Paralegal or Mortgage Processor (Bankruptcy and Mortgage Modification)
John Damato PLLC
Remote job
Job DescriptionHours: 10-25 hours per week Work on site: Cheektowaga, NY Need assistance in the following areas of practice:
Bankruptcy: Assist Bankruptcy Attorney with his bankruptcy practice.
Mortgage Modification: Prepare mortgage modification applications for attorney review, submit to mortgage companies or their attorneys to save a clients home from a foreclosure sale.
Manage both types of files for the attorney.
We are looking for a Superstar. Dont even consider responding to this ad unless:
you are truly talented;
you are a pleasure to deal with;
you believe that you can be the best at almost anything you do and you can prove that;
you enjoy developing a deep and meaningful rapport with clients;
you are extremely customer-oriented;
you have a burning desire to succeed;
you are highly motivated;
you have a never-say-die attitude; and
you find ways to perform well, even in bad situations
The Ideal Person:
We firmly believe in hiring the RIGHT person for this job, not simply the person with the most credentials. The person we hire will know what it means to meet deadlines, work independently, and will restore our faith in the American work ethic. We like working with smart, motivated individuals who are eager to learn.
We would love to work with an experienced (5+ years) paralegal or mortgageprocessor who is motivated and has significant experience in one or more of the following areas of law: mortgage modification, bankruptcy, foreclosure and/or real estate, but we are willing to teach the RIGHT person who has a year or two of experience as a paralegal or mortgageprocessor.
If you are interested in helping people save their homes through mortgage modification law or bankruptcy, are a quick learner, can follow clearly stated expectations, will follow the standards and procedures of John DAmato PLLC, will conduct yourself in a professional manner, and
clearly understand the difference between activity and accomplishment
, then you should apply today! We would love to hear from you.
What you can expect:
Gentle, flexible hours and fast payment. Unlike full time mortgageprocessors or paralegals, you show up (or work from home), and do your work on a flexible schedule that you set. You will be free to enjoy life, making a difference and helping people. Isnt that your ideal for a work-life balance?
Low pressure and a low-stress environment. We believe this is an ideal position for someone who wants part-time work as a retired individual or someone who wants to raise a family and still work part-time.
Compensation: To be determined based upon the package you send us. We will pay hourly or on a fixed-fee basis. We would rather work with someone motivated to finish a task than to pay someone on an hourly basis. This means you will have the chance to make more money if you work harder.
Please do not apply if:
You are someone looking for full-time work, but cannot find it;
you do not already understand: how to prepare a budget;
you make excuses for your poor performance;
you view firm clients as an inconvenience;
you are not punctual;
you were the student who needed mom or dad to remind you about completing your homework or your projects;
you need a lot of direction and hands-on guidance;
you are already set in your ways and are not willing to learn; and
you prefer to put off until tomorrow what could be done today.
This is not the job for you.
$39k-53k yearly est. 5d ago
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Mortgage Loan Processor
Key Mortgage Services 4.0
Remote job
Job Description
The Loan Processor is responsible for the thorough review of a file. They prepare and verify the data on the loan application as well as supporting documentation that has been provided by the loan officer and submit the verified loan files to underwriting. If additional information is needed to render a decision, it is the Processor's responsibility to reach out to the borrower to obtain.
This role is Monday - Friday, 8:30am - 5pm with the opportunity to work from home Monday and Friday.
Essential Duties
Proactively manage a pipeline of loans and review daily reports to identify priorities. Escalate issues to supervisor, when needed.
Provide excellent customer service.
Respond promptly to all forms of communication.
Communicate (both via phone and email).
Calculate income, review assets, know how to calculate student loan debt per product(conv or govt loans) and debt ratios.
Must know how to review a credit report, identify issues that need to be addressed.
Analyze the title report, purchase contract and appraisal on files for compliance.
Perform verbal verifications of employment, when needed if our verification team is unsuccessful in obtaining.
Communicate clearly and professionally with all customers, co-worker, supervisors and management.
Ensure that the customer understands requests and time requirements, provide deadline for documents.
Ensures loan quality standards are met, including the review and resolution of any red flags in a file and the satisfaction of all conditions.
Required to open new loan submissions within 48 hours and validate all file information to ensure that all issues are identified so they may be resolved early.
Contact the borrowers with a welcome call within the opening and validating period to ensure all required documentation is in the file to issue a credit decision.
Ensure loan approval can be accomplished by the contingency date and that closing can be accomplished by the estimated closing date, communicate to LO if we are unable to meet a target so expectations can be reset.
All requests for documentation should be completed through POS “Glyde”
Gather and review all documentation needed for the loan.
Adhere to checklists and procedures.
Create notes and a record of all requests in the conversation log to document issues or escalations.
Prepare loan packets to submit to in-house underwriters, contract underwriters or investor underwriters for approval.
All Loan Processors will also act as a back-up for other team members in processing due to scheduled and unscheduled absences or as volume dictates.
Must know how to navigate Fannie Mae and Freddie Mac selling guides, FHA Handbook, and Allregs.
Requirements
Knowledge of TRID, Know before you owe, Regulation B ECOA and other mortgage banking related guidelines.
Familiarity with industry quality control standards and fraud detection methods.
Experience with POS approval processes using LP, DO/DU and other AUS.
Proficient computer skills including Microsoft Word, Excel and Outlook.
Excellent people skills.
Excellent verbal and written communication skills.
Has the ability to multi-task in a very fast paced environment.
Possesses excellent organizational skills.
Has superior attention to detail.
Proficient knowledge of office machines (faxes, computers, printers, adding machines and telephones).
Must be able to work independently and research problems / questions as required.
Education and Professional Experience
Minimum of 3 years loan processing experience including conforming conventional, FHA, 203K, VA, USDA, IHDA, Chicago Tax smart programs and sub-prime loans
High School Diploma or equivalent required
Salary Range
$55,000 - $62,000
About Key Mortgage Services
When you show your people some love, good things happen. As an independent, family-owned business, Key Mortgage feels like a big family because that's exactly what we are. Our secret is we invest in our people, and they keep getting better - so our company does, too. Support starts on day one, so you can focus on what's most important - delivering the highest quality home financing services to our customers. At Key Mortgage, we've got your back.
Benefits
PTO
VTO
Medical
Dental
Vision
401k matching
$55k-62k yearly 11d ago
Remote W2 Mortgage Processor (Salary and Benefits) (Veteran Only)
Tenth Mountain 3.8
Remote job
Position Overview: The MortgageProcessor (Veterans Only) is responsible for managing and processing mortgage loan applications, ensuring that all required documentation is accurate and complete. This role involves coordinating with loan officers, underwriters, and clients to facilitate a smooth and efficient loan approval process. The processor works under the supervision of a financial institution or mortgage company and focuses on serving the veteran community. This is a salaried position with benefits.
Key Responsibilities:
Loan Application Review:
Review mortgage loan applications for completeness and accuracy.
Verify client information and gather necessary documentation, including credit reports, income statements, and employment records.
Ensure all required documents are obtained and properly filed.
Documentation and Verification:
Verify the accuracy of all information provided by clients.
