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Best states for a mortgage specialist
- Rank 1 - 10
- 11 - 20
- 21 - 30
- 31 - 40
- 41 - 51
It seems like mortgage specialists are becoming more and more common across America. But working conditions and demand for mortgage specialists aren't the same everywhere in the U.S. Turns out, the median salary for the highest 10% of mortgage specialists in America is $51,000.
We figured that the best places for mortgage specialist jobs has three things everyone would agree on. There would be high annual wages, good career prospects (no matter what phase of the career you are in), and a lot of job opportunities.North Carolina is the best state, and Vancouver is the city with the highest pay for mortgage specialists.
10 best states for mortgage specialists in 2025
1. North Carolina
Total mortgage specialist jobs: 780 Average annual salary: $46,888 Lowest 10 percent earn: $29,000 Highest 10 percent earn: $73,000 Location Quotient: 1.142. New York
Total mortgage specialist jobs: 892 Average annual salary: $49,047 Lowest 10 percent earn: $33,000 Highest 10 percent earn: $71,000 Location Quotient: 0.983. Rhode Island
Total mortgage specialist jobs: 104 Average annual salary: $42,240 Lowest 10 percent earn: $30,000 Highest 10 percent earn: $57,000 Location Quotient: 1.24. Delaware
Total mortgage specialist jobs: 108 Average annual salary: $42,679 Lowest 10 percent earn: $27,000 Highest 10 percent earn: $65,000 Location Quotient: 1.215. West Virginia
Total mortgage specialist jobs: 90 Average annual salary: $48,834 Lowest 10 percent earn: $32,000 Highest 10 percent earn: $74,000 Location Quotient: 0.836. Washington
Total mortgage specialist jobs: 462 Average annual salary: $50,570 Lowest 10 percent earn: $37,000 Highest 10 percent earn: $68,000 Location Quotient: 0.897. New Jersey
Total mortgage specialist jobs: 504 Average annual salary: $48,083 Lowest 10 percent earn: $32,000 Highest 10 percent earn: $71,000 Location Quotient: 0.898. Arizona
Total mortgage specialist jobs: 584 Average annual salary: $38,417 Lowest 10 percent earn: $24,000 Highest 10 percent earn: $60,000 Location Quotient: 1.49. Kentucky
Total mortgage specialist jobs: 248 Average annual salary: $41,034 Lowest 10 percent earn: $27,000 Highest 10 percent earn: $60,000 Location Quotient: 0.9510. Maryland
Total mortgage specialist jobs: 454 Average annual salary: $44,251 Lowest 10 percent earn: $28,000 Highest 10 percent earn: $68,000 Location Quotient: 1.01
Mortgage specialist jobsNear Columbus, OH
How Zippia determines the best states to be a mortgage specialist
You can read about how the best state rankings are calculated here.
Detailed list of the best states for a mortgage specialist
| Rank | State | Average salary | Lowest 10% earn | Population | Job count |
|---|---|---|---|---|---|
| 1 | North Carolina | $46,888 | $29,000 | 10,273,419 | 780 |
| 2 | New York | $49,047 | $33,000 | 19,849,399 | 892 |
| 3 | Rhode Island | $42,240 | $30,000 | 1,059,639 | 104 |
| 4 | Delaware | $42,679 | $27,000 | 961,939 | 108 |
| 5 | West Virginia | $48,834 | $32,000 | 1,815,857 | 90 |
| 6 | Washington | $50,570 | $37,000 | 7,405,743 | 462 |
| 7 | New Jersey | $48,083 | $32,000 | 9,005,644 | 504 |
| 8 | Arizona | $38,417 | $24,000 | 7,016,270 | 584 |
| 9 | Kentucky | $41,034 | $27,000 | 4,454,189 | 248 |
| 10 | Maryland | $44,251 | $28,000 | 6,052,177 | 454 |
| 11 | Vermont | $39,982 | $31,000 | 623,657 | 62 |
| 12 | Pennsylvania | $40,238 | $26,000 | 12,805,537 | 807 |
| 13 | Massachusetts | $44,318 | $33,000 | 6,859,819 | 484 |
| 14 | California | $47,747 | $29,000 | 39,536,653 | 1,543 |
| 15 | Kansas | $37,835 | $26,000 | 2,913,123 | 239 |
