regularly connects work to BMO's purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through. + Builds interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders. + Attracts, retains, and enables the career development of top talent. + Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance. + Acts as an escalation point for complex client issues, using strategic problem-solving to resolve conflicts and maintaining strong client relationships. + Operates at a group/enterprise-wide level and serves as a senior specialist resource across BMO. + Influences how teams/groups work together. + Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to multiple, interdependent, complex problems. + Communicates abstract concepts in simple terms. + Fosters strong internal and external networks and works with and across multiple teams to achieve business objectives. + Anticipates trends and responds by implementing appropriate changes. + Broader work or accountabilities may be assigned as needed. **Qualifications:** + 10+ years of relevant experience in Relationship Management, Account Management or Portfolio Management in a corporate or similar segmented banking environment with sales metrics is preferred. + Bachelor's degree required, Master's degree preferred, CPA certification preferred; Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience considered. + Seasoned expert with extensive industry knowledge. + Technical leader viewed as a thought leader for innovation. Expert level of proficiency: + Product Knowledge + Regulatory Compliance + Structuring Deals + Portfolio Management + Credit Risk Assessment + Project Management + Change Management + Customer Service + Stakeholder Management + Negotiation + Customer Relationship Building + People Management **Salary:** $164,400.00 - $285,600.00 **Pay Type:** Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** **About Us** At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************** BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Delivers an exceptional customer experience for a defined portfolio of high risk borrowing accounts by applying expertise to reduce the Bank's loss exposure and manage risks. Advises internal and external stakeholders on complex, high-risk credit risk transactions and mitigation strategies. Makes credit decisions/recommendations in accordance with sound credit-granting principles and in compliance with Bank Policy & Procedures. Works with stakeholders to deepen relationships and grow the overall profitability of the portfolio. + Works with stakeholders to ensure effectiveness of risk management controls, analysis and monitoring on a transactional and portfolio basis. + Provides credit coaching, training and support to direct team and other stakeholders as required. + Provides strategic input into business decisions as a trusted advisor. + Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group. + Acts as a subject matter expert on relevant regulations and policies. + May network with industry contacts to gain competitive insights and best practices. + Influences and negotiates to achieve business objectives. + Identifies emerging issues and trends to inform decision-making. + Recommends business priorities, advises on resource requirements and develops roadmap for strategic execution. + Manages resources and leads the execution of strategic initiatives to deliver on business and financial goals. + Conducts independent analysis and assessment to resolve strategic issues. + Acts as the prime subject matter expert for internal/external stakeholders. + Ensures alignment between stakeholders. + Develops and manages comprehensive information management systems; designs and/or leads initiatives to improve processes, analysis and reporting. + Defines business requirements for analytics & reporting to ensure data insights inform business decision making. + Leads change management programs of varying scope and type, including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives. + Leads the development of the communication strategy focusing on positively influencing or changing behaviour. + Collaborates across BMO to develop communications strategies and ensure consistency of messaging, in order to positively influence or change behaviour. + Leads the execution of operational programs; assesses and adapts as needed to ensure quality of execution. + Supports credit due diligence activities for bank acquisitions or integration. + Monitors the financial and risk performance of account portfolio; performs financial and risk analysis of customer and account information to provide insights and recommendations on how to improve quality, liquidity and Bank's security position. + Documents decisions on credit transactions with rationale that can be understood and explained to customers. + Identifies and advises on terms, conditions and collateral requirements for the transaction decision as well as alternative solutions. + Keeps abreast of economic and market developments within the portfolio to inform decision making and credit risk policies. + Maintains and enhances knowledge around lending issues, including loan structure, collateral, foreclosure, bankruptcy and the various regulations that directly impact the Bank. + Provides credit risk coaching and advice to sales & service employees to increase awareness of risk, policy, and knowledge of structuring transactions. + Supports the execution of strategic initiatives in collaboration with internal and external stakeholders. + Builds effective relationships with internal/external stakeholders; includes legal and insolvency professionals and other consultants/advisors