Senior Mortgage Loan Originator-Florida Panhandle expansion manager
Remote mortgage originator job
Job Title: Senior Mortgage Loan Originator
Motto Mortgage, a major national mortgage brokerage with over 200 offices nationwide, is launching a strategic expansion in the Florida Panhandle. We are searching for an exceptional Mortgage Loan Originator to help drive this growth and become a key member of our local leadership team.
This opportunity is designed for an individual who combines strong production capability with the leadership presence needed to build and guide a local team. At Motto Mortgage Resolutions, this role is key in establishing a high-performing branch-driving production, strengthening partnerships and influencing long-term strategic direction. If you are motivated by growth, leadership, and the ability to shape a local market with the support of a national brand, this position offers an exceptional opportunity with a potential equity stake in the company.
Primary Responsibilities
Lead the growth and development of the Panhandle market for Motto Mortgage Resolutions
.
Recruit, train and mentor additional loan originators as the branch scales.
Originate and close residential mortgage loans with attention to service and compliance.
Strengthen relationships with Realtors and local partners.
Must reside from Pensacola to Panama City, FL.
Ideal Qualifications
· Active NMLS license with a minimum of 3 years as a producing mortgage loan officer/originator.
· Consistent production of 2+ closed loans per month.
· Established Realtor referral network and active membership in at least one local Realtor association.
· Entrepreneurial leader who excels in a growth-driven environment, stays disciplined and committed, and is energized by building high-impact results.
· Strong command of technology and digital tools to drive business and brand presence.
· Excellent communication, organizational and relationship-building abilities.
· Demonstrate drive to build, coach, and lead a high-performing team, with the confidence to establish standards, guide developing talent, and foster a collaborative, growth-focused culture.
What we offer
· National brand strength with proven systems.
· Local autonomy paired with comprehensive corporate resources.
· Lucrative compensation with performance bonuses and incentives tied to branch growth, recognizing your direct impact on team and business success.
· Streamlined technology for CRM/client management, marketing and workflow.
· Ongoing professional development through Internal and external training.
· Wholesale pricing and broad program access.
· Personalized marketing materials and individual loan originator website.
· Product availability across Fannie, Freddie, FHA, VA, Reverse, HELOCs, Jumbo, and Niche/Non-QM programs.
· Flexible, remote work environment designed for productivity and balance.
About the Company
Motto Mortgage Resolutions is an independently owned and operated office of Motto Franchising, LLC. Franchise owners and their loan originators receive extensive support including ongoing education, an ecosystem of technology tools designed to streamline and simplify the loan process, guidance on compliance, recruiting assistance to help grow their businesses, and support in navigating the nuances of the mortgage industry.
The Motto Mortgage network is breaking the mold by giving the power of choice back to consumers with less jargon, more transparency, and even more options to choose from as they shop for the right home loan. With more than 225 offices open across over 40 states, Motto Franchising, LLC's unique national franchise mortgage brokerage model is the first of its kind in the United States. Created to disrupt the mortgage industry, the Motto Mortgage network connects loan originators and real estate agents to provide a seamless, personalized experience and one-stop shopping for consumers. Each Motto Mortgage office is independently owned, operated, and licensed.
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Escrow Officer
Mortgage originator job in Columbus, OH
Job Title: Escrow Officer-Transaction Manager
Salary: $60,000-$100,000 DOE
Skills: Closing, escrow, Title Insurance, Transaction Manager, Settlement Statements
About the Real Estate Company / The Opportunity:
Join a respected leader in the real estate industry, renowned for its commitment to professionalism, service, and integrity. As an Escrow Officer-Transaction Manager, you will play a critical role in delivering seamless real estate title and closing services while fostering strong partnerships with clients and industry professionals. This role offers the opportunity to manage complex real estate transactions from start to finish, working closely with experts across the field to ensure a smooth and successful closing experience.
Responsibilities: Serve as the primary point of contact for clients, ensuring an exceptional client experience throughout the closing process.
Coordinate communications with realtors, lenders, attorneys, buyers, and sellers to facilitate transactions and prepare for closings.
Resolve title insurance commitment items, clear title defects, and obtain necessary documents or signatures to ensure marketable title.
Prepare Closing Disclosures and Settlement Statements in compliance with contracts, instructions, and state/federal requirements.
Conduct closing and settlement procedures in alignment with company standards and guidelines.
Establish and nurture business relationships with realtors and lenders to support ongoing business growth.
Manage and oversee title order files from opening through final disbursement, meeting deadlines and maintaining accuracy.
Collaborate with internal departments to ensure smooth resolution of transactional issues and successful closings.
Must-Have Skills: At least one year of experience in the real estate title industry in a similar capacity.
Strong understanding of real estate transaction processes, including title clearance and escrow procedures.
Exceptional organization and time-management skills, with the ability to manage multiple files simultaneously.
Proficiency in preparing and understanding Settlement Statements and Closing Disclosures.
Excellent verbal and written communication skills across various platforms (email, phone, video, in-person).
Nice-to-Have Skills: Experience coordinating multi-channel communications among diverse stakeholders.
Demonstrated ability to work efficiently under pressure while maintaining high accuracy.
Attention to detail with proper grammar and professional correspondence.
Knowledge of current state and federal regulations related to real estate settlements.
Ability to build and maintain strong professional relationships within the industry.
