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Mortgage consultant salary
Average mortgage consultant salary
$38,934
Understanding the Mortgage Consultant Salary
A Mortgage Consultant typically earns an average salary of $38,934 annually, translating to about $19 per hour. Salaries can vary based on factors such as geographic location, years of experience, and specific employer. For instance, experienced consultants in areas with a higher cost of living often earn significantly more.
Top Paying States: Some of the highest-paying states for mortgage consultants include California, New York, and Texas. These states offer competitive salaries that reflect the demand for skilled professionals.
Consultants at the entry level may start at lower salaries, but with experience and expertise, earnings can increase substantially. For those looking to advance their careers, gaining additional certifications or specializing in specific loan types can lead to higher compensation. By understanding the salary landscape, mortgage consultants can better navigate their career paths and pursue opportunities that align with their financial goals.
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Where can a Mortgage Consultant earn more?
Mortgage consultant salaries by experience level
| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level mortgage consultant | $25,300 | $12.18 |
| Mid-level mortgage consultant | $41,700 | $20.03 |
| Senior-level mortgage consultant | $74,400 | $35.75 |
Mortgage consultant salary estimates from across the web
Average mortgage consultant salary by state
The highest-paying states for mortgage consultants are New York, Maryland, and Connecticut. The lowest average mortgage consultant salary states are Alaska, Louisiana, and Alabama.
- State view
- County view
Highest paying states for mortgage consultants
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | South Dakota | $55,066 | $26.47 |
| 2 | Rhode Island | $54,507 | $26.21 |
| 3 | Maine | $52,824 | $25.40 |
| 4 | North Carolina | $53,149 | $25.55 |
| 5 | New York | $60,549 | $29.11 |
| 6 | Pennsylvania | $54,276 | $26.09 |
| 7 | Wyoming | $47,876 | $23.02 |
| 8 | Connecticut | $55,889 | $26.87 |
| 9 | New Jersey | $54,103 | $26.01 |
| 10 | Maryland | $58,684 | $28.21 |
| 11 | Vermont | $49,261 | $23.68 |
| 12 | Michigan | $47,764 | $22.96 |
| 13 | North Dakota | $46,048 | $22.14 |
| 14 | Montana | $47,402 | $22.79 |
| 15 | New Mexico | $50,477 | $24.27 |
| 16 | Minnesota | $44,732 | $21.51 |
| 17 | Ohio | $45,659 | $21.95 |
| 18 | Arkansas | $49,821 | $23.95 |
| 19 | Missouri | $47,211 | $22.70 |
| 20 | Hawaii | $49,683 | $23.89 |
| 21 | Washington | $48,293 | $23.22 |
| 22 | District of Columbia | $50,318 | $24.19 |
| 23 | Wisconsin | $46,730 | $22.47 |
| 24 | Kansas | $43,802 | $21.06 |
| 25 | Florida | $42,091 | $20.24 |
| 26 | New Hampshire | $47,195 | $22.69 |
| 27 | Oklahoma | $40,227 | $19.34 |
| 28 | Virginia | $48,217 | $23.18 |
| 29 | Oregon | $44,825 | $21.55 |
| 30 | Massachusetts | $47,517 | $22.84 |
| 31 | West Virginia | $43,543 | $20.93 |
| 32 | Iowa | $43,379 | $20.86 |
| 33 | Indiana | $41,585 | $19.99 |
| 34 | Nevada | $40,552 | $19.50 |
| 35 | Texas | $41,108 | $19.76 |
| 36 | Delaware | $40,553 | $19.50 |
| 37 | Illinois | $39,655 | $19.06 |
| 38 | Arizona | $38,110 | $18.32 |
| 39 | Kentucky | $40,506 | $19.47 |
| 40 | Tennessee | $40,408 | $19.43 |
| 41 | Colorado | $38,539 | $18.53 |
| 42 | Alabama | $33,116 | $15.92 |
| 43 | Mississippi | $32,166 | $15.46 |
| 44 | Georgia | $38,522 | $18.52 |
| 45 | Nebraska | $39,240 | $18.87 |
| 46 | Alaska | $36,605 | $17.60 |
| 47 | California | $37,176 | $17.87 |
| 48 | Utah | $30,958 | $14.88 |
| 49 | Idaho | $31,374 | $15.08 |
| 50 | South Carolina | $37,118 | $17.85 |
| 51 | Louisiana | $36,077 | $17.34 |
Highest paying cities for mortgage consultants
The highest-paying cities for mortgage consultants are New York, NY, Philadelphia, PA, and Jacksonville, NC.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New York, NY | $60,932 | $29.29 |
| 2 | Philadelphia, PA | $55,379 | $26.62 |
| 3 | Jacksonville, NC | $55,033 | $26.46 |
| 4 | Washington, DC | $50,308 | $24.19 |
| 5 | Jacksonville, AR | $49,617 | $23.85 |
| 6 | Seattle, WA | $48,297 | $23.22 |
| 7 | Troy, MI | $48,024 | $23.09 |
| 8 | Richmond, VA | $47,579 | $22.87 |
| 9 | Dublin, OH | $45,105 | $21.69 |
| 10 | Minneapolis, MN | $44,737 | $21.51 |
| 11 | Overland Park, KS | $44,023 | $21.16 |
| 12 | Jacksonville, FL | $42,169 | $20.27 |
| 13 | Carmel, IN | $41,506 | $19.95 |
| 14 | Knoxville, TN | $41,128 | $19.77 |
| 15 | Houston, TX | $41,119 | $19.77 |
| 16 | Lake in the Hills, IL | $39,851 | $19.16 |
| 17 | Lincoln, NE | $39,061 | $18.78 |
| 18 | Fort Collins, CO | $39,045 | $18.77 |
| 19 | Atlanta, GA | $38,477 | $18.50 |
| 20 | Myrtle Beach, SC | $38,285 | $18.41 |
Mortgage consultant salary details
A mortgage consultant's salary ranges from $23,000 a year at the 10th percentile to $63,000 at the 90th percentile.
