Mr. Cooper jobs in Dallas, TX - 181 jobs

We are seeking a highly skilled and experienced Paid Media Audience Manager with strong hands-on LiveRamp skillset to join our dynamic marketing and data team. The ideal candidate will possess a deep understanding of data architecture principles within the paid media landscape, with specialized expertise in leveraging the LiveRamp clean room environment. This role is crucial for developing and executing advanced audience strategies that drive new customer acquisitions, all while adhering to Citi's stringent data governance and accuracy standards. Key Responsibilities Audience Strategy Development: Design, develop, and refine innovative audience strategies within the LiveRamp clean room, focusing on precision targeting to maximize paid media campaign performance and drive new customer acquisition. Data Architecture & Integration: Collaborate with data engineering and marketing teams to ensure seamless integration of various data sources into the LiveRamp clean room, optimizing data quality and accessibility for audience segmentation. Execution & Activation: Translate defined audience strategies into actionable segments and execute their activation across various paid media platforms, ensuring technical accuracy and alignment with campaign objectives. Governance & Compliance: Strictly adhere to Citi's robust data governance framework, ensuring all audience development and activation processes meet regulatory requirements, privacy standards, and internal accuracy mandates. Performance Monitoring & Optimization: Analyze the performance of audience segments, identify opportunities for optimization, and provide data-driven recommendations to enhance campaign effectiveness and customer acquisition rates. Cross-functional Collaboration: Work closely with paid media managers, data scientists, legal, and compliance teams to ensure strategic alignment and operational efficiency. Documentation: Maintain comprehensive documentation of audience strategies, data flows, and execution processes. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications 6-10 years of progressive experience in data architecture, paid media operations, or a related data-driven marketing role. Proven hands-on experience working extensively within the LiveRamp clean room environment, including data onboarding, segmentation, and audience activation. Demonstrated ability to develop sophisticated audience strategies that have directly led to measurable new customer acquisition growth. Strong understanding and practical experience with strict data governance frameworks, privacy regulations (e.g., GDPR, CCPA), and ensuring data accuracy and compliance. Proficiency in SQL and experience with data manipulation and analysis tools. Familiarity with cloud data platforms (e.g., AWS, GCP, Azure) is a plus. Excellent analytical skills with the ability to interpret complex data, draw actionable insights, and make data-driven decisions. Strong verbal and written communication skills, capable of explaining complex technical concepts to non-technical stakeholder Preferred Qualifications Experience in the financial services industry. Familiarity with other data clean room technologies. Experience with various DSPs, ad servers, and marketing analytics platforms. Education Bachelor's/University degree, Master's degree preferred This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ Job Family Group: Marketing ------------------------------------------------------ Job Family: Advertising, Branding and Media ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Dallas Texas United States ------------------------------------------------------ Primary Location Full Time Salary Range: $114,720.00 - $172,080.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Jan 14, 2026 ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a first line of defense business line, to house and consistently manage credit risk activities performed for Citi's institutional clients. ICM's objective is to provide integrated end-to-end credit underwriting, identification, measurement, management, and monitoring for wholesale credit across the enterprise. Within ICM, the Credit Underwriting function (“ICM UW” or “UW”) provides credit analysis, underwriting, and first line of defense credit approval for periodic / material transaction reviews, and any necessary subsequent credit monitoring across all institutional business including Corporate Banking, Services, and Markets relationships. ICM Risk Analysis Credit Risk Associates are responsible for a portfolio of institutional relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to ad-hoc transactions and portfolio & industry reviews and stress testing. A Credit Risk Associate is expected to have a deep understanding of credit risk, of Citi´s internal policies and procedures, and knowledge of industry fundamentals that the portfolio belongs to. They should need minimal supervision from their respective Manager and be able to carry thoughtful conversations with partners. This role has responsibility for the North America Industrials portfolio and the role reports directly to the North American Industrials Underwriting Manager. Key Responsibilities: · Assess the credit and financial strength of Citi's most complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors · Complete Credit Approval Memos (CAMs) and Final Obligor Risk Ratings (FORR) of Citi's Counterparties based on independent assessment and judgement; completed based on due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Citi's risk appetite · Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Team Leads, senior managers, and business partners · Review and provide a recommendation on the risk rating across this sector · Partnership with applicable regional and industry stakeholders in the implementation of credit assessment and monitoring standards for applicable portfolios · Support ICM Risk Analysis Voice of the Employee (VOE) initiatives · Travel (less than 10%) Skills/Competencies: Risk & Credit Underwriting: • Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile, etc.) with the ability to identify root causes and trends and anticipate horizon issues • Forms independent opinions on credit and recognizes emerging risks • Demonstrates advanced knowledge of financial statements and GAAP accounting or similar governance relating to country of operation • Sets the standard for industry research capabilities, including risk and key drivers • Solid understanding of Credit Policy and procedures; Proactively reviews Citi policies and procedures to benchmark against transactions and work submitted • Demonstrates and executes the ability to identify potential risk issues that need escalation and escalates them promptly Leadership: • Displays a deep commitment and positive attitude to Citi and colleagues, is reliable, and eager to do more • Embraces the need for change and appreciates its benefits with natural curiosity • Demonstrates professionalism by being reliable, actively contributing to meetings, asking questions, and challenging ideas • Proven culture carrier Interpersonal: • Highly effective interpersonal skills, with the ability to build relationships and exert influence with and without direct authority with Senior Levels of Management • Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively • Exceptional written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority Technical: • Advanced Microsoft Office (Word, Excel, and PowerPoint) skills • Advanced experience with the internal Policies, Standards, Procedures, Templates and with financial modeling Qualifications: · Bachelor's/University degree or equivalent experience. · Financial Services experience including 5-8 years of credit experience in Banking or Credit Risk Management ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Credit Risk ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Irving Texas United States ------------------------------------------------------ Primary Location Full Time Salary Range: $96,400.00 - $144,600.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Jan 14, 2026 ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

We are seeking a skilled and enthusiastic Paid Media Audience Associate with strong LiveRamp hands on experience to join our dynamic marketing and data team. This role is ideal for a professional with a strong foundation in data architecture within the paid media landscape, coupled with practical experience in leveraging the LiveRamp clean room environment. You will play a key role in developing and executing audience strategies to drive new customer acquisitions, ensuring strict adherence to Citi's data governance and accuracy standards. Key Responsibilities Audience Strategy Development Support: Assist in the design, development, and refinement of audience strategies within the LiveRamp clean room, focusing on precision targeting to enhance paid media campaign performance and contribute to new customer acquisition. Data Architecture & Integration: Work collaboratively with data engineering and marketing teams to facilitate the integration of various data sources into the LiveRamp clean room, ensuring data quality and accessibility for audience segmentation. Execution & Activation: Translate defined audience strategies into actionable segments and support their activation across various paid media platforms, ensuring technical accuracy and alignment with campaign objectives. Governance & Compliance Adherence: Strictly adhere to Citi's robust data governance framework, ensuring all audience development and activation processes meet regulatory requirements, privacy standards, and internal accuracy mandates. Performance Monitoring & Analysis: Support the analysis of audience segment performance, identify opportunities for optimization, and contribute to data-driven recommendations to improve campaign effectiveness and customer acquisition rates. Cross-functional Collaboration: Collaborate effectively with paid media managers, data scientists, legal, and compliance teams to ensure strategic alignment and operational efficiency. Documentation: Contribute to the maintenance of comprehensive documentation for audience strategies, data flows, and execution processes. