Municipal Credit Union jobs - 209 jobs

Job Description About MCU At Municipal Credit Union, we believe that an incredible culture helps create a happy and motivated team that works hard to achieve the best results for themselves and their members. For more than 100 years, MCU has provided affordable financial products and convenient services to a membership base that is now comprised of over 600,000 individuals. With each new generation we have the pleasure of interacting with, we maintain the credit union promise of people helping people. Our Mission: To help hard-working New Yorkers build better tomorrows Our Vision: Be New York's most loved financial institution by helping our members build their best financial futures Overview: The Card Security Specialist is responsible for performing extensive analysis, research and exercise sound judgment surrounding unusual transactions. Appropriately balance protecting the Credit Union and the members while achieving member satisfaction. Build lifetime quality financial relationships with each member by providing competitive products and excellent service. Responsibilities: Specific duties include, but are not limited to, the following: Ensure daily monitoring of debit and credit transactions, as well as, conducting in depth investigations of potentially suspicious activity. Responsible for evaluating and controlling the potential fraud risk of the Visa debit, credit and ATM cards. Develop appropriate tactical fraud loss mitigation strategies by utilizing various systems, methods, and reports to detect, prevent, and track fraud activity on transactions. Research, review and analyze incoming transactions and disputes to determine potential fraud mitigation rules to enable. Test any proposed new rules to determine impact on existing members. Recommend and establish decision-making parameters through various software applications such as Risk Service Manager (RSM), Falcon, Verafin, and Episys to implement fraud loss mitigation strategies. Coordinate and interact with vendors (Visa Risk Manager and Velera EFS) to monitor fraud activity, rule performance and reduce member friction when transacting via card. Incorporate varied information and data through the applications of statistical analysis, quantitative research, and ad hoc reports. This is critical to ensure effective loss mitigation while ensuring members are not overly inconvenienced. Assist in the development of strategic loss mitigation strategies by utilizing innovative and proactive analysis to distinguish fraud trends related to compromised account information and provide recommendations for new methods of fraud detection and prevention. Fraud Risk Monitoring of several different software applications to include but not limited to Risk Service Manager (RSM), Episys Online Blocking Parameters, and Verafin. Review and take action on suspicious activity received from Falcon, CAMs Alerts, Verafin and Fair Isaac. Review RSM daily activity to help identify and resolve fraud risk trends and issues. Recommend and apply risk management rules to help manage losses. Work with the Incident Response Team, Security and IT to manage CAMs alerts and Fair Isaac notifications. Coordinate risk mitigation efforts with other areas such as Incident Response Team, Security and Fraud, IT and Card Services Department as well as Dispute & Claims team. Monitor high-risk transactions. Assess fraud and card risk exposure. Make real time/on-line decisions through risk management systems justifying all recommendations. Prepare monthly reporting and communicate risk management results to the Incident Response Team. Continuously review and make changes to implemented strategies based on effectiveness and result of strategy. Work across business lines of multiple payment channels in addition to Card products (ACH, Zelle and ATM) for dispute processing and research Research and investigate 'Dark Web' card breaches identified to mitigate risk to members and prevent fraud Contact customers via the phone and email. Perform other related duties as requested and special projects as assigned. Requirements: College degree or equivalent work experience. Minimum 4 years relevant experience with card services industry and Visa/debit regulations. Possess a sense of urgency. Effectively set priorities, allocates resources, takes accountability and achieves results. Ability to interpret and communicate data in a clear and comprehensible manner. Proficient in Microsoft Office Suite, particularly Word and Excel and Windows Applications. Active listening and analytical skills. Effective organizational, problem solving and multi-tasking skills. Excellent verbal and written skills are key for functioning. Ability to excel within a fast paced, demanding environment. Ability to perform in a high-volume environment and meet deadlines while maintaining exceptional attention to detail. Technologically proficient. Why you'll be a good fit: Our Core Values are an integral part of who we are and who we hire. By living our Core Values, every day, we continue to attract the best and brightest talent, achieve unsurpassed results and continuously challenge ourselves to be better than yesterday. These values are at the heart of our organization and within every teammate. To be a great fit, you'll bring the following Results - We are passionate about winning. Agility - We proactively anticipate, respond and pivot to ensure MCU wins. Integrity - We operate with the highest ethical standards and highest degree of honesty. Belonging - We cultivate a culture of inclusion and teamwork. Ownership - We take personal responsibility and hold ourselves accountable for the results. What we can offer you: Competitive compensation, medical and dental benefits. 401K with employer contribution Flexible paid time off Please note that the pay range provided is a good faith estimate for the position at the time of posting. Final compensation may vary based on factors including, but not limited to knowledge, skills and abilities, as well as geographic location. Incentives and/or benefits packages may vary depending on the position. Municipal Credit Union (MCU) is an Equal Opportunity Employer. Municipal Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by applicable federal, state or local laws. We are committed to hiring, training, cultivating, promoting, and celebrating an environment where we have a welcoming and fulfilling place for all people to call home. Diversity of race, thought, sexual orientation, age, veteran status, religion, and disability will empower us to thrive as individuals, as teams, and as an organization.

Regular Your opportunity At Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the finance industry together. As an Investment Consultant (IC) at Schwab, you have the opportunity to learn and grow within our Branch Network at the ground floor. The first foray into the path towards becoming a Financial Consultant (FC) at Schwab, the IC role provides the exposure and experience required to advance in this challenging space. You'll learn what it takes to build a book of business through proactive, outbound calls to existing Schwab clients, uncovering opportunities through needs-based analysis and positioning appropriate products and solutions. You'll observe our skilled FCs and learn how to deliver unparalleled value and service through collaboration and mentoring. If you are seeking the first step towards a rich and rewarding career in financial consulting, look no further than Schwab's Investment Consultant role. What you have Required Qualifications: A valid and active Series 7 license is required (license may be obtained under a condition of employment through Branch Network Licensing Program) A valid and active Series 66 (63/65) license required (license(s) may be obtained under a condition of employment) A valid and active Life and Health Insurance license is required (may be obtained under a condition of employment) Preferred Qualifications: 2 years of experience in the financial services industry Ability to leverage Business development experience Passion for gaining knowledge of brokerage/banking products and services Openness to build strong client relationships In addition to the salary range, this role is also eligible for bonus or incentive opportunities. What's in it for you At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis. We offer a competitive benefits package that takes care of the whole you - both today and in the future: 401(k) with company match and Employee stock purchase plan Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions Paid parental leave and family building benefits Tuition reimbursement Health, dental, and vision insurance

Why Stifel Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole. Let's talk about how you can find your place here at Stifel, where success meets success. What You'll Be Doing The M&A Investment Banking Associate for the KBW Investment Banking Financial Services Group develops financial models and related valuation analysis for both public and private offerings. What We're Looking For Play a critical role as the project manager on teams to manage the deal process from origination to close Develop integrated financial models and related valuation analyses Participate in M&A, corporate finance (debt, public, and private equity) and restructuring assignments Prepare valuations, write memorandums for M&A and private placement processes, conduct M&A analyses, and participate in due diligence and drafting sessions for public and private offerings Mentor junior staff and target areas for their development Work on multiple projects and transactions at any given time What You'll Bring Strong ability to work in an entrepreneurial culture Ability to manage, from start to finish, financing and M&A transactions Excellent analytical, modeling, and client management skills Exercises good judgment in assessing risks and rewards of new business opportunities Education & Experience Minimum Required: Bachelor's degree in Finance or related field Minimum Required: 3-5 years post-undergraduate work experience in investment banking or a related field Licenses & Credentials Minimum Required: None Systems & Technology Proficient in Microsoft Excel, Word, PowerPoint, Outlook Compensation Range Salary: USD $175,000.00/Yr. - USD $225,000.00/Yr. Actual salaries may vary, and may be based on several factors, including but not limited to each candidate's qualifications, skills, and overall competencies for the position. The base salary is one component of Stifel's overall compensation package for each individual employee. Other benefits and offerings include, but not limited to, discretionary bonuses, health / dental / vision / prescription insurance offerings, Stifel Total Health Connect, flexible spending accounts, tuition & certification assistance programs, paid time off, and much, much more! To view a more comprehensive list of Stifel's current offerings, please visit **************************************** Applications are accepted until the position is filled. About Stifel At its core, the Stifel story is a journey of growth and optimism for the future. In our more than 125-year history, Stifel has evolved from a St. Louis-based brokerage house and is now a full-service investment bank, offering securities brokerage, trading, research, underwriting and corporate advisory services globally. Our expertise spans sectors and products in both public and private markets. We are driven by relationships, not transactions, and are committed to earning long-term trust from our clients. Our investment banking division provides a broad range of industry-leading services to its clients, including merger and acquisition advisory services, debt and equity financings, balance sheet restructuring, and mutual thrift & insurance company conversions. The combination of a full-service product offering and more than 600 bankers' deep domain and product expertise allows us to provide solutions that meet the evolving needs of our clients. Stifel's success is rooted in the power of our people and platform. We provide our employees an entrepreneurial environment that rewards collaboration and hard work. We are looking to engage with and hire talented candidates from all backgrounds - specifically, those who have the desire to expand their skills and realize ambitious goals. We are committed to a workplace that reflects the clients we serve and the communities where we live and work.