Licensed Loan Officer - Consumer Direct
Mortgage originator job in Columbus, OH
Here at Lower, we believe homeownership is the key to building wealth, and we're making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience.
With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we're a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger.
Job Description:
Ready to take your mortgage career to the next level?
If you're already thriving in a direct-to-consumer lending environment, you know the formula: high-quality leads, fast tech, and a company that backs you with real support. At Lower, we've perfected that model - and we're looking for licensed loan officers who want to close more deals, earn more, and make a bigger impact.
What You'll Do
Work high-intent inbound leads - no cold calling, just real conversations with ready-to-act borrowers.
Connect via phone, text, and email to guide prospects through the loan process with clarity and confidence.
Educate and advise borrowers on products that fit their goals - whether it's purchase, refi, or cash-out.
Analyze credit and financial data to match customers with the right solution.
Present pricing and terms in line with company standards and compliance requirements.
Drive repeat and referral business through exceptional service and follow-through.
Who You Are
You hold an active NMLS license and have 1+ year of experience originating loans in a consumer-direct model.
You're a closer - driven by performance, motivated by commission, and wired for results.
You thrive in a fast-paced, tech-enabled environment and know how to manage a high-volume pipeline.
You're passionate about helping people make smart financial decisions and delivering a 5-star experience.
Experience with Encompass is a plus - but hustle and heart matter more.
Why You'll Love Lower
Best-in-class leads delivered daily - plus top-tier comp for any business you bring in yourself.
A brand built on trust: 20K+ five-star reviews across Google, Zillow, LendingTree, and Facebook.
Training that actually matters - weekly sessions to sharpen your skills and stay ahead of the curve.
A culture that rewards performance and celebrates impact.
What You'll Get
Competitive commission structure with uncapped earning potential
Full benefits: medical, dental, vision, paid holidays, PTO, parental leave
Life insurance, short- and long-term disability, 401(k) with company match
Corporate wellness program
Employee discount on home mortgage purchases and refinances
Where You'll Work
Join us at our Columbus HQ at 711 N High Street - right in the heart of the Short North district.
Want to close more loans with less friction? Let's talk. Apply now and see what it's like to work at a company that's built for loan officers - by people who get it.
Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
Privacy Policy
Auto-ApplySenior Mortgage Originator
Mortgage originator job in Columbus, OH
ABOUT US:
Pinnacle Mortgage Corp. delivers top-tier financial services with competitive rates. Our mortgage professionals prioritize personalized attention, ensuring tailored financial solutions for purchasing a home, refinancing, or consolidating debt. Unlike larger nationwide mortgage firms, we prioritize the security and confidentiality of your information. Our trusted reputation in the community reflects our dedication to maintaining client trust and confidentiality.
POSITION PROILE:
We are looking to add a Senior Loan Officers to our Columbus OH Market. As a Loan Officer at Pinnacle Mortgage Corp, you will play a crucial role in helping clients achieve their homeownership and financial goals. Our team is committed to delivering the highest quality financial services while maintaining the utmost privacy and security of our clients' information. You will work closely with clients to understand their unique financing needs and provide tailored solutions. Whether clients are purchasing their dream home, refinancing an existing loan, or consolidating debt, you will leverage your expertise to find the right loan program at the lowest rates available in their area.
RESPONSIBILITIES:
Engage with clients to understand their financial objectives and guide them through the mortgage application process with attention to detail.
Assess client financial profiles, including income, credit history, and debt obligations, to determine eligibility and recommend suitable loan options.
Educate clients on various loan programs, terms, and rates available, ensuring they make informed decisions aligned with their long-term financial interests.
Collaborate with internal teams, to expedite loan processing and ensure timely closings.
Maintain confidentiality and security of client information at all times, adhering to strict privacy policies and regulatory requirements.
Cultivate lasting relationships with clients by delivering exceptional service and providing ongoing support throughout the loan lifecycle.
Stay abreast of industry trends, market conditions, and regulatory changes to provide accurate and up-to-date guidance to clients.
Participate in business development initiatives, networking events, and community endeavors to enhance visibility and generate new business prospects.
WHAT YOU NEED TO BE SUCCESSFUL:
Bachelor's degree in finance, Business Administration, or related field preferred.
Proven experience as a Loan Originator or Mortgage Loan Officer, with a track record of successfully closing loans.
Strong understanding of mortgage lending practices, regulations, and compliance requirements.
Excellent communication and interpersonal skills, with a client-centric approach to service delivery.
Detail-oriented with strong analytical and problem-solving abilities.
Ability to work independently and collaboratively in a fast-paced environment.
Familiarity with mortgage origination software and tools preferred.
NMLS licensing as required.
WHY PINNICAL MORTGAGE CORP:
Because we believe in valuing and investing in our team members. Pinnacle Mortgage Corp. provides outstanding compensation and benefits package. By offering perks such as a company matching 401K plan, continuous training opportunities, and robust healthcare coverage, including Medical, Dental & Vision, we aim to support our employees' financial security, professional growth, and overall quality of life.
Pinnacle Mortgage
provides equal employment opportunities and non-discrimination for all employees and qualified applicants without regard to a person's race, color, gender, age, religion, national origin, ancestry, disability, veteran status, genetic information, sexual orientation, or any characteristic protected under applicable law.