Ensure that all documentation meets federal, state, and company regulations.
Order and review third-party services such as appraisals, title searches, and credit reports.
Coordination and Communication:
Communicate with loan officers, underwriters, and clients to gather additional information as needed.
Coordinate with relevant parties to resolve any issues or discrepancies in the loan application.
Keep clients informed of the loan status and any additional documentation required.
Loan Processing:
Prepare and submit loan files for underwriting approval.
Monitor the loan approval process to ensure timely and accurate completion.
Address any conditions specified by underwriters and ensure all requirements are met.
Compliance and Record-Keeping:
Maintain accurate and up-to-date records of loan applications and processing activities.
Ensure compliance with all regulatory and company guidelines and standards.
Protect client confidentiality and secure sensitive financial information.
Veteran Community Engagement:
Act as a liaison between the financial institution and the veteran community.
Provide specialized services and advice tailored to the unique needs of veterans and their families.
Participate in events, seminars, and workshops aimed at educating veterans about mortgage options and financial planning.
Training and Development:
Stay informed about industry trends, regulations, and products through ongoing training and professional development.
Attend company meetings, training sessions, and seminars as required.
Qualifications:
Education: Bachelor's degree in finance, business, or a related field is preferred. High school diploma or equivalent is required.
Experience: Previous experience in mortgage processing, financial services, or a related field is preferred. Military experience is highly valued.
Skills:
Strong attention to detail and organizational skills.
Excellent communication and interpersonal abilities.
Proficiency in computer software and systems used in mortgage processing.
Ability to work independently and manage time effectively.
$35k-49k yearly est. 60d+ ago
Remote W2 Mortgage Processor (Salary and Benefits) (Veteran Only)
The VAB
Remote job
Position Overview: The MortgageProcessor (Veterans Only) is responsible for managing and processing mortgage loan applications, ensuring that all required documentation is accurate and complete. This role involves coordinating with loan officers, underwriters, and clients to facilitate a smooth and efficient loan approval process. The processor works under the supervision of a financial institution or mortgage company and focuses on serving the veteran community. This is a salaried position with benefits.
Key Responsibilities:
Loan Application Review:
Review mortgage loan applications for completeness and accuracy.
Verify client information and gather necessary documentation, including credit reports, income statements, and employment records.
Ensure all required documents are obtained and properly filed.
Documentation and Verification:
Verify the accuracy of all information provided by clients.
Ensure that all documentation meets federal, state, and company regulations.
Order and review third-party services such as appraisals, title searches, and credit reports.
Coordination and Communication:
Communicate with loan officers, underwriters, and clients to gather additional information as needed.
Coordinate with relevant parties to resolve any issues or discrepancies in the loan application.
Keep clients informed of the loan status and any additional documentation required.
Loan Processing:
Prepare and submit loan files for underwriting approval.
Monitor the loan approval process to ensure timely and accurate completion.
Address any conditions specified by underwriters and ensure all requirements are met.
Compliance and Record-Keeping:
Maintain accurate and up-to-date records of loan applications and processing activities.
Ensure compliance with all regulatory and company guidelines and standards.
Protect client confidentiality and secure sensitive financial information.
Veteran Community Engagement:
Act as a liaison between the financial institution and the veteran community.
Provide specialized services and advice tailored to the unique needs of veterans and their families.
Participate in events, seminars, and workshops aimed at educating veterans about mortgage options and financial planning.
Training and Development:
Stay informed about industry trends, regulations, and products through ongoing training and professional development.
Attend company meetings, training sessions, and seminars as required.
Qualifications:
Education: Bachelor's degree in finance, business, or a related field is preferred. High school diploma or equivalent is required.
Experience: Previous experience in mortgage processing, financial services, or a related field is preferred. Military experience is highly valued.
Skills:
Strong attention to detail and organizational skills.
Excellent communication and interpersonal abilities.
Proficiency in computer software and systems used in mortgage processing.
Ability to work independently and manage time effectively.
$35k-48k yearly est. 60d+ ago
Commercial Mortgage Processor
Better Talent Advisors
Remote job
Based in the Chicago area and doing business around the country, we are an established boutique mortgage brokerage firm specializing in commercial projects and ultra luxury properties. Our clientele are typically high networth individuals and investment groups. We are lean and mighty, and operate in a close-knit work environment. Due to expansion, we are looking for a bright and experienced Commercial MortgageProcessor to join our growing organization. We will invest in your development and provide a dynamic work environment where you're challenged, valued and empowered every day. We strive to be the best destination for the industry's top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.
Scope/Responsibilities
The MortgageProcessor has limited contact with customers, frequent contact with loan officers, lending assistants, other departments, title companies, etc. The incumbent must be able to function efficiently and effectively under deadlines while maintaining a professional and mature demeanor. The MortgageProcessor must exercise independent judgment and decision-making in routine situations.
Essential Functions
Prepare loan documentation for all new loans, modifications, and renewals.
Review provided documents to ensure loan package is accurate (vehicle reports, flood, appraisal, title work, etc.) and that all documentation matches the credit approval.
Facilitate open communication with the lending staff throughout the entire loan process.
Process and respond to all incoming methods of communication.
Take necessary action to resolve deficiencies and escalate questions/concerns to appropriate level when needed.
Adapt to change in the work environment, manage competing demands and handle frequent changes.Perform all other duties as assigned.
Actively participates in the Customer Service First sales and service culture, supports the values of the Organization, and follows established Bank policies and procedures.
Experience & Qualifications
3+ years professional experience as a Commercial MortgageProcessor
3+ years in an environment focused on high net worth clientele and super jumbo loans
Bachelors Degree from an accredited 4 year University
Project Management experience and PMP preferred
Exceptional written and verbal communication including extensive, detail oriented, correspondences
Demonstrated ability to work on deadlines with great attention to detail.Proactive and independent with the ability to take initiative.
Excellent time management skills with a proven ability to meet deadlines.
The ability to think critically and find alternative solutions.
Proficient with or the ability to quickly learn loan processing software or other lending systems.
Proficient with Microsoft Office Suite or related software.
What's In It For You:
Competitive base salary and bonuses
Remote work with some need for in person meetings in the Chicago area
Generous benefits and PTO
Opportunity for an outsized impact in the company given our size and your key role in driving us forward. This is a fantastic opportunity for someone who is interested to learn the ins and outs of developing renewable energy projects!
About You: For this key position, we are seeking a person who is a forward leaning self-starter that takes a high degree of ownership in their areas of responsibilities. A high level of organization and attention to detail is essential but it's not enough to understand what's going on - this role requires utilizing that knowledge and driving action. So, if you are an experienced Commercial MortgageProcessor who is interested in joining a fast paced, tight-knit firm where your work will be visible, valued, and rewarded, please apply now as interviews are ongoing!
$32k-43k yearly est. 60d+ ago
Mortgage Loan Processor - REMOTE
Amerisave Mortgage 4.3
Remote job
Description AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence. Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they're celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers. At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together! What we're looking for: AmeriSave is currently hiring Loan Processors to join our winning team. We offer advanced technology and support roles that enable our processors to easily manage larger pipelines and earn lucrative bonuses that are paid out every pay period. The ideal candidate has superb customer service skills, is well versed in general mortgage knowledge and guidelines, and loves working in a fast-paced environment. Candidates must be detail oriented with strong written and verbal communication skills.