Why Stifel Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole. Let's talk about how you can find your place here at Stifel, where success meets success. What You'll Be Doing Under general supervision, The Client Relationship Manager acts as a key liaison between larger clients and Stifel Wealth and Investment Management, ensuring that such clients can avail themselves of the full range of investment solutions available through Stifel. What We're Looking For Develop in-depth knowledge of client portfolios; regularly engage with clients. Conduct quarterly/annual client performance reviews in conjunction with the Investment Representative. Coordinate enrollment campaigns/meetings for high-net-worth individuals/individual investors. Analyze and evaluate client needs and provide recommendations concerning the identified issues and potential strategies for further enhancing client relationships. Research, investigate, and analyze client queries and other significant matters, develop strategic responses as needed, and at own judgment. Partner with the Relationship Manager to assess and evaluate client needs and to create further client development opportunities; prepare recommendations for client development opportunities. Other such duties may be necessary to maximize client relationships. What You'll Bring Knowledge of principles and processes for providing customer and personal services, including customer needs assessment, meeting quality service standards, and evaluation of customer satisfaction. Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times. Understanding new information's implications for current and future problem-solving and decision-making. Managing one's own time and priorities to ensure the meeting of deadlines. The ability to communicate information and ideas in spoken or written form so that others will understand. Education & Experience Minimum Required: High School Diploma or Equivalent required. Minimum Required: 10 years of financial services experience. Licenses & Credentials Minimum Required: FINRA Series 7 & 63. FINRA Series 65 (66) may be required depending on the business coverage. Systems & Technology Proficient in Microsoft Excel, Word, PowerPoint, and Outlook. Compensation Range Salary: USD $71,300.00/Yr. - USD $106,800.00/Yr. Actual salaries may vary, and may be based on several factors, including but not limited to each candidate's qualifications, skills, and overall competencies for the position. The base salary is one component of Stifel's overall compensation package for each individual employee. Other benefits and offerings include, but not limited to, discretionary bonuses, health / dental / vision / prescription insurance offerings, Stifel Total Health Connect, flexible spending accounts, tuition & certification assistance programs, paid time off, and much, much more! To view a more comprehensive list of Stifel's current offerings, please visit **************************************** Applications are accepted until the position is filled. About Stifel Stifel is more than 130 years old and still thinking like a start-up. We are a global wealth management and investment banking firm serious about innovation and fresh ideas. Built on a simple premise of safeguarding our clients' money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success. While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations. Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more. Let's talk about how you can find your place here at Stifel, where success meets success. At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off. Stifel is an Equal Opportunity Employer.

Why Stifel Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole. Let's talk about how you can find your place here at Stifel, where success meets success. What You'll Be Doing The M&A Investment Banking Associate for the KBW Investment Banking Financial Services Group develops financial models and related valuation analysis for both public and private offerings. What We're Looking For Play a critical role as the project manager on teams to manage the deal process from origination to close Develop integrated financial models and related valuation analyses Participate in M&A, corporate finance (debt, public, and private equity) and restructuring assignments Prepare valuations, write memorandums for M&A and private placement processes, conduct M&A analyses, and participate in due diligence and drafting sessions for public and private offerings Mentor junior staff and target areas for their development Work on multiple projects and transactions at any given time What You'll Bring Strong ability to work in an entrepreneurial culture Ability to manage, from start to finish, financing and M&A transactions Excellent analytical, modeling, and client management skills Exercises good judgment in assessing risks and rewards of new business opportunities Education & Experience Minimum Required: Bachelor's degree in Finance or related field Minimum Required: 3-5 years post-undergraduate work experience in investment banking or a related field Licenses & Credentials Minimum Required: None Systems & Technology Proficient in Microsoft Excel, Word, PowerPoint, Outlook Compensation Range Salary: USD $175,000.00/Yr. - USD $225,000.00/Yr. Actual salaries may vary, and may be based on several factors, including but not limited to each candidate's qualifications, skills, and overall competencies for the position. The base salary is one component of Stifel's overall compensation package for each individual employee. Other benefits and offerings include, but not limited to, discretionary bonuses, health / dental / vision / prescription insurance offerings, Stifel Total Health Connect, flexible spending accounts, tuition & certification assistance programs, paid time off, and much, much more! To view a more comprehensive list of Stifel's current offerings, please visit **************************************** Applications are accepted until the position is filled. About Stifel Stifel is more than 130 years old and still thinking like a start-up. We are a global wealth management and investment banking firm serious about innovation and fresh ideas. Built on a simple premise of safeguarding our clients' money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success. While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations. Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more. Let's talk about how you can find your place here at Stifel, where success meets success. At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off. Stifel is an Equal Opportunity Employer.

Why Stifel Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole. Let's talk about how you can find your place here at Stifel, where success meets success. What You'll Be Doing Under general supervision, responsible for providing information, data gathering, analysis, modeling, and organizational support to the senior level Research Analysts. Has mastered the foundational skills required of an Associate level 1. At this level, assumes significantly more writing and modeling responsibilities. Is responsible for developing a solid understanding of the assigned sector and can clearly state and defend the investment thesis for all stocks in the assigned sector. Must be able to handle basic question from Sales and Clients and is beginning to represent the associates in internal research presentations. What We're Looking For Build and maintain Excel-based financial models, including income statements, balance sheets, cash flow statements, and discounted cash flow analysis. Formulate mathematical or simulation models of problems, relating constants and variables, restrictions, alternatives, conflicting objectives, and their numerical parameters. Analyze information obtained from management in order to conceptualize and define operational problems. Perform validation and testing of models to ensure adequacy; reformulate models as necessary. Building and updating comp sheets. Managing the databases and electronic data services (i.e. Bloomberg, FactSet, etc.) Must be able to clearly state and defend the Analyst's investment thesis and outlook for each of the stocks under coverage. Respond to basic questions from institutional sales and clients regarding covered companies, and industry questions and data requests. Develop written product with modest direction from the senior level Research Analyst. Able to evaluate basic valuation methodologies to stocks under coverage and the broader sector. Meets the special projects demands of the senior level Research Analysts. Uses all resources to determine and locate relevant data. Continues to build industry knowledge. Continues to develop external sources (management teams, suppliers, and customers). Must be able to integrate these sources in the research product. Will be assigned a small client contact list and will be responsible for meeting the needs of those clients. Some travel by car and/or air in conjunction with local, regional and/or national travel, up to 20%. What You'll Bring Inductive Reasoning - The ability to combine pieces of information to form general rules or conclusions. Critical Thinking - Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems. Judgment and Decision Making - Considering the relative costs and benefits of potential actions to choose the most appropriate one. Time Management - Managing one's own time and priorities to ensure the meeting of deadlines Oral and Written Expression - The ability to communicate information and ideas in spoken or written form so that others will understand. Economics, Accounting, Finance, and Securities Analysis - Knowledge of economic, accounting, and financial principles and practices, the financial markets, the industry, the analysis and reporting of financial data, and associated terminology. Education & Experience Minimum Required: Bachelor's degree Minimum Required: 2 to 4 years of relevant industry experience and/or proven experience at the Associate I level Licenses & Credentials Minimum Required: None Systems & Technology Proficient in Microsoft Excel, Word, PowerPoint, Outlook Compensation Range Salary: USD $100,000.00/Yr. - USD $150,000.00/Yr. Actual salaries may vary, and may be based on several factors, including but not limited to each candidate's qualifications, skills, and overall competencies for the position. The base salary is one component of Stifel's overall compensation package for each individual employee. Other benefits and offerings include, but not limited to, discretionary bonuses, health / dental / vision / prescription insurance offerings, Stifel Total Health Connect, flexible spending accounts, tuition & certification assistance programs, paid time off, and much, much more! To view a more comprehensive list of Stifel's current offerings, please visit **************************************** Applications are accepted until the position is filled. About Stifel The Stifel Equity Research Group is a recognized leader with a deep and broad spectrum of coverage. Our award-winning analysts are thought leaders, many with hands-on experience in their respective industries, offering objective, in-depth analysis and timely, actionable research ideas. Stifel is a top 10 provider of U.S. equity coverage in: Aerospace & Defense Consumer & Retail Diversified Industrials Internet & Media Healthcare Real Estate Technology Transportation Business Services Energy & Power Materials

