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Mortgage originator full time jobs - 94 jobs

  • Commercial Mortgage Loan Analyst - Cincinnati, OH

    Ameritas 4.7company rating

    Cincinnati, OH

    Back Commercial Mortgage Loan Analyst #5679 Multiple Locations Apply X Facebook LinkedIn Email Copy Position Locations Lincoln, Nebraska, United StatesCincinnati, Ohio, United States Area of Interests Investments Full-Time/Part Time Full-time Job Description Provide analytical support to the loan production and portfolio management activities of the Commercial Mortgage and Real Estate group of Ameritas Investment Partners (AIP). This is a hybrid role working partially in-office (Cincinnati, OH or Lincoln, NE) and partially from home. What you do: Provide initial review, analysis and written recommendations on new mortgage loans presented by loan correspondents or other sources. For loan opportunities, complete submission briefs, draft application-commitment documents and other related loan production documents. Assist management in monitoring our existing portfolio of mortgage loans. In a timely manner, complete all monthly and quarterly compliance reports, with appropriate analytical insight included, for individual loans, properties or for entire portfolios of loans or properties. Aid in the closing process of assigned loans. Review third party reports, leases and other due diligence activities. Assist with loan file assembly (hard copy or electronic). As scheduled or requested, travel to selected markets and call on mortgage banking correspondents, as an aid in new loan production, portfolio management and servicing functions. Perform property site inspections as assigned and document inspections. Track economic and real estate market information in the markets where Ameritas has commercial mortgage or real estate investment exposure or is considering such investment. Document such current information for use by management personnel in their decision making. Make recommendations to management based on data review. Provide other related support for our portfolio and loan servicing managers, as needed or assigned. Review inspection reports and operating statement reports for individual loans. Add appropriate data to the portfolio management systems and notify management regarding issues discovered. As requested, provide written rationale and recommendations for loans to be added to or removed from portfolio watch lists. Update valuation models using current property-level data. Provide requested support on real estate equity transactions. Such support will include analysis and commentary on individual markets, locations and other underwriting criteria. What you bring: Zero to two years of relevant experience required. Previous experience in commercial real estate management, banking, investment management or related areas desired. Associate degree required. Strong preference for bachelor's degree with a major in finance, real estate, or similar field of study. Communication skills, reasoning and analytical skills; ability to operate independently, and ability to execute independent judgment are all required. Industry relevant professional certifications or licensing are desirable but not required. Working knowledge of word processing, databases, spreadsheet, property valuation (e.g., ARGUS) and mapping software are desired. What we offer: A meaningful mission. Great benefits. A vibrant culture Ameritas is an insurance, financial services and employee benefits provider Our purpose is fulfilling life. It means helping all kinds of people, at every age and stage, get more out of life. At Ameritas, you'll find energizing work challenges. Flexible hybrid work options. Time for family and community. But dig deeper. Benefits at Ameritas cover things you expect -- and things you don't: Ameritas Benefits For your money: * 401(k) Retirement Plan with company match and quarterly contribution. * Tuition Reimbursement and Assistance. * Incentive Program Bonuses. * Competitive Pay. For your time: * Flexible Hybrid work. * Thrive Days - Personal time off. * Paid time off (PTO). For your health and well-being: * Health Benefits: Medical, Dental, Vision. * Health Savings Account (HSA) with employer contribution. * Well-being programs with financial rewards. * Employee assistance program (EAP). For your professional growth: * Professional development programs. * Leadership development programs. * Employee resource groups. * StrengthsFinder Program. For your community: * Matching donations program. * Paid volunteer time- 8 hours per month. For your family: * Generous paid maternity leave and paternity leave. * Fertility, surrogacy, and adoption assistance. * Backup child, elder and pet care support. An Equal Opportunity Employer Ameritas has a reputation as a company that cares, and because everyone should feel safe bringing their authentic, whole self to work, we're committed to an inclusive culture and diverse workplace, enriched by our individual differences. We are an Equal Opportunity/Affirmative Action Employer that hires based on qualifications, positive attitude, and exemplary work ethic, regardless of sex, race, color, national origin, religion, age, disability, veteran status, genetic information, marital status, sexual orientation, gender identity or any other characteristic protected by law. Application Deadline This position will be open for a minimum of 3 business days or until filled. This position is not open to individuals who are temporarily authorized to work in the U.S. About this Position's Pay The pay range posted reflects a nationwide minimum to maximum covering all potential locations where the position may be filled. The final determination on pay for any position will be based on multiple factors including role, career level, work location, skill set, and candidate level of experience to ensure pay equity within the organization. This position will be eligible to participate in our comprehensive benefits package (see above for details). This position will be eligible to participate in our Short-Term Incentive Plan with the annual target defined by the plan. Job Details Pay Range Pay RangeThe estimated pay range for this job. Disclosing pay information promotes competitive and equitable pay. The actual pay rate will depend on the person's qualifications and experience. $57,947.00 - $92,716.00 / year Pay Transparency Pay transparency is rooted in principles of fairness, equity, and accountability within the workplace. Sharing pay ranges for job postings is one way Ameritas shows our commitment to equitable compensation practices.
    $57.9k-92.7k yearly 1d ago
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  • Mortgage Loan Originator