This is a remote opportunity to work from home. Schedules are Tuesday - Saturday or Sunday - Thursday, 9am - 6pm PST or Monday - Friday, 12pm - 9pm PST. Remote work applicants may not work from the following states: California
What You'll Do:
Responsible for a pipeline of 40-50 loans per month, both refinances and home equity loans
Review loan application package for completeness and accuracy, reconcile application against system input
Responsible for gathering required documentation from customer and third parties in support of the loan approval decision
Responsible for prompt, professional communication to customers, loan officers & underwriters
Responsible for calculating and analyzing income, assets and liabilities
Utilization of AUSSIE and company procedures
Establish an ongoing relationship by delivering best-in-class customer service
What You'll Need:
Minimum of 2 years recent mortgage loan experience
Must be self-directed, motivated, and comfortable working in an extremely fast paced environment
Must be proficient in Microsoft Office, DU, LP, CRM
Exceptional problem-solving and customer service skills
Detail-oriented and demonstrate excellent decision making skills
Excellent communication skills
**Please note that the compensation and benefit information that follows is a good faith estimate for this position only and is provided pursuant to applicable state and local laws on pay transparency. It is estimated based on what a successful applicant in the relevant state might be paid. ** Compensation
The hourly rate for this position is $19 per hour, against commission based on individual performance. Target annual compensation for this position is $60,000 to $120,000.
Benefits: · 401(k) · Dental insurance · Disability insurance · Employee discounts · Health insurance · Life insurance · Paid time off · 12 paid holidays per year · Paid training · Referral program · Vision insurance Supplemental pay types: · Bonus · Referral bonuses AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
California Consumer Privacy Act Disclosure Acknowledgment
Employment Applicants, New Hires, and Employees Residing in California
AmeriSave Mortgage Corporation's Privacy Policy Statement (“Policy”) can be reviewed here: ******************************** AmeriSave Mortgage Corporation's California Consumer Privacy Act (“CCPA”) Recruitment Disclosure can be reviewed here: ****************************************************** When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.
$38k-48k yearly est. Auto-Apply 27d ago
Mortgage Loan Processor III
City National Bank 4.9
Remote job
WHAT IS THE OPPORTUNITY? The Mortgage Loan Processor III is responsible for processing home equity line of credit's, purchase, and refinance transactions. They will examine and evaluate approval of client applications and will be responsible for ensuring loans close in a timely basis. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
WHAT WILL YOU DO?
* Review loan approvals to determine what documents are required to move to closing.
* Communicate and respond to internal customers within 2 hours.
* Utilize pipeline reports to effectively manage and prioritize daily workflow.
* Ensure all loans are reviewed at least every 3 days.
* Effectively manage an individual pipeline of 30-50 loans.
* Maintains current knowledge of CNB guidelines and loan programs.
* Meet and exceed monthly funding goals as set forth by management.
* Other duties as/or assigned by management.
WHAT DO YOU NEED TO SUCCEED?
*Required Qualifications**
* H.S. Diploma
* Minimum 3 years recent mortgage experience.
* Minimum 3 year basic computer experience (e.g. Microsoft Word, Excel, Outlook) required.
* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
*Additional Qualifications*
* Ability to identify and resolve problems in a timely manner.
* Strong attention to detail and accuracy.
* Ability to maintain high levels of performance, especially in stressful situations.
* Strong knowledge of federal/state regulatory policies and procedures. (TRID Experience Required)
* Excellent written and verbal skills.
* Excellent organizational skills.
* Ability to multi-task and work in a deadline driven environment.
* Proficient PC skills, including Microsoft Office and Loan Origination systems.
***this role sits in NYC metro area***
*WHAT'S IN IT FOR YOU?*
*Compensation*Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
* Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
* Generous 401(k) company matching contribution
* Career Development through Tuition Reimbursement and other internal upskilling and training resources
* Valued Time Away benefits including vacation, sick and volunteer time
* Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
* Career Mobility support from a dedicated recruitment team
* Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our *********************************
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at **********************************
*INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT*
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
\#LI-RK
\#CA-RK
$25.9-41.4 hourly 60d+ ago
Mortgage Loan Processor II (Mid-level)
Equity Resources 4.0
Remote job
Are you an experienced mortgageprocessor who's been searching for a great company that's family owned, that recognizes your contributions, and has a philosophy of
no layoffs
during the down-season? A company whose goal and purpose is to
Improve the Lives of Families
? Take a look at Equity Resources! We are a fun and friendly environment where we work together to meet our daily goals.
Why you'll love working here
Candidates local to Central Ohio will be asked to work a structured hybrid schedule and can enjoy our corporate office in Newark's historic downtown square. (Remote work is available for candidates located outside of Central Ohio).
Choose from flexible hours: 8:30 AM - 5:00 PM with a 30-minute lunch, or 8 AM - 5 PM / 8:30 AM - 5:30 PM with a 1-hour lunch.
Generous PTO, 10 paid holidays, plus a day off for your birthday!
Full benefits package (including pet insurance!) first of the month after your first 30 days.
401(k) option with a generous company match -helping you grow your retirement savings faster.
Earn extra cash through our referral programs, $500 for each borrower you refer, and up to $5,000 for referring an experienced Loan Officer.
Join a stable, employee-focused company that's been growing since 1993.
Requirements
Requires at least 3 years of recent mortgage loan processing experience; ideal candidates will have 3 - 5 years of recent experience.
Must reside in a state in which Equity Resources is currently licensed.
Must have experience supporting multiple loan officers/originators.
Experience working in the Encompass LOS is preferred.
Ability to manage and process up to 30 client loan files simultaneously, keeping accurate documentation for each loan.
Work independently with minimal supervision, applying sound judgment and attention to detail.
Organized and thorough in gathering borrower information, verifying documents, and managing files from preapproval to closing.
Strong interpersonal skills with the ability to build trust and communicate effectively with borrowers, team members, and third-party vendors.
What your day will look like
The primary objective of the Mortgage Loan Processor is to make sure loans are fully processed, submitted, approved, closed, and funded with minimal involvement from the Loan Officers/Originators. You will work to obtain and review all client documents, review for accuracy and completeness, and assure that all supporting documentation is sufficient for the borrower and subject property in order to close and fund the loan.
You will be responsible for the team pipeline to ensure all closing dates and commitment dates are met. You will interact with the Loan Officers, Underwriters, Back Office, and Closers. You will foster an atmosphere of exceptional customer service and a work environment that is edifying and supportive, creating Raving Fans both internally and externally.
The following duties would be applicable:
Serve as a primary point of contact by answering phone calls and providing timely updates to internal and external customers.
Monitor loan progress and follow up on outstanding items to ensure timely completion of the loan package.
Order and follow up on third-party items such as title, VOEs, VODs, insurance, and appraisals.
