Mortgage underwriter jobs near me - 341 jobs

Position Overview: The Mortgage Underwriter (Veterans Only) is responsible for evaluating and approving mortgage loan applications based on a thorough review of financial information and risk assessment. This role involves ensuring that loans meet all regulatory and company standards while providing exceptional service to veteran clients. The underwriter works under the supervision of a financial institution or mortgage company and focuses on serving the veteran community. This is a salaried position with benefits. Key Responsibilities: Loan Evaluation: Review and analyze mortgage loan applications, including financial statements, credit reports, and property appraisals. Assess the risk and creditworthiness of loan applicants based on company policies and regulatory guidelines. Determine loan eligibility and approve or deny loan applications. Compliance and Risk Assessment: Ensure all loan applications comply with federal, state, and company regulations. Identify and address any discrepancies, issues, or potential risks in loan applications. Work with loan officers and processors to resolve issues and provide guidance on loan requirements. Documentation and Reporting: Maintain accurate and up-to-date records of loan applications, approvals, and denials. Prepare and present reports on underwriting activities and loan performance to management. Ensure all documentation is complete, accurate, and properly filed. Veteran Community Engagement: Act as a liaison between the financial institution and the veteran community. Provide specialized underwriting services and advice tailored to the unique needs of veterans and their families. Participate in events, seminars, and workshops aimed at educating veterans about mortgage options and financial planning. Collaboration and Communication: Collaborate with loan officers, processors, and other team members to facilitate a smooth loan approval process. Communicate loan decisions and conditions clearly to loan officers and clients. Provide feedback and recommendations to improve underwriting processes and policies. Training and Development: Stay informed about industry trends, regulations, and products through ongoing training and professional development. Attend company meetings, training sessions, and seminars as required. Qualifications: Education: Bachelor's degree in finance, business, or a related field is preferred. High school diploma or equivalent is required. Experience: Previous experience in mortgage underwriting, financial services, or a related field is preferred. Military experience is highly valued. Skills: Strong analytical and decision-making abilities. Excellent attention to detail and organizational skills. Proficiency in computer software and systems used in mortgage underwriting. Effective communication and interpersonal skills. Ability to work independently and manage time effectively.

It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. The Compliance Underwriter is responsible for performing compliance reviews within the TRID 3.0 and TRID 1.0 scopes to ensure federal and state regulatory requirement and guidelines are met. Responsible for compliance underwriting, due diligence, portfolio analysis, and compliance review projects. This position is classified as a Transactional Employee (TE). Transactional Employees are assigned to work on an “as needed” or project basis. The variable nature of the transactional role cannot guarantee a 40-hour work week. Transactional employees are typically designated to work on a deal or a particular client assignment. At times, work may be reduced, and there may be occasional periods of no work. Efforts will be made to assign work, but work is entirely dependent on client needs. Essential Functions Review and capturing loan data from mortgage documents including but not limited to Mortgage, Note, Right of Rescission, Loan Estimate, Closing Disclosure, Good Faith Estimate, 1003, appraisal, etc. Review Hud-1, Closing Disclosures, Loan Estimates, TIL and other mortgage disclosures for completeness and accuracy Analyzing and capturing settlement fees for state and federal testing Identifying potential problems within the underwriting administrative process and identifying compliance irregularities within the loan file Manage individual workflow to ensure daily volume and quality goals are met Evaluating the disclosure process including but not limited to the delivery, timing, required verbiage, execution and completeness of all State and Federal documentation. Education HS Diploma/GED Associate/Technical Degree Preferred Experience 1+ years in any area of the residential mortgage industry with familiarity of mortgage origination documents 1 year experience in mortgages required 1+ year of compliance reviews preferred. Essential Knowledge, Skills & Abilities Proficient in reviewing TRID loans originated Post 10/3/2015, with the approved 1.0 Scope and/or 3.0 Scope Preferred knowledge of TRID Documents Strong commitment to customer service and satisfaction; Excellent time management skills; Excellent verbal and written communication skills; Ability to work in a fast-paced, metrics driven environment. Strong analytical and problem-solving skills. Ability to prioritize multiple objectives to meet client deadlines and department goals. Proficient knowledge of Microsoft Office Suite, including Word, Excel, and PowerPoint. Commitment and ability to cultivate a diverse and inclusive work environment. Compensation and Benefits Covius offers an extensive benefits package for all employees, including medical, dental, vision and 401k! Compensation: $24.00 to $31.00 / hour Application Guidelines: For best consideration, please submit your resume and application materials as soon as possible. Review of applications will begin immediately. Working Conditions Work is performed in a climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon the office or meeting location. Physical Demands and Activities While performing the duties of this job, the employee is frequently required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to move about the office, operate a computer and other office machinery, such as calculator, copy machine, and computer printer; occasionally position self to maintain files; occasionally moves boxes weighing up to 10 lbs. Close and distance observation required with ability to observe objects at close range in presence of glare or bright lighting (e.g., computer screen). Must possess the ability to communicate information and ideas so others will understand and have the ability to interact with external and internal stakeholders. Covius is committed to equal opportunity in all employment practices to all qualified applicants and employees without regard to race, color, religion, gender, gender identity, age, national origin, pregnancy, disability, genetics, marital status, military or veteran status or any other protected category as established by local, state, and federal law. This policy applies to all aspects of the employment relationship including recruitment and hiring, placement, promotion, transfer, compensation, disciplinary action, layoff, leaves of absence, training, and termination. All such employment decisions will be made without unlawful discrimination based on any prohibited basis. The essential functions, working conditions and physical demands described above are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position. Please note that all s are not intended to be all-inclusive. This job description is not designed to cover all activities, duties or responsibilities that are required of the employee for this job. Employees may be required to perform other duties at any time with or without notice to meet the ongoing needs of the organization. If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!