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications: 5-8 years of experience in paid media audience strategy, analytics, or ad tech Passionate about advertising technology and curious about new developments in the industry Practical hands-on experience working within the LiveRamp clean room environment, including data onboarding, segmentation, and audience activation. Demonstrated ability to contribute to and execute audience strategies aimed at driving new customer acquisition. Solid understanding of data governance principles and experience adhering to strict data governance frameworks, privacy regulations (e.g., GDPR, CCPA), and ensuring data accuracy and compliance. Technical Proficiency in SQL and experience with data manipulation and analysis tools. Strong analytical skills with the ability to interpret data, draw insights, and contribute to data-driven decisions. Good verbal and written communication skills, able to articulate technical concepts to both technical and non-technical stakeholders Experience in the financial services industry. Familiarity with other data clean room technologies. Experience with various DSPs, ad servers, and marketing analytics platforms Education: Bachelors/University degree or equivalent experience This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ Job Family Group: Marketing ------------------------------------------------------ Job Family: Advertising, Branding and Media ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Dallas Texas United States ------------------------------------------------------ Primary Location Full Time Salary Range: $87,360.00 - $131,040.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Jan 14, 2026 ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

**You** **'** **re the brains behind our work.** Citi's Commercial Bank ("CCB") is looking for Summer Analysts to join our team. Our Commercial Banking division works with businesses with annual sales ranging from $10 million to more than $3 billion. Our Commercial Banking Team works to find ways for our clients to maximize their growth while taking full advantage of Citi's banking products. That means knowing all about our deposit and lending, as well as our cash management, trade, FX (foreign exchange) and capital markets solutions. The Summer Analyst Program strives to bring in the best and brightest talent and support them as they develop into the next generation of commercial banking leaders globally. **Your time here will look something like this...** The 10-week Summer Analyst Program starts in June and begins with in-depth training. People learn differently, so we combine formal training with a complete hands-on experience to help you quickly ramp up and adapt to your role and the culture at Citi. There will be ongoing sales, credit, product, technology, and professional skills training throughout the program along with a robust junior and senior mentorship structure to help you develop professionally. By the conclusion of the Program, you can expect to have thorough experience with and a strong understanding of: + The CCB target market, value proposition, and client coverage model + How bankers interact with clients and identify their needs + The various credit product types and how these solutions best fit client needs + The commercial loan underwriting process, including loan structuring and documentation + The end-to-end credit process including new origination of credit and the monitoring of a credit portfolio + Engaging with clients, prospects, and centers of influence + Citi credit and regulatory policies and procedures **We provide you with the knowledge and skills you need to succeed.** You will join a Coverage team for the duration of the Program, working directly with Relationship Managers on a portfolio of clients and interfacing with teams across the firm. The role of Coverage team members is to serve as a thought partner to our clients, working closely with them to deliver the full breadth of Citi's solutions to help them fund their operations and expand both locally and overseas. **Analysts play a critical role in meeting the needs of our clients and prospects, including:** + Conducting company research and industry analysis + Analyzing financial data and performing financial modeling focused on company valuations, discounted cash flow analysis, and pro-forma analyses + Supporting the commercial lending process, which includes secured and unsecured revolving lines of credit, term loans, syndicated loans, leveraged loans, cross-border loans approved locally and extended overseas through the CCB's global network of 26 countries + Taking ownership of the client experience, including partnering with Bankers and Product teams to determine which products to leverage in order to help clients achieve their goals + Playing a role in deal management and client presentation preparation, including creating business development presentations, pitch books, prospect memos, and other client-related decks + Interacting with partners across the firm, including product, credit risk, in-business controls, legal, marketing, operations, risk, compliance, and technology teams **We want to hear from you if:** + You are a dynamic individual who is passionate about partnering with stakeholders to achieve goals + You have strong analytical and problem-solving skills + You are majoring in Finance or Accounting, or have experience in Financial Services through clubs or internships + You are on track to graduate with a bachelor's degree in winter 2027 or spring 2028 + You have obtained a preferred GPA of 3.5 or above + You are a proficient user of MS Word, Access, Excel, and PowerPoint + You will not require sponsorship for U.S. Work Authorization now or anytime in the future Annual Salary $100,000 ------------------------------------------------------ **Job Family Group:** Management Development Programs ------------------------------------------------------ **Job Family:** Intern ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** Dallas Texas United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** $95,000.00 - $130,000.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Please see the requirements listed above. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** Jan 12, 2026 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._ _View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

The Associate Banker is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness.There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and external customers. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family. Regularly assumes informal/formal leadership role within teams. Involved in coaching and training of new recruits. Responsibilities: * Provide complete service support to client, including solving complex client inquiries * Provide day to day support to Banker on documentation such as account opening and closing, loan disbursals, etc. * Client/prospect meetings - Organize the pre-call planning, organizing post-meeting notes, and maintain all client call records including call reports * Assist the Banker in profiling, qualifying and converting prospects into Citi Private Bank clients. * Assist the Banker in deepening the existing client relationship through deep-dive analysis * Assist the Banker in the creation of sales and marketing strategies designed to generate revenue growth and to acquire new target clients, with a focus on Investments * Assist the Banker with prospecting - conduct new client/prospect research, generate leads and develop prospects, network to identify referrals to new clients/prospects, and coordinate client events * Provide accurate and timely revenue tracking and deal pipeline reports and other relevant information to the Banker * Ensure appropriate documentation related to KYC/ AML from the client and ensure all aspects of client records and documentation are completed and updated * Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications: * 6-10 years of experience * Knowledge of investments is required; banking and credit products desirable * Ability to manage relationships both internal and external; Ability to multi-task * FINRA Securities Licenses: Series 7 and 66 (or 63 & 65) required to obtain within 150 days of assuming the role. Education: * Bachelor's/University degree, Master's degree preferred * ----------------------------------------------------- Job Family Group: Private Client Coverage * ----------------------------------------------------- Job Family: Private Banker Support * ----------------------------------------------------- Time Type: Full time * ----------------------------------------------------- Primary Location: Dallas Texas United States * ----------------------------------------------------- Primary Location Full Time Salary Range: $125,760.00 - $188,640.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. * ----------------------------------------------------- Anticipated Posting Close Date: Feb 13, 2025 * ----------------------------------------------------- Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View the "EEO is the Law" poster. View the EEO is the Law Supplement. View the EEO Policy Statement. View the Pay Transparency Posting