Pulling Credit Bureaus and working with the Credit Bureau to update customer accounts.
Ensure all loan packages are complete and compliant before submitting to underwriting.
Following up with the underwriter for approvals and work on conditions.
Supporting the Company's strong relationship of “Raving Fan Service” culture through on-going customer contact, quality customer service, and superior product knowledge.
Adhere to company policies, procedures, and ethical standards.
Perform additional duties as needed to support individual loan files and team goals.
About Us
Equity Resources, Inc. is a privately owned and operated mortgage company headquartered in Newark, Ohio. We are licensed in 22 states, including Washington D.C., and operate branch offices in many of those locations. Our vision and purpose at Equity Resources, Inc. is quite simply to Improve the Lives of Families. We pride ourselves in creating Raving Fans of our customers AND our employees. We are celebrating our 32nd year in business and are continuing to grow! Come join our team!
Equity Resources offers a comprehensive total compensation and benefits package that includes medical, dental, and vision insurance; 401(k) with company match; company-paid life insurance; and much more!
Equity Resources is an equal opportunity employer. It does not discriminate against applicants or employees on the basis of race, color, religion, creed, national origin, ancestry, disability that can be reasonably accommodated without undue hardship, sex, sexual orientation, gender identity, age, citizenship, marital or veteran status, or any other legally protected status.
$31k-40k yearly est. 42d ago
Consumer Loan Servicing Processor
Technology Credit Union 3.8
Remote job
The Consumer Loan Servicing Processor is responsible for processing servicing requests related to consumer loans including, but not limited to, processing payoff checks and refunds, processing Uniform Commercial Code (UCC) filings and terminations on secured solar loans, processing subordination requests, performing loan adjustments, and managing the department mailboxes.
The incumbent works directly with the AVP, Consumer Lending Servicing Manager, Supervisor, Solar Loan Servicing, and/or Lead, Consumer Lending Servicing to ensure proper cross-training on all other related consumer lending servicing aspects and functions.
Responsibilities
Essential Duties
Processes UCC lien filings through third-party vendors on new secured solar loans; verifies UCC liens have been placed; and, follows-up on rejected and missing items.
Processes UCC lien releases on loans that have been paid off in full.
Receives and processes incoming subordination requests by reviewing documents received; prepares the subordination agreement; packages subordination files for review and signature; scans and packages fully executed subordination agreements for mailing.
Manages the department's mailboxes; interprets emails based on needs and assigns to appropriate parties.
Assists in completing internal service requests received within specified service level agreements.
Keeps up-to-date on changes to department processes and/or procedures.
Creates and/or updates department procedures specific to main job function.
Maintains effective communication with the consumer loan originations team, strategic lending partners team, and front-line staff.
Performs other duties as assigned.
Work Schedule
Full-time; typically 40 hours/week
8:00 am-5:00 pm, M-F (or as directed by management)
Occasional overtime
Flexibility to occasionally work early or late hours, and periodic weekend hours, typically with advance notice
Workplace Essentials
Supports Tech CU's
Mission and Vision
and consistently demonstrates
Tech CU's Values (Accelerate, Collaborate, Innovate, & Cultivate).
Meets with manager on a regular basis to discuss goal alignment, performance metrics, and development plans.
Complies with Tech CU policies and procedures.
Upholds employee Code of Conduct and Business Ethics and ensures confidentiality of the workplace.
Complies with requirements imposed by federal, state and local regulatory agencies.
Adheres to internal control and security measures designed to ensure regulatory compliance and mitigate losses and errors.
Qualifications
Education: High School Diploma or equivalent work experience.
Experience: 1+ years' experience in related disciplines, including exposure to consumer lending policies and procedures in a financial institution.
Knowledge/Skills/Abilities:
Strong proficiency in PC applications including Microsoft Excel, Word, Outlook and PowerPoint.
Strong ability to effectively communicate and collaborate with internal and external business partners.
Demonstrated strong written and verbal communication skills.
Solid ability to independently evaluate written communication to determine appropriate delegation to team members.
Solid ability to participate, sustain performance and thrive on a high-energy team.
Licensing/Certifications: Notary Public preferred.
Travel: May be required to occasionally attend offsite training, meetings or events, typically with advance notice. Overnight travel unlikely.
Typical Working Conditions: Office environment with member interaction via phone.
Equipment Used: Routinely uses standard office equipment, including computer, phone, copier and other devices.
Physical Requirements: This position requires:
Speaking and listening to interact with vendors and members via phone or in person.
Sitting for up to 85% of the day.
Reading a computer screen and perform keyboarding tasks for up to 80% of the day.
EQUAL EMPLOYMENT OPPORTUNITY
Technology Credit Union is an Equal Opportunity Employer. All qualified employees and applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetic information, age, disability, veteran status or any other legally protected basis. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
Pay and Benefits
Position Grade: 102
Salary Range: minimum-$55,500, midpoint-$64,000, maximum-$72,500
Work Location: The salary range listed is based on working in San Jose, CA. If you work remotely, your salary will be adjusted based on your geographic location.
Typical Starting Pay: Most new hires start between the minimum and midpoint of the range (adjusted for work location if applicable), based on experience and qualifications.
Bonus Potential: Target 5% of base salary based on company and individual performance
Tech CU is a pay-for-performance organization. We benchmark base pay to the 50th percentile of our market and offer incentive-based compensation tied to individual and company goals.
Tech CU offers a comprehensive benefits package, including:
Health Coverage: Medical, dental, and vision plans
Income Protection: Life and disability insurance
Retirement: 401(k) plan with company match
Paid Holidays: 12 days annually
Paid Time Off (PTO):
Accrues at 5.54 hours per bi-weekly paycheck (approximately 18 days per year)
Increases with length of service
Voluntary Time Off (VTO):
8 hours annually for full-time employees to support charitable organizations
Additional Benefits:
Flexible Spending Accounts
Employee-paid voluntary benefits
Leaves of absence in compliance with state and federal regulations
$55.5k-72.5k yearly Auto-Apply 51d ago
Loan Processor (hybrid in Scottsdale, AZ)
Lower LLC 4.1
Remote job
Here at Lower, we believe homeownership is the key to building wealth, and we're making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience.
With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we're a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger.
Job Description:
$55-70k + Bonus | Full-Time
Hybrid (3 Days In-Office / 2 Remote)
Opportunities for Growth | Mentorship | High-Energy Culture
Are you a go-getter with a passion for precision, speed, and team collaboration? Do you thrive in a high-energy, fast-paced environment where ownership and autonomy are rewarded, and advancement is real? At Lower, we're not just processing loans-we're building futures. And we're looking for a top-tier Loan Processor who's hungry for success and ready to make moves.
Why You'll Love It Here
Three days a week in our Scottsdale office, two remote-flexibility meets team synergy.
Immediate access to hands-on mentorship from industry pros.
A culture of hustle, positivity, and ambition.
We promote from within-you grow, we grow.
Work that matters: Help people achieve the dream of homeownership every single day.
What You'll Do
Own your pipeline: Manage 20+ units/month with accuracy and urgency.