in the commercial business community. + Gathers and formats data into regular and ad-hoc reports, and dashboards. + Monitors and tracks performance and addresses any issues. + Provides input into the planning and implementation of operational programs. + Executes work to deliver timely, accurate, and efficient service. + Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders. + Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine. + Implements changes in response to shifting trends. + Broader work or accountabilities may be assigned as needed. **Qualifications:** + Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience. + Credit Qualifications and associated credit knowledge and skills according to the established qualification standards. + In-depth / expert knowledge of banking products & services. + In-depth / expert knowledge of industry trends and regulations. + In-depth / expert knowledge of credit portfolio management policies & procedures, and financing guidelines. + Seasoned professional with a combination of education, experience and industry knowledge. + Verbal & written communication skills - In-depth / Expert. + Analytical and problem solving skills - In-depth / Expert. + Influence skills - In-depth / Expert. + Collaboration & team skills; with a focus on cross-group collaboration - In-depth / Expert. + Able to manage ambiguity. + Data driven decision making - In-depth / Expert. **Salary:** $112,200.00 - $209,000.00 **Pay Type:** Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** **About Us** At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************** BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Director role includes management responsibilities, including direct reports. Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment. + Negotiates loan structures and terms and conditions that align client requirements with the bank risk appetite and policies. + Develops comprehensive credit structures to meet the transactional needs of more complex clients. + Signs off on new, renewal and extension loans within delegated authority. + Conducts comprehensive portfolio monitoring including covenant compliance to identify deteriorating credit conditions. + Conducts performance analysis, engages with clients and assesses industry trends to identify risks and opportunities. + Evaluates portfolio performance and recommends capital allocation strategies that optimize returns with investment objectives. + Handles escalated client concerns and service requests, ensuring expectations are consistently met or exceeded. + Leads complex proposal development and delivers presentations to capture new business and expand client relationships. + Engages with industry peers and networks to gather competitive insights and best practices, applying this knowledge to maintain a competitive edge. + Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners. + Structures and supports new, renewal and extension loans aligned with client needs and bank & risk policies. + Conducts financial analysis and risk assessments of clients' credit information, for an assigned portfolio, to provide insights and make informed decisions. + Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis, taking corrective action when required. + Minimizes BMO's risk exposure by adhering to credit policies, regulatory standards, and operational guidelines. + Serves as a point of contact for service requests, ensuring expectations are consistently met or exceeded. Escalates issues when needed. + Supports and implements initiatives to enhance service quality, acquire new business and expand client relationships. + Identifies revenue and cross-selling opportunities to enhance portfolio growth. + Identifies share of wallet opportunities. + Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis. + Manages timely and accurate data entry into BMO's systems and leverages the data to support decision-making. + Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders. + Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine. + Implements changes in response to shifting trends. + Broader work or accountabilities may be assigned as needed. **Qualifications:** + Preferred 7+ years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment. + Bachelor's degree required, Master's degree preferred; Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience considered. + If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards. + Seasoned professional with a combination of education, experience and industry knowledge. Intermediate level of proficiency: + Structuring Deals + Change Management Advanced level of proficiency: + Detail-Oriented + Leadership Expert level of proficiency: + Loan Structuring + Regulatory Compliance + Portfolio Management + Credit Risk Assessment + Banking Operations + Financial analysis + Microsoft Office + Problem Solving + Customer Service **Salary:** $122,400.00 - $228,000.00 **Pay Type:** Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** **About Us** At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************** BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Application Deadline: 02/26/2026 Address: 320 S Canal Street Job Family Group: Commercial Sales & Service Director role includes management responsibilities, including direct reports. Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment. * Negotiates loan structures and terms and conditions that align client requirements with the bank risk appetite and policies. * Develops comprehensive credit structures to meet the transactional needs of more complex clients. * Signs off on new, renewal and extension loans within delegated authority. * Conducts comprehensive portfolio monitoring including covenant compliance to identify deteriorating credit conditions. * Conducts performance analysis, engages with clients and assesses industry trends to identify risks and opportunities. * Evaluates portfolio performance and recommends capital allocation strategies that optimize returns with investment objectives. * Handles escalated client concerns and service requests, ensuring expectations are consistently met or exceeded. * Leads complex proposal development and delivers presentations to capture new business and expand client relationships. * Engages with industry peers and networks to gather competitive insights and best practices, applying this knowledge to maintain a competitive edge. * Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners. * Structures and supports new, renewal and extension loans aligned with client needs and bank & risk policies. * Conducts financial analysis and risk assessments of clients' credit information, for an assigned portfolio, to provide insights and make informed decisions. * Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis, taking corrective action when required. * Minimizes BMO's risk exposure by adhering to credit policies, regulatory standards, and operational guidelines. * Serves as a point of contact for service requests, ensuring expectations are consistently met or exceeded. Escalates issues when needed. * Supports and implements initiatives to enhance service quality, acquire new business and expand client relationships. * Identifies revenue and cross-selling opportunities to enhance portfolio growth. * Identifies share of wallet opportunities. * Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis. * Manages timely and accurate data entry into BMO's systems and leverages the data to support decision-making. * Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders. * Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine. * Implements changes in response to shifting trends. * Broader work or accountabilities may be assigned as needed. Qualifications: * Preferred 7+ years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment. * Bachelor's degree required, Master's degree preferred; Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience considered. * If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards. * Seasoned professional with a combination of education, experience and industry knowledge. Intermediate level of proficiency: * Structuring Deals * Change Management Advanced level of proficiency: * Detail-Oriented * Leadership Expert level of proficiency: * Loan Structuring * Regulatory Compliance * Portfolio Management * Credit Risk Assessment * Banking Operations * Financial analysis * Microsoft Office * Problem Solving * Customer Service Salary: $122,400.00 - $228,000.00 Pay Type: Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************* BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

The Program Management Sr. Manager accomplishes results through the management of professional team(s) and department(s). Integrates subject matter and industry expertise within a defined area. Contributes to standards around which others will operate. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the entire function. Requires basic commercial awareness. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Has responsibility for volume, quality, timeliness and delivery of end results of an area. May have responsibility for planning, budgeting and policy formulation within area of expertise. Involved in short-term planning resource planning. Full management responsibility of a team, which may include management of people, budget and planning, to include duties such as performance evaluation, compensation, hiring, disciplinary and terminations and may include budget approval. **Responsibilities:** + Collaborates with Group Manager, business requestors, and team members to manage marketing campaign assignments. Provides day-to-day oversight and support for team members to ensure resources are balanced and appropriate to meet demand. As needed, maintains campaign oversight and management functions while driving toward campaign efficiencies, governance, and process adherence. Identifies process opportunities. + Mentor team members and provide support and guidance specific to individual development plans + Partners with group manager, business requestors and cross-functional teams to oversee execution plans to drive business results, ensuring controls and compliance. + Identify program requirements, activities and manage implementation of projects as assigned, working with appropriate cross-functional teams to execute. + Influence team members regarding efficiency and feasibility; recommend improvements to program design or production alternatives for more efficient use of marketing dollars. Provide thought leadership and direction to functional groups. + Ensure programs are managed through completion on time and within budget. + Collaborate with stakeholders and cross functional teams (requires ability to liaise with internal and external partners and/or vendors) to launch campaigns and projects as expected, with high degree of quality, within regulatory guidelines and achieving desired results. + Works directly with marketing partners, financial teams and team members to understand program and project budget requirements. + Represent business as needed for governance and audit reviews. + Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards. **Qualifications:** + 6-10 years of experience + Experience in the credit card/financial services industry and