Why Stifel Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole. Let's talk about how you can find your place here at Stifel, where success meets success. What You'll Be Doing The Branch Intern will performing a wide variety of complex and confidential administrative duties for the Financial Advisors (FA), branch support staff, and branch management. This position will also participate in special projects. What We're Looking For * Administrative duties as needed such as answering phones, filing, scanning, travel and expense reports, data entry, and scheduling appointments. * Collection of information needed for performance reports and coordinating the appropriate paperwork and materials for client meetings. * Perform general clerical duties related to daily branch operation. * Participate in special projects for Financial Advisors and for the branch. What You'll Bring * Ability to organize large amounts of information and prioritize workload to meet deadlines. * Effectively collaborate and work as a team with a diverse group of individuals. Education & Experience * Minimum Required: 1-2 years industry related college coursework Licenses & Credentials * Minimum Required: None Systems & Technology * Proficient in Microsoft Excel, Word, PowerPoint, Outlook Compensation Range Salary: USD $18.00/Hr. - Actual salaries may vary, and may be based on several factors, including but not limited to each candidate's qualifications, skills, and overall competencies for the position. The base salary is one component of Stifel's overall compensation package for each individual employee. Other benefits and offerings include, but not limited to, discretionary bonuses, health / dental / vision / prescription insurance offerings, Stifel Total Health Connect, flexible spending accounts, tuition & certification assistance programs, paid time off, and much, much more! To view a more comprehensive list of Stifel's current offerings, please visit **************************************** Applications are accepted until the position is filled. About Stifel Stifel is more than 130 years old and still thinking like a start-up. We are a global wealth management and investment banking firm serious about innovation and fresh ideas. Built on a simple premise of safeguarding our clients' money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success. While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations. Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more. Let's talk about how you can find your place here at Stifel, where success meets success. At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off. Stifel is an Equal Opportunity Employer.

It Starts With Our Employees FourLeaf's ultimate goal is to provide the best-in-class member and employee experience, and it all begins with two things: hiring incredible people and giving them a great place to work. What You'll Do The Manager Corporate Communications is responsible for developing the Corporate Communications team and overseeing all day-to-day functions and responsibilities to ensure optimal team performance. This role is also responsible for building and delivering a comprehensive communications strategy that drives executive visibility, solicits employee feedback, and delivers clear, consistent, and impactful messaging designed to increase knowledge and awareness and drive organizational change. The Manager Corporate Communications will work directly with VP to streamline team processes and set future direction for the team. This role will serve as backup for Crisis Management and Response Planning. Core Contributions * Team Leadership * Lead and develop a high-performing corporate communications team aligning with current best practices. * Coach team for continuous improvement and success in an agile work environment. * Track daily priorities and tasks to best distribute resources and ensure deadlines are met. * Department Strategy * Set team direction, develop and manage corporate communication strategies and budgets. * Maintain Firstup relationship with Multimedia Specialist to continuously review and enhance Connections. * Establish key metrics and KPIs to drive success through Connections engagement. * Build communications request process and align requests around resources available. * Build process for master calendar of employee communications and engagement activities. * Evaluate effectiveness of communication campaigns, track engagement, and conduct analysis to identify challenges and opportunities for growth and increased impact. * Content Leadership & Development * Develop and lead all aspects of the creation of internal content. * Direct creative execution to ensure consistency in tone and messaging, targeting content when needed. * Advance strategic initiatives to enhance corporate communication efforts. * Review project resources and ensure proactive team engagement in meetings and through timely content creation. * Collaboration & Engagement * Work cross-functionally with all departments and business lines to support strategic priorities and projects. * Ensure messaging meets team standards and aligns business needs for all organizational messages. * Partner with executive team and leads for presentations, executive communications, and strategic messaging ensuring consistency and maintaining confidentiality on sensitive communications. * Coordinate with Marketing leaders to ensure internal communications and external member communications are aligned. * Develop means of receiving employee feedback and creating engagement opportunities for positive EX. * Work with VP and Crisis Specialist to increase awareness of daily incidents and tracking practices and serve as backup as needed on Crisis teams. Assets You Will Bring * Bachelor's Degree. Field of Study: Communications or related field. * 5+ years experience in communications or related area, with 3+ years of experience in management. * Experience with digital communications platforms and measurement. * Skills: Leadership, relationship management, project management, crisis management, organization, and strong verbal, writing, and editing skills. The estimated salary for this role is $92,308 to $110,770 annually. (FourLeaf Federal Credit Union provides a range of benefits with various enrollment periods, including medical, dental, and vision coverage, a 401K plan with employer match, reimbursement programs, wellness programs, and an annual performance-based bonus.) What Sets Us Apart? Along with a comprehensive benefit package, we offer: * Competitive 401k * Tuition reimbursement * Flexible work options * Volunteer opportunities * Water Cooler Chats with executive teammates * Clubs & Sports * Food truck days ….and more! Who is FourLeaf? FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for over 80 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child's first savings account, FourLeaf is here to help you reach your financial goals. We are proud to be an award-winning place to work! Some of our recent recognitions include Certified Great Place to Work 2024-2025, America's Greatest Midsize Workplaces 2025, Quantum Workplace Employee Voice Award 2024, and Fortune's Best Workplaces in Financial Services & Insurance 2024. As a credit union, our vision is to enrich the lives of our members, employees, and communities. Since 2002, we have been an integral community partner through our charitable giving and community development programs in New York and beyond.

We are seeking an actuarial professional to support North America Property, including Retail, Lexington, and Canada. The individual will work to streamline processes across the different Property segments. They will also partner with other pricing actuaries in implementing best practices analytical techniques, catastrophe modelers to incorporate results into pricing and quantify portfolio risk, and reserving actuaries in assessing the impact of loss trends and claims emergence. Key Responsibilities: Work closely with the Chief Underwriting Office to develop pricing and underwriting strategies and identify pockets of opportunity for profitable growth as well as profitability-challenged areas. Review the parameters in the pricing systems, actively work to improve the pricing systems, and monitor underwriter adherence to pricing procedures and methodologies Coordinate pricing, planning, and accumulation management efforts with cat modeling team to ensure adequate risk-adjusted returns contemplating expected loss, reinsurance costs, and increased capital needs associated with cat-prone business Develop analytical tools to help underwriters assess the risks posed by insureds, aligning the pricing framework across the different underwriting platforms and business classes written in Lexington's property operations. Work closely with reserving actuaries to understand sources of reserve development and ensure appropriate recognition of pricing and underwriting actions impacting those estimates. Provide recommendations on rating methodologies, parameters and tools to improve accuracy of technical pricing reflecting latest market and economic conditions and product offerings. Ensure alignment of tools, reporting metrics and goals with other property teams organizationally to optimize team efficiency while maximizing value and consistency across the property portfolios Qualifications: At least an Associate of the Casualty Actuarial Society (ACAS) At least 5 years of commercial lines actuarial experience, preferably with significant commercial property pricing experience. Exceptional communication skills, including ability to develop and present clear and concise analysis and recommendations to senior management. Willing and able to continuously learn and adapt in a dynamic and fast changing environment. Solid understanding of catastrophe modeling fundamentals Timeliness and attention to detail. For positions based in New York, the base salary range is $129,000-$154,000, for the positions based in New Jersey, the base range is $115,000-$148,000, and for positions based in Illinois, the base range is $110,000-141,000. In addition, the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. In addition, we're proud to offer a range of competitive benefits, a summary of which can be viewed here: 2025 Benefits Summary #LI-AIG #pricingactuary #actuarialcareers #commerciallinesactuary At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike. Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of inclusion We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to *********************. AIG reserves the right to conduct a criminal background check, tailored to the requirements of a job, after a conditional employment offer is made. Unless otherwise required by law, AIG does not automatically exclude any applicant with a criminal conviction for a job or class or jobs. For more information about Philadelphia law specifically, copy and paste the following link within your browser: *********************************************************************** Functional Area: AC - ActuarialNational Union Fire Insurance Company of Pittsburgh, Pa.