Collaborate daily with Loan Officers, underwriters, and other departments to keep files moving fast and clean.
Clear conditions like a pro and keep the loan process airtight from start to finish.
Understand the nuances of income calculations, AUS findings, and investor guidelines.
Help implement smooth workflows and support constant process improvement.
Be the first line of quality control-catch issues before they become problems.
Stay on top of vendor communications (credit bureaus, appraisers, etc.) to avoid delays.
Who You Are
4+ years of experience in mortgage loan processing or underwriting.
Confident with DU/LP findings and income analysis-you know how to read the room (and the numbers).
Experience processing loans with a direct-to-consumer lender.
Autonomous, yet a natural team player who communicates effortlessly.
Thrives in motion: You like being busy, hitting goals, and staying organized under pressure.
Positive mindset that doesn't shake under stress.
Hungry for personal and professional growth. You want to move up.
High accountability. You own your work and love being relied on.
Bonus Points For:
Underwriting knowledge
Perks & Benefits
Competitive compensation + performance bonuses
Comprehensive medical/dental/vision
401K with company match
Paid holidays, PTO, and parental leave
Life & disability insurance
Home mortgage discounts
A vibrant, motivated culture you'll actually enjoy being part of
Ready to Level Up?
If you're a self-motivated, detail-oriented Loan Processor with the drive to build your career while making an impact-this is your moment. Join a company where momentum is the norm and growth is expected.
Apply now and bring your energy!
Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
Privacy Policy
$35k-43k yearly est. Auto-Apply 60d+ ago
Loan Processor, Sr., Retail
Carrington Mortgage Services, LLC 4.5
Remote job
Come join our amazing team and work from home! Our Senior Loan Processor is responsible for providing quality loan processing, reviewing files for adherence to underwriting standards and ensuring completeness of submission. Obtains necessary information (i.e., loan applications, credit documents, appraisals, etc.) to process and complete mortgage loan files. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range is $26.44/hr. - $28.84/hr. plus monthly incentive plan.
What you'll do:
* Receives and review loans submissions, monitors incoming documents, and verifies data collected by Loan Officers or agents.
* Obtains necessary information (i.e., loan applications, credit documents, appraisals, etc.) to process and complete mortgage loan files.
* Organizes and inputs loan information received into the company's Loan Origination System (LOS).
* Maintains open files, orders appraisals, sends verifications, and acquires documentation related to Borrower and property.
* Ensures the quality and compliance of work with Company policies, procedures, and investor guidelines.
* Ensures that all loans are processed to meet Company and Investor guidelines
* Communicates with Escrow Officer/Settlement Agent, Title Officer, Realtor, Closing Agent, and Appraisal Management Company, and other external parties as required to resolve outstanding issues.
* Communicates with Sales Management, Loan Officers, Operations Manager, Disclosure Department, Underwriting Department, Docs/Funding Department, and other internal staff as required to resolve outstanding issues.
* Informs loan officer, agent, and/or borrower about discrepancies in title, appraisals, credit, employment, income and other file related items and status of the loan.
* Reviews and evaluates credit information on mortgage loan documents to determine acceptability for loan programs.
* Pulls or verifies credit reports and flood certificates as needed.
* Submits completed file to Underwriting Department for approval.
What you'll need:
* Maintains highly confidential information in accordance with Company's privacy policy concerning borrower's information (concerning borrower's confidential information)
* Must demonstrate thorough knowledge of all aspects of mortgage loan processing function and underwriting guidelines.
* Excellent computer skills and working knowledge of Microsoft Office products.
* Strong skill in the use of office machines such as computer, copiers, fax machines.
* Strong customer service skills.
* Requires extremely high level of organizational skills and ability to work on several tasks simultaneously.
* Ability to maintain constant contact with borrower and internal office staff.
Our Company:
Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: ***************************
What We Offer:
* Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
* Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
* Customized training programs to help you advance your career.
* Employee referral bonuses so you'll get paid to help Carrington and Vylla grow.
* Educational Reimbursement.
* Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.
EEO/AAP Employer
California Private Notice
$26.4-28.8 hourly 25d ago
Loan Processor
Crosscountry Mortgage 4.1
Remote job
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
This position operates within Pacific Standard Time Zone working hours to support the West Coast region.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Document all communication related to the loan application in the conversation log.
Train and assist supervision of new Loan Processors and other processing personnel.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
High School Diploma or equivalent.
Minimum of 5 years' residential mortgage processing experience.
Experience with Encompass.
Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Knowledge of DU, LP, Microsoft Office, and Windows.
Excellent math and analytical skills.
Excellent communication skills.
Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: $24.00 - $26.00
Eligible for per file bonus
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
$24-26 hourly Auto-Apply 21d ago
Loan Processor
Boutique Recruiting
Remote job
Job Description
We are seeking a top notch Mortgage Loan Processor to join a thriving financial services company. This is a 100% remote position! This person will be responsible for reviewing loan applications, ensuring all necessary documents are included and approving or denying the loans. The ideal candidate will have 2+ years of experience, FHA, VA, USDA, Conventional or Jumbo experience, and strong organizational skills. Encompass experience is preferred but not required.
This company offers a high base, strong bonuses per loans and great benefits! Apply now for consideration!
Responsibilities for Loan Processor
Evaluate credit worthiness by processing loan applications and documentation within specified limits
Determine all applicable ratios and metrics and set up debt payment plans
Interview applicants to determine financial eligibility and feasibility of granting loans
Review active loan files each day to determine if any documents are missing or what can be done to help the process along
Identify and recommend products that meets the customer's needs and the organization's lending guidelines
Communicate with clients either to request or to provide information
Utilize professional judgement to determine which potential borrowers represent good risk opportunities for the organization
Operate in compliance with laws and regulations and adhere to lending compliance guidelines
Qualifications for Loan Processor
Exceptional communication and customer service skills
3+ years' experience in the consumer loan industry
Current registration under the National Mortgage Licensing System and Registry
Strong attention to detail
Familiarity with computers and banking applications/software
Ability to work in a goal-oriented environment
Demonstrable customer satisfaction orientation and sales competencies record
Deep knowledge of direct/indirect lending products and practices
Excellent analytical and mathematical skills
Must have FHA, VA, USDA, Conventional or Jumbo experience
Encompass experience highly preferred
$34k-47k yearly est. 15d ago
Senior Mortgage Underwriter - Mt Pleasant, SC or Remote
First Reliance Bank 3.9
Remote job
Job Title: Senior Mortgage Underwriter
Division: Operations
Underwrites mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss.
Direct Reports:
None
Core Responsibilities:
Underwriting
Respond to investor repurchase and quality review requests.
Support loan shipping process to clear underwriting purchase issues.
Underwrite residential loans while ensuring compliance with appropriate company and secondary market investor standards as well as compliance with lending regulations.
Render underwriting decisions and subsequent clearing conditions to ensure credit and investor guidelines are met.
Evaluate and examine transactions to ensure accuracy and completeness
Contact customers and partners to gather information to make appropriate decisions
Proactively communicate the decisions to the Residential Lending Specialists and Community Bank Partners with an explanation behind credit decision
2.Training/Help Desk
Serve as a resource to Residential Mortgage personnel on underwriting questions and provide training for investor, underwriting and compliance related issues.