This pivotal role drives the execution of the bank's global Public Cloud adoption strategy, spearheading transformation across business units, applications, and infrastructure at scale. The Head of Strategic Cloud Initiatives Execution bridges strategy and delivery, converting enterprise cloud ambitions into measurable outcomes such as increased agility, cost efficiency, and accelerated innovation. You will be responsible for overseeing the execution of complex multi-cloud programs, ensuring seamless alignment across technology, security, risk, and business domains. This position demands profound expertise in Public Cloud technologies, a proven track record in delivering large-scale transformation programs, and the ability to effectively engage with senior executives to secure strategic alignment and approvals. **Key Responsibilities:** **Drive Enterprise Cloud Adoption Execution:** + Lead the delivery and execution of enterprise-wide Public Cloud adoption initiatives across diverse regions and business units. + Translate strategic cloud objectives into actionable, measurable programs that align with key business priorities. + Oversee the entire delivery lifecycle, from initial discovery and planning through production deployment and ongoing adoption. + Define, monitor, and report on key metrics for adoption success, operational efficiency, and tangible business value realization. **Cross-Enterprise Coordination and Governance:** + Collaborate strategically with key stakeholders across Technology, Risk, Security, Operations, and Business lines to ensure compliant and efficient cloud adoption. + Facilitate alignment among multiple executive sponsors, governance bodies, and program stakeholders. + Establish and manage global governance processes for execution, standards adherence, and risk mitigation in cloud adoption. **Program and Portfolio Management:** + Partner closely with the Program and Portfolio function to ensure the successful execution of critical Cloud-based initiatives. **Strategic Leadership and Business Value Realization:** + Lead a global team of cloud strategy and execution professionals, continuously identifying new opportunities for cloud adoption. + Develop robust business cases quantifying value creation, including cost savings, cost avoidance, improved resiliency, and accelerated time-to-market. + Engage with Finance and Business leaders to secure buy-in and executive approvals for large-scale cloud initiatives. **Thought Leadership and Executive Engagement:** + Serve as a trusted advisor and thought leader on Public Cloud adoption for senior technology and business executives. + Represent the Public Cloud organization in critical executive forums, steering committees, and transformation councils. + Foster a culture of execution excellence, continuous improvement, and cross-functional collaboration. **Required Qualifications:** + 15+ years of experience in technology or transformation leadership, with a minimum of 5 years specifically focused on Public Cloud. + Demonstrated success in executing complex, global technology programs within highly regulated environments. + Deep understanding of leading Public Cloud platforms (AWS, Azure, GCP) and modern application delivery patterns. + Strong financial and business acumen, coupled with extensive experience in developing and presenting compelling business cases to senior executives. + Proven ability to lead diverse, distributed teams and effectively influence without direct authority. + Exceptional communication and stakeholder management skills, adept at engaging both technical and executive audiences. **Preferred:** + Experience within large financial institutions or similarly complex regulated enterprises. + Familiarity with cloud operating models, FinOps, and established risk/compliance frameworks in multi-cloud environments. + MBA or an equivalent advanced degree in business, technology, or engineering. **Success Measures** + Accelerated cloud adoption rates across all business units. + Quantifiable business value delivered through cloud programs (e.g., measurable cost reductions, risk mitigation, revenue enablement). + Demonstrably improved alignment and collaboration among technology, security, and business stakeholders. + Successful delivery of complex programs on time, within budget, and to specified scope. ------------------------------------------------------ **Job Family Group:** Technology ------------------------------------------------------ **Job Family:** Systems & Engineering ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** Irving Texas United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** $170,000.00 - $300,000.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Please see the requirements listed above. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** Nov 19, 2025 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._ _View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Global Risk and Security (GR&S) at Vanguard enables business strategy, protects client and Vanguard interests (e.g., assets and data), and stewards a strong risk culture. Our teams leverage enterprise-wide insights, deep expertise, and trusted advice so that across Vanguard leaders and crew drive faster, stronger, risk-informed decisions. Within GR&S, the Enterprise Security and Fraud (ES&F) sub-division is responsible for the global protection of Vanguard crew, property, data, and client assets. We are the trusted advisors that protect the pride of Vanguard with state-of-the-art security and fraud capabilities. We are a world-class destination of highly engaged, passionate, and diverse talent expected to continuously learn and develop in an ever-changing security landscape. Our crew are our greatest resource - by joining our team you will build collaborative long-term relationships and enjoy a suite of benefits that includes comprehensive health and wellness care, work-life balance, and an investment in your future at its core. Core Responsibilities 1. Demonstrates knowledge, skills, and ability to conduct formal incident investigations, lead advanced incident handling scenarios including internal and external data breaches, abnormal network and host activity, and assess risk derived from a platform or data-lake. 2. Mentor junior level analysts and assist when needed. 3. Provide support for escalated Incident Ticket resolution 4. Designs and implements cyber security and operations procedures, tasks and reports. Identifies process gaps and recommends solutions to improve workflow and mitigate risk. 5. Serves as a security expert in application development, database design, network, and/or platform (operating system) efforts, helping security project teams comply with enterprise and IT security policies, industry regulations, and best practices. 6. Participates in special projects and performs other duties as assigned. Qualifications 7+ years experience in a cyber security, cyber investigations, cyber threat intelligence, or combination of these three roles. Undergraduate degree in Technical discipline, Computer Science or related field required. Graduate degree preferred. CISSP Special Factors Sponsorship Vanguard is not offering visa sponsorship for this position. About Vanguard At Vanguard, we don't just have a mission-we're on a mission. To work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients' lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne, our mission drives us forward and inspires us to be our best. How We Work Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.

The U.S. Consumer Cards organization delivers a wide array of credit card services to individual consumers, small businesses, and for our co-branded and retail partners. Our core offerings are focused on credit cards, providing a comprehensive suite of products designed to meet various client payment and lending needs. To deliver on our brand promise, we operate as a truly client-centric organization, driving a high tech, high touch experience for the full Citi relationship, particularly in the U.S. To do so, we have aligned our structure with our strategy, to ensure we win in the U.S., our largest market, and drive greater client-centricity across product, segment and geography. Media is a critical area of focus and growth for Citi U.S. Consumer Cards. The U.S. Consumer Cards Media team is comprised of product and channel marketers who are responsible for driving growth while transforming our digital marketing capabilities to shift the quality and mix of digitally sourced accounts. This includes profitably acquiring new accounts, managing key acquisitions channels, bringing new and refreshed products to market, partnering on through-the-line campaigns, testing new tactics, and driving marketing innovation. We are seeking detail-oriented SEM Analyst to join our Paid Search Activation team. This role will support the operational delivery of campaigns across our paid search program. This is an exciting opportunity to enter the world of digital advertising at scale, learning from senior execution and strategy leaders while gaining hands-on SEM/paid search experience working in SA360, Google Ads and Microsoft Ads platforms. Key Responsibilities: Assist with keyword builds, ad copy trafficking, and campaign tagging within Google Ads, Microsoft Ads, and SA360. Perform quality checks on campaign builds to ensure accuracy and compliance with regulatory standards. Track daily pacing and spend across accounts; flag discrepancies for resolution. Generate and maintain campaign setup trackers, budget pacing reports, and QA documentation. Support Managers and Senior Associate with delivery tasks, cross-team handoffs, and campaign launch readiness. Participate in ongoing training to deepen technical platform skills and compliance knowledge. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications: 0-2 years of experience in digital marketing or advertising (agency roles preferred). Strong Excel/Google Sheets skills; familiarity with digital ad platforms a plus. Excellent organizational skills and attention to detail. Eagerness to learn in a fast-paced, high-growth environment. Hands-on keyboard agency experience a plus Prior experience working in highly-regulated industries preferred. Education: Bachelor's/University degree or equivalent experience This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ Job Family Group: Marketing ------------------------------------------------------ Job Family: Advertising, Branding and Media ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Dallas Texas United States ------------------------------------------------------ Primary Location Full Time Salary Range: $58,656.00 - $75,500.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Jan 16, 2026 ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