Job DescriptionAbout The Strickland Group The Strickland Group is a family-driven, vision-first insurance and financial services agency backed by a major national carrier. We combine modern technology, AI-assisted systems, and real human connection to change how families protect their futures. Our mission is simple: serve people and leave them better than we found them. Why this role is different This isn't a corporate seat - it's a pathway to ownership. You're building your own book of business with the support, training, and infrastructure of a proven organization. We specialize in life insurance, mortgage protection, final expense, and retirement solutions, helping middle-America families create generational wealth. What you'll do - Call and connect with warm leads who have requested information. - Conduct virtual or in-person appointments to understand clients' goals. - Present tailored insurance and financial protection solutions. - Submit applications, follow up with carriers, and serve clients long-term. What we provide - Remote, flexible schedule (full-time or part-time). - Commission-only structure with uncapped earning potential. - World-class training, mentorship, and personal development culture. - Clear path to build and grow your own agency if desired. Who this is for - Self-motivated, coachable individuals with strong integrity. - People who want more time, freedom, and income than a traditional W-2 job. - Those who are serious about personal growth and breaking generational poverty. Compensation is 100% commission with scalable income based on activity, skill, and leadership development.

Specializing in third party underwriting, quality control and forensic examination of all mortgage and securitization loan, portfolio and contract audits, including operational risk and quality control policy development. Agency (FNMA/FHLMC/FHA/VA), legal, foreclosure and repurchase defense reporting and expert witness testimony. Expert experience in Mortgage Backed Securities agreements and Seller/Purchaser reps and warrants contracts; Underwriting guideline gap analysis; Valuation and historic appraisal forensic fraud investigation and support. Job Description Remote Conventional Mortgage Underwriter If you are a Remote Conventional Mortgage Underwriter with experience, please read on! Top Reasons to Work with Us We are a retailer seeking all Remote Mortgage Underwriters. We're here to keep the dream of home ownership alive. Currently, we are seeking long-term underwriters to stay with us for the next decade to come. With exponential benefits, a culture that fits the kindest and hardest working, your contribution will be valued within our firm. There is opportunity to grow and since we're middle-sized, your growth will start immediately. What You Will Be Doing - Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines. - Perform a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable. - Apply and interpret company underwriting guidelines and makes sound credit decision. - Complete credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. - Identify risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies. - Review and evaluate credit information on mortgage loan documents to determine acceptability for specific loan programs. - Determine any conditions, stipulations or pre-funding requirements. - Maintain ongoing knowledge of investor guidelines, updates and trends as applicable to underwriting position. - Complete second signature underwriting review on loan files underwritten by junior underwriters and within designated authority as needed. - Possess excellent computer skills and working knowledge of Microsoft Office products. What You Need for this Position - 4+ years of Conventional mortgage underwriting experience. - DU and LP experience required - FHA DE/ Direct Endorsement designation are a plus - VA SAR designation experience preferred but not required - Experience with Encompass preferred So, if you are a Remote Conventional Mortgage Underwriter with experience, please apply today! - Applicants must be authorized to work in the U.S. Qualifications What You Need for this Position - 4+ years of Conventional mortgage underwriting experience. - DU and LP experience required - FHA DE/ Direct Endorsement designation are a plus - VA SAR designation experience preferred but not required - Experience with Encompass preferred So, if you are a Remote Conventional Mortgage Underwriter with experience, please apply today! - Applicants must be authorized to work in the U.S. Additional Information Applicants must be authorized to work in the U.S. All your information will be kept confidential according to EEO guidelines.

Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better: - We've funded over $100 billion in loans for our customers, more than any other fintech- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender - Fintech Breakthrough Award: Best Lending Innovation Award - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing- We are Forbes' Best Online Mortgage Lender for 2023- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive. About NEO Home Loans NEO Home Loans, a community-based retail division of Better, is dedicated to redefining the homeownership experience with trust, innovation, and exceptional service. Our mission is to unlock people's full financial potential by providing clarity, transparency, and consistency throughout the loan process. We make lending approachable, guiding individuals toward decisions that serve their best interests. Powered by a team of passionate and hardworking professionals, we foster a culture of collaboration, innovation, and personal growth. Join us and be part of a dynamic company committed to excellence. The Mortgage Underwriter is responsible for evaluating and assessing loan applications to determine borrower creditworthiness and compliance with company and investor guidelines. This role involves detailed analysis of financial documents, credit reports, and property appraisals to ensure sound lending decisions and mitigate risk.Essential Job Duties and Responsibilities Review and analyze mortgage loan applications for completeness, accuracy, and compliance with underwriting standards (e.g., Fannie Mae, Freddie Mac, FHA, VA, and company-specific guidelines). Evaluate borrower income, assets, credit history, and collateral to determine loan eligibility. Review supporting documentation including tax returns, W-2s, pay stubs, bank statements, and credit reports. Ensure all loans meet internal and regulatory requirements (e.g., RESPA, TILA, HMDA). Issue conditional approvals, suspensions, or denials with clear, detailed explanations. Collaborate with loan officers, processors, and closers to obtain required documentation and resolve issues. Maintain knowledge of current underwriting guidelines, mortgage products, and investor requirements. Manage a pipeline of loans efficiently to meet service level agreements and closing deadlines. Participate in ongoing training and audits to ensure compliance and accuracy. Non-Essential Job Duties and Responsibilities Adopts NEOs values in work behavior, decision making, contributions and interpersonal interactions. Promotes interdepartmental communication and culture. Lead, develop and motivate the team across all locations and operational functions. Continued focus to ensure all families (Internal and External) are receiving the best possible service Qualifications and Skills 2-5 years of mortgage underwriting experience (conventional, FHA, VA, or jumbo). DE/SAR/LAPP certification preferred for government loan programs. Strong analytical and decision-making skills with attention to detail. Excellent written and verbal communication abilities. Ability to work independently in a fast-paced environment with strict deadlines. Company Benefits Our total rewards package consists of an hourly wage and a curated benefits plan. We are thrilled to offer all our full-time employees the following benefit offerings: - Benefits eligibility effective DAY ONE - *$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, vision plan options also all with nationwide coverage)- Flexible PTO- Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!- Personalized care for every fertility and family care journey for our employees and their partner! - Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match! - Discount programs and perks including pet Insurance! The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided. Disclaimer Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Full-time Description Ruoff Mortgage is hiring an experienced DE FHA Underwriter to join our remote Credit Underwriting Team. If you're a detail-oriented professional with at least 3 years of mortgage underwriting experience and a current DE certification, we want to hear from you! You'll be responsible for reviewing both government and conventional mortgage loan applications to ensure compliance, creditworthiness, and investor eligibility. This is a key role in supporting fast, accurate closings. Essential Responsibilities Underwrite FHA, VA, and conventional mortgage loans Ensure loans meet company, investor, and agency guidelines Analyze full credit packages and verify loan quality Recommend decisions on loans exceeding authority levels Support processors and correspondents with guideline interpretation Respond to post-closing audits and quality control reviews Assist with training of new underwriters when needed Maintain a professional image and standard consistent with company policies and procedures Responsible for a high level of confidentiality and security while handling company information; verbal and/or written documentation Perform other tasks as requested Knowledge, Skills and Abilities Strong verbal and written communication skills, with the ability to interpret legal documents and explain details to both technical and non-technical staff Excellent organizational skills with the ability to manage multiple files and priorities simultaneously while maintaining accuracy Proficient in identifying and resolving discrepancies, understanding relevant lending laws and regulations, and performing accurate financial calculations Tech-savvy and able to quickly learn and adapt to new systems and underwriting tools Critical thinker with sound judgment and decision-making ability under deadlines Self-motivated, goal-oriented, and committed to delivering high-quality work Detail-oriented with strong recordkeeping and document retrieval skills Experience and Training 3+ years of mortgage underwriting experience - Required DE/FHA Certification - Required SAR designation - Preferred Deep knowledge of FHA/VA/agency underwriting guidelines High attention to detail and quality control Proficient in Microsoft Office (Word, Excel, Outlook) Bachelor's degree preferred (HS diploma required) Requirements Physical Demands and Work Environment Physical Demands: This is a remote, primarily sedentary position that involves extended periods of computer use and screen time (50% or more) Occasional movement such as walking, reaching, or light lifting (up to 15 lbs) may be required Clear and effective verbal and written communication is essential, especially via phone, video calls, and messaging platforms Regular, reliable attendance during standard business hours (8am-5pm EST) is required Work Environment: Fully remote position - work from a dedicated home office environment Must have access to reliable internet and a quiet, professional space suitable for handling sensitive information Daily use of standard remote office technology, including a computer, phone, and secure digital systems Why Choose a Career at Ruoff Mortgage? At Ruoff Mortgage, we believe that where you work, and how you feel about your work, matters. That's why we're committed to providing the tools, support, and environment you need to thrive. When you join our team, you're not just taking a job, you're building a career with a company that values your expertise, encourages growth, and treats people like people. We're proud to offer a collaborative, team-oriented culture alongside meaningful work that helps individuals and families achieve homeownership. What You'll Get: Ruoff Strong Total Rewards Our comprehensive benefits package is designed to support your personal well-being and professional success: Health & Wellness: Medical, dental, and vision plans to keep you and your family covered Retirement Savings: 401(k) with company match to help you plan for the future Time Off: Paid vacation, holidays, and personal time for a healthy work-life balance Career Growth: Access to training, education, and advancement opportunities Employee Assistance Program (EAP): Free, confidential support for personal or professional challenges Additional Information: Ruoff Mortgage is an equal opportunity employer committed to fostering a diverse and inclusive workplace. We consider applicants without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other protected characteristic under law. We provide reasonable accommodations to qualified individuals with disabilities throughout the hiring process. If you need assistance or accommodation, please contact us. Employment with Ruoff Mortgage is “at-will,” meaning either the employee or the company may end the employment relationship at any time, with or without cause or notice. This job description is intended to describe the general nature and level of work performed and is not a contract or guarantee of employment. Duties may be modified based on business needs. This is a remote position with working hours of 8am-5pm EST. The pay range for this position is $70,000 to $80,000 base salary, plus production bonuses. This range represents the minimum and maximum pay we anticipate offering. Actual pay will be based on qualifications, experience, and business needs. Applicants have the right to inquire about the actual pay offered for the position. We also offer a comprehensive benefits package, including health insurance, 401(k) plan, and paid time off. Only candidates selected for an interview will be contacted. Salary Description $70,000-$80,000/year, plus production bonuses