Recommends modifications to underwriting procedures.
Provide training as needed to Residential Lending Specialists and Community Bank Partners as requested by Channel Manager.
Underwriting Management
Prepare formal reports for review.
Provide feedback on new investor candidates as it relates to underwriting guidelines and delivery procedures.
Coordinate third party quality control of mortgage loans and evaluate reports providing feedback concerning closed loan quality and process improvements.
Ensure that contractors are trained on investor specific eligibility requirements and guidelines.
Negotiate with third party service providers and manage contracts.
Compliance
Implement fraud detection techniques and other evaluation tools to mitigate mortgage lending risk.
Performing compliance reviews and comply with regulatory requirements
Respond to individual and investor audits
Coordinate HMDA reporting and evaluation.
Role Specific Competencies
Computer Skills
Skilled in the use of computers, adapts to new technology, keeps abreast of changes, learns new programs quickly, use computers to improve productivity.
Job Knowledge
Understands duties and responsibilities, has necessary job knowledge, has necessary technical skills, understands company mission/values, keeps job knowledge current, is in command of critical issues.
Personal Organization
Keeps information organized and accessible, maintains clean/functional work space, works systematically/efficiently, and manages time well.
Minimum Requirements:
Bachelor's degree or equivalent experience
3 - 5 years underwriting experience
DE Certification with a CHUMS number and VA LAPP Approval including FHA and/or VA underwriting experience.
Extensive knowledge of quality service discipline.
Retail banking experience.
Proven communication and customer relation skills.
Ability and desire to interact and contribute in a team environment.
Ability to use a variety of software tools.
$41k-52k yearly est. 21d ago
Sr. Loan Closer
JMAC Lending 3.8
Remote job
JMAC Lending has thrived in the industry for over 25 years, providing exceptional service, innovative products, and unwavering support to our clients. At the heart of our culture and business philosophy is the commitment to surpassing the current market options, ensuring that we remain the top choice lender for our clients. Our dedicated associates possess distinguished credentials and actively engage in continuous education, balancing knowledge with valuable experience.
Our unwavering commitment to the highest ethical standards is the cornerstone of our company. With meticulous care, we efficiently execute the delivery of product pricing for wholesale and correspondent lending for our esteemed clients.
As we continue to grow, JMAC Lending is seeking a skilled Loan Closer to join our Closing department. In this role, you will carefully review and understand loan documents, facilitating open communication about loan files with JMAC's valued customers. If you are searching for a company that values exceptional results and unwavering integrity, this is the perfect place for you to thrive.
This is a Full-Time/Fully Remote opportunity with working hours from 8:00am-5:00pm in any US time zone Monday-Friday offering competitive pay ranging from $61,600-$72,000 annually plus bonus.
Key Responsibilities:
Review and Prepare Loan Documents
Prepare and review files for docs
Review data input to assure loan document information is accurate for signing
Provide an accurate review to ensure compliance with Federal, State, Investor and company policies
Up to date with all compliance with Federal, State, Investor and company policies
Conventional, VA, & FHA loans
Provide and Sign-Off Outstanding Funding Conditions
Complete funding review within the required turn time
Review outstanding funding conditions in a timely manner to make scheduled funding
Properly communicate and update applicable parties of funding status
Complete loan package for funding
Screen and/or protect documents for loan requirements
Resolve Discrepancies and Post-Closing Closer
Communicate with applicable parties regarding loan closing and loan delivery
Deliver loan file to investor with no funding purchase suspense
Assist in resolving any purchase suspense issues required before investor lock expiration
Review TRID Compliance
Finalize Final Closing Disclosure and issue Post Consummation Closing Disclosure if required
Properly review Final Closing Disclosure to ensure RESPA Compliance and validate tolerance thresholds
Upload and complete system entries with Final Closing Disclosure
Retrieve correct principal reduction check and correct system entry if required
Complete and verify Uniform Closing Dataset (UCD) for loan delivery
Review all LE's & CD's for correspondent loans if applicable
Run compliance test for correspondent loans if applicable
Requirements
2 years of hands-on experience in mortgage as a Loan Closer
Thorough understanding of the guidelines and TRID with a minimum of 2 years of practical experience
Exceptional oral and written communication skills
Dependable and trustworthy
Meticulous attention to detail
Proficient in using computers
Capability to work autonomously
Benefits
Perks with JMAC Lending:
Competitive Base Salary with an attractive Bonus Plan
Comprehensive Health Care Plan, offering Medical, Dental & Vision coverage
Life Insurance coverage, including Basic, Voluntary & AD&D options
Generous Paid Time Off, including Vacation & Holidays
Retirement Plan with a 401k contribution
Short Term & Long-Term Disability coverage
Family Leave options for a healthy work-life balance
Access to Wellness Resources to promote your wellbeing
About JMAC Lending
JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin.
DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
$61.6k-72k yearly Auto-Apply 7d ago
Loan Processor
Epic Mortgage Group
Remote job
Mortgage Loan Processor
Epic Mortgage is seeking a highly efficient, detail-oriented, and customer-focused Mortgage Loan Processor to join our dynamic team. This role is crucial in ensuring that loans are processed swiftly, accurately, and within compliance standards, providing a seamless experience for both our Loan Officers and Borrowers.
Why Join Epic Mortgage?
Competitive compensation paid bi-weekly, with profit-sharing opportunities.
Comprehensive benefits package including Medical, Dental, Vision, 401K, HSA, and more.
Remote work flexibility with a supportive and collaborative work culture.
Extensive training, ongoing support, and opportunities for career advancement.
Job Description
Key Responsibilities:
Process loan applications and gather necessary documentation in line with underwriting requirements.
Communicate regularly with Loan Officers, Borrowers, title companies, appraisers, realtors, and other stakeholders to ensure timely and accurate processing.
Prepare and review closing packages, legal documentation, and ensure compliance with all regulations.
Monitor and maintain loan files, manage documents in LendingPad, and ensure all deadlines are met for loan commitment and closing.
Participate in daily virtual team calls and weekly pipeline review meetings.
Proactively address potential issues, evaluate credit histories, calculate borrower income, and determine DTI.
Maintain a positive team atmosphere and contribute to process improvement initiatives.
Qualifications
Requirements:
High school diploma or equivalent required, associate or bachelor's degree is a plus.
Minimum of 2 years of experience in mortgage processing, with a strong understanding of underwriting, compliance, and Fannie/Freddie guidelines.
Strong written and verbal communication skills with the ability to work collaboratively in a fast-paced environment.
Attention to detail, problem-solving skills, and the ability to manage multiple tasks and deadlines.
Proficiency in Microsoft Office, Google Suite, and familiarity with processing systems like LendingPad.
Additional Information
Epic Mortgage is an Equal Opportunity Employer, committed to the inclusion of all qualified individuals.
All your information will be kept confidential according to EEO guidelines.
