Best cities for a mortgage underwriter
The best cities for mortgage underwriters are Cleveland, OH, Raleigh, NC, and Columbus, OH, based on factors like average salary and job availability per capita. Jobs and pay for mortgage underwriters vary across the country, but we've determined the ten best cities for mortgage underwriters in the U.S.
Whether you're starting your career as a mortgage underwriter or considering a move, this list of the best cities for mortgage underwriters to live in will help you decide. These aren't just the best-paying cities for mortgage underwriters. We also consider how easy it is to find work as a mortgage underwriter. While the absolute best city for mortgage underwriters is Cleveland, OH, there are plenty of other great places to consider.
Keep reading to learn more about the best cities for mortgage underwriters in 2024.
If you're looking for a mortgage underwriter job, here are five companies hiring now:
10 best cities for mortgage underwriters in 2026
1. Cleveland, OH
Total mortgage underwriter jobs: 6 Average annual salary: $61,242 Lowest 10 percent warn: $39,000 Highest 10 percent earn: $93,000 Location quotient: 61.63 2. Raleigh, NC
Total mortgage underwriter jobs: 8 Average annual salary: $62,909 Lowest 10 percent warn: $39,000 Highest 10 percent earn: $99,000 Location quotient: 50.10 3. Columbus, OH
Total mortgage underwriter jobs: 19 Average annual salary: $58,730 Lowest 10 percent warn: $38,000 Highest 10 percent earn: $90,000 Location quotient: 69.58 4. Philadelphia, PA
Total mortgage underwriter jobs: 10 Average annual salary: $68,484 Lowest 10 percent warn: $44,000 Highest 10 percent earn: $105,000 Location quotient: 33.73 5. Detroit, MI
Total mortgage underwriter jobs: 4 Average annual salary: $59,805 Lowest 10 percent warn: $39,000 Highest 10 percent earn: $91,000 Location quotient: 30.88 6. Charlotte, NC
Total mortgage underwriter jobs: 20 Average annual salary: $59,339 Lowest 10 percent warn: $37,000 Highest 10 percent earn: $94,000 Location quotient: 55.03 7. Dallas, TX
Total mortgage underwriter jobs: 12 Average annual salary: $60,847 Lowest 10 percent warn: $37,000 Highest 10 percent earn: $97,000 Location quotient: 32.00 8. Buffalo, NY
Total mortgage underwriter jobs: 10 Average annual salary: $66,653 Lowest 10 percent warn: $43,000 Highest 10 percent earn: $101,000 Location quotient: 159.41 9. Pittsburgh, PA
Total mortgage underwriter jobs: 3 Average annual salary: $66,848 Lowest 10 percent warn: $43,000 Highest 10 percent earn: $103,000 Location quotient: 16.19 10. Austin, TX
Total mortgage underwriter jobs: 9 Average annual salary: $61,030 Lowest 10 percent warn: $37,000 Highest 10 percent earn: $100,000 Location quotient: 21.96
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Best cities for mortgage underwriters
- Cleveland, OH
- Raleigh, NC
- Columbus, OH
- Philadelphia, PA
- Detroit, MI
- Charlotte, NC
- Dallas, TX
- Buffalo, NY
- Pittsburgh, PA
- Austin, TX
- (6 mortgage underwriter jobs)
- (8 mortgage underwriter jobs)
- (19 mortgage underwriter jobs)
- (10 mortgage underwriter jobs)
- (4 mortgage underwriter jobs)
- (20 mortgage underwriter jobs)
- (12 mortgage underwriter jobs)
- (10 mortgage underwriter jobs)
- (3 mortgage underwriter jobs)
- (9 mortgage underwriter jobs)
Detailed list of the best cities for a mortgage underwriter
| Rank | City | Average salary | Lowest 10% Earn | Population | Job count |
|---|---|---|---|---|---|
| 1 | Cleveland, OH | $61,242 | $39,000 | 385,809 | 6 |
| 2 | Raleigh, NC | $62,909 | $39,000 | 458,880 | 8 |