Overview of Citi: Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments, and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. As a bank with a brain and a soul, Citi creates economic value that is systemically responsible and in our clients' best interests. As a financial institution that touches every region of the world and every sector that shapes your daily life, our Enterprise Operations & Technology teams are charged with a mission that rivals any large tech company. Our technology solutions are the foundations of everything we do from keeping the bank safe, managing global resources, and providing the technical tools our workers need to be successful to designing our digital architecture and ensuring our platforms provide a first-class customer experience. We reimagine client and partner experiences to deliver excellence through secure, reliable, and efficient services. Our commitment to diversity includes a workforce that represents the clients we serve from all walks of life, backgrounds, and origins. We foster an environment where the best people want to work. We value and demand respect for others, promote individuals based on merit, and ensure opportunities for personal development are widely available to all. Ideal candidates are innovators with well-rounded backgrounds who bring their authentic selves to work and complement our culture of delivering results with pride. If you are a problem solver who seeks passion in your work, come join us. We'll enable growth and progress together. Overview of the Role: The Infrastructure Technology Lead Analyst is an intermediate level role responsible for assisting with LAN / WAN and help desk administration activities, including network maintenance, technical guidance, and security in coordination with the Technology Infrastructure team. The overall objective is to use infrastructure technology knowledge and identified policies to process data, resolve issues and execute administrative tasks. Responsibilities: Oversee the end-to-end lifecycle of data center physical network infrastructure, from design, material procurement, and vendor sourcing to the installation and validation of fiber/copper cabling and associated pathways. Directly manage and maintain all equipment within a 105,000 sq. ft. data center Coordinate physical installation, removal, and relocation of servers, network devices, and related infrastructure Responsible for the entire lifecycle of equipment (receipt, installation, decommission, disposal). Monitor and validate network connectivity, power supply, cabling, cooling, and environmental conditions Coordinate data center access, space planning, and equipment lifecycle activities Serve as the primary on‑site resource for infrastructure support and execution Respond to and resolve high‑impact infrastructure incidents affecting data center and network services Perform hands‑on troubleshooting to quickly restore services and minimize downtime Ensure ongoing compliance with regulatory, security, and operational standards Follow firm policies and procedures related to infrastructure management Qualifications: 6-10 years of experience in infrastructure operations, data center support, or end‑user / hosting services Strong hands‑on experience with physical infrastructure, servers, networking, and data center environments Ability to troubleshoot and resolve technical issues under pressure and time constraints Ability to work with virtual / in-person teams, and work under pressure / to a deadline Experience in a Financial Services or large complex and/or global environment preferred Familiarity with server/rack layouts, cooling, and power distribution. Manages equipment throughout its complete lifecycle, from receipt to disposal. Understanding of TCP/IP, Ethernet, subnetting, routing, and network architectures. Proven ability to manage multiple projects, prioritizing tasks, optimizing resources, mitigating risks, and communicating clearly to business partners Effective written and verbal communication skills Effective analytic/diagnostic skills Ability to communicate technical concepts to non-technical audience Education: Bachelor's/University degree, Master's degree preferred This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ Job Family Group: Technology ------------------------------------------------------ Job Family: Infrastructure ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Roanoke Texas United States ------------------------------------------------------ Primary Location Full Time Salary Range: $125,760.00 - $188,640.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Jan 14, 2026 ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

The Senior Data Scientist is a seasoned professional role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and work-flow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills are required. Regularly assumes informal/formal leadership role within teams. Involved in coaching and training of new recruits Responsibilities: Designs and manages vector databases (e.g., FAISS, Pinecone, or similar) to support semantic search and contextual memory in AI agents. Collaborates with cross-functional teams to integrate AI agents into business processes, enhancing automation, decision-making, and user experience. Conducts advanced data analysis and visualization to extract actionable insights from structured and unstructured data sources. Stays current with emerging trends in generative AI, LLM orchestration, and agentic systems to continuously improve solution design. Develops complex data & analytical solutions using python, Pyspark, SQL to identify the compliance/regulation issues. Identifies the right data elements needed for the solution and able to distinguish the critical data element vs non-critical data element. Develops and implement AI-driven solutions using Python, PySpark, and LangChain, with a focus on retrieval-augmented generation (RAG) architectures and agentic workflows. Leverages GCP Vertex AI, including Gemini models, to build scalable machine learning and generative AI applications. Conducts strategic data analysis, identifies insights and implications and make strategic recommendations, develops data displays that clearly communicate complex analysis. Mines and analyzes data from various banking platforms to drive optimization and improve data quality. Deliver analytics initiatives to address business problems with the ability to determine data required, assess time & effort required and establish a project plan. Consults with business clients to determine system functional specifications. Applies comprehensive understanding of how multiple areas collectively integrate to contribute towards achieving business objectives. Consults with users and clients to solve complex system issues/problems through in-depth evaluation of business processes, systems and industry standards; recommends solutions. Assists system change process from requirements through implementation; provides user and operational support of application to business users. Assists in the formulation and definition systems scope and objectives for complex projects through research and fact-finding combined with an understanding of applicable business systems and industry standards. Communicates with the business directly by ensuring the quality of work provided by self and others; impacts own team and closely related work teams. Considers the business implications of the application of technology to the current business environment; identifies and communicates risks and impacts. Communicate between business leaders and IT exhibiting sound and comprehensive communication and diplomacy skills to exchange complex information. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Performs other duties and functions as assigned Qualifications: 5-8 years experience in a combination of business and data analysis, process improvement and project management 5+ years in data science, machine learning, and AI system development preferred Experience using tools for statistical modeling of large data sets Strong proficiency in Python, PySpark, and LangChain, with a portfolio of projects involving RAG pipelines and agentic AI. Experience working with GCP Vertex AI, especially Gemini models, and deploying models in production environments preferred Familiarity with vector databases and their role in semantic search and memory for AI agents preferred Solid foundation in data analytics, including statistical modeling, data wrangling, and visualization. Ability to translate complex technical concepts into business value and communicate effectively with both technical and non-technical stakeholders. Strong knowledge in data engineering and data base concepts, able to identify right data elements needed for the solution. Financial services industry work experience preferred Experience designing and deploying solutions using Python, Pyspark, generative AI and (or) agentic AI frameworks, with a deep understanding of modern data analytics pipelines preferred Ability to effectively use complex analytical, interpretive and problem solving techniques. Demonstrated interpersonal, verbal and written communication skills. Methodical attention to detail Education: Bachelor's/University degree or equivalent experience ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Model Development and Analytics ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Irving Texas United States ------------------------------------------------------ Primary Location Full Time Salary Range: $96,400.00 - $144,600.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Analytical Thinking, Business Acumen, Constructive Debate, Data Analysis, Escalation Management, Policy and Procedure, Policy and Regulation, Risk Controls and Monitors, Risk Identification and Assessment, Statistics. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Jan 31, 2026 ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