Mortgage Loan Originator | Retail - Remote Pennsylvania
Remote mortgage originator job
Who We Are: Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees-to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered "good enough"
Looking to join a growing company that values its people, innovates and expands on its proprietary technology? Apply below!
Location: Philadelphia, PA (Hybrid or Remote within Philadelphia area)
Who We Need:
Responsible for educating customer on Company values, process, and operations. Obtains information to submit loan applications for customer. Educates customer on available loan options and answers follow up questions. Provide outstanding customer service throughout the loan process while adhering to all federal, local, and internal guidelines.
What You Will Do:
* Analyzes applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
* Obtains and compiles copies of loan applicants' credit histories, corporate financial statements, and other financial information.
* Explains to customers the different types of loans and credit options that are available, as well as the terms of those services.
* Reviews loan agreements to ensure that they are complete and accurate according to company policy, guidelines, compliance, and lending regulations.
* Maintains customer confidence by keeping all loan information confidential.
* Maintains licenses and compliance by participating in required continuing education courses.
* Works as a team with sales, processing, underwriting, closing, post-closing and management to ensure the customer receives excellent service.
* Originates your own sales by contacting prospective clients and developing and monitoring referral sources.
* Meeting clients outside of the employer's place of business in order to initiate sales.
* Spends a significant amount of time away from their employer's place of business meeting with prospective customers at locations other than the employer's business, such as a client's home, and making in-person calls on real estate agents and brokers, financial advisors and other potential referral sources.
* Meet specific goals and requirements by division:
Phone/Talk Time
Locked Loans
Funded Loans
Realtor Visits
Applications
Credit Pulls
* Meets standard pull through rates
* Completes an accurate loan application.
* Meets requirements for Attendance/Tardiness/Punctuality.
* Abides by all Company Policies/Procedures.
What You Need:
* High school diploma or GED is preferred.
* Minimum of one (1) year of experience working as a Loan Originator is required
* Must possess, or have the ability to possess upon hire, a Mortgage Loan Originator (MLO) license per the SAFE Act; may be asked to become licensed in multiple states.
* Solid foundation of mortgage experience.
* Exceptional customer service skills.
* Ability to adapt well to change.
* Demonstrated responsibilities for multi-faceted direction and planning; must be a fast-paced individual who can effectively manage multiple demands and competing priorities.
What We Offer:
* Strength, Stability, and Vision
* Great compensation package
* Opportunity for career growth
* A commitment to be a relevant market leader - we are aiming for the top!
* Octane, our engineered proprietary technology that is transforming the mortgage industry
* An empowered culture where your ideas are important and your voice matters
* Full Benefits, beginning the first day of the month following your start date, including - Medical, Dental, Vision, Life, Disability Insurance, and much more
* Generous paid time off package that also includes all major holidays
* 401K w/ 50% match - Beginning the 1st of the month following 30 days of employment
Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection.
Mortgage Underwriter
Remote mortgage originator job
Job Description
Choice Mortgage Group is seeking a talented and experienced DE Mortgage Underwriter to join our growing team. We are a family-oriented organization that takes pride in the work environment we have built. You'll be responsible for ensuring FHA and Agency loan applications are underwritten with all required documents submitted correctly and that loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today!
Remote work is available.
Compensation:
$75,000 plus per file bonus of underwritten files
Responsibilities:
Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines.
Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product.
Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists
Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files.
Responds to post-closing reviews and audits in a timely fashion.
Qualifications:
Knowledge of home loans and residential mortgages such as conventional, VA, FHA, and USDA loans, and loan products
Knowledgeable in automated underwriting systems and Microsoft office
Strong decision-making and communication skills
B.S. in business or related field required
10+ Years of mortgage underwriting experience required
About Company
Choice Mortgage Group is not your typical lender. We're a forward-thinking, growth-driven company leveraging innovative technology and creative sales strategies to deliver a streamlined, customer-first mortgage experience. While others have slowed down, we've accelerated - and now we're looking for the right person to grow with us.
Our Core Values are simple: we want to create a WOW experience for clients, our referral partners, and our employees.
Outside Loan Originator
Remote mortgage originator job
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Outside Loan Originator (“Outside LO”) is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating, and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC (“CCM”) processes and product guidelines.
Job Responsibilities:
Source mortgage leads.
Build business relationships with real estate agents and other lead sources.
Analyze potential loan markets and develop referral networks to locate prospects for loans.
Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs.
Meet with applicants to obtain information for loan applications and answer questions about the process.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Generate complete loan applications with corresponding documentation.
Improve loan applications and documentation by informing the applicant of additional requirements.
Help customers by answering questions and responding to requests.
Handle customer complaints and take appropriate action to resolve them.
Own the communication with the real estate agent or referral source.
Confer with processing and underwriting to aid in resolving mortgage application problems.
Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations.
Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities.
Mortgage coaching available.
Qualifications and Skills:
NMLS License Required under the S.A.F.E. Act of 2008.
Experience with and/or knowledge of retail product philosophy, policy, underwriting, procedures, documentation, and systems.
Experience proactively soliciting new business.
Encompass experience, preferred.
Knowledge of mortgage products and programs.
Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace.
Advanced communication and collaboration skills.
Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Commission only.
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Auto-ApplyRemote Mortgage Underwriter (DE/VA both designations required)
Remote mortgage originator job
An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration.