Marketing preferred; i.e. customer acquisition, existing customer marketing campaigns, product upgrades, program launches. + People management experience highly desirable. + Advanced program management skills with focus on translating program needs into requirements and timelines, and ability to manage self and team members to drive execution and delivery against program objectives. + Demonstrated ability to succeed in a fast-paced, rapidly changing, matrixed business environment. + Ability to manage high-capacity workload and effectively plan, prioritize, assign and complete projects on time. + Exceptional communication skills (verbal and written); able to articulate needs and influence based on the message versus relying on authority. + Ability to think strategically, continuously looking for opportunities and efficiencies to meet evolving business needs. + Excellent attention to detail; understanding of core marketing principles. + Knowledge of automated solutions and agile marketing techniques to facilitate accelerated marketing timelines is highly desirable. **Education:** + Bachelor's/University degree, Master's degree preferred This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ **Job Family Group:** Marketing ------------------------------------------------------ **Job Family:** Marketing Program Management ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** Schaumburg Illinois United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** $114,720.00 - $172,080.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Please see the requirements listed above. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** Jan 12, 2026 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._ _View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

The Program Management Sr. Manager accomplishes results through the management of professional team(s) and department(s). Integrates subject matter and industry expertise within a defined area. Contributes to standards around which others will operate. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the entire function. Requires basic commercial awareness. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Has responsibility for volume, quality, timeliness and delivery of end results of an area. May have responsibility for planning, budgeting and policy formulation within area of expertise. Involved in short-term planning resource planning. Full management responsibility of a team, which may include management of people, budget and planning, to include duties such as performance evaluation, compensation, hiring, disciplinary and terminations and may include budget approval. Responsibilities: Collaborates with Group Manager, business requestors, and team members to manage marketing campaign assignments. Provides day-to-day oversight and support for team members to ensure resources are balanced and appropriate to meet demand. As needed, maintains campaign oversight and management functions while driving toward campaign efficiencies, governance, and process adherence. Identifies process opportunities. Mentor team members and provide support and guidance specific to individual development plans Partners with group manager, business requestors and cross-functional teams to oversee execution plans to drive business results, ensuring controls and compliance. Identify program requirements, activities and manage implementation of projects as assigned, working with appropriate cross-functional teams to execute. Influence team members regarding efficiency and feasibility; recommend improvements to program design or production alternatives for more efficient use of marketing dollars. Provide thought leadership and direction to functional groups. Ensure programs are managed through completion on time and within budget. Collaborate with stakeholders and cross functional teams (requires ability to liaise with internal and external partners and/or vendors) to launch campaigns and projects as expected, with high degree of quality, within regulatory guidelines and achieving desired results. Works directly with marketing partners, financial teams and team members to understand program and project budget requirements. Represent business as needed for governance and audit reviews. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards. Qualifications: 6-10 years of experience Experience in the credit card/financial services industry and Marketing preferred; i.e. customer acquisition, existing customer marketing campaigns, product upgrades, program launches. People management experience highly desirable. Advanced program management skills with focus on translating program needs into requirements and timelines, and ability to manage self and team members to drive execution and delivery against program objectives. Demonstrated ability to succeed in a fast-paced, rapidly changing, matrixed business environment. Ability to manage high-capacity workload and effectively plan, prioritize, assign and complete projects on time. Exceptional communication skills (verbal and written); able to articulate needs and influence based on the message versus relying on authority. Ability to think strategically, continuously looking for opportunities and efficiencies to meet evolving business needs. Excellent attention to detail; understanding of core marketing principles. Knowledge of automated solutions and agile marketing techniques to facilitate accelerated marketing timelines is highly desirable. Education: Bachelor's/University degree, Master's degree preferred This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ Job Family Group: Marketing ------------------------------------------------------ Job Family: Marketing Program Management ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Schaumburg Illinois United States ------------------------------------------------------ Primary Location Full Time Salary Range: $114,720.00 - $172,080.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Jan 12, 2026 ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