The Mortgage Underwriter is responsible for analyzing loan applications to determine creditworthiness, assess risk, and ensure the loan meets all necessary requirements for approval. This includes reviewing financial documentation, evaluating property appraisals, and making sound lending decisions. Responsibilities: Thoroughly review and analyze loan applications, including credit reports, income documentation, asset statements, and property appraisals. Assess the borrower's creditworthiness, repayment ability, and overall financial stability. Evaluate the collateral value of the property and ensure it meets loan-to-value requirements. Identify and mitigate potential risks associated with each loan application. Ensure loan files are complete and accurate, adhering to all regulatory guidelines (e.g., RESPA, TILA) and company policies. Communicate effectively with loan officers, processors, and other stakeholders regarding loan status and underwriting decisions. Maintain up-to-date knowledge of current mortgage lending practices, regulations, and guidelines. Make sound lending decisions within established authority limits. Document all underwriting findings and decisions clearly and concisely. Meet established production and quality metrics. Contribute to process improvements and identify areas for increased efficiency. We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to ********************.To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: **************************************************** Skills and Requirements 5-10+ years of mortgage underwriting experience for Non-QM, conventional, Jumbo, or government loans Strong knowledge of mortgage lending products, underwriting guidelines, and regulatory requirements. Recent experience in Encompass Experience dealing with various investor guidelines (10+) DE, DG, Hud 184 cert

Job Description Choice Mortgage Group is seeking a talented and experienced DE Mortgage Underwriter to join our growing team. We are a family-oriented organization that takes pride in the work environment we have built. You'll be responsible for ensuring FHA and Agency loan applications are underwritten with all required documents submitted correctly and that loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today! Remote work is available. Compensation: $75,000 plus per file bonus of underwritten files Responsibilities: Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines. Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files. Responds to post-closing reviews and audits in a timely fashion. Qualifications: Knowledge of home loans and residential mortgages such as conventional, VA, FHA, and USDA loans, and loan products Knowledgeable in automated underwriting systems and Microsoft office Strong decision-making and communication skills B.S. in business or related field required 10+ Years of mortgage underwriting experience required About Company Choice Mortgage Group is not your typical lender. We're a forward-thinking, growth-driven company leveraging innovative technology and creative sales strategies to deliver a streamlined, customer-first mortgage experience. While others have slowed down, we've accelerated - and now we're looking for the right person to grow with us. Our Core Values are simple: we want to create a WOW experience for clients, our referral partners, and our employees.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Non-QM Underwriter is responsible for underwriting and maintaining a loan pipeline while communicating with internal loan teams and external lenders. The Non-QM Underwriter maintains extensive product and guideline knowledge of all Non-QM lenders and assists loan teams and underwriting teams with questions and issue resolution. Job Responsibilities: Underwrite Non-QM and Non-Agency loan products, including but not limited to Bank Statement Income Analysis, Asset Depletion, DSCR No Ratio, Foreign National, and Self-Employment. Maintain an underwriting pipeline of new loans and resubmissions that meet standard service level agreements. Evaluate and examine loan files to ensure accuracy, completeness, and compliance with investor and agency guidelines. Issue loan decisions to sales and operations staff in a clear and concise manner. Communicate with operations, sales staff, business partners (lenders and investors), maintaining a high level of customer service. Issue final approval by uploading all necessary approval documentation into the company's software systems with appropriate signatures. Collaborate with the Post-Closing department on any stipulations for closed files; communicate process and outcome to underwriters and management. Perform other related duties as assigned by management. Qualifications and Skills: Bachelor's degree and/or equivalent combination of education and experience. 4+ years of mortgage underwriting experience. Experience with Non-QM and Non-Agency underwriting. Experience with manual underwriting. Experience with compliance and disclosure requirements. Encompass LOS experience, a plus. Advanced prioritization, time management, and problem-solving skills, maintaining attention to detail. Excellent communication skills. Proficient in Microsoft Word, Excel, and Outlook. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: 43.26 - 48.07 Bonus Eligible if applicable The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

Come join our amazing team and work remote from home! The Loss Mitigation Underwriter l will be responsible for underwriting Loan Modifications applications in accordance with Treasury, Company and Investor guidelines while following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The Loss Mitigation Underwriter I level is the entry level role in the job family and generally handles the least complex underwriting files while gaining additional knowledge and experience on the more complex files. The target pay range for this position is $24.00 - $26.00 per hour. What you'll do: Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines. Conduct Verification of Income (VOI). Calculate customer's front and back-end debt to income ratio. Verify occupancy, hardship and income. Apply payment waterfall to determine workout eligibility (repayment plan, forbearance, modification or liquidation options). If applicable, identify the type(s) and amounts of liquid assets the borrower holds. Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.). Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines. Document final decision and update system of record. What you'll need: High school diploma or equivalent required. 1 to 2 years of underwriting background or servicing/loss mitigation experience Our Company: Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** What We Offer: Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. Customized training programs to help you advance your career. Employee referral bonuses so you'll get the opportunity to work with friends (and get some extra cash in your pocket!). Educational Reimbursement. Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. #Carrington #LI-GV1