    First Mutual Holding Company

    Cincinnati, OH

    Apply Job Type Full-time Description The Mortgage Loan Originator originates first mortgage loans and home improvement loans for consumers. Duties and Responsibilities: Originates one-to-four family residential loans by talking with customers and by contacting realtors, builders, etc.; engages in sales efforts at the customer's home or place of business and away from the bank's place of business or any office maintained for loan production business purposes. Responds to customer/contact inquiries regarding the association's loan products and customer's applications. Keeps up-to-date on government regulations and the association's policies and procedures regarding lending; participates in quarterly compliance training on banking regulations for industry. Promotes the association's Community Reinvestment Act loan program to real estate agents in low-to-moderate income neighborhoods. Projects a positive image of the association and make sales contacts by participating in community activities, organizations, and business-related functions. Cross-sells and keeps up-to-date on the association's entire product line including both lending and savings products. Knows, understands and complies with current fair lending laws and bank policies and procedures; addresses same at all times. Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance, provides feedback and holds accountable. Other duties as required. We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. Requirements Technical Expertise Experience in mortgage lending is required. Experience with lending laws, regulations, and guidelines are required. Experience in customer service is required. Experience in commissioned sales is required. Experience in financial services or banking is preferred. Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. Encompass, Cleartouch, OnBase, various government and investor software/web portals is preferred. CRM software is preferred. Education and Experience Education: High School Diploma or equivalent is required; Bachelor's degree is preferred. Certification: NMLS is required. Years of experience: 3 to 5 years is required. Physical Environment While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak. The employee must occasionally lift and/or move up to 25 pounds. The noise level in the work environment is usually quiet to moderate. This position is customarily and regularly performed outside of an office setting and hours of work are not structured.
    $34k-55k yearly est. 2d ago
  • Mortage Loan Officer- Findlay - Marion, OH

    Wesbanco Bank Inc. 4.3company rating

    Marion, OH

    Back 187d Mortage Loan Officer- Findlay #12-8133 Apply X Facebook LinkedIn Email Copy Location This position is hybrid. The employee is split between remote and office work on a formalized schedule. Consideration for location will be James Way, Marion, Ohio. Market Findlay Work Hours per Week 40 Requirements Education and/or Experience Associate's degree (A.A.) or equivalent from two-year college or technical school; or six months to one year related experience and/or training; or equivalent combination of education and experience. Knowledge of FNMA, FHLMC, FHA, and VA preferred and experience with related AUS a plus. Mortgage loan origination lending background is required. Job Description Essential Duties and Responsibilities include the following. Other duties may be assigned. Be the content expert on all the programs and products offered by WesBanco, as well as the overall mortgage industry. Listen to the needs of customers and align them with the appropriate product and program to meet their mortgage needs. Pre-Qualify purchase customers as requested. Complete loan applications, inputting complete and accurate information in the Origination System currently utilized by WesBanco Bank. Obtain ALL necessary documentation specific to the product, program and specific needs of the client. Review customer provided documentation to insure it meets all industry standards, review customer credit and analyze overall information to ensure that any unanswered questions are documented and provided. Disclose and provide the client with all required documentation within 3 days of application. Deliver a complete application electronically to my processing partner within 3 days of application, followed by the customer provided documentation within 5 days of application. Review realistic expectations and timeline with the customer during the initial application process. Conduct weekly pipeline calls with your processor and/or team to ensure all information is shared, and all needs are identified with "what is needed", "who is responsible to satisfy need" and "when will it be completed." Promote WesBanco mortgage within the real estate community by attending realtor functions, community events and educational opportunities within the industry. Work assigned branches to insure you are known as their mortgage expert, conduct monthly quick start meetings and do a minimum of 4 "Mortgage Days" in the branch to promote your services to the branch customers. Communicate effective updates with customers throughout the mortgage process to insure they have no surprises. Maintain and update CORE Sales stage information to ensure the referral source can see the progress of the referral. Promote and cross-sell all bank products and services. Adhere to the terms of your Service Level Agreement (SLA) Must meet the minimum required milestones as assigned. Must provide exceptional, professional service to mortgage customers, underwriters, processors and closers. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit and use hands to finger, handle, or feel. The employee is frequently required to reach with hands and arms and talk or hear. The employee is occasionally required to stand and walk. The employee must regularly lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance, vision, peripheral vision and ability to adjust focus. DEADLINE FOR CURRENT WESBANCO EMPLOYEES: Current employees may apply for this position by 5:00 p.m., July 29th. Full-Time/Part-Time Full-time Area of Interest Lending All Locations
    $36k-50k yearly est. 2d ago
  • Reverse Mortgage Originator Development Program

    Mutual of Omaha Mortgage 4.7company rating

    Dayton, OH

    This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program. Come join the winning team, with over 100 years of success and stability. We give you all the tools and training that you need to succeed in this rewarding career. We work with retirees to strategically improve the sustainability of their retirement income. You can expect the following: Our leading-edge compensation package sees our Loan Officers on average, earning $150,000 annually with the potential for more Hourly market-based non-recoverable draw of $11.54 - $18.69 plus commission for the first 12 months while we help you grow your business Industry leading training from the nation's top sales leaders Brand recognition of a Fortune 300 organization founded in 1909 World-class sales, marketing, and operations support Revolutionary sales process for working with both consumers and professionals We encourage successful traditional mortgage loan originators to apply. Dayton, OH. Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include: Paid Sick Time - 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed. 9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday) Multiple PPO Medical Plans, as well as HDHP eligible plan. Dental Coverage Vision Coverage Company Paid Life Insurance Additional Benefits including - Optional Life, FSA, Pet Insurance etc. 401K with a generous employer match Free Legal Services Employee Loan Program
    $45k-77k yearly est. Auto-Apply 6d ago
  • Outside Loan Originator

    American Neighborhood Mortgage Acceptance Company 4.0company rating

    Cincinnati, OH

    AnnieMac Home Mortgage is looking to hire Full Time External Mortgage Loan Originators to establish referral source relationships for a steady flow of loan volume from real estate brokers and other external sources. Candidates should have experience directly related to the Mortgage Industry. Under the direct supervision of the Branch Manager, the job responsibilities of the External Mortgage Loan Originator position include, but are not limited to, the following: Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business. Work done at AnnieMac Home Mortgages offices is related and supplemental to outside sales. Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals. Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities. Take information from the borrower and fill out the loan application. Develop relationships with referral partners such as realtors to generate new customers. Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford. Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product. Collect financial information (tax returns, bank statements) and other related documents that are part of the application process; Provide disclosures to the borrower, including truth in lending, good faith estimate, and others. Counsel and advise the borrower in understanding and clearing credit problems. Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed. Order legal documents. Review HUDS prior to closing. Qualifications Must have appropriate state license or certificate (varies by state). Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies. Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors. Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.) Must have excellent communication skills and the ability to analyze financial information. Must be a sales-oriented self-starter. Work Environment/Physical Demands: Travel is required 80% of the time. AnnieMac Home Mortgage offers a wide range of benefits, including medical, dental and vision plans, along with voluntary benefits, including 401K. ***AnnieMac Home Mortgage is an Equal Opportunity Employer *** ***AnnieMac Home Mortgage participates in E-Verify.***
    $35k-55k yearly est. 11d ago
  • Mortgage Loan Originator