About the Role We are seeking an Associate Director, Integrated Brand Campaigns to shape, activate, and optimize integrated brand campaigns that connect with our target audiences and drive measurable impact. This is a player-coach role-you will roll up your sleeves to design and execute campaigns while also coaching and enabling a small but growing team. The Associate Director will oversee all aspects of campaign planning-audience definition, channel strategy, media planning, stakeholder engagement, activation, and performance optimization. With one direct report (Campaign Manager) and collaboration across the go-to-market organization, corporate and internal coms, this role is both hands-on and highly strategic. Position Location: Chicago, IL (Hybrid - 4 days onsite per week) Key Responsibilities: Campaign Strategy & Development Develop and refine integrated brand campaign strategies aligned with company objectives and brand positioning. Define target audiences, market segments, and budget recommendations that inform campaign design. Partner with creative teams and agencies to translate brand narratives into compelling, multi-channel campaign concepts. Channel & Media Planning Partner with performance marketing, digital, creative teams and agencies to select channels (paid, owned, earned, internal) that maximize reach and impact. Drive media planning and allocation recommendations in collaboration with performance marketing. Activation & Execution Actively manage campaign briefs, creative development, and stakeholder reviews. Directly lead elements of campaign activation while guiding and enabling your Campaign Manager and cross functional partners to execute with excellence. Ensure campaign consistency across internal (employees, stakeholders) and external (clients, prospects, partners) audiences. Performance & Optimization Monitor campaign performance through established KPIs and dashboards. Recommend optimizations in real-time to improve engagement, efficiency, and ROI. Leadership & Collaboration Serve as a player-coach-contributing directly to campaign work while developing and mentoring your direct report. Act as a key partner to senior marketing, product, and commercial leaders, ensuring campaign alignment with business priorities. Collaborate closely with creative, content, media, and analytics Centers of Excellence. Qualifications: 7-10 years of experience in brand marketing, campaign strategy, or integrated marketing roles. Proven track record designing and delivering multi-channel brand campaigns that balance brand and demand objectives. Strong understanding of media planning and channel selection across paid, owned, earned, shared and internal communications. Experience working within a matrixed, global marketing organization. Exceptional stakeholder management skills, with ability to influence at senior levels. Strong analytical mindset; ability to interpret data and translate insights into actionable strategies. Prior leadership or management experience required; ability to both do and enable work. Why Join Us? This is a rare opportunity to build and scale a strategic campaign function at a leading global brand in financial services. You'll play a hands-on role in delivering integrated brand campaigns while also developing talent and scaling the function. As a player-coach, you'll help shape how we bring our challenger brand positioning to life in the market-unlocking growth, influence, and connection across diverse audiences. Compensation and Benefits At Morningstar we believe people are at their best when they are at their healthiest. That's why we champion your wellness through a wide-range of programs that support all stages of your personal and professional life. Here are some examples of the offerings we provide: Financial Health 75% 401k match up to 7% Stock Ownership Potential Company provided life insurance - 1x salary + commission Physical Health Comprehensive health benefits (medical/dental/vision) including potential premium discounts and company-provided HSA contributions (up to $500-$2,000 annually) for specific plans and coverages Additional medical Wellness Incentives - up to $300-$600 annual Company-provided long- and short-term disability insurance Emotional Health Trust-Based Time Off 6-week Paid Sabbatical Program 6-Week Paid Family Caregiving Leave Competitive 8-24 Week Paid Parental Bonding Leave Adoption Assistance Leadership Coaching & Formal Mentorship Opportunities Annual Education Stipend Tuition Reimbursement Social Health Charitable Matching Gifts program Dollars for Doers volunteer program Paid volunteering days 15+ Employee Resource & Affinity Groups Total Cash Compensation Range $121,400.00 - 218,525.00 USD Annual Inclusive of annual base salary and target incentive Morningstar's hybrid work environment gives you the opportunity to collaborate in-person each week as we've found that we're at our best when we're purposely together on a regular basis. In most of our locations, our hybrid work model is four days in-office each week. A range of other benefits are also available to enhance flexibility as needs change. No matter where you are, you'll have tools and resources to engage meaningfully with your global colleagues. 001_MstarInc Morningstar Inc. Legal Entity