Citi's US Commercial Bank (CCB) is a rapidly growing business, targeting emerging, mid- and larger-sized companies with annual revenue generally from $100 million to $3 billion. To facilitate the CCB's wholesale lending activities, Commercial Lending Management (CLM) serves as an in-business credit function organized around our strategic industries and global target market approach. CLM plays a critical role of the client delivery model for the CCB, translating thought-leadership, industry and product expertise, and an end-to-end ownership of the credit relationship into best-in-class lending solutions. We are seeking a dynamic and motivated credit professional to join the US CLM Healthcare team. The CLM Credit Officer facilitates the end-to-end lending process for a covered industry vertical through a team of credit professionals. CLM is essential for the delivery of a wide range of financial solutions to Citi CCB clients, working in direct partnership with Relationship Managers and Independent Risk, to execute on the firm's and client's business objectives. This can include working capital solutions, term loans and M&A financing, treasury and liquidity management services, foreign exchange, trade finance and interest rate derivatives. The primary responsibilities of CLM include credit underwriting, due diligence, structuring and documentation, and portfolio monitoring. As part of the business and in direct partnership with relationship coverage bankers, CLM teams provide thorough, objective analysis of the financial condition and credit worthiness of borrowers, including prevailing covered industry sector and product/market conditions, as well as the appropriate credit structure based on various risk considerations. The CLM Credit Officer is responsible for approving and managing a material amount of credit risk associated with capital deployed across a variety of lending products appropriate for commercial banking relationships. The CLM Credit Officer is a critical partner in the pre-screening of pipeline opportunities with Relationship Management for assessing credit appetite and identifying key issues, providing structuring input on financing options, driving internal analytical work product and discussions on credit approvals, and maintain ongoing credit oversight of the lending portfolio relationships through quarterly and/or annual reviews along with covenant and other reporting monitoring, as applicable. The assigned industry/specialty vertical requires extensive knowledge of the unique sector/product drivers and key performance indicators to make well-informed credit underwriting decisions and proactively manage the portfolio based on a dynamic environment. The CLM Credit Officer provides sector and sub-segment insights for key internal and external stakeholders, contributes to industry-specific risk and portfolio content, including industry-level portfolio reviews, and leads the credit-specific risk assessments on new originations and portfolio requests. The CLM Credit Officer role also requires an extensive understanding of various Citi and CCB-specific credit policies, processes, and procedures, and how to apply these concepts consistently in practice, including ensuring the portfolio is appropriately risk-rated and classified, properly secured (if applicable) and that early warning signs are established and proactively addressed. CLM represents a critical “first line of defense” control function for the bank, ensuring the CCB's credit process is conducted in accordance with all internal and regulatory frameworks, and is responsive to relevant inquiries. The CLM Credit Officer plays an important role in meeting a high standard for owning the work product of their respective portfolio and represent their covered accounts in numerous highly visible forums. A Credit Officer can advise or lead strategic projects for US or Global CLM initiatives and provide critical inputs that direct the future of credit formation within the CCB. Additionally, the CLM Credit Officer identifies, creates and helps to deliver the necessary technical skills training to various teams across CCB to promote the development and application of credit skills, mentoring/managing junior and other support staff. Responsibilities: Facilitate the end-to-end lending process within the US CCB for the assigned relationships and portfolio Knowledgeable of assigned portfolio and industry, and able to articulate and support a credit view based on well-supported analysis that effectively balances risk and business objectives Ensure appropriate regulatory classification and minimizing net credit losses for covered portfolio, as well as identify emerging areas of concerns that should be escalated Provide accountability for decisioning using credit covering approval authority in tandem with Independent Risk Directly manage the analysis and workflow of underwriting requests for new-to-bank and existing credit relationships, including pre-screening opportunities, facilitate amendments and extensions, perform annual reviews and other credit requests, including the related diligence Lead the timely analysis and preparation of monthly and/or quarterly financial memo reviews of existing borrowers to track compliance with loan covenants, raising potential concerns and taking necessary actions in partnership with other key stakeholders for the assigned portfolio Direct and supervise the loan documentation process for both new transactions and amendments or modifications; including coordination with internal partners and/or outside legal counsel to ensure that all credit approval terms and conditions are appropriately represented in the closing documents Conduct periodic client calls on all portfolio clients and select new to bank opportunities in partnership with the Relationship Manager Develop and maintain an extensive knowledge in the various credit products and services offered to CCB clients Mentor and develop junior staff to become effective resources and future Credit Officers and Bankers Recommend changes to improve existing processes to achieve greater efficiency and controls Work proactively, and in a constructive and diplomatic manner, with internal and external stakeholders to keep transactions moving forward and in accordance with appropriate controls Qualifications: Experienced senior credit underwriting executive with a deep and relevant healthcare expertise, particularly in commercial and cross-border lending 10+ years of experience in credit underwriting, portfolio and/ or risk management with a large multinational financial services organization Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process Excellent communication (written, verbal, presentation and listening) and organizational skills; ability to complete multiple priorities in a timely manner Strong credit sense and ability to articulate a view, work across a range of credit products, with experience in early problem recognition and resolution skills Demonstrates learning agility: Seeks out resources and experience to continually build knowledge/skills; quickly and successfully applies learning to new situations Reaches decisions in a timely and transparent manner, knows when enough information has been collected to make sound decisions, takes calculated risks with the confidence to defend their credit view Proficient in various spreadsheet and word processing applications Education: Bachelor's/University degree, Master's degree preferred This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Credit Risk ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Irving Texas United States ------------------------------------------------------ Primary Location Full Time Salary Range: $144,480.00 - $216,720.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Jan 15, 2026 ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

Advance your career and our mission At Vanguard, serving people is at the heart of our core purpose to take a stand for all investors, to treat them fairly, and to give them the best chance for investment success. That starts with you. As a Sales Consultant, you'll be an advocate for our retail investors and the voice of our organization. You'll provide an exceptional sales experience and support investors who have chosen or are considering investing with Vanguard. Our “crew,” as we call our employees, live the mission of doing the right thing for our investors every day. This is your opportunity to be part of that community. In this role, you will: Connect with retail clients and prospects through an inbound phone channel, engage in a meaningful conversation to understand their needs, and position the Vanguard products and services that they can use to meet their goals and objectives. Educate clients and prospects on Vanguard's products and services including financial planning, cash management, and funds/ETFs and position appropriate solutions based upon the uncovered client needs. Identify investors' non-Vanguard assets, conduct advanced needs analysis of clients' financial situation, and provide clients with Vanguard's value proposition to win additional business. Own the relationship during the sales process. Manage a book of clients and prospects that have not yet committed to Vanguard by engaging them through phone and digital channels to complete the sale. Make success accessible to everyone Are you passionate about serving others? Then let's step forward together to change the way the world invests. We treat our clients and crew with care and compassion. Combine those values with a growth mindset, grit, determination, and learning agility -- and you could launch a dynamic career. We'll be there to support you as you turn your ambitions into action. What it takes Undergraduate degree or equivalent combination of training and experience. Minimum of one-year related work experience. Sales experience preferred. This job requires a regulatory license and/or registration (e.g. FINRA, NASAA). The SIE, Series 7, and Series 66 are required to be obtained within department guidelines. The SIE is a mandatory requirement of the job and must be obtained no later than 14 calendar days before identified start date Ability to deliver an exceptional investor experience. Ability to consistently drive strong sales outcomes. Ability to manage internal relationships with key business partners to complete the sale. Experience and comfort in dealing with ambiguity and ability to apply conceptual thinking. Excellent oral and written communication skills. Strong problem-solving and time management skills. Comfort with phone and digital channels in which clients engage with Vanguard. Contact center experience preferred. Special Factors Vanguard is not offering visa sponsorship for this position. If you are offered and accept this position, and you do not have the necessary FINRA licenses for the role, then you must obtain the required licenses within the specified period of time. Additionally, if you are not currently registered with FINRA in any capacity, prior to moving into this licensed role, you will be asked to provide authorization for Vanguard to conduct a credit and criminal check in accordance with the FINRA regulations. The salary range for this position is $60,000-$75,000. Special Factors Sponsorship Vanguard is not offering visa sponsorship for this position. About