Best cities for a mortgage specialist
The best cities for mortgage specialists are Charlotte, NC, Oakland, CA, and Durham, NC, based on factors like average salary and job availability per capita. Jobs and pay for mortgage specialists vary across the country, but we've determined the ten best cities for mortgage specialists in the U.S.
Whether you're starting your career as a mortgage specialist or considering a move, this list of the best cities for mortgage specialists to live in will help you decide. These aren't just the best-paying cities for mortgage specialists. We also consider how easy it is to find work as a mortgage specialist. While the absolute best city for mortgage specialists is Charlotte, NC, there are plenty of other great places to consider.
Keep reading to learn more about the best cities for mortgage specialists in 2024.
If you're looking for a mortgage specialist job, here are five companies hiring now:
10 best cities for mortgage specialists in 2025
1. Charlotte, NC
Total mortgage specialist jobs: 7 Average annual salary: $45,666 Lowest 10 percent warn: $29,000 Highest 10 percent earn: $71,000 Location quotient: 5.19 2. Oakland, CA
Total mortgage specialist jobs: 2 Average annual salary: $49,328 Lowest 10 percent warn: $30,000 Highest 10 percent earn: $79,000 Location quotient: 9.19 3. Durham, NC
Total mortgage specialist jobs: 1 Average annual salary: $47,981 Lowest 10 percent warn: $30,000 Highest 10 percent earn: $76,000 Location quotient: 2.70 4. Raleigh, NC
Total mortgage specialist jobs: 0 Average annual salary: $47,993 Lowest 10 percent warn: $30,000 Highest 10 percent earn: $76,000 Location quotient: 0.00 5. Greensboro, NC
Total mortgage specialist jobs: 0 Average annual salary: $47,347 Lowest 10 percent warn: $30,000 Highest 10 percent earn: $74,000 Location quotient: 0.00 6. Winston-Salem, NC
Total mortgage specialist jobs: 0 Average annual salary: $47,007 Lowest 10 percent warn: $29,000 Highest 10 percent earn: $73,000 Location quotient: 0.00 7. Boston, MA
Total mortgage specialist jobs: 7 Average annual salary: $44,251 Lowest 10 percent warn: $33,000 Highest 10 percent earn: $58,000 Location quotient: 4.30 8. Madison, WI
Total mortgage specialist jobs: 2 Average annual salary: $38,191 Lowest 10 percent warn: $28,000 Highest 10 percent earn: $51,000 Location quotient: 4.84 9. New York, NY
Total mortgage specialist jobs: 5 Average annual salary: $49,321 Lowest 10 percent warn: $33,000 Highest 10 percent earn: $73,000 Location quotient: 0.67 10. Hempstead, NY
Total mortgage specialist jobs: 0 Average annual salary: $49,341 Lowest 10 percent warn: $33,000 Highest 10 percent earn: $73,000 Location quotient: 0.00
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Best cities for mortgage specialists
- Charlotte, NC
- Oakland, CA
- Durham, NC
- Raleigh, NC
- Greensboro, NC
- Winston-Salem, NC
- Boston, MA
- Madison, WI
- New York, NY
- Hempstead, NY
- (7 mortgage specialist jobs)
- (2 mortgage specialist jobs)
- (1 mortgage specialist jobs)
- (0 mortgage specialist jobs)
- (0 mortgage specialist jobs)
- (0 mortgage specialist jobs)
- (7 mortgage specialist jobs)
- (2 mortgage specialist jobs)
- (5 mortgage specialist jobs)
- (0 mortgage specialist jobs)
Detailed list of the best cities for a mortgage specialist
| Rank | City | Average salary | Lowest 10% Earn | Population | Job count |
|---|---|---|---|---|---|
| 1 | Charlotte, NC | $45,666 | $29,000 | 842,051 | 7 |
| 2 | Oakland, CA | $49,328 | $30,000 | 420,005 | 2 |
| 3 | Durham, NC | $47,981 | $30,000 | 263,016 | 1 |
