Mortgage banker resume examples from 2026
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How to write a mortgage banker resume
Craft a resume summary statement
Your resume summary sums up your experience and skills, making it easy for hiring managers to understand your qualifications at a glance. Here are some tips to writing the most important 2-4 sentences of your resume:
Step 1: Mention your current job title or the role you're pursuing.
Step 2: Include your years of experience in mortgage banker-related roles. Consider adding relevant company and industry experience as relevant to the job listing.
Step 3: Highlight your greatest accomplishments. Here is your chance to make sure your biggest wins aren't buried in your resume.
Step 4: Again, keep it short. Your goal is to summarize your experience and highlight your accomplishments, not write a paragraph.
These four steps should give you a strong elevator pitch and land you some mortgage banker interviews.Please upload your resume so Zippia’s job hunt AI can draft a summary statement for you.
List the right project manager skills
Your Skills section is a place to list all relevant skills and abilities. Here is how to make the most of your skills section and make sure you have the right keywords:
- You often need to include the exact keywords from the job description in your resume. Look at the job listing and consider which of the listed skills you have experience with, along with related skills.
- Include as many relevant hard skills and soft skills as possible from the listing.
- Use the most up to date and accurate terms. Don't forget to be specific.
Here are example skills to include in your “Area of Expertise” on a mortgage banker resume:
- Customer Service
- NMLS
- Federal Regulations
- Bank Products
- Loan Programs
- Origination
- FHA
- Credit Data
- Cross-Selling
- Residential Mortgage Loans
- Loan Products
- USDA
- RESPA
- Fannie MAE
- Jumbo
- FNMA
- Credit History
- Loan Process
- FHLMC
- Freddie Mac
- Past Clients
- Loan Origination
- Financial Statements
- Client Service
- Mortgage Products
- Client Relationships
- Commercial Banking
- Business Relationships
- Outbound Calls
- Business Development
Zippia’s AI can customize your resume for you.
How to structure your work experience
Your work experience should be structured:
- With your most recent roles first, followed by earlier roles in reverse chronological order.
- Job title, along with company name and location on the left.
- Put the corresponding dates of employment on the left side.
- Keep only relevant jobs on your work experience.
How to write mortgage banker experience bullet points
Your resume is your chance to show your biggest accomplishments. Don't just list your job responsibilities, instead take the opportunity to show why you're really good at what you do. Here is how you do that:
- Start with strong action verbs like managed, spearheaded, created, etc. Your goal is to show what you did and verbs will help demonstrate your contributions.
- Use numbers to quantify your achievements. Did you save time with a new report? Increase revenue? How large was the team you managed?
- Keep it concise. You're highlighting your achievements. Consider if all details you are sharing are relevant, or can be written more efficiently.
Here are examples from great mortgage banker resumes:
Work history example #1
Loan Officer
Bank of America
- Obtained and continues to maintain NMLS Loan Officer Licenses in states of MA and maintain NMLS license.
- Determined a borrower's purchasing ability through reviewing income and asset documentation, along with credit worthiness.
- Assisted with Teller cash balancing, service ATM machines, replenish cash, monitor cash balances in ATMs.
- Communicated with FHA, VA, FNMA and FHLMC investors for any missing documents that were not included at closing.
- Ensured loans were canceled or declined within a timely manner for RESPA compliance.
Work history example #2
Mortgage Banker
Community Loans of America
- Performed financial analysis on borrower's credit profile, evaluated debt-to-income ratios and other various factors.
- Implemented underwriting guidelines and principles to secure mortgage loan financing for low-income and first-time borrowers.
- Assisted underwriters in obtaining information to clear approval conditions, input loan information into system, relay underwriting decisions to clients.
- Collected the upfront required documentation per FNMA/FHLMC/FHA guidelines in order to send application to processing and underwriting.
- Handled large default/foreclosure portfolios of over 100 closings a month.
Work history example #3
Loan Originator
Freedom Mortgage
- Pre-Qualified loans for Investors approval through copy packages and or DU/LP originating systems.
- Ensured accurate and timely loan processing through efficient compilation of borrowers information and loan document verification.
- Reviewed files for compliance, including RESPA, Fair Lending and Equal Credit.
- Experienced in originating conforming and non-conforming mortgages, FHA, construction loans, heloc's and home equity loans.
- Entered application information electronically and gathered complete documentation for submission for loan approval.
Work history example #4
Mortgage Banker
U.S. Bank
- Assisted with branch operations such as general ledger accounts, cash levels, and ATM maintenance.
- Originated and processed various loan products including government, conventional, portfolio, construction, USDA mortgages, home equity line/loans.
- Provided quality loans for the company by underwriting and evaluating residential mortgage applications originated by U.S. Bank branch office guidelines.
- Followed Government (FHA, VA and USDA) guidelines to determine eligibility for loss mitigation options.
- Registered with National Mortgage Licensing System (NMLS) under the terms of the S.A.F.E.
Zippia’s AI can customize your resume for you.
Add an education section to your resume
The education section should display your highest degree first.
Place your education section appropriately on your resume. If you graduated over 5 years ago, this section should be at the bottom of your resume. If you just graduated and lack relevant work experience, the education section should go to the top.
If you have a bachelor's or master's degree, do not list your high school education. If your graduation year is more than 15-20 years ago, it's better not to include dates in this section.
Here are some examples of good education entries for resumes:
Bachelor's Degree in management
American InterContinental University, Chandler, AZ
2009 - 2012
Some College Courses in business
Strayer University, Washington, DC
2010 - 2010
Highlight your mortgage banker certifications on your resume
If you have any additional certifications, add them to the certification section.
Start simple. Include the full name of the certification. It's also good to mention the organization that issued the certification. Next, specify when you obtained the certification.
If you have any of these certifications, be sure to include them on your mortgage banker resume:
- Certified Mortgage Banker (CMB)
- Certified Sales Professional (CSP)
- International Accredited Business Accountant (IABA)