We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions.
Responsibilities
Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations
Analyze borrower financials, credit reports, and property appraisals to determine eligibility
Assess risk and provide thorough loan decisions with clear explanations and conditions
Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process
Stay up-to-date with industry trends, guidelines, and best practices
Qualifications
Active DE and VA underwriting certification required
Must have used DE and VA designation within the last 11 months
Minimum 5 years of residential mortgage underwriting experience
Proven history of longevity in prior roles (average tenure, no frequent job changes)
Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products
Experience with Encompass strongly preferred
Excellent analytical, organizational, and problem-solving skills
Strong communication skills and ability to collaborate effectively in a team environment
Compensation & Benefits
Salary: $85,000 - $100,000 per year
Full benefits package including:
Medical, Dental, Vision, Life Insurance
401(k) with employer contribution
Paid vacation and sick time
Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients.
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
Mortgage Loan Processor
Remote mortgage originator job
About Us Capital Bank N.A. is headquartered in Maryland, and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey.
Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker.
Position Purpose
Capital Bank is looking for a Mortgage Loan Processor to join our team. The Mortgage Loan Processor works closely with loan originators to process mortgage loans in order to provide a seamless customer experience. The Mortgage Loan Processor's primary function is to ensure the timely and accurate submission of loans to Underwriting.
Position Responsibilities
Gathers and analyzes documentation and other information to take each loan application from once setup to closing
Contacts borrowers and referral sources as an introduction within 3 days (72 hours) of receipt
Reviews all income documentation to ensure that is accurate and supports the guidelines in place for a specific loan product
Reviews product guidelines to make sure that the loan fits and the necessary documentation is obtained, including:
Verify 2 years of continued employment - document any gaps
Review asset documentation
Review credit report
Review appraisal
Review title work
Review hazard insurance
Obtain payoffs on refinances by contacting current mortgage holder
Make sure all documentation is legible
Obtain all required certifications from agent - termite, well, septic, etc. and review upon receipt. Actions as needed.
Monitor daily closing schedule and make sure all loan are scheduled - if not scheduled notify Title Company, Agent and/or Loan Officer and schedule with closing department
Submit loan to underwriting in appropriate file order
Clear all Prior to Closing conditions. - Loans must be “clear to close” at least 48 hours prior to closing
Advise borrower of loan decision and any required conditions
Inputs proper loan information into Encompass so that data and supporting documentation are accurate.
Contacts borrowers to obtain additional documentation as necessary to meet loan guidelines
Follows Processing procedures as designated by Processing Manager
Must meet crucial deadlines such as financing contingencies and closing dates
Works with the MLO and/or LOA regarding missing/requested items
Updates conversation logs in Encompass
Minimum Education & Experience
3-5 years experience in a loan processing role with experience handling loans from start to finish.
Recent experience in the mortgage industry as an assistant, loan processor or loan officer is preferred.
Experience communicating with borrowers regarding lending requirements.
Experience processing conventional, FHA and VA loans.
Experience with Encompass software is required.
Preferred Skills & Qualifications
Strong background in calculating income is preferred.
Proficient in Microsoft Office Suite including Word, Excel, PowerPoint and Outlook.
Excellent verbal and written communication skills.
Proven customer service ability is required.
Must have knowledge of lending terminology and the ability to effectively communicate to borrowers.
Knowledge of underwriting would be helpful.
Independent worker that can produce results
Ability to take initiative
Ability to work in a fast-paced environment and deliver accurate results.
Compensation:
Base Salary Range: $25.51 - $35.71 per hour. Final determination of where you are at in the salary range is based on numerous factors such as relevant experience, skill set, education, geographic location, and ability to meet qualifications within the job description.
Working Arrangements
100% remote role
We're currently hiring only within our core locations, which include Maryland (MD), District of Columbia (DC), Virginia (VA), Pennsylvania (PA), Delaware (DE), Indiana (IN), Illinois (IL), South Carolina (SC), Florida (FL), and North Carolina (NC).
Why Join Us?
Join a growing company with a culture that fosters an entrepreneurial spirit
Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more!
Company Contributions to your 401k - Regardless of your contribution
Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more!
Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities
Supporting Businesses. Helping People. Strengthening Communities.
Capital Bank, N.A. is an Affirmative Action, E-Verify, & Equal Opportunity Employer.
Mortgage Underwriter
Mortgage originator job in Columbus, OH
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Moorpark, CA
Pasadena, CA
Essential Duties:
- Decisions full range of mortgage loans, preferably including FHA loans.
- Review all mortgage applications and documentation for accuracy and completeness.
- Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues.
- Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials.
- Approve or deny mortgages on a timely basis.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Bachelor's degree or equivalent work experience.
- 3+ years of mortgage underwriting experience required.
- Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act.
- Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful.
Skills and Job-Specific Competencies:
- Solid knowledge of mortgage underwriting and basic automated underwriting systems.
- Proficiency with basic automated underwriting systems.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141866
### Place of Work
On-site
### Requisition ID
141866
### Application Email
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Easy ApplyUncapped income potential, Work from Home! Mortgage Protection Consultant Needed!