| 4 | Raleigh, NC | $47,993 | $30,000 | 458,880 | - |
| 5 | Greensboro, NC | $47,347 | $30,000 | 287,027 | - |
| 6 | Winston-Salem, NC | $47,007 | $29,000 | 242,203 | - |
| 7 | Boston, MA | $44,251 | $33,000 | 673,184 | 7 |
| 8 | Madison, WI | $38,191 | $28,000 | 252,551 | 2 |
| 9 | New York, NY | $49,321 | $33,000 | 8,537,673 | 5 |
| 10 | Hempstead, NY | $49,341 | $33,000 | 759,757 | - |
| 11 | Lexington, KY | $41,588 | $27,000 | 318,449 | - |
| 12 | Islip, NY | $49,244 | $33,000 | 335,543 | - |
| 13 | Louisville, KY | $41,069 | $27,000 | 597,337 | - |
| 14 | Oyster Bay, NY | $49,185 | $33,000 | 293,214 | - |
| 15 | Pittsburgh, PA | $39,289 | $26,000 | 303,625 | 2 |
| 16 | Seattle, WA | $50,776 | $37,000 | 704,352 | - |
| 17 | Brookhaven, NY | $49,079 | $33,000 | 486,040 | - |
| 18 | Philadelphia, PA | $40,572 | $26,000 | 1,567,872 | 2 |
| 19 | San Francisco, CA | $49,419 | $30,000 | 870,887 | - |
| 20 | Buffalo, NY | $47,045 | $33,000 | 256,902 | - |
| 21 | San Jose, CA | $49,267 | $30,000 | 1,025,350 | - |
| 22 | Fremont, CA | $49,266 | $30,000 | 233,136 | - |
| 23 | Jersey City, NJ | $47,927 | $32,000 | 264,152 | - |
| 24 | Milwaukee, WI | $38,587 | $28,000 | 595,047 | - |
| 25 | Gilbert, AZ | $38,380 | $24,000 | 237,133 | 2 |
| 26 | Newark, NJ | $47,907 | $32,000 | 281,764 | - |
| 27 | Stockton, CA | $48,861 | $30,000 | 307,072 | - |
| 28 | Nashville, TN | $36,656 | $24,000 | 660,388 | - |
| 29 | Sacramento, CA | $48,768 | $30,000 | 495,234 | - |
| 30 | Columbus, OH | $36,000 | $24,000 | 860,090 | 3 |
| 31 | Phoenix, AZ | $38,553 | $24,000 | 1,615,017 | 6 |
| 32 | Fresno, CA | $48,415 | $30,000 | 522,053 | - |
| 33 | Fort Wayne, IN | $37,760 | $26,000 | 264,488 | - |
| 34 | Irvine, CA | $47,014 | $29,000 | 266,122 | 2 |
| 35 | San Diego, CA | $46,400 | $28,000 | 1,406,630 | 5 |
| 36 | Bakersfield, CA | $47,964 | $29,000 | 376,380 | - |
| 37 | Cleveland, OH | $36,574 | $25,000 | 385,809 | - |
| 38 | Memphis, TN | $35,700 | $23,000 | 652,717 | - |
| 39 | Indianapolis, IN | $36,809 | $25,000 | 855,164 | - |
| 40 | Los Angeles, CA | $47,401 | $29,000 | 3,976,322 | - |
| 41 | Wichita, KS | $37,544 | $26,000 | 389,902 | - |
| 42 | Long Beach, CA | $47,227 | $29,000 | 470,130 | - |
| 43 | Toledo, OH | $36,012 | $25,000 | 278,508 | - |
| 44 | Anaheim, CA | $47,131 | $29,000 | 351,043 | - |
| 45 | Santa Ana, CA | $47,081 | $29,000 | 334,217 | - |
| 46 | Riverside, CA | $46,922 | $29,000 | 324,722 | - |
| 47 | Baltimore, MD | $44,336 | $28,000 | 614,664 | 2 |
| 48 | Glendale, AZ | $38,600 | $24,000 | 245,895 | - |
| 49 | Scottsdale, AZ | $38,437 | $24,000 | 246,645 | - |
| 50 | Saint Paul, MN | $36,728 | $28,000 | 302,398 | 3 |
Highest paying cities for mortgage specialists
| Rank | City | Avg. mortgage specialist salary |
|---|---|---|
| 1 | Oakland, CA | $49,328 |
| 2 | New York, NY | $49,321 |
| 3 | Trenton, NJ | $48,245 |
| 4 | Charlotte, NC | $45,666 |
| 5 | Baltimore, MD | $44,336 |
| 6 | Boston, MA | $44,251 |
| 7 | Wilmington, DE | $42,677 |
| 8 | Reston, VA | $41,272 |
| 9 | Philadelphia, PA | $40,572 |
| 10 | Lake Oswego, OR | $39,708 |
| 11 | Englewood, CO | $38,871 |
| 12 | Phoenix, AZ | $38,553 |
| 13 | Chicago, IL | $38,419 |
| 14 | Madison, WI | $38,191 |
| 15 | Saint Paul, MN | $36,728 |
| 16 | Columbus, OH | $36,000 |
| 17 | Las Vegas, NV | $35,536 |
| 18 | Troy, MI | $35,035 |
| 19 | Atlanta, GA | $34,907 |
| 20 | San Antonio, TX | $34,869 |
Mortgage specialist best cities FAQs
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Updated January 8, 2025