This position is remote, working primarily from home. Candidate must be based in the Southeastern United States. Our Company Voyager Lending, a division of Merchants & Marine Bank, partners with small businesses by offering government-guaranteed lending solutions. Deeply committed to helping communities sustain and grow, we deliver knowledgeable and personalized service for a seamless experience. Job Purpose Responsible for providing accurate credit analysis and risk assessment of SBA & USDA loans to determine their creditworthiness. Duties and Responsibilities * Knowledge of SBA SOP. * Underwriting SBA Loans in accordance with the Bank's policies and procedures. * Attend and participate in vetting and credit approval discussions. * Work with BDO's and Management to perform and document the Bank's formal credit analysis for new loan requests - credit memo creation, financial spreads, cash flow statements, collateral analysis, global cash flow analysis, support of strengths, mitigation of weaknesses, and eligibility of new and existing credit facilities. * Be capable of maintaining a mixed portfolio of underwriting new loans and modification requests. * Review and approve all underwriting conditions in a timely manner. * Request required documentation, financials, etc. from the borrower and guarantors as needed. * Providing frequent communication to all parties involved in transactions in a positive and constructive manner. * Delivering excellent service to customers both inside and outside the Bank. * Attend appropriate training and conferences in order to build and maintain expert credit and SBA specific knowledge. * Manage Underwriting deal flow between the bank and Lender Service Provider as needed. * Other duties as assigned. Qualifications Minimum * Bachelor's degree * Thorough knowledge of SBA lending rules, regulations and practices * 3 years of SBA 7a loan underwriting experience * Word and Excel proficiency * Excellent interpersonal and written skills * Verbal and written communication and presentation skills * Participate and complete all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc. Preferred * Experience with Moody's * USDA B&I loan underwriting experience * 5+ years of SBA 7a loan underwriting experience * Formal credit training * Ability to underwrite and handle a large volume of loans Working Conditions * Frequently required to operate a computer, printer, copy machine, calculator, telephone, and/or other office equipment. * the employee frequently exchanges information with others and must be able to do so in an effective manner. Must have the ability to communicate clearly and effectively, both verbally and in writing, and across a variety of audiences. * May frequently move up to 20 pounds and occasionally move items up to 40 pounds. * Frequently reaches for files, books, and comparable items in high or low places and must have the ability to bend, stoop, or reach. * Typical schedule is 40 hours per week, Monday through Friday. Extended hours may be occasionally required. * We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************

Chase Auto is a leading provider of auto financing with a portfolio of more than $80 billion in assets and relationships with 75% of U.S. franchised automotive dealers. The business is part of the JPMorgan Chase franchise and serves auto dealers, consumers, and vehicle manufacturers. It offers a range of products and services to meet the financial needs of its clients from retail lending, captive financing, and floorplan products to cash management, private banking, and payment processing. As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing exceptions and supporting daily operations. Your responsibilities will include structuring decisions to optimize profit and strengthen relationships, processing automobile applications with a focus on response time, application volume, and approval quality. You will aim to meet or exceed targets for return on equity (ROE), volume, conversion ratios, and other business metrics. Additionally, you will initiate sales calls, prepare written follow-ups when necessary, and provide prompt, accurate responses to both internal and external customer inquiries. Job responsibilities Review credit applications and make credit decisions in compliance with credit policy requirements and regulations. Assist in daily operations by reviewing policy and pricing exceptions. Structure decisions to maximize profit and enhance relationships. Process automobile applications, emphasizing response time, application volume, and approval quality. Meet or exceed targets for ROE, volume, conversion ratios, and other business metrics. Initiate sales calls and prepare written follow-ups as needed. Provide prompt, accurate responses to customer inquiries. Required qualifications, capabilities, and skills 5+ years of experience in auto credit. Experience reviewing credit bureau reports. Proficiency in credit decisioning and a solid understanding of consumer credit and relevant federal and state regulations. Comprehensive knowledge of indirect loan, refinance, direct and lease programs, bank products, and services. Expert knowledge of credit philosophy, policies, loan documentation, and related legal issues. Thorough understanding of the bank's policies, procedures, products, and inherent risks. Superior analytical skills with excellent written and verbal communication abilities. Results-oriented with high personal initiative and proven leadership skills. Preferred qualifications, capabilities, and skills Experience in sales and/or leasing. Proven ability to manage multiple tasks and projects in a fast-paced environment. Experience collaborating with cross-functional teams to achieve common goals. Strong interpersonal and communication skills for effective teamwork with diverse stakeholders. Demonstrate judgment and decisiveness. THIS IS A WORK FROM HOME ROLE IN TEXAS

Requirements Bachelor's Degree in Business, Finance, or related field preferred (or equivalent combination of education and experience); minimum HS diploma or equivalent. Minimum of 2 years' DE Underwriting experience with conventional and FHA loans; USDA/VA experience a plus. Proficient in Microsoft Word, Excel, and Outlook; experience with an electronic mortgage processing systems required (Encompass preferred). Excellent written and verbal communication and customer service skills; able to interact professionally with employees, vendors, and lenders. Ability to comprehend and follow complex written and oral instructions. Work independently with minimal supervision, applying sound judgment and attention to detail. Ability to manage high-stress situations and work overtime as needed. What your day will look like The primary functions of the Underwriter are to approve saleable loans with the information provided by the next day; underwrite all loans under FNMA, FHLMC, and FHA (may include USDA & VA) loan programs and maintain knowledge of investor programs and overlays and communicate any changes to staff. The following duties would be applicable: Monitor pipeline daily and self-assigned preapprovals. Make underwriting decisions based on risk assessment, taking into consideration the 4 C's of underwriting: Capacity, Credit, Collateral, and Cash. Deliver high-quality service with 24-hour turn times and timely updates to Mortgage Specialists. Maintain knowledge of investor overlays and expertise in FNMA, FHLMC, and FHA. Knowledge in USDA & VA loan programs is preferred but not required. Analyze and report loan quality issues and monitor corrective actions. Uphold strict fraud prevention, confidentiality and ethical standards set by Equity Resources. Adapt to changing circumstances and adjusting daily priorities as needed. Assist other Underwriters with daily volume. Perform additional duties as needed to support team and company goals. About Us Equity Resources, Inc. is a privately owned and operated mortgage company headquartered in Newark, Ohio. We are licensed in 21 states, including Washington D.C., and operate branch offices in many of those locations. Our vision and purpose at Equity Resources, Inc. is quite simply to Improve the Lives of Families. We pride ourselves in creating Raving Fans of our customers AND our employees. We are celebrating our 32nd year in business and are continuing to grow! Come join our team! Equity Resources offers a comprehensive total compensation and benefits package that includes medical, dental, and vision insurance; 401(k); company-paid life insurance; and much more! Equity Resources is an equal opportunity employer. It does not discriminate against applicants or employees on the basis of race, color, religion, creed, national origin, ancestry, disability that can be reasonably accommodated without undue hardship, sex, sexual orientation, gender identity, age, citizenship, marital or veteran status, or any other legally protected status.