It Starts With Our Employees FourLeaf's ultimate goal is to provide the best-in-class member and employee experience, and it all begins with two things: hiring incredible people and giving them a great place to work. What You'll Do The Teller contributes to the success of the branch by delivering exceptional member experiences while processing transactions and fostering long-lasting relationships. Responsible for processing all financial transactions with accuracy and efficiency. The expectation is to build member relationships with the ability to share product knowledge solutions, identify member needs to identify beneficial FourLeaf products and services and refer members to the platform or business partners when an additional opportunity is identified. Monday to Saturday availability required. Core Contributions * Operations: * Effectively process financial transactions by utilizing FourLeaf systems in accordance with established policies and procedures. This includes but is not limited to deposits, withdrawals, payment, issuing bank checks, money orders, gift cards and process Speed Deposit and Night Drop transactions, if applicable. * Make sound decisions that adhere to all policies, procedures, and regulatory banking requirements. i.e. making determinations for check holds while adhering to funds availability policy. * Identify red flags based on risk guidelines and refer escalations to supervisors when necessary. * Manage teller line and drive-up traffic to limit waiting times. * Member Experience: * Provide exceptional member experiences by cultivating relationships. * Identify member needs and recommend beneficial products and services. * Refer members to the platform or business partners to further assist the member with their banking needs. * Engage with members as they enter the branch by welcoming them. * Assist with lobby management by checking in with members waiting for platform services. * Process requests that can be managed at the teller line. Ex: printing of debit cards, submitting fraud claims and disputes, etc. * Compliance: * Support the branch by participating in opening/closing procedures, daily reports, audit tasks and dual control. * Maintain controls, reconciliations and reports as needed or required. This includes, but is not limited to verifying currency, balancing individual cash box/cash recyclers (TCR), daily reports, CTR's, SAR's. * Stay abreast and adhere to policies, procedures, and banking regulations. * Identify and handle existing, emerging risks and fraud trends to minimize exposure to members and FourLeaf. * Comply with all aspects of Bank Secrecy Act, Anti-Money Laundering, Office of Foreign Asset Control. * Strategy: * Participate in the overall success of the individual, branch, Retail Banking and organizational goals by meeting or exceeding assigned performance goals and metrics. Assets You Will Bring * High School Diploma or GED. * 1-4 years of customer service and cash handling experience. * PC, Windows, and internet proficiency. * Detail oriented, strong organizational skills, superior member service, excellent communication, and time management. The expected salary for this role is $20 per hour. (FourLeaf Federal Credit Union offers a comprehensive benefits package, including medical, dental, and vision coverage; life and disability insurance; voluntary benefit programs; a 401(k) plan with employer match; reimbursement and wellness programs; and an annual performance-based bonus.) What Sets Us Apart? In addition to our comprehensive benefits, we invest in employee connection and well-being through: * Competitive 401(k) * Tuition and fitness reimbursement programs * Flexible work options * Volunteer opportunities * Executive "Water Cooler Chats" * Clubs, sports, and social events * Food truck days ….and more! Who is FourLeaf? FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for over 80 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child's first savings account, FourLeaf is here to help you reach your financial goals. We are proud to be an award-winning place to work! Some of our recent recognitions include Certified Great Place to Work 2024-2025, America's Greatest Midsize Workplaces 2025, Quantum Workplace Employee Voice Award 2024, and Fortune's Best Workplaces in Financial Services & Insurance 2024. As a credit union, our vision is to enrich the lives of our members, employees, and communities. Since 2002, we have been an integral community partner through our charitable giving and community development programs in New York and beyond.

About MCU: At Municipal Credit Union, we believe that an incredible culture helps create a happy and motivated team that works hard to achieve the best results for themselves and their members. For more than 100 years, MCU has provided affordable financial products and convenient services to a membership base that is now comprised of over 600,000 individuals. With each new generation we have the pleasure of interacting with, we maintain the credit union promise of people helping people. Our Mission: To help hard-working New Yorkers build better tomorrows Our Vision: Be New York's most loved financial institution by helping our members build their best financial futures Overview: The position is responsible to support, lead and motivate the consumer sales team to achieve sales goals and foster a positive work environment by providing training, coaching, and performance feedback, while also managing member relationships and analyzing sales data to drive company success and maintain a competitive market position. Key duties include supporting sales targets, developing strategies, supervising daily activities, resolving member feedback, and collaborating with other departments to ensure efficient sales processes and meet customer needs. Responsibilities: Specific duties include, but are not limited to, the following: Develops, motivates, evaluates and partners to coaches Consumer Sales Team(s) on work procedures, sales techniques, member services and performance goals. Is visible and available to provide support with systems, policy, procedure, and product knowledge, and oversees daily member service, sales operations and key performance metrics (i.e. productivity & reporting for sales team(s), avg talk and hold time, avg wait time, abandonment rate, service level and member survey results). Assesses individual lending sales team(s) and team performance on a regular basis and provides candid, professional, and timely feedback regarding developmental and training needs of each team member. Improve and implement sales, member service and business processes SLA(s). Evaluates daily Lending Sales team(s) performance by collecting and analyzing data and recommending areas for improvement with business processes, sales strategies, marketing and member service. Builds out data driven members service processes to help improve sales, member service strategies and improve deficiencies in the business as a whole. Manages and monitors daily workflow and reporting to ensure business objectives are maintained and accurately reported. Monitors daily call flow and works closely with Consumer Lending Sales Manager and marketing to control data flow and daily budget for leads. Develops and maintains strong collaborative relationships and internal business partners to maintain excellent lines of communication, generate new business deals, and grow organization as a whole. Uses reporting tools, product knowledge, and sales strategies to coach, partner with sales team(s) and client support team(s). Manages capacity planning and scheduling to ensure adequate coverage for all phone calls, appointments, campaigns and growing sales team. Track call volume, sales stats, queues, etc. daily/weekly/monthly to properly support and partner with the Director and Lending Sales Manager(s) to help the team to meet / exceed all goals. Manage a loan pipeline when necessary to ensure member loan demand is met timely and accurately. Collaborate to create sales contests, sales campaigns, and call nights, etc. in order to ensure loan pipelines and member loan demand is met in a very timely manner. Accomplishes organizational goals by accepting ownership of new requests from Director and making recommendations for improvements when necessary. Conduct call calibration sessions with the Consumer Lending Sales Manager and QA using recorded calls. Collaborate and participate in ongoing one-on-ones and skip-level one-on-ones with the Consumer Lending sales team members. Provide feedback to the Consumer Lending Sales Manager on annual performance appraisals for all lending sales team members. Back up any queue when call volume dictates and preform sales. Comply with all aspects of Bank Secrecy Act (BSA)/Anti-Money Laundering (AML) and Office of Foreign Asset Control (OFAC) regulatory requirements as it relates to this position. Other duties as assigned. Perform other duties as required. Requirements: College Degree preferred or equivalent work experience. Minimum 2 years experience in service related banking. Strategic thought; forward thinking 5+ years' Call Center experience required 3+ years' management / leadership experience required; call center environment preferred Excellent leadership and development skills. Experience working in a fast-paced environment with the ability to multi-task. Excellent verbal (including speech and listening), and written communication skills, (including spelling, grammar, punctuation). Able to navigate throughout various programs on a computer; able to empathize with members and staff, and prioritize work. Able to create a supportive and inclusive atmosphere within the department and team. Strong ability to support the team with questions and coach them on how to resolve member issues and respond to members. Strong ability to make decisions with minimum information. Advanced ability to assist members and staff with technical support of our website, online banking, bill pay and mobile app on multiple types of devices. Demonstrate a positive disposition, the ability to work independently or as part of a team and have a genuine interest in people and desire to help. Leadership Competencies: Proven ability to manage change Capacity to take calculated risks and innovate Experience in setting vision and strategy Lead by example and encourage team in developing adaptability Successful in communicating effectively Prioritizes developing others Thinking that values diversity and difference Proven ability to build and maintain relationships at all levels of the organization Skilled at managing effective teams and work groups that default to action, are accountable, and take ownership of work Why you'll be a good fit: Our Core Values are an integral part of who we are and who we hire. By living our Core Values, every day, we continue to attract the best and brightest talent, achieve unsurpassed results and continuously challenge ourselves to be better than yesterday. These values are at the heart of our organization and within every teammate. To be a great fit, you'll bring the following Results - We are passionate about winning. Agility - We proactively anticipate, respond and pivot to ensure MCU wins. Integrity - We operate with the highest ethical standards and highest degree of honesty. Belonging - We cultivate a culture of inclusion and teamwork. Ownership - We take personal responsibility and hold ourselves accountable for the results. What we can offer you: Competitive compensation, medical and dental benefits. 401K with employer match Flexible paid time off Please note that the pay range provided is a good faith estimate for the position at the time of posting. Final compensation may vary based on factors including, but not limited to knowledge, skills and abilities, as well as geographic location. Incentives and/or benefits packages may vary depending on the position. Municipal Credit Union (MCU) is an Equal Opportunity Employer. Municipal Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by applicable federal, state or local laws. We are committed to hiring, training, cultivating, promoting, and celebrating an environment where we have a welcoming and fulfilling place for all people to call home. Diversity of race, thought, sexual orientation, age, veteran status, religion, and disability will empower us to thrive as individuals, as teams, and as an organization.