Remote mortgage originator job
Organization
Description
Already
working
a
full
time
job
and
looking
for
side
income
Or
looking
for
the
right
transition
opportunity
into
a
new
and
exciting
industry
Dont
Pass
This
Up
We
Do
No
Cold
Calling
This
Is
A
Unique
Sales
and
Agency
Ownership
Opportunity
with
Top
Support
&
Mentorship
Are
you
accountable
coachable and possess a positive mental attitude If you are that person then we are looking for you NKH Agency of Symmetry Financial Group specializes in selling mortgage protection life insurance final expense and retirement planning strategies We have the resources and systems to generate warm leads STATE wide as well as nationally Job DetailsPart Time Remote Working able to Transition to Full Time This is a commission based job We are actively hiring people in the 808 State who are looking for ways to generate extra income for themselves and their families by helping LOCAL families on Oahu Maui Kauai and Big Island We have MANY people within our company who started part time and earned enough to transition into this industry full time and have NEVER LOOKED BACK No sales experience is accepted too We will train you from beginning to end on how to be successful in this industry using our simple step by step selling system If you are not licensed yet we can help point you in the right direction to become a licensed agent before you can be officially hired You must be a US citizen in order to apply We provide The ability to build your own business at YOUR pace and earn PASSIVE INCOMEAbility to transfer ownership of your business & passive income to loved ones in the event of death Producer & Capital Bonuses based on personal and team production FAST TRACK Bonus as well The Best Compensation in the Industry with Performance Based IncreasesMARKETWe serve workingmiddle class families and retired kupuna who would like us to show them options for mortgage life insurance that will pay off their mortgage in the event of a death disability or illness Our firm specializes in producing the highest quality real time direct mail & internet agent exclusive leads These local homeowners provide us with consent to contact and when to call in order for us to better assist them These respondents are the gold mine of insurance sales today Imagine having a steady stream of clients to contact who are expecting your call and know why you are calling At the NKH Agency of Symmetry Financial Group we generate our own high quality exclusive leads coupled with high compensation bonuses But we are not just about leads We have a myriad of lead systems training platforms and advanced marketing for our valued Agents to increase their profits and turn them into top income earners Your success is as good as our leads and system Our leads average a 50 conversion ratio Superior training utilizing a selling system that has been validated over and over Daily and weekly support that consist of conference calls webinars conferences and local training RequirementsRequiredLife & Health License You are expected to have your life & health insurance license and own E&O coverage or be willing to obtain both If you are confident motivated passionate personable and coachable then this is an opportunity that will exceed all your expectations Sales experience is always welcomed; however its not a must as our free training and mentors are all a part of the system You just have to utilize it and associate with the people that are winning using it If Interested APPLY The success and earnings results of other insurance agents referenced or described herein or even similar results are not guaranteed and not all new agents will achieve the same or similar results Your level of success and your corresponding earning potential will be determined by a number of factors including but not limited to the amount of work you put in by your ability to follow our training and sales system and by the insurance needs of the customers in the geographic areas in which you choose to work
Mortgage Loan Originator (Bilingual - Spanish Required)
Remote mortgage originator job
Job DescriptionDescription:
At Four Points FCU, we are committed to helping individuals and families achieve their homeownership dreams. We provide tailored mortgage solutions with a focus on customer satisfaction and financial empowerment. As a growing organization, we're seeking a motivated and bilingual Mortgage Loan Originator to join our dynamic team.
Job Summary:
As a Mortgage Loan Originator, you will be responsible for guiding clients through the mortgage application process, from initial consultation to loan closing. This role requires a deep understanding of mortgage products, industry regulations, and a high level of customer service. Fluency in Spanish is a must, as you will work with a diverse client base, including Spanish-speaking customers, to help them navigate the loan process and achieve their homeownership goals.
Key Responsibilities:
Assist clients in determining their mortgage needs and educate them on loan options available.
Provide advice on loan eligibility, terms, and required documentation.
Analyze clients' financial situations (income, credit, assets) to determine the best loan products.
Pre-qualify clients for mortgage loans and manage loan applications through processing, underwriting, and closing.
Communicate effectively with Spanish-speaking clients, translating complex mortgage information and terms.
Develop and maintain strong relationships with clients, real estate agents, and other referral partners.
Stay up-to-date with industry trends, mortgage products, and regulatory changes to ensure compliance.
Meet or exceed monthly loan origination goals and maintain high standards for customer satisfaction.
Provide superior customer service throughout the loan application and closing process.
Resolve any issues or concerns clients may have and ensure a smooth and timely closing process.
Requirements:
Qualifications:
Fluency in Spanish (both verbal and written) is required.
Proven experience as a Mortgage Loan Originator or in a similar lending role.
Strong knowledge of mortgage products, processes, and industry regulations.
Ability to analyze financial documents, credit reports, and other relevant information.
Excellent communication and interpersonal skills.
Ability to explain complex financial concepts in a clear and concise manner to clients.
Strong organizational and time management skills.
NMLS (Nationwide Mortgage Licensing System) certification required.
Knowledge of local real estate markets is a plus.
Self-motivated, goal-oriented, and customer-focused.
Preferred Skills:
Experience working with Spanish-speaking communities.
Bilingual in English and Spanish, with the ability to manage a wide range of customer concerns in both languages.
Familiarity with mortgage-related software and CRM tools.
Why Work at Four Points FCU?
Competitive salary with commission-based incentives.
Comprehensive benefits package (health, dental, 401K, etc.).
Opportunities for career advancement in a growing company.
A supportive and collaborative team environment.