NOTICE This position is funded through the HomeGrown Grant Program for a defined term of 1-3 years. While NHS intends for the role to remain active for the duration of the grant, employment with NHS is strictly at-will. Continued employment is contingent upon ongoing grant funding. BASIC JOB FUNCTION The Program Grant Underwriter is responsible for evaluating and determining eligibility for the HomeGrown Purchase Assistance Grant Program. This role conducts comprehensive application reviews, analyzes supporting documentation, verifies program compliance, and issues grant approval or denial decisions. The Underwriter ensures that each applicant meets all City of Chicago Department of Housing requirements and provides clear communication throughout the application lifecycle. In addition, the Underwriter monitors the grant from application through closing and remains responsible for compliance tracking during the five-year recapture period. PRINCIPAL JOB DUTIES & RESPONSIBILITIES Application Intake & Documentation Review Request, collect, and review all required application documentation from prospective homebuyers, ensuring completeness and accuracy. Verify eligibility based on income, household composition, property characteristics, and other HomeGrown program criteria. Identify missing or unclear information and follow up with applicants promptly to obtain clarifications or additional documentation. Application Communication & Case Management Serve as the primary point of contact for prospective homebuyers throughout the underwriting review. Communicate status updates, application issues, and final determinations in a clear and timely manner. Provide guidance to applicants regarding documentation requirements and next steps. Underwriting & Eligibility Determination Analyze applicant documentation, including income verification, mortgage details, homebuyer education certificates, property information, and credit considerations. Assess applications using established underwriting standards, program rules, and City of Chicago. Issue formal grant approval or denial letters in accordance with eligibility outcomes. Team Leadership & Workflow Oversight Establish and manage an application review team, ensuring consistency, accuracy, and compliance in all underwriting decisions. Provide training, support, and quality control for team members involved in application intake and review. Collaborate with Program Administration and other internal teams to maintain coordinated program operations. Grant Monitoring & Compliance Oversight Monitor the status of approved grants through the mortgage loan closing process. Ensure all required documentation is collected and properly recorded before closing. Track grant compliance during the five-year recapture period, documenting changes in occupancy status, property transfers, or other triggering events. COMPENSATION & BENEFITS: $25/hour Health, dental, vision insurance Paid time off We also offer a team spirit, which strives for excellence in customer service. POSITION QUALIFICATIONS Education Bachelor's degree in finance, business, public administration, urban planning, or related field preferred. Experience Minimum of 3-5 years of underwriting, lending, housing program administration, or grant eligibility determination experience. Desired Skills Experience with income verification, mortgage documentation, or affordable housing programs strongly preferred. Familiarity with HUD requirements, down payment assistance programs, or government-funded housing initiatives is a plus. Strong analytical and decision-making skills, with the ability to interpret financial and eligibility documentation. High attention to detail and accuracy in reviewing sensitive documentation. Ability to manage deadlines and coordinate multiple applications simultaneously. Demonstrated cultural competence and ability to work with diverse populations. Technology: Proficiency with Microsoft Office Suite, database systems, and digital documentation management. COMPENTENCIES To succeed in this role, an individual must demonstrate the following competencies: Strong commitment to equity, confidentiality, and high-quality service to diverse applicants. Customer/Client Focus Excellent communication skills, both written and verbal. Problem-Solving Time Management Adaptability Collaboration & Teamwork PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is: Regularly required to talk or hear. Frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms. The employee may occasionally lift and/or move up to 25 pounds. WORK ENVIRONMENT This position involves a combination of office-based work, virtual communication, and occasionally community-based engagement. Some evening or weekend availability may be required for special events or outreach activities. May include periodic meetings with partner agencies, lending institutions, or program staff. REMOTE WORK POLICY The HomeGrown Program staff are required to work full-time in the office. Remote work arrangements are not available for this position. Employees must be present in-office for all scheduled workdays and attend meetings as needed. NHS' COMMITMENT TO DIVERSITY, RACIAL EQUITY, AND INCLUSION Neighborhood Housing Services of Chicago (NHS) is deeply committed to building and sustaining a diverse, equitable, and inclusive organization that reflects the communities we serve. We believe that diversity of backgrounds, perspectives, and experiences strengthens our work and advances our mission. NHS provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex, gender identity or expression, sexual orientation, national origin, age, disability, veteran status, genetic information, or any other characteristic protected by federal, state, or local law.