NMLS #2404936 - Equal Housing Opportunity
$30k-42k yearly est. 60d+ ago
Loan Closer
Wealthfront 4.6
Remote job
Wealthfront is seeking a mortgage loan closer to join our team as we build and scale our mortgage lending operations. As a key player on the team you will leverage your expertise to deliver exceptional service to clients, ensuring a smooth and efficient closing experience. You will guide clients through the final steps of their home loan journey; ensuring accuracy, compliance and a seamless closing transaction. This position offers an exciting opportunity to be a part of a cutting-edge team in a rapidly growing environment. Responsibilities
Prepare and review CDs, loan documents and escrow instructions to ensure compliance with federal, state and investor guidelines.
Coordinate with title companies, escrow agents and borrowers to facilitate the closing process.
Ensure all loan closing packages meet compliance standards.
Verify final loan terms, fees and funding details before closing.
Collaborate with processing, origination and post-closing departments
Prioritize assignments and schedule workload to meet critical deadlines with ability to manage a high volume of loan activity with a high degree of accuracy
Proactively maintain loan pipeline, tasks and objectives
Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions.
Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun
Expertise
Customer-focused, business-centric, and team-oriented mindset; relentlessly passionate about finding and completing valuable work.
Strong working knowledge of Federal and state regulations including TRID and state-level disclosure requirements.
Self-driven with the ability to work independently and collaboratively.
Excellent organizational skills, able to set and meet deadlines in a high paced environment.
Demonstrated ability to communicate effectively and influence positive outcomes at all levels of an organization.
Intellectually curious and interested in applying technology to enhance business processes.
Prior experience in retail mortgage loan closing
Excellent communication skills focusing on both internal and external communications
Openness to adapting to industry changes
Requirements
2+ years mortgage loan closing experience
Proficiency in LOS systems, Document Preparation software and closing platforms.
Strong knowledge of closing guidelines.
Understanding of state and federal lending regulations
Extensive knowledge and understanding of customer service and intrapersonal best practices
Estimated annual salary range: $56,000 - $70,000 USD plus Equity and a discretionary bonus.
Benefits include medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount, and more!
About Wealthfront
Here at Wealthfront, our mission is to create a financial system that favors people, not institutions. We do this by leveraging technology to build powerful, low-cost, and easy-to-use financial products that help modern investors grow and manage their money.
We started with the ambition to transform the investment advisory business. By automating strategies typically reserved for the wealthy, we unlocked access to high quality investment advice for a digitally-native generation that was underserved by traditional institutions. Since then, we've expanded to a full suite of products designed to help our clients turn their savings into long-term wealth, including:
• A Cash Account that, through our partner banks, offers one of the highest annual percentage yields on uninvested cash in the industry, while providing instant and secure access to your money with no account fees and a full suite of checking features.
• A zero-commission Stock Investing Account with 50+ handpicked collections that help DIY investors discover new companies and make smarter investing decisions.
• Multiple automated investing portfolios designed to unlock tax savings through sophisticated strategies like fixed income, tax-loss harvesting, and direct indexing-which we offer at industry-leading low costs and accessible minimums.
Our award-winning products have attracted over 1 million clients who trust us with more than $85 billion of their hard earned savings-and we're far from done. If you're inspired to help us reshape the financial industry as we create our next chapter, let's talk!
For more information please visit ********************** are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Please review our candidate privacy notice.
Disclosures: All investing involves risk, including the possible loss of principal. Tax-Loss Harvesting benefits vary depending on the client's entire tax and investment profile. Wealthfront doesn't provide tax advice. The Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), Member of FINRA/SIPC. Wealthfront Brokerage is not a bank. We convey funds to partner banks who accept and maintain deposits, provide the variable interest rate, and provide access to FDIC pass-through insurance. Investment management and advisory services-which are not FDIC insured-are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser. The checking features offered in the Wealthfront Cash Account are provided by Green Dot Bank, Member FDIC. Fees and Eligibility requirements may apply to certain checking features, please see the Deposit Account Agreement for details.
By “award-winning products”, please refer to *************************** for more information. Wealthfront Corporation oversees Total Client Assets and Trusted Clients through Wealthfront Advisers and Wealthfront Brokerage. Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.
$56k-70k yearly Auto-Apply 60d+ ago
East Coast Junior Processor
Deephaven Mortgage
Remote job
Why Deephaven Mortgage?
Deephaven Mortgage has been a pioneer and leader in non-QM since our origin in 2012. Our longevity and strength in the non-QM space has allowed a significant number of borrowers to achieve homeownership who otherwise would not have under traditional requirements. Deephaven champions mortgage borrowers whose independence, entrepreneurial drive and determination are often the very reason they cannot qualify for a traditional loan.
We continuously and responsibly innovate new mortgage products and programs that put homeownership within reach of millions of borrowers and investors that need and deserve financing through lending ingenuity that is supported by common-sense underwriting.
Deephaven is comprised of two lending platforms. Our wholesale channel offers loans through a network of over 1,000 independent mortgage brokers. Our correspondent channel buys loans from over 200 correspondent partners.
Deephaven's headquarters are in Charlotte, North Carolina. To learn more about our innovative loan solutions please visit ************************* or email us at **************************.
Job Overview
We are seeking a highly motivated JR Wholesale Account Manager to join the Wholesale Operations team at Deephaven Mortgage. This role plays a key part in the loan delivery process, ensuring accuracy, completeness, and quality of assets being delivered while providing heightened coverage and assistance to optimize processes and increase efficiencies. The ideal candidate will be detail-oriented, solutions-driven, and passionate about improving workflows to support our clients and internal teams.
What You'll Do
Partner with internal and external stakeholders to optimize the loan delivery process and identify opportunities for automation to increase efficiency and accuracy
Ensure all loans are delivered timely and accurately to our investors
Order and review applicable services and verifications as determined
Develop and implement automated solutions to reduce errors and streamline processes
Continuously evaluate loan delivery effectiveness and suggest process improvements
Serve as the main point of contact for Deephaven clients (internal and external) to support pipeline and loan delivery needs
Additional Responsibilities:
Clear past-due reports to help maintain SLA requirements
Assist brokers and Account Managers with appraisal ordering, including payment link distribution
Distribute daily reports (suspended loans, rate locks, ICD report)
Provide coverage when teammates are out of office (RTO)
Order transcripts, SSA 89 forms, and VOEs
Follow up on post-closing requests
Request CDAs and AVMs
Complete AM checklists and order ICDs
Update HOIs, file contacts, and conduct fraud checks
What We Need
1+ years of mortgage or financial services experience preferred
Familiarity with wholesale lending processes a plus
Strong attention to detail and organizational skills
Ability to manage multiple priorities in a fast-paced environment
Proficiency in Microsoft Office Suite and Encompass systems preferred
Strong communication skills and a collaborative mindset
Privacy Policy
This organization participates in E-Verify
Our Perks
Flexible Time to Recharge - Personalized Time Off for What Matters (because rest isn't one-size fits all)
Future Finance Focused - Generous employer-matched 401(k) plan
Community Connect- Philanthropy Committee that creates charitable initiatives
Health from Day One - Comprehensive health insurance starting on day one of employment
Family Matters - Competitive maternity and paternity leave
Culture & Celebrations - Culture Committee with team-building events and celebrations
Ideas Welcome - Encouraging thought leadership and innovation
Guidance & Growth - Mentorship opportunities for career development
Perk Up - Exclusive discounts on travel, tech, pets, legal, and more
$29k-37k yearly est. Auto-Apply 24d ago
Mortgage Closer
Resicentral LLC
Remote job
Do you have a sharp eye for detail and a passion for getting things right the first time? ResiCentral is seeking a Mortgage Closer who can confidently take the reins of the closing process and ensure every loan is executed flawlessly. You'll be the critical link between preparation and funding-making sure every document is accurate, every requirement is met, and every client walks away with confidence.