Flexibility to work remotely or in the office as needed.
If you are passionate about helping clients achieve their homeownership dreams and have the skills and experience to thrive in a fast-paced, bilingual environment, we encourage you to apply!
Mortgage Loan Processor - REMOTE
Remote mortgage originator job
Description AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence. Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they're celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers. At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together! What we're looking for: AmeriSave is currently hiring Loan Processors to join our winning team. We offer advanced technology and support roles that enable our processors to easily manage larger pipelines and earn lucrative bonuses that are paid out every pay period. The ideal candidate has superb customer service skills, is well versed in general mortgage knowledge and guidelines, and loves working in a fast-paced environment. Candidates must be detail oriented with strong written and verbal communication skills.
This is a remote opportunity to work from home. Schedules are Tuesday - Saturday or Sunday - Thursday. Hours are 9am - 6pm EST or 11am - 8pm EST. Remote work applicants may not work from the following states: California
What You'll Do:
Responsible for a pipeline of 40-50 loans per month, both refinances and home equity loans
Review loan application package for completeness and accuracy, reconcile application against system input
Responsible for gathering required documentation from customer and third parties in support of the loan approval decision
Responsible for prompt, professional communication to customers, loan officers & underwriters
Responsible for calculating and analyzing income, assets and liabilities
Utilization of AUSSIE and company procedures
Establish an ongoing relationship by delivering best-in-class customer service
What You'll Need:
Minimum of 2 years recent mortgage loan experience
Must be self-directed, motivated, and comfortable working in an extremely fast paced environment
Must be proficient in Microsoft Office, DU, LP, CRM
Exceptional problem-solving and customer service skills
Detail-oriented and demonstrate excellent decision making skills
Excellent communication skills
**Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules. It is estimated based on what a successful Colorado applicant might be paid. It assumes that the successful candidate will be in Colorado or perform the position from Colorado. Similar positions located outside of Colorado will not necessarily receive the same compensation. ** Compensation
The hourly rate for this position is $19 per hour, against commission based on individual performance. Target annual compensation for this position is $60,000 to $120,000.
Benefits: · 401(k) · Dental insurance · Disability insurance · Employee discounts · Health insurance · Life insurance · Paid time off · 12 paid holidays per year · Paid training · Referral program · Vision insurance Supplemental pay types: · Bonus · Referral bonuses AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
California Consumer Privacy Act Disclosure Acknowledgment
Employment Applicants, New Hires, and Employees Residing in California
AmeriSave Mortgage Corporation's Privacy Policy Statement (“Policy”) can be reviewed here: ******************************** AmeriSave Mortgage Corporation's California Consumer Privacy Act (“CCPA”) Recruitment Disclosure can be reviewed here: ****************************************************** When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.
Auto-ApplyREMOTE Title Foreclosure Specialist, Vylla
Remote mortgage originator job
**Come join our amazing team and work remote from home!** The Title Foreclosure Specialist will be responsible for taking foreclosure abstract orders from the lender and preparing an abstractor report using partners. Preform a quality control on all files before sending to foreclosure attorney and lender. Update files as requested and also perform searches. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $23.00-$25.00 an hour.
**What you'll do:**
Monitor assigned foreclosure e-mail box.
Order requested foreclosure abstracts from stated company partner(s) and update per attorney request.
Perform quality control evaluation once foreclosure abstract is received and before completed product is sent to client.
Determine if a file is acceptable.
Monitor vendor turnaround times for counseling and process improvements.
Perform other duties as assigned.
**What you'll need:**
High School diploma or equivalent work experience.
Two (2) to five (5) years' title, settlement services or mortgage experience.
**Our Company:**
Vylla Title, LLC is part of The Carrington Companies. We are a full service title agent committed to providing the highest level of service. Our national footprint and full-service model offer a truly progressive approach to managing transactions and creating extraordinary experiences every step of the way. We offer a broad array of services for residential and commercial transactions, with years of expertise to serve many unique client needs. We love what we do and offer an exceptional place to work where you can be part of a strong team. That's why we say we're not just a team, but a "Vyllage." Accelerate your career and join our Vyllage today! To read more visit: ****************** .
**What We Offer:**
+ Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
+ Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
+ Customized training programs to help you advance your career.
+ Employee referral bonuses so you'll get paid to help Carrington and Vylla grow.
+ Educational Reimbursement.
+ Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.
**\#Carrington**
**\#LI-GV1**
Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.
Remote Construction Mortgage Banker - Nationwide
Remote mortgage originator job
Full-time Description
Hiring an experienced Construction & Purchase focused Mortgage Banker Nationwide! This position provides direct access to The Federal Savings Bank's top retail and construction lending team and the ability to immediately begin lending in all 50 states.
The Federal Savings Bank is a veteran-owned, federally chartered private bank with 35+ loan production offices nationwide. We seek experienced retail mortgage bankers who wish to take their business to the next level with our cutting edge mortgage app, digital closing software, marketing CRM, and portfolio products.
For more information please contact:
SARAH HELTON,
VP of Business Development
Phone: ************
Email: *********************************
What We Offer:
Ability to lend in all 50 states without the hassle of state licensing
Robust marketing support program(s), mobile app, custom design requests, and The Gold Standard marketing CRM powered by Total Expert, gives LOs the edge they need
Latest technology: Blend and Snap E-Close technology allows borrowers to send, receive, and sign documents digitally and securely
Experienced and highly trained operations staff (ALL 100% IN HOUSE).
