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Job outlook for mortgage counselors in the United States
Mortgage counselor job growth summary. After extensive research, interviews, and analysis, Zippia's data science team found that:
The projected mortgage counselor job growth rate is -8% from 2018-2028.
About -17,500 new jobs for mortgage counselors are projected over the next decade.
Mortgage counselor salaries have increased 4% for mortgage counselors in the last 5 years.
There are over 3,849 mortgage counselors currently employed in the United States.
There are 30,694 active mortgage counselor job openings in the US.
The average mortgage counselor salary is $36,967.
Are mortgage counselor jobs in demand?
Mortgage counselor job and salary trends over time
Mortgage counselor jobs over time
Mortgage counselor job growth rate over time
| Year | # of jobs | % of population |
|---|---|---|
| 2021 | 3,849 | 0.00% |
| 2020 | 3,830 | 0.00% |
| 2019 | 4,010 | 0.00% |
| 2018 | 4,429 | 0.00% |
| 2017 | 4,508 | 0.00% |
Average mortgage counselor salary over time
Mortgage counselor salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $36,967 | $17.77 | +0.5% |
| 2024 | $36,790 | $17.69 | +1.7% |
| 2023 | $36,174 | $17.39 | +1.1% |
| 2022 | $35,798 | $17.21 | +0.7% |
| 2021 | $35,533 | $17.08 | +1.2% |
Mortgage counselor jobs by state
Most common states for mortgage counselors
| Rank | State | Population | # of jobs | Employment/ 1000ppl |
|---|---|---|---|---|
| 1 | District of Columbia | 693,972 | 98 | 14% |
| 2 | Wyoming | 579,315 | 57 | 10% |
| 3 | Delaware | 961,939 | 86 | 9% |
| 4 | Montana | 1,050,493 | 87 | 8% |
| 5 | Arizona | 7,016,270 | 471 | 7% |
| 6 | Colorado | 5,607,154 | 372 | 7% |
| 7 | Connecticut | 3,588,184 | 245 | 7% |
| 8 | South Dakota | 869,666 | 57 | 7% |
| 9 | North Dakota | 755,393 | 56 | 7% |
| 10 | Pennsylvania | 12,805,537 | 794 | 6% |
| 11 | Maryland | 6,052,177 | 372 | 6% |
| 12 | Minnesota | 5,576,606 | 342 | 6% |
| 13 | Alaska | 739,795 | 48 | 6% |
| 14 | Florida | 20,984,400 | 994 | 5% |
| 15 | New York | 19,849,399 | 940 | 5% |
| 16 | New Jersey | 9,005,644 | 452 | 5% |
| 17 | South Carolina | 5,024,369 | 236 | 5% |
| 18 | Idaho | 1,716,943 | 92 | 5% |
| 19 | New Hampshire | 1,342,795 | 66 | 5% |
| 20 | Rhode Island | 1,059,639 | 57 | 5% |
Most common cities for mortgage counselors
| Rank | City | # of jobs | Employment/ 1000ppl | Avg. salary |
|---|---|---|---|---|
| 1 | Pensacola | 1 | 2% | $36,884 |
| 2 | Medford | 1 | 1% | $36,938 |
Mortgage Counselor job outlook: Expert opinions
Our panel of mortgage counselor experts
Louisiana State University at Shreveport
Carolina Christian College
Montana State University – Bozeman
American University
Virginia Polytechnic Institute and State University
Ohio University
Vanguard University
Angelo State University
What will help Mortgage Counselors increase their earning potential?
Emily Yowell Ph.D.: Psychologists should be aware of what others in their field are making for similar positions. It is important to ask for what your work is worth in an initial position to assure raises are based on a solid starting salary. Newer psychologists may also consider asking for an early review that prompts an early conversation around potential raises, bonus, or other job benefits.
Kacie Blalock Ph.D.
Associate Professor; Director, Master of CounselingLouisiana State University at Shreveport
Department Of Psychology
What soft skills should all Mortgage Counselors possess?
Kacie Blalock Ph.D.: Soft skills that are essential for counselors include emotional intelligence, empathy, multicultural competency, interpersonal abilities, and authenticity.
What hard/technical skills are most important for Mortgage Counselors?