    Myusa Credit Union

    Middletown, OH

    MyUSA Credit Union is an over $350 million financial institution with 20,000 members and offices in Middletown (2), Trenton, Kettering (2), Moraine, Springfield and Vandalia. We are seeking an experienced and enthusiastic, external Mortgage Loan Originator (MLO) with a passion for serving others and who is excited to expand our Mortgage business. A $195,000 annual opportunity, our MLO's earning potential is only limited by their own success. They will represent the credit union's values, helping borrowers achieve homeownership through our tailored mortgage solutions and will generate residential mortgage business through proactive outreach, relationship development and internal incentive-based referrals from our eight branch locations. Come grow with us as we become Ohio's best direct lender! Responsibilities include but not limited to: • Originates first mortgage loans by developing and maintaining relationships with members, realtors, and other referral sources. • Collaborates with credit union branches and staff to identify and pursue mortgage lending opportunities. • Performs initial consultations, analyzing financial information and recommending appropriate mortgage products. • Prepares residential mortgage loan proposals and presents to borrower for approval/acceptance. • Guides members through the mortgage process with clear communication, transparency, and excellent service. • Monitors workflow to ensure deadlines are met and service expectations are exceeded. • Makes sales a routine practice through face-to-face contact with real estate agents, ensuring clear understanding of options and allowing informed decisions to best suit borrower needs. • Maintains knowledge of credit union mortgage products, rates, processing procedures and underwriting guidelines. • Prospects and networks, building relationships and developing a referral source base. Qualifications include: • Expert communicator (oral & written) with strong organization and time management skills • Highly motivated self-starter who thrives in autonomous environment • Must have Mortgage Loan Originator license with NMLS • Minimum 2+ years' experience originating residential mortgages • Prior experience with mortgage lending platforms and MS office products • Maintains product knowledge and underwriting requirements for Conventional and Government (FHS, VA, USDA) mortgage programs • Bachelor's degree or equivalent experience and training MyUSA Credit Union is an equal opportunity employer. Job Type: Full-time, Salary plus commission Benefits include: • 401(k) Matching (immediate vesting) • Generous Paid Time Off (min 4 weeks starting) • Company paid Life, AD&D and Disability Insurance • Credit Union membership • Health, Dental, & Vision insurance • Employee Assistance Program • Flexible Spending Account • Health Savings Account • Community Involvement • Tuition assistance • Referral program Physical setting: • Office environment and offsite meetings with borrowers Schedule: • Business hours will vary with borrower needs
    $34k-55k yearly est. 60d+ ago
  • Mortgage Loan Originator; BR 29; 10.28.2025

    Texana Bank National Association

    Cleveland, OH

    Position Type: Full-Time or Part Time, Hourly Non-Exempt Department: Mortgage Sales Reports To: Mortgage Branch Manager or Sales Manager The Mortgage Loan Originator is responsible for originating residential mortgage loans by developing client relationships, assessing borrower needs, and guiding applicants through the loan process. This role plays a vital part in maintaining high levels of customer satisfaction and ensuring compliance with all internal policies and applicable regulations. Key Responsibilities Originate mortgage loans in accordance with company guidelines and lending regulations Conduct borrower interviews to gather required financial information and assess eligibility Evaluate applicant financial documents to determine appropriate loan programs Educate clients on available loan products, terms, and procedures Submit complete loan applications to the processing team for approval and underwriting Maintain accurate records in the loan origination system Ensure timely follow-up with clients, processors, and underwriters Collaborate with internal departments to ensure smooth loan closings Meet established productivity and quality goals Maintain knowledge of current lending policies, compliance standards, and industry trends Requirements Required Qualifications: High school diploma or equivalent; college coursework or degree preferred Valid NMLS license as required by state and federal regulations Previous experience in mortgage lending or financial services preferred Strong interpersonal and communication skills Ability to manage multiple tasks and prioritize in a fast-paced environment Familiarity with loan origination systems and Microsoft Office tool Equal Opportunity Statement: Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law. Texana Bank Mortgage 1680 Keller Pkwy Keller, TX 76248
    $37k-59k yearly est. 60d+ ago
  • Residential & Consumer Loan Officer