| 3 | Columbus, OH | $58,730 | $38,000 | 860,090 | 19 |
| 4 | Philadelphia, PA | $68,484 | $44,000 | 1,567,872 | 10 |
| 5 | Detroit, MI | $59,805 | $39,000 | 672,795 | 4 |
| 6 | Charlotte, NC | $59,339 | $37,000 | 842,051 | 20 |
| 7 | Dallas, TX | $60,847 | $37,000 | 1,317,929 | 12 |
| 8 | Buffalo, NY | $66,653 | $43,000 | 256,902 | 10 |
| 9 | Pittsburgh, PA | $66,848 | $43,000 | 303,625 | 3 |
| 10 | Austin, TX | $61,030 | $37,000 | 947,890 | 9 |
| 11 | Durham, NC | $63,026 | $39,000 | 263,016 | - |
| 12 | San Antonio, TX | $61,105 | $37,000 | 1,492,510 | 3 |
| 13 | El Paso, TX | $63,468 | $39,000 | 683,080 | - |
| 14 | Greensboro, NC | $62,257 | $39,000 | 287,027 | - |
| 15 | Houston, TX | $60,565 | $36,000 | 2,303,482 | 17 |
| 16 | Winston-Salem, NC | $61,776 | $39,000 | 242,203 | - |
| 17 | Oakland, CA | $70,558 | $44,000 | 420,005 | 3 |
| 18 | Lubbock, TX | $62,082 | $39,000 | 252,506 | - |
| 19 | Albuquerque, NM | $73,120 | $47,000 | 559,277 | - |
| 20 | Toledo, OH | $59,377 | $38,000 | 278,508 | - |
| 21 | Minneapolis, MN | $56,620 | $39,000 | 413,651 | 14 |
| 22 | Cincinnati, OH | $56,076 | $36,000 | 298,800 | 3 |
| 23 | Fresno, CA | $68,914 | $43,000 | 522,053 | 2 |
| 24 | Plano, TX | $60,800 | $37,000 | 286,057 | 2 |
| 25 | Fort Worth, TX | $60,958 | $37,000 | 854,113 | - |
| 26 | Arlington, TX | $60,911 | $37,000 | 392,772 | - |
| 27 | Irving, TX | $60,876 | $37,000 | 238,289 | - |
| 28 | Saint Paul, MN | $56,716 | $39,000 | 302,398 | 6 |
| 29 | Garland, TX | $60,797 | $37,000 | 234,943 | - |
| 30 | Phoenix, AZ | $55,443 | $35,000 | 1,615,017 | 20 |
| 31 | Jersey City, NJ | $69,447 | $45,000 | 264,152 | - |
| 32 | Laredo, TX | $60,507 | $36,000 | 257,156 | - |
| 33 | Tucson, AZ | $54,934 | $34,000 | 530,706 | 9 |
| 34 | Newark, NJ | $69,428 | $45,000 | 281,764 | - |
| 35 | Corpus Christi, TX | $60,188 | $36,000 | 325,733 | - |
| 36 | Madison, WI | $52,671 | $35,000 | 252,551 | 4 |
| 37 | Kansas City, MO | $54,670 | $36,000 | 481,420 | 7 |
| 38 | New York, NY | $69,161 | $45,000 | 8,537,673 | 11 |
| 39 | Chandler, AZ | $55,325 | $35,000 | 247,477 | 3 |
| 40 | Hempstead, NY | $69,183 | $45,000 | 759,757 | - |
| 41 | Santa Ana, CA | $64,921 | $41,000 | 334,217 | 2 |
| 42 | Islip, NY | $69,106 | $45,000 | 335,543 | - |
| 43 | Oyster Bay, NY | $69,033 | $45,000 | 293,214 | - |
| 44 | Oklahoma City, OK | $55,904 | $36,000 | 638,367 | - |
| 45 | Lexington, KY | $54,402 | $35,000 | 318,449 | - |
| 46 | Milwaukee, WI | $54,255 | $36,000 | 595,047 | 2 |
| 47 | Brookhaven, NY | $68,977 | $45,000 | 486,040 | - |
| 48 | Reno, NV | $53,917 | $34,000 | 245,255 | 2 |
| 49 | Louisville, KY | $53,076 | $34,000 | 597,337 | 2 |
| 50 | Las Vegas, NV | $51,695 | $33,000 | 632,912 | 10 |
Highest paying cities for mortgage underwriters
| Rank | City | Avg. mortgage underwriter salary |
|---|---|---|
| 1 | New York, NY | $69,161 |
| 2 | Philadelphia, PA | $68,484 |
| 3 | Los Angeles, CA | $65,543 |
| 4 | Baltimore, MD | $63,741 |
| 5 | Raleigh, NC | $62,909 |
| 6 | Eugene, OR | $62,017 |
| 7 | Richmond, VA | $61,738 |
| 8 | Cleveland, OH | $61,242 |
| 9 | Austin, TX | $61,030 |
| 10 | Detroit, MI | $59,805 |
| 11 | Chicago, IL | $56,916 |
| 12 | Boston, MA | $56,792 |
| 13 | Saint Paul, MN | $56,715 |
| 14 | Englewood, CO | $56,172 |
| 15 | Phoenix, AZ | $55,443 |
| 16 | Kansas City, MO | $54,670 |
| 17 | Des Moines, IA | $54,164 |
| 18 | Jacksonville, FL | $53,258 |
| 19 | Columbia, SC | $53,043 |
| 20 | Madison, WI | $52,671 |
Mortgage underwriter best cities FAQs
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Updated January 8, 2025