| 16 | Oregon | $39,903 | $28,000 | 4,142,776 | 298 |
| 17 | Indiana | $36,867 | $25,000 | 6,666,818 | 508 |
| 18 | North Dakota | $36,489 | $29,000 | 755,393 | 79 |
| 19 | Alaska | $38,423 | $33,000 | 739,795 | 74 |
| 20 | Hawaii | $38,682 | $27,000 | 1,427,538 | 87 |
| 21 | Colorado | $38,829 | $28,000 | 5,607,154 | 465 |
| 22 | Nevada | $35,714 | $22,000 | 2,998,039 | 193 |
| 23 | Connecticut | $41,673 | $29,000 | 3,588,184 | 160 |
| 24 | Arkansas | $37,830 | $25,000 | 3,004,279 | 154 |
| 25 | Ohio | $36,008 | $24,000 | 11,658,609 | 783 |
| 26 | Illinois | $38,210 | $27,000 | 12,802,023 | 906 |
| 27 | Virginia | $40,860 | $25,000 | 8,470,020 | 617 |
| 28 | Wyoming | $34,409 | $25,000 | 579,315 | 79 |
| 29 | Wisconsin | $38,483 | $28,000 | 5,795,483 | 308 |
| 30 | Tennessee | $36,410 | $24,000 | 6,715,984 | 379 |
| 31 | New Hampshire | $39,286 | $30,000 | 1,342,795 | 86 |
| 32 | South Dakota | $33,610 | $25,000 | 869,666 | 101 |
| 33 | Michigan | $34,951 | $24,000 | 9,962,311 | 614 |
| 34 | Alabama | $34,668 | $22,000 | 4,874,747 | 337 |
| 35 | Minnesota | $36,679 | $28,000 | 5,576,606 | 464 |
| 36 | Maine | $35,895 | $29,000 | 1,335,907 | 90 |
| 37 | Texas | $34,261 | $21,000 | 28,304,596 | 1,553 |
| 38 | Nebraska | $32,021 | $23,000 | 1,920,076 | 224 |
| 39 | Louisiana | $34,308 | $21,000 | 4,684,333 | 218 |
| 40 | Utah | $33,813 | $23,000 | 3,101,833 | 246 |
| 41 | Idaho | $33,624 | $24,000 | 1,716,943 | 126 |
| 42 | Georgia | $35,021 | $22,000 | 10,429,379 | 700 |
| 43 | Florida | $30,952 | $18,000 | 20,984,400 | 1,384 |
| 44 | Iowa | $31,325 | $23,000 | 3,145,711 | 330 |
| 45 | Oklahoma | $34,416 | $23,000 | 3,930,864 | 200 |
| 46 | Montana | $34,050 | $26,000 | 1,050,493 | 79 |
| 47 | South Carolina | $33,418 | $21,000 | 5,024,369 | 311 |
| 48 | New Mexico | $33,050 | $21,000 | 2,088,070 | 143 |
| 49 | Missouri | $31,253 | $21,000 | 6,113,532 | 405 |
| 50 | District of Columbia | $32,980 | $21,000 | 693,972 | 91 |
| 51 | Mississippi | $30,978 | $20,000 | 2,984,100 | 141 |
Highest paying states for mortgage specialists
| Rank | State | Avg. Mortgage Specialist Salary |
|---|---|---|
| 1 | North Carolina | $46,888 |
| 2 | New York | $49,047 |
| 3 | Rhode Island | $42,240 |
| 4 | Delaware | $42,679 |
| 5 | West Virginia | $48,834 |
| 6 | Washington | $50,570 |
| 7 | New Jersey | $48,083 |
| 8 | Arizona | $38,417 |
| 9 | Kentucky | $41,034 |
| 10 | Maryland | $44,251 |
| 11 | Vermont | $39,982 |
| 12 | Pennsylvania | $40,238 |
| 13 | Massachusetts | $44,318 |
| 14 | California | $47,747 |
| 15 | Kansas | $37,835 |
| 16 | Oregon | $39,903 |
| 17 | Indiana | $36,867 |
| 18 | North Dakota | $36,489 |
| 19 | Alaska | $38,423 |
| 20 | Hawaii | $38,682 |
| 21 | Colorado | $38,829 |
| 22 | Nevada | $35,714 |
| 23 | Connecticut | $41,673 |
| 24 | Arkansas | $37,830 |
| 25 | Ohio | $36,008 |
| 26 | Illinois | $38,210 |
| 27 | Virginia | $40,860 |
| 28 | Wyoming | $34,409 |
| 29 | Wisconsin | $38,483 |
| 30 | Tennessee | $36,410 |
| 31 | New Hampshire | $39,286 |
| 32 | South Dakota | $33,610 |
| 33 | Michigan | $34,951 |
| 34 | Alabama | $34,668 |
| 35 | Minnesota | $36,679 |
| 36 | Maine | $35,895 |
| 37 | Texas | $34,261 |
| 38 | Nebraska | $32,021 |
| 39 | Louisiana | $34,308 |
| 40 | Utah | $33,813 |
| 41 | Idaho | $33,624 |
| 42 | Georgia | $35,021 |
| 43 | Florida | $30,952 |
| 44 | Iowa | $31,325 |
| 45 | Oklahoma | $34,416 |
| 46 | Montana | $34,050 |
| 47 | South Carolina | $33,418 |
| 48 | New Mexico | $33,050 |
| 49 | Missouri | $31,253 |
| 50 | District of Columbia | $32,980 |
| 51 | Mississippi | $30,978 |
Mortgage specialist best states FAQs
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Updated January 8, 2025