Mortgage loan specialist resume examples from 2026
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How to write a mortgage loan specialist resume
Craft a resume summary statement
Put a resume summary on the top of your resume to highlight your accomplishments. A resume summary sums up your experience and skills, making it easy for hiring managers to understand your qualifications at a glance. Here are some tips to write a strong, impressive resume summary:
Step 1: Mention your current job title or the role you're pursuing.
Step 2: Include your years of experience in mortgage loan specialist-related roles. Consider adding relevant company and industry experience as relevant to the job listing.
Step 3: Highlight your greatest accomplishments. Here is your chance to make sure your biggest wins aren't buried in your resume.
Step 4: Again, keep it short. Your goal is to summarize your experience and highlight your accomplishments, not write a paragraph.
These four steps should give you a strong elevator pitch and land you some mortgage loan specialist interviews.Please upload your resume so Zippia’s job hunt AI can draft a summary statement for you.
List the right project manager skills
Many resumes are filtered out by hiring software before a human eye ever sees them. A robust Skills section can let recruiters (and bots) know you have the skills to do the job. Here is how to make the most of your skills section:
- Start with the job listing. Frequently, the keywords looked for by recruiters will be listed. Be careful to include all skills in the job listing you have experience with.
- Consider all the software and tools you use on a daily basis. When in doubt, list them!
- Make sure you use accurate and up to date terms for all the skills listed.
Here are example skills to include in your “Area of Expertise” on a mortgage loan specialist resume:
- Customer Service
- FHA
- Escrow Accounts
- Underwriting Approval
- Loan Process
- Credit Reports
- Loan Modifications
- Loan Packages
- Fannie MAE
- USDA
- Outbound Calls
- Loan Products
- Inbound Calls
- Loss Mitigation
- Loan Programs
- HUD-1
- Investor Guidelines
- RESPA
- Loan Approval
- Financial Data
- Mers
- Loan Closings
- Payment Arrangements
- Financial Statements
- Account Executives
- Credit Worthiness
- FNMA
- Conventional Loans
- Customer Inquiries
- Tax Returns
Zippia’s AI can customize your resume for you.
How to structure your work experience
A work experience section is a vital part of your resume because it shows you have the experience to succeed in your next job.
- Put your most recent experience first. Prospective employers care about your most recent accomplishments the most.
- Put the job title, company name, city, and state on the left. Align dates in month and year format on the right-hand side.
- Include only recent, relevant jobs. This means if you're a fairly experienced worker, you might need to leave off that first internship or other positions in favor of highlighting more pertinent positions.
How to write mortgage loan specialist experience bullet points
Your resume is not a list of responsibilities or a job description. Instead, it is your chance to show your accomplishments and show why you're good at what you do.
- Use the What, How, and Why format. Answering these questions turns a bland job description into an effective showcase of your abilities.
- What were your responsibilities or goals?
- How did you accomplish them?
- Why were your results important? (How did it impact your company? Can you quantify the results in numbers? )
Here are great bullet points from mortgage loan specialist resumes:
Work history example #1
Junior Loan Officer
JPMorgan Chase
- Processed escrow for loans that have applied for a loan modification.
- Worked with borrowers and banking loan consultants by obtaining missing documentation and resolving any issues and escalations.
- Participated in a FHA pilot training program so processors can be certified in processing FHA loans.
- Documented any potential issue or concerns regarding loan reasonableness or potential fraud/misrepresentation.
- Worked with Financial Advisers and the clients to successfully submit loans to underwriting.
Work history example #2
Mortgage Analyst
Science Applications International ...
- Originated FHA and conventional loans through purchase money and refinance transactions
- Processed FHA, VA, and Conventional loans for 6 loan officers and prepared closing fee sheets.
- Implemented custom changes to the content management solution using HTML/JavaScript and migrated data into an Oracle DB via data load utilities.
- Completed second level review to ensure the underwriters calculations of all sources of income were calculated correctly for final submittal.
- Stayed current on all policies and procedures to incorporate that knowledge into thorough reviews.
Work history example #3
Mortgage Loan Specialist
JPMorgan Chase
- Processed escrow for loans that have applied for a loan modification.
- Coordinated and collected approval conditions Reviewed and analyzed newly opened loan packages to submit to various lenders following guidelines and automated systems
- Structured and maintained home equity loans in accordance to customer needs.
- Worked closely with borrowers to ensure proper and accurate loan documentation was received for underwriting review.
- Performed full manual underwriting of files submitted under the USDA Guaranteed Rural Housing Program.
Work history example #4
Junior Underwriter
Bank of America
- Validated automated approvals and calculated/met conditions for income, assets and collateral.
- Obtained SASE Level 2 authority - Reviewed and followed up with credit bureaus and employers to verify accuracy of information.
- Performed escrow analysis and submit payment letter, reflecting effect of modification
- Examined various lending types (conventional, FHA, FNMA) for loan modifications.
- Calculated income, DTI, LTV and assets according to FNMA, FHLMC Conventional guidelines.
Zippia’s AI can customize your resume for you.
Add an education section to your resume
Here is the best way to format your education section:
- Display your highest degree first.
- If you graduated over 5 years ago, put this section at the bottom of your resume. If you lack relevant work experience, the education section should go to the top.
- If you have a bachelor's or master's degree, do not list your high school education.
- If your graduation year is more than 15-20 years ago, it's better not to include dates in this section.
Here are some examples of good education entries from mortgage loan specialist resumes:
Some College Courses in business
California State University - San Bernardino, San Bernardino, CA
2003 - 2003
Some College Courses in education
University of Georgia, East Broad Street, Athens, GA
2006 - 2006
Highlight your mortgage loan specialist certifications on your resume
Certifications are a great way to showcase special expertise or niche skills. Some jobs even require certifications to be hired.
To list, use the full name of the certification and the organization that issued it, along with the date of achievement.
If you have any of these certifications, be sure to include them on your mortgage loan specialist resume:
- Certified Coding Specialist (CCS)