An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration. We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions. Responsibilities Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations Analyze borrower financials, credit reports, and property appraisals to determine eligibility Assess risk and provide thorough loan decisions with clear explanations and conditions Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process Stay up-to-date with industry trends, guidelines, and best practices Qualifications Active DE and VA underwriting certification required Must have used DE and VA designation within the last 11 months Minimum 5 years of residential mortgage underwriting experience Proven history of longevity in prior roles (average tenure, no frequent job changes) Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products Experience with Encompass strongly preferred Excellent analytical, organizational, and problem-solving skills Strong communication skills and ability to collaborate effectively in a team environment Compensation & Benefits Salary: $85,000 - $105,000 per year Exempt role (no paid overtime0 Discretionary bonus Full benefits package including: Medical, Dental, Vision, Life Insurance 401(k) with employer contribution Paid vacation and sick time Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

The Senior Mortgage Banker is responsible for underwriting residential and equity lines/loans ensuring compliance with appropriate company and secondary market investor standards, including Fannie / Freddie and additional investors (Wells, FHLB, BofA, etc.), ensuring loan requests meet program and product specifications, suggesting counteroffers to a different precut and / or program when appropriate, and communicating decision (approval, suspense, denial) to appropriate individuals and issuing proper documentation. Essential Functions • Underwriting residential and equity lines/loans ensuring compliance with appropriate company and secondary market investor standards, including Fannie / Freddie and additional investors (Wells, FHLB, BofA, etc.) • Underwrite Jumbo Loans • Underwrite government loans including FHA / VA / RD / and CRA programs • Examine loan documentation for accuracy and completeness • Follow the provisions of the Gramm-Bliley Act and the Bank's privacy policy; maintaining a high level of confidentiality • Make timely and accurate decisions while thriving in a fast paced environment • Ensure appropriate pricing • Check accuracy of all calculations • Underwrite and decision equity loans • Underwrite and decision purchase and refinance loans • Determine decision on pre-approval applications • Determine decision on modification requests • Communicate decision on loans to appropriate parties • Confirm adverse decisions • Partner with Mortgage Bankers • Identify and resolve loan issues • Recommend improvements to procedures • Maximize use of loan origination system • Evaluate the entire credit package and collateral for residential mortgage loans • Ensure an “investment” quality loan product Additional Essential Functions • Ensure compliance with Northwest's policies and procedures, and Federal/State regulations • Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency • Work as part of a team • Work with on-site equipment Additional Responsibilities • Perform related duties as directed by manager Safety and Health for those without supervisory duties • Abide by the rules of the safety and loss prevention program • Perform work tasks in a safe manner • Report any and all injuries to supervisor • Know what to do in case of an emergency QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education Associate's Degree Work Experience 5 - 6 years mortgage experience 5 - 6 years experience underwriting loans and management experience General Employee Knowledge, Skills, and Abilities • Ability to establish effective working relationships among team members and participate in solving problems and making decisions • Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written • Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information • Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information • Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas Additional Knowledge, Skills and Abilities Knowledge of RESPA 2010, MDIA, Dodd Frank, HVCC regulations, Freddie / Fannie lending guidelines, and automated underwriting and guidelines Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

What Makes a Honda, is Who makes a Honda Honda has a clear vision for the future, and it's a joyful one. We are looking for individuals with the skills, courage, persistence, and dreams that will help us reach our future-focused goals. At our core is innovation. Honda is constantly innovating and developing solutions to drive our business with record success. We strive to be a company that serves as a source of “power” that supports people around the world who are trying to do things based on their own initiative and that helps people expand their own potential. To this end, Honda strives to realize “the joy and freedom of mobility” by developing new technologies and an innovative approach to achieve a “zero environmental footprint.” We are looking for qualified individuals with diverse backgrounds, experiences, continuous improvement values, and a strong work ethic to join our team. If your goals and values align with Honda's, we want you to join our team to Bring the Future! Job Purpose Underwrite residential mortgage and equity loans that comply with federal regulations, state regulations, secondary market guidelines, credit union policies and procedures while participating in the credit union's objective of exceeding expectations with each member. Key Accountabilities Reviews, interprets and analyzes loan applicants' credit histories, income and assets, tax returns, financial statements, and other complex financial information to render a loan decision, and effectively present loans to management when necessary Examines loan documentation to ensure Compliance with various state and federal regulations and guidelines. Works with management to identify and manage new regulatory procedures Restructures loans to mitigate risk Works closely and effectively with MLOs, Processors and Closer Reviews appraisals and titles for accuracy and ensure all title requirements are met. Works with title companies to resolve title/survey issues Ongoing education and training: Mentor RE staff and MSRs with underwriting training Qualifications, Experience, and Skills High School Diploma or General Education Diploma Understanding of Appraisal and Title requirements Four years related experience in Underwriting Real Estate loans and/or Relevant training Working knowledge of State and Federal lending regulations Working knowledge of Secondary Market Guidelines Knowledge of Microsoft Office Suite, Loan Origination Systems, and Automated Underwriting Systems Reasoning ability to structure loan offers, understand regulations, and policies and procedures A What differentiates Honda and make us an employer of choice? Total Rewards: Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.) Paid Overtime Regional Bonus (when applicable) Industry-leading Benefit Plans (Medical, Dental, Vision, Rx) Paid time off, including vacation, holidays, shutdown Company Paid Short-Term and Long-Term Disability 401K Plan with company match + additional contribution Relocation assistance (if eligible) Career Growth: Advancement Opportunities Career Mobility Education Reimbursement for Continued Learning Training and Development programs Additional Offerings: Tuition Assistance & Student Loan Repayment Lifestyle Account Childcare Reimbursement Account Elder Care Support Wellbeing Program Community Service and Engagement Programs Product Programs Honda is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, veteran status, or any other protected factor.