Job Description About MCU: At Municipal Credit Union, we believe that an incredible culture helps create a happy and motivated team that works hard to achieve the best results for themselves and their members. For more than 100 years, MCU has provided affordable financial products and convenient services to a membership base that is now comprised of over 600,000 individuals. With each new generation we have the pleasure of interacting with, we maintain the credit union promise of people helping people. Our Mission: To help hard-working New Yorkers build better tomorrows Our Vision: Be New York's most loved financial institution by helping our members build their best financial futures Overview: The Lending Quality Control Analyst supports MCU's lending, collections, and servicing functions by conducting quality reviews to ensure compliance, accuracy, and sound risk management. This role is responsible for evaluating loan and collection activity across multiple portfolios, identifying exceptions, and recommending corrective actions that strengthen operational quality and compliance with internal policies and procedures, regulatory standards and industry guidelines. Responsibilities: Specific duties include, but are not limited to, the following: Conduct quality control reviews across consumer lending portfolios including Home Equity Review collection activity, including but not limited to call monitoring, charge-off reviews, and loss mitigation efforts Perform Loan Servicing reviews, including ancillary refund reviews and other servicing related quality checks Identify and document findings, analyze root causes, and recommend remediation to improve compliance and operational performance. Provide clear, constructive feedback across all corresponding departments to drive quality improvements. Review the underwriting and fulfillment of not only approvals and funded loans, but a valid sampling of declines, delinquencies, exceptions, and loans with fraud status Stay up to date with regulatory changes in the Consumer and Home Equity market. Coordinate, communicate and follow up with all deficiencies found on the collateral documents and compliance closing disclosures to ensure follow up is underway for any missing documents and if appropriate, any remedial action or change to the process is undertaken. Communicate and follow up on all deficiencies found to Management and keep a log of all findings related to review Manage time efficiently and prioritize workloads to meet strict deadlines while handling multiple tasks. Contribute to the ongoing enhancement of sampling methods, reporting, and review procedures Perform other related duties as requested and special projects as assigned. Requirements: High school diploma required; Bachelor's degree preferred. Minimum of three years of experience or equivalent combination of education and experience in any one of the following areas: Law/Compliance Operations or Quality Assurance, Control and Risk Retail Banking Two years of Consumer Loan processing experience and a thorough knowledge of complete loan processes and functions Two years of experience in lending, collections, servicing or quality control/audit functions Ability to perform in a high-volume environment and meet deadlines while maintaining exceptional attention to detail. Excellent communication skills with the ability to provide feedback and collaborate across departments Technologically proficient. Competencies: Comprehensive knowledge of consumer loan origination processes, policies and procedures Proficient with Microsoft Office Suite including: Word, Excel, PowerPoint and Outlook Strong team player with demonstrated initiative Must possess strong people skills, a cheerful outlook, maturity, and excellent judgement Strong organizational, problem solving, and multitasking skills including prioritizing, scheduling, time management and meeting deadlines. Must possess well-developed written and verbal communication skills. Strategic thinker with proven analytical ability and has strong attention to detail Highly ethical Possess a keen sense of urgency, takes accountability and achieve results Demonstrated commitment to quality and continuous improvement Why you'll be a good fit: Our Core Values are an integral part of who we are and who we hire. By living our Core Values, every day, we continue to attract the best and brightest talent, achieve unsurpassed results and continuously challenge ourselves to be better than yesterday. These values are at the heart of our organization and within every teammate. To be a great fit, you'll bring the following Results - We are passionate about winning. Agility - We proactively anticipate, respond and pivot to ensure MCU wins. Integrity - We operate with the highest ethical standards and highest degree of honesty. Belonging - We cultivate a culture of inclusion and teamwork. Ownership - We take personal responsibility and hold ourselves accountable for the results. What we can offer you: Competitive compensation, medical and dental benefits. 401K with employer match Flexible paid time off Please note that the pay range provided is a good faith estimate for the position at the time of posting. Final compensation may vary based on factors including, but not limited to knowledge, skills and abilities, as well as geographic location. Incentives and/or benefits packages may vary depending on the position. Municipal Credit Union (MCU) is an Equal Opportunity Employer. Municipal Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by applicable federal, state or local laws. We are committed to hiring, training, cultivating, promoting, and celebrating an environment where we have a welcoming and fulfilling place for all people to call home. Diversity of race, thought, sexual orientation, age, veteran status, religion, and disability will empower us to thrive as individuals, as teams, and as an organization.

Why Stifel Stifel Fixed Income Capital Markets provides a global platform to meet the wide-ranging investment and debt capital building needs of depository institutions, financial companies, hedge funds, income funds, insurance companies, money managers, state and local governments, and other institutions in North America, Europe and Asia. Our customer-driven philosophy shapes a suite of products and services geared to help these institutions generate revenue, preserve wealth, and ultimately grow their businesses. In a time of shifting boundaries, Stifel Fixed Income Capital Markets continues to expand its brand of institutional financial services around the world. What You'll Be Doing The Fixed Income Capital Markets Bridge Program is a selective two-day career exploration and professional development seminar where motivated undergraduate sophomore students will gain a deeper understanding of career paths at Stifel, as well as key concepts used in the Fixed Income Capital Markets domain. Selected attendees will participate in both lecture-style and interactive programming, along with networking activities with professionals from Stifel across the Fixed Income sales, trading and research platforms. These activities will provide attendees with an inside look into how our business operates and the key concepts that drive the markets. What We're Looking For By the end of the program, participants will have a deeper understanding of the critical role Fixed Income Capital Markets play in financial markets and how Stifel's platform stands out in the industry. The program will run in our New York office from March 24 - March 25. Selected high-performing participants will be given priority consideration for our 2027 Fixed Income Capital Markets Summer Internship Program. What You'll Bring Interested candidates should submit one PDF with a resume and a statement of interest to the Stifel Career site posting Statements of interest should be no longer than 300 words and should cover why the candidate is interested in Fixed Income Capital Markets and what they hope to gain from the program. This is an in-person program. Candidates must be able to travel to the New York office for the event dates. Travel will be covered by Stifel. The application deadline is Friday, February 6, 2026 Education & Experience Pursuing an undergraduate degree with an anticipated graduation date between December 2027 - May 2028 Resume must include expected graduation month/year and GPA, Minimum GPA of 3.5 or above Resume must be submitted in PDF format. Word documents will not be accepted Demonstrate interest in finance Interested in pursuing a career in Fixed Income Capital Markets Demonstrated track record of achievement in academic and extracurricular activities Strong written communication skills, especially in synthesizing complex information Demonstrated curiosity and intellectual engagement with markets and industry trends Comfort working with large datasets and financial tools Ability to work independently and manage multiple priorities in a fast-paced environment Driven, proactive, and team-oriented Exceptional problem solving, analytic, and Microsoft Office skills Authorization to work in the U.S Systems & Technology Proficiency in Excel and PowerPoint. Compensation Range Salary: USD $0.00/Hr. - USD $0.00/Hr. Actual salaries may vary, and may be based on several factors, including but not limited to each candidate's qualifications, skills, and overall competencies for the position. The base salary is one component of Stifel's overall compensation package for each individual employee. Other benefits and offerings include, but not limited to, discretionary bonuses, health / dental / vision / prescription insurance offerings, Stifel Total Health Connect, flexible spending accounts, tuition & certification assistance programs, paid time off, and much, much more! To view a more comprehensive list of Stifel's current offerings, please visit **************************************** Applications are accepted until the position is filled. About Stifel Stifel is more than 130 years old and still thinking like a start-up. We are a global wealth management and investment banking firm serious about innovation and fresh ideas. Built on a simple premise of safeguarding our clients' money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success. While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations. Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more. Let's talk about how you can find your place here at Stifel, where success meets success. At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off. Stifel is an Equal Opportunity Employer.