Job Summary
The Closer will prepare and review closing documents for mortgage loans working in both retail and wholesale channels. The Mortgage Closer is to coordinate the closing process by confirming that all documents are correct, within compliance, and meet agency guidelines.This position will also be responsible for performing a multitude of tasks such as preparing closing documents, being a point of contact, coordinating closings, and ensuring loans are compliant.
Schedule : Monday through Friday - East Coast or West Coast candidates only .
Duties/Responsibilities
Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions.
Issue the Initial and Signing Closing Disclosure; ensure fees meet RESPA and TILA requirements; address any tolerance cures
Validate the Final Closing Disclosure fees and ensure it meets underwriting guidelines for cash to close and cash back to borrower
Verify required information within the loan file such as spelling of borrower's names, property address, lock expiration, flood cert
Confirm compliance documents meet TRID requirements
Review of tax bill and ensure that the borrower's escrow account is setup in accordance with federal guidelines
Draw closing documents in accordance with federal, state and investor guidelines
Knowledge of closing package documents as well as wet/dry state requirements
Review executed loan documents for accuracy and compliance, and to ensure borrower signature and dates meet guidelines
Responsible for addressing and clearing all Prior to Funding and Closing conditions
Review compliance and fraud reports and address any alerts
Perform final verbal verification of employment
Work independently and manage assigned pipeline ensuring that expected turn times and production goals are met
Ensure all calls and emails are responded to in a timely manner
Elite Client Service
Required Skills/Abilities
Ability to prioritize projects
Experienced in Microsoft ,Word, Excel, PowerPoint, and Outlook
You can meet critical deadlines in a dynamic, rapidly changing environment.
You understand working with highly sensitive and confidential matters.
You are trustworthy, honest, and display a high level of integrity.
You obsess over detail and accuracy.
You understand that flexibility is key in an ever-changing industry and start-up environment.
You thrive in a dynamic, fast-paced environment and in the face of ambiguity.
You have a professional demeanor and strong work ethic.
Strong written/verbal communication skills.
Unwavering attention to detail.
Provide exemplary service in all client interactions and communications; always uphold the ResiCentral service standards and exercise good judgment.
Physical Requirements
Prolonged periods sitting at a desk and working on a computer.
Education and Experience
A College degree is desired.
High school diploma or GED is required.
2+ years Closer or applicable experience as a minimum is strongly preferred.
Previous remote work experience desired.
Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.
$34k-44k yearly est. Auto-Apply 15d ago
Loan Processor
First Bank 4.6
Remote job
Thank you for your interest in joining First Bank. If you're looking to be part of a team that values integrity, humility, excellence, challenge, and life-long learning, you've come to the right place. At First Bank we believe in offering opportunities to help individuals build a long and lasting career, and we are currently seeking a Loan Processor.
The Loan Processor helps the bank to fulfill its vision by by maximizing the client experience and expanding client relationships
Duties and Responsibilities
Takes ownership of loan processing responsibilities within 10 minutes of receipt.
Processes loan documentation with 100% accuracy.
Ensures all tracking items are input into the collateral tracking system (exceptions and covenants).
Organizes files according to filing procedures immediately after scanning.
Performs account maintenance, research, and any additional responsibilities as needed to support Loan Operations functions.
Prepares extension agreements, addendums, or collateral substitutions as needed.
Performs daily, weekly, and monthly departmental tasks as assigned.
Books loans to core system within 24 hours of receipt or rescission.
Protects the bank and clients by following company policies and procedures and completing required BSA and compliance courses.
Qualifications
Work experience: 2 years of banking, accounting, or finance experience
Education: Bachelor's degree in business or related field preferred
Skills
Interpreting
Researching
Reporting
Problem solving
Computer usage
Verbal and written communication
Detail orientation
Work Environment
Work Hours: Monday through Friday, 8:00-5:00 (Additional hours may be required for company meetings or training.)
Job Arrangement: Full-time, permanent
Travel Requirement: The job may require travel on rare occasions for training or other work-related duties.
Remote Work: The job role is primarily in-person. A personal or work crisis could prompt the role to become temporarily remote.
Physical Effort: May require sitting for prolonged periods. Requires standing for periods of time for filing.
Environmental Conditions: No adverse environmental conditions expected.
The position offers a competitive salary, 401K-retirement plan, and other benefits.
EO / M /F/ Vet / Disability. First Bank is an equal opportunity employer. It is our policy to provide opportunities to all qualified persons without regard to race, creed, color, religious belief, sex, sexual orientation, gender identification, age, national origin, ancestry, physical or mental handicap, or veteran's status. Equal access to programs, service, and employment is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify human resources.
This application will be given every consideration, but its receipt does not imply that the applicant will be employed. Applications will be considered for vacancies which arise during the 60-day period following submission. Applicants should complete an updated application if not contacted and/or hired during this 60-day evaluation period.
Replies to all questions will be held in strictest confidence.
In order to be considered for employment, this application must be completed in full.
APPLICANT'S STATEMENT
By submitting an application I agree to the following statement:
(A) In consideration for the Bank's review of this application, I authorize investigation of all statements contained in this electronic application. My cooperation includes authorizing the Bank to conduct a pre-employment drug screen and, when requested by the Bank, a criminal or credit history investigation.
(B) As a candidate for employment, I realize that the Bank requires information concerning my past work performance, background, and qualifications. Much of this information may only be supplied by my prior employers. In consideration for the Bank evaluating my application, I request that the previous employers referenced in my application provide information to the Bank's human resource representatives concerning my work performance, my employment relationship, my qualifications, and my conduct while an employee of their organizations. Recognizing that this information is necessary for the Bank to consider me for employment, I release these prior employers and waive any claims which I may have against those employers for providing this information.
(C) I understand that my employment, if hired, is not for a definite period and may be terminated with or without cause at my option or the option of the Bank at any time without any previous notice.
(D) If hired, I will comply with all rules and regulations as set forth in the Bank's policy manual and other communications distributed to employees.
(E) If hired, I understand that I am obligated to advise the Bank if I am subject to or observe sexual harassment, or other forms of prohibited harassment or discrimination.
(F) The information submitted in my application is true and complete to the best of my knowledge. I understand that any false or misleading statements or omissions, whether intentional or unintentional, are grounds for disqualification from further consideration of employment or dismissal from employment regardless of when the false or misleading information is discovered.
(G) I hereby acknowledge that I have read the above statement and understand the same.