Vanguard At Vanguard, we don't just have a mission-we're on a mission. To work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients' lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne, our mission drives us forward and inspires us to be our best. How We Work Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your knowledge in Wholesale Credit Risk and your skills in data analysis, problem-solving and solution design to Citi's Product Development team, focused on Institutional Credit Management (ICM). Team/Role Overview Institutional Credit Management provides integrated end-to-end credit underwriting and credit risk management for Citi's wholesale businesses. This solution design and execution focused product development role will enable implementation of credit risk target state processes, data & technology capabilities, specifically within wholesale credit limit management and monitoring space. Based in Irving, this role will position the right candidate for significant future growth potential in Data, Product Development and Credit Risk. What you'll do Create a product vision aligned to business priorities and corresponding roadmap to delivery Create clear and specific business and technical requirement documents for product execution Develop plans, prioritize, coordinate design and delivery of products or features to product release, and serve as a product ambassador within the user community Partner with senior team members and leaders and a widely distributed global user community to define and implement solutions Creates clear and specific project plans, business and technical requirements documents for product execution Follows market, industry and client trends to own field and adapts them for application Citi's products and solutions platforms What we'll need from you Experience capturing business requirements and translating those into a technical specification Experience designing, and implementing scalable solutions in a large-scale business environment Domain expertise in wholesale credit risk management practices, and/or limits management Experience in end-to-end project delivery, preferably in product development, and knowledge of various analytical tools including Tableau Qualifications: 5+ years of experience Bachelor's degree, further professional qualifications / Master's degree preferred Experience in one of: i) Technology; ii) Credit Risk. Experience / familiarity in both a very significant plus Familiarity with product development methodologies Attention to detail and process/analytic mindset Ability to build networks and relationships What we can offer you: This role offers the opportunity to build on your in-depth knowledge of management of credit risk within a global bank. Every day there will be new business challenges that will help you develop new skills that can drive your career both today and into the future. By joining Citi Irving, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well. Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive. ------------------------------------------------------ Job Family Group: Product Management and Development ------------------------------------------------------ Job Family: Product Development ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Irving Texas United States ------------------------------------------------------ Primary Location Full Time Salary Range: $96,400.00 - $144,600.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Dec 23, 2025 ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

**You are the brains behind our work ...** At Citi, we do not just adapt to change - we drive it. Our Full Time Technology Analyst Program is where forward-thinking talents meet unparalleled opportunities. This is your chance to innovate, influence, and make an impact in the most global financial institution! Citi Technology partners to ensure that Citi's platforms can "Be the Best" for clients globally, with a diverse and ethical workforce that applies innovation and automation to deliver a world class client experience and strengthen our reputation. We have over 30,000 technologists globally who are dedicated to serving our clients' needs across the firm. By utilizing a broad range of technologies, we are at the forefront of innovation. We seek to drive our systems and processes towards scalable, low-latency, high frequency enterprise systems to support Citi's strategic priorities. **We provide you with the knowledge and skills you need to succeed...** We're committed to teaching you the ropes. The 2-year Analyst Program starts in July and begins with a robust training program. Here at Citi, rotational programs are intended to help you build a broad skillset and accelerate your career growth by gaining exposure to more than one team in Cyber Security. Our rotational program will help you discover the best fit for your skills and long-term career goals at Citi. **Your time here will look something like this...** Our technological solutions are the foundations of everything we do. We keep the bank safe and provide the technical tools our workers need to be successful. We design our digital architecture and ensure our platforms provide a first-class customer experience. Our operations teams manage risk, resources, and program management. We focus on enterprise resiliency and business continuity. We develop, coordinate, and execute strategic operational plans. Essentially, Chief Information Security Office (CISO) works together to ensure the safety of Citi's and our clients' assets and information. You will make tangible contributions to high-impact, real-world projects that directly influence the evolution of banking. Your work could involve anything from developing next-generation digital banking solutions and fortifying our cybersecurity defenses to driving data-powered innovations and transforming customer experiences. Be a part of impactful initiatives that shape the future of finance. **As a member in our program, you can expect:** + **Global Exposure:** Work in globally scoped projects with cross-functional teams and gain insights into how technology drives the financial sector worldwide. + **Continuous Learning:** Benefit from structured learning, networking, mentoring, and development programs that are designed to sharpen your technical prowess, enhance your business insight, and cultivate your leadership skills. + **Real Impact:** Contribute to real-world projects that shape the future of banking, from developing next-gen digital banking solutions to enhancing our cybersecurity defenses and driving data-powered innovations. **We want to hear from you if...** We are in a hunt for trailblazers with a passion for technology and drive to make a difference. To join this elite program, you should: + Be graduating between December 2025 and May 2026. + Pursuing bachelor's degree in Cyber Security, Computer Science, Computer Engineering, Information Technology, Management Information Systems, or other tech related degree. + GPA of 3.0 or better is preferred. + You will not require sponsorship for U.S. work authorization now or anytime in the future. + You have an interest working in a high-tech global technology environment and have a fundamental understanding of technologies, including by not limited to programing languages (C++, Java, etc.), application development, or basic concepts of relational databases. + Be a problem solver who thrives on innovation and enjoys tackling challenges head-on. + Possess a global outlook and a willingness to collaborate across cultures and time zones. + Have excellent communication skills, project management, leadership, attention to detail, and the ability to work well within diverse teams. + Ability to pass technical interviews consisting of basic algorithmic programming exercises. + Must be collaborative and adaptable, with excellent communication skills. Prior experience working on agile teams is desirable. **Who we think will be a great fit...** A dedication to learning and a true passion for business are vital. As industries all over the globe continue to restructure and grow, we are hiring professionals who have a global perspective on the future of banking and want to make an impact. We value diversity and so do you. We will also be looking for the following: + Are ambitious, with relentless drive to succeed in a fast-paced, dynamic environment. + Are curious about how technology can revolutionize finance and are eager to be at the forefront of this transformation. + Want to grow into a future tech leader, with a passion for both technology and its application in the global financial industry. Annual Salary = $90,000USD ------------------------------------------------------ **Job Family Group:** Management Development Programs ------------------------------------------------------ **Job Family:** Training ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** Irving Texas United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** $80,000.00 - $115,000.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Please see the requirements listed above. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** Nov 21, 2025 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._ _View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

We are seeking a detail-oriented and proactive Cloud Operations Support Engineer to join our growing Cloud Infrastructure team. The public cloud operational support engineer is responsible for ensuring the stability performance and availability of cloud-based infrastructure and services across platforms such as AWS and GCP. This role supports day-to-day operations including incident response monitoring access management provisioning and troubleshooting of cloud resources. The engineer will work closely with application teams your team, and cloud architecture to enforce operational best practices, implement automation, and drive service reliability. The ideal candidate will have hands on experience supporting cloud platforms and a strong focus on incident response, automation and continuous improvement. The engineer to also play a vital role in promoting a culture of accountability, continuous improvement and operational maturity across the cloud support function **Responsibilities:** + Monitor AWS/GCP infrastructure and services to ensure availability, performance and reliability. + Lead Incident management, including triage, impact assessment and coordination with engineering teams to resolve issues. + Participate in on-call rotation for high severity / major incidents support coverage. + Collaborate with stakeholders to resolve chronic issues, reduce toil and lead Root Cause Analysis (RCA) post restoration of service. + Design testing approaches, complex processes, reporting streams, and assist with the automation of repetitive tasks + Provide technical/strategic direction to team members + Create, Maintain and enhance operational runbooks, SOPs and knowledge base articles. + Support provisioning and configuration of Cloud resources across multiple environments. + Implement and maintain monitoring, logging and alerting tools ( ex: CloudWatch, Stackdriver, Prometheus etc). + Ensure ongoing compliance with regulatory requirements + Has the ability to operate with a limited level of direct supervision. + Acts as SME to senior stakeholders and /or other team members. + Collaborate with Product, engineering, security and other stakeholders and lead value adding outcomes. + Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. **Qualifications:** + 8-10 plus years of experience in roles centered around infrastructure delivery (application hosting and/or end user services) with a proven track record of operational process change and improvement. + Experience in Cloud Operations/ support and site reliability. + Hands on experience with AWS and/ or GCP. + Proficiency with Infrastructure as code (IaC) tools like Terraform, CloudFormation, Working knowledge of scripting ( bash, Python or similar), Strong understanding of networking, DNS, IAM, load balancing & cloud native services, Familiarity / expertise in EKS/GKE. + Ability to develop projects required for design of metrics, analytical tools, benchmarking activities and best practices + Ability to work with virtual / in-person teams, and work under pressure / to a deadline + Experience in a Financial Services or large complex and/or global environment preferred + Effective written and verbal communication skills + Effective analytic/diagnostic skills + Ability to communicate technical concepts well to non-technical audience **Education:** + Bachelor's/University degree or equivalent experience ------------------------------------------------------ **Job Family Group:** Technology ------------------------------------------------------ **Job Family:** Infrastructure ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** Irving Texas United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** $125,760.00 - $188,640.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Please see the requirements listed above. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** Dec 24, 2025 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._ _View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Private Bankers at Citi develop and deepen client relationships in order to thoroughly understand the client situation and utilize that knowledge to develop tailored wealth management strategies. Private Bankers are able to add value to clients by building and drawing upon a network of internal resources, often global, to achieve desired results. Successful Bankers are able to develop and adapt a disciplined sales process to convert a pipeline of prospects into target market clients. In addition, they are able to deliver quality Private Bank client relationships (solutions and services) in an intensely competitive fragmented market, taking fullest advantage of the Citi franchise while protecting the Bank and client/firm by complying with relevant policies, procedures, and country legal/regulatory requirements. Job Requirements New Client and Business Development * Grow client net revenue annually in core product areas: investment management, capital markets, and banking & lending * Create sales and marketing strategies designed to generate revenue growth and to acquire new target clients within different sectors * Prospecting - generate leads and develop prospects, network to identify referrals to new clients/prospects * Profile, qualify, and convert prospects into CPB clients. * Identify and execute on new business opportunities with existing clients * Orchestrate appropriate specialist resources to develop tailored, long-term solutions for clients/prospects * Present and communicate to clients/prospects complex financial concepts and investment strategies in a way that is easily understood Relationship Management * Serve as the client's advocate and trusted advisor (primary contact) for strategic advice on financial matters * Create, organize, and implement a wealth management strategy designed to deepen relationships with existing clients * Manage client expectations regarding what can and cannot be executed on their behalf * Ensure financial strategies are kept current and appropriately aligned with client objectives * Understand and communicate the risk involved with financial and investment strategies * Ensure all client inquiries and problems are handled effectively and resolved * Help team members to acquire experience and establish credibility with clients Compliance Oversight and Controls * Comply with all regulatory policies and control procedures regarding client transactions and suitability * Oversee and ensure compliance with the following processes: Investment Objective Setting (IOS), Client Risk Profile (CRF), Periodic Client Reviews * Oversee and ensure clients are on-boarded appropriately including all required documentation is complete and accurate * Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Skills and Knowledge * Client facing experience, preferably in the financial services industry. Strong knowledge of investments, banking and credit products * Strong knowledge of financial industry and current market conditions * Strong verbal and written communication skills. Excellent interpersonal skills, problem solving, team work and analytical skills * Ability to establish relationships and partner effectively with various groups including sales, service, operations, compliance, and marketing * Ability to understand, utilize and learn computer and web based applications Qualifications and Education * 15+ years of experience * Licensing: Series 7 & 66 (or 63 & 65) & 31 * Extensive and proven experience in Private Banking having covered the UHNW market / Extensive experience in working with and/or leading client teams and transactions / Demonstrated track record in relationship selling * Demonstrates extensive knowledge of all Citi Private Bank banking and product systems, platforms, tools and capabilities. * ----------------------------------------------------- Job Family Group: Private Client Coverage * ----------------------------------------------------- Job Family: Private Banker * ----------------------------------------------------- Time Type: Full time * ----------------------------------------------------- Primary Location: Dallas Texas United States * ----------------------------------------------------- Primary Location Full Time Salary Range: $200,000.00 - $500,000.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. * ----------------------------------------------------- Most Relevant Skills Please see the requirements listed above. * ----------------------------------------------------- Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. * ----------------------------------------------------- Anticipated Posting Close Date: Jul 15, 2025 * ----------------------------------------------------- Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

FinOps at Citi is dedicated to the strategic financial management, planning, procurement, and optimization of Citi's global technology infrastructure. We ensure technology is resilient, scalable, fiscally responsible, and aligned with business and regulatory requirements. Our focus spans from procurement through utilization, covering cost management, capacity planning, resource allocation, and operational efficiencies. We drive business intelligence, reporting, and dashboard development, leveraging data analytics and automation to enhance financial decision-making, cost efficiency, innovation, and security across the technology landscape. The Estate Management Service Delivery organization comprises sector-aligned Infrastructure Service Delivery (ISD) groups, supporting Technology and Business areas (CTS, SMB/F). Our responsibilities include service quality, application & CMDB hygiene, configuration management, infrastructure funding, and portfolio management. We align with Citi's strategic technology goals by governing core workflow processes, partnering with application teams, and foundational services to provide infrastructure fulfillment oversight, optimize technology resources, and promote strategic platforms. Job Summary The Infrastructure Senior Technology Analyst is a key intermediate-level role responsible for optimizing Citi's technology infrastructure across various applications and platforms. Leveraging strong technical and analytical skills, you will collaborate globally with technology leaders and teams to enhance infrastructure products and services, lead new projects, and deliver impactful results. This position requires solid expertise in infrastructure support and maintenance. Key Responsibilities Infrastructure Optimization & Delivery: Lead initiatives to optimize technology infrastructure, focusing on efficiency, resilience, and scalability. Drive the delivery of key projects, managing planning, coordination, and ensuring successful outcomes. Oversee work planning, task management, and coordination in JIRA, including sprint planning and daily operations. Data Analysis & Business Intelligence: Perform advanced data analysis, database management, and create impactful data visualizations and dashboards using tools like Tableau. Identify and monitor Key Performance Indicators (KPIs) to assess performance, analyze trends, and inform strategic business decisions. Develop business intelligence insights on operations and project portfolio delivery. Stakeholder Engagement & Advisory: Act as a trusted partner and advisor to business and technology leaders, identifying solutions aligned with organizational goals and promoting transparency in