Job Description About MCU: At Municipal Credit Union, we believe that an incredible culture helps create a happy and motivated team that works hard to achieve the best results for themselves and their members. For more than 100 years, MCU has provided affordable financial products and convenient services to a membership base that is now comprised of over 600,000 individuals. With each new generation we have the pleasure of interacting with, we maintain the credit union promise of people helping people. Our Mission: To help hard-working New Yorkers build better tomorrows Our Vision: Be New York's most loved financial institution by helping our members build their best financial futures Overview: The Scrum Master is responsible for working collaboratively with the Scrum team on projects of varying sizes and complexity. Most projects will follow Agile methodologies, and the Scrum Master may be engaged at all parts of the project process from conception to closure and hand-off to operations. The Scrum Master needs to create and foster lasting positive vendor and member relationships. As a Scrum Master, the person will be expected to work with a cross-functional team consisting of team members from multiple departments. The Scrum Master must keep the team engaged and focused, work with the team to remove blockers, and maintain the project and sprint backlogs with the product owner. Responsibilities: The agile scrum master is responsible for ensuring the team lives with agile values and principles and follows the processes and practices that the team agreed they would use. The Scrum Master is responsible for promoting and supporting Scrum as defined in the Scrum Guide. Scrum Masters do this by helping everyone understand Scrum theory, practices, rules, and values. The Scrum Master is a servant-leader for the Scrum Team. The Scrum Master helps those outside the Scrum Team understand which of their interactions with the Scrum Team are helpful and which are not. The Scrum Master helps everyone change these interactions to maximize the value created by the Scrum Team. Specific duties include, but are not limited to, the following: Drive sprint planning, estimation, retrospective and all agile ceremonies Work with Product Owners to refine product backlogs and new requests Partner with and coach Product Owner on Agile principals Protect the team, resolve conflicts, and filter out all noise and remove obstacles that may occur Facilitate internal communication and effective collaboration Support teams implement changes effectively Ensure deliverables are in proper user story format. Assist scrum team with making appropriate commitments through story selection, task definition Organize and facilitate project planning, daily stand-up meetings, reviews, retrospectives, sprint, demos, and other Scrum-related meetings Participate proactively in developing and maintaining team standards, tools, and best practices Identify and remove impediments, prevent distractions that interfere with the ability of the team to deliver the sprint goal Guides the team and organization on how to use Agile/Scrum practices. Assesses the maturity of the team and organization, coaching the team to higher levels of maturity, at a pace that is sustainable and comfortable. Build a trusting and safe environment where problems can be raised without fear of blame, retribution, or being judged, with an emphasis on healing and problem solving. Facilitates completion of tasks and goals without using coercion, assigning, or dictating task Decision-making flexibility to allow team to pivot faster and perform better Embrace change by quick adaptability to a new environment Performs at high levels of effectiveness Focused on value delivery Streamlined efficiency- minimal process Can-do attitude and eager to tackle any challenge Knows how to say “NO” because of the power of prioritization Accountable for showing up in excellence every day Diversity of thought- being able to question things in a constructive way Delivers exceptional results time and again in alignment with agile principles Create solutions that add value Operational excellence- scrum artifacts are up to date Emotional intelligence Confident and adept at communicating with C-suite and Senior Leaders (VP & Directors) On-demand coaching and mentoring of agile team Perform other related duties as requested and special projects as assigned. Requirements: Bachelor's degree preferred Minimum 2 years of experience having exposure to Agile projects or relevant experience as a Scrum Master. First level Scrum Master Certification (CSM, PSM I) preferred • Working knowledge of Agile approaches preferred Experience with Agile techniques including User Stories, Continuous Integration, Continuous Testing, Pairing, Automated Testing, and Agile Games preferred Ability to perform in a high-volume environment and meet deadlines while maintaining exceptional attention to detail. Technologically proficient. Symitar Preferred. Why you'll be a good fit: Our Core Values are an integral part of who we are and who we hire. By living our Core Values, every day, we continue to attract the best and brightest talent, achieve unsurpassed results and continuously challenge ourselves to be better than yesterday. These values are at the heart of our organization and within every teammate. To be a great fit, you'll bring the following Results - We are passionate about winning. Agility - We proactively anticipate, respond and pivot to ensure MCU wins. Integrity - We operate with the highest ethical standards and highest degree of honesty. Belonging - We cultivate a culture of inclusion and teamwork. Ownership - We take personal responsibility and hold ourselves accountable for the results. What we can offer you: Competitive compensation, medical and dental benefits. 401K with employer match Flexible paid time off Please note that the pay range provided is a good faith estimate for the position at the time of posting. Final compensation may vary based on factors including, but not limited to knowledge, skills and abilities, as well as geographic location. Incentives and/or benefits packages may vary depending on the position. Municipal Credit Union (MCU) is an Equal Opportunity Employer. Municipal Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by applicable federal, state or local laws. We are committed to hiring, training, cultivating, promoting, and celebrating an environment where we have a welcoming and fulfilling place for all people to call home. Diversity of race, thought, sexual orientation, age, veteran status, religion, and disability will empower us to thrive as individuals, as teams, and as an organization.

It Starts With Our Employees FourLeaf's ultimate goal is to provide the best-in-class member and employee experience, and it all begins with two things: hiring incredible people and giving them a great place to work. What You'll Do The Business Continuity Program Manager reports to the First Vice President of Enterprise & Third-Party Risk Management and is responsible for developing, implementing, and maintaining FourLeaf's Business Continuity Management (BCM) Program. This role ensures the organization is prepared to respond to disruptive events ranging from natural disasters to cyber incidents in a way that minimizes operational, financial, and reputational impact. The ideal candidate will have a strong background in risk management, disaster recovery, and regulatory compliance, particularly within the banking or financial services sector. Core Contributions * Program Development & Governance * Develop, implement, and maintain the FourLeaf's enterprise-wide Business Continuity and Disaster Recovery Program, including policies, plans, procedures, and governance frameworks * Business Impact Analysis & Risk Assessment * Conduct Business Impact Analyses (BIAs) and risk assessments to identify critical business functions and interdependencies; update regularly to reflect organizational or environmental changes. * Plan Development & Maintenance * Partner with Business Leaders to develop and maintain business continuity and recovery plans; ensure documentation is current, actionable, and in compliance with regulatory expectations. * Testing & Exercises * Coordinate and conduct regular business continuity and disaster recovery exercises, including tabletop simulations and full-scale recovery tests with FourLeaf's technology CUSO while tracking all findings and overseeing remediation. * Audit, Examination, & Compliance Support * Ensure the BCM program aligns with regulatory requirements (e.g. NUCA, NYDFS, FFIEC, NIST, OCC, FDIC, ISO 22301). Support internal and external audits, regulatory examinations, and enterprise risk assessments related to business continuity and operational resilience. * Training & Awareness * Design and deliver business continuity training and awareness programs to enhance organizational resilience and response readiness. * Incident Crisis Management Support * In collaboration with risk management leadership, serve as the risk liaison during a crisis event with a business continuity impact to facilitate response, recovery efforts, in addition to ensuring communication timely between key stakeholders. * Third Party Risk Integration * Evaluate vendor business continuity plans as part of the third-party risk management process in partnership with Third- Party Risk Management and Information Security. * Reporting & Metrics * Provide regular updates and reporting on program maturity, risk posture, test results, and compliance status to senior leadership and risk committees. Assets You Will Bring * Bachelor's degree in Business Administration, Risk Management, or Information Security. * 5-7 years of experience in business continuity, disaster recovery, or operational risk management, preferably in a banking or financial services environment. * In-depth understanding of BCM frameworks, regulatory guidance (e.g., NIMS, FFIEC, ISO 22301), and risk management principles. * Experience working with GRC or BCM platforms (e.g. Fusion, Archer, MetricStream). * Experience with IT disaster recovery planning and coordination with Info Security & IT teams. * Strong analytical, critical thinking, time management and problem-solving skills. * Proven experience in program management, preferably in corporate or financial institution setting. * Strong knowledge in risk or business continuity frameworks, methodologies and tools. * Proficient in agile task management and program development. * Understanding of regulatory and compliance requirements. Including but not limited to NUCA, OCC, NIST, CFPB and NYDFS. * Professional certifications such as CBCP, MBCP (DRI), or ISO 22301 Lead Implementer preferred. * MS Office Suite with an expertise in Excel and PowerPoint, in addition to general operation of standard office equipment such as Office 365 etc. The estimated salary for this role is $94,570 to $113,484 annually. (FourLeaf Federal Credit Union offers a comprehensive benefits package, including medical, dental, and vision coverage; life and disability insurance; voluntary benefit programs; a 401(k) plan with employer match; reimbursement and wellness programs; and an annual performance-based bonus.) What Sets Us Apart? In addition to our comprehensive benefits, we invest in employee connection and well-being through: * Competitive 401(k) * Tuition and fitness reimbursement programs * Flexible work options * Volunteer opportunities * Executive "Water Cooler Chats" * Clubs, sports, and social events * Food truck days ….and more! Who is FourLeaf? FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for over 80 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child's first savings account, FourLeaf is here to help you reach your financial goals. We are proud to be an award-winning place to work! Some of our recent recognitions include Certified Great Place to Work 2024-2025, America's Greatest Midsize Workplaces 2025, Quantum Workplace Employee Voice Award 2024, and Fortune's Best Workplaces in Financial Services & Insurance 2024. As a credit union, our vision is to enrich the lives of our members, employees, and communities. Since 2002, we have been an integral community partner through our charitable giving and community development programs in New York and beyond.