    First Citizens National Bank of Upper Sandusky 3.8company rating

    Upper Sandusky, OH

    Purpose: Responsible to originate and close residential real estate and consumer loans, participate in business development activities, and assist customers and bank staff with lending/deposit information. Responsible for initiating outside business calling efforts and cross selling all bank products. Essential Functions: Promotes loan growth through public contact, developing relationships with centers of influence, new and current realtors, builders and borrowers to promote continuous business. Interviews loan applicants and takes applications to understand financial needs and make appropriate recommendations. Explains products, programs, loan processes, settlement procedures and set customer expectations. Collects information to underwrite the application and evaluate with expertise. Understands and reviews loan closing documents prior to closing to ensure accuracy. Ensures proper approval prior to establishing loan closing. Primary types of loans offered: in-house and secondary market residential real estate loans, home equity loans, home equity lines of credit, installment loans, and cash reserve loans. Provides exceptional customer service before, during and after the loan process. Communicates and works well with Credit and Loan Processing teams Actively participates in community organizations/projects and represents the Bank positively at these events. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management, overall safety and soundness, and the banks compliance with all regulatory requirements, e.g. Bank Secrecy Act, Regulation E (Electronic Funds), Regulation CC (Funds Availability,) CRA and Regulation DD, Loan Policy or other policies pertaining to your position. Establishes a strong FCNB presence in the market. Manages personal pipeline to ensure service standards and financial goals are met. Ensures the credit quality of loans to minimize losses. May be responsible for collections activity within own portfolio, including contacting delinquent customers. Learns various borrowing programs and processes to stay current with changes and new products. Develops and maintains knowledge of data relating to the financial industry, economy, market conditions, rates, vendors, and competition. Complies with all applicable federal and state compliance guidelines relative to the position. OTHERS: Note this job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required for this job. Duties, responsibilities and activities may change at any time with or without notice. Requirements REQUIREMENTS: Prefer minimum four year college degree with emphasis in business or finance or comparable lending/job experience.; knowledge of loan products; knowledge of loan application process; cross-sells referral programs, willingness to participate in additional job-related courses and seminars; Excellent customer service and sales skills. Strong analytical and organizations skills. Strong written and verbal communication skills. Must have (or be willing/able to quickly obtain) NMLS registration. Wages are commensurate with experience and a complete benefits package is providing including educational reimbursement with First Citizens paying 100% of tuition for full time employees; student loan dept repayment; paid time off; 401(k); health, dental, vision insurance; and more. This job posting does not list all the duties of the job. This job posting may be revised at any time. This job posting is not to be implied as a contract for employment for any length of time and will not change the employee's at will relationship. Either the employer or the employee may terminate employment at any time. First Citizens National Bank is an Equal Opportunity Employer -D/V.
    $72k-91k yearly est. 60d+ ago
  • Mortgage Loan Originator

    Warsaw Federal Savings & Loan Associates

    Cincinnati, OH

    Full-time Description The Mortgage Loan Originator originates first mortgage loans and home improvement loans for consumers. Duties and Responsibilities: Originates one-to-four family residential loans by talking with customers and by contacting realtors, builders, etc.; engages in sales efforts at the customer's home or place of business and away from the bank's place of business or any office maintained for loan production business purposes. Responds to customer/contact inquiries regarding the association's loan products and customer's applications. Keeps up-to-date on government regulations and the association's policies and procedures regarding lending; participates in quarterly compliance training on banking regulations for industry. Promotes the association's Community Reinvestment Act loan program to real estate agents in low-to-moderate income neighborhoods. Projects a positive image of the association and make sales contacts by participating in community activities, organizations, and business-related functions. Cross-sells and keeps up-to-date on the association's entire product line including both lending and savings products. Knows, understands and complies with current fair lending laws and bank policies and procedures; addresses same at all times. Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance, provides feedback and holds accountable. Other duties as required. We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. Requirements Technical Expertise Experience in mortgage lending is required. Experience with lending laws, regulations, and guidelines are required. Experience in customer service is required. Experience in commissioned sales is required. Experience in financial services or banking is preferred. Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. Encompass, Cleartouch, OnBase, various government and investor software/web portals is preferred. CRM software is preferred. Education and Experience Education: High School Diploma or equivalent is required; Bachelor's degree is preferred. Certification: NMLS is required. Years of experience: 3 to 5 years is required. Physical Environment While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak. The employee must occasionally lift and/or move up to 25 pounds. The noise level in the work environment is usually quiet to moderate. This position is customarily and regularly performed outside of an office setting and hours of work are not structured.
    $34k-55k yearly est. 44d ago
  • Mortgage Loan Officer - Columbus Market

    Lcnb Corp 3.8company rating

    Worthington, OH

    Mortgage Loan Officer - Market (LOM) Identifying Information: Department: Mortgage Loan Reports To: Gary Kohls, Vice President, Mortgage Sales Manager Location: Worthington Office, 6877 N. High St. Worthington, Ohio 43085 - Columbus, Ohio Market - Hotel office in Retail Banking Centers; may work remotely on occasion Status: Full-Time Salaried Non-Exempt Hours: 40-hour work week; schedule as determined by Mortgage Loan Officer and production target Compensation: Base salary and incentive compensation plan Position Purpose: LCNB National Bank is seeking a Mortgage Loan Officer within our Columbus Market. This position is responsible for originating real estate mortgage loans in accordance with LCNB National Bank product guidelines, and processing loans in accordance with LCNB National Bank processes up to delivery to an inside processor. The Mortgage Loan Officer's primary responsibility is to grow mortgage production outside of the branches by developing business relationships with realtors, builders and other professionals and sourcing mortgage leads from these business relationships, including any existing “book” of business the Mortgage Loan Officer may have acquired over his/her career. The Columbus Market Mortgage Loan Officer should continue to build this network of referrals as a continuing source of new business. As they are not assigned a Retail Banking Center, there is no defined territory. The Mortgage Loan Officer is expected to collect and review all needed supporting loan documentation and maintain a minimum standard of production and quality. The Columbus Market Mortgage Loan Officer is expected to comply with all consumer and real estate lending laws and requirements. Essential Functions and Responsibilities: Solicit residential mortgages from various sources Develop and build relationships with realtors, builders, financial professionals, bank stores, past customers and other non-traditional sources Produce high quality loans which are compliant and provide excellent customer service Develop and maintain a high degree of visibility for mortgage originations, sales and business development Understand and market LCNB National Bank mortgage loan products, stay informed of mortgage industry trends and developments in the assigned market Understand real estate appraisals, title reports and real estate transactions Review and analyze financial and credit data Meet with applicants to answer questions and obtain information for mortgage loan applications Collect and upload loan documentation and financial information into the loan operating system Effectively learn and operate LCNB's loan origination system Effectively communicate with processing and underwriting support staff Maintain a high level of customer satisfaction and effectively resolve issues Maintain open and effective communication channels with customers, realtors and other referral sources Attend loan closings, sales and officer meetings Required Qualification: 2+ years of experience originating FHA, VA, USDA and conventional loans High School diploma or GED equivalent Desired Qualifications: Existing pipeline and book of business of local referral sources Existing mortgage sales of 600,000 per month Experience in federal and state mortgage lending statutes, compliance, and regulatory requirements Knowledge & understanding of mortgage underwriting criteria and residential lending concepts and principles Experience in personal financial analysis and tax return analysis Ability to think, reason and communicate clearly The ability to observe and identify details at close range NMLS (Obtained or transferred within 30 days of hire) Strong computer skills and working knowledge of Microsoft Office Suite Knowledge & understanding of credit, underwriting, credit policy and financial statement analysis Knowledge of Desktop Originator (DO) and Loan Prospector (LP) Ability to thrive in a high volume, fast-paced environment Strong organizational and time management skills with accuracy and attention to detail Ability to build and maintain positive and effective relationships with others, both internally and externally Strong written and verbal communication skills with the ability to effectively communicate with associates across the bank, as well as third-party agencies Strong integrity, work ethic, and ability to achieve desired production results Working Conditions: Ability to work outside of the office 50%+ of the time Ability to travel to and from bank offices and third-party locations Occasionally move/traverse to access files and equipment Constantly operate a computer and other office equipment Compliance Statement: The associate is responsible for meeting all compliance requirements imposed on LCNB bank by State and Federal law and regulations, as well as all related LCNB Bank policies and procedures. Individuals in Loan Officer positions must meet the Consumer Financial Protection Bureau qualification requirements. Incumbent must be able to perform the essential functions of the position with or without reasonable accommodation. Equal Opportunity Employer/Disability/Veterans.
    $33k-49k yearly est. Auto-Apply 60d+ ago
  • Loan Officer In-Training