What is a mortgage consultant's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $63,000 | $5,250 | $30 |
| 75th Percentile | $50,000 | $4,167 | $24 |
| Average | $38,934 | $3,245 | $19 |
| 25th Percentile | $30,000 | $2,500 | $14 |
| 10th Percentile | $23,000 | $1,917 | $11 |
Highest paying mortgage consultant jobs
The highest paying types of mortgage consultants are bank officer, consultant, and commercial loan officer.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Loan Originator | $41,291 | $3,441 | $19.85 | 10,716 |
| Bank Officer | $79,562 | $6,630 | $38.25 | 69,880 |
| Closer | $29,291 | $2,441 | $14.08 | 7,560 |
| Loan Officer | $45,817 | $3,818 | $22.03 | 63,663 |
| Commercial Underwriter | $59,051 | $4,921 | $28.39 | 31,908 |
| Underwriter | $61,751 | $5,146 | $29.69 | 8,510 |
Top companies hiring mortgage consultants now:
Which companies pay mortgage consultants the most?
Mortgage consultant salaries at Centennial Bank and PrimeWay Federal Credit Union are the highest-paying according to our most recent salary estimates. In addition, the average mortgage consultant salary at companies like Carolina Farm Credit and Apg Federal Credit Union are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Home Bancshares Inc. | $52,125 | $25.06 |
| 2 | PrimeWay Federal Credit Union | $50,515 | $24.29 |
| 3 | Carolina Farm Credit | $50,030 | $24.05 |
| 4 | Apg Federal Credit Union | $49,352 | $23.73 |
| 5 | Mutual 1st Federal Credit Union | $48,545 | $23.34 |
| 6 | The Leazer Group | $47,555 | $22.86 |
| 7 | America First Credit Union | $46,924 | $22.56 |
| 8 | Cardinal Financial | $46,879 | $22.54 |
| 9 | D.R. Horton | $46,804 | $22.50 |
| 10 | Farm Credit System | $46,613 | $22.41 |
| 11 | Simmons Bank | $46,407 | $22.31 |
| 12 | Strata | $45,714 | $21.98 |
| 13 | Finance of America | $45,618 | $21.93 |
| 14 | Alaska USA | $45,312 | $21.78 |
| 15 | TruStone Financial Credit Union | $44,835 | $21.56 |
| 16 | Kinecta | $43,455 | $20.89 |
| 17 | People Driven Credit Union | $43,210 | $20.77 |
| 18 | BancorpSouth | $42,904 | $20.63 |
| 19 | Washington Trust Bank | $42,876 | $20.61 |
| 20 | United Federal Credit Union | $42,843 | $20.60 |
Wage gap by gender, race and education
Mortgage consultant salary trends
The average mortgage consultant salary has risen by $3,609 over the last ten years. In 2014, the average mortgage consultant earned $35,325 annually, but today, they earn $38,934 a year. That works out to a 0% change in pay for mortgage consultants over the last decade.
Compare mortgage consultant salaries for cities or states with the national average over time.
Average mortgage consultant salary over time
Compare mortgage consultant salaries for individual cities or states with the national average.
Mortgage consultant salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $38,900 | $18.72 | +1.1% |
| 2024 | $38,500 | $18.52 | +0.4% |
| 2023 | $38,400 | $18.45 | -2.6% |
| 2022 | $39,400 | $18.92 | +1.6% |
| 2021 | $38,700 | $18.63 | +0.3% |
Recently added mortgage consultant salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Get It-Finance | Florida Mortgage Loan Originator-Remote | WFH | Jacksonville, FL | 06/29/2025 | $50,000 |
| Get It-Real Estate | Mortgage Loan Originator-Remote | WFH | Tempe, AZ | 06/29/2025 | $41,740 |
| Get It-Real Estate | Mortgage Loan Consultant-Remote | WFH | Alpharetta, GA | 06/29/2025 | $41,740 |
| Get It-Real Estate | Mortgage Loan Originator-Remote | WFH | San Antonio, TX | 06/29/2025 | $24,000 |
| Get It-Real Estate | Mortgage Loan Originator-Remote | WFH | Seattle, WA | 06/29/2025 | $100,000 |
| Get It-Real Estate | Mortgage Loan Originator-Remote | WFH | Salina, KS | 06/29/2025 | $41,740 |
| Get It-Real Estate | Licensed Mortgage Loan Originator-Remote | WFH | Irvine, CA | 06/29/2025 | $80,000 |
| Get It-Real Estate | Mortgage Loan Originator-Remote | WFH | Cheyenne, WY | 06/29/2025 | $24,000 |
| Get It-Real Estate | Mortgage Loan Originator-Remote | WFH | Jacksonville, FL | 06/29/2025 | $50,000 |
| Get It-Real Estate | Mortgage Loan Originator-Remote | WFH | Green Bay, WI | 06/29/2025 | $41,740 |
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