About MCU: At Municipal Credit Union, we believe that an incredible culture helps create a happy and motivated team that works hard to achieve the best results for themselves and their members. For more than 100 years, MCU has provided affordable financial products and convenient services to a membership base that is now comprised of over 600,000 individuals. With each new generation we have the pleasure of interacting with, we maintain the credit union promise of people helping people. Our Mission: To help hard-working New Yorkers build better tomorrows Our Vision: Be New York's most loved financial institution by helping our members build their best financial futures Overview: The ATM Operations and Dispute Specialist is responsible for assisting in the daily operations of the department; primarily the processing of the ATM check deposits via Image Center and researching/reviewing ATM, ACH and Zelle Disputes via Centrix, Visa DPS, Diebold Electronic Journals, Symitar and EWS systems. The position requires focus on member service standards, compliance with Regulation E and NACHA rules, meeting organizational goals, and maintaining positive and professional relationships with members, peers, staff, and vendors. The department functions consists of ATM/ Zelle and ACH processing and working closely with the supervisor on any related issues while also assisting with member related inquires via phone or email. Responsibilities: Specific duties include, but are not limited to, the following: Process and verify all incoming ATM check deposits via Image Center on a daily basis, Ensure all ATM checks received from managed services vendor are accounted for on a daily basis. Research and resolve any member disputes related to ATM transactions (Cash / Check deposits, Withdrawals or Fraud) in accordance with applicable regulations. Research and resolve any member disputes related to Zelle Network transactions (Fraud and Non Fraud reasons) in accordance with applicable regulations. Research and resolve any member disputes related to ACH transactions (Fraud and Non Fraud reasons) in accordance with applicable regulations. Ensure all captured cards received from managed services vendor are logged/shredded daily. Prepare unmatched ATM check items in Image Center for scanning. Prepare End of Day ATM check deposit recap. Maintain manual and electronic transaction records and files. Respond to member inquiries or refer to appropriate service area in a timely manner. Participate in assigned meetings, events, and training as required. Prepare and email/mail correspondence for ATM check adjustments and Notice of Holds (NOH). Assist other units and departments with processing as requested by management. Comply with departments' policies and procedures comply with all Federal, State, and network rules and regulations, develop expertise, and maintain internal controls of the various systems, responding to changes as needed to assure efficient workflow. Maintain sensitive and confidential information; exercise tact and diplomacy in dealing with highly sensitive, complex and confidential issues and situations. Advise management of any potential legal issues or credit union risk exposure. Collaborate with department to identify efficiencies in ATM processes and recommend procedure changes as needed. Cultivates strong working relationships and builds trust among team members. Serve on committees and partner across the organization to implement improvements in processes. Perform other related duties as requested and special projects as assigned. Requirements: College degree or equivalent work experience. Minimum two years of relevant work experience with a financial institution. Working knowledge of ATMs and ATM-related operations and products. Working knowledge of retail banking and record retention practices, rules, and regulations. Experience in project management preferred. Overtime as required. Ability to perform in a high-volume environment and meet deadlines while maintaining exceptional attention to detail. Technologically proficient. Why you'll be a good fit: Our Core Values are an integral part of who we are and who we hire. By living our Core Values, every day, we continue to attract the best and brightest talent, achieve unsurpassed results and continuously challenge ourselves to be better than yesterday. These values are at the heart of our organization and within every teammate. To be a great fit, you'll bring the following Results - We are passionate about winning. Agility - We proactively anticipate, respond and pivot to ensure MCU wins. Integrity - We operate with the highest ethical standards and highest degree of honesty. Belonging - We cultivate a culture of inclusion and teamwork. Ownership - We take personal responsibility and hold ourselves accountable for the results. . What we can offer you: Competitive compensation, medical and dental benefits. 401K with employer match Flexible paid time off Please note that the pay range provided is a good faith estimate for the position at the time of posting. Final compensation may vary based on factors including, but not limited to knowledge, skills and abilities, as well as geographic location. Incentives and/or benefits packages may vary depending on the position. Municipal Credit Union (MCU) is an Equal Opportunity Employer. Municipal Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by applicable federal, state or local laws. We are committed to hiring, training, cultivating, promoting, and celebrating an environment where we have a welcoming and fulfilling place for all people to call home. Diversity of race, thought, sexual orientation, age, veteran status, religion, and disability will empower us to thrive as individuals, as teams, and as an organization.

It Starts With Our Employees FourLeaf's ultimate goal is to provide the best-in-class member and employee experience, and it all begins with two things: hiring incredible people and giving them a great place to work. What You'll Do The Operational Risk Analyst - Enterprise Risk Management reports to the Senior Manager Operational Risk, providing critical support to the Risk Leadership team in the development, implementation and execution of the strategy, processes and tools necessary to operationalize and enhance the Credit Unions Enterprise Risk Management ("ERM") framework. A significant percentage of time will be spent mapping, assessing, detecting and addressing risk. This opportunity is open to flexible work options including a hybrid or remote set up. Core Contributions * Assist in the development, implementation and maintenance of the credit unions Operational Risk Program and Framework including but not limited to supporting Operational Risk Assessments, Reportable Events, Policy and Procedure management and audit or exam due diligence. * Assist the Sr Operational Risk Manager in the identification, monitoring and measurement, significant operational processes and controls across the credit union for evaluation of design and controls. Work with management, business areas and risk counterparts to analyze, rate and mitigate significant risks by ensuring controls, standards, and processes are defined, designed, and implemented. Coordinate and facilitate risk assessments across the various business areas. * Work with management to identify, monitor and track key Operational risk metrics in the Credit Union's GRC, in addition to supporting the updating, analyzing and management of the risk and control library for the Credit Union's GRC system based on new/modified processes, policies and procedures. * Responsible for the identification, tracking, reporting and maintenance of the Credit Union's Reportable Events program by working with the business areas, 1st and 2nd line, and CUSO's to gather information from multiple data sources for root cause analysis, rating and evaluation. * Prepare of monthly, quarterly and annual reports and presentations for the Chief Legal & Risk Officer, FVP Enterprise and Third-Party Risk Management, Enterprise Risk Management Committee, Asset Liability Management Committee and Board. In addition to supporting management within various meetings, audits, projects, reviews and initiatives. * Work with management to design and deliver educational, training or other materials to support desired organizational risk management framework and culture. Assets You Will Bring * Bachelor's degree or related field experience. Field of Study: Business, Risk Management, or related field. * 1-3 years of experience in a financial institution with a related area of focus Risk Management, Audit or Compliance. * Strong knowledge of Operational Risk Controls and Framework (i.e. Base; II, COSO, ISO31000). * Banking and/or Credit Union operational knowledge preferred. * Computer Skills: Microsoft Office Suite (Excel, Word, PowerPoint, Outlook, Teams), Visio, GRC, and general operation of standard office equipment. The estimated salary for this role is $31.93 to $38.32 per hour. (FourLeaf Federal Credit Union offers a comprehensive benefits package, including medical, dental, and vision coverage; life and disability insurance; voluntary benefit programs; a 401(k) plan with employer match; reimbursement and wellness programs; and an annual performance-based bonus.) What Sets Us Apart? In addition to our comprehensive benefits, we invest in employee connection and well-being through: * Competitive 401(k) * Tuition and fitness reimbursement programs * Flexible work options * Volunteer opportunities * Executive "Water Cooler Chats" * Clubs, sports, and social events * Food truck days ….and more! Who is FourLeaf? FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for over 80 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child's first savings account, FourLeaf is here to help you reach your financial goals. We are proud to be an award-winning place to work! Some of our recent recognitions include Certified Great Place to Work 2024-2025, America's Greatest Midsize Workplaces 2025, Quantum Workplace Employee Voice Award 2024, and Fortune's Best Workplaces in Financial Services & Insurance 2024. As a credit union, our vision is to enrich the lives of our members, employees, and communities. Since 2002, we have been an integral community partner through our charitable giving and community development programs in New York and beyond.