    Crosscountry Mortgage 4.1company rating

    Cleveland, OH

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: CrossCountry Mortgage is seeking skilled sales professionals who are interested in becoming a Licensed Loan Officer. Our goal is to provide candidates with the materials and resources to become a successful Loan Officer in order to put the needs of our customers first. We strive to ensure that every one of our customers has a fantastic experience when they do business with us. During the training period, individuals will be eligible to work part-time at a minimum of 15 hours a week. Once transitioned into the training program the hours will be full-time at 40 hours a week. Incentives: Paid Training Casual work atmosphere Opportunities for advancement within the first month Sales incentives, contests, and raffles Casual work environment, catered lunches, company sponsored activities and sporting events Job Responsibilities: Handle UNLIMITED inbound leads. Train and study to become a licensed Loan Officer. Work closely with customers, customer service representatives, loan officers, underwriting and processors. Taking applications, pulling credit and learning CrossCountry Mortgage's internal loan origination system (Encompass). Develop client retention strategies and follow-up procedures. Act as a brand ambassador for CrossCountry Mortgage by promoting the company as a preferred lender. Learn and utilize various in-house systems at CrossCountry Mortgage. Qualifications and Skills: Previous call center experience preferred. Experience in collecting leads. Proficient with Microsoft Word and Outlook. Basic lead management knowledge. Excellent communication skills. Ability to manage multiple responsibilities. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $37k-57k yearly est. Auto-Apply 60d+ ago
  • Mortgage Loan Processor I

    Sb Financial Group, Inc. 4.0company rating

    Dublin, OH

    State Bank, a growing Community Bank, has an opportunity for a self-motivated and detail-oriented individual to join our team of mortgage loan processing professionals. We are seeking a Full Time Mortgage Loan Processor I to work in either our Defiance corporate office or our Dublin Office. This position is responsible for a variety of duties to support the mortgage loan processing function, including coordinating work within the department as well as other departments, and providing exceptional internal and external customer service. State Bank offers an extensive benefits package including paid vacation and PTO, medical/dental/vision insurance, company-paid life and AD&D insurance, a company-matched 401(k) retirement plan, company-provided short and long-term disability, monthly incentive payouts, a community volunteer program, and growth opportunities. Apply today! Equal Opportunity Employer
    $32k-40k yearly est. Auto-Apply 60d+ ago
  • Signing Bonus* - Mortgage Loan Originator

    First Federal Lakewood 4.2company rating

    Dublin, OH

    Full-time Description The Mortgage Loan Originator originates first mortgage loans and home improvement loans for consumers. Requirements Duties and Responsibilities: Originates one-to-four family residential loans by talking with customers and by contacting realtors, builders, etc.; engages in sales efforts at the customer's home or place of business and away from the bank's place of business or any office maintained for loan production business purposes. Responds to customer/contact inquiries regarding the association's loan products and customer's applications. Keeps up-to-date on government regulations and the association's policies and procedures regarding lending; participates in quarterly compliance training on banking regulations for industry. Promotes the association's Community Reinvestment Act loan program to real estate agents in low-to-moderate income neighborhoods. Projects a positive image of the association and make sales contacts by participating in community activities, organizations, and business-related functions. Cross-sells and keeps up-to-date on the association's entire product line including both lending and savings products. Knows, understands, and complies with current fair lending laws and bank policies and procedures; addresses same at all times. Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance, provides feedback and holds accountable. Other duties as required. Necessary competencies: Adaptability Communication skills Customer service Interpersonal skills Job knowledge Judgment Leadership Planning and organization Staff development Technical Expertise Experience in sales is required. Experience in customer service is required. Experience in mortgage lending along with lending laws, regulations, & guidelines is preferred. Experience in commissioned sales is preferred. Experience in financial services or banking is preferred. Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. Encompass, Cleartouch, OnBase, various government and investor software/web portals is preferred. CRM software is preferred. Education and Experience Education: High School Diploma or equivalent is required; Bachelor's degree is preferred. Certification: NMLS is/will be required. Years of experience: 3 to 5 years is required. Physical Environment While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak. The employee must occasionally lift and/or move up to 25 pounds. The noise level in the work environment is usually quiet to moderate. This position is customarily and regularly performed outside of an office setting and hours of work are not structured. We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. *Must have an accepted offer to be eligible for the bonus and cannot currently be employed by First Federal Lakewood or have been employed by First Federal Lakewood in the past 60 days. Subject to change without notice. This job description is designed to provide a general overview of the requirements of the job and does not entail a comprehensive listing of all activities, duties, or responsibilities that will be required in this position.
    $29k-37k yearly est. 60d+ ago
  • Experienced Loan Officer