Bank-sponsored Mortgage Banker Assistant and Loan Partner programs
Loan programs for every borrower: FHA/VA, Conventional, USDA, Jumbo, 203k and Renovation, Portfolio, Condos/Co-ops, Construction, HECM's, Multi Family, Commercial, Personal Loans, ITIN, and more!
Exciting construction loan programs: ITIN Construction, Jumbo (1x & 2x Close), FHA (2x Close), and VA
Robust Secondary Department investor relationships and direct seller to Fannie Mae, Freddie Mac, and Ginnie Mae - No agency underwriting overlays!
Competitive pricing and compensation plans
More Reasons to Join:
EVP Coaching for Mortgage Bankers and Managers looking to grow professionally. We will help you revamp your business plan!
NAHREP National sponsor, and accessibility to NAHREP 10 certified coach of the year
National Employee Appreciation Events and townhalls with operations leadership so your voice is heard!
Annual Chairman's Club trips to cultural destinations like Italy, Peru, and Spain!
Partial 401k matching & Medical, Dental, and Vision insurance plans available
The Federal Savings Bank is an
equal opportunity employer
. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status.
Easy ApplyLoan Originator NE
Mortgage originator job in Dublin, OH
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Auto-ApplyTitle Foreclosure Specialist, Vylla
Remote mortgage originator job
Come join our amazing team and work remote from home!
The Title Foreclosure Specialist will be responsible for taking foreclosure abstract orders from the lender and preparing an abstractor report using partners. Preform a quality control on all files before sending to foreclosure attorney and lender. Update files as requested and also perform searches. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $23.00-$25.00 an hour.
What you'll do:
Monitor assigned foreclosure e-mail box.
Order requested foreclosure abstracts from stated company partner(s) and update per attorney request.
Perform quality control evaluation once foreclosure abstract is received and before completed product is sent to client.
Determine if a file is acceptable.
Monitor vendor turnaround times for counseling and process improvements.
Perform other duties as assigned.
What you'll need:
High School diploma or equivalent work experience
Two (2) to five (5) years' title, settlement services or mortgage experience
Our Company:
Vylla Title, LLC is part of The Carrington Companies. We are a full service title agent committed to providing the highest level of service. Our national footprint and full-service model offer a truly progressive approach to managing transactions and creating extraordinary experiences every step of the way. We offer a broad array of services for residential and commercial transactions, with years of expertise to serve many unique client needs. We love what we do and offer an exceptional place to work where you can be part of a strong team. That's why we say we're not just a team, but a “Vyllage.” Accelerate your career and join our Vyllage today! To read more visit: *******************
What We Offer:
Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
Customized training programs to help you advance your career.
Employee referral bonuses so you'll get paid to help Carrington and Vylla grow.
Educational Reimbursement.
Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.
#Carrington
#LI-GV1
Auto-ApplyMortgage Banker
Mortgage originator job in Columbus, OH
The Mortgage Banker is responsible originating high-quality mortgage and equity loans, while providing excellent service to borrowers and referral sources. This individual also cross-sells bank products and services, while participating as an active member of regional teams.
Essential Functions
Originate permanent conventional and FHA/VA/RD residential mortgage loans, with purposes of purchase, refinance and construction for the centralized channel (Internet, phone, LOS/CRM referrals), home equity loans and lines of credit for the centralized channel (Internet, phone, LOS/CRM referrals), and obtain appropriate financial and credit data to properly disclose and analyze level of risk
Assist with borrower communication for construction loan overflow
Manage mortgage activity according to bank strategies
Interview borrowers to initiate complete, accurate and timely loan applications and disclosures
Meet timelines associated with regulatory disclosures
Work with processing center to streamline the process from application to closing
Maintain thorough knowledge of core lending products and rate/fee structure, thorough knowledge of loan origination system, and working knowledge of related systems
Understand borrower needs and recommending appropriate loan products
Comply to investor, insurer, and bank policies and procedures
Understand and comply with mortgage industry regulations, including the Qualified Mortgage, Dodd-Frank, Home Mortgage Disclosure Act, Fair Credit Reporting Act, the Real Estate Settlement Procedures Act, the Community Reinvestment Act, Mortgage Disclosure Improvement Act, Truth-in-Lending laws, etc.
Keep informed of changing rules and regulations, and local real estate and economic trends and developments that may affect loan quality or production
Exercise good credit judgment to decision loans within the Retail Loan Policy and individual loan authority limits
Ensure loan decisions and recommendations are based on accurate information
Manage confidential and sensitive information appropriately
Respond to Quality Control reviews in a timely manner
Monitor and understand performance of individual portfolio
Pro-actively call on abandoned mortgage online applications
Respond to online requests for contact via Northwest website
Maintain thorough knowledge of all Northwest products and services and actively recommending cross-selling opportunities, and of competitor products and recommending enhancements to NWSB products
Promote and maintain a favorable image for the Bank, and customer loyalty by providing superior service to each customer and referral source
Work cooperatively with referral sources and mortgage production staff
Project professional image that inspires confidence and trust
Manage flexible schedule to meet customer needs
Ensure compliance with Northwest's policies and procedures, and Federal/State regulations
Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency
Work as part of a team
Work with on-site equipment
Qualifications
Bachelor's Degree in related subject preferred
Registration with NMLSR and annual renewal
Registering with the Registry and maintain registration
Obtaining a unique identifier through the Registry
Providing MLO unique identifiers to consumers
Upon Hire required
3 - 5 years lending/banking experience, knowledge of secondary market and regulatory guidelines, customer service and sales experience preferred
Ability to analyze financial data
The base salary plus commission for this position is generally $65,000-$72,000 per year. Actual pay is based on various factors including but not limited to the successful candidate's experience, skills, and knowledge. Additional bonus earning opportunities and benefits are also available.