Who is Quorum At Quorum Federal Credit Union, we are a cutting-edge credit union that operates as a technology company, delivering innovative financial solutions to our members. As a remote organization, we thrive on collaboration and recognize outstanding performance. We are the ideal workplace for self-motivated individuals who are committed to organizational success and eager to join a dynamic team of professionals. We stand out as a best-in-class employer, offering a unique and supportive work environment that fosters personal and professional growth. Our culture is built on valuing teamwork, recognizing achievements, and providing the tools and resources needed to excel. If you are looking for a place where you can make a meaningful impact, enjoy a flexible and fulfilling work experience, and be part of a forward-thinking team, Quorum Federal Credit Union is the perfect fit for you. Summary We strive for innovation and new ways to solve complex problems to deliver on our promise in creating Banking That's Good. For You. As a Mortgage Underwriter I you will be responsible for independent analysis of moderately complex residential mortgage applications and making sound credit decisions in accordance with investor, agency, and company guidelines. This position supports high application volumes and must consistently achieve production levels, turn times and accuracy expectations. Additionally, this role demonstrates adaptability, embraces new technologies, and contributes to the continual improvement of the underwriting process. Key Job Responsibilities and Accountabilities Complexity: Analyze and independently underwrite moderately complex mortgage products and scenarios, within level of authority. Loan products will evolve over time with our strategic direction, market demand, and alignment with investor and regulatory demands. Loan scenario complexity includes but is not limited to large loan balance, layering risk, varying income sources, multiple income streams, and loan exceptions. Compliance: Underwrite all mortgage loan files in compliance with secondary market guidelines, specific product guidelines, credit union policies and procedures, and banking/Credit Union regulatory requirements. Risk Assessment: Exercise sound, common-sense judgment when evaluating overall loan risk and determining loan eligibility ensuring decisions align with company risk tolerance and lending policies. Production and Turn Times: Achieve required daily production levels and established turn times. Production expectations will increase over time with product/process streamlining and automation. Accuracy: Review and validate standard documentation such as income, asset, credit, and collateral. Maintain exceptional accuracy and consistency in all underwriting functions, ensuring that system data and calculations (e.g., DTI, LTV, rate, and other loan metrics) are accurately updated and aligned with documentation, with minimal to no errors Technology Utilization: Utilize provided automation solutions to ensure efficiency and operational controls. Automation may include but is not limited to Automated Underwriting System (AUS), income calculation, and more. Adopt new automation tools, systems, and process changes as implemented. Loan Stages: Must perform underwriting functions in all stages of the application, including but not limited to initial underwriting decision, reviewing and approving conditions, and completing the final underwriting decision. Pipeline Management: Manage daily pipelines efficiently by prioritizing tasks and communicating proactively with processors and loan officers. This will include managing loans from multiple lending channels including retail, wholesale and correspondent, as well as managing loans in various stages of the application process. Escalation: Identify and escalate higher-risk or exception files to senior underwriting staff as appropriate. Continuous Learning: Stay current with underwriting guidelines and technology and attend training sessions to build product and regulatory knowledge. Collaboration: Exhibit a positive and collaborative team attitude, assisting peers and contributing to a supportive work environment. Maintains a positive work atmosphere by communicating in a manner consistent with professional standards to work effectively with members, co-workers, management, partners and vendors. Other Duties: Performs additional duties as required. Scope The Mortgage Underwriter I works under minimal supervision exercising independent judgment. This person must be action oriented, self-motivated and creative while being highly functional Job Requirements, Competencies, and Skills Bachelor's degree in finance, business administration or other related degree preferred. Minimum of two to six years of related experience at a credit union, bank or other financial institution. Excellent problem-solving, organizational, analytical, verbal and written communication skills. Strong decision making and time management skills with the ability to manage multiple projects/duties. Results driven, service oriented, self-motivated and able to work independently. Detailed knowledge of secondary market guidelines. Some knowledge of regulatory guidelines and issues. Complies with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS. Trustworthy with the ability to maintain highest level of integrity and trust. Proficiency in Microsoft Office, specifically Word, Excel and PowerPoint. Related experience with Encompass loan origination systems. .Environmental / Physical / Mental Requirements The Mortgage Underwriter I performs a major portion of his/her duties through verbal and written communications. It is critical that he / she possess the ability to communicate with clarity, while understanding and explaining complex situations to team members and outside contacts. Accuracy is essential and he / she must possess the ability to proof read documentation and correspondence to insure free of errors and fraud. The person will spend a good portion of the day seated at a workstation, but may also be mobile throughout the credit union for purposes of meetings, working with others, etc. Stable internet connection with speeds high enough for video conferencing and screen sharing Smartphone with current iOS/Android OS Prolonged periods sitting at a workstation and working on a computer Ability to communicate with coworkers and customers via email, chat, teleconference, and/or phone Compliance/legal requirements Quorum is an Equal Employment Opportunity employer. Qualified applicants will be considered for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, marital status, protected veteran status, or disability status.  Quorum will make reasonable accommodations in compliance with the Americans with Disabilities Act of 1990. Reasonable accommodations are available upon request for applicants and/or employees with qualifying disabilities throughout the application and employment process. Qualified Applicants with arrest or conviction records will be considered for employment in accordance with all applicable federal, state, city and local laws, rules, and regulations. This in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employee(s) will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. The company reserves the sole right and discretion to make changes to this job description. Each employee is required to uphold the Credit Union's compliance with all policies, procedures, and required regulations including the Bank Secrecy Act and our Anti-Money Laundering policy. This document does not create an employment contract, implied or otherwise, other than an "at-will" relationship. **PLEASE NOTE** We are not able to consider candidates for this role who reside in Montana, Nebraska, Rhode Island, or Puerto Rico Quorum's opportunities are based in the US and US work authorization is required. We are not able to support current or future sponsorship. Salary Range: $31.25 - $36.06 per hour. Individual salary will vary based on skills and experience. Discretionary incentive compensation may be available based on company and individual performance. Benefits: Medical, Vision, Dental, Retirement Benefits, and Paid Time Off (PTO) #LI-Remote