    Solid Rock Recruiting

    Ohio

    Compensation: $100,000 - $150,000 (Base + Incentives) Employment Type: Full-Time About the Bank We are a well-established community bank committed to serving local businesses and individuals with reliable service and local decision-making. As our loan portfolio continues to grow, we are seeking an Experienced Loan Officer to join our team and support ongoing lending needs across the community. Position Overview The Experienced Loan Officer will develop, manage, and grow a portfolio of commercial and consumer loans. This role is ideal for a lender who thrives on relationship building, portfolio management, and delivering high-quality client service. Key Responsibilities Build and maintain strong relationships with new and existing clients across the community. Analyze financials, credit reports, and collateral to structure appropriate loan solutions. Manage a diversified loan portfolio and ensure ongoing credit quality. Present loan requests and recommendations to the credit team/loan committee. Identify growth opportunities through client outreach, referrals, and community involvement. Provide a high level of responsiveness and support to clients and internal partners. Ensure all lending activities follow bank policies, regulatory requirements, and risk guidelines. Qualifications 3+ years of experience as a Loan Officer or Commercial/Consumer Lender (community bank experience preferred). Strong credit analysis and financial statement review skills. Proven track record of building and managing a healthy loan portfolio. Ability to grow business through relationships, networking, and local presence. Excellent communication and client-service skills. Bachelor's degree in Business, Finance, Accounting, or related field preferred. Compensation & Benefits Total earnings of $100,000 - $150,000 (base salary + incentive plan) Full benefits package (health, 401k, PTO, etc.) Local decision-making and strong support from leadership Long-term career stability and growth opportunities How to Apply Please send your resume to brian@solidrockrecruiting.com with the subject line: Experienced Loan Officer Application . All inquiries are fully confidential.
    $39k-59k yearly est. 57d ago
  • New Home Consultant

    Wayne Homes 4.0company rating

    Canton, OH

    A rewarding job. A balanced life. Like most companies, Wayne Homes has a list of values that we strive to live up to. But to keep this from getting long and boring, we'll just reduce all those values to a single idea: do right by everyone. In other words, we want to give customers not just a great home but a great buying experience. And we very much want to give employees not just a job that pays well but a career that promotes wellness. That offers a rich, balanced life. At Wayne Homes, we're continuously evolving and improving our career and compensation program. And within our list of benefits, we provide unique opportunities to grow your income, advance your career and enhance your personal well-being. For example, in addition to medical insurance, your benefits will include AccelWell, which gives you access to health coaches as well as personalized meal and workout plans. We'll give you RAK Days (a.k.a. Random Acts of Kindness Days), when you can knock off work and volunteer for the community cause of your choice. We'll actively promote your career growth with tuition assistance and opportunities for advancement. We love a good party, so expect quarterly and annual company celebrations. And when you're ready to build a Wayne home of your own, you'll get a very nice employee discount. Of course, these benefits are in addition to all the standard stuff - 401k, paid holidays, generous paid time off and so on. It all comes down to this. We want happy customers because a happy customer is a loyal customer. And we want happy employees because a happy employee is a great addition to the Wayne Homes family. Open Position: New Home Consultant At Wayne Homes, we guide customers in understanding more deeply what they need and want in a home. By helping them find the Wayne Homes floor plan that best suits their needs and assisting them in customizing that plan, it makes a perfectly personalized fit for the new homeowner. Creating a space that makes such a large impact in someone's life? Now that is what makes the job of New Home Consultant so fulfilling. Regarding your schedule, you'll be working full-time including weekends, since that's when most people go shopping for a home. But you'll have two consecutive days off during the week, and our Model Home Centers are closed most major holidays. Here's another big part of the job. As a New Home Consultant, you will be the first impression that most people have of Wayne Homes. But no pressure. Just be your natural, positive, well-informed, well-organized, happy-to-help self, and you'll do great. What other tasks will you be responsible for in your day-to-day? We are so glad you asked. Generate sales to meet sales goals - we want to make sure you get paid! Maintain thorough notes and updates in the sales system about your customers Conduct customer meetings - get comfy with your computer camera because these could be in person or virtual Effectively utilize sales, construction, and marketing tools to properly educate your customers - you're the pro! Let your creativity fly by creating custom drawings for your customers based on their needs and wants Develop a robust product knowledge of all products offered to customers - including but not limited to, specifications, warranties, installation techniques, etc. Models that look great help our customers visualize their space - help maintain these by daily model walks Accurately use the 3 Steps to Great Service method Go the extra mile for your customer - small, special touches go the longest way! Continual learning is important to us and we hope it is to you to - find opportunities to continue to grow Work with your Sales Manager to track, project, and plan for future sales A driven individual who wants limitless earning potential Stable work history - sales experience is preferred A flexible individual with a willingness to adapt Ability to organize and pay attention to details - because even the small ones matter! An individual resilient and determined to succeed Now that you know what you will be doing, what qualifications are we looking for? A driven individual who wants limitless earning potential Stable work history - sales experience is preferred A flexible individual with a willingness to adapt Ability to organize and pay attention to details - because even the small ones matter! An individual resilient and determined to succeed Benefits Offered Medical, Dental and Vision Insurance Employer-Paid Life and AD&D Insurance Short-Term Disability, Long-Term Disability and Life Insurance Flexible Spending Account / Health Spending Account 401k Paid Time Off, including paid time for volunteering in your community Employee Retail Discounts Referral Program Tuition Assistance Wayne Homes has been named a 2025 NorthCoast 99 award winner by ERC, the Employers Resource Council. The NorthCoast 99 award honors 99 great Northeast Ohio workplaces for top talent. This is the eighth time that Wayne Homes has received the prestigious NorthCoast 99 award. JOB CODE: 1000271
    $33k-43k yearly est. 5d ago
  • Mortgage Loan Officer - Cincinnati