THIS ROLE WILL BE HYBRID 3 DAYS/WEEK OUT OF: BUFFALO NY, BRIDGEPORT CT, WILMINGTON DE. WILL CONSIDER HYBRID CANDIATES IN NYC AND BOSTON. MUST BE WITHIN A COMMUTABLE DISTANCE OR WILLING TO RELOCATE. This role provides senior level expertise in the professional practice of internal audit methodology and change management which requires in-depth internal audit, change management, and risk knowledge to oversee and advance the methodology of the Internal Audit division and ensure Internal Audit practices meet regulatory and industry requirements. Primary Responsibilities: Effective Internal Audit Practices Stay abreast of best practices, industry developments, and changing or emerging risks and consult with the audit teams to ensure their coverage as appropriate in assigned audits. Own and oversee the Internal Audit Division's Audit Methodology and Change Management programs by maintaining, enhancing, and innovating internal audit practices and expectations within the department in partnership with Internal Audit Management and Senior Leadership. Demonstrate thorough understanding of Internal Audit's methodology, provide sound advice to audit teams in their execution of audit procedures, and identify opportunities to enhance IA's methodology. Performs thorough industry research and analyzes the current environment to drive methodology changes in coordination with the Professional Practices Director and Chief Auditor. Design, maintain, and/or execute effective internal audit processes and reporting to support the operations of the division on a daily basis. This includes operational processes performed within the Professional Practices as well as the entire division and reporting provided to internal and external stakeholders. Successfully contributes to the success of the Division through partnership with peers and others in the execution of activities beyond those of primary ownership. Organize and complete work within established budgets and timeframes with minimal direction from audit management. Incorporate the use of data analytics throughout all aspects of the Professional Practices program. Inform and clearly demonstrate support for the department's strategic objectives. Leadership, Decision Making, and Communication Possess strong management and interpersonal skills, make sound decisions independently, exhibiting initiative and intuitive thinking. Proactively communicate with senior management members of the audit team and other key stakeholders throughout the organization. Build strong partnerships with stakeholders and audit team members. Demonstrates strong judgment, political astuteness, and sensitivity to cultural commitment. Developing Others Coach and mentor junior audit team members through knowledge sharing, tailoring the approach based upon their skills and experience. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities: This role operates independently within a matrix reporting environment and is responsible for ownership of one or more programs within the Professional Practices team of the Internal Audit Division. Programs of direct ownership include: Audit Methodology and Change Management. Deliverables are of high-quality, add value to the Division and the organization, which meet professional auditing standards and regulatory expectations. This position directly communicates with Senior, Middle and Line Management and External Auditors. Builds strong partnerships with business stakeholders and other audit team members. This role also requires periodic interaction with external regulatory agencies. Managerial/Supervisory Responsibilities: May provide coaching opportunities for certain audit professionals with limited responsibility for performance management, compensation planning, or other similar duties Education and Experience Required: Bachelor's degree, preferably in Accounting, Business, Finance, Technology, Cyber security, Mathematics, Statistics or other related technical field and 7 years' of relevant experience, including 2 years' of leadership experience, or in lieu of degree, 11 years' higher education and/or work experience including 2 years' managerial experience This individual must be an articulate and effective communicator, both orally and in writing, with an energetic, charismatic, and approachable style Demonstrates strong judgment, political astuteness, and sensitivity to cultural commitment. Possesses strong project management and interpersonal skills, makes sound decisions, exhibiting initiative, and critical thinking Ability to collaborate with senior management both within the Audit Division and throughout the organization to implement change effectively Specific subject matter expertise regarding internal audit methodology and applicable regulatory expectations. Education and Experience Preferred: MBA or Master's degree in an appropriate field Related certifications (CPA, CIA, CISA or similar) Financial Services Industry experience M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $107,500.00 - $179,100.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America

Job Description About MCU: At Municipal Credit Union, we believe that an incredible culture helps create a happy and motivated team that works hard to achieve the best results for themselves and their members. For more than 100 years, MCU has provided affordable financial products and convenient services to a membership base that is now comprised of over 600,000 individuals. With each new generation we have the pleasure of interacting with, we maintain the credit union promise of people helping people. Our Mission: To help hard-working New Yorkers build better tomorrows Our Vision: Be New York's most loved financial institution by helping our members build their best financial futures Overview: The Asset Recovery Specialist is responsible for managing charged-off accounts and supporting recovery efforts through account review, settlements, offsets, and coordination with third-party recovery agencies. This role ensures accurate documentation, effective negotiations, and compliance with applicable regulations while working to maximize recoveries and minimize losses. Responsibilities: Specific duties include, but are not limited to, the following: Review charged-off accounts to identify recovery opportunities, including potential offsets and available funds. Handle inbound and outbound member communications regarding charged-off accounts, settlements, and repayment arrangements. Evaluate and negotiate settlement offers, ensuring terms align with policies and compliance standards. Prepare and organize all required account documentation for referral to attorneys, collection agencies, or other recovery partners. Collaborate with external vendors and agencies to ensure timely and accurate account handling. Monitor and track recovery progress, ensuring accurate posting of payments, offsets, and settlements. Maintain detailed records of all account activity, communications, and recovery efforts. Ensure all actions are compliant with applicable federal and state regulations, as well as internal policies. Provide support to internal departments and management regarding recovery status and escalated cases. Perform all assigned task as outlined by management Complete all required department training as required. Perform other duties as required Requirements: College degree or equivalent work experience Minimum two years of relevant work experience. Working knowledge of Collections practices, rules, and regulations. Possess a strong sense of urgency. Strong multitasking, effectively sets priorities, takes accountability and achieves results. Proficient in Microsoft Office Suite (Word, Excel, Outlook, and Access) Strong analytical and problem solving skills. Excellent written and verbal communication skills. Requires independent thinking Available to work late nights and Saturdays. Highly ethical. Why you'll be a good fit: Our Core Values are an integral part of who we are and who we hire. By living our Core Values, every day, we continue to attract the best and brightest talent, achieve unsurpassed results and continuously challenge ourselves to be better than yesterday. These values are at the heart of our organization and within every teammate. To be a great fit, you'll bring the following Results - We are passionate about winning. Agility - We proactively anticipate, respond and pivot to ensure MCU wins. Integrity - We operate with the highest ethical standards and highest degree of honesty. Belonging - We cultivate a culture of inclusion and teamwork. Ownership - We take personal responsibility and hold ourselves accountable for the results. What we can offer you: Competitive compensation, medical and dental benefits. 401K with employer contribution Flexible paid time off Please note that the pay range provided is a good faith estimate for the position at the time of posting. Final compensation may vary based on factors including, but not limited to knowledge, skills and abilities, as well as geographic location. Incentives and/or benefits packages may vary depending on the position. Municipal Credit Union (MCU) is an Equal Opportunity Employer. Municipal Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by applicable federal, state or local laws. We are committed to hiring, training, cultivating, promoting, and celebrating an environment where we have a welcoming and fulfilling place for all people to call home. Diversity of race, thought, sexual orientation, age, veteran status, religion, and disability will empower us to thrive as individuals, as teams, and as an organization.