Kacie Blalock Ph.D.: It is important that counselors are able to effectively take notes and summarize progress, interpret assessments, memorize and recall information, and keep clear yet concise records.
What type of skills will young Mortgage Counselors need?
Dr. Andrew Wood: For Biblical Studies, it is vital that graduates have a genuine relationship with Jesus, that they are people of humility and integrity, desire to be lifelong learners, and have open minds to new things they learn that may challenge their original assumptions. They need to have a strong work ethic, organizational, and time management skills to work on their own productively and with integrity.
Dr. Mark Nelson
Professor and Program LeaderMontana State University – Bozeman
Department of Health and Human Development; Graduate Program – School Counseling
Are there any particularly good places in the United States for Mortgage Counselors to find work opportunities?
Dr. Mark Nelson: Rocky Mountain and western states seem to have many opportunities. This may be due to the westward migration in the U.S. population.
Will there be an increase or decrease in demand for Mortgage Counselors in the next 5 years?
Dr. Michelle Newton-Francis Ph.D.: The upheaval of the pandemic sees graduates entering the worst job market in more than a decade. Still, some forecasters say it is slowly getting better. I encourage graduates to remain flexible in their thinking and search strategies. For example, many companies will expand their remote positions, opening opportunities for jobs they may not have previously considered due to geographic location. Pandemic or not, graduates may not obtain their "dream job" right away and should also consider opportunities that build transferable skills. Pandemic or not, job searching should always be treated like a full-time job. It is just more challenging and competitive right now. Networking is vital and remains one of the most viable ways to get a job. To create networks, students should take advantage of virtual or socially distanced internships, which build contacts and skills. Students and alumni often overlook their college career centers, which offer invaluable services (and connections), including virtual career fairs and meetings with potential employers.
What type of skills will young Mortgage Counselors need?
Dr. Thomas Dearden Ph.D.: Indeed, the way we work is changing. The skills that young graduates will need are diverse. Transferable skills and soft skills will certainly be marketable. These include traditional crafts such as communication, but I also think the world expects more empathy from its employees. Young graduates with an understanding of racism, sexism, and environmental responsibility will become increasingly important.
How do you envision technology impacting Mortgage Counselors in the next 5 years?
Christine Suniti Bhat: The pandemic has already altered the way in which school counselors are engaging with their students. The importance of learning management systems and dynamic tools to interact with students online will continue to grow. School counselors will have to be prepared to deliver individual services as well as group and class interventions using technologies such as Zoom or Microsoft Teams.
This is something that we would not have anticipated five years ago. School counselors may also have to address issues related to isolation, loneliness, and excessive screen time, along with some of the issues that are related to the misuse of technology such as cyberbullying and sexting. Prevention (before problems arise) and intervention (addressing issues after they arise) are both important. Overall, health and wellness in relation to the use of technology will become more important.
Dr. Tommy Casarez Ph.D.
Dr., Assistant Professor of Historical and Systematic TheologyVanguard University
Religion, Undergraduate Religion
What general advice would you give to a Mortgage Counselor?
Dr. Tommy Casarez Ph.D.: Opportunities come in many different shapes and sizes, but they are still out there. Whether you are seeking to land a job in education or the non-profit sector, you will need to familiarize yourself and get used to all things digital, for the sake of communicating effectively. The younger your student or service partner's mindset, the more digitally savvy you will need to be, especially in the classroom and in the non-profit world.
Lesley Casarez Ph.D.
Director, Quality Enhancement Plan Program Coordinator, M.S. Professional School Counseling Associate Professor, Curriculum and InstructionAngelo State University
Department of Curriculum and Instruction
What technology do you think will become more important and prevalent for Mortgage Counselors in the next 3-5 years?
Lesley Casarez Ph.D.: Graduates will need to learn to use technology in which virtual platforms are taking place and web conferencing platforms. Numerous platforms are being used, so the particular platform itself is not as crucial as being well-versed in how virtual education differs from face-to-face environments. Typically, the instructional role in online learning is more of a facilitator, as the educator guides the students to think critically, integrate, and apply new knowledge. This may be difficult for educators who would rather stand in front of a classroom and pass on their knowledge through lecture-based formats. Additionally, being well-versed in various web conferencing platforms will benefit graduates, as they move into a career that is currently requiring communication in virtual environments.