    Stock Yards Bank & Trust 4.7company rating

    Cincinnati, OH

    Job Title: Mortgage Loan Officer Department: Mortgage FLSA Status: Non-Exempt Hours of Operation: 40 hours per week, start and end times may vary Sell mortgage loan products through sales efforts with individuals, builders, realtors, and other contact groups. Organizational Duties and Responsibilities: Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures. Supports all functions that maintain compliance with regulatory agencies. Essential Duties and Responsibilities: Contact individuals, realtors and builders, attend chamber and other civic meetings to expand network contacts to generate sales Engage in marketing and promotional activities, such as giving presentations to groups, in an effort to generate sales Consult with customer to compile loan application in order to meet compliance guidelines while negotiating terms and conditions Collect, compile and analyze information for acceptability for approval for investor's loan product Communicate with clients and potential clients, answering questions and providing information, acting as the primary point of contact from sale to closing Follow up closely with processor to ensure loans are closed timely Maintain up-to-date knowledge of FHA, VA, and conventional loan rules, regulations and guidelines through a combination of educational classes, correspondence courses, on the job training and investor web sites Other duties as assigned Working Conditions: Outside sales Unregulated and unmonitored schedule Due to the nature of this position, loan demand and customer convenience, employee is often called upon to work evening hours and week-ends; therefore, their hours can be adjusted at their discretion to meet their own schedules When in office, uses a computer with various programs Minimum Job Requirements: Education: High school/GED education, college degree preferred Experience: Outside sales experience with FHA, VA, and conventional lending Comprehensive skills: Employees are expected to represent Stock Yards Bank & Trust in a professional manner to customers and outside contacts Excellent interpersonal communication skills, consisting of the ability to write and speak effectively to others Be a productive team player, with the ability to learn, apply training and comprehend policies and procedures Flexible to changing working situations and able to meet deadlines as they arise Specific Skills: PC Literacy with 35 WPM typing skills Knowledge of basic underwriting guidelines preferred Professional appearance and demeanor Excellent sales and negotiating skills, and assertiveness Ability to perform in high pressure situations Physical requirements: The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Primarily sedentary work performed in an office environment Ability to sit for extended periods of time while working at a computer Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person Visual acuity sufficient to read computer screens, printed documents, and financial data Occasional standing, walking, bending, or reaching Ability to lift and carry up to 10-15 pounds occasionally (e.g., files, office supplies)
    $40k-52k yearly est. 1d ago
  • LeafFilter - Sales Closer - Montgomery - (Columbus)

    Leaffilter North, LLC 3.9company rating

    Columbus, OH

    Leaf Home is looking for experienced, in-home sales closers to demonstrate our Patented Leaf Filter products. This is 1099 position and averages 30 hours a week of work. We provide all appointments, no cold calling. 1 hour radius of travel from our field office. The LOWEST earning representative in this market made $85,000 in 2024. The HIGHEST earning rep in this market made $317,000 in 2024. If you are currently working in sales and want to make more money with less hassle and stress just simply apply directly through this AD. Below are the stats for the company nationwide. Job Types: Full-time, Contract Pay: $85,000.00 - $300,000.00+ per year Benefits: * Employee discount * Flexible schedule * Professional development assistance * Pre-scheduled leads Compensation Package: * 1099 contract * Bonus opportunities * Commission pay * Uncapped commission Schedule: * No nights * Weekends as needed Work Location: On the road
    $21k-27k yearly est. 60d+ ago
  • Mortgage Loan Administrator - Ohio City, OH Branch

    Third Federal 4.5company rating

    Cleveland, OH

    Third Federal is a leading lender of conventional home mortgages lending in 27 states, plus the District of Columbia, with retail branch offices in Ohio and Florida. Our mission is to help people achieve the dream of home ownership and financial security while creating value for our customers, our communities, our associates, and our stockholders. Our value system of love (concern for others), trust, respect, a commitment to excellence, and fun is at the heart of our commitment to our mission, and just as importantly, to our company culture. Through this, we help people find the loan or savings product that makes sense for them. At Third Federal, you will find strength and stability in your career. In our nearly 90-year history, we have never had layoffs, and have one of the lowest annual turnover rates at 6% (versus an industry average of nearly 19%). We have been certified as a 'Great Place to Work' multiple times in the last decade alone, and have been recognized with several additional workplace awards and recognitions. Because Third Federal associates are the foundation of our success, we take a genuine interest in each of them - from their professional development to their health and wellness. Role Summary We are looking for an experienced loan administrator to join our team at our Ohio City Branch (1900 West 25th Street, Cleveland, OH 44113). Our ideal candidate thrives in a team environment and has a passion for helping people. This is a full time, onsite position. Success in this role is not measured with high-pressure sales goals or quotas. Instead, we focus on creating meaningful connections and handling each customer like a valued member of our family. Our ideal candidate will thrive in a collaborative, team-based environment and embody our values of love, trust, respect, commitment to excellence, and fun. We provide a comprehensive training program to set you up for success from the very beginning. Responsibilities * Take equity line/loan and/or mortgage applications * Carry a pipeline of loans application through closing * Open depository accounts (checkings, savings, certificate of deposit, IRAs) * Assist customers with banking transactions on the platform, in the teller area, and/or over the phone * Ability to work in all areas of the branch Requirements * High school graduate or equivalent * 2 years of recent experience managing a pipeline of equity and/or mortgage loans * Outstanding customer service skills * Professional grammar and demeanor * Positive, proactive, and friendly interpersonal skills * Retail bank teller experience preferred Third Federal Perks & Benefits * Competitive compensation packages * Medical, dental, vision, and more * 401k match * 11 Bank Holidays + vacation/sick time * Stock Ownership Allocation * Exceptional culture and value system * Strong work/life balance * Growth opportunities * Mortgage Discount Program * Education Reimbursement Program Our anticipated pay range for this position is $20.00 - $26.00 per hour. At Third Federal, we're committed to transparency throughout the hiring process. The pay range listed is based on relevant market data, role responsibilities, and skills required for the position. Individual pay will be thoughtfully determined by a candidate's qualifications, experience, and other relevant factors. Third Federal is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, ethnicity, religion, sex, national origin, gender identification or sexual orientation, disability, protected veteran status or any other classification protected under law.
    $20-26 hourly 14d ago
  • LeafFilter - Sales Closer - Cincinnati