financials, service delivery, and operations. Effectively communicate progress, updates, and insights on complex challenges to senior clients and partners. Engage with partners to gather direct feedback on service performance and drive client-approved delivery. Risk Management & Compliance: Identify and analyze factors impacting task completion, delivery, or customer satisfaction, implementing controls to mitigate negative outcomes. Assess and manage risks (error, fraud), ensuring regulatory compliance and adherence to Citi policies. Apply sound ethical judgment in business decisions, safeguarding Citigroup's reputation, clients, and assets, and transparently escalating control issues. Innovation & Team Leadership: Drive innovation with an inquisitive technical mindset, actively participating in upcoming AI initiatives. Lead and motivate virtual teams, fostering connection, productivity, and clear goal alignment. Employ a holistic, systems-thinking approach to review data, apply business process improvement methodologies, and design processes supporting remote leadership. Experience: 5+ years of progressive experience in technology infrastructure, FinOps, or a related service delivery role within a large, complex, and/or global enterprise, preferably in the Financial Services sector. Proven experience in applying initiatives to improve portfolio experience. Well-rounded technical abilities, including infrastructure and applications development. Demonstrated ability to influence and negotiate with senior leaders across functions to achieve tactical and strategic objectives. Strong communication, presentation, and analytical skills for effective stakeholder articulation and client expectation management. Detail-oriented with confidence in analyzing and interpreting data for reports, metrics, and presentations. Self-starter with strong problem-solving skills and a continuous improvement mindset. Accountable for end results, ensuring procedure adherence and contributing to organizational standards and strategic goals. Broad, comprehensive understanding across multiple client function areas. Skills: Technical Tools: SQL, Python (for data analysis/automation) Tableau (or other data visualization tools) JIRA, Confluence, SharePoint MS PowerPoint, Microsoft Project Plan, Excel Core Competencies: Effective written and verbal communication. Strong analytical and diagnostic skills. Education: Bachelor's degree or equivalent experience. ------------------------------------------------------ Job Family Group: Technology ------------------------------------------------------ Job Family: Infrastructure ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Irving Texas United States ------------------------------------------------------ Primary Location Full Time Salary Range: $96,400.00 - $144,600.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Dec 11, 2025 ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a first line of defense business line, to house and consistently manage credit risk activities performed for Citi's institutional clients. ICM's objective is to provide integrated end-to-end credit underwriting, identification, measurement, management, and monitoring for wholesale credit across the enterprise. Within ICM, the Credit Underwriting function ("ICM UW" or "UW") provides credit analysis, underwriting, and first line of defense credit approval for periodic / material transaction reviews, and any necessary subsequent credit monitoring across all institutional business including Corporate Banking, Services, and Markets relationships. ICM Underwriters manage a portfolio of relationships across NAM/TMT, being responsible for the continuous monitoring of that portfolio. That includes the production of annual reviews, quarterly reviews, and the support of ad-hoc transactions and portfolio & industry reviews and stress testing, in partnership with Corporate Banking and Risk. This role reports to Underwriting Manager. **Key Responsibilities** Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to: + Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos + Drafting of Credit Approval Memo (CAM) packages including but not limited to ensuring they are complete and accurate + Conducting initial financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis + Support relationships with key stakeholders in Banking and Risk and with key Regulators, Internal Audit, and control functions + Support ICM Underwriting organization on strategic initiatives /projects as required **Risk Management Experience:** + Experience in and exposure to global credit risk management standards + Ability to understand financing and product structures + Ability to assess financial and industry data to conduct credit assessment + Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with stakeholders and product organizations. **Client Relationships / Business Partnership:** + Ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors + Navigates organizational complexity and breaks silos + Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions + Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships **Qualifications:** + 2-5 years relevant experience + Experience in effectively engaging with various functions + Demonstrates strong ethics and integrity + Ability to understand the 'big picture' in a complex environment + Strong verbal & written communication skills. Active listening skills + Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies + Proficient presentation skills - adept at presenting effectively to audiences of various sizes and various constituencies + Bachelor's/University degree or equivalent experience ------------------------------------------------------ **Job Family Group:** Risk Management ------------------------------------------------------ **Job Family:** Credit Risk ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** Irving Texas United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** $76,230.00 - $106,370.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** Jan 15, 2026 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._ _View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

**Overview of Citi:** Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments, and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. As a bank with a brain and a soul, Citi creates economic value that is systemically responsible and in our clients' best interests. As a financial institution that touches every region of the world and every sector that shapes your daily life, our Enterprise Operations & Technology teams are charged with a mission that rivals any large tech company. Our technology solutions are the foundations of everything we do from keeping the bank safe, managing global resources, and providing the technical tools our workers need to be successful to designing our digital architecture and ensuring our platforms provide a first-class customer experience. We reimagine client and partner experiences to deliver excellence through secure, reliable, and efficient services. Our commitment to diversity includes a workforce that represents the clients we serve from all walks of life, backgrounds, and origins. We foster an environment where the best people want to work. We value and demand respect for others, promote individuals based on merit, and ensure opportunities for personal development are widely available to all. Ideal candidates are innovators with well-rounded backgrounds who bring their authentic selves to work and complement our culture of delivering results with pride. If you are a problem solver who seeks passion in your work, come join us. We'll enable growth and progress together. **Overview of the Role:** The Infrastructure Senior Technology Analyst is an intermediate level role responsible for assisting with LAN / WAN and help desk administration activities, including network maintenance, technical guidance, and security in coordination with the Technology Infrastructure team. The overall objective is to use infrastructure technology knowledge and identified policies to process data, resolve issues and execute administrative tasks. **Responsibilities:** + Create complex project plans, perform impact analyses solve/work high impact problems/projects, and provide resolutions to restore services + Drive Root Cause Analysis (RCA) post restoration of service + Design testing approaches, complex processes, reporting streams, and create automation of repetitive tasks + Review requirement documents, define hardware requirements and examine and update processes and procedures as necessary + Provide technical/strategic direction and act as advisor/coach to lower level analysts + Develop projects required for design of metrics, analytical tools, benchmarking activities and best practices + Responsible for overall operating system applications + Contribute to technical direction and strategic decisions + Has the ability to operate with a limited level of direct supervision. + Can exercise independence of judgement and autonomy. + Acts as SME to senior stakeholders and /or other team members. + Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. **Qualifications:** + 5-8 years of experience in Infrastructure Technologies delivery with a proven track record of operational process change and improvement + Ability to communicate technical concepts to non-technical audience + Ability to work with virtual and in-person teams, and work under pressure or to a deadline + Experience in a Financial Services or large complex and/or global environment preferred + Effective written and verbal communication skills + Effective analytic/diagnostic skills **Education:** + Bachelor's/University degree or equivalent experience ------------------------------------------------------ **Job Family Group:** Technology ------------------------------------------------------ **Job Family:** Infrastructure ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** Roanoke Texas United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** $96,400.00 - $144,600.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Please see the requirements listed above. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** Dec 17, 2025 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._ _View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.