#LI-MM1
Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
Auto-ApplyMortgage Loan Processor - Remote Opportunity
Remote mortgage originator job
Town and Country Bank is seeking an experienced Mortgage Loan Processor to ensure timely and accurate packaging of all mortgage loan files while providing a high level of customer service. This position may be worked out of one of our branch locations in Illinois or can be remote.
ABOUT US:
At Town and Country our mission is to empower the financial well-being of our communities, one person at a time.
The culture at Town and Country is built on our shared core values - Teamwork, Achievement, Passion and Positive Thinking. Teamwork means we work together to achieve a common purpose. Achievement means we are results-oriented and achieve success by reaching and exceeding our goals. Positive thinking means we exhibit a positive attitude and strive to maintain an upbeat and fun work environment. Passion means we love what we do and understand the importance of our role in relation to the direction and purpose of the organization. We hire, review, reward, and recognize our teammates based on these characteristics, so it's important that you share these values in order to be part of our team.
ESSENTIAL FUNCTIONS AND DUTIES:
· Ensures that applications are processed in a timely and accurate manner.
· Analyzes, verifies and completely develops applicant information to support the underwriting and approval process.
· Generates loan documents using computer software and ensures that all necessary loan disclosures are provided to customers.
· Maintains follow-up on all required documents for loan closings.
· Engages with sales staff regularly to meet customer needs.
· Examines overall loan documentation to determine applicant's qualifications for approval review.
· Reviews Automated Underwriting System Findings (multiple systems used in secondary marketing) to ensure that all requirements have been satisfied prior to loan approval.
· Monitors and reports any deficiencies in loan documentation as required by the pre-closing quality control checklist to ensure continued relationships with all applicable investors.
QUALIFICATIONS:
· Minimum one year experience in mortgage lending processing.
· Knowledge of FHA, VA, USDA, state and federal lending regulations required.
· Excellent verbal and written communication skills.
· Strong knowledge of computers, imaging systems and software programs including Microsoft Word and Excel.
· Exceptional attention to detail, organization and time management skills.
EDUCATION:
· Associate's degree in related field or equivalent experience.
Auto-ApplyMortgage Banker
Mortgage originator job in Westerville, OH
We are a fast-growing, high-achieving organization that thrives on winning. We are proud to be ranked nationally in the top 10 Banks within our asset size peer group based on financial performance. If you are seeking a place where you can have enhanced visibility, add more value, and you thrive in a dynamic and growth-focused environment, you belong at CFBank. We are agile, we work with integrity, and we hustle. For over 130 years we've been serving our communities and over the past decade have become a top performer, successfully growing our business and attracting some of the best talent out there. We are a commercial bank that offers a boutique banking experience for personal banking clients. Our unique business model offers direct access to decision-makers, great technology, great products, and competitive pricing that position our teams to go into the market and win business.
About the role:
The Mortgage Banker (Mortgage Loan Officer) position is accountable for acquiring new mortgage loan customers and performing specific duties relating to the origination of residential mortgage loans and must facilitate the loan process with the customer from initial application until closing.
What you'll do:
* Comply with Bank policy and government regulations related to mortgage lending.
* Maintain knowledge of available loan products, processing procedures, and underwriting guidelines.
* Market and sell CFBank Mortgage Products through inside and outside sales to networks and develop referral contacts from realtors, past customers, financial planners, accountants, attorneys and other professionals.
* Work with potential and existing clients to uncover and sell products that best meet customer needs, gaining commitments for mortgage loans.
* Conduct pre-approval loan process by gathering financial information from customer and reviews customer credit to match customer need with best product available.
* Work closely with mortgage operational staff throughout entire lending process, utilizing verbal and written communication and any related software throughout the lifecycle of the loan as necessary.
* Comply with internal security policies and procedures and maintain customer confidentiality at all times.
* Adhere to all regulations, policies, and record-keeping requirements. Complete all required training related to bank regulations and policies.
* Accept other responsibilities and projects as requested to add value for CFBank.
Education And Experience:
* 1-2 years of related training and/or experience preferred for Junior level (mentored).
* At least 2 years of mortgage experience is preferred for Sr. level Bankers.
What We Offer:
* Excellent Benefits Package: Top benefits include dependent coverage!
* Professional development opportunities including educational/training opportunities
* "Accelerated" 401k Plan and Employee Match of 50% of the first 8% deferred, available your first full month of employment with a 3-year vesting
* Employee Banking Promos and Direct Deposit of payroll to CFBank Account (over 90% of our employees bank with us!)
* Employee Assistance Program with a wide range of free resources such as estate planning and mental wellness resources
* One of the most collaborative environments you'll find, with a team of hard-working mutually invested professionals who are excited about shared success