    Leaf Home 4.4company rating

    Fairfield, OH

    Leaf Home is looking for experienced, in-home sales closers to demonstrate our Patented Leaf Filter products. This is 1099 position and averages 30 hours a week of work. We provide all appointments, no cold calling. 1 hour radius of travel from our field office. The LOWEST earning representative in this market made $85,000 in 2024. The HIGHEST earning rep in this market made $317,000 in 2024. If you are currently working in sales and want to make more money with less hassle and stress just simply apply directly through this AD. Below are the stats for the company nationwide. Job Types: Full-time, Contract Pay: $85,000.00 - $300,000.00+ per year Benefits: Employee discount Flexible schedule Professional development assistance Pre-scheduled leads Compensation Package: 1099 contract Bonus opportunities Commission pay Uncapped commission Schedule: No nights Weekends as needed Work Location: On the road
    $21k-26k yearly est. 60d+ ago
  • Residential and Consumer Lender

    First National Bank 4.1company rating

    Bellevue, OH

    Job DescriptionDescription: Join a Legacy. Build the Future. Now hiring: Residential/Consumer Lender, Full Time For 150 years, at First National Bank, we've helped our neighbors open doors - both literally and figuratively. As a trusted name in community banking, we're not just celebrating a milestone - we're investing in the next generation of lenders who will carry our values forward. If you are passionate about helping individuals and families find financial solutions for their biggest dreams, and you're ready to join a team where tradition meets innovation, we'd love to meet you! Bring your lending expertise to a place where relationships matter and where your work shapes lives for the better. Help us write the next chapter of our story, because after 150 years, we're just getting started. Position Overview: Reports to the Chief Lending Officer. Servicing the counties in the communities we service (Erie, Huron, Ottawa and Sandusky). Originates residential and consumer loans in a community banking environment. Counsels customers, takes applications, conducts preliminary underwriting reviews, and submits loan applications to processing and underwriting for approval. Follows up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Responsible for soliciting business and conducting sales-related activities outside of branch locations to meet specific loan volume origination goals. Performs wide range of duties relating to the origination of residential and consumer loans. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Assumes overall responsibility for the residential/consumer loan from application to closing relating to customer service and compliance with all laws, regulations, and Bank policy and procedure. Primary Responsibilities: · Work with assigned branch office(s) to ensure awareness of residential and consumer loan products and policies. · Responsible for the overall performance of the bank's residential and consumer loan portfolio and for developing new and maintaining existing business. Handle referrals from each branch office and provide appropriate follow-up feedback. · Maintain knowledge of First National Bank Company policies and procedures · Maintain knowledge of available loan products, processing procedures, underwriting and general departmental guidelines, and changes in regulations as they occur from time-to-time. · Monitors residential loan repayment activities and takes necessary action to collect delinquent accounts. · Take residential applications by completing Fannie Mae form 1003 in mortgage origination software. · Take consumer applications by completing the standard consumer application in the consumer lending origination software. · Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management. · Develop and manage pipelines for all originated loans through closing and complete required management reports. · Responsible for portfolio management · Communicate with branches and/or applicants by providing timely updates and progress reports. · Maintain high levels of customer service while managing each applicant's and support staff's expectations. · Attend and participate in all Consumer Lending meetings as required · Advising potential Borrowers regarding appropriate loan programs and processes · Participates in community affairs and organizations to increase the bank's visibility and to enhance new business opportunities. · Creating and Executing a Business Development Plan · Initiating and maintaining contact with Realtors, Builders, and any potential referral source within assigned territory to inform them of loan products and other services offered by First National Bank. Requirements: Education and Experience: Two or more years of sales experience or 3 years of banking and/or previous Mortgage Loan Origination experience. Ability to analyze and interpret financial statements, visual and auditory skills. Outstanding communication and interpersonal abilities. Proficient reading, writing, grammar, mathematics skills and word processing and spreadsheet skills. Excellent interpersonal relations and oral and written communicative skills. Excellent organizational and multi-tasking skills. Current knowledge of or the ability to quickly learn/obtain the following: · Underwriting requirements for FNMA, FHLMC, FHA, local bond programs and private investors · Local, state and national laws and lending regulations (e.g. zoning ordinances, Truth-in Lending, RESPA, (TRID) Rule · Knowledge of the Realtor/Builder segment of the Mortgage industry · Comprehensive, working knowledge of HELOC's and Fixed Seconds · Comprehensive, working knowledge of all consumer loans · Knowledge of local Real Estate community Preferred Education: A.B.S. or B.A. or B. S. degree in a related field of study. Location Requirements: Candidates must be living with a one hour drive of Bellevue, OH. Candidates will be required to come to Bellevue as needed (likely once a week for meetings). This position will be considered flexible and may not have a permanent office. Physical Requirements: This position requires a high degree of mobility. May be subject to prolonged sitting/standing, frequent use of hands and upper body to manipulate/grasp objects/branch equipment, ability to communicate face to face and on the phone with clients, occasional bending and lifting from floor height, frequent forward reach, lifting of 1 - 15 lbs. Must have a valid driver's license and be able to travel by vehicle to customer locations/branches/meetings/seminars, and so forth. Benefits: First National Bank offers benefits depending on your employment status. For full-time employees we cover 100% of the Medical/Dental/Vision premiums for employees enrolled at the individual (employee only) level. We also offer, 401k with company match, Medical/Prescription coverage, HSA option, Life insurance options including company paid life insurance, Short and Long Term Disability, paid holidays, PTO, tuition reimbursement, Wellness programs and potential for profit-sharing and bonuses. Wages: Wages commensurate with experience First National Bank is an equal opportunity employer.
    $35k-